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H gr.tilskipunar73/239/EBE,i0J!N݌tLI Ќ  "i0J"  i0Ji%J2%  9  .3  Ԉ0    ?heimaaWildarrki :i0Ji݌\J Ќ   (&00 _ikmo0 J 0JJ""  2&  a  )3  0  efmiWlariereinstaklingur,aWildarrkiWYar lK semhannhefurbsetuogstundar @L _starfsemi_Ԁsna,/݌M Ќ  ""  0 J 0JJ2&  b  )3  0  efmiWlarierlgaWili,aWildarrkiWYarsem N hannhefurskrWaskrifstofueWa,efhann O hefurekkiskrWaskrifstofusamkvmt T,P landslgumYess,aWildarrkiWYarsem Q _aWalskrifstofa_Ԁhanser,݌R Ќ   _ikmo(%0 0a"i0J "  i0JL$J2%  10  .3  Ԉ0    ?gistiaWildarrki :aWildarrkiYarsem S _vtrygginga-_ԀeWaendurtryggingamiWlarihefur h@T _tib_ԀeWaveitirYj;nustu,i0JLy݌U Ќ  "i0J "  i0J$J2%  11  .3  Ԉ0    ?lgbryfirvld :yfirvldinsemhvert $ V _aWildarrki_Ԁtilnefnirskv.7.gr.,i0JK݌ W Ќ  "i0J "  i0J$J2%  12  .3  Ԉ0    ?varanlegurmiWill :srhverttkisemgerir !X viWskiptavinikleiftaWgeymaupplUsingar, "dY sembeintertilhanspers;nulega,Yannhtt 8#Z aWhgtsaWnlgastYrtilsamanburWar #[ sWarogeinslengiogviW,eftirYvhver $h \ tilgangurinnermeWupplUsingunum,ogsem <%!] gerirkleiftaWafritaupplUsingarnar,sem %!^ geymdareru,;breyttar.i0J݌&l"_ Ќ  "k,1 "  k,1q0 J 2%3  0JJ  VaranlegurmiWillgeturm.a.veriW_disklingar,_ '|#` geisladiskar,stafrnirmynddiskar(DVD)og P(($a harWirdiskareinkatlvumYarsem ( tlvup;sturervistaWurentekurekkitil  vefsetranemaslkseturuppfylli X _viWmiWanirnar_Ԁsemtilgreindarerufyrstu , mlsgrein.k,1q݌ Ќ    II.KAFLI   KRFURVEGNASKRNINGAR    3.gr.    Skrning  (   1.  Vtrygginga-ogendurtryggingamiWlararskulu 8   skrWirhjlgbruyfirvaldi,einsogYaWer   _skilgreint_Ԁ2.mgr.7.gr.,heimaaWildarrkisnu. h  MeWfyrirvaraumfyrstuundirgreiner x  _aWildarrkjunum_ԀheimiltaWmlafyrirumaW L$  vtrygginga-og_endurtryggingaflg_ԀogaWriraWilar   getistarfaWmeW_lgbrum_ԀyfirvldumaWskrningu |  vtrygginga-ogendurtryggingamiWlaraogviWaW P( framfylgjakrfumskv.4.gr.gagnvartslkum  miWlurum.EinkumgetabundnirvtryggingamiWlarar  veriWskrWirhj_vtryggingaflagi_ԀeWasamtkum T, vtryggingaflagaundireftirlitilgbrsyfirvalds.  AWildarrkjumberekkiskyldatilaWframfylgja  _krfunni,_Ԁsemumgeturfyrstuogannarri  undirgrein,gagnvartllumeinstaklingumsemstarfa h@ hj_fyrirtki_ԀviWvtrygginga-eWa  endurtryggingamiWlun.  XegarumeraWrWalgaWilaskuluaWildarrkinskr  Yogtilgreinaeinnigskrnninfneinstaklinga |T stj;rnsemberabyrgWmiWlunarstarfseminni. ( 2.  AWildarrkjunumerfrjlstaWkomaf;tfleirien 8 einniskryfirvtrygginga-og  _endurtryggingamiWlara,_ԀaWYvtilskilduaWYaumli h  fyrirum_viWmiWanir_ԀumskrningumiWlaranna. <! AWildarrkinskulusjtilYessaWkomiWverWif;t L$" einniupplUsingamiWstWYarsemnlgastm # _upplUsingar_ԀrllumYessumskrmflj;ttog  |$ auWveldlegaogskalupplUsingummiWlaWYangaW P!(% rafrntogskuluYruppfrWarstWugt.0Yessari !& _upplUsingamiWstW_ԀskulueinnigtilgreindYau "' lgbruyfirvldhverjuaWildarrkisemumgetur T#,( fyrstuundirgrein1.mgr.0skrnniskaleinnigkoma $) framhvaWalandieWalndummiWlarinnstundar $ * starfsemi_samkvmt_ԀreglumumstaWfesturtteWartt X%0!+ tilaWveitaYj;nustu. &!, 3.  AWildarrkiskulutryggjaaW_vtryggingamiWlarar,_ '"- einnigbundnir,ogendurtryggingamiWlararsuYv '#. aWeinsskrWiraWYeiruppfyllihfnikrfurnarsem l(D$/ mlterfyrirum4.gr. (/ AWildarrkinskulueinnigtryggjaaW 80 _vtryggingamiWlarar,_Ԁeinnigbundnir,og 1 _endurtryggingamiWlarar,_Ԁsemekkiuppfyllalengur h2 Yessarkrfur,su_felldir_Ԁbrottrskrnni.Lgbrt <3 yfirvaldskal_endurskoWa_ԀreglulegahvortskilyrWin 4 fyrirskrningusuennYuppfyllt.HeimaaWildarrki l5 skaltilkynna_gistiaWildarrki_Ԁumbrottfellingur @ 6 skrnnimeW_viWeigandi_ԀhttiefnauWsynbertil.  7 4. J LgbryfirvldgetaltiWvtrygginga-og  8 _endurtryggingamiWlurum_Ԁtskjalsemgerir  9 _srhverjum_ԀhagsmunaaWilakleiftaWsannpr;faaW T ,: YeirsurttilegaskrWirmeWYvaWkannaskrna  ; eWaskrrnarsemumgetur2.mgr.  < 0skjalinuskulua.m.k.veraYrupplUsingarsem  = tilgreindarerua-ogbliW1.mgr.12.gr.og,Yegar h@ > umeraWrWalgaWila,nafneWanfn  ? _einstaklinganna_Ԁsemumgeturfj;rWuundirgrein1.  @ mgr._Yessarar_Ԁgreinar. lD A AWildarrkiWskalkrefjastYessaWskjalinusskilaW |TB tillgbrayfirvaldsinssemgafYaWtef (C _viWkomandi_Ԁvtrygginga-eWaendurtryggingamiWlari D fellurafskr. XE 5. J SkrWumvtrygginga-og hF _endurtryggingamiWlurum_ԀerheimiltaWhefjaog <G stundavtrygginga-og_endurtryggingamiWlun_Ԁ H bandalaginubWivegna_staWfesturttarins_Ԁog lI rttarinstilaWveitaYj;nustu. @J 6. J AWildarrkinskulutryggjaaWvtryggingaflg P(K notieingnguYj;nustuskrWravtrygginga-og L _endurtryggingamiWlara_ԀogaWila,semumgetur2. M mgr.1.gr.,viWvtrygginga-og T,N _endurtryggingamiWlun._ O   4.gr.  Q  Fagkrfur  0R 1. J Vtrygginga-ogendurtryggingamiWlararskulu @ S bayfirviWeigandiYekkinguoghfnisamkvmt  T YvsemheimaaWildarrkimiWlaranskvarWar. !pU HeimaaWildarrkjumerheimiltaWaWlagatilskilin "V skilyrWiumYekkinguoghfni,samrmiviW T#,W _vtrygginga-_ԀeWaendurtryggingamiWlunarstarfsemina $X ogvtryggingarnar,semmiWlaWer,einkumef $ Y _aWalatvinnugrein_ԀmiWlaraernnuren X%0!Z _vtryggingamiWlun._Ԁ0slkumtilvikumerYeim &![ miWlaraeingngu_heimilt_ԀaWstunda &"\ vtryggingamiWlunef_vtryggingamiWlari,_Ԁsem \'4#] uppfyllirskilyrWiYessarargreinar,eWa (#^ vtryggingaflagtekurfullabyrgWgerWumhans. 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Vtrygginga-ogendurtryggingamiWlararskulu   hafa;flekkaWmannorW.Xeirskulua.m.k.hafahreint `8 sakavottorWeWasamsvarandivottorW_viWkomandi_   landiaWYvervarWaralvarleg,refsiverW  _auWgunarbrot_ԀeWannurbrotsemtengjast_fjrmlum_ d< ogskuluekkihafaveriWrskurWaWirgjaldYrotanema  YeirhafifengiWafturforrWibisnu_samrmi_  viWlandslg. h@ AWildarrkingeta,samrmiviWkvWiannarrar xP undirgreinar1.mgr.3.gr.,heimilaW $ _vtryggingarflgum_ԀaWkannahvort  vtryggingamiWlararhafi;flekkaWmannorW. |T AWildarrkjumberekkiskyldatilaWframfylgja d _krfunni,_ԀsemumgeturfyrstuundirgreinYessarar 8  _mlsgreinar,_Ԁgagnvartllumeinstaklingumsem ! starfahjfyrirtkiviWvtrygginga-eWa h" _endurtryggingamiWlun._ԀAWildarrkinskulutryggjaaW <# Yeirsemgegnastj;rnunarstWumslkum $ fyrirtkjumogallt_starfsf;lk,_Ԁsemtengistbeint l% vtrygginga-eWa_endurtryggingamiWlun,_Ԁuppfylli @& krfuna. ' 3.  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(  RttindumhaldiW  8 W,AWildarrkjunumerheimiltaWkveWaumaWYeir H  semstunduWumiWlunarstarfsemi'x(f,fyrir1.september  2000,voruskroghfWuhlotiWsvipaWaYjlfunog x reynsluogkrafisterYessaritilskipunsu_sjlfkrafa_ L$ frWirinnskrna,semkomiWverWur,efYeir  uppfyllakrfurnar3.og4.mgr.4.gr.  |   6.gr.     TilkynningumstaWfestuogYj;nustustarfsemi    WrumaWildarrkjum   X  .1.  Vtrygginga-eWaendurtryggingamiWlari,sem h  hyggsthefjastarfsemifyrstasinneinueWafleiri <  aWildarrkjum,samkvmtrttinumtilveitaYj;nustu   eWastaWfesturtti,skaltilkynnaYaWlgbrum l  _yfirvldum_ԀheimaaWildarrkisins. @  InnaneinsmnaWarfrslkritilkynninguskulu P( _lgbru_Ԁyfirvldintilkynnalgbrumyfirvldum  allragistiaWildarrkja,semYess;ska,umYennan  setningvtrygginga-eWaendurtryggingamiWlarans T, ogskuluYautilkynnaviWkomandimiWlaraYaWum  leiW.  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J Yfirvldin,semumgetur1.mgr.,skulu 8/ _annaWhvort_ԀveraopinberyfirvldeWaaWilarsem 0 _viWurkenndir_ԀerusamkvmtlandslgumeWaaf h1 _opinberum_ԀyfirvldumsemtilYesshafasrstakar <2 heimildirlandslgum.Xauskuluekkivera 3 vtrygginga-eWaendurtryggingaflg. l4 3. J LgbryfirvldskuluhafanauWsynlegar  |5 _heimildir_ԀtilaWrkjastrfsn.Xarsemlgbr P (6 yfirvlderufleirieneittyfirrWasvWiaWildarrkis  7 skal_aWildarrkiW_ԀtryggjaaWYaustarfiniWsamansvo  8 aWYaugeti,hvertumsig,gegntskyldumsnum T ,9 _skilvirkan_Ԁhtt.  :   8.gr.   <  ViWurlg  0 = >1. J AWildarrkinskulumlafyrirumhfileg @ > _viWurlg_ԀviWYvaWaWili,semstundarvtrygginga-  ? eWaendurtryggingamiWlun,sekkiskrWur p@ aWildarrkioghanssekkigetiW2.mgr.1.gr. DA 2. J AWildarrkinskulumlafyrirumhfileg T,B _viWurlg_ԀviWYvaWvtrygginga-eWa C endurtryggingaflgnotiYj;nustuaWila,semekki D eruskrWir_aWildarrki_ԀogerekkigetiW2.mgr.1. X0E gr.,viWvtrygginga-eWaendurtryggingamiWlun. F 3. J AWildarrkinskulukveWaumhfilegviWurlg G viWYvaWvtrygginga-eWaendurtryggingamiWlari H _uppfylli_ԀekkiinnlendkvWisemsamYykkteru lDI _samkvmt_ԀYessaritilskipun. J 4. J TilskipunYessihefurekkihrifvald (K _gistiaWildarrkja_ԀtilaWgeraviWeigandirWstafanirtil L aWkomavegfyrireWarefsafyrirbrotgegnlaga- XM eWa_reglugerWarkvWum,_ԀsemYauhafasett ,N _almannaYgu,_ԀyfirrWasvWumsnum.Xettaskal O felasrmguleikaYvaWkomavegfyriraW \P vtrygginga-eWaendurtryggingamiWlarar,semhafa 0Q gerst_brotlegir,_Ԁhefjifrekaristarfsemi R yfirrWasvWumYeirra.  `S 5. J AllarrWstafanir,semgripiWertilogfelasr !pT _viWurlg_ԀeWatakmarkanirstarfsemivtrygginga- D"U eWaendurtryggingamiWlara,verWaaWvera_rkstuddar_ "V ogYrberaWtilkynnahlutaWeigandimiWlara._llum_ #tW slkumrWstfunummskj;tatild;mst;la H$ X _aWildarrkinu_ԀsemsamYykktiYr. $ Y   &!Z   & $  9.gr. (  UpplUsingaskiptimilliaWildarrkja  8 +I1.  LgbryfirvldhinnaUmsuaWildarrkjaskulu H  starfasamantilYessaWtryggjaaWkvWum_Yessarar_  tilskipunarsrttbeitt.'$(:I x 2.  LgbryfirvldskuluskiptastupplUsingum  umvtrygginga-ogendurtryggingamiWlarasemhafa \ 4 YurftaWhltaviWurlgunum,semumgetur3.mgr.   8.gr.,eWarWstfun,semumgetur4.mgr.8.gr.,ef   bastmviWYvaWslkarupplUsingargetileitttil ` 8  YessaWviWkomandimiWlararsufelldirbrottr    skrnni.LgbrumyfirvldumereinnigheimiltaW    skiptastWrumviWeigandiupplUsingumaWbeiWni d <  _yfirvalds._   3.  AllirYeirsemkrafisteraWtakiviWeWamiWli    _upplUsingum_ԀtengslumviWYessatilskipunskulu   _bundnir_ԀYagnarskyldusamahttogmlterfyrir xP  um16.gr.tilskipunarrWsins92/49/EBEfr18. $  jn1992umsamrmingulgumog   _stj;rnsUslufyrirmlum_ԀvarWandifrumtryggingar, |T aWraren_lftryggingar,_Ԁogumbreytingu ( tilskipunum73/239/EBEog88/357/EBE(YriWja  tilskipunum_skaWatryggingar)_Ԁ(K #  10      )og15.gr. 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