WPC% ui3v@<zf8d@d2?lPY9DtS@|4o܏ qyCK$lvYW0m ojh7.]C F?E"[\t X(ow.ߝ7X[i1c(0 IKZh/5.3Dj{s8oO2qgl'*g0@-d]#!B &"#9FԸ]P & )ʨG.+92|v^^2dY&xR'ظ)eH_t,;1D3ȗ7Qq,)J#ʌMTDjQh=1iC}6,4ymH}P1Z%$h1kc֣<}yzI 7S0UN % 04 #: b] mw4^ )))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))))N11111 133 0Q 0Q 0]ff 0u 0w88 0 0L L 1u!!!!V################################ 72y$y$y$y$ 1$$$$$$$$$$$$$$$$$$$$$U:L%&d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    0\\MIMIR\FORRIT\WORDPE~2\template\SKJRIT~1.WPT\\MIMIR\FORRIT\WordPerfect Office 2000\template\SkjritunY2k.wptUlv)rirs?gu5* 3|x ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.()3$ Z!ISUS.,,,..TRW<6&A4X3' Letter 6&A43'TXeXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXe0?vvbX0#ggdd  8dd8ISIS,.     ()3$ Z!ISUS.,,,..TRW<6&A4X3' Letter 6&A43'TXeXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXe0?vvbX0#ggdd  8dd8ISIS,.     (53$ Z!ISUS.,,,..TRW<6&A4X3' Letter 6&A43'TXeXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXe0?vvbX0#ggdd  8dd8ISIS,.      d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a)  a'ISUS.,,,..XeXXX? XXe0?vvbX0#ggdd  ISIS,.   _>? #K# L e)ISUS.,,,..XeXXX? XXe0?vvbX0#ggdd  ISIS,.   _>? Ҁqi) gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular Z!ISUS.,,,..TRW<6&A4X3' Letter 6&A43'TXeXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXe0?vvbX0#ggdd  8dd8ISIS,.     _ >?  _ikmo(%03qsu 126.lggjafarYing2000!2001. ( Xskj.658"379.ml.     0@RRNefndarlit# 0#   umfrv.till.umbreyt.l.umalmannatryggingar,nr.11720.desember1993,meWsWari   breytingum.  X @V V FrmeirihlutaheilbrigWisogtrygginganefndar.      NefndinhefurfjallaWummliWogfengiWsinnfundstarfsh;prkisstj;rnarinnar,sem   undirbj;frumvarpiW,YJ;nSteinarGunnlaugssonhstarttarlgmann,J;nSveinssonhsta wO  rttarlgmann,BaldurGuWlaugssonrWuneytisstj;raogX;riHaraldsson,aWstoWarmannheil B  brigWisogtryggingamlarWherra.EinnigfkknefndinsinnfundSigurWLndal,pr;fessor    viWlagadeildHsk;la0slands,EirkT;masson,pr;fessorviWlagadeildHsk;la0slands,Skla   Magnsson,lektorviWlagadeildHsk;la0slands,GuWrnuGauksd;ttur,stundakennara {  alYj;WlegummannrttindareglumviWlagadeildHsk;la0slands,OddnUjuMjllArnard;ttur nF lgfrWingogLruHelguSveinsd;tturlgfrWing.Ennfremurkomufundnefndarinnar 9 KarlSteinarGuWnasonforstj;ri,HildurSverrisd;ttirogRagnarJ.Gunnarssonfr_Trygg  ingastofnun_Ԁrkisins,GarWarSverrisson,formaWurryrkjabandalags0slands,Ragnar_AWal  steinsson,_ԀlgmaWurryrkjabandalags0slands,MagnsNorWdahlfrAlYUWusambandi0slands, r BjrkVilhelmsd;ttirfyrirhndBandalagshsk;lamannaogKennarasambands0slands, e= Halld;raFriWj;nsd;ttirfrBandalagihsk;lamanna,AnnaAtlad;ttirfrBandalagistarfs 0 mannarkisogbja,Halld;rBjrnssonfrStarfsgreinasambandinuogAriEdwaldfrSam  tkumatvinnulfsins.EinnigkomufundinnslenskunefndarmennirnirNorrnu_hagsUslu  nefndinni_ԀsviWiflagsmla(Nososkonefndinni),YauIngimarEinarsson,KristinnKarlsson i ogHrnn:ttarsd;ttir.XkomueinnigBenediktDavWssonfrLandssambandieldriborgara, \4 :lafur:lafssonfrFlagieldriborgaraReykjavkogBjarneyFriWriksd;ttirogMargrt ' Heinreksd;ttirfrMannrttindaskrifstofu0slands.    0frumvarpinuerlagttilaWviW5.!7.mgr.17.gr.laganr.117/1993,umalmannatryggingar,  btistmlsliWursemkveWurumaWsamanlgWeigintekjuflunrorkulfeyrisYegaog `  tekjutrygginghansskulialdrei,YrttfyrirskerWingutekjutryggingarvegnateknamaka,nema S+! lgrifjrhWen300.000kr.rieWa25.000kr.mnuWi.AfreglunnileiWiraWenginnr " orkulfeyrisYegifrvegnateknamakalgrilfeyriensemnemur43.424kr.mnuWiYegar # lgmarktekjutryggingaraWviWbttumeigintekjumhefurveriWlagtviWgrunnlfeyri18.424  $ kr.skv.12.gr.laganna. !W%   0d;miHstarttar0slandsfr19.desember2000mlinunr.125/2000:Tryggingastofnun J""& rkisinsgegnryrkjabandalagi0slandsoggagnsk,komstmeirihlutiHstarttaraWYeirri #' niWurstWuaWgrunnrorkulfeyrirskv.12.gr.almannatryggingalaga,semnnemur18.424 #( kr.,vriekkingjanlegurtilaWtryggjarttryrkjahjskaptilaWstoWarskv.76.gr.stj;rnar $ ) skrrinnar.MeWWrumorWumkomstd;murinnaWYeirriniWurstWuaWshttursem5.mgr. v%N!* 17.gr.laganr.117/1993,sbr.1.gr.laganr.149/1998,kveWurumniekkiaWfullngja A&"+ Yeirriefnislegukrfusem76.gr.stj;rnarskrrinnarfelursr.  '",   MeirihlutinefndarinnarteluraWmeWYvaWhkkalgmarksupphWsemrorkulfeyris '#- YegihefurtilrWstfunarr18.424kr.43.424kr.uppfyllilggjafinnskyldursnarskv.76. (z$. gr.stj;rnarskrrinnarogjafnframtaWd;miHstarttarsYarmeWfullngt.Xessutil / stuWningsvsarmeirihlutinefndarinnartilskUrslustarfsh;psrkisstj;rnarinnarsembirtersem  fylgiskjalmeWfrumvarpinuogjafnframttilummlaYeirraSigurWarLndalspr;fessors,Eirks  T;massonarpr;fessorsogSklaMagnssonarlektorssemallirkomufundnefndarinnar. a 0mliYeirrakomframYaWsamd;malitaWhvorki1.gr.frumvarpsinsnfrumvarpiWheild [, vriandstWuviWstj;rnarskrna.0samastrengt;kulgfrWingarnirGuWrnGauksd;ttir & ogOddnUMjllArnard;ttirsemeinnigkomufundnefndarinnar.    0mliEirksT;massonarkomframaWYaWvrimeginreglaaWtlkabriviWurkenningar   d;masemkvWuumvaldmrklggjafarvaldsinsYrngtsemfelursraWnotaeigiYskUr  X ingarleiWsemhefurminnstarskerWingarvaldheimildumlggjafansfrmeWsr.0Yessu R #  tilvikisYvrttastaWtlkad;minnYannigaWhannfeliekkisralgertbannviWtekju    tengingutekjutryggingarviWtekjurmaka,endagefurd;murinnekkiskUrttilkynnaaWsvos.      D;murHstarttarfjallaraWeinsumYautilvikYarsemannaWhj;nanUturrorkulfeyris,   sbr.5.mgr.17.gr.almannatryggingalaga.EnguaWsWurtekurfrumvarpiWeinnigtilYeirratil ~O  vikasemumgetur6.og7.mgr.17.gr.laganna,eWatiltilvikaYarsembWihj;neru I  rorkulfeyrisYegarogYeirratilvikaYarsemannaWhj;naerrorkulfeyrisYegioghittellilf   eyrisYegi.MeirihlutinnteluraWmeWYessusgttjafnrWismilliYeirrah;paryrkjasem   hrgreinir. {    0frumvarpinuerkveWiWumaWleiWrttaskulibturfjgurrafturtmann.Xettaer uF samrmiviWkvWilaganr.14/1905,umfyrningskuldaogannarrakrfurttinda.02.tlul. @ 3.gr.lagannaerkveWiWsvoaWkrfurumgjaldkrfanlfeyrifyrnistfj;rumrumoger   YaWlitmeirihlutanefndarinnaraWreglaneigihrbeintviWogaWrttsaWmiWaviW1.janar  2001Yvefni.MeirihlutinnhafnarYvaWfyrningarfresturinnhafiveriWrofinnmeWmls r hfWunryrkjabandalags0slands19.janar1999hendurTryggingastofnunrkisins,enda l= verWurekkihgtaWskiljakvWifyrningarlagameWWrumhttienaWYarsttviWmls 7 s;kntilfullnustukrfusemfyrningustir.HrvarumviWurkenningarmlaWrWaogsem  slktuppfyllirYaWekkiframangreintskilyrWi.XessiskilningurersamrmiviWYaWsemkemur  framskUrslustarfsh;psrkisstj;rnarinnar,semWurhefurveriWvitnaW,ogsamaafstaWa i komframmliSklaMagnssonarlektors.XessutilfrekaristuWningsmbendad;m c4 Hstarttarmlinr.146/1989,Yarsem;tvrttkemurframaWmlss;knviWurkenn . ingarmlislturekkifyrningu.    FyrirtmabiliW1.janar1997til31.desember1998mlirfrumvarpiWfyrirumaWgreiWa  skulitekjutryggingusamkvmtkvWumlagasemYvorugildinYeirrarskerWingarsem `  kveWiWvarum2.mgr.4.gr.reglugerWarnr.485/1995ogf;lstYvaWteljahelmingsam Z+! anlagWrateknabeggjahj;natilteknalfeyrisYegans.XettatelurmeirihlutinnaWssamrmi %" viWniWurstWuHstarttarhvaWYettatmabilvarWar. #   FyrirtmabiliW1.janar1999til31.janar2001mlirfrumvarpiWfyrirumaWgreittskuli  $ skv.1.gr.Yess.XettaersamrmiviWYmeginniWurstWuHstarttaraW;heimilthafiveriW !W% aWskerWatekjutryggingurorkulfeyrisYegahjskapumrddutmabiliYannhttsemgert Q""& er5.mgr.17.gr.laganna,meWWrumorWumaWskerWinginhafiveriWofmikilogYvand #' stW76.gr.stj;rnarskrrinnar.1.gr.frumvarpsinsgengurtaWdragarskerWingunni #( YeimmliaWhnstandist76.gr.stj;rnarskrrinnar.umrddutmabiligiltitiltekinefnisleg $ ) skerWingarreglasemgekkoflangtaWmatiHstarttar.FrumvarpiWgerirYvrWfyriraWtil }%N!* aWfullngjad;miHstarttarkomitilviWb;targildandireglusrreglasemtryggikveWinn H&"+ lgmarksrtt.XaWleiWirafsjlfusraWsamareglahlUturaWgildafyrirumrtttmabilogmun '", gildaframvegis,verWifrumvarpiWaWlgum.MeWYvaWbeitareglul.gr.frumvarpsinsfyrir '#- tmabiliWfr1.janar1999til31.janar2001leiWirYaWtilvilnunarfyrirrorkulfeyrisYega / hjskapYarsemYeirYurfaekkiaWYolasmuskerWinguogWurviWgekkst.Xettaer  samrmiviWlitstarfsh;psrkisstj;rnarinnar,svooglitYeirraSigurWarLndalsogSkla  MagnssonarsembWirgangatfrYvaWreglansvilnandimiWaWviWYtlkunsem a frumvarpiWbyggistogYeirltaaWeigirttsrogssamrmiviWstj;rnarskr. [,   0frumvarpinuertekiWYvmeWhvaWahttiskuligreiWaYrbtursemYeirryrkjarsem & frumvarpiWfjallarumeigakrfu.GerterrWfyriraWtreikningurtekjutryggingarskuligerW  ureftirYeimviWmiWunarfjrhWumsemhafaveriWgildihverjutmabilifyrirsig.Xergert   rWfyriraWgreiWslurnarberi5,5%rsvextifrYeimdegierrorkulfeyrisYegigatfyrstttrtt  X YvaWfgreiWslufyrirviWkomanditmabilsamkvmtkvWumlaganr.117/1993umYaW R #  efni.      SamkvmtfrumvarpinuskalTryggingastofnunhafafrumkvWiaWYvaWgreiWabtur    samkvmtkvWumYess.XettagildirY;aWeinsYeimtilvikumYarsemTryggingastofnun   rkisinshefurngarupplUsingartilaWunntsaWafgreiWabturnar.Ssvoekkierhenniskylt ~O  aWbeinaskoruntilviWkomandilfeyrisYegaaWbtaYarrinnanhfilegsfrestssemstofn I  uninsetur.LoksermltsvofyrirfrumvarpinuaWTryggingastofnunskulihvaWYettavarWar   hafalokiWgreiWslumsemhnsjlfgeturinntafhendinatbeinafrlfeyrisYegafyrir1.aprl   2001.MeirihlutinntelureWlilegtaWtlaTryggingastofnunnokkurtsvigrmtilaWljka {  YessariframkvmdogtelurstofnuninaWtiltekinnfrestursngjanlegur. uF   SstaWreyndaWtekjutryggingerbundinums;knfrrorkulfeyrisYegagerirYaWaWverk @ umaWstrangttiltekiWttuYeirsemekkihafas;ttumtekjutrygginguYvtmabilisemum   rWirekkirttgreiWslumafturtmann.AWminnstakostiverWuraWtlaaW2.mgr.48.gr.  almannatryggingalagaeigiviWYessumtilvikum,enYarsegiraWbturaWrarenslysalfeyrir r ogsjkradagpeningarskulialdreirskurWaWarlengraafturtmannentvr.Sanngirnisrk l= mlaY;meWYvaWgefaYeimryrkjumsemekkihafas;ttumtkifritilaWgeraYaWn 7 ogaWYeirskulinj;taYarsamarttar,endammeWrttusegjaaWforsendurYeirrahafibreyst.  AfYessumskummlirfrumvarpiWfyrirumaWYeirryrkjar,semekkis;ttuumtekjutrygg  ingufyrirumrddtmabil,getingertYaW.Umrddirryrkjarnj;tasamkvmtfrumvarpinu i einnigsmuvaxtakjaraogaWrirryrkjarsemrtteigaYessumgreiWslum. c4   0frumvarpinuerkveWiWumskattalegameWferWYeirragreiWslnasemrorkulfeyrisYegar . hjskapeigarttsamkvmtkvWiItilbrWabirgWafrumvarpinu.Meginreglafrumvarps  insersaWgreiWslutekjutryggingarogvaxtaskuliteljatilskattskyldrateknarsins2001.X;  ergertrWfyriraWrorkulfeyrisb;taYegasheimiltallttilrsloka2001aW;skaeftirYvaW `  greiWslurtekjutryggingarfyrirtekjurin1997,1998,1999og2000skuli,samkvmtYeim Z+! reglumsemfrumvarpinugreinir,frWarhonumtilskattskyldrateknaviWkomandir.Xetta %" felursraWb;taYegigetur,efhannteluraWYvfelistskattalegthagrWifyrirsig,dreift # greiWslunumYautekjursemYrtilheyra.  $   GerterrWfyriraWfrumvarpiWtakigildi1.febrar2001ogaWgreiWslursamkvmtlgun !W% umgetihafistYYegar. Q""&    0mlinefndarmannaNorrnuhagsUslunefndarinnarsviWiflagsmlaogggnumsem #' hnltnefndinnitkomframaWbWiDanmrkuogNoregivruYeirb;taflokkarsem #( eru,samkvmtsamnorrnniskilgreiningusemnefndinnotastviW,sambrilegirviWYaWsem $ ) nefntertekjutryggingalmannatryggingalgunumslenskutengdirviWtekjurmaka.HvaWSv }%N!* Yj;WvarWarertekiWframaWYargtinokkurrarsrstWuvegnasvokallaWsATPkerfis.0 H&"+ ggnunumkemurframaWtekjutengingaralmannatryggingab;taviWgangistnrllumlndum '", Evr;pu,ogaWsstaWhfingaWtekjurmakahafihvergihrifnema0slandisekkirtt. '#- TilgangurinnsallsstaWarssamiYarsemtryggingarhafartakmarkaWrifjrhWaWspila, / Y.e.aWtryggjaYeimsemversterusettirhrrib;tagrunnmeWYvaWskerWabturgrundvelli  teknahjYeimsemhafatekjureftirWrumleiWum.XettaeruYaurksemtekjutengingarhr  landihafaallatWbyggst.MeirihlutinntelurmikilvgtaWhafaheiWriYaugrundvallar a sj;narmiWaWvalltverWimgulegtaWtryggjaYeimsemmestYurfaaWhaldaYaWstoWsem [, nauWsynlegerogY,efYveraWskipta,kostnaWYeirrasemmeirahafa. &   MeirihlutinnvekurathygliYvaWstarfandinefndvegumrkisstj;rnarinnarsemvinnur  aWheildarendurskoWunalmannatryggingalagannahefurveriWfaliWaWflUtavinnusinniYannig   aWhngetiskilaWtillgumsnumtilrkisstj;rnarinnarfyrirmiWjanaprlYessuri.Meirihlut  X innbindurmiklarvonirviWstarfnefndarinnarogaWmeWtillgumhennaroglagasetningu R #  kjlfariWverWileystrUmsumWrumlitaefnumsemvaknaWhafakjlfard;msHstarttar,    samtYvaWalmennendurskoWunkvWumlagannaverWitilhagsb;tafyrirYsembyggja    Yeimrtt.     0samrmiviWframangreintleggurmeirihlutinntilaWfrumvarpiWverWi samYykkt;breytt . ~O    UmmliYausemhfWerueftirgestumnefndarlitiYessuhafaveriWborinundirYog I  YeirstaWfestaWummlinsurtteftirhfW.     GuWj;nA.Kristjnssonsatfundinefndarinnarsemheyrnarfulltri.   @ AlYingi,20.jan.2001. uF ~ .UUUUUU>>.@ zJ;nnaBjartmarz, ~ @ zform.,frsm. xI @LLT;masIngiOlrich. ~ @.nKatrnFjeldsted. ~ .UUUUUU> > .  rK.UUUUUU>>.@ zstaMller. K @ KristinnH.Gunnarsson. K @.nPturH.Blndal. K .UUUUUU> > .