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K #  @ (Eftir2._umr_.,17.des.)    @ I.KAFLI wO     Breytinglgumnr.100/2007,umalmannatryggingar, B  meWsWaribreytingum.     1.gr.     1.mgr.7.gr.lagannaorWastsvo: {    Rsigreiningurumgrundvll,skilyrWieWaupphWb;taeWagreiWslnasamkvmtlgum nF YessumkveWursjlfstWog;hWnefnd,_rskurWarnefnd_Ԁalmannatrygginga,upprskurW 9 mlinu.Samagildirumgreiningumendurkrfurtt,_ofgreiWslur_ԀoginnheimtuYeirra,sbr.  55.gr.  @==!2.gr. e=   EftirfarandibreytingarverWa8.gr.laganna: 0  6(Eh80_ikmo"i0J"  i0J 2Eh  a  .3  Ԉ0    0staWorWsins?tveimur 6.mgr.kemur:Yremur.i0J ݌ Ќ  "i0J"  i0J 2Eh  b  .3  Ԉ0    eftir6.mgr.kemurnUmlsgrein,svohlj;Wandi:i0J  ݌ Ќ    0     v _Stj;rnsUslukra_Ԁfrestarekki_rttarhrifum_ԀkvrWunaren_stj;rnsUslukra_ԀfrestarY; i aWfrgrundvellikvrWunarTryggingastofnunarrkisinsum_endurkrfu_Ԁ_ofgreiddra_ \4 b;ta,sbr.55.gr.' @==!3.gr.    eftir1.mgr.9.gr.lagannakemurnUmlsgrein,svohlj;Wandi: `    BrskurWirnefndarinnarum_endurkrfur_Ԁ_ofgreiWslna_Ԁskv.1.mgr.7.gr.eru_aWfararhfir_. S+! @==!4.gr. #   0staW?16til67ra 1.mgr.18.gr.lagannakemur:18til67ra.  $ @==!5.gr. J""&   ViW1.mgr.34.gr.lagannabtist:meWYeirriundantekninguaWrtturtilrorkulfeyris #' reiknastfr16raaldri. #( @==!& a 6.gr. v%N!*   ViW1.mgr.54.gr.lagannabtistnUr_mlsliWur_,svohlj;Wandi:Xerheimilt,aW;skum A&"+  skjandaeWab;taYega,aWfrestagreiWslu'av%Ԁb;taoggreiWabtureinulagieftiraWendanlegar  '", upplUsingar& a  umtekjurumskjandaeWab;taYega_b;tagreiWslurinu_ԀliggjafyrirviWlagn ( inguskattyfirvaldaopinberumgjldum.  'a(@==!7.gr. a   EftirfarandibreytingarverWa55.gr.laganna: T, ! ! 3(5h886"i0J"  i0J25h  a  .3  Ԉ0    eftirorWinu?b;taYega 2._mlsl_.1.mgr.kemur:eWa_dnarbi_Ԁhans.i0J݌ Ќ  "i0J"  i0J;25h  b  .3  Ԉ0    eftirorWunum?um_tekjuaukninguna_ 2._mlsl_.2.mgr.kemur:eWaaWrarbreyttaraW  stWur.i0J;h݌  Ќ  "i0J"  i0J25h  c  .3  Ԉ0    3.mgr.orWastsvo:i0J݌ X Ќ  0  0   v OfgreiddarbturskalaWjafnaWidragafrgreiWslumtilb;taYeganstu12mnuW K #  umeftiraWkrafastofnast.EkkierheimiltaWdragafrb;tummeiraen20%af_mnaWar    legum_ԀgreiWslumtilb;taYega,nemasamiWsumannaW,Y;aldreilgrifjrhWen3.000    _kr_.,uns_ofgreiWsla_ԀerendurgreiddaWfullu.Hafi_endurkrafa_Ԁvegna_ofgreiddra_Ԁb;taekki   veriWgreidd12mnuWumfrYvaWkrafa_stofnaWist_ԀskalgreiWa5,5%rsvextieftir wO  stWvarkrfunnar.HeimilteraWfallafrkrfuumvextiefsrstakarstWurerufyrir B  hendi##eWaefsamningurumendurgreiWslu_ofgreiddra_Ԁb;taliggurfyrirogviWkomandi    stendurviW_greiWsluskyldu_Ԁsnasamkvmtsamningnum.  "i0J"  i0J25h  d  .3  Ԉ0    eftirorWinu?honum 1._mlsl_.4.mgr.kemur:eWa_dnarbi_Ԁhans.i0J' ݌{  Ќ  "i0J"  i0Ji!25h  e  .3  Ԉ0    eftir5.mgr.kemurnUmlsgrein,svohlj;Wandi:i0Ji!!݌nF Ќ  0  0   v kvarWanirTryggingastofnunarrkisinsum_endurkrfu_Ԁ_ofgreiddra_Ԁb;tasamkvmt 9 kvWiYessueru_aWfararhfar_,sbr.Y;7.mgr.8.gr. @==!8.gr. r   ViWkvWitilbrWabirgWalgunumbtasttveirnUirtluliWir,svohlj;Wandi: e=  5(j983! !"i0J "  i0JA%112j  14  .3  Ԉ0    XrttfyrirkvWi3._mlsl_.b-liWar2.mgr.16.gr.lagannaskalrorkulfeyrisYegitma 0 bilinu1.janartilogmeW31.desember2010hafa1.315.200_kr_._frtekjumark_Ԁvegnaat  vinnuteknaviWtreikningtekjutryggingar.i0JA%n%݌ Ќ  "i0J"  i0J'112j  15  .3  Ԉ0    XrttfyrirkvWi69.gr.lagannaskulubturalmannatrygginga,svooggreiWslurskv. i 63.gr.ogfjrhWirskv.22.gr.,ekkibreytastrinu2010.i0J''݌\4 Ќ    II.KAFLI   Breytinglgumnr.99/2007,umflagslegaaWstoW,  meWsWaribreytingum.  `  9.gr. S+! *)  2._mlsl_.1.mgr.3.gr.lagannafellurbrott. " @!10.gr.  $   EftirfarandibreytingarverWa4.gr.laganna: !W% ! ! 6(Eh895"i0J"  i0J+2Eh  a  .3  Ԉ0    3._mlsl_.2.mgr.fellurbrott.i0J++݌J""& Ќ  "i0J"  i0J,2Eh  b  .3  Ԉ0    eftir2.mgr.kemurnUmlsgrein,svohlj;Wandi:i0J,,݌#' Ќ         v TryggingastofnunrkisinsmeturYrfsamkvmtkvWiYessu. #( @!& a 11.gr. v%N!*   7.gr.lagannaorWastsvo: A&"+   HeimilteraWgreiWa_endurhfingarlfeyri_'av%h.ԀalltaW18mnuWiYegarekkiverWursWhver  '", starfshfnieinstaklingssemeraldrinum18til67raverWurtilframbWareftirsjkd;ma '#- eWaslys.GreiWslurskulu_inntar_Ԁafhendigrundvelli_endurhfingartlunar_.SkilyrWifyrir ( greiWslumeraWumskjanditakiYttendurhfingumeWstarfshfniaWmarkmiWisemtelst  fullngjandiaWmati_framkvmdaraWila_Ԁogeigihvorkirtttillaunaveikindaleyfin  greiWslnafrsjkrasj;WumeWateljisttryggWursamkvmtlgumumatvinnuleysistryggingar. a   HeimilteraWframlengja_greiWslutmabil_Ԁskv.1.mgr.umalltaW18mnuWiefsrstakar T, stWurerufyrirhendi.    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HeimilteraWgreiWalfeyrisYegasrstakauppb;tlfeyrivegnaframfrsluefsUntYykir  aWhanngetiekkiframfleyttsrnYess.ViWmatYvhvortlfeyrisYegisemfrgreidda r heimilisuppb;tgetiframfleyttsrnsrstakraruppb;tarskalmiWaviWaWheildartekjursu e= undir180.000_kr_.mnuWi.ViWmatYvhvortlfeyrisYegisemekkifrgreiddaheimilis 0 uppb;tgetiframfleyttsrnsrstakraruppb;tarskalmiWaviWaWheildartekjursuundir  153.500_kr_.mnuWi.    TilteknasamkvmtkvWiYessuteljastallarskattskyldartekjur,YarmeWalbtural i mannatryggingaogbtursamkvmtlgumumflagslegaaWstoW,semogerlendartekjur \4 semekkierutaldarframhrlandi. '   TryggingastofnunrkisinsmeturYrfsamkvmtkvWiYessu.    RWherraerheimiltaWsetjareglugerWumnnariframkvmdkvWisYessa,_m.a._Ԁum  _tekju_-og_eignamrk_. `  @!13.gr. "   EftirfarandibreytingarverWa10.gr.laganna: # ! ! 3(5h886"i0J"  i0J@25h  a  .3  Ԉ0    ViW1.mgr.btistnUr_mlsliWur_,svohlj;Wandi:HeimilteraWveitauppb;tfimmra  $ frestivegnasamaeinstaklings.i0J@@݌!W% Ќ  "i0J"  i0J"B25h  b  .3  Ԉ0    eftir1._mlsl_.3.mgr.kemurnUr_mlsliWur_,svohlj;Wandi:HeimilteraWveitastyrk J""& fimmrafrestivegnasamaeinstaklings.i0J"BOB݌#'    #(   & X  III.KAFLI (  Breytinglgumnr.88/2003,um_byrgWasj;W_Ԁlauna,  meWsWaribreytingum.   14.gr. a D  1.mgr.8.gr.lagannaorWastsvo: T,   Krfurskv.a!d-liW5.gr.skuluberavextiskv.4.gr.laganr.38/2001,umvextiog_verW  tryggingu_,frgjalddagaYeirratilYessdagser_byrgWasj;Wur_ԀlaunagreiWirkrfuna.  'X(D@!15.gr.  X   0staW?0,2% 2.mgr.23.gr.lagannakemur:0,25%. K #    _IV_.KAFLI     Breytinglgumnr.95/2000,umfWingar-og_foreldraorlof_,   meWsWaribreytingum.  wO  16.gr. B  LG  ##EftirfarandibreytingarverWa13.gr.laganna:    ! ! (g083"i0J"  i0JI2g  a  .3  Ԉ0    eftirorWunum?80%afmeWaltali_heildarlauna_ 2.mgr.kemur:aWfjrhW200.000   _kr_.og75%afYeirrifjrhWmeWaltals_heildarlauna_Ԁsemumframer.i0JII݌{  Ќ  "i0J"  i0JK2g  b  .3  Ԉ0    0staW?350.000_kr_. 3.mgr.kemur:300.000_kr_.i0JKK݌nF Ќ  "i0J"  i0JL2g  c  .3  Ԉ0    eftirorWunum?80%afmeWaltali_reiknaWs_ԀendurgjaldssemgreitthefurveriW_trygg 9 ingagjald_Ԁaf 5.mgr.kemur:aWfjrhW200.000_kr_.og75%afYeirrifjrhWmeWaltals  _reiknaWs_Ԁendurgjaldssemumframer.i0JLM݌ Ќ  ݀  V.KAFLI e=  Breytinglgumnr.125/1999,ummlefnialdraWra,meWsWaribreytingum.  0 17.gr.  O  EftirfarandibreytingarverWa10.gr.laganna:  ! ! 6(Eh80"i0J"  i0J:Q2Eh  a  .3  Ԉ0    0staW?7.534 2._mlsl_.1.mgr.kemur:8.400.i0J:QgQ݌i Ќ  "i0J"  i0JrR2Eh  b  .3  Ԉ0    0staW?1.143.362 2._mlsl_.2.mgr.kemur:1.361.468.i0JrRR݌\4 Ќ  @!18.gr.    4._mlsl_.1.mgr.23.gr.lagannaorWastsvo:NtekststofnunekkiaWinnheimtahlut_vist  manns_ԀdvalarkostnaWiogerTryggingastofnunrkisinsYheimiltaWhaldaeftirsamsvarandi `  hlutaaf_mnaWarlegum_ԀgreiWslum_vistunarframlags_ԀtilviWkomandistofnunar. S+! @!19.gr. #   ViWlginbtasttvnUkvWitilbrWabirgWa,svohlj;Wandi:  $   a.(_VI_.) J""&   Vegnatreiknings_vistunarframlagi_Ԁskv.21.gr.lagannaertmabilinu1.janar2010 #' tilogmeW31.desember2010unntaW;skaeftirYvaWTryggingastofnunrkisinsberisaman #( treikning_vistunarframlags_Ԁfyrirogeftirgildistkulaganr.166/2006oglaganr.17/2008. $ ) EfsamanburWurinnleiWirtilaukinnar_kostnaWarYtttku_Ԁ_vistmanns_ԀfrYvsemvarfyrir v%N!* gildistkuYeirralagaskalleiWrtta_vistunarframlag_Ԁvegna_framangreinds_Ԁtmabilstilsam A&"+ rmisviWYaW.  '",  '#-   b.(_VII_.) (   Framkvmdasj;WialdraWraerheimiltaWverjafrsj;WnumtilaWstandastraumaf  rekstrarkostnaWi_hjkrunarrUma_ԀfyriraldraWa_rekstrarrin_Ԁ2012og2013.    _VI_.KAFLI T,  Breytinglgumnr.44/1998,umhsnWisml,meWsWaribreytingum.   20.gr.  [  #O#ViW2.gr.lagannabtistnUmlsgrein,svohlj;Wandi:     Lnvegna_hjkrunarheimila_Ԁerulnsem_0bWalnasj;Wur_Ԁveitirsveitarflgumtilkaupa  X eWabyggingar_hjkrunarheimila_Ԁgrundvellisamningsumbygginguogleigu_hjkrunar K #  heimila_ԀfyriraldraWamilliflags-og_tryggingamlarWuneytis_ԀogfjrmlarWuneytisannars    vegarogviWkomandisveitarflagshinsvegarmeWveWihlutaWeigandieign.    @!21.gr. wO    eftir29.gr.lagannakemurnUrkafli,_VII_.kafli, Lnvegna_hjkrunarheimila_, meW B  einninUrrigrein,30.gr.,erorWastsvosamtfyrirsgn:    @ Almennt.     _0bWalnasj;Wi_ԀerheimiltaWveitasveitarflgumlnvegna_hjkrunarheimila_Ԁsemnemur {  alltaW100%af_byggingarkostnaWi_ԀeWakaupverWi_hjkrunarheimilis_ԀfyriraldraWagrundvelli nF samningssemgerWurhefurveriWmilliflags-og_tryggingamlarWuneytis_ԀogfjrmlarWu 9 neytisannarsvegarogviWkomandisveitarflagshinsvegarumbygginguogleigu_hjkr  unarheimilis_.    Lnvegna_hjkrunarheimila_ԀskulutryggWmeWveWifyrstaveWrttihlutaWeigandi_hjkr r unarheimili_.LniWerverWtryggtmeWfstumvxtumnheimildartil_uppgreiWslu_ԀYess. e= LnstminnmnemaalltaW40rum. 0   _0bWalnasj;Wi_ԀerheimiltaWveitasveitarflgumln_framkvmdatma_Ԁsemnemurallt  aW100%byggingarkostnaWareinsogkostnaWurinnerviW_lnveitingu_Ԁgrundvellisamnings  insumbygginguogleigu_hjkrunarheimilis_,sbr.1.mgr.,endasufullngjanditryggingar i veittaraWmatistj;rnar_0bWalnasj;Ws_. \4   Flags-ogtryggingamlarWherraseturmeWreglugerWfrekarikvWiumskilyrWilna ' vegna_hjkrunarheimila_,svosem_lnsums;knir_,lnskjrog_lnveitingu_,YarmeWtaliW_ln  veitingu_Ԁ_framkvmdatma_.    _VII_.KAFLI S+!  _Gildistaka_.  " 22.gr. # i  LgYessiWlastgildi1.janar2010.  $   kvWi14.gr.viWumkrfursemhafafalliWgjalddaga1.jl2009eWasWar. !W%   kvWi17.gr.kemurtilframkvmdaviWlagninguopinberragjaldarinu2010vegna J""& teknarsins2009. #' #vi#