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J""& "  SlysatryggWirsamkvmtlgumYessumeru: #' ! !"i(m"  i(mz#2g  a  .3  Ԉ0    LaunYegarsemstarfahrlandiaWundanskildumerlendumrkisborgurumsemgegna #( embttifyrirerlendrkiogerlendustarfsliWislkraembttismanna.StarfumborWs $ ) lenskuskipieWaslenskuloftfari,eWaskipieWaloftfarisemergertteWarekiWafs v%N!* lenskumaWilum,jafngildirstarfihrlandisamkvmtYessumliW,endasulaungreidd A&"+  hrlandi.i(mz##݌ '", Ќ  "i(m"  i(m@&2g  b  .3  Ԉ0    & a  NemenduriWnnmilggiltumiWngreinumognemarstarfsnmisemstundanm ( heilbrigWisgreinumograunvsindumoghsk;lanemarYegarYeirsinnaverklegunmi.i(m@&m&݌ Ќ  'a(&"i(m"  i(m(2g  c  .3  Ԉ0    BtgerWarmennsemsjlfireruskipverjar.i(m(<(݌ Ќ  "i(m"  i(m)2g  d  .3  Ԉ0    XeirsemvinnaaWbjrgunmannarlfshskaeWavrnumgegnyfirvofandimeirihttar a tj;niverWmtum.i(m)F)݌T, Ќ  "i(m"  i(m*2g  e  .3  Ԉ0    0Yr;ttaf;lksemtekurYttYr;ttaiWkunum,hvortheldurerfingum,sUningumeWa  keppniogerorWiW16ra.MeWreglugerWarkvWimkveWannargildissviWYessa  kvWis.i(m**݌  Ќ  "i(m"  i(mj,2g  f  .3  Ԉ0    AtvinnurekendurlandbnaWisemvinnalandbnaWarstrf,makarYeirraogbrnaldr  X inum13!17ra.i(mj,,݌K #  Ќ  "i(m"  i(m-2g  g  .3  Ԉ0    AtvinnurekendursemstarfaaWeiginatvinnurekstriWrumatvinnugreinumenumgetur    f-liW.i(m--݌   Ќ    HeimilteraWveitaundanYgufrslysatrygginguskv.a-liW1.mgr.efhlutaWeigandier   sannanlegatryggWursamkvmterlendrislysatryggingalggjf. wO    LaunYegitelsthverssemtekuraWsrvinnugegnendurgjaldinYessaWverasjlfur B  atvinnurekandiYvsambandi,hvortsemumeraWrWatmakaup,fstlaun,aflahluteWa    greiWslufyrirkvWisvinnu.     Makiatvinnurekandaogbrnhansaldrinum13!17ra,sbr.g-liW1.mgr.,teljastekki {  launYegarsamkvmtYessarigreinnemaYaustarfiviWatvinnureksturinnogYiggilaunfyrir. nF   8.gr.  TryggingviWheimilisstrf.  ,2  Xeirsemstundaheimilisstrfgetatryggtsrrtttilslysab;taviWYaustrfmeWYvaWskr r ;skYaraWltandiskattframtalbyrjunhversrs. e=   RWherraermeWreglugerWheimiltaWskilgreinannartryggingartmabiloghvaWteljist 0 tilheimilisstarfa.    9.gr. i Bturslysatryggingaalmannatrygginga. \4 34  Bturslysatryggingaalmannatryggingaerusjkrahjlp,dagpeningar,rorkubturog ' dnarbtur.    10.gr. `  Sjkrahjlp. S+! ?5  Nveldurb;taskyltslyssjkleikaogvinnutj;niminnst10dagaogskalYgreiWanauW " synlegankostnaWvegnalkningarhinsslasaWaogtj;nsgervilimumeWahjlpartkjumsvo # semhrsegir:  $ ! ! _ikmo(JT00"i(m"  i(mf72JT  1  .3  Ԉ0    AWfulluskalgreiWa:i(mf77݌!W% Ќ  "m"  m]80  0 2JT  a  .3  Ԉ0v  LknishjlpsemsamiWhefurveriWumsamkvmtlgumumsjkratryggingar.m]88݌J""&vv Ќ  "m"  m90  0xx 2JT  b  .3  Ԉ0v  Sjkrahsvist,svolengisemafleiWingarslyssinsgerahananauWsynlega,shinnslas #' aWiekkisjkratryggWursamkvmtlgumumsjkratryggingar.m99݌#(vv Ќ  "m"  me;0  0 2JT  c  .3  Ԉ0v  LyfogumbWir.me;;݌$ )vv Ќ  "m"  m{<0  0xx 2JT  d  .3  Ԉ0v  ViWgerWvegnabrotseWalskunarheilbrigWumtnnumeWavelviWgerWum.GreiWslu v%N!* fyrirsamskonarviWgerWirllegritnnummtakmarkaviWkostnaWsemtlam A&"+  aWorWiWhefWiefYrhefWuveriWheilbrigWar.m{<<݌ '",vv Ќ  "m"  m>0  0 2JT  e  .3  Ԉ0v  &   GervilimieWasvipuWhjlpartki,svoogviWgerWYeimeWaendurnUjunefviWgerW ( telstekkifullngjandi.Samagildirumgervitennur.'(~?m>>݌vv Ќ  "m"  m@0  0 2JT  f  .3  Ԉ0v  SjkraflutningmeWsjkraflugvleWasjkrablfyrsteftirslyseWaYegarellaverWur  nauWsynlegtaWsendasjklingmeWslkumfarartkjumtilmeWferWarhjlknieWa a sjkrahsi,Y;ekkifyrireinstakarferWirYegarumstunduneraWrWa.Samagildir T, umflutningmeWskipiYegarWrumfarartkjumverWurekkiviWkomiW.m@@݌vv Ќ  "m"  meC0  0xx 2JT  g  .3  Ԉ0v  SjkraYjlfunogorkulkningar.meCC݌vv Ќ  "i(m"  i(mD2JT  2  .3  Ԉ0    GreiWaskal:i(mDD݌  Ќ  "m"  mvE0  0 2JT  a  .3  Ԉ0v  AWhlfuferWakostnaWtillknismeWleigubl,endassjklingurekkifrumaW  X ferWastmeWtlunarbleWastrtisvagni.EkkiskalY;greittfyrirflutningmeWbif K #  reiWmannsafsamaheimilieWasamabnbifreiWeiguvenslamannahinsslasaWa.mvEE݌  vv Ќ  "m"  mG0  0xx 2JT  b  .3  Ԉ0v  AW  3  /  4  kostnaWviWsamskonarferWirmeWtlunarbleWa-skipi,endasummeira    en15kmvegalengdaWrWa.GetisjklingurekkiferWastmeWtlunarblskalgreiWa   ferWmeWtlunarflugvlaWb wO 3wO b /d< wO 4wO d< .mGG݌wO vv Ќ  "i(m"  i(mJ2JT  3  .3  Ԉ0    HeimilteraWgreiWa:i(mJJ݌B  Ќ  "m"  mK0  0 2JT  a  .3  Ԉ0v  Hjkrunheimahsum,veittaafvandalausum.mKK݌  vv Ќ  "m"  mL0  0xx 2JT  b  .3  Ԉ0v  StyrkuppkostnaWvegnalskunartnnumYegarframkvmdarhafaveriWkostn   aWarsamaraWgerWirYeimsem;nUsthafaviWslysiW.mLL݌{ vv Ќ  "m"  mN0  0 2JT  c  .3  Ԉ0v  FerWakostnaWmeWtlunarbleWastrtisvagniaWYnF3nFY/[3nF4nF[3hlutumeWasamkvmtkl; nF metragjaldieftlunarferWireWastrtisvagnaferWireruekkifyrirhendiYegarsjk 9 lingurYarfnasttrekaWrarmeWferWarhjlknisjkrahsieWasjkrastofnun,svo  semendurhfingueWasjkraYjlfun,meWeWaninnlagnar,Y;ttvegalengds  skemmrien15km,endasuferWirfleirien30sexmnaWatmabili.mNN݌rvv Ќ    AWsvomikluleytisemsamningarsamkvmtlgumumsjkratryggingarnekkitil e= sjkrahjlparskv.1.mgr.geturrWherrakveWiWendurgreiWsluaWnokkrueWalluleytimeW 0 reglugerW.    Nveldurslysekki;vinnufrni10dagaenhefurY;frmeWsrkostnaWsemumrWir  YessarigreinogmYgreiWahannaWsvomikluleytisemhannfstekkigreiddurhj i sjkratryggingum. \4   KostnaWurvegnasjkrahjlparsemfellurtilYegarliWinerufimmreWameirafrslysdegi ' greiWistekki.X;erheimilt,efalvegsrstaklegastendur,aWgreiWakostnaWsemfellurtil  alltaWturfrslysdegiendasuskUrlknisfrWilegorsakatengslmillislyssinsogkostn  aWarins. `    EinungisskalgreiWanauWsynlegankostnaWskv.1.mgr.semfellurtilhrlandinema S+! annaWleiWiafmillirkjasamningum.X;skalgreiWa;hjkvmilegasjkrahjlpsemfellurtil " erlendisefslasaWiertryggWursamkvmtkvWum2.mlsl.b-liWar2.mgr.5.gr.eWasam # kvmtkvWumlagaumsjkratryggingar.  $   11.gr. J""& Dagpeningar. #' W  DagpeningargreiWastfrogmeW8.degieftiraWslysvarW,endahafihinnslasaWiveriW #( ;vinnufrminnst10daga.DagpeningargreiWastYangaWtilhinnslasaWiverWurvinnufr, $ ) rskurWurerfelldurumvaranlegarorkuhanseWahanndeyr,Y;ekkilenguren52vikur. v%N!*   SjkratryggingastofnuninnierheimiltaWkveWaaWdagpeningarskuligreiddirlengur, A&"+ einkumefekkierlokiWlkningatilraunumog;vsterhvortumvaranlegarorkuverWuraW  '", rWaoglkurerutilaWafstUramegieWadragarrorkumeWlengrib;tagreiWslu. '#-   Dagpeningareru1.677kr.dagfyrirhverneinstaklingog376kr.fyrirhvertbarnfram ( fri,YarmeWtalinbrnutanheimilissemhinnslasaWisannanlegagreiWirmeWsamkvmt  rskurWistj;rnvalds,staWfestusamkomulagieWaskilnaWarleyfisbrfi.    GreiWslursamkvmtYessarigreinmegaekkifaraframrta3at/vNa4avNaftekjumb;taYegaviWY a atvinnusemhannstundaWiYegarslysiWvarW. T,   NgreiWirvinnuveitandihinumslasaWalaunslysaforfllumogrennaYdagpeninga  greiWslursamkvmtYessarigreintilvinnuveitandansYanntma,Y;aldreihrrigreiWslaen  semnemur  3  / z 4  zhlutumlaunanna.     12.gr. K #  rorkubtur.    D_  EfslysveldurvaranlegrirorkuskalgreiWahinumslasaWamnaWarleganslysarorku    lfeyrieftirreglum4.mgr.18.gr.lagaumalmannatryggingareWarorkubtureinulagi   meWYeirriundantekninguaWrtturtilrorkulfeyrisreiknastfr16raaldri. wO    Efrorkaner50%eWameirigreiWisthlfurrorkulfeyrirfyrir50%rorkuoghkkar B  sWanum2%fyrirhvertrorkustigsemviWbtistunsrorkannemur75%,YgreiWistfullur    lfeyrir.TekjurslasaWaskuluekkilkkarorkulfeyri.     Nerrorkanmetinmeirien50%ogskalYaukrorkulfeyrisgreiWalfeyrivegnamaka {  ogbarnayngrien18ra,semvoruframfrib;taYegaYegarslysbaraWhndum,eftirregl nF umb-ogc-liWar1.mgr.13.gr.Efrorkaner75%eWameiriskalgreiWafullarbturoggildir 9 YaWbWivegnabarnasemvoruframfrib;taYegaYegarslysttisrstaW,svoogYeirra  semhannframfrirsWar.SorkutapiWminnaen75%lkkabturnarum4%fyrirhvert1%  semvantar75%rorku. r   Eforkutaperminnaen50%ersjkratryggingastofnuninniheimiltaWgreiWaeinulagi e= rorkubtursemjafngildalfeyrihlutaWeigandiumtiltekiWrabilsamkvmtreglugerWsem 0 rWherrasetur.EllagreiWistlfeyrirhlutfalliviWrorkuna.    rorkubturgreiWastekkieforkutapermetiWminnaen10%.    13.gr. \4 Dnarbtur. ' f  EfslysveldurdauWainnantveggjarafrYvaWYaWbaraWhndumskalgreiWadnar  btursemhrsegir:  ! ! (g00_ikmo"i(m"  i(mUh2g  a  .3  Ԉ0    EkkjaeWaekkill,semvarsamvistumviWhinnltnaeWaframfrihans,hlUturbtur, `  38.938kr.mnuWi8rfrdnardgrihinsltna.BtursamkvmtYessumstafliW S+! fallaekkiniWurY;ttekkjaeWaekkillstofnitilhjskaparaWnUju.NandastekkjaeWa " ekkillsemhefurnotiWb;tasamkvmtkvWumYessarargreinarWurenbturhafa # veriWgreiddaraWfulluogskulueftirstWvarb;tannagreiddaraWjfnubrnumhinna  $ ltnueftirsmureglumtillokatmabilsinseflfieru,ellatildnarbshans.i(mUhh݌!W% Ќ  "i(m"  i(mk2g  b  .3  Ԉ0    Barnalfeyri,312.972kr.rifyrirhvertbarn,sbr.aWWruleytilgumalmannatrygg J""& ingar.i(mkl݌#' Ќ  "i(m"  i(m0m2g  c  .3  Ԉ0    Barneldraen16ra,semvarframfrihinsltnavegnarorkuYegarslysiWbaraW #( hndum,frbtursemsuekkilgrien485.999kr.ogalltaW1.458.525kr.,eftirYv $ ) aWhvemikluleytiYaWnautstuWningshinsltnaviWfrfallhans.X;greiWastekkibtur v%N!* efrorkaerminnien33%.i(m0m]m݌A&"+ Ќ    Bturskv.a-ogc-liW1.mgr.skuluekkiveralgrien680.690kr.fyrirhvertslys.N  '", lturhinnltniekkieftirsigaWstandendursemeigartttilb;tasamkvmtYessumstafliWum '#- ogskalYbtaslysiWmeW680.690kr.semskiptistaWjfnumillibarnahinsltnaeflfi ( eru,enellatildnarbshans.    Umf;sturbrnogf;sturforeldragildirsamaogumbrnogforeldra.Frdnarb;tumsem  greiddareruvandamnnumberaWdragaYrrorkubtursemgreiddarhafaveriWeinulagi a skv.4.mgr.12.gr.vegnasamaslyss. T,   III.KAFLI   TmiskvWi.    14.gr.  X Tekjur. K #  pr  Btgjldslysatryggingaskuluborinaftekjumrkissj;WsaftryggingagjaldiogiWgjldum    skv.3.mgr.XskalrlegakveWafjrlgumframlagsemstandaskalundirkostnaWiaf    b;tumvegnaYeirrasemumgeture-liW1.mgr.7.gr.     Sjkratryggingastofnuninskalrhvertgeratlunumb;tagreiWslurogrekstrarkostnaW wO  slysatrygginganstaalmanaksr. B    IWgjldtgerWarmannafiskiskipavegnaslysatryggingasj;mannaskuluvera0,65%af    samanlgWumlaunumogaflahlutsj;mannasemstarfahjYeimhverjusinni.IWgjldYessi   skulusamtdagpeningumskv.6.mgr.19.gr.standaundirgreiWslulaunaog/eWaaflahlutar {  skv.2.mgr.19.gr.ogrekstrarkostnaWislysatryggingavegnaframkvmdarsjkratrygginga nF stofnunarinnarviWtrygginguYessa.IWgjldYeirrasemstundaheimilisstrfskv.8.gr.skulu 9 kveWinYannigaWYaustandiundirkostnaWiviWtryggingunaogrekstrarkostnaWisjkratrygg  ingastofnunarinnarvegnaframkvmdarinnar.    15.gr. e= IWgjld. 0 =x  IWgjldskv.14.gr.skalrkisskattstj;rileggjameWtekjuskattiogfraYauskattskr,  sbr.98.gr.laganr.90/2003,umtekjuskatt,ogskulukvWi99.gr.YeirralagaogkvWi  laganr.30/1992,umyfirskattanefnd,gildaumiWgjldeftirYvsemviW. i   kvWilaganr.113/1990,umtryggingagjald,skulueigaviWumgjaldstofn,gjaldskyldu, \4 greiWslutmabil,lagninguoginnheimtuiWgjaldstgerWarmannafiskiskipavegnaslysatrygg ' ingasj;manna.AWtekjuriliWnuskalfaraframendanlegkvrWuniWgjaldsinssamrmiviW  launaframtalogskaliWgjaldiWsrgreintlagningarskrogskattskr.Rkisskattstj;riskal  haldaskryfirgjaldskyldaaWilaogskaleftiratvikumleitastaWfestingariWgjalditgerWar `  aWilaYegargreiWsluskyldasjkratryggingastofnunarinnarerkvrWuW. S+!   GjalddagariWgjaldaskulukveWnirreglugerW. "   16.gr.  $ Innheimta. !W% E}  IWgjldtilslysatryggingaskuluinnheimtafinnheimtumnnumrkissj;Wsogsveitarsj;Wa J""& eWasrstkuminnheimtustofnunum.kvWilaganr.90/2003,umtekjuskatt,YarmeWalum #' drttarvextiogfjrnmsrtt,gildauminnheimtuiWgjalda. #(   $ )   &   17.gr. ( IWgjldtgerWarmanna.    IWgjldtgerWarmannafiskiskipavegnaslysatryggingasj;mannaskv.14.gr.skuluhvla  semlgveWhlutaWeigandiskipumoggangafyrirllumWrumveWumenlgveWumfyrir a gjldumrkissj;Ws.'(" T,   18.gr.  Frjlsarslysatryggingar.   ׀  HeimiltersjkratryggingastofnuninniaWtakaaWsrfrjlsarslysatryggingar.SkalY  X jafnangefatvtryggingarskrteini.EnnfremurgeturstofnuninmeWsamYykkirWherratekiW K #  aWsrbyrgWartryggingar.      RWherrakveWurmeWreglugerWnnaritilhguntryggingumsamkvmtYessarigrein,    YarmeWalaWhvemikluleytiskuliendurtryggjaYhttusemsjkratryggingastofnunin   tekursig. wO    19.gr.    ViWb;tartryggingtgerWarmannafiskiskipa.     BtgerWarmennfiskiskipaskulutryggjahttuvegnab;taskyldraslysasamkvmtlgum {  Yessumog1.mgr.36.gr.sj;mannalagahjsjkratryggingastofnuninni. nF   SjkratryggingastofnuningreiWirtgerWarmnnumfjrhWsemsvarartilfullralauna 9 og/eWaaflahlutarsj;mannaalltaWtvomnuWi.    BtgerWarmennskulugreiWaiWgjaldskv.14.gr.    BtgerWarmennsemYess;skagetasagtupptryggingu,sbr.1.mgr.,fyrir1.n;vemberr r hvertvegnanstarseftir.Tilkynningumuppsgnskalberastsjkratryggingastofnuninni. e= EftiraWuppsgnhefurWlastgildieigatgerWarmennekkirttgreiWslumvegnalaunaeWa 0 aflahlutarforfllumvegnaslysaennj;taslysatryggingaalmennralaunYega.    HaldaskaltryggingumsamkvmtYessarigreinreikningslegaaWskildumfrannarristarf  semisjkratryggingastofnunarinnar. i   Dagpeningarskv.11.gr.skulurennatilsjkratryggingastofnunarinnarYanntmasem \4 greiWslurlaunaogaflahlutareigasrstaW. '   20.gr.  Rttindimillilanda. `  t  Xegarmillirkjasamningarsem0slanderaWiliaWkveWaumgagnkvmrttinditilslysa S+! tryggingaalmannatryggingaskuluYeirsemeigaaWfallaundirslenskalggjfsamkvmt " kvWumsamningannaWlastrttindisamkvmtlgumYessum. #   kvWi1.mgr.eigaeinnigviWumeinstaklingasemerusjkratryggWirsamkvmtlgum  $ umsjkratryggingarenstarfaerlendisfyriraWilasemhefuraWseturogstarfsemi0slandi. !W% XettagildirekkiumYsemstarfalndumYarsemmillirkjasamningarsem0slanderaWili J""& aWgilda. #'   RWherraseturreglugerWumnnariframkvmdgreinarinnar,m.a.umheimildtilaWdraga #( frb;tumsamkvmtlgumYessumbtursamkvmterlendrilggjffyrirsamatmabilog $ ) bturerugreiddarfyrirhrlandi. v%N!*   A&"+   & a  21.gr. ( ReglugerWarheimild.    RWherraerheimiltaWkveWaumnnari'a(ԀframkvmdlagaYessarareglugerWum.    22.gr. T, InnleiWing.  $  RWherraerheimiltaWinnleiWameWreglugerWalmannatryggingareglurEvr;pusambands  inseinsogYrerufelldarinnVI.viWaukaviWsamninginnumEvr;pskaefnahagssvWiW,   sbr.lgnr.2/1993,meWsWaribreytingum,sbr.einnigkvrWunsameiginleguEES-nefndar  X innarnr.76/2011fr1.jl2011semfellirundirsamninginnreglugerWirEvr;puYingsinsog K #  rWsins(EB)nr.883/2004umsamrmingualmannatryggingakerfa,meWsWaribreytingum,    ognr.987/2009umframkvmdhennar.ReglugerWirEvr;pusambandsins,semteknarverWa    uppsamninginnogfelasrbreytingareWaviWbturviWYrreglugerWir,ereinnigheimilt   aWinnleiWameWreglugerW.SamaviWumalmannatryggingareglurstofnsamningsFrversl wO  unarsamtakaEvr;pu. B    23.gr.   Gildistakaoglagaskil. {    LgYessiWlastgildi1.janar2015. nF   kvWilagaumsjkratryggingargildaumslysatryggingareftirYvsemviW,m.a.um 9 mlsmeWferW,kvarWaniroggreiWslurb;ta,Yagnarskyldu,meWferWpers;nuupplUsinga,  stj;rnsUslukruroghkkunb;ta.    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(   kvWiWYarfnastekkiskUringa.'(K  @ Um3.gr. a   kvWiWersamrmiviW2.mlsl.2.mgr.2.gr.laganr.100/2007,umalmannatrygg T, ingar,YarsemframkemuraWsjkratryggingastofnuninannistframkvmdslysatryggingaal  mannatrygginga.Fyrirtilkomusjkratryggingastofnunarinnarvoruslysatryggingaralmanna  tryggingareknarmeWsjkratryggingumTryggingastofnunarrkisins.MeginYungifram   kvmdarslysatryggingaalmannatryggingaliggurnrsjkratryggingumenlfeyristrygging  X umogsamnUtastYarfjlmargirvinnsluYttirsjkratryggingastofnunar.0Yeimfutilvikum K #  erkemurtilgreiWslnamnaWarlegrab;taslysatryggingahefurTryggingastofnunrkisinsann    astgreiWslurnargegnumgreiWslukerfilfeyristrygginga.UmeraWrWamnaWarlegarb;ta    greiWslurtilu.Y.b.200einstaklingaaWjafnaWi.HefurfyrirkomulagiWveriWYannigfrstofnun   sjkratryggingastofnunarogerlagttilaWYaWverWi;breytt,nemarWherrakveWiannaW. wO  @ Um4.gr.      kvWiWYarfnastekkiskUringa.   @ Um5.gr. nF   kvWiWerefnislegasamhlj;Wa27.gr.gildandilagaumalmannatryggingar,nr.100/ 9 2007.  @ Um6.gr. r   kvWiWersamhlj;Wa28.gr.gildandilagaumalmannatryggingar,nr.100/2007. e= @ Um7.gr.    kvWiWersamhlj;Wa29.gr.gildandilagaumalmannatryggingar,nr.100/2007.  @ Um8.gr. \4   kvWiWersamhlj;Wa30.gr.gildandilagaumalmannatryggingar,nr.100/2007. ' @ Um9.gr.    kvWiWersamhlj;Wa31.gr.gildandilagaumalmannatryggingar,nr.100/2007. `  @uuUm10.gr. "   kvWiWerefnislegasamhlj;Wa32.gr.gildandilagaumalmannatryggingar,nr.100/ # 2007.  $ @uuUm11.gr. J""&   kvWiWerefnislegasamhlj;Wa33.gr.gildandilagaumalmannatryggingar,nr.100/ #' 2007. #( @uuUm12.gr. v%N!*   kvWiWerefnislegasamhlj;Wa34.gr.gildandilagaumalmannatryggingar,nr.100/ A&"+ 2007.  '",  '#- @uu&  Um13.gr. (   kvWiWerefnislegasamhlj;Wa35.'(Ԁgr.gildandilagaumalmannatryggingar,nr.100/  2007.  @uuUm14.gr. T,   kvWiWerefnislegasamhlj;Wa36.gr.gildandilagaumalmannatryggingar,nr.100/  2007.  @uuUm15.gr.  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" 100/2007,engerWarerunokkrarorWalagsbreytingarkvWinu.LagtertilaW1.mlsl.verWi # breyttYannigaWstaWorWalagsins?birtasemreglugerWir komiorWin?innleiWameWreglu  $ gerW ogerYaWsamrmiviWframkvmdina.XergertrWfyriraWviW1.mlsl.verWibtt !W% tilvsungildandikvrWunsameiginleguEES-nefndarinnarognmergrunnreglugerWaEvr J""& ;puYingsinsogrWsinssemumrWirsemYykirskUraraoggagnsrra.3.mlsl.ernUmli #' YarsemgerterrWfyriraWsamaeigiviWumalmannatryggingareglurstofnsamningsFrversl #( unarsamtakaEvr;pu. $ ) @uuUm23.gr. A&"+   GerterrWfyriraWlginWlistgildi1.janar2015,samhliWagildistkubreyttralagaum  '", almannatryggingar. 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