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', [ y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem wO  stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu B  erheimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu    2.mgr.    y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem {  hnhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.LgregluerheimiltaW nF takaYttaWgerWumFjrmlaeftirlitsinssemvarWaranns;knYeirrabrotasemtilgreinderu 9 2.mgr.   y TeljikrandiaWekkisuefnitilmlshfWunarvegnatlaWrarrefsiverWrarhttsemisem  jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtil r FjrmlaeftirlitsinstilmeWferWarogkvrWunar. e=   II.KAFLI   Breytinglgumnr.161/2002,umfjrmlafyrirtki,meWsWaribreytingum.   7.gr. i ` y 110.gr.lagannaorWastsvosamtfyrirsgn: \4 @ ^Stj;rnvaldssektir. 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" tekiWtillittilalvarleikabrots,hvaWYaWhefurstaWiWlengi,samstarfsviljahinsbrotlegaaWila # oghvortumtrekaWbroteraWrWa.kvarWanirumstj;rnvaldssektirskuluteknarafstj;rn  $ FjrmlaeftirlitsinsogeruYraWfararhfar.Sektirrennarkissj;WaWfrdregnumkostnaWi !W% viWinnheimtuna.Sustj;rnvaldssektirekkigreiddarinnanmnaWarfrkvrWun J""& FjrmlaeftirlitsinsskalgreiWadrttarvextiaffjrhWsektarinnar.UmkvrWunog #' treikningdrttarvaxtafereftirlgumumvextiogverWtryggingu. #(  y Stj;rnvaldssektumverWurbeitt;hWYvhvortlgbroteruframinafsetningieWagleysi. $ )   v%N!* @&^&   8.gr. (  y EftirfarandibreytingarverWa111.gr.laganna:  ! $! 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' @^SektireWafangelsi.   y XaWvarWarsektumeWafangelsialltaWtveimurrum,liggiYyngrirefsingekkiviWbroti  samkvmtWrumlgum,aWbrj;tagegnkvWum: `  ! ! <(e88Y"A0J"  A0J y2e  1  .3  Ԉ0    3.gr.umaWstarfsleyfisskyldstarfsemiskuliekkistunduWnstarfsleyfis,A0J݌S+!   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Yessumtilopinberrarranns;knar.GtaskalsamrmisviWrlausnsambrilegramla. "  y MeWkruFjrmlaeftirlitsinsskulufylgjaafritYeirragagnasemgrunurumbroter # studdurviW.kvWiIV.!VII.kaflastj;rnsUslulagagildaekkiumkvrWun  $ FjrmlaeftirlitsinsumaWkramltillgreglu. !W%  y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem J""& stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu #' erheimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu #( 2.mgr. $ )  y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem v%N!* hnhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.LgregluerheimiltaW A&"+ takaYttaWgerWumFjrmlaeftirlitsinssemvarWaranns;knYeirrabrotasemtilgreinderu  '",  2.mgr. '#-  y & ,  TeljikrandiaWekkisuefnitilmlshfWunarvegnatlaWrarrefsiverWrarhttsemisem ( jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtil  FjrmlaeftirlitsinstilmeWferWarogkvrWunar.  ',(  III.&  KAFLI T,  Breytinglgumnr.34/1998,umstarfsemikauphalla  ogskipulegratilboWsmarkaWa.   11.gr.    y eftir41.gr.lagannakemurnUrkafli,XIV.kafli'T,semhefurfyrirsgnina ViWurlg, meW  X sjnUjumgreinum,42.!48.gr.,samtfyrirsgnum,semorWastsvoogbreytastgreinatlur K #  ogkaflanmersamkvmtYv:     y a.(42.gr.)   @ ^Stj;rnvaldssektir. wO   y FjrmlaeftirlitiWgeturlagtstj;rnvaldssektirhvernYannsembrUturgegn: B  ! ! >(u88<"A0J"  A0J y2u  1  .3  Ԉ0    2.mgr.1.gr.og34.gr.umaWstarfsleyfisskyldstarfsemiskuliekkistunduWn    starfsleyfis,A0J݌    Ќ  "A0J"  A0J y2u  2  .3  Ԉ0    6.gr.umtilkynninguumvirkaneignarhlut,A0JC݌{    Ќ  "A0J"  A0J y2u  3  .3  Ԉ0    3.mgr.7.gr.umverWbrfaviWskiptistj;rnarogstarfsmannahlutaflagssemhlotiWhefur nF starfsleyfi,A0JJ݌9   Ќ  "A0J"  A0J y2u  4  .3  Ԉ0    8.gr.umnafntilgreiningu,A0J݌   Ќ  "A0J"  A0Jv y2u  5  .3  Ԉ0    9.gr.umtilkynningarskyldukauphallaogtilboWsmarkaWatilFjrmlaeftirlitsins,A0Jv݌   Ќ  "A0J"  A0J y2u  6  .3  Ԉ0    11.gr.umhlutverkkauphallar,A0J݌r   Ќ  "A0J"  A0J y2u  7  .3  Ԉ0    4.mgr.15.gr.umaWtilkynningarumstaWfestinguaWildarums;knaWkauphllskuli e= sendarFjrmlaeftirlitinu,A0J݌0   Ќ  "A0J"  A0J y2u  8  .3  Ԉ0    2.mlsl.2.mgr.16.gr.umtilkynningarskyldukauphallartilFjrmlaeftirlitsinsum  rWstafanirsemgerWareruvegnabrotaskilyrWaaWildarsamningi,A0JA݌   Ќ  "A0J"  A0J y2u  9  .3  Ԉ0    25.gr.aumupplUsingaskyldursskUrslu,A0J݌i   Ќ  "A0J "  A0J y2u  10  .3  Ԉ0    3.mgr.29.gr.umupplUsingaskyldumarkaWsaWilaumeignayfirtkuverWbrfum,A0J݌\4   Ќ  "A0J "  A0J y2u  11  .3  Ԉ0    1.mgr.30.gr.umbyrgWartryggingukauphallar,A0J݌'   Ќ  "A0J "  A0J y2u  12  .3  Ԉ0    32.gr.umhlutverkogstarfsemiskipulegstilboWsmarkaWar,A0J+݌   Ќ  "A0J "  A0J y2u  13  .3  Ԉ0    34.gr.aummarkaWstorg,A0JI݌   Ќ  "A0J "  A0J y2u  14  .3  Ԉ0    40.gr.umYagnarskyldu,A0JB݌`    Ќ  "A0J"  A0J  y2u  15  .3  Ԉ0    41.gr.umskilrsreikningstilFjrmlaeftirlitsins,A0J :݌S+!   Ќ  "A0J"  A0J  y2u  16  .3  Ԉ0    sttmilliFjrmlaeftirlitsinsogaWila,sbr.43.gr.A0J M݌"   Ќ   y SektirsemlagWarerueinstaklingagetanumiWfr10Ys.kr.til20millj.kr.Sektirsem # lagWarerulgaWilagetanumiWfr50Ys.kr.til50millj.kr.ViWkvrWunsektaskalm.a.  $ tekiWtillittilalvarleikabrots,hvaWYaWhefurstaWiWlengi,samstarfsviljahinsbrotlegaaWila !W% oghvortumtrekaWbroteraWrWa.kvarWanirumstj;rnvaldssektirskuluteknarafstj;rn J""& FjrmlaeftirlitsinsogeruYraWfararhfar.Sektirrennarkissj;WaWfrdregnumkostnaWi #' viWinnheimtuna.Sustj;rnvaldssektirekkigreiddarinnanmnaWarfrkvrWun #( FjrmlaeftirlitsinsskalgreiWadrttarvextiaffjrhWsektarinnar.UmkvrWunog $ ) treikningdrttarvaxtafereftirlgumumvextiogverWtryggingu. v%N!*  y Stj;rnvaldssektumverWurbeitt;hWYvhvortlgbroteruframinafsetningieWagleysi. A&"+    '",  y b.& ,  (43.gr.) (  y HafiaWiligerstbrotlegurviWkvWilagaYessaraeWakvarWanirFjrmlaeftirlitsins  grundvelliYeirraerFjrmlaeftirlitinuheimiltaWljkamlinumeWsttmeWsamYykki  mlsaWila,',(ԀendasekkiumaWrWameirihttarbrotsemrefsiviWurlgliggjaviW.Stter a bindandifyrir&  ԀmlsaWilaYegarhannhefursamYykktogstaWfestefnihennarmeWundirskrift T, sinni.FjrmlaeftirlitiWseturnnarireglurumframkvmdkvWisins.'T   y c.(44.gr.)    y 0mlisembeinistaWeinstaklingioglokiWgeturmeWlagningustj;rnvaldssektaeWakru  X tillgregluhefurmaWur,semrkstuddurgrunurleikuraWhafigerstsekurumlgbrot,rtt K #  tilaWneitaaWsvaraspurningumeWaafhendaggneWamuninemahgtsaWtilokaaWYaW    getihaftYUWingufyrirkvrWunumbrothans.FjrmlaeftirlitiWskalleiWbeinahinum    grunaWaumYennanrtt.    y d.(45.gr.) B   y HeimildFjrmlaeftirlitsinstilaWleggjastj;rnvaldssektirsamkvmtlgumYessum    fellurniWurYegarfimmreruliWinfrYvaWhttsemilauk.    y & a Fresturskv.1.mgr.rofnarYegarFjrmlaeftirlitiWtilkynniraWilaumupphafranns;knar {  meintubroti.RoffrestshefurrttarhrifgagnvartllumsemstaWiWhafaaWbroti. nF 'a y e.(46.gr.)  @^SektireWafangelsi.   y XaWvarWarsektumeWafangelsialltaWtveimurrum,liggiYyngrirefsingekkiviWbroti r samkvmtWrumlgum,aWbrj;tagegnkvWum: e= ! ! @(88>"A0J"  A0J y2  1  .3  Ԉ0    2.mgr.1.gr.og34.gr.umaWstarfsleyfisskyldstarfsemiskuliekkistunduWn 0 starfsleyfis,A0JC݌   Ќ  "A0J"  A0Jk y2  2  .3  Ԉ0    3.mgr.7.gr.umverWbrfaviWskiptistj;rnarogstarfsmannahlutaflagssemhlotiWhefur  starfsleyfi,A0Jk݌i   Ќ  "A0J"  A0J y2  3  .3  Ԉ0    11.gr.umhlutverkkauphallar,A0J݌\4   Ќ  "A0J"  A0J y2  4  .3  Ԉ0    32.gr.umhlutverkogstarfsemiskipulegstilboWsmarkaWar,A0J݌'   Ќ  "A0J"  A0J y2  5  .3  Ԉ0    40.gr.umYagnarskyldu,A0J݌   Ќ  "A0J"  A0J y2  6  .3  Ԉ0    41.gr.umskilrsreikningstilFjrmlaeftirlitsins.A0J ݌   Ќ   y f.(47.gr.) S+!  y BrotgegnlgumYessumervarWasektumeWafangelsivarWarefsinguhvortsemYaueru " framinafsetningieWagleysi. #  y HeimilteraWgeraupptkanmeWd;mibeinaneWa;beinanhagnaWsemhlotisthefuraf  $ brotigegnkvWumlagaYessaraervarWasektumeWafangelsi. !W%  y TilrauntilbrotseWahlutdeildbrotumsamkvmtlgumYessumerrefsiverWeftirYvsem J""& segiralmennumhegningarlgum. #'  y g.(48.gr.) $ )  y BrotgegnlgumYessumstaaWeinsopinberriranns;knaWundangenginnikru v%N!* Fjrmlaeftirlitsinstillgreglu. A&"+  y VarWimeintbrotlgumYessumbWistj;rnvaldssektumogrefsingumetur  '", FjrmlaeftirlitiWhvortmlskulikrttillgreglueWaYvlokiWmeWstj;rnvaldskvrWunhj '#- stofnuninni.EfbroterumeirihttarberFjrmlaeftirlitinuaWvsaYeimtillgreglu.Brot (z$. telstmeirihttarefYaWlUturaWverulegumfjrhWum,efverknaWurerframinnmeW ( srstaklegavtaverWumhttieWaviWaWstWursemaukamjgsaknmibrotsins.Jafnframt  geturFjrmlaeftirlitiW&  hvaWastigiranns;knarsemervsaWmlivegnabrotalgum  Yessumtilopinberrarranns;knar.GtaskalsamrmisviWrlausnsambrilegramla.' a  y MeWkruFjrmlaeftirlitsinsskulufylgjaafritYeirragagnasemgrunurumbroter T, studdurviW.kvWiIV.!VII.kaflastj;rnsUslulagagildaekkiumkvrWun  FjrmlaeftirlitsinsumaWkramltillgreglu.   y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem   stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu  X erheimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu K #  2.mgr.     y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem    hnhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.LgregluerheimiltaW   takaYttaWgerWumFjrmlaeftirlitsinssemvarWaranns;knYeirrabrotasemtilgreinderu wO  2.mgr. B   y & , TeljikrandiaWekkisuefnitilmlshfWunarvegnatlaWrarrefsiverWrarhttsemisem    jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtil   FjrmlaeftirlitsinstilmeWferWarogkvrWunar. {  ', D  IV.KAFLI 9  Breytinglgumnr.131/1997,umrafrnaeignarskrninguverWbrfa.   12.gr.   y 34.gr.lagannaorWastsvosamtfyrirsgn: r @ ^Stj;rnvaldssektir. e=  y FjrmlaeftirlitiWgeturlagtstj;rnvaldssektirhvernYannsembrUturgegn: 0 ! ! B(88@"A0J"  A0J y2  1  .3  Ԉ0    2.mgr.1.gr.umaWstarfsleyfisskyldstarfsemiskuliekkistunduWnstarfsleyfis,A0J5݌   Ќ  "A0J"  A0J> y2  2  .3  Ԉ0    3.mgr.3.gr.umaWverWbrfamiWstWskuliekkistundaaWrastarfsemienkveWiWer  umlgumYessumeWaereWlilegtengslumviWhana,A0J>k݌i   Ќ  "A0J"  A0J  y2  3  .3  Ԉ0    1.mgr.5.gr.umtilkynningarskyldutilFjrmlaeftirlitsinsumvirkaneignarhlut,A0J  ݌\4   Ќ  "A0J"  A0J  y2  4  .3  Ԉ0    6.gr.umtilkynningarskylduverWbrfamiWstWvartilFjrmlaeftirlitsins,A0J 6 ݌'   Ќ  "A0J"  A0J9  y2  5  .3  Ԉ0    7.gr.umstarfsreglurstj;rnarverWbrfamiWstWvarogsamrunaverWbrfamiWstWvarviW  annaWflag,A0J9 f ݌   Ќ  "A0J"  A0J  y2  6  .3  Ԉ0    1.mgr.8.gr.umYagnarskyldu,A0J  ݌`    Ќ  "A0J"  A0J y2  7  .3  Ԉ0    9.gr.umrsreikningogrsskUrsluogtilkynningarskylduendurskoWanda,A0J݌S+!   Ќ  "A0J"  A0J y2  8  .3  Ԉ0    1.og2.mlsl.13.gr.umreglurstj;rnarverWbrfamiWstWvarumhvaWaverWbrferunnt " aWtakatilskrningarsemrafbrf,A0J݌#   Ќ  "A0J"  A0JQ y2  9  .3  Ԉ0    14.gr.umaWverWbrfamiWstWs;heimiltaWveitaupplUsingarumskrWrttindi,A0JQ~݌ $   Ќ  "A0J "  A0J y2  10  .3  Ԉ0    2.mgr.30.gr.umbyrgWarsj;WverWbrfamiWstWvar,A0J݌!W%   Ќ  11.  sttmilliFjrmlaeftirlitsinsogaWila,sbr.34.gr.a. J""&  y SektirsemlagWarerueinstaklingagetanumiWfr10Ys.kr.til20millj.kr.Sektirsem #' lagWarerulgaWilagetanumiWfr50Ys.kr.til50millj.kr.ViWkvrWunsektaskalm.a. #( tekiWtillittilalvarleikabrots,hvaWYaWhefurstaWiWlengi,samstarfsviljahinsbrotlegaaWila $ ) oghvortumtrekaWbroteraWrWa.kvarWanirumstj;rnvaldssektirskuluteknarafstj;rn v%N!* FjrmlaeftirlitsinsogeruYraWfararhfar.Sektirrennarkissj;WaWfrdregnumkostnaWi A&"+  viWinnheimtuna.Sustj;rnvaldssektirekkigreiddarinnanmnaWarfrkvrWun  '", Fjrmlaeftirlitsins& ,  skalgreiWadrttarvextiaffjrhWsektarinnar.UmkvrWunog ( treikningdrttarvaxtafereftirlgumumvextiogverWtryggingu.   y Stj;rnvaldssektumverWurbeitt;hWYvhvortlgbroteruframinafsetningieWagleysi.  ',(J@tt&^13.gr. T,  y eftir34.gr.lagannakomasexnUjargreinar,samtfyrirsgn,svohlj;Wandi:   y a.(34.gr.a.)    y HafiaWiligerstbrotlegurviWkvWilagaYessaraeWakvarWanirFjrmlaeftirlitsins  X grundvelliYeirraerFjrmlaeftirlitinuheimiltaWljkamlinumeWsttmeWsamYykki K #  mlsaWila,endasekkiumaWrWameirihttarbrotsemrefsiviWurlgliggjaviW.Stter    bindandifyrirmlsaWilaYegarhannhefursamYykktogstaWfestefnihennarmeWundirskrift    sinni.FjrmlaeftirlitiWseturnnarireglurumframkvmdkvWisins.    y & a b.(34.gr.b.) B   y 0mlisembeinistaWeinstaklingioglokiWgeturmeWlagningustj;rnvaldssektaeWakru    tillgregluhefurmaWur,semrkstuddurgrunurleikuraWhafigerstsekurumlgbrot,'aBԀrtt   tilaWneitaaWsvaraspurningumeWaafhendaggneWamuninemahgtsaWtilokaaWYaW {  getihaftYUWingufyrirkvrWunumbrothans.FjrmlaeftirlitiWskalleiWbeinahinum nF grunaWaumYennanrtt. 9  y c.(34.gr.c.)   y HeimildFjrmlaeftirlitsinstilaWleggjastj;rnvaldssektirsamkvmtlgumYessum r fellurniWurYegarfimmreruliWinfrYvaWhttsemilauk. e=  y Fresturskv.1.mgr.rofnarYegarFjrmlaeftirlitiWtilkynniraWilaumupphafranns;knar 0 meintubroti.RoffrestshefurrttarhrifgagnvartllumsemstaWiWhafaaWbroti.   y d.(34.gr.d.) i @^SektireWafangelsi. \4  y XaWvarWarsektumeWafangelsialltaWtveimurrum,liggiYyngrirefsingekkiviWbroti ' samkvmtWrumlgum,aWbrj;tagegnkvWum:  ! ! D(88 B"A0J"  A0J~" y2  1  .3  Ԉ0    2.mgr.1.gr.umaWstarfsleyfisskyldstarfsemiskuliekkistunduWnstarfsleyfis,A0J~""݌   Ќ  "A0J"  A0J# y2  2  .3  Ԉ0    3.mgr.3.gr.umbannviWYvaWverWbrfamiWstWstundiaWrastarfsemienkveWiWer `  umlgumYessumeWaereWlilegtengslumviWhana,A0J##݌S+!   Ќ  "A0J"  A0JX% y2  3  .3  Ԉ0    1.mgr.8.gr.umYagnarskyldu,A0JX%%݌"   Ќ  "A0J"  A0JV& y2  4  .3  Ԉ0    9.gr.umrsreikningogrsskUrsluogtilkynningarskylduendurskoWanda,A0JV&&݌#   Ќ  "A0J"  A0J' y2  5  .3  Ԉ0    14.gr.umaWverWbrfamiWstWs;heimiltaWveitaupplUsingarumskrWrttindi.A0J''݌ $   Ќ   y e.(34.gr.e.) J""&  y BrotgegnlgumYessumervarWasektumeWafangelsivarWarefsinguhvortsemYaueru #' framinafsetningieWagleysi. #(  y HeimilteraWgeraupptkanmeWd;mibeinaneWa;beinanhagnaWsemhlotisthefuraf $ ) brotigegnkvWumlagaYessaraervarWasektumeWafangelsi. v%N!*  y f.(34.gr.f.)  '",  y BrotgegnlgumYessumstaaWeinsopinberriranns;knaWundangenginnikru '#- Fjrmlaeftirlitsinstillgreglu. (z$.  y VarWimeintbrotlgumYessumbWistj;rnvaldssektumogrefsingumetur ( FjrmlaeftirlitiWhvortmlskulikrttillgreglueWaYvlokiWmeWstj;rnvaldskvrWunhj  stofnuninni.EfbroterumeirihttarberFjrmlaeftirlitinuaWvsaYeimtillgreglu.Brot  telstmeirihttarefYaWlUturaWverulegumfjrhWum,efverknaWurerframinnmeW a srstaklegavtaverWumhttieWaviWaWstWursemaukamjgsaknmibrotsins.Jafnframt T, geturFjrmlaeftirlitiWhvaWastigiranns;knarsemervsaWmlivegnabrotalgum  Yessumtilopinberrarranns;knar.GtaskalsamrmisviWrlausnsambrilegramla.   y MeWkruFjrmlaeftirlitsinsskulufylgjaafritYeirragagnasemgrunurumbroter   studdurviW.kvWiIV.!VII.kaflastj;rnsUslulagagildaekkiumkvrWun  X FjrmlaeftirlitsinsumaWkramltillgreglu. K #   y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem    stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu    er&  heimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu   2.mgr.' 1 wO   y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem B  hnhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.LgregluerheimiltaW    takaYttaWgerWumFjrmlaeftirlitsinssemvarWaranns;knYeirrabrotasemtilgreinderu   2.mgr. {   y TeljikrandiaWekkisuefnitilmlshfWunarvegnatlaWrarrefsiverWrarhttsemisem nF jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtil 9 FjrmlaeftirlitsinstilmeWferWarogkvrWunar.    V.KAFLI r  Breytinglgumnr.30/2003,umverWbrfasj;Wiogfjrfestingarsj;Wi.  e= 14.gr. 0 4 y 68.gr.lagannaorWastsvosamtfyrirsgn:  @ ^Stj;rnvaldssektir.   y FjrmlaeftirlitiWgeturlagtstj;rnvaldssektirhvernYannsembrUturgegn: i ! ! F(88D"A0J"  A0J7 y2  1  .3  Ԉ0    3.mgr.1.gr.og3.mlsl.1.mgr.5.gr.umaWleyfisskyldstarfsemiskuliekkistunduW \4 nstaWfestingareWastarfsleyfis,A0J7H7݌'   Ќ  "A0J"  A0J8 y2  2  .3  Ԉ0    1.mgr.4.gr.umstofnunfagfjrfestasj;Waogtilkynninguumstofnunsj;Wannatil  Fjrmlaeftirlitsins,A0J88݌   Ќ  "A0J"  A0J9 y2  3  .3  Ԉ0    2.mgr.5.gr.umbannviWYvaWbreytaverWbrfasj;Wumsj;WisemlgYessitaka `  ekkitil,A0J9$:݌S+!   Ќ  "A0J"  A0J_; y2  4  .3  Ԉ0    11.gr.umeinkarttverWbrfasj;WatilaWnotatilnnariskUringarstarfsemisinniorWiW " verWbrfasj;Wur,A0J_;;݌#   Ќ  "A0J"  A0J< y2  5  .3  Ԉ0    15.gr.umaWskilnaWrekstursogvrsluog;hWirekstrarflagaogvrslufyrirtkja  $ verWbrfasj;WaogskylduYeirratilaWhafahagsmunieigendahlutdeildarskrteinaaW !W% leiWarlj;si,A0J<=݌J""&   Ќ  "A0J"  A0J> y2  6  .3  Ԉ0    1.mgr.18.gr.umtvistunverkefnarekstrarflagsverWbrfasj;Ws,A0J>>݌#'   Ќ  "A0J"  A0J? y2  7  .3  Ԉ0    20.gr.umstarfsemivrslufyrirtkisverWbrfasj;Wa,A0J? @݌#(   Ќ  "A0J"  A0J@ y2  8  .3  Ԉ0    29.gr.umauglUsinguinnlausnarvirWis,A0J@&A݌$ )   Ќ  "A0J"  A0JB y2  9  .3  Ԉ0    30.!42.gr.umfjrfestingarheimildirverWbrfasj;Wa,A0JB/B݌v%N!*   Ќ  "A0J "  A0JC y2  10  .3  Ԉ0    1.mgr.43.gr.ummarkaWssetninguverWbrfasj;WsmeWstaWfestuinnanEvr;pska A&"+ efnahagssvWisinshrlandi,A0JCLC݌ '",   Ќ  "A0J "  A0JD y2  11  .3  Ԉ0    45.gr.ummarkaWssetninguslenskraverWbrfasj;Wautan0slands,A0JDD݌'#-   Ќ  "A0J "  A0JE y2  12  .3  Ԉ0    46.!51.gr.umupplUsingagjfverWbrfasj;Wa,A0JEE݌(z$.   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"  y Stj;rnvaldssektumverWurbeitt;hWYvhvortlgbroteruframinafsetningieWagleysi. # @tt&^15.gr. !W%  y EftirfarandibreytingarverWa69.gr.laganna: J""& ! ! [(88F"A0J"  A0J` y2  a  .3  Ԉ0    GreininorWastsvo:A0J`a݌#'   Ќ   y 0   e   HafiaWiligerstbrotlegurviWkvWilagaYessaraeWakvarWanirFjrmlaeftirlitsins #( grundvelliYeirraerFjrmlaeftirlitinuheimiltaWljkamlinumeWsttmeWsamYykki $ ) mlsaWila,endasekkiumaWrWameirihttarbrotsemrefsiviWurlgliggjaviW.Stt v%N!* erbindandifyrirmlsaWilaYegarhannhefursamYykktogstaWfestefnihennarmeW A&"+ undirskriftsinni.FjrmlaeftirlitiWseturnnarireglurumframkvmdkvWisins. '",   "A0J"  A0Jsd y2  b  .3  Ԉ0    Fyrirsgngreinarinnarfellurbrott.A0Jsdd݌'#-   Ќ   (z$. & , @tt&^16.gr. 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B   y HeimildFjrmlaeftirlitsinstilaWleggjastj;rnvaldssektirsamkvmtlgumYessum    ' &kfellurniWurYegarfimmreruliWinfrYvaWhttsemilauk.    y Fresturskv.1.mgr.rofnarYegarFjrmlaeftirlitiWtilkynniraWilaumupphafranns;knar {  meintubroti.RoffrestshefurrttarhrifgagnvartllumsemstaWiWhafaaWbroti. nF  y b.(70.gr.b.)  @^SektireWafangelsi.   y XaWvarWarsektumeWafangelsialltaWtveimurrum,liggiYyngrirefsingekkiviWbroti r samkvmtWrumlgum,aWbrj;tagegnkvWum: e= ! ! H(Ť88]"A0J"  A0J#p y2Ť  1  .3  Ԉ0    3.mgr.1.gr.og3.mlsl.1.mgr.5.gr.umaWleyfisskyldstarfsemiskuliekkistunduW 0 nstaWfestingareWastarfsleyfis,A0J#pPp݌   Ќ  "A0J"  A0Jq y2Ť  2  .3  Ԉ0    2.mgr.5.gr.umbannviWYvaWbreytaverWbrfasj;Wumsj;WisemlgYessitakaekki  til,A0Jqq݌i   Ќ  "A0J"  A0Js y2Ť  3  .3  Ԉ0    15.gr.umaWskilnaWrekstursogvrsluog;hWirekstrarflagaogvrslufyrirtkja \4 verWbrfasj;WaogskylduYeirratilaWhafahagsmunieigendahlutdeildarskrteinaaW ' leiWarlj;si,A0Js0s݌   Ќ  "A0J"  A0Jt y2Ť  4  .3  Ԉ0    1.mgr.18.gr.umtvistunverkefnarekstrarflagsverWbrfasj;Ws,A0Jt u݌   Ќ  "A0J"  A0Jv y2Ť  5  .3  Ԉ0    20.gr.umstarfsemivrslufyrirtkisverWbrfasj;Wa,A0Jv5v݌`    Ќ  "A0J"  A0J"w y2Ť  6  .3  Ԉ0    30.!42.gr.umfjrfestingarheimildirverWbrfasj;Wa,A0J"wOw݌S+!   Ќ  "A0J"  A0J?x y2Ť  7  .3  Ԉ0    1.mgr.43.gr.ummarkaWssetninguverWbrfasj;WsmeWstaWfestuinnanEvr;pska " efnahagssvWisinshrlandi,A0J?xlx݌#   Ќ  "A0J"  A0Jy y2Ť  8  .3  Ԉ0    46.!51.gr.umupplUsingagjfverWbrfasj;Wa,A0Jyy݌ $   Ќ  "A0J"  A0Jz y2Ť  9  .3  Ԉ0    2.mlsl.1.mgr.52.gr.,sbr.2.mgr.5.gr.,umbreytingufjrfestingarsj;Wumsj;Wi !W% semlgintakaekkitil,A0Jzz݌J""&   Ќ  "A0J "  A0J;| y2Ť  10  .3  Ԉ0    2.mlsl.1.mgr.52.gr.,sbr.2.mgr.15.gr.,um;hWirekstrarflagaogvrslufyrirtkja #' fjrfestingarsj;WastrfumsnumogskylduYeirratilaWhafahagsmunieigenda #( hlutdeildarskrteinaaWleiWarlj;si,A0J;|h|݌$ )   Ќ  "A0J "  A0J-~ y2Ť  11  .3  Ԉ0    2.mlsl.1.mgr.52.gr.,sbr.1.mgr.18.gr.,umtvistunverkefnarekstrarflags v%N!* fjrfestingarsj;Ws,A0J-~Z~݌A&"+     "A0J "  A0J y2Ť  12  .3  Ԉ0    2.mlsl.1.mgr.52.gr.,sbr.20.gr.,umstarfsemivrslufyrirtkisfjrfestingarsj;Wa,A0J݌ '",   Ќ  "A0J "  A0JӀ y2Ť  13  .3  Ԉ0    &   2.mlsl.1.mgr.52.gr.,sbr.46.!51.gr.og5.mgr.62.gr.umupplUsingagjf ( fjrfestingarsj;Wa,A0JӀ݌   Ќ  "A0J "  A0JK y2Ť  14  .3  Ԉ0    54.og65.gr.umfjrfestingarheimildirfjrfestingarsj;Wa,A0JKx݌   Ќ  "A0J"  A0Jk y2Ť  15  .3  Ԉ0    55.og65.gr.umtilkynninguumhttu,A0Jk݌a   Ќ  "A0J"  A0Jp y2Ť  16  .3  Ԉ0    1.mgr.62.gr.umaWhlutabrfasj;WumseinungisheimiltaWhafameWhndumrekstur T, fjrfestingarsj;Ws,A0Jp݌   Ќ  "A0J"  A0J߅ y2Ť  17  .3  Ԉ0    1.mgr.63.gr.,sbr.58.gr.lagaumfjrmlafyrirtki,umYagnarskyldu,A0J߅ ݌   Ќ  "A0J"  A0J y2Ť  18  .3  Ԉ0    2.mgr.63.gr.,sbr.1.mgr.40.gr.,47.gr.og1.mgr.48.gr.lagaumfjrmlafyrirtki,   umvirkaeignarhluti.A0J5݌ X   Ќ  '(m y & a c.(70.gr.c.)     y BrotgegnlgumYessumervarWasektumeWafangelsivarWarefsinguhvortsemYaueru    framinafsetningieWagleysi.'a     y HeimilteraWgeraupptkanmeWd;mibeinaneWa;beinanhagnaWsemhlotisthefuraf wO  brotigegnkvWumlagaYessaraervarWasektumeWafangelsi. B   y TilrauntilbrotseWahlutdeildbrotumsamkvmtlgumYessumerrefsiverWeftirYvsem    segiralmennumhegningarlgum.    y d.(70.gr.d.) nF  y BrotgegnlgumYessumstaaWeinsopinberriranns;knaWundangenginnikru 9 Fjrmlaeftirlitsinstillgreglu.   y VarWimeintbrotlgumYessumbWistj;rnvaldssektumogrefsingumetur  FjrmlaeftirlitiWhvortmlskulikrttillgreglueWaYvlokiWmeWstj;rnvaldskvrWunhj r stofnuninni.EfbroterumeirihttarberFjrmlaeftirlitinuaWvsaYeimtillgreglu.Brot e= telstmeirihttarefYaWlUturaWverulegumfjrhWum,efverknaWurerframinnmeW 0 srstaklegavtaverWumhttieWaviWaWstWursemaukamjgsaknmibrotsins.Jafnframt  geturFjrmlaeftirlitiWhvaWastigiranns;knarsemervsaWmlivegnabrotalgum  Yessumtilopinberrarranns;knar.GtaskalsamrmisviWrlausnsambrilegramla. i  y MeWkruFjrmlaeftirlitsinsskulufylgjaafritYeirragagnasemgrunurumbroter \4 studdurviW.kvWiIV.!VII.kaflastj;rnsUslulagagildaekkiumkvrWun ' FjrmlaeftirlitsinsumaWkramltillgreglu.   y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem  stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu `  erheimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu S+! 2.mgr. "  y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem # hnhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.LgregluerheimiltaW  $ takaYttaWgerWumFjrmlaeftirlitsinssemvarWaranns;knYeirrabrotasemtilgreinderu !W% 2.mgr. J""&  y TeljikrandiaWekkisuefnitilmlshfWunarvegnatlaWrarrefsiverWrarhttsemisem #' jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtil #( FjrmlaeftirlitsinstilmeWferWarogkvrWunar. $ )   v%N!*   &   VI.KAFLI (  Breytinglgumnr.60/1994,umvtryggingastarfsemi.   18.gr.  8 y 99.gr.lagannaorWastsvosamtfyrirsgn: a @ ^Stj;rnvaldssektir. T,  y FjrmlaeftirlitiWgeturlagtstj;rnvaldssektirhvernYannsembrUturgegn:'(D  ! ! J(դ88H"A0J"  A0J y2դ  1  .3  Ԉ0    2.mlsl.1.gr.og5.mgr.21.gr.umbannviWaWleyfisskyldstarfsemisstunduWn  starfsleyfis,A0J݌    Ќ  "A0J"  A0J y2դ  2  .3  Ԉ0    1.mgr.5.gr.umaWvtryggingahttaskuliaWeinsfrumtryggWhjvtryggingaflagi  X meWstarfsleyfi0slandieWaEvr;pskaefnahagssvWinu,A0J@݌K #    Ќ  "A0J"  A0J y2դ  3  .3  Ԉ0    9.!11.gr.umstarfsheimildir,A0J֚݌     Ќ  "A0J"  A0J y2դ  4  .3  Ԉ0    1.mgr.13.gr.umaWgreinilegaskulikomaframheitivtryggingaflagsaWum    vtryggingaflagsaWrWa,A0Jӛ݌    Ќ  "A0J"  A0J y2դ  5  .3  Ԉ0    2.mgr.13.gr.umheitiogupplUsingagjf,A0J<݌wO    Ќ  "A0J"  A0J y2դ  6  .3  Ԉ0    2.mgr.19.gr.umaWekkiskulistofnaWtilvtryggingasamningaogbyrgWavegna B  YeirraeWainnheimtuiWgjaldaYegarstofnagagnkvmtvtryggingaflagfyrrenflagiW    hefurveriWskrW,A0JF݌    Ќ  "A0J"  A0J y2դ  7  .3  Ԉ0    1.mgr.27.gr.umleyfisums;kntilFjrmlaeftirlitsinsefvtryggingaflagmeW {  starfsleyfihrlandihyggsttakauppnUjangreinaflokkvtryggingaeWa nF vtryggingagreineWabreytastarfsemisinniverulegumatriWum,A0J$݌9   Ќ  "A0J"  A0J y2դ  8  .3  Ԉ0    3.mgr.27.gr.umaWsendaskulibreytingarsamYykktumvtryggingaflagstil  FjrmlaeftirlitsinsinnanvikufrsamYykktYeirra,A0J݌   Ќ  "A0J"  A0Jh y2դ  9  .3  Ԉ0    4.mgr.28.gr.umaWallarbreytingaratriWumsemtilkynnaskaltil r vtryggingaflagaskrrskulisendaeinsflj;ttogauWiWerogeigisWareninnaneins e= mnaWar,A0Jh݌0   Ќ  "A0J "  A0J' y2դ  10  .3  Ԉ0    2.mgr.34.gr.umeignirtiljfnunarm;tivtryggingaskuld,A0J'T݌   Ќ  "A0J "  A0JF y2դ  11  .3  Ԉ0    36.gr.umskyldustj;rnartilYessaWtryggjaaWfyrirhendissrYekkingmatiog  treikningivtryggingaskuldar,A0JFs݌i   Ќ  "A0J "  A0J y2դ  12  .3  Ԉ0    1.mlsl.4.mgr.37.gr.umtilkynningarskyldutryggingastrWfrWingstil \4 Fjrmlaeftirlitsins,A0J݌'   Ќ  "A0J "  A0J y2դ  13  .3  Ԉ0    38.gr.umaWhaldaskryfireignirtiljfnunarvtryggingaskuldeWalftryggingaskuld,A0J?݌   Ќ  "A0J "  A0JN y2դ  14  .3  Ԉ0    1.mgr.39.gr.umaWaWilarsemhyggjasteignastvirkaneignarhlutvtryggingaflagi  skulifyrirframleitasamYykkisFjrmlaeftirlitsins,A0JN{݌`    Ќ  "A0J"  A0J֫ y2դ  15  .3  Ԉ0    9.!11.mgr.39.gr.umtilkynningarskyldutengslumviWvirkaneignarhlut,A0J֫݌S+!   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A0J y2դ  34  .3  Ԉ0    & a 4.og5.mgr.77.gr.umheimildvtryggingaflagameWstarfsleyfihrlanditilaWopna   tibWruaWildarrkiEvr;pskaefnahagssvWisins,A0J݌wO    Ќ  "A0J""  A0JJ y2դ  35  .3  Ԉ0    4.mgr.78.gr.'a FԀumheimildvtryggingaflagameWstarfsleyfihrlanditilaWveita B  Yj;nustuWruaWildarrkiEvr;pskaefnahagssvWisins,A0JJw݌     Ќ  "A0J#"  A0J y2դ  36  .3  Ԉ0    79.gr.umheimildvtryggingaflagameWstarfsleyfihrlanditilaWhefjastarfsemi   rkiutanEvr;pskaefnahagssvWisins,A0J ݌{    Ќ  "A0J$"  A0Jo y2դ  37  .3  Ԉ0    1.mlsl.1.mgr.86.gr.umums;knvegnaflutningsvtryggingastofni,A0Jo݌nF   Ќ  "A0J%"  A0J y2դ  38  .3  Ԉ0    88.!89.gr.umsamruna,A0J݌9   Ќ  "A0J&"  A0J y2դ  39  .3  Ԉ0    1.mgr.97.gr.umskilgreinargerWartilFjrmlaeftirlitsinsvegnakvrWunarumfrjls  slit,A0J݌   Ќ  "A0J'"  A0J y2դ  40  .3  Ԉ0    sttmilliFjrmlaeftirlitsinsogaWila,sbr.99.gr.a.A0J݌r   Ќ   y XgeturFjrmlaeftirlitiWlagtstj;rnvaldssektirhvernYannsembrUturgr;flegaeWa e= trekaWgegn12.gr.umg;WaviWskiptahttiogvenjurvtryggingaviWskiptum, 0  y SektirsemlagWarerueinstaklingagetanumiWfr10Ys.kr.til20millj.kr.Sektirsem  lagWarerulgaWilagetanumiWfr50Ys.kr.til50millj.kr.ViWkvrWunsektaskalm.a.  tekiWtillittilalvarleikabrots,hvaWYaWhefurstaWiWlengi,samstarfsviljahinsbrotlegaaWila i oghvortumtrekaWbroteraWrWa.kvarWanirumstj;rnvaldssektirskuluteknarafstj;rn \4 FjrmlaeftirlitsinsogeruYraWfararhfar.Sektirrennarkissj;WaWfrdregnumkostnaWi ' viWinnheimtuna.Sustj;rnvaldssektirekkigreiddarinnanmnaWarfrkvrWun  FjrmlaeftirlitsinsskalgreiWadrttarvextiaffjrhWsektarinnar.UmkvrWunog  treikningdrttarvaxtafereftirlgumumvextiogverWtryggingu. `   y Stj;rnvaldssektumverWurbeitt;hWYvhvortlgbroteruframinafsetningieWagleysi. 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Ќ  "A0J "  A0J[ y2%  12  .3  Ԉ0    1.og6.mgr.90.gr.umaWgerWirvegna;n;gsgjaldYols.A0J[݌"   Ќ   y e.(99.gr.e.)  $  y BrotgegnlgumYessumervarWasektumeWafangelsivarWarefsinguhvortsemYaueru !W% framinafsetningieWagleysi. J""&  y HeimilteraWgeraupptkanmeWd;mibeinaneWa;beinanhagnaWsemhlotisthefuraf #' brotigegnkvWumlagaYessaraervarWasektumeWafangelsi. #(  y TilrauntilbrotseWahlutdeildbrotumsamkvmtlgumYessumerrefsiverWeftirYvsem $ ) segiralmennumhegningarlgum. v%N!*  y f.(99.gr.f.)  '",  y BrotgegnlgumYessumstaaWeinsopinberriranns;knaWundangenginnikru '#- Fjrmlaeftirlitsinstillgreglu. (z$.  y & , VarWimeintbrotlgumYessumbWistj;rnvaldssektumogrefsingumetur ( FjrmlaeftirlitiWhvortmlskulikrttillgreglueWaYvlokiWmeWstj;rnvaldskvrWunhj  stofnuninni.EfbroterumeirihttarberFjrmlaeftirlitinuaWvsaYeimtillgreglu.Brot  telstmeirihttar',(ԀefYaWlUturaWverulegumfjrhWum,efverknaWurerframinnmeW a srstaklegavtaverWumhttieWaviWaWstWursemaukamjgsaknmibrotsins.Jafnframt T, geturFjrmlaeftirlitiWhvaWastigiranns;knarsemervsaWmlivegnabrotalgum  Yessumtilopinberrarranns;knar.GtaskalsamrmisviWrlausnsambrilegramla.   y MeWkruFjrmlaeftirlitsinsskulufylgjaafritYeirragagnasemgrunurumbroter   studdurviW.kvWiIV.!VII.kaflastj;rnsUslulagagildaekkiumkvrWun  X FjrmlaeftirlitsinsumaWkramltillgreglu. K #   y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem    stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu    er&  heimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu   2.mgr.'  wO   y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem B  hnhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.LgregluerheimiltaW    takaYttaWgerWumFjrmlaeftirlitsinssemvarWaranns;knYeirrabrotasemtilgreinderu   2.mgr. {   y TeljikrandiaWekkisuefnitilmlshfWunarvegnatlaWrarrefsiverWrarhttsemisem nF jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtil 9 FjrmlaeftirlitsinstilmeWferWarogkvrWunar.    VII.KAFLI r  Breytinglgumnr.32/2005,ummiWlunvtrygginga.  e= 20.gr. 0 : y 62.gr.lagannaorWastsvosamtfyrirsgn:  @ ^Stj;rnvaldssektir.   y FjrmlaeftirlitiWgeturlagtstj;rnvaldssektirhvernYannsembrUturgegn: i ! ! (դ88 "A0J"  A0J y2դ  1  .3  Ԉ0    2.mgr.1.gr.umheimildtilhandatilteknumaWilumtilaWmiWlavtryggingum,A0J݌\4   Ќ  "A0J"  A0J y2դ  2  .3  Ԉ0    1.mgr.12.gr.umheitivtryggingamiWlara,A0J݌'   Ќ  "A0J"  A0J y2դ  3  .3  Ԉ0    13.gr.umbreytingustarfsemi,A0J݌   Ќ  "A0J"  A0J y2դ  4  .3  Ԉ0    1.mgr.14.gr.umaWvtryggingamiWlariskulieinungismiWlafrumtryggingumvegum  vtryggingaflagasemhafastarfsleyfihrlandi,A0J݌`    Ќ  "A0J"  A0JN y2դ  5  .3  Ԉ0    15.!17.gr.umhfisskilyrWi,A0JN{݌S+!   Ќ  "A0J"  A0JM y2դ  6  .3  Ԉ0    2.mlsl.1.mgr.19.gr.umfjrhagslegastWuvtryggingamiWlaraogviWbrgWviWYv " eflkureruYvaWvtryggingamiWlarieigiekkifyrirfjrhagslegumskuldbindingum # snum,A0JMz݌ $   Ќ  "A0J"  A0J y2դ  7  .3  Ԉ0    20.gr.umstarfsbyrgWartrygginguvtryggingamiWlara,A0JL݌!W%   Ќ  "A0J"  A0J7 y2դ  8  .3  Ԉ0    21.gr.umviWtkufjrmunanheimildar,A0J7d݌J""&   Ќ  "A0J"  A0J? y2դ  9  .3  Ԉ0    1.mgr.22.gr.umvrslufjrreikningvtryggingamiWlara,A0J?l݌#'   Ќ  "A0J "  A0JW y2դ  10  .3  Ԉ0    23.gr.umyfirsUnyfirstarfsemi,A0JW݌#(   Ќ  "A0J "  A0JY y2դ  11  .3  Ԉ0    24.gr.umrWningar-ogverksamninga,A0JY݌$ )   Ќ  "A0J "  A0J_ y2դ  12  .3  Ԉ0    25.gr.umsamningaumYj;nustu,A0J_݌v%N!*   Ќ  "A0J "  A0Jb y2դ  13  .3  Ԉ0    27.gr.umYagnarskylduvtryggingamiWlarao.fl.,A0Jb݌A&"+   Ќ  "A0J "  A0Jv  y2դ  14  .3  Ԉ0    30.!32.gr.umupplUsingaskylduvtryggingamiWlara,A0Jv  ݌ '",   Ќ  "A0J"  A0J  y2դ  15  .3  Ԉ0    1.!3.mgr.36.gr.uminnlgnstarfsleyfis,A0J  ݌'#-   Ќ  "A0J"  A0J  y2դ  16  .3  Ԉ0    37.gr.umskilrsreikningiogfylgiggnum,A0J  ݌(z$.   Ќ  "A0J"  A0J  y2դ  17  .3  Ԉ0    38.gr.umtilkynninguumframkomnaskaWab;takrfu,A0J  ݌(   Ќ  "A0J"  A0J  y2դ  18  .3  Ԉ0    1.!3.mgr.39.gr.umskrninguumboWsmanns,A0J  ݌   Ќ  "A0J"  A0J y2դ  19  .3  Ԉ0    40.gr.umskilyrWiskrningar,A0J݌   Ќ  "A0J"  A0J y2դ  20  .3  Ԉ0    1.mgr.41.gr.umheitivtryggingaumboWsmanns,A0J݌a   Ќ  "A0J"  A0J y2դ  21  .3  Ԉ0    1.mlsl.1.mgr.42.gr.umtakmarkanirstarfsemivtryggingaumboWsmanns,A0J݌T,   Ќ  "A0J"  A0J y2դ  22  .3  Ԉ0    43.gr.umviWtkuvtryggingaumboWsmannsfjrmunum,A0J2݌   Ќ  "A0J"  A0J y2դ  23  .3  Ԉ0    1.mgr.44.gr.umvrslufjrreikningvtryggingaumboWsmanns,A0JK݌   Ќ  "A0J"  A0J< y2դ  24  .3  Ԉ0    45.gr.umyfirsUnyfirstarfsemi,A0J<i݌    Ќ  "A0J"  A0J? y2դ  25  .3  Ԉ0    46.gr.umrWningar-ogverksamninga,A0J?l݌ X   Ќ  "A0J"  A0JE y2դ  26  .3  Ԉ0    48.gr.umYagnarskylduvtryggingaumboWsmannao.fl.,A0JEr݌K #    Ќ  "A0J"  A0J] y2դ  27  .3  Ԉ0    49.gr.umg;WaviWskiptahttiogvenjurvtryggingaumboWsmanns,A0J]݌     Ќ  "A0J"  A0J y2դ  28  .3  Ԉ0    51.!54.gr.umupplUsingaskylduvtryggingaumboWsmanns,A0J݌     Ќ  "A0J"  A0J y2դ  29  .3  Ԉ0    1.og3.mgr.56.gr.umstarfsemiinnlendravtryggingamiWlaraog   vtryggingaumboWsmannaerlendis,A0J݌wO    Ќ  "A0J"  A0J y2դ  30  .3  Ԉ0    60.gr.umeftirlitsgjald,A0J*݌B    Ќ  "A0J"  A0J y2դ  31  .3  Ԉ0    sttmilliFjrmlaeftirlitsinsogaWila,sbr.62.gr.a.A0J!݌     Ќ   y XgeturFjrmlaeftirlitiWlagtstj;rnvaldssektirhvernYannsembrUturgr;flegaeWa   trekaWgegn28.gr.eWa49.gr.umg;WaviWskiptahttiogvenjur. {   y SektirsemlagWarerueinstaklingagetanumiWfr10Ys.kr.til20millj.kr.Sektirsem nF lagWarerulgaWilagetanumiWfr50Ys.kr.til50millj.kr.ViWkvrWunsektaskalm.a. 9 tekiWtillittilalvarleikabrots,hvaWYaWhefurstaWiWlengi,samstarfsviljahinsbrotlegaaWila  oghvortumtrekaWbroteraWrWa.kvarWanirumstj;rnvaldssektirskuluteknarafstj;rn  FjrmlaeftirlitsinsogeruYraWfararhfar.Sektirrennarkissj;WaWfrdregnumkostnaWi r viWinnheimtuna.Sustj;rnvaldssektirekkigreiddarinnanmnaWarfrkvrWun e= FjrmlaeftirlitsinsskalgreiWadrttarvextiaffjrhWsektarinnar.UmkvrWunog 0 treikningdrttarvaxtafereftirlgumumvextiogverWtryggingu.   y Stj;rnvaldssektumverWurbeitt;hWYvhvortlgbroteruframinafsetningieWagleysi.  @tt&^21.gr. \4  y eftir62.gr.lagannakomasexnUjargreinar,samtfyrirsgn,svohlj;Wandi: '  y a.(62.gr.a.)   y HafiaWiligerstbrotlegurviWkvWilagaYessaraeWakvarWanirFjrmlaeftirlitsins `  grundvelliYeirraerFjrmlaeftirlitinuheimiltaWljkamlinumeWsttmeWsamYykki S+! mlsaWila,endasekkiumaWrWameirihttarbrotsemrefsiviWurlgliggjaviW.Stter " bindandifyrirmlsaWilaYegarhannhefursamYykktogstaWfestefnihennarmeWundirskrift # sinni.FjrmlaeftirlitiWseturnnarireglurumframkvmdkvWisins.  $  y b.(62.gr.b.) 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L(88"A0J"  A0JZ, y2  1  .3  Ԉ0    2.mgr.1.gr.,12.og13.gr.og1.mgr.14.gr.umbannviWaWleyfisskyldstarfsemis    stunduWnheimildar,A0JZ,,݌     Ќ  "A0J"  A0J- y2  2  .3  Ԉ0    1.mgr.19.gr.umfjrhagslegastWuvtryggingamiWlaraogviWbrgWviWYveflkur   eruYvaWmiWlarieigiekkifyrirfjrhagslegumskuldbindingumsnum,A0J--݌wO    Ќ  "A0J"  A0Jk/ y2  3  .3  Ԉ0    20.gr.umstarfsbyrgWartrygginguvtryggingamiWlara,A0Jk//݌B    Ќ  "A0J"  A0J0 y2  4  .3  Ԉ0    21.gr.umviWtkufjrmunanheimildar,A0J00݌     Ќ  "A0J"  A0J1 y2  5  .3  Ԉ0    1.mgr.22.gr.umvrslufjrreikningvtryggingamiWlara,A0J11݌    Ќ  "A0J"  A0J2 y2  6  .3  Ԉ0    27.gr.umYagnarskylduvtryggingamiWlarao.fl.,A0J22݌{    Ќ  "A0J"  A0J3 y2  7  .3  Ԉ0    30.!32.gr.umupplUsingaskylduvtryggingamiWlara,A0J33݌nF   Ќ  "A0J"  A0J4 y2  8  .3  Ԉ0    48.gr.umYagnarskylduvtryggingaumboWsmannao.fl.A0J44݌9   Ќ   y e.(62.gr.e.)   y BrotgegnlgumYessumervarWasektumeWafangelsivarWarefsinguhvortsemYaueru r framinafsetningieWagleysi. e=  y HeimilteraWgeraupptkanmeWd;mibeinaneWa;beinanhagnaWsemhlotisthefuraf 0 brotigegnkvWumlagaYessaraervarWasektumeWafangelsi.   y TilrauntilbrotseWahlutdeildbrotumsamkvmtlgumYessumerrefsiverWeftirYvsem  segiralmennumhegningarlgum. i  y f.(62.gr.f.) '  y BrotgegnlgumYessumstaaWeinsopinberriranns;knaWundangenginnikru  Fjrmlaeftirlitsinstillgreglu.   y VarWimeintbrotlgumYessumbWistj;rnvaldssektumogrefsingumetur `  FjrmlaeftirlitiWhvortmlskulikrttillgreglueWaYvlokiWmeWstj;rnvaldskvrWunhj S+! stofnuninni.EfbroterumeirihttarberFjrmlaeftirlitinuaWvsaYeimtillgreglu.Brot " telstmeirihttarefYaWlUturaWverulegumfjrhWum,efverknaWurerframinnmeW # srstaklegavtaverWumhttieWaviWaWstWursemaukamjgsaknmibrotsins.Jafnframt  $ geturFjrmlaeftirlitiWhvaWastigiranns;knarsemervsaWmlivegnabrotalgum !W% Yessumtilopinberrarranns;knar.GtaskalsamrmisviWrlausnsambrilegramla. J""&  y MeWkruFjrmlaeftirlitsinsskulufylgjaafritYeirragagnasemgrunurumbroter #' studdurviW.kvWiIV.!VII.kaflastj;rnsUslulagagildaekkiumkvrWun #( FjrmlaeftirlitsinsumaWkramltillgreglu. $ )  y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem v%N!* stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu A&"+ erheimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu  '",  2.mgr. '#- &    y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem ( hnhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.LgregluerheimiltaW  takaYttaWgerWumFjrmlaeftirlitsinssemvarWaranns;knYeirrabrotasemtilgreinderu  2.mgr. a '(? y TeljikrandiaWekkisuefnitilmlshfWunarvegnatlaWrarrefsiverWrarhttsemisem T, jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtil  FjrmlaeftirlitsinstilmeWferWarogkvrWunar.    &  VIII.KAFLI  X  Breytinglgumnr.87/1998,umopinberteftirlitmeWfjrmlastarfsemi.  K #  22.gr.    B y 1.mgr.12.gr.lagannaorWastsvo:     y EfeftirlitsskylduraWilieWaeinstaklingaroglgaWilarhafaaWmatiFjrmlaeftirlitsins   meWrefsiverWumhttigerstbrotlegirviW' BlgeWareglursemFjrmlaeftirlitinuerfaliWaW wO  framfylgjaogbroterumeirihttarberFjrmlaeftirlitinuaWvsaYeimtillgreglu. B  AWgerWumFjrmlaeftirlitsinssamkvmtYessarigreinverWurekkiskotiWtild;mst;la.      IX.KAFLI {   Gildistaka.  nF 23.gr. 9 E y LgYessiWlastYegargildi.####  A%N)  dEA  @ ^X8X#SamYykktAlYingi17.mars2007.##XX8 G#Ԉ `