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S+!   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'   047.gr.lagannaeraWfinnaheimildfyrirskuldaratilaWgerabreytingarfrumvarpiaW  nauWasamningieftiraWskuldarahefurveriWheimilaWaWleitahansogYartilatkvWagreiWslu  erendanlegalokiWumfrumvarpiW.XettatekurmiWafYvaWgleggriyfirsUngeturfengistyfir `  fjrhagskuldaraeftirYvsemlWurnauWasamningsumleitanirnarYegarkrfulUsingarhafa S+! boristogumsj;narmaWurmeWYeimhefurkannaWmlefniskuldarans.XkannUmistaWvera " aWskuldarigetigreittmeiraeWaminnaentaliWvarupphafi.0niWurlagi47.gr.lagannaer # gerWursskilnaWurtilaWbreyttfrumvarpverWiboriWundiratkvWiaWskuldariYurfiaWafla  $ meWmlakrfuhafaefbreytinginfelursrvilnunfyrirhann.XettaerYungtvfumog !W% stWulausttilYesseinsaWfrumvarpverWiboriWupptilatkvWabreyttrimynd.XessstaW J""& liggurbeintviWaWkrfuhafarltilj;safstWumeWatkvWisnuogmskuldarireiknameW #' aWkrfuhafarleggistgegnbreyttufrumvarpiefYaWfelursrmeirivilnuntilhansenefni #( standatil. $ )   AtkvWiumnauWasamningeruaWmeginreglugreiddfundisemhaldinnermeWkrfu v%N!* hfumsamrmiviW48.gr.laganna.EinnigerY;heimiltaWgreiWaatkvWiskriflega,sbr. 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B  L  M    SvosemhrhefurveriWrakiWerheimiltaWljkafjrnmisemrangurslausunYessaW    gerWarYolieWamlsvarihanssmtturviWgerWinaefgerWarYolihvorkifinnstnneinnsem   mlstaWhansgeturtekiW.SlkgerWhefurhinsvegarekkiveriWtalinviWhltandigrundvllur {  undirgjaldYrotaskiptibigerWarYola,sbr.tildmisd;mHstarttarfr8.aprl2003mli nF nr.90/2003.AWbakiYessariniWurstWubUrsskilnaWur1.tlul.2.mgr.65.gr.lagaum 9 gjaldYrotaskiptio.fl.aWekkimegiverastWatilaWtlaaWrangurslausgerWgefiranga  myndaffjrhagskuldara.MeWfrumvarpinuerlagttilaWYessiskilnaWurverWifelldurbrott  YannigaWbskuldaraverWitekiWtilgjaldYrotaskiptaY;tthvorkihannnmlsvarihafimtt r viWgerWina.XettabreytirYvekkiaWskuldarigetureftirsemWurvaristkrfuumgjaldYrota e= skiptibisnuefhannerraungjaldfr.LeiWirYaWafupphafsorWum2.mgr.65.gr.laga 0 umgjaldYrotaskiptio.fl.,enYarsegir% 9 efnislegaaWbverWiekkitekiWtilgjaldYrotaskiptaef  skuld%9~arisUnirframaWhannsfrumaWstandafullskilskuldbindingumsnumYegar  YrkomagjalddagaeWaverWiYaWinnanskammstma.XessibreytingYvekkiaWvalda i YvaWgjaldfrskuldaristigjaldYrotaskiptum,heldureingnguaWgreiWafyrirYvaWskipti \4 fariframYegarYaueru;hjkvmileg.L  M   '    & a VI.   ׺  HrlandieryfirleittekkivandkvWumbundiWfyrirkrfuhafaaWfteknatilgreina `  krfuumaW'abskuldarastekiWtilgjaldYrotaskiptiefefnahaghanserYannigkomiWaWskil S+! yrWitilskiptaerufyrirhendi.MgetaYessaWlggjfhrlandiumskilyrWigjaldYrotaskipta " eruekkifrbrugWinlgumannarsstaWarNorWurlndumaWYvY;frtlduaWDanmrku # erurUmriheimildirtilaWtakabtilskiptaYegarskuldarihefurreyndstWvaWgreiWslurtil  $ krfuhafa,sbr.18.gr.dnskugjaldYrotaskiptalaganna.XesseruY;dmihrlandiaWdreg !W% isthafirhmluaWbskuldaraverWitekiWtilskiptavegnavandkvWaviWaWljkafjrnmi J""& nrangurshjskuldaraenslkgerWervenjulegaaWdragandigjaldYrotaskiptaaWkrfulnar #' drottins.MeWfrumvarpinuerlagttilaWrYessuverWibtt,svosemlUsterhrnstakafla #( undan.EftirstendurY;aWnokkurntmageturtekiWfyrirkrfuhafaaWaflasraWfarar $ ) heimildarfyrirkrfusinnitilaWgetakrafistfjrnmshjskuldara.XegarYannighagartiler v%N!* krfuhafavissulegakleiftaWkrefjastkyrrsetningarhjskuldaraskv.5.gr.lagaumkyrr A&"+ setningu,lgbanno.fl.,nr.31/1990,enskilyrWifyrirYverustrng.XverlagttilmeWfrum  '", varpinuaWgreittverWifyrirYvaWbverWitekiWtilskiptaefYaueruannaWborW;hj '#- kvmileg.ErYhafthugaaWdrtturskiptumertilYessfallinnaWvaldatj;niYarsem ( eignirgetarUrnaWogfariWforgrWum.JafnframtertekiWtillittilYessaWYrfgeturveriW  greiWarileiWYessumefnumYegarhluteigastrriatvinnufyrirtkisemlnardrottnartelja  einsUntaWmuniekkigetastaWiWskilum. a   TilaWflUtafyrirgjaldYrotaskiptumbiskuldara,YegarhjYeimverWurekkikomist,er T, lagttilaWlnardrottniskleiftaWkrefjastgjaldYrotaskiptaYeimgrundvelliaWskuldarihafi  ekkiorWiWviWformlegriskorunumaWgefaskriflegastaWfestinguYvaWhannsgreiWslu  fr.MeWYessuergirtfyriraWskuldarigetitafiWskiptimeWYveinuaWhaldaaWsrhndum   ogaWhafastekkert,enslkviWbrgWeruYekktYegar;efnierkomiW.SamhliWaogsama  X skynierlagttilaWbrUntverWiskyldusemhvlirfyrirsvarsmannitilaWhlutastumgjald K #  YrotaskiptibilgaWilasamrmiviW2.mgr.64.gr.lagaumgjaldYrotaskiptio.fl.,nr.    21/1991,meWYvaWlgfestaskaWab;taregluvegnatj;nssemafYessuhlUstfyrirkrfuhafa.    ErjafnframtlagttilaWumverWiaWrWastrangab;tabyrgWeWasvokallaWasakarlkindareglu   YannigaWfyrirsvarsmaWurskuldaraYurfiaWsUnaframaWvanrkslanhafiekkiveriWhon wO  umsaknm. B  L  M    VII.    L  M    L  M  Samkvmt1.mgr.6.gr.lagaumgjaldYrotaskiptio.fl.,nr.21/1991,erslenskarkinu {  heimiltaWgerasamningaviWnnurrkiYessefnisaWheimildtilgreiWslustWvunareWatilaW nF leitanauWasamnings,semveittereinusamningsrki,gildisjlfkrafaWrusamningsrki 9 meWYeimrttarhrifumsemfylgjaslkriheimildWruhvorurkinu.samahtterrkinu  heimiltaWgerasamningaviWnnurrkiumaWgjaldYrotaskiptieinusamningsrkinieinnig  tileignaeWarttindaYrotamannsWrusamningsrki,enkveWamslkumsamningiaW r gjaldYrotaskiptifariaWeinhverjuleytieWallusjlfstttframhverjusamningsrkifyrirsig e= eftirlggjfYesseWaannarstiltekinsrkis.EfsamningurhefurekkiveriWgerWureftirkvWi 0 1.mgr.6.gr.lagannahefurheimildtilgreiWslustWvunareWatilaWleitanauWasamningsog  gjaldYrotaskiptiWrurkiekkihrifhrlandi.    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J""&   01.gr.erulagWartilbreytingar62.gr.lagaumaWfr,nr.90/1989,tilaWunntverWiaW #' ljkafjrnminrangursY;ttenginnmtitilgerWarinnarafhlfugerWarYolaefhannhefur #( sannanlegaveriWboWaWurtilhennar.Jafnframter2.gr.lagttilaW67.gr.lagannaverWi $ ) tekinuppsrstkheimildfyrirgerWarYolatilaWkrefjastendurupptkugerWarsemlokiWhefur v%N!* veriWnrangursYvskyniaWhanngetibenteignirtilfjrnms.Xessargreinarerunnar A&"+ skUrWarhraWframanV.kaflaalmennumathugasemdumviWfrumvarpiW.  '",  '#-   L  M  Um3.gr. (   XettakvWihefuraWgeymarUmriskilgreininguhugtakinunkomnirenneraWfinna  3.gr.lagaumgjaldYrotaskiptio.fl.,nr.21/1991.NnartiltekiWerlagttilaWhugtakiWni  einnigtilYeirraL  M  semsitjastj;rneWastUradaglegumrekstriflagaeWaannarralgaWila.AW a YessuernnarvikiWIV.kaflaalmennumathugasemdumviWfrumvarpiW. T,   L  M  Um4.gr.L  M    r  HrerL  M  lagttilaWlgfestverWiheimildtilaWveitaalYj;WlegarttaraWstoWsviWiskulda   skilarttar.MeWYvaWunntsaWveitaslkaaWstoWhrlandiergreittfyrirYvaWslk  X rttaraWstoWverWiveittgagnvart0slandiWrumrkjum.TilaWrlausnerlendsd;mst;lshafi K #  rttarhrifhrlandierlagttilaWaflaWverWirskurWarHraWsd;msReykjavkur.Fram    kemurhvernigslkbeiWniverWurrgarWigerWoghvaWaggnYurfiaWfylgjahenni.Jafn    framtertilgreinthvaWarttarhriferlendd;msrlausngeturhaft.AWYessarigreinernnar   vikiWVII.kaflaalmennumathugasemdumviWfrumvarpiW.L  M   wO  L  M    L  M  Um5.og6.gr.      0frumvarpinuerlagttilaWlnardrottinn,semnUtursamningsveWsfyrirkrfusinnieign   skuldaraogafsalarsrekkiYeimrtti,getiekkileitaWfullnustuhjskuldaraannanhtten {  meWYvaWgangaaWveWinu.0samrmiviWYettaermeW5.gr.frumvarpsinslgWtilviW nF eigandibreyting4.tlul.1.mgr.28.gr.lagannaog1.mlsl.2.mgr.smugreinar.MiWaW 9 erviWaWlnardrottinngefisWastalagiafsalveWrttikrfulUsingutilaWWlastrtt  hendurskuldarasamkvmtnauWasamningi.TilaWtakaafallanvafaerlagttil6.gr.frum  varpsinsaW;tvrttkomifram33.gr.lagannaaWsamningsveWhafiferekkimeWatkvWis r rttumnauWasamningnemaaWYvleytisemhannhefurafsalaWsrtryggingarrttifyrirkrfu e= sinni. 0   Um7.gr.    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J""& 45.gr.lagaumgjaldYrotaskiptio.fl.,erleitastviWaWgreiWafyriraWlnardrottinnfiaWneyta #' atkvWisrttarmjgeinfaldanhtt,entengslumviWYettamvekjaathygliYvaWmeW #( 13.gr.frumvarpsinserugerWartillgurumnnarifyrirmliumskriflegaatkvWagreiWslu $ ) 1.mgr.50.gr.laganna. v%N!* L  M    Um9.gr.  '", L  M    GreininYarfnastekkiskUringa.L  M   '#- Ї  L  M  Um10.gr. ( A  L  M  047.gr.lagaumgjaldYrotaskiptio.fl.eraWfinnaheimildfyrirskuldaratilaWgerabreyt  ingarfrumvarpisnuaWnauWasamningieftiraWhonumhefurveriWheimilaWaWleitahans  ogYartilatkvWagreiWsluerendanlegalokiWumfrumvarpiW.MeWYessarigreinerlagttil a aWfelldurverWiniWursskilnaWuraWskuldarinnYurfiaWaflameWmlameWbreytingu T, frumvarpinuefhnerhonumtilvilnunar.AWYessuernnarvikiWII.kaflaalmennumat  hugasemdumviWfrumvarpiWogvsastYangaWumfrekariskUringarYessukvWi.L  M    L  M    Um11.gr.  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L  M    049.gr.lagaumgjaldYrotaskiptio.fl.eraWfinnakvWiumYaWfylgisemfrumvarp {  skuldaransaWnauWasamningiverWuraWfsvoaWYaWteljistsamYykkt.LgWertilsbreyting nF meWYessarigreinfrumvarpsinsaWfullngjandisaWnauWasamningsfrumvarphlj;tiatkvWiL  M   9 60%krfuhafaeftirhfWatluntillitstilefnisfrumvarpsins,ensamkvmtgildandireglum  verWurYaWaWhlj;tasamahlutfallatkvWaeftirhfWatluatkvWismannaognemureftirgjf  afsamningskrfum,enY;aldreilgraen60%.HinsvegarergertrWfyriraWsreglagildi r fram;breyttumnauWsynleganfjldaatkvWaeftirkrfufjrhWum.AWWruleytiskal e= vsaWhrtilskUringaYessaribreytinguII.kaflaalmennumathugasemdumviWfrum 0 varpiW.L  M    L  M    L  M  Um13.gr. i   01.mgr.50.gr.lagaumgjaldYrotaskiptio.fl.eraWfinnafyrirmliumheimildirlnar \4 drottnatilaWgreiWaatkvWiskriflegaumfrumvarpskuldaraaWnauWasamningistaWYess ' aWYeirmtitilfundarsemumsj;narmaWurmeWnauWasamningsumleitunumheldurtilat  kvWagreiWslu.EinsogWurkomframerlagttil8.gr.frumvarpsinsaWatkvWismanni  verWiheimilaWaWgreiWaatkvWiYegarkrfulUsingusinni.013.gr.frumvarpsinsermeW `  tillititilYeirrarbreytingarrttaWursauglj;siskilnaWuraWatkvWigreittskriflega,hvort S+! semYaWergertkrfulUsingueWaannanhtt,skuliaWeinstaliWgiltaWvafalaustsaWYaW " varWiYaWfrumvarpsemboriWerundiratkvWi.0YessarigreinerjafnframtlagttilaWsregla # verWilgfestaWskriflegtatkvWihaldialltaWeinugildisnuY;ttgerWhafiveriWbreyting  $ frumvarpiskuldaransatkvWismnnumhag.LoksergertrWfyriraWskriflegtatkvWi !W% verWiekkidregiWtilbakanemameWskriflegriyfirlUsinguatkvWismannseWaYmeWYvaW J""& hannskifundYarsematkvWierugreiddog;skieftiraWfaWgreiWaatkvWinUjanleik. #'   L  M  Um14.gr. $ ) r  01.mgr.54.gr.lagaumgjaldYrotaskiptio.fl.erfjallaWumkrfusemskuldarinnverWur v%N!* aWberauppviWhraWsd;mumstaWfestingunauWasamningskjlfarYessaWnauWasamnings A&"+ umleitunumhefurlokiWmeWsamYykkifrumvarpshans.MeWYessarigreinfrumvarpsinser  '", lagttilaWbttverWiviWgildandireglufyrirmlumumaWskuldariYurfikrfunnimeWal '#- annarsaWgeratarlegagreinfyrirYvhvernighannteljisigmunugetastaWiWskilumviW ( lnardrottnaefnauWasamningurverWurstaWfestur,YarmeWalmeWkrfursemsamningurinn  hefWiekkihrif.X;ttYettahafialmenntveriWgertframkvmdeftirgildandilgumYykir  rttaWfestaregluumYettasessi,endagetaYessarupplUsingarhafthrifhvorthraWs a d;murtakitilgreinkrfuskuldaransumaWnauWasamningurverWistaWfestur. 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