WPC2Q 8 s8d b KN7hn'U^rM.B,>Fphbw 9_)Esٳq[;4%ѓs:{C D=&y!Hy:C6Uo&JD,2= >L1#-p4ǁbh "r'qU;іeuSJ&iV4 Ķ7$7kIEE^lc &z!w:uQC>-PJOD=`:V'-q (ͳ=%xaOLELA׭@ QcLbZ&bN"ggf PXF& (lI&Q^l.D,ޫd% >L)n럑n(U> =yL /'#+ )D}U6Nn % 0 #!sRw@& m(4?S 1b 0 0r 1u 0uz 1 0v 0<' 0Zc 0 09 1WU>GU*M 1 0w:: 0 0m;fa 0<M 0 0{E  0 1W, 1  1 B D3 B7 B7$ A[ 0 D3# D+# 0K#$n$ Ai4% 0%j( A0) AQ)* 0D*** + D3+ BE+ D3b+ B+ D3+ B+ D3, B5, D/R, D3, B*, D3, B*- C;- CU- Co- C- C- C- C- C- C . C%. C?. CY.Y.Ns. AYu. 0. 01 0i2 0U3 0A4 B/ 6 086U:77777777777777 0@7@7@7@7@7@7@7@7 0!9 0;> 0?? 0F1AUNwA AMA AKB]B]B]B]B 0J#C AMmCmCmCmCC 0DD AKD ASE AbE A F A}F C01G A}aG 0GGGG 0I 0ddd Xdd Xdd X??, ZZ,ZZ,ZZ,ZZ,ZZ+  ," 1 ,  1 DmiA '13 'DmiB '13 'DmiC '13 'DmiD ?513  ?              6,   6Atvinnuleysisbtur100%    59.635 ' 3 '59.635 ' 3 '59.635 '3 '59.635 ?53  ?Frtekjumark %U a %19.339 =U,!a3U =19.339 =U,!a3U =19.339 =U,!a3U =19.339 ND,a3   U N  e4 78.974 'e43 '78.974 'e43 '78.974 'e43 '78.974 ?5e43  ?Tekjurfyrir50%starf %U 0 %Є35.000 =U,!03U =Є50.000 =U,!03U =Є60.000 =U,!03U =Є70.000 ND,03   U NMismunur    43.974 '  3 '28.974 ' !3 '18.974 ' "3 '8.974 ?5 #3  ?Greiddarbtur50%   $ 29.817 ' %3 '28.974 ' &3 '18.974 ' '3 '8.974 ?5 (3  ?   h)  ' h*3 ' ' h+3 ' ' h,3 ' ?5 h-3  ?Tekjurfyrir50%starf  d 3. 35.000 'd 3/3 '50.000 'd 303 '60.000 'd 313 '70.000 ?5d 323  ?Atvinnuleysisbtur50% %U / 3 %29.817 =U,!/ 43U =29.817 =U,!/ 53U =29.817 =U,!/ 63U =29.817 ND,/ 73   U N   8 64.817 ' 93 '79.817 ' :3 '89.817 ' ;3 '99.817 ?5 <3  ?100%btur+frtekjumark   = 78.974 ' >3 '78.974 ' ?3 '78.974 ' @3 '78.974 ?5 A3  ?SkerWingb;ta  g B Є 'g C3 '843 'g D3 '10.843 'g E3 '20.843 ?5g F3  ?  c2 G  'c2 H3 ' 'c2 I3 ' 'c2 J3 ' ?5c2 K3  ?  . L  '. M3 ' '. N3 ' '. O3 ' ?5. P3  ?NiWurstaWa:   Q 35.000 ' R3 '50.000 ' S3 '60.000 ' T3 '70.000 ?5 U3  ? %U  V %29.817 =U,! W3U =28.974 =U,! X3U =18.974 =U,! Y3U =8.974 ND, Z3   U N  f[ 64.817 'f\3 '78.974 'f]3 '78.974 'f^3 '78.974-#!f_3   -    Um6.gr.    0aliWgreinarinnarerlagttilaWkveWiWverWiumaWthlutunarnefndatvinnuleysisb;tastarfiumboWistj;rnarAtvinnuleysistryggingasj;Wsogundireftirlitihennar.  0gildandilgumerekkikveWiWumstWuthlutunarnefndaatvinnuleysisb;tagagnvartstj;rnAtvinnuleysistryggingasj;WsogernauWsynlegtaWbtarYv.SamkvmtkvWinuverWurskUrtaWstj;rnAtvinnuleysistryggingasj;WshefurvaldtilaWsamrmastrfogvinnubrgWthlutunarnefndaogtilaWhafaeftirlitmeWstrfumYeirra.  0bliWgreinarinnarergertrWfyriraWthlutunarnefndatvinnuleysisb;taskulihafasamrWviWstj;rnAtvinnuleysistryggingasj;WsaWYversnertirfyrirkomulagafgreiWslub;ta.Erhrm.a.hafthugaaWAtvinnuleysistryggingasj;WurverWur,vegnaeftirlitsogsampr;funarggnumervarWakvarWanirthlutunarnefndaumtgreiWsluatvinnuleysisb;ta,aWgetaskipulagtstrfsnYannigaWafgreiWslaYessaramlaumlandalltgangiflj;ttogvelfyrirsig.XereinnighorfttilYessaWstj;rnAtvinnuleysistryggingasj;WsberbyrgWkostnaWisemhlUstafstrfumthlutunarnefndaogYveWlilegtaWfulltsamrWsmilliYessaraaWila.  Um7.gr.    GreininYarfnastekkiskUringa.  s"Br  &   Fylgiskjal. 1 mAU')dE?&A^m   FjrmlarWuneyti, a fjrlagaskrifstof + a: ],   Umsgnumfrumvarptillagaumbreytingulgum  umatvinnuleysistryggingar,nr.12/1997.        FrumvarpiWerlagtframkjlfartillagnastj;rnarAtvinnuleysistryggingasj;WstilflagsmlarWherra.BreytingarnareruumfangsmiklarogvarWaaukinnrtteinstaklingatilgeymsluunninsb;tarttar,rtttilhlutab;taefmennstundahlutastrfogbreyttarreglurumhvernigelliogrorkulfeyrirogaWrarsambrilegargreiWslurskerWartttilatvinnuleysisb;ta.Breytingarnarerualmennttilvilnunarfyriratvinnulausa.' 1r  XauatriWisemhafahrifkostnaWviWatvinnuleysistryggingarerueftirfarandi:  01.gr.frumvarpsinserlagttilaWstarfsf;lkfiskvinnslusemekkirtttilaWgerakauptryggingarsamningskv.16.kaflakjarasamningsVMS0ogVS0/VMSeigisamarttogannaWstarfsf;lkfiskvinnslutilgreiWsluatvinnuleysisb;taYegarstWvaverWurvinnsluvegnahrefnisskorts.TaliWeraWalltaW15%starfsmannafiskvinnslusunkauptryggingarsamningaogmYvtlaaWrlegurkostnaWurAtvinnuleysistryggingasj;WsvegnaYessakvWisgetinumiWalltaW9m.kr.miWaWviW50%b;tartt,entlaWeraWkostnaWurvegnakauptryggingarsamningaverWi120m.kr.rinu1998.  02.gr.frumvarpsinserlagttilaWmennhafirtttilgeymsluunninsb;tarttaralltaW24mnuWieftiraWviWkomandiverWuratvinnulaus.0gildandilgumbyrjarb;tartturaWskerWastfyrstadegi.XessibreytingmundragarhvatatilYessaWskrsigstraxatvinnulausa.StekiWmiWafYvaW30einstaklingarfrestiYveittraWskrsigatvinnulausamundiYaWsparaum22m.kr.02.gr.frumvarpsinsereinniglagttilaWssemhverfurafvinnumarkaWivegnatkufWingarorlofsWlistrtttilaWgeymaunninnb;tarttalltaW24mnuWi.MeginreglannersaWrtturinngeymistsexmnuWi,eWameWantkufWingarorlofsstendur.SmualmennrkeigaviWumYettaatriWioghiWfyrra.StekiWmiWafYvaW15einstaklingarfrestiYvaWskrsigatvinnulausamundiYaWsparaum11m.kr.ri.SamtalsmunduYannigsparast33m.kr.  03.gr.erlagttilaWrtturfangagagnvartatvinnuleysisb;takerfinuverWirUmkaWurenngildandilgumfangirttaWgeymaunninnb;tartt24mnuWiaWhmarki.LagtertilaWfangargetigeymtrttsinntilatvinnuleysisb;tasvolengisemafplnunvarir.SgertrWfyrirYvaWalltaW15einstaklingarmuniaWjafnaWigetanUttsrYessabreytingumunYaWYUWa11m.kr.aukinnkostnaWfyrirAtvinnuleysistryggingasj;W.  04.gr.frumvarpsinseraWfinnakvWiumrttmannasemgegnahlutastarfitilaWfatvinnuleysisbtursemnemamismunb;tarttarogYessstarfshlutfallssemviWkomandigegnir.LagtertilaWYessirtturverWitakmarkaWurmeWtvennumhtti.AnnarsvegarYannigaWhanngetiveriWtilstaWaralltaW24mnuWib;tatmabili.HinsvegaraWrtturtilhlutab;taskerWistfaritekjurafhlutastarfiyfirkveWinviWmiWunarmrk.SamkvmtupplUsingumfrVinnumlastofnunmgerarWfyrirYvaWkostnaWurAtvinnuleysistryggingasj;WsviWYessabreytingumunidragastsamanumalltaW32m.kr.ErYarmiWaWviWaWskerWinginnemium3.000kr.mnuWihjhverjumYeirra900einstaklingasemnnj;tahlutab;ta.  Lokser5.gr.frumvarpsinskveWiWskUrarumhverniggreiWslurfrTryggingastofnuneWalfeyrissj;Wumkomitilfrdrttaratvinnuleysisb;tumogYannigdregiWrskerWingum.rinu1997nmuskerWingarvegnaYessarab;taum34m.kr.ViWmiWuninbreytistYannigfrngildandilgumaWsetterinnkvWiumfrtekjumarkYannigaWmeginhlutiYessafrdrttar v)E%/ munfallaniWureWaum29m.kr.EftirstendurYum5m.kr.skerWing.BtgjldAtvinnuleysistryggingasj;WsmunuYannigaukastum29m.kr.  MatheildarhrifumfrumvarpsinskostnaWrkissj;WserekkieinhlttogfereftirYvhversumargirnUtasrhinnUjukvWi.X;mtlaaWkostnaWurrkissj;Wsbreytist;verulega,verWifrumvarpiWaWlgum,jafnvellkkiltilshttar.