WPC 2_BNa Z3|omanTimes RomanTimes Roman Bold\  PCXP"m^2CRddCCCdq2C28dddddddddd88qqqYzoCNzoozzC8C^dCYdYdYCdd88d8ddddCN8ddddY`(`lC2CC!CCCCCCCCCCd8YYYYYYzYzYzYzYC8C8C8C8ddddddddddYdddddodYYYYYYYdzYzYzYzYddddddddC8C8C8C8Ndz8z8z8z8z8ddddddCCCoNoNoNoNz8z8z8dddddddzYzYzYdz8dCoNz8dddddNF2[dCYddddd7>d<d<$YYdCCddooCYd<d<$YYdCCddooCYm2h aspMDSP1Spss1ur (v=2,22 h=2,22) f/r%Wuritun.   TABASetur inn tab f. h. j. dalk ;G@LIN1Setur l1nuh%W og l1nubil f/r%WuritunrHAU1Haus fyrir r%Wuritun.uritun.uhaus."^ ^4 PC'    ?  3'3'Standard6&6&Standard/&U("Von `*@ X` hp x (#%'0*,.8135@8:m2t x j; j eX(T1X)ttir Yrj punkta fyrir r%Wuritun.   ddAP APAP EFN1Setur inn merkingu fyrir efnisyfirlit (Col 1). JEFN2Setur inn merkingu fyrir efnisyfirlit (Col 2). LUPHSHnikun i vinstri upphafsstodu   2 ApHAULUppsetn.  landscape listum E 6&6&Standard(1.h) - HP LJ IIIISKJALAP.PRS&6&6StandardHaus fyrir ferWareikning     USKLrD yx dddy   AnnaW yx Gdddy   Alls: yx dddy T yx dddy   ____________________________ ritun yfirmanns HLINEHline}I! ybdddyVIKLVikulina yx dddy  yx dddy   2-n(aaFFmFeedF?st blaWs1Wuskil]  TABTab i haus og faetur X8 MLINmjo lina} yb dddyHJFNH%gri j?fnun. ` "N25_\ekeSNTLStaf- og t?luliWaskilgreining (1. a. 1.).X T I. A. 1. a.(1)(a) i) a) 1. a. a. 1. 1.(a) i) a)TXSTRXankastrik."HNK1Hnikar upp um 0.1c.  HNK3Hnikar upp um 0.3c.  r 29 ngl|A|NBLSSetur nUja blaWs1Wu.s  TABRSetur inn INNDRTT+MARREL.5 X  LETCOUR  @Velur courier letur$KY x_  @CY CU10Courier 10pt Line Draw$ d  @R  2#|k | c! bd#CU8Courier 8pt Line Draw$a P  @  CU12Courier 12pt Line Draw$, Xx  @r  \ HAUFREHaus fyrir ferWareikninga} 6&6&StandardHaus #2 fyrir skjalaritun.6&6&Standard*@   X` hp x (#%'0*,.8135@8::167273(v849LET7St;rt (Times Roman 16,0 pt).1$=M$ 4 PC%|  4 PC%| LET9St%rst (Times Roman 30,0 pt).2$kk$ 94 PC f<  94 PC f< DSK2Dlkaskilgreining fyrir skjalaritun.3ВX` hp x (#%'0*,.8135@8:;><XZ?/KHKaflahaus.9 Xt3 - à /I1AWalliWur.sem ritarar setja inn).:%@ I.؃/I2UndirliWur.sem ritarar setja inn).;7 ` @ 1.؃/ULUndirliWur.<2A=X?><@?b@@s@A/LIAWalliWur.=/I3InnstiliWur.sem ritarar setja inn).>J  `   @ h"(1)؃/KAKafli.? n -/BRkv%Wi.@ $ v a, à  2DEAbABxGBCbBD#!C/KGKaflagreinarnCmer.A z -GLEIGleitt letur.B ddd dd /GNGreinarnCmer.f greinarnCmeri.C x -FORSForseti gj?rir kunnugt.DJ p4 PC%  ddnd F dJ4 PC'm ORSETI  p4 PC% 0 dJ4 PC'm SLANDS Z   b4 PC' gj?rirXkunnugt: p4 PC%  ndnd  dJ4 PC'm  p4 PC%  dJ4 PC'm  b4 PC' 2DKEivEFxEGWFHQH/UFUndirfyrirs?gn.E #2 a,ÃX(T2X)ttir Yrj punkta fyrir skjalaritun.F ddUP UPUP TT07T?flutexti fyrir t?flu meW sj? dlkum.G֔X` hp x (#%'0*,.8135@8:6&StandardSKJALDB.PRSo\ *  ?   X` hp x (#%'0*,.8135@8:_K6&StandardSKJALDB.PRSo\ *    } X` hp x (#%'0*,.8135@8:,PX;NXXXXX17X5X5 NNX;;XXbb;N5ddaa~1d::aaa~~~dkkGd0~W,Iykk~~~~NkktWaaa~~~πovakIlWlNlWk\;:ayaX\rWaabaikNlNzf\ayyoNk::affyonk~oooooooooooooooooooNNNNNNNkkkkkkkkkkkkkkkkkkkk::::::::::::aaaaaaaffffffffffffyyyyyyyyyyyyyyyyyyyyl;z7oC2o\  PCXP1b;,5b\  PCP1f;, f4  p(AC@N::p\  PCPkkkkkkkkk kkkkkk       k- - - - kkkkkkkkGGGGk-----kkkkkkGGG---kkkkkktk- - - k-kG-kkkkkNekG kkkkk!!k 22k! ;  kGGkkG  $@@@ ao @@@@aP/a--aG@ki_@ -7o@P@@P=PPPPPPPPPPPPPPPPPPP@@@@@@@@@@@@-G@"m^,;bXX;;;Xe,;,1XXXXXXXXXX;;eeeXvvlEXvlbvv;1;gX;XbNbN;Xb1;b1bXbbNE;bXXXNF'F\;,;;;;;;;;;;;;b1XXXXXNvNvNvNvNE1E1E1E1bXXXXbbbbXXbXXXXlbXXXNNNNbvNvNvNvNXXXXXXbbE1E1E1E1Xbv1v1v1v1v1bbbbXXNNNbEbEbEbEv;v;v;bbbbbbXvNvNvNbv1bNbEv;XXbXbN>,_X;XXXXXX5:X5X51XXX;;XXbb;X5eeaa~1e::aaa~~~ekkGe0~W,Iykk~~~~NkktWaaa~~~πovakIlWlNlWk\;:ayab\rWaabaikNlNzf\ayyoNk::affyonk~oooooooooooooooooooNNNNNNNkkkkkkkkkkkkkkkkkkkk::::::::::::aaaaaaaffffffffffffyyyyyyyyyyyyyyyyyyyyl;z2a6aZaY"m^:N_uu¶NNNu:N:AuuuuuuuuuuAAhרN[ϨܨNANmuNhuhuhNuuAAuAuuuuN[Auuuuhp/p~N:NN'NNNNNNNNNNuAhhhhhϜhhhhhNANANANAuuuuuuuuuuhuuuuuuhhhhhhhuhhhhuuuuuuuuNANANANA[uAAAAAuuuuuuϨNNN[[[[AAAuuuuuuܨuhhhuAuN[AuuuuuNR:juNhuuuuu@HuFuF*hhuNNuuNhFфA'MM捍]@s:`捍fsϨ`sfszNMuzsffzfMMfffffffMMMMMMMMMMMMN"m^:NuuNNNu:N:AuuuuuuuuuuNNu٨[uܨ騨NANuNuhhNuANA‚uh[Nuuuh\3\yN:NN'NNNNNNNNNNAuuuuu騨hhhhh[A[A[A[Auuuuuuuuuuuuuhhhhhhhhuuuuuu[A[A[A[AuAAAAAuu騨hhh[[[[NNN騨uhhhAh[NuuuNR:~uNuuuuuuFMuFuFAuuuNNuuNuFхA'MM捍]@s:`捍fsϨ`sfszNMςzsffzfMMfffffffMMMMMMMMMMMMN7oC2o\  PCXP1b;,5b\  PCP1f;, f4  p(AC@N::p\  PCP@N: /p4  p(ACN;$;\  PC@P</a;,KRa*f9 xCX~~πovakIlWlNlWk\;:ayaX\rWaabaikNlNzf\ayyoNk::affyonk~oooooooooooooooooooNNNNNNNkkkkkkkkkkkkkkkkkkkk::::::::::::aaaaaaaffffffffffffyyyyyyyyyyyyyyyyyyyyl;z"m^$,55YS$$$5<$5555555555<<,\XEXXXXXX17X5X5&bbX;;XXXX;b5wwaa~1w::aaa~~~wkkGw0~W,Iykk~~~~NkktWaaa~~~πovakIlWlNlWk\;:ayaX\rWaabaikNlNzf\ayyoNk::affyonk~oooooooooooooooooooNNNNNNNkkkkkkkkkkkkkkkkkkkk::::::::::::aaaaaaaffffffffffffyyyyyyyyyyyyyyyyyyyyl;z$@@@ ao @@@@aP/a--aG@ki_@ -7o@P@@P=PPPPPPPPPPPPPPPPPPP@@@@@@@@@@@@-G@"m^!,6CCoh,,,CK!,!%CCCCCCCCCC%%KKK;{`YY`QJ``,4`Qw``J`YJQ``~``Q,%,?C,;C;C;,CC%%C%hCCCC,4%CC`CC;@@H,!,,,,,,,,,,,,C%`;`;`;`;`;wYY;Q;Q;Q;Q;,%,%,%,%`C`C`C`C`C`C`C`C`C`C`;`C`C`C`C`CJC`;`;`;Y;Y;Y;Y;`CQ;Q;Q;Q;`C`C`C`C`C`C`C`C,%,%,%,%4`CQ%Q%Q%Q%Q%`C`C`C`C`C`Cw`Y,Y,Y,J4J4J4J4Q%Q%Q%`C`C`C`C`C`C~``CQ;Q;Q;`CQ%`CY,J4Q%`C`C`C`C`CN/!6&StandardntersLAUSASKJ.PRSo\   ?   X` hp x (#%'0*,.8135@8:ssur Skarph)Winsson. 4$1. gr. ++ ViW 2. mgr. 11. gr. b%tist nUr mlsliWur, svohlj;Wandi: X skulu Yeir sem notiW hafa ?rorkul1feyris viW 67 ra aldur halda ?llum r)ttindum s1num, Yar meW talinni fjrh%W tekjutryggingar ?ryrkja, Yegar Yeir hefja t?ku ellil1feyris. C/GN4$2. gr.Cx /GNۃ ++ ViW 17. gr. b%tist nU mlsgrein, svohlj;Wandi: ++ Fjrh%W tekjutryggingar ellil1feyrisYega, sem fengu greiddan ?rorkul1feyri viW 67 ra aldur, skal ekki l%kka viW greiWslu ellil1feyris ef tekjur hlutaWeigandi hafa ekki breyst. C/GN4$3. gr.HCx /GNۃ ++ L?g Yessi ?Wlast Yegar gildi. Q!BGLEI ggd GreinargerW.BGLEI dgg ۃ ++ Samkv%mt nCgildandi l?gum hafa greiWslur til Yeirra sem fengiW hafa greiddan ?rorkul1feyri l%kkaW viW YaW eitt aW Yeir verWa 67 ra og hefja t?ku ellil1feyris. SkUring Yessa er m.a. sC aW skerWingarpr;senta ellil1feyris skv. 2. mgr. 11. gr. almannatryggingalaga, nr. 117/1993, er 30% en skerWingarpr;senta ?rorkul1feyris skv. 3. mgr. 12. gr. s?mu laga er 25%. Auk Yess hefst skerWing grunnl1feyris ellil1feyrisYega viW l%gri tekjum?rk en grunnl1feyrir ?rorkul1feyrisYega, sbr. s?mu kv%Wi. Tekjutrygging ?ryrkja er einnig h%rri en tekjutrygging ellil1feyrisYega. HCn l%kkar um 689 kr. viW YaW aW hann verWur 67 ra og f%r greiddan ellil1feyri. ++ Ef ?ryrkjar eiga aW halda ;breyttum greiWslum fr almannatryggingum eftir aW Yeir n ellil1feyrisaldri Yarf aW gera Y%r breytingar  almannatryggingal?gunum sem h)r eru lagWar til. Lj;st er aW framf%rslukostnaWur ?ryrkja l%kkar ekki viW YaW eitt aW hann n%r 67 ra aldri. >ryrki, sem veriW hefur ;vinnuf%r lengi, jafnvel st;ran hluta %vinnar og bCiW viW f?tlun af einhverju tagi, m bCast viW aW f?tlunin gerist og kostnaWur viW aW draga fram l1fiW aukist Yv1 frekar en minnki. Xv1 er YaW ;sanngjarnt aW l%kka greiWslur almannatrygginga til ?ryrkja viW YaW eitt aW Yeir n 67 ra aldri og hefja t?ku ellil1feyris. ++ Framreikningur ?rorkul1feyris samkv%mt kv%Wum EESsamningsins leiWir oft til hlutfallslega h%rri greiWslna en ellil1feyrisYegar f meW bCsetunni einni saman. Xv1 kunna greiWslur aW l%kka Yegar viWkomandi hefur t?ku ellil1feyris. Xannig f%r t.d. einstaklingur sem flytur fr 0slandi viW 25 ra aldur til annars EESlands og verWur ?ryrki Yar um Yr1tugt greiddan u.Y.b. Y.TELJ ! 33hYTELJ " ZMNEFN !   40Zl=NEFN    !!  hluta ?rorkul1feyris fr 0slandi til 67 ra aldurs. Ef hann s1Wan flyttist hingaW aftur eftir YaW fengi hann aWeins Y.TELJ " 9YTELJ " ZMNEFN "   40oZl=NEFN   "!  hluta ellil1feyris. ViWkomandi %tti Y; v%ntanlega meiri r)ttindi viW t?ku ellil1feyris 1 landinu sem flust var til. Ekki er gert rW fyrir aW breyta Yessu fyrirkomulagi meW Yessu lagafrumvarpi, en r)tt Yykir aW benda S$(9%9%FF YaW misr%mi sem skapast getur viW framangreindar aWst%Wur. Fylgiskjal.  , y?dddy ^  Tryggingarstofnun r1kisins: n D%mi um tekjutengingu b;ta almannatrygginga. ă (5. september 1996.) Ellil1feyrir: b  Einstaklingur meW almennar tekjur. ă PTH04 dJ4 PCC  .,,. yx?&dddy   ^ +l2 @@h  h  'о  q  Grunn-p'$Tekju-ʿ.Heimilis-:S)rst?k 8Tekjur l1feyrir='#trygging/uppb;t66heimilisuppb;t  ^5TAFS  yx?dddy p % 1PITT04 'LlT 33  LlT 33< t""#оJ[ q 0J < 13.373J\#24.605J=t.8.364J95.754 J$ 10.000J < 13.373J\#24.605J=t.8.364J=0 J$ 18.418J < 13.373J\#24.605J=t.8.364J=0 J$ 20.000J < 13.373J\#23.893J=t.8.122J=0 J$ 30.000J < 13.373J\#19.393J=t.6.592J=0 J$ 40.000J < 13.373J\#14.893J=t.5.063J=0 J$ 50.000J < 13.373J\#10.393J=t.3.533J=0 J$ 60.000J < 13.373J$5.893J=t.2.003J=0 J$ 69.684J < 13.373J$1.535Jt0522J=0 J$ 73.069J < 12.349J(0J/t20J=0 J$ 80.000J < 10.278J(0J/t20J=0 J$ 90.000J < 7.278J(0J/t20J=0 J 100.000J < 4.278J(0J/t20J=0 J 110.000J < 1.278J(0J/t20J=0 J 114.261J < 0J(0J/t20J=0OI1PNTT04ۃ < t""# ' ^5TAFS   yx?$dddy % 1PrpTH04 b\  PC5  '+l2 @@ % Einstaklingur meW l1feyrissj;Wstekjur. ă PTH04 dJ4 PCC  ,.,. yx?dddy  ^ +l2 @@h  h  'о q  Grunn-p'$Tekju-ʿ.Heimilis-:S)rst?k 8Tekjur l1feyrir='#trygging/uppb;t66heimilisuppb;t  ^5TAFS   yx?dddy % t%PITT04 'LlT 33  LlT 33< t""#о ;q J[0J < 13.373J\#24.605J=t.8.364J8 5.754 J$ 10.000J < 13.373J\#24.605J=t.8.364J=0 J$ 20.000J < 13.373J\#24.605J=t.8.364J=0 J$ 26.755J < 13.373J\#24.605J=t.8.364J=0 J$ 30.000J < 13.373J\#23.145J=t.7.868J=0 J$ 40.000J < 13.373J\#18.645J=t.6.338J=0 J$ 50.000J < 13.373J\#14.145J=t.4.808J=0 J$ 60.000J < 13.373J$9.645J=t.3.279J=0 J$ 70.000J < 13.373J$5.145J=t.1.749J=0 J$ 75.000J < 13.373J$2.895Jt0984J=0 J$ 80.000J < 13.373J &645Jt0219J=0 J$ 81.433J < 13.373J(0J/t20J=0)It%PNTT04ۃ < t""# ' ^5TAFS  x yx?$dddy R % t%PrpTH04 b\  PC5  '+l2 @@ B!(9%9%FF q  Hj;n meW almennar tekjur (annaW hj;na). ă PTH04 dJ4 PCC  ,.,. yx?ndddy  \^ +l2 @@h  h Q cuо Kq Q SamanlagWar cViWmiWunar-ʯu)Grunn- 6Tekju- ʰQ tekjur ctekjurʵu(l1feyrir5trygging  ^5TAFS   yx?[dddy %  2PITT04Q cuLlT 33  LlT 33 &s""#о q J  0J!0J&(12.036Js424.605 J 25.785J 12.892J&(12.036Js424.605 J 40.000J 20.000J&(12.036Js421.406 J 60.000J 30.000J&(12.036Js416.906 J 80.000J 40.000J&(12.036Js412.406 JA 100.000J 50.000J&(12.036J<s57.906 JA 120.000J 60.000J&(12.036J<s53.406 JA 135.140J 67.570J&(12.036J.s906I 2PNTT04ۃ  &s""#Q cu ^5TAFS   yx?u dddy %  2PrpTH04 b\  PC5 Q cu+l2 @@ 4  Hj;n meW l1feyrissj;Wstekjur (annaW hj;na). ă PTH04 dJ4 PCC  ,.,. yx?dddy  ^ +l2 @@h  h Q cuо q Q SamanlagWar cViWmiWunar-ʯu)Grunn- 6Tekju- ʰQ tekjur ctekjurʵu(l1feyrir5trygging  ^5TAFS  k yx?dddy E % $=PITT04Q cuLlT 33  LlT 33 &s""#о q J  0J!0J&(12.036Js424.605 J 37.458J 18.729J&(12.036Js424.605 J 40.000J 20.000J&(12.036Js424.033 J 60.000J 30.000J&(12.036Js419.533 J 80.000J 40.000J&(12.036Js415.033 JA 100.000J 50.000J&(12.036Js410.533 JA 120.000J 60.000J&(12.036J<s56.033 JA 146.814J 73.407J&(12.036J.s90AI$=PNTT04ۃ  &s""#Q cu ^5TAFS   yx?dddy _%  $=PrpTH04 b\  PC5 Q cu+l2 @@ >rorkul1feyrir: b  Einstaklingur meW almennar tekjur. ă PTH04 dJ4 PCC  ,.,. yx?dddy  ^ +l2 @@h  h  'о q  Grunn-p'$Tekju-ʿ.Heimilis-:S)rst?k 8Tekjur l1feyrir='#trygging/uppb;t66heimilisuppb;t  ^5TAFS   yx?dddy % 0HPITT04 'LlT 33  LlT 33< t""#о @q J[0J < 13.373J\#25.294J=t.8.364J95.754 J$ 10.000J < 13.373J\#25.294J=t.8.364J=0 J$ 18.418J < 13.373J\#25.294J=t.8.364J=0 J$ 20.000J < 13.373J\#24.582J=t.8.129J=0 J$ 30.000J < 13.373J\#20.082J=t.6.641J=0 J$ 40.000J < 13.373J\#15.582J=t.5.152J=0 J$ 50.000J < 13.373J\#11.082J=t.3.664J=0 J$ 60.000J < 13.373J$6.582J=t.2.176J=0 J$ 71.121J < 13.373J$1.578Jt0522J=0 J$ 74.627J < 12.496J(0J/t20J=0 J$ 80.000J < 11.153J(0J/t20J=0 J$ 90.000J < 8.653J(0J/t20J=0 J 100.000J < 6.153J(0J/t20J=0 J 110.000J < 3.653J(0J/t20J=0 J 120.000J < 1.513J(0J/t20J=0 J 124.613J < 0J(0J/t20J=0NLI0HPNTT04ۃ < t""# ' ^5TAFS  ! yx?>&dddy !% 0HPrpTH04 b\  PC5  '+l2 @@ V#(9%9%FF *  Einstaklingar meW l1feyrissj;Wstekjur. ă PTH04 dJ4 PCC  ,.,. yx?ndddy  \^ +l2 @@h  h  'о Kq  Grunn-p'$Tekju-ʿ.Heimilis-:S)rst?k 8Tekjur l1feyrir='#trygging/uppb;t66heimilisuppb;t  ^5TAFS   yx?[dddy % UPITT04 'LlT 33  LlT 33< t""#о q J[0J < 13.373J\#25.294J=t.8.364J95.754 J$ 10.000J < 13.373J\#25.294J=t.8.364J=0 J$ 20.000J < 13.373J\#25.294J=t.8.364J=0 J$ 26.755J < 13.373J\#25.294J=t.8.364J=0 J$ 30.000J < 13.373J\#23.834J=t.7.881J=0 J$ 40.000J < 13.373J\#19.334J=t.6.393J=0 J$ 50.000J < 13.373J\#14.834J=t.4.905J=0 J$ 60.000J < 13.373J\#10.334J=t.3.417J=0 J$ 70.000J < 13.373J$5.834J=t.1.929J=0 J$ 75.000J < 13.373J$3.584J=t.1.184J=0 J$ 80.000J < 13.373J$1.334Jt0441J=0 J$ 82.964J < 13.373J(0J/t20J=0YIUPNTT04ۃ < t""# ' ^5TAFS  < yx?dddy  % UPrpTH04 b\  PC5  '+l2 @@ q  Hj;n meW almennar tekjur (annaW hj;na). ă PTH04 dJ4 PCC  ,.,. yx??dddy  - ^ +l2 @@h  h Q cuо q Q SamanlagWar cViWmiWunar-ʯu)Grunn- 6Tekju- ʰQ tekjur ctekjurʵu(l1feyrir5trygging  ^5TAFS   yx?,dddy % fbPITT04Q cuLlT 33  LlT 33 &s""#о q J  0J!0J&(12.036Js425.294 J 25.785J 12.892J&(12.036Js425.294 J 40.000J 20.000J&(12.036Js422.095 J 60.000J 30.000J&(12.036Js417.595 J 80.000J 40.000J&(12.036Js413.095 JA 100.000J 50.000J&(12.036J<s58.595 JA 120.000J 60.000J&(12.036J<s54.095 JA 138.202J 69.101J&(12.036J.s90dfIfbPNTT04ۃ  &s""#Q cu ^5TAFS   yx?Fdddy % fbPrpTH04 b\  PC5 Q cu+l2 @@ 4  Hj;n meW l1feyrissj;Wstekjur (annaW hj;na). ă PTH04 dJ4 PCC  ,.,. yx?dddy  ^ +l2 @@h  h Q cuо q Q SamanlagWar cViWmiWunar-ʯu)Grunn- 6Tekju- ʰQ tekjur ctekjurʵu(l1feyrir5trygging  ^5TAFS  < yx?dddy % jmPITT04Q cuLlT 33  LlT 33 &s""#о ]q J  0J!0J&(12.036Js425.294 J 37.458J 18.729J&(12.036Js425.294 J 40.000J 20.000J&(12.036Js424.722 J 60.000J 30.000J&(12.036Js420.222 J 80.000J 40.000J&(12.036Js415.722 JA 100.000J 50.000J&(12.036Js411.222 JA 120.000J 60.000J&(12.036J<s56.722 JA 149.876J 74.938J&(12.036J.s90bqIjmPNTT04ۃ  &s""#Q cu ^5TAFS  V yx?!dddy 0%  jmPrpTH04 b\  PC5 Q cu+l2 @@ ++ Xegar sameiginlegar tekjur hj;na verWa YaW har aW Yau missa tekjutryggingu alveg er kannaW hvort skerWa  grunnl1feyrinn. ViW Yann Ctreikning er litiW til tekna hvors um sig, en tekjunum ekki jafnaW. SkerWing  grunnl1feyrinum verWur eins og um einstakling v%ri aW r%Wa.