WPCl( !&e>WQ#,@j[ ֡/^Y[Drp^yh'D-f7p2=N ϡmi{ #(;x[hvNPL+>_' 2  )aVtD0m!V, I.ߣ)&D0$w=Xf=8'ptOצcq7i缫3)Oww 98x&!bQbe]=c2bS*3]jDFNtŁ]U\ޡ)@kQb>,̖ ^ :Wi7=C{$Y7!KcQW[4*S91T4̣sw ѕTb0UH*SKLSkletur. gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3$ !}XXXXTRV6&A4X3' Letter6&A43'T  IXX#ggdd  ISUS.,    0j  * X08Idd8  (3$ !}XXXXTRV6&A4X3' Letter6&A43'T  IXX#ggdd  ISUS.,    0j  * X08Idd8  (3$ !}XXXXTRV6&A4X3' Letter6&A43'T  IXX#ggdd  ISUS.,    0j  * X08Idd8   d (EGMSY_ekqAutoList12a.a.a.a.a.a.a.a.(M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#(EGMSY_ekqAutoList14a.a.a.a.a.a.a.a.>c$"Small Circle"0 )Hairline  d !}XXXXTRV6&A4X3' Letter6&A43'T  IXX#ggdd  ISUS.,    0j  * X08Idd8  _L 4ABCD% 3 L__dI @(^Lg {  _#IdM#____XXI@II^umsjklingatryggingu.____ _#IXX#Ԉ  A%N)  dE A < ___  Sjklingarsemlgintakatil.  1.gr.m  Rtttilb;tasamkvmtlgumYessumeigasjklingar,sbr.2.gr.lagaumrttindisjklinga,semverWafyrirlkamlegueWageWrnutj;nihrlanditengslumviWranns;kneWasjkd;msmeWferWsjkrahsi,heilsugslustWeWaannarriheilbrigWisstofnun,sjkraflutningumeWahjheilbrigWisstarfsmannisemstarfarsjlfstttoghlotiWhefurlggildinguheilbrigWisogtryggingamlarWherratilstarfans.SamaviWumYsemmissaframfrandaviWandltslkrasjklinga.  SjklingarsembrUnnauWsyneraWvistaerlendusjkrahsieWaannarriheilbrigWisstofnunerlendis,sbr.35.gr.almannatryggingalaga,ogverWafyrirlkamlegueWageWrnutj;nitengslumviWranns;kneWasjkd;msmeWferWviWkomandistofnuneigarttb;tumsamkvmtlgumYessum,aWfrdregnumb;tumsemYeirkunnaaWeigartthinuerlendarki.  XeirsemgangastundirlknisfrWilegatilraunsemekkierliWursjkd;msgreiningueWameWferWsjkd;miYesserhluteigasamarttogsjklingarsamkvmtlgumYessumnemaannarssgetiWsrstaklega.  Xeirsemgefavef,lffri,bl;WeWaannanlkamsvkvaeigasamarttogsjklingarsamkvmtlgumYessumnemaannarssgetiWsrstaklega.  Tj;nsatviksemlgintakatil. $"+ 2.gr.    BturskalgreiWantillitstilYesshvorteinhverberskaWab;tabyrgWsamkvmtreglumskaWab;tarttarins,endamegiaWllumlkindumrekjatj;niWtileinhverseftirtalinnaatvika: A0J   A0J   2%  1  .3  Ԉ0    tlamaWkomasthefWimtthjtj;niefranns;kneWameWferWviWYraWstWursem 'E%/ umrWirhefWiveriWhagaWeinsvelogunnthefWiveriWogsamrmiviWYekkinguogreynsluviWkomandisviWi.A0J ݌    Ќ   A0J   A0J  2%  2  .3  Ԉ0    Tj;nhlUstafbiluneWagallatki,hldumeWaWrumbnaWisemnotaWurerviW ;*'2 ranns;kneWasjkd;msmeWferW.A0J݌    Ќ   A0J   A0J*  2%  3  .3  Ԉ0    MatsemsWarergertleiWirlj;saWkomasthefWimtthjtj;nimeWYvaWbeitaannarri +<)4 meWferWaraWferWeWatknisemvlvaroghefWifrlknisfrWilegusj;narmiWigertsamagagnviWmeWferWsjklings.A0J*U݌#g-*6  V #Ќ   A0J   A0Jl  2%  4  .3  Ԉ0    Tj;nhlUstafmeWferWeWaranns;kn,Y.m.t.aWgerW,semtlaWeraWgreinasjkd;mog / tj;niWerafsUkingueWaWrumfylgikvillasemermeiriensvoaWsanngjarntsaWsjklingurYoliYaWb;talaust.AnnarsvegarskalltatilYesshvetj;nermikiWoghinsvegartilsjkd;msogheilsufarssjklingsaWWruleyti.XskaltakamiWafYvhvortalgengteraWtj;nverWiafmeWferWeinsogYeirrisemsjklingurgekkstundiroghvorteWaaWhvemikluleytigeramttirWfyriraWhttavrisslkutj;ni.A0Jl݌    Ќ  L 4ABCD%  4ABCDL  3.gr.7  GreiWaskalbturfyrirtj;nsemhlUstafYvaWsjkd;msgreiningerekkirtttilvikumsemnefnderu1.eWa2.tlul.1.mgr.2.gr.XettahinsvegarekkiviWumatviksemfallaundir3.og4.tlul.1.mgr.2.gr.  SlasistsjklingurafWrumorskumenYeimsemgreindareru2.tlul.1.mgr.2.gr.skalYvaWeinsgreiWabturaWsjklingurhafiveriWranns;kneWameWferWhjstofnuneWaWrumaWilasemlgintakatilogslysiWhafiboriWaWYannigaWteljaverWiaWYeirberib;tabyrgWsamkvmtalmennumreglumskaWab;tarttar.  BtursamkvmtlgumYessumgreiWastekkiefrekjamtj;ntileiginleikalyfssemnotaWerviWranns;kneWasjkd;msmeWferW.  4.gr.    BturskalgreiWaeinstaklingumsemnefndireru3.og4.mgr.1.gr.efYeirverWafyrirtj;nisemgeturveriWafleiWinglknisfrWilegrartilraunar,brottnmsvefseWaannarsYesshttar,nemaalltbenditilYessaWtj;niWverWirakiWtilannars.  kvWi1.mgr.ekkiviWumtj;nsemrekjamtileiginleikalyfssemnotaWerviWranns;kneWasjkd;msmeWferW,sbr.3.mgr.3.gr.  kvrWunb;ta.  5.gr.    UmkvrWunb;tafjrhWarsamkvmtlgumYessumfereftirskaWab;talgum,sbr.Y;2.mgr.10.gr.  Bturskv.1.mgr.greiWastefvirttj;nnemur50Ys.kr.eWahrrifjrhW.Hmarkb;tafjrhWarfyrireinstakttj;nsatvikskalY;vera5.000.000kr.FjrhWirYessarbreytastmiWaWviW1.janarrhvertsamrmiviWlnskjaravsitlu.  kvWi2.mgr.takaekkitiltj;nssemumrWir1.mgr.4.gr.,sbr.3.og4.mgr.1.gr.  EkkiskalgreiWabtureftirYessumlgumtilaWfullngjaendurkrfum.  Eiginsk. # 6.gr.    HeimilteraWlkkaeWafellaniWurbturefsjklingurermeWvalduraWtj;niafsetningieWast;rfelldugleysi.  SkaWab;tarttureftiralmennumreglum. #( 7.gr.    SkaWab;takrafaverWurekkigerWhendurneinumsemerb;taskyldursamkvmtreglumskaWab;tarttarnematj;nhafiekkifengistaWfullubttskv.5.gr.ogYeinungisumYaWsemvantar.  Endurkrfurttur. (z$. 8.gr.    Berib;taskylduraWiliskv.9.gr.,starfsmaWurhanseWafyrrverandistarfsmaWurb;tabyrgWgagnvartsjklingisamkvmtreglumskaWab;tarttarverWurendurkrafaekkigerWhendurhinumskaWab;taskyldatilgreiWsluskv.5.gr.nemahannhafivaldiWtj;niafsetningi. k-<)4   B;taskyldiraWilar. / 9.gr.    AllirsemveitaheilbrigWisYj;nustu,innanstofnanasemutan,berab;tabyrgWsamkvmtlgunum.Xeireru:L *g  4ABCDL A0J   A0J&2g  a  .3  Ԉ0    heilsugslustWvar,hvortsemYrerureknarafrki,sveitarflagieWaWrum,A0J&&݌[,   Ќ   A0J   A0J'  2g  b  .3  Ԉ0    sjkrahs,hvortsemYauerurekinafrki,sveitarflagieWaWrum,A0J')(݌&   Ќ   A0J   A0J%)2g  c  .3  Ԉ0    aWrarheilbrigWisstofnanir,ntillitstilYesshverberbyrgWrekstri,A0J%)P)݌   Ќ   A0J   A0JU*  2g  d  .3  Ԉ0    heilbrigWisstarfsmennsemstarfasjlfstttoghafahlotiWlggildinguheilbrigWisog   tryggingamlarWherratilstarfans,ntillitstilYesshvortYeirveitaheilbrigWisYj;nustusemsjklingurgreiWiraWfullusjlfureWasemgreidderafsjkratryggingumsamkvmtsamningiviWTryggingastofnunrkisins,A0JU**݌    Ќ   A0J   A0J,2g  e  .3  Ԉ0    TryggingastofnunrkisinsvegnasjklingasembrUnnauWsyneraWvistaerlendu    sjkrahsieWaannarriheilbrigWisstofnunerlendis,sbr.2.mgr.1.gr.,ogA0J,(-݌    Ќ   A0J   A0J.''2g  f  .3  Ԉ0    Yeirsemannastsjkraflutninga.A0J..݌~O    Ќ  L *g  *L  Vtryggingarskylda.   10.gr.    B;taskyldiraWilarskv.9.gr.skulutryggWirmeWvtryggingu(sjklingatryggingu)hjvtryggingaflagisemhefurstarfsleyfihrlandi,sbr.Y;11.gr.  HeilbrigWisogtryggingamlarWherraseturreglugerWm.a.umlgmarkvtryggingarfjrhWarinnanhversvtryggingarrsogframkvmdvtryggingarskyldu.HeimilterrWherraaWbindastarfsleyfiheilbrigWisstofnanasemekkifallaundir11.gr.ogheimildheilbrigWisstarfsmannatilaWstarfasjlfstttYvaWvtryggingarskyldusamkvmtlgumYessumsfullngt.  Eiginhtta.  11.gr.    HeilsugslustWvar,sjkrahsogaWrarheilbrigWisstofnanirsemrkiWheildeWaaWhlutaeruundanYeginvtryggingarskylduskv.10.gr.SamagildirumTryggingastofnunrkisinsogYsemannastsjkraflutningavegumrkisins.XeimerY;heimiltaWkaupavtrygginguskv.10.gr.  MeWferWb;tamlahjvtryggingaflgum. `  12.gr.    KrfuumbtursamkvmtlgumYessumvegnatj;nshjWrumenYeimsem11.gr.tekurtilskalbeinatilvtryggingaflagshinsb;taskylda.  StarfsmennvtryggingaflagasemfjallaummlefnisjklingaeWaannarratj;nYolaskulugtafyllstuYagmlskuumallarpers;nuupplUsingarsemYeirkomastaWstarfieWatengslumviWYaW.  MeWferWb;tamlaYegarhinnb;taskyldi #( erundanYeginnvtryggingarskyldu. $ ) 13.gr.    KrfuumbtursamkvmtlgumYessumvegnatj;nshjYeimsemhafanUttsrheimildtilaWkaupaekkivtryggingu,sbr.11.gr.,skalbeinatilTryggingastofnunarrkisins.  SjklingatryggingTryggingastofnunarrkisins. (z$. 14.gr.    TryggingastofnunrkisinsskalannastsjklingatrygginguvegnaYeirrasemhafanUttsrheimildtilaWkaupaekkivtryggingu,sbr.11.gr.  RWherraseturreglugerWumstarfsemiogmlsmeWferWsjklingatryggingahjTryggingastofnunrkisins. k-<)4   MlsmeWferWhjTryggingastofnunrkisins. / 15.gr.    TryggingastofnunrkisinsaflargagnaeftirYvsemYurfaYykiroggeturm.a.aflaWskUrslnafyrirhraWsd;miYarsemskUrslugjafibUr.StofnuningeturkrafiWheilsugslustWvar,sjkrahs,aWrarheilbrigWisstofnanir,heilbrigWisstarfsmennsemstarfasjlfstttoghlotiWhafalggildinguheilbrigWisogtryggingamlarWherra,svoogYsemannastsjkraflutninga,umhverskonarggn,YarmeWalsjkraskUrslursemhntelurmliskiptaummeWferWmlssamkvmtlgunum.  AWgagnaflunlokinnitekurTryggingastofnunrkisinsafstWutilb;taskylduogkveWurfjrhWb;ta.  StarfsmennstofnunarinnarsemfjallaummlefnisjklingaeWaannarratj;nYolaskulugtafyllstuYagmlskuumallarpers;nuupplUsingarsemYeirkomastaWstarfieWatengslumviWYaW.  16.gr.    TryggingastofnunrkisinstilkynnirllumhlutaWeigandiniWurstWusnahverjumli.NiWurstWumskj;tatilrskurWarnefndaralmannatryggingasamkvmtlgumumalmannatryggingar.  rsskUrslaumsjklingatryggingu. @ 17.gr.    TryggingastofnunrkisinsskalrlegatakasamanskUrslutilheilbrigWisogtryggingamlarWherraumstrfvegnasjklingatryggingarinnarogYaumlsemhnafgreiWir.JafnframtskalupplUsarsskUrslustofnunarinnar,eftirYvsemkosturer,ummlsmeWferWvtryggingaflagab;takrfumvegnasjklingatryggingar.SkUrslanskalveraaWgengilegalmenningi.  UpplUsingaskyldaTryggingastofnunarrkisins. i 18.gr.3C  TryggingastofnunrkisinserskyltaWkynnafyriralmenningikvWilagaYessaraumsjklingatryggingu.0YeimupplUsingumskalm.a.komaframaWsumaWrWasjlfstttstarfandiheilbrigWisstarfsmennskulibeinakrfutilvtryggingaflaga.  Tmis& , kvWi. Z+! 19.gr.    KrfurumbtursamkvmtlgumYessumfyrnastYegarfjgurreruliWinfrYvaWtj;nYolifkkeWamttifvitneskjuumtj;n',ZDsitt.  KrafanfyrnistY;eigisWarenYegartureruliWinfratvikinusemhafWitj;nfrmeWsr.  20.gr.    Brotgegn1.mgr.10.gr.,sbr.Y;11.gr.,varWasektum.  Brotgegn2.mgr.12.gr.og3.mgr.15.gr.varWasektumeWafangelsi.  SrefsivertbrotframiWstarfihjflagi,stofnuneWaWrum;pers;nulegumaWilaerhannbyrgurfyrirgreiWslusektar.@tt&^21.gr.  RWherraerheimiltreglugerWaWkveWaumnnariframkvmdlagaYessara.Xarskalm.a.skilgreinafrekarhvaWfellurundirsjkd;msmeWferWskv.1.gr.oghvaWtelstlknisfrWilegtilraunskv.3.mgr.smugreinar.  +'2 @tt&^& a  22.gr.  LgYessiWlastgildi1.janar2001ogtakatiltj;nsatvikasemverWaeftirYanntma.EndurskoWaskallgYessiinnanfjgurrarafrgildistkuYeirra.'a/I  BreytingarWrumlgum. [, 23.gr.    ViWgildistkulagaYessaraverWaeftirtaldarbreytingarlgumumalmannatryggingar,nr.11720.desember1993:L *g  *L A0J   A0JK2g  a  .3  Ԉ0    FliWur1.mgr.24.gr.lagannafellurbrott.A0JKK݌ X   Ќ   A0J   A0JL  2g  b  .3  Ԉ0    SWarimlsliWurlokamlsgreinar29.gr.lagannafellurbrott.A0JLL݌R #    Ќ   A0J   A0JM2g  c  .3  Ԉ0    0staWorWanna?ogfliWum lokamlsliW1.mgr.31.gr.lagannakemur:liW.A0JMN݌     Ќ   A0J   A0J0O  2g  d  .3  Ԉ0    DliWur2.mgr.43.gr.lagannafellurbrott.A0J0O[O݌     Ќ   A0J   A0J:P2g  e  .3  Ԉ0    ViWkvWitilbrWabirgWalgunumbtistnUrtluliWursemorWastsvo:Sjklingar   semtturtttilb;taskv.fliW1.mgr.24.gr.fyrir1.janar2001skuluhaldarttisnumskv.III.kaflalaganna.A0J:PeP݌    Ќ  L *g  *L  EfkrafaergerWeftir1.janar2001vegnatj;nsatvikssemvarWfyrirYanntmagildakvWifliWar1.mgr.24.gr.ogdliWar2.mgr.43.gr.almannatryggingalaga,YrttfyrirkvWi1.mgr.  24.gr.    ViWgildistkulagaYessaraverWaeftirtaldarbreytingarskaWab;talgum,nr.5019.ma1993: A0J   A0J6T2g  a  .3  Ԉ0    2.mgr.3.gr.lagannaorWastsvo:A0J6TaT݌r   Ќ  0  0   j   UmgreiWslurfrYriWjamannifereftirkvWum1.,3.,4.og5.mlsl.4.mgr.5.gr.     A0J   A0JU  2g  b  .3  Ԉ0    eftir2.mlsl.&  4.mgr.5.gr.lagannakemurnUrmlsliWursemorWastsvo:Btur 7 samkvmtlgumu'7VmsjklingatrygginguskaleinnigdragafrskaWab;takrfu.A0JUV݌    Ќ  L *g  *L_____________A%N)  dE A  @ ^XXISamYykktAlYingi_13._Ԁ_ma2000________.__#IXXgY#_