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B   y HlutafverWbrfamiWlunarmeWheimildtilviWskiptafyrireiginreikningskalaWlgmarki    nema11millj;numkr;naenY;aldreilgrifjrhWennemurjafnvirWi125Ysundaevra   slenskumkr;num. {   y HlutafverWbrfamiWlunarsemekkihefurheimildtilviWskiptafyrireiginreikningskal nF aWlgmarkinema4,5millj;numkr;naenY;aldreilgrifjrhWennemurjafnvirWi50 9 Ysundaevraslenskumkr;num.   y HlutafrekstrarflagsverWbrfasj;WaskalaWlgmarkinema11millj;numkr;naenY;  aldreilgrifjrhWennemurjafnvirWi125Ysundaevraslenskumkr;num.Hlutafskal r hkkaumsemnemur0,02%afeignumverWbrfasj;Waogannarrasj;Waumsameiginlega e= fjrfestingusemrekstrarflagiWrekurogeruumfram25milljarWakr;naenY;aldreilgri 0 fjrhWennemurjafnvirWi250millj;naevraslenskumkr;num.Hlutafskv.1.og2.  mlsl.YarfY;aldreiaWnemahrrifjrhWen1milljarWikr;naeWasemnemurjafnvirWi10  millj;naevraslenskumkr;num.MeWeignumrekstrarflagssamkvmtYessarimlsgrein i skalteljaeignirverWbrfasj;Waogannarrasj;Waumsameiginlegafjrfestingu. \4  y :skifjrmlafyrirtkieftirnUjustarfsleyfiskalb;kfrteigiWfstaWhlutafjreWa ' stofnfjrekkinemalgrifjrhWenkveWiWerum1.!6.mgr.   y B;kfrteigiWffjrmlafyrirtkismhverjumtmaeiginemalgrifjrhWenkveWiW  erum1.!6.mgr. `    15.gr. " HfuWstWvar. #    y Fjrmlafyrirtki,semfengiWhefurstarfsleyfiskv.6.gr.,skalhafahfuWstWvarsnar  $ hrlandi. !W%   16.gr. #' EndurskoWunardeild. #(    y ViWfjrmlafyrirtkiskalstarfaendurskoWunardeildsemannastinnriendurskoWun. $ ) kvWiYettanrekkitilverWbrfamiWlanaografeyrisfyrirtkja.Stj;rnfjrmlafyrirtkis v%N!* skalrWaforstWumannendurskoWunardeildarfyrirtkisinssemfermeWinnriendurskoWun A&"+ umboWihennar.InnriendurskoWunerhlutiafskipulagifjrmlafyrirtkjaogerYttur  '",  eftirlitskerfiYeirra.FjrmlaeftirlitiWgetur,meWhliWsj;nafeWliogumfangirekstrarins,veitt '#- undanYgu&   frstarfrksluslkrarendurskoWunardeildarogsettYeimfyrirtkjumskilyrWi ( semslkaundanYguf.'(q    &  17.gr. a EftirlitskerfimeWhttu. T,    y FjrmlafyrirtkiskalhverjumtmahafayfiraWrWatryggueftirlitskerfimeWhttu  tengslumviWallastarfsemisna.FjrmlaeftirlitiWgetursettreglurumeftirlitskerfivegna  httuYttastarfsemifjrmlafyrirtkis.'q     18.gr. K #  Nintengsl.       y StarfsleyfiskalekkiveittefnintengslfjrmlafyrirtkisviWeinstaklingaeWalgaWila    hindraeftirlitmeWfyrirtkinuafhlfuFjrmlaeftirlitsins.HiWsamaviWeflgeWareglur,   semgildaumslkatengdaaWila,hindraeftirlit. wO   y MeWnnumtengslumerttviWYegartveireWafleirieinstaklingareWalgaWilartengjast B  gegnum:    ! ! *(g004ABCD"A0J"  A0Jv y2g  a  .3  Ԉ0    viWskiptahagsmuni,Y.e.beinteWa;beinteignarhaldminnst20%hlutafjreWayfirrW   yfir20%afatkvWisrttifyrirtkis;eWaA0Jvv݌{    Ќ  "A0J"  A0Jx y2g  b  .3  Ԉ0    yfirrW,Y.e.tengslmillim;Wurfyrirtkisogd;tturfyrirtkiseWasambrilegtengsl nF millieinstaklingseWalgaWilaogfyrirtkis;einnigskallitiWd;tturfyrirtki 9 d;tturfyrirtkissemd;tturfyrirtkim;WurfyrirtkisinssemerforsvarifyrirYessi  fyrirtki.A0Jx;x݌   Ќ   y XegartveireWafleirieinstaklingareWalgaWilareruvaranlegatengdirsmupers;nunni r meWyfirrWatengslumskaleinniglitiWYaWsemnintengslmilliaWila. e=   19.gr.  G;WirviWskiptahttirogvenjur.     y FjrmlafyrirtkiskalstarfasamrmiviWeWlilegaogheilbrigWaviWskiptahttiog i venjurfjrmlamarkaWi. \4   IV.KAFLI   Starfsheimildir.  A.ViWskiptabankar,sparisj;Wiroglnafyrirtki. `   20.gr. S+! StarfsheimildirviWskiptabanka,sparisj;Waoglnafyrirtkja. "    y StarfsemiviWskiptabankaogsparisj;WageturtekiWtileftirfarandiYtta: # ! ! 4ABCD(%00*"A0J"  A0J~ y2%  1  .3  Ԉ0    M;ttkuinnlnaogannarraendurgreiWanlegrafjrmunafralmenningi.A0J~~݌ $   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    Btlnastarfsemi,m.a.:A0J%݌!W%   Ќ  "C"  C0 y 0y y e2%  a  .3  Ԉ0    neytendalna,C݌J""&   Ќ  "C"  C0 y 0y y e2%  b  .3  Ԉ0    langtmaveWlna,C+݌#'   Ќ  "C"  C0 y 0y y e2%  c  .3  Ԉ0    krfukaupaogkaupaskuldaskjalaogCB݌#(   Ќ  "C"  C<0 y 0y y e2%  d  .3  Ԉ0    viWskiptalna.C<i݌$ )   Ќ  "A0J"  A0JQ y2%  3  .3  Ԉ0    Fjrmgnunarleigu.A0JQ~݌v%N!*   Ќ  "A0J"  A0J? y2%  4  .3  Ԉ0    GreiWslumiWlunar.A0J?l݌A&"+   Ќ  "A0J"  A0J2 y2%  5  .3  Ԉ0    BtgfuogumsUslugreiWslumiWla(t.d.greiWslukorta,rafeyris,ferWatkkaogvxla).A0J2_݌ '",     "A0J"  A0J~ y2%  6  .3  Ԉ0    AWveitabyrgWirogtryggingar.A0J~݌'#-   Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    &   ViWskiptafyrireiginreikningeWafyrirviWskiptavinimeW:A0J݌(   Ќ  "C"  C0 y 0y y e2%  a  .3  Ԉ0    greiWsluskjlpeningamarkaWi(vsanir,vxla,nnursambrileggreiWsluskjl  o.s.frv.),C݌   Ќ  "C"  C40 y 0y y e2%  b  .3  Ԉ0    erlendangjaldeyri,C4a݌a   Ќ  "C"  CK0 y 0y y e2%  c  .3  Ԉ0    framvirkasamningaogskiptirtt(vilnanir),CKx݌T,   Ќ  "C"  C{0 y 0y y e2%  d  .3  Ԉ0    gengisbundinbrfogvaxtabrfogC{݌   Ќ  "C"  C0 y 0y y e2%  e  .3  Ԉ0    verWbrf.C͏݌   Ќ  "A0J"  A0J y2%  8  .3  Ԉ0    XtttkutboWumverWbrfaogYj;nustuviWskiptasemtengjastslkumtboWum.A0Jݐ݌    Ќ  "A0J"  A0J y2%  9  .3  Ԉ0    RWgjafartilfyrirtkjaumuppbygginguhfuWst;ls,tlanagerWogskyldmlog  X rWgjafarogYj;nustuvarWandisamrunafyrirtkjaogkaupYeim.A0J݌K #    Ќ  "A0J "  A0J y2%  10  .3  Ԉ0    PeningamiWlunar.A0J݌     Ќ  "A0J "  A0J{ y2%  11  .3  Ԉ0    Stj;rnunarogrWgjafarvarWandisamvalverWbrfa.A0J{݌     Ќ  "A0J "  A0J y2%  12  .3  Ԉ0    VrsluogvxtunarverWbrfa.A0JÕ݌    Ќ  "A0J "  A0J y2%  13  .3  Ԉ0    UpplUsingaumlnstraust(lnshfi).A0J݌wO    Ќ  "A0J "  A0J y2%  14  .3  Ԉ0    Btleigugeymsluh;lfa.A0Jŗ݌B    Ќ   y S' (tarfsemilnafyrirtkjageturtekiWtil1.!14.tlul.1.mgr.aWYvundanskilduaW    lnafyrirtkjumer;heimiltaWtakam;tiinnlnum.    y ViWskiptabankar,sparisj;WiroglnafyrirtkihafaheimildirtilviWskiptameWverWbrf {  skv.25.gr. nF   21.gr  nnurYj;nustustarfsemioghliWarstarfsemi.     y ViWskiptabnkum,sparisj;WumoglnafyrirtkjumerheimiltaWsinnaannarri r Yj;nustustarfsemisemereWlilegumtengslumviWheimildirYeirraskv.20.gr. e=  y AukYj;nustuskv.20.gr.erviWskiptabnkum,sparisj;Wumoglnafyrirtkjumheimilt 0 aWstundahliWarstarfsemi,endashneWlileguframhaldiaffjrmlaYj;nustufyrirtkisins.  kvWi1.mlsl.YessararmlsgreinartekureinnigtilYessYegarfjrmlafyrirtki  eignarhluteWaerYtttakandiannarriatvinnustarfsemi.Sendaskaltilkynningutil i FjrmlaeftirlitsinseffyrirhugaWeraWstundastarfsemisamkvmtYessarimlsgrein.MeW \4 slkritilkynninguskulufylgjaupplUsingarumhinafyrirhuguWustarfsemisem ' FjrmlaeftirlitiWmeturfullngjandi.HafiFjrmlaeftirlitiWekkigertathugasemdviWhina  fyrirhuguWustarfsemiinnaneinsmnaWarfrYvaWfullngjanditilkynningberstskallitiW  svoaWheimiltsaWhefjastarfsemina.FjrmlaeftirlitiWgeturkrafistYessaWstarfsemin `  sstunduWsrstkuflagi,enskalYtilkynnaviWkomandiaWilaumYkvrWunsnainnan S+! fyrrgreindsfrests.SvanrktaWsendatilkynningusamkvmtYessarimlsgreingetur " FjrmlaeftirlitiWbannaWstarfseminaeWakrafistYessaWhnsstunduWsrstkuflagi. #  y ViWskiptabnkum,sparisj;Wumoglnafyrirtkjumerheimiltsamkvmtsrstkum  $ samningiaWfengnusamYykkiFjrmlaeftirlitsinsaWtakaaWsraWveitap;stYj;nustufyrir !W% hndaWilasemleyfihefurtilaWveitaslkaYj;nustu. J""&   22.gr. #( Tmabundinstarfsemiogyfirtakaeigna. $ )    y ViWskiptabnkum,sparisj;WumoglnafyrirtkjumerYvaWeinsheimiltaWstundaaWra v%N!* starfsemienYsemumgeturYessumkaflaaWYaWstmabundiWogYeimtilgangiaWljka A&"+ viWskiptumeWatilaWendurskipuleggjastarfsemiviWskiptaaWila.TilkynninghraWltandi  '",  skalsendFjrmlaeftirlitinu. '#- & a   y ViWskiptabnkum,sparisj;WumoglnafyrirtkjumerheimiltaWyfirtakaeignirtilaW ( tryggjafullnustukrfu.Eignirnarskuluseldarjafnskj;ttoghagkvmter.  'a(  & , 23.gr. a Heimildirtilvtryggingastarfsemi. T,    y ViWskiptabnkum,sparisj;WumoglnafyrirtkjumerheimiltaWrekavtryggingaflag  srstkuflagi.',    B.nnurfjrmlafyrirtki.  X  24.gr. K #  Starfsheimildirrafeyrisfyrirtkis.       y StarfsemirafeyrisfyrirtkistekurtiltgfuogumsUslurafeyris.nnurstarfsemi    rafeyrisfyrirtkisentgfarafeyrisertakmrkuWviW:   ! !"A0J"  A0JҨ y2%  1  .3  Ԉ0    nskyldafjrmlaYj;nustueWaaWraYj;nustu,svosemumsUslurafeyrismeWYvaW wO  annastrekstrarYttiogaWrastoWYttisemtengjasttgfuhansogtgfuogumsUslu B  annarragreiWslumiWla,aWundanskilinnihverskonarlnveitingu,ogA0JҨ݌     Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    geymslugagnafrfyrirtkjumeWahinuopinberahinumrafrnamiWlisemrafeyrir   ergeymdur.A0J"݌{    Ќ   y XrttfyrirkvWi1.mgr.ogV.kaflaererlendurafeyrisfyrirtkisemveitirYj;nustuhr nF landieinungisheimiltaWgefatrafeyri.Samagildiruminnlentrafeyrisfyrirtkisemveitir 9 Yj;nustuerlendis.    25.gr. r StarfsheimildirverWbrfafyrirtkis. e=    y StarfsemiverWbrfafyrirtkisgeturtekiWtileftirfarandiYttatengslumviWviWskiptimeW 0 fjrmlagerninga:  ! !"A0J"  A0JƮ y2%  1  .3  Ԉ0    Xj;nustu:A0JƮ݌   Ќ  "C"  C0 y 0y y e2%  a  .3  Ԉ0    M;ttkuogmiWlunarfyrirmlafrviWskiptavinumumeinneWafleiri i fjrmlagerningaogframkvmdarslkrafyrirmlafyrirreikningYriWjaaWila.Cޯ݌\4   Ќ  "C"  Co0 y 0y y e2%  b  .3  Ԉ0    ViWskiptameWfjrmlagerningafyrireiginreikning.Co݌'   Ќ  "C"  C0 y 0y y e2%  c  .3  Ԉ0    EignastUringar,sbr.lgumverWbrfaviWskipti.Cڲ݌   Ќ  "C"  C0 y 0y y e2%  d  .3  Ԉ0    SlutryggingartengslumviWtgfueinseWafleirifjrmlagerningaeWa  markaWssetningarslkrartgfu.C݌`    Ќ  "C"  Cw0 y 0y y e2%  e  .3  Ԉ0    Umsj;narmeWtboWiverWbrfa.Cw݌S+!   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    ViWb;tarYj;nustu:A0JҶ݌"   Ќ  "C"  C0 y 0y y e2%  a  .3  Ԉ0    Vrsluogstj;rnunartengslumviWeinneWafleirifjrmlagerninga.C˷݌#   Ќ  "C"  C0 y 0y y e2%  b  .3  Ԉ0    ryggisvrslufjr.C݌ $   Ќ  "C"  C0 y 0y y e2%  c  .3  Ԉ0    Veitingarlnsheimilda,byrgWaeWalnatilfjrfestisYannigaWhanngetitt !W% viWskiptimeWeinneWafleirifjrmlagerningaefverWbrfafyrirtkisemveitir J""& lnsheimildinaeWalniWannastviWskiptin.C4݌#'   Ќ  "C"  C0 y 0y y e2%  d  .3  Ԉ0    RWgjafartilfyrirtkjaumuppbyggingueiginfjr,stefnum;tunogskyldmlog #( rWgjafarogYj;nustuvarWandisamrunafyrirtkjaogkaupYeim.CL݌$ )   Ќ  "C"  Cݽ0 y 0y y e2%  e  .3  Ԉ0    Xj;nustutengslumviWslutryggingu.Cݽ ݌v%N!*   Ќ  "C"  C0 y 0y y e2%  f  .3  Ԉ0    FjrfestingarrWgjafarvarWandieinneWafleirifjrmlagerning.C=݌A&"+   Ќ  "C"  C]0 y 0y y e2%  g  .3  Ԉ0    GjaldeyrisYj;nustuefumrddviWskiptieruliWurfjrfestingarYj;nustu.C]݌ '",     "C"  C0 y 0y y e2%  h  .3  Ԉ0    FrWsluumogkynningarverWbrfaviWskiptum.C݌'#-   Ќ    & ,  26.gr. ( StarfsheimildirverWbrfamiWlunar.     y StarfsemiverWbrfamiWlunartekurtilmillignguumkaupeWaslufjrmlagerningaog  srfrWirWgjfumverWbrfaviWskipti',( Yarsemendurgjaldkemurfyrir.VerWbrfamiWluner a einungisheimiltaWtakaviWfjrmunumeWaverWbrfumviWskiptavinastarfsemisinnium T, skammantma,endasslktnauWsynlegttilaWljkaviWskiptumsemfyrirtkiWhefurannast  millignguum.   y HeildarverWmtiYeirrafjrmlagerningasemverWbrfamiWlunskv.4.mgr.14.gr.er   heimiltaWvarWveitafyrireiginreikningskalekkifarayfir15%afhlutafskv.14.gr.  X FjrmlaeftirlitiWseturnnarireglurumYaWinnanhvaWatmamarkaslkviWskiptieruheimil, K #  svoogumannaWsemvarWarstarfsheimildirverWbrfamiWlunarsamkvmtYessarigrein.     y VerWbrfamiWlanirskulusetjatryggingufyrirtj;nisemYrkunnaaWbaka    viWskiptavinumsnumstarfsemisinni.NnarikvWiumfjrhWtryggingarog   lgmarksskilmlaaWWruleytiskalsetjareglugerW. wO    27.gr.    Starfsheimildirrekstrarflags.      y StarfsheimildirrekstrarflagstakavallttilrekstursverWbrfasj;Waogannarrasj;Waum {  sameiginlegafjrfestingu.RekstrarflagiereinnigheimiltaWstundaeftirfarandistarfsemi: nF ! !"A0J"  A0Js y2%  1  .3  Ԉ0    EignastUringu.A0Js݌9   Ќ  "A0J"  A0J` y2%  2  .3  Ԉ0    FjrfestingarrWgjf.A0J`݌   Ќ  "A0J"  A0JT y2%  3  .3  Ԉ0    Vrsluogstj;rnunfjrmlagerningasameiginlegrifjrfestingu.A0JT݌   Ќ   y RekstrarflagmeWheimildirtileignastUringarskalleitasamYykkisviWskiptavinarWur r enfjrfesterverWbrfasj;WumogWrumsj;Wumumsameiginlegafjrfestingu. e=  y Rekstrarflagier;heimiltaWeignastverWbrfmeWatkvWisrttisemgerirYvkleiftaW 0 hafaveruleghrifstj;rnuntgefandaverWbrfa.     C.Eignarhlutirfyrirtkjumogst;rarhttur. i  28.gr. \4 Hmarkvirkraeignarhluta. '    y Fjrmlafyrirtkimegaekkieigavirkaeignarhlutieinstkumfyrirtkjum,semekkieru  fjrmlafyrirtkieWafyrirtkitengdfjrmlasviWi,semnemahrrifjrhWen15%afeigin  fhlutaWeigandifjrmlafyrirtkisWurentekiWhefurveriWtillittilfrdrttarskv.5.mgr. `  85.gr.MeWfyrirtkitengdufjrmlasviWierttviWfyrirtkisemekkierlnastofnunog S+! starfareinkumaWfluneignarhlutaeWastundareinhverjaYstarfsemisemumgetur2.!12. " tlul.1.mgr.20.gr. #  y Samtalavirkraeignarhlutaskv.1.mgr.mekkinemahrrifjrhWen60%afeiginf  $ fjrmlafyrirtkisWurentekiWhefurveriWtillittilfrdrttarskv.5.mgr.85.gr.B;kfrt !W% virWisamanlagWraeignarhlutasemfjrmlafyrirtkihefureignastmekkinemahrri J""& fjrhWen100%afeiginfYess.EignarhlutirsemdregnirskulufrviWtreikningeigin #' fogeignarhlutirfyrirtkjum,semmyndasamstWu,skuluekkiteknirmeWviWtreikning #( hlutfallaskv.1.mgr.og1.og2.mlsl.Yessararmlsgreinar.Tmabundinneignarhlutur $ ) fjrmlafyrirtkisfyrirtkiskv.22.gr.ogeignarhlutirveltub;kskuluekkiteknirmeWviW v%N!* treikningskv.1.mgr.og1.og2.mlsl.Yessararmlsgreinar. A&"+ Ѐ y HeimilteraWeignarhlutirfjrmlafyrirtkjafariframyfirhlutfllskv.1.mgr.eWa1.  '", mlsl.2.mgr.,endassfjrhWsemumframerdreginfrviWtreikningeiginfjr '#- hlutaWeigandifyrirtkis.Farieignarhlutirsamtmisframyfirhlutfllskv.1.mgr.og1. (z$. mlsl.2.mgr.skalhrrifjrhWinafYeimsemumframerudreginfrviWtreikningeigin ( fjrhlutaWeigandifyrirtkis.   y FjrmlafyrirtkiskulugefaFjrmlaeftirlitinusundurliWaWyfirlityfireignarhlutiWrum  fjrmlafyrirtkjumsemYauhafaeignasteWatekiWaWveWi,sbr.Y;64.gr. a  y ViWtreikninghlutfllumskv.1.!2.mgr.og29.gr.skaltakatillittilframvirkrakaup T, ogslusamningaogannarraafleiWusamningasemfjrmlafyrirtkihefurgertumeigin  hlutabrf.FjrmlaeftirlitinuerheimiltaWsetjannarireglurumYettaatriWi.   y Tilveltub;karteljastfjrmlagerningaroghrvarasemfjrmlafyrirtkihefureignast   eWaheldureftirmeWendursluhugaog/eWaYvskyniaWhagnastskammtmabreytingum  X markaWsvirWiYessaraskjalaeWaWrumverWeWavaxtabreytingum.Jafnframtteljasttil K #  veltub;karstWurfjrmlagerningumoghrvrumsemverWatilviWsamtmisskipti    hfuWst;lsfjrhWum,svoogfjrmlagerningarsemfjrmlafyrirtkieraWiliaWYvskyni    aWbaktryggjaaWraYttiveltub;kar.Tilveltub;karteljastennfremurhttuYttirtengdir   ;uppgerWumog;frgengnumviWskiptumogafleiWusamningumsemverslaWermeWutan wO  verWbrfamarkaWar,svooghttuYttirertengjastskuldbindingumstofnunarsemmyndast B  vegnaviWskiptameWfjrmlagerningaoghrvrurveltub;k.      29.gr. {  Eiginhlutir. nF    y FjrmlafyrirtkimekkinsamYykkisFjrmlaeftirlitsinseigaeWatakaaWveWieigin 9 hlutabrfsemnemurhrrifjrhWaWnafnverWien10%afnafnverWiinnborgaWshlutafjr  fyrirtkisins.EignistfyrirtkiWmeiraafhlutafnu,svosemmeWkaupumeWafyrirannaW  framsal,skalYaWhafaselthlutabrfYannigaWlgmltumarkisnWinnanYriggjamnaWa. r UmheimildirfjrmlafyrirtkistilaWeignasteiginhlutigildaaWWruleytikvWiVIII. e= kaflahlutaflagalaga. 0  y VeitifjrmlafyrirtkitengslumviWhlutafjrtboWlntilkaupaeiginhlutabrfumeWa  stofnfjrhlutumfyrirhrrifjrhWen5%afnafnverWiheildarhlutafjreWastofnfjr  hlutaWeigandifyrirtkisskulusettartraustartryggingarfyrirlnumsemeruumfram i framangreinthlutfall. \4   30.gr.  Takmarkanirst;rumhttum.     y httavegnaeinseWafleiriinnbyrWistengdraviWskiptamannamekkifaraframr25% `  afeiginffjrmlafyrirtkis.Samtalafyrirst;rarhtturmekkifarayfir800%afeigin S+! fenmeWst;rrihttuerttviWYhttusemnemur10%eWameiraafeiginf.MeWeigin " ferttviWeigiWfskv.84.gr. #  y MeWhttuskv.1.mgr.erttviWlnveitingar,verWbrfaeign,eignarhlutaogveittar  $ byrgWirfjrmlafyrirtkisvegnaeinstakraviWskiptamannaeWafjrhagslegatengdraaWila, !W% svoogannarraskuldbindingasmuaWilagagnvartfjrmlafyrirtkinu. J""&  y FarihttuskuldbindingarfjrmlafyrirtkisyfirYaumrksemkveWiWerum1.mgr. #' skalYaWtilkynntFjrmlaeftirlitinuntafar.FjrmlaeftirlitiWgeturveittfyrirtkinufrest #( tilaWkomaskuldbindingumsnumlgmtthorf. $ )  y FjrmlaeftirlitiWseturnnarireglurumst;rarhtturfjrmlafyrirtkja. v%N!*   A&"+   &   V.KAFLI (  Starfsemifjrmlafyrirtkjamillilanda.    A.Starfsemierlendrafjrmlafyrirtkjahrlandi.   31.gr. a BtibfjrmlafyrirtkjainnanEES.'( T,    y Erlentfjrmlafyrirtki,semhefurstaWfestuogstarfsleyfiWrurkiinnanEvr;pska  efnahagssvWisins,geturstofnsetttibhrlanditveimurmnuWumeftiraW  FjrmlaeftirlitiWhefurfengiWtilkynninguumfyrirhugaWastarfsemifrlgbruyfirvaldi   heimarkifyrirtkisins.BtibinuerheimiltaWstundahverjaYstarfsemisemlgYessitaka  X til,endashnfyrirtkinuheimilheimarkiYess.SvissneskfjrmlafyrirtkigetastofnaW K #  tibmeWYeimhttisemsegirYessarimlsgrein,endasusmukrfurgerWartilYeirra    ogtilfjrmlafyrirtkjameWstaWfesturkiinnanEvr;pskaefnahagssvWisinsoggerWur    hafiveriWsamstarfssamningurmilliFjrmlaeftirlitsinsoglgbrrasvissneskrayfirvalda.    y MeWtibierttviWstarfsstWsemaWlgumerhlutiaffjrmlafyrirtkiogannastbeint, wO  aWlluleytieWaaWhlutaYstarfsemisemframferhjfjrmlafyrirtkjum. B   y FjrmlaeftirlitiWgengurrskuggaumeftirlitmeWhinuerlendafyrirtkiheimarkinu,    starfsheimildirYessogstarfsemi.    y kvWihlutaflagalagavarWanditiberlendrahlutaflagaeigaekkiviWumtibskv. {  1.mgr. nF   32.gr.  Xj;nustafjrmlafyrirtkisinnanEESnstofnunartibs.     y Erlendufjrmlafyrirtki,semhefurstaWfestuogstarfsleyfiWrurkiinnanEvr;pska r efnahagssvWisins,erheimiltaWveitaYj;nustusamkvmtlgumYessumhrlandin e= stofnunartibs.EkkierheimiltaWhefjaslkaYj;nustufyrrenFjrmlaeftirlitiWhefur 0 fengiWtilkynninguYaraWltandifrlgbrumyfirvldumheimarkifyrirtkisins.  HeimildirtilaWveitaYj;nustuhrlandierlendisfrsamkvmtYessarigreinverWaY;  aldreivWtkarienstarfsheimildirfyrirtkisinsheimarkiYess.Svissneskfjrmlafyrirtki i getaveittYj;nustusamkvmtYessarigrein,endasusmukrfurgerWartilYeirraogtil \4 fjrmlafyrirtkjameWstaWfesturkiinnanEvr;pskaefnahagssvWisinsoggerWurhafi ' veriWsamstarfssamningurmilliFjrmlaeftirlitsinsoglgbrrasvissneskrayfirvalda.    33.gr. `  Xj;nustaeWastofnuntibshjfjrmlafyrirtkiutanEES. S+!    y FjrmlaeftirlitiWgeturheimilaWfjrmlafyrirtkimeWstaWfesturkiutanEvr;pska " efnahagssvWisinsaWopnatibhrlandieWaveitaYj;nustuhrlandinstofnunar # tibs.SkilyrWifyrirveitinguslksleyfiseraWfyrirtkiWhafileyfitilaWstundastarfsemi  $ heimarkisnuhliWstWaYeirrisemYaWhyggststundahrlandiogaWsstarfsemishW !W% sambrilegueftirlitiheimarkinu. J""&   34.gr. #( HeimildirtilaWbannastarfsemierlendrafjrmlafyrirtkja. $ )    y FjrmlaeftirlitinuerheimiltaWbannaerlendufjrmlafyrirtkiaWstundastarfsemihr v%N!* landihafihlutaWeigandifyrirtkibrotiWgr;flegaeWatrekaWgegnkvWumlagaYessara A&"+ eWasamYykktumogreglumsettumsamkvmtYeimeWagegnkvWumannarralagaum  '", fjrmlafyrirtki,&  endahafiekkitekistaWbindaendaframangreindbrotmeWrrWum '#- samkvmtlgumYessum.'' (z$.  y & a WurenkvrWunertekinumbannskv.1.mgr.erFjrmlaeftirlitinuheimiltaWgrpatil ( brWabirgWaaWgerWaefbrUnanauWsynbertilYvskyniaWverndahagsmuniinnlnseigenda,  fjrfestaogviWskiptamannafjrmlafyrirtkis.'a(   y MlsmeWferWskv.1.og2.mgr.fereftirkvWumsamningsumEvr;pskaefnahagssvWiW a eftirYvsemviW. T,   35.gr.  ReglugerW.      y RWherraskalsetjareglugerWumheimildirerlendrafjrmlafyrirtkjatilstarfsemihr  X landioginnlendrafjrmlafyrirtkjaerlendis.0reglugerWinniskalm.a.kveWiWumeftirlit K #  meWognnarikrfurtiltibaogumboWsskrifstofaerlendrafjrmlafyrirtkja,um    heimildirfyrirtkjasemtengjastfjrmlasviWiogd;tturflagafjrmlafyrirtkjatilaW    stundafjrmlastarfsemihrlandiogumheimildirinnlendrafyrirtkjasemtengjast   fjrmlasviWitilaWstundafjrmlastarfsemierlendis. wO    B.Starfsemiinnlendrafjrmlafyrirtkjaerlendis.     36.gr.   Tilkynningumstofnuntibs. {     y Innlendfjrmlafyrirtki,semhyggjaststarfrkjatibWrurkiEvr;pska nF efnahagssvWinueWaaWildarrkistofnsamningsFrverslunarsamtakaEvr;pu,skulutilkynna 9 YaWFjrmlaeftirlitinufyrirfram.   y Tilkynninguskv.1.mgr.skulufylgjaupplUsingarumhvaWarkifyrirhugaWsaWstofna  tib,lUsingstarfsemitibsins,skipulagiYessogfyrirhugaWristarfsemiogupplUsingar r umheimilisfangtibsinsognfnstj;rnendaYess. e=  y EigisWarenYremurmnuWumfrYvaWFjrmlaeftirlitinubrustupplUsingarskv.2. 0 mgr.skalYaWsendastaWfestingutillgbrrayfirvaldagistirkisaWfyrirhuguWstarfsemi  ssamrmiviWstarfsleyfifyrirtkisins.JafnframtskalFjrmlaeftirlitiWsendalgbrum  yfirvldumgistirkisupplUsingarumeigiWffyrirtkisins,gjaldfrni,tryggingarinnlna i ogb;takerfisemverndarviWskiptavinitibsins.HlutaWeigandifyrirtkiskalsamtmis \4 tilkynntaWframangreindarupplUsingarhafiveriWsendar. '  y FjrmlaeftirlitiWgeturbannaWstofnuntibsskv.1.mgr.efYaWhefurrttmtastWu  tilaWtlaaWstj;rnunogfjrhagsstaWahlutaWeigandifjrmlafyrirtkissekkingilega  traust.FyrirtkinuskaltilkynntafstaWaFjrmlaeftirlitsinssvoflj;ttsemauWiWerogeigi `  sWarenYremurmnuWumfrm;ttkufullngjandiupplUsingaskv.2.mgr. S+!  y FjrmlafyrirtkiskaltilkynnaFjrmlaeftirlitinuoglgbrumyfirvldumYessrkisYar " semYaWstarfrkirtibumhverjarYrbreytingarsemkunnaaWverWaWurveittum # upplUsingumskv.2.mgr.eigisWareneinummnuWiWurenfyrirhugaWarbreytingarkoma  $ tilframkvmda. !W%   37.gr. #' TilkynningumYj;nustunstofnunartibs. #(    y HyggistfjrmlafyrirtkiveitaYj;nustusamkvmtYessumlgumWrurkiEvr;pska $ ) efnahagssvWinueWaaWildarrkistofnsamningsFrverslunarsamtakaEvr;pu,nstofnunar v%N!* tibs,&  skaltilkynnaYaWFjrmlaeftirlitinufyrirfram.0tilkynninguskalkomaframhvaWa A&"+  rkihlutoghverjufyrirhuguWstarfsemisf;lgin.'A&   '",  y & a  EigisWareneinummnuWifrm;ttkutilkynningarskv.1.mgr.framsendir ( FjrmlaeftirlitiWtilkynningunatillgbrraeftirlitsaWilaviWkomandirkisamt  staWfestinguYvaWstarfsleyfifjrmlafyrirtkisinsheimilifyrirhugaWastarfsemi.'a(    y FjrmlaeftirlitiWgeturlagtbannviWstarfsemisamkvmtYessarigreinefYaWhefur a rttmtastWutilaWtlaaWstj;rnunogfjrhagsstaWahlutaWeigandifjrmlafyrirtkiss T, ekkingilegatraust.FyrirtkinuskaltilkynntafstaWaFjrmlaeftirlitsinssvoflj;ttsem  auWiWer.   y BreytingarWurtilkynntumatriWumsamkvmtYessarigreinskulutilkynntar   FjrmlaeftirlitinuoglgbrumyfirvldumviWkomandirkiseigisWareneinummnuWi  X WurenYrkomatilframkvmda. K #    38.gr.    StarfsemiutanEES.      y HyggistfjrmlafyrirtkihefjastarfsemirkiutanEvr;pskaefnahagssvWisinsskalYaW wO  tilkynntFjrmlaeftirlitinufyrirframsamtlUsingufyrirhugaWristarfsemiogWrum B  upplUsingumsemFjrmlaeftirlitiWtelurnauWsynlegarYaraWltandi.     y FjrmlaeftirlitiWgeturbannaWstarfsemiskv.1.mgr.efYaWhefurrttmtastWutilaW   tlaaWstj;rnunogfjrhagsstaWahlutaWeigandifjrmlafyrirtkissekkingilegatraust. {  FyrirtkinuskaltilkynntafstaWaFjrmlaeftirlitsinssvoflj;ttsemauWiWer. nF   39.gr.  Kauphlutumerlendufjrmlafyrirtki.     y HyggistfjrmlafyrirtkikaupaeWafarameWvirkaneignarhluterlendufjrmlafyrirtki r skalYaWtilkynntFjrmlaeftirlitinufyrirfram.FjrmlaeftirlitiWgeturlagtbannviWslkuef e= YaWhefurrttmtastWutilaWtlaaWupplUsingagjfmeWstarfseminnieWasamstWunni 0 verWiekkingilegatraustogeftirlitmeWhennitorveldaW.FyrirtkinuskaltilkynntafstaWa  Fjrmlaeftirlitsinssvoflj;ttsemauWiWerogskalhnrkstudd.    VI.KAFLI \4  EignarhlutirogmeWferWYeirra.  ' 40.gr.  SamYykkiFjrmlaeftirlitsins.     y AWilarsemhyggjasteignastvirkaneignarhlutfjrmlafyrirtkiskululeitasamYykkis `  Fjrmlaeftirlitsinsfyrirfram.SamYykkisFjrmlaeftirlitsinsskalennfremuraflaWYegar S+! einstaklingureWalgaWilieykursvoviWeignarhlutsinnaWbeineWa;beinhlutdeildhans " eiginf,stofnfeWaatkvWisrttiferyfir20,33eWa50%eWanemursvost;rumhlutaaW # fjrmlafyrirtkiverWitaliWd;tturfyrirtkihans.  $  y MeWvirkumeignarhluterttviWbeinaeWa;beinahlutdeildfyrirtkisemnemur10% !W% eWameiraafeiginf,stofnfeWaatkvWisrtti,eWaaWrahlutdeildsemgerirkleiftaWhafa J""& veruleghrifstj;rnunviWkomandifyrirtkis. #'  y kvWiYessakaflagildaumsparisj;WieftirYvsemviWgeturtt. #(   & , 41.gr. v%N!* Ums;kntilFjrmlaeftirlitsins. A&"+    y Xeirsemhyggjasteignastsvost;raneignarhlutfjrmlafyrirtkisemumrWir40.gr.  '", skulubeinaskriflegriums;kntilFjrmla',v%Reftirlitsins.Ums;knskulufylgjaupplUsingarum '#- eftirfarandi: (z$. ! !"A0J"  A0J y2%  1  .3  Ԉ0    Nafnogheimiliumskjanda.A0JC݌(   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    NafnYessfjrmlafyrirtkissemumskjandihyggstfjrfesta.A0J;݌   Ќ  "A0J"  A0J- y2%  3  .3  Ԉ0    StrWYesshlutareWaatkvWisrttarsemumskjandihyggstfjrfesta.A0J-Z݌   Ќ  "A0J"  A0J]  y2%  4  .3  Ԉ0    formumbreytingarverkefnumfjrmlafyrirtkis.A0J]  ݌a   Ќ  "A0J"  A0Jp! y2%  5  .3  Ԉ0    Fjrmgnunfjrfestingarinnar.A0Jp!!݌T,   Ќ  "A0J"  A0Jk" y2%  6  .3  Ԉ0    FjrhagsstWuumskjanda.A0Jk""݌   Ќ  "A0J"  A0Jd# y2%  7  .3  Ԉ0    FyrirhuguWviWskiptatengslumskjandaviWfjrmlafyrirtki.A0Jd##݌   Ќ  "A0J"  A0J$ y2%  8  .3  Ԉ0    Reynsluumskjandaaffjrmlastarfsemi.A0J$$݌    Ќ  "A0J"  A0J% y2%  9  .3  Ԉ0    Eignarhald,stj;rnarsetueWaaWraYtttkuumskjandastarfsemilgaWila.A0J%%݌ X   Ќ  "A0J "  A0J& y2%  10  .3  Ԉ0    RefsingarsemumskjandihefurveriWdmdurtilaWstaoghvorthannstiopinberri K #  ranns;kn.A0J&&݌     Ќ  "A0J "  A0J( y2%  11  .3  Ԉ0    NintengslumskjandaviWaWralgaWila.A0J(F(݌     Ќ  "A0J "  A0J)) y2%  12  .3  Ԉ0    AnnaWsemFjrmlaeftirlitiWferframaWvitaogmliskiptirviWmathfieigenda   virkraeignarhluta.A0J))V)݌wO    Ќ   y SumskjandilgaWiliskalupptalningskv.1.mgr.eigaviWumlgaWilannsjlfan, B  stj;rnarmennhans,framkvmdastj;raogYeinstaklingaoglgaWilasemeigavirkan    eignarhlutlgaWilanum.SkalYennfremurupplUstumendurskoWandalgaWilans.Skulu   upplUsingarnarstuddarggnumeftirYvsemYaWviW. {    42.gr. 9 Mathfiumskjanda.     y FjrmlaeftirlitiWleggurmathvortumskjandishfurtilaWeigaeignarhlutinnmeW  tillititilheilbrigWsogtraustsrekstursfjrmlafyrirtkis.ViWmathfiumskjendaskal r m.a.hfWhliWsj;nafeftirfarandi: e= ! !"A0J"  A0J. y2%  1  .3  Ԉ0    FjrhagsstWuumskjandaogaWilasemhannernnumtengslumviW.A0J.C.݌0   Ќ  "A0J"  A0J?/ y2%  2  .3  Ԉ0    Xekkinguogreynsluumskjanda.A0J?/l/݌   Ќ  "A0J"  A0J>0 y2%  3  .3  Ԉ0    HvorteignarhaldumskjandaskaparhttuhagsmunarekstrumfjrmlamarkaWi.A0J>0k0݌   Ќ  "A0J"  A0Jm1 y2%  4  .3  Ԉ0    StrWYesshlutareWaatkvWisrttarsemumskjandihyggstfjrfesta.A0Jm11݌i   Ќ  "A0J"  A0J2 y2%  5  .3  Ԉ0    HvorttlamegiaWeignarhaldumskjandamunitorveldaeftirlitmeWhlutaWeigandi \4 fjrmlafyrirtki.ViWmatYvskalm.a.horfttilfyrrisamskiptaumskjandaviW ' FjrmlaeftirlitiWeWannurstj;rnvld,tilYesshvortnintengslumskjandaviW  einstaklingaeWalgaWilagetaaWmatiFjrmlaeftirlitsinshindraWYaWeWlilegum  eftirlitsaWgerWumoghvortlgogreglur,semgildaumumskjanda,hindraeWlilegt `  eftirlit.A0J22݌S+!   Ќ  "A0J"  A0J5 y2%  6  .3  Ԉ0    HvortumskjandihefurgefiWFjrmlaeftirlitinuumbeWnarupplUsingarsamt " fylgiggnumogYrupplUsingarhafareynstrttar.A0J55݌#   Ќ  "A0J"  A0JD7 y2%  7  .3  Ԉ0    RefsingumsemumskjandihefurveriWdmdurtilaWstaoghvorthannstiopinberri  $ ranns;kn.A0JD7q7݌!W%   Ќ  "A0J"  A0J8 y2%  8  .3  Ԉ0    Efumvirkaneignarhlutsparisj;WieraWrWaskalFjrmlaeftirlitiWaWaukileggjamat J""& hvorteignarhaldiWsamrUmistskilyrWum2.mgr.70.gr.A0J88݌#'   Ќ    & a 43.gr. $ ) AfgreiWslaums;knar. v%N!*    y TeljiFjrmlaeftirlitiWumskjandaek'a$G:kihfantilYessaWeigaeignarhlutinnmeWtilliti A&"+ tilheilbrigWsogtraustsrekstursfjrmlafyrirtkisskalYaWsynjaumskjandaumleyfitil  '", Yess.FjrmlaeftirlitinuerY;heimiltaWfallastums;kn,YrttfyriraWumskjanditeljist '#- ekkihfurtilaWeigaeignarhlutinn,gegnYvaWumskjandinngrpitilrWstafanaYvskyni (z$. aWtakmarkaskaWleghrifafeignarhaldihans,t.d.aWfelaeignarhaldiWsrstku ( eignarhaldsflagi&  semhafiekkiaWrastarfsemimeWhndumeWatilnefnaeinstaklingasem  FjrmlaeftirlitiWmeturhfasemfulltrasnaflagsstj;rn.'R=   y kvrWunFjrmlaeftirlitsinsskv.1.mgr.skalveraskriflegoghafaboristumskjanda a innaneinsmnaWarfrYeimdegierYvbrustfullngjandiupplUsingarsamtfylgiggnum. T, BeristkvrWunFjrmlaeftirlitsinsumskjandaekkiinnanYesstmatelstYaWhafa  samYykktums;knina.RkstuWningurskalfylgjasynjunFjrmlaeftirlitsinsums;kn.    44.gr.  X NUtingheimildar. K #     y HeimildtilaWeignasteWaaukaviWvirkaneignarhlutfjrmlafyrirtkigildirsex    mnuWieftiraWsamYykkiFjrmlaeftirlitsinsliggurfyrir.NUtiumskjandiekkiheimildina    YeimtmaberhonumaWaflasamYykkisFjrmlaeftirlitsinsnUjanleik,sbr.40.og41.gr.     45.gr. B  BrrWiefekkiers;ttumleyfi.       y SkiaWiliekkiumleyfiFjrmlaeftirlitsinstilefniafkaupumeWaaukninguvirkum   eignarhlut,YrttfyriraWhonumsYaWskyltskv.40.gr.,fellurniWuratkvWisrttursem {  fylgirYeimhlutumsemeruumframleyfilegmrk.SkuluYeirYekkitaldirmeWviW nF treikningYvhvemiklumhlutahlutafjrfariWermeWatkvWifyrirhluthafafundum. 9 FjrmlaeftirlitiWtilkynnirviWkomandifjrmlafyrirtkiumbrottfallatkvWisrttarins.Skal  FjrmlaeftirlitiWgerahlutaWeigandiaWilaaWleggjaframums;knsamtfylgiggnumskv.  41.gr.BeristumbeWinggninnantilskilinsfreststekurFjrmlaeftirlitiWkvrWunum r afgreiWsluums;knarskv.43.gr.BeristggnekkiinnanfjgurraviknafrYvaWumYauer e= beWiWeWaFjrmlaeftirlitiWsynjarviWkomandiaWilaumleyfitilaWeigaeWaaukaviWvirkan 0 eignarhluterhonumskyltaWseljaYannhlutaeignarhlutarinssemerumframleyfilegmrk.  SkalFjrmlaeftirlitiWsetjatmamrkYvskyniogskalfresturinnekkiveraskemmrien  tveirmnuWir.ShluturekkiseldurtilskildumtmaerFjrmlaeftirlitinuheimiltaWbeita i aWiladagsektumsamkvmtlgumumopinberteftirlitmeWfjrmlastarfsemi.Heimili \4 FjrmlaeftirlitiWviWkomandiaWilaaWeignasteWaaukaviWvirkaneignarhlutfhlutirnir ' atkvWisrttaWnUju.    46.gr. `  BrrWiefums;knefhafnaW. S+!    y EignistaWilieWaaukiviWvirkaneignarhlutYrttfyriraWFjrmlaeftirlitiWhafihafnaW " ums;knhansumYaWfellurniWuratkvWisrttursemfylgirYeimhlutumsemeruumfram # leyfilegmrk.SkuluYeirYekkitaldirmeWviWtreikningYvhvemiklumhlutahlutafjr  $ fariWermeWatkvWifyrirhluthafafundum.FjrmlaeftirlitiWtilkynnirviWkomandi !W% fjrmlafyrirtkiumbrottfallatkvWisrttarins.ErviWkomandiaWilaaWYvbnuskyltaW J""& seljaYannhlutaeignarhlutarinssemerumframleyfilegmrk.SkalFjrmlaeftirlitiWsetja #' tmamrkYvskyniogskalfresturinnekkiveraskemmrientveirmnuWir.Shluturekki #( seldurtilskildumtmaerFjrmlaeftirlitinuheimiltaWbeitaaWiladagsektumsamkvmt $ ) lgumumopinberteftirlitmeWfjrmlastarfsemi. v%N!*   A&"+   & ,  47.gr. ( Tilkynningeigandaumsluvirkumeignarhlut.     y HyggisteigandivirkseignarhlutardragasvorhlutafjreignsinniaWhanneigiekki  virkaneignarhluteftirYaWskalhanntilkynna',("NYaWFjrmlaeftirlitinufyrirframogeinnig a hvereignarhluturhansmuniverWa.FarieignarhluturinnniWurfyrirYaumrksemtilgreind T, eru40.gr.eWasvomikiWaWfjrmlafyrirtkihttiraWverad;tturfyrirtkihlutaWeigandi  m;WurfyrirtkisskalYaWeinnigtilkynnt.    48.gr.  X TilkynningfjrmlafyrirtkjaumaWilaskipti. K #     y XegartilkynninghefurboristumaWilaskiptiaWhlutabrfumfjrmlafyrirtkisemvalda    YvaWhlutafjreignferyfireWaundirYaumrksemtilgreinderu40.gr.skalstj;rn    fjrmlafyrirtkistilkynnaFjrmlaeftirlitinuumYaWnstWulaussdrttar.    y EigisjaldnareneinusinniriskalfjrmlafyrirtkitilkynnaFjrmlaeftirlitinuumY wO  hluthafasemeigavirkaneignarhlutYvogumhlutafjreignhversYeirra. B    49.gr.   BrrWiefeigandierekkihfurtilaWfarameWvirkaneignarhlut. {     y SaWila,semvirkaneignarhlutfjrmlafyrirtki,svofariWeWafarihannYannigmeW nF hlutsinnaWskaWiheilbrigWanogtraustanreksturYessgeturFjrmlaeftirlitiWgripiWtil 9 eftirfarandirWstafana:  ! !"A0J"  A0JU y2%  1  .3  Ԉ0    kveWiWaWYeimhlutumfylgiekkiatkvWisrttur.A0JUU݌   Ќ  "A0J"  A0JV y2%  2  .3  Ԉ0    LagtfyrirhlutaWeigandifyrirtkiaWgrpatilrWstafanasemdragarskaWlegum r hrifumhluthafans.A0JVW݌e=   Ќ  "A0J"  A0JCX y2%  3  .3  Ԉ0    Lagtfyrirstj;rnhlutaWeigandifyrirtkisaWboWatilhluthafafundarYarsemhttsemi 0 hluthafansskaltekinfyrir.SkalfulltraFjrmlaeftirlitsinsheimiltaWskjafundinnog  takaYartilmls.A0JCXpX݌   Ќ   y ViWmatYvhvortgripiWskulitilrWstafanaskv.1.mgr.skalm.a.hfWhliWsj;nafYeim i atriWumsemgreinir42.gr.AWaukiskalhfWsrstkhliWsj;nafYvhvortstaWaeWa \4 httsemiviWkomandiaWilavritilYessfallinaWrUratraustalmenningshlutaWeigandi ' fjrmlafyrirtkivrihnopinber.   y FjrmlaeftirlitinuerheimiltaWgrpasenntilfleirieneinnarafYeimrWstfunumsem  tilgreindareru1.mgr.YykiYaWnauWsynlegt. `    VII.KAFLI "  Stj;rnogstarfsmenn.  # 50.gr.  $ AlmenntkvWi. !W%    y Umstj;rnfjrmlafyrirtkisgildakvWilagaumhlutaflg,endasekkiannanveg J""& mltlgumYessum. #'   & , 51.gr. $ ) Fjldistj;rnarmanna. v%N!*    y Stj;rnfjrmlafyrirtkisskalskipuWeigifrrienYremurmnnum.X;skulustj;rnir A&"+ viWskiptabanka,sparisj;WaoglnafyrirtkjaskipaWareigifrrienfimmmnnum.',$1^  '",  y SkipaskaljafnmargavaramennogaWalmennstj;rnfjrmlafyrirtkis. '#-  (z$.   52.gr. ( HfisskilyrWistj;rnarogframkvmdastj;ra.     y Stj;rnarmennogframkvmdastj;rarfjrmlafyrirtkisskuluveralgrWa.Xeirmega  ekkisWustufimmrumhafaveriWrskurWaWirgjaldYrotaeWatengslumviWatvinnurekstur a hlotiWd;mfyrirrefsiverWanverknaWsamkvmtalmennumhegningarlgum,Yessumlgum, T, eWalggjfumhlutaflg,einkahlutaflg,b;khald,rsreikninga,gjaldYroteWaopinber  gjldeWaYeimsrlgumsemgildaumaWilasemltaopinberueftirlitimeW  fjrmlastarfsemi.    y TilviWb;tarframangreindumskilyrWumskulustj;rnarmennogframkvmdastj;ribayfir  X ngilegriYekkinguogstarfsreynslutilaWgetagegntstWusinnitilhlUWileganhtt.Xeir K #  megaekkihafasUntafsrhttsemisemgefurtilefnitilaWtlaaWYeirmisnotiaWstWusna    eWaskaWifyrirtkiW.      53.gr. wO  HfisskilyrWistarfsmannaverWbrfaviWskiptum. B     y Starfsmennfjrmlafyrirtkis,semhafaumsj;nmeWdaglegristarfsemitengslumviW    viWskiptimeWfjrmlagerningaskv.6.tlul.1.mgr.3.gr.,skuluhafastaWistpr;f   verWbrfaviWskiptum.0tengslumviWveitingustarfsleyfisogjafnskj;ttogbreytingarverWa {  berfjrmlafyrirtkiaWtilkynnaFjrmlaeftirlitinuumstarfsmennsamkvmtYessari nF mlsgrein.FjrmlaeftirlitinuerheimiltaWsetjannarireglurumframkvmdYessakvWis. 9  y Pr;fnefndverWbrfaviWskiptahefurumsj;nmeWpr;fiverWbrfaviWskiptumsemaW  jafnaWiskalhaldiWeinusinniri.ViWskiptarWherraskiparpr;fnefndtilfjgurrarasenn.  TilaWstandastraumafkostnaWiviWframkvmdpr;faskulupr;ftakargreiWagjaldsem r rWherrakveWur.kvarWanirpr;fnefndareruendanlegarstj;rnsUslustigi. e=  y Pr;fnefndverWbrfaviWskiptaerheimiltaWfela;hWumaWilumaWgefaeinkunnfyrir 0 pr;frlausn.Xgeturpr;fnefndverWbrfaviWskiptaskipaWpr;fd;maratilaWendurskoWa  rlausnpr;ftaka.0reglugerWskalkveWannarumframkvmdpr;fsverWbrfaviWskiptum,  YarmeWalpr;fkrfur,ogheimildirtilaWveitaundanYgurfreinstkumhlutumslkspr;fs i eWapr;fiheild. \4   54.gr.  Verkaskiptingstj;rnarogframkvmdastj;ra.Framkvmdstarfastj;rnar.     y 0samYykktumfjrmlafyrirtkisskalkveWiWumverkaskiptingustj;rnarog `  framkvmdastj;rasemskaltakamiWafkvWumhlutaflagalaga. S+!  y Stj;rnskalsetjasrstarfsreglurYarsemnnarskalkveWiWumframkvmdstarfa " stj;rnarinnar.0reglumYessumskalfjallaWsrstaklegaumheimildirstj;rnartilaWtaka # kvarWanirumeinstkviWskipti,framkvmdreglnaumsrstakthfistj;rnarmanna,meWferW  $ stj;rnarupplUsingumumeinstakaviWskiptamenn,setustj;rnarmannastj;rnum !W% d;tturfyrirtkjaoghlutdeildarflaga,ogframkvmdreglnaummeWferWviWskiptaerinda J""& stj;rnarmanna.ReglurYessarskalsendatilFjrmlaeftirlitsins. #'   55.gr. $ ) Xtttakastj;rnarmannameWferWmla. v%N!*    y Stj;rnfjrmlafyrirtkisskalekkitakaYttkvrWunumumeinstkviWskipti,nema A&"+ umfangYeirrasverulegtmiWaWviWstrWfyrirtkisins.Einstakirstj;rnarmennskuluekki  '", hafaafskiptiafkvrWunumumeinstkviWskipti. '#-  y Stj;rnarmennfjrmlafyrirtkisskuluekkitakaYttmeWferWmlsefmlvarWar: (z$. ! !"A0J"  A0Jr y2%  1  .3  Ԉ0    viWskiptiYeirrasjlfraeWafyrirtkjasemYeirsitjastj;rnhj,erufyrirsvarsmennfyrir ( eWaeigaaWWruleytiverulegrahagsmunaaWgta;eWaA0Jrr݌   Ќ  "A0J"  A0Jut y2%  2  .3  Ԉ0    viWskiptisamkeppnisaWilaYeirraaWilasemrWirum1.tlul.A0Jutt݌   Ќ  HiWsamaskalgildaumviWskiptiaWilasemerutengdirstj;rnarmnnumpers;nulegaeWa a fjrhagslega. T,  y ViWskiptaerindistj;rnarmanna,semogfyrirtkjasemYeirerufyrirsvarifyrir,skululgW  fyrirstj;rnfjrmlafyrirtkis,eWastj;rnarformannflags,tilsamYykktareWasynjunar.  Stj;rnfjrmlafyrirtkiserY;heimiltaWsetjaalmennarreglurumafgreiWsluslkramlaYar   semfyrirframerkveWiWhvaWaviWskiptaerindiYurfi,ogYurfiekki,srstakaumfjllun  X stj;rnarWurentilafgreiWsluYeirrakemur,sbr.54.gr. K #    56.gr.    Xtttakastarfsmannaatvinnurekstri.      y Framkvmdastj;rafjrmlafyrirtkiser;heimiltaWsitjastj;rnatvinnufyrirtkisog wO  takaYttatvinnurekstriaWWruleyti.Stj;rnfyrirtkisgeturveittheimildtilslks B  grundvellireglnasemhnseturogFjrmlaeftirlitiWstaWfestir.Eignarhluturfyrirtkitelst    Ytttakaatvinnurekstri,nemaumsaWrWa;veruleganhlutsemekkiveitirbeinhrif   stj;rnunYess.Umstj;rnarsetuframkvmdastj;rad;tturfyrirtkieWahlutdeildarflagi {  fjrmlafyrirtkisins,ogumheimildirannarrastarfsmannatilYtttkuatvinnurekstri,fer nF samkvmtreglumsettumsamkvmtkvWum54.gr. 9   57.gr.  ViWskiptistarfsmannaviWfjrmlafyrirtki. r    y Samningurfjrmlafyrirtkisumln,byrgWir,kauprtteWasambrilegviWskiptiviW e= framkvmdastj;raerhWursamYykkistj;rnarfyrirtkisins.kvrWunumslktskalb;kuW. 0 kvWiYessarargreinargildaeinnigummakaframkvmdastj;rafjrmlafyrirtkis.   y UmviWskiptifjrmlafyrirtkisogstarfsmannaYessferaWWruleytieftirreglumsem  stj;rnfyrirtkisinsskalsetja. i   58.gr. ' Xagnarskylda.     y Stj;rnarmennfjrmlafyrirtkis,framkvmdastj;rar,endurskoWendur,starfsmennog  hverjirYeirsemtakaaWsrverkYgufyrirtkisinserubundnirYagnarskylduumalltYaW `  semYeirfvitneskjuumviWframkvmdstarfasnsogvarWarviWskiptaeWaeinkamlefni S+! viWskiptamannaYess,nemaskyltsaWveitaupplUsingarsamkvmtlgum.Xagnarskyldan " helstY;ttltiWsafstarfi. #  y SsemveitirviWtkuupplUsingumafYvtagisemumgetur1.mgr.erbundinn  $ YagnarskyldumeWsamahttiogYargreinir.SaWilisemveitirupplUsingarskalminna !W% viWtakandaumYagnarskylduna. J""&   59.gr. #( UndanYgafrYagnarskylduvegnahttustUringarogeftirlitssamstWugrunni. $ )    y XrttfyrirkvWi58.gr.erheimiltaWmiWlaupplUsingumtilm;Wurflags v%N!* fjrmlafyrirtkisefm;WurflagiWereinnigfjrmlafyrirtkiskilningilagaYessaraeWa A&"+ eignarhaldsflagfjrmlasviWi,sbr.4.mgr.97.gr.SlkupplUsingamiWlunmY;aWeins  '", eigasrstaWaWYvmarkisemnauWsynlegtervegnahttustUringarogmekkintil '#- einkamlefnaeinstakraviWskiptamanna.SamagildirummiWlunupplUsingavegnaeftirlits (z$. samstWugrunni. (  y FjrmlaeftirlitiWseturnnarireglurumheimilaupplUsingamiWlunskv.1.mgr.    &  60.gr. a SamYykkiviWskiptamannstilmiWlunartrnaWarupplUsinga. T,    y HeimilteraWmiWlatilutanaWkomandiaWilaYeimupplUsingumumviWskiptamennsem  umgetur58.gr.aWfengnuskriflegusamYykkiYesserhlut.0samYykkiskalkomafram  tilhvaWaupplUsingaYaWtekur,tilhvaWaaWilaerheimiltaWmiWlaupplUsingumgrundvelli'   YessoghvaWatilgangiupplUsingunumermiWlaW.  X   VIII.KAFLI     Sparisj;Wir.     61.gr.   Stofnun. wO     y Stofnfjreigendursparisj;Wiskuluekkiverafrrien30. B   y stofnfundisparisj;WsferhverstofnandimeWeittatkvWi.Stofnfundursetursparisj;Wi    samYykktir.0YeimskuluverakvWisemvarWasrstaklegahlutaWeigandisparisj;W,svo   sem: {  ! !"A0J"  A0Jd y2%  1  .3  Ԉ0    heitisparisj;Ws,A0Jd݌nF   Ќ  "A0J"  A0JW y2%  2  .3  Ԉ0    heimilisparisj;WsogvarnarYing,A0JW݌9   Ќ  "A0J"  A0J] y2%  3  .3  Ԉ0    heildarupphWstofnfjr,skiptingstofnfjrhlutiogatkvWisrttur,A0J]݌   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    reglurumeigendaskiptiaWstofnfjrhlutumogaukningustofnfjr,A0J݌   Ќ  "A0J"  A0J y2%  5  .3  Ԉ0    kosningsparisj;Wsstj;rnarogstrfhennar,A0Jя݌r   Ќ  "A0J"  A0J y2%  6  .3  Ԉ0    breytingarsamYykktumogA0J݌e=   Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    slitsparisj;WiogrWstfuneiginfjrYvsambandi.A0Jڑ݌0   Ќ   y Xegarstarfsemisparisj;WserbundinviWkveWiWsvWiskulustofnfjreigendurvera  bsettireWarekaatvinnueWaaWrastarfsemiYvsvWi,sbr.Y;11.gr.    62.gr. \4 Stofnfjrbrf. '    y GefinskulutstofnfjrbrffyrirskrWumstofnfjrhlutumogskuluYauundirrituWaf  sparisj;Wsstj;rn.XaumekkiafhendafyrrenhlutureraWfullugreiddur.Stofnfjrbrfskulu  hlj;WanafnogverWaYauekkiframseldtilhandhafaYannigaWgildihafigagnvart `  sparisj;Wnum.0stofnfjrbrfiskalgreina: S+! ! !"A0J"  A0J  y2%  1  .3  Ԉ0    heitisparisj;Wsogheimilisfang,A0J :݌"   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    nmerogfjrhWhlutar,A0J=݌#   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    nafn,heimilisfangogkennitlustofnfjreiganda,A0J4݌ $   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    tgfudagstofnfjrbrfs,A0JA݌!W%   Ќ  "A0J"  A0J  y2%  5  .3  Ԉ0    efni64.og65.gr.ogA0J 6݌J""&   Ќ  "A0J"  A0J y2%  6  .3  Ԉ0    srstkatriWiervarWarttindiogskyldurstofnfjreigenda.A0J(݌#'   Ќ   y FrWskalskryfirstofnfjreigendurogskuluYeirallireigaaWgangaWhenni. #(   63.gr. v%N!* Rttindistofnfjreigenda. A&"+    y Stofnfjreigendurberaekkipers;nulegabyrgWskuldbindingumsparisj;Wsumfram  '",  stofnfsitt. '#-  y &   Stofnfjreigendurhafaekkirtttilg;Wahlutarafrekstrarafgangisparisj;WsumframYaW ( semmlterfyrirumlgumYessum.'(   y Stofnfjreigendurskulueinungisnj;taarWsafinnborguWustofnfsnu.  & a  y StofnfverWurekkiendurgreitttilstofnfjreigendanemasamkvmtkvWum65.og a 100.gr. T, 'a   64.gr.  SalaogveWsetningstofnfjrhluta.      y SalaeWaannaWframsalstofnfjrhlutarsparisj;Wier;heimiltnemameWsamYykki  X sparisj;Wsstj;rnar.Teljisparisj;Wsstj;rnaWvntanlegurkaupandistofnfjrfalisteftirvirkum K #  eignarhlutsparisj;Wiskalstj;rninvsamlinutilFjrmlaeftirlitsins,sbr.VI.kafla.    VeWsetningstofnfjrhlutarsparisj;Wier;heimilnemasamYykktirsparisj;Wsinsheimili    veWsetninguaWfengnusamYykkistj;rnar.    y NverWaeigendaskiptiaWstofnfjrhlutviWfullnustuveWrttar,semheimiltvaraWstofna wO  tilsamkvmtlokamlsliW1.mgr.,ogskalYnUreigandi;skaeftirsamYykki B  sparisj;Wsstj;rnareigendaskiptunuminnantveggjaviknafrYvaWYauttusrstaW.Um    afgreiWslusparisj;Wsstj;rnarslkribeiWnifersamkvmtkvWum1.mgr.Yessarargreinar   ogkvWum70.gr.eftirYvsemviWgeturtt. {   y Synjisparisj;Wsstj;rnumsamYykkieWanUreigandi;skarekkieftirsamYykkiinnan nF tilskilinsfrestsskalsparisj;Wsstj;rninnleysastofnfjrhlutinneftirkvWum65.gr. 9   65.gr.  Innlausnstofnfjrhluta. r    y Stj;rnsparisj;WserheimiltaWinnleysastofnfjrhlutsparisj;WiaWbeiWni e= stofnfjreiganda. 0  y Stj;rnsparisj;WserskyltaWinnleysastofnfjrhluteftirgreindumtilvikum:  ! !"A0J"  A0J y2%  1  .3  Ԉ0    YegarlgaWila,semereigandiaWstofnfjrhlut,erslitiWeWahannlagWurniWur,A0J݌   Ќ  "A0J"  A0JϨ y2%  2  .3  Ԉ0    viWgjaldYrotaskiptibistofnfjreiganda,A0JϨ݌i   Ќ  "A0J"  A0Jݩ y2%  3  .3  Ԉ0    viWfjrnmstofnfjrhlutstofnfjreigandaogA0Jݩ ݌\4   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    YegarhnsamYykkirekkieigendaskiptiviWfullnustuveWrttarstofnfjrhlut.A0J݌'   Ќ   y Nsynjarsparisj;Wurumheimildtilslustofnfjrhlutar,sbr.64.gr.,eWaneytirekki  heimildartilinnlausnarskv.1.mgr.ogskalhannY,ef;skaWer,hafamillignguumslu  hlutarinseWainnleysahanninnanrsfrYverskriflegbeiWnikomframumslueWa `  innlausn. S+!  y FariinnlausnstofnfjrhlutarframskalhluturinnleysturnafnverWiaWviWbttri;nUttri " heimildtilendurmatsstofnfjrskv.67.gr. #   66.gr. !W% Aukningstofnfjr. J""&    y FundurstofnfjreigendageturkveWiWaWaukastofnfstarfandisparisj;Wiogsettreglur #' umskriftnUrrastofnfjrhlutasamrmiviWkvWisamYykktum. #(  y XaWverW,semnUrstofnfjreigandiskalgreiWafyrirhlut,skalveranafnverWhansaW $ ) viWbttri;nUttriheimildtilendurmatsstofnfjrskv.67.gr. v%N!*   A&"+   0 @ & ,  67.gr. ( Endurmatstofnfjr.     y Sparisj;WumerheimiltaWendurmetastofnfsj;WsinsoggreiWainnstofnfjrreikninga  stofnfjreigenda.ViWendurmatYettaskal',(ԀhafahliWsj;nafverWlagsbreytingummiWaWviW a vsitluneysluverWs. T,  y NUttstofnfnUturhlutfallslegaendurmatsmiWaWviWinngreiWsluYessinnanrsins.    68.gr.   RWstfunhagnaWar.  X    y HagnaWisparisj;WsskalrWstafaWsemhrsegir: K #  ! !"A0J"  A0J y2%  1  .3  Ԉ0    AWalfundurgeturkveWiW,aWfengnumtillgumsparisj;Wsstj;rnar,aWgreiWa    stofnfjreigendumarWafstofnf.ryggissj;Wursamkvmtlgumum    innstWutryggingarogtryggingakerfifyrirfjrfesta,semallirsparisj;WirstofnaYessu   skyni,kveWurrlegahmarkshlutfallarWgreiWslu.HeimilteraWgreiWaarWY;tttaps wO  rekstrisparisj;Ws.A0JB݌B    Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    TilviWb;tararWgreiWsluskv.1.tlul.geturaWalfundurkveWiW,aWfengnumtillgum    sparisj;Wsstj;rnar,aWrWstafaalltaW10%afhagnaWihversrstilhkkunarstofnf   sj;Wsins,Y;YannigaWhkkunstofnfjrsamkvmtYessumtluliWverWialdreimeirien {  5%ri.HeimildtilendurmatssamkvmtYessumtluliWflystekkimillira. nF EndurmatsamkvmtYessumtluliWmekkileiWatilYessaWb;kfrteigiWfaW 9 frdregnustofnfverWilgraenYaWvarrslok2000.NUttstofnfnUturhlutfallslega  endurmatssamkvmtYessumtluliWmiWaWviWinngreiWsluYessinnanrsins.ArWurinn  skalreiknaWurafendurmetnustofnfeinsogYaWerlokreikningsrs.A0J݌r   Ќ  "A0J"  A0J| y2%  3  .3  Ԉ0    HagnaW,semekkierrWstafaWskv.1.og2.tlul.,skalleggjavarasj;W.A0J|݌e=   Ќ    69.gr.  LeiWbeinanditillgurumvextiogYj;nustugjld.     y Sparisj;WumerheimiltaWfelasameiginlegumaWilaYeirravegumaWleggjafyrirY i leiWbeinanditillgurumvextiogYj;nustugjld,endabrj;tislktekkibgaviWkvWi \4 samkeppnislaga,sbr.IV.kaflaYeirralaga. '   70.gr.  SkiptingeignarhlutaogatkvWa. `     y StofnfjreigendurskulueigajafnanhlutnemasamYykktirheimiliannaW. S+!  y NleiWirframsalstofnfjrhlutar,eWaaukningstofnfjr,tilYessaWeinstakurstofnfjraWili, " eWastofnfjreigandiogaWilisemhannernnumtengslumviWskilningi2.mgr.18.gr., # eignisteWafarimeWvirkaneignarhlutasparisj;WnumskilningilagaYessara,ogskalY  $ sparisj;Wsstj;rnekkisamYykkjaframsaliWnemaaWfengnusamYykkiFjrmlaeftirlitsinsog !W% aWfullngWuWruhvorueftirgreindraskilyrWa: J""& ! ! *(g004ABCD"A0J"  A0Jh y2g  a  .3  Ԉ0    aWumsaWrWaliWnauWsynlegrifjrhagslegriendurskipulagninguviWkomandi #' sparisj;WsogsUntYykiaWslkrifjrhagslegriendurskipulagninguverWiekkikomiWviW #( nemameWYvaWstofnfjreigandieignistvirkaneignarhlut,A0Jh݌$ )   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    aWsUntsframaWflunstofnfjrhlutarinssliWureflingusamvinnumillisparisj;Wa v%N!* landinu.A0J݌A&"+   Ќ   y StofnfjreigendurskulueigajafnanatkvWisrttnemaWruvsiskveWiWsamYykktum  '", sparisj;Ws.X;ereinstkumstofnfjreigendumaldreiheimilt,fyrirsjlfssnhndeWa '#- annarra,aWfarameWmeiraen5%afheildaratkvWamagnisparisj;Wi,hvortsemyfirrWyfir (z$. atkvWisrttibyggjastbeinnieWa;beinnihlutdeildstofnfsparisj;Ws.UmatkvWisrtt ( efsveitarflagereinistofnfjreigandinnfersamkvmtkvWum71.gr.:heimilteraWfara  meWatkvWisrttsamkvmtYeimstofnfjrbrfumsemsparisj;Wursjlfur.   y Stofnfjreigandaer;heimiltaWfelaWrumumboWsittfundumstofnfjreigendanema a slktsleyftsamYykktumsparisj;Ws. T,  y XarsemtalaWerumheildaratkvWamagnsparisj;WilgumYessumerttviW  heildaratkvWamagnaWfrdregnumatkvWumsamkvmtYeimstofnfjrbrfumsem  sparisj;Wursjlfur.     71.gr. K #  Sveitarflagssparisj;Wir.       y kvWi1.mgr.61.gr.umfjldastofnfjreigendaog3.mgr.70.gr.umtilhgun    atkvWisrttarsparisj;WitakahvorkitilYeirrasparisj;WaYarsemsveitarflgog   hraWsnefndirerueinirstofnfjreigendaviWgildistkulagaYessarantilsamrunaYeirra,sbr. wO  101.gr.&  ԀShraWsnefndeinnstofnfjreigendatakmarkastatkvWisrtturhversaWila B  viW///   1     5   /]]//hlutaafatkvWamagnisparisj;Wi.'B      72.gr. {  Stj;rn. nF    y 0stj;rnsparisj;Wsskulusitjafimmmenn.Stofnfjreigendurkj;saYrjstj;rnarmennen 9 hlutaWeigandisveitarstj;rnireWahraWsnefndirtilnefnatvostj;rnarmennsamkvmtnnari  kvWumsamYykktumsj;Wsins.0samYykktumerheimiltaWkveWaumaW  stofnfjreigendurkj;siallastj;rnarmennsparisj;Ws.Stj;rninkUssrformannrsnumh;pi. r HeimilteraWkj;savaramenn,jafnmargaaWalmnnum,eftirsmureglumoggildaum e= kosninguaWalmanna.Kosningstj;rnarskalverahlutbundinef;skaWer. 0   73.gr.  Breytingsparisj;Wshlutaflag. i    y AWtillgusparisj;Wsstj;rnarsparisj;Wisemstarfandivar31.desember2000geturfundur \4 stofnfjreigendakveWiWmeW/66//:'2':==tt'3'///hlutumgreiddraatkvWa,svoogsamYykkistofnfjreigenda ' semrWayfirminnst/ //2  3/I I //hlutumYessstofnfjrsemfariWermeWatkvWifyrirfundinum,aW  breytasparisj;WnumhlutaflagaWfengnusamYykkiFjrmlaeftirlitsins.Skalbreyting  sparisj;WshlutaflagYframkvmdYannigaWsparisj;Wurinnsameinisthlutaflagisem `  sparisj;WurinnhefurWurstofnaWYvskyniaWtakaviWrekstrisparisj;Wsinsogllum S+! eignumhansogskuldum,rttindumogskuldbindingum. "  y kvWi1.mlsl.2.mgr.3.gr.laganr.2/1995,umhlutaflg,gildaekkiumfjlda # stofnendahlutaflagiskv.1.mgr.kvWi1.mgr.20.gr.smulagaumlgmarksfjlda  $ hluthafagildaekkiumhlutaflagskv.1.mgr.framaWYvaWbreytingsparisj;Wshlutaflag !W% skv.1.mgr.srstaW. J""&  y ViWbreytingusparisj;WshlutaflagsamkvmtYessarigreinheldurstarfsleyfi #' sparisj;Wsinsgildisnu. #(  y Sparisj;Wi,sembreytterhlutaflagsamkvmtkvWumYessarargreinar,eraukorWsins $ ) ?sparisj;Wur skyltaWhafaorWiWhlutaflagheitisnueWaskammstfuninahf. v%N!*  y Sparisj;Wi,sembreytterhlutaflagsamkvmtkvWumYessarargreinar,erekkiskylt A&"+ aWgefatinnklluntillnardrottna.BreytingeignaskrninguveWmlab;kumsemleiWir  '", afbreytingusparisj;WshlutaflagerundanYeginstimpilgjldum. '#-  y NferumeigiWfsparisj;WssembreytterhlutaflagsamkvmtkvWum77.gr.og (z$. skulunefndkvWiYgildaframumsparisj;Winneftirbreytinguhanshlutaflag. (  y Ssparisj;WibreytthlutaflagskulustaWkvWa61.!68.gr.og70.!72.gr.gildaum  hannkvWiVII.kaflalagaYessaraoglagaumhlutaflgeftirYvsemviWgeturtt,enda  sekkiWruvsifyrirmltundanfarandikvWumYessarargreinar. a   74.gr.  Skiptinghlutafjrsparisj;Wi.     y ViWbreytingusparisj;Wihlutaflagskv.73.gr.skulustofnfjreigendureingnguf   hlutafhlutaflaginusemgagngjaldfyrirstofnfjrhlutisna.Skalsamanlagthlutafsem  X stofnfjreigendurfsparisj;Wnumnemasamahlutfalliafhlutafhanseftirbreytingunaog K #  stofnf,endurmetiWskv.67.gr.,nemursamtalsaftluWumarkaWsvirWisparisj;Wsins.    MarkaWsvirWisparisj;WsinssemoggagngjaldfyrirstofnfjrhlutiskalmetiWaf;hWumaWila    ogmiWastviWsamatmamarkogbreytinginrekstrarformisparisj;Wsins.ViWmathlut   stofnfjrskalhafatilhliWsj;nararWsvonstofnfjrhlutaskv.68.gr.annarsvegarogarWsvon wO  oghttuhlutabrfasparisj;Wihinsvegar.Shlutihlutafjrsparisj;Wsinseftirbreytingu B  hanshlutaflagsemekkigengurtilstofnfjreigendasamkvmtframansgWuskalverWa    eignsjlfseignarstofnunarsemsetterstofnskv.76.gr.    y kvWi120.!128.gr.ogkvWi131.gr.laganr.2/1995,umhlutaflg,skuluaWWru {  leytiogeftirYvsemviWgeturttgildaumbreytingusparisj;Wshlutaflagsamkvmt nF undanfarandikvWumYessarargreinar. 9   75.gr.  AtkvWarttursparisj;WisembreytthefurveriWhlutaflag. r    y 0samYykktumsparisj;WssembreytthefurveriWhlutaflagskv.73.gr.skalkveWiWum e= atkvWisrttsemfylgirhlutumsparisj;WnumogummeWferWhans.Einstkumhluthfum 0 eraldreiheimilt,fyrirsjlfssnhndeWaannarra,aWfarameWmeiraen5%af  heildaratkvWamagnisparisj;Wi,hvortsemyfirrWyfiratkvWisrttibyggjastbeinnieWa  ;beinnieignarhlutdeild. i  y 0samYykktumerY;heimiltaWkveWaumaWsjlfseignarstofnunskv.76.gr.getifariW \4 meWmeiraen5%afheildaratkvWamagnisparisj;Wi.stofnfundiskal ' sjlfseignarstofnuninfarameWatkvWisamrmiviWhlutafjreignsna.    76.gr. `  Sjlfseignarstofnunsemhluthafisparisj;Wi. S+!    y SkveWiWaWbreytasparisj;WihlutaflagsamkvmtkvWum73.gr.skal " sparisj;WurinngangastfyrirstofnunsjlfseignarstofnunarsemviWbreytingunaverWureigandi # Yesshlutahlutafjrsparisj;WnumsemkveWiWerum74.gr.Megintilgangur  $ sjlfseignarstofnunarinnarskalveraaWstuWlaaWviWgangiogvextistarfsemisparisj;Wsins. !W% FjrmlaeftirlitiWskalstaWfestasamYykktirstofnunarinnar. J""&  y 0stj;rnsjlfseignarstofnunarskv.1.mgr.skuluminnsteigastifimmmennr #' fulltrarWistofnunarinnar. #( & ,  y FulltrarWsjlfseignarstofnunar,semskulueigastiallirstofnfjreigendur $ ) viWkomandisparisj;Wierhonumvarbreytthlutaflag,skalkj;sastj;rnarmenn v%N!* sjlfseignarstofnunarinnar.FulltrarWiWgeturvaliWfleiritilseturWinu.NverWa A&"+ fulltrarWsmennfrrien',$Yrjtu&  ogerYskyltaWfjlgarWinunstafundiYessYannig  '", aWmeWlimirverWieigifrrienYrjtu.' 'c '#-  y EinungisskalheimiltaWthlutaaffjrmunumsjlfseignarstofnunarskv.1.mgr.eWa (z$. rWstafaeignum,semeftirverWaviWslithennar,tilmenningaroglknarmlastarfssvWi ( viWkomandisparisj;WsviWbreytinguhanshlutaflag.kvWilagaumsjlfseignarstofnanir  semstundaatvinnureksturskuluaWWruleytigildaumsjlfseignarstofnunskv.1.mgr.  SjlfseignarstofnunsemstofnuWersamkvmtYessarigreinerundanYegintekjuskattiog a eignarskatti,endasfariWeftirskilyrWum1.mlsl.umthlutuntilmenningaroglknarmla. T,   &  77.gr.  Lgmarkstofnfjr.      y Sparisj;Wum,semstarfandieruviWgildistkulagaYessarameWeigiWflgraenYaW  X stofnfsemmlterfyrirum14.gr.,erheimiltaWhaldaframstarfsemisinni,endafari K #  eigiWfYeirraekkiniWurfyrirYfjrhWsem'ԀYaWnamviWgildistkulaganr.43/1993,um    viWskiptabankaogsparisj;Wi.FarieigiWfniWurfyrirframangreindmrker    FjrmlaeftirlitinuheimiltaWveitahlutaWeigandisparisj;Wihfileganfresttilrb;ta.   Uppfyllisparisj;WurinnekkiskilyrWinumeigiWfaWliWnumveittumfrestiskalstarfsleyfi wO  hansafturkallaWsamkvmtkvWumII.kafla. B   y YfirtakinUiraWilarstarfsemisparisj;Wssemstarfarskv.1.mgr.skaleigiWfsparisj;Wsins    hafanWYvlgmarkisemkveWiWerum14.gr.innanYriggjamnaWafryfirtkunni.     IX.KAFLI nF  Rafeyrisfyrirtki. 9  78.gr.  Rafeyrir.     y MeWrafeyrierttviWpeningalegverWmti,formikrfutgefandasemergeymd r rafrnummiWli,gefintskiptumfyrirfjrhWsemerekkilgrienYaupeningalegu e= verWmtisemerugefintogsamYykktsemgreiWslumiWillafWrumfyrirtkjumen 0 tgefanda.    79.gr. i EndurgreiWanleikirafeyris. \4    y ViWtakafjrskiptumfyrirrafeyritelstekkiinnlneWaannaWendurgreiWanlegtfeffnu, ' semtekiWerviW,erstraxskiptrafeyri.   y Handhafirafeyrisgetur,Yeimtmasemrafeyririnnergildi,beWiWtgefandaumaW  innleysahannnafnverWimynteWapeningaseWlumeWameWYvaWfrahannreikning `  nannarsendurgjaldsenYesssemernauWsynlegttilaWframkvmaYaWgerW. S+!  y 0samningimillirafeyrisfyrirtkisoghandhafarafeyrisskaltilgreinaskilyrWifyrir " innlausnmeWskUrumhtti. #  y 0samningumskv.3.mgr.erheimiltaWsetjalgmarkfjrhWarfyririnnlausn.Lgmark  $ fjrhWarmekkiverahrraensemsamsvarar500kr;num. !W%   & , 80.gr. #' Eiginfjrkrfur. #(    y EigiWfrafeyrisfyrirtkisskal,YrttfyrirkvWi84.gr.,valltveraaWlgmarki2%af $ ) YeirrifjrhWsemhrrier:',#I v%N!* ! ! 4ABCD(%00*"A0J"  A0J y2%  1  .3  Ԉ0    fjrskuldbindingumhverjusinnivegnatistandandirafeyris,eWaA0JI݌A&"+   Ќ  "A0J"  A0J; y2%  2  .3  Ԉ0    meWalfjrskuldbindingumnstliWinnasexmnaWavegnatistandandirafeyris.A0J;h݌ '",   Ќ   y HafirafeyrisfyrirtkiekkistarfaWsexmnuWiskaleigiWfYessveraaWminnstakosti '#- 2%afYvsemhrraer: (z$. ! !"A0J"  A0JE y2%  1  .3  Ԉ0    fjrskuldbindingumhverjusinnivegnatistandandirafeyris,eWaA0JEr݌(   Ќ  "A0J"  A0Jd y2%  2  .3  Ԉ0    heildarfjrhWsexmnaWatlunarumfjrskuldbindingarhennarvegnatistandandi  rafeyris.HeildarfjrhWsexmnaWatlunarumfjrskuldbindingarviWkomandi  fyrirtkisvegnatistandandirafeyrisskalkomaframviWskiptatlunfyrirtkisins a meWfyrirvaraumbreytingartluninnisemFjrmlaeftirlitiWkannaWhafa;skaW T, eftir.A0Jd݌   Ќ  & ,  y RafeyrisfyrirtkiskalsendaFjrmlaeftirlitinutvisvarritreikningasemsUnaaW  kvWumgreinarYessararhafiveriWfylgt,samtnauWsynlegumfylgiggnumsamkvmt   nnarireglumsemFjrmlaeftirlitiWsetur.  X ',  & , 81.gr.    Takmrkunfjrfestinga.       y FjrfestingarrafeyrisfyrirtkisskuluaWminnstakostisamsvarafjrskuldbindingumYess   vegnatistandandirafeyris.Rafeyrisfyrirtki', aeraWeinsheimiltaWfjrfestaauWseljanlegum wO  eignumeWakrfumsamkvmtreglumsemFjrmlaeftirlitiWseturumtakmrkun B  fjrfestingarafeyrisfyrirtkja.0reglunumskalm.a.komaframhvaWaeignumogkrfum    rafeyrisfyrirtkigeturfjrfest,matverWmtieigna,takmarkanirmarkaWshttuog   hmarkfjrfestinga. {   y EfverWgildieignaeWakrafnaskv.1.mgr.ferniWurfyrirfjrhWskuldbindinga nF rafeyrisfyrirtkisvegnatistandandirafeyrisskalviWkomandirafeyrisfyrirtkirWab;t 9 YvstandintafaroggeraFjrmlaeftirlitinugreinfyrirrWstfunumsnumYvskyni.   y RafeyrisfyrirtkiskalsendaFjrmlaeftirlitinutvisvarritreikningasemsUnaaW  kvWumgreinarYessararhafiveriWfylgt,samtnauWsynlegumfylgiggnumsamkvmt r nnarireglumsemFjrmlaeftirlitiWsetur. e=  y RafeyrisfyrirtkimekkieigahlutWrumfyrirtkjumnemaYauannistrekstrarYtti 0 semtengjastrafeyrisemviWkomandirafeyrisfyrirtkigefurteWadreifir.    82.gr. i TakmarkanirgildissviWi. \4    y FjrmlaeftirlitinuerheimiltaWundanYiggjarafeyrisfyrirtkifreinstkumeWallum ' kvWumlagaYessaraefaWhmarkierunntaWgeyma6.000kr;nurhinumrafrnamiWli  ogeinuafeftirfarandiskilyrWumerfullngt:  ! !"A0J"  A0J y2%  1  .3  Ԉ0    rafeyrir,semfyrirtkiWgefurt,eraWeinsviWurkenndursemgreiWslumiWillhj `  d;tturfyrirtkjumfyrirtkisins,hjm;WurfyrirtkifyrirtkisinseWahjWrum S+! d;tturfyrirtkjumm;WurfyrirtkisinseWaA0J݌"   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    rafeyrir,semrafeyrisfyrirtkiWgefurt,eraWeinsviWurkenndursemgreiWslumiWillhj # takmrkuWumfjldafyrirtkjasemauglj;slegamafmarkaYarsemYauerustaWsett  $ samaathafnasvWieWaWruafmrkuWusvWiathafnasvWirafeyrisfyrirtkiseWaYau !W% erunnumfjrhagslegumeWaviWskiptalegumtengslum.A0J݌J""&   Ќ   y Rafeyrisfyrirtkisemfellurundir1.mgr.skalrlegaskilaskUrsluumstarfsemisnatil #' FjrmlaeftirlitsinseftirnnarireglumsemFjrmlaeftirlitiWseturYarsemframskulum.a. #( komaupplUsingarumheildarfjrhWskuldbindingavegna;innleystsrafeyris.SkUrslanskal $ ) hafaboristfyrir1.aprlrhvert. v%N!*   X.KAFLI  '",  LaustfogeigiWf.  '#- 83.gr. (z$. Laustf. (    y FjrmlafyrirtkiskulukappkostaaWhafatWyfiraWrWangilegulausuftilaWgeta  inntafhendittektirinnlnsfogaWrargreiWslursemstarfsemihlutaWeigandifyrirtkis  fylgja. a   & , 84.gr.  Skilgreiningeiginfjr.     y EigiWffjrmlafyrirtkjaeinsogYaWerskilgreintskv.4.mgr.skalhverjumtmaeigi   nemalgrifjrhWensemsvarartil8%a',fhttugrunni.  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