WPC? m݋6ιVoG>ZN )shn>B͹~`5#kIqGŴ\7Y:UG bpjE-X'aѝSuo5kbL/ܫO]a&1Yk8T8pa׳HV7lCMW*1w&^ *46J 0UY 0 0 0J 0 0 0c 0  0 0F 0 0 0} 0$ 0 0` 0 0 0  0 0 09 0 0{! 0" 0" 01# 0<# 1{# 72l$ 1{$ 72% 1K% 72%& 0& 0& 0o' 0J( 0D9)9)9)9):}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*}*N+++++ 1++ 0QJ,J,J,J, 0Q00 0]44 0,uI9I9 0w99 05:5: 0:: 1u;;;; B < < < <6)<)<)<)<)<)<)<)<)<)<)<)< 72_=_=/== 1=====================U:a>a>a>a>M>>>>V>&d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    Adobe PDFyy0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wptP4= Y<rirs?g3|x*+ (_2623  ..*D+D (_25   ," <DL,23  ..," <DL,   *5+5 (_24  ) <DL)23  ..) <DL)  *2+2 (_23 ` &<<DL&23  ..&<<DL& ` */+/ (_22  #DL#23  ..#DL#  *,+, (_21   DL 23  .. DL  *)+) (_20 h DDL23  ..DDL h *&+& (_19  L23  ..L  *#+# (_18   L23  .. L  *>> (_17  2( 4 <DL223  Ԁ2( 4 <DL2  *DD (_16   ," <DL,23  Ԁ," <DL,   *55 (_15  ) <DL)23  Ԁ) <DL)  *22 (_14 ` &<<DL&23  Ԁ&<<DL& ` *// (_13  #DL#23  Ԁ#DL#  *,, (_12   DL 23  Ԁ DL  *)) (_11 h DDL23  ԀDDL h *&& (_10  L23  ԀL  (## &_9   L23  Ԁ L  (>> &_8  2( 4 <DL223  2( 4 <DL2  (DD &_7   ," <DL,23  ," <DL,   (55 &_6  ) <DL)23  ) <DL)  (22 &_5 ` &<<DL&23  &<<DL& ` (// &_4  #DL#23  #DL#  (,, &_3   DL 23   DL  ()) &_2 h DDL23  DDL h (&& &_1  L23  L  &## $_   L23   L  <:Default Para83CIOU[agmLettersA.A.A.A.A.A.A.A.*A.8j3CIOU[agmNumbers1.1.1.1.1.1.1.1.,1.ikm1o234xA<CEIMQUY]aAutoList1!!!!!!!!1)a).5! (xir$0  0` (#(#0 ` (#` (#2#(  0  )3  0 (# (#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#2#(   )3  0h(#h(#($0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#2#  0  )3  0(#(#({$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#2#  a  )3  0p(#(#(F$0  0` (#(#0 ` (#` (#0 (# (#0h(#(#0h(#h(#0(#(#0p(#(#2#     )3  0p(#p(#  0 a8X'ISUS.,,,..XFXXX? XXF0?vvbX0#ggdd  ISIS,.   _Ԁikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.()38X$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXcXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? RXXc0?vvbX0#ggdd  8dXXd8ISIS,.     ()38X$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXcXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? RXXc0?vvbX0#ggdd  8dXXd8ISIS,.     (53$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTXcXXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? RXXc0?vvbX0#ggdd  8dXXd8ISIS,.      d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a) d , g+ISUS.,,,..XFXXX? XXF0?vvbX0#ggdd  ISIS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular L e8X)ISUS.,,,..XFXXX? XXF0?vvbX0#ggdd  ISIS,.   _>? Ҁ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A43'LetterTXFXXXTRW6&A4W6&A4 6&A4 6&A4T ? XXF0?vvbX0#ggdd  8dd8ISIS,.     _ >?  _ikmo(%03q9 9138.lggjafarYing2009!2010.3PrentaWupp. ( Xskj.1510"705.ml. 1^@H\Flutningsmenn.#\^@H#Ԉ    G@  Breytingartillaga# G#   viWtill.tilYl.umviWbrgWAlYingisviWskUrsluranns;knarnefndarAlYingis2010[skUrslu   Yskj.1501].  X @ FrPtriH.BlndalogSigmundiErniRnarssyni.      EftirfarandibreytingarverWitillgugreininni:    (g00_ikmo"i0J"  i0J2g  a  .3  Ԉ0    1.mgr.orWistsvo:L  M  i0J݌wO  Ќ  0  0   v AlYingilyktaraWskUrslaranns;knarnefndarAlYingissvitnisburWurumYYr;un B  slensksefnahagslfsogsamflagsundangenginnarasemleidditilhrunsbankanna    haustiW2008ogtelurmikilvgtaWskUrslanverWihfWaWleiWarlj;siframtWinniviW   brUnarrbtur.{  "i0J"  i0Jb 2g  b  .3  Ԉ0    ViW2.mgr.btistnUrmlsliWur,svohlj;Wandi:XaWverWigertm.a.meWYvaWYingmenn nF ogYingnefndirsemjiYaufrumvrpsemlgWeruframAlYingieWaritstUriYeim.i0Jb ݌9 Ќ  "i0J"  i0J3 2g  c  .3  Ԉ0    eftir2.mgr.kominUmlsgrein,svohlj;Wandi:i0J3 ` ݌ Ќ    0     v AlYingilyktaraWYaWskulistarfasamkvmteiginfjrlgumogaWYingmennverWi  launaskrhjAlYingi.r "i0J"  i0J02g  d  .3  Ԉ0    5.mgr.orWistsvo:i0J0]݌e= Ќ  0  0   v AlYingilyktaraWerlendmatsfyrirtki,lnveitendurbankanna,stj;rnenduroghelstu 0 eigendurfjrmlafyrirtkja0slandiberimestabyrgWbankahruninu,semogveila  hlutabrfaforminu. "i0J"  i0Jp2g  e  .3  Ԉ0    EftirfarandibreytingarverWi8.mgr.:i0Jp݌i Ќ  "m"  mw0  0ww 2g  1  .3  Ԉ0v  InngangurorWistsvo:AlYingilyktaraWfelaforstisnefnd,viWkomandinefndum \4 AlYingisogL  M  sL  M  tj;rnlaganefnd,sbr.lgumstj;rnlagaYing,nr.90/2010,aWrWast ' eftirfarandi.mw݌vv Ќ  "m"  m0  0ww 2g  2  .3  Ԉ0v  5.tlul.I.liWarorWistsvo:L  M  L  M  LggjfumstarfsemifjrmlamarkaWioglgumhluta  flgogeinkahlutaflg.m݌` vv Ќ  "m"  mQ0  0ww 2g  3  .3  Ԉ0v  2.tlul.II.liWarorWistsvo:SjlfstWog;hWranns;knaWdragandaogorskum S+! fallssparisj;Wa0slandiogvtryggingaflagsfr2000.L  M  0kjlfarYessfarifram " heildarendurskoWunstefnuogstarfsemiL  M  sparisj;Wannaoglgumumvtrygginga # flgL  M  .L  M  mQ~݌ $vv Ќ  @#dggGreinargerW.#ggdԈ J""&   UmaliW. #'   NauWsynlegteraWgeraYessmlsgreinmeiralUsandiYannigaWhnhafieinniggildieftir #( 20r.EkkierumefnisbreytinguaWrWa. $ )   UmbliW. v%N!*   HrerlgWtilmjgmikilbreytingsamskiptumAlYingisogrkisstj;rnarinnar,lggjafar A&"+ valdsogframkvmdarvaldssamrmiviWhinaviWamikluskUrsluranns;knarnefndarinnar  '", ogskUrsluYingmannanefndarinnarsembendanauWsynYessaWaWgreinaYessavaldsYtti. '#- HefWhefurveriWfyrirYvaWfrumvrperusaminrWuneytumeWajafnvelstofnunumrWu (z$. 9 y_   neytavegnaYessaWYekkingframkvmdlagannaogsrfrWiYekkingmlefninuerYar. ( XettaleiWirhinsvegartilYessaWYaWerusrfrWingarogYeirsemframkvmalginsem  hafamestumYaWaWsegjahverniglagasetninginverWur.XeirsemkomaseinnaaWsamYykkt  laganna,eftiratvikumrWuneyti,rWherra,rkisstj;rnin,rkisstj;rnarflokkarogYingnefnd, a YurfaalliraWrkstyWjabreytingar,semhfundurinnYarfekki.AukYessermjgvafasamt T, oggeturveriWhttulegtaWYeirsemframkvmalgingetisettinnkvWisemlttaYeim  hugsanlegaframkvmdinakostnaWborgaranna.XaWermiklueWlilegraaWYingmenn,sem  erukosnirafborgurunum,semjifrumvrpeWaritstUriYeimogleitiYvstarfitilsrfrWinga   eftirYvsemYarf.  X  .ikm1o2345(A<x0"i0J"  i0J! 2A<!3  Ԉ0    FerliWgtiYlitiWYannigtaWYeirsemteljaaWbreytaYurfilgumeWasemjanUlg K #  snasrtilviWkomandiYingnefndarmeWbeiWniumaWhnsemjibreytingartillgureWa    heilulagablkana.NefndintekurkvrWunumhvortstWastilaWsmWafrumvarpog    efserniWurstaWanfelurhneinstkumnefndarmnnumaWritstUraogeftiratvikumaW   semjafrumvarpmeWaWstoWnefndasviWs.NefndasviWYarfaWstyrkjaverulegaogrWa wO  jafnveltilsviWsinsYstarfsmennrWuneytasemstarfannaviWlagasmW.AlYingi B  kveWurjsjlftfjrveitingartilYessarastarfanna.i0J!!݌   Ќ  "i0J"  i0J% 2A<!3  Ԉ0    RWherra,YingmaWur,flagasamtk,stofnanir,fyrirtkieWaeinstaklingargtu;skaW   eftirYvaWnefndsemjifrumvarpogfrWufyrirYvrkaWvissumatriWumlagaYurfiaW {  breytaeWasmWaYurfinUjanlagablk.i0J%%݌nF Ќ  "i0J"  i0J' 2A<!3  Ԉ0    XegarnefndhefurlokiWsmWifrumvarpsfriframfyrstaumrWaogsWanyrWifrum 9 varpiWsenttilhefWbundinnaumsagnaraWilaenaWaukiYessrWuneytissemmunfram  kvmalgin.AlYingibrieftirYessabreytinguskilyrWislausabyrgWlagasetningunni,  semYaWgerirekkidagYarsemalltaferhgtaWkennaYeimsemsamdilginumgalla r semkomafram.ValdAlYingismundiaukastYvaWYingmenntturaunverulegaYtt e= YvaWm;talagaumgjrWYj;Wflagsins.NnastundanefndirYingsinsundarlegaendur 0 skoWunYvhverniggenguraWframkvmafrumvrpframkvmdarvaldsins.i0J''݌ Ќ  "i0J"  i0J+ 2A<!3  Ԉ0    EftirslkabreytingufengjurWuneytinogrWherrarnirmeiranWiogorkutilaWstanda  velaWframkvmdgildandilagaogframkvmdinyrWivntanlegamarkvissariogbetri. i EfYauteljaaWeitthvaWsaWgetaYaufaliWYingnefndumYaWverkefniaWbreytaYvsem \4 Yarf.XannigmundubWiraWilar,lggjafarvaldiWogframkvmdarvaldiW,grWaslkri ' breytinguogskilinyrWumikluskarparimilliYessaravaldseininga.i0J++݌ Ќ  "i0J"  i0J. 2A<!3  Ԉ0    EnjafnframtYyrftiAlYingiaWhttaaWkveWaeinstakarframkvmdirfjrlgum.Xr  framkvmdirgeturAlYingisemeftirlitsaWilieWlilegaekkigagnrUntYvaWrWherra `  geturvarlaboriWbyrgWYeimogYvhefurenginneftirlitmeWYeim.i0J..݌S+! Ќ   (g0x.ikm1o23457!  UmcliW.HrerlagttilaWAlYingihafisjlfstWifjrmlum.ViWYaWvexbyrgWYings " insYvaWYaWyrWiaWrttltatgjldsnoggeturekkiskotiWsrbakviWfjrmlarWherra. # XaWerekkiheldursamrmiviWniWurstWuYingmannanefndarinnaraWYingmennYiggilaun  $ snogsulaunaskrhjfjrmlarWuneytinu,framkvmdarvaldinu. !W%   UmdliW.HrerlagttilaWhorftstilerlendramatsfyrirtkjaYegarskoWaWerhverjirberi J""& mestabyrgWhruninu.Matsfyrirtkigfulitlumbnkum0slandimatiWAAAsemermeW #' YvbestasemgefiWer.XessimatsgjfgerWiYaWaWverkumaWst;rirbankarumallanheim #( ogaWrirlnveitendurlnuWuslenskubnkunum;hemjumikiWf,160millj.kr.hverja $ ) fjgurramannafjlskyldu.tlamaWYessilnhafifariWstraxafturtilfjrfestingaumalla v%N!* Evr;pu!London,Kaupmannahfn,HelsinkiogvWar.JafnveltilMaka;Kna.Ekkier A&"+ heldurhgtaWhorfaframhjbyrgWYessaralnveitenda.XessumbyrgWaraWilumerbtt  '", viWogYeirsettirframarstj;rnendumbankannaogstrstueigendumbankanna.Lokserbent '#- hrifkross-ograWeignarhaldssemerveilaeWagallihlutabrfaforminualYj;Wlegaogbls (z$. tmyndaWeigiWfoghagnaWoghefureflaustvilltYessummatsfyrirtkjumoglnveit ( endumsUn.    UmeliW.  ! ! ,(j90"i0J"  i0JB92j  1  .3  Ԉ0    TekinerutorWin?ogforstisrWherrafyrirhndrkisstj;rnar samrmiviWskUrslur a ranns;knarnefndarinnarogYingmannanefndarinnarsembendanauWsynYessaWgreina T, beturaWstrfAlYingisogrkisstj;rnarinnar.AlltsemframkemurI.!III.liW8.mgr.eru  verkefnisemsnaeingnguaWAlYingi.i0JB9o9݌ Ќ  "i0J"  i0J;2j  2  .3  Ԉ0    05.tlul.I.liWarerbttviWaWskoWaskulijafnframtlgumhlutaflgogeinkahluta   flgvegnaYeirrarveiluhlutaflagaforminusembenthefurveriW.i0J;;݌ X Ќ  "i0J"  i0Jl=2j  3  .3  Ԉ0    02.tlul.II.liWarerlagttilaWranns;knaWdragandaogorskumfallssparisj;Wa K #  0slandiniafturtilrsins2000enMeiWurehf.semseinnavarWExistahf.varstofnaWur    2001umhlutafjreignsparisj;WannaKaupYingihf.EnnfremurerlagttilaWstarfsemi    vtryggingaflagaverWirannskuWfrsamatma.i0Jl==݌  Ќ   (g09,8