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"   XegarrtterumfasteignasluogfasteignaviWskiptilgumYessumereinnigttviWslu W# fyrirtkja,sbr.1.mgr.,ogsluskrningarskyldraskipa.Xarsemrtterumfasteignasala J "$ lgumYessumereinnigttviWYsemhafalggildingutilaWannastslufyrirtkjaogskipa. !%   XeimsemhafaatvinnuafbyggingufasteignaerheimiltaWannastsjlfirsluYeirra.Skjl !& semtengjastslunniskuluY;unninaffasteignaslumeWaverastaWfestmeWsrstakriritun "' Yeirra.SlkritunskjalerskilyrWifyrirYinglUsinguYess.Samagildirumflagasamtksem v#N( annastbyggingarframkvmdirfyrirflagsmennsna.kvWilagaYessaraumstrffast A$ ) eignasalaogskyldurtilaWgtahagsmunabeggjaaWilagildaumslkstrfeftirYvsemviW  % * geturtt. %!+   XeirsemhafaWruEES-rkieWaFreyjumfengiWlggildingutilaWstarfasemfasteigna &z", salareWaleyfitilmlflutningshafaheimildtilaWannastfasteignaviWskiptiaWfullngWum m'E#- skilyrWumsemrWherrasetur. 8($.   3.gr. ( SkilyrWilggildingaro.fl.    HvermaWurgeturfengiWlggildingusemfasteignasaliefhann:   6(Eh80_ikmo"i(m"  i(m2Eh  a  .3  Ԉ0    hefurlgheimilihrlandi,i(m݌a Ќ  "i(m"  i(m2Eh  b  .3  Ԉ0    erlgrWaoghefuraldreiorWiWaWstaYvaWbhansstekiWtilgjaldYrotaskipta,i(m݌T, Ќ  "i(m"  i(m2Eh  c  .3  Ԉ0    leggurframtryggingufyrirgreiWslub;taogkostnaWarvegnatj;nssemviWskiptamenn  hanskunnaaWverWafyrirafvldumhanseWamannasemrWnirerutilstarfahjhonum,i(mH݌ Ќ  "i(m"  i(m2Eh  d  .3  Ԉ0    hefurlokiW90eininganmisemertlaWfasteignaslum,i(m݌  Ќ  "i(m"  i(m2Eh  e  .3  Ԉ0    hefurstarfaWfullustarfiviWfasteignasluhjfasteignasalasemWlasthefurlg  X gildinguhrlandi,WrurkiEvr;pskaefnahagssvWinueWaFreyjum12mnuWi K #  sWustufimmrumWurens;tterumlggildingu.i(m݌   Ќ   _ikmo(JT086W  VkjamfrskilyrWib-liWar1.mgr.aWfenginniumsgneftirlitsnefndarfasteignasalaef    umskjandihefurhaftforrWifsnuaWminnstakostiYrjundanfarandir.     UndanYegnird-oge-liW1.mgr.eruhstarttar-oghraWsd;mslgmenn.HeimilteraW wO  synjamanniumlggildinguefhannhefurhlotiWd;mfyrirbrotkvWumXVI.,XVII., B  XX.,XXVI.ogXXVII.kaflaalmennrahegningarlagaeWaveriWdmdurfangelsisam    kvmtkvWumannarralaga.     SkilyrWia-liWar1.mgr.umlgheimilihrlandigildirekkiumrkisborgaraannarra {  aWildarrkjaEvr;pskaefnahagssvWisins,aWildarrkjastofnsamningsFrverslunarsamtaka nF Evr;pueWaFreyinga. 9   4.gr.  StarfsbyrgWartrygging. r %!  FasteignasalaerskyltaWhafagildibyrgWartrygginguvegnafjrtj;nssemleiWirafg e= leysistrfumhanseWaYeirrasemrWnirerutilstarfahjhonum,svoogbyrgWarsemleiWir 0 af3.mlsl.28.gr.SlktrygginggeturveriWvtryggingtekinhjvtryggingaflagisemhefur  heimildtilYessaWveitaYj;nustuhrlandieWasambrilegbyrgWartrygginghjvtrygg  ingaflagiEvr;pskaefnahagssvWinu.KveWaskalnnarumvtryggingunareglugerW, i m.a.umtj;nsemhnnrtil,lgmarkvtryggingarfjrhWarvegnahverseinstakstj;ns \4 atburWar,heildarfjrhWb;tainnanhversvtryggingartmabils,eiginhttuogbrottfall ' byrgWartryggingar.    Fasteignasaliskalfyrir15.janarrhvertsendaeftirlitsnefndstaWfestinguaWhannhafi  gildifullngjandistarfsbyrgWartryggingu. `    NstarfatveireWafleirifasteignasalarsamanogbera;skiptabyrgWstrfumhverann S+! arsogfullngjaYeirYvtryggingarskyldusinnimeWYvaWleggjaframsameiginlegav " trygginguogskuluYlgmarksvtryggingarfjrhWirhkkauma.m.k.10%fyrirhvern # fasteignasalaumframeinn.HiWsamaviWeffleirieneinnfasteignasalierustarfsmennf  $ lagssemrekurfasteignaslu. !W%   EffasteignasalihefursamhliWafasteignaslumeWhndumlgmannsstrfoghefur J""& byrgWartryggingusemslkurtelsthannmeWYvhafafullngtvtryggingarskyldusinnisem #' fasteignasalisamkvmtlgumYessum,endatakibyrgWartrygginghanslkatiltj;nssem #( hanneWaYeirsemrWnirerutilstarfahjhonumkunnaaWvaldastarfisnuviWfasteigna $ ) slu.0slkumtilvikumgildirslgmarksfjrhWsemhster. v%N!*   A&"+   & ,  5.gr. ( Lggilding.  f*  SUslumaWurgefurtlggildingarskrteinifyrirfasteignasala.SynjunsUslumannsumt  gfulggildingarskrteiniserkranlegtilefnahags-ogviWskiptarWuneytis.',(r* a   WurenlggildingerveittskalumskjandivinnadrengskaparheitumaWrkjahvvetna T, afkostgfniogsamviskusemistarfYaWsemlggildinginveitirhonumrtttiloghltalgum  ogWrumrttarreglumerYaWvarWar.    LggildingfasteignasalaerbundinviWnafnhans.     FyrirlggildinguskalfasteignasaligreiWagjaldrkissj;Wsamkvmtlgumumauka  X tekjurrkissj;Ws. K #    Seinnmnefnasigfasteignasala,fyrirtkjasalaeWaskipasalasemhefurtilYesslg    gildingu.HiWsamaviWumstarfsheitisemerlUsandiumYessastarfsemieWahttakannaW    veraaWruglaWssamanviWstrfYausemtilgreinderu.     HlutaWeigandisUslumaWurskalauglUsalggildingufasteignasalaLgbirtingablaWiog wO  tilkynnaeftirlitsnefndfasteignasalaumhana. B    HjhlutaWeigandisUslumanniskalhaldinskryfirYsemhafalggildingufasteignasala.    Efnahags-ogviWskiptarWherraerheimiltaWkveWaaWlggildingfasteignasalaverWihendi   einssUslumanns. {    6.gr. 9 Skyldafasteignasalatilstarfa.  i1  :heimilterfasteignasala,WrummlienheimilaWermeWlgumYessumogreglugerW  semsettersamkvmtYeim,aWfelaWrumaWvinnaYaustrfsemlggildingintekurtil. r   FasteignasaliberskaWab;tabyrgWtj;nisemYeirvaldaerstarfahansYguviWfast e= eignasluna. 0   7.gr.  Reksturfasteignaslu,starfsstWo.fl. i 3  HeimilteraWstofnaflagumreksturfasteignasluYvformisemeigendurkj;sa.Eig \4 endurskulufullngjaskilyrWuma-ogb-liWar1.mgr.3.gr.ogmegaekkisWustuYremur ' rumtengslumviWatvinnureksturhafahlotiWd;mfyrirrefsiverWanverknaWsamkvmt  almennumhegningarlgum,lgumumhlutaflg,lgumumeinkahlutaflg,lgumum  b;khald,lgumumrsreikninga,lgumumgjaldYrotaskiptio.fl.eWalgumumstaWgreiWslu `  opinberragjalda. S+!   Fasteignasaliber;skiptabyrgWtj;niogkostnaWisemhanneWassemstarfarfyrirf " lagiWkannaWvaldaviWskiptamnnumfasteignaslunnar.XeirsemstarfaYj;nustuflagsins # skulueinnigfallaundirbyrgWartryggingufasteignasala.  $   FasteignasaliskaltilkynnaeftirlitsnefndfasteignasalaogsUslumannihvarstarfsstWhans !W% er.HverristarfsstWskalveittforstaWaaffasteignasalaoggeturfasteignasaliaWeinsveitt J""& einnistarfsstWforstWuhverjumtma.HafifasteignasalafleirieneinastarfsstWskaltil #' kynnaeftirlitsnefndogsUslumanniumstofnunhennarogumtilhgunrekstristarfsstWvar. #(   $ )   &   II.KAFLI (  RttarstaWafasteignasala,strfogstarfshttir.   8.gr.  RttarstaWa. a 9  Fasteignasalihefurrttindiogberskyldur'(:semopinbersUslunarmaWur,YarmeWal T, YagnarskylduumYaWerhannfrvitneskjuumstarfisnuogleyntaWfara.Xagnarskylda  helstY;ttfasteignasaliltiafstrfum.    FasteignasalabersjlfumaWsinnaYeimverkefnumsemkvWiYessakaflatakatil.Hon   umerY;heimilteiginbyrgWaWfelaeinstaklingumsemstarfahjhonumeWaflagihans  X umfasteignaslueinstkafmrkuWverkefniviWslueinstakraeigna.Tilgreinaskalreglu K #  gerWhvaWastrffasteignasalimfelaYeimsemrWnirerutilstarfahjhonum,endas;tv    rttafmenntun,reynsluogYekkingustarfsmannsinsaWhannsfrumaWsinnaslkuverk    efni.Starfsmannier;heimiltaWfelaWrumaWsinnaverkumsemfasteignasalihefurfaliW   honum. wO    9.gr.    SamningurumYj;nustu.   >?  Fasteignasaliskal,Yegar;skaWermillignguhansumkaupeWaslueignareWaaWraYj;n {  ustusamkvmtlgumYessum,geraskriflegansamningviWYannertilhansleitar,hvortsem nF viWkomandierkaupandieWaseljandi.SamningurinnskalgerWurWurenfasteignasalitekur 9 tilviWstarfann.0samningiskaltilgreinthvaWaverkefnumfasteignasalieigiaWsinna,hver  Y;knunhanssfyrirstarfanneWahvernighnskulikveWinoghvaWatlagWakostnaWviW  semjandinneigiaWgreiWa. r   Greinaskalsrstaklegaeffasteignasalihefureinnrtttilslueignaroghvelangantma e= srtturhansaWstanda. 0   10.gr.  Sluyfirlit. i C  StraxogfasteignasalifreigntilslumeWferWar,eWahonumerfaliWaWgangafrkaup \4 tilboWiog/eWakaupsamningiumeign,semekkiertilslumeWferWarhjWrumfasteignasala ' ogekkihefurveriWgertsluyfirlitumogafhentkauptilboWsgjafa,skalhannsemjarkilegt  yfirlitumYauatriWisemskiptgetamliviWslueignarinnar.    WurentilboWergerteignskalvntanlegumtilboWsgjafaafhentsluyfirlitiWogskal `  hannstaWfestam;ttkuYessmeWnafnritunsinniogdagsetningu. S+!   Fasteignasali,semfreigntilslumeWferWareWaerfaliWaWgangafrkauptilboWiog/eWa " kaupsamningiumeign,semekkiertilslumeWferWarhjWrumfasteignasalaogekkihefur # veriWgertsluyfirlitum,skalaflaundirskriftarseljandayfirlUsinguumaWefnisluyfirlits  $ srttsamkvmtbestuvitundhans. !W%   NersluyfirliteldraenYriggjamnaWaogskalYfasteignasaligeranUttnemaengar J""& breytingarhafiorWiWsemltaaWefniYess. #'   11.gr. $ ) Efnisluyfirlits. v%N!* H  FasteignasaliskalgtaYessvandlegaaWsluyfirlitikomiframllgrundvallaratriWium A&"+  eiginleikaogstandeignarinnarsem,samtskoWunkaupandaeignYegarviW,mtlaaW  '", getiveriWgrundvllurkvrWunarhansumhvort&   hannkaupireigninaoghvaWaverWhanner ( tilbinnaWgreiWafyrirhana.'(qJ    0sluyfirlitiskalaukalmennrarlUsingarfasteignm.a.komafram:   3(5h80_ikmo"i(m"  i(mL25h  a  .3  Ԉ0    sluverWYaWsemeigandi;skaraWffyrireignsYaWkveWiW,i(mL2L݌a Ќ  "i(m"  i(m;M25h  b  .3  Ԉ0    staWsetningeignarognmer,strWhennarsamkvmtopinberumskrm,fasteignamat, T, brunab;tamat,byggingarlagogbyggingarefniogbyggingarreignarogeinstakrahluta  hennarefviW;teikningsemsUnifyrirkomulaginnanhssskaljafnanverafyrirhendi,  svoogl;Waruppdrtturshanntil,i(m;MhM݌  Ќ  "i(m"  i(mO25h  c  .3  Ԉ0    upplUsingarumstandeignarogeinstakrahlutahennar,YarmeWalumgallasemselj  X andaog/eWafasteignasalaerkunnugtumeign,i(mOO݌K #  Ќ  "i(m"  i(m Q25h  d  .3  Ԉ0    fstgjldafeigninni,hvlandiveWskuldir,kvaWirognnureignahft,samkvmtveW    b;karvottorWi;tilgreinaskaleftirstWvaroglnskjr,YarmeWalvextiogverWtryggingu    allrahvlandiveWskuldaogkvaWaogtilgreinasrstaklegaefskuldervanskilum;um   YrveWskuldirsemfylgjaeigaviWsluskaltilgreinafjlda;greiddraafborganaog wO  hvortheimilteraWyfirtakaYrmeW;breyttumlnskjrumogefsvoerekki,hvaWa B  breytingarmtlaaWverWioghvorteinhverannarkostnaWurfylgiryfirtkunni,i(m Q:Q݌   Ќ  "i(m"  i(mT25h  e  .3  Ԉ0    kostnaWursemkaupandihefurafkaupum,YarmeWalYinglUsingarkostnaWur,stimpil   gjld,umsUslukostnaWurkaupanda,lntkukostnaWursYaWunnto.fl.,i(mTT݌{  Ќ  "i(m"  i(m>V25h  f  .3  Ԉ0    tekjurafeigninniefumeraWrWaeignsemtluWertilatvinnustarfsemi,i(m>VkV݌nF Ќ  "i(m"  i(moW25h  g  .3  Ԉ0    afhendingarstandeignarsemselder;fullgerW,ogskalYaWverasamrmiviWstaWla 9 semterugefnirafopinberumstofnunumerannastbyggingarranns;knireWabygg  ingareftirlit,i(moWW݌ Ќ  "i(m"  i(mAY25h  h  .3  Ԉ0    hsgjldogyfirstandandieWavntanlegarframkvmdirsembiWeraWkveWafundi r hsflags,sumfjleignarhsaWrWa,ogumstWueigandagagnvarthssj;Wiogfram e= kvmdasj;Wihsflags,i(mAYnY݌0 Ќ  "i(m"  i(m'[25h  i  .3  Ԉ0    eignaskiptayfirlUsingeWasamningursumfjleignarhsaWrWa,i(m'[T[݌ Ќ  "i(m "  i(mO\25h  j  .3  Ԉ0    nnuratriWisemkunnugterum,svosemskUrslurumstandeignarsemgerWarhafa  veriW.i(mO\|\݌i Ќ    Sambrilegtyfirlitskal,eftirYvsemviWgeturtt,gertvegnasluskipiog/eWafyrir \4 tki.0sluyfirlitivegnafyrirtkisskaleinnigtilgreinahverjarhafiveriWtekjuroggjldYess ' sWustuYrjrfyrirgerWsluyfirlits,hverjareignirYesssuogskuldiroghvemrgrsverk  hafiveriWunninrekstriYesssWustuYrjrinfyrirgerWsluyfirlits.UpplUsingarYessar  skulureistarendurskoWuWumreikningumfyrirtkisinseWaWrumhaldbrumggnum. `  SkalfasteignasalileitastviWaWtryggjaaWkaupandifiruggarognkvmarupplUsingar S+! umalltsemmliskiptirumreksturogfjrhagsstWufyrirtkisWurenhanngerirtilboWYaW " eWatekurafstWutilslutilboWs. #   12.gr. !W% flunupplUsingavegnasluyfirlits. J""& ba  FasteignasaliskalaflaupplUsingasemframeigaaWkomasluyfirliti.Skalhannskja #' upplUsingaropinberarskrrogskUrslurefunnter,enstandfasteignar,gerWhennarog #( bnaWsemfylgjaviWsluskalhannkynnasrafeiginraun. $ )   FasteignasaliberbyrgWYvefupplUsingarsluyfirlitireynastrangareWa;fullngj v%N!* andi,endasumaWkennagleysihanseWaYeirraerstarfahansYgu. A&"+   SkyldaseljandatilaWveitaupplUsingarsamkvmtlgumumfasteignakauper;hW  '", skyldumfasteignasalasamkvmtlgumYessum. '#- Ї  13.gr. ( Kynningfasteignasalaeign.  d  FasteignasaliskalviWkynningueignsemhannhefurtilslumeWferWargtaYessaW  upplUsingarsemveittareruumhanaoglUsingarhennisurttarogsembestusamrmi a viWeiginleikaogstandeignarinnar.Skalhanngtah;fslUsingumeigninni. T,   FasteignasaliskalgetaskUrleganafnssnsllumauglUsingumogkynningumeign.S  firmanafnfasteignasluauglUsteWakynntskalnafnfasteignasalaeinnigkomafram.?    14.gr.  X FasteignasaliskalverasjlfstWurog;hWurstrfumsnum. K #  g  Fasteignasalaogstarfsmnnumhanser;heimiltaWkaupaeignsemfasteignasalanum    hefurveriWfalintilslumeWferWar.      Fasteignasalaer;heimilmilligangaumkaupeWaslufasteignarshann,starfsmennhans   eWamakarYeirra,eWaflagYeirraeigu,eigendurhennareWaverulegshlutahennar,eWaef wO  YeirbayfirsrstkumupplUsingumumfasteigninasemhafaYUWinguviWslunaogaWrir B  hafaekkiaWgangaW.      FasteignasaliskaltilkynnaaWilumtafarlaustmeWsannanlegumhttihafihannnokkurra   annarrahagsmunaaWgtaenYeirraervarWagreiWsluY;knunarogtlagWskostnaWar. {    15.gr. 9 Fasteignasaliskalgtahagsmunakaupandaogseljanda.  k  Fasteignasaliskalhvvetnaleysaafhendistrfsnsvosemg;WarviWskiptavenjurbj;Wa.  HannskalliWsinnabWumaWilum,seljandaogkaupanda,oggtarttmtrahagsmunaYeirra. r HannskaleinniggtaYessaWaWilasueigisettir;lgmtir,;sanngjarnireWa;eWlilegir e= kostirsamningum. 0   16.gr.  Samnings-ogskjalagerW. i m  FasteignasalaerskyltaWannastallaskjalagerWviWslufasteignaogskalgetaYessskjl \4 unum,YarmeWalsluyfirliti,kauptilboWi,kaupsamningi,afsali,veWbrfiogskuldabrfi, ' hversamiWhafi.SkalnafnfasteignasalakomaframsvoeigiverWiumvillst.    llskjalagerWogsamningsgerWskalvnduWogsvorgarWigerWaWhagsmunirbeggja  aWilasutryggWirogrttarstaWahvorsumsigsglgg. `    17.gr. " Vrslufjrreikningar. # p  FasteignasalaerskyltaWhaldafjrmunumsemhanntekurviWYguannarraaWgreindum  $ freiginf.SkuluslkirfjrmunirvarWveittirsrstkumvrslufjrreikningi.Vextir,sem !W% vrslufkunnaaWfalla,rennatileigandaYess.FasteignasalierekkieigandiinnstWu J""& vrslufjrreikningisamkvmtYessarigreinoginnstWanerekkihftandlagaWfarargerWa #' hjhonumogstendurutanskuldaraWarviWskiptibihans. #(   UmvrslufjrreikningagildannarikvWisemrWherraseturreglugerWskv.27.gr.aW $ ) fengnumtillgumeftirlitsnefndarfasteignasala. v%N!*   A&"+   &   III.KAFLI (  EftirlitmeWstrfumfasteignasala.   18.gr.  Eftirlitsnefndfasteignasala. a Gt  EftirlitsnefndfasteignasalaannasteftirlitmeWstrfumfasteignasalasamkvmtfyrirml T, umlagaYessara.Efnahags-ogviWskiptarWherra'(StskiparYrjnefndarmennogvaramennYeirra  tilYriggjarasenn.Einnnefndarmannaskalverafasteignasaliogeinnlggilturendur  skoWandi.HinnYriWji,semveraskalformaWurnefndarinnar,skalveralgmaWurogfullngja   skilyrWumtilaWgegnaembttihstarttard;mara.Varamennskulufullngjasmuskil  X yrWumogaWalmenn.RWherrakveWurY;knunnefndarmanna. K #    SrhverfasteignasaliskalgreiWarlegteftirlitsgjaldrkissj;WaWfjrhW80.000kr.til    aWstandastraumafkostnaWiviWstrfeftirlitsnefndarfasteignasala.NsUnirfasteignasali    framaWfleirieneinnfasteignasalistarfihjsamaflagiogsmustarfsstWogskalY   aWeinsgreiddsfjrhWsemgreinir1.mlsl.Gjalddagigjaldsinser1.jl.EfgjaldiWer wO  ekkigreittinnan30dagafrgjalddagaskalgreiWadrttarvextiafYvskv.III.kaflalagaum B  vextiogverWtryggingu.GeramaWfrnundangenginsd;mstilfullnustuvangoldnueftir    litsgjaldi,samtfllnumvxtumogdrttarvxtum.     EftirlitsnefndfasteignasalaerheimiltaWrWasrstarfsmanntilYessaWhngetisinnt {  skyldumsnum. nF   EftirlitsnefndfasteignasalaerheimiltaWkveWjasrtilrWgjafarogaWstoWarsrfr;Wamenn 9 efhntelurYrf.SkuluYeirstarfameWnefndinniviWundirbningogmeWferWmlseftir  kvrWunformanns.    UmmeWferWmlaerltaaWminninguogtmabundinnisviptingulggildingarfersam r kvmtkvWumstj;rnsUslulagaaWYvleytisemekkierkveWiWumannaWlgumYessum. e=   NefndarmennogstarfsmaWurnefndarinnarerubundnirYagnarskylduumalltsemYeir 0 komastaWstarfisnuogleyntaWfara.HiWsamaviWumYsemnefndinkveWursrtil  rWgjafarogaWstoWar.XagnarskyldanhelstY;ttltiWsafstrfum.    19.gr. \4 Hlutverkeftirlitsnefndar. '   EftirlitsnefndfasteignasalaskalhafaeftirlitmeWYvaWfasteignasalarstarfisamrmiviW  kvWilagaYessaraogreglugerWasemsettarerusamkvmtYeim,aWrarrttarreglursem  YUWinguhafafyrirstrffasteignasalaogg;Warvenjurfasteignaslu. `    HnskalfylgjastsrstaklegameWeftirtldumYttumstarfifasteignasala: S+! ! ! 6(Eh88 3"i(m"  i(m2Eh  a  .3  Ԉ0    aWeignarhaldaWfasteignaslumssamrmiviWlgYessi,i(m݌" Ќ  "i(m"  i(m2Eh  b  .3  Ԉ0    aWfasteignasalihafiekkiaWraYj;nustusinnienYsembyrgWartrygginghanstekur # tileWaerusjlfirfasteignasalar,i(m׃݌ $ Ќ  "i(m"  i(m)2Eh  c  .3  Ԉ0    aWfullngjandibyrgWartryggingarsugildivegnastarfseminnar,i(m)V݌!W% Ќ  "i(m"  i(mN2Eh  d  .3  Ԉ0    aWfasteignasalargeriYauskjlerlgYessiogg;Warvenjurfasteignaslubj;Wa,i(mN{݌J""& Ќ  "i(m"  i(m2Eh  e  .3  Ԉ0    aWskjlsugerWrttumtmaogrituWafYeimsemskylter,i(m݌#' Ќ  "i(m"  i(m2Eh  f  .3  Ԉ0    aWfasteignasalarhagiskjalagerWefnislegasamrmiviWkvWilagannaogg;War #( venjurfasteignaslu,i(m݌$ ) Ќ  "i(m"  i(m%2Eh  g  .3  Ԉ0    aWfasteignasalarsinnisjlfirstrfumsemlggildingYeirratekurtilogfeliYeimsem v%N!* rWnirerutilstarfahjYeimekkinnurstrfenheimildirstandatil,i(m%R݌A&"+   "i(m"  i(mϋ2Eh  h  .3  Ԉ0    aWhagsmuniraWilaaWsamningumsuekkifyrirborWbornir,i(mϋ݌ '", Ќ  "i(m"  i(m2Eh  i  .3  Ԉ0    aW&   meWferWfjrmunaeiguviWskiptamannaYeirrashvvetnasamrmiviWlgYessi ( ogreglurumvrslufjrreikninga,'(i(m݌ Ќ  "i(m "  i(m2Eh  j  .3  Ԉ0    aWfasteignasaliuppfyllivalltskilyrWilagaYessaratilaWverafasteignasaliogi(mŎ݌ Ќ  "i(m "  i(mӏ2Eh  k  .3  Ԉ0    aWfasteignasaligtiaWfyrirmlumlagaumaWgerWirgegnpeningaYvttiogfjrmgn a unhryWjuverka.i(mӏ݌T, Ќ    Nhefurhstarttar-eWahraWsd;mslgmaWurfengiWlggildingusemfasteignasaliog  hefurYeftirlitsnefndfasteignasalaskyldurtileftirlitsmeWhonumsamkvmtkvWum  Yessaralaga.     20.gr. K #  Heimildirogskyldureftirlitsnefndar.    X  FasteignasaliskalskilatileftirlitsnefndareigisWarengsthvertryfirlUsingulggilts    endurskoWandaumaWmeWferWhansfjrmunumviWskiptamannahansundangengiWreikn   ingsrssamrmiviWlgYessiogreglurumvrslufjrreikninga. wO    NhefuryfirlUsinguendurskoWandaekkiveriWskilaWrttuhorfi,ogYessefnissemkraf B  ister,lokgstmnaWarogskalYeftirlitsnefndveitatveggjaviknafresttilskilanna.S    ekkiorWiWviWskorunumskilogskUringarsemnefndinmeturfullngjandiekkiveittar   YvaWskilhafiekkifariWframskaleftirlitsnefndsviptafasteignasalatmabundiWlggildingu {  hans.HafiyfirlUsinguekkiveriWskilaWrttuhorfi1.okt;bersamarskalfasteignasalis nF erhlutsvipturlggildingutmabundiW. 9   EftirlitsnefnderheimilthvenrsemerognfyrirvaraaWskoWab;khaldogllskjlfast  eignasalasemtengjastrekstrihanseWaeinstkummlumsemhannhefurmeWhndum.Skal  nefndinframkvmaslkaskoWunsvooftsemYurfaYykirogeigisjaldnarenYriWjahvertr r hjhverjumfasteignasala. e=   BeristeftirlitsnefndtrverWugbendingumaWmisfellursustarfsemifasteignasalaskal 0 hnsvoflj;ttsemauWiWerrannsakamliW,m.a.meWskoWunstarfsstWhans.Nfinnst  b;khaldeWannurggneWaskjlfasteignasalaekkistarfsstWhansogskalYnefndinni  heimiltaWleitaYeirraannarsstaWarYarsemtlamaWYausugeymd. i   NsynjarfasteignasalieftirlitsnefndumaWgangaWstarfsstWsinni,ekkinstaWaflasam \4 YykkishanseWatlamaWbrUnumranns;knarhagsmunumverWiteflttvsUnuefleitaWer ' samYykkishans,oggeturYnefndin;skaWaWstoWarlgreglutilaWhnfisinnteftirlitisnu.  HiWsamaviWefb;khaldeWannurggneWaskjlfasteignasalaeruvrslumYriWja  manns.UmslkaleitgildakvWiX.kaflalagaummeWferWsakamla. `    NtelureftirlitsnefndaWfasteignasalieWaaWrirhafiviWreksturfasteignaslugerstbrot S+! legirviWalmennhegningarlgstrfumsnum,eWasUntafsraWrarefsiverWahttsemiog " skalhnYtilkynnaYaWlgreglumeWformlegumhtti.Nefndinskalhaldaframranns;kn # sinniogljkamliYessfasteignasalaerhlutY;ttlgreglussendtilkynningoghnhefji  $ ranns;knmls. !W%   EfeftirlitsnefndhefurboristkvrtuneWabendingummisfellurstarfifasteignasala,eWa J""& nefndintekiWmltilmeWferWaraWeiginfrumkvWi,geturhnlokiWmlinumeWbeitingu #' agaviWurlagaeWatmabundinnisviptingulggildingarY;ttfasteignasalihttistrfumogskili #( tilsUslumannslggildingusinniWureneWameWanmliWertilmeWferWarhjnefndinni. $ )   v%N!*   & ,  21.gr. ( AgaviWurlgogtmabundinsviptinglggildingar.  S  NtelureftirlitsnefndfasteignasalaaWfasteignasalihafivanrktskyldursnar,eWagerst  brotlegurviWlgstarfsemisinni,ogskal',(_hnYskorahannaWbtarWsittntafar.Geri a hannYaWekki,eWaefnefndinteluraWbrotsekkismvgilegt,geturhnveittfasteignasala T, minninguvegnaslkrabrota.Wurenminningerveittskalnefndingefafasteignasalanum  kostaWkomaaWsj;narmiWumsnum.    NlturfasteignasaliekkiskipastviWminninguskv.1.mgr.eWahannvanrkiralvar   legaskyldursnaraWmatieftirlitsnefndareWahefurtrekaWveriWminnturvegnabrotasinna,  X nYessaWstarfsemihansteljistkomingotthorf,ogskalYnefndinsviptahanntmabundiW K #  lggildingutilfasteignaslu.WurentilYesskemurskalhngefahonumkostaWkomaaW    sj;narmiWumsnumsYesskostur.      NfelstbrotfasteignasalaYvaWhannhltirekkireglumummeWferWfviWskipta   mannasinnaogskalYnefndin,efhntelurtilYessrWrm,skorahannaWbtarntafar. wO  Efnefndintelurekkisvigrmtilskorunar,fasteignasalisinnirekkiYegarslkriskoruneWa B  brotertaliWsvoalvarlegtaWekkiskosturtilrb;tafyrirfasteignasalasviptirhnhann    lggildingutmabundiW.     Ntelureftirlitsnefnd,semsvipthefurfasteignasalalggildingusinnitmabundiW,aW {  httasaWhannhafimillignguumfasteignaviWskiptiogskalhnYmeWatbeinalgreglu nF lokastarfsstWhans. 9   NtelureftirlitsnefndaWfasteignasali,semhnhefursviptlggildingutmabundiW,hafi  bttaWfullurYvsemb;tavantvarrekstrihanseWavinnubrgWumogvartilefnisvipt  ingarinnaroggeturhnYafturkallaWhana. r   TmabundinsviptinglggildingargeturekkiveriWlengurentilt;lfvikna. e=   Nveitireftirlitsnefndfasteignasalaminningu,sviptirhanntmabundiWlggildingueWa 0 lokarstarfsstWhansogskalYnefndintilkynnaYaWYegarstaWtilsUslumanns.    FasteignasaliskalgreiWakostnaWafranns;knogmeWferWmlshafireynsttilefnitilaW  sviptahannlggildingutmabundiWeWalokastarfsstWhans.0kvrWunnefndarinnarskal i tekinafstaWatilYesshvortfasteignasalaergertaWgreiWaallankostnaWafranns;knogmeW \4 ferWmlseWaaWeinshlutahanshafiekkiallarvirWingarsemhannvorubornarveriW ' rkumreistar.kvrWunnefndarinnarummlskostnaWeraWfararhfaWliWnummlskots  frestiskv.4.mgr.22.gr.    EftirlitsnefndfasteignasalaskalbirtarlausnirsnareWatdrttirYeimopinberlega. `  Gtaskalnafnleyndar. S+!   22.gr. # Mlskottilefnahags-ogviWskiptarWherra.  $   FasteignasaligeturskotiWkvrWuneftirlitsnefndarumaWveitahonumminninguogum !W% greiWslumlskostnaWartilrWherra. J""&   FasteignasaligeturskotiWtilrWherrakvrWuneftirlitsnefndarumtmabundnasviptingu #' lggildingu,svoogkvrWunnefndarinnarumaWlokastarfsstWhans,aukkvrWunar #( hennarummlskostnaW. $ )   EftirlitsnefndgeturskotiWmlifasteignasala,semsvipturhefurveriWtmabundiWlg v%N!* gildingutilfasteignaslu,tilrWherra.Geturnefndinm.a.gertkrfuumaWrWherramli A&"+ fyrirum;tmabundnasviptingulggildingar.XrttfyrirkvWi6.mgr.21.gr.helstsvipting  '", lggildingartilfasteignaslumeWanmlertilmeWferWarhjrWherra. '#-   FresturtilYessaWskj;tamlitilrWherraskv.1.!3.mgr.er30dagarfrYvaWkvrWun ( vartilkynntfasteignasala.    RWherrageturfelltrgildikvrWunumtmabundnasviptingulggildingar,breyttYeim  tmasemsviptinginskalstanda,staWfestkvrWunumtmabundnasviptingulggildingareWa a kveWiWaWhnskulivera;tmabundin.JafnframtgeturrWherrastaWfesteWabreyttkvrWun T, eftirlitsnefndarummlskostnaWoggreiWsluhans.    RWherraskaltakamltilmeWferWarogljkaYvY;ttfasteignasalihttistrfumogskili  tilsUslumannslggildingusinniWureneWameWanmeWferWmlsstendur.     Smliumminningufasteignasala,tmabundnasviptingulggildingareWalokunstarfs  X stWvarskotiWtilrWherraskalhanntilkynnaeftirlitsnefndummlalyktir. K #    EftirlitsnefndfasteignasalaskalauglUsaLgbirtingablaWikvrWunumtmabundnaog    ;tmabundnasviptingulggildingartilfasteignaslu.      MlsmeWferWsamkvmtYessarigreinskalverasamkvmtstj;rnsUslulgum.     HeimilterfasteignasalaaWleitarlausnard;mst;laumkvrWunrWherra. wO    23.gr.    MissirskilyrWatillggildingarfasteignasala.   n  FullngifasteignasaliekkilengurlgmltumskilyrWumtillggildingarfellurlggilding {  hanssjlfkrafaniWurogerhonum;heimilfrekaristarfsemiogberaWskilatilsUslumanns nF lggildingarskrteinisnu.Samagildirhttifasteignasalistrfum.HeimilteraWveitafast 9 eignasalalggildinguaWnUjusUnihannframaWhannfullngilagaskilyrWumtilhennar.    NfellurlggildingfasteignasalaniWurskv.1.mgr.ogberYeftirlitsnefndfasteignasala  aWtilkynnaYaWYegarstaWtilsUslumannsogauglUsaYaWLgbirtingablaWi. r   24.gr. 0 Fasteignasalanrttinda.    EfeftirlitsnefndberastupplUsingarumaWmaWursemhefurekkifengiWlggildingutil  fasteignaslustundislkastarfsemieWaaWfasteignasalifullngiekkilengurlgmltumskil i yrWumtillggildingarsemfasteignasalienstarfiY;framsemslkurernefndinniheimilt \4 aW;skaYessviWsUslumannaWstarfsstWviWkomandiverWilokaWYegarstaW. '   IV.KAFLI   Krunefndummlefnifasteignasala.  `  25.gr. S+! Krunefndummlefnifasteignasala. " N  Efnahags-ogviWskiptarWherraskiparkrunefndummlefnifasteignasalatilYriggjara # senn.NefndarmennskuluveraYrrogskulua.m.k.tveirveralgfrWingar.Skulutveir  $ YeirraskipaWirntilnefningar,eneinneftirtilnefninguHseigendaflagsins. !W%   26.gr. #' VerkefnikrunefndarogniWurstWur. #(   TeljikaupandieWaseljandifasteignar,semeigendaskiptihafaorWiWaWfyrirmilligngu $ ) fasteignasala,aWfasteignasalihafivaldiWsrtj;nimeWbrotumstarfsskyldumsnumeWa v%N!* krafisteWafengiWgreiddaY;knunsemhannttiekkirttgeturhannsniWsrtilkru A&"+  nefndarummlefnifasteignasala.KvrtunskalberastkrunefndinniinnanrsfrYvaW  '", Y;knunarvarkrafisteWahngreiddeWafrYvaW&   YeimerkvrtunsendirvarWeWamtti ( verWalj;staWhannvarWfyrirtj;niafvldumfasteignasala.'(A    Krunefndskalltalj;slitYvhvortfasteignasalihafittrtttilY;knunarYvtilviki  semumrWiroghverfjrhWhennarskulivera.Nefndinskaleinnig,YegarYesser;skaW, a ltalj;slitYvhvortserkvartarhafiorWiWfyrirtj;nivegnastarfafasteignasala,eWa T, Yeirraerstarfahansvegum,hverfjrhWtj;nsinseroghvortYvhafiveriWvaldiWmeW  httsemisemleiWitilskaWab;taskyldufasteignasala.    KrunefndskalleitastviWaWskilaskriflegulitisemfyrstogekkisWarenmnuWieftir   aWkrWilagWieWattiYesskostaWleggjaframandmlisneWaathugasemdir.  X   SerkvartartilkrunefndarskalgreiWakrugjaldsemrWherrakveWurreglugerW. K #  KrugjaldskalendurgreitteffallisterheildeWaaWhlutakrfurYesserkvrtunberfram.      NiWurstWumkrunefndarverWurekkiskotiWtilannarrastj;rnvaldaenaWilargetalagt    greiningsinnfyrird;mst;lameWvenjulegumhtti.     Efnahags-ogviWskiptarWherraerheimiltaWsetjameWreglugerWnnarikvWiumvald wO  sviWkrunefndar,krugjald,mlsmeWferWarreglurfyrirnefndinniogstrfhennaraWWru B  leyti.      V.KAFLI {   HeimildtilaWsetjareglugerW.  nF 27.gr. 9 ReglugerWarheimildir.  |  Efnahags-ogviWskiptarWherraerheimiltaWsetjareglugerWumeftirtalinatriWi:  ! ! 3(5h88 6"i(m"  i(mh25h  a  .3  Ԉ0    umsamningaumYj;nustufasteignasalaogumsluyfirlit,i(mh݌r Ќ  "i(m"  i(m25h  b  .3  Ԉ0    umstarfsbyrgWartryggingufasteignasala,YarmeWalumvtryggingarfjrhWir,i(m݌e= Ќ  "i(m"  i(m25h  c  .3  Ԉ0    umYaustrfsemfallaundireinkarttfasteignasalaenhonumerheimiltaWfelastarfs 0 mnnumsnumaWsinnaviWfasteignasluna,i(m݌ Ќ  "i(m"  i(m825h  d  .3  Ԉ0    umtibfasteignasala,i(m8e݌ Ќ  "i(m"  i(m+25h  e  .3  Ԉ0    ummenntunfasteignasalaogpr;f,Y.e.ummeginatriWiYeirranmskeiWasemkennderu i ogeiningafjlda,i(m+X݌\4 Ќ  "i(m"  i(m25h  f  .3  Ԉ0    ummenntun,pr;fogtryggingarYeirrasemfengiWhafaleyfitilstarfaviWfasteignaslu ' eWamlflutningWrurkiEvr;pskaefnahagssvWinueWaFreyjum,i(m݌ Ќ  "i(m"  i(m825h  g  .3  Ԉ0    umvrslufjrreikninga,i(m8e݌ Ќ  "i(m"  i(m+25h  h  .3  Ԉ0    umeftirlitsnefndfasteignasalaogi(m+X݌`  Ќ  "i(m"  i(m)25h  i  .3  Ԉ0    umkrunefndummlefnifasteignasala.i(m)V݌S+! Ќ    VI.KAFLI #  SkaWabturogrefsingar.   $ 28.gr. !W% SkaWabtur. J""& ,  FasteignasaliberbyrgWtj;nisemhanneWastarfsmennhansvaldastrfumsnum,af #' setningieWagleysi.UmsakarmatogsnnungildareglurskaWab;tarttar.Fasteignasala #( semhttirstrfumerY;alltafskyltaWbtatj;nsemviWskiptamaWurhansverWurfyrirviW $ ) YaWaW;lokiWerfrgangisamningaeWaskjalaeWauppgjrivegnaviWskiptasemviWskipta v%N!* maWurinnhefurgreittfyrir. A&"+    '",   & a  29.gr. ( RefsikvWi.  <  BrotgegnlgumYessumogreglumsettum'a(HsamkvmtYeimvarWasektumnemaYyngri  refsingliggiviWsamkvmtWrumlgum.UmslkmlfereftirlgumummeWferWopinberra a mla. T,   VII.KAFLI   TmiskvWi.    30.gr.  X Rttindisamkvmteldrilgum. K #    XeirsemhlotiWhafalggildingutilfasteignaslusamkvmteldrilgumumslufast    eigna,fyrirtkjaogskipaskuluhaldahenni.      31.gr. wO  Gildistakaogbrottfallinlg. B  R  LgYessiWlastgildi1.janar2010.Jafnframtfallargildilgnr.99/2004,umslu    fasteigna,fyrirtkjaogskipa,meWsWaribreytingum.      kvWitilbrWabirgWa. nF I.  9   HaldiFlagfasteignasalaframstarfsemisemhagsmuna-ogfrWsluflagYgufast  eignasala,eftiraWlagakvWiumskylduaWildfasteignasalaaWflaginuhafaveriWfelldr  gildi,skalflagiWhaldaeignumsnumenjafnframtbyrgjastfjrhagslegarskuldbindingar r semstofnaWhefurveriWtilnafniYessfyrirgildistkulagaYessara. e=    II.     SsemhefurviWgildistkulagaYessarahafiWnmtilundirbningsfyrirpr;fraunfast  eignasalaeWalokiWhlutapr;fraunarskaleigaYesskostaWljkanmiogpr;fraunsamkvmt i eldrireglumfyrir1.janar2014.RWherraskiparntilnefningarYriggjamannapr;fnefnd \4 semsrumnmskeiWtilundirbningsfyrirpr;fraunogstendurfyrirpr;fi,sbr.kvWilaga ' nr.99/2004.Pr;fnefndinskalstarfafrgildistkulagaYessaratil1.janar2014.?     III.  `    Fyrstigjalddagieftirlitsgjaldsskv.18.gr.lagaYessaraskalvera1.jl2011.KostnaWur S+! viWstarfeftirlitsnefndarfasteignasalatilYesstmaskalgreiWastrsj;Winefndarinnar. "    IV.   $   ReglugerWir,semsettarhafaveriWsamkvmtlgumnr.99/2004skuluhaldagildisnu, !W% eftirYvsemviWgeturtt,YartilsettarhafaveriWreglugerWirsamkvmtlgumYessum. J""& @ #dggAthugasemdirviWlagafrumvarpYetta.#ggdԈ #(  1.AWdragandiaWsamningufrumvarpsins.  $ )   XegarfrumvarpYaWsemsWarvarWaWlgumumslufasteigna,fyrirtkjaogskipa,nr. v%N!* 99/2004,semnerugildi,vartilmeWferWarallsherjarnefndAlYingisvoruteknartilskoW A&"+ unarYrviWamiklutillgursemfrumvarpinuvorutilbreytingaYgildandilgum,nr.  '", 54/1997.HelstulitaefnisemuppkomuviWmeWferWmlsinsnefndinnivoruhvortrttvri '#- aWkomaf;tskylduaWildaWFlagifasteignasala,hvortmgulegtvriaWhagaeftirlitimeW ( fasteignaslummeWWrumogveigaminnihttienfrumvarpiWgerWirWfyrir,nYessY;aW  raskaYvmeginmarkmiWiaWkomaf;tslkueftirlitimeWfasteignaslum,hvortstWavri  tilaWkrefjastsrstakrartryggingarafYeimsemsettuf;tfasteignaslufyrirYvaWYeir a gtustaWiWviWskuldbindingarsnarfrisvoaWYeirhttustarfsemiogumstWueftirlits T, nefndarFlagsfasteignasala.NefndinlagWitilnokkrarbreytingarfrumvarpinuoglagWi  einnigtilaWendurskoWunlagannafriframfyrir1.janar2008ogvarbrWabirgWakvWi  YaraWltandibttviWfrumvarpiWsemvarWaWlgum.LagtvartilaWviWYendurskoWun   skyldisrstaklegakannahvortstWavritilaWmlaframfyrirumskylduaWildaWFlagi  X fasteignasalaaukYeirraatriWasemfyrrerunefndumeftirlitmeWfasteignaslumogstarfsemi K #  eftirlitsnefndar.      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( <  0Yessarigrein,semersamsvarandi1.gr.gildandilaga,erugerWartillgurumtvrbreyt  ingar.'a(<    AnnarsvegarerlagttilaWeinkartturfasteignasalatilaWhafamillignguumsluat a vinnufyrirtkjumverWiafmarkaWurnnarengertergildandilgum.AfmrkuninfelstYv T, aWeinkartturinnniaWeinstilatvinnufyrirtkjasemrekineruformiflagaefumfang  rekstrarinssWastamnuWifyrirsluhefursvaraWtilfimmrsverkaeWaminna.XerrttuW  sreglaaWeinkartturinntakiekkitilsluhlutaflaga.0athugasemdumviW1.gr.frumvarpi   YvsemvarWaWgildandilgumerleitastviWaWafmarkameWefnislegumhttiumfang  X einkarttarfasteignasala.SafmrkunerekkiskUrogYvstWatilaWafmarkaeinkarttinn K #  nnarendaYr;uninveriWsaWeinkahlutaflghafaorWiWsfelltstrri,bWihvaWvarWar    fjrmlalegumsvifogmannahald.EinkartturfasteignasalatilaWhafamillignguumslu    fyrirtkjavarfyrstlgfesturmeWlgumumfasteigna-,fyrirtkja-ogskipaslu,nr.54/1997.   0frumvarpitilYeirralagavarmiWaWviWaWeinkartturinntkitil?virWisaukaskattsskyldrar wO  starfsemi .XessariviWmiWunvarbreyttmeWfrumAlYingisYannigaWmiWaWvarviWaW B  einkartturinntkitilatvinnufyrirtkjaeWaeignarhlutaYeimhvortsemumvriaWrWa    fyrirtkieigueinstaklingaeWaflaga,annarraenhlutaflaga.EinkartturinnstirYannig   engumtakmrkunumaWYverlUturaWumfangirekstrarflagaentekurY;ekkitilhluta {  flaga.MrgeinkahlutaflghafameWhndumverulegaumfangsmikinnrekstur.Af100 nF strstufyrirtkjum0slandieru17rekinformieinkahlutaflaga.Lj;stmveraaWmenntun 9 ogreynslafasteignasalamiWastekkiviWaWYeirhafisrfrWiYekkinguslustrriatvinnu  fyrirtkja.SkiptirlitluYvsambandiY;ttmenntunYeirrahafiveriWefldsWusturumog  leitasthafiveriWviWaWstyrkjahfniYeirratilaWhafamillignguumfyrirtkjaslu.Einnig r hefurtWkastaWfjrmlafyrirtkihafimillignguumslust;rraeinkahlutaflagaogaW e= endurskoWunarfyrirtkigerislkthiWsama.EfreglanverWuraWlgumerlj;staWsalaat 0 vinnufyrirtkjaYarsemumfangrekstrarermeiraenfimmrsverkerekkihWeinkarttiog  ekkihelduropinberueftirlitinemaYeimtilvikumYegarfjrmlafyrirtkihafamilligngu  umhana.LgmennogendurskoWendureruhWireftirlitiY;ttekkisumeiginlegtopinbert i eftirlitaWrWa.XrttfyrirYessaannmarkaervarlarttaWfelafasteignaslumeinkarttslu \4 slkraatvinnufyrirtkjaYarsemYeirhafaekkisrstakamenntuneWaYekkingutilaWsinna ' slkumverkum.LeggjaberhersluaWhrereinungislagttilaWeinkartturfasteignasala  tilaWhafamillignguumslkasluverWitakmarkaWurenYeirgetavissulegasinntslkum  strfumY;ttYaWfalliekkiundireinkarttYeirra.SafmrkunaWmiWaviWfimmrsverkeWa `  frriersamrmiviWafmrkunlgumumvtryggingarsamninga,nr.30/2004,umYaW S+! hvenrvtryggingaflagierheimiltaWsemjaumaWraskilmlaeWakjrenleiWirafYeim " lgum.ErafmrkuninreistYvaWminnirekstraraWilarhafiekkisrfrWiYekkinguogburWi # tilaWkostatilsrfrWirWgjafarumvtryggingaYrfsnaoghvernigrhenniskulibttog  $ Yvsvtryggingaflgum;heimiltaWvkjafrlgunum.EruYessirminnirekstraraWilarYv !W% lagWiraWjfnuviWneytendur.X;ttforsendurYessararafmrkunarsuaWrarenYrsemhr J""& eigaviWYykirheppilegtaWnotaYekktaviWmiWunrlgumYarsemYesserkostur. #'   XerlagttilaW2.mgr.1.gr.umaWrWherrasheimiltaWkveWaaWlggildingfasteigna #( salaverWihendieinssUslumannsverWiflutt5.gr.semfjallarumlggildingufasteignasala $ ) YarsemhnverWimeiraefnislegusamrmi. v%N!*   LagtertilaWgerWverWismvgilegbreyting5.mgr.1.gr.gildandilagaYleiWaW A&"+ bttverWiinnlokamlsliWinnorWunum?umstrffasteignasalaogskyldurtilaWgtahags  '", munabeggjaaWila .RkinfyrirYessaritillgueruaWhnykkjaYarfYvhverterhlutverk '#- YeirrafasteignasalasemtakaaWsrYauverkerumrWirfyrirbyggingaraWilaogflagasam ( tksemseljaeigineignir.TillaganersamrmiviWhiWyfirlUstamarkmiWlagannaaWkaup  endurslkraeignagetitreystYvaWviWkaupfasteignaafbyggingaraWilumeWaflagasam  tkumaWfasteignasalinnsemannastskjalagerWinas;hWuroghannveitisambrilegarW a gjfogfasteignaslumerskyltaWgeraWrumtilvikum.0YvfelstaWfasteignasalaberaW T, gerakaupandagreinfyrirrttarstWuhans,hvortfjrmgnunshagstWeWagtiveriWhag  stWariogWrumatriWum.HannYarfaukYessaWtryggjaaWekkisu;lgmtir,;sanngjarnir  eWa;eWlilegirskilmlarYeimsamningumsemgerWireruvegnaYessaraviWskipta.0tillg   unnifelstekkiverulegbreytingheldurfremurrttingumskyldurfasteignasalaviWYau  X viWskiptisemumrWir. K #  @ Um3.gr.      0d-liW3.gr.ergerWtillagaumbreytingarreglumummenntunfasteignasala.Menntun   YeirrahefurveriWundireftirlitisrstakrarpr;fnefndaroghafaveriWrekinnmskeiWa.m.k. wO  tveimurhsk;lumsemstaWiWhafafj;rarannir.LagtertilaWreglurummenntunfasteigna B  salaverWifelldaraWlggjfummenntunviWhsk;la.TillaganmiWastviWaWmenntunfast    eignasalagetifalliWundira-liW2.mgr.7.gr.lagaumhsk;la,nr.63/2006.UpphafYeirrar   greinarhlj;Warsvo: {    ?Hsk;larkveWafyrirkomulagkennslu,ranns;kna,nmsognmsmats. nF   Hsk;larkveWahvaWanmYeirbj;WainnansnsfrWasviWs.ViWurkenndarpr;fgrWur 9 oglokapr;fsemhsk;larmiWaviWeru:    a.dipl;mapr;fsemjafngildira.m.k.30!120stWluWumnmseiningum[...]. ?    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S+! gildandilaga.rttaWskalaWfrumvarpiWfelurekkisraWnmYeirrasemhyggjastverWa " fasteignasalarverWiviWameiraenner. #   XergerWtillagaumaWnUjumstafliW,e-liW,verWibttviW2.gr.gildandilagaens  $ tillagafelursraWkvWisemerb-liW2.mgr.3.gr.gildandilagaverWiflutttilogYv !W% breyttltillega.GildandikvWimiWastviWaWssemvillYreytapr;fraunfasteignasalaverWi J""& aWhafastarfaWa.m.k.t;lfmnuWifullustarfihjlggiltumfasteignasalaWurenhann #' Yreytirpr;fiW.Xettahefursettsumum;YarfaskorWur.EWlilegraYykiraWmiWaviWaWYeir #( semviljaWlastlggildinguhafilokiWYessumstarfstmafremurenaWgeraYaWaWskilyrWi $ ) fyrirYvaWpr;fraunsYreytt.tlamaWYaWgetijafnvelveriWheppilegraaWa.m.k.hluti v%N!* starfsreynslunnarvinnisteftiraWpr;fraunlUkur. A&"+    '", @ & a  Um4.gr. (   GreinYessisvarartil5.gr.gildandilagaogfjallarumstarfsbyrgWartryggingarfast  eignasala.BreytingarerugerWargreininni'a(fmeWhliWsj;nafbreytingueignarhaldskvWum  7.gr.XaWnUmlierlagttil2.mgr.aWfasteignasaliskulifyrir15.janarrhvertsenda a eftirlitsnefndstaWfestinguumaWhannhafigildifullngjandistarfsbyrgWartryggingu.Sam T, kvmt19.gr.frumvarpsinsskaleftirlitsnefndinhafaeftirlitmeWYvaWgildisufullngj  andistarfsbyrgWartryggingar.EkkiertaliWmgulegtaWhafaeftirlitmeWYessuatriWinema  tryggtsaWfasteignasalasskyltaWleggjaframstaWfestinguYessaefnis.03.mgr.erfjallaW   umtkutryggingarYegarfleirieneinnfasteignasalistarfasaman.LagtertilaWreglanum  X aWYegartveirfasteignasalarstarfisamanYfullngiYeirvtryggingarskyldusinnimeWYv K #  aWleggjaframsameiginlegavtrygginguoghkkiYlgmarksvtryggingarfjrhWirum    a.m.k.10%fyrirhvernfasteignasalaumframeinn,gildieinnigYegarfleirieneinnfasteigna    salierustarfsmennflagssemrekurfasteignaslu.   @ Um5.gr. B    GreinYessisvarartil6.gr.gildandilagaogeinabreytingineraW2.mgr.1.gr.gildandi    lagahefurveriWfrWtiloggerWlokamlsgreinYessarargreinarYarsemreglanerbetra   efnislegusamhengi. {  @ Um6.gr. 9   06.gr.frumvarpsinserskerptYvaWfasteignasalas;heimiltmeiramlienlgin  heimilaaWfelaWrumaWvinnaYaustrfsemlggildingintekurtilogjafnframterhnykkt  byrgWhansvegnaskaWaverkaYeirrasemstarfahansYguviWfasteignasluna. r   01.mgr.erYanniglagttilaWfasteignasalimegiekkifelaWrumaWsinnaYeimstrfum e= semlggildingintekurtilnemaYaWsheimilaWlgunum.TilefniYessaWrttYykiraWtaka 0 afskariWumYettaeraWboriWhefurYvaWlausatksuYvframkvmdhvemikiWfast  eignasalinnsjlfursinnirYeimstrfumsemlggildingintekurtil.RkinfyrirYessaribreyt  ingueruYauaWfasteignasalifrlggildingufrhinuopinberatilYessaWhafaeinkartttil i kveWinnastarfasemeraWhafamillignguumslufasteigna,fyrirtkjaogskipa.Slkum \4 einkarttifylgirmikilbyrgWendaeroftastumaleiguf;lksaWrWa.Lggildingfasteigna ' salaogYarmeWeinkartturhanserveitteftiraWhannhefursUntframaWhannuppfyllitil  tekinpers;nuleghfisskilyrWisemltaaWfjrhagsstWu,vtryggingumtilhagsb;tafyrir  viWskiptamennhans,menntunogstarfsreynsluogUmsumWrumatriWumsemltaaWheim `  ilisfestiogYvaWhannhafiekkigerstbrotlegurviWkvWitilgreindrakaflaalmennra S+! hegningarlagaeWaveriWdmdurfangelsiWrumgrundvelli.MarkmiWYessaraviWamiklu " pers;nulegrakrafnaeraWtryggjasembesthagsmuniYeirrasemleitaYj;nustufasteignasala. # XaWfelstreglunniumaWfasteignasaliYurfiaWuppfyllapers;nuleghfisskilyrWiaWhann  $ verWisjlfuraWsinnaYeimstrfumsemlggildingintekurtil.NauWsynlegterY;aWheimila !W% fasteignasalaaWfelaYeimsemrWnirerutilstarfahjhonumaWsinnaeinfldumogauW J""& veldumverkumogsYaWbyrgWfasteignasalans.ErmltnnarfyrirumYaW2.mgr.8. #' gr.frumvarpsins. #(   EinnigerlagttilaWtekiWsafskariWumaWfasteignasaliberiskaWab;tabyrgWYvtj;ni $ ) semYeirvaldaerstarfahansYgu.LginheimilasamkvmtorWannahlj;WanaWeinsaW v%N!* fasteignasalifeliYeimsemrWnirerutilstarfahjhonumaWsinnaverkumsemfallaundir A&"+ lggildinguna.TilgangurreglunnarsemhrergerWtillagaumeraWtakaaftvmliumaW  '", fasteignasaliberiekkiaWeinsskaWab;tabyrgWgrundvellialmennrareglna,Y.e.reglunnar '#- umvinnuveitandabyrgW,heldureinnigWrumsemstarfahansYgujafnvelY;ttumYaW ( sekkigerWursrstakurrWningarsamningur.FlagfasteignasalahefurlagthersluaWsetja  YurfikvWisembanniverksamninga,a.m.k.umtilgreindstrffasteignasala.Vandaml  tengdverksamningumsemmjgeramastviWskUringumfrumvarpitilgildandilagaeru a tvYtt,;vissaumskaWab;tarttarlegastWuYeirrasemverWafyrirtj;niafvldumYeirra T, semstarfaYgufasteignasalagrundvelliverksamningaogsmeginreglaaWstarfs  byrgWartryggingartakaaWllujfnuaWeinstilskaWaverkavtryggingartakaogstarfsmanna  hans.FramkvmdinhvaWstarfsbyrgWartryggingarvarWarhefurY;veriWsaWslensk   vtryggingaflghafafallistaWYeirsemstarfaYgufasteignasalafalliundirstarfs  X byrgWartrygginguna;hWYvhverskonarsamningistarfYeirraYgufasteignasalaer K #  reist.:YarftYykirYvaWsetjasrstakabannregluumverksamninga.MeWYeirribreytingu    semhrergerWttiYaWekkiaWraskahagsmunumviWskiptamannafasteignasalaY;ttmenn    starfiYj;nustufasteignasalansnYessaWumsrstakanrWningarsamningsaWrWaenda   erutekinaftvmliumbyrgWhansllumYj;nustuhans. wO  @ Um7.gr.      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K #  @ttUm19.gr.      0greininni,semsamsvarar20.gr.gildandilaga,erum.a.taldiruppYeirYttirstarfifast   eignasalasemeftirlitsnefndinaWfylgjastmeW.SkotiWerinnsrstkukvWiumaWeftir wO  litsnefndfasteignasalaskulifylgjastmeWYvaWsinntsreglumlagannaogreglugerWarum B  aWfasteignasalifeliekkiWrumaWsinnaYeimstrfumsemlggildinghanstekurtilrkara    mlienheimilaWermeWlgunum.AukYessergerWsmvgilegorWalagsbreytingc-liW   upptalningarinnar,YarsemsegiraWfylgjastskulimeWaWfullngjandibyrgWartryggingar {  suteknarvegnastarfseminnar.LagtertilaWkvWiWverWiYleiWaWeftirlitsnefndinskuli nF fylgjastmeWaWfullngjandistarfsbyrgWartryggingarsugildi.XaWvsarfrekartilYeirrar 9 skyldufasteignasalatilYessaWhafavalltgildifullngjanditryggingueinsogskiliWer  4.gr.frumvarpsins.AWlokumerlagttilaWeftirlitsnefndfylgistsrstaklegameWYvaWfast  eignasalarfariaWkvWumlagaumaWgerWirgegnpeningaYvttiogfjrmgnunhryWju r verka,nr.64/2006,eni-liW1.mgr.2.gr.YeirralagaersrstaklegatekiWframaWfasteigna-, e= fyrirtkja-ogskipasalarfalliundirlgin.SrstkstWaertilaWveravarWbergifast 0 eignaviWskiptum,endaskiptaYmikilverWmtiumhendurogsstfrleitshugsunaW  heppilegtsaWvarWveitaffasteignum.  @ttUm20.gr. \4   GerWarerutillgurumtvennskonarbreytingar20.gr.laganna.AnnarsvegaraWeftir ' litsnefndskuliekkiaWeinstilkynnaYaWtillgreglueffasteignasalihefursUntafsrrefsi  verWahttsemirekstrifasteignasluheldureinnigefaWrirsemstarfaviWfasteignasluhafa  gertYaW.XessibreytingartillagaergerWtilaWtakaaflltvmliumheimildireftirlitsnefndar `  aWYessuleyti.HinsvegarerlagttilaWeftirlitsnefndskulihaldaframafgreiWslumlsog S+! kvarWaagaviWurlgefYveraWskipta,Y;ttfasteignasalihttistrfumeWaskilitilsUslu " mannslggildingusinni.EftirlitsnefndhefurbentaWkomiWhafiupptilvikYarsemmenn # hafaskotiWsrundanranns;knnefndarinnarmeWYvaWskilainnlggildingusinni.NauW  $ synlegterfyrirnefndinaaWhafatraustanlagagrundvlltilaWljkamliYrttfyriraWlg !W% gildingusskilaW.BrskurWarnefndlgmannahefursambrilegaheimildsamkvmtlgum J""& umlgmenn. #'   GerWertillagaumsmuefnisbreytingu22.gr.,Y.e.YegarmlertilmeWferWarhj #( rWherra. $ ) @ttUm21.gr. A&"+   LagtertilaWbttverWieinnimlsgreinviW21.gr.lagannaumaWeftirlitsnefndinskuli  '", birtarlausnirsnareWatdrttirYeimopinberlegaenY;YannigaWgttsnafnleyndar. '#- BrlausnirnefndarinnargetahaftYUWinguogmikilvgtaWunntsaWstaWreynaafstWu ( nefndarinnartillitamlasemupphafakomiW.  @ttUm22.gr. a   GerWertillagaumbreytingu6.mgr.22.gr.samrmiviWYaWsemsegirskUringum T, viW21.gr.,Y.e.aWrWherraskulitakamltilmeWferWarogljkaYvY;ttfasteignasalihtti  strfumogskiliinnlggildingusinni.  @||Um23.og24.gr.  X   EkkierugerWartillgurtilbreytingaYessumgreinum. K #  @||Um25.og26.gr.      GerWertillagaumaWlgfestverWisrstkkrunefndummlefnifasteignasala.ViW   skiptavinirYeirrafYfriYvaWberagreiningumY;knunogskaWab;taskylduundir wO  krunefndogaflalitshennarumgreiningsefniW. B    GerterrWfyriraWrWherraskipiYrjmennkrunefndinaogYrjtilvara.XeirverWi    skipaWirtilYriggjarasenn.LagtertilaWHseigendaflagiWtilnefnieinnnefndarmannen   YaWhefurgtthagsmunahseigendaum85raskeiWogYveWlilegtaWveitaYvtillgurtt {  umeinnkrunefndarmanna.AWrirnefndarmennyrWuskipaWirntilnefningar. nF   Reglurumverkefnikrunefndarkomafram26.gr.frumvarpsins.XarerlagttilaWef 9 kaupandieWaseljandifasteignarsemeigendaskiptihafaorWiWaWfyrirmilligngufasteigna  salateluraWfasteignasalinnhafikrafisteWafengiWgreiddaY;knunsemhannttiekkirtt  eWavaldiWsrtj;nimeWbrotumstarfsskyldumsnum,getihannsniWsrtilkrunefndar r ummlefnifasteignasala.KvrtunskalberastkrunefndinniinnanrsfrYvaWY;knunar e= varkrafisteWahngreiddeWafrYvaWYeimerkvrtunsendirvarWeWamttiverWalj;staW 0 hannvarWfyrirtj;niafvldumfasteignasala.    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(   MinnihttarbreytingarerulagWartil27.gr.,semer26.gr.ngildandilaga.XareraW  finnaheimildirtilaWsetjareglugerWirsemltaaWframkvmdlaganna.VikiWhefurveriWaW  YessumbreytingartillgumaWframanogekkistWatilaWskUraYrfrekar.',(K a @Um28.!30.gr.    Greinarnarsamsvara27.!29.gr.gildandilaga.EkkierumaWrWaefnisbreytingarYeim.  @ttUm31.gr.  X   GreininYarfnastekkiskUringa. K #  @ UmkvWitilbrWabirgWaI.      0kvWinuermltfyrirumYaWaWhaldiFlagfasteignasalaframstarfsemieftiraW   skylduaWildaWYvhefurveriWfelldrgildiYhaldiflagiWeigumsnumenYaWskalengu wO  aWsWurbyrgjastfjrhagslegarskuldbindingarsemstofnaWhefurveriWtilnafniYessfyrir B  gildistkulaganna.XykirrttaWskiljaYettasrstaklegaYarsem;hjkvmilegteraWeWli    ogreksturflagsinsmunibreytastnsturum.XrttfyriraWflagiWmuniekkihafaneinu   lgbundnuhlutverkiaWgegnaeftirgildistkulaganna,YberYvengusWuraWstandaskil {  skuldbindingumsnumsemYegarhefurveriWstofnaWtil. nF @ UmkvWitilbrWabirgWaII.    0kvWinusegiraWYeirsemhafahafiWlggildingarnmfasteigna-,fyrirtkja-ogskipa  salaeWalokiWhlutaYessviWgildistkulagannaskulieigakostaWljkanminuogYreyta r pr;fraunsamkvmteldrireglumfyrir1.janar2014.XarsemmiklarbreytingarerutlaWar e= fyrirkomulagilggildingarnmsfasteigna-,fyrirtkja-ogskipasalaYykirrttaWveita 0 rmantmatilinnleiWingarkvWanna.MeWYver;vissuumYegarunninrttindieyttog  YeimsemhafahafiWnmsamkvmteldrakerfigefstkosturaWljkaYv.EinnigskalrW  herraskipapr;fnefndntilnefningarsemsrumnmskeiWtilundirbningsfyrirpr;fraun i ogstendurfyrirpr;fi,sbr.kvWilaganr.99/2004.Pr;fnefndinskalstarfafrgildistku \4 lagaYessaratil1.janar2014. 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