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K #    0staWorWanna?skipulagninguinnraeftirlits 3._tlul_.1.mgr.35.gr.lagannakemur:    skipulagninguinnriendurskoWunar.    @!10.gr. wO    EftirfarandibreytingarverWa36.gr.laganna: B  ! ! 3(5h886"i(m"  i(mm25h  a  .3  Ԉ0    eftirorWunum?lgumnr.30/2003,um_verWbrfasj;Wi_Ԁog_fjrfestingarsj;Wi_ 7._tlul_.    1.mgr.kemur:eWatilskipun85/611/EBEumsameiginlegafjrfestinguframseljan   legumverWbrfum(_UCITS_-tilskipuninni).i(mm݌{  Ќ  "i(m"  i(m!25h  b  .3  Ԉ0    0staWorWsins?_Liechtenstein_ 2.og3._mlsl_.2.mgr.og1._mlsl_.3.mgr.kemur:rkja nF Evr;pska_efnahagssvWisins_.i(m!"݌9 Ќ  "i(m"  i(m#25h  c  .3  Ԉ0    0staW_hlutfallstlunnar_Ԁ?10% 1._mlsl_.3.mgr.kemur:20%.i(m#$݌ Ќ  "i(m"  i(mH%25h  d  .3  Ԉ0    1._mlsl_.5.mgr.orWastsvo:SamanlgWeignsj;WsinsverWbrfumskv.2.!9._tlul_.1.  mgr.tgefnumafsamaaWila,tengdumaWilum,sbr.lgum_fjrmlafyrirtki_,eWaaWilum r semtilheyrasmusamstWunniskalekkiverameirien10%afhreinnieignsj;Wsins.i(mH%u%݌e= Ќ  "i(m"  i(m'25h  e  .3  Ԉ0    eftir4._mlsl_.5.mgr.kemurnUr_mlsliWur_,svohlj;Wandi:Eigierlfeyrissj;WieWa 0 einstakrideildhansheimiltaWhafameiraen25%afhreinnieignsinni_verWbrfa  sj;Wum_Ԁinnansama_rekstrarflags_.i(m'(݌ Ќ  "i(m"  i(mK*25h  f  .3  Ԉ0    ViWbtistnUmlsgreinerorWastsvo:i(mK*x*݌i Ќ         v kvWiYessarargreinareigaeinungisviWum_samtryggingardeildir_Ԁlfeyrissj;Wa. \4 @!11.gr.    eftir36.gr.lagannakemurnUgrein,36.gr.a,erorWastsvo:    _VrsluaWilar_Ԁ_sreignarsparnaWar_,skv.II.kafla,skulum;ta_fjrfestingarstefnu_Ԁfyrirhverja `  _fjrfestingarleiW_ԀYarsemfjrfestingar,aWraren_lfeyrissparnaWarreikningar_,erusundurliWaWar S+! meWhliWsj;naf1.mgr.36.gr._Fjrfestingarstefna_Ԁ_vrsluaWila_Ԁ_sreignarsparnaWar_ԀskalaW " WruleytihWeftirfaranditakmrkunum: # ! ! 6(Eh883"i(m"  i(m-02Eh  a  .3  Ԉ0    EkkierheimiltaWfjrfestafyrirmeiraen20%afhreinnieignhverrar_fjrfestingarleiWar_  $ verWbrfumsemekkieruskrWskipulegummarkaWi.i(m-0Z0݌!W% Ќ  "i(m"  i(m12Eh  b  .3  Ԉ0    SamanlgWeignhverrar_fjrfestingarleiWar_Ԁ_fjrmlagerningum_ԀtgefnumafsamaaWila, J""& tengdumaWilum,sbr.lgum_fjrmlafyrirtki_,eWaaWilumsemtilheyrasmusam #' stWunniskalekkiverameirien20%afhreinnieignsj;Wsins.i(m1 2݌#( Ќ  "i(m"  i(mB42Eh  c  .3  Ԉ0    SamanlgWeignhverrar_fjrfestingarleiWar_Ԁmekkiverameiraen30%af_hlutdeildar $ ) skrteinum_ԀeWahlutumtgefnumafsama_verWbrfasj;Wi_ԀeWa_fjrfestingarsj;Wi_ԀeWaein v%N!* stakrideildhans.i(mB4o4݌A&"+ Ќ  "i(m"  i(m62Eh  d  .3  Ԉ0    Eigier_vrsluaWila_Ԁ_sreignarsparnaWar_ԀheimiltaWhafameiraen30%afhreinnieignsinni  '", _verWbrfasj;Wum_Ԁinnansama_rekstrarflags_.i(m66݌'#- Ќ  "i(m"  i(m82Eh  e  .3  Ԉ0    _VrsluaWilum_Ԁ_sreignarsparnaWar_ԀerekkiheimiltaWfjrfestaeWaeiga_fjrfestingar ( sj;Wum_Ԁskv.7._tlul_.1.mgr.36.gr.semfjrmagnasigmeW_lntku_ԀeWa_skortslu_.i(m88݌ Ќ    _VrsluaWilar_Ԁ_sreignarsparnaWar_ԀskulusendaupplUsingarum_fjrfestingarstefnu_Ԁsnafyrir  komandirtil_Fjrmlaeftirlitsins_ԀeigisWaren1.desemberrhvert. a @!12.gr.    EftirfarandibreytingarverWa44.gr.laganna:  ! ! 3(5h886"i(m"  i(m=25h  a  .3  Ԉ0    eftirorWunum?starfsemilfeyrissj;Wa 1._mlsl_.1.mgr.kemur:og_vrsluaWila_   _lfeyrissparnaWar_.i(m==݌ X Ќ  "i(m"  i(ms?25h  b  .3  Ԉ0    eftirorWunum?upplUsingumlfeyrissj;Wa 2._mlsl_.1.mgr.kemur:og_vrsluaWila_ K #  _lfeyrissparnaWar_.i(ms??݌   Ќ  "i(m"  i(mHA25h  c  .3  Ԉ0    0staWorWanna?rekstrilfeyrissj;WsogfjrhagsstWu 3.mgr.kemur:rekstriogfjr    hagsstWulfeyrissj;WseWa_vrsluaWila_Ԁ_lfeyrissparnaWar_.i(mHAuA݌  Ќ  "i(m"  i(m7C25h  d  .3  Ԉ0    eftirorWunum?starfsemilfeyrissj;Ws 4.mgr.kemur:og_vrsluaWila_Ԁ_lfeyrissparn wO  aWar_.i(m7CdC݌B  Ќ  "i(m"  i(mD25h  e  .3  Ԉ0    eftirorWunum?_hlutdeildarfyrirtkjum_Ԁlfeyrissj;Wa 5.mgr.kemur:og_vrsluaWila_    _lfeyrissparnaWar_.i(mD E݌  Ќ  @!13.gr. nF   ViWlginbtistnUttkvWitilbrWabirgWa,svohlj;Wandi: 9   XrttfyrirkvWi1._mlsl_.2.mgr.39.gr.skallfeyrissj;WiveraheimiltaWhafaalltaW  15%munmilli_eignarliWa_Ԁog_framtWarskuldbindinga_ԀvegnalfeyrismiWaWviW_trygginga  frWilega_ԀathugunfyrirriW2008,nYessaWhonumsskyltaWgerabreytingarsam r Yykktumsj;Wsins.kvWi1.mgr.39.gr.umaWhreineignlfeyrissj;WstilgreiWslulfeyris e= samtnvirWi_framtWariWgjalda_ԀskuliverajafnhnvirWivntanlegslfeyrisvegnaYegar 0 greiddraiWgjaldaog_framtWariWgjalda_ԀekkiviWum_tryggingafrWilega_ԀathugunfyrirriW  2008.    XegarmetiWerhvortlfeyrissj;Wurfalliundir2._mlsl_.2.mgr.39.gr.skalmiWaviW10% i munmilli_eignarliWa_Ԁog_lfeyrisskuldbindinga_ԀriW2008. \4 @!14.gr.    LgYessiWlastYegargildinemakvWi8.gr.semWlastgildi1.janar2011.  @ #dggAthugasemdirviW_lagafrumvarp_ԀYetta.#ggd`MԈ S+!   MeWfrumvarpiYessuerulagWartilUmsarbreytingarlgumumskyldutryggingulf " eyrisrttindaogstarfsemilfeyrissj;Wa.FlestarYeirravareinnigaWfinnafrumvarpisama # efnissemlagtvarframAlYingisl.vor,enhlautekkiafgreiWslu.XaWstandsemnrkir  $ slenskum_fjrmlamarkaWi_ԀogleikiWhefurafkomumargralfeyrissj;Wagrttkallareinnig !W% tilteknarbreytingarlgunum.HreftirerfjallaWumhelstuefnisatriWifrumvarpsins,en J""& nnariskUringarereinnigaWfinnaathugasemdummeWeinstkumgreinumYess. #'   0fyrstalagierlgWtils_meginbreyting_ԀaWYeimsemnWhafa60raaldriverWiheimilt #( aWtakat_sreignarsparnaW_ԀsinneinulagistaWYessaWdreifagreiWslumsjreinsog $ ) kveWiWerumgildandilgum.Xettafyrirkomulag,_Y.e._Ԁsjrareglan,hefurstttalsverWri v%N!* gagnrUniundanfrnumrum,einkumYarsemumlgarfjrhWireraWrWa,ogeinhverj A&"+ umtilvikumhafa_rtthafar_ԀsmeygtsrframhjgildandireglumeWYvaWdreifa_sreignar  '", sparnaWinum_Ԁmarga_vrsluaWila_. '#-   0WrulagierlagttilaWekkert_aldurshmark_ԀverWiYvhvenreinstaklingurgeturhafiW ( tkulfeyris,engildandilgumerYaWhmarkbundiWviW75raaldur.    0YriWjalagierfrumvarpinuaWfinnatillgurumnokkrarbreytingar36.gr.lagannasem  fjallarum_fjrfestingarstefnu_Ԁlfeyrissj;Wanna.XarermeWalannarslagttilaWlfeyrissj;Wum a verWiheimiltaWfjrfestafyriralltaW20%afhreinnieignsinniverWbrfumsemekkieru T, skrWskipulegummarkaWi,engildandilgumerumrtthlutfall10%.Xessitvfldun  hlutfallinuskUristfyrstogfremstafYeirristWusemneruppiinnlendum_fjrmlamarkaWi_  YarsemframboWskrWumverWbrfumerafartakmarkaW.HnhefurleitttilYessaWein   stakirsj;WirhafajafnvelfariWyfir10%mrkinnnokkurraviWskipta.GeramrWfyriraW  X YettahlutfallverWitekiWtilendurskoWunarnUYegar_fjrmlamarkaWurinn_ԀhefurnW K #  kveWnujafnvgi.XerulagWartilnokkraraWrarbreytingar36.gr.semmiWaaWaukinni    _httudreifingu_.      0fj;rWalagierlagttilaWsettarverWisamrmdarreglurum_fjrfestingarstefnu_ԀYeirraaWila   semhafaheimildtilaWtakaviW_sreignarlfeyrissparnaWi_.Samkvmtngildandilgumer wO  _sreignarlfeyrissparnaWur_Ԁvrslulfeyrissj;WahWursmutakmrkunumvarWandi_fjrfest B  ingarstefnu_Ԁog_samtryggingarlfeyrissj;Wir_ԀmeWanaWrir_vrsluaWilar_Ԁhafa_;takmarkaW_Ԁfrelsi    tilaWm;ta_fjrfestingarstefnu_Ԁsna,jafnframtYvaWvera;hWireftirliti_Fjrmlaeftirlitsins_   hvaWhanavarWar.Xetta_;jafnrWi_Ԁmilli_vrsluaWila_Ԁsembj;WauppsambrilegaYj;nustu {  ertaliWmiWurheppilegt.AukYesserunaWkomalj;sUmisdmiYessaWhiW;takmarkaWa nF frelsitilfjrfestingasemeinstakir_vrsluaWilar_ԀhafanotiWhafileitttil_;varlegra_Ԁfjrfestinga 9 meWtilheyrandiskaWafyrireigendur_sreignarsparnaWarins_.Xverlagttil,bWi_varWar  skyni_ԀogtilaWgtasamrmis,aWallir_vrsluaWilar_Ԁ_sreignarlfeyrissparnaWar_ԀverWibundnir  tilteknum_lgmarksskilyrWum_ԀvarWandifjrfestingar.XaWYUWiraW_fjrfestingarammi_Ԁlf r eyrissj;Wagagnvart_sreignarsparnaWi_ԀverWurrUmrifrYvsemergildandilgumsamhliWa e= YvaWfrelsiannarra_vrsluaWila_Ԁ_sreignarlfeyrissparnaWar_ԀverWurtakmarkaW. 0   AWlokumerulagWartilnokkrarbreytingartilaWaukasveigjanleikaviW_tgreiWslu_Ԁ_lf  eyrissparnaWi_Ԁsreign,rWstfunlfeyrisrttindaoggreiWsluellilfeyris,jafnframtYvsem  krfurtilYekkingarstj;rnarmannalfeyrissj;WaogYeirrasemsinna_eignastUringu_Ԁ_verW i brfasafna_Ԁlfeyrissj;Waeruhertar,auknokkurrasmrribreytinga. \4   0frumvarpinuereinnigaWfinnabrWabirgWakvWiYessefnisaWYrttfyrirkvWi2. ' mgr.39.gr.lagannaskulilfeyrissj;WumveraheimiltaWhafaalltaW15%neikvWanmun  milli_eignarliWa_Ԁog_framtWarskuldbindinga_ԀlfeyrismiWaWviW_tryggingafrWilega_Ԁathugun  fyrirriW2008,nYessaWYeimsskyltaWgerabreytingarsamYykktumsj;Wsins.Sam `  kvmtgildandilgumerumrkin!10%.XettaYUWiraWYeirsj;WirsemerureknirinnanviW S+! !15%samkvmt_tryggingafrWilegu_ԀmatimunuekkiYurfaaWskerWalfeyrisrttindinsta " rilagalegasW. # @ AthugasemdirviWeinstakargreinarfrumvarpsins. !W% @ Um1.gr. J""&   Uma-liW. #'   HrerlagttilaWuppsagnarfrestursamningsum_viWb;tartryggingavernd_ԀeWa_sreignar #( sparnaW_ԀverWistytturrsexmnuWumtvo.RttYykiraWaukasveigjanleikaaWilatilrW $ ) stfunarYess_iWgjaldshluta_Ԁsemerumfram_iWgjaldshluta_Ԁtilflunar_lgmarkstryggingaverndar_ v%N!*  meWYvaWstyttauppsagnarfrestinn. A&"+   & ,  Umb-liW. (   HrerlagttilaWskyldaYesssemsegiruppsamningiumrWstfun_viWb;tariWgjalds_Ԁtil   YessaWtilkynnahanatilYesslfeyrissj;WssemrWstafar_iWgjaldi_Ԁhanstil_lgmarkstrygg  ingaverndar_Ԁ',(mverWifelldbrott.XannigfellurskyldatiltilkynningarniWurefsamningurvarWar a einvrWungugreiWslu_viWb;tariWgjalds_Ԁumfram_lgmarksiWgjald_Ԁskv.2.gr.laganna. T, @ Um2.gr.    Uma-liW.     LagtertilaWtekinnverWiafallurvafiumrtterlendrarkisborgaratilendurgreiWsluiW  X gjaldavegnaflunarlfeyrisrttindasreignYegarYeirflytjastrlandiendasslktekki K #  ;heimiltsamkvmt_millirkjasamningi_Ԁsem0slandaWildaW.kvWiYessefniserIII.kafla    lagannaYarsemkveWiWerum_lfeyrissparnaW_Ԁsameign.RttYykiraWsmu_endurgreiWslu    heimildir_ԀgildiumiWgjldtilflunarlfeyrisrttindasreign.XverlagttilaWvsaWverWi   til4.mgr.19.gr.II.kaflaYarsemfjallaWerum_lfeyrissparnaW_Ԁsreign. wO    Umb-ogc-liW. B    0b-ogc-liWerulagWartilbreytingarsemstefnaaWauknumsveigjanleikaviW_tgreiWslu_    _lfeyrissparnaWi_Ԁsreign.AnnarsvegarerlagttilaWheimiltverWiaWgreiWa_lfeyrissparnaW_   samtvxtumsreignteinulagiviW60raaldur.NerreglansaWhefjamtborgun {  _lfeyrissparnaWar_ԀviW60raaldurmeWjfnumrlegumgreiWslumekkiskemmritmaensj nF rumeWaYeimtmasem_rtthafa_Ԁvantarupp67raaldur.Xegar67raaldriernWm 9 hinsvegargreiWaallan_sparnaWinn_Ԁteinu.XettafyrirkomulaghefurveriWgagnrUnt,sr  staklegaYarsemumeraWrWaminnifjrhWirsemerYveriWaWgreiWatalltaWsjr.  TekiWskalframaWflestirveljaYleiWaWf_lfeyrissparnaWinn_Ԁgreiddantlengritmaog r hrereingnguumheimildarkvWiaWrWa. e=   HinsvegarerlagttilaWfelldarverWiniWurYrhmlursemeru_tgreiWslu_Ԁ_lfeyrissparn 0 aWar_ԀsreignviWandltsemerafleiddbreytingafYeirrisemfjallaWerumb-liW.Jafnframt  hefurreynslansUntaWYaWkemurerfingjummrgumtilvikummunbeturaWf_lfeyris  sparnaWinn_ԀgreiddanteinulagifrekarenaWgreiWslumsdreifttiltekinnfjldara.Ekki i YykirhinsvegarstWatilaWbreytafyrirkomulagiviW_tgreiWslu_Ԁ_sreignarsparnaWar_Ԁtil \4 ryrkjasemeinnigerfjallaWum11.gr.laganna. ' @ Um3.gr.    Uma-liW. `    HrerlagttilaWsvigrmsj;WflagatilaWflUtatkulfeyrisverWiaukiWrfimmrum S+! alltaWtureftirYvhvenrsj;WflagigeturhafiWtkulfeyrissamkvmtalmennrireglu, " _Y.e._Ԁsj;WflagigetifyrstalagihafiWtkulfeyris60ra.XermeWhliWsj;nafshkkandi # meWalaldriogbttriheilsuf;lkslagttilaWlfeyrissj;WumsuekkisettmrkviWYvhversu  $ lengiYeirgetiheimilaWmnnumaWfrestatkulfeyris.MeWYessumhttigetalfeyrissj;Wir !W% boWiW_sj;Wflgum_,semeigarttindifleirieneinumsj;Wi,aWhefjatkuellilfeyrisr J""& bWumeWallumsj;Wunumsama_tmapunkti_. #'   Umb-liW. #(   HrerlagttilaWheimildirsj;WflagaogmakahanseWaeftiratvikumfyrrverandimaka $ ) tilYessaWkveWameWgagnkvmumhttiaWverWmti_uppsafnaWra_Ԁ_ellilfeyrisrttinda_ v%N!* YeirraskulialltaWhlfurennatilhinsverWi_rUmkaWar_ԀYannigaWsvigrmtilslkrarkvrW A&"+ unarverWiaukiW.XaWerskilyrWingildandilgumaWslkkvrWunliggifyrirsWastalagi  '", sjrumWurentakalfeyrisgeturfyrsthafist.HeimildinhefurveriWltiWnotuWogYaWkann '#- aWveravegnaYessa_tmaskilyrWis_.XverlagttilaWheimildinverWi_rUmkuW_ԀYannigaWheim ( ildingildiunstakalfeyrishefstenY;eigilengurentil64raaldurs,_Y.e._ԀsamningurYarfaW  liggjafyrirWuren65raaldriernWsWastalagi.MeWhliWsj;nafmikilliatvinnuYtttku,  bWikarlaogkvenna,ogaWalmennterekkimikillaldursmunurhj;numtti_rUmkunin_ a ekkiaWhafamikilfjrhagsleghrifraun. T, @ Um4.gr.    0greininnierlagttilaWlfeyrissj;WirgetiboWiW_sj;Wflgum_ԀuppaWafYakkahefWbundin   _papprsyfirlit_ԀendamiWlilfeyrissj;WurviWeigandiupplUsingumtilYeirrameW_sannanlegum_  X og_tryggum_ԀhttilokuWu_vefsvWi_ԀeWameWWrumsambrilegum_rafrnum_Ԁhtti._UpplUs K #  ingagjf_Ԁlfeyrissj;Watilsj;WflagagegnumlokuW_vefsvWi_Ԁhefur_st;raukist_ԀsWastliWnum    rumogYverlagttilaW_sj;Wflgum_ԀverWiveittheimildtilYessaWafYakkahefWbundin    _papprsyfirlit_ԀteljiYeirhinn_vefrna_ԀaWgangfullngjandi.   @ Um5.gr. B    028.gr.lagannaeraWfinnaheimildtilsamtakalfeyrissj;WatilYessaWgetatilkynnt    breytingarsamYykktumumboWi_aWildarsj;Wa_Ԁsinna.ReynslanhefursUntaWekkierYrf   slkriheimildogYverlagttilaWhnverWifelldbrott. {  @ Um6.gr. 9   035.gr.lagannaerkveWiWumaW_eftirlitsaWili_ԀeWainnriendurskoWunardeildskuligera  tillguaWskipulagninguinnraeftirlits.MeWfrumvarpiYessuerlagttilaWYessiraWilargeri  tillguaWskipulagninguinnriendurskoWunar,sbr.9.gr.frumvarpsins.SamtsemWurYurfa r aWveratilstaWarhjsj;Wnum_skjalfestir_Ԁ_eftirlitsferlar_.HrerlagttilaWstj;rnlfeyrissj;Ws e= m;tiinnraeftirlitog_eftirlitsferla_ԀfyrirviWkomandilfeyrissj;W. 0 @ Um7.gr.    01.og2.mgr.31.gr.gildandilagasegiraWstj;rnarmennlfeyrissj;Wiskulivera_lgrWa_, i fjrsnsrWandi,hafa;flekkaWmannorWogmegiekkisWustufimmrumhafatengslum \4 viWatvinnureksturfengiWd;mfyrir_refsiverWan_ԀverknaWsamkvmtalmennum_hegningar ' lgum_,lgumum_hlutaflg_,_einkahlutaflg_,b;khald,rsreikninga,gjaldYroteWaopinber  gjld.AWWruleytifariumhfiYeirratilmeWferWarmlseftirkvWumII.kafla_stj;rn  sUslulaga_. `    HrerlagttilaWbttsaftanviW2.mgr.31.gr.lagannanUrrimlsgreinYessefnisaWtil S+! viWb;tarframangreindumskilyrWumskulistj;rnarmennbayfir_ngilegri_ԀYekkinguog " starfsreynslutilaWgetagegntstWusinnitilhlUWileganhtt.SambrilegtkvWieraWfinna # 2.mgr.52.gr.laganr.161/2002,um_fjrmlafyrirtki_.Lfeyrissj;Wirfallaekkiundirlg  $ um_fjrmlafyrirtki_,enhafaenguaWsWurumsj;nmeWverulegumfjrmunumsemeru !W% eigualmennings.XegarhafterhugaaWYeir_fjrmlagerningar_Ԁsemlfeyrissj;WirnireruaW J""& fjrfestaverWasfelltfl;knariaWgerWYykirfullttilefnitilaWherWakrfumumYekkingu #' stj;rnarmannaYeirra. #( @ Um8.gr. v%N!*   0greininnierlagttilaWgertverWiaWskilyrWiaWYeirsemsinni_eignastUringu_Ԁ_verWbrfa A&"+ safna_Ԁlfeyrissj;WahafistaWistpr;f_verWbrfaviWskiptum_ԀsamrmiviW53.gr.lagaum  '", verWbrfaviWskipti.0lgumum_fjrmlafyrirtki_ԀerkveWiWumaWstarfsmenn_fjrmla '#- fyrirtkis_,semhafaumsj;nmeWdaglegristarfsemitengslumviWviWskiptimeW_fjrmla ( gerninga_Ԁskv.6._tlul_.1.mgr.3.gr.Yeirralaga,skulihafastaWistpr;f_verWbrfaviWskiptum_.  Undir_framangreindan_Ԁ6._tlul_.1.mgr.3.gr.lagaum_fjrmlafyrirtki_ԀfallallviWskiptiog  Yj;nustameW_fjrmlagerninga_ԀsamkvmtlgumumverWbrfaviWskipti,YarmeWtalin a _eignastUring_Ԁogrekstur_verWbrfasj;Wa_.HefurYessukvWiveriWbeittmeWYeimhttiaW T, _FjrmlaeftirlitiW_ԀhefurkrafistYessaWallir_sj;Wstj;rar_Ԁ_verWbrfasj;Wa_ԀhafistaWistpr;fiW.Sem  fyrrsegirfallalfeyrissj;Wirekkiundirlgum_fjrmlafyrirtki_,ensamanlgWfjrhW  Yeirra_verWbrfasafna_Ԁsemeru_sj;WastUringu_Ԁlfeyrissj;Wannaermrgumtilvikummun   hrrienhj_verWbrfasj;Wum_.ErYvekki;eWlilegtaWgerWarsusmukrfurtilmenntunar  X ogkunnttuYeirrasemfarameW_sj;WastUringu_Ԁlfeyrissj;WaoggerWarerutil_sj;Wstj;ra_ K #  _verWbrfasj;Wanna_.    @ Um9.gr.     03._tlul_.1.mgr.35.gr.lagannasegiraWendurskoWunardeildeWa_eftirlitsaWili_Ԁlfeyris wO  sj;Wsskuli_m.a._ԀannastYaWverkefniaWgeratillgutilstj;rnarumskipulagninguinnraeftir B  litsogannastsrstakar_ttektir_Ԁvirkniinnraeftirlits.MeWYessuorWalagierYvbWiveriW    aWfela_endurskoWanda_Ԁlfeyrissj;WsaWgeratillguuminnraeftirlitoggerasamtmis_ttektir_   virkniYess.XessihtturfellurillaaWYeirrikrfusemaWjafnaWiergerWum;hlutdrgni {  og_;hWi_ԀendurskoWenda.JafnframtbendirorWalagYettatilYessaWveriWsaWhrrasaman nF innraeftirlitioginnriendurskoWun.XaWerekkisamrmiviW_hlutlgnissj;narmiW_Ԁinnri 9 endurskoWendaaWYeirbWigeritillguaWskipulagninguinnraeftirlitslfeyrissj;Wsinsog  farisWanyfiroggagnrUniYaWskipulaginnri_endurskoWunarvinnu_,YarsemYeirrivinnu  felstYgagnrUnieiginverk. r   MeWfrumvarpiYessuerYvlagttilaWstj;rnlfeyrissj;Wsskulim;tainnraeftirlitlf e= eyrissj;Wsinsogskjalfesta_eftirlitsferla_,sbr.6.gr.frumvarpsins,ogYessarigreinerlagttil 0 aWendurskoWunardeildeWa_eftirlitsaWili_Ԁlfeyrissj;Wsskuli_m.a._ԀannastYaWverkefniaWgera  tillgutilstj;rnarumskipulagninguinnriendurskoWunar.  @ttUm10.gr. \4   Uma-liW. '   0kvWinuerlagttilaWgerWverWisbreytingaW_verWbrfasj;Wir_Ԁsembyggjastlgum  nr.30/2003,um_verWbrfasj;Wi_Ԁog_fjrfestingarsj;Wi_,ogevr;pskirsj;Wirsembyggjast  tilskipun85/611/EBEverWilagWiraWjfnuviWfjrfestingarlfeyrissj;Wanna.0reynderekki `  ummiklabreytinguaWrWaYvlginhafaveriWtlkuWYennanhttYarsemlgnr.30/ S+! 2003erubyggW_framangreindri_Ԁtilskipun. "   Umb-liW. #   MeWkvWunumerlgWtilbreytingsemleiWiraf_samningsskuldbindingum_Ԁokkarsam  $ kvmtsamningnumumEvr;pska_efnahagssvWiW_Ԁ(_EES_-samningnum).HnfelstYvaW !W% tryggjalfeyrissj;WumheimildtilaWfjrfestaverWbrfumsemskrWerueWaeftiratvikum J""& gefintafaWilum_EES_-rkjummeWsamahttiogaWiluminnan_OECD_,eneinnu_EES_-rki #' eruekkiaWilaraWstofnuninni. #(   Umc-liW. $ )   LagtertilaWlfeyrissj;WumverWiheimiltaWfjrfestafyriralltaW20%afhreinnieign v%N!* verWbrfum,semfallaundir1.,2.,5.,6.,8.og9._tlul_.1.mgr.36.gr.ogekkieruskrW A&"+ skipulegummarkaWi,engildandilgumerYettahlutfall10%.XraWstWursemskapast  '", hafa_fjrmlamarkaWi_ԀhrlandiaWundanfrnugeraYaWaWverkumaW_fjrfestingarkostir_ '#- lfeyrissj;WainnanlandshafaminnkaWverulega.Xhafahlutfll_eignasfnum_Ԁlfeyris ( sj;WannariWlastverulegaYannigaWhlutfall_;skrWra_ԀbrfahefurvaxiWhjmrgum_sj;Wanna_  eingnguvegna_framangreinds_Ԁstands_fjrmlamarkaWinum_ԀogYykirYveWlilegtaW  bregWastviWYeirristWumeWhkkunhlutfallsins.hinnb;ginnmbastviWYvaWYetta a hlutfallverWiendurskoWaWYegarbetrajafnvgikemst_fjrmlamarkaWinn_. T,   Umd-liW.    05.mgr.36.gr.segiraWsamanlgWeignlfeyrissj;WsverWbrfum,Wrumen_rkisvxlum_,  rkisskuldabrfumogskuldabrfumsemtryggWerumeWbyrgWrkissj;Ws,semtgefineru   afsamaaWilaeWaaWilumsemtilheyrasmusamstWunniskuliekkiverameirien10%af  X hreinnieignsj;Wsins.0kvWinuerlagttilaWhlutfallYettaskulivera;breytt,enaWsaman K #  lgWeignlfeyrissj;WsverWbrfumtgefnumafsamaaWila,tengdumaWilum,sbr.lgum    _fjrmlafyrirtki_,eWaaWilumsemtilheyrasmusamstWunni,skuliverainnanYessara    marka.BreytinginhrfelstYvaWtengdumaWilum,sbr.lgum_fjrmlafyrirtki_,erbtt   viWkvWiW.ErYmiWaWviWYannskilningsemlagWurerhugtakiWskv.2.mgr.18.gr.og wO  2.og3._tlul_.2.mgr.40.gr.alaganr.161/2002,um_fjrmlafyrirtki_,enYareruYaWtaldir B  tengdiraWilarefannaraWilinnfermeWbeineWa;beinyfirrWyfirhinumeWafermeWminnst    20%hlutafjreWaatkvWisrtt.     Ume-liW. {    05.mgr.36.gr.ngildandilagasegiraWlfeyrissj;WisekkiheimiltaWeigameiraen25% nF af_hlutdeildarskrteinum_ԀeWahlutumtgefnumafsama_verWbrfasj;Wi_ԀeWa_fjrfestingarsj;Wi_ 9 eWaeinstakrideildhans._VerWbrfasj;Wir_Ԁog_fjrfestingarsj;Wir_Ԁerugjarnanrekniraf_rekstrar  flgum_Ԁ_verWbrfasj;Wa_,semflestumtilfellumeru_d;tturflg_Ԁannarrafjrmlastofnana.  Hvert_rekstrarflag_Ԁrekurfjldasj;Wa.AlgengteraWstj;rnendurfjrmlastofnanahafisjlfir r setiWstj;rn_rekstrarflaganna_.Nokkrirlfeyrissj;Wirerutengdir_fjrmlastofnunum_Ԁ_rekstrar e= legum_Ԁbndum,_m.a._ԀvegnaYessaWYeirhafaveriWstofnaWiraWtilstuWlanYessarafjrmla 0 stofnanaogstj;rnirmargraannarrasj;WahafafaliW_fjrmlastofnunum_Ԁ_eignastUringu_Ԁ_sj;W  anna_.XettafyrirkomulaggeturboWiWupphagsmunarekstra.AfYessumskumer  kvWinulagttilaWnUjummlsliWverWibttviW5.mgr.36.gr.YarsemkveWiWerumaW i lfeyrissj;WieWaeinstakrideildhansseigiheimiltaWhafameiraen25%afhreinnieign \4 sinni_verWbrfasj;Wum_Ԁinnansama_rekstrarflags_. '   Umf-liW.    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" @ttUm11.gr.  $   Samkvmtngildandifyrirkomulagier_sreignarlfeyrissparnaWur_Ԁvrslulfeyrissj;Wa !W% hWursmutakmrkunumvarWandi_fjrfestingarstefnu_Ԁog_samtryggingarlfeyrissj;Wirnir_, J""& skv.36.gr.laganna._SreignarlfeyrissparnaWur_ԀsemervrsluannarraaWilasemheimild #' hafatilaWtakaviWslkumsparnaWiskv.3.mgr.8.gr.lagannaerhinsvegarekkihWursmu #( takmrkunum.HrrkirYvkveWiW_;jafnrWi_ԀmilliaWilasembj;WauppsmuYj;nustu. $ )   XettamisrmiertaliWmiWurheppilegt,einkumlj;siYessaWaWrir_vrsluaWilar_Ԁenlf v%N!* eyrissj;Wirskulihafa_;takmarkaW_ԀfrelsitilaWm;ta_fjrfestingarstefnu_Ԁtilviki_sreignar A&"+ sparnaWar_.HrerYvlagttilaWallur_sreignarsparnaWur_ԀverWifelldurundir_lgmarksskilyrWi_  '", um_fjrfestingarstefnu_.LagtertilaW_vrsluaWilar_Ԁ_sreignarsparnaWar_Ԁskulim;ta_fjrfest '#- ingarstefnu_ԀYarsemfjrfestingarerusundurliWaWarmeWhliWsj;naf1.mgr.36.gr.laganna, ( ensaWWruleytihWtilteknumtakmrkunum.    GerterrWfyriraWekkiverWiheimiltaWfjrfestafyrirmeiraen20%afhreinnieign  sj;WsinsverWbrfumsemekkieruskrWskipulegummarkaWi. a   XergertrWfyriraWsamanlgWeignsj;WsinseWaeinstakradeilda_sreignarsparnaWar_Ԁ T, _fjrmlagerningum_ԀtgefnumafsamaaWila,tengdumaWilum,sbr.lgum_fjrmlafyrirtki_,  eWaaWilumsemtilheyrasmusamstWunniskuliekkiverameirien20%afhreinnieign  sj;Wsins.     JafnframtergertrWfyriraW_fjrfestingarheimild_Ԁ_vrsluaWila_Ԁ_sreignarsparnaWar_ԀverWitak  X mrkuWmeWYeimhttiaWsamanlgWeignsj;WsinseWaeinstakradeildahansmegiekkivera K #  meiraen30%af_hlutdeildarskrteinum_ԀeWahlutumtgefnumafsama_verWbrfasj;Wi_ԀeWa    _fjrfestingarsj;Wi_ԀeWaeinstakrideildhansogaW_vrsluaWilum_ԀseigiheimiltaWhafameira    en30%afhreinnieignsinni_verWbrfasj;Wum_Ԁinnansama_rekstrarflags_.     XerlagttilaW8.mgr.36.gr.skulieinnigeigaviWum_fjrfestingarleiWir_Ԁ_lfeyrissparnaWar_ wO  enYarerkveWiWumaWlfeyrissj;WumsekkiheimiltaWfjrfestaeWaeiga_fjrfestingar B  sj;Wum_Ԁskv.7._tlul_.1.mgr.36.gr.lagannasemfjrmagnasigmeW_lntku_ԀeWa_skortslu_.      02.mgr.greinarinnarerlagttilaW_vrsluaWilar_Ԁ_sreignarsparnaWar_ԀskulisendaupplUsingar   um_fjrfestingarstefnu_Ԁsnafyrirkomandirtil_Fjrmlaeftirlitsins_ԀeigisWaren1.desember {  rhvert.ErYaWsamrmiviW37.gr.lagannaYarsemkveWiWerum_upplUsingagjf_Ԁlf nF eyrissj;Wannaum_fjrfestingarstefnu_Ԁsnatil_Fjrmlaeftirlitsins_. 9 @ttUm12.gr.    044.gr.lagaumskyldutryggingulfeyrisrttindaogstarfsemilfeyrissj;WaerkveWiW r umeftirlit_Fjrmlaeftirlitsins_ԀmeWlfeyrissj;Wum.0kvWinuerhvergivikiWsrstaklegaaW e= _vrsluaWilum_Ԁ_lfeyrissparnaWar_,skv.II.kaflalaganna,Y;ttlitiWhafiveriWsvoaW_Fjrmla 0 eftirlitiW_ԀhafismuheimildirtilaWaflaupplUsingafrYeimaWilumsemtakaviW_lfeyris  sparnaWi_Ԁoglfeyrissj;Wunumsjlfum,endaeru_vrsluaWilarnir_Ԁjafnan_fjrmlafyrirtki_ԀeWa  _tryggingaflg_Ԁsemeru_eftirlitsskyld_ԀsamkvmtWrumlgum.HrerYvlagttilaWtekiWs i framaW_FjrmlaeftirlitiW_Ԁhafismu_eftirlitsskyldu_ԀgagnvartllumYeimaWilumsemtakaviW \4 lfeyrieWa_lfeyrissparnaWi_. ' @ttUm13.gr.    039.gr.lagannaerkveWiWumaWhreineignlfeyrissj;WstilgreiWslulfeyrissamtn `  virWi_framtWariWgjalda_ԀskuliverajafnhnvirWivntanlegslfeyrisvegnaYegargreiddra S+! iWgjaldaog_framtWariWgjalda_.LeiWi_tryggingafrWileg_Ԁathugunlj;saWmeiraen10%munur " ermilli_eignarliWa_Ԁog_lfeyrisskuldbindinga_ԀerhlutaWeigandilfeyrissj;WiskyltaWgera # nauWsynlegarbreytingarsamYykktumsj;Wsins.0YvfelstaW_samYykktunum_Ԁskalbreytt  $ YannhttaWlfeyrissj;Wum,nbyrgWarannarra,verWilfeyrisrttindiskertenlfeyris !W% sj;WummeWbyrgWrkiseWasveitarflagaverWi_inngreiWslur_Ԁ_byrgWaraWila_ԀhkkaWarveru J""& lega. #'   BtliterfyriraWeinhverjirlfeyrissj;WirverWimeWmeiraen10%munmilli_eignarliWa_ #( og_lfeyrisskuldbindinga_.Xeirsj;WirmunuYurfaaWskerWalfeyrisrttindisemYessunemur $ ) aW;breyttumlgum.XettamunkomaniWurYeimsemeruYegarkomnir_lfeyrisaldur_.Hr v%N!* erYvlagttilaWsettverWibrWabirgWakvWisemgildiraWeinseittr,YessefnisaWYrtt A&"+ fyrirkvWi2.mgr.39.gr.lagannaskulilfeyrissj;WumveraheimiltaWhafaalltaW15%  '", munmilli_eignarliWa_Ԁog_framtWarskuldbindinga_ԀlfeyrismiWaWviW_tryggingafrWilega_ '#- athugunfyrirriW2008,nYessaWYeimsskyltaWgerabreytingarsamYykktumsj;Wsins. 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