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'", 76/1987,umIWnlnasj;W.02.mgr.14.gr.YeirralagavarkveWiWumhlutverktryggingar '#- deildarinnarmeWeftirfarandi_ htti: (z$. ! ! _ikmo(%00_ikmo"i0J"  i0J32%  1  .3  Ԉ0    AWtakaaWsraWtryggjalnerbankareWaaWrarlnastofnanirveitainnlendumfram ( leiWendumvrueWaYj;nustutil_ fjrmgnunar_ Ԁ_ tflutningslnum_ ,semveitterueWa  _ tveguW_ Ԁerlendumkaupendum.i0J33݌ Ќ  "i0J"  i0J62%  2  .3  Ԉ0    AWtryggjakrfurslenskratflytjendahendurerlendumkaupendum,endahafiYr a orWiWtilvegnatflutningsslenskumvrumeWaYj;nustu.i0J6=6݌T, Ќ  "i0J"  i0J72%  3  .3  Ԉ0    AWtryggja,Yegarsrstaklegastendur,_ samkeppnisln_ ԀtilinnlendraaWilaerkaupavlar,  tkiogaWrar_ fjrfestingarvrur_ Ԁsemframleiddareruinnanlands.i0J77݌ Ќ  "i0J"  i0J{92%  4  .3  Ԉ0    AWseljabyrgWartryggingarfyrirYj;nustusemslenskiraWilarveitaerlendis.i0J{99݌  Ќ    Hlutverk_ tryggingardeildarinnar_ ԀsamkvmtYessukvWivarsamskonarogmltvar  X fyrirum2.gr.laganr.60/1970Y;YannigaWtflutningurYj;nustuvargerWur_ jafnrtthr_  K #  ogtflutningurvru.      MeWlgumnr.60/1997,umstofnun_ Fjrfestingarbanka_ Ԁatvinnulfsinshf.,var_ IWnlna    sj;Wur_ ԀlagWurniWursamt_ FiskveiWasj;Wi_ Ԁ0slands,_ Btflutningslnasj;Wi_ Ԁog_ IWnYr;unarsj;Wi_ ,   sbr.19.gr.laganna.Skv.3.gr.lagannarunnuallareignir,skuldirogskuldbindingarframan wO  greindrasj;Wainnbankannsemstofnfhans,aWfrtldumYeimfjrmunumsemrWstafaW B  vartil_ NUskpunarsj;Ws_ Ԁatvinnulfsins,sbr.7.gr.laganr.61/1997,um_ NUskpunarsj;W_     atvinnulfsins.Varsj;WnumtlaWYaWhlutverkaWstuWlaaW_ arWbrri_ Ԁuppbygginguogvexti   slensksatvinnulfsmeWYvaWstyWjaviWYr;unar-og_ kynningarverkefni_ .AWaukit;k_ NU {  skpunarsj;Wur_ ԀatvinnulfsinsviWstarfsemi_ tryggingardeildar_ Ԁtflutningslnahj_ IWnlnasj;Wi_  nF og_ tryggingardeild_ ԀtflutningslnaviW_ RkisbyrgWasj;W_ .Skv.11.gr.laganr.61/1997,um 9 _ NUskpunarsj;W_ ,erhlutverk_ tryggingardeildarinnar_ Ԁeftirfarandi:  ! ! _ikmo(%00_ikmo"i0J"  i0JC2%  1  .3  Ԉ0    AWtakaaWsraWtryggjalnerbankareWaaWrarlnastofnanirveitainnlendumfram  leiWendumvrueWaYj;nustutil_ fjrmgnunar_ Ԁ_ tflutningslnum_ ԀsemveitterueWa r _ tveguW_ Ԁerlendumkaupendum.i0JCC݌e= Ќ  "i0J"  i0J F2%  2  .3  Ԉ0    AWtryggjakrfurslenskratflytjendahendurerlendumkaupendum,endahafiYr 0 orWiWtilvegnatflutningsslenskumvrumogYj;nustu.i0J F8F݌ Ќ  "i0J"  i0JG2%  3  .3  Ԉ0    AWselja_ byrgWir_ ԀfyrirYj;nustusemslenskiraWilarveitaerlendis.EinnigaWtryggja  _ verkbyrgWir_ ԀinnlendraaWilavegnaframkvmdasemfaraaWumfangiyfirYau_ viWmiW i unarmrk_ Ԁsemgeraopinberarframkvmdir_ tboWsskyldar_ ԀEvr;pska_ efnahagssvWinu_ .i0JGG݌\4 Ќ  "i0J"  i0JhJ2%  4  .3  Ԉ0    AWtryggjafjrfestingarinnlendrafjrfestaerlendisvegna_ stj;rnmlalegrar_ Ԁhttu.i0JhJJ݌' Ќ  "i0J"  i0JK2%  5  .3  Ԉ0    AWtryggjabnaWsem_ innlendir_ ԀaWilarflytjaerlendagrundtengslumviWverkefniYar  vegna_ stj;rnmlalegrar_ Ԁhttu.i0JKK݌ Ќ    0meginatriWumerhlutverk_ tryggingardeildarinnar_ ԀYaWsamaogmltvarfyrirum2.mgr. `  14.gr.laganr.76/1987,umIWnlnasj;W.X;f;lu4.og5._ tlul_ .srnUmlifreldrilgum, S+! aukYesssemfelldurvarbrott3._ tlul_ .Yeirralaga,varWanditryggingar_ samkeppnislna_ Ԁtil " innlendraaWila. #   _ Tryggingardeildin_ Ԁt;kviWeignumogskuldbindingum_ tryggingardeildar_ Ԁtflutningslna  $ viWIWnlnasj;Wogerstofnfdeildarinnarekkihlutiafstofnfsj;Wsins.Hnt;khinsvegar !W% ekkiviWeignumogskuldum_ tryggingardeildar_ ԀtflutningslnaviW_ RkisbyrgWasj;W_ ԀY;tthn J""& tki&  viWstarfsemihennar.EignirogskuldbindingarYeirrardeildarflltil_ RkisbyrgWasj;Ws_  #' viWbrottfalllagaumdeildina.'#Q #(  III.0  _ Samstarfsverkefni_ . v%N!*   rinu2000fllbyrgW_ tryggingardeild_ Ԁtflutningslna,semvarWtilYessaW_ varasj;Wur_  A&"+ deildarinnarvarWaWengu.0kjlfariWf;lrkisstj;rninstj;rnarnefnd_ tryggingardeildar_ Ԁt  '",  flutningslnaaWgerattektYrffyrirframhaldandistarfsemideildarinnaroggeratillgur '#- umframtWarhlutverkhennar,fjrmgnunog&   rekstrarform,efniWurstaWanyrWisaWdeildin (  mundistarfafram'(:U.    _ Stj;rnarnefndin_ ԀskoWaWikjlfariWtarlegahvaWakostirvrustWunni.NiWurstaWanvarW  saWYrfvrifyrirframhaldandistarfsemi_ tryggingardeildar_ ԀtflutningslnaogaWstyrkja a Yyrftistarfsemideildarinnar.kveWiWvaraWstofnatil_ samstarfsverkefnis_ Ԁvegna_ trygging T, ardeildar_ ԀtflutningslnatilYriggjara.XtttakendurYvvoruiWnaWar-og_ viWskiptarWu  neyti_ ,_ NUskpunarsj;Wur_ Ԁatvinnulfsins,_ vruYr;unar_ -ogmarkaWsdeild_ NUskpunarsj;Ws_ Ԁat  vinnulfsinsogSamtkiWnaWarins.Samningurum_ samstarfsverkefniW_ Ԁt;kgildihinn15.aprl   2002ogmunrennathinn15.janar2005.0_ samstarfsverkefninu_ ԀfelstaWrWistverWur  X srstakt_ kynningarstarf_ Ԁumstarfrkslu_ tryggingardeildar_ Ԁtflutningslna,gerWirverWasamn K #  ingarviWutanaWkomandiaWilaumgreininguums;knumtil_ tryggingardeildar_ Ԁtflutnings    lnaogrWinnstarfsmaWurtilaWsinnamlefnumdeildarinnareingngu._ MeWalkostnaWur_ ԀviW    _ samstarfsverkefniW_ ԀertlaWur8_ millj_ ._ kr_ .ri.XtttakendursamYykktuaWleggja2_ millj_ .   _ kr_ .hverritil_ samstarfsverkefnisins_ .Strsti_ kostnaWarliWurinn_ ԀervegnarWningarstarfs wO  manns._ SamstarfsverkefniW_ ԀmiWaraWYvaWfrYvskoriWnstuYremurrumhvort B  mgulegtvriaWskj;tangilegatraustumstoWumundirstarfsemi_ tryggingardeildar_ Ԁt    flutningslna.     0_ samstarfsverkefninu_ ԀfelsteinnigaWkomiWvarf;t_ verkefnastj;rn_ ԀsemskipuWereinum {  fulltrafr_ iWnaWarrWuneytinu_ ,einumfr_ NUskpunarsj;Wi_ Ԁatvinnulfsinsog_ vruYr;unar_ - nF ogmarkaWsdeild_ NUskpunarsj;Ws_ ԀatvinnulfsinssameiginlegaogeinumfrSamtkum 9 iWnaWarins,aukYesssemstarfsmaWur_ tryggingardeildarinnar_ Ԁsiturfundi_ verkefnastj;rnar_ .  _ Verkefnastj;rnin_ ԀgerirtillguraWmarkaWs-og_ fjrhagstlunum_ Ԁtilstj;rnarnefndar_ trygg  ingardeildar_ Ԁtflutningslna,samttillgumaW_ kynningarfundum_ Ԁumstarfsemi_ trygging r ardeildar_ Ԁtflutningslna.Tillgur_ verkefnisstj;rnar_ ԀeruhWarsamYykkistj;rnarnefndar e= _ tryggingardeildar_ Ԁtflutningslna. 0  _ IV_ .0  _ LeiWbeiningarreglur_ Ԁ_ Eftirlitsstofnunar_ Ԁ_ EFTA_ Ԁum_ skammtmatflutningslna  tryggingar_ . i   061.gr._ EES_ -samningsins,sbr.lgumEvr;pska_ efnahagssvWiW_ ,nr.2/1993,erkveWiW \4 umYmeginregluaWhverskynsaWstoWsem_ aWildarrki_ Ԁ_ ESB_ ԀeWa_ EFTA_ ԀveitaeWaveitter ' af_ rkisfjrmunum_ ԀograskareWastilYessfallinaWraskasamkeppnimeWYvaWvilna  kveWnumfyrirtkjumeWaframleiWslukveWinnavara,s;samrUmanlegframkvmd_ EES_ Ԅ  samningsins.kvWiYettaerhliWsttt87.gr._ R;marsamningsins_ . `    _ Eftirlitsstofnun_ Ԁ_ EFTA_ ԀhefurgefiWtleiWbeiningarum_ tflutningslnatryggingar_ Ԁtil S+! skammstma,dags.4.mars1998,meWsWaribreytingum.ByggjastYrsambrilegum " leiWbeiningumsemframkvmdastj;rn_ ESB_ ԀhefurgefiWt.0YeimerfjallaWumhvenrslkar # tryggingareWa_ byrgWir_ ԀteljastekkisamrUmast61.gr._ EES_ -samningsins.KveWiWerumaW  $ tryggingarsemteknarerutilaWmtahttuvegnaeinkaaWilameWstaWfestutilteknum !W% rkjumsemeruaWilaraW_ Efnahagssamvinnu_ -og_ Yr;unarstofnuninni_ Ԁ(_ OECD_ )s_ markaWshf_  J""& htta,endas_ httutmabiliW_ Ԁundirtveimurrum.GengiWertfrYv_ leiWbeiningar #' reglunum_ ԀaWunntsaWkaupatrygginguvegnaslkrar_ markaWshfrar_ Ԁhttuhj_ einkarekn #( um_ Ԁ_ vtryggingaflgum_ ԀogYvteljistYaW;lgmt_ rkisaWstoW_ Ԁogbrotgegn61.gr._ EES_ Ԅ $ ) samningsinsef_ rkisstofnanir_ ԀeWarkisfyrirtkiveitislkaYj;nustunemaumstarfsemiYeirra v%N!* ogreksturgildismureglurogum_ einkarekin_ Ԁflg. A&"+   _ NUskpunarsj;Wur_ ԀatvinnulfsinsogYarmeW_ tryggingardeild_ Ԁtflutningstelstrkisstofnun  '", skilningi61.gr._ EES_ -samningsins.Umstarfsemi_ tryggingardeildar_ Ԁtflutningsogrekstur '#- gildaekkismureglurogum_ einkarekin_ Ԁflg_ m.a._ ԀvegnaYessaWhnerekki_ skattskyld_ , (z$. rkisbyrgWerskuldbindingumhennaroghnerekkihWYeimkvWumsemerulgum ( um_ vtryggingastarfsemi_ ԀvarWandimyndun_ varasj;Ws_ .Ef_ tryggingardeild_ Ԁtflutningsveitir  tryggingugegn_ markaWshfri_ Ԁhttutelstslktfyrirkomulagbrj;tagegn61.gr._ EES_ Ԅsamn  ingsins. a   Framkvmdastj;rn_ ESB_ ԀhefurkveWiWleiWbeiningumsnumhvaWalndteljast_ markaWs T, hf_ ԀYessumskilningi._ Framkvmdastj;rnin_ ԀgeturbreyttYeimlistaYannigaWnUlndgeta  komiWinnognnurfalliWt.MunleiWbeiningum_ Eftirlitsstofnunar_ Ԁ_ EFTA_ Ԁslkumtilvikum  verWabreyttmeWsamahtti.0frumvarpinuergertrWfyrirYvaWstj;rnarnefnd_ tryggingar   deildar_ ԀtflutningslnaskulitilgreinastarfsreglumhvaWarkiteljist_ markaWshf_ ԀYessum  X skilningi.ErYaWgertYarsemmat_ markaWshfi_ ԀrkjakannaWbreytast,einsogfyrrsegir. K #    Samkvmt3.mgr.1.gr.frumvarpsYessaskal_ tryggingardeild_ ԀtflutningsaWjafnaWiekki    veita_ byrgWir_ ԀeWatryggingarvegna_ viWskiptalegrar_ ԀeWa_ stj;rnmlalegrar_ Ԁhttutilskemmri    tmaentveggjara.MeW_ viWskiptalegri_ ԀhttuerttviW:   ! ! _ikmo(%00_ikmo"i0J"  i0J|2%  1  .3  Ԉ0    _ :rttmta_ Ԁ_ hfnun_ Ԁ_ skuldara_ Ԁsamningi,_ Y.e._ Ԁsrhver_ ;rttmt_ ԀkvrWun_ skuldara_ ԀumaW wO  raskaeWabindaendasamningnlgmtrastWna.i0J||݌B  Ќ  "i0J"  i0J~2%  2  .3  Ԉ0    _ :rttmta_ Ԁsynjun_ skuldara_ ԀumaWm;ttakaYrvrursemfallaundirsamningnlg    mtrastWna.i0J~~݌  Ќ  "i0J"  i0Jo2%  3  .3  Ԉ0    GjaldYrot_ skuldara_ ԀeWa_ byrgWarmanns_ Ԁhans.i0Jo݌{  Ќ  "i0J"  i0J2%  4  .3  Ԉ0    Langvarandivanskil,afhlfu_ lnYega_ ԀeWa_ byrgWarmanns_ Ԁskuldar,greiWslumsam nF kvmtsamningi.i0J݌9 Ќ    MeW_ stj;rnmlalegri_ Ԁhttuer_ m.a._ ԀttviWhttutengslumviWstyrjaldir,;stWugt  stj;rnarfareWanttruhamfarir.    _ Tryggingardeild_ ԀtflutningsgeturgefiWttryggingarog_ byrgWir_ Ԁvegnaannarrarhttu r enaWframangreinir.Tveggjara_ lgmarkshttutmabil_ ԀfrumvarpiYessutekurtil_ fram e= leiWslutmabils_ ԀaWviWbttu_ lnstmabili_ ԀmeWvenjulegum_ upphafstma_ Ԁogvenjulegum_ lns 0 kjrum_ .    EfYrtryggingarsemkveWiWerum_ frumvarpstexta_ ԀerutmabundiW_ ;fanlegar_ Ԁer  _ tryggingardeild_ ԀtflutningsheimiltaWveitatryggingareWa_ byrgWir_ Ԁsamkvmtframangreind i umleiWbeiningum_ Eftirlitsstofnunar_ Ԁ_ EFTA_ ,kafla17A4,liW8!13.SkilyrWifyrirveitingu \4 slkratryggingaeWa_ byrgWa_ Ԁsamkvmt_ leiWbeiningarreglunum_ ԀeraWiWgjaldvegnaslkra ' tryggingassambrilegtviWYaWsemgerist_ einkamarkaWi_ .XskuludrgaWkvrWunum  veitinguslkratryggingaog_ byrgWa_ Ԁtilkynnt_ Eftirlitsstofnun_ Ԁ_ EFTA_ ԀYegarstaW.Tilkynn  ingunniskalfylgja_ markaWsttekt_ ԀersUniaWekkishgtaWtryggjagegn_ httunni_ Ԁ_ einka `  vtryggingamarkaWi_ ԀmeWYvaWleggjaframsannanirfrYaraWltanditveimurYekktum S+! alYj;Wlegum_ einkareknum_ Ԁ_ vtryggingaflgum_ Ԁtflutningslnasemogfrinnlendu_ vtrygg " ingaflagi_ Ԁtflutningslna.AWWrumkostimleggjafram_ markaWsskUrslu_ Ԁfr;hWumrW # gjafasem_ eftirlitsstofnunin_ ԀtelurreiWanleganog_ ;hlutdrgan_ .Tilkynninginskaleinnighafa  $ aWgeymalUsinguskilmlumsem_ tryggingardeild_ Ԁtflutningshyggstbeitavegnaslkra !W% trygginga._ Eftirlitsstofnun_ Ԁ_ EFTA_ ԀskalinnantveggjamnaWaeftiraWslktilkynningberst J""& rannsakahvort_ veiting_ ԀslkratryggingassamrmiviW_ EES_ -samninginn.Komist_ eftirlits #' stofnunin_ ԀaWYeirriniWurstWuaWsvoserkvrWunhennartakmrkuWviWtvrfram #( tmann. $ ) @ AthugasemdirviWeinstakargreinarfrumvarpsins. A&"+ n"  Um1.gr.  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(z$.   04.tlul.2.mgr.erkveWiWumaWtryggingardeildingetigefiWtverkbyrgWireWatryggt ( verkbyrgWinnlendsaWilavegnaframkvmdarsemferaWumfangiyfirYauviWmiWunarmrk  semgeriropinberarframkvmdirtboWsskyldarEvr;pskaefnahagssvWinu.kvWinu  svipartil2.mlsl.3.tlul.2.mgr.11.gr.gildandilagaumNUskpunarsj;Watvinnulfsins, a nr.61/1997.XaWmiWaraWYvaWbtasamkeppnisstWuinnlendrabj;Wendagagnvarterlend T, umvegnaverkasemerutboWsskyldEvr;pskaefnahagssvWinu.01.mgr.57.gr.,sbr.1.  mgr.56.gr.,laganr.94/2001,umopinberinnkaup,kemurframaWYauverksutboWsskyld  Evr;pskaefnahagssvWinusemfarayfirviWmiWunarfjrhWirsemrWherrabirtirreglu   gerW.0reglugerWnr.513/2001kemurfram1.gr.aWviWmiWunarfjrhWvegnaverkfram  X kvmdas396.680.000kr.ViWframkvmdirafYessaristrWhefurreynslansUntaWs K #  lenskumverktkumhefurreynst;mgulegtaWaflafullngjanditryggingaeWabyrgWa.Full    yrWamaWYettafyrirkomulaghefurorWiWtilYessaWgeraYtttkuslenskrafyrirtkja    mgulegamrgumst;rverkefnumhrlendissWusturum.Tryggingardeildtflutnings   verWurYvsemfyrreinungisheimiltaWtryggjaverkbyrgWirinnlendraaWilaefframkvmd wO  irnarfarayfirrmar396millj.kr. 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