WPC, Wj#T e#}i1~pn>H?5[dv.7G2[ogͧw1$`avsLk#Fa:CKU1QsRsxIQ?u4Ry&zfy @S\ZikIS#4 OYz&'OmVfϾ;B.K LGpCI6wf`+ )!"v]p'Nh6Xuo*yydQonePV&[8sLte)Yb q5Ǜ@aVjy8&Yw^ 4  B-/$I 0lm 0DZ 0(w 1 72" 0T 0 0 0P 0(((N<<<<< 1>> 0 0 0"" 0/u&& 0w&& 0'' 0'' 1ub(b(b(b( B(((($(((((((((((( 72**/J*J* 1y*y*y*y*y*y*y*y*y*y*y*y*y*y*y*y*y*y*y*y*y*U:++++MT+T+T+T+DX+&d9 Z6Times New Roman RegularX(jD$,..,TRW6&A4W6&A4 6&A4 6&A4T ? 0?vvbX0#ggdd  8dd8ISUS,.     ^^` Adobe PDF0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wptuBC;Crirs?g3|x)Hairline d"#aaalfha(D2. $ jD!,..,X2XXXTRW6&A4X3' Letter 6&A43'LetterT ? LXX20?vvbX0#ggdd  8Ldd8ISUS,.     ^^`     0  0  L(#$  0  8DocumentManagement::ModifiedBooleanTRUE($ikmoxdCEIMQUY]aAutoList1!!!!!!!!1)a)!(`e$0  0` ""0 ` "` "23  0 " "( $0  0` ""0 ` "` "0 " "0h""23  0h"h"(}H$0  0` ""0 ` "` "0 " "0h""0h"h"23  0""(=$0  0` ""0 ` "` "0 " "0h""0h"h"0""23  0p""($0  0` ""0 ` "` "0 " "0h""0h"h"0""0p""23  0p"p"  ad ',..,XRXXX? XXR0?vvbX0#ggdd  ISUS,.   _Ԁikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3d $ jD!,..,X2XXXTRW6&A4X3' Letter 6&A43'LetterT ? LXX20?vvbX0#ggdd  8Ldd8ISUS,.     ^^`   (3d $ jD!,..,X2XXXTRW6&A4X3' Letter 6&A43'LetterT ? LXX20?vvbX0#ggdd  8Ldd8ISUS,.     ^^`   (3zp$ jD!,..,X2XXXTRW6&A4X3' Letter 6&A43'LetterT ? LXX20?vvbX0#ggdd  8Ldd8ISUS,.     ^^`    d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a) d  gzp+,..,XRXXX? XXR0?vvbX0#ggdd  ISUS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular : ed ),..,XRXXX? XXR0?vvbX0#ggdd  ISUS,.   _>? Ҁ jD!,..,XRXXXTRW6&A4X3' Letter 6&A43'LetterT ? XXR0?vvbX0#ggdd  8dd8ISUS,.     ^^`   _ >?  _ikmo(%03q 9143.lggjafarYing2013!2014.## ( _Xingskjal_Ԁ7"7.ml.     H@* * Tillagatil_Yingslyktunar_# H#     umm;tunstefnu_gjaldmiWilsmlum_.   _Flm_.:GuWmundurSteingrmsson,Bjrt:lafsd;ttir,BrynhildurPtursd;ttir, K #  _:ttarr_Ԁ_Propp_,PllValurBjrnsson,R;bert_Marshall_.    c  AlYingilyktaraWfelarkisstj;rninniaWm;tastefnutilframtWar_gjaldmiWilsmlum_.0   stefnunnikomiframhvereigiaWvera_framtWargjaldmiWill_Ԁ0slandsogefnahagslegumgjrW wO  hans.0rkstuWningimeWstefnunnikomim.a.fram: B   (g00_ikmo"i0J"  i0J; 2g  a  .3  Ԉ0    hvortframkvmd_gjaldmiWilsstefnunnar_ԀslklegtilYessaWeflatraustslenskuefna    hagslfitillangstmalitiW,i0J; h ݌  Ќ  "i0J"  i0J 2g  b  .3  Ԉ0    hvortstefnanmunileiWatilstWugraverWlags,lgrivaxtaogbetrilfskjara,i0J ݌{  Ќ  "i0J"  i0J 2g  c  .3  Ԉ0    hvorthnmuniaukafrelsiviWskiptumviWtlnd,i0J 0 ݌nF Ќ  "i0J"  i0J 2g  d  .3  Ԉ0    hvorthnhentislenskuatvinnulfioghversulklegbeinog;beinhrifhennar 9 _atvinnustig_Ԁogtflutning,i0J E ݌ Ќ  "i0J"  i0J2g  e  .3  Ԉ0    hvaWahrifhnhafihfnislensksefnahagslfstilaWaWlagasigbreyttumaWstWum  oghvorthnauWveldihagstj;rn,i0J݌r Ќ  "i0J"  i0J2g  f  .3  Ԉ0    hvorthnmuniminnkahttuslenskuefnahagslfiogaWhvaWaleytihttanyrWi e= nnurentilvikiannarra_valkosta_Ԁ_gjaldmiWilsmlum_,i0JD݌0 Ќ  "i0J"  i0J2g  g  .3  Ԉ0    hvort_gjaldmiWilsstefnan_Ԁsvelframkvmanleg,tilhvaWaannarraaWgerWaeWlilegtsaW  handhafarrkisvaldsgrpilj;sistefnunnaroghvortaWgerWaverWiYrfsviWi_rkisfjr  mla_Ԁog_peningamla_.i0J ݌i Ќ   (g00  StefnanverWilgWfyrirAlYingiformi_Yingslyktunartillgu_ԀviWupphaf_haustYings_ԀriW \4 2014. ' #dgg  GreinargerW.#ggd    _Efnahagslegur_Ԁ_;stWugleiki_,_;h;flegar_ԀverWlagshkkaniroghtt_vaxtastig_Ԁhafaumlanga `  hrWeinkenntslensktefnahagslfmeWtilheyrandihrifumlfskjralmenningsogumgjrW S+! atvinnulfsins.LeiWamaWYvrkaWeitthvertmestaWkallandiverkefniWsviWiefnahags " mlasaWnviWvarandistWugleika.Nisthannmunhttan_hagkerfinu_Ԁminnka,traust # myndastog_tlunargerW_ԀheimilaogfyrirtkjaverWaauWveldari.Xettaereinforsendaskyn  $ samlegrafjrfestinga,atvinnuuppbyggingarogheilbrigWrafjrmlaheimilanna.AWmrgu !W% eraWhyggjaYessumiklaverkefni.EittafYvsemhugaYarfvelerfyrirkomulag_gjald J""& miWilsmla_.MeWWrumorWum:kveWaYarfhvaWagjaldmiWillhentarslenskuefnahagslfi #' bestoghvaWaefnahagslegumgjrWYarfaWrkjaumhann. #(   SkoWunflutningsmannaeraWtakastYurfiviWYettalitamlmeWupplUstriumrWusem $ ) sWanleiWitil_rkstuddrar_Ԁ_stefnumrkunar_.EkkidugaraWUtaYessu_litamli_Ԁundansr. v%N!* :vissaumfyrirtlanirstj;rnvaldaYessumefnumerslm.Kostir0slands_gjaldmiWils A&"+ mlum_ԀeruY;nokkrir.UmYhafaveriWskrifaWarvandaWar_ttektir_.MYarm.a.nefnayfir  '",  gripsmikiWogvandaWsrritSeWlabanka0slandsumvalkosti0slandsgjaldmiWils-oggengis '#- 9 y_   mlumsemt&   komseptember2012.TakaverWurp;litskaafstWutilYeirrakostasemYar ( erumetnirlitl'(egir.    FlutningsmenneruvelmeWvitaWirumYannveruleikaaWslenskakr;nanverWur  gjaldmiWill0slendingaallrannustuframtW.EnstefnunaYarfaWmarkatillengritma.Til a aWmyndaerYaWaWkallandispurninghvaWaefnahagslegiveruleikimuniblasaviW0slandi T, eftiraWgjaldeyrishftumhefurveriWafltt,semvonanditekstfarsllegakomandirum.  ErlklegtaWslenskkr;na;heftfrjlsummarkaWimuniYhentabest?LeggjaYarfskUrt  matslkarspurningar.     JafnframtmhaldaYvframaWskynsamlegogvelrkstuddstefnatillangstmagjald  X miWilsmlumhjlpitilviWlosungjaldeyrishafta.R;tvandanserskorturtrausti.Fjrmagn K #  leitartrslenskuhagkerfivegnaskortstrausti.SkUrstefnagjaldmiWilsmlumsemnUtur    vWtksstuWningsogsamhlj;mssamflaginu,eftirupplUstaumrWu,ertilYessfallinaW    aukatraust.     MatflutningsmannaeraWg;WgjaldmiWilsstefnaverWibestbyggWskUrumrkstuWningi wO  YarsemhorftertileftirfarandiYtta: B   ikmo(dx0"i0J"  i0J% 2d!3  Ԉ0    Traust.kvrWuninumaWnotatiltekinngjaldmiWil0slanditillangrarframtWarverWur    aWverastuddYeimrkumaWnotkunhansstilYessfallinaWaukatraustslensku   hagkerfi.GeraverWurYkrfuaWverWgildigjaldmiWilsinsstiltlulegastWugtogrUrni {  ekkiskmmumtmaeWasveiflistmjg.GjaldmiWillinnverWuraWgetanUstalmennum nF viWskiptum,semgeymslaverWmtum,tilgreiWslulaunaogtillnaviWskipta.i0J%%݌9 Ќ  "i0J"  i0J( 2d!3  Ԉ0    Betrilfskjr.EittmeginhlutverkrkisvaldsinsefnahagsmlumeraWskapaumgjrW  semgerirkjarabtursembestmgulegar.SkynsamlegtfyrirkomulaggjaldmiWilsmla,  meWstWugugengi,gegnirYarlykilhlutverki.OfalgengtertilaWmyndaslensku r efnahagslfiaWkaupmttaraukningsminnientilst;WvegnaverWlagshkkana,semtil e= dmisgetastafaWafst;rumgreiWslumerlendralnasveitarflaga,rkisogfyrirtkja, 0 semlkkagengikr;nunnar.VextirhsnWislnaerujafnframthirvegnahrrarverW  b;lguogofmikillarhttuhagkerfinu,m.a.tafgengis;vissu.0Yessufelstmikill  kostnaWurfyriralmenning.i0J((݌i Ќ  "i0J"  i0J, 2d!3  Ԉ0    FrjlsviWskipti.MikilvgteraWgjaldmiWillinnsem0slendingarkj;saaWnotasgjald \4 gengurfrjlsumalYj;WlegumviWskiptumoghindriekkieWlilegtflWifjrmagnstilog ' frlandinu.skilegteraWgjaldmiWilsstefnanfelisrheilbrigWanramma,nteljandi  kerfishttu,fyrirfjrfestingarerlendraaWila0slandisemogfjrfestingarinnlendra  aWilatlndum.i0J, -݌`  Ќ  "i0J"  i0J/ 2d!3  Ԉ0    Hagsmuniratvinnulfsins.GjaldmiWilsstefnanverWuraWfarasamanviWstefnuatvinnu S+! mlum.MikilvgteraWhorfatilYesshvortnotkungjaldmiWilsinsfelursrerfiWleika " fyriratvinnulf,t.d.varWandigerW__rekstrartlana_,eWareisirhindranirtttilfrekari # uppbyggingar.JafnframtermikilvgtaWskoWahvortgjaldmiWillinnhentarmrgum  $ atvinnugreinum,ogeflirYarmeWfjlbreytni,eWahvortnotkunhansUtirundirfbreytni. !W% MathrifumgjaldmiWilstflutning,tilminnkunareWaaukningar,ereinniglykil J""& atriWi.i0J//݌#' Ќ  "i0J"  i0Ji3 2d!3  Ԉ0    Betrihagstj;rn.MetaYarfhvortgjaldmiWillinnogllumgjrWgengismlasemhonum #( fylgjanUtistveltilrangursrkrarhagstj;rnar.HrermikilvgtaWhorfatilreynsluYj;W $ ) arinnarYessumefnumogjafnframttilreynsluannarraYj;Wa.i0Ji33݌v%N!* Ќ  "i0J"  i0Ju5 2d!3  Ԉ0    SamanburWur.RkstuWningurfyrirgjaldmiWilsstefnunnihlUturaWYurfaaWfelasr A&"+ samanburWviWaWrakosti.Nrtkaster,aWmatiflutningsmanna,aWnlgastYannsaman  '", burWmeWYvaWleggjamatYhttusemhvervalkosturfyrirsigfeluraWllumlk '#- indumsrfyrirslensktefnahagslf.Enginnvalkosturerfullkominn.Allirkostirfela (z$. srhttufyrirefnahagslfiWsemmikilvgteraWstj;rnvldsumeWvituWumogreyni ( eftirfremstamegniaWtakastviW.Xvmafturm;tihaldaframaWbestivalkosturinn  gjaldmiWilsmlumsssemfelisrminnstuhttuna.i0Ju55݌ Ќ  "i0J"  i0J[9 2d!3  Ԉ0    Framkvmanleiki.AWsWustuermikilvgtaWstefnangjaldmiWilsmlumsraunhf. a HvaWYaWvarWarernauWsynlegtaWtiltakarkstuWningimeWstefnunnitilhvaWaannarra T, aWgerWaernauWsynlegtaWgrpa,svosemsamningaviWrWnaviWaWrarYj;Wir,oghvernig  nnurstefnumrkunYarfmgulegaaWtakabreytingum,tilYessaWskapagrundvllog  umgjrWstefnunnar.i0J[99݌  Ќ    LagtertilaWgjaldmiWilsstefnanverWilgWframformiYingslyktunartillguviWupphaf  X haustYings2014ogfihefWbundnaYinglegameWferW.0hlutarinseWliligguraWstefnankomi K #  tilreglulegrarendurskoWunar,ogerYaWYvekkilagttilsrstaklegahr.