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' @n n EftirlitskerfimeWhttu.    0bWalnasj;WurskalhverjumtmahafayfiraWrWatryggueftirlitskerfimeWhttu  tengslumviWstarfsemisna.Hjsj;WnumskuluveratilstaWarfullngjandiogskjalfestir `  innriferlartilaWmetanauWsynlegastrW,samsetninguoginnridreifingueiginfjrgrunns S+! meWhliWsj;nafYeimhttumsemstarfseminfelursrhverjusinni.Innriferlarnirskulu " endurmetnirreglulegatilaWtryggjaaWYeirsufullngjandimeWhliWsj;nafeWliogumfangi # starfsemisj;Wsins.  $   0bWalnasj;WiberaWframkvmaregluleglagspr;fogskjalfestaforsendurogniWur !W% stWurYeirra.NiWurstWurlagspr;faskuluveradagskrnstastj;rnarfundareftiraW J""& niWurstaWaYeirraliggurfyrir. #'   RWherraerheimiltaWsetjareglugerWumframkvmdhttustUringar,httuviWmiW, #( eftirlitskerfivegnahttuYttastarfsemi0bWalnasj;WsoginnraeftirlitaWfenginnium $ ) sgnstj;rnar0bWalnasj;WsogFjrmlaeftirlitsins. v%N!*   A&"+ & ,    c.(11.gr.c.) ( @ rsreikningurogendurskoWun.    Umstarfsemi0bWalnasj;Wsgilda87.!96.gr.lagaumfjrmlafyrirtki,aWundanskilinni  2.mgr.91.gr.laganna.',(T a   d.(11.gr.d.)    Eftirlit.  U  FjrmlaeftirlitiWskalhafaeftirlitmeWYvaWstarfsemi0bWalnasj;WsssamrmiviW   kvWilagaYessaraogreglugerWasettrasamkvmtYeim,semogannarralagaeftirYvsem  X viW.UmeftirlitiWfersamkvmtkvWumlagaumopinberteftirlitmeWfjrmlastarfsemi K #  eftirYvsemviW.    @==!7.gr.     EftirfarandibreytingarverWa15.gr.laganna: wO   6(Eh80_ikmo"i(m"  i(mX2Eh  a  .3  Ԉ0    eftirorWunum?Almennln 1.tlul.1.mgr.kemur:tileinstaklinga.i(mXX݌B  Ќ  "i(m"  i(mY2Eh  b  .3  Ԉ0    2.tlul.1.mgr.orWastsvo:LntilsveitarflagatilbyggingareWakaupahjkrunar    heimilumskv.VII.kaflalagaYessara.i(mYZ݌  Ќ  "i(m"  i(m_[2Eh  c  .3  Ԉ0    2.mgr.fellurbrott.i(m_[[݌{  Ќ  "i(m"  i(mP\2Eh  d  .3  Ԉ0    FyrirsgngreinarinnarorWastsvo:Lnveitingar0bWalnasj;Ws.i(mP\}\݌nF Ќ   _ikmo(JT086)X@==!8.gr.    EftirfarandibreytingarverWa19.gr.laganna:   6(Eh80_ikmo"i(m"  i(m _2Eh  a  .3  Ԉ0    0staW?90% 2.mgr.kemur:?80% .i(m _6_݌r Ќ  "i(m"  i(m`2Eh  b  .3  Ԉ0    ViWbtasttvrnUjarmlsgreinar,svohlj;Wandi:i(m`H`݌e= Ќ   _ikmo(JT086^0  0   v Xrttfyrir1.og2.mgr.er0bWalnasj;Wi;heimiltaWveitalnskv.1.tlul.15.gr. 0 YegarhmarksfjrhW0LS-veWbrfaskv.2.mgr.nemurminnaen40%affasteignamati  bWarhsnWisins. 0  0   v RWherraskaltveggjarafrestimetahvortYrferaWbreytahlutfallihmarks i fjrhWar0LS-veWbrfaaffasteignamatibWarhsnWisskv.3.mgr.meWtillititil \4 breytingalnamrkuWum,Yr;unarverWlagsogYj;Whagsforsendna.TeljirWherraYrf ' breytingummeWhliWsj;nafreglumsamningsinsumEvr;pskaefnahagssvWiWum  rkisaWstoWskalhannreglugerWmlafyrirumbreytthlutfallhmarksfjrhWar0LS-  veWbrfaaffasteignamatibWarhsnWisskv.3.mgr.aWfengnusamYykkirkisstj;rnar `  innar.HlutfallhmarksfjrhWar0LS-veWbrfaaffasteignamatibWarhsnWisskv.3. S+! mgr.mY;aldreinemaminnaen40%affasteignamatibWarhsnWis." @==!9.gr.  $   27.gr.lagannafellurbrott. !W% @!10.gr. #'   OrWin?kaupskuldabrfaaffjrmlafyrirtkjumsemtryggWerumeWveWibWarhs #( nWi 29.gr.lagannafallabrott. $ ) @!11.gr. A&"+   FyrirsgnVI.kaflalagannaverWur: Almennlntileinstaklinga.   '",  '#- Ї@!12.gr. (   33.gr.lagannaorWastsvo:    0bWalnasj;WierheimiltaWveitasveitarflgum,flgumogflagasamtkum,semekki  erurekinhagnaWarskynioghafaYaWsemlangtmamarkmiWaWbyggja,eigaoghafaumsj;n a meWrekstrileiguhsnWis,lntilbyggingareWakaupaleigubWa. T, @!13.gr.    3.og4.mgr.34.gr.lagannafallabrott.   @!14.gr. 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'   EftirfarandibreytingarverWa37.gr.laganna:   6(Eh80_ikmo"i(m"  i(mAy2Eh  a  .3  Ԉ0    1.mgr.orWastsvo:i(mAyny݌ Ќ  0  0   v 0bWalnasj;WierheimiltaWveitasveitarflgum,flgumogflagasamtkum `  srstkvaxtakjraWfengnusamYykkirkisstj;rnarinnarvegnalnatilleigubWasem S+! eingnguerutlaWartilgreindumh;pileigjendasemeruundirkveWnumtekju-og " eignamrkumtilgreindumreglugerWsemrWherraseturaWfenginniumsgnSambands # slenskrasveitarflaga. $ "i(m"  i(mg|2Eh  b  .3  Ԉ0    3.mgr.fellurbrott.i(mg||݌!W% Ќ   _ikmo(JT086x@!17.gr. #'   eftirorWunum?rWstfunleiguhsnWis 1.mgr.40.gr.lagannakemur:YinglUsta #( leigusamninga. $ )   v%N!* @!&   18.gr. (   ViWlginbtistnUttkvWitilbrWabirgWa,svohlj;Wandi:    Xrttfyrir3.mgr.19.gr.erheimiltviWkaupbWarhsnWiaWyfirtakalnfr0bWa  lnasj;WisemYegarhvlirviWkomandibWarhsnWiY;svoaWhmarksverW0LS-veWbrfa a skv.2.mgr.nemiminnaen40%affasteignamativiWkomandihsnWis.'(~ T, @!19.gr.    LgYessiWlastYegargildi.X;takakvWi3.gr.,umhfisskilyrWistj;rnarmanna0bWa   lnasj;Ws,ekkigildifyrrenviWskipunnUrrarstj;rnareftirnstualYingiskosningar.  X   #dggAthugasemdirviWlagafrumvarpYetta.#ggd{    o  FrumvarpYettaerlagtframtilbreytingalgumnr.44/1998,umhsnWisml,meW    sWaribreytingum.ViWgerWYesshafWivelferWarrWuneytiWsamrWviWefnahags-ogviW   skiptarWuneytiW,FjrmlaeftirlitiWog0bWalnasj;W. wO    MegintilefnifrumvarpsYessaeraWbregWastviWniWurstWuranns;knarEftirlitsstofnunar B  EFTAstarfsemi0bWalnasj;Ws,sbr.kvrWunstofnunarinnar,dags.18.jl2011,umaW    0bWalnasj;Wurnj;tirkisaWstoWarformieigendabyrgWar,vaxtaniWurgreiWslna,undanYgu   frarWsemiskrfuoggreiWslutekjuskatts.kvrWunEftirlitsstofnunarEFTAfr18.jl2011 {  varformitilmla(e.appropriatemeasures)tilslenskrastj;rnvaldaumaWgrpatilnauW nF synlegrarWstafanaYannigaWlnafyrirkomulag0bWalnasj;WsyrWisamrmiviWskuld 9 bindingar0slandssamkvmtsamningnumumEvr;pskaefnahagssvWiW.    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ErgertrWfyriraWYrennskonarhmrkverWilnveitingum0bWalnasj;Wstileinstaklinga  X vegnafasteignakaupa.LagtertilaWlnfr0bWalnasj;Wifariekkiyfir80%afmatsverWi K #  bWar.EkkierumbreytinguaWrWafrgildandireglumenlginhafaengusWurheimilaW    aWYettahlutfallgetifariWupp90%afmatsverWi.EnnfremurerframgertrWfyriraW    hmarkslnsj;WsinsverWi20millj.kr.,sbr.reglugerWnr.540/2006,umlnshlutfallogfjr   hW0LS-veWbrfa.JafnframterlagttilaW0bWalnasj;WiverWiekkiheimiltaWveitalnskv. wO  1.tlul.15.gr.lagannaYegarhmarksfjrhW0LS-veWbrfanemurminnaen40%affast B  eignamatibWarhsnWisins.VerWisWastnefndatillaganaWlgumYUWirYaWaW0bWalna    sj;WiverWieinungisheimiltaWlnatilfasteignaaWverWmtialltaW50millj.kr.miWaWviW   fasteignamat.Ekkertsambrilegthmarkergildandilgumoger0bWalnasj;WiYvheim {  iltaWlnavegnadUrarahsnWisensemYvnemur.ErveitinglnsvegnasvoverWmts nF bWarhsnWishinsvegarvarttalinrmastinnanflagslegsmarkmiWssj;Wsinsumfjr 9 mgnunbWarhsnWisfyriralmenningviWrWanlegumkjrumogYvbrotYeimmeWal  h;fskrfumsemundanYganfrrkisaWstoWarreglumsamningsinsumEvr;pskaefnahags  svWiWerbundin.ViWmathrifumsWastnefndubreytingarinnarertlaW,miWaWviWskrW r matsverWfasteignavegnarsins2012,aWYessartakmarkanirleiWitilYessaW0bWalnasj;Wi e= verWiheimiltaWveitalntilkaupaum99,4%bWarhsnWislandsbyggWinniogum 0 94,4%bWarhsnWishfuWborgarsvWinu.MeWaltaliWfyriralltlandiWyrWiYaW0bWa  lnasj;WivriheimiltaWlnatilkaupa96,3%bWarhsnWisntillitstilstaWsetningar  hsnWisins. i   Samkvmtframangreindueruflestarfasteignir0slandiYvlnshfarhj0bWalnasj;Wi \4 YrttfyrirviWb;tarskilyrWiWumaW;heimiltsaWveitaalmennlntileinstaklinganemi ' hmarksln0bWalnasj;Wsminnaen40%affasteignamatibWarhsnWis.MikilvgtYykir  aWhafahmarkiWlnveitingum0bWalnasj;WssvohttaWsvostdduenviWmatYvvar  tekiWtillittilstWunnarfasteignamarkaWisemogYeirrar;vissusemYykirrkjaumaWkomu `  slenskrafjrmlafyrirtkjaaWfasteignalnamarkaWitilframtWar.0YvsambandiYykirekki S+! sUntaWstWugleikihafinWstlnveitingumYeirratilbWarkaupaeinstaklinga,einsogsj " mtflu1rPeningamlumSeWlabanka0slandsfrn;vember2011.  # ulRA1-b> ! `!T@E?(ww u ?@?@?? ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ?@?@?@?@ ???@?@  TaflansUnirfjldaogfjrhWnUrrabWalnafrrsbyrjun2006tilokt;ber2011.Eins  ogtaflansUnirhafamiklarsviptingarttsrstaWtmabilinuhvaWvarWarumfangbWalna, r fjldanUrralnaoghlutdeildmismunandilnastofnana.HlutdeildinnlnsstofnanaferrYv e= aWverameirihlutiallrabWalnaYaWaWverWannastaWengutmabili.XrttfyriraW 0 hlutdeildinnlnsstofnanafariheldurvaxandiloktmabilsinserekkiunntaWdragaY  lyktunaWstWugleikahafiveriWnW.    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K #  XessarbreytingarerusamrmiviW19.gr.lagannasemkveWurumaW0bWalnasj;Wis    heimiltaWgefat;verWtryggWaskuldabrfaflokkavegnalnatileinstaklinga.    @ttUm16.gr. wO    MeWfrumvarpiYessuerulagWartilkveWnarbreytingarlnum0bWalnasj;Wstil B  sveitarflaga,flagaogflagasamtakasemekkierurekinhagnaWarskynioghafaYaWsem    langtmamarkmiWaWbyggja,eigaoghafaumsj;nmeWrekstrileiguhsnWis,lntilbygg   ingareWakaupaleiguhsnWi.0bWalnasj;Wurhefurannarsvegarveittlntilleiguflaga {  sembj;WaflagslegarleigubWiroghinsvegartilalmennraleiguflagaenlninhafaveriW nF veittgrundvellireglugerWarnr.57/2009,umlnaflokka0bWalnasj;Ws.BreytingarYrsem 9 lagWarerutilfrumvarpiYessumiWaaWYvaWVIII.kaflilagannaumlntilleiguflagataki  bWitilalmennraleiguflagaogflagasembj;WaflagslegarleigubWir.ErYvgertrW  fyriraWekkiverWigerWurgreinarmunurYessumflgumaWWruleytienYvaW0bWa r lnasj;WiverWiheimiltaWbj;Wasrstkvaxtakjrtilleiguflagasembj;WaflagslegarbWir e= semeingnguerutlaWartilgreindumh;pileigjendasemeruundirkveWnumtekju-og 0 eignamrkum.ErYarumaWrWaflagslegarleigubWir.0framkvmdhefur0bWalna  sj;Wurveittsrstkvaxtakjrtilleiguflagasembj;WaflagslegarbWirgrundvellisam  komulagsviWrkisstj;rn0slandsgrundvellifjrlagahversrs.Xverlagttila-liWkvWis i insaWkveWiWverWiumYessaframkvmd1.mgr.37.gr.lagannaenumleiWfelltrgildi \4 aWumrtttilleiguhsnWisfarieftirflagslegumaWstWumumskjanda.VerWifrumvarp ' YettaaWlgummunmunurinnlnumtilalmennraogflagslegraleigubWaYarafleiWandi  eingngufelastYvaW0bWalnasj;WiverWiheimiltaWveitasveitarflgum,flgumog  flagasamtkumsrstkvaxtakjrvegnalnatilleigubWasemeingnguerutlaWartil `  greindumh;pileigjendasemeruundirkveWnumtekju-ogeignamrkum. 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