WPC( Hf7&gDt쉺0jSr5yh?e.uTwIC(Iq r&JdM+nY$4m(ޤ/'a!uQ7lP'YqJђ@9-g*9?jl$?4͘QƵ^dL4Ϯz68.Jׁ_T|@쑳#Lfv>_GrR)?Tj̅&R:I.++Pt4}tsi[1x!?oZw j9j܋Ehpo|<\"_RMC3\#ŀo3YG%#țFnE]212XݢkXض4 NcBx,.wܠ-mnbVtT+]C|0( ,4{ 4|5[akLnN+&UN %b 0h#!5 XVTw@^ B 1NU4 1u N~4UN m 0Z   0dd 0DXXXXXXXXX 1 1# 1 1KK 1 0cc 0L L 05#5#5#5#5#5#5# 0u*& 0w& 0' 0''''''''''Ex(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x(x( 0Lz(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z(z( B-((  Z6Times New Roman RegularX($}}TRV6&A4V6&A46&A46&A4T  #ggdd  ISUS.,    0j  * X08d d8Thorshamar 3h Ytri0W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wpt /DUMMv-`( =?EKQW_gmstafl.a.1.a.1.(a)(i)1)a))'\  `TimesRoman3#37=CIQYag1.a.i.(1)(a)(i)1)a)]C(3|x6Times New Roman RegularUF*MIVJMiWjar texta.@a.. *ee=(/LH I '\  `TimesRomanI I '\  `TimesRomanI>*SKLSkletur.(UhCEKQW]cioAutoList3a.a.a.a.a.a.a.a. gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)(EGMSY_ekqAutoList11a.a.a.a.a.a.a.a.(EGMSY_ekqAutoList12a.a.a.a.a.a.a.a.ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3$ !}XXXXTRV6&A4X3' Letter6&A43'T  jXX#ggdd  ISUS.,    0j  * X08jdd8  (3$ !}XXXXTRV6&A4X3' Letter6&A43'T  jXX#ggdd  ISUS.,    0j  * X08jdd8  (3$ !}XXXXTRV6&A4X3' Letter6&A43'T  jXX#ggdd  ISUS.,    0j  * X08jdd8   d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#>c$"Small Circle"0 )Hairline  d !}XXXXTRV6&A4X3' Letter6&A43'T  jXX#ggdd  ISUS.,    0j  * X08jdd8  _L 4ABCD% 3 L________1j @(^Lg F #j1#XXj@ ^___umbreytinglgumnr.129/1997,umskyldutryggingu q !]<@6 6 ^lfeyrisrttindaogstarfsemilfeyrissj;Wa.____#jXXI#_  ] A%N)  dE A ^ _@&^1.gr.  ViW18.gr.lagannabtistnUmlsgreinerverWur3.mgr.,svohlj;Wandi:  Lfeyrissj;Wirskulusendasj;WflgumsnumyfirlitumiWgjaldagreiWslureigisjaldnarenhlfsrsfresti.YfirlitiYessuskalfylgjaskoruntilsj;WflagaumaWgerantafarathugasemdirefsannanlegainnheimtiWgjldhafaekkiboristsj;Wnum.@&^2.gr.  0staWorWsins?reglugerW 5.mgr.19.gr.lagannakemur:samYykktum.  3.gr.  1.mlsl.28.gr.lagannaorWastsvo:AllarbreytingarsamYykktumlfeyrissj;WsskaltilkynnafjrmlarWherraogWlastYrekkigildifyrrenrWherrahefurstaWfestaWYrfullngikvWumlagaYessaraogkvWumgildandisamYykktafyrirlfeyrissj;WinnaWfenginniumsgnFjrmlaeftirlitsins.  4.gr.    ViW29.gr.lagannabtistnUmlsgreinerverWur2.mgr.ogorWastsvo:  Stj;rnlfeyrissj;WserheimiltaWgerabreytingarsamYykktumsj;WsinsnYessaWberaYrundirrsfundeinsogmlterfyrirum30.gr.ogeftiratvikumsamYykktumeinstakralfeyrissj;Wa,efYrleiWaaf;frvkjanlegumkvWumlagaeWareglugerWa.  5.gr.    5.mgr.31.gr.lagannaorWastsvo:  Menntun,starfsreynslaogstarfsferillframkvmdastj;ralfeyrissj;WsskalverameWYeimhttiaWtryggtsaWhanngetigegntstWusinniforsvaranleganhtt.AWWruleytiferumhfiframkvmdastj;raskv.1.og2.mgr.  +])4   & a & a   6.gr.    EftirfarandibreytingarverWa34.gr.laganna:L +( 4ABCDL A0J   A0J2  a  .3  Ԉ0    0staWorWanna?sbr.2.tlul.2.mgr.29.gr. 1.mgr.kemur:sbr.2.tlul.3.mgr.29.gr.'a/ 'a/ A0J݌   Ќ   A0J   A0JS  2  b  .3  Ԉ0    ViWbtasttvrnUjarmlsgreinarerorWastsvo:A0JS~݌a   Ќ    0   j   Lfeyrissj;WurskalhafaYj;nustusinnistarfsmannsemhfurertilaWsinnaeignastUringuverWbrfasafnasj;Wsinsgrundvellimenntunarsinnarogstarfsreynslu.      0   j   Lfeyrissj;WursembUWurupptvoeWafleirivalmguleikavarWandivxtunlfeyrisiWgjaldaeWavinnslulfeyrisrttindaskalhafaYj;nustusinnistarfsf;lksemhftertilaWsinnarWgjfYeimefnum.GtaskalYessaWrWgjfssettframhlutlganogfagleganhttogtakimiWafhagsmunumhverssj;Wflaga.Lfeyrissj;WurskalennfremurltatbaskriflegtkynningarefniYarsemgerWergreinfyrirkostumoggllumeinstakravalkostamiWaWviWmismunandiforsendur.0auglUsingumogannarrikynningarstarfsemilfeyrissj;WaskalYessgttaWframkomirttarognkvmarupplUsingarumstarfsemiogYj;nustulfeyrissj;Wanna.    @&^7.gr.  EftirfarandibreytingarverWa36.gr.laganna:L 2((+L A0J   A0J2  a  .3  Ԉ0    0staWorWsins?Fjrmlaeftirlitsins 5.tlul.1.mgr.kemur:opinberseftirlitsaWila.A0J݌{    Ќ   A0J   A0J  2  b  .3  Ԉ0    9.tlul.1.mgr.fellurbrottog10.tlul.verWur9.tlul.A0J9݌uF   Ќ   A0J   A0J(2  c  .3  Ԉ0    3.mgr.orWastsvo:A0J(S݌@   Ќ    0   j   XrttfyrirkvWi2.mgr.erheimiltaWfjrfestafyriralltaW10%afhreinnieignsj;WsinsverWbrfumsemfallaundir1.,2.,5.,6.og8.tlul.1.mgr.ogekkieruskrWskipulegummarkaWi,endasuverWbrfingefintafaWiluminnanaWildarrkjaOECD.Fjrfestingar;skrWumhlutabrfumeruY;eingnguheimilarefengarhmlureruviWskiptummeWhlutabrfinogrsreikningarhlutaflagannallumaWgengilegir. @      A0J   A0J  2  d  .3  Ԉ0    4.mgr.orWastsvo:A0J݌   Ќ    0   j   Eignlfeyrissj;WseinstkumtegundumverWbrfaskv.2.,5.,6.,og8.tlul.1.mgr.skalekkiverameirien50%afhreinnieignsj;Wsins.     A0J   A0Ja2  e  .3  Ԉ0    0staWorWanna?2.!9.tlul. 5.mgr.kemur:2.!8.tlul.A0Ja݌c4   Ќ   A0J   A0J ''2  f  .3  Ԉ0    0staWhlutfallstlunnar?40% 6.mgr.kemur:50%.A0J ݌.   Ќ   A0J   A0J!  2  g  .3  Ԉ0    8.mgr.orWastsvo:A0J!!݌   Ќ  L Uh((2L  0   j   XrttfyrirkvWi3.mgr.erYeimlfeyrissj;Wumsemkeyptu;skrWbrftengdhsnWislnumByggingarsj;WsrkisinsogByggingarsj;Wsverkamannarunum1972til1994heimiltaWflokkaYausemskrWbrfskv.1.tlul.1.mgr.      8.gr.    37.gr.lagannaorWastsvo:  Fjrfestingarstefnalfeyrissj;WsskalbyggWtegundaflokkuninnlnaogverWbrfa,sbr.1.!9.tlul.1.mgr.36.gr.HvertegundinnlnaogverWbrfaskaljafnframtsundurliWuWeftirYvsemviWmeWtillititilgjaldmiWlahttuogstrWareinstakrainnlnsaWilaeWaverWbrfatgefenda.Lfeyrissj;WirskulusendaupplUsingarumfjrfestingarstefnusnafyrirkomandirtilFjrmlaeftirlitsinseigisWaren1.desemberrhvert.  FjrmlaeftirlitiWskalsetjareglurumformogefnifjrfestingarstefnulfeyrissj;WaoghvernighenniskuliskilaWtileftirlitsins.  9.gr.    ViW38.gr.lagannabtasttvrnUjarmlsgreinarerverWa1.og2.mgr.ogorWastsvo:  Lfeyrissj;WurmekkifjrfestafasteignumeWalausafnemaaWYvmarkisem nauWsynlegtervegnastarfsemisj;Wsins. ?*&0 &     XrttfyrirkvWi1.mgr.erlfeyrissj;WiheimiltntakmarkanaaWyfirtakaeignirtilaWtryggjafullnustukrfu.EignirnarskuluseldareigisWareninnan18mnaWafryfirtkueignanna.HeimilterY;aWdragaslulengursYaWauglj;slegaYguhagsmunasj;Wsins.SlkandrttslueignaskaltilkynnaFjrmlaeftirlitinusemgeturYkrafistsluYeirrainnanviWeigandifrests.'/)  10.gr.    ViW40.gr.lagannabtistnUmlsgreinerorWastsvo:  MeWrsreikningumlfeyrissj;WaskalfylgjasfjrfestingarstefnasemstarfaWereftir.JafnframtskalfylgjattektvxtuneignasafnasWastars.FjrmlaeftirlitiWskalsetjannarireglurumformogefniYessaraskUrslna.@tt&^11.gr.  51.gr.lagannaorWastsvo:  Lfeyrissj;Wirsemnj;tabakbyrgWarrkis,sveitarflagaogbankaeruundanYegnirkvWum21.,23.og39.gr.@tt&^12.gr.  0staWsWarimlsliWar53.gr.lagannakomafimmnUirmlsliWir,svohlj;Wandi:Umrttindisj;WflagatilgreiWslulfeyrisrsj;WumsemstarfasamkvmtgreininnifereftirreglugerWumhlutaWeigandisj;WasemgildivoruviWgildistkulagaYessara.X;skalheimiltaWbreytakvWumumrttindisj;WflagatilsamrmisviWsamkomulagsemsamtklaunYegaogvinnuveitendagerameWsr,endafarislkbreytinghvorkibgaviWIII.kaflalagannanteljistganga;lgmtanhttunninnrtteinstakrasj;WflagainnbyrWiseWaannarrasemrttindanj;ta,eWahafateljandifjrhagsleghrifYegarlitiWertileignasj;Wsinsoglfeyrisskuldbindinga.ViWYaWmatskalm.a.litiWtilumsagnartryggingafrWingsviWkomandisj;Wssemfylgjaskal;skumbreytingar.BreytingarrttindakvWumskulukomaframstaWfestumsamYykktumfyrirviWkomandisj;Wi.AWWruleytiskululgYessigildaumhlutaWeigandisj;WieftirYvsemviWgeturtt.  13.gr.    ViW1.mgr.54.gr.lagannabtistnUrmlsliWurerverWur2.mlsl.ogorWastsvo:Lfeyrissj;Wumsemkj;saaWstarfafram;breyttumrttindagrundvellierY;heimiltaWbreytaviWmiWumsnumvegnatkulfeyrisgrundvellieftirmannsreglu,sbr.reglugerWirsj;Wanna,YannigaWlfeyrirbreytistsamrmiviWmeWalbreytingardagvinnulaunahjopinberumstarfsmnnumsamkvmtlaunavsitluHagstofu0slands.@tt&^14.gr.  LgYessiWlastYegargildi.  kvWitilbrWabirgWa. #(     XrttfyrirkvWi36.gr.erlfeyrissj;WumsemstarfandivoruviWgildistkulaganr. $ ) 129/1997ekkiskyltaWseljaeignirYvskyniaWfullngjaYeimtakmrkunumsemkveWiWerumgreininni.  Lfeyrissj;Wumsemkeypthafa;skrWbrfgrundvelli9.tlul.1.mgr.og3.mgr.36.gr.laganr.129/1997erekkiskyltaWselja;skrWbrfsemkeyptvorufyrirgildistkuYessara laga. (z$. &     Skuldabrfskv.3.mgr.33.gr.laganr.1/1997semLfeyrissj;WurstarfsmannarkisinshefurtekiWviW,svoogskuldabrfsemLfeyrissj;WurstarfsmannaReykjavkurborgarhefurtekiWviW,vegnauppgreiWsluskuldbindingafyrirgildistkulaganr.129/1997eruundanYegintakmrkunum2.mgr.36.gr.___________A%N)  dE A  X @^XXjSamYykktAlYingi_8._Ԁ_ma2000________.__#jXX;#___' /8