WPC6 iQl"(o"0/7 d P{Ib!vwby,3viPp6`uKiC|\qqkEGy%)?#?HIb(ᓎe(gBEEyi)]E3YVF%ٜ#ua >|t䃠HH7Loy]X >,Q<ic $c>i=&}TΒIN;ґz6n1nhdȐ6iMgk.sR" 5Wcup۲Iɶrl/ц5Pjz5Į <]&26(D[l;$ե;Nd\1Z x{cnԍGezűL״ruJ _qA|E1m-ܽF+5F2[V-k-,'T'ysR9c%R]~5˃:-ڊ**dTIcU!N" %p 04v #(s 4 m>w&^ *46J B-Y 1 { 0y 0DQ 1 724 0f 0 0 0b 0:::::::::::::::::& & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & & N. . . . . 10 0 0Q 0Q%% 0]c)c) 0Yu-- 0w5.5. 0.. 0I/I/ 1u0000 B22226222222222222 7233/!4!4 1P4P4P4P4P4P4P4P4P4P4P4P4P4P4P4P4P4P4P4P4P4U:4444M+5+5+5+5V/5&d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    Adobe PDFyy0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wpt{< Y<rirs?g3|x)Hairline d8j3CIOU[agmNumbers1.1.1.1.1.1.1.1.  Z$ISUS.,,,..X6XXX? XX60?vvbX0#ggdd  ISIS,.      1    _ ԀMannfjldi0slandivar317.6301.janar2010.# W#()(3Z$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX6XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XX60?vvbX0#ggdd  8dd8ISIS,.         0  (%$  1    Z$ISUS.,,,..X6XXX? XX60?vvbX0#ggdd  ISIS,.      2    _ Ԁ0  skattgrunnskrmiWaWviWstWujl2009,16raeWaeldririnu2009,voru267.494# W#.ikmoxdCEIMQUY]aAutoList1!!!!!!!!1)a)!(`e$0  0` ""0 ` "` "23  0 " "( $0  0` ""0 ` "` "0 " "0h""23  0h"h"(}H$0  0` ""0 ` "` "0 " "0h""0h"h"23  0""(=$0  0` ""0 ` "` "0 " "0h""0h"h"0""23  0p""($0  0` ""0 ` "` "0 " "0h""0h"h"0""0p""23  0p"p" ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.()3$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX6XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XX60?vvbX0#ggdd  8dd8ISIS,.     ()3$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX6XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XX60?vvbX0#ggdd  8dd8ISIS,.     (53$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX6XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? XX60?vvbX0#ggdd  8dd8ISIS,.      d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a)  a'ISUS.,,,..X6XXX? XX60?vvbX0#ggdd  ISIS,.   _>? #K#?  2d X6Xd2 #XX6# d , g+ISUS.,,,..X6XXX? XX60?vvbX0#ggdd  ISIS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular L e)ISUS.,,,..X6XXX? XX60?vvbX0#ggdd  ISIS,.   _>? Ҁ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A43'LetterTX6XXXTRW6&A4W6&A4 6&A4 6&A4T ? XX60?vvbX0#ggdd  8dd8ISIS,.     _ >?  _ikmo(%03qs 9 LL` 138.lggjafarYing2009!2010. ( Xskj.1255"462.ml.     Q@"Svar# Q#   fjrmlarWherraviWfyrirspurnSigrWarIngibjargarIngad;tturumkostnaWvegnabanka   hrunsinsfyrirrkissj;W.  X  (j90_ikmo"i0J"  i0Jc2j  1  .3  Ԉ0    HververWurheildarkostnaWurvegnatknilegsgjaldYrotsSeWlabanka0slandsfyrir:i0Jc݌   Ќ  ! ! (g09"i0J"  0  0i0JA ww 2g  a  .3  Ԉ0v  rkissj;W,i0JA ݌  vv Ќ  "i0J"  0  0i0JU ww 2g  b  .3  Ԉ0v  hvernba,i0JU ݌ vv Ќ  "i0J"  0  0i0Jd  2g  c  .3  Ԉ0v  hvernskattgreiWanda,i0Jd ݌wO vv Ќ  "i0J"  0  0i0J ww 2g  d  .3  Ԉ0v  fjgurramannafjlskyldu?i0J ݌B vv Ќ    MeWsamkomulagisemgertvarbyrjunrs2009ogt;kgildirslok2008framseldi    SeWlabanki0slandstilrkissj;Wssamtals345milljarWakr.krfursembankinnhafWitekiWsem   tryggingarfyrirveW-ogdaglnumoghannhafWiveittfjrmlafyrirtkjumsamrmiviW {  hlutverksittsemseWlabanki.TilgangursamkomulagsinsvaraWtryggjabankanumviWunandi nF eiginfjrstWu.Rkissj;WurkeyptitryggingabrfinogltstaWinn270milljarWakr.verWtryggt 9 rkisskuldabrf.GertvarrWfyriraW95milljarWarkr.munduinnheimtastafkrfum.MeW  samkomulagisemt;kgildiumsl.ram;tframseldirkissj;WurkrfurnartilbakatilSeWla  bankagegnlkkunskuldabrfsins. r ! ! (j80 (g08"i0J"  i0Jl2g  a  .3  Ԉ0    HeildarkostnaWurrkissj;Wsnemur175milljrWumkr.i0Jl݌e= Ќ  "i0J"  i0J2g  b  .3  Ԉ0    KostnaWurhvernbanemur551.000kr. %  1      i0J݌0 Ќ  "i0J"  i0J2g  c  .3  Ԉ0    KostnaWurhvernskattgreiWanda654.200kr.d %  2      ׀i0J݌ Ќ  "i0J"  i0JD2g  d  .3  Ԉ0    KostnaWurhverjafjgurramannafjlskylduer2.204.000kr.i0JDq݌ Ќ   (j80! !"i0J"  i0J 2j  2  .3  Ԉ0    HververWurheildarkostnaWurvegnaeiginfjrframlagsrkisinsogvkjandilnatilArion \4 banka,0slandsbankaogNBIfyrir:i0J 7݌' Ќ  ! ! (g08"i0J"  0  0i0Jww 2g  a  .3  Ԉ0v  rkissj;W,i0Jl݌vv Ќ  "i0J"  0  0i0J3ww 2g  b  .3  Ԉ0v  hvernba,i0J3݌vv Ќ  "i0J"  0  0i0JB 2g  c  .3  Ԉ0v  hvernskattgreiWanda,i0JB݌` vv Ќ  "i0J"  0  0i0J^ww 2g  d  .3  Ԉ0v  fjgurramannafjlskyldu?i0J^݌S+!vv Ќ    UppgjrieiginfjrframlagstilnUjubankannaYriggjasemrkissj;Wuryfirt;k2008ern " lokiW.FyrstutlanirbentutilYessaWframlagrkissj;WstilbankannagtinumiW385millj # rWumkr.Nerhinsvegarlj;staWbeinteiginfjrframlagrkissj;Wsnemurrmum135millj  $ rWumkr.enaWaukiveitirrkissj;Wur0slandsbankaogArionbankavkjandilntil10ra !W% evrumaWjafnvirWitplega61milljarWurkr.m;tihlutafjreignogvkjandilnumrkis J""& sj;WsbnkunumYremurkemursamsvarandieignafrsla. #'   HlutafjrframlagtilLandsbankansnemur122milljrWumkr.,til0slandsbanka3,3millj #( rWumkr.,enaWaukiveitirrkissj;WurbankanumvkjandilnevrumaWjafnvirWi25millj $ ) arWarkr.,framlagtilArionbankaertplega10milljarWarkr.ogYvtilviWb;tarvkjandiln v%N!* evrumaWjafnvirWi36milljarWarkr. A&"+ 9 y_    (80! ! (g08"i0J"  i0J$2g  a  .3  Ԉ0    Heildarfjrbindingrkissj;Wsnemur196milljrWumkr.i0J$$݌( Ќ  "i0J"  i0J%2g  b  .3  Ԉ0    Fjrbindinghvernbanemur617.100kr.i0J%%݌ Ќ  "i0J"  i0J&2g  c  .3  Ԉ0    FjrbindinghvernskattgreiWanda732.700kr.i0J&'݌ Ќ  "i0J"  i0J'2g  d  .3  Ԉ0    KostnaWurhverjafjgurramannafjlskyldu2.468.400kr.i0J' (݌a Ќ   (j800$"i0J"  i0J)2j  3  .3  Ԉ0    HverterfjrframlagrkisinsvegnapeningamarkaWssj;Wa,innstWutryggingaannarra  enIcesavereikninganna,sparisj;Wa,annarrafjrmlafyrirtkjaen2.tlul.,trygg  ingaflaga,lfeyrissj;Waogmgulegaannarralnastofnanaogfyrirtkja?:skaWer   eftirsundurliWunmeWnfnumhversfyrirtkisogfjrframlagirkisins.i0J))݌ X Ќ    EnginfjrframlghafakomiWfrrkinutilpeningamarkaWssj;Wa,innstWutryggingaann K #  arraenIcesave-reikninga,annarrafjrmlafyrirtkjaen2.tlul.,tryggingaflaga,lfeyris    sj;WaeWaannarralnastofnanaogfyrirtkja.Hinsvegargerafjrlg2010rWfyrir20    milljarWakr.eiginfjrframlagitilsparisj;Wakerfisins.0YvtilvikiliggurY;ekkifyrirendan   legfjrhW,endaerfjrhagslegendurskipulagningsparisj;Wannanlokastigi. wO  "i0J"  i0J|.2j  4  .3  Ԉ0    HververWurheildarkostnaWurframlagaskv.3.tlul.fyrir:i0J|..݌   Ќ  ! ! (g08"i0J"  0  0i0J;0ww 2g  a  .3  Ԉ0v  rkissj;W,i0J;00݌ vv Ќ  "i0J"  0  0i0JO1ww 2g  b  .3  Ԉ0v  hvernba,i0JO11݌{ vv Ќ  "i0J"  0  0i0J^2 2g  c  .3  Ԉ0v  hvernskattgreiWanda,i0J^22݌nFvv Ќ  "i0J"  0  0i0Jz3ww 2g  d  .3  Ԉ0v  fjgurramannafjlskyldu?i0Jz33݌9vv Ќ    SgertrWfyrir20milljarWakr.fjrframlagitilannarraenumgetur2.tlul.verWur  kostnaWurinn:   (j80/ ikmo(dx8"i0J"  i0JN6 2d!3  Ԉ0    hvernba63.000kr.,i0JN6{6݌r Ќ  "i0J"  i0J-7 2d!3  Ԉ0    hvernskattgreiWanda74.800kr.,i0J-7Z7݌e= Ќ  "i0J"  i0J8 2d!3  Ԉ0    hverjafjgurramannafjlskyldu252.000kr.i0J8F8݌0 Ќ   (j8xikmo5 (g08 (j809"i0J"  i0J:2j  5  .3  Ԉ0    TelurrWherrastWutilaWefnatilYj;WaratkvWagreiWsluumYessarskuldbindingar  ogframlgrkissj;Ws?HverjirerukostiroggallarslkrarYj;WaratkvWagreiWsluaW i matirWherra?TelurrWherrasttanlegtaWalmenningurberiskuldaklafa;reiWu \4 mannanYessaWsamYykkjaslktfyrstYj;WaratkvWagreiWslu?HveryrWuaWmati ' rWherrahrifslkrarYj;WaratkvWagreiWsluslensktefnahagslf?i0J::݌ Ќ    Xj;WaratkvWagreiWslurhentaveltilaWleyfakj;sendumaWtakakvarWanirervarWast;r  ogafdrifarkmlYarsemsUnteraWatkvWagreiWslunniliggifyrirskUrirvalmguleikarsem `  kj;sendurgetitekiWafstWutil.ErYlykilatriWiYvsambandiaWsspurningeWaYrspurn S+! ingarsemafstaWaertekintilatkvWagreiWslunnisYannigaWkj;sendurstandiframmifyrir " skUrumkostumogaWeinhverskonarniWurstaWaeWalausnfistviWkomandimlimeWrslit # umkosninganna.SemdmiumslkmlvrihgtaWnefnainngngu0slandsAtlantshafs  $ bandalagiW,inngngu0slandsEFTAogEES,bygginguKrahnjkavirkjunarogupptku !W% kv;takerfisinssnumtma. J""&   VarWandimgulegaYj;WaratkvWagreiWsluumYaufjlmrgumlsemfyrirspurnYessi #' tekurtilervertaWhafaeftirfarandihuga.MargtafYvtekurtilskuldbindingasemrkis #( valdiWhefurorWiWaWtakasigvegnagrWarlegrafallaslenskumfjrmlamarkaWi.Hrun $ ) slenskubankannameWtilheyrandikostnaWifyrirrkissj;WerafleiWingafkvrWunumviW v%N!* skiptumogstj;rnmlum.Xj;WaratkvWagreiWsluumafleiWingarafkvrWunumstj;rnml A&"+ umeinsogYeimerhlotisthafaafeinkavWingurkisbankannaererfittaWltaeigasrstaW  '",  eftirY;aWvissulegahefWimttkj;saumYrWstfunaWeinkavWabankanasnumtma. '#-   &   VarWandiYriWjaliWspurningarinnarYalmenninguraWsjlfsgWuekkiaWbera?skulda ( klafa'(TEԀ;reiWumanna endakappkostarrkisstj;rninaWdragarYvtj;nisemvarWviWfall  bankannaoglgmarkaskaWaalmenningsogslensksYj;Warbs.0YvsamhengierrttaW  bendaaWerlendarskuldirYj;Warbsinsvorurmlega600%afvergrilandsframleiWslufyrir a hrunbankannaenstandanum300%afvergrilandsframleiWsluogeigaeftiraWlkkaenn T, meiraYegarfrekariafskriftirskuldaeigasrstaW.    UmhrifslkraratkvWagreiWsluefframfrislensktatvinnulfererfittaWfullyrWa,sbr.  YaWsemWursagWiaWhinuliWnaverWurekkibreyttmeWkosninguY;ttviWfeginvildum.