WPC fQwgfƯۄ[z5UD, ̭ƐBcF67БϞ\[t{ӄN@cǙYWEI Sa2Sd͞w!5,v#d+[fſƴ8{y=؛'}"/Ɓj &GJYyl<zLD`i#1wH/?#w;~L+_җ5İCto J DҼH|R/arx/x)wp|v/2Ō87qw۪a pkx8̗_0oH 8A Y(2RBSfBr'bJOG`Rq;"X J LQVID*A\+D.z.P"{9a.D.W"*c^HRpD8C_yI.UN % 04#  ^^+ mN 0!^  0 D- 72 0U 0*f 0s9 09! A! 0o" 0O# 0,$ 0% 0% 0& 0' 0CP( 0( 0d) 02* 0* 0+ 0, 0L- 0 . 0@. 0/ 0/ 00 0f1 0+2 02 03 0h4 0<5 1[5 725 0$6 187 07 728 19 729 19 72O: 1: 72; 0:; 0R< 0<R= 0,= 0= 0&L> 0r? 00@ 0:@ 0(A 0-A 00C 007D 03gE 0F 0SI 0L 0N 0 Q 0R 0(U 0YU 00 V AMPW 0NW 0W 0XN)Y 0+Y 0Y 0iZ 0[ 1[ 08\ 0Q\ 0(a 0Qa D5f 0QMf 0Kj 0]j 00Fo 0uvp 0-p 0wr Ar 0.s 0*s 0t 0'u 1uv 0$VwVw 0zx By 0y 00z 0{6~ 0'w 0!48 0Lg 03vv 0- 0*օ 72 0'2/Y 72 1 0$[ 0! 0 0 00ٍ 0- 0*6 0'` 0$ 0! 0̔ 0 0 00 0-M 0*z 0' 0$˜ 0! 0U:. 0h 0 03MΣ 00ң 0- 0*/VYM 0' 0$ک 0! B- 0L 0j 00 0- 0* 0 0' 0D޷ 0$" 0!F 0g 0 0 03 00 0- 0*H 0'r 0$ 0! 0 0 0 0 0U 0 0 02 0 0p 0 0 0' 0 0? 0 0W 0 0o 0 0 0 0 0+ 0 0C 0 0[ 1U 7 < 1eH 7 1e 7 1U. 7 7 7 7 7 1 72J 1| 72 15 72 1 72u 1 72. 1` 72 1 72 0 0jc DC 1 72 1 72P 1 72 1; 72 0 0z 1 1 1 1 0 0G 0 0 0D 1 1 1* 1 728 1j 72 1# 72 1 72c 1 72 1N 72 1 72 1 72G 1y 72 12 72 1 72r ^^U ,`U >:E &d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    \\mimir.althingi.is\Austurstr 10 3h lp400\\Mimir\forrit\WP2000\template\SKJRIT~2.WPT\\Mimir\forrit\WP2000\template\SkjritunY2k.wpt9U<T+f :Outline012_6 j 3  DL 23  ..  2( 4 <DL2 j ӊo0s <N+f :Outline012_8   L23  ..  2( 4 <DL2  ӁLevel 1Level 2Level 3Level 4Level 5)!dxdx_*+ (_2623  ..<]+f :Outline013_3   ) <DL)23  ..  2( 4 <DL2  *D+J (_25   ," <DL,23  ..  2( 4 <DL2  ӂLevel 1Level 2Level 3Level 4Level 5Level 1Level 2Level 3Level 4Level 5Level 1Level 2Level 3Level 4Level 5Level 1Level 2Level 3Level 4Level 5, *HNK2   cf&OLE 2.0 Box <=8C HKKKK*A+J (_24   ) <DL)23  ..  2( 4 <DL2  *>+J (_23  ` &<<DL&23  ..  2( 4 <DL2  *;+J (_22   #DL#23  ..  2( 4 <DL2  *8+J (_21    DL 23  ..  2( 4 <DL2  *5+J (_20  h DDL23  ..  2( 4 <DL2  *2+J (_19   L23  ..  2( 4 <DL2  */+J (_18    L23  ..  2( 4 <DL2  * (_1723  Ԁ*DJ (_16   ," <DL,23  Ԁ  2( 4 <DL2  *AJ (_15   ) <DL)23  Ԁ  2( 4 <DL2  *>J (_14  ` &<<DL&23  Ԁ  2( 4 <DL2  *;J (_13   #DL#23  Ԁ  2( 4 <DL2  *8J (_12    DL 23  Ԁ  2( 4 <DL2  *5J (_11  h DDL23  Ԁ  2( 4 <DL2  *2J (_10   L23  Ԁ  2( 4 <DL2  (/J &_9    L23  Ԁ  2( 4 <DL2  ( &_823  (DJ &_7   ," <DL,23   2( 4 <DL2  (AJ &_6   ) <DL)23   2( 4 <DL2  (>J &_5  ` &<<DL&23   2( 4 <DL2  (;J &_4   #DL#23   2( 4 <DL2  (8J &_3    DL 23   2( 4 <DL2  (5J &_2  h DDL23   2( 4 <DL2  (2J &_1   L23   2( 4 <DL2  &/J $_    L23   2( 4 <DL2  <:Default Para(5hCEKQW]cioAutoList1a.a.a.a.a.a.a.a.3a.<W+f :Outline013_5   #DL#23  ..  2( 4 <DL2  (EhCEKQW]cioAutoList2a.a.a.a.a.a.a.a.<Q+f :Outline013_7  h DDL23  ..  2( 4 <DL2  6a.0UhCEKQW]cioAutoList31.1.1.1.1.1.1.1.91.(ehCEKQW]cioAutoList41.1.1.1.1.1.1.1.;1.(uhCEKQW]cioAutoList51.1.1.1.1.1.1.1.=1.<K+f :Outline013_9    L23  ..  2( 4 <DL2  2S+P 0_level1  , ;1PPP|, 4<D ";23  ..  8.$$|, 4<D "8  <:footnote ref,*MIVJ2000Level 1   IS XXX US   2zz0Level 3   7 2( 4 <DL2 IS XXX  2( 4 <DL2 US    0GG.header   `  IS XXX US    ` 0GG.footer   `  IS XXX US    ` :8page number:<<8Body Text 2  X  IS XXX US   X <`+f :Outline001_1   ," <DL,23  ..  2( 4 <DL2  <c+f :Outline002_1   /% <DL/23  ..  2( 4 <DL2  <c+f :Outline003_1   /%  <DL/23  ..  2( 4 <DL2  <f+f :Outline004_1   2( 4 <DL223  ..  2( 4 <DL2  < :Outline005_1   ," <DL,A((\ Y`SymbolA23  S)\  `&Times New RomanSA((\ Y`SymbolA..S)\  `&Times New RomanS  2( 4 <DL2  < :Outline006_1   /% <DL/A((\ Y`SymbolA23  S)\  `&Times New RomanSA((\ Y`SymbolA..S)\  `&Times New RomanS  2( 4 <DL2  < :Outline007_1   /%  <DL/A((\ Y`SymbolA23  S)\  `&Times New RomanSA((\ Y`SymbolA..S)\  `&Times New RomanS  2( 4 <DL2  < :Outline008_1   2( 4 <DL2A((\ Y`SymbolA23  S)\  `&Times New RomanSA((\ Y`SymbolA..S)\  `&Times New RomanS  2( 4 <DL2  <Q+Q :Outline009_15+ 4 <DL523  ..5+ 4 <DL5< :Outline010_15+ 4 <DL5A((\ Y`SymbolA23  S)\  `&Times New RomanSA((\ Y`SymbolA..S)\  `&Times New RomanS5+ 4 <DL5<+ :Outline011_123  ..64Hyperlink    <c+f :Outline014_2  q /%M M <DL/23  ..  2( 4 <DL2   cfA<< c(O$<+ :Outline011_223  ..<+ :Outline011_323  ..<+ :Outline011_423  ..<+ :Outline011_523  ..<+ :Outline011_623  ..<+ :Outline011_723  ..ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.<+ :Outline011_823  ..()3$ Z!ISUS.,,,..TRV<6&A4X3' Letter 6&A43'TX_XXXTRV<6&A4V<6&A4 6&A4 6&A4T ? ,TXX_0?vvbX0#ggdd  8I-dXXd8ISIS,.     <+ :Outline011_923  ..()3$ Z!ISUS.,,,..TRV<6&A4X3' Letter 6&A43'TX_XXXTRV<6&A4V<6&A4 6&A4 6&A4T ? ,TXX_0?vvbX0#ggdd  8I-dXXd8ISIS,.     uuuu)!dxdx()3$ Z!ISUS.,,,..TRV<6&A4X3' Letter 6&A43'TX_XXXTRV<6&A4V<6&A4 6&A4 6&A4T ? ,TXX_0?vvbX0#ggdd  8I-dXXd8ISIS,.     ( $ Figure  1  (533d$ Z!ISUS.,,,..TRV<6&A4X3' Letter 6&A43'TX_XXXTRV<6&A4V<6&A4 6&A4 6&A4T ? ,TXX_0?vvbX0#ggdd  8I-dXXd8ISIS,.      d <c+f :Outline012_1  { /%W W <DL/23  ..  2( 4 <DL2  (M0J$2  0  .3  0 ` <`+f :Outline012_2   ," <DL,23  ..  2( 4 <DL2  (O;$0  2#  a  .3  0` (#(# cf I&mage <=8C HKKKK(u$0  0` (#(#` `  2  a  .3  0` (#` (#<]+f :Outline012_3 j + ) <DL)23  ..  2( 4 <DL2 j (`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#<Z+f :Outline012_4   &__DL&23  ..  2( 4 <DL2  3#37=CIQYag1.a.i.(1)(a)(i)1)a)<W+f :Outline012_5   #DL#23  ..  2( 4 <DL2  <Q+f :Outline012_7   ggL23  ..  2( 4 <DL2   d<K+f :Outline012_9 j ;  L23  ..  2( 4 <DL2 j <c+f :Outline013_1  X /%4 4 <DL/23  ..  2( 4 <DL2  < :Outline013_2   ," <DL,A((\ Y`SymbolA23  S)\  `&Times New RomanSA((\ Y`SymbolA..S)\  `&Times New RomanS  2( 4 <DL2   , g3d+ISUS.,,,..X_XXX? ,TXX_0?vvbX0#ggdd  ISIS,.   d  ݀<Z+f :Outline013_4  ` &<<DL&23  ..  2( 4 <DL2  <T+f :Outline013_6    DL 23  ..  2( 4 <DL2  a0ό|)/tskjol<N+f :Outline013_8   L23  ..  2( 4 <DL2  3|x<f+f :Outline014_1   2( 4 <DL223  ..  2( 4 <DL2  <`+f :Outline014_3 j  ," <DL,23  ..  2( 4 <DL2 j <]+f :Outline014_4  ! ) <DL)23  ..  2( 4 <DL2  qi)<Z+f :Outline014_5  y &UUDL&23  ..  2( 4 <DL2   %y_qi) gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)<W+f :Outline014_6 j  #DL#23  ..  2( 4 <DL2 j <T+f :Outline014_7  )  DL 23  ..  2( 4 <DL2  <Q+f :Outline014_8   ]]L23  ..  2( 4 <DL2  <N+f :Outline014_9 j  L23  ..  2( 4 <DL2 j <c+f :Outline015_1   /%  <DL/23  ..  2( 4 <DL2  <`+f :Outline015_2  _ ,"; ; <DL,23  ..  2( 4 <DL2  <]+f :Outline015_3 j  ) <DL)23  ..  2( 4 <DL2 j <Z+f :Outline015_4   &DL&23  ..  2( 4 <DL2  <W+f :Outline015_5  g #CCDL#23  ..  2( 4 <DL2  <T+f :Outline015_6 j   DL 23  ..  2( 4 <DL2 j <Q+f :Outline015_7   L23  ..  2( 4 <DL2  <N+f :Outline015_8  o KKL23  ..  2( 4 <DL2  <K+f :Outline015_9 j   L23  ..  2( 4 <DL2 j <c+f :Outline016_1  h /%D D <DL/23  ..  2( 4 <DL2  <`+f :Outline016_2   ,"x x <DL,23  ..  2( 4 <DL2  <]+f :Outline016_3 j  ) <DL)23  ..  2( 4 <DL2 j <Z+f :Outline016_4  L &((DL&23  ..  2( 4 <DL2  <W+f :Outline016_5   #DL#23  ..  2( 4 <DL2  <T+f :Outline016_6 j   DL 23  ..  2( 4 <DL2 j <Q+f :Outline016_7  T 00L23  ..  2( 4 <DL2  4cp Z "Times Regular<N+f :Outline016_8   L23  ..  2( 4 <DL2  <K+f :Outline016_9 j   L23  ..  2( 4 <DL2 j <f+f :Outline017_1   2( 4 <DL223  ..  2( 4 <DL2  <c+f :Outline017_2  q /%M M <DL/23  ..  2( 4 <DL2  <`+f :Outline017_3 j  ," <DL,23  ..  2( 4 <DL2 j <]+f :Outline017_4  ! ) <DL)23  ..  2( 4 <DL2   L e)ISUS.,,,..X_XXX? ,TXX_0?vvbX0#ggdd  ISIS,.   _>? Ҁ<Z+f :Outline017_5  y &UUDL&23  ..  2( 4 <DL2  <W+f :Outline017_6 j  #DL#23  ..  2( 4 <DL2 j <T+f :Outline017_7  )  DL 23  ..  2( 4 <DL2  )Hairline d<Q+f :Outline017_8   ]]L23  ..  2( 4 <DL2  <N+f :Outline017_9 j  L23  ..  2( 4 <DL2 j <c+f :Outline018_1  q /%M M <DL/23  ..  2( 4 <DL2  <`+f :Outline018_2   ," <DL,23  ..  2( 4 <DL2  <]+f :Outline018_3   ) <DL)23  ..  2( 4 <DL2  (;H2$ Z!ISUS.,,,..TRV<6&A4X3' Letter 6&A43'TX_XXXTRV<6&A4V<6&A4 6&A4 6&A4T ? ,TXX_0?vvbX0#ggdd  8I-dXXd8ISIS,.         0  ,TԀ<Z+f :Outline018_4  ` &<<DL&23  ..  2( 4 <DL2  (#$  0  <W+f :Outline018_5   #DL#23  ..  2( 4 <DL2  <T+f :Outline018_6    DL 23  ..  2( 4 <DL2  <Q+f :Outline018_7  h DDL23  ..  2( 4 <DL2  <N+f :Outline018_8   L23  ..  2( 4 <DL2  <K+f :Outline018_9    L23  ..  2( 4 <DL2  <f+f :Outline019_1   2( 4 <DL223  ..  2( 4 <DL2  <c+f :Outline019_2  q /%M M <DL/23  ..  2( 4 <DL2  <`+f :Outline019_3 j  ," <DL,23  ..  2( 4 <DL2 j <]+f :Outline019_4  ! ) <DL)23  ..  2( 4 <DL2  <Z+f :Outline019_5  y &UUDL&23  ..  2( 4 <DL2  <W+f :Outline019_6 j  #DL#23  ..  2( 4 <DL2 j <T+f :Outline019_7  )  DL 23  ..  2( 4 <DL2  <Q+f :Outline019_8   ]]L23  ..  2( 4 <DL2  <N+f :Outline019_9 j  L23  ..  2( 4 <DL2 j <+ :Outline020_123  ..<+ :Outline020_223  ..<+ :Outline020_323  ..<+ :Outline020_423  ..<+ :Outline020_523  ..<+ :Outline020_623  ..<+ :Outline020_723  ..<+ :Outline020_823  ..< :Outline037_123  < :Outline037_223  < :Outline037_323  < :Outline037_423  < :Outline037_523  < :Outline037_623  < :Outline037_723  < :Outline037_823  < :Outline037_923  < :Outline038_123  < :Outline038_223  < :Outline038_323  < :Outline038_423  < :Outline038_523  < :Outline038_623  < :Outline038_723  < :Outline038_823  < :Outline038_923   359=AEIMQ1.P....... 35;AGMSY_2a.a.i.1.a.i.1.a.i.U 35;AGMSY_31.a.i.1.a.i.1.a.i. 359=AEIMQ4..........i.i..(hCEKQW]cioAutoList6a.a.a.a.a.a.a.a.a.(hCEKQW]cioAutoList71.1.1.1.1.1.1.1.1.(hCEKQW]cioAutoList81.1.1.1.1.1.1.1.1.( CEKQW]cioAutoList9A.A.A.A.A.A.A.A.A.(գEGMSY_ekqAutoList101.1.1.1.1.1.1.1.1.(:EGMSY_ekqAutoList11A.A.A.A.A.A.A.A.A.(JEGMSY_ekqAutoList12A.A.A.A.A.A.A.A.A.6/ 4Heading 1&&&    &&&20Caption &&& u=Thin Bottomdxd(EGMSY_ekqAutoList131.1.1.1.1.1.1.1.1.(EGMSY_ekqAutoList14a.a.a.a.a.a.a.a.a.(%EGMSY_ekqAutoList15a.a.a.a.a.a.a.a.a.(5EGMSY_ekqAutoList16a.a.a.a.a.a.a.a.a.<%%:Definition T US XXX UK <li:Definition L US XXX , ;1PPP|, 4<D ";  8.$$|, 4<D "8 UK (EEGMSY_ekqAutoList17a.a.a.a.a.a.a.a.(UEGMSY_ekqAutoList18a.a.a.a.a.a.a.a.(eEGMSY_ekqAutoList19a.a.a.a.a.a.a.a.(EGMSY_ekqAutoList20a.a.a.a.a.a.a.a.(xir$0  0` (#(#0 ` (#` (#2#(  0  )3  0 (# (#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#2#(   )3  0h(#h(#($0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#2#  0  )3  0(#(#({$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#2#  a  )3  0p(#(#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#0p(#(#2#     )3  0p(#p(# ikmo   h}EGKOSW[_cAutoList22!!!!!!!!)1)a)(EEGMSY_ekqAutoList23a.a.a.a.a.a.a.a.(UEGMSY_ekqAutoList24a.a.a.a.a.a.a.a.(eEGMSY_ekqAutoList25a.a.a.a.a.a.a.a.a.(uEGMSY_ekqAutoList26a.a.a.a.a.a.a.a.a.(EGMSY_ekqAutoList27a.a.a.a.a.a.a.a.a.(EGMSY_ekqAutoList28a.a.a.a.a.a.a.a.a.(EGMSY_ekqAutoList29a.a.a.a.a.a.a.a.a.(UEGMSY_ekqAutoList30a.a.a.a.a.a.a.a.a.(eEGMSY_ekqAutoList31a.a.a.a.a.a.a.a.a.(uEGMSY_ekqAutoList32a.a.a.a.a.a.a.a.a.ikmo   hJEGKOSW[_cAutoList33!!!!!!!!)1)a)  !ikmo   hZEGKOSW[_cAutoList34!!!!!!!!)1)a)" !(EGMSY_ekqAutoList351.1.1.1.1.1.1.1.$1.'\\Mimir\forrit\WP2000\template\SKJRIT~1.WPT\\Mimir\forrit\WP2000\template\SkjritunY2k.wpt(\ Y`Symbol\  `&Times New Roman 0 a'ISUS.,,,..X_XXX? ,TXX_0?vvbX0#ggdd  ISIS,.   _Ԁbyrja Z!ISUS.,,,..TRV<6&A4X3' Letter 6&A43'TX_XXXTRV<6&A4V<6&A4 6&A4 6&A4T ? ,TXX_0?vvbX0#ggdd  8I-dd8ISIS,.     _ >?  _ikmo(%03q+ 9130.lggjafarYing2003!2004. ( _Xskj_.670"462.ml.     h:,T@ Frumvarptillaga#,T h:#   umslufasteigna,fyrirtkjaogskipa.   % K #@f f (LagtfyrirAlYingi130.lggjafarYingi2003!2004.) %     I.KAFLI     Heimildirtilslufasteigna,fyrirtkjaogskipa.   ^  1.gr. Q)  @xxHeimildtilaWhafamillignguumeigendaskiptiaWfasteignum_o.fl_.     XeimeinumerheimiltaWhafamillignguumkaup,slueWaskiptifasteignumeWa   skrningarskyldumskipumfyriraWrasemhafatilYesslggildingud;msmlarWherra.Sama   gildirumkaup,slueWaskiptiatvinnufyrirtkjumeWaeignarhlutaYeim,hvortheldurer }U  umaWrWafyrirtkieigueinstaklingaeWaflaga,annarraenhlutaflaga. H    Hstarttar-oghraWsd;mslgmennYurfaekkilggildingutilaWhafamillignguum  kaup,slueWaskiptieignumeinstkumtilvikum,endatengistYaWlgmannsstrfum  Yeirra.kvWilagaYessaragildaumslkstrflgmanna.    XegarrtterumfasteignasluogfasteignaviWskiptilgumYessumereinnigttviWslu tL fyrirtkja,sbr.1.mgr.,ogsluskrningarskyldraskipa.Xarsemrtterumfasteignasala ? lgunumereinnigttviWYsemhafalggildingurWherratilaWannastslufyrirtkjaog   skipa.    XeimsemhafaatvinnuafbyggingufasteignaerheimiltaWannastsjlfirsluYeirra.Skjl, x semtengjastslunni,skuluY;unninaffasteignaslumeWaverastaWfestmeWsrstakriritun kC Yeirra.ErslkritunskjalskilyrWifyrirYinglUsinguYess.Samagildirumflagasamtksem 6 annastbyggingarframkvmdirfyrirflagsmennsna.kvWilagaYessaragildaumslkstrf  eftirYvsemviWgeturtt.    XeirsemhafaWruEES-rkifengiWlggildingutilaWstarfasemfasteignasalareWaleyfi o tilmlflutningshafaheimildtilaWannastfasteignaviWskiptiaWfullngWumskilyrWumsem b:  rWherraseturumpr;fraunogtryggingar. -!   2.gr. # SkilyrWilggildingaro.fl.  f$     HvermaWurgeturfengiWlggildingurWherrasemfasteignasaliefhann: Y!1%  (80_ikmo"i0J"  i0J2  a  .3  Ԉ0    hefurlgheimilihrlandi,i0J݌$"& Ќ  "i0J"  i0J2  b  .3  Ԉ0    erlgrWaoghefuraldreiorWiWaWstaYvaWbhansstekiWtilgjaldYrotaskipta,i0J݌"' Ќ  "i0J"  i0J 2  c  .3  Ԉ0    leggurframtryggingufyrirgreiWslub;taogkostnaWarvegnatj;nssemviWskiptamenn #( hanskunnaaWverWafyrirafvldumhanseWamannasemrWnirerutilstarfahjhonum,i0J 7݌$] ) Ќ  "i0J"  i0J2  d  .3  Ԉ0    hefurstaWistpr;ffyrirfasteignasala.i0J݌P%(!* Ќ  & a   VkjamfrskilyrWibliWar1.mgr.aWfengnummeWmlumFlagsfasteignasalaefum &!+ skjandihefurhaftforrWifsnuaWminnstakostiYrjundanfarandir. &",  'a&  UndanYegnirpr;frauneruhstarttar-oghraWsd;mslgmenn. '#- 9 y_     HeimilterrWherraaWsynjamanniumlggildinguefhannhefurhlotiWd;mfyrir&   brot ( _ kvWu'(mXVI.,XVII.,XX.,XXVI.ogXXVII.kaflaalmennrahegningarlagaeWaveriW  dmdurfangelsisamkvmtkvWumannarralaga.    3.gr. T, Pr;fraun.      SsemWlastvilllggildingusemfasteignasaliskalstandastpr;fsemsUniaWhannhafi  WlastYYekkinguogreynsluaWhannsstarfinuvaxinn.     HeimildtilaWYreytapr;fWlastYeirer:  X ! ! (88"i0J"  i0JR2  a  .3  Ԉ0    setiWhafanmskeiWsemhaldiWerskv.4.gr.,i0JR݌K #  Ќ  "i0J"  i0Jf2  b  .3  Ԉ0    hafaaWbakiaWminnstakostit;lfmnaWarWningartmafullustarfihjlggiltumfast    eignasalaogi0Jf݌   Ќ  "i0J"  i0J2  c  .3  Ԉ0    hafalokiWstdentspr;fieWahafasambrilegamenntunaWmatipr;fnefndar.i0J݌  Ќ    RWherraskiparpr;fnefndtilaWstandafyrirpr;fisamkvmtlgumYessum.Skalpr;f wO  nefndskipuWtilfjgurrarasennoghennieigastiYrrmennogYrrtilvara.Flag B  fasteignasalaskaltilnefnaeinnnefndarmannogvaramannhans,Hstirttur0slandseinnog    varamannhans,eneinnnefndarmaWurogvaramaWurhansskalskipaWurntilnefningarog   skalhannveraformaWur. {    Pr;fnefnderheimilt,meWsamYykkirWherra,aWsemjaviWhsk;laumaWannastfram nF kvmdpr;fs. 9   4.gr.  NmskeiWtilundirbningsfyrirpr;fraun. r     RWherraerheimiltaWstofnahfilegumfrestitilnmskeiWafyrirYsemYreytavilja e= pr;ffyrirfasteignasala.Pr;fnefndinskalhafahendiforstWunmskeiWsogberabyrgW 0 framkvmdYess.HnkveWurnmsefniogpr;fsefniaWYvleytisemekkihafaveriWsettar  umYaWreglur.Heimilterpr;fnefnd,meWsamYykkirWherra,aWsemjaviWhsk;laumfram  kvmdnmskeiWs. i   KostnaWurvegnanmskeiWaogpr;faskv.3.gr.,Y.m.t.Y;knuntilpr;fnefndarmanna, \4 greiWistmeWkennslu-ogpr;fagjldumsemrWherrakveWuraWfengnumtillgumpr;f ' nefndar.    5.gr. `  StarfsbyrgWartrygging. S+!     FasteignasalaerskyltaWhafagildibyrgWartrygginguvegnafjrtj;nssemleiWirafg " leysistrfumhanseWaYeirrasemrWnirerutilstarfahjhonum.SlktrygginggeturveriW # vtryggingtekinhjvtryggingaflagisemhefurstarfsleyfihrlandieWannurtrygging,  $ jafngildaWmatirWherra.KveWaskalnnarumvtryggingunareglugerW,m.a.umlgmark !W% vtryggingarfjrhWarvegnahverseinstakstj;nsatburWarogheildarfjrhWb;tainnanhvers J""& vtryggingartmabils. #'   NstarfatveireWafleirifasteignasalarsamanogbera;skiptabyrgWstrfumhvoreWa #( hverannarsogfullngjaYeirYvtryggingarskyldusinnimeWYvaWleggjaframsameigin $ ) legavtrygginguogskuluYlgmarksvtryggingarfjrhWirhkkauma.m.k.10%fyrir v%N!* hvernfasteignasalaumframeinn.HiWsamaviWeffasteignasalihefurrWiWtilstarfamenn A&"+ viWfasteignaslusnumvegumeWaYeirerustarfsmennflagssemrekurfasteignaslu.Hafi  '", einhverstarfsmannahanslggildingutilfasteignasluskuluY;vtryggingarfjrhWirekki '#- hkkavegnahans. (z$.   EffasteignasalihefursamhliWafasteignaslumeWhndum&  lgmannsstrfoghefur ( byrgW'(-artryggingusemslkurtelsthannhafameWYvfullngtvtryggingarskyldusinnisem  fasteignasalisamkvmtlgumYessum,endatakibyrgWartrygginghanslkatiltj;nssem  hann,eWaYeirsemrWnirerutilstarfahjhonum,kannaWvaldastarfisnuviWfasteigna a slu.0slkumtilvikumgildirslgmarksfjrhWsemhster. T,   6.gr.  Lggilding.       RWherragefurtlggildingarskrteinifyrirfasteignasala.  X   WurenlggildingerveittskalumskjandivinnadrengskaparheitumaWrkjahvvetna K #  afkostgfniogsamviskusemistarfYaWsemlggildinginveitirhonumrtttiloghltalgum    ogWrumrttarreglumerYaWvarWar.      LggildingfasteignasalaerbundinviWnafnhans.     FyrirlggildinguskalfasteignasaligreiWagjaldrkissj;Wsamkvmtlgumumauka wO  tekjurrkissj;Ws. B    Seinnmnefnasigfasteignasala,fyrirtkjasalaeWaskipasalasemhefurtilYesslggild    ingu.HiWsamaviWumstarfsheitisemerlUsandiumYessastarfsemieWahttakannaWvera   aWruglaWssamanviWstrfYausemtilgreinderu. {    RWherraskalauglUsalggildingufasteignasalaLgbirtingablaWiogtilkynnaFlagifast nF eignasalaumhana. 9   0d;msmlarWuneytiskalhaldinskryfirYsemhafalggildingufasteignasala.    7.gr. r Eignarhaldfasteignaslu.StarfsstWfasteignasalao.fl. e=     FasteignasalabersjlfumaWstarfafasteignaslusinniogveraeigandiaWrekstrinum. 0 FasteignasaligeturY;rWiWsigtilstarfahjWrumfasteignasalasemrekurfasteignaslu  samkvmtlgumYessum.FasteignasalaereinungisheimiltaWhafaYj;nustusinniviWfast  eignaslunamennsembyrgWartrygginghanstekurtileWaerusjlfirfasteignasalar. i   NerfasteignasalastunduWnafniflagsogskalYfasteignasalinneigameirihlutaYv. \4 AWrireigendur,ogseWaYeirsemfararaunmeWframkvmdastj;rn,skulufullngjaskil ' yrWumaogbliWar1.mgr.2.gr.kvWiYessararmlsgreinargirWahvorkifyriraWaWrir  fasteignasalarstarfihjflaginu,naWtveireWafleirifasteignasalarsemstarfasamaneigi  sameiginlegameirihlutaflagi. `    X;ttfasteignasalasrekinnafniflagsberfasteignasali;skiptabyrgWtj;niogkostn S+! aWisemhannkannaWvaldaviWskiptamnnumsnum.AWrirsemstarfaYj;nustuflagsins " skulufallaundirbyrgWartryggingufasteignasala. #   FasteignasaliskaltilkynnaeftirlitsnefndFlagsfasteignasalaogrWherrahvarstarfsstW  $ hanser.HanngeturaWeinshafteinastarfsstW.Fasteignasala,semrekurfasteignaslusjlfur !W% eWanafniflags,erY;heimiltaWrekatib,endahafiannarfasteignasali,semrWinner J""& tilstarfahjhonum,starfsstWtibinuogveitiYvforstWu.Fasteignasali,semhyggst #' hefjastarfsemitibs,skaltilkynnaeftirlitsnefndogrWherraumstofnunslkstibsogum #( tilhgunrekstriYess. $ )   kvWi2.og3.mgr.skulugildaumtibfasteignasalaoghannskalveraeigandiaW v%N!* rekstriYess. A&"+    '",   II.&   KAFLI (  RttarstaWafasteignasala,strfogstarfshttir.   8.gr.  RttarstaWa. a     Fasteignasali'(>hefurrttindiogberskyldursemopinbersUslunarmaWur,YarmeWalYagn T, arskylduumYaWerhannfrvitneskjuumstarfisnuogleyntaWfara.Xagnarskyldahelst  Y;tthannltiafstrfum.    9.gr.  X SamningurumYj;nustu. K #      Fasteignasaliskal,Yegar;skaWermillignguhansumkaupeWaslueignareWaaWraYj;n    ustusamkvmtlgumYessum,geraskriflegansamningviWYannertilhansleitar.Samn    ingurinnskalgerWurWurenfasteignasalitekurtilviWstarfann.0samningiskaltilgreint   hvaWaverkefnumfasteignasalieigiaWsinna,hverY;knunhanssfyrirstarfanneWahvernig wO  hnskulikveWinoghvaWatlagWakostnaWviWsemjandinneigiaWgreiWa. B    Greinaskalsrstaklegaeffasteignasalihefureinnrtttilslueignaroghvelangantma    srtturhansaWstanda.     10.gr. nF Sluyfirlit. 9     StraxogfasteignasalifreigntilslumeWferWar,eWahonumerfaliWaWgangafrkaup  tilboWiog/eWakaupsamningiumeign,semekkiertilslumeWferWarhjWrumfasteignasala  ogekkihefurveriWgertsluyfirlitumogafhentkauptilboWsgjafa,skalhannsemjarkilegt r yfirlitumYauatriWisemskiptgetamliviWslueignarinnar. e=   WurentilboWergerteignskalvntanlegumtilboWsgjafaafhentsluyfirlitiWogskal 0 hannstaWfestam;ttkuYessmeWnafnritunsinniogdagsetningu.    Fasteignasali,semfreigntilslumeWferWar,eWaerfaliWaWgangafrkauptilboWiog/eWa  kaupsamningiumeign,semekkiertilslumeWferWarhjWrumfasteignasalaogekkihefur i veriWgertsluyfirlitum,skalaflaundirskriftarseljandayfirlUsinguumaWefnisluyfirlits \4 srttsamkvmtbestuvitundhans. '   11.gr.  Efnisluyfirlits. `      FasteignasaliskalgtaYessvandlegaaWsluyfirlitikomiframllgrundvallaratriWium S+! eiginleikaogstandeignarinnarsem,samtskoWunkaupandaeignYegarviW,mtlaaW " getiveriWgrundvllurkvrWunarhansumhvorthannkaupireigninaoghvaWaverWhanner # tilbinnaWgreiWafyrirhana.  $   0sluyfirlitiskalaukalmennrarlUsingarfasteignm.a.komafram: !W% ! ! (U88"i0J"  i0JK2U  a  .3  Ԉ0    sluverWYaWsemeigandi;skaraWffyrireignsYaWkveWiW,i0JKK݌J""& Ќ  "i0J"  i0JL2U  b  .3  Ԉ0    staWsetningeignarognmer,strWhennarsamkvmtopinberumskrm,fasteignamat, #' brunab;tamat,byggingarlagogbyggingarefniogbyggingarreignarogeinstakrahluta #( hennarefviW;teikningsemsUnifyrirkomulaginnanhssskaljafnanverafyrirhendi, $ ) svoogl;Waruppdrtturshanntil,i0JL(M݌v%N!* Ќ  "i0J"  i0JKO2U  c  .3  Ԉ0    upplUsingarumstandeignarogeinstakrahlutahennar,YarmeWalumgallasemselj A&"+ andaog/eWafasteignasalaerkunnugtumeign,i0JKOxO݌ '", Ќ  "i0J"  i0JP2U  d  .3  Ԉ0    fstgjldafeigninni,hvlandiveWskuldir,kvaWirognnureignahft,samkvmtveW '#- b;karvottorWi;tilgreinaskaleftirstWvaroglnskjr,YarmeWalvextiogverWtryggingu (z$. allrahvlandiveWskuldaogkvaWaogtilgreinasrstaklegaefskuldervanskilum;um ( YrveWskuldirsemfylgjaeigaviWsluskaltilgreinafjlda;greiddraafborgana,i0JPP݌ Ќ  "i0J"  i0JqS2U  e  .3  Ԉ0    kostnaWursemkaupandihefurafkaupum,YarmeWalYinglUsingarkostnaWur,stimpil  gjld,umsUslukostnaWurkaupanda,lntkukostnaWursYaWunnto.fl.i0JqSS݌a Ќ  "i0J"  i0JU2U  f  .3  Ԉ0    tekjurafeigninniefumeraWrWaeignsemtluWertilatvinnustarfsemi,i0JUGU݌T, Ќ  "i0J"  i0JJV2U  g  .3  Ԉ0    afhendingarstandeignarsemselder;fullgerW,ogskalYaWverasamrmiviWstaWla  semterugefnirafopinberumstofnunumerannastbyggingarranns;knireWabygg  ingareftirlit,i0JJVwV݌  Ќ  "i0J"  i0JX2U  h  .3  Ԉ0    hsgjldogyfirstandandieWavntanlegarframkvmdirsembiWeraWkveWafundi  X hsflags,sumfjleignarhsaWrWa,ogumstWueigandagagnvarthssj;Wiogfram K #  kvmdasj;Wihsflags,i0JXIX݌   Ќ  "i0J"  i0JZ2U  i  .3  Ԉ0    eignaskiptayfirlUsingeWasamningursumfjleignarhsaWrWa,i0JZ/Z݌   Ќ  "i0J "  i0J+[2U  j  .3  Ԉ0    nnuratriWisemkunnugterum,svosemskUrslurumstandeignarsemgerWarhafa   veriW.i0J+[X[݌wO  Ќ    Sambrilegtyfirlitskal,eftirYvsemviWgeturtt,gertvegnasluskipiog/eWafyrir B  tki.0sluyfirlitivegnafyrirtkjaskaleinnigtilgreinahverjarhafiveriWtekjuroggjldYess    sWustuYrjrfyrirgerWsluyfirlits,svooghverjareignirYesssuogskuldir.UpplUsingar   YessarskulureistarendurskoWuWumreikningumfyrirtkisinseWaWrumhaldbrumggn {  um.SkalfasteignasalileitastviWaWtryggjaaWkaupandifiruggarognkvmarupplUs nF ingarumalltsemmliskiptirumreksturogfjrhagsstWufyrirtkisWurenhanngerirtil 9 boWYaWeWatekurafstWutilslutilboWs.    12.gr. r flunupplUsingavegnasluyfirlits. e=     FasteignasaliskalsjlfuraflaupplUsingasemframeigaaWkomasluyfirliti.Skalhann 0 skjaupplUsingaropinberarskrogskUrslurefunnter,enstandfasteignar,gerWhennar  ogbnaWsemfylgjaviWsluskalhannkynnasrafeiginraun.    FasteignasaliberbyrgWYvefupplUsingarsluyfirlitireynastrangareWa;fullngj i andi,endasumaWkennagleysihans. \4   SkyldaseljandatilaWveitaupplUsingarsamkvmtlgumumfasteignakauper;hW ' skyldumfasteignasalasamkvmtlgumYessum.    13.gr. `  Kynningfasteignasalaeign. S+!     FasteignasaliskalviWkynningueignsemhannhefurtilslumeWferWargtaYessaW " upplUsingarsemveittareruumhanaoglUsingarhennisurttarogsembestusamrmi # viWeiginleikaogstandeignarinnar.Skalhanngtah;fslUsingumeigninni.  $   FasteignasaliskalgetaskUrleganafnssnsllumauglUsingumogkynningumeign.S !W% firmanafnfasteignasluauglUsteWakynntskalnafnfasteignasalaeinnigkomafram. J""&   & , 14.gr. #( FasteignasaliskalverasjlfstWurog;hWurstrfumsnum. $ )     Fasteignasalaogstarfsmnnumhanser;heimiltaWkaupaeignsemfasteignasalanum v%N!* hefurveriWfalintilslumeWferWar.',#e A&"+   Fasteignasalaer;heimilmilligangaumkaupeWaslufasteignarbihanneWastarfsmenn  '",  hansyfirsrstkumupplUsingumsemhafaYUWinguviWslunaogaWrirhafaekkiaWgangaW. '#-   FasteignasaliskaltilkynnaaWilumtafarlaustmeWsannanlegumhttihafi&   hannnokkurra ( annarrahags'(hmunaaWgtaenYeirraervarWagreiWsluY;knunarogtlagWskostnaWar.    15.gr. a Fasteignasaliskalgtahagsmunakaupandaogseljanda. T,     Fasteignasaliskalhvvetnaleysaafhendistrfsnsvosemg;WarviWskiptavenjurbj;Wa.  HannskalliWsinnabWumaWilum,seljandaogkaupanda,oggtarttmtrahagsmunaYeirra.  HannskaleinniggtaYessaWaWilasueigisettir;lgmtir,;sanngjarnireWa;eWlilegir   kostirsamningum.  X   16.gr.    Samnings-ogskjalagerW.        FasteignasalaerskyltaWannastallaskjalagerWviWslufasteignaogskalgetaYessskjl   unum,YarmeWalsluyfirliti,kauptilboWi,kaupsamningi,afsali,veWbrfiogskuldabrfi, wO  hversamiWhafi.SkalnafnfasteignasalakomaframsvoeigiverWiumvillst. B    llskjalagerWogsamningsgerWskalvnduWogsvorgarWigerWaWhagsmunirbeggja    aWilasutryggWirogrttarstaWahvorsumsigsglgg.     17.gr. nF Vrslufjrreikningar. 9     FasteignasalaerskyltaWhaldafjrmunumsemhanntekurviWYguannarraaWgreindum  freiginf.SkuluslkirfjrmunirvarWveittirsrstkumvrslufjrreikningi.Vextir,sem  vrslufkunnaaWfalla,rennatileigandaYess.FasteignasalierekkieigandiinnstWu r vrslufjrreikningisamkvmtYessarigreinoginnstWanerekkihftandlagaWfarargerWa e= hjhonumogstendurutanskuldaraWarviWskiptibihans. 0   UmvrslufjrreikningagildannarireglursemrWherraseturskv.26.gr.aWfengnumtil  lgumFlagsfasteignasala.    III.KAFLI \4  Flagfasteignasala.EftirlitmeWstrfumfasteignasala.  ' 18.gr.  Flagfasteignasala.      FasteignasalarskuluhafameWsrflagsemnefnistFlagfasteignasala.ErYeimllum `  skyltaWveraYarflagsmenn. S+!   FlagfasteignasalasetursrsamYykktir.XaWskalekkihafameWhndumaWrastarfsemi " enYsemsrstaklegaermltfyrirumlgumYessum,sbr.Y;7.mgr. #   FlagfasteignasalaskalsetjasiWareglurfyrirfasteignasala.  $   FlagifasteignasalaberaWsendarWherrasamYykktirsnarogsiWareglur,svoogbreyt !W% ingarYeim,YegareftirsamYykktYeirra. J""&   &  Flagfasteignasalakemurframfyrirhndfasteignasalagagnvartd;mst;lumogstj;rn #' vldumumYaumlefnisemstttYeirravarWa.'#u #(   FlagifasteignasalaerheimiltaWstarfrkjaWruskynienmlterfyrirumlgumYess $ ) um,svosemtilYessaWsinnasmenntunflagsmannaeWastarfsmannaYeirra,srstakaflags v%N!* deild,einaeWafleiri,semfasteignaslumerfrjlstaWeigaaWildaW._ Skal_ Ԁfjrhagurslkra A&"+ flagsdeildaaWgreindurfrfjrhagflagsins.  '",   '#-   1&   9.gr. ( Eftirlitsnefnd'(xFlagsfasteignasala.      0tengslumviWFlagfasteignasalaskalstarfaeftirlitsnefndsemskipuWskalYremurmnn  umogjafnmrgumtilvara.RWherraskiparnefndarmennogvaramennYeirratilYriggjara a senn.TveirnefndarmennogtveirtilvaraskulutilnefndirafFlagifasteignasalaogskal T, annarYeirraverafasteignasalienhinnlggilturendurskoWandi.HinnYriWja,semveraskal  formaWurnefndarinnar,ogvaramannhans,skiparrWherrantilnefningarogskalhannvera  lgmaWurogfullngjaskilyrWumtilaWgegnaembttihstarttard;mara.Varamennskulu   fullngjasmuskilyrWumogaWalmenn.  X   FlagfasteignasalaberkostnaWafYeimstrfumeftirlitsnefndarinnarsemhennierufengin K #  meWlgumYessum.GeturflagiWlagtflagsmennaWgreiWargjaldtilflagsinstilaW    standastraumafYeimkostnaWi.      FlagiWskalsjeftirlitsnefndinnifyrirhfumstarfsmannitilaWhngetisinntskyldum   snum. wO    NefndarmennogstarfsmaWurnefndarinnarerubundnirYagnarskylduumalltsemYeir B  komastaWstarfisnuogleyntaWfara.XagnarskyldanhelstY;ttYeirltiafstrfum.      20.gr. {  Hlutverkeftirlitsnefndar. nF     EftirlitsnefndFlagsfasteignasalaskalhafaeftirlitmeWYvaWfasteignasalarstarfisam 9 rmiviWfyrirmlilagaYessara,siWareglurflagsinsogg;Warvenjurfasteignaslu.    HnskalsrstaklegafylgjastmeWeftirtldumYttumstarfifasteignasala:  ! ! (e88 "i0J"  i0J{2e  a  .3  Ԉ0    aWeignarhaldaWfasteignaslumssamrmiviWlgYessi,i0J{݌r Ќ  "i0J"  i0J2e  b  .3  Ԉ0    aWfasteignasalistarfifasteignaslusinnioghafiekkiaWraYj;nustusinnienYsem e= byrgWartrygginghanstekurtileWaerusjlfirfasteignasalar,i0J˂݌0 Ќ  "i0J"  i0J>2e  c  .3  Ԉ0    aWfullngjandibyrgWartryggingarsuteknarvegnastarfseminnar,i0J>k݌ Ќ  "i0J"  i0Jb2e  d  .3  Ԉ0    aWfasteignasalargeriYauskjlerlgYessiogg;Warvenjurfasteignaslubj;Wa,i0Jb݌ Ќ  "i0J"  i0J2e  e  .3  Ԉ0    aWskjlsugerWrttumtmaogrituWafYeimsemskylter,i0JԆ݌i Ќ  "i0J"  i0J·2e  f  .3  Ԉ0    aWfasteignasalarhagiskjalagerWefnislegasamrmiviWkvWilagannaogg;Warvenj \4 urfasteignaslu,i0J·݌' Ќ  "i0J"  i0J<2e  g  .3  Ԉ0    aWhagsmuniraWilaaWsamningumsuekkifyrirborWbornir,i0J<i݌ Ќ  "i0J"  i0J`2e  h  .3  Ԉ0    aWmeWferWfjrmunaeiguviWskiptamannaYeirrashvvetnasamrmiviWlgYessi  ogreglurumvrslufjrreikningaogi0J`݌`  Ќ  "i0J"  i0Jߋ2e  i  .3  Ԉ0    aWfasteignasaliuppfyllivalltskilyrWilagaYessaratilaWverafasteignasali.i0Jߋ ݌S+! Ќ    Nhefurhstarttar-eWahraWsd;mslgmaWurfengiWlggildingusemfasteignasaliog " hefurYeftirlitsnefndFlagsfasteignasalaskyldurtileftirlitsmeWhonumsamkvmtkvW # umYessaralaga.  $   & , 21.gr. J""& Heimildirogskyldureftirlitsnefndar. #'     FasteignasaliskalskilatileftirlitsnefndareigisWarengsthvertryfirlUsingulggilts #( _ endurskoWanda_ ԀumaWmeWferWhansfjr',J"KmunumviWskiptamannahansundangengiWreikn $ ) ingsrssamrmiviWlgYessiogreglurumvrslufjrreikninga. v%N!*   NhefuryfirlUsinguendurskoWandaekkiveriWskilaWrttuhorfi,ogYessefnissemkraf A&"+ ister,lokgstmnaWarogskalYeftirlitsnefndveitatveggjaviknafresttilskilanna.S  '", ekkiorWiWviWskorunumskilogskUringarsemnefndinmeturfullngjandiekkiveittar '#- YvaWskilhafiekkifariWframskaleftirlitsnefndsviptafasteignasalatmabundiWlggildingu (z$. hans.HafiyfirlUsinguekkiveriWskilaWrttuhorfi1.okt;bersamarskalfasteignasalis ( erhlutsvipturlggildingutmabundiW.    EftirlitsnefnderheimilthvenrsemerognfyrirvaraaWskoWab;khaldogllskjlfast  eignasalasemtengjastrekstrihanseWaeinstkummlumsemhannhefurmeWhndum.Skal a nefndinframkvmaslkaskoWunsvooftsemYurfaYykirogeigisjaldnarenYriWjahvertr T, hjhverjumfasteignasala.    BeristFlagifasteignasalaeWaeftirlitsnefndtrverWugbendingumaWmisfellursu  starfsemifasteignasalaskal_ eftirlitsnefndin_ Ԁsvoflj;ttsemauWiWerrannsakamliW,m.a.meW   skoWunstarfsstWhans.Nfinnstb;khaldeWannurggneWaskjlfasteignasalaekki  X starfsstWhansogskalYnefndinniheimiltaWleitaYeirraannarsstaWarYarsemtlamaW K #  Yausugeymd.      NsynjarfasteignasalieftirlitsnefndumaWgangaWstarfsstWsinni,ekkinstaWaflasam    YykkishanseWatlamaWbrUnumranns;knarhagsmunumverWiteflttvsUnuefleitaWer   samYykkishans,oggeturYnefndin;skaWaWstoWarlgreglutilaWhnfisinnteftirlitisnu. wO  HiWsamaviWefb;khaldeWannurggneWaskjlfasteignasalaeruvrslumYriWja B  manns.UmslkaleitgildakvWiXI.kaflalagaummeWferWopinberramla.      NtelureftirlitsnefndaWfasteignasalihafigerstbrotlegurviWalmennhegningarlg   strfumsnum,eWasUntafsraWrarefsiverWahttsemi,ogskalhnYtilkynnaYaWlgreglu {  meWformlegumhtti.Nefndinskalhaldaframranns;knsinniogljkamliYessfasteigna nF salaerhlutY;ttlgreglussendtilkynningoghnhefjiranns;knmls. 9   22.gr.  AgaviWurlgogtmabundinsviptinglggildingar. r     NtelureftirlitsnefndFlagsfasteignasalaaWfasteignasalihafivanrktskyldursnar,eWa e= hannhafigerstbrotlegurviWlgstarfsemisinni,ogskalhnYskorahannaWbtarW 0 sittntafar.GerihannYaWekki,eWanefndinteluraWbrotsekkismvgilegt,geturhn  veittfasteignasalaminninguvegnaslkrabrota.Wurenminningerveittskalnefndingefa  honumkostaWkomaaWsj;narmiWumsnum. i   NlturfasteignasaliekkiskipastviWminninguskv.1.mgr.eWahannvanrkiralvar \4 legaskyldursnaraWmatieftirlitsnefndareWahefurtrekaWveriWminnturvegnabrotasinna, ' nYessaWstarfsemihansteljistkomingotthorf,ogskalYnefndinsviptahanntmabundiW  lggildingutilfasteignaslu.WurentilYesskemurskalhngefahonumkostaWkomaaW  sj;narmiWumsnumsYesskostur. `    NfelstbrotfasteignasalaYvaWhannhltirekkireglumummeWferWfviWskipta S+! mannasinnaogskalYnefndin,efhntelurtilYessrWrm,skorahannaWbtarntafar. " Teljinefndinekkisvigrmtilskorunar,fasteignasalisinnirekkiYegarslkriskoruneWa # brot&  ertaliWsvoalvarlegtaWekkiskosturtilrb;tafyrirfasteignasalasviptirhnhann  $ tmabundiWlggildingu.'  !W%   Ntelureftirlitsnefnd,semsvipthefurfasteignasalatmabundiWlggildingusinni,aW J""& httasaWhannhafimillignguumfasteignaviWskiptiogskalhnYmeWatbeinalgreglu #' lokastarfsstWhans. #(   NtelureftirlitsnefndaWfasteignasali,semhnhefursvipttmabundiWlggildingu,aW $ ) hannhafibttaWfullurYvsemb;tavantvarrekstrihanseWavinnubrgWumogvartil v%N!* efnisviptingarinnaroggeturhnYafturkallaWhana. A&"+   TmabundinsviptinglggildingargeturekkiveriWlengurentilt;lfvikna.  '",   Nveitireftirlitsnefndfasteignasalaminningu,sviptirhanntmabundiWlggildingueWa '#- lokarstarfsstWhansogskalYnefndintilkynnaYaWYegarstaWtilrWherra. (z$.   NgeristfasteignasalibrotlegurviWskyldursnarogeftirlitsnefndbeitirhanneinhverjum ( YeimviWurlgumsemgetur7.mgr.,ogskalYnefndinrlausnsinnikvarWakostnaWaf  ranns;knogmlsmeWferW.FasteignasalinnskalgreiWakostnaWinneftirkvrWunnefndar  innar. a   23.gr.  Mlskottild;msmlarWherra.      FasteignasaligeturskotiWkvrWuneftirlitsnefndarumaWveitahonumminninguogum   greiWslumlskostnaWartilrWherra.  X   FasteignasaligeturskotiWtilrWherrakvrWuneftirlitsnefndarumtmabundnasviptingu K #  lggildingu,svoogkvrWunnefndarinnarumaWlokastarfsstWhans,aukkvrWunar    hennarummlskostnaW.      EftirlitsnefndgeturskotiWmlifasteignasala,semsvipturhefurveriWtmabundiWlggild   ingutilfasteignaslu,tilrWherra.Geturnefndinm.a.gertkrfuumaWrWherramlifyrir wO  um;tmabundnasviptingulggildingar. B    RWherrageturkveWiWaWfellargildikvrWunumtmabundnasviptingulggildingar,    breyttYeimtmasemsviptinginskalstanda,staWfestkvrWunumtmabundnasviptingulg   gildingareWakveWiWaWhnskulivera;tmabundin.JafnframtgeturrWherrastaWfesteWa {  breyttkvrWuneftirlitsnefndarummlskostnaWoggreiWsluhans. nF   Smliumminningufasteignasala,tmabundnasviptingulggildingareWalokunstarfs 9 stWvarskotiWtilrWherraskalhanntilkynnaeftirlitsnefndummlalyktir.    EftirlitsnefndskalauglUsaLgbirtingablaWikvrWunumtmabundnaog;tmabundna  sviptingulggildingartilfasteignaslu. r   MlsmeWferWsamkvmtYessarigreinskalverasamkvmtstj;rnsUslulgum. e=   HeimilterfasteignasalaaWleitarlausnard;mst;laumkvrWunrWherra. 0   24.gr.  MissirskilyrWatillggildingarfasteignasala. i     FullngifasteignasaliekkilengurlgmltumskilyrWumtillggildingarfellurlggilding \4 hanssjlfkrafaniWurogerhonum;heimilfrekaristarfsemiogberaWskilatilrWuneytisins ' lggildingarskrteinisnu.HeimilteraWveitafasteignasalalggildinguaWnUjusUnihann  framaWhannfullngilagaskilyrWumtilhennar.    NfellurlggildingfasteignasalaniWurskv.1.mgr.ogberYeftirlitsnefndFlagsfast `  eignasalaaWtilkynnaYaWYegarstaWtilrWherraogFlagsfasteignasalaogauglUsaYaW S+! LgbirtingablaWi. "   & a 25.gr.  $ Fasteignasalanrttinda. !W%     EfeftirlitsnefndberastupplUsingarum'a ԀaWmaWur,semekkihefurfengiWlggildingutil J""& fasteignaslu,stundislkastarfsemieWaaWfasteignasalifullngiekkilengurlgmltum #' skilyrWumtillggildingarsemfasteignasalienstarfiY;framsemslkurernefndinniheimilt #( aW;skaYessviWrWherraaWstarfsstWviWkomandiverWilokaWYegarstaW. $ )   v%N!* &     IV.KAFLI (  HeimildtilaWsetjareglugerW.   26.gr.  ReglugerWarheimildir. a     D;msmlarWherraerheimiltaWsetjareglugerWumeftirtalinatriWi: T, ! ! (u88 "i0J"  i0Jh2u  a  .3  Ԉ0    '(wumsamningaumYj;nustufasteignasalaogumsluyfirlit,i0Jh݌ Ќ  "i0J"  i0J2u  b  .3  Ԉ0    umnmsefninmskeiWitilundirbningspr;fifasteignasala,umnmskeiWiWsjlft,lg  markstmas;kn,lgmarkseinkunn,hvortoghvernigsunntaWstundaslktnmskeiW   meWfullngjandihttifjarnmi,skipanpr;faogpr;fsefni,skilyrWitilaWfarapr;f  X ogumnmskeiWs-ogpr;fagjld,i0J¹݌K #  Ќ  "i0J"  i0J2u  c  .3  Ԉ0    umstarfsbyrgWartryggingufasteignasala,YarmeWalumvtryggingarfjrhWir,i0J+݌   Ќ  "i0J"  i0J52u  d  .3  Ԉ0    umtibfasteignasala,i0J5b݌   Ќ  "i0J"  i0J(2u  e  .3  Ԉ0    umpr;fraunogtryggingarYeirrasemfengiWhafaleyfitilstarfaviWfasteignaslueWa   mlflutningWrurkiEvr;pskaefnahagssvWinu,i0J(U݌wO  Ќ  "i0J"  i0J2u  f  .3  Ԉ0    umvrslufjrreikningaskv.17.gr.ogi0J݌B  Ќ  "i0J"  i0J2u  g  .3  Ԉ0    umeftirlitsnefndFlagsfasteignasala.i0J݌   Ќ    V.KAFLI {   SkaWabturogrefsingar.  nF 27.gr. 9 SkaWabtur.      FasteignasaliberbyrgWtj;nisemhanneWastarfsmennhansvaldastrfumsnum,af  setningieWagleysi.UmsakarmatogsnnungildareglurskaWab;tarttar. r Ѐ  28.gr. 0 RefsikvWi.      BrotgegnlgumYessum,ogreglumsettumsamkvmtYeim,varWasektumnemaYyngri  refsingliggiviWsamkvmtWrumlgum.UmslkmlfereftirlgumummeWferWopinberra i mla. \4   VI.KAFLI   TmiskvWi.   29.gr. `  Rttindisamkvmteldrilgum. S+!     XeirsemhlotiWhafalggildingutilfasteignaslusamkvmteldrilgumumfasteignaslu " skuluhaldahenni. #   & a 30.gr. !W% Gildistakaogbrottfallinlg. J""&     LgYessiWlastgildi1.jl2004.kvWi'a!:umvrslufjrreikningaskuluY;ekkiWlast #' gildifyrren1.janar2005.HiWsamaviWumkvWierltaaWeignarhaldirekstrifast #( eignasluogflgumsemhafameWhndumreksturfasteignaslu. $ )   ViWgildistkulagaYessarafallargildilgnr.54/1997,umfasteigna-,fyrirtkja-og v%N!* skipaslu. A&"+   ReglugerWir,semsettarhafaveriWsamkvmtlgumnr.54/1997,skuluhaldagildisnu,  '", eftirYvsemviWgeturtt,YartilsettarhafaveriWreglugerWirsamkvmtlgumYessum. '#-  (z$. @ #dggAthugasemdirviWlagafrumvarpYetta.#ggdԈ ( ! ! $(88 1.0  AWdragandiaWsamningufrumvarpstilnUrralagaumfasteigna-,fyrirtkja-og  skipaslu.    MeWbrfid;ms-ogkirkjumlarWuneytisins,dags.11.desember2002,varViWariM a Matthassyni,pr;fessorviWlagadeildHsk;la0slands,faliWaWsemjafrumvarptilnUrralaga T, umfasteigna-,fyrirtkja-ogskipaslu.0aWdragandaYessavarlgWherslaaWsamrWyrWi  haftviWrWuneytiWoghagsmunaWilaYessusviWi,einkumFlagfasteignasala.TilefniYess  aWfariWvaraWhugaaWendurskoWungildandilagaumYettaefni,nr.54/1997,ermeWalann   ars;skfrFlagifasteignasala,enstttfasteignsalahefurorWiWfyrirnokkrumfllum  X undanfrnummissirum,einkumvegnaYessaWupphafakomiWmlummisferlimannaer K #  starfaviWYessagrein.0YeimmlumhefurkomiWlj;saWkvWumgildandilagaerUmsu    b;tavant,srstaklegavantarkvWiumeftirlitmeWstrfumfasteignasalaogheimildirtil    aWbregWastviWbrotumafYeirrahlfu.FlagfasteignasalahefurnengakostitilYessaW   hafavirkteftirlitmeWflagsmnnumsnum.FlagiWhefureindregiW;skaWeftirYvaWviW wO  endurskoWungildandilagaverWitekiWmeWkveWnumhttiYeimvankntumsemeru B  gildandilgumogjafnframtsettarreglursembeitamtilYessaWtryggjabeturhagsmuni    neytenda,Y.e.YeirrasemeigaviWskiptiviWfasteignasala.     XauatriWisemkomiWhafatilumrWuogorWiWtilefnitilendurskoWunargildandilgum {  erueinkumeftirfarandi: nF   MikiWberYvaWmenn,semekkihafalggildingusemfasteignasalarogfullngjajafn 9 velekkialmennumskilyrWumtilYess,setjistofnfasteignaslurogeigiYrogreki,enfi  tilstarfahjsrlggiltanfasteignasalaogstundistarfseminaskj;lihans.Fasteignasalisem  erstarfsmaWurogundirboWvaldiannarrageturekkiveriWsjlfstWurstrfumsnumsvo r semlgbj;Wa.Hannhefurskyldurgagnvartvinnuveitandasnumsemgetarekistlg e= bundnarskyldurhanssemfasteignasalaaWgtahagsmunabeggjajafnt,Y.e.kaupandaog 0 seljanda.XaWereinnigYversgnYvaWfasteignasalieigiaWberabyrgWstarfsmnnum  snumogstarfsbyrgWartrygginghansaWtakatilYeirralkaYegaraWstaWanersaWhanner  sjlfurstarfsmaWurYeirrasemhannberbyrgW. i   XereinsUntaWreksturtiba,semheimilaWureraWvissumarkisamkvmtgildandilg \4 um,hefurfariWrbndunum.BtibereWlisnuhlutiafeWadeildatvinnurekstriY;ttYv ' saWjafnaWikveWiWeitthvertsjlfstWiaWYverlUturaWstj;rn.Tilhneiginginhefurhinn  b;ginnveriWsaWtibfasteignaslusuraunsjlfstWfyrirtkisemfaWstarfaundir  firmanafniannarsfyrirtkisogskj;lismulggildingar.XhefursskipanaWeinungis `  megisetjaf;ttibWrusveitarflagienYvsemfasteignasalistarfareinnigveriWgagn S+! rUndoghefurhenniekkiveriWfylgtframkvmd. " & ,   FlagfasteignasalahefurtrekaWbentaWgeraverWimeirikrfurtilYeirrasemflg # gildingusemfasteignasalar,einkumumstarfsreynsluenlkaaWbtaYurfimenntunnm  $ skeiWiYvsemeraWdragandiaWpr;fraunfasteignasala. !W% ',  0gildandilgumerkveWiWumYaWaWstarfsbyrgWartryggingtakitilskaWaverkasem J""& fasteignasalivinnurafgleysi,svoogskaWaverkastarfsmannahans.ErYaWeWlilegtlj;si #' YessaWhannberskaWab;tabyrgWtj;nisemstarfsmennhansvaldameWsaknmumhtti. #( S;heppilegaYr;unhefurorWiWrekstrifasteignasluhrlendisaWsfelltfleirivinnaYj;n $ ) ustufasteignasalasemverktakareWameWannarskonarsamningumsemY;eruekkirWn v%N!* ingarsamningar.HlUturYettaaWvaldamikilli;vissuumskaWab;tarttarlegastWuneytenda A&"+ semskiptaviWfasteignasala,einkumYegartengslslkraverktakaviWfasteignasalannerultil,  '", e.t.v.&  ekkinnurenYauaWfasteignasalinnleigirhonumaWstWustarfsstWsinnigegn '#- gjaldi,enhefurltilafskiptiafhonumeWaslustrfumhans.'' (z$.   GildandilgmlaeingngufyrirumaWlgmarksvtryggingarfjrhWirskulihkka ( Yegartveirfasteignasalarstarfasamanogbera;skiptabyrgWstrfumhvorannars.Full  ngjaYeirYvtryggingarskyldusinnimeWeinnivtryggingusemhkkarum10%fyrir  hvernfasteignasalaumframeinn.EnginfyrirmlieruumhkkunY;ttfasteignasalisemji a viWf;lkumaWsinnaslustrfumsnunafnisemverktakar.MiWaWviWfyrirmligildandi T, lagagtifasteignasalisamiWviWtugimannaoghaftmikilumsvifnYessaWvtryggingar  fjrhWirhansttuaWhkka.ErYaWsrkennilegstaWaYvYessumtilvikumeyksthtta  tj;nimunmeiraenYegartveirlggiltirfasteignasalareWafleirimyndameWsrflagsskap   umreksturfasteignaslumeW;skiptribyrgW.  X   undanfrnummissirumhefurstaWahinslggiltafasteignasala,sembyrgWaWbera K #  YvaWviWskiptinfariaWlgum,veikstoghefurmttsjtrekaWauglUsingarogaWrakynningu    fasteignumsemeinungisergerWnafnislumannasemlgingeraengakrfutilogbera    rauntakmarkaWabyrgWefnokkra.     Xerlj;staWsluyfirlit,semaWhafaaWgeymaupplUsingarumfasteign,fyrirkieWa wO  skipsvotarlegaraWYaW,samtskoWuneignYegarhnferfram,aWgetaveriWgrundvllur B  aWkvrWunkaupandaumhvorthannvillkaupaeignoghvaWhannvillgreiWafyrirhana,    hefurekkinWYeirristWusemYvberaWhafa.ErYvYrfaWstyrkjareglurumsluyfirlit   bWitilaWtryggjaaWYaWsvinlegagertenYvhefurveriWmisbresturogeinnigtilaW {  tryggjaaWefniYesssfullngjandimiWaWviWframangreindantilgang. nF   XereinnignauWsynlegtlj;sid;msHstarttarfr21.n;vember2002mlinr. 9 223/2002aWtakaafskariWumYaWhverberibyrgWflunupplUsingasluyfirlitioghver  sskyldaogbyrgWfasteignasalaaWYvervarWarskoWunoglUsingustandieignar.    0gildandilgumeruengarreglurummeWferWfasteignasalafviWskiptamannasemhann r kannaWhafaundirhndum.ErYettabagalegtYarsemalgengteraWfasteignasalarhafium e= talsverWafjrmuniviWskiptamannasinnaundirhndum,oftnokkurntma,t.d.tilaWtryggja 0 aflttinguhvlandiveWskuldarttumtmao.fl.ErbrUntaWsetjareglurummeWferWYeirra  slkuvrsluf.    ReglurumeftirlitmeWstarfsemifasteignasalaeru;fullngjandi.GildandilggerarW i fyriraWd;msmlarWuneytiWhafimeWhndumeftirlitiW.X;skortirmeWlluheimildirlg \4 umumframkvmdeftirlitsinsogreglurumviWbrgWviWbrotumfasteignasalaskyldum ' snumerurUraraWefnitil.XaWer;heppilegtalmenntsW,eneinkumlj;siYessaWsr  hverjumfasteignaviWskiptumeruverulegirhagsmunirhfiogYegareinstaklingareigahlut  erYaWoftastaleigaYeirraoggjarnanst;rhlutiaftekjumYeirrannustuframtW.ErYv `  brUnt&  aWhafalgumreglursemheimilaeftirlitsaWilaaWbregWastskj;ttviWtilYessaWforWa S+! fllum.'SZ "   EftirlitmeWfasteignaslumhefur,vegnaYeirrareglnasemumYaWhafagilt,einskorWast # viWaWbregWastviWvandamlumsemupphafakomiW.MikilfjarlgWhefurveriWmillifast  $ eignasalaogeftirlitsaWilavegnaskortsreglumumviWvarandieftirlitogYaWYvekkiveriW !W% fyrirbyggjandi. J""&   XarsemeftirlitiWhefurveriWhjd;msmlarWuneytinuhefuraWeinsveriWfjallaWumml #' einustj;rnsUslustigi. #(   EnginkvWierugildandilgumumskaWab;tabyrgWfasteignasalaogreglurgildandi $ ) lagaumrefsiverWbrotstarfsemifasteignasalaeru;heppilegaraWYvleytiaWYrtilgreina v%N!* aWeins&  aWsrstaklegaupptalinbrotsurefsiverW,enhafaekkiaWgeymaneittalmennt A&"+  kvWiumrefsinmibrotalgunum.'A&  '",   & a  D;msmlarWuneytiWhefurfallistaWgeraYurfivWtkarendurbturgildandilgum ( umYessastarfsgreinogltiWsemjafrumvarpYetta.  'a( 2.Sj;narmiWviWgerWfrumvarpsins.  a   XegarvinnaviWfrumvarpiWh;fstupphafirs2003lgufyrirsj;narmiWFlagsfasteigna T, salaumYauatriWisemflagiWtaldiaWbtaYyrftir.AWaukivarYaWmatd;msmlarWu  neytisaWeinnigYyrftiaWbreytaUmsumatriWumgildandilgumogsetjareglurumnnur  semekkivoruskrWarreglurumeWaekkingilegaskUrar.AfhlfuFlagsfasteignasalavoru   ekkigerWartillgurumhvernigskipaskyldiefninUrrareglna.AfhlfurWuneytisinsvarYv  X kveWiWaWgeratillguraWheildarendurskoWungildandilagaogleitastviWaWtakaYeim K #  vandamlumsemtunduWhafaveriW.0mrgumtilvikumerumr;ttkarbreytingartillgur    aWrWa,semsumarhverjarhlj;taaWvekjauppumrWuumhvortnauWsynlegtsaWganga    svolangtsemlagtertilogumYaWhvortgengiWsnrrimannrttindumsemhaldaber   heiWri,einkumflagafrelsiogfriWhelgieinkalfs.0skUringumviWIII.kaflafrumvarpsinser wO  rakiWaWtillgurYr,semgerWareru,fariekkibgaviWreglurumverndframangreindra B  mannrttinda.VsastumrksemdirfyrirYvtilIII.kafla.      XegarskipaWerefnireglnaumslufasteigna,fyrirtkjaogskipaverWuraWhafahugfast   aWrkisvaldiWveitirtilteknumh;pimannaeinkartttilYessaWstundaYessistrfatvinnu {  skyni.Xeirsemhlj;taslkaneinkarttfrrkisvaldinuverWaaWstaYvaWtilYeirrasu nF gerWarrkarkrfur,einkumYegarYeimerheimilaWaWsUslameWmiklahagsmunisemoftast 9 erualeigaYeirraeinstaklingasemviWskiptieigaviWY.XaWgeturYvekkiveriWvarhugavert  aWgerastrangarkrfurtilaWfariWsaWlgumogreglumstarfseminniogaWviWbrgW  stj;rnvaldaviWbrotumYessumlgumogreglumfelisrsviptinguYesseinkarttarsem r hinumbrotlegahefurveriWfenginn. e=  3.VinnanviWfrumvarpiW.     VinnaviWfrumvarpiWh;fstupphafirs2003.AukViWarsMsMatthassonarunnu  starfsmennd;msmlarWuneytis,DrfaPlsd;ttirskrifstofustj;riogBryndsHelgad;ttir i lgfrWingur,aWverkinuogeinnigveittiSigurWurHelgiGuWj;nsson,hrl.ogformaWurHs \4 eigendaflagsins,UmsarWgjfogaWstoW. '   meWangerWfrumvarpsinsst;WvarhaftnokkurtsamrWviWforustuFlagsfasteigna  salaogYegarfrumdrgYesslgufyrir,Y.e.textigreina,varYaWkynntsamrWsfundimeW  h;pifasteignasalasemstj;rnYessvarboWiWaWkomameWtilfundarins.Xttifrumvarpshf `  undurfundmeWstj;rnflagsinsogrWgjfumhennartilaWskUrafrekarYrhugmyndirsem S+! eraWfinnafrumvarpinu.MilliYessarafundahafWiflagiWhaldiWalmennanflagsfundtil " aWfjallaummliW.XvorusetnirYrrfundirmeWfulltrumvtryggingaflagatilupplUsinga # flunarumframkvmdinaviWstarfsbyrgWartryggingarfasteignasalaoghvaWavandaml  $ brynnuhelstflgunum. !W%   FlagfasteignasalaafhentiminnisblaWmeWsamandregnumniWurstWumognokkrum J""& bendingumogathugasemdumumfrumvarpiW.AukYessritaWiflagiWd;msmlarWuneytinu #' brf,dags.14.gst2003,YarsemframkemuraWalmenntsviWhorfflagsinstilfrumvarps #( insjkvtt,enY;gerWurfyrirvarivegnaskammstmasemflagsmennhafihafttilYessaW $ ) kynnasrYaW.0brfinukemureinnigframaWflagiWtelureftirlitmeWstarfsemifasteigna v%N!* salabestfyrirkomiWhjstarfsstttinnisjlfri,Y.e.einsogfrumvarpiWgerirrWfyrir.FlagiW A&"+ bendirY;YvsambandiaWst;rfelldurkostnaWurmunifallaflagsmennvegnaslks  '", eftirlits&  ogYeimhugnistillaaWtakahannsignYessaWflaginuverWieinhvernhtt '#- tryggWartekjurtilaWmtahonum.''  (z$.   UnntvaraWfallastUmsartillgurFlagsfasteignasalaogvarfrumvarpsdrgumbreytt ( samrmiviWYr.MsemdminefnabreytinguskilyrWiumbsforrWibliW1.mgr.  2.gr.tilsamrmisviWsambrilegarreglurumlgmenn,nokkrarbreytingar7.gr.,skilnaW  9.gr.umaWsamningurumYj;nustufasteignasalasformbundinn,Umsarbreytingarefni a sluyfirlits,sem11.gr.tekurtil,breytingar21.gr.umaWfasteignasalaberiaWeinsaWskila T, yfirlUsinguendurskoWandaumaWreglumumvrslufjrreikningahafiveriWfylgt,enekki  rsreikningisnumo.fl.    XegarlokiWvarviWaWtakaafstWutilYeirrabendingaogathugasemdasembrustfr   Flagifasteignasalavorufrumvarpsdrginheildsendtilkynningarafhlfud;msmla  X rWuneytis.VarYaWsenteftirtldumaWilumtilumsagnar:AlYUWusambandi0slands,Bnda K #  samtkunum,D;maraflagi0slands,Flagifasteignasala,flagsmlarWuneytinu,Hseig    endaflaginu,0bWalnasj;Wi,Landssamtkumslenskratvegsmanna,Lgmannaflagi0s    lands,Neytendasamtkunum,Sambandislenskratryggingaflaga,SamtkumaldraWra,Sam   tkumatvinnulfsins,SamtkumbankaogverWbrfafyrirtkja,SamtkumiWnaWarins,Sj;v wO  Almennumtryggingumhf.,TryggingamiWstWinnihf.,Vtryggingaflagi0slandshf.,viW B  skiptarWuneytinu.      AthugasemdirbrustfrAlYUWusambandi0slands,Flagifasteignasala,Lgmannaflagi   0slands,Neytendasamtkunum,SamtkumbankaogverWbrfafyrirtkjaogSambandis {  lenskratryggingaflaga,enYarvartekiWframaWskoWabriathugasemdirnarsvoaWYr nF vrueinnigfrYeimYremurvtryggingaflgum,semgefinnvarkosturYvaWveitaum 9 sgn.    Athugasemdirogbendingarerusettaruppstafr;fsrWeftirheitiumsagnaraWila.ViW  hvertefnisatriWiermeWskletrigerWgreinfyrirhvernigafstaWavartekintiltillguoghvaWa r rkerufrWfyrirYv.EkkiYykirstWatilaWtilgreinaaWrarathugasemdirogbendingar e= enYrsemfelasrtillgurumbreytingarefnigreinaeWaskUringaviWfrumvarpiWeWa 0 hafasrstakaYUWinguviWeinstakargreinar.X;YykirrttaWtakaframaWumsagnaraWilarltu  almenntlj;sjkvWaafstWutilfrumvarpsinsogengutilvikivorugerWartillgurumaW  felldaryrWuteinstakargreinareWavaldaraWrarlausnirenfrumvarpiWgerirrWfyrir. i  UmsgnAS0.  '   BentaWskilgreinaYurfihugtkbeturogsrstaklegavsaWtil4.tlul.7.gr.Yvsam  bandiumhugtkinstarfsstWogtib.    VegnaYessararbendingarvarfariWsrstaklegayfirhugtkogorWnotkunfrumvarpinu. `    BentaW21.gr.sumjgvWtkarheimildirtilhsleitarnrskurWarvegumnefndar S+! semekkifarimeWeiginlegtopinbertvald,ogtekiWframaWYettakvWistandistvartaWrtt " umlgum. #   0niWurlagi5.mgr.21.gr.segiraWum?slkaleit ,Y.e.Yegarfasteignasalineitarnefnd  $ inniumaWgangaWhsnWieWastaWYarsemtlamaWb;khaldeWannurggnsu !W% geymd,skuligildakvWiXI.kaflalagaummeWferWopinberramla.LeitsamkvmtYeim J""& lgumferalmenntaWeinsframaWundangengnumrskurWioghnferframundirstj;rnlg #' reglu,semtekursjlfstWaafstWutilbeiWninefndarinnarumhsleit.UmYettaertarlega #( fjallaWskUringumgreinargerWmeWfrumvarpinu.bendingAS0varWarmikilsvertatriWi $ ) &  semnauWsynlegteraWvelsbiWum.TeljaverWurY;aWekkigetileikiWvafiumYaWaW v%N!* leitinferekkiframnemaaWundangengnumrskurWi.'v% A&"+  UmsgnFlagsfasteignasala.  '#- Um1.gr. (z$.   LagtertilaWorWin?atvinnuskyni verWifelldt1.mgr.ErYettrkstutttarlega, ( einkummeWvsantilYessaWviWskiptinsusvosrhfWaWaWrirgetiekkiannastYau,ogaW  fasteignasalarlandsbyggWinnikvartieinkumundanYessu.Xarsf;lksemgeriYettafyrir  Y;knunY;ttYaWhafiekkiaWalatvinnuaffasteignaslu. a   XessskalgetiWaWlgumumfasteignaslu,nr.47/1938,oglgumumfasteigna-og T, skipaslu,nr.34/1986,varnotaWorWalagiW?engumerheimiltaWannastkaup,slu8fyrir  aWra .XannigvarorWalagiWeinnigfrumvarpiYvsemsWarvarWaWgildandilgum,nr.  54/1997,erYaWvarlagtframAlYingi.MeirihlutiallsherjarnefndarAlYingislagWitilaW   orWunum?atvinnuskyni yrWibttinntextann,enrkinfyrirYverusgWYauaWYaWs  X gerttilaWtakaaflltvmli.FallisterYaWmeWFlagifasteignasala,aWYaWstilYess K #  falliWaWskapavandamlYegarYeirsemekkihafasrstakaYekkinguogaWstWueruaWveita    aWstoWviWslkviWskipti.XegarstyrkirlkarksemdirflagsinsaWtilokaWeraWltaeftir    litskerfiYaWsemfrumvarpiWgerirrWfyrirntilYeirrasemstundaslkamilligngu,nYess   aWhafaafYvatvinnu.X;ttYaWmunditilokamilligngugreiWaskyni,t.d.ninnattingja wO  semvarlaeralmenntskilegtaWkomavegfyrirmeWlgum,vegurYaWYyngraaWleitast B  viWaWkomaYessufyrrahorf.XvverWurheldurekkineitaWaWorWin?atvinnuskyni geta    kallaWdeilumlumskUringuYeim.     LagtertilaW2.mgr.1.gr.verWifelldt.ErYaWeinkumrkstuttsvoaWrkskortitilaW {  veitalgmnnumYessasrstkuaWstWuogaWnokkuWhafiboriWleppunmeWallgmanna. nF   EkkiverWurtaliWaWYaWsvandamlviWheimildlgmannaaWYeirleppifasteignaslu. 9 TillagaFlagsfasteignasalamiWarviWaWYessiheimild,semlgmennhafahaftalltfrsetn  ingulaganr.47/1938,sbr.13.gr.Yeirra,verWifelldniWur.SrstkrkYurfaaWveratilYess  aWskerWaheimildirstarfsstttarmeWYeimhttisemlagtertil.ErekkiunntaWfallastaW r Yaurksufyrirhendi. e=   LagtertilaWheimildflagaogfyrirtkja4.mgr.1.gr.verWifelldniWurmeWllu.Til 0 varabentaWbtaYurfiviW?eWaendurslu .XettaereinkumrkstuttmeWYvaWYaWsam  rUmistekkikrfumumsjlfstWifasteignasalaaWhafareglurnarYannigaWfasteignasalis  starfihjt.d.byggingarfyrirtkjum. i   Framtilgildistkulaganr.54/1997sUnisteinstaklingumoglgaWilumhafaveriWheimilt \4 aWseljafasteignir,semYeirbyggWu,nYessaWlggiltirfasteignasalarkmuYarnrri,Y.e. ' hefWuhvorkimilligngunnnuWustskjalagerW.MeWlgumnr.54/1997(gildandilgum)  varfyrstlgfestkvWiumskylduYeirrasemhafaatvinnuafbyggingufasteignatilaWlta  lggiltanfasteignasalaannastskjalagerW.ErYaWrkstuttsvoskUringumgreinargerWaW `  YaWsufyrstogfremstneytendasj;narmiWsembiaWbakibreytingartillgunni,endageti S+! aWstaWanveriWafar;jfnslkumviWskiptum.RkinaWbakibreytingunnisemgerWvar1997 " erug;Woggild.TillagaFlagsfasteignasalanmiWastviWaWeigandifasteigna,sembyggir # Yratvinnuskyni,verWimeWllusvipturrttitilaWhafamillignguumsluYeirra.Telja  $ verWuraWhrsaW;YrfugengiWsjlfsagWanrttbyggingaraWila.TeljaverWuraWs !W% breyting,semgerWvar1997ogkveWurumaWfasteignasaliskuliYessumtilvikumannast J""& skjalagerW,tryggirttarstWuneytenda.XvtilviWb;tarskalbentaWniWurlagi4.mgr.1. #' gr.segiraWkvWilagannagildiumslkstrffasteignasalaeftirYvsemviWgeturtt.0Yv #( felstaWfasteignasaliaWgtaYeirraskyldnasemhannerulagWarII.kaflalaganna, $ ) m.a.aWgtaaWjfnuhagsmunakaupandaogseljanda.AWaukihlj;tareglurfrumvarpsins v%N!* (Y.e.7.gr.)umeignarhaldfasteignasluaWleiWatilYessaWfasteignasalar,semstarfaW A&"+ hafasemlaunYegarviWfasteignasluhjbyggingarfyrirtkjum,hverfirYeimstrfumog  '", rekieiginfasteignaslur.XaWmundiaukasjlfstWiYeirra.TeljaverWurvarasamtaWganga '#- lengraYessumefnum,endaekkisWaWneinstWastilYess. (z$.   AWYvervarWartillgutilvara,Y.e.aWtekiWskuliframaWkvWiWeigiekkiaWeinsviW ( umslu,heldurlkaendurslu,skaltekiWframaWorWalag4.mgr.1.gr.erYannigaWekki  aWleikavafiYvaWYaWeigiekkiaWeinsviWumupphaflegaslufasteignar,heldurhvers  konarslu(endurslu).TilallsryggiserY;taliWrttaWhnykkjaYessuskUringum a kvWinugreinargerW. T, Um2.gr.    LagtertilaWbttverWiinnnUjumliW,Y.e.kvWiumskyldutilaWsetjasrstakatrygg   ingu/byrgW,tilYessaWtryggjafrgangverkefna,effasteignasalihttirstrfum.Flag  X fasteignasalatelurYettafallautanstarfsbyrgWartryggingarogleggurtilaWsettverWibanka K #  byrgWeWaeinskonarpeningatrygging.TilefniYessarartillgueraWsgnFagsfasteigna    salaaWYettasYekktvandamlsemvaldiWhafimiklum;Ygindum.      X;ttekkisdregiWefaaWupphafikomiWslkvandamlerafarfl;kiWaWkomakring   srstakritrygginguvegnaYessaYttareinsogsr.SetjaYyrftisrstakarreglurumYessa wO  trygginguogeinnigstj;rnvaldsreglur.LklegaerviWurhlutaminnstaWbtaslkumYttiviW B  YstarfsbyrgWartryggingusemfasteignaslumergertaWhafa.XessbereinnigaWgetaaW    lklegaverWarYettavandamlekkieinsalvarlegt,efreglurfrumvarpsinsummjgaukiW   eftirlitmeWfasteignaslumverWaaWlgum.ErYvekkitilefnitilYessaWverWaviWYessari {  tillguFlagsfasteignasalaeinsoghnersettfram. nF   LeggjatilaW3.mgr.verWifelldniWur. 9   MeWvsantilYesssemWursegirumlgmennogheimildirYeirratilaWhafamilligngu  umviWskiptimeWfasteignirverWuraWteljaaWYaWskortigildrktilaWfallastYessaat  hugasemd. r Um3.gr. 0   LagtertilaWstaWkrfuum12mnaWarWningartmasemskilyrWifyrirYvaWYreyta  pr;fraunfasteignasalakomikrafaum18mnaWarWningartma.AWaukiergerWtillagaum  aWra18mnuWieftirpr;f,enWurenlggildingerveitt.XettaerrkstuttmeWYvaWstarfiW i sfl;kiWefnislega,svoogskjalagerW,treikningarlgskilauppgjrao.fl.,ogaWofthafimenn \4 marga;faglrWavinnusemYeirYurfiaWleiWbeina. ' & a   X;ttfallastmegiaWnauWsynlegtsaWhafaskilnaWumstarfstmaviWfasteignaslu,  WurenmaWurWlastheimildtilaWYreytapr;fraunfasteignasala,YverWaslkskilyrWiY;  'aAaWtakamiWafYveinuaWmaWurhafihlotiWngilegaYjlfunstarfioghagnUtaYekkingu `  tilaWflggildingu.FrWileguYekkingunahannaWfmeWYvaWskjanmskeiWiWog S+! Yreytapr;f.XessberaWgtaaWgeraskilyrWinekkistrangarienYrfkrefuroggtaYess " aWlokaekkistarfsstttinni.XaWermatsatriWihvelanganstarfstmaeigiaWgerakrfuum. # FrumvarpsdrginmiWaviWt;lfmnuWi.MiWaWerviWaWYaWsngilegalangurtmitilaW  $ WlastYYjlfunstarfioghagnUtuYekkingusemtilYarf. !W%   XerlagttilaWpr;fnefndenekkirWherra,einsogfrumvarpsdrgingerWurWfyrir,verWi J""& faliWaWmetahvaWssambrilegmenntunskilningicliWar2.mgr.3.gr. #'   FallisteraWheppilegrasaWpr;fnefndannistYettamatogtakikvrWungrundvelli #( Yess. $ ) Um7.gr. A&"+   Veltauppsemhugmynd2.mgr.aWeinnigverWigerWurskilnaWurumstj;rnarsetu,Y.e.  '", ekkiaWeinseignarhlut. '#-   EkkierurktilaWgangasvolangtaWgeralkakrfuumstj;rnarsetu.Er;neitanlega (z$. gengiWnokkuWlangtmeWkrfumumeignaraWildeinsogfrumvarpiWmiWarviWogttiekki ( aWgangalengranemagildrksufyrirYv.FlagfasteignasalahefurekkifrtrkfyrirYv  aWnauWsynlegtsaWgeralkaskilnaWumstj;rnarsetu.    UmtiberugerWartvrtillgur,annarsvegaraWskiliWverWiaWtibverWiaWeins a heimilaWaWYarstarfilggilturfasteignasali,hinsvegaraWekkiverWitakamarkanirYvaW T, tibverWirekinsamasveitarflagiogfasteignasalansjlferrekin.EinniglagttilaWengar  hmlurverWihvaWrekamegimrgtibhverjusveitarflagi.Breytingartillgurnareru  rkstuddarmeWYvaWngurfjldilggiltrafasteignasalastilaWmannalltib.Einnig   meWYvaWhagsmunirsemtibmeWhndlasuekki;merkilegrienYeirsemfasteignasalan  X sjlfmeWhndlar.FlagfasteignasalaleggurhersluaWf;lklandsbyggWinnieigirtt K #  Yj;nustufagmanna.      FallisterbWarYessarbreytingartillgur.ErenginstWatilYessaWbindaheimildtil    stofnunartibsviWaWYaWsWrusveitarflagi.EftirsemWurverWuraWgerasmu   faglegukrfurnartilYeirrarYj;nustusemveitteraftibumogveitteraffasteignaslunni wO  sjlfri.XessvegnaerfallistaWskiliWverWiaWYaWsfasteignasalisemhafistarfsstW B  tibinuogveitiYvforstWu.EftirlitsnefndinmunfylgjastmeWYvfariWseftirYessum    krfum.UmfrekarirksemdirvsasttilskUringaviWgreinina.   Um11.gr. nF   LeggjatilaWfelldverWirdliWorWin?[...]ogtilgreinasrstaklegaefskuldervan 9 skilum .RkFlagsfasteignasalafyrirYessuerueinkumYauaWYettaveikisamningsstWu  seljandagagnvartkaupandaogaWfasteignasalieigierfittmeWaWfylgjastmeWYvhvort  skuldirsuskilumeWaekki. r   EkkierunntaWfallastYessabreytingartillgu.FasteignasalisemfreigntilslumeW e= ferWarverWuraWfheimildseljandatilaWaflaYessaraupplUsinga.EkkiverWursWaWYaW 0 sugildrkaWskuldastaWaseljandaveikisamningsstWuhans,einkumandspnisYeirri  staWreyndaWkaupandinnrttYvaWfupplUsingarumhvlandiveWskuldirogYaWer  srstaklegamikilvgtfyrirhannaWfupplUsteflneruvanskilumYvkaupihannviWYr i aWstWurtekurhann;neitanleganokkrahttu.UmhttunaverWurhannaWvitaogmeint \4 irsamningshagsmunirseljandaverWaaWvkja.HrskaleinnigvsaWtilHrd.1996,bls. ' 2466.0Yeimd;mivarYaWtaliWsaknmtafhlfufasteignasalaaWgerakaupandaekki  tarlegagreinfyrirhvlandiskuldumsemvoruvanskilumogYeirrihttusemhanntki  meWkaupunum.XaWathugastaWYaWvarekki,ermlsatvikttusrstaW,lagaskyldaaW `  uppreiknaskuldirsemkaupandittiekkiaWyfirtaka.SamtleggurHstirtturYessarskyldur S+! fasteignasalann.TeljaverWuraWekkisunntaWvkjafrYeirristefnusemHstirttur " markarYessumd;mi. # & , Um12.gr. !W%   Ekkibreytingartillaga,enY;tekiWframaWmikillminnihlutiflagsmannaleggistein J""& dregiWgegnreglu2.mgr.12.gr. #' ',!6Y  EkkistWatilbreytinga. #( Um14.gr. v%N!*   FlagfasteignasalaleggurtilaWtekiWverWiframaW1.mgr.takilkatilslufasteignar. A&"+ GreininbanniYvbWiaWfasteignasalieWastarfsmennhanssemfeigntilslumeWferWar  '", kaupihanaogeinnigaWefYeimerfalinmilligangaumkaupfasteignarsYeim;heimiltaW '#- seljahana!!! (z$.   Gerahinnb;ginnekkiathugasemdirviWefni2.mgr. (   Athugasemdiner;lj;sogekkifyllilegalj;sthvaWviWertt.FallastmY;aWrttsaW  btaorWinu?kaup viW2.mgr.semgeriraWverkumaWkvWiWtekurbWitilmilligngu  umkaupogslu. a UmIII.kafla.    AlmenntsammlaYeimbreytingumsemtillagaergerWumkaflanumenlUsahyggjum  afkostnaWifyrirflagiW.   Um19.gr. K #    Leggjatil2.mgr.aWrkiWberikostnaWafstarfieftirlitsnefndarfyrstuYrjrin,eneftir    YaWverWihonumskiptaWjfnumilliflagsinsogrWuneytisins.      GreiWslakostnaWarafeftirlitinuermiWuWviWYstaWreyndaWstarfsstttir,ogstarfsemi   semstireftirliti,hafarkaramliveriWltnargreiWaYaWsjlfar,Y.e.hinireftirlits wO  skylduaWilarkostasjlfireftirlitiW.ErYettasamrmiviWkvWilagaumopinberareftir B  litsreglur,nr.27/1999,sbr.12.gr.reglugerWarumeftirlitsreglurhinsopinbera,nr.812/    1999.ErYettabentskUringumfrumvarpinu.   Um20.gr. nF   FlagfasteignasalagagnrUniraWlgmennsemseljamegafasteignirsuekkiflagsmenn 9 ogaWFlagfasteignasalaeigiaWkostaeftirlitmeWYeim.JafnframtergagnrUntaWeftirlit  virWistekkieigaaWtakatilYeirrasemhafamillignguumfasteignaslugreiWaskyni.F  lagiWbeitirYessueinnigsemfrekarirkumfyrirYvaWafnemaeigiYessaheimildlgmanna r ogtekurtorWin?atvinnuskyni 1.gr. e=   MiWaWerviWaWlgmenn,semhafaheimildtilfasteignasluogflggildingutilYess, 0 verWiflagsmennFlagifasteignasala.XaWverWurllumfasteignaslumskyltaWvera.XaW  ereWlilegtaWYeirsusettirundireftirliteftirlitsnefndar.FrumvarpiWgerirhinnb;ginn  ekkirWfyriraWeftirlitsnefndinhafieftirlitmeWYeimlgmnnumsemseljaeinstakareignir i tengslumviWlgmannsstrfsn.EftirlitmeWYeimverWuraWverahendilgmannaflags \4 insaWYvleytisemYaWfermeWeftirlitsvald.XeirsemteljasigberaskarWanhlutfrborWi ' viWskiptumviWlgmennYessumtilvikumgetaboriWmliWundirrskurWarnefndlgmanna  ogttirttarstaWaYeirraaWberanokkuWtrygg.  Um21.gr. S+!   FlagfasteignasalaleggurtilaWfrestirverWilengdir,t.d.fyrstuskilgstoglokafrestur " til1.okt;ber. #   FallisterYessartillguroggerWarbreytingarupphaflegumfrumvarpsdrgum.  $   FlagiWleggurtilaWfelldverWiniWurfortakslausskyldatileftirlitshjhverjumfasteigna !W% salaYriggjarafresti,svoogaWeftirlitshlutverkiWaWYverb;khaldvarWarverWitak J""& markaWviWb;khaldumfjrvrslur,ekkib;khaldalmennt.SegiraWraeigaaWsinnaYveftir #' liti. #(   FyrritillaganerrkstuddmeWYvaWhjflestumsuhlutirnirlagiogYaWsYyngjandi $ ) fyrireftirlitsnefndaWYurfaaWskoWaeinnfasteignasalavikuhverri,enYaWverWiraunin v%N!* miWaWviWnverandifjldafasteignasala.FlagiWbendirlkaaWYaWfelistkveWiWreglu A&"+ bundiWeftirlitaWendurskoWandiYurfirlegaaWgefayfirlUsinguumaWreglumumfjr  '", vrslureikningasfylgt. '#-   TeljaverWurmikilvgtaWeftirlitsnefndhafireglubundiWeftirlitmeWllumfasteigna (z$. slum.ErnauWsynlegtaWnefndinnisskyltaWframkvmareglubundiWeftirlitoghnYurfi ( ekkiaWrkstyWjaYaWsrstaklegaerhntekurfasteignasalatilathugunar.NefndinverWur  aWmetasjlfhversutarleghinreglulegaskoWuner.XaWfervntanlegaeftiraWstWumog  hvorteinhverstWastilaWtlaaWeitthvertmisferlieigisrstaW.Xettaereinnigmikil a vgtvegnaYessaWfyrirkemuraWfasteignasalarsemstarfaWhafarumsamanlendavand T, rWum.EfekkivrireglulegueftirlitifyriraWfaravrihttaYvaWsumirgleymdustog  sttuallsengriskoWun.Slktvri;heppilegt.    YfirlUsingendurskoWandalUtureingnguaWfjrvrslureikningumogreglumumY.AW   bakislkriyfirlUsingagjfliggurYvekkiskoWunllumYeimatriWumsemeftirlitsnefnd  X aWfylgjastmeW. K #    XaWervartofmikiWeftirlitsnefndinalagtY;ttskyldurhennarbj;WiaWskoWaeinafast    eignasluvikuhverri.     UmsgnLgmannaflags0slands.  wO    1.LMF0lUsirYeirriskoWunaWafmarkaYurfinnarreglurumrtttilsluhlutafyrir B  tkjum.SegirYettaalgenganhlutaafstarfilgmanna,endurskoWendaogfjrmlafyrirtkja.    FlagiWlUsirYvaWsmuefnisreglurYurfiaWgildaumallarstarfsstttirsemannastmilli   gnguogskjalagerWvegnasluhlutumfyrirtkjum.ErbentaWlgmennstundislk {  strftengslumviWlgmannsstrfinoggeriYaWundirstrngumkrfumreglumsemum nF strfYeirragildiogundireftirlitiLMF0. 9   bendingLMF0errttmt.XaWervandasamtaWgreinaaWfullumillieinkarttarfast  eignasalatilfyrirtkjasluogrttarannarra,einsoglgmannaogfjrmlafyrirtkja,til  YessaWhafamillignguumslkaslu.bendingLMF0vartilefnitilYessaWskUring1.gr. r varyfirfarinogleitastviWaWdragamrkinmillieinkarttarfasteignasalaogalmennsrttar e= annarra.Lj;steraWYaumrkverWavartdreginmeW;tvrWumhtti.D;mst;lareigasW 0 astaorWiWumhvernigmrkinverWadregineinstkumtilvikum.ViWskUringu1.gr.mundu  d;mst;larnefaskUraeinkarttfasteignasalaYrngt,slktleiWirafalmennumlgskUringar  reglum.AWWruleytivsasttilskUringameW1.gr.SamtkbankaogverWbrfafyrirtkjahafa i einniggertathugasemdviWsamaatriWi. \4   2.LMF0teluraWeWlilegtsaWlgintakifullumfetumtilYeirralgmannasemerujafn ' framtlggiltirfasteignasalar.FlagiWtelurhinnb;ginnaWenginstWastilaWltaeftir  litskerfilagannatakatillgmannasemhafamillignguumslueignasemhlutaaflg  mannsstrfumsnum.EftirlitskerfimeWlgmnnumsngilegtogstarfsbyrgWartryggingar `  Yeirratakitilslkrastarfa.Leggurtillj;siYessaaWeftirlitsnefndFlagsfasteignasalaeigi S+! ekkiaWhafaeftirlitmeWYeimstrfumlgmannasemhrumrWir.LeggurYessusambandi " einnigtilaWlokamlsliWur2.mgr.1.gr.kveWiumaWlgingildiumslkstrflgmanna # eftirYvsemviW.  $   FallisterYessabendingueinsoggetiWeraWframan.0YessusambandiberaWgeta !W% YessaWekkieralgengtaWlgmennseljifasteignirsemhlutaafstarfiviWafmrkuWlg J""& mannsstrf.ErYaWeinkumviWskiptibumsemslktsrstaW.XessbereinnigaWgetaaW #' Y;tteftirlitskerfilagannatakiekkitilslueinstkumeignumgildaaWrarreglurlaganna, #( t.d.II.kaflaumskyldurlgmannaviWYessistrf.EruengugerWarminnikrfurtilYeirra $ ) enfasteignasalaoglgmannasemhafalggildingusemfasteignasalar. v%N!*  UmsgnNeytendasamtakanna.   '",   Neytendasamtkingeratvrefnislegarathugasemdir. '#-  (z$. Um9.gr. (   0stuttumligeraNeytendasamtkinYtillguaWfasteignasalaverWiaWeinsheimiltaW  skiljasrY;knunrhendikaupandaefkaupandi;skarsrstaklegaeftirhenniogaWhns  ekkieWlilegur/nauWsynlegurliWursamningsgerW.LagtverWibannviWYvaWfasteignasali a skiljisr(einhliWa)Y;knunfyrirstrfeWaviWviksemteljameWlileganhlutaafsluferlinu T, ogsamningsgerW.    MeWalYeirrabreytingasemgerWertillagaumfrumvarpinueraWfasteignasaliYurfiaW  geraskriflegansamningviWYannsemtilhansleitarumkaupeWaslufasteignar?eWaaWra   Yj;nustusamkvmtlgunum .SkyldanerekkibundinviWtilvikYarsem;skaWeraWstoWar  X viWkaupogslueinsoggertergildandilgum.0skUringumgreinargerWersrstaklega K #  tekiWframaWfasteignasaliverWiaWgeraskriflegansamningviWkaupandaefsamiWerum    aWhannsinnitilteknumviWvikumfyrirkaupandann.VerWurYvaWteljaaWngilegasbiW    umhntaaWYessuleyti.     HittatriWiW,sembenter,eraWbannaeigiaWtakaY;knunfyrirverkefnisemeruhluti wO  afsluferlinuogsamningagerW.XaWervandasamtaWafmarkahvaWshlutiafsluferlinu B  oghvaWshlutiafsamningagerW.XinglUsingskjalaogundirbninguraWtgfufasteigna    veWbrfaogskiptiYeimfyrirhsbrferuYttirsemoftasteruYgukaupanda.Vinna   tengdhsbrfumerfyrsttilkominfyrirumratugeWasvo.Slkvinnaervarthlutiafslu {  ferlinuogskjalagerW,endaoftsemenginhsbrferugefint.Gjaldtakafasteignasalaaf nF seljandayrWihrriefhannttiekkirttY;knunrhendikaupandafyrirviWviksemhann 9 vinnursrstaklegaYgukaupandans.XaWervarlasanngjarnt.TeljaverWuraWviWYaW  verWiaWunaaWkaupandigreiWifyrirYvinnusemhann;skareftiraWfasteignasalivinni  fyrirhann.EinhliWageturY;fasteignsaliekkikrafiWhannumY;knuneffrumvarpiWverWur r aWlgum.TilgrundvallargjaldtkuverWuraWliggjaskriflegursamningur,sbr.9.gr.frum e= varpsins. 0 Um19.og20.gr.    NeytendasamtkinfagnasjlfusrformumaWaWsettverWif;teftirlitsnefnd.Sam i tkinleggjaY;miklahersluaWhlutverkhennarverWirUmkaWoghnverWijafnframtr \4 skurWarnefndsemskerirdeilumlummillifasteignasalaogviWskiptamannaYeirra.Neyt ' endasamtkinteljaaWYaueigiaWfrtttilYessaWtilefnaeinnnefndarmannnefndinatil  YessaWtryggjahagsmuniviWskiptamannasemflestirsuneytendur.    Eftirlitsnefndin,semlagtertilaWsettverWif;t,erekkirskurWarnefnd.EfbtaYv `  hlutverkihanaverWuraWgerbreytafrumvarpinuog;vstaWmgulegtsaWleggjaYaW S+! FlagfasteignasalaaWstandaundirkostnaWiviWslkarskurWarnefnd,aukkostnaWarviW " eftirlitiW.LMF0,semermunstrraogflugraflagenFlagfasteignasala,hefurmikinn # kostnaWafstarfirskurWarnefndarlgmannasvoaWsreynslamlirgegnYvaWYessuhlut  $ verkiseinnigbttFlagfasteignasalaviWnverandiaWstWur.Flagfasteignasalahefur !W% haftsvonenfndasamskiptanefndsemhefursvipaWhlutverkenekkirskurWarvald.XaWerYv J""& tilokaWaWbtaYessuhlutverkiviWverkefnieftirlitsnefndr.Lklegaerekki;varlegtaWbWa #' ogsjhverreynslanverWureffrumvarpYettaverWuraWlgumogtakaYtilkvrWunar #( nUjanleikhvortrttsaWsetjaf;trskurWarnefndeWaaukahlutverkeftirlitsnefndarinnar. $ )  UmsgnSamtakabankaogverWbrfafyrirtkja(SBV).  A&"+ Um1.gr.  '",   SBVleggjaherslumikilvgiYessaWenginnvafileikiYvaWfjrmlafyrirtkjum '#- verWiframheimiltaWhafameWhndumsluhlutaeinkahlutaflgumeinsogWrum (z$. flgum.SamtkinteljaorWalag1.gr.frumvarpsins;lj;staWYessuleyti.BendaaW9. ( tlul.20.gr.lagaumfjrmlafyrirtki,nr.161/2002,sgertrWfyriraWstarfsemibankageti  tekiWtilm.a.rWgjafarogannarrarYj;nustuvarWandisamrunaogslufyrirtkja.Teljatil  vitnuWlgsrlgsemhlj;tiaWgangaframarhinumalmennulgumumslufasteigna,fyrir a tkjaogskipa. T,   WurerfjallaWumbendingarLMF0umYrfaWafmarkaeinkarttfasteignasalatil  fyrirtkjaslusvoskUrlegasemkosturer.XessibendingSBVersamaefnis.X;tt9.tlul.  20.gr.laganr.161/2002skUrWursamkvmtorWannahlj;WanYurfiekkiaWskarastviW1.gr.   frumvarpsinserbendinginrttmtogerfallisthana.HefurveriWleitastviWaWdraga  X mrkinskUrargreinargerWinni. K #  Um11.gr.      SBVbendaaWgeraYurfirWfyriraWsluyfirlitYegarfyrirtkieruseldverWi;hj   kvmilegaWruvsienYegarfasteignirogskiperuseldogaWtakaYurfisrstaklegafram wO  hvaWYurfiaWkomaframsluyfirlitumYegarfyrirtkieruseld. B    XessiathugasemderrttmtoghefurleitttilYessaWkvWi3.mgr.11.gr.frumvarpsins    hefurveriWbreyttYannvegaWsrkvWihefurveriWbttinnumefnisluyfirlitsviWfyrir   tkjaslu. {  Um12.gr. 9   SBVteljaaWkvWiW,verWiYvfylgtsamkvmtorWannahj;Wan,sraun;framkvman  legtefgerterrWfyriraWfasteignasalieigiaWaflaYessaraupplUsinga,nsamYykkisselj  anda.SeWlilegraaWorWakvWiWYannigaWseljandiafliupplUsingannaogaWfasteignasali r yfirfariYr. e= & a   VsaWertilYesssemsegirumathugasemdirFlagsfasteignasalaviW11.gr.Fasteigna 0 salisemfreigntilslumeWferWarverWuraWfheimildseljandatilaWaflaslkraupplUs  'a0)inga.XaWerhlutiafundirbningihansfyrirslueignarinnar.Xegareigandifasteignarfelur  fasteignasalaaWhafamillignguumslufasteignarerhlutiafsamningihansviWfasteigna i salannaWhannveitirhonumheimildtilaWaflaYeirraupplUsingasemskylter.XaWervand \4 sWaWYettagetiveriWvandaml. ' & , Um16.gr.    SBVteljaaWgeraYurfirWfyriraWfasteignaslumsheimiltaW?tvista hlutaafvinnu `  viWskjalagerW.SamtkinnefnaeinnigaWheimiltttiaWveraaWfelat.d.fjrmlafyrirtki S+! ', aWannastvistunvrslufjrogtilteknaYttiskjalagerWar.EnginrksutilaWbannaslktYv " firsubeturtilYessfallnirerfjrmlafyrirtkimeWviWurkenntstarfsleyfi.Xaultieftirliti # FjrmlaeftirlitssemhafileiWbeinanditilmlumsnumveittheimildtilaWfelaWrum(t  $ vista)einstkverkefni. !W%   0frumvarpinuerekkertsemkemurvegfyriraWfasteignasalifelifjrmlafyrirtkivistun J""& vrslufjr.XaWverWurY;aWverasamrmiviWreglurfrumvarpsinsogreglugerWarsem #' settmunumvrslufjrreikninga.HlUturalmenntaWmegabastviWaWfasteignasalarvisti #( fjrmunisemYeirhafaundirhndumhjfjrmlafyrirtkjum,einkumbnkumeWaspari $ ) sj;Wum.ErgertrWfyriraWreglugerWverWisettumYetta.VerWuraWteljaaWvinningurs v%N!* afslkrivistun.EkkiersamtunntaWfallastaWfasteignasaligetilosnaWundanbyrgW A&"+ skyldutilskjalagerWarmeWYvaWfelaYaWWrum,hvortsemumfjrmlafyrirtkieraW  '", rWaeWaaWra.SkjalagerWinhlUturaWfaraframbyrgWfasteignasalaY;tthanndragiekki '#- uppsjlfuralltefniskjalanna. (z$. Ї UmsgnSambandsslenskratryggingaflaga(S0T).  ( Um2.gr.    TaliWaWheldurberiaWnotaskilyrWiumbsetuenlgheimilisemekkiervstaWfistaWist  skyldursamkvmtEES-samningnum. a   0upphaflegumgerWumfrumvarpsinsvarnotaWorWiWbseta.0gildandilgumernotaW T, orWiWheimilisfesti.OrWinubsetavarbreyttsWustustigumafYvaWtaliWvarskUraraaW  notaorWiWlgheimili.ErauWveldaraaWsannalgheimilienbsetueWaheimilisfesti.Yessu  ttihinnb;ginnekkiaWverWaefnisbreyting,endasegirsvo1.mgr.1.gr.lagaum   lgheimili,nr.21/1990:?LgheimilimannsersstaWurYarsemhannhefurfastabsetu.   X HvarmaWurhefurfastabsetuersvoskilgreint2.mgr.1.gr.Ekkieruundantekningar K #  tWumlgumvegnaYeirrasemerurkisborgararWrumlndumEvr;pskaefnahagssvW    isins.TeljaverWurYvaWheppilegrasaWnotaorWiWlgheimili,entrekaWskalaWekki    aWveraefnislegurmunurYeirriorWnotkunogYeirrisemergildandilgumeWaorWinu   bsetu. wO    S0TteluraWskilyrWiWumbsforrWi,Y.e.aWfasteignasalimegialdreihafaorWiWgjald B  Yrota,salltofvWtktogvafisaWYaWstandistjafnrWisregluroggrundvallarrttmanna    tilatvinnu.TeljaaWsamrmaYurfiYettakvWinUrrikvWumafsamastofni,t.d.52.gr.   laganr.161/2002,umfjrmlafyrirtki.XarermiWaWviWfimmrabsforrWi,nheimildar {  tilundanYgu.AukYesseruYarsettfleiriskilyrWi. nF   kvWifrumvarpsinsumYettaerusamaefnisogkvWi6.gr.lagaumlgmenn,nr. 9 77/1998.VartaliWeWlilegtaWsamrmivriYarnamilli.BreytinginvarreyndargerWaW  srstakrieggjanFlagsfasteignasalaYarsemflagiWtaldiaWYaWvri;sanngjarntaW  hafafyrirvaralausaregluumYetta,heldurttirWherraaWgetametiWhvortveitattiaf r brigWifrreglunnieWaekki.TeljaverWuraWYessireglassanngjarnarienreglagildandi e= lagaogreglan53.gr.laganr.161/2002. 0   UmnnurskilyrWi52.gr.laganr.161/2002verWuraWteljaaWYausuofstrnggarW  fasteignasalaogerekkifallistaWfrumvarpinuverWibreyttsamrmiviWtiltvitnaWkvWi.  SkaltekiWframaWlinaWvarskilyrWiYvsemlautaWalmennumhegningarlgumfrum i varpinufrYvsemergildandilgum,nr.54/1997,ogvarYaWgertafsanngirnisstWum, \4 endaUmisbrotalmennumhegningarlgumsemveitaengavsbendinguumhfimannatil ' aWeigaogrekafasteignaslu.  Um5.gr. `    GerWareruYrjrathugasemdirviWYessagrein. S+!   0fyrstalagierlagttilaWorWalag1.mgr.5.gr.umheimildirrWherratilaWkveWareglu " gerWatriWierltaaWstarfsbyrgWartrygginguverWirUmkaWmeWYvaWskj;tainnorWunum # m.a.ogbreytaorWalagiltillega.  $   Xessibendingerrttmtogerhanafallist.kvWiWYarfaWverarUmratilYessaW !W% rWherrahafisvigrmtilYessaWhafahrifefniskilmlavtryggingarinnar. J""&   0WrulagierlagttilaWshkkunvtryggingarfjrhWumsemlgWertil2.mgr.5. #' gr.takibaratiltj;nainnanrsinsenekkihverseinstakstj;nstilviks. #(   TeljaverWuraWYaWsekkiaWeinshttafleiritj;num,heldurlkaalvarlegritj;num $ ) Yegar;faglrWumstarfsmnnumfjlgar.EftirlitfasteignasalansmeWYeimverWurminna v%N!* eftirYvsemYeirverWafleiri.httanverWursemsagtalmenntmeiri.ErYvekkitilefnitil A&"+ aWbreytaYessukvWifrumvarpsins.  '",   0YriWjalagierlagttilaWrttaWverWiaWeflggilturfasteignasalierrWinntilstarfahj '#- fasteignasala,enYaWveldurYvaWvtryggingarfjrhWirYurfaekkiaWhkka,sserlg (z$. gildinguhefurmeWgildavtryggingusamkvmtlgunum. (   EinsogskUrterathugasemdviW5.gr.frmaWurekkilggildingunemahafatryggingu  ogeftryggingerfelldniWurerhannsvipturlggildingu.ErYvekkiYrfaWtundaYetta  srstaklegalagakvWinusjlfu.XettaleiWir;hjkvmilegaafreglunnieinsoghner. a Um7.gr.    S0TseturspurningarmerkiviWorWalagiW?hafaYj;nustusinni .SUnistviljahafaYaW  skUrtaWumseinungisaWrWastarfsmenn,Y.e.YsemvinnagrundvellirWningar   samninga.  X   X;ttfrumvarpiWmiWifyrstogfremstaWYvaWYeirsemvinnaviWfasteignasluverWi K #  starfsmennfasteignasalans,Y.e.sinnistrfumsnumgrundvellirWningarsamninga,erY;    ekkihgtaWtilokaaWumannarskonarsamningagetiveriWaWrWa.Gtit.d.veriWaW    fasteignasalisemdisrstaklegaviWvtryggingaflagumaWltavtryggingunatakatil   mannssemekkivrirWinntilstarfahjhonumsamkvmtrWningarsamningi,vrit.d.tt wO  ingihansogekkistarfsmaWur,vrinmsvisthjhonumeWaYvumlkt.Xessvegnaervar B  hugavertaWnotaannaWorWalagen?hafaYj;nustusinni .SkalbentaWfasteignasaliYarf    aWsemjasrstaklegaviWvtryggingaflagtilYessaWstarfsbyrgWartryggingtakitilannars   enYesssemrWinnertilstarfahjhonum.EruYvekkirktilaWfallastYessatillgu. {  &  UmIII.kafla. 9 Um19.gr.    S0TteluraWrttarasaWhafaorWiWlgfrWingurenorWiWlgmaWurYessarigrein.    TillagafrumvarpsinsersaWlgmaWursinniYessu,endamikiWgagnafYekkinguog r reynslusemmennaflasrlgmannsstrfumstarfieftirlitsnefndarinnar.ErYvekkitilefni e= '9tilaWfallastYessatillgu. 0 & X Um25.gr.    LagtertilaWorWalaggildandilaga,Y.e.3.mgr.15.gr.,verWinotaWeflokastarfsstW i fasteignasala,semmissthefurlggildingu. \4   XaWathugastaWskUringumgreinargerWsegiraWkvWi25.gr.suaWmestusam ' rmiviW3.mgr.15.gr.gildandilaga.XaWleiWirafsjlfusraWd;msmlarWherrafelur  lgregluaWlokastarfsstWfasteignasalaengerirYaWekkisjlfur.  'XUm27.gr. S+!   S0TteluraWekkisrttaWnotaorWalagiW?umsakarmatogsnnungildareglurskaWa " b;tarttar .ErrkstuWningifrumvarpinufyrirYvorWalagihafnaWogYaWhelsttaliWtilYess # falliWaWefnatil;Yarfagreinings.LagtertilaWnotaWverWiorWalagiW?Umsakarmatog  $ snnungildaalmennarreglurskaWab;tarttarins .TillaganfelurefnislegasraWbttverWi !W% innorWinu?almennar . J""&   0skUringummeW27.gr.frumvarpsinsertarlegarkstuttafhverjuYaWorWalagernotaW #' semgerter.XarfnastYaWekkifrekariskUringa.ErvarhugavertaWvsatilalmennrareglna #( skaWab;tarttarlj;siYessaWYr;unumsakarmatogsnnunYegarsrfrWingareinsog $ ) fasteignasalareigahluthefurveriWWruvsienleiWirafalmennumreglum.Hafasrsj;nar v%N!* miWumstrangarasakarmatogWruvsibeitingusnnunarreglnaenvenjulegterYr;ast A&"+ YessusviWi.ErstWulaustaWhindraYYr;un.  '",  4.SkipanlggjafarummillignguviWfasteignaslunokkrumngrannalndum.  (z$. 4.1.Inngangur. (   ViWsamningufrumvarpsYessavarm.a.litiWtilYesshverniglggjferhttaWDan  mrku,NoregiogSvYj;W.AWsumuleytierlggjfYessaralandaYannigaWtileftirbreytni  er,enaWWruleytiverWuraWteljaaWheppilegrireglurgildinYegarhrlandi,t.d.um a skjalagerWogsluyfirlit,Y;ttekkihafitekistaWfylgjaYeimreglumeftirtilfullnustu.0 T, sumumtilvikum,t.d.umeftirlitskerfiYaWsemgerWertillagaumfrumvarpinu,ertaliWrtt  araaWmiWaaWnokkruviWreynsluYsemfengisthefurafeftirlitimeWlgmnnum.  4.2.Danmrk.  X   0Danmrkugildanlgnr.453/1993fr30.jnYaWr.Lginheita?Lovomomstning K #  affastejendom .LgingildaummillignguviWskiptummeWfasteignir,svoogrWgjfog    aWraaWstoWYvsambandi.MlterfyrirumeinkarttfasteignamiWlara,lgmanna,banka    ogfjrmlastofnanaogvtryggingaflagatilYessaWhafaslkamilligngu.TmiskvWieru   umskyldurYesssemannaststarfsemina,m.a.umupplUsingaskylduhansogranns;knar wO  skylduatriWumsemvarWafasteiginaogumskylduhanstilYessaWgtahagsmunabeggja B  jafnt,Y.e.kaupandaogseljanda.KveWiWerumaWopinberstofnun,?Erhvervs-ogSelskabs    styrelsen ,skulihafaeftirlitmeWfasteignamiWlurumoggeturstofnuninm.a.sviptYleyfi   tilstarfaefbrotskyldumeralvarlegteWatrekaW.Sviptinguleyfismberaundird;mst;la. {  0DanmrkuhafaveriWsettUmisstj;rnsUslufyrirmli(bekendtgrelser)grundvellilaganna nF ogltaYreinkumaWframkvmdinni. 9 4.3.Noregur.    0Noregigildalgnr.53/1989,fr16.jnYaWr.Lginheita?Lovomeiendomsmeg r ling .LgunumvarsWastbreyttmeWlgumnr.76/2002.LgintakatilYeirrasemhafamilli e= gngu,m.a.annastuppgjrviWskiptummeWfasteignir,Y.m.t.hlutdeildfasteignum,hluta 0 brfumogskilrkjumfyrireignarrttiaWfasteignum,rttitilorlofshsnWiso.fl.Rtturtil  aWstundaYessiviWskiptierveitturlgmnnumogYeimsemhafabrflegtleyfitilfasteigna  miWlunar,enYaWgetabWiveriWeinstaklingaroglgaWilar.HeimilteraWleyfasrstaklega i aWtibfasteignamiWlunarsrekiW,enskiliWeraWYaWsundirfaglegristj;rnfasteigna \4 miWlaraeWalgmanns.EftirlitmeWYeimsemstundaYessastarfsemierfaliWopinberristofn ' un,?Kredittilsynet ,semgeturafturkallaWleyfitilaWstundafasteignamiWlun.0tarlegkvWi  eruumstrfogstarfshttuYeirrasemstundafasteignamiWlun,rttYeirratilY;knunaro.fl.  TekiWskalframaWgrunurumbrot,semleittgeturtilsviptingarrttartilfasteignamiWlunar, `  geturveittframangreindristofnunrtttilaWsviptahannleyfitmabundiW. S+! 4.4.SvYj;W. #   0SvYj;Wgildalgnr.400/1995,Fastighetsmklarlag.GildissviWlagannaerviWskiptimeW  $ fasteigniroghlutaYeirraogtilgreindrarttinditilfasteigna,t.d.bseturttar,leigurttaro.fl. !W% FasteignamiWlararhafaeinkartttilYeirraviWskiptasemlgintakatil,enYennanrtthafa J""& einniglgmenn.EftirlitmeWstarfseminnierfaliWnefnd,Fastighetsmklarnmnden,sem #' skipuWerafrkisstj;rninni,alltaWsjmnnum.NefndingeturafturkallaWskrningufast #( eignamiWlarasemerskilyrWiYessaWYeirfiaWstarfa,m.a.efYeirbrj;taskyldursnareWa $ ) lgin.AfturkllungildirYegarstaW.0tarlegkvWieruumstrfogstarfshttufasteignasala, v%N!* skaWab;taskylduYeirraogY;knun. A&"+  5.Meginefnifrumvarpsinsoghelstubreytingartillgur.  '#- 5.1.Meginefnifrumvarpsins. (z$.   FrumvarpYettaersexkflum. (   0I.kaflaerukvWiumheimildirtilslufasteigna,fyrirtkjaogskipa,hversuskilyrWi  lggildingarfasteignasala,umpr;fraunYeirraognmskeiWtilundirbningsfyrirhana.X  erukvWiumstarfsbyrgWartryggingufasteignasala,reglurumhkkunlgmarksvtrygg a ingarfjrhWarviWtilteknaraWstWur,lggildinguna,eignarhaldfasteignaslu,starfsstW T, fasteignasala,YsemrWasigtilstarfahjYeim,tibfasteignasalao.fl.    0II.kaflaerukvWiumrttarstWufasteignasala,skyldutilaWgerasamningaumYj;n  ustuviWseljandaogkaupanda,skyldutilaWgerasluyfirlitstraxogeignkemurtilslumeW   ferWar,umefnisluyfirlits,umflunupplUsingavegnaYessogbyrgWYeirriupplUsinga  X flun.XerukvWiumkynningufasteignasalaeign,umstWufasteignasala,Y.e.aWhann K #  skuliverasjlfstWurog;hWurstrfumsnum,aWhannskuligtahagsmunakaupandaog    seljandajafnt,umsamnings-ogskjalagerWhansogumskyldufasteignasalatilaWvarWveita    fviWskiptamannasinna,semhannhefurvrslumsnum,svonefndumvrslufjrreikn   ingum.EinnigerukvWiumstWuinnstWuvrslufjrreikningiviWskiptibifasteigna wO  sala. B    0III.kaflaerukvWiumFlagfasteignasalaogskyldufasteignasalatilaWildaraWYv,    svoogumlgbundiWhlutverkflagsins.JafnframterukvWiumskipulageftirlitsmeWfast   eignaslum,umeftirlitsnefndFlagsfasteignasala,heimildirhennarogskyldurtileftirlits, {  umbeitinguagaviWurlaga,Y.e.minninga,tmabundinnarsviptingarlggildingarogum nF lokunstarfsstWvar,umkruheimildkvarWanahennartilrWherra,ummissiskilyrWatillg 9 gildingar,semveldursjlfkrafabrottfallilggildingarinnar,ogumviWbrgWviWYvaWfast  eignasalaerstunduWnrttinda,Y.e.nlggildingar.    0IV.kaflaerukvWiumheimildd;msmlarWherratilaWsetjareglugerWir. r &    0V.kaflaerukvWiumskaWabturoggrundvllYeirraogumrefsinguviWbrotum e= lgunumeWareglumsettumsamkvmtYeim.'e 0   & , 0VI.kaflaerukvWiumgildirttindasemaflaWhefurveriWsamkvmteldrilgumum  Yettaefni,umgildistkufrumvarpsinsefYaWverWuraWlgum,umbrottfallgildandilaga,  nr.54/1997,ogumgildireglugerWasemsettarhafaveriWsamkvmtYeim. i ',5.2.Helstubreytingartillgur. '   FrumvarpYettahefuraWgeymatillgurtilveigamikillabreytingagildandilgumum  fasteigna-,fyrirtkja-ogskipaslu.LagtertilaWheitilagannaverWibreyttogYaunefndlg  umslufasteigna,fyrirtkjaogskipa.ErYettaYjllaheiti,nYessaWYvfelistneinefnis `  legbreyting.GerWarerutillgurtilUmissabreytingaI.,II.ogV.kafla,aukYesssem S+! kvWiIII.kaflaumFlagfasteignasalaogumeftirlitmeWstarfsemiYeirrafelaheildsinni " srnUmli.EkkieruefnitilaWfjallaumIV.ogVI.kaflaYessusambandi. #   0stuttumlimsegjaaWYrbreytingartillgur,semgerWarerugildandirtti,hafiYaW  $ aWmarkmiWiaWbtarYeimvandamlumsemrisiWhafaogvegnastarfsemifasteignasala !W% oggerWergreinfyrirframarfrumvarpinu. J""&   NnartiltekiWeruveigamestubreytingartillgurnareftirfarandi: #'   0I.kaflaerugerWartillguraWeftirfarandibreytingum: #(   LagtertilaWorWin?atvinnuskyni gildandilgumsemhafagertmgulegtaWmennog $ ) flghafimillignguumkaupeWaslufasteigna,t.d.greiWaskyni,verWifelldniWur.0Yv v%N!* felstaWfrumvarpiWbannarWrumenfasteignaslumaWhafamillignguumkaupogslu A&"+ fasteignafyriraWra.ErYettasamaskipanoggiltisamkvmtlgumumfasteigna-ogskipa  '", slu,nr.34/1986,oglgumumfasteignaslu,nr.47/1938.XerlagttilaWhnykktverWi '#- YvaWkvWilagannagildiYegarfasteignasalitekuraWsraWhafamillignguumviWskipti (z$. meWfasteignirfyrirYsemhafaatvinnuaWbyggingufasteigna,svoogYegarlgmennselja ( einstakarfasteignirtengslumviWlgmannsstrfYeirra.EftirlitsreglurfrumvarpsinstakaY;  ekkitilslkraeinstakrastarfalgmanna.LagtertilaWheimild3.mgr.2.gr.umaWsynja  megimanniumlggildinguefhannhefurgerstsekurumbrotkvWumalmennrahegn a ingarlagaverWiYrengdYannigaWhneigiaWeinsviWefmaWurhefurhlotiWd;mfyrirbrot T, kvWumtiltekinnakaflalaganna,Y.e.kaflasemtakatilfjrmunabrotaeWabrotasemtengj  astskjalafalsio.fl.XerlagttilaWskilyrWiYv,semgilthefurumbsforrWifasteignasala,  verWibreyttogsamrmtYvskilyrWisemgildirumlgmennumsamaefni.XerlagttilaW   gerWarverWiauknarkrfurtilYeirrasemYreytaviljapr;fraunfasteignasala,Y.e.aWaukiW  X verWiviWYraWYvleytiaWmaWurverWiaWhafaunniWfullustarfifasteignaslua.m.k. K #  t;lfmnuWiYegarhanngengstundirpr;f,aWhannYurfiaWhafastdentspr;feWasambri    legamenntunaWmatipr;fnefndaroghannYurfiaWhafasetiWnmskeiWtilundirbnings    pr;frauninni.XerugerWartillgurumbreytingartilnefningumpr;fnefndogaWraskipan   starfsbyrgWartryggingumenngildam.a.umhkkunYeirrataktviWfjldastarfsmanna. wO  LokserugerWartillgurumbreytingarreglumumeignarhaldfasteignaslu,umtib,um B  aW&  starfsbyrgWartryggingeigiaWtakatilYeirrasemrWnirerutilstarfahjfasteignasalaog    UmisnnuratriWi.'      0II.kaflaltabreytingartillgureinkumaWtveimurmeginatriWum,Y.e.annarsvegaraW {  sluyfirlitiYvskyniaWstyrkjastWuYessoghinsvegaraWskyldutilaWvarWveitafviW nF skiptamannavrslureikningumogstWuYess.GerWertillagaumnUttkvWi,sembtter 9 3.mgr.11.gr.,umefnisluyfirlitsviWslufyrirtkja,enekkertslktkvWiergildandi  lgum.JafnframterulagWartilUmsarlagfringargildandireglumumstrfogstarfshttu  fasteignasala,svoogumskyldurYeirraviWupplUsingaflunvegnasluyfirlitsogbyrgW r YeirrarttmtiupplUsinganna. e=   0III.kaflaerutillgurumveigamiklarbreytingar,Y.e.aWfasteignaslumverWiskyltaW 0 eigaaWildaWFlagifasteignasalaogYvverWikveWiWveigamikiWhlutverklgunum.Lagt  ertilaWsettverWif;tstj;rnsUslunefnd,eftirlitsnefndFlagsfasteignasala,semstarfi  tengslumviWflagiWogkostnaWYess.NefndinniertlaWaWhafaeftirlitmeWfasteignasl i umstarfiYeirraoglgmnnumaWYvleytisemYeirstundafasteignaslu.Nefndinhefur \4 miklarskyldurtileftirlitsogrkarheimildirtilviWbragWaefrkstuddurgrunurerumaWfast ' eignasalihafibrotiWafsrstrfumsnum.Nefndingeturveittminningu,hngetursvipt  fasteignasalalggildinguhanstmabundiWoghngeturlokaWstarfsstWhans.kvrWunum  nefndarinnar,semhrhefurveriWgetiWum,mskj;tatilrWherrasemWrastj;rnvaldssam `  kvmtkvWumfrumvarpsins.RWherrageturkveWiWm.a.aWsviptinglggildingarskuli S+! veravaranleg.Eftirlitnefndarinnarertvennskonar,Y.e.reglulegteftirlitsemY;Yarfekki " aWveraoftarenYriWjahvertrogeftirlitsemkveWiWersrstaklegaUmistaWgefnutilefni # eWaekki.AukYessfelsteftirlitnefndarinnarYvaWfasteignasalareigaaWskilatilhennar  $ vottorWilggiltsendurskoWandaumaWmeWferWYeirrafviWskiptamannahafiveriWsam !W% rmiviWlginogreglurumvrslufjrreikninga. J""&   0V.kaflaerlagttilaWkveWiWverWiumYaWlgumaWgrundvllurskaWab;tabyrgWar #' fasteignasalassakarreglan.EinnigerlagttilaWmltverWifyrirumYaWmeWalmennum #( httiaWbrotkvWumlaganna,effrumvarpiWverWursamYykktAlYingi,varWisektum $ ) nemaYyngrirefsingliggiviWsamkvmtWrumlgum. v%N!* @ AthugasemdirviWeinstakargreinarfrumvarpsins.  '", @DDUmI.kafla. '#-   WurhefurveriWgerWgreinfyrirmeginatriWumefniYessakafla,svooghelstubreyt (z$. ingartillgum. (   EfnikaflanseraWmestusamrmiviWefniI.kaflagildandilaga,ennokkrarbreytingar  tillgureruY;gerWareinsogvikiWhefurveriWaWframarathugasemdumYessum.Vsasttil  YeirrarumfjllunarogskUringaviWeinstakargreinar. a @ Um1.gr.    0YessarigreinerleitastviWaWafmarkaYaWsviWereinkartturtilaWannastkaup,slueWa  skiptifasteigna,skrningarskyldraskipaeWaatvinnufyrirtkjaatvinnuskynitekurtil.Xegar   mrkeinkarttarfasteignasalaerudreginrttarframkvmdsUnistlj;staWlgskUringar  X reglurleiWitilYessaWveljaeigiYannkostsemYrengrierefumfleirieneinnkosteraWrWa. K #  GetureinkartturtilstarfavartveriWvWtkarien;tvrttleiWiraflgum.      EfnigreinarinnareraWmikluleytihiWsamaog1.gr.gildandilaga,nr.54/1997.Sgrein    f;lsrnokkrabreytingufr1.gr.laganr.34/1986,umfasteigna-ogskipaslu,forveragild   andilaga.XaWvareinkumaWYrennuleytisemlgunumvarbreytt,Y.e.fyrstalagivareinka wO  rtturinnrUmkaWurogltinntakatilsluatvinnufyrirtkjumogeignarhlutumYeim, B  WrulagivarbttviWYeirrisrreglusemer4.mgr.,umYsemhafaatvinnuafbyggingu    fasteignaogYriWjalagivarbttviWregluumheimildirYeirrasemfengiWhafalggildingu   tilaWstarfasemfasteignasalareWaleyfitilmlflutningsWruEES-rki.SWastgreindregla {  varY;ekkiefnislegtnUmliYvmeWlgumnr.133/1993,umbreytingUmsumlgumsem nF varWarttarfar,atvinnurttindio.fl.vegnaaWildaraWsamningiumEvr;pskaefnahagssvWiW, 9 varefnislegasmureglubttviWsem3.mgr.viW2.gr.laganr.34/1986.    XaWereinkumstWatilaWskUratvrfyrrnefndureglurnar,enaWWruleytiverWurum  skUringugreininniaWvsatilathugasemdasemfylgdufrumvrpumYeimersWarurWuaW r lgumnr.34/1986ognr.54/1997erYauvorulgWframAlYingi,sbr.AlYingistWindi e= 1985!86,A-deild,bls.2428,ogAlYingistWindi1996!97,A-deild,bls.556!557.Xer 0 stWatilaWskUraYbreytingusemgerWertillagaum,Y.e.aWorWin?atvinnuskyni verWi  felldniWurrtextanum,enYvfelsttillagaumrUmkuneinkarttifasteignasala.    0samrmiviWorWnotkunfrumvarpinuoggildandilgumverWurorWiWfasteignasala i ogfasteignasalinotaWumslufasteigna,fyrirtkjaogskipaogYsemeinkartthafatilaW \4 sinnaYessumverkumatvinnuskyni.EingnguernotaWorWiW?sala Y;ttfjallaWsumslu, ' kaupogskipti,svooghverskonaraWstoWviWaWkomaogtbalggerningasemltaaW  YessumviWskiptum,semveitteratvinnuskyni.    RUmkuneinkarttifasteignasalaaWYvleytiaWhanntakieinnigtilfyrirtkjasluer `  athugasemdumfrumvarpsYessersWarvarWaWlgumnr.54/1997fyrstogfremstrkstudd S+! meWvsantilneytendasj;narmiWa.Segirm.a.aWoftsumverulegahagsmuniaWrWaslk " umviWskiptumogYrfsYvaWYeirsemhafi?[...]opinberastarfsviWurkenningu,annist # slkviWskipti[...]ogberibyrgWaWYannigsaWsamningsgerWstaWiWaWhagsmunirbeggja  $ sutryggWir (AlYingistWindi1996!97,A-deild,bls.556).SafmrkunsemfelstorWunum !W% ?[...]kaup,slueWaskiptiatvinnufyrirtkjumeWaeignarhlutaYeim,hvortheldurerum J""& rWarWafyrirtkieigneinstaklingaeWaflaga,annarraenhlutaflaga erekkiskUrW #' athugasemdunum.Ekkiert.d.srstaklegatekiWafskariWumYaWhvortsalahluteinka #( hlutaflagifalliundireinkarttinn. $ )   Lj;stmveraaWafmrkunYvhverskonarviWskiptifalliundireinkarttfasteignasala v%N!* annarsvegarogYeirraviWskiptasemteljastverWbrfaviWskiptisamkvmtlgumumverW A&"+ brfaviWskipti,nr.33/2003,hinsvegar,erekkifullkomlegaglgg.HiWsamaviWumaf  '", mrkunfrkvWum9.tlul.20.gr.lagaumfjrmlafyrirtki,nr.161/2002,enYaWkvWi '#- mlirfyrirumaWstarfsemiviWskiptabankaogsparisj;Wagetim.a.tekiWtilrWgjafarogYj;n (z$. ustuvarWandisamrunafyrirtkjaogkaupYeim. (   UmnnariafmrkunskaltekiWframaWverWbrfaviWskiptiteljastm.a.miWlunogfram  kvmdfyrirmlafrYriWjaaWilatilYessaWeigaviWskipti,fyrirhansreikningmeWUmiss  konarframseljanlegskilrkifyrireignarrttindum,aWWruenfasteign,YarmeWtaliWhluta a brfum,sbr.1.og2.gr.tilvitnaWralaga.HugtakiWfjrmlagerningursamkvmtlgumnr. T, 33/2003ervWtktogvWtkaraenhugtakiWverWbrfsemnotaWvareldrilgumnr.  13/1996.LginumverWbrfaviWskiptitakatilviWskiptameWfjrmlagerningaframan  greindumskilningi.EinkartturfasteignasalageturYvekkitekiWtilYeirra.Einkartturfast   eignasalatekurY;ekkieingngutiltilvikaereinkafirmueWasameignarflg,semstundaat  X vinnurekstur,eruseld.XaWerheldurekkivstaWeinkarttuinntakitilallratilvikaYegar K #  einkafirmuogsameignarflgsemstundaatvinnurekstureruseld.      XaWsemveldurfyrstogfremstvafaummrkeinkarttarfasteignasalaersalafyrirtkja    semrekineruafeinkahlutaflgum.TeljaverWuraWmeginreglanhlj;tiaWverasaWsala   hlutumeinkahlutaflagi,srstaklegaYegarallirhlutirYveruseldirogmarkmiWiWeraW wO  framfarieigendaskiptiaWfasteigneWafyrirtki,falliundireinkarttfasteignasala,ogteldist B  ekkiverWbrfaviWskipti.ErYaWm.a.vegnaYessaWfjrmlagerningurersamheitiyfirYaW    semfrumvarpiYvervarWaWlgumnr.33/2003ernefntafurWfjrmlamarkaWiogvand   sWaWhlutureinkahlutaflagigetifalliWYarundir.YaWeinnigviWY;ttgefiWhafiveriW {  thlutaskrteinitilaWvottaeignarhlutmannseinkahlutaflagi,enslkskrteinieruekkiviW nF skiptabrf,eWaverWbrfviWteknumskilningi.EinnigverWuraWmiWaviWaWorWiWhlutaflag 9 niWurlagi1.mgr.takiekkitileinkahlutaflaga.EinsogfyrrsegirerY;ekkitilokaWaWupp  getikomiWtakmarkatilvik.VerWuraWteljaaWYessiskUringfariekkibgaviWYstarfsemi  viWskiptabankaogsparisj;WaaWveitarWgjfogYj;nustuvarWandisamrunafyrirtkjaog r kaupYeim. e=   EinsogfyrrgreinirerlagttilaWorWin?atvinnuskyni verWifelldr1.mgr.0Yvfelst 0 aWengumsheimiltaWhafamillignguumslufasteigna,fyrirtkjaeWaskipafyriraWra,  nemahannhafitilYessleyfi.Xannigvarreglanum60raskeiW,Y.e.frgildistkulaga  48/1937ogYartillgnr.54/1997WluWustgildi.HinumtilvitnuWuorWumvarskeyttinn i frumvarpYaWsemvarWaWsWastnefndumlgumaWtillgumeirihlutaallsherjarnefndar \4 AlYingisogYaWsagt?tilaWtakaaflltvmli .Xessibreytingartillagavarafhlfualls ' herjarnefndargerWtengslumviWaWrarbreytingartillgur.EkkierYvvstaWhintilvitnuWu  orWendurspeglihugmyndirnefndarinnaraWYvervarWarorWin?atvinnuskyni .HvaWsem  YvlWurYykirnrttaWleggjatilaWYessuverWibreyttfyrrahorf.stWurYesserueinkum `  YraWnokkuWhefurboriWYvaWflagasamtkhafiviljaWannastviWskiptieWahlutaviW S+! skiptameWfasteignirfyrirflagsmennsna.NokkuWhefureinnigveriWumYaWaWmenn " annastmillignguumviWskiptimeWfasteignirogskipnYessaWhafatilYessrttindi.Xeru # gerWartillgurumYaWfrumvarpinuaWllumfasteignaslumverWiskyltaWveraflagsmenn  $ FlagifasteignasalaogeinnigergerWtillagaumviWamikiWeftirlitflagsinsmeWstarfsemi !W% flasmannasinna.XettaveldurYvaWvarhugaverteraWhagaorWalagifrumvarpsinsYannig J""& aWfasteignirgetigengiWkaupumogslumfyrirmilligngumannaeWaflaga,seme.t.v. #' YiggjaY;knun,nYessaWunntsaWsegjaaWmilligangansgerWatvinnuskyni.HiWsama #( viWumYsemhafaslkamilligngunYessaWtakafyrirYaWY;knun.Xessvegnaerlagt $ ) tilaWbannviWmillignguumfasteignaviWskiptifyriraWratakiekkieingngutilYeirra,sem v%N!* geraYaWatvinnuskyni. A&"+   XaWskalsrstaklegarttaWaWframangreindreglakemurekkivegfyriraWmenngeti  '", sjlfirselteignirsnaroggengiWfrYeirrisluaWfullu. '#-   HiWefnislegainntakeinkarttarins,Y.e.hvaWastarfsemifalliundirhann,erekkiskUrt (z$. srstaklega,enumeraWrWakaup,slueWaskiptifasteignum,fyrirtkjumeWaskipum. ( XessiYttureinkarttarinsverWurekkiskUrWurannanvegensvoaWhanntakilkatilundir  bningsaWYessumviWskiptum,m.a.auglUsingaogkynningaeignumYvskyniaWselja  Yr,skjalagerWarslkumviWskiptum,rWgjafarsemtengistYeimogfleira.kvWifrum a varpsinssemefnislegaltaaWviWskiptummeWYessareignir,enYrereinkumaWfinnaII. T, kaflaYess,takaYessvegnatilbWikynningareign,undirbningsaWslu,t.d.gerWarslu  yfirlits,samningsgerWar,skjalagerWaro.fl.MYvafreglumII.kaflarWahverthiWefnislega  gildissviWeinkarttarinss.XaWsamrUmistYvekkikvWumfrumvarpsinsaWt.d.flaga   samtksuaWauglUsafasteignir,fyrirtkieWaskipfyrirflagsmennsnaYvskyniaWfinna  X kaupendur.ErhttviWaWslkarkynningarverWiekkisamrmiviWreglurfrumvarpsins,t.d. K #  aWYvervarWarsluyfirlitogskyldutilaWkynnaYaWfyrirvntanlegumtilboWsgjfum.    & ,   HinreglansemYrferaWskUranokkuWer4.mgr.1.gr.frumvarpsinsogerhnsam    hlj;Wa4.mgr.1.gr.gildandilaga.SgreinvarnUmlilgumogvarskUrWathugasemdum   frumvarpstillaganna(AlYingistWindi1996!97,A-deild,bls.557).HvatinnaWsetninguregl wO  ', ;@unnarvaraWtryggjabeturenWurneytendaverndslkumtilvikum.VsaWertilnefndrar B  skUringarfrumvarpsins.HrereinungisstWatilaWrttaaWkvWiumskyldurfasteigna    salaogumstrfYeirraogstarfshtti,sbr.reglurII.kaflafrumvarpsYessa,gilda;skoraWum   Yessistrffasteignasala,endaekkitilgreindarneinarundantekningar4.mgr.1.gr.frYv. {  AWrarbreytingarsemtillagaergerWumfrumvarpiYessu,t.d.umeignarhaldfasteignaslu, nF munuaWlkindumleiWatilYessaWslustarfsemibyggingarfyrirtkjaverWurhndum?utan 9 hssmanna enekkifasteignasalasemerustarfsmennfyrirtkjanna.ErslkbreytingnauW  synlegtilYessaWtryggjabetursjlfstWifasteignasalaYannigaWhanngetibetursinntYeirri  lagaskyldusinniaWgtahagsmunabeggja,kaupandaogseljanda,jafnt. r   XskaltekiWframaWkvWi5.mgr.gerirrWfyriraWsettverWireglugerWumYauskilyrWi e= semfasteignasalarogmlflutningsmennWrumEES-rkjumverWaaWfullngjatilYessaW 0 annastfasteignaviWskiptiatvinnuskyni.XessirmennYurfaYvaWgangastundirpr;ftilYess  aWstaWreynaYekkingusnaslenskumrttarreglumogWrumreglumsemumviWskiptin  gilda.XessiskilnaWuren;hjkvmilegurvegnahagsmunaneytenda. i   LoksskaltekiWframaWekkiY;ttistWatilaWleggjatilaWskerturyrWirtturhstarttar- \4 oghraWsd;mslgmannatilYessaWannastmillignguumviWskiptimeWfasteignir,fyrirtki ' eWaskipnYessaWhafalggildingutilfasteignaslu.XessiheimildlgmannaerYrng.Hn  heimilareinungisaWhafaslkamilligngueinstkumtilvikum,efYaWverkerhlutiafWru  verkefnisemlgmaWurhefurtekiWaWsr.FyrstogfremsterhrveriWaWheimilaYeimsem `  annastskiptibumvegnagjaldYrots,andltseWavegnaskilnaWaraWannastslueignasem S+! tilheyrthafaviWkomandibum.LgmaWurgeturekkisamkvmtYessariheimildtekiWaWsr " aWhafamillignguumviWskiptimeWfasteignir,fyrirtkieWaskip,nemaslkumeWasam # brilegumtengslumviWnnurlgmannsstrf.LgmaWurgeturheldurekkitekiWaWsrsjlf  $ sttteinstkverkefni,t.d.skjalagerWviWfasteignaviWskipti,nemaYaWshlutiafWrumlg !W% mannsverkumhansfyrirseljandaeWakaupanda. J""& @ Um2.gr. #(   XessigreinfrumvarpsinseraWfrtldumbliWaWmestusamhlj;Wa2.gr.gildandilagaog $ ) YarfnastekkisrstakraskUringahr.TekiWskalframaWgildandilgumeraliW1.mgr. v%N!* notaWorWiW?heimilisfesti enheppilegraYykiaWnotaorWiWlgheimili.XaWorWerlkaheppi A&"+ legraenorWiWbsetaY;ttmerkinginsraunhinsama.XerekkinotaWorWiW?starfsmenn   '", cliWsvosemgertergildandilgum,heldurtalaWumYsem?rWnirerutilstarfa .Breytt '#- orWnotkunaWYessuleytierskUrWathugasemdumviW5.gr.frumvarpsins.LagtertilaWskil (z$. yrWibliWarumbsforrWiverWibreyttYannigaWYaWverWisamrmtsambrileguskilyrWi, ( semgildirumlgmenn.EldrireglaumfyrirvaralaustbsforrWiundanfarinturgeturveriW  ;sanngjrn,einkumtilvikumYarsemt.d.gjaldYrothefurveriWvegna;vntrafallaYriWja  manns,semhefurveriWviWskiptamaWurfasteignasalaeWahannveriWbyrgWumfyrir,en a ekkifjrmla;reiWuhanssjlfs.VerWuraWtelja,nYessaWtluninsaWrUmkaYettaskilyrWi T, srstaklega,aWeWlilegrasaWhafakvWiumaWbfasteignasalahafialdreiveriWtekiWtil  gjaldYrotaskipta,enaWheimildstilYessaWvkjafrYvefrWherratelurYaWsanngjarnt.    XskalYessgetiWaWlagtertilaWorWalagi4.mgr.verWibreyttnokkuW,Y.e.efnihennar   YrengtfrYvsemergildandilgum.XarsegiraWheimiltsaWsynjamanniumlggildingu  X ?efhannhefurgerstsekurumbrotkvWumalmennrahegningarlaga[...] .Xessitak K #  mrkunerofrm,endagetabrotalmennumhegningarlgumveriWmargbreytilegogmrg    YeirraveitaengavsbendinguumhvorthttasaWYvaWmaWurbrj;tiskyldursnarsem    fasteignasalieWamisfarimeWaWstWusnaYvstarfi.ErYvlagttilaWeinungisbrottil   teknumkflumalmennrahegningarlagagetistaWiWvegiYvaWmaWurfilggildingusem wO  fasteignasali.EreinkumumaWrWafjrmunabrotogbrotsemtlamaWveitivsbendingu B  umaWhinnbrotlegigetiskaWaWhagmuniviWsemjendasinnastarfisemfasteignasali.    & , @Um3.og4.gr. {    kvWi3.og4.gr.frumvarpsinseruaWmestusamrmiviW3.og4.gr.gildandilaga. nF X;erugerWartillgurumnokkrarbreytingarsemeinkumfelasteftirfarandiatriWum: 9 ',Y  0fyrstalagiermiWaWviWaWYaWsskilyrWifyrirYvaWYreytapr;fraunfasteignasalaaW  maWurhafisetiWnmskeiWtilundirbningspr;fi,ensamkvmtgildandilgumerYaWekki  skilyrWi. r   0WrulagierngertaWskilyrWiaWtilYessaWYreytapr;fraunfasteignasalaYurfipr;ftaki e= aWhafaveriWrWinnfulltstarfa.m.k.t;lfmnuWieWameirahjlggiltumfasteignasala, 0 WurenhanngeturYreyttpr;fiW.    0YriWjalagiergertrWfyriraWYaWsskilyrWiYessaWpr;fraunfasteignasalamegiYreyta  aWpr;ftakihafistdentspr;feWasambrilegamenntunaWmatipr;fnefndar. i   0fj;rWalagiergertrWfyriraWFlagfasteignasalafiaWtilnefnaeinnmannogannantil \4 varaafYremurpr;fnefnd. '   0fimmtalagiergertrWfyrirnokkruveigameirahlutverkipr;fnefndarsamkvmtfrum  varpinuensamkvmtgildandirtti.XannigerlagttilaWpr;fnefnd,reyndarmeWsamYykki  rWherra,getisamiWviWhsk;laumframkvmdnmskeiWsogpr;fraunar,ensamkvmt `  gildandilgumerYaWrWherrasemgeturfaliWWrumenpr;fnefndaWstandafyrirnm S+! skeiWi. "   MarkmiWYeirrabreytingartillagnasemgerWareruYessumgreinumfrumvarpsinsltaaW # YvaWeflamenntunfasteignasalaogleitastviWaWtryggjaaWYeirhafieinniglgmarksstarfs  $ reynsluviWfasteignasluWurenYeirflggildingusemslkir.XbUrhreinnigaWbakiaW !W% aukahrifFlagsfasteignasala,semlagtertilfrumvarpinuaWverWiskylduaWildarflag,og J""& auWveldapr;fnefndaWsemjaviWhsk;laumaWannastframkvmdinaogframkvmdpr;fa #' staWYessaWhaldanmskeiWinsjlf. #(   UmeinstakarbreytingartillgurskaltekiWfram: $ )   UmfyrstaatriWiW. v%N!*   LgWertilsbreytingaW;heimiltsaWYreytapr;fraunfasteignasala,nemapr;ftakihafi A&"+ setiWundirbningsnmskeiW.TeljaverWurlngutmabrtaWgeraslkabreytingu.Laga  '", kvWiumnmskeiWtilundirbningspr;fraunfasteignasalavorufyrstsettmeWlgumnr. '#- 34/1986,enmeWWurgildandilgumumfasteignaslu,nr.47/1938,varY;gertaWskilyrWi (z$. fyrirleyfitilaWannastslufasteignaaWumskjandisannaWiaWhannhefWistaWistpr;fsem ( haldiWskyldisamkvmtreglugerWersWarvarsett,YaWerreglug.nr.3/1939,umpr;ffast  eignasala.Framtilgildistkulaganr.34/1986voruekkihaldinnmskeiWfyrirYsemYreyta  vildupr;f.0athugasemdumfrumvarpsYessersWarvarWaWlgumnr.34/1986erYvlUstaW a margirmennstarfiaWfasteigna-ogskipaslusemslumennnYessaWhafafengiWleyfitil T, starfans.G;WrkvrutilYessaWleyfisbindaYessaumsUsluogaWalmannahagsmunirbyWu  aWreyntvriaWtryggjaaWYeireinirfengjustviWYessistrfsemhefWutilYessngamennt  unogstarfsYjlfun.?0sambandiviWlggjfumfasteigna-ogskipaslumaWsjlfsgWu   spyrja,hvortekkivrirttaWskiljalgfrWingumogviWskiptafrWingumeinumrtttilaW  X stundaYessiviWskipti,ensvosemkunnugterhefurfjldiYeirratveggjahsk;lamenntuWu K #  starfsstttafariWmjgvaxandisWusturin.EkkiYykirYaWrWlegtaWsvokomnumli,enda    ersanngjarntaWheimilaWrumaWaflasrrttindaYessusviWi,efYeirhafangilegaYekk    inguogYjlfuntilaWbera.ErsleiWfarinannarsstaWarNorWurlndum,ogvWaannars   staWar. (AlYingistWindi1985!86,A-deild,bls.2426).EkkivarY;gertrWfyriraWskylt wO  vriaWskjanmskeiWWurenpr;fraunvriYreytt.SkoWaverWurYessatilhgunlj;siYess B  aWenginnmskeiWhfWuveriWhaldinframtilYesstma,enmargirmennhfWustarfaWlengi    viWfasteignaslunYessaWhafaleyfitilstarfans.VarYvekkisanngjarntaWgeraYaWaW   skilyrWiaWYeirmennsktunmskeiW,Wurenpr;fvriYreytt,heldureWlilegtaWYaWyrWi {  Yvalkvtt.StaWannernnur.tlamaWYeirsemstarfaWhafinokkurntmaviWfast nF eignasluhafittYesskostaWYreytapr;f,endahafanmskeiWmeWeftirfarandipr;fumveriW 9 haldinfimmsinnumfrgildistkulaganr.34/1986og147mennlokiWpr;frauninni.Mun  fleirihafas;ttnmskeiWin.SmiWaWviWskrningunmskeiWupphafihversYeirrahafa  samtals317skrWsig. r   MeWhliWsj;nafaukinniYrffyrirmenntunogstarfsreynslugreininniogYeirristaWreynd e= aWflestirYeirrasemhfWulangastarfsreynsluviWfasteignasluhafanlokiWpr;fieWatt 0 Yessa.m.k.trekaWkostYykirekkivarhugavertaWgerabreytingarskilyrWumYessaWmenn  fiaWYreytapr;f.SbreytingaWskiljaaWpr;ftakihafilokiWnmskeiWiervartYyngjandi  entilYessfallinaWallirYeirsemYreytapr;fhafinotiWkennslunmskeiWiogfengiWYann i frWilegaoghagnUtagrundvllsemnauWsynleganverWuraWtelja.HafaberhrhugaaW \4 hstarttar-oghraWsd;mslgmenneruundanYegnirYvaWYreytapr;f. '   UmannaWatriWiW.    EinnigYykirnauWsynlegtaWleggjatilaWYeirerflggildingusemfasteignasalarhafi  WuraflaWsrreynsluafstarfinumeWYvaWverarWnirtilstarfahjlggiltumfasteignasala `  viWfasteignaslustrf.UndirskiliWeraWYaWsstarfviWfasteignasluhans.XaWsamrUmist S+! ekkiviWleitnisWusturatilYessaWeflamenntunogYekkinguYeirrasemhafamilligngu " umviWskiptimeWsvoveigamiklahagsmunifyrirneytendursemfasteignireruaWunntsaW # hefjaslkamillignguatvinnuskyninYessaWhafateljandistarfsreynslugreininni.Starfs  $ reynslaernauWsynleg,ekkiaWeinsvegnavandasamrarskjalagerWarogfl;kinsregluverks, !W% semfasteignasalarstarfaeftir,heldureinnigvegnaYeirrarkuskyldnasemhvlafasteigna J""& slumumflunogframsetninguupplUsingaumfasteignogsamskiptaviWviWskiptamenn. #' HefurYvt.d.nUlegaveriWslegiWfstud;miHstarttar(Hrd.fr21.n;vember2002,ml #( nr.223/2002)aWfasteignasalahvlisjlfstWskyldatilaWskoWaeignogtilgreinaYgalla $ ) hennisluyfirliti,semhannttiaWsjviWslkaskoWun.GeturYaWvarWaWskaWab;ta v%N!* byrgWaWsinnaekkiYessariskyldu. A&"+   UmYriWjaatriWiW.  '",   0YriWjalagiergertrWfyriraWYaWsskilyrWiYessaWpr;fraunfasteignasalamegiYreyta, '#- aWpr;ftakihafistdentspr;feWasambrilegamenntunaWmatirWherra.Smurkerufyrir (z$. YessaribreytinguogWurerurakin,eflingmenntunarfasteignasalaogtraustariverndfyrir ( YsemtraYeimfyrirumsUslumeWaleigusna.EnginstWaerY;tilaWgangasvolangt  semrWagerWvarumathugasemdumfrumvarpsYessersWarvarWaWlgumnr.34/1986,  aWbindaleyfisveitinguviWlgfrWingaogviWskiptafrWinga.X;ttinntakYessaskilyrWiss a aWtryggjaaWYeirsemYreytapr;fhafitraustaalmennamenntunerenginstWatilaWein T, skorWaYaWviWstdentspr;f.ErYaWbWivegnaYessaWvalkostirmenntunerumargirog  munfleirienWurvoru,aukYesssemekkierurktilYessaWmeinat.d.YeimsemhlotiW  hefurbyggingarfrWimenntuneWahefuraflaWsrmeistararttindahsasmWumaWsitja   nmskeiWogYreytapr;fraunfasteignasala.ErlagttilaWpr;fnefndverWifaliWaWtaka  X kvrWunumYaWhverjusinnihvortnmogeftiratvikumstarfsreynslaYesssemsitjavill K #  nmskeiWogYreytapr;fgeturtalistsambrilegtYvaWhannhafilokiWstdentspr;fi.      Umfj;rWaatriWiW.      Fj;rWaatriWiWvarWaraukiWhlutverkFlagsfasteignasala.Flagfasteignasalahefurekki   veriWskylduaWildarflagY;ttfjlmargirfasteignasalarhafittYaraWild.FlagiWhefurYv wO  ekkigetaWgegntYvopinbersrttarlegahlutverkiaWhafaeftirlitmeWstarfsemifasteignasala B  almenntY;ttYaWhafigetaWsinntYj;nustuviWflagsmennsnaogfyrirbyggjandieftirlitin    YessaWhafatilYesslgbundnarheimildir.0frumvarpiYessuergerWtillagaumgagngera   breytingukvWumumeftirlitmeWstrfumogstarfshttumfasteignasala.ErFlagifast {  eignasalatlaWveigamikiWhlutverkYvoglagttilaWtengslumviWYaWstarfieftirlitsnefnd nF flagsinssemfarimeWeftirlits-ogagavaldyfirfasteignaslumsemstj;rnvaldfyrstastigi, 9 end;msmlarWherragetifengiWmltilmeWferWarsemWrasettstj;rnvald.MeWYessum  tillgumyrWiFlagifasteignasalafaliWslkthlutverkaW;hjkvmilegtvriaWlgbj;Wa  skylduaWild,ellayrWieftirlitiekkiviWkomiWYannigaWYaWnWitilallra.0lj;siYessaer r eWlilegtaWflagiWfiaWhafanokkurhrifYaWhverjirverWaskipaWirtilaWhafameWhnd e= umstj;rnnmskeiWiogpr;fraunfasteignasala.ErminntaWskipunarvaldiWerennhnd 0 umrWherraeinsogngildandilgum.    UmfimmtaatriWiW.    SmurkerufyrirYvaWtlapr;fnefndnokkruveigameirahlutverkennefndinhefur i dagY;ttgertsrWfyriraWrWherrahafismuvaldheimildirogsamkvmtgildandilgum. \4 EWlilegteraWrUmkanokkuWsvigrmiWtilYessaWsemjaviWhsk;laumaWannastfram ' kvmdinaviWmenntunogpr;fraunfasteignasala.0YvsambandimgetaYessaWHsk;li  0slands,Hsk;linnReykjavkogHsk;linnAkureyrirekaallirendurmenntunarstofnanir  eWadeildiroghafatilYessg;WaaWstWu.Xessarstofnanir/deildirhafareynsluafskipulagn `  inguogframkvmdlengriogskemmrinmskeiWasemunnteraWtakasamhliWastarfi.0lj;s S+! hefurkomiWaWYaWerviWamikiWstarffyrirpr;fnefndaWstandafyrirslkunmskeiWimeW " valikennurum,tvegunhsnWis,skipulagningukennslutmaogskrningunemenda # nmskeiWogsjumframkvmdpr;fa.VerWuraWteljaaWYaWsbWihagkvmarafyrir  $ stj;rnvldog;dUrarafyrirYsemskjanmskeiWogYreytapr;faWYeirsemhafareynslu, !W% starfsf;lkogaWstWuogsinnaregluleganmskeiWs-ogpr;fahaldisjiumframkvmdina J""& enaWhaldaframnverandiskipan.MeWorWinuhsk;lierttviWYrstofnanirsemfalla #' undirlgumhsk;la,nr.136/1997,Y.e.hsk;laralmennt,enekkieingngurkishsk;lar. #( @ Um5.gr. v%N!*   0greininnierureglurumstarfsbyrgWartryggingufasteignasala.0meginatriWumerlagt A&"+ tilaWefnigreinarinnarverWi;breyttfrYvsemergildandilgum.ErYvekkistWatil  '", skUringaumYauatriWi.X;ergerWtillagaumYrjrbreytingarYeirriframkvmdsemer '#- dag.0fyrstalagierlagttilaWorWalagiverWibreyttfrYvsemergildandilgumogrW (z$. herratlaWmeirasvigrmtilaWkvarWameWreglugerWhverjirveraskulimeginatriWum ( skilmlarstarfsbyrgWartryggingar,enekkiaWeinsvtryggingarfjrhWir.XarfnastYetta  atriWiekkifrekariskUringar.0WrulagierlagttilaWYeirsemstarfaviWfasteignaslueWa  nnurverkefnivegumlggiltsfasteignasalaogfallaundirbyrgWartrygginguhansverWi a starfsmennhans,Y.e.surWnirtilstarfahjhonumgrundvellirWningarsamnings,sbr.og T, 7.gr.frumvarpsins.nnurskipan,Y;ttekkishnfortakslaustbnnuW,geturleitttilrttar  ;vissu.&  Ԁ0YriWjalagiergerWtillagaumlgboWnahkkunvtryggingarfjrhWumsamrmi  viWfjldaYeirrastarfsmannasemrWnirerutilstarfahjfasteignasala.'q     TekiWvartilsrstakrarskoWunarhvortunntvriaWleggjatilYbreytinguaWfasteignasali  X skyldileggjaframtrygginguvegnatj;nssemhannkynniaWvaldaafsetningi.Slktvri K #  nUlundalagakvWumsemtakatilstarfsbyrgWartryggingaeinstakrastarfsttta,endahefur    vartveriWunntaWfsvovWtkarstarfsbyrgWartryggingar.TekiWskalY;framaW1.mgr.    87.gr.lagaumvtryggingastarfsemi,nr.60/1994,semtekurtilstarfsbyrgWartryggingarv   tryggingamiWalara,ermltfyrirumskylduYeirratilaWhafastarfsbyrgWartrygginguvegna wO  tj;nssemYeirvaldastrfumsnum,nYessaWYaWstakmarkaWviWgleysi.Treglegagekk B  aWfsvovWtkarstarfsbyrgWartryggingar.0reglugerWumvtryggingarskylduvegnamiWl    unarvtrygginga,nr.352/1997,ergildissviWstarfsbyrgWartryggingarvtryggingamiWlara   YrengtogeingngumiWaWviWtj;nsemvaldiWerafgleysi.EinnigskaltekiWframaWYegar {  fyrstvarmltfyrirumskipanbyrgWartryggingarfasteignasalareglugerWnr.520/1987var nF gertrWfyrirtvYttritryggingu.AnnarsvegarhefWbundinnibyrgWartryggingu,semt;ktil 9 tj;nasemvaldiWvarafgleysi,oghinsvegarsjlfskuldarbyrgWartryggingusembtaskyldi  tj;nsemvaldiWvarafsetningieWast;rfelldugleysi.0framkvmdvarYessitvskipting  fl;kinogkallaWigjarnanframgreiningumYaWundirhvoratryggingunatj;niWflli.Reynd r istneytendum,Y.e.tj;nYolum,erfittaWskjarttsinnYarsemfyrstYurftiaWskerarum e= hvorttj;nivrivaldiWafalmennugleysieWaafst;rfelldugleysi/setningiWurentilYess 0 komaWbturvrugreiddar.VarYessuYvbreyttsWarnverandihorf.EkkiY;ttifrt  vegnafenginnarreynsluaWleggjatilfrumvarpiYessureglurumvWtkaragildissviWstarfs  byrgWartryggingarfasteignasalaenergildandilgumY;ttekkiverWiframhjYvlitiWaW i setningsbrotgetavaldiWalvarlegumtj;num.nnurkvWifrumvarpsinsmiWaeinnigaW \4 munrkaraeftirlitienhingaWtilhefurveriWmeWstarfsemifasteignasala,aukYesssemlagt ' ertilaWlgfestarverWireglurumskyldufasteignasalatilaWgeymafviWskiptamanna,sem  YeirkunnaaWhafaundirhndum,vrslufjrreikningum.ErYvgertrWfyrirmunmeira  aWhaldimeWstarfsemifasteignasalaennerogttiYaWaWdragarhttutj;numY;tt `  aldreiverWikomiWvegfyrirslkt. S+!   Umfyrribreytingartillguna,semgetiWeraWofan,skaltekiWframaW5.gr.gildandilaga " ereinnigYessusambandinotaWorWalagiW?gleysistrfumhanseWastarfsmannahans . # SYaWskUrtsamkvmtorWannahlj;WanreglanekkiviWumYsemeruverktakarhjfast  $ eignasalaviWslumennskueWaskjalagerW.ErsskUringsamrmiviWreglurskaWab;ta !W% rttar.FramkvmdinhefurveriWsaWvtryggingaflghafatilYessa,YrttfyrirtilvitnaW J""& orWalaglaganna,litiWframhjYvY;tttj;nisvaldiWafmannisemekkierstarfsmaWurfast #' eignasalaheldurerYj;nustuhansgrundvelliverksamnings. #(   BrUnnauWsynerYvaWYeirsemkomaframf.h.lggiltsfasteignasalasustarfsmenn $ ) hans,Y.e.surWnirtilstarfagrundvellirWningarsamnings,ensinniekkiverkefnumsem v%N!* verktakar.stWaYessararbrUnunauWsynjarersaWsamkvmtreglumskaWab;tarttarum A&"+ vinnuveitandabyrgWbervinnuveitandibyrgWskaWaverkumsemstarfsmennhansvalda  '", meWsaknmumhtti.AfYessuleiWiraWefvinnuveitandisemerlggilturfasteignasalitekur '#- lgboWnastarfsbyrgWartryggingutekursstarfsbyrgWartryggingeinnigtiltj;nssemstarfs (z$. mennhans(YeirsemrWnirerutilstarfahjhonum)valdavegnaYessaWreglanumvinnu ( veitandabyrgWleiWirtilskaWab;tabyrgWarhansslkutj;ni.MeginreglaskaWab;tarttar  erhinnb;ginnsaWYeirsemvinnaverksemverktakarberasjlfirbyrgWYvtj;nisem  YeirvaldameWskaWab;taskyldumhtti,enekkiverkkaupinn.0YessufelstaWeflggiltur a fasteignasalifrverktakatilYessaWsinnaslumennskueWaWrumstrfumogsveldurviW T, skiptamnnumtj;nimeWsaknmumhtti,Yberlggiltifasteignasalinnvenjulegaekki  skaWab;tabyrgW,a.m.k.ekkigrundvellireglunnarumvinnuveitandabyrgWogafYvleiWir  aWstarfsbyrgWartrygginghanstekurekkitiltj;nsins.MliWeraWvsunokkuWfl;knaraYv   reglurkrfurttarleiWatilYessaWefmaWurfrYriWjamanntilYessaWvinnaverk,semhann  X erskuldbundinntilsamkvmtsamningi,YberhannaWWrujfnubyrgWtj;nisemYessi K #  maWurveldur.YaWviWumtj;nvegnavanefndasamningi,Y.e.samningsbyrgWintekur    tilYriWjamanns.HreruY;mrkbyrgWarmjg;lj;s.RttarstaWatj;nYolaerYv;vissari    Yegartj;nihanservaldiWafverktakaenefYvervaldiWafYeimsemrWinnertilstarfahj   fasteignasala.Fleirakemurhrtil.Xr;unfasteignasluliWnumrumhefurveriWYann wO  vegaWfasteigaslurhafamargarstkkaWverulegaogfjldiYeirrasemsinnaverkumfyrir B  Umsafasteignasalahefuraukistverulega.ErnsvokomiWaWsumirfasteignasalarhafasn    umsnrumfjldamanns,UmiststarfsstWsinnieWatibum,ogrttarsambandYeirraviW   fasteignasalannermrgumtilvikumreistannarskonarsamningienrWningarsamningi. {  EinnigerYaWYekktaWfasteignasalihafiforrWistarfsstWsinniogrekstrifasteignaslu, nF enhafiekkiannaWrttarsambandviWYsemseljafasteignirhansvegumenaWhannleigi 9 viWkomandiaWstWuYargegngjaldiogheimiliYeimaWkomaframundirnafnisnuoglg  gildingu.SlkstaWaeykurlkurYvaWtj;nverWi,einkumYegarslumennerureynslulitlir  ogskortirYekkingu,enengarkrfurerugerWartilYeirralgum.EkkierYvvstaWniWur r staWanverWialltafsaWfasteignasalinnverWitalinnberabyrgWskaWaverkumverktakasem e= seljaundirmerkjumhans,eWamerkjumsjlfstWsfirma,Yarsemfasteignasalinnsjlfurer 0 ekkiforgrunni.XessbereinnigaWgetaaWtj;nsemvaldiWerviWfasteignaslugeturhg  legafariWumframlgmarksvtryggingarfjrhWogYgeturveriWlitaefnihvortalltafsvst  aWfasteignasalinnberiYaWtj;nsemumframer,t.d.efhannerstarfsmaWurtj;nvalds.Y i aWbeitareglunniumvinnuveitandabyrgWumslktilvik? \4   AfframangreinduleiWiraWYaWmundiskUrarttarstWuviWskiptamannaefbreytingyrWi ' YeirriskipansemnerorWinsvotbreiddaWverktakar,sumirhverjirmeWafarsjlfstWa  stWu,sinniYj;nustuvegumlggiltrafasteignasala.    ViWskipanlagaumYessiefniernauWsynlegtaWbasvoumhntaaWenginnvafigeti `  leikiWYvaWviWskiptamaWursemkannaWverWafyrirtj;nivegnasaknmrarhttsemiYess S+! semraunverulegahefurmillignguumviWskiptimeWfasteignhanseigiskaWab;takrfur " hendurhinumlggiltafasteignasala.ErYaWekkisstmikilvgtYarsemaWbakihonumer # hinlgboWnabyrgWartrygging.TryggastastaWanerYegarYeirsemstarfavegumfasteigna  $ salageraYaWgrundvellirWningarsamninga,endagildaYalmennarreglurskaWab;tarttar !W% umbyrgWfasteignasalanssemvinnuveitandaskaWaverkumsemYeirsemrWnirerutil J""& starfahjhonumvinna. #'   NauWsynlegteraWeyWa;vissuumskaWab;tarttarlegastWuYeirrasemverWafyrirtj;ni #( vegnastarfsemifasteignasala,endaerYaWunntnYessaWskerWaumofsamningsfrelsieWa $ ) heftaYr;unfasteignasluogrekstrarformiYeirra. v%N!*   UmsWaraatriWiW,Y.e.aWlagtstilaWvtryggingarfjrhWirhkkimeWtilteknumhtti A&"+ samrmiviWfjldaYeirrastarfsmannasemrWnirerutilstarfahjfasteignasala,erYaWaW  '", segjaaWslkbreytinger;hjkvmileg.Tilskammstmavorufasteignaslurflestarsmar, '#- YarstarfaWioftasteinnfasteignasaliogeinneWatveirstarfsmenn.ViWsetningulaganr. (z$. 34/1986ogsWarlaganr.54/1997vorudmiYessaWfleirieneinnfasteignasalistrfuWu ( samanogbru;skiptabyrgWrekstrinum.XessistaWreyndleidditilYessaWmlterfyrir  umYaWniWurlagi1.mgr.5.gr.gildandilagaaWeftveireWafleirifasteignasalarstarfasaman  ogbera;skiptab;tabyrgWstrfumhvorannarsteljistYeirfullngjatryggingarskyldu a sinnimeWYvaWleggjaframsameiginlegatrygginguogskalYlgmarkstryggingarfjrhW T, hkkauma.m.k.10%fyrirhvernfasteignasalaumframeinn.hinnb;ginnerenginregla  umsamsvarandihkkunY;ttvegumfasteignasalasumennsemsinnafasteignasluhans  vegum,nYessaWverafasteignasalarsjlfir.Mlj;stveraaWhttatj;nierekkiminni   YegarsamstarfsmennfasteignasalanseruekkimeWlggildinguoge.t.v.ekkiYmenntunog  X reynslusemfasteignasalarhafa.XettaYvfremurviWsemalgengaraverWuraWmikill K #  fjldimannasemekkierufasteignasalarstarfivegumeinsfasteignasala,jafnvelWru    sveitarflagi.ErYettarttaWframan.TilYessaWtryggjastWuYeirrasemfelafasteignasl    umaWhafamillignguumviWskiptimeWfasteignirsnarernauWsynlegtaWgeraYbreytingu   semhrerlgWtil,Y.e.aWvtryggingarfjrhWirhkkisamrmiviWfjldastarfsmanna. wO  EkkiergerWurgreinarmunurYvhvaWastrfviWkomandistarfsmennvinna,endasinnir B  yfirgnfandimeirihlutistarfsmannafasteignaslumslustarfsemi,a.m.k.aWeinhverju    marki.     0lj;siframanritaWsergerWtillagaumreglursemfelasrfjgurtilbrigWi,Y.e.: {   ikmo    (Jx8$"i0J"  i0J 2J!3  Ԉ0    XegarfasteignasalistarfareinnognstarfsmannamiWastvtryggingarskyldahansein nF ungisviWlgmarksvtryggingarfjrhWir.i0J݌9 Ќ  "i0J"  i0J 2J!3  Ԉ0    XegartveireWafleirifasteignasalarstarfasamanogbera;skiptabyrgWstrfumhvor  annarsskululgmarksvtryggingarfjrhWirhkkaum10%fyrirhvernYeirrasemer  umframeinn.i0J݌r Ќ  "i0J"  i0J 2J!3  Ԉ0    Xegareinnfasteignasalifasteignasluenhefurfasteignasalasemstarfsmannsinnn e= YessaWhannberi;skiptabyrgWrekstrinumogskuldbindingumsemstofnastvegna 0 hans,hkkalgmarksvtryggingarfjrhWirekki,endaerlj;staWfasteignasalisemrW  innertilstarfahjWrumhefuraWlgumstarfsbyrgWartryggingu,endageturhannann  arsekkiveriWfasteignasali.SfasteignasalisemrWurhanntilstarfabereinnigbyrgW i honumgrundvellireglunnarumvinnuveitendabyrgW.EruYvviWskiptamennraun \4 meWtvennskonartryggingarYessumtilvikum.ErudmiYessaWbyrgWhafiveriW ' felldbWafasteignasalanaslkumtilvikum,sbr.Hrd.27.mars2003mlinunr.  333/2002.i0J݌ Ќ  "i0J"  i0J 2J!3  Ԉ0    FasteignasalisemrWurtilsnstarfsmennfullngirvtryggingarskyldusinnimeWYv `  aWlgmarksvtryggingarfjrhWirhkkium10%fyrirhvernmannsemrWinnertil S+! starfahjhonum.i0J?݌" Ќ  @ Um6.gr.  $   XessigreineraWmestusamhlj;Wa6.gr.gildandilaga,enY;erugerWarnokkrartillgur !W% tilbreytinga.LtaYrUmistaWYvaWlagWarerutilnUjarreglureWaaWkvWigildandi J""& lgumverWiflutttil.TilgangurmeWbreytingartillgunumereinkumsaWmiWareglurnar #' meiraviWeWlilegatmarWatvikaengertergildandilgum,svoogaWgeraYrskUrariaW #( YvleytisemYrftelst. $ )   EftirfarandibreytingartillgurerugerWar: v%N!*   LagtertilaW1.mgr.7.gr.gildandilagaverWiflutt3.mgr.Yessarargreinarnefnislegrar A&"+ breytingar.  '",   LagtertilaWviW4.mgr.gildandilaga,semer5.mgr.Yessarigreinfrumvarpsins,verWi '#- bttkvWiumaWbannaWsWrumenYeimsemfengiWhafalggildingutilfasteignaslu (z$. aWnotastarfsheitisemerlUsandiumstarfseminaeWahttakannaWveraaWruglaWs ( samanviWstrfYausemumrWir,Y.e.fasteignaslu,fyrirtkjaslueWaskipaslu.Tillagan  umYessabreytinguergerWtilaWtreystastWuYeirrasemleitaeftirYj;nustufasteignasala.  NokkuWhefurveriWtWkaWaWnotaWsstarfsheitiWfasteignamiWlari(skipamiWlari)afYeim a semekkihafalggildingusemfasteignasali.OrWiWfasteignamiWlariennkvmlUsingYv T, starfisemfasteignasalisinnir.EkkierunntaWtlasttilaWf;lksemltiWYekkirtilslkrar  starfsemigerigreinarmunorWunumfasteignasaliogfasteignamiWlari,endaeruorWinlkog  lUsasmustarfsemi,hiWsWarareyndarbeturenhiWfyrra.NauWsynlegteraWkomavegfyrir   aWunntsaWblekkjaf;lkmeWYessumhtti.ErYvlagttil,samrmiviWkvWi1.mgr.  X 25.gr.dnskufsl.,aWtekiWsafskariWumaWekkisheimiltaWnotastarfsheitisemtilYess K #  erufallinaWvillaheimildirYeimsemsinnaslufasteigna,fyrirtkjaogskipa.      kvWi6.og7.mgr.frumvarpsinserunUmli.HiWfyrraersamrmiviWYframkvmd    semtWkuWer,Y.e.aWauglUsahverhafifengiWlggildingusemfasteignasaliLgbirtinga   blaWi.BtterviWaWtilkynnaberiYaWFlagifasteignasala,ennauWsynlegteraWYaWsgert wO  YarsemeftirlitmeWfasteignaslumer,effrumvarpYettaverWuraWlgum,frtfrd;ms B  mlarWuneytitilflagsins.XessskalgetiWaWskyldantilaWauglUsahverhafifengiWlg    gildingusemfasteignasaligildirlkaYegarmannierveittlggildingaWnUju,eftiraWhann   hefurmissthana,t.d.vegnatmbundinnarsviptingar.kvWi7.mgr.YarfnastekkiskUringa. {  SkrumfasteignasalaerdageinnighaldinrWuneytinu. nF   Um7.gr.      0YessarigreinfrumvarpsinserugerWartillgurumnokkrarbreytingarfrYvsemer  gildandilgum.WureraWYvvikiWaWlagtertilaW1.mgr.7.gr.gildandilagaverWifrW r 6.gr.XvtilviWb;tarerutillgurumnokkurnUmligreininni.SegjamaWmarkmiW e= YeirrabreytingartillagnashiWsamallumtilvikum,Y.e.aWeflasjlfstWifasteignasalaog 0 tryggjahagsmuniYeirrasemnotaYj;nustufasteignasalaaWYvleytiaWvstsaWsYj;nusta,  semframerboWin,sveittafogbyrgWfasteignasalasemhlotiWhefurlggildingutil  starfansognUturverndarstarfsbyrgWartryggingar.XerutillgurumaWrUmkakvWigild i andilagaumheimildirtilaWstofnatibenjafnframtgeraskilnaWumaWraunverulegas \4 umaWrWatib,ekkisjlfstttflageWafyrirtki,ogaWtibinusveittforstaWaaffast ' eignasala.    01.mgr.erlagttilaWfasteignasalaverWiskyltaWstarfafasteignaslusinni.ErYessi  krafasjlfsgWogsamrmiviWYstefnufrumvarpsinsaWYeirsemleitatilfasteignaslu, `  semstarfarnafnieWavegumfasteignasalasemfengiWhefurlggildingutilstarfans,geti S+! veriWvissirumaWhannsraunseraWrekstrinumstendurogsinnirYj;nustuviWviWskipta " vini,ennotiekkitilYessaWramenn.Hefur;neitanlegaboriWslku.ReglansemumrWir # felurekkiannaWsr,enaWfasteignasalisinniYeimstrfumsjlfursemhannhefurfengiW  $ srstakanrttfrrkinutilYessaWstundaogmeWdrengskaparheitiskuldbundiWsigtilaW !W% rkjameWkostgfniogsamviskusemi,sbr.2.mgr.6.gr.frumvarpsins.Xessireglakemur J""& ekkivegfyriraWfasteignasalirWitilsnstarfsmenntilaWsinnat.d.slumennsku,upplUs #' ingaflunogundirbningiskjalagerWar.ReglanmlirfyrirumaWfasteignasalisvinnu #( staWnumogstarfiviWreksturinn.HannbereinnigbyrgWstrfumYeirrasemhannhefur $ ) rWiWtilstarfa.XessmgetaaWsamakrafaergerWtillgmanna,sbr.1.mgr.19.gr.lagaum v%N!* lgmenn,nr.77/1998.MeWYessariregluyrWiY;ekkikomiWvegfyriraWssemaflaWhefur A&"+ srlggildingartilfasteignaslurWisigtilstarfahjWrumfasteignasala.XykirrttaW  '", leggjatilaWYettaverWisrstaklegatekiWframtilYessaWtakaafallanvafa.Xersrstaklega '#- tekiWframaWYeirsemfasteignasalinnhefurYj;nustusinniviWfasteignasluna,Y.e.hinni (z$. leyfisskyldustarfsemi,skulifallaundirbyrgWartrygginguhans.AlmenntfelstYvaWYeir ( YurfiaWverarWnirtilstarfahjhonumY;ttekkisYaW;frvkjanlegtskilyrWi.MeWYessu  er&  leitastviWaWtakmarkaeftirmegniYrttar;vissusemfylgirverksamningumYessari  starfsgrein.' a   02.mgr.erlagttilaWsettverWireglasemgerirrWfyriraWfasteignaslumegirekaf T, lagsformi,svosemtWkaWerdag.Lagterhinnb;ginntilaWgengiWverWitfraWeignar  haldslksflagsshndumfasteignasalanssjlfs,a.m.k.aWmeirihlutatil.kvWiWkemur  ekkivegfyriraWaWrirenfasteignasalinneigiminnihlutaflaginu.XaWgerireinnigrW   fyriraWframkvmdastj;rnfasteignaslu,Y.e.rekstrarlegframkvmdastj;rn,getiveriW  X hndumannarsenfasteignasalanssemYsinnirfaglegumverkefnum.SYessihtturhafWur K #  erhinnb;ginnskiliWaWmeWeigandiog/eWaframkvmdstj;rifullngiYeimskilyrWum    aWeigalgheimilihrlandioghafasemmeginreglualltafhaftforrWibisnu.NokkuW    hefurboriWYvaWmennsemsjlfirhafaekkilggildingusemfasteignasalarogfullngja   ekkiskilyrWumtilYessaWflggildingurekiraunfasteignaslurogfitilstarfahjsr wO  fasteignasalasemhafalggildingu.Mt.d.sjslktd;miHstarttarfr21.n;vember B  2002,mlinr.223/2002.VerulegaskortirsjlfstWifasteignasalaslkumtilvikum,enda    erhannYraunekkiannaWenstarfsmaWurYesssemogfermeWallastj;rnfasteigna   slunniogYarfaWltafyrirmlumhanssemvinnuveitanda.XannighafamenngetaWsniW {  gengiWgildandireglursemgildaumYerannastfasteignaslu.LeitasterviWaWkomaveg nF fyrirYettameWYeimreglumsemgerWertillagaumYessarimlsgrein.RttYykiraWbenda 9 aWeftirlitsnefndFlagsfasteignasalahefurheimildtilaWgangaeftirYvaWrekstrishttaW  einsoghrergerWtillagaum.    SrstaklegaertekiWframaWkvWiWeigiekkiaWkomavegfyriraWfleirieneinnfast r eignasalisemstarfasamaneigisameiginlegameirihlutaflagi. e=   03.mgr.erhnykktYvaWY;ttfasteignasalasrekinnafniflagsberifasteignasalinn 0 samtsemWurfullaog;skiptabyrgWYvtj;nisemviWskiptamnnumkannaWveravaldiW  t.d.afstarfsmnnumeinkahlutaflagsefreksturinnernafniYess.Lklegafelurlgfesting  Yessararregluekkisrneinabreytingugildandirtti,enstWaertilaWtakaafskariWum i hvaWareglagildirumYetta.Ersambrilegregla3.mgr.19.gr.lagaumlgmenn.02. \4 mlsl.mlsgreinarinnarerusvohnykktYvtilsamrmisviW1.mgr.aWaWrirsemstarfa ' Yj;nustuflagsins(viWfasteignaviWskipti,slu,skjalagerWogannaW)skulifallaundir  byrgWartryggingufasteignasalans.    04.mgr.eraWfinnareglursemeruaWhlutasamaefnisog2.mgr.7.gr.gildandilaga. `  TmsarbreytingartillgurerY;aWfinnaYessarimlsgrein.kvWiWheimilarfasteignasala, S+! eWaflagisemrekurfasteignasluskv.2.mgr.,aWstofnatib.EkkierskilyrWiaWtibs " Wrusveitarflagi,svosemergildandilgum,endaskortirfullngjandirkfyrirYv # skilyrWi.MeWorWinutiberekkittviWsjlfstttfyrirtki,heldurdeildeWaannarskonar  $ hlutaaffasteignaslunni.XannighefurorWiWalmenntveriWskiliWflagartti.XarergerWur !W% greinarmunurtibiogd;tturflagisemersjlfstttflag.MeWtibiYessarimlsgrein J""& erttviWYrngamerkinguorWsins.BtiberYveinreikningslegheildmeWaWalskrifstofu. #' XauverkefnisemtibhefurmeWhndumeruengufrbrugWinYeimsemaWalskrifstofan #( sUslarmeW.XessvegnaverWuraWgeraskilnaWumaWtibisveittforstaWaafhlfufast $ ) eignasala,Y.e.mannssemhefurlggildingusemfasteignasali.XaWtryggirstWuviWskipta v%N!* mannaYannigaWYeirnj;tisamaryggisogYeirsemskiptaviWaWalskrifstofu.Serveitir A&"+ tibiforstWuhefursmustWuogaWrirsemrWnirerutilstarfahjfasteignasala.Ssem  '", fasteignaslu,hvortsemhannrekurhanaeiginnafnieWanafniflags,ereiganditi '#- bsinsogbersamkvmtframansgWuallafjrhagslegabyrgWrekstriYess.EkkierYv (z$. unnt&  aWkomastframhjreglumumeignarhaldogfjrhagslegabyrgWmeWYvaWstofna ( tib.'(g    05.mgr.erhnykktYvaWkvWi2.og3.mgr.skuligildaumtibfasteignasalaog  hannskuliveraeigandiaWrekstriYess. a @%%UmII.kafla.    0YessumkaflafrumvarpsinserukvWiumrttarstWufasteignasala,umstrfYeirraog  starfshtti.0II.kaflagildandilagaerukvWiumsamaefni.AWstofnitilerukvWiYessa   kaflafrumvarpsinssamaefnis.LagtertilaWgreinaskipangildandilagaverWibreytt,Yannig  X aWefnigreinasmeirasamrmiviWYrsatburWasemalgenguster.Xannigert.d.gerW K #  tillagaumaW9.gr.verWikvWiumsamningaumsluYj;nustufasteignasala,engreinum    Yettaer14.gr.gildandilaga,lokakvWiII.kafla.GerWarerutillguraWnokkrumefnis    breytingumgildandirttiogeruYrYessarhelstar:     0fyrstalagierlagttilaWvgisluyfirlitsverWiaukiWfrYvsemneroglgfestfyrir wO  mliumaWsUnaberivntanlegumtilboWsgjafasluyfirlitiWogltahannritaYaWtilstaW B  festingarYv.HefurnokkuWboriWYvaWsluyfirlithafiekkiveriWgertYegarupphafi    slutilrauna,svosemlgboWiWer,ogmreyndarfinnaYessdmid;maframkvmdaW   sluyfirlitsallsekkitbiW,sbr.Hrd.fr13.febrar2003mlinunr.353/2002.Slktbrot {  fasteignasalastarfsskyldumsnumgeturstofnaWhagsmunumYesssemhannvinnurfyrir nF miklahttu.HiWauknavgisluyfirlitserundirstrikaWmeWYvaWlagtertilaWreglurum 9 meginatriWiefniYessverWifrWarlagatextannsjlfan,svosemgertvarlgumnr.  34/1986,enekkihafWarreglugerWsvosemskipanmlaergildandireglum,sbr.reglug.  nr.93/1998.XergerWtillagaumsrstakarreglurumefnisluyfirlitsviWfyrirtkjaslu. r   0WrulagierlagttilaWmltsmeW;tvrWumhttifyrirumskyldufasteignasalatil e= upplUsingaflunarvegnasluyfirlitsogumbyrgWhansvegnarangraupplUsingaslu 0 yfirlitisemrekjamtilgleysishansoglokserlagttilaWsrstaklegaverWitekiWframaW  skyldaseljandatilaWveitaupplUsingars;hWskyldumfasteignasalasamkvmtlgunum.  X;ttkvWiumYettasunUerumefnisregluraWrWasemgilthafarttarframkvmd,sbr. i Hrd.fr21.n;vember2002,mlnr.223/2002,ogHrd.27.mars2003,mlnr.333/2002. \4   0YriWjalagiergerWtillagaumnUttkvWiumskyldurfasteignasalaviWkynningueign ' semhonumhefurveriWfengintilslumeWferWar,enYaWkvWimiWarviWaWfasteignasalinn  leggisiglmaviWaWltaaWeinsfrsrfaraupplUsingarumfasteignsemsusamrmiviW  raunverulegaeiginleikahennarogstandogaWhanngtih;fsllumlUsingumfasteign `  inni.HefurboriWYvaWeinungisslUstkostumfasteignaslukynningumYeimsemoft S+! hefurgefiWrangamyndafraunverulegumeiginleikumogstandifasteignarogskapaW;raun " hfarvntingarhjkaupendum. #   0fj;rWalagierveigamikiWnUmli17.gr.YarsemlagtertilaWlgfestverWiskyldafast  $ eignasalatilYessaWvarWveitaalltfsemhanntekurviWrhendiannarraaWgreindufreigin !W% f,Y.e.srstkumvrslufjrreikningum.SlkriskipanhefurveriWkomiWhjlgmnnum J""& ogvirWisthafagefistvelogekkivaldiWteljandivandrWumframkvmd. #' @ Um8.gr. $ )   kvWi1.mlsl.er;breyttfrYvsemer8.gr.gildandilaga.LagtertilaWhnUttverWi v%N!* viWYaWnUjukvWi2.mlsl.umaWYagnarskyldahaldistY;ttfasteignasaliltiafstrfum. A&"+ VartgeturleikiWvafiYvaWYessiefnisreglagildirnYegar.X;YykirrttaWleggjatilaW  '", YettaverWitekiWafdrttarlaustfram8.gr.ErYaWtilsamrmisviWmeginreglunaumYagnar '#- skyldustarfsmannarkisins18.gr.lagaumrttindiogskyldurstarfsmannarkisins,nr. (z$. 70/1996,ogumYagnarskyldusveitastj;rnarmanna,sbr.32.gr.sveitarstj;rnarlaga,nr.45/ ( 1998.EWlilegter,lj;siYeirrarrttarstWufasteignasalaaWYeirteljastopinberirsUslunar  menn,aWsambrilegtorWalagsreglumumYagnarskylduYeirraogYeirrasemteljastopin  berirstarfsmennY;ttblbrigWamunursUmsumYttumrttarstWuYeirra. a @ Um9.gr.    011.og14.gr.gildandilagaerukvWiumskyldufasteignasalatilYessaWgerasamning  viWumbj;WandasinnumY;knunfyrirstarfannoggreiWslutlagWskostnaWar(14.gr.)ogum   skylduhanstilaWtryggjasr;tvrttumboWtilYessaWsinnaYeimverkumsemhonumeru  X falin(11.gr.).0framkvmdhefursamningurumsluYj;nustufasteignasalaogumY;knun K #  honumtilhandaveriWeinuskjali.XykirYvrttaWumYessiatriWiverWifjallaWeinni    grein,svosemlagtertil9.gr.frumvarpsins.AukYessergerWtillagaumminnihttarorWa    lagsbreytingar.     LgWerherslagreininniaWsamningurumYj;nustufasteignasalasgerWurWuren wO  hanntekurtilviWstarfann.NUmlieraWskilnaWursumaWhanneigiaWveraskriflegur. B  0framkvmdhefursvoalmenntveriW.XaWermikilvgtfyrirneytandann,semskiptirviW    fasteignasala,ograunareinnigfyrirfasteignasalannsjlfanaWenginnvafileikiumhvaWa   verkefnumfasteignasalieigiaWsinna.EkkiernnurhagfelldleiWtilaWtryggja;tvrWa {  snnunumverkefnifasteignasalaenaWmlafyrirumaWsamningurumYj;nustuhanss nF skriflegur.stWaYessaWkveWiWerumaWsamningurumYj;nustufasteignasalasgerWur 9 WurenhanntekurviWstarfanumersaWboriWhefurYvaWYettasekkigertsvo;tvrtt  sfyrrensWaristigum.ErYaW;heppilegtogtilYessfalliWaWskapagreiningumhvert  hafiveriWverkefnifasteignasalans,sbr.t.d.Hrd.1995,bls.1692.TeljamvstaWskriflegur r samningur,gerWurrttumtma,hefWigerbreyttaWstWumsemurWutilefnitilYessad;ms. e= XerlagttilaWnotaWverWiYaWorWalagaWsamningiskulitilgreinthvaWaverkefnumfast 0 eignasalieigiaWsinnastaWYeirrarupptalningarsemer11.gr.gildandilaga.Xerbl  brigWamunurorWalagiumkvrWunY;knunarfasteignasalaYvofterekkiunntaWkveWa  fjrhWY;knunarfyrirfram,einkumefhnaWverahlutfallafsluverWieignar.0Yeim i tilvikumberaWtilgreinahvernigY;knunskulikveWin.ErYettankvmaraorWalagener \4 14.gr.gildandilagaogmeirasamrmiviWframkvmdina. '   OrWalagigreinarinnarerhagaWYannigaWekkiaWleikavafiYvaWskylteraWgera  samning,hvortsemfasteignasalaerfaliWaWseljafasteigneWahonumerfaliWaWaWstoWaviW  kaup,eWahafannurverkefnimeWhndum.XegarfasteignasaligerirsamningviWseljanda `  umaWhafamillignguumslufasteignhans,entekurjafnframtaWsrverkefnifyrirkaup S+! anda,svosemvinnuviWYinglUsinguskjala,samskiptiviWopinberarstofnaniro.fl.,felur " kvWiWsraWhannverWureinnigaWgeraumYettasamningviWkaupandann.MeWYj;nustu # kvWinuerYvbWittviWverksemhanntekuraWsrfyrirseljandaogkaupanda.  $   AWWruleytierekkiYrfskUringagreininni. !W%   Um10.gr. #'     0YessarigreineraWfinnakvWiumskyldutilaWgerasluyfirlit,umafhendinguYess #( tilvntanlegstilboWsgjafaogstaWfestinguYeirriafhendinguogumskyldutilaWaflaundir $ ) skriftarseljandasluyfirlittilYessaWhannstaWfestiaWYrupplUsingarsemYarerutil v%N!* greindarsurttar.EfnigreinarinnarsvararaWhlutatil1.mlsl.12.gr.gildandilagaog4. A&"+ mgr.&  2.gr.reglug.nr.93/1998,umsamningaumsluYj;nustufasteignasalaogsluyfirlit.  '", AWhlutatilerunUmligreininni.' '^/ '#-   ReglurYessararogannarragreina,semvarWasluyfirlit,takamiWafYvmikilvgahlut (z$. verkiYessaskjalsaWgrundvelliYess,Y.e.YeirraupplUsingasemYarkomafram,kaupandi ( semskoWaWhefureignaWgetareistmatsittYvhvorthannviljikaupafasteigninaoghvaW  hannviljigreiWamikiWfyrirhana.MikilvgiYessaskjalsverWurYvseintrttaWofoft.    01.mgr.ertekiWframaWfasteignasalaberistraxoghannfreigntilslumeWferWaraW a semjarkilegtyfirlitumYauatriWisemskiptgetamliviWslueignarinnar.HiWsamaviW T, YegarfasteignasalaerfaliWaWgangafrkauptilboWifasteignog/eWakaupsamningi,t.d.  YegaraWilarhafaWursamiWumkaup.FasteignasalanumberY,YrttfyriraWkaupsamningur  sraunkominn,aWgerasluyfirlitsamrmiviWlginogaflaritanaYaW.X;ttYetta   sekkibestusamrmiviWtilgangsluyfirlitsernauWsynlegtaWgeraslktyfirliteinnigviW  X YessaraWstWur,endageturYaWkomiWvegfyrirgreiningsamningsaWilasWaroggeturhaft K #  YUWinguefkaupandihyggstseljafasteignina.0textakvWisinskemurframaWhafiYegar    veriWgertsluyfirlitYegartilboWsgjafieWakaupandileitartilannarsfasteignasalaumaWstoW    YurfissWarnefndiekkiaWtbasluyfirlit.     02.mgr.ergerWtillagaumnUjareglusemmlirfyrirumaWWurenvntanlegurkaup wO  andigerirtilboWfasteignskulihonumafhentsluyfirlitiWoghannstaWfestam;ttkuYess B  meWritunsinni,t.d.lj;sriteWasamritYess,ogtilgreinadagsetningu.Sskyldahvlir    fasteignasala,verWikvWiWaWlgum,aWsjtilYessaWframkvmdinverWiYessi.Einsog   WurgreinirhafasumumtilvikumveriWnokkurlausatkYvaWkaupandihafifengiWslu {  yfirlithendur,enmarkmiWYessaskjalserY;fyrstogfremstaWveitahonumupplUsingar nF umfasteignsemsamtskoWunhennieigaaWverangilegatrausturgrundvllurfyrir 9 kvarWanatkuafhanshlfu.XaWerYvbrUntaWleitastviWaWskipareglumsvoaWlgWs  ;tvrWskyldafasteignasalaaWafhendaYeimsemleitarupplUsingaumfasteigneWa;skar  eftiraWskoWahanasluyfirlitiWeWatryggjameWWrumhttiaWhannhafifengiWYaWhend r urWurenhanngerirtilboWhana.SkjaliWkemurekkiaWsamagagnisYaWfyrstafhenteftir e= aWtilboWergertYvtilboWsgjafierskuldbundinnYegartilboWiWerkomiWtilm;ttakandans, 0 Y.e.seljandaeignarinnar,semmeWsamYykkigeturkomiWsamningi.    03.mgr.ermltfyrirumaWfasteignasalisemhefurfasteigntilslumeWferWar,eWaaW  stoWarviWtilboWsgerWeigneWagerWkaupsamnings,eigiaWsjtilYessaWseljandiundirriti i yfirlUsinguumaWefnisluyfirlitsinssrttsamkvmtbestuvitundhans.HafiWurveriW \4 gertsluyfirlitogYaWritaWmeWrttumhttiafseljandaYarfekkiaWaflaundirskriftarhans ' nUjanleik.Samaregla,semreyndarttieingnguviWYannfasteignasalaerfengiWhafWi  eigntilslumeWferWar,er4.mgr.2.gr.reglug.nr.93/1998.kvWiYessararmlsgreinar  ernUmliaWYvleytiaWlagtertilaWskyldansvkkuWtsvoaWhnnitilallrafasteigna `  salasemhafamilligngueWaaWstoWaviWeigendaskiptiaWfasteign,svofremiannarfast S+! eignasalihafiekkitbiWsluyfirlitvegnaYeirrasmuviWskipta. " @rrUm11.gr.  $   kvWiYessarargreinarfrumvarpsinsfelaeinungisaWlitluleytisrtillgurtilbreyt !W% inga. J""&   01.mgr.erureglursemneraWfinna2.mlsl.12.gr.gildandilaga.LagtertilaWorWa #' lagiverWibreyttltillegaYannigaWtilgangsluyfirlitsinssemskjalsmegilesatrkvW #( inu.XessvegnaerorWumYesshagaWsvoaWYarsegi?[...]sem,samtskoWunkaupanda $ ) eignYegarviW,mtlaaWgetiveriWgrundvllurkvrWunarhansumhvorthannkaupir v%N!* eigninaoghvaWaverWhannertilbinnaWgreiWafyrirhana .ErYettasamrmiviWYaWhlut A&"+ verksluyfirlitssemWurergerWgreinfyrir.OrWaverWurreglunameWYeimfyrirvara,aW  '", ekkisvstaWkaupandiskoWialltaffasteignfyrirkaup,endaerhonumYaWekkifyrirvara '#- laustskyltskv.29.gr.lagaumfasteignakaup,nr.40/2002. (z$.   02.mgr.erureglursemeruaWmestusamhlj;Waefni2.gr.reglugerWarnr.93/1998.X;eru ( minnihttarfrvikUmsumliWum.T.d.erlagttilaWreglacliWar2.mgr.verWialmennarien  reglassemner3.tlul.2.gr.reglugerWarinnarogfjallarumsamaefni.stWaYessarar  breytingartillguersaWerfitteraWfullngjaYeirriskyldureglugerWarkvWisinsaWtil a greinaalltafstandlagnafasteignsemsettertilslumeWferWar.Erslktilgreiningt.d.fr T, rennslislgnumyfirleittgiskunein,nemahennitilgrundvallarliggisrstkranns;kn.  Heppilegraer,svosemlagtertilaWgertverWi,aWskyldaseljanda(ogfasteignasala)tilYess  aWtilgreinaalmenntstandeignarogeinstakrahlutahennar,YarmeWalumgallasemkunn   ugterumeign,enmikilvgteraWYeirriskyldussinnt.XessskalgetiWaWmeWorWunum  X ?[...]aukalmennrarlUsingarfasteign[...] erm.a.ttviWalmennaherbergjaskipaneignar K #  innar,hvernigupphitunshttaW,glerjun,standhennarogtlit.      XerlagttilaWbttverWiinnliWsluyfirlit,Y.e.jliW2.mgr.frumvarpsins,enYarer    lgWsskyldafasteignasalaaWhannsjitilYessaWnnuratriWiumfasteigninasemkunn   ugterum,svosemskUrslurumstandeignarsemgerWarhafaveriW,komiYarfram.stWa wO  YessaersaWfyrirkemuraWstandsskUrslursugerWarumfasteignir,t.d.tilefniafvntan B  legrisluYeirra.SuslkarskUrslurtilumfasteign,Y;ttekkisuYrnUjar,ereWlilegtaW    skyltsaWkynnaYrfyrirvntanlegumtilboWsgjafaeWaa.m.k.upplUsahannumtilvist   Yeirra,endageturmikilsverWarupplUsingarveriWYaraWfinnaumstandeignarinnarogann {  aWsemmligeturskipt. nF   03.mgr.ergerWtillagaumYbreytinguaWsettarverWisrstakarreglurumefnisluyfir 9 litsYegarfyrirtkieruseld.TillaganlUtureinkumaWYvaWtilviWb;tarYeimupplUsingum,  semkomaeigaframsluyfirlitiYegarfasteigneWaskiperseltkomiupplUsingarumfjr  hagslegaafkomuogstWufyrirtkis.ErskiliWaWupplUsingarnarskulireistarendurskoW r uWumreikningumfyrirtkis,ensuYeirekkitiltkir,YYeimgngumsemhaldbrustm e= telja.MarkmiWYessaraupplUsingaerhiWsamaogannarraupplUsingasluyfirliti,Y.e.aW 0 tryggjaaWkaupandifisvoglggarogtraustarupplUsingarumfyrirtkiaWsluyfirlitiW  samtskoWunfyrirtkinu,farihnfram,sngilegurgrundvllurundirkvrWunhansum  hvorthannvillkaupaoghvaWhannvillgreiWafyrrYaW. i   AWWruleytiYarfnastgreininekkiskUringa. \4 @rrUm12.gr.    0YessarigreinfrumvarpsinseraWfinnanUmlisemekkiergildandilgum.hinn  b;ginnmunlgfestingYessaranUmlaekkibreytaYeimreglumsemumYettaefnihafagilt `  rttarframkvmd,enYrmlesarforsendumogniWurstWumnokkurrad;ma.Xykirrtt S+! aWskrYessarreglurogleggjatillgfestinguYeirra.MarkmiWreglnannaeraWskilgreina " verkaskiptinguviWflunupplUsingasemfaraeigasluyfirlitogtakaafskariWumhverberi # byrgWrttmtiYeirraoghvaWagrundvellisbyrgWsreist.XYykirrttaWtakaaf  $ skariWumhvaWahrifupplUsingarsluyfirlitihafaupplUsingaskylduseljandasemmlt !W% erfyrirum26.og27.gr.lagaumfasteignakaup,nr.40/2002. J""&   01.mgr.erlagttilaWtekiWverWiafskariWumYaWaWYaWsfasteignasalinnsjlfursem #' eigiaWaflaupplUsingaYeirrasemframeigaaWkomasluyfirliti.XaWaWkveWiWsumaW #( hanneigiaWgeraYettasjlfurYUWirekkiaWhanngetiekkifaliWstarfsmnnumsnumaWgera $ ) YettasnabyrgWogumboWisnu,heldurerveriWaWundirstrikaaWYaWsfasteignasalinn, v%N!* enekkiseljandinn,semskyldanhvlir.LagterfyrirfasteignasalaaWskjaupplUsingartil A&"+ opinberrastofnanaeftirYvsemkosturerogmeWYvertekiWafskariWumYaWaWslkar  '", upplUsingarhannekkiaWltasrngjaaWffrseljanda.XerlagtfyrirfasteignasalaaW '#- kynnasrafeiginraunstandfasteignar,gerWhennarogbnaWsemfylgjaviWslu.Einnig (z$. YettageturhannltiWstarfsmennsnagerasnuumboWiogsnabyrgW.0YessufelstaW ( fasteignasaliverWuraWskoWaeignfyrirslu,endaerlj;staWhanngeturekkifullngtupp  lUsingaskyldusinnisluyfirlitinemaframkvmaskoWun.MeWYessuerekkiveriWaWleggja  nUjaskyldufasteignasalaYvhnhvlirYegarYeimsvosemslegiWerfstud;miHsta a rttarfr21.n;vember2002mlinunr.223/2002. T,   02.mgr.erlagttilaWkveWiWverWiskUrlegaumaWfasteignasaliberibyrgWYvtj;ni,  semkannaWverWaefupplUsingarsluyfirlitireynastrangareWa;fullngjandi.Affyrir  mlumgildandilgumumaWfasteignasalieigiaWgerasluyfirlitleiWiraWhannberbyrgW   YvaWYessarupplUsingarsusluyfirlitinuoghonumhlj;taaWhvlaskyldurtilYessaW  X hafaYrrttaraWYvmarkisemhonumerunnt.ReglaumbyrgWhansYessumefnumer K #  YvekkinUmli.LagtertilaWtekiWverWiafskariWumaWbyrgWYessisY;ekkihlutlg,    heldurkomieingngutileffasteignasalinnsUnirafsrgleysi,Y.e.aWsakarreglangildium    grundvllb;tabyrgWarhansYessuefnisemWru.SjmYessareglud;maframkvmd,   sbr.Hrd.1988,bls.1453,enYarvarYaWtaliWafsakanlegthjfasteignasalaaWstrWartil wO  greiningfasteignarvarekkiallskostarrtt,endareglurumstrWartreikninga,einkumris B  bWaeinsogumrddimlinu,reikiYeimtma.      03.mgr.erlagttilaWtekiWveriWafskariWumaWupplUsingaskyldaseljandaskv.26.og   27.gr.lagaumfasteignakaup,nr.40/2002,s;hWYeimskyldumsemhvlafasteignasala {  tilupplUsingaflunarogupplUsingagjafarsluyfirliti.UpplUsingaskyldaseljandagagnvart nF kaupandaerrksamkvmthinumtilvitnuWukvWum.SskyldaminnkarekkiY;ttmlt 9 sfyrirumaWfasteignasalieigiaWtryggjaaWtilteknarupplUsingarliggifyrirsluyfirlitiog  byrgjastrttmtiYeirra.  @rrUm13.gr. e=   0YessarigreinerutillgurumUmisnUmlisemmiWaaWYvaWlgfestareglurumnokkur 0 atriWisemteljastverag;WirstarfshttirviWfasteignaslu.    01.mgr.erlagttilaWsettverWialmennreglaumskyldurfasteignasalatilYessaWveita  rttarupplUsingarumfasteignogaWhanngtih;fsallrikynningufasteigninni.ErumaW i rWaalmennarleiWbeiningarreglursemY;leggjakveWnarskyldurfasteignasala.Sambri \4 legareglueraWfinna21.gr.samkeppnislaga,nr.8/1993,meWsWaribreytingum,enYarer ' meWalmennumhttimltfyrirumskyldurYeirrasemauglUsavrurumaWgtaYessaW  upplUsingarsemYarkomaframsuhvorkirangar,;fullngjandinvillandi.NokkuWhefur  boriWYvframkvmdaWlUsingarfasteignumauglUsingumogWrumkynningumsu `  ekkihlutlgarogYarsueinungistlaWirkostireignarinnardregnirfram. S+!   02.mgr.erlagttilaWherslaverWilgWaWnafnfasteignasalakomiframllumauglUs " ingumogkynningumfasteignogeffasteignasalaerrekinundirfirmanafniYkominafn # Yessfasteignasala,semfirmaWogrekur,einnigfram.WurervikiWaWYvYessumathuga  $ semdumaWYessgtiauknummliauglUsingumaWslumennsuforgrunnisemmilli !W% gngumennumslueigna,svotlamegiaWsjlfstWiYeirrasmikiWogerunmrgdmi J""& YessaWfasteignasalaYesssemlggildinguhefurogstandafyrirstarfseminnisjafnvelalls #' ekkigetiW.SlkterekkisamrmiviWgildandilgogleiWirtilvafaumYaWhverberibyrgW #( fasteignaslunni.ErYvnauWsynlegtaWsnaYeirriYr;unviWsemveriWhefurogerleitast $ ) viWaWgeraYaWmeWYeimtillgumsemhrergerWar. v%N!* @rrUm14.gr.  '",   XessigreineraWmestusamaefnisog9.gr.gildandilaga.MarkmiWhennareraWtryggja '#- sjlfstWifasteignasalaogkomavegfyriraWhannhafiaWrahagsmuniafslumeWferWeign (z$. arenYsemfelastrttihanstilY;knunarogendurgreiWslutlagWskostnaWar. (   kvWi1.mgr.svarartil1.mgr.9.gr.,enY;erlagttilaWgengiWverWilengraerYarer  gert.0gildandilgumergerWsundantekningaWfasteignasalimegi?gangainnsamning  umkaupeignsemhonumhefurveriWfalintilumboWsslu efhannhefurlUstYvyfirWur a enhannt;keigninatilslumeWferWaraWhannspers;nulegurkaupandihennar.Xessiregla T, varelstulgumumfasteignaslu,Y.e.lgumnr.47/1938,sbr.1.mgr.5.gr.Yeirra.0at  hugasemdumsemfylgdufrumvarpiYvervarWaWYeimlgumerunokkrarskUringarYess  arireglusemeinkumltaaWYvaWeffasteignasalaergertaWupplUsaYettastraxgetikaup   andiogseljandifrekarvaraWsigYvogleiWaWaWstoWarannarra.(SjAlYingistWindi1938,  X A-deild,bls.197!198.)Xessirkeruekkisannfrandi,endatefltframtmumYarsemkrf K #  urtilsrstakshfisogtilneytendaverndarvoruaWrarenneruviWteknar.XykireWlilegast    aWhafaskUrarlnuraWYessuleytiogerYvlagttilaWfasteignasalaverWifortakslaust;heim    iltaWkaupasjlfureignsemhannhefurtilslumeWferWarogaWltahiWsamaeinniggilda   umstarfsmennhans.EfaWlkumlturyrWiYessireglaskUrWrUmkandilgskUringuYannig wO  aWYettattieinnigviWumbrnfasteignasalansogmakahans,endavandsWhvernigella B  mttiframkvmaYessareglusvovelfari.Effasteignasaligirnisteignsemhonumhefur    veriWfengintilslumeWferWareWatilaWleitatilboWafyrirannanmannverWurhannaWsegja   sigfrYeimstarfaoggeratilboWeinsoghverannar.XskalYessgetiWaWekkiYykirrttaW {  notaorWalagiW?gangainnsamningumkaupeign YvYaWgefurtilkynnaeinhverskonar nF forkaupsrtt,semerandstttYvsemveriWeraWbanna,Y.e.aWfasteignasalikaupieignsem 9 honumhefurveriWfengintilslumeWferWar.ErYvlagttilaWorWalagiverWibreyttaWYessu  leyti.    kvWi2.mgr.ersamhlj;Wa2.mgr.9.gr.gildandilagaaWWruleytienYvaWbtter r viWaWkvWiWeigieinnigviWumkaupfasteign.XvertlaWaWkomavegfyriraWfast e= eignasalinUtisrYekkingarforskotYvskyniaWkomastyfirfasteign.ErlagttilaWhnverWi 0 ;breytt.RtteraWbendasrstaklegaaWaWeinserttviWupplUsingar,semfasteignasalieWa  starfsmennhanshafakomistaW,enaWrirhafaekkiaWgangaW.HrerumaWrWafgta  stWu,ennauWsynlegteraWviWskiptamennfasteignasalanj;tiverndarslkumtilvikum. i   kvWi3.mgr.ereinnignnastsamhlj;Wa3.mgr.9.gr.gildandilaga.X;erbttviWaW \4 fasteignasaliverWiaWtilkynnasannanlegaumaWrahagsmunisnaafsluogeinnigtilfyll ' ingaraWhannmegihafaYhagsmuniafsluaWfendurgreiddantlagWankostnaWsinn.0  Yessufelstraunenginbreytingartillaga.  @rrUm15.gr. S+!   Xessigreinersamaefnisog10.gr.gildandilaga.ErlagttilaWhnverWi;breytt.TekiW " skalframaWYaWvarvegiWogmetiWhvortYessireglavriheppileg,Y.e.hvortfasteignasali # getigtthagsmunabeggjasvomikilsverWumviWskiptum.NiWurstaWanvarsaWreynslan  $ sUniaWslktsvelunntoggangifallalaustflestumtilvikum.09.gr.dnskufsl.,nr. !W% 453/1993,gr.3-1norskulgunumumfasteignaslu,nr.53/1989,og12.gr.snskulag J""& annaumfasteignamiWlara,nr.400/1995,erkveWiWumYskyldufasteignasalaaWgta #' hagsmunabeggja,Y.e.kaupandaogseljanda.SvarvorusWastirtilYessaWlgfestaslka #( ;tvrWareglusWastgreindumlgum,eneldrilgumYarlandiumsamaefni,Y.e.lgum $ ) nr.81/1984,vorureglur9.og10.gr.semmltufyrirumskyldufasteignasalatilaWgta v%N!* g;WrarvenjufasteignaviWskiptumogveitabWumrWgjf,enekkiumskylduhanstilaW A&"+ gtahagsmunabeggjajafnt.XaWskrefvarstigiW1995.  '",   MeWhliWsj;nafframanrituWu,svoogYvaWnnurskipanmundihafafrmeWsraukinn '#- kostnaWfyrirkaupandaogseljandaviWfasteignaviWskipti,YykirekkistWatilaWgerabreyt (z$. ingarYeirriskipansemergildandilgum. ( & a @rrUm16.gr.    kvWiYessarargreinarernnast;breyttfrYvsemer13.gr.gildandilaga.Sbreyt a ingerY;lgWtilaWskyldassemmlterfyrirumtilvitnaWrigreingildandilaga,aW'afast T, eignasaliskuligetanafnssnsllumauglUsingum,erhlutiaf2.mgr.13.gr.frumvarpsins  YarsemhnbeturheimamiWaWviWuppbyggingureglnakaflans.MeWkynninguerttviW  hverskonarkynningusluskyni,Y.m.t.kynninguvefnum,enslkkynningvegurmeir   viWleitnifasteignasalatilaWseljaeignir.  X   XarfnastgreininYvekkiskUringa. K #  @rrUm17.gr.      XessigreinernUmliogmundileiWatilumtalsverWrabreytingastarfshttumfasteigna   salaeffrumvarpiWverWuraWlgum. wO    0gildandilgumeruekkireglurumskyldufasteignasalatilYessaWtryggjaaWfjrmunir B  viWskiptamannasuaWskildirfrfjrmunumhans.AlgengteraWfasteignasalarhafiumlengri    eWaskemmritmafjrmuniviWskiptamannasinnavrslumsnum.Oftert.d.umYaWsamiW   aWgreiWslustaWursstarfsstWfasteignasalansogofterhonumfaliWaWhafamilligngut.d. {  umaWaflttahvlandiveWskuldum,einkumefmikiWerhvlandiogfjrhagurseljandae.t.v. nF tpur.UmgeturveriWaWrWaharfjrhWir.EkkileikurvafiYvaWflestirfasteignasalar 9 hafaslkafjrmuniaWskildafreiginfjrmunumrekstrisnum.XaWgerahinnb;ginnekki  allir.NauWsynlegterYvaWleggjatilreglurumskyldutilaWhaldafjrmunumviWskipta  mannaaWskildumfreiginfjrmunumfasteignasalaogmguleikatilaWfylgjastmeWYvaW r eftirYeimreglumsfariW. e=   LagtertilaWkomiWverWismuskipanoggildirumlgmenn,sbr.23.gr.lagaumY, 0 nr.77/1998,ogreglugerWumfjrvrslureikningalgmannao.fl.,nr.201/1999.026.gr.er  kveWiWumaWd;msmlarWherrasetjireglugerWumvrslufjrreikninga,svosemsrstak  legaertekiWfram2.mgr.17.gr.frumvarpsins.020.gr.frumvarpsinserm.a.tilgreintYaW i hlutverkeftirlitsnefndaraWfylgjastmeWaWfasteignasalarvarWveitifsamrmiviWreglur \4 umvrslufjrreikninga.021.og22.gr.frumvarpsinserueinnigkvWisemltasrstaklega ' aWvrslufjrreikningumogviWbrgWumviWYvaWreglumumYsekkisinnt.VerWuraW  teljaaWviWskiptamennfasteignasalahafibrUnahagsmuniafYvaWsettarsureglurum  skylduYeirratilvarWveislufjrvrslufjrreikningum. `    stWaYykirtilaWrttaaWYeirvextirsemkunnaaWfallavrslufrennitilYesssem S+! fjrmunina,YannigaWekkileikivafiYvaWfasteignasalaberiaWskilahonumYeim.X " YykireinnigrttaWleggjatilaWlagatextanum,enekkireglugerW,verWisrstaklegatekiW # framaWinnstWavrslufjrreikningisekkieignfasteignasala,hnsekkihftaWfarar  $ andlagkrfuhafahansogkomiekkitilskiptaefbhansstirslkrimeWferW. !W% @UmIII.kafla. #'   ReglurYriWjakaflafrumvarpsinseruaWveruleguleytinUmli.0Yessumkaflaerlagttil #( aWgerWarverWivWtkarbreytingarYeimreglumsemgilthafaumeftirlitmeWstarfsemi $ ) fasteignasala.0YvsambandiereinnignauWsynlegtaWleggjatilaWmltverWifyrirum v%N!* skylduaWildaWFlagifasteignasalaogYvverWifengiWmeWlgumveigamikiWhlutverk A&"+ eftirlitimeWstarfsemiflagsmannaYessogUmsaraWrarskyldur.FlagiWmunekkigetarkt  '", Yessarlgbundnuskyldursnar,semeruYgualmannahagsmuna,nemaYvaWeinsaWmlt '#- verWifyrirumskylduaWildaWYv.ErafYeimstWumgerWtillagaumskyldubundnaaWild (z$. aWflaginu.LagtertilaWtengslumviWflagiWogkostnaWYessstarfieftirlitsnefndFlags ( fasteignasalaogaWsnefndhafirkareftirlitsskyldur.X;ergertrWfyriraWsfasteignasali  semstirviWurlgumsamkvmtkvrWunnefndarinnarYurfiaWgreiWaYannkostnaWsem  verWurafmlinu.XaWerYveinkumhiWreglulegaeftirlitogrtaksathuganirsemekkileiWa a tilbeitingarviWurlagasemflagiW,Y.e.allirflagsmenn,greiWir.LagtertilaWflagiWtilnefni T, meirihlutanefndarmannasemskipaWirverWiafd;msmlarWherra.LagtertilaWnefndinhafi  aWvsuekkiskyldubundiWreglulegteftirlitmeWhverjumfasteignasalanemaYriWjahvertr,  ensjlfstWaheimildtilaWgerasrstakarskoWanirnfyrirvara,svoogrkarogskUrar   heimildirtilYessaWknUjafasteignasalatilYessaWfaraaWlgumogg;Wumstarfshttum  X starfisnuaWviWlagWriminningueWasviptingulggildingartmabundiW. K #    ViWkvrWunumskipanreglnaumeftirlitmeWeinstkumstarfsstttumeWastarfsemiber    aWfaraaWkvWumlaganr.27/1999,umopinberareftirlitsreglur,ogreglugerWnr.812/1999,    semsettermeWheimildYeimlgum.SamkvmtYvvoruathugaWirYeirkostirsemfyrir   hendieruumhvernigskipaeigireglumumeftirlitmeWfasteignaslum.Erlj;staWUmsir wO  mguleikarerufyrirhendi.Samkvmtgildandilgumoglgumumsamaefni,semgiltu B  undanYeim,Y.e.lgum34/1986,vareftirlitiWhndumd;msmlarWherra.Einnigkmitil    litaaWfelalgreglustj;rumhverjumstaWeftirlitmeWfasteignaslummeWhliWstWum   httioggerterumYsemhafaatvinnuafmillignguumslunotaWrakutkja,sbr.19.gr. {  lagaumverslunaratvinnu,nr.28/1998.ViWskiptarWherraveitirleyfitilslkrarstarfsemi,en nF eftirlitiWerhndumlgreglustj;raYarsemleyfishafihefurstarfsstW.Brj;tileyfishafiaf 9 sreWamissiskilyrWilagannatilaWhafaleyfiberlgreglustj;raaWtilkynnaYaWviWskipta  rWherrasemsviptirhannleyfinu.Lgreglustj;rigeturlokaWstarfsstWYesssemstundarslu  notaWrakutkjanYessaWhafatilskilinleyfi.XesserudmiaWFjrmlaeftirlitiWhafi r hendieftirlitmeWstarfsemisema.m.k.umsumtsvipartilfasteignaslu,Y.e.vtrygginga e= miWlara,enskv.IX.kaflalagaumvtryggingastarfsemi,nr.60/1994,hefurFjrmlaeftirlitiW 0 eftirlitmeWstarfsemivtryggingamiWlara.XerunntaWltaflagsskapfasteignasalaannast  eftirlitiW,ensskipangildiraWnokkruumlgmenn,sbr.lgumY,nr.77/1998.Lgmanna  flag0slandserskylduaWildarflagoghefurnokkurteftirlitmeWflagsmnnumsnum.Er i YaWaWYvleytiaWtengslumviWflagiWstarfarrskurWarnefndsemhefurrskurWarvaldum \4 greiningumstrflgmanna.AgavaldLgmannaflags0slandsyfirflagsmnnumsnum ' styWstYannigviWheimildirrskurWarnefndar.EftirlitLgmannaflags0slandsmeWflags  mnnumsnumfelsteinnigYvaWstj;rnflagsinsannastskv.13.gr.lagaumlgmenn,nr.  77/1998,eftirlitmeWYvaWlgmaWurupfyllivalltskilyrWifyrirlgmannsrttindum.Komi `  framviWeftirlitflagsinsaWflagsmaWurfullngiekkiskilyrWumYeimsemumrWirberf S+! laginuaWleggjaYaWtilviWd;msmlarWherraaWrttindilgmannsverWifelldniWur. "   XegarlitiWertildanskra,norskraogsnskralagamsjaWeftirlitimeWstarfsemifast # eignasalaerhagaWmeWmismunandihtti.  $ & ,   025.gr.dnskulagannaumviWskiptimeWfasteignir,nr.453/1993,ermltfyrirumaW !W% ?Erhvervs-ogSelskabsstyrelsen annisteftirlitiW,enkvarWanirYessstj;rnvaldsmalmennt J""& kratiliWnaWarrWherra,sbr.31.gr.laganna. #' ',!  0norskulgunumumfasteignaslu,nr.53/1989,er?Kredittilsynet eftirlitsaWilimeWfast #( eignaslum.EkkierufyrirmliYeimlgumumaWkvrWunum?Kredittilsynet megi $ ) skj;tatilannarsstj;rnvalds. v%N!*   07.gr.snskulaganannaumfasteignaslu,nr.400/1995,ermltfyrirumaWeftirlitmeW A&"+ fasteignaslumshj?Fastighetsmklarnmnden ,enkvarWanirhennarmberaundir  '", stj;rnsUslud;mst;la.0nefndYessarisitja,samkvmtstj;rnsUslureglumerumhanagilda '#- (Frordning(1998/1808)medinstruktionfrFastighetsmklarnmndenogFastighetsmklar (z$. frordning(1995/1028)),alltaWsjmennsemskipaWireruafrkisstj;rninni. (   SvosemgerWergreinfyriralmennumhlutagreinargerWarYessararereittaftilefnum  YessaWkveWiWhefurveriWaWrWastendurskoWungildandilgumumfasteigna-,fyrir  tkja-ogskipasluaWreglumumeftirlitmeWYessaristarfsemierst;rlegab;tavant.Reynsl a anhefursUntaWnauWsynerviWvarandieftirlitisemfelstreglubundnumskoWunum T, starfsstWfasteignasala,svoogheimildumtilskyndiskoWanaYegarsrstkstWaYykirtil.  XegarYessummlumerskipaWverWuraWltatilYessaWhversamningurumfasteignakaup,  Yarsemeinstaklingareigahlut,snUstundantekningarltiWumaleiguYeirraogoftastmeira,   Y.e.veigamikinnhlutaafframtWartekjum.Xegarillaferfyrirfasteignasala,hannt.d.missir  X f;tannafjrhagslegagetaYessirmikluhagsmunirviWskiptamannahansveriWuppnmi.XaW K #  hafadminsUnt.XessvegnaverWaaWveraheimildirfyrireftirlitsaWilatilYessaWgera    skyndiskoWanirogfylgjaYvfasteftir,efstaWaeWahagirfasteignasalaeruYannigaWhags    munumviWskiptamannaYeirrashttabin.X;ttbendamegiaWYrreglursemtillagaer   gerWumYrengimjgkostifasteignasalaviWYraWstWuraWeftirlitsnefndintelurnauWsyn wO  legtaWsviptahannlggildingutmabundiW,YverWahagsmunirhansaWvkja.Hannhefur B  fengiWsrstakalggildinguhinsopinberatilYessaWhafaeinkartttilaWstundatilteknastarf    semiatvinnuskyni.XaWerYvekki;eWlilegtaWhannYurfiaWundirgangaststrangarreglur   umeftirlittilYessaWtryggjaaWhagsmunumviWskiptamannahanssekkihttabin. {    Frsj;narh;limannrttindaerYaWeinkumtvenntsemltaYarftilYeimreglumsemtil nF lagaergerWum.AnnarsvegarhvortYaWsamrUmistflagafrelsiskvWi74.gr.stj;rnarskrr 9 innar,einkumkvWi2.mgr.umfrelsitilaWstandautanflaga,aWkveWaumskylduaWild  aWFlagifasteignasala.HinsvegarhvortreglurumheimildirtilhsleitaraWb;khaldi,  skjlumogggnumfaribgaviW71.gr.stj;rnarskrrinnarumfriWhelgieinkalfs. r   UmfyrrnefndaatriWiWerYaWaWsegjaaWskylduaWildaWFlagifasteignasalaernauWsyn e= legtilYessaWYaWgetirktYrskylduropinbersrttareWlissemYaWerulagWarmeWfrum 0 varpinuogboriWafYvkostnaW.Xrskyldur,semlagtertilaWlgfestarverWi,erueinkum  eftirfarandi:   "ikmo    (Zxx ikmo    "i0J"  i0J 2Z!3  Ԉ0    FlagiWsetursrsamYykktirogsiWareglursemsendarerurWherra.i0J;݌i Ќ  "i0J"  i0J& 2Z!3  Ԉ0    FlagiWkemurframfyrirhndfasteignasalagagnvartd;mst;lumogstj;rnvldumum \4 YaumlefnisemvarWastttfasteignasala.Xvert.d.tlaWaWveitaumsgnWurenrW ' herratekurkvrWunumhvortvkjamegifrmeginreglubliWar1.mgr.2.gr.umaW  bfasteignasalahafiekkiveriWtekiWtilgjaldYrotaskipta.i0J&S݌ Ќ  "i0J"  i0J 2Z!3  Ԉ0    FlagiWtilnefnireinnmannpr;fnefndfasteignasala.i0J݌`  Ќ  "i0J"  i0J 2Z!3  Ԉ0    FlagiWtilnefnirtvomenneftirlitsnefndYess,ennefndinhefurvWtkareftirlitsskyldur S+! ogheimildirtilaWbeitaskilgreindumviWurlgum.i0J݌" Ќ  "i0J"  i0J 2Z!3  Ԉ0    & , EftirlitsnefndflagsinsstarfartengslumviWYaWogkostnaWYess.i0JH݌# Ќ  "i0J"  i0JE 2Z!3  Ԉ0    FlagiWleggureftirlitsnefndtilstarfsmann.i0JEr݌ $ Ќ  "i0J"  i0J> 2Z!3  Ԉ0    FlaginuberaWgeratillgurtilrWherraumreglurumvrslufjrreikninga.i0J>k݌!W% Ќ    X',essarvWtkuskyldurgeturflagiWekkiinntafhendi,nemaYaWhafitilrWstfunarum J""& talsverWafjrmuniogekkierunntaWgerarWfyrirWrumtekjuliWumYessenflagsgjldum. #' BerYvnauWsyntilaWallirfasteignasalarsuflagsmennYveftirlitiWtekurtilYeirraallra #( ogYrskyldurflagsinssemgetiWeraWframaneruYguallrafasteignasala.Hagurfast $ ) eignasalaerekkifyrirborWborinnY;ttYeimstlaWaWkostaeftirlitmeWstarfseminni,enda v%N!* erYaWmeginreglanumYsemeruundirlgboWnuopinberueftirliti,sbr.t.d.16.gr.lagaum A&"+ opinberteftirlitmeWfjrmlastarfsemi,nr.87/1998,og4.mgr.3.gr.lagaumlgmenn,nr.  '", 77/1998. '#-   UmsWarnefndaatriWiW,Y.e.YegareftirlitsnefndFlagsfasteignasalaerheimiluWhsleit (z$. YvskyniaWaflagagnaviWranns;knmls,verWuraWskipareglumsamrmiviW71.gr. ( stj;rnarskrrinnar,enYarerkveWiWumaWekkimegigerahsleitnemasamkvmt  d;msrskurWieWasrstakrilagaheimild.MikilvgteraWreglurfelisrskUrskilyrWiYess  aWhsleitmegiframkvma.SamkvmtreglumfrumvarpsinsermiWaWviWeftirfarandiskil a yrWi: T,   AWeftirlitsnefndFlagsfasteignasala,eWaflaginusjlfusemkemurYvtileftirlitsnefnd  ar,hafiboristtrverWugbendingummisfellurstarfsemifasteignasala.HiWsamaviWef  eftirlitsnefndkemstaWYessuviWreglubundnaskoWuneWaskyndiskoWunY;ttekkisstWa   tilaWtakaYaWsrstaklegafram,svosjlfsagtsemYaWer.  X   AWfasteignasalineitieftirlitsnefndumaWgangaWstarfsstWsinni,ekkinstaWaflasam K #  YykkishanseWatlamaWbrUnumranns;knarhagsmunumverWiteflttvsUnuefleitaWer    samYykkishans.      AWeftirlitsnefnd;skiaWstoWarlgreglutilaWfullngjaeftirlitinu,enYvfelstaWleitfer   einungisframundirstj;rnlgreglu.UmframkvmdinaervsaWtilkvWiXI.kaflalagaum wO  meWferWopinberramla,nr.19/1991.0YvfelstfyrstalagiaWlgreglameturfrumstigi B  hvernighneigiaWbregWastviWbeiWnieftirlitsnefndarumhsleitogWrulagi,eflgregla    telurekkistWutilannarsenaWverWaviWbeiWnieftirlitsnefndar,aWmeginreglanersaW   hsleitsemfergegnandmlumviWkomandifasteignasalafereinungisframsamkvmtr {  skurWid;mara,sbr.1.mgr.90.gr.laganna.FramkvmdinyrWisaWeftirlitsnefndFlags nF fasteignasalakrefWifasteignasalaYannsemtilranns;knarvriumaWgangaWskrifstofuhans. 9 EfhannneitareWaYarfinnstekkertb;khald,skjleWaggnsemleitaWeraWogtlamaW  YausuWrumstWumsemeftirlitsnefndersynjaWumaWgangaWsnUrhnsrtillgreglu  meWbeiWni.LgreglanleggursittmatbeiWninaogtilefnihennarogefkvrWunertekin r umaWhaldaframleggurlgreglabeiWnifyrird;mara.UmheimildirtilaWleitastWum, e= semaWrirenfasteignasalihafaforrWi,gildakvWi2.mgr.89.gr.laganna.VerWuraWtla 0 aWmeWYessusuhagsmunirfasteignasalaogfriWhelgieinkalfshansogfjlskylduhans  tryggWir,svosemYaueigakrfutil.    UmfrekariskUringarverWuraWvsatilskUringameWeinstkumgreinumYessakafla i frumvarpsins. \4 @rrUm18.gr.    0YessarigreinerutillguraWreglumumskylduaWildaWFlagifasteignasalaogUmis  kvWiumhlutverkflagsins,enreglurumYaWervWaraWfinnafrumvarpinu. `  & a   01.mgr.ergerWtillagaaWskylduaWildaWflaginuogerrkstuttaWframanhversvegna S+! slktsnauWsynlegtYguhagsmunaalmennings,Y.e.YeirrafjlmrgusemviWskiptieiga " 'aSviWfasteignasala.0YvsambandimgetaYessaWriW2001varveltafasteignamarkaWi # samkvmtrsskUrsluFasteignamatsrkisinsfyrirYaWr(bls.54)um115milljarWarkr.,  $ tplegahelminguraftekjuliWfjrlagafyrirYaWr.FjldikaupsamningaumfasteignirYaW !W% rvarsamkvmtsmuheimild10.189ogaWilaraWYeimsamningumYva.m.k.tvfaltfleiri. J""& XaWmYvfullyrWaaWstrffasteignasalaogeftirlitmeWYeimsuYgualmannahagsmuna. #' ViWmatYvhvortYaWsamrUmdistflagafrelsiskvWi74.gr.stj;rnarskrrinnarvarauk #( skUringaYvkvWilitiWtil11.gr.mannrttindasttmlaEvr;pu,sbr.lgnr.62/1994, $ ) d;msHstarttar1998,bls.718,ogMannrttindad;mst;lsEvr;pufr30.jn1993mli v%N!* SigurWarrmannsSigurj;nssonargegn0slandi.SrstaklegavarlitiWtilstWuLgmanna A&"+ flags0slands.FullyrWamaWFlagifasteignasalastlaWveigameiraopinbersrttarlegt  '", hlutverk,effrumvarpYettaverWuraWlgum,enLgmannaflag0slandshefur.Ereinkumtt '#- viWhiWvWtkaeftirlitshlutverksemeftirlitsnefndflagsins,semstarfartengslumviWYaW (z$. ogkostnaWYess,hefur.SkalsrstaklegatekiWframaWskylduaWildaWFlagifasteignasala ( erbundinviWYannhlutastarfsemiYesssemlUturaWhinumopinbersrttarleguskyldum.  Reksturflagsdeildaumnnurmlefni,semheimilaWurerskv.7.mgr.,kemureinungistil  effasteignasalarvilja,endaerYeimfrjlstaWkveWahvortYeirviljaeigaaWildaWYesshttar a deildum.KostnaWurviWreksturslkradeildaskalaWgreindurfrWrumfjrhagflagsinsog T, greiddursrstaklegameWframlgumYeirrasemkj;saaWeigaaWildaWYeim.    02.mgr.ermltfyrirumaWflagiWskulisetjasrsamYykktir,ogeinsoggerWergrein  fyrirnstaWframanaWYaWmegiekkihafameWhndumaWrastarfsemienYsemsrstak   legaermltfyrirumlgunum.X;ervsaWtil6.mgr.umstarfsemiflagsdeilda.Xarfnast  X YettakvWiekkifrekariskUringa. K #    03.mgr.ermltfyrirumaWflagiWskulisetjaflagsmnnumsnumsiWareglur,ensiWa    reglurstarfsstttaeinsogfasteignasalaerumikilvgurvegvsirumg;Wahttufasteigna    slu.     04.mgr.erlagtfyrirflagiWaWsendarWherrasamYykktirsnarogsiWareglur,svoog wO  breytingarYeimYegareftirsamYykktYeirra.RWherraerekkiskilinnsrstakurrttur B  Yessusambandi,t.d.YarfhannekkiaWsamYykkjasamYykktirflagsinseWabreytingar    Yeim.RWherraerY;nauWsynaWhafahverjumtmarttuppfrWarsamYykktirogsiWa   reglur,t.d.afYvaWskj;tamkvrWunumeftirlitsnefndarflagsinstilhanstilrlausnar. {    05.mgr.ermltfyrirumaWFlagfasteignasalaskulikomaframfyrirhndflagsmanna nF sinnagagnvartd;mst;lumogstj;rnvldumumYaumlefnisemstttYeirravarWa.FlagiW 9 erYvmlsvariflagsmannasinnaoggtirhagsmunaYeirrat.d.aWYvervarWarupplUsingar  umstrffasteignasala.FlagiWerhinnb;ginnekkivettvangurkvarWanaumgjaldtku,  endaverWurhnaWfaraframgrundvellikvarWanahversfasteignasala.UndirYettahlut r verkflagsinsfellurm.a.skyldaYessskv.2.mgr.2.gr.tilaWltarWherratumsgnWur e= enhanntekurkvrWunumhvortveitaundanYgufrbsforrWisskilyrWibliWar1.mgr. 0 2.gr.    06.mgr.erflaginuheimilaWaWstofnaflagsdeildirsemsinna;lgkveWnumverkefnum,  svosemtilYessaWtryggjaaWflagsmnnumogstarfsmnnumYeirrastanditilboWaeWlilegir i kostirumsmenntun.EkkifelstYessuaWflagsdeildinYyrftiaWannastYettasjlf,heldur \4 gtihnt.d.samiWviWendurmenntunardeild/smenntunardeildhsk;laumaWhaldanm ' skeiWumtiltekinefnisemflagsdeildintkiaWsraWkynnaoghvetjaflagsmennog/eWa  starfsmennYeirratilaWskja.ErusjlfusrekkinnurtakmrkfyrirYvhvaWastarfsemi  slkarflagsdeildirgetarekiW,svofremisemYaWsamrUmistsamYykktumflagsinsog `  kvrWunumstarfseminaertekinmeWrttumhtti.NrtkasteraWfrjlsarflagsdeildir S+! standifyrirmennunarkostumogflagslegriafYreyingufyrirflagsmennogstarfsmenn " Yeirra. # @rrUm19.gr. !W%   0YessarigreinerukvWiumeftirlitsnefndFlagsfasteignasala. J""&   01.mgr.ermltfyrirumaWtengslumviWflagiWskulistarfaeftirlitsnefnd.OrWalagiW #' ?tengslumviW erhiWsamaognotaWer3.mgr.3.gr.lagaumrskurWarnefndlgmanna #( lgumumY,nr.77/1998.0YessufelstaWeftirlitsnefndinerekkihlutiafstj;rnskipulagi $ ) FlagsfasteignasalaogtekurekkiviWfyrirmlumfrflaginu.Nefndinerstj;rnsUslunefnd v%N!* skilningi2.mgr.1.gr.stj;rnsUslulaga,nr.37/1993.HnerskipuWafrWherraoghennier A&"+ tlaWaWtakakvarWanirumrttogskylduYeirrasemundireftirlithennarfalla.kvrWunum  '", hennarumminningu,umtmabundnasviptingulggildingarogumlokunstarfsstWvarm '#- skj;tatilrWherrasemWrasettsstj;rnvalds.NefndinstarfartengslumviWFlagfasteigna (z$. sala,svosemfyrrgreinir,enYvfelstaWflagiWstendurstraumafkostnaWiviWstarfhennar ( ogsrhennifyrirstarfsmanni.AfYessuleiWiraWflaginuberaWsjeftirlitsnefndinnifyrir  aWstWu,ensaWstaWageturveriWstarfsstWflagsinsefYveraWskipta.FlagiWtilnefnir  einnigmeirihlutanefndarmanna. a   Fyrirmlieru1.mgr.umhvaWahfiskrfureigiaWgeratilYeirrasemskipaWireru T, nefndina.MlterfyrirumaWeinnskuliverafasteignasali,annarlggilturendurskoWandi  oghinnYriWji,semskipaWurerafrWherrantilnefningar,skalveralgmaWurogfullngja  skilyrWumtilYessaWgegnaembttihstarttard;mara.kvWiumsamsetningunefndar   innarrWastafYeimfagleguatriWumsemtlamaWreynihelststarfihennar.Nefndin  X YarfaWbayfirYekkingub;khaldi,reglumumfasteignasluogumlgfrWilegatriWi.Sr K #  staklegaertekiWframaWumvaramenngildismuhfiskrfur.      kvWiII.kaflastj;rnsUslulagaumsrstakthfigildaeinnigumhfinefndarmannaviW    meWferWhversmls.     Einsogfyrrsegirernefndinstj;rnvald.kvWistj;rnsUslulagagildaYvumstrfhennar wO  ogstarfsaWferWir.hinnb;ginnverWuraWltatilYessaWnefndinhefurtakmrkuWrrWi B  tilviWurlaga,Y.e.minninguogtmabundnasviptingulggildingar,aukrttarogskyldutil    aWkrefjastlokunarstarfsstWfasteignasala.HneinnigaWkvarWakostnaWafmli.Henni   ertlaWaWvinnahrattogoftviWaWstWurYarsemekkiert.d.mgulegtaWgefaYeimsem {  stirranns;knkostaWgtahagsmunasinna.VerWurYvaWskUrareglurstj;rnsUslulaga nF Yessulj;si,endaerorWalagUmissakvWafrumvarpsins,einkum21.gr.,srstaklegamiWaW 9 viWYessaraWstWur.    02.mgr.ermltfyrirumaWYaWsFlagfasteignasalasemberkostnaWafYvstarfi  nefndarinnarsemhennierfaliWmeWlgunum.FrYessuersundantekninggerWaWfast r eignasalisemstirranns;kneWaaWgerWumeftirlitsnefndarsemlUkurmeWYvaWhanner e= beitturviWurlgumertilgreinderu7.mgr.22.gr.aWgreiWakostnaWafranns;knog 0 mlsmeWferW.SkostnaWurrennurtilFlagsfasteignasala.XaWerYvkostnaWureftirlits  nefndarsemfelsthinureglulegaeftirlitiogrtaksskoWunum(skyndiskoWunum)semgreiWist  jafntafllumflagsmnnum.FlagiWgeturlagtflagsmennsnargjaldtilaWstanda i straumafYessumkostnaWi.EkkierviWYvaWbastaWflagiWhafiaWratekjustofnaa.m.k. \4 upphafiogYessvegnaverWuraWtlaaWflagsmennstandisjlfirstraumafllumkostnaWi ' flagsinsmeWrgjldum.    03.mgr.ermltfyrirumaWflagiWskulisjnefndinnifyrirhfumstarfsmanni.Ekkier  tekiWafskariWumYaWhvortumfulltstarfYurfiaWveraaWrWa,entlamaWYaWsnauW `  synlegtbyrjunYegarnefndineraWntkumeftirlitsskyldumsnum.YrWiYettaaWrWast S+! afYeirriYrfsemerfyrireftirlitiW. " & ,   Lokser4.mgr.kveWiWaWnefndarmennsubundnirYagnarskylduumalltsemYeir # komastaWstrfumsnumogaWhnhaldisteftiraWYeirltaafnefndarstrfum.HiWsama  $ viWumstarfsmanneWastarfsmennnefndarinnar. !W% ',E @rrUm20.gr. #'   0YessarigreinerukvWiumhlutverkeftirlitsnefndarFlagsfasteignasala.kvWium #( hlutverknefndarinnareruYremurhlutum.01.mgr.eralmenntkvWiumhlutverkhennar, $ ) 2.mgr.erusrstaklegatilgreindnokkurveigamikilatriWisemhnaWfylgjastmeWog v%N!* YriWjalagierleitastviWaWmlafyrirumhverthlutverknefndarinnarviWeftirlitsYegar A&"+ hluteigalgmennsemeinnigstundafasteignasluoglgmennsemseljaeinstakareignirsem  '", Yttlgmannsstrfumsnum,t.d.bskiptum. '#-   01.mgr.er,semfyrrgreinir,almenntkvWiumhlutverkeftirlitsnefndarinnar.Xarsegir (z$. aWnefndineigiaWhafaeftirlitmeWYvaWfasteignasalarstarfisamrmiviWfyrirmlilaga ( YessaraogsiWareglurFlagsfasteignasala,svoogsamrmiviWg;Warvenjurfasteigna  slu.0YessarialmennureglufelstaWeftirlitsskyldurnefndarinnareruvWtkarogekki  bundnarviWYaueinstkuatriWisemtalineruupp2.mgr. a   &  02.mgr.erusvotaldiruppYeirYttirstarfsemifasteignasalasemnefndinskalsr T, staklegafylgjastmeW.Xessiupptalningerlj;sikvWis1.mgr.ekkitmandi,enfelurs'Tr  Yau&  atriWisemteljaverWuraWmikilvgastsaWnefndintakitilskoWunarYegarhnfram  kvmireftirlitsitt.'     EkkierstWatilaWskUrasrstaklegakvWia!cliWar.0dliWermltfyrirumaWeftir  X litsnefndingangirskuggaumaWfasteignasaligeriYauskjlsemhonumberaWgera.Ekki K #  erstWatilaWtlaaWmisbrestursYvaWkauptilboW,kaupsamningarogafslsugerW,    enhinnb;ginner,miWaWviWnverandiaWstWur,stWatilaWtlaaWekkisngilega    velstaWiWaWgerWsamningaumsluYj;nustunhelduraWngilegasvandaWtilgerWarslu   yfirlits.BernefndinniaWgangaeftirYvhvortYessiskjlsugerWogdliWerkveWiWum wO  aWhnskuliathugahvortskjlinsuekkigerWrttumtma,enYvfelstaWnefndint.d. B  aWgangarskuggaumaWsluyfirlitsgertWurentilboWergertfasteignogYaWeWa    lj;sritYessaWverakvittaWfyrirm;tttkuogmeWtmasetninguafYeimsemgerirtilboW.     0gliWerkveWiWumaWnefndineigiaWfylgjastmeWYvaWhagsmuniraWilasamnings {  suekkifyrirborWbornirsamningum.0YessufelstaWnefndint.d.aWfylgjastmeWYvaW nF greiWslukaupverWsfasteignasYannighttaWsamkvmtsamningiaWkaupandisaldrei 9 YeirristWuaWhafagreittsvomikiWafkaupverWinuaWstaWahanssekkitryggefseljandi  aflttirekkiYeimveWskuldumsemhannaWafltta.    03.mgr.erkveWiWumaWeftirlitsnefndineigiaWhafaeftirlitmeWstrfumlgmannasem r stundafasteignaslu,Y.e.YeirrasemfengiWhafalggildingusemfasteignasalar.Nefndin e= YaWhafasmuheimildirgagnvartYeimlgmnnumogfasteignaslum,eneftirlitsvald 0 hennarerY;takmarkaWviWYannhlutastarfsYessaralgmannasemlUturaWfasteignaslu  strfum,b;khaldi,skjlumogggnumsemYannYttvarWa.NefndinverWuraWhafaallar  smuheimildirtileftirlitsmeWfasteignaslustrfumgagnvartYessumh;pioggagnvartfast i eignaslum.ttiYaWekkiaWveravarhugavertlj;siYessaWnefndarmennogstarfsmaWur \4 nefndarinnareruallirbundnirYagnarskylduognefndinstrfumsnumaWfaraaWsam ' kvmtfyrirmlumstj;rnsUslulagaaWYvleytisemkosturer.EftirlitsnefndinnierekkitlaW  aWhafaeftirlitmeWYeimtilvikumerlgmennseljafasteignirsemhlutaafeinstkumlg  mannsstrfumYeirra.XettaerueinkumtilvikerlgmaWurhefurmeWhndumbskipti. `  LgmaWurmekkisinnamillignguumviWskiptimeWfasteignir,fyrirtkieWaskiprkara S+! mliensvoaWrugglegasumaWrWahlutaafWrulgmannsverkefnihans,t.d.bskipt " um.ViljihannsinnaYessarimilligngurkaramliverWurhannaWaflasrlggildingar # semekkierviWurhlutamikiWfyrirhann.Xykir;varlegtaWeftirlitsnefndhafieftirlitmeWWr  $ umenYeimsemfengiWhafalggildingutilfasteignasluogverWuraWteljaaWeftirlitskerfi !W% meWlgmnnumsngilegatrausttilaWannasteftirlitmeWYessumtilfallandistrfumlg J""& manna.XessberY;srstaklegaaWgetaaWeflgmaWurtekuraWsrslktilfallandiverkefni #' tengslumviWannaWverWurhannaWfaraeftirefnisreglumfrumvarpsins,sbr.einkumkvWi #( II.kafla,einsogfasteignasalar. $ ) @rrUm21.gr. A&"+   0YessarigreinerukvWiumheimildirogskyldureftirlitsnefndarFlagsfasteignasala.  '", Skiptamefnigreinarinnarfj;raYtti.0hinumfyrsta,Y.e.1.og2.mgr.,erukvWium '#- skilfasteignasalayfirlUsinguendurskoWandaumaWmeWferWhansreikningsriWundan (z$. fjrmunumviWskiptamannahanshafiveriWsamrmiviWlginogreglurumvrslufjrreikn ( inga.0WrumYtti,Y.e.3.mgr.,erukvWiumskoWunarheimildirogskyldureftirlitsnefnd  arinnar,annarsvegarheimildtilfyrirvaralausraskoWanaoghinsvegarskyldubundnarskoW  anirYriWjahvertr.0YriWjaYtti,Y.e.4.mgr.,erukvWiumskyldunefndarinnartilrann a s;knaYegarsrstktilefnierutilogkostihennartilleitaraWggnumeinnigYegarser T, ranns;knstir,eWaannar,neitarhenniumaWgangaWstWumYarsemtlamaWskjleWa  nnurggnsugeymd,ekkireynistunntaWaflasamYykkisYeirraeWatlamaWbrUnum  ranns;knarhagsmunumverWiteflttvsUnuefleitaWersamYykkishans.0fj;rWaYtti,Y.e.   6.mgr.,erukvWiumskyldunefndarinnartilaWtilkynnalgregluefhntelurrefsiverW  X brothafaveriWframinstarfsemifasteignasala. K #    UmfyrstaYttinnskalYessgetiWaWskyldafasteignasalastendurtilYessaWskilayfirlUs    ingulggiltsendurskoWandatileftirlitsnefndar.HannYarfekkiaWskilarsreikningisnum,    eWab;khaldi,endaenginsrstkYrfYv.EftirlitsnefndhefurheimildtilaWgangsaWYess   umggnumreglubundnueftirlitisnu,svoogsrstkumskoWunumogranns;knum.Ein wO  ungisYarfaWskilafyrirvaralausriyfirlUsingulggiltsendurskoWandaumaWhannstaWfesti B  aWfasteignasalinnhafisWastareikningsrifariWmeWfjrmuniviWskiptamannasinnaeins    ogkvWifrumvarpsinsogreglurumvrslufjrreikningabj;Wa.SlkyfirlUsingafhlfuend   urskoWandafelursrstaWfestinguafhanshlfuummeWferWfjrmuna.HannYarfYvaWeiga {  aWgangaWb;khaldiogWrumggnumfastaeignasalatilYessaWgetagefiWyfirlUsinguna. nF   YfirlUsingunniberaWskilafyrirlokgstrhvert,vegnanstliWinsreikningsrs.XaWer 9 brUntaWYessiskilfarirttilegafram,endaerskyldafasteignasalaumlgboWnameWferW  fjrmunumviWskiptamannalykilatriWi.SyfirlUsinguekkiskilaWrttuhorfiogYessefnis  semkrafisterverWaaWveraskUrarheimildirtilviWbragWaafhlfueftirlitsnefndar.Ekkier r unntaWtilokaaWgildarstWursufyrirYvaWyfirlUsinguerekkiskilaWrttumtma.Er e= YvlagttilaWnefndinskulifyrstuveitatveggjaviknafresttilskilaefYaufaraekkifram 0 fyrirlokgst.MiWaWerviWaWfasteignasalarskiliaWeiginfrumkvWiyfirlUsinguinnanhins  tilgreindatma.EftirlitsnefndinekkiaWYurfaaWkallaeftirhenni.BeristyfirlUsinginekki  ogengarskUringar,semfasteignasalaeinnigaWhafafrumkvWiaWYvaWkomameW, i hlUtursviptinglggildingaraWverayfirvofandi.SYannigekkifariWeftirreglumumskil \4 innanYessfrestsogfullngjandiskUringardrttiekkiveittarskaleftirlitsnefndinsvipta ' fasteignasalalggildingutmabundiW.EinsskalfaraaWefyfirlUsingunnierekkiskilaWfyrir  1.okt;ber,hvaWaskUringarsemYvkunnaaWvera.EffasteignasaligeturekkiskilaWslkri  yfirlUsinguerYaWvsbendingumaWmeWferWhansfjrmunumviWskiptamannasinnas `  ekkisamrmiviWreglursemumhanagilda.EkkierunntaWleggjatilaWannarenhannberi S+! httuafYvhvortslkvsbendingerrtteWarng.0samrmiviWYaWerlagttilaWreglum " verWiskipaWsvoaWsviptaberihanntmabundiWlggildinguefvanhldverWaskilumaf # hanshlfu.  $   UmannanYttinn,Y.e.umheimildirogskyldureftirlitsnefndartilYessaWskoWab;khald, !W% llskjlfasteignasalasemtengjastrekstrihanseWaeinstkummlum,erukvWi3.mgr. J""& MiWaWerviWaWreglubundiWeftirlitsekkisjaldnarenYriWjahvertrhjhverjumfasteigna #' sala.EftirlitsnefndinverWuraWmetameWhliWsj;nafaWstWumhvemiklaranns;knhnaW #( framkvmaslkumreglubundumskoWunum.HjYeimfasteignaslumsemreynslansUnir $ ) aWhafallsnml,YarmeWtaliWskjalagerW,uppgjrogannaWg;Wuhorfi,ervartYrf v%N!* tarlegumranns;knum.HjWrumgtislktYurftY;ttumreglubundnaskoWunsaWrWa. A&"+ HjYeimfasteignaslumsemfylgjalgumogreglumstarfsemisinnittiYveftirlitYaW  '", semhrergerWtillagaumekkiaWveraYyngjandi.TilviWb;tarhinureglulegaeftirlitihefur '#- nefndinheimildtilYessaWskoWahvenrsemerognfyrirvarab;khaldogllskjlfast (z$. eignasala.NefndingeturkveWiWafsjlfsdWumaWframkvmaathuguneftirslembirtaki, ( eneinniggeturveriWaWslkskoWunsframkvmdaWgefnutilefni.    UmYriWjaYttinn,Y.e.hvernigmeWeigiaWfaraefnefndinniberasttrverWugarupplUs  ingarumaWmisfellursustarfifasteignasala,erukvWi4.mgr.Efnefndinniberasttr a verWugarbendingareWaFlagfasteignasalakemurtilhennarslkumbendingumberhenni T, aWbregWastviW.GerWurerskilnaWurumaWbendingarsutrverWugar.NefndinverWuraW  leggjamattvenntYessusambandi,Y.e.annarsvegarhvorttilefnibendingarinnarsml  efnalegtoghinsvegarhvortefniYeirrarmisfellusembendinginlUturaWsYannigaWYaW   mundiaWlkindumleiWatilminningareWasviptingarlggildingarefrttreyndist.Efbend  X ingfullngirYessumskilyrWumbernefndinniaWhefjaranns;knmlinu,m.a.meWskoWun K #  starfsstWfasteignasalaeWaWrumstaWefb;khald,skjleWannurggnfinnastekki    starfsstWinni.NefndinYarfekkiatbeinalgreglutilaWleitaeffasteignasalisamYykkirYaW.    EfhannsynjareftirlitsnefndumaWgang,ekkinstaWaflasamYykkishanseWatlamaW   brUnumranns;knarhagsmunumverWiteflttvsUnuefleitaWersamYykkishans fermliW wO  hinnb;ginnannanfarveg.0YeimtilvikumbereftirlitsnefndinniaWsnasrtillgregluog B  biWjaumaWstoWviWframkvmdleitar.Lgreglamundi;skaeftirrskurWid;maraogstj;rna    leitgrundvellislksrskurWar.ErumframkvmdinavsaWtilXI.kaflalagaummeWferW   opinberramlaogYykirYaWekkivarhugavert,endaerYessifarvegurleitarYekkturogundir {  stj;rnlgreglusemhefurreynsluafslkumaWgerWumogYekkinguframkvmdYeirra. nF Eftirlitsnefndmundiekkistj;rnaslkrileitenveraviWstdd,einkumtilaWtryggtsaWekki 9 sleitaWaWWrumggnumenYrfervegnaranns;knarhennar.MeWYvaWskilyrWileitar  erutarlegaskilgreind4.og5.mgr.ogaWreglurXI.kaflalagaummeWferWopinberramla  gildiumframkvmdhennar,eftiraWd;msrskurWurerfenginn,ttiaWveralj;staWreglur r frumvarpsinsfaraekkibgaviWkvWi71.gr.stj;rnarskrrinnarumverndfriWhelgi e= einkalfs. 0   Fj;rWiYtturinnvarWarYautilvikereftirlitsnefndtelursigkomastaWYvaWfasteignasali  hafiframiWrefsivertbrotstarfsemisinni,einsogtilgreinter6.mgr.XbernefndinniaW  tilkynnalgregluYaWmeWformlegumhtti.EfnislegaverWurslktilkynningaWhafaaW i geymalUsingutilgreindumbrotum,a.m.k.efekkierauglj;sthverjuYaWeWaYaufelast. \4 LgreglanmeturYaWsvohvorthefjaberiopinberaranns;kn.AlmenntverWuraWteljaaWYaW ' sekkiheppilegtaWtveiropinberiraWilar,hreftirlitsnefndinoglgregla,suaWrannsaka  samaeWasmubrot.XettasrstaklegaviWYegarranns;knbeinistbWumtilvikumaWYv  aWstaWreynahvortbrothafiveriWframiWsemefrttreynistmundileiWatilsmueWasam `  kynjarefsinga.Hrersekkiraunin.Ranns;kneftirlitsnefndarinnargeturlokiWmeWYvaW S+! hnveitirminningueWasviptirfasteignasalalggildingutmabundiWoglokistarfsstW,auk " YesssemhennigeturlokiWmeWYvaWengraaWgerWateljistYrf.Nefndinnibereinnig,ef # viWurlgumeWalokunerbeitt,aWkvarWakostnaWsemfasteignasalaberaWgreiWavegna  $ ranns;knarogmlsmeWferWar.Ranns;knlgreglumiWaraWYvaWaflaallragagnaog !W% upplUsingatilYessaWkruvaldisunntaWmetahvortskjaberifasteignasalanntilsakar. J""& EfhannteldistsekurhefWihannunniWtilrefsinga.MeWYvaWmarkmiWranns;knareftirlits #' nefndarinnaroglgregluer;lktereWlilegtaWnefndinljkiranns;knsinniogtakikvrWun #( umminningueWasviptingulggildingarogeftiratvikumlokunstarfsstWvargrundvelli $ ) ranns;knarinnar;hWYvhvortlgreglahefurhafiWopinberaranns;kneWaekki.Mlskot v%N!* tilrWherraniWurstWunefndarinnarfereinnigfram;hWranns;knogaWgerWumlgreglu. A&"+ @rrUm22.gr. '#-   0YessarigreinerureglurumrrWieftirlitsnefndartilaWbeitaviWurlgumogkvarWa (z$. kostnaW.Xauerueinungistvennskonar,Y.e.minningogtmabundinsviptinglggildingar. ( AWaukigeturhnltiWlokastarfsstW,semersrstaktrrWi,eftilgreindskilyrWierufyrir  hendi.TilviWb;tarYessubernefndinniaWkvarWakostnaWYannsemfasteignasalaberaW  greiWavegnaranns;knrogmlsmeWferWar.0greininnierugerWartillgurumreglursemfela a sraWskilyrWiminningarogY;einkumtmabundinnarsviptingarlggildingareigaaWvera T, skUr.hinnb;ginnverWuraWtakatillittilYessaWundantekningaltiWerumiklirhagsmunir  viWskiptamannauppnmiYegarfasteignasalibregststarfsskyldumsnum.minningervart  tilYessfallinaWhafahrifYegarmlerukomin;efni.Xessvegnaertmabundinsvipting   lggildingarnrtktrrWisemunnteraWbeitatil& a aWYvingafasteignasalatilaWfaraaW  X lgumogg;WumsiWumstrfumsnum.VerWuraWteljaaWreglurYessarargreinarhlj;ti K #  einnigaWhafavarnaWarhrifY;ttYaWsvandmetiW.'a 5V      01.mgr.erureglurumtilvikYegareftirlitsnefndtelurfasteignasalahafabrotiWafsr    strfumsnum.FyrstuaWgerWirnefndarinnarslkumtilvikumeruaWskorafasteignasala   aWbtarWsittntafar.GerihannYaWekkiveitirnefndinhonumminningu.XaWgerirhn wO  einnigefbrothanserekkismvgilegt.0YeimtilvikumsemhrumrWirbernefndinniaW B  gefafasteignasalakostYvaWkomaaWsj;narmiWumsnum.ErYaWsamrmiviWreglur    IV.kaflastj;rnsUslulaga,nr.37/1993,umandmlartt.     02.mgr.erureglurumYrennskonartilviksemllleiWatilsmuniWurstWu,Y.e.tma {  bundinnarsviptingarlggildingar.Xessitilvikeru:XegarfasteignasalilturekkiskipastviW nF minninguskv.1.mgr.,YegarhannhefurbrotiWalvarlegaskyldursnarsemfasteignasaliog 9 YegarhannhefurveriWtrekaWminnturvegnabrotasinna,nYessaWstarfsemihansteljist  komingotthorf.0sWastnefndumtilvikumgeturaWstaWanveriWsaWfasteignasalihafi  sjlfusrleitastviWaWbtarWsittYegarhannhefurveriWminntur,enhannhafiveriW r trekaWminnturogstarfsemihanserenn;fullngjandihorfi,t.d.vegnaYessaWafturhafi e= sigiW;gfuhliWinahjhonum,eWasvomargarmisfellursurekstrihanseWavinnubrgW 0 umaW;viWunandiverWiaWtelja,Y;tthverogeinYeirrase.t.v.ekkialvarleg.  & a   WureneftirlitsnefndgrpurtilYessaWsviptafasteignasalalggildinguYessumtilvikum  berhenniaWgefahonumkostYvaWneytaandmlarttar.XaWerekkialltafhgt,t.d. i 'a^vegnaalvarleikabrotseWaafYvaWYaWerfyrirsjanlegameWllutilgangslaust.Eftirlits \4 nefndverWurY;lj;siYessaWummikilsverWstarfsrttindieraWrWaaWnUtaYaWsvigrm ' semkannaWverafyrirhenditilaWgefafasteignasalakostaWnotaandmlarttsinn.    03.mgr.erureglurumviWbrgWeftirlitsnefndarYegarfasteignasaliertalinnberaWtil  teknumbrotum,Y.e.hannsinnirekkireglumummeWferWfviWskiptamannasinna.Telja `  verWuraWslkbrotsualltafalvarlegogYaubendajafnantilYessaWfasteignasalasekkiaW S+! fullutreystandifyrirhagsmunumviWskiptamannasinna.SYesskosturberY;eftirlitsnefnd " inniaWgefahonumfriaWbtarntafar.GerihannYaWekki,eWaefekkierrWrmtil # aWgefahonumkostrb;tumeWaYaWhefurengaYUWinguvegnaYessaWmlumersvoilla  $ komiW,brott.d.svoalvarlegtaWYaWsenginnmguleikiYvaWfasteignasaligetibttr, !W% skalnefndinsviptahanntmabundiWlggildingusemfasteignasali. J""&   04.mgr.ereftirlitsnefndgertaWlokastarfsstWYessfasteignasalasemsvipturhefurveriW #' lggildingusinnitmabundiW,enhntelurhttaYvaWhannhafisamtmillignguumfast #( eignaviWskipti.EftirlitsnefndberaWleitaatbeinalgreglutilaWlokastarfsstW,enhefurekki $ ) heimildirtilYesssjlf. v%N!*   05.mgr.erukvWisemheimilaeftirlitsnefndaWafturkallatmabundnasviptingulg A&"+ gildingar.XaWgeturhngerteffasteignasalisUnirframaWhannhafibttaWfullurYv  '", semb;tavantvarrekstrihanseWavinnubrgWumogvartilefnisviptingarinnar.Slkt '#- kvWiereWlilegt,endamarkmiWumhinnartmabundnusviptingarnW.XaWhorfirtilskil (z$. virkniaWnefndinhafibeinalagaheimildtilendurupptkumlsinsstaWYessaWfasteignasali ( YurfiaWskj;tamlisnutilrWherratilYessaWflggildingunaaftur.HannhefurbrUna  hagsmuniafYvaWgetahafiWstrfaftursemfyrstogefhannhefurbttaWfullurYvsem  sviptinginvarreistverWuraWteljaYhagsmunihansrttmta. a   06.mgr.erlagttilaWsettverWihmarkYanntmasemhintmabundasviptingm T, standa.ErYaWnauWsynlegtakmrkunvaldieftirlitsnefndarsemgeturYurftaWtakakvrW  un&  umsviptingulggildingarstuttumtmaogjafnvelnYessaWrWrmstilYessaWgefa  fasteignasalakostaWneytaandmlarttar.'"l     07.mgr.ermltfyrirumtilkynningarskyldueftirlitsnefndartilrWherra.Mlsgreinin  X YarfnastekkiskUringar. K #    08.mgr.ermltfyrirumaWefeftirlitsnefndbeitirfasteignasalaviWurlgum,Y.e.minn    ingueWatmabundinnisviptingulggildingar,eWahnlokarstarfsstWhans,berihenniaW    kvarWakostnaWvegnaranns;knarogmlsmeWferWaroggerafasteignasalaaWgreiWakostnaW   afmli.NefndinhefursvigrmviWkvrWunsnaumhvernkostnaWhnlturfasteignasala wO  greiWaafmli.T.d.geturhntekiWtillittilYessefeinungishlutiafvirWingumsemhann B  erubornarhafareynstrttar.0slkumtilvikumerekkisanngjarntaWfasteignasaligreiWiallan    kostnaWaWmlinu.hinnb;ginnermikilvgtaWhonumverWigertaWgreiWaYannkostnaW   semstofnaYarftilvegnabrotahansYvefhannverWurekkiltinnberaYannkostnaWYurfa {  aWrirflagsmennFlagsfasteignasalaaWgreiWakostnaWinnmeWflagsgjldumsnum.VerW nF ureftirlitsnefndinaWhafahugfastaWekkiverWilagWurmeirikostnaWurafstarfihennar 9 flagsmennensvarartilvenjulegsrekstursnefndarinnarogvenjulegseftirlitsafhennar  hlfu.  &  @rrUm23.gr. e=   0YessarigreinerureglurummlskottilrWherraogmeWferWmlsinshjhonum. 0   0fyrstalagiermltfyrirumheimildfasteignasalanstilYessaWskj;tatilrWherrakvrW  uneftirlitsnefndarumaWveitahonumminninguogumkvrWunkostnaWar.EreWlilegtaW  'eKshann&  hafislkaheimildYvminninggeturhaftalvarlegrttarhriffyrirhann,sbr.2.mgr. i 22.gr.frumvarpsins.'.u \4   0WrulagiermltfyrirumrttfasteignasalatilYessaWskj;tatilrWherrakvrWuneftir ' litsnefndarumtmabundnasviptingulggildingaroglokunstarfsstWvar,svoogkvrWun  um&  kostnaWsemfasteignasalaberaWgreiWaafmli.EkkierYrfaWrkstyWjahagsmuni  hansafYvaWeigakostslkumlskoti.'v `  & ,   0YriWjalagiermltfyrirumheimildeftirlitsnefndarFlagsfasteignasalatilYessaWskj;ta S+! kvrWunsinnitilrWherra.Slkmlskotsheimildstj;rnvaldser;venjuleg.0Yessutilvikier " hnY;nauWsynlegYarsemeftirlitsnefndhefuraWeinsheimildtilYessaWsviptafasteignasala # ',SwlggildinguhanstmabundiWY;ttfyrirhendikunniaWverariWtilefnitil;tmabundinnar  $ sviptingar.EkkiYykirfrtaWleggjatilaWeftirlitsnefndhafiheimildtilaWsviptalggildingu !W% varanlega.BrUnasteraWstWvastarfsemifasteignasalaYegarhgumhansogvinnubrgWum J""& erYannigkomiWaWhannseturhagsmuniviWskiptamannasinnauppnm.XvmarkmiWier #' nWmeWtmabundinnisviptinguogheimildtilaWlokastarfsstW.XarfYvekkiaWganga #( lengraaWveitaeftirlitsnefndinniheimildir,endageturhnorWiWaWtakakvarWanir $ ) skmmumtmaeinsogfyrrgreinir.Nefningeturmlskotisnu,eWaandsvariviWmlskoti v%N!* fasteignasala,gertkrfuumaWfasteignasaliverWisvipturlggildingu;tmabundiW. A&"+   04.mgr.erukvWiumkostirWherraYegarmlumerskotiWtilhans.Kostirhanseru  '", fj;rireinsogsegirmlsgreininniaWviWbttummguleikumkvrWunkostnaWarsemfast '#- eignasalaberaWgreiWaafmli. (z$.   05.og6.mgr.erukvWiumtilkynningarskyldusemekkiYarfnastskUringa. (   kvWi7.og8.mgr.YarfnastheldurekkiskUringa,enrtteraWtakaframaWeftirlits  nefnderekkiheimiltaWberakvrWunrWherraundird;mst;la.Flagfasteignasalahefur  heldurengarmlskotsheimildirsamkvmtYessarigrein. a @rrUm24.gr.    MeWalskyldnaeftirlitsnefndarFlagsfasteignasalaeraWfylgjastmeWYvaWfasteignasali  fullngivalltskilyrWumlagatilaWverafasteignasali,sbr.kvWiiliWar2.mgr.20.gr.   frumvarpsins.SkilyrWineruYesseWlisaWYaWmsUnaframYaWmeW;tvrWumhtti,t.d.  X vottorWumopinberraaWila,hvortYeimsfullngteWaekki.EfeftirlitsnefndteluraWsUna K #  megiframaWfasteignasalifullngiekkilengurskilyrWumtilkynnirhnhonumYaWog    jafnframtaWlggildinghansssjlfkrafaniWurfallineinsogbeinlniserkveWiWum1.    mgr.Yessarargreinar.0YessumtilvikumYarfekkisamaaWdragandaaWsviptinguogumer   fjallaW23.gr.LgWertilseWlilegareglaaWfasteignasalieigiYesskostaWflggildingu wO  aWnUjuefhannsUnirframaWhannfullngiaWnUjuskilyrWumtillggildingar. B    kvWi2.mgr.umtilkynningarskylduYarfnastekkiskUringa.    @rrUm25.gr. {    kvWiYessarargreinareruaWmestusamaefnisog3.mgr.15.gr.gildandilagaogYarfn nF astekkiskUringa. 9 & , @UmIV.kafla.    0Yessumkaflaereingreinsemheimilard;msmlarWherraaWsetjareglugerWirumYau r atriWisemtilgreinderu.EkkierstWaskUringaYessumheimildum. e= ',& , @""UmV.kafla.    0Yessumkaflaerutvrgreinar,annarsvegarmeWkvWumumskaWabturoghinsvegar  umrefsingar.kvWiumskaWabturerekkigildandilgumogerYv27.gr.nUmli i ',lgum.LagtertilaWorWalagi28.gr.umrefsingarverWibreyttverulegafrYvsemer18. \4 gr.gildandilaga. ' & , @rrUm27.gr.    Sregla,semgerWertillagaumYessarigreinekkiaWleiWatilbreytingaYeim;skrWu `  reglum,semgildaumskaWab;tabyrgWfasteignasala.Sakarreglangildirumb;tagrundvll S+! ',innvegnatj;nssemYeirvaldastrfumsnumogYeirberabyrgWtj;nisemstarfsmenn " YeirravaldameWsaknmumhttigrundvellireglunnarumvinnuveitandabyrgW.0grein # inniersrstaklegatekiWframaWumsakarmatogsnnungildi?reglurskaWab;tarttar .Lagt  $ ertilaWYettaorWalagverWinotaW,enekkitilvsuntilalmennrareglnaskaWab;tarttar. !W% stWaners,aWreglurumskaWab;tabyrgWsjlfstttstarfandisrfrWingainnanskaWa J""& b;tarttarhafaYr;astnokkuWYannvegaWsakarmatiWhefurveriWstrangaraenleiWiraf #' almennumreglumogsnnunarreglumbeittmeWYeimhttisemertj;nYolahagfelldarien #( almennarreglurmunduleiWatil.MsjYettaafd;mumHstarttarUmsummlum,sbr. $ ) t.d.Hrd.1995,bls.1692,Hrd.1996,bls.1279,ogHrd.1996,bls.3178.MeWvsantilal v%N!* mennrareglnaskaWab;tarttarvrihugsanlegaveriWaWheftaYessaYr;unsemeinnigsr A&"+ staWngrannalndunum.  '",   AWWruleytiYarfnastkvWiWekkiskUringa. '#-  (z$. @rrUm28.gr. (   018.gr.gildandilagaermltfyrirumaWtilgreindbrotlgunum,semtalinerusex  stafliWum,varWisektum.EkkertertiltekiWumnnurbrotsemjafnvelgetaveriWalvarlegri.  0eldrilgum,nr.34/1986,varalmenntkvWiogerlagttilYessarigreinfrumvarpsinsaW a samareglaverWilgfest.ReglurfrumvarpsinsvarWamikilsverWaalmannahagsmuniogeru T, aWlangmestuleytiopinbersrttareWlis.Tilgreiningnokkurrabrota,semmlterurefsiverW,  opnarfyriraWdreginsslyktunaWbrotWrumkvWumsuekkirefsiverW.XaWerlka  hugsanlegtaWbrottilgreindumkvWumsuekkialltafalvarleg,t.d.smvgilegbrot   kvWumreglnaumsluyfirlit,enYaueigafyrirvaralaustaWstasektum.  X   Skipanreglnaumrefsingargildandilgumerekkiheppileglj;siframangreindseWlis K #  reglnanna.ErYveWlilegraaWmltsmeWalmennumhttifyrirumaWbrotYeimogregl    umsemsettarerugrundvelliYeirrasurefsiverW,Y.e.varWisektum,nemaYyngrirefsing    liggiviWsamkvmtWrumlgum.   @UmVI.kafla. B    0Yessumkaflaerutvrgreinar,nnurumgildirttindasemmennhafaunniWsrsam    kvmteldrilgumumfasteignasluoghinumgildistkufrumvarpsinsverWiYaWaWlgum,   svoogumgildireglugerWasemsettarhafaveriWsamkvmteldrilgum.Loksermltfyrir {  umbrottfallgildandilagaumfasteigna-,fyrirtkja-ogskipaslu. nF   kvWiYessaragreinaYarfnastekkiskUringa. 9  & , Fylgiskjal. r e=Au,) dE> A^e=  e= ',FjrmlarWuneyti,  fjrlagaskrifstofa:  % - %-  Umsgnumfrumvarptillagaumslufasteigna,fyrirtkjaogskipa. \4     FrumvarpYettafelursrtillgurumendurbturmargvslegumatriWumsemYykirvera ' fttgildandilgumumslufasteigna.ErfrumvarpinusrstaklegatlaWaWrWab;t  eftirlitimeWstrfumfasteignasalaogheimildumtilaWbregWastviWbrotumafYeirrahlfu  ogtryggjaYarmeWbeturhagsmuniYeirrasemeigaviWskiptiviWfasteignasala.Helsturbreyt `  ingarnarsemlagWarerutilmeWfrumvarpinueruaWgerWarverWiauknarkrfurtilmenntunar S+! fasteignasala,starfshttaYeirra,varWveislufviWskiptamanna,starfstryggingao.fl.XverWi " pr;fnefndsemstendurfyrirpr;fumsamkvmtlgunumfaliWveigameirahlutverkenner. # EftirlitmeWfasteignaslumverWistyrktogYvsetturskUrarirammi.  $   FrumvarpiWgerirrWfyriraWeftirlitimeWstrfumfasteignasalaverWikomiWYannigfyrir !W% aWsettverWif;teftirlitsnefndtengslumviWFlagfasteignasala.Eftirlitsnefndinskalskip J""& uWafd;msmlarWherraogerhnekkihlutiafflaginuoglUturekkistj;rnYess.Nefndin #' hefurstWustj;rnsUslunefndarYessusviWiogfermeWopinberteftirlitogstj;rnsUsluvald. #( NefndinaWfylgjastmeWeignarhaldifasteignaslum,byrgWartryggingum,skjalagerW $ ) fasteignasala,meWferWfjrmunaeiguviWskiptamannao.fl.FasteignaslumertlaWaWskila v%N!* eftirlitsnefndinnirlegayfirlUsinguendurskoWandaummeWferWfjrmunumviWskipta A&"+ manna.NefndinnierheimiltaWskoWahvenrsemerb;khaldogskjlfasteignasalastarfs  '", stWYeirraogverWurskyltaWgeraYaWhjhverjumsalaa.m.k.YriWjahvertr.Samkvmt '#- frumvarpinugeturnefndinbeitttmabundinnisviptingulggildingaroggeturlokaWfast (z$. eignaslu.kvrWunumnefndarinnarmfrUjatild;msmlarWherra.FasteignaslumverW ( urgertskyltaWveraflagarFlagifasteignasalatilaWhafastarfsrttindiogerjafnframt  kveWiWumaWflagiWleggirgjaldallafasteignasalatilaWstandastraumafkostnaWiviW  strfeftirlitsnefndarinnar.EinnigverWinefndinniheimiltaWkrefjafasteignasalasembeittir a eruviWurlgumumaWgreiWasrstakankostnaWviWranns;knmla. T,   0lj;siYessafyrirkomulagsogmeWhliWsj;naflgumumfjrreiWurrkisinstelurfjrmla  rWuneytiWaWinnheimtgjldogkostnaWsemleiWakannafkvWumfrumvarpsinsumeftirlit  beriaWfrafjrlgogrkisreikningsvipaWanhttogviWumnnurlgYvinguWeftirlits   gjldogrWstfunYeirra.FelurYaWsraWfjrlgumverWiveittfjrheimildjafnhlg  X boWnagjaldinutilaWheimilarWstfunYvmeWframlagitileftirlitsnefndarinnar.Lausleg K #  tlunFlagsfasteignasalabendirtilaWrlegurkostnaWurviWstarfnefndarinnargtinumiW    kringum18m.kr.enm;tikmutekjurafeftirlitsgjaldinu.ErYvekkistWatilaWtla    aWlgfestingfrumvarpsinsleiWitiltgjaldaumframtekjurfyrirrkissj;W.