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(  0staWtilvsunarinnar?4.mgr.29.gr. 4.mgr.30.gr.lagannakemur:5.mgr.29.gr.      17.gr. wO  )  EftirfarandibreytingarverWa32.gr.laganna: B  ! ! 3(5h886"i@"  i@*25h  a  .3  Ԉ0    0staWorWanna?SjkratryggingadeildeWahlutaWeigandiumboWsskrifstofa 3.mgr.    kemur:Tryggingastofnunrkisins.i@**݌  Ќ  "i@"  i@C,25h  b  .3  Ԉ0    OrWin?umstarfsemisjkratryggingadeildar 4.mgr.fallabrott.i@C,p,݌{  Ќ    18.gr. 9 k-  35.gr.lagannaorWastsvo:    NersjkratryggWumbrUnnauWsynviWurkenndrilknismeWferWerlendissjkrahsi  vegnaYessaWekkierunntaWveitahonumnauWsynlegahjlphrlandioggreiWirY r TryggingastofnunrkisinskostnaWviWmeWferWina.SamagildirumkostnaWviWdvl,lyfog e= lknishjlpsemnauWsynlegererlendistengslumviWmeWferWina. 0   InnanTryggingastofnunarrkisinsskalskipanefndsemkveWurhvortfyrrgreindskilyrWi  erufyrirhendioghvarsjkratryggWurskulinj;tameWferWarerlendis.0nefndinaskalskipa  fj;rasrgreinalknaogaWrafj;ratilvarasemhafag;WayfirsUnyfirYheilbrigWisYj;nustu i semboWier0slandi.AukYessfulltriTryggingastofnunarrkisinsstinefndYessari \4 ogskalhannveraformaWurhennar.Nvelur_sjkratryggWur_ԀmeWferWWrumogdUraristaW ' erlendisennefndinhefurkveWiWoggreiWirTryggingastofnunrkisinsYaWeinsYann  kostnaWsemgreiWahefWittYeimstaWsemhnkvaW.    0staWrrWissemgetiWerum1.mgr.ogmeWsmuskilyrWumogYargreinirernefnd `  inniheimiltaWkveWaaWsrgreinalknarsemstarfaerlendisveitisjklingimeWferW S+! sjkrahsihrlandioggreiWirstofnuninYlaunaogferWakostnaWsrfrWingsins. "   HeimilteraWsetjareglugerWumnnariframkvmdkvWisins. #   19.gr. !W% >5  EftirfarandibreytingarverWa36.gr.laganna: J""& ! ! 6(Eh883"i@"  i@l62Eh  a  .3  Ԉ0    0staWorWanna?srfrWingum og?srfrWings hvarvetnab-liW1.mgr.kemur #' viWeigandibeygingarfalli:srgreinalknir.i@l66݌#( Ќ  "i@"  i@72Eh  b  .3  Ԉ0    0staWorWanna?reglumsemtryggingarWseturogrWherrastaWfestir tvvegisi-liW1. $ ) mgr.kemur:kvWumreglugerWarsemrWherrasetur.i@7&8݌v%N!* Ќ  "i@"  i@92Eh  c  .3  Ԉ0    0staWorWsins?srfrWilknum 2.mlsl.3.mgr.kemur:srgreinalknum.i@99݌A&"+     '", y/] y  y    &   20.gr. ( 7;  EftirfarandibreytingarverWa2.mgr.37.gr.laganna:  ! ! 6(Eh886"i@"  i@<2Eh  a  .3  Ԉ0    OrWin?samkvmtreglumsemrWherraseturaWfengnumtillgumtryggingarWs 3.  tlul.fallabrott.i@<<݌a Ќ  "i@"  i@=2Eh  b  .3  Ԉ0    ViW3.tlul.btistnUrmlsliWursemorWastsvo:RWherraseturreglugerWumnnari T, framkvmdkvWisins.i@=>݌ Ќ  "i@"  i@Z?2Eh  c  .3  Ԉ0    OrWin?eftirreglumsemrWherraseturaWfengnumtillgumtryggingarWs 4.tlul.  fallabrott.i@Z??݌  Ќ  "i@"  i@@2Eh  d  .3  Ԉ0    ViW4.tlul.btistnUrmlsliWursemorWastsvo:RWherraseturreglugerWumnnari  X framkvmdkvWisins.i@@@݌K #  Ќ  '(C;  21.gr.    BB  0staWorWanna?TryggingarWskalsetjareglur 2.mgr.40.gr.lagannakemur:RWherra   seturreglugerW. wO    22.gr.    2C  3.mlsl.1.mgr.49.gr.lagannafellurbrott.     23.gr. nF C  EftirfarandibreytingarverWa1.mgr.51.gr.laganna: 9 ! ! 6(Eh886"i@"  i@D2Eh  a  .3  Ԉ0    0staWorWanna?meWanhanndvelstYar,sbr.Y;sWustumlsgrein43.gr. 1.mlsl.  kemur:eftirfjgurramnaWasamfelldafangelsisvisteWadvl.i@DE݌ Ќ  "i@"  i@F2Eh  b  .3  Ԉ0    eftir1.mlsl.kemurnUrmlsliWursemorWastsvo:XegarbturhafaveriWfelldar r niWurerheimiltaWgreiWafangavasapeningasamrmiviW8.mgr.43.gr.i@FF݌e= Ќ    24.gr.  GH  58.gr.lagannaorWastsvo:    RWherraerheimiltaWfelaTryggingastofnunrkisinsaWsemjaviWatvinnufyrirtkium i aWYautakivinnuryrkjasemfgreiddanrorkulfeyri,rorkustyrk,endurhfingarlfeyri \4 samkvmtlgumumflagslegaaWstoWeWaslysarorkubturundir50%oghafavinnugetu ' semekkihefurnUstvinnumarkaWiogekkiverulegaraWrartekjurtillfsviWurvrisenbtur  almannatrygginga.SkerWingb;tastarfstmabilinufereftiralmennumskerWingarreglum  hverjumtma.0reglugerWskalkveWannarumryrkjavinnuYessa. `    2&  5.gr. " K  EftirfarandibreytingarverWakvWitilbrWabirgWalgunum: # ! ! 3(5h886"i@"  i@L25h  a  .3  Ԉ0    0staWorWsins?tryggingarWi sWarimlsliW2.mgr.1.tlul.kemur:Tryggingastofnun  $ rkisins.i@LM݌!W% Ќ  "i@"  i@BN25h  b  .3  Ԉ0    2.'Kog8.tlul.fallabrott.i@BNoN݌J""& Ќ    II.KAFLI #(  BreytinglgumumflagslegaaWstoW,nr.118/1993, $ ) meWsWaribreytingum.  v%N!* NO  26.gr. A&"+ P  EftirfarandibreytingarverWa1.gr.laganna:  '", ! ! 3(5h883"i@"  i@;Q25h  a  .3  Ԉ0    1.mgr.orWastsvo:i@;QhQ݌'#- Ќ  0  0   v BturflagslegraraWstoWarerumWra-ogfeWralaun,barnalfeyrirvegnask;lanms (z$. eWastarfsYjlfunarungmennisaldrinum18!20ra,umnnunargreiWslur,makabtur, m)E%/ b     _umnnunarbtur_,dnarbtur,_endurhfingarlfeyrir_,heimilisuppb;t,frekariuppbtur, ( uppb;tvegnakaupabifreiW,uppb;tvegnarekstursbifreiWarog_endurgreiWsla_Ԁ_um  talsverWs_ԀkostnaWarviWlknishjlpoglyf. "i@"  i@HU25h  b  .3  Ԉ0    3.mgr.orWastsvo:i@HUuU݌a Ќ         v TryggingastofnunrkisinsgreiWirbtursamkvmtlgumYessum. T,   27.gr.  V  EftirfarandibreytingarverWa3.mgr.2.gr.laganna:   ! ! 6(Eh883"i@"  i@W2Eh  a  .3  Ԉ0    0staWorWsins?TryggingarWi 1._mlsl_.kemur:Tryggingastofnunrkisins.i@W&X݌ X Ќ  "i@"  i@SY2Eh  b  .3  Ԉ0    OrWin?samkvmtreglumertryggingarWsetur 2._mlsl_.fallabrott.i@SYY݌K #  Ќ    28.gr.    Z  EftirfarandibreytingarverWa3.gr.laganna:   ! ! 6(Eh886"i@"  i@[2Eh  a  .3  Ԉ0    0staWorWanna?LfeyrisdeildTryggingastofnunar 1._mlsl_.kemur:Tryggingastofnun.i@[[݌wO  Ќ  "i@"  i@0]2Eh  b  .3  Ԉ0    0staWorWsins?Lfeyrisdeild 3.og8._mlsl_.kemur:Tryggingastofnun.i@0]]]݌B  Ќ  "i@"  i@^2Eh  c  .3  Ԉ0    OrWin?eftirreglumertryggingarWsetur 9._mlsl_.fallabrott.i@^^݌   Ќ  "i@"  i@_2Eh  d  .3  Ԉ0    OrWin?samkvmtreglumertryggingarWsetur 11._mlsl_.fallabrott.i@__݌  Ќ  "i@"  i@a2Eh  e  .3  Ԉ0    0staWorWanna?0reglumsemtryggingarWseturumrtt 12._mlsl_.kemur:ViW {  kvrWunrtti.i@aKa݌nF Ќ  "i@"  i@b2Eh  f  .3  Ԉ0    ViWgreininabtistnUmlsgreinerorWastsvo:i@bb݌9 Ќ         v RWherraseturreglugerWumnnariframkvmdgreinarinnar.    29.gr. r Ed  EftirfarandibreytingarverWa4.gr.laganna: e= ! ! 3(5h886"i@"  i@re25h  a  .3  Ԉ0    OrWin?eftirreglumsemtryggingarWsetur _lokamlsliW_Ԁ1.mgr.fallabrott.i@ree݌0 Ќ  "i@"  i@f25h  b  .3  Ԉ0    3.mgr.orWastsvo:i@ff݌ Ќ         v RWherraseturreglugerWumnnariframkvmdgreinarinnar.    &  30.gr. \4 Ch  EftirfarandibreytingarverWa8.gr.laganna: ' ! ! 6(Eh883"i@"  i@|i2Eh  a  .3  Ԉ0    OrWin?eftirreglumsemtryggingarWseturogrWherrastaWfestir 2._mlsl_.fallabrott.i@|ii݌ Ќ  "i@"  i@j2Eh  b  .3  Ԉ0    ViWgreininabtistnUmlsgreinerorWastsvo:i@jk݌ Ќ         v HeimilteraWsetjareglugerWumnnariframkvmdgreinarinnar'\Oh. `    31.gr. " l  0staWorWsins?_umnnunarb;taYega_ 1._mlsl_.1.mgr.11.gr.lagannakemur:_umnn # unargreiWsluYega_.  $   32.gr. J""& m  EftirfarandibreytingarverWa12.gr.laganna: #' ! ! 3(5h886"i@"  i@o25h  a  .3  Ԉ0    OrWin?ogsamrmiviWreglursemheilbrigWis-ogtryggingamlarWuneytiWsetur  #( 1.mgr.fallabrott.i@oBo݌$ ) Ќ  "i@"  i@p25h  b  .3  Ԉ0    2.mgr.orWastsvo:i@pp݌v%N!* Ќ         v RWherraseturreglugerWumnnariframkvmdgreinarinnar. A&"+    '",   &   33.gr. ( r  LgYessiWlastYegargildi.    XrttfyrirkvWi3.gr.lagannaskalstj;rnTryggingastofnunarrkisinsskipuWfyrsta  skipti1.jl2004.FrsamatmafellurniWurumboWtryggingarWssemnsitur.RWherra a skaljafnframtsetjanverandiforstj;raerindisbrf,sbr.6.gr.laganna,ekkisWaren1.jl T, 2004.  '($r