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Q)    8.gr.lagannaorWastsvo:     FjrmlaeftirlitiWskalfylgjastmeWaWstarfsemieftirlitsskyldraaWilassamrmiviWlg,   reglugerWir,reglureWasamYykktirsemumstarfseminagildaogaWstarfseminsaWWruleyti   samrmiviWheilbrigWaogeWlilegaviWskiptahtti. }U    FjrmlaeftirlitinuerheimiltaWgefatogbirtaopinberlegaleiWbeinanditilmlium H  starfsemieftirlitsskyldraaWila.    kvWiYessaralagaeiga,eftirYvsemviW,viWumeftirlitFjrmlaeftirlitsins,athuganir  YessogupplUsingaflunsamkvmtkvWumsrlaga.UmstarfsheimildirFjrmlaeftirlitsins  feraWWruleytieftirkvWumsrlaga. tL @==!2.gr.     9.gr.lagannaorWastsvo:    FjrmlaeftirlitiWskalathugarekstureftirlitsskyldraaWilasvooftsemYurfaYykir.Xeim x erskyltaWveitaFjrmlaeftirlitinuaWgangaWllub;khaldisnu,fundargerWum,skjlumog kC WrumggnumvrsluYeirraervarWastarfseminasemFjrmlaeftirlitiWtelurnauWsynlegan. 6   VegnastarfsemisinnargeturFjrmlaeftirlitiWgertvettvangskannanireWa;skaW  upplUsingaYannhttogsvooftsemYaWtelurYrf.    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G    FjrmlaeftirlitiWgeturlagtdagsektireftirlitsskyldanaWilaveitihannekkiumbeWnar   upplUsingareWasinniekkikrfumumrbturinnantiltekinsfrests.GreiWastYrYangaWtil   fariWhefurveriWaWkrfumFjrmlaeftirlitsins.DagsektirnargetanumiWfrfimmtuYsund {  kr;numtilfimmmillj;nakr;nadagogerheimiltaWkveWaYrsemhlutfallaftilteknum sF strWumrekstrihinseftirlitsskyldaaWila.ViWkvrWunumfjrhWdagsektaerheimiltaW > takatillittileWlisvanrkslueWabrotsogfjrhagslegsstyrkleikahinseftirlitsskyldaaWila.   kvarWanirumdagsektirskuluteknarafstj;rnFjrmlaeftirlitsins.    kvrWunumdagsektirmskj;tatilkrunefndarsamkvmtlgumYessuminnansj r dagafrYvaWviWkomandiaWilavartilkynntumkvrWunina.SkvrWunskotiWtil j= krunefndarerekkiheimiltaWinnheimtadagsektirfyrrenrskurWurhefurveriWfelldur. 5   :innheimtardagsektirfallaekkiniWurY;aWeftirlitsskylduraWiliverWisWarviWkrfum  Fjrmlaeftirlitsinsnemastj;rnFjrmlaeftirlitsinskveWiYaWsrstaklega.Dagsektirnareru  aWfararhfar.SamagildirumrskurWikrunefndar. i   Innheimtardagsektirrennatilrkissj;WsaWfrdregnumkostnaWiviWinnheimtuna. a4   HeimilteraWkveWannarumkvrWunoginnheimtudagsektareglugerW. , @==!5.gr.    eftir11.gr.lagannakomatvrnUjargreinarogbreytistgreinatalaannarragreina `  samkvmtYv.GreinarnarorWastsvosamtfyrirsgnum: X+!   a.(12.gr.) # @}}Stj;rnvaldssektir.  $   FjrmlaeftirlitiWgeturlagtstj;rnvaldssektireftirlitsskyldanaWilasembrUturgegn !W% kvrWunumsemteknarhafaveriWafFjrmlaeftirlitinu.TilkvarWanasamkvmtYessari O""& greinteljastkrfurumrbturskv.10.gr.SektirnargetanumiWfrfimmtuYsundkr;num #' tiltumillj;nakr;na.ViWkvrWunumfjrhWstj;rnvaldssektaskaltekiWtillittilalvarleika #( brotsogfjrhagslegsstyrkleikahinseftirlitsskyldaaWila.kvarWanirumstj;rnvaldssektir $ ) skuluteknarafstj;rnFjrmlaeftirlitsins. {%N!*   &  kvrWunumstj;rnvaldssektirmskj;tatilkrunefndarsamkvmtlgumYessuminnan F&"+ sjdagafrYvaWviWkomandiaWilavartilkynntumkvrWunina.'F&n%SkvrWunskotiWtil '", krunefndarerekkiheimiltaWinnheimtasektirfyrrenrskurWurhefurveriWfelldur. '#-   Stj;rnvaldssektirnareruaWfararhfar.SamagildirumrskurWikrunefndar. -   Innheimtarstj;rnvaldssektirrennatilrkissj;WsaWfrdregnumkostnaWiviWinnheimtuna.    HeimilteraWkveWannarumkvrWunoginnheimtustj;rnvaldssektareglugerW.    b.(13.gr.) Y, @))Tilkynningarskylda. $   EfbroterualvarlegoghinneftirlitsskyldiaWilihefuraWmatiFjrmlaeftirlitsinsmeW  refsiverWumhttigerstbrotlegurviWlgberFjrmlaeftirlitinuaWgreinarkislgreglustj;ra   frYeim.  X   Krfur,athugasemdirogfyrirhugaWaraWgerWirFjrmlaeftirlitsinsskv.4.mgr.9.gr.,11. P #  gr.,12.gr.og1.mgr.YessarargreinarskuluYegarstaWtilkynntarviWskiptarWherra,Yeim    rWherrasemannarsfermeWviWkomandimlaflokkogstj;rnhinseftirlitsskyldaaWilaeWa    viWkomandiaWilaefstj;rnerekkitilaWdreifa.   @==!6.gr. G    12.gr.laganna,erverWur14.gr.,orWastsvo:     Stj;rn,forstj;riogstarfsmennFjrmlaeftirlitsinserubundnirYagnarskyldu.Xeirmega   ekkiaWviWlagWribyrgWsamkvmtkvWumalmennrahegningarlagaumopinbera {  starfsmennskUra;viWkomandiaWilumfrYverYeirkomastaWstarfisnuogleyntaWfara sF umstarfsemiFjrmlaeftirlitsins,viWskiptiogrekstureftirlitsskyldraaWila,tengdraaWilaeWa > annarra,nemad;marirskurWiaWupplUsingarsskyltaWveitafyrird;mieWalgreglu.Sama   gildirumlgmenn,endurskoWendur,tryggingastrWfrWingaogsrfrWingasemstarfafyrir  eWavegumFjrmlaeftirlitsins.XagnarskyldanhelstY;ttltiWsafstarfioger;heimiltaW r nUtaatvinnuskyniupplUsingarsembundnareruYagnarskyldu. j=   UpplUsingarskv.1.mgr.mY;veitasamandregnuformiYannigaWeinstakir 5 eftirlitsskyldiraWilarsuekkiauWkenndir.    XrttfyrirkvWi1.mgr.erheimiltYegareftirlitsskylduraWiliergjaldYrotaeWaYvinguW  slitfaraframaWupplUsaumatriWirekstrieinkamlasemYagnarskyldaerumogekkivarWa i YriWjaaWilasemhlutaWbjrgunaraWgerWumvegnaeftirlitsskyldsaWila. a4   OpinberumfjllunafhlfuYessaWilasemYagnarskyldunniertlaWaWverndaum , trnaWarupplUsingarveitirstarfsmnnumFjrmlaeftirlitsinseWasrfrWingumsemstarfa  eWastarfaWhafavegumYessekkisjlfstWaheimildtilaWltaafhendi  trnaWarupplUsingar. `  @==!7.gr. #"   13.gr.laganna,erverWur15.gr.,orWastsvo: #   FjrmlaeftirlitiWmveitaeftirlitsstj;rnvldumannarraaWildarrkjaEESsamningsins  $ upplUsingarsemhWareruYagnarskylduskv.14.gr.sYaWliWursamstarfirkjannaum !W% eftirlitmeWstarfsemieftirlitsskyldraaWilaogslkupplUsingagjfsgagnlegtilaWunntsaW O""& framfylgjalgmltueftirliti.SlkarupplUsingarmeinungisveitameWYvskilyrWiaWum #' YrgildiYagnarskyldahlutaWeigandirki.Xagnarskyldaskv.1.mgr.14.gr.gildirum #( hliWstWarupplUsingarsemFjrmlaeftirlitiWfrfreftirlitsstj;rnvldumannarra $ ) aWildarrkja. {%N!*   SemjamviWeftirlitsstj;rnvldrkjautanEvr;pskaefnahagssvWisinsumskipti F&"+ upplUsingum,enY;YvaWeinsaWgttsYagnarskyldusamrmiviWkvWiYessarar '", greinar.kvWi1.mgr.gildaumskiptiupplUsingumviWstj;rnvldhrlandieWaerlendis '#- semfjallaumgjaldYrotogsliteftirlitsskyldraaWila,eftirlitmeWYeimsemframkvma - endurskoWunhjYeimeWatryggingastrWfrWilegarttektir.SamagildirumYsemeftirlit  hafameWYessumaWilum.0YvskyniaWstuWlaaWstWugleikaogryggifjrmlasviWiskulu  upplUsingaskiptieinnigheimilmillieftirlitsstj;rnvaldaogstj;rnvaldaogaWilasemstarfaaW a YvaWrannsakabrotflagartti. Y,   SuupplUsingarnarupprunnarWruaWildarrkiEESsamningsinserekkiheimiltaW $ afhendaYrnskUlausssamYykkisfrlgbrumyfirvldumsemhafaafhentYrogY  einungistilYeirranotasemsmuyfirvldhafagefiWsamYykkifyrir.   @==!8.gr. P #    8.mgr.17.gr.laganna,erverWur19.gr.,orWastsvo:      UmYagnarskyldukrunefndarferskv.14.gr.    @ II.KAFLI |O     Breytinglgumnr.113/1996,umviWskiptabanka G  ogsparisj;Wi,meWsWaribreytingum.    >@==!9.gr.     93.gr.lagannaorWastsvo: {    FjrmlaeftirlitiWhefureftirlitmeWstarfsemiviWskiptabankaogsparisj;Wa,svoog sF starfsemiinnlendraviWskiptabankaogsparisj;Waerlendis,nemaannaWleiWiaflgumeWa > alYj;Wasamningumsem0slanderaWiliaW.JafnframtferFjrmlaeftirlitiWmeWeftirlitmeW   d;tturfyrirtkjum,hlutdeildarfyrirtkjumogsj;WumsemstundastarfsemiYsemtaliner  upp44.gr.UmeftirlitiWfersamkvmtkvWumlagaYessaraoglagaumopinberteftirlit r meWfjrmlastarfsemi. j=   FjrmlaeftirlitiWgeturkrafisthverskonargagnaogupplUsingafreinstaklingumeWa 5 lgaWilumsemeigaeWahyggjasteignasteWafarameWeignarhlutviWskiptabankaeWa  sparisj;WiYvskyniaWmetahvortYeirfalliundirtilkynningarskylduskv.10.gr.oghfni  YeirratilaWfarameWvirkaneignarhlut. i   FjrmlaeftirlitiWgeturkrafisthverskonargagnaogupplUsingafrd;tturfyrirtkjumeWa a4 hlutdeildarfyrirtkjumeWaWrumaWilumsemteljastnnumtengslumviWviWskiptabanka , eWasparisj;W,endateljiFjrmlaeftirlitiWupplUsingarnarnauWsynlegareftirlitisnumeW  viWkomandiviWskiptabankaeWasparisj;Wi.    TeljiFjrmlaeftirlitiWaWstarfsemisamkvmtlgumYessumsstunduWntilskilinna `  leyfageturYaWkrafistgagnaogupplUsingahjviWkomandiaWilumsemnauWsynlegerutil X+! aWgangarskuggaumhvortsvos.GeturYaWkrafistYessaWslkristarfsemishttYegar #" staW.JafnframterYvheimiltaWbirtaopinberleganfnaWilasemtaldirerubj;WaYj;nustu # ntilskilinnaleyfa.  $   HeimilteraWbeitakvWumlagaumopinberteftirlitmeWfjrmlastarfsemiumdagsektir !W% ogleitoghaldggnumviWupplUsingaflunogeftirlitsamkvmtYessarigrein. O""&   &  III.KAFLI #(  Breytinglgumnr.123/1993,umlnastofnaniraWraren $ ) viWskiptabankaogsparisj;Wi,meWsWaribreytingum.  {%N!* 10.gr. F&"+ H  6.gr.lagannaorWastsvo:'#H '",   UmstofnunlnastofnunarogmeWferWeignarhlutarferaWWruleytieftirkvWumII. '#- kaflalagaumviWskiptabankaogsparisj;Wi. - @!11.gr.    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X @ee IV.KAFLI    @kk Breytinglgumnr.13/1996,umverWbrfaviWskipti,meWsWaribreytingum.     @!12.gr.     53.gr.lagannaorWastsvo: |O    FjrmlaeftirlitiWhefureftirlitmeWstarfsemifyrirtkjaverWbrfaYj;nustuhrlandi, G  svoogstarfsemiinnlendrafyrirtkjaverWbrfaYj;nustuerlendis,nemaannaWleiWiaflgum   eWaalYj;Wasamningumsem0slanderaWiliaW.SkalFjrmlaeftirlitiWhafaaWgangaWllum   ggnumogupplUsingumhjYessumaWilumsemaWYessmatierunauWsynlegvegna {  eftirlitsins. sF   FjrmlaeftirlitiWgeturkrafisthverskonargagnaogupplUsingafreinstaklingumeWa > lgaWilumsemeigaeWahyggjasteignasteWafarameWeignarhlutfyrirtki   verWbrfaYj;nustuYvskyniaWmetahvortYeirfalliundirtilkynningarskylduskv.12.!14.  gr.oghfniYeirratilaWfarameWvirkaneignarhlut. r   FjrmlaeftirlitiWgeturkrafisthverskonargagnaogupplUsingafrd;tturfyrirtkjumeWa j= hlutdeildarfyrirtkjumeWaWrumaWilumsemteljastnnumtengslumviWfyrirtki 5 verWbrfaYj;nustu,endateljiFjrmlaeftirlitiWupplUsingarnarnauWsynlegareftirlitisnu  meWviWkomandifyrirtkiverWbrfaYj;nustu.    TeljiFjrmlaeftirlitiWaWstarfsemisamkvmtlgumYessumsstunduWntilskilinna i leyfageturYaWkrafistgagnaogupplUsingahjviWkomandiaWilumsemnauWsynlegerutil a4 aWgangarskuggaumhvortsvos.GeturYaWkrafistYessaWslkristarfsemishttYegar , staW.JafnframterYvheimiltaWbirtaopinberleganfnaWilasemtaldirerubj;WaYj;nustu  ntilskilinnaleyfa.    HafiFjrmlaeftirlitiWrkstuddastWutilaWtlaaWbrotiWhafiveriWgegnkvWumIV. `  kaflalagaYessaraskalYvheimiltaWkrefjaeinstaklingaoglgaWila,YarmeWalopinberar X+! stofnanir,umallarupplUsingarogggnsemYaWtelurnauWsynlegtilranns;knarmlsins. #"   UmeftirlitmeWfyrirtkjumverWbrfaYj;nustugildaaWWruleytikvWilagaum # opinberteftirlitmeWfjrmlastarfsemi.HeimilteraWbeitakvWumYeirralagaum  $ dagsektir,stj;rnvaldssektirogleitoghaldggnumviWupplUsingaflunogeftirlit !W% samkvmtYessarigrein. O""&   V.KAFLI #(  Breytinglgumnr.34/1998,umstarfsemikauphallaog $ ) skipulegratilboWsmarkaWa,meWsWaribreytingum.  {%N!* 13.gr. F&"+ [  EftirfarandibreytingarverWa35.gr.laganna: '", ! ! *(g00*"A0J"  A0J]2g  a  .3  Ԉ0    4.mlsl.fellurbrott.A0J]]݌'#- Ќ  "A0J"  A0Jz^2g  b  .3  Ԉ0    & a ViWgreininabtastfj;rarnUjarmlsgreinar,svohlj;Wandi:A0Jz^^݌- Ќ  0  0   v FjrmlaeftirlitiWgeturkrafisthverskonargagnaogupplUsingafreinstaklingum  eWalgaWilumsemeigaeWahyggjasteignast'a-_eWafarameWeignarhluthlutaflagisem  starfarsamkvmtlgumYessumYvskyniaWmetahvortYeirfalliundir a tilkynningarskylduskv.6.gr.oghfniYeirratilaWfarameWvirkaneignarhlut.Y, 0  0   v HafiFjrmlaeftirlitiWrkstuddastWutilaWtlaaWbrotiWhafiveriWgegn $ kvWum19.eWa26.gr.lagaYessaraskalYvheimiltaWkrefjaeinstaklingaoglgaWila,  YarmeWalopinberarstofnanir,umallarupplUsingarogggnsemYaWtelurnauWsynleg   tilathugunarmlinu. X 0  0   v TeljiFjrmlaeftirlitiWaWstarfsemisamkvmtlgumYessumsstunduWn P #  tilskilinnaleyfageturYaWkrafistgagnaogupplUsingahjviWkomandiaWilumsem    nauWsynlegerutilaWgangarskuggaumhvortsvos.GeturYaWkrafistYessaWslkri    starfsemishttYegarstaW.JafnframterYvheimiltaWbirtaopinberleganfnaWila   semtaldirerubj;WaYj;nustuntilskilinnaleyfa.|O  0  0   v UmeftirlitsamkvmtYessumlgumgildaaWWruleytikvWilagaumopinbert G  eftirlitmeWfjrmlastarfsemi.HeimilteraWbeitakvWumYeirralagaumdagsektir,   stj;rnvaldssektirogleitoghaldggnumviWupplUsingaflunogeftirlitsamkvmt   Yessumlgum.{  @ee VI.KAFLI > @ Breytinglgumnr.60/1994,umvtryggingastarfsemi,meWsWaribreytingum.    @!14.gr.    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Lj;sterY;aWvWtkarheimildireftirlitsaWila !W% tilupplUsingaflunarerhrsemannarsstaWarhornsteinnskilvirkseftirlitsmeW O""& fjrmlastarfsemi.JafnframterurrWiborWviWdagsektiralYekktarngrannalndum #' okkar.BeitingYeirrarWsthinsvegarafm;tuneftirlitsoghefWumYesshverjulandi. #(   SysturstofnanirFjrmlaeftirlitsinsNorWurlndumeruFinanstilsynetDanmrku, $ ) FinansinspektionenSvYj;WogKredittilsynetNoregi.0Finnlandiereftirlitinuskiptupp, {%N!* eftirlitmeWlnastofnunumogverWbrfamarkaWiFinansinspekionen,envtryggingaeftirlit F&"+ Frskringsinspektionen.StofnanirYessarhafaallarskUrarlagaheimildirtilYessaWkrefjast '", YeirraupplUsingafreftirlitsskyldumaWilumsemYrYurfaaWhaldatilaWsinnalgmltu '#- eftirliti.StofnanirnarhafajafnframtUmistsjlfareWafagrWuneytiYeirraskUrarheimildir - lgumtilaWleggjadagsektireftirlitsskyldaaWilaeWaforsvarsmennYeirra&  YvskyniaW  knUjaframrbturogfylgniviWkrfursemsettarhafaveriWfram.'f    0BretlandistendurnyfirendurskipulagningopinberueftirlitimeWfjrmlastarfsemi. a SameinuWeftirlitsstofnunYarlandi,TheFinancialServicesAuthority,hefur;venjusterkar Y, heimildirtilafskiptaogeftirlitsmeWfjrmlastarfsemiogrrWiYaraWltandieruskUrog $ skilvirk.0YvsambandimnefnaUmsarranns;knarheimildirhendurlgaWilumog  einstaklingum,m.a.heimildtilfyrirvaralausrarranns;knarhsakynnumfyrirtkisn   srstakrarhsleitarheimildar.HeimildirtilaWknUjaframafhendingumikilvgragagna,bWi  X freftirlitsskyldumaWilumogYriWjaaWila,erueinnigskUrar,svoogheimildirtilaWleggja P #  sektirogtilmlshfWunarkveWnumtilvikumgegneinstkumfjrmlafyrirtkjum.      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NorWurlndunumervWagertrWfyriraWeftirlitsstofnanirgefitalmennarleiWbeinandi   reglursemgefiYannigfyrirframtilkynnaviWhorfviWkomandistofnunartiltiltekinna {  viWfangsefna,m.a.YeirraertengjastskilgreiningumeWlilegumogheilbrigWum sF viWskiptahttum.SlkarfyrirframkynntarreglureWatilmligetaveriWtilhgWaraukafyrir > eftirlitsskyldaaWilaogjafnframtmikilstoWstarfsemiogstefnumrkun   eftirlitsstofnunarinnar.    02.mgr.ergertrWfyriraWFjrmlaeftirlitiWgetigefiWtsamskonarleiWbeinandireglur r eWatilmli,enhefWirhafaekkiennskapastumYettahrlandi.Xessarreglurmunduekki j= hafalagastoWhefWbundnumskilningiogeruYvekkiskuldbindandisamahttogkvWi 5 reglugerWaogreglnasemsettarerumeWsrstakriheimildlgum.XrgetahinsvegarorWiW  grundvllurkrafnaFjrmlaeftirlitsinsumrbturmeWtilvsuntilheilbrigWraogeWlilegra  viWskiptahtta. i   03.mgr.erhnykktYvaWkvWilagaumopinberteftirlitmeWfjrmlastarfsemi, a4 einkumIII.kafliYeirra,ogkvWisrlagamyndaYannrammasemstarfsheimildum , FjrmlaeftirlitsinsertlaWaWstarfaeftir.kvWiIII.kaflalaganr.87/1998erualmenn  kvWisemtlaWeraWgildaumstarfsemiFjrmlaeftirlitsinsgrundvellisrlaga.  @ Um2.gr. X+!   1.og2.mgr.eru;breyttarfrngildandilgum. #"   03.mgr.eraWfinnakvWisemsrfyrirmynd2.mgr.11.gr.ngildandilagaum # opinberteftirlitmeWfjrmlastarfsemi.XareraWfinnaheimildFjrmlaeftirlitsinstilaW  $ skipafulltrasinneftirlitsmannmeWtilteknumeftirlitsskyldumaWila.kvWiWrturaW !W% rekjatilYgildandiIV.kaflalagaumSeWlabanka0slands.XessariheimildhefurveriWbeitt O""& fyrritWenhngeturreynsterfiWframkvmdYvumhverfisemviWbumnviWog #' andstWuviWmeginreglurumaWhinnopinberieftirlitsaWilieigihelstekkiaWverasetturY #( aWstWuaWstj;rnafyrirtki.XessiheimildgeturjafnframtorkaWtvmlissem $ ) YvingunarrrWi,enfyrirsgnngildandi11.gr.erFullnusturrWi.Tilkynningarskylda. {%N!*   MeWhliWsj;naffyrrgreindumsj;narmiWumerulagWartilbreytingarYessariheimild.0 F&"+ staWskipunar?fulltra FjrmlaeftirlitsinserlagttilaWFjrmlaeftirlitinuverWiunntaW '", skipasrfrWingtilaWgeraathuguntilteknumYttumstarfsemieWarekstrieftirlitsskylds '#- aWilaeWaaWWruleytiaWhafasrtkteftirlitmeWeftirlitsskyldumaWila.Xannigerheimildin - sniWinaWYvaWauWveldaFjrmlaeftirlitinuaWnUtasrsrfrWiaWstoWutanstofnunarinnar  eftirlitisnu,enframtWinniverWurnr;gerlegtaWtryggjaaWFjrmlaeftirlitinus  hverjumtmafullngjandisrfrWiYekkingllumYttumstarfsemieftirlitsskyldraaWila. a   JafnframterframunntaWnUtaheimildinatilaWgtahagsmunaviWskiptamannaoggta Y, YessaWspjllsuekkiunninstarfsemiviWkomandieftirlitsskyldsaWila.SrfrWingnumer $ hinsvegarekkitlaWaWtakaviWeiginlegristj;rneftirlitsskyldsaWila.Xannigert.d.ekkigert  rWfyriraWhannhafitillgurttstj;rnarfundumeinsogngildandikvWi.     04.mgr.ergertrWfyrirsambrilegriheimildtilhandaFjrmlaeftirlitinuogneraW  X finna40.gr.samkeppnislaga.RttYykiraWtryggjaFjrmlaeftirlitinuheimildtilaWgera P #  athuganirstarfsstaWogleggjahaldggnsamkvmtkvWumlagaummeWferWopinberra    mla.XessiheimildkemurtilviWb;tarviWalmennaheimildtilaWgangsaWggnumog    starfsstWskv.1.og2.mgr.kvWinuverWuraWbeitaafvarfrniogverWurYvekkibeitt   nemarkstWastilaWtlaaWkvWilagaumviWkomandistarfsemihafiveriWbrotineWa |O  aWtlamegiaWaWgerWirFjrmlaeftirlitsinsniekkitiltluWumrangrimeWWrumhtti. G  NefnamsemdmiaWfyrirsjanlegtsaWgagnaverWiekkiaflaWeinvrWungugrundvelli   skUrralagaheimildaogh;tunarumdagsektireWastWastilaWtlaaWspjllverWiunnin   ggnumeWastarfsemihinseftirlitsskyldaaWila. {  @ Um3.gr. >   1.mgr.er;breyttfrngildandilgum.02.og3.mgr.erleitastviWaWstyrkjaheimildir   FjrmlaeftirlitsinstilaWgrpatilaWgerWaefYaWteluraWtiltekinstarfsemisekkisamrmi  viWheilbrigWaogeWlilegaviWskiptahttiendaY;ttstarfseminfeliekkisrbrotlgumeWa r reglum.XannigergertrWfyriraWFjrmlaeftirlitiWgetikrafistrb;tavegnaatriWasemYaW j= telur;samrmiviWheilbrigWaogeWlilegaviWskiptahttiY;ttekkisumbrotlgumog 5 reglumaWrWa.Slkheimildernlgumumvtryggingastarfsemi.Xgeti  FjrmlaeftirlitiWboWaWtilstj;rnarfundarhjeftirlitsskyldumaWilaYegarsvohttarsemhr  greinir.RtteraWtakaframaWkrfurFjrmlaeftirlitsinsYurfaaWsjlfsgWuaWeigasr i efnislegrkogverWurunntaWberaYrundirkrunefnd,sbr.ngildandi17.gr.laganr. a4 87/1998. , @ Um4.gr.    01.mgr.11.gr.ngildandilagaeraWfinnaheimildtilaWleggjadagsektireftirlitsskylda `  aWila.kvWiWrturaWrekjatillagaumSeWlabanka0slands.HefurYaWreynsthaldltiW X+! semfullnusturrWiogmnefnaYrenntsemveldurYv:0fyrstalagierframkvmd #" dagsektannaekkingilegatfrWlgumoghefurYvekkitiltluWvarnaWarhrif.Erfitt # myndireynastaWbyggjangilegaundirframkvmdkvWisinsreglugerW.0Wrulagier  $ YaWalmennreglaYegardagsektireigahlut,nemakveWiWsumannaW,aW;innheimtar !W% dagsektirfallaniWurYegarskyldahefurveriWuppfyllt.VarnaWarhrifdagsektagetaYvveriW O""& ltilYarseminnheimtaYeirraerfyrirhafnarsmogalltafmundulWanokkrirdagarmilliYess #' aWYrvruinnheimtar.0YriWjalagiskortirngildandilgumkvWiumaWdagsektirnar #( suaWfararhfar. $ )   0YessarigreineraWfinnannaritfrsludagsektumenWur.kvWiWersamiWmeW {%N!* hliWsj;nafXIII.kaflasamkeppnislagaenaWWruleytisniWiWaWYrfumFjrmlaeftirlitsins. F&"+   Samkvmt1.mgr.erkvWinutlaWaWnUtastsemfullnusturrWiefannaWaftvennu '", gerist:eftirlitsskylduraWiliveitirekkiaWgangaWumbeWnumupplUsingumeWahannsinnir '#- ekkikrfumumrbturinnantiltekinsfrests.XrerukveWnarafFjrmlaeftirlitinuoger - tlaWaWskiptamlirekstriviWkomandiaWila.XannigerheimiltaWkveWadagsektirsem  hlutfallafstrWumrekstriviWkomandiaWilaeWaaWWruleytiaWhafahliWsj;nafstrWhans  viWkvrWunina.XannigkunnasmuvanskilupplUsingumaWleiWatilmismunandi a dagsektafjrhWumtaliW,allteftirstrWYeirraaWilasemekkihafaorWiWviWbeiWnumum Y, upplUsingar. $   03.!5.mgr.eraWfinnannarikvWiumdagsektirnar.M.a.erkveWiWumaW  ;innheimtardagsektirfalliekkiniWurY;aWeftirlitsskyldiraWilarverWisWarviWkrfum,sbr.   YaWsemframkomupphafiYessararumfjllunar.XerkveWiWumkrurtilkrunefndar.  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