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' KomitilYessaWreglurnarverWisettarmunuskilyrWinsemYarkomaframeigaviWYeim  tilvikumYegarerlendlnveitinghefurfrmeWsrgjaldeyrishttufyrirlntaka.SkilyrWin  gtuY;veriWmismunandieftirYvhvaWaflokkarlntakattuhlut,svosemtilteknirh;par `  einstaklingaeWalgaWila,sveitarflgogaWilarsemopinberiraWilarerubyrgWfyrir.Lagt S+! ertilaWeinungisverWiheimiltaWsetjaslkarreglurgrundvellitilmlafjrmlastWugleika " rWsenaWkomurWsinsertlaWaWrennastoWumundirtilgangreglnannaogsamhfaaW # gerWirFjrmlaeftirlitsinsogSeWlabankansYessusviWi.NnarvsasttilathugasemdaviW  $ 3.gr.frumvarpsins. !W%   ReynslanhrlandihefursUntaWneytendurerualmennt;varWirfyrirgjaldeyrishttu J""& ogYverlagttila-liW5.gr.frumvarpsinsaWgreiWslumatskuliframkvmtYegarneytandi #' tekurlnsemtengistWrumgjaldmiWliensermeWtekjur.EnnfremurgerirtillaganrW #( fyriraW;heimiltverWiaWveitaslktlnnemagreiWslumatiWleiWilj;saWlntakihafiaug $ ) lj;slegafjrhagslegaburWitilaWstandastverulegarbreytingargengiYessgjaldmiWilssem v%N!* tekjurlntakaerusamanboriWviWYanngjaldmiWilsemlniWereWatekurmiWaf. 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"   Hinn20.mars2014gekkgildiinnanEvr;pusambandsins(ESB)tilskipun2014/17/EB # umlnssamningatilneytendasemtengjastfasteignumsembreytirtilskipunum2008/48/EB  $ og2013/36/ESBogreglugerWnr.1093/2010ogYurfaaWildarrkiaWuppfyllakrfurhennar !W% fyrir21.mars2016.Ummegininntaktilskipunarinnarerm.a.fjallaWskUrslufjrmla-og J""& efnahagsrWuneytisinsfrseptember2014semberheitiW?NUumgjrWumveitingufasteigna #' lnatilneytenda . #(   0tilskipuninnierlgWsskyldahenduraWildarrkjumaWsjtilYessaWviWunandilaga $ ) rammistilstaWarYegarumeraWrWalnerlendumgjaldmiWli.ErgerWslgmarkskrafa v%N!* aWneytendumstanditilboWarrWisemtakmarki;varWagjaldeyrishttuvegnalntkunn A&"+ araukYesssemkveWiWerumskyldulnveitandatilaWaWvaralntakaefannaWhvortfjr  '", hWhfuWst;lseWagreiWslurbreytastumsemnemurmeiraen20%miWaWviWskiptigengiviW '#- gerWlnssamnings.EnnfremurgerirtilskipuninrWfyriraWaWildarrkjumverWifrjlstaW ( kveWaumfrekarireglurhvaWvarWarlnveitingarerlendrimyntlandslgum,aWYvgefnu  aWslkarreglursuekkiafturvirkar.UnniWeraWfrumvarpisemm.a.innleiWirtilskipunina  meWYaWaWmarkmiWiaWYaWverWilagtframvorYingi2015. a  VI.SamrW.     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B    NeytendastofaereftirlitsaWilimeWlgumumneytendalnogYvmgerarWfyriraW    stofnuninYurfiaWfylgjastmeWYvaWerlendarlnveitingaruppfylliskilyrWilaganna.m;ti   veguraWdregiWhefurrerlendumlnumtileinstaklingaaukYesssemfrumvarpinuertlaW {  aWskUrarttarstandiWfrYvsemveriWhefurenerfitthefurveriWaWgreinamillilna nF erlendumgjaldmiWlumoggengistryggWralnasemveitthafaveriWslenskumkr;num. 9   AthugasemdirviWeinstakargreinarfrumvarpsins.  9  Um1.gr. r   0greininnierlagttilaWheimildtilaWmiWalnssamningviWhlutabrfavsitlu,innlenda e= eWaerlenda,eWasafnslkravsitalnagildiekkiYegarumeraWrWalntilneytenda.Breyting 0 YessierlgWtilmeWhliWsj;nafrkstuddulitiESAfr22.ma2013YarsemgefiWertil  kynnaaWYaWdragirtrverWugleikabannsinsviWgengistrygginguefsamatmaerheimilt  aWbindagrunnverWtryggingarviWhlutabrfavsitlu.0upplUsingumsemfjrmla-ogefna i hagsrWuneytinuhafaboristfrSamtkumfjrmlafyrirtkjakemurframaWsamtkunum \4 sekkikunnugtumaWheimildinhafiveriWnotuWmeWalmennumhttilnssamningumfram ' tilYessa.SamtkinteljaY;varhugavertaWafnemaheimildinaaWfullumeWhliWsj;nafYv  aWmiWaWhafiveriWviWslkarvsitlurtgfumsrhfWrasamsettrafjrmlaafurWa(e.  structure). `    Um2.gr. 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