WPC{) )~5{=B3bx _K/7qaGъă"HT}m^& 2)V }ɁjYUբJ5a JS$mqv[c$r'ױ}I3yC>X5)V`5{Eġ YM݁D[,:yygcHpF[v 3sk!|//Ov"WjAS^ϑi{,Y>nw&ۯu.]RǥDf/R:% =EjEH(vH8ru1}5v&e`8ӣkv>ڲۼ6!Sz|`%s!6Q0.pNI7D?ծ}UO%ԋX H.;r<ٲ;Ch3"' Re+1(۴Kd"k2ĵyhUNv % 04 # 4>9 m;wR4V^ jvfafa B-faN 1 0Q 0Q 0]11 0u 0w!! 0z!z! 0"" 1u""Q#Q# Bj%j%j%j%6%%%%%%%%%%%% 72&&/&& 1'''''''''''''''''''''U:''''M''''V''''''(S)&d9 Z6Times New Roman RegularX( Z$ IS , .\R6&A4\XħXXXTRW<6&A4W<6&A4 6&A4 6&A4T ? XXħ0?vvbX0#ggdd  8dXXd8ISUS.,    Adobe PDFyy0W:\WP2000\SKJRI~IZ.WPTW:\WP2000\SkjritunY2k-nytt.wptU^@rirs?g r@ 3|xTABLE BTABLE A)Hairline dTABLE C ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.()3\7$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX3XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? *XX30?vvbX0#ggdd  8_dXXd8ISIS,.     ()3\7$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX3XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? *XX30?vvbX0#ggdd  8_dXXd8ISIS,.     (53)$ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX3XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? *XX30?vvbX0#ggdd  8_dXXd8ISIS,.      d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a)  a\7'ISUS.,,,..X#XXX? *pXX#0?vvbX0#ggdd  ISIS,.   _>? *p*p#*p*pK#?  2d  iF*p#*p iF#d2  d , g)+ISUS.,,,..X#XXX? *pXX#0?vvbX0#ggdd  ISIS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular L e\7)ISUS.,,,..X#XXX? *pXX#0?vvbX0#ggdd  ISIS,.   _>? Ҁ Z!ISUS.,,,..TRW6&A4X3' Letter 6&A4\XħX3'LetterTX#XXXTRW6&A4W6&A4 6&A4 6&A4\XħXT ? *pXX#0?vvbX0#ggdd  8*pdd8ISIS,.     _ >?  _ikmo(%03qs 9140.lggjafarYing2011!2012. ( Xingskjal1281"188.ml.    2.umrWa.     iF*p@XXNefndarlit#*p iF#     umfrumvarptillokafjrlagafyrirriW2010.   Frminnihlutafjrlaganefndar. K #  9 MarkmiWfjrlaga.       0fjrlgum2010vargertrWfyriraWtekjujfnuWurrsinsyrWineikvWurum98.843   millj.kr.enhannreyndistneikvWurum123.285millj.kr.samkvmtrkisreikningi2010. wO  FrumjfnuWursamkvmtrkisreikningierneikvWurum84.437millj.kr.eWaum5,5%.0 B  skUrslufjrmlarWherraumtlunumjfnuWrkisfjrmlum2009!2013vargertrWfyrir    aWfrumjfnuWuryrWineikvWurum3%aflandsframleiWslu.rangurviWstj;rnrkisfjr   mlannaerYvtplegahelmingiverrienupphaflegavarstefntaW. {   Fjrlgogfjraukalg.  9   Fjrheimildirlokrsins2010eruneikvWarum22.696,6millj.kr.BreytingYeirra  sundurliWasteftirfarandihtt(fjrhWirmillj.kr.):  *uddd Xdd Xdd X>>,dd ,dd +   *p )e=e= )Fluttfrfyrrari 3&e= 318.603,6 >4'e=3  >Fjrlg2010 0&0 0560.724,3 >4'03  >Fjraukalg 0& 0!919,6 >4'3  >Lokafjrlg 0& 0876,8 >4'3  >Fjrheimildiralls 7&i  7579.285,1 >4'i!3  >Rkisreikningur 0&\4" 0601.981,7 N='\4#3  NStaWafjrheimildarslok @/!'$ @!22.696,67-+'%3   7#*p  #  XessimikliumsnningurskUristeinkumaf33milljarWakr.gjaldfrsluframlagisem & rkissj;WurveittifjraukalgumtilaWstyrkjaeiginfjrstWu0bWalnasj;Ws.Minnihlutinn `' gagnrUnirhvernigstaWiWvaraWkynningufjrbeiWninnienhennivargertrWfyriraW S+( framlagiWyrWieignfrt,enYaWvargjaldfrtvegnafjrhagsstWusj;Wsins.NauWsynlegter ) aWAlYingisuveittarrttarupplUsingarumfjrhagsstWuopinberraaWilaYannigaWfullt * samrmismillifjrheimildaogreikningshvaWYettavarWar.  +   XvekurathygliaWekkivarfariWmeWhallaByggWastofnunarmeWsambrilegumhtti !W, og0bWalnasj;WsY;svoaWumsambrilegmlsaWrWa.FjrsUslarkisinshefurstaWfest J""- aWgtahefWittsamrmis. #.   0umframtgjldunumvegurYyngsteinsogWursagWigjaldfrslaframlagirkissj;Ws #/ fjraukalgum2010semvartlaWaW?eflaeiginfjrstWu0bWalnasj;WsumalltaW33 $ 0 milljarWakr.YannigaWhngetiorWiWalltaW5%afhttugrunnisj;WsinsviWrslok2010og v%N!1 aWsj;WnumverWiYarmeWgertkleiftaWmtaafskriftaYrfvegnatistandandilnveitinga A&"2 oghrifumafrWstfunumsemkunnaaWverWagerWarvegnaskuldavandaheimilanna. ViW  '"3 uppgjrrkisreikningsvarkveWiWaWgjaldfraframlagiWheildvegnastWusj;Wsins.Er '#4 Yvlj;staWAlYingivoruekkiveittarrttarupplUsingarumstWuhansviWafgreiWslulaganna. (z$5 9 y_   XbereinnigaWhafahugaaWstofnfjrframlgfelaekkisrgjaldaheimildYarsemmark ( miWiWmeWYvaWveitaYaueraWmyndaeignhjYeimaWilasemfrframlagiW.Xegarfram  lagiWvarveittvareiginfjrstaWa0bWalnasj;WsneikvWum25milljarWakr.oghefWiYv  veriWeWlilegtaWmatiRkisendurskoWunaraWeignfra8milljarWakr.enYaWvarekkigert. a XfkkByggWastofnunsamatma1milljarWskr.framlagfjraukalgumtilaWeflaeigin T, fjrstWustofnunarinnar,eneigiWfhennarvarneikvttum498millj.kr.XaWframlagvar  eignfrtY;aWgtahefWittsamrmisviW0bWalnasj;W.XaWerYvmatminnihlutansaW  vinnubrgWviWframsetninguYessaraeiginfjrframlagarkisreikningihafiekkiveriWngi   legavnduW.  X   StaWafjrheimildarslokerneikvWum22.696,6millj.kr.eWasemsvarartil3,9%af K #  heildarfjrheimildumrsins.HinnineikvWustWumskiptaupp30.519millj.kr.afgangs    heimildirog53.215,6millj.kr.umframtgjld.Helstuafgangsheimildirrslokeru:     *p* dddd dd u>>,1dd ,dd ,sdd +  6%wO wO  6FjrlagaliWur @/!wO  @Heiti @/!wO  @FjrhW G='wO 3  G09-989 0&!B  0:fyrirsWtgjld 0&B  02.942,3 G='B 3  G19-801 0&!   0Vaxtagjldrkissj;Ws 0&   02.181,2 G='  3  G14-381 0&!  0Ofanfl;Wasj;Wur 0&  01.515,6 G=' 3  G07-515 0&!{  0Framkvmdasj;WuraldraWra 0&{  0885,2 G='{ 3  G02-201 0&!nF 0Hsk;li0slands 0&nF 0880,8 G='nF3  G 9/!9  9 @/!9! @8.405,1#*p #7-+9"3   7  Afsamtals30.519millj.kr.afgangsheimildumrslokeru8.405,1millj.kr.eWa27,5% # YessumfimmfjrlagaliWum. r$   HelstuumframtgjldskiptastmeWeftirfarandihtti: e=%      *p*dd1dd 1dd sdd s >>,1dd ,dd ,dd +  3"' 3FjrlagaliWur =,!( =Heiti =,!) =FjrhW ;1'*3  ;07-201  + 0bWalnasj;Wur  , 33.000,0 ,"-3 ,09-711  i. Afskriftirskattkrafna  i/ 5.075,4 ,"i03 ,08-373  \41 Landsptali  \42 2.903,5 ,"\433 ,09-381  '4 Lfeyrisskuldbindingar,eftirlaun  '5 2.864,7 ,"'63 ,08-206  7 Sjkratryggingar  8 2.022,0 ,"93 ,09-721  : Fjrmagnstekjuskattur  ; 1.645,0 ,"<3 ,  `=  % `> %47.510,6#*p  &#7-+`?3   7  GerterrWfyriraW39.155,7millj.kr.gjldumframfjrheimildirfalliniWurnett;.S @ staWaskiptistYannigaW8.043,1millj.kr.eruafgangsheimildirog47.198,8millj.kr.um A framgjldeinstakrafjrlagaliWa.XarvegurYyngst33.000millj.kr.vegna0bWalnasj;Ws.Xv  B frast16.459,1millj.kr.afgangsheimildirnett;tilrsins2011.riW2009voruhinsvegar !WC fluttarnett;afgangsheimildiraWfjrhW18.603,6millj.kr.oghefurnett;flutningurfjrheim J""D ildaYvlkkaWmillira.0fylgiskjali1frumvarpinukemurnnarframhvernigjkvWar #E ogneikvWarstWurskipasteinstakafjrlagaliWi. #F   MinnihlutinnvekurathyglieftirfarandigagnrUniRkisendurskoWunarendurskoWunar $ G skUrslurkisreiknings2010:?UmframtgjldSjkratrygginga0slandsstafaafYvaWform v%N!H umsparnaWsemlgutilgrundvallarfjrlgumgenguekkieftir.Snemmarinukomlj;s A&"I aWhpiWvriaWforsendurfyrirtluWumsparnaWimyndugangaeftir,s.s.aWhgtyrWiaW  '"J semjaumlkkungjaldskrvegnaheilbrigWisYj;nustusemkeypterafsjlfstttstarfandi '#K heilbrigWisstttum.SamtvarekkirWistannarskonarsparnaWtilYessaWvegauppm;ti (z$L Yessu.XarsemslkarkvarWanirhefWukallaWreglugerWarbreytinguliggurfyriraWvel ( ferWarrWuneytiWberbyrgWYvaWekkivargripiWtilrWstafanatilaWhaldarekstriSjkra  tryggingainnanfjrheimilda.Ekkivarheldurs;ttumviWb;tarfjrveitingarvegnaYessa  fjraukalgum2010. MinnihlutinntelurafarbrUntaWrWuneytiWveitiupplUsingarummeW a hvaWahttiYaWhyggsttakafyrrgreindribyrgW. T,  Fjrlgogsrlg.     0frumvarpinustyWstfjrmlarWuneytiWviWYvinnuregluaWrslokastaWafjrlagaliWar   fellurniWureftgjldhansrWastmeWbeinumhttiafWrumlgumenfjrlgum.Xver  X litiWsvoaWlgbundnumeWasamningsbundnumframlgumverWiekkistUrtmeWframlagi K #  fjrlaga.EnumleiWbirtisthrveikleikifjrlagagerWinni.FjrlgmarkaYessumtilfellum    ekkitgjaldarammannheldursrlginogerufjrlgYeimtilvikumekkiYaWstj;rntkisem    YauYurfaaWvera.AWmatiminnihlutansYarfaWbreytafyrirkomulaginuYannhttaWekki   sheimiltaWgreiWameirarrkissj;WienkveWiWhefurveriWfjrlgumogviWb;tarfjr wO  heimildumsemsamYykktarerufyrirframafAlYingi.XvYyrftiaWkveWameWhvaWahtti B  framlgsemsrlgkvarWahrrienfjrlgskerWastWurentilgreiWsluYeirrakemur.Einnig    gerirYettakrfuumaukingWitlanafjrlagafrYvsemnerYannigaWfjrlggefisem   gleggstamyndaftgjaldaYrfrkisins. {   YfirferWfjrlaganefndar.  9   Fjrlaganefndf;rmjgtarlegayfirfrumvarpiW.VartekiWrYvrtakogfyrirspurnum  beinttilviWkomandirWuneyta.XmttufulltrarfjrmlarWuneytisinsafargagnlegan  vinnufundmeWfulltraminnihlutansYarsemfariWvaryfirmjgmargafjrlagaliWiogveitti r rWuneytiWupplUsingarumY.AWmatiminnihlutansttiyfirferWsemYessiframvegisaW e= verWahlutiafeftirlitifjrlaganefndarYarsemhnskUrirmjgmargtsemgersthefurrekstri 0 rkisinsliWnurekstrarri.ViWYvinnukomuframnokkurtilvikYarsemminnihlutinntaldi  eWlilegtaWgerabreytingartillgurviWfrumvarpiW,envegnaYeirravandamlasemrakinhafa  veriWkaflanumumbreytingarlokafjrlgumreyndistYaWekkiunnt. i   Fylgiskjlfrumvarpsinsgefaekkin;guglggamyndafflutningifjrheimildamillira. \4 VarYvkveWiWaWfjrmlarWuneytiWmuniframvegisbreytatfluverkinuYannigaWYaW ' gefiskUrarimyndennerogtelurminnihlutinnYaWtilmikillab;ta.    Xkomlj;saWYrttfyriraWfjrmlarWuneytiWhafisettYregluaWekkisflutturmeiri  afgangurmilliraensemnemur10%affjrlagavelturekstrarverkefnaliWinsrsvoruYv `  margarundantekningar.AWmatiminnihlutansYurfaundantekningarfrreglumaWveraf S+! tWarogYrkilegarkstuddar.JafnframttelurminnihlutinnaWframtWinnieigiaWYrengja " verulegaaWYeimmguleikumsemeruaWflytjafjrheimildirmillira.Almennareglaner # saWfjrheimildirstofnkostnaWarerufluttar;skertarmillirameWanframkvmdumer  $ ;lokiW. !W%   ViWathugunnefndarinnarkomlj;saWveittarverWa28millj.kr.lokafjrlgumtil J""& stuWningsviWfiskeldi.ForsagamlsinsersaWfrumvarpitilfjrlaga2008segiraWmyndast #' hafisj;Wursemnemium170millj.kr.ogerlagttilaWhonumverWillumvariWtilranns;kna #( ogYr;unarfiskeldi.Fyrrgreindar28millj.kr.eruvaxtatekjursemsafnasthafafyrir $ ) reikningnum.XaWaWfjrmlarWuneytiWskulinleggjatilviWAlYingiaWheimildirliWarins v%N!* verWiauknarsamsvarandisUniraWAlYingiheimilaWieinungis170millj.kr.tgjldsnum A&"+ tma.AWmatiminnihlutanshefWittaWskilavaxtatekjunumrkissj;W.Fjrheimilders;tt  '", tilAlYingiseftiraWsjvartvegs-oglandbnaWarrWuneytihafagefiWloforWumstyrkveit '#- inguthana.Minnihlutinntelur;frtaWframkvmdarvaldiWskiumfjrheimildsvo (z$. lngueftiraWtgjldhafaveriWkveWinogYaWfelisr;eWlilegvinnubrgWaWskjaum ( viWb;tarfjrheimildlokafjrlgumeftiraWrkisreikningurhefurveriWritaWur.   EignasafnSeWlabanka0slands.  a   MinnihlutinntekurundirYaWsj;narmiWRkisendurskoWunaraWhindagleguoglg T, bundnuverkefniSeWlabankansogreksturflagsumeignasafnfariillasaman.Xeirrabend  inguerbeinttilSeWlabankansaWhannhugihvortYaWvriekkiYguhagsmunabankans  aWseljatilgreindareignirflagsinseWaflagiWheildtilaWilasemsrhfasigslkrieigna   umsUslu.  X  MarkaWartekjur.       0frumvarpinuerfjallaWtarlegaumkostioggallamarkaWrarkistekna.Minnihlutinntelur    aWdragaeigirYessarimrkuneinsogkosturer.MinnihlutinnteluraWmeginstefnaskuli   verasaWmarkaWirtekjustofnarrennirkissj;WensWaneigiaWveitafjrframlgll wO  fjrlgumendadragamarkaWartekjurmjgrfjrstj;rnarvaldiAlYingis.Hjfjrlaganefnd B  erhafinvinnaviWfrumvarpsamstarfiviWfjrmlarWuneytiWYarsemlagtverWurtilaW    markaWartekjurverWilagWaraf.XrttfyrirYessavinnuerennveriWaWmlafyrirfrum   vrpumsemgangagegnYessummarkmiWum. {   Framlagninglokafjrlaga.  9   045.gr.lagaumfjrreiWurrkisinssegiraWmeWrkisreikningiskulifylgjafrumvarptil  lokafjrlagahonumtilstaWfestingar.FrumvarpiWkomfram20.okt;ber2011enrkisreikn  ingurinnvarritaWuraffjrmlarWherra28.jn2011.X;aWfrumvarpiWsnlagtfram r munfyrrenveriWhefurumfyrrilokafjrlagafrumvrperlj;staWekkierveriWaWfaraaW e= fyrirmlumlaganna.ErYettagertYrttfyrirtrekaWarbendingarfrfjrlaganefndumaW 0 faraberiaWlgumogerekkigreiningurumYaWinnannefndarinnar.EnguaWsWurgengur  fjrmlarWuneytinuekkibeturaWuppfyllaYettakvWilagannaenraunbervitni.   Breytinglokafjrlgum.  \4   EinsogWurhefurkomiWframerhlutverklokafjrlagaaWstaWfestarkisreikning.Svenja ' hefurmyndastaWrkisreikningurhefurveriWritaWuraffjrmlarWherra,endurskoWaWuraf  RkisendurskoWunogsWangefinntprentaWur.AWYvloknuhefurAlYingisWanfjallaWum  frumvarptillokafjrlaga.AWmatiminnihlutanshentarYessivinnuaWferWYvaWeinsaWekki `  stluninaWbreytalokafjrlgum.TakiAlYingikvrWunumaWbreytafjrhWumlg S+! unumYmyndastfrvikmilliendurskoWaWsrkisreikningssemYegarhefurveriWlagWurfram " oglaganna.FormfrumvarpstillokafjrlagavirWistYvgerarWfyriraWYaWssamYykkt # ;breytt,enaWmatiminnihlutanserekkihgtaWskuldbindaAlYingimeWYeimhtti.TilaW  $ leysaYennanvandaYyrftulokafjrlgogrkisreikninguraWveraafgreiddsamhliWasem !W% tryggWiaWallarfjrhWirrkisreikningsoglokafjrlagavrueins. J""& @ AlYingi,10.ma2012. #( % v%N!.UUUUUU>>.@EE|KristjnX;rJlusson, % * @|frsm. %!+ @OOsbjrn:ttarsson. % + @-xIllugiGunnarsson. % +  %!, .UUUUUU> > .@ HskuldurX;rhallsson.