WPC" E\ )\h?,tG17D,u̫h[.D--.Ck0Inms?pR1Mf9_9Cf@I+gD2Z{r('&V9 DaUݷ3'8}B7wfɯTPC&wvz*?W\:yr~?`MA59ՇTVf'X 6XXX? XX 60?vvbX0#ggdd  ISUS.,   _Ԁ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3>$ VJ!X 6XXXTRW6&A4X3' Letter6&A43'T ? XX 60?vvbX0#ggdd  8  dd8ISUS.,       8>)X 6XXX? XX 60?vvbX0#ggdd  ISUS.,   _Ԁ(3>$ VJ!X 6XXXTRW6&A4X3' Letter6&A43'T ? XX 60?vvbX0#ggdd  8  dd8ISUS.,     (3c$ VJ!X 6XXXTRW6&A4X3' Letter6&A43'T ? XX 60?vvbX0#ggdd  8  dd8ISUS.,      d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(# %]_ :c+X 6XXX? XX 60?vvbX0#ggdd  ISUS.,   d  ݀>c$"Small Circle"0 VJ!X 6XXXTRW6&A4X3' Letter6&A43'T ? XX 60?vvbX0#ggdd  8  dd8ISUS.,     _L 4ABCD% 3 L7\< 123.lggjafarYing1998!99. ( Xskj.392"173.ml.     !@MMNefndarlit#! #   umfrv.tilfjraukalagafyrirriW1998.@~ ~ Frminnihlutafjrlaganefndar.  MarkmiWiWumhallalausfjrlgnstekkiYessurisemmargirviljakennaviWg;WriogmargtbendirtilaWhallinnverWijafnvelmeirienviWblasirfrumvarpinu.0YvsambandibendirminnihlutinneftirfarandiatriWi:L ABCDh 4ABCDL A0J   ݀A0Jaa 2"3  Ԉ0    MeWtillititilYr;unarsWustumnaWaerlklegtaWtekjurafvirWisaukaskattisuoftl B  aWarsemnemur1,5!2,0milljrWumkr.A0J݌  Ќ   A0J   A0J\aa 2"3  Ԉ0    LaunahkkanirmilliravirWastvanmetnarogmunuaWllumlkindumverWaum2%   umframYaWsemgertvarrWfyrir.A0J\݌  Ќ   A0J   A0Jaa 2"3  Ԉ0    LkurerueinnigaWlfeyrisskuldbindingarverWihrrienreiknaWermeWYessufrum nF varpi.A0J݌  Ќ   A0J   A0J aa 2"3  Ԉ0    Lj;steraWfjrhagsvandisjkrahsannaReykjavkerekkileysturnemaaWhlutatil  frumvarpinu.A0J ݌  Ќ    Fjrlgrsins1998gerWurWfyrirtekjuafgangiaWfjrhW133millj.kr.HeildartekjurvorutlaWar165.810millj.kr.engjld165.677millj.kr.XrbreytingarsemgerterrWfyrirfrumvarpinuogframkomnumbreytingartillgumhafaYaWfrmeWsraWstaWtekjuafgangsfjrlgunummnreiknameWtekjuhallarslokaWfjrhW3.396millj.kr.Tekjuraukastum9.090millj.kr.engjldinaukastum12.626millj.kr.  ViWafgreiWslufjrlagaYessarskomustfulltrarminnihlutansaWYeirriniWurstWuaWtekjurrkissj;WsvruverulegavantlaWar.MinnihlutinnbendiraWefnahagsforsendurfjrlaga1997reyndustfjarrilagi.Samaeruppiteningnumn.TekjurogtgjldreynastverulegavantluW.XaWerhyggjuefnihversu;nkvmarsprumhelstuYj;WhagsstrWirhafareynstsWusturogerstWatilYessaWathugasrstaklegahvernigYvstenduroghvaWertilrb;ta.  MeWtilvsunnefndarlitminnihlutafjrlaganefndarvegnasl.raalltfr1995staWfestist;nkvmniog;markvissvinnubrgWYessumefnum.Xarkemurlj;saWmjgmargarveigamiklarforsendurvorullrinverulegavantlaWareWaoftlaWar.XannigmnefnasemdmiaWeinkaneyslanvarllYessirmiklumeirienspWvaroggertrWfyrirforsendumfjrlaga.riW1995vargertrWfyriraWeinkaneyslamundiaukastum2,5%enreyndinvarW4,2%eWa68%hrritala.riW1996vargertrWfyrirviWgerWfjrlagaaWeinkaneyslanmundiaukastum4,2%enreyndinvarW6,4%eWa52%hrritala.riW1997,eWasWastliWnuri,varspin3,5%enreyndinvarW5%eWa42%frvik.riW1998varspWaWeinkaneyslanmsystutndiaukastum5%enniWurstaWaner10%aukningeWa100%meirientlaWvar.  MinnihlutinngagnrUndiharWlegaUmsarrWstafanirrkisstj;rnarinnarogmeirihlutaAlYingisgjaldahliWfjrlaga1997u,usrstaklegahandah;fskenndvinnubrgWviWfjrveitingarogniWurskurWheilbrigWismlum.XaWvardeginumlj;saraaWafgreiWslafjrlagaYessrsj;k '#- \< \]_ \  aWeinsvandannheilbrigWiskerfinuogllvarnaWarorWminnihlutansYeimefnumhafareynstrtt.SparnaWarhugmyndirvorufullkomlega;raunhfarogaWmestu;tfrWareinsogniWurstWurYessafrumvarpssUna.VandanumvaraWeinsvsaWtilframtWar.MeWvsuntilumsagnarRkisendurskoWunarumfjraukalagafrumvarpiWstaWfestistrttmtigagnrUniminnihlutafjrlaganefndarYessumefnum.Mesturervandistrstusjkrahsanna.StaWreyndireruYessar:UppsafnaWurfjrhagsvandirslok1997SjkrahsiReykjavkurogRkissptlumnam677millj.kr.hjbWumsjkrahsunumogtlaWurvandiaW;breyttumrekstrarumsvifumnemur800millj.kr.SamtalserfjrhagsvandinnYv1.477millj.kr.0frumvarpinuerlagttilaWbtasjkrahsunum459millj.kr.vegnauppsafnaWshallafyrrira,en1.000millj.kr.fjrhagsvandierltinn;leystur.GerterrWfyriraWsjkrahsingetidregiWmeWsrmnaWarveltusemnemursamtalsum400millj.kr.,en;raunhfarhagrWingarogsparnaWarkrfurrkisstj;rnarinnarhafaleitttil;viWunandistandsYessumstofnunum.Starfsf;lkbUrviWsfellda;vissuogaukiWvinnulagsemleiWirtilrWugleikasamskiptumstj;rnendaogstarfsf;lks.  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MinnihlutinntelurharWlegaaWekkiskuliveragerWtilrauntilaWrttahlutYeirrasemeingnguhafaframfrsluafgrunnlfeyrimeWtekjutrygginguvegnaellieWarorku.SamkvmttreikningumfagmannaYr;unlaunaoglfeyrissWastliWnumfj;rumrumvantar1.842millj.kr.uppaWgreiWslurtilYessaf;lksjafnistviWlgstuumsaminlaun.Yessuriskortir148millj.kr.tilYessaWjfnuWisnWmiWaWviWmeWaltalsvsitlulauna.XvleggurminnihlutinntilaWYessumh;pumverWibtturtekjumissirsemsvararYeirriupphW.EinnigleggurminnihlutinntilaukinframlgtilRkissptalaogSjkrahssReykjavkurtilaWminnkarekstrarhallannsvoaWviWhannmegiuna.  MinnihlutinnskilursrrtttilaWstyWjaeinstakarbreytingartillgurmeirihlutansogfylgjaWrumsemframkunnaaWkoma,ensituraWWruleytihjviWafgreiWslufrumvarpsins.@ AlYingi,3.des.1998.'.|||??.@}SigrWurJ;hannesd;ttir,@}frsm. c# @YYGsliS.Einarsson. # @+uKristinnH.Gunnarsson. # .|||? ? . *!# rg!6!@ KristnHalld;rsd;ttir.