WPC' 960~R<8[zڅ˅S XM5woǞbjLOTˏ IRIEng8Xn'Ag/+]jp*jƐ`^'Js%ja pHtNiRo4PӲi=OkoB 0rRa~E'4%ԂkU*L h:Pyҝju'#mΡcJz;珕$x8?<4N5=Q`nCm`w3qx!dv%BacHa 7 "Id $ЖZ%@v*s!h>yB`c/"ۋG2i}[] '0jAuW-6t[ yNJP81z%.'i$eTbi' :z[xTsd#nG*ltM8Y2c=%vpp&UN %b 0h#!5 XVTw@^ B 1NU4 1u N~4UN m 0   0D 1BBBBBBBBBB 1 0tt 0]] 0F!F!F!F!F!F!F! 0 u;$ 0w$ 0'% 0%%%%%%%%%%E&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&& 0L&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&& B-&(  Z6Times New Roman RegularX($}}TRV6&A4V6&A46&A46&A4T  #ggdd  ISUS.,    0j  * X08d d8Thorshamar 3h Ytri0W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wpt EDMDM/-q' =?EKQW_gmstafl.a.1.a.1.(a)(i)1)a))'\  `TimesRoman3#37=CIQYag1.a.i.(1)(a)(i)1)a)'3|x6Times New Roman RegularU*ee=(/LH I '\  `TimesRomanI I '\  `TimesRomanI>*SKLSkletur. gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(36$ !}X-XXXTRV6&A4X3' Letter6&A43'T  XX-#ggdd  ISUS.,    0j  * X08dd8  (36$ !}X-XXXTRV6&A4X3' Letter6&A43'T  XX-#ggdd  ISUS.,    0j  * X08dd8  (3)3$ !}X-XXXTRV6&A4X3' Letter6&A43'T  XX-#ggdd  ISUS.,    0j  * X08dd8   d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#>c$"Small Circle"0 )Hairline  d !}X-XXXTRV6&A4X3' Letter6&A43'T  XX-#ggdd  ISUS.,    0j  * X08dd8  _L 4ABCD% 3 L5 @(^Lg F #5.#X-X@ ^_uminnstWutryggingarogtryggingakerfifyrirfjrfesta.#XX-# _Ԉ q A%N)  dE A r _  I.KAFLI MarkmiWogskipulag. 3  1.gr. i MarkmiW. 4   MarkmiWmeWlgumYessumeraWveitainnstWueigendumviWskiptabnkumogsparisj;WumogviWskiptavinumfyrirtkjasemnUtasrheimildirlagatilaWstundaviWskiptimeWverWbrflgmarksverndgegngreiWsluerfiWleikumviWkomandifyrirtkissamrmiviWkvWilagaYessara.  2.gr.Stofnun. V#     MeWtryggingarsamkvmtlgumYessumfersrstkstofnunernefnistTryggingarsj;Wur !$ innstWueigendaogfjrfesta,hreftirnefndursj;Wurinn.Sj;WurinnersjlfseignarstofnunogstarfartveimursjlfstWumdeildummeWaWskilinnfjrhagogreikningshald,innstWudeildogverWbrfadeild,sbr.Y;kvWi12.gr.  3.gr.AWilaraWsj;Wnum. #N!*     ViWskiptabankar,sparisj;Wir,fyrirtkiverWbrfaYj;nustuogaWrirsemnUtasrheimildir $"+ lagatilaWstundaviWskiptimeWverWbrfsamrmiviWlgumverWbrfaviWskipti,semhafastaWfestuhrlandi,skulueigaaWildaWsj;Wnum.HiWsamagildirumtibYessaraaWilaEvr;pskaefnahagssvWinu.Xessifyrirtki,hreftirnefndaWildarfyrirtki,beraekkibyrgWskuldbindingumhansumframlgbundinframlgtilsj;Wsins,sbr.kvWi6.og7.gr.FjrmlaeftirlitiWskalhaldasrstakaskrumaWildarfyrirtki.  4.gr.Stj;rnogframkvmdastj;ri. +q(3     Stj;rnsj;WsinsskalskipuWsexmnnumtiltveggjarasenn.ViWskiptabankartilnefna +<)4 tvomennstj;rnsj;Wsins,sparisj;Wireinnmann,fyrirtkiverWbrfaYj;nustuogaWrirsemnUtasrheimildirlagatilaWstundaviWskiptimeWverWbrfsameiginlegaeinnmannog g-*6  viWskiptarWherratvomenn.ViWskiptarWherratilnefnirjafnframtfulltrainnstWueigendaogfjrfestasemheyrnaraWilameWmlfrelsiogtillgurttstj;rnsj;Wsinsogskalhannuppfyllasmukrfurogstj;rnarmenn.ViWskiptarWherraskiparformannstj;rnar.Varamennskulutilnefndirsamahtt.  Stj;rnsj;WsinserheimiltaWrWaframkvmdastj;raviWsj;WinneWasemjaviWlgaWilaumreksturogvrsluhans.LgaWilinngeturveriWSeWlabanki0slandsogvrslufyrirtkisamkvmtlgumumverWbrfasj;Wi.  &  Stj;rnarmennogframkvmdastj;riskuluveralgrWaogmegaaldreihafaveriWsviptirforrWibisnu.' ԀXeirskuluhafa;flekkaWmannorWogmegaekkihafahlotiWd;mfyrirrefsiverWanverknaWtengslumviWatvinnurekstursamkvmtalmennumhegningarlgumeWalgumumhlutaflg,einkahlutaflg,b;khald,rsreikninga,gjaldYroteWaopinbergjld.  Stj;rnarmennogstarfsmennsj;WsinserubundnirYagnarskyldusamrmiviWkvWilagaumviWskiptabankaogsparisj;Wi.  Stj;rnsj;Wsinsskaltveggjarafresti,eWaoftarefstWaYykirtil,gerarWherragreinfyrirafstWusinnitillgmarkseignarsj;Wsinsskv.6.og7.gr.NnarskalkveWiWumverkefnistj;rnarsj;WsinssamYykktumhans.  5.gr.AWalfundur. uF     AWalfundskalhaldafyrirlokmarsrhvert.aWalfundiskalleggjaframendurskoWaWan @ rsreikningogrsskUrslustj;rnar.AWalfundursetursj;WnumsamYykktir.KveWaskalnnarumverkefniaWalfundasamYykktumsj;WsinssemhWarskulusamYykkirWherraaWfenginniumsgnFjrmlaeftirlitsins.  SrhvertaWildarfyrirtkirtttilsetuaWalfundi.aWalfundifaraviWskiptabankarsamtalsmeWsexatkvWi,sparisj;WirmeWYrjatkvWiogfyrirtkiverWbrfaYj;nustuogaWrirsemnUtasrheimildirlagatilaWstundaviWskiptimeWverWbrfmeWYrjatkvWi.VgihversaWildarfyrirtkiserjafntinnanhversh;ps.TillagatilbreytingasamYykktumsj;WsinsYarffulltingi/h h //|i2i|q q  Vi3iV/  //hlutaatkvWaaWalfundiogsamYykkirWherra. i   Stj;rnsj;Wsinsgetur,Yegarhntelurtilefnitil,boWaWllaWildarfyrirtkitilfundar.SkylterhenniaWboWatilfundarefaWildarfyrirtkimeWsamtalsfj;rWungatkvWaskjaYess.  II.KAFLI GreiWslursj;Winn. `   6.gr. Z+! InnstWudeild. %"     HeildareigninnstWudeildarsj;WsinsskalaWlgmarkinema1%afmeWaltalitryggWra # innstWnaviWskiptabnkumogsparisj;WumnstliWnuri.Niheildareignekkilgmarkiskv.1.mlsl.skuluallirviWskiptabankarogsparisj;WirgreiWaeigisWaren1.marsrhvertgjaldtilsj;Wsinssemnemur0,15%afmeWaltalitryggWrainnstWnahlutaWeigandiviWskiptabankaeWasparisj;WinstliWnuri,sbr.Y;viWmiWunarmrkskv.1.mlsl.  NiheildareigndeildarinnarsamtekkitilskildulgmarkiskalhverviWskiptabankiogsparisj;WurleggjaframbyrgWaryfirlUsingu.0yfirlUsingunniskalhverviWskiptabankiogsparisj;WurbyrgjastaWhannmuniinnaafhendisrstakagreiWslutildeildarinnarYegarhenniberaWendurgreiWainnstWurskv.III.kaflaeinhverjumviWskiptabankaeWasparisj;WisemaWildaWsj;Wnum.  byrgWaryfirlUsinginskalhlj;WauppsamahlutfallYeirrarfjrhWarervantarlgmarkiWognemurhlutfallitryggWrainnstWnahlutaWeigandiafsamanlgWumtryggWuminnstWum.KrfuruminnborgundeildinagrundvellibyrgWaryfirlUsingagetaY;ekkiveriWhrririhverjuensemnemureinumtundaaflgmarksstrWsj;Wsins.ViWskiptabnkumogsparisj;WumerskyltaWgreiWatilsj;WsinsYegarhannkrefstYessog framangreindaraWstWurerufyrirhendi. +'2 & a     NUrviWskiptabankieWasparisj;WurskalgreiWasrstaklegatildeildarinnar1.marsrhvertfrYvaWhannhefurstarfsemihrlandi0,15%afmeWaltalitryggWrainnstWna 'a/"hlutaWeigandiviWskiptabankaeWasparisj;WinstliWnuriYartillgmarkiskv.1.mgr.ernW.AukYessleggurhlutaWeigandiviWskiptabankieWasparisj;WurframbyrgWaryfirlUsingusemstj;rnsj;WsinsmeturgildafyrirmismungreiWslutilsj;Wsinsoglgmarkiskv.1.mlsl.1.mgr.  GreiWslurtildeildarinnareru;endurkrfar.ViWskiptabnkumogsparisj;WumerskyltaWveitasj;WnumupplUsingaruminnstWursamkvmtYessarigrein.  7.gr.VerWbrfadeild.        HeildareignverWbrfadeildarsj;WsinsskalaWlgmarkinema100millj.kr.      Niheildareignsj;Wsinsekkilgmarkiskv.1.mgr.skuluaWildarfyrirtkigreiWaeigisWaren1.marsrhvertgjaldtilsj;Wsinssemnemursamtals20millj.kr.,Yartilsj;WurinnhefurnWtilskilinnilgmarksstrW.HvertaWildarfyrirtkiskalgreiWalgmarksgjaldaWfjrhW50.000kr.rleggreiWslaaWfrdregnulgmarksgjaldiskiptisttvojafnahlutaeftireftirfarandigjaldstofnum: A0J   A0J7)  2%  1  .3  Ԉ0    HlutaWildarfyrirtkissamanlagWrifjrhWverWbrfaviWskiptaaWildarfyrirtkja {  nstliWnuriviWYviWskiptavinisemtryggWireruskv.9.gr.A0J7)b)݌    Ќ   A0J   A0J*  2%  2  .3  Ԉ0    HlutaWildarfyrirtkissamanlgWumfjldaviWskiptareikningahjaWildarfyrirtkjum @ tengslumviWviWskiptimeWverWbrf.LeggjaskalsamanfjldaviWskiptareikningaskv.c-liW1.tlul.oga-ogb-liW2.tlul.8.gr.lagaumverWbrfaviWskipti.ViWskiptareikningarskv.c-liW1.tlul.oga-liW2.tlul.hafatvfaltvgisamtlu.ViWskiptareikningarmeWhrriinneignen1,7millj.kr.miWaWviWgengievru(EUR)5.janar1999hafaeinnigtvfaltvgisamtlu.A0J*+݌    Ќ    NiheildareigndeildarinnarsamtekkitilskildulgmarkiskalhvertaWildarfyrirtkileggjaframbyrgWaryfirlUsingu.0yfirlUsingunniskalhvertaWildarfyrirtkibyrgjastaWYaWmuniinnaafhendisrstakagreiWslutildeildarinnarYegarhenniberaWendurgreiWaverWbrfeWareiWufskv.III.kaflaeinhverjufyrirtkisemaWildaWsj;Wnum.  byrgWaryfirlUsinginskalhlj;WauppsamahlutfallYeirrarfjrhWarervantarlgmarkiWognemurhlutfalligreiWslnaaWildarfyrirtkisafsamanlgWumgreiWslumallraaWildarfyrirtkjaviWfyrstugreiWslueftiraWlj;steraWheildareigndeildarinnarnrekkitilskildulgmarki.KrfuruminnborgundeildinagrundvellibyrgWaryfirlUsingagetarihverjuY;ekkiveriWhrriensemnemureinumfimmtaaflgmarksstrWsj;Wsins.AWildarfyrirtkjumerskyltaWgreiWatilsj;WsinsYegarhannkrefstYessogframangreindaraWstWurerufyrirhendi.  XrttfyrirkvWi1.og2.mgr.erstj;rnsj;WsinsheimiltaWkaupavtrygginguhjviWurkennduvtryggingaflagiEvr;pskaefnahagssvWinutilaWtryggjasiggegntj;ni.Kaupisj;WurinnvtrygginguskalY;YaWminnstafimmtunguraflgmarksstrWdeildarinnarskv.1.mgr.veraverWbrfumeWareiWuf.  NUttaWildarfyrirtkisemnUtirsrheimildirlagatilaWstundaviWskiptimeWverWbrfsamrmiviWlgumverWbrfaviWskiptiskalgreiWasrstaklegatildeildarinnar1.marsrhvertfimmrfrYvaWYaWhefurstarfsemihrlandi.GreiWslanskalnemaYvhlutfalliaf20millj.kr.semnemurhlutfalliYessgjaldstofnumskv.2.mgr.GreiWslanskalinntafhendifyrstasinnfullurieftirupphafstarfseminnar.AukYessleggurhlutaWeigandifyrirtkiframbyrgWaryfirlUsingusemjafngildirfj;rfaldrigreiWslufyrstarsins.  GreiWslurtildeildarinnareru;endurkrfar.AWildarfyrirtkjumerskyltaWveitasj;WnumupplUsingarsamkvmtYessarigrein. t)E%/   8.gr.Afturkllunleyfis. +'2     NuppfylliraWildarfyrirtkiekkiskyldursnargagnvartsj;Wnumsamkvmtlgum ,q(3 YessumogreglugerWogskalYstj;rnhanstilkynnaYaWrWherraogFjrmlaeftirlitinun k-<)4 tafar.RWherraveitirhlutaWeigandiaWildarfyrirtkiYalltaWYriggjamnaWafresttilrb;taaWfengnulitiFjrmlaeftirlitsins.HafiaWildarfyrirtkiWekkiuppfylltskyldursnaraWYeimfrestiliWnumgeturstj;rnsj;Wsins,aWfengnulitiFjrmlaeftirlitsins,lagtdagsektirfyrirtkiW.GreiWastYrYangaWtilaWildarfyrirtkiWhefuruppfylltskyldursnargagnvartsj;Wnum.SektirnargetanumiW50!500Ys.kr.dag.  HafiaWildarfyrirtkiekkiuppfylltskyldursnargagnvartsj;WnuminnaneinsmnaWarfrlagningudagsektageturrWherratilkynntYvaWhannhyggistafturkallastarfsleyfiYesshafifyrirtkiWekkiuppfylltskyldursnaraWt;lfmnuWumliWnum.  Nrennurfresturskv.2.mgr.tnYessaWhlutaWeigandiaWildarfyrirtkihafiuppfylltskyldursnargagnvartsj;WnumoggeturYrWherraafturkallaWstarfsleyfiYessaWfengnulitiFjrmlaeftirlitsins.SkuldbindingarsemstofnaWertilWurenfresturskv.1.og2.mgr.rennurtskulunj;tatryggingaverndarsamrmiviWkvWiIII.kafla.  Nrennurfresturskv.1.og2.mgr.tYegarumeraWrWatibaWildarfyrirtkismeWstaWfestuWrurkiinnanEvr;pskaefnahagssvWisinsoggeturstj;rnsj;WsinsYtilkynnttibinuaWhnhyggisttilokaYaWfrsj;WnumhafiYaWekkiuppfylltskyldursnaraWt;lfmnuWumliWnum.Effresturskv.1.mlsl.rennurtnYessaWtibiWhafiuppfylltskyldursnargetursj;WurinntilokaWYaWfraWildaWsj;WnumaWfengnulitiFjrmlaeftirlitsins.SkuldbindingarsemstofnaWertilWurenfrestursamkvmtYessarimlsgreinrennurtskulunj;tatryggingaverndarsamrmiviWkvWiIII.kafla.  kvWi1.!3.mgr.eigaeinnigviWumtibaWildarfyrirtkjameWstaWfesturkiutanEvr;pskaefnahagssvWisins.     &  III.KAFLI GreiWslurrsj;Wnum. l=  9.gr. 7 GreiWslurrsj;Wnum.      NeraWildarfyrirtkiaWlitiFjrmlaeftirlitsinsekkifrtumaWinnaafhendigreiWslu  andvirWiinnstWu,verWbrfaeWareiWufjr'vDԀsemviWskiptavinurhefurkrafiWaWildarfyrirtkiumendurgreiWslueWaskilsamrmiviWYskilmlaergilda.ErYsj;WnumskyltaWgreiWaviWskiptaviniaWildarfyrirtkisandvirWiinnstWurinnstWudeildogandvirWiverWbrfaogreiWufjrtengslumviWviWskiptimeWverWbrfrverWbrfadeild.GreiWsluskyldasj;WsinsverWureinnigvirkefbaWildarfyrirtkisertekiWtilgjaldYrotaskiptasamrmiviWlgumviWskiptabankaogsparisj;WioglgumverWbrfaviWskipti.  litFjrmlaeftirlitsinsskalliggjafyrireigisWarenYremurvikumeftiraWYaWfrfyrststaWfestinguYvaWhlutaWeigandiaWildarfyrirtkihafiekkigreittviWskiptavinisnumeWastaWiWskilverWbrfumeinsogYvbaraWgera.  MeWinnstWuskv.1.mgr.erttviWinnstWusemtilkominervegnainnlnseWamillifrsluhefWbundinnialmennribankastarfsemiogviWskiptabankaeWasparisj;WiberaWendurgreiWasamkvmtskilmlumergildasamkvmtlgumeWasamningum.Trygginginnrhinsvegarekkitilskuldabrfa,vxlaeWaannarrakrafnasemtgefnareruafviWskiptabankaeWasparisj;WiformiverWbrfa.  MeWverWbrfumskv.1.mgr.erttviWverWbrfsemeruvrslu,umsj;neWaumsUsluaWildarfyrirtkisogYvberaWendurgreiWaeWastandaskilsamkvmtskilmlumergildaumsamskiptiaWildarfyrirtkisogfjrfestissamkvmtlgumeWasamningum.  MeWreiWufskv.1.mgr.erttviWinnborgaWreiWuffjrfestistilaWildarfyrirtkistengslumviWviWskiptimeWverWbrf.  Undanskilintrygginguskv.1.mgr.eruinnstWur,verWbrfogreiWufeiguaWildarfyrirtkja,svoogm;Wurogd;tturfyrirtkjaYeirra,fyrirYeirraeiginreikningoginnstWur,verWbrfogreiWufsemtengistmlumYarsemsakfellthefurveriWfyrirpeningaYvtti.  NnarskalkveWaumtilhgungreiWslnarsj;WnumreglugerW.  ,q(3   & ,  10.gr.FjrhWtilgreiWslu.      NhrkkvaeignirviWkomandideildarsj;WsinsekkitilYessaWgreiWaheildarfjrhW  tryggWrainnstWna,verWbrfaogreiWufj',/OrhlutaWeigandiaWildarfyrirtkjumogskalYgreiWslurhvorrideildskiptYannigmillikrfuhafaaWkrafahversYeirraalltaW1,7millj.kr.erbttaWfulluenalltsemumframerYessafjrhWskalbtthlutfallslegajafnteftirYvsemeignirhvorrardeildarhrkkvatil.FjrhWYessierbundinviWgengievru(EUR)miWaWviWkaupgengihennar5.janar1999.Sj;WurinnverWurekkisWarkrafinnumfrekarigreiWsluY;tttj;nkrfuhafahafiekkiveriWbttaWfullu.  Hrkkvieignirsj;Wsinsekkitilogstj;rnhanstelurtilYessbrUnastWuerhenniheimiltaWtakalntilaWgreiWakrfuhfum.  KomitilgreiWslursj;WnumyfirtekurhannkrfukrfuhafahendurhlutaWeigandiaWildarfyrirtkieWaYrotabi.  11.gr.Lnmillideilda.       Stj;rnsj;WsinserheimiltaWlnaalltaW50millj.kr.milliinnstWudeildarog   verWbrfadeildar.LniWskalendurgreiWastinnan36mnaWa.RWherraerheimiltaWsetjannarikvWiumlnmillideildareglugerW.  12.gr.Vkjandiln.      Sj;WnumerheimiltaWveitaaWildarfyrirtkivkjandilnsrstakrideildfyrirslkln, r YvskyniaWeflaeiginfjrstWuYess,endaverWifjrtilYessaflaWsrstaklegameWlntku.Stj;rnsj;WsinsgetursettskilyrWifyrirlnveitingu,svosemaWlntakiafliaukinseiginfjreWageriaWrarrWstafanirtilaWstyrkjarekstursinn.  Stj;rnsj;WsinserheimiltaWltarannsakareksturogefnahagaWildarfyrirtkjasemveittervkjandiln.Stj;rnsj;WsinsgeturYessusambandikrafistnauWsynlegraupplUsingafrhlutaWeigandiaWildarfyrirtki.  &  IV.KAFLI Erlendtib.   13.gr. `      BtibumerlendraviWskiptabanka,sparisj;Wa,fyrirtkjaverWbrfaYj;nustuoglnastofnanaannarraenviWskiptabankaogsparisj;Wa,'oYԀsemstarfahrlandienhafastaWfestuWrurkiEvr;pskaefnahagssvWinu,erheimilaWildaWsj;WnumvegnainnstWna,verWbrfaogreiWufjrsemekkiertryggtsambrileganhttEvr;pskaefnahagssvWinu.  Erlendtibskv.1.mgr.semhafastaWfestuutanEvr;pskaefnahagssvWisinsogstarfahrlandiskuluveraaWilaraWsj;Wnum,endasslkttibekkiaWiliaWsambrilegutryggingakerfiheimarkisnu.  RWherrageturreglugerWkveWiWnnarumaWilderlendratibasamkvmtYessarigreinaWsj;Wnum,svoogumYrviWb;tartryggingarsemtibYurfatilYessaWgetastarfaWhrlandi.UmiWgjldoggreiWslurvegnatryggingasamkvmtYessarigreinskalnnarkveWiWreglugerW.  V.KAFLI TmiskvWi. (z$.  14.gr. t)E%/ rsreikningurogendurskoWun. ?*&0     Reikningsrsj;WsinsskalveraalmanaksriW.LggilturendurskoWandisj;Wsinsskal  +&1 kosinnaWalfundi.EndurskoWaWurrsreikningurskalsamYykkturogritaWurafstj;rnhansogstaWfesturafrWherra. k-<)4   &  15.gr.Eftirlit.      FjrmlaeftirlitiWhefureftirlitmeWaWstarfsemisj;WsinsssamrmiviWlgYessi,  reglugerWogsamYykktirfyrirsj;Winn.UmeftirlitiWgildaaWWruleytilgumopinberteftirlitmeWfjrmlastarfsemi.'/V`  16.gr.SkriflegarupplUsingartilreiWu.       AWildarfyrirtkiskuluafgreiWslustWumsnumhafatilreiWuskriflegarupplUsingarum  X aWildsnaaWsj;Wnum,umfangtryggingar,hvaWaeignireruekkitryggWaroghvertkrfuhafigetisniWsrneitiaWildarfyrirtkikrfuhafaumgreiWslu.SkuluupplUsingarveraslenskuogvallttilreiWuYannigaWauWveltsaWnlgastYr.  AuglUsingaraWildarfyrirtkjaumaWildaWsj;WnumskulutakmarkaWarviWbeinatilvsuntilhlutaWeigandideildarhans.  17.gr.UndanYgafrskattioggjaldYrotalgum.       Sj;WurinnerundanYeginntekjuskattiogeignarskattisamkvmtlgumumtekjuskattog {  eignarskatt.  Sj;WurinnverWurhvorkitekinntilgjaldYrotaskiptanerheimiltaWgeraaWfreignumhans.  18.gr.ReglugerW. l=     RWherraseturreglugerWnnarikvWiumstarfsemisj;Wsins,m.a.umtilhgun 7 greiWslumrsj;Wnum,trygginguinnstWu,verWbrfumeWareiWufYegarumsameiginleganreikningeraWrWaeWaYegarviWskiptavinuraWildarfyrirtkisekki;tvrWanrtttilinnstWu,verWbrfaogreiWufjrogumvxtuneignumsj;Wsins.  VI.KAFLI ryggissj;Wir.   19.gr.      ViWskiptabnkumannarsvegarogsparisj;Wumhinsvegar,meWstaWfestuhrlandi,erheimiltaWstofnasjlfseignarstofnanir,ryggissj;Wi,semallirviWskiptabankareWaallirsparisj;WirskuluveraaWilaraWYvskyniaWtryggjahagsmuniviWskiptamannaogfjrhagslegtryggiviWskiptabankaeWasparisj;Wa.  TilaWtryggjahagsmuniviWskiptamannaogYvskynifjrhagslegtryggiviWskiptabankaeWasparisj;Wsgeturryggissj;WurveittlneWayfirtekiWvissareignir,gengiWbyrgWir,bttsrstakttapogkostnaWsemviWskiptabankieWasparisj;WurverWurfyrirogveittviWskiptabnkumeWasparisj;WumstuWningaWWruleytihvernYannhttsemstj;rnirsj;WannakveWasamrmiviWkvWilagaYessaraogsamYykktasj;Wsins.0Yessuskynierryggissj;WiheimiltaWltarannsakareksturogefnahagviWskiptabankaeWasparisj;Ws.0samYykktumskalsetjannarireglurumstarfsemina,svoogumtekjuroglnveitingar.  ryggissj;WierennfremurheimiltaWveitaviWskiptabankaeWasparisj;WivkjandilnYvskyniaWeflaeiginfjrstWuhans.Stj;rnsj;WsinsgetursettskilyrWifyrirveitinguvkjandilns.HennierheimiltaWltarannsakareksturogefnahagviWskiptabankaeWasparisj;Wssemveittervkjandiln.Geturstj;rninYvsambandikrafistnauWsynlegraupplUsingafrhlutaWeigandiviWskiptabankaeWasparisj;Wi.  AWalfundurfermeWWstavaldmlefnumryggissj;Ws.SrhveraWiliaWsj;WnumferaWalfundimeWatkvWisrttsamrmiviWhlutsinnheildareignumviWskiptabankaeWasparisj;Wa.Stj;rnsj;WsinsfermeWmlefnihansmilliaWalogaukafunda.HnskalskipuWfimmmnnumogskulufj;rirstj;rnarmennogjafnmargirtilvarakjrniraWalfunditileinsrssenn,hlutbundinnikosninguef;skaWer.RWherratilnefnireinnmannogskalhann k-<)4 tilnefndurtilYriggjarasenn.NnarskalkveWiWumskipanogverkefnistj;rnarsamYykktum.  Stj;rnarmennogstarfsmennryggissj;WaerubundnirYagnarskyldusamrmiviWkvWilagaumviWskiptabankaogsparisj;Wi.  ryggissj;WurerundanYeginntekjuskattiogeignarskattisamkvmtlgumumtekjuskattogeignarskatt.Sj;WurinnverWurhvorkitekinntilgjaldYrotaskiptanerheimiltaWgeraaWfreignumhans.  AWalfundurseturryggissj;WisamYykktirsemhWarskulustaWfestingurWherraaWfenginniumsgnFjrmlaeftirlitsins.FjrmlaeftirlitiWhefureftirlitmeWstarfsemiryggissj;Wa.UmeftirlitiWgildaaWWruleytilgumopinberteftirlitmeWfjrmlastarfsemi.  VII.KAFLI Gildistakao.fl.    20.gr. ~O      LgYessiWlastgildi1.janar2000.Sj;WurinnyfirtekurYeignirogskuldirTryggingarsj;WsviWskiptabankaoginnstWudeildarTryggingarsj;Wssparisj;Wa.Tryggingarsj;WurviWskiptabankaoginnstWudeildTryggingarsj;Wssparisj;WaverWahvortveggjalgWniWurfrsamatma.  Haldaskalstofnfundfyrir31.desember1999YarsemsettarerusamYykktirfyrirsj;Winn,sbr.5.gr.kvWiYessararmlsgreinartekurYegargildi.  MeWlgumYessumfallargildikvWiX.kafla(75.!81.gr.)laganr.113/1996,umviWskiptabankaogsparisj;Wi.  21.gr.    LgYessierusettsamrmiviWkvarWanirsameiginleguEESnefndarinnarnr.18/1994ognr.12/1998ogtilYessaWtakauppinnlendanrttkvWitilskipanaEvr;puYingsinsogrWsinsnr.19fr1994uminnstWutryggingarognr.9fr1997umtryggingakerfifyrirfjrfesta.___A%N)  dE A `  @ ^X-XSamYykktAlYingi_x21._Ԁ_desember___Ԁ1999. #' #XX-7|#