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S+!  Xj;WhagsspHagstofu0slandsfr15.n;vembersl.  #   EndurskoWuWYj;Whagssplfyrir15.n;vember2013.SamkvmthennivirWist_Yj;War  $ bskapurinn_Ԁst;rumdrttumhafaYr;asteinsogreiknaWhafWiveriWmeWYeirriYj;W !W% hagsspsemltilgrundvallarverWgerWfjrlagafrumvarpsfyrirriW2014.GerterrWfyrir J""& aW_landsframleiWsla_Ԁaukist0,3%meiraYessurienWurhafWiveriWgertrWfyriraukYess #' sem_atvinnuvegafjrfesting_Ԁreyndistmeirioginnflutningurminnifyrrihelmingi2013.Gert #( errWfyrir2,5%aukningulandsframleiWslurinu2014._VerWb;lguhorfur_ԀhafaversnaW $ ) ltillegaog_efnahagshorfur_ԀhelstuviWskiptalndumerusvipaWarogWurhafWiveriWgertrW v%N!* fyrir.GerterrWfyriraWkjarasamningarnistogaWaukningkaupmttarverWih;flegen A&"+ starfandif;lkivirWistveraaWfjlgavinnumarkaWiog_atvinnulausum_ԀaWfkka.    '",      '",  _Atvinnu  '", vegafjrfesting_Ԁmunlklegadragastsamanum3,1%riW2013en_st;riWjufjrfesting_Ԁnr '#- hmarkirin2015!2016.FjrhagsstaWaheimilaogfyrirtkjaheldurframaWbatna.   (z$.  (z$.  Umfjllunnefndarinnar.  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' KostnaWurviWopinberteftirlitmeWfjrmlastarfsemi(12.gr.).    012.gr.frumvarpsinserlgWtilbreyting_lagningarhlutfllum_ԀogstrWum_eftirlits `  gjalds_Ԁskv.5.gr.lagaumgreiWslukostnaWarviWopinberteftirlitmeWfjrmlastarfsemi.Til S+! grundvallar_lkkununum_ԀliggjaupplUsingarumtlaWan_rekstrarafgang_ԀFjrmlaeftirlitsins " rslok2013og_hagrWingarkrfur_Ԁfjrlagafrumvarps2014. #   0umsgnFjrmlaeftirlitsinserugerWarathugasemdirviW12.gr.Xarkemurannarsvegar  $ framaWlWsthafiaWgerarWfyrir_lagningarhlutfalli_ԀviWskiptabanka_frumvarpsgreininni_ !W% oghinsvegaraWforsendurfyrirtillguum_lagningarhlutfall_Ԁog_lgmarksgjald_Ԁ_fagfjrfesta J""& sj;Wi_Ԁhafibreystfrframlagningufrumvarpsins. #'   Afhlfufjrmla-og_efnahagsrWuneytisins_ԀkomframaWviWframlagningufrumvarpsins #( hefWi_misfarist_ԀaWfrainnlkkun_eftirlitsgjldum_ԀsemnmiYeirrihagrWingarkrfusem $ ) gertvrirWfyrirfrumvarpitilfjrlaga2014.0kjlfariWlagWirWuneytiWtilaWbrugWist v%N!* yrWiviWmeWbreytingumfrumvarpinu.MeirihlutinnfellstforsendurtillagnarWuneytis A&"+ ins.LeggurmeirihlutinntilumtalsverWarbreytingar_frumvarpsgreininni_.MiWaYraWYv  '", aWtekjurFjrmlaeftirlitsinsaf_eftirlitsgjaldi_Ԁ2014,vegnaopinberseftirlitsmeWfjrmla '#- starfsemi,endurspegli_tekjuheimild_Ԁstofnunarinnarsamkvmtfjrlagafrumvarpi2014. 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AthyglinefndarinnarvarvakinYvaW3.gr.laganr.19/1979,umrttverkaf;lkstilupp  sagnarfrestsfrstrfumogtillaunavegnasjkd;ms-eWaslysaforfalla,hefWiveriWtlkuW `  YannvegaWfyrirtkjumfiskvinnsluvriheimiltaWsendafiskverkaf;lkheimfyrirvara S+! ltiWvegnahrefnisskortsnYessaWtilgreiWslulaunauppsagnarfrestikmi.VarbentaW " lgumumgreiWslurAtvinnuleysistryggingasj;Wsvegnafiskvinnsluf;lkshefWiveriWtlaW # aWvegauppm;tiYeirrirttindaskerWingusemflist3.gr.hinnafyrrnefndulaga.  $   SskoWunkomframaWbrottfalllagaumgreiWslurAtvinnuleysistryggingasj;Wsvegna !W% fiskvinnsluf;lksmundiekkihafahrifgreiWslurrAtvinnuleysistryggingasj;Wiendatti J""& fiskverkaf;lkrttb;tumrsj;Wnum.XessvegnavartaliW;lj;sthvortbrottfellinginhefWi #' nokkurnsparnaWfrmeWsrfyrirrkissj;W.KomYaWmatframaWbrottfellinglaganna #( mundileiWatilsparnaWarlaunagreiWslumfiskvinnslufyrirtkja,Yarsemfiskverkaf;lk $ ) mundifallaaflaunaskrkomitilhrefnisskorts,ogskapatj;nfyrirfiskverkaf;lk.Xvarbent v%N!* aWbrottfellinglagannamundi;beintleiWatils;unarYarsemfiskvinnslufyrirtkiYyrftu A&"+ oftaraWleitasrstarfskraftaogfiskverkaf;lkoftaraWleitasratvinnu.  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K #    Meirihlutinnleggurtilbreytingar30.gr.frumvarpsinssembyggjastframangreindum    tillgum.MeWYeimleitastmeirihlutinnviWaWviWhaldaYvmarkmiWilagannaaWstuWlaaW    starfsryggifiskvinnsluf;lkssemnUturkauptryggingargrundvellikjarasamningaYegar   vinnaliggurniWrivegnahrefnisskortssamatmaogstuWlaWeraWlkkuntgjaldaAt wO  vinnuleysistryggingasj;Ws. B  TrflgoglfsskoWunarflg(31.gr.).     fundinefndarinnarvargerWtknilegathugasemdviW31.gr.frumvarpsins.Varbent {  aWbyrjunrs2013hafilgnr.108/1999,umskrWtrflg,tekiWbreytingumYegarlfs nF skoWunarflgvorufelldundirgildissviWlaganna.LWsthefWihinsvegaraWgerarWfyrir 9 YessaribreytinguviWsamningufrumvarpsinsogYvvrilfsskoWunarflagaekkigetiW  frumvarpsgreininni.    Meirihlutinnleggurtilbreytingu31.gr.frumvarpsinslj;siframangreindrarathuga r semdar. e=  TillagaaWnUjumkflum.     MeirihlutinnleggurtilaWYremurnUjumkflumverWibttviWfrumvarpiW.  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B    BreytingarYrsemmeirihlutinnleggurtilmunufyrstogfremsthafahrifYsemnota    framkllunarefnienWrumtilvikumerrvinnslugjald;verulegurhlutiafverWivrunnar   ogYvmunYaWekkihafaveruleghrif. {    TillgurumbreytingarrvinnslugjaldimiWastviWaWnviWunandisj;WsstWuvru nF flokkanstuYremurrum.MiWaWerviWaWsj;WirverWiaWjafnaWiekkilgrienum30% 9 afrskostnaWiviWvruflokkinn.UmtillgurumgjaldabreytingarvruflokkaervsaWtilum  fjllunarumeinstakargreinar.    0tillguaWnUrri39.gr.ergerWtillagaaWhkkunupphWskilagjaldstilsWastaskrWa r eigandakutkis,YegarhannafskrirkutkiW.UpphWskilagjaldsinshefurveriW;breytt e= frYv1.janar2006.Hkkunskilagjaldsinsr15.000kr.20.000kr.erlgWtilYeim 0 tilgangiaWmtaauknumkostnaWieigandakutkisviWaWkomaYvsfnunar-eWam;t  tkustWtilmeWhndlunarmeWhliWsj;nafyfir60%verWb;lgutmanumfrYvaWgjaldiW  varkvarWaW. i   0tillgumaWnUjum40.og41.gr.erlgWtilbreytingrvinnslugjaldifyrirplast. \4   0rsbyrjun2008voruheyrlluplastogplastumbWirsameinaWareinnvruflokkmeW ' samagjaldi.ViWYettalkkaWigjaldheyrlluplast.VerWplastivarhttendurvinnslu  markaWierlendisenfllverulegalokrs2008samhliWaYvaWmarkaWirlokuWust.Endur  vinnslumarkaWirhafasWanveriWaWtakaviWsr.rinu2009varum3.400tonnumsafnaW `  afYeim11.800tonnumsemrvinnslugjaldvarlagtogYauflutttilendurvinnslueWaendur S+! nUtingar. 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