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"   HjVeiWimlastofnunerununninrmlega20rsverkogstofnuninveltium240millj. # kr.riW2013.  $   HfuWstWvarVeiWimlastofnunareruhsnWiLandbnaWarhsk;la0slandsaWKeldna !W% holti,ReykjavkenYessutanstarfrkirstofnuninfj;rarstarfsstWvar:Hvanneyri,Hvamms J""& tanga,SauWrkr;kiogSelfossi. #'  II.TilefniognauWsynlagasetningar.  $ )   HugmyndinumsameininguHafranns;knastofnunarogVeiWimlastofnunarerekkinUaf v%N!* nlinni.riW2009f;lYverandisjvartvegs-oglandbnaWarrWherrarWgjafarfyrirtkinu A&"+ ParXviWskiptarWgjfIBM?aWmetamguleikatilfrekarisamYttingarviWframkvmd  '", verkefnastofnanasjvartvegs-oglandbnaWarrWuneytisins ,einsogsegirskUrsluParX '#- frjanar2010.Xrstofnanir,semkomutilskoWunar,voruFiskistofa,Hafranns;knastofnun, ( VeiWimlastofnun,MatvlastofnunogfyrirtkiWMatsohf.    0skUrslunniSjvartvegs-oglandbnaWarrWuneytiW!greinargerWvegnamatsmgu  leikumtilfrekarisamYttingarviWframkvmdverkefnarWuneytisinsernnarilUsing a verkefninuogvorumarkmiWinYannigskilgreind: T,  ikmo (y0_ikmo"i(m"  i(mV 23  Ԉ0    ?AWvinnagreiningunverandiverkefnum,verkaskiptinguogsamstarfistofnana  sjvartvegs-oglandbnaWarrWuneytisins.i(mVV݌ Ќ  "i(m"  i(m*X 23  Ԉ0    AWleggjamatYaWhvortaWunntsaWaukaskilvirkni,hagkvmniogbtaYj;nustu   stofnanarWuneytisinsmeWYvaWgerabreytingarverkaskiptinguYeirra,breytingar  X samstarfiYeirraeWameWsameiningustofnana.i(m*XWX݌K #  Ќ  "i(m"  i(m!Z 23  Ԉ0    AWsetjaframtillguraWbreytingumogleggjamathveryrWufjrhagsleghrif    Yeirra. i(m!ZNZ݌   Ќ    VinnulaginuerYanniglUst:     ?AflaWvaralmennraupplUsingaY.e.tgefnuefnifrstofnunum,skoWunefniheimasW wO  umYeirraumstarfsemiYeirra,YeimlgumsemgildaumviWkomandistarfsemiogfjrlgum. B    ForstWumennogsamstarfsf;lkYeirravorubeWinumaWundirbavinnustofurmeWrW    gjfumgrundvelliheimaverkefnisYarsemherslanvaraWsafnasamanYeirrahugmynd   umummgulegarbreytingarverkaskiptingueWahlutverkiYeirraviWframkvmdein {  stakraverkefna. nF   HaldnarvorutvrvinnustofurmeWhverristofnun.fyrrivinnustofumkynntustj;rnendur 9 starfseminatarlegafyrirrWgjfumogherslumhverrarstarfsemifyrirsig.FyrirutanaW  fjallaumlUsingustarfseminniogumrWurumhanavarsamhliWarttumhelstusamstarfs  verkefnibWimillistofnanasjvartvegs-oglandbnaWarrWuneytisogstofnanirannarra r rWuneyta.seinnivinnustofumvarfariWnnaryfirhugmyndireWamguleikatilaukinseWa e= breyttssamstarfsmeWhersluskilvirkniogmguleikatilhagrWingar.Xvarrttum 0 mgulegnUverkefnioghvernigvrirttaWkomaYeimfyrirstarfseminnitilframtWarlitiW.  LoksvarfjallaWummgulegarsameiningar,hvaWamgulegarbreytingarstarfseminni  hefWuveriWrddarumliWnumrumogkostiroggallarreifaWir. i   Loksf;rframskoWunogmatfjrhagslegumupplUsingumsemforstWumennstofnana \4 lturWgjfumteWabentu.  '   0skUrsluParXerusettarframYrjrtillgurogYarafeinumsamYttinguVeiWimlastofn  unarogHafranns;knastofnunar.UmYaWsegirm.a.skUrslunni:    ?ShugmyndsemoftastvarnefndvinnurWgjafavaraWVeiWimlastofnunogHaf `  ranns;knastofnunyrWugerWaraWeinnistofnun.LagtertilaWYaWyrWigertgrundvelli S+! samYttingarsemfelursraWstarfseminyrWim;tuWaWnUjufrgrunniogviWfangsefni, " aWferWirogverkferlarsamYttnUjuskipulagiogfyrirkomulagi.  #   Xsegirennfremur:  $   ?XaWermatParXaWYessaritillguumsamYttingustarfsemiHafranns;knastofn !W% unarinnarogVeiWimlastofnunarfelistfaglegur-,stj;rnunar-ogrekstrarlegurvinningur J""& YeimverkefnumsemheyraundirYrdag.MikilvgteraWframkomiaWYessitillagafelur #' ekkisraWnnurstofnunyfirtakiaWra,Y.e.aWsminniverWisviWeWadeildinnanYeirrar #( st;ru,heldurfremuraWtilverWinUstofnunYarsemvsindamenn,stj;rnendur,gagnagrunnar $ ) ogarfleifWinmyndigrunnaWnUrriogbreyttristarfsemisemtekurmiWafbreytingumfjr v%N!* hagsleguumhverfiopinbersrekstrar0slandi.  A&"+   0framhaldiafvinnuParXf;lYverandirWherrasamarWgjafa,enYhafWiParXsam  '", einastCapacent,aWvinnameWforstj;rumHafranns;knastofnunarogVeiWimlastofnunar, '#- samtskrifstofustj;rarWuneytinu,aWnnarigreininguogmatisamstarfsmguleikum ( stofnananna.Svinnaf;rframogskilaWiCapacentskUrslusemerfylgiskjalImeWfrumvarpi  Yessu.Starfsh;purinnlagWitilaWstofnanirnargerWumeWsr?heildstWansamstarfs-,rann  s;kna-ogYr;unarsamning semm.a.flisrsamreksturstoWYj;nustuogaWstofnanirnar a mundudeilahsnWi. T,   AfUmsumstWumvarWhvorkiafneinnisamYttingunvargengiWfrsamstarfssamn  ingimilliHafranns;knastofnunarogVeiWimlastofnunarsWastakjrtmabili.0samrmi  viWstefnuyfirlUsingunverandirkisstj;rnarYarsemherslaerm.a.lgWaWhagrWaog   aukaskilvirknistofnana,samhfarekstrargrunnaogrekstrarumhverfirkisstofnana,sem  X stundaranns;knirogYr;un,ogsameinastofnanir,kvaWrWherraaWltasemjafrumvarpum K #  sameininguumrddrastofnanaogbyggWiYm.a.YeirriundirbningsvinnusemframhafWi    fariWoglUsterhraWframan.     III.Meginefnifrumvarpsins.  wO    0frumvarpinuer,einsogWursagWi,lagttilaWHafranns;knastofnunogVeiWimlastofnun B  verWisameinaWarsjlfstWaranns;kna-ogrWgjafarstofnun,Haf-ogvatnaranns;knirfr    1.janar2016.LUstermarkmiWummeWsameiningunni,stj;rnskipulagioghlutverknUrrar   stofnunartilgreind18liWum.StofnuninheyrirundirrWherrasjvartvegsmlasemskipar {  henniforstj;raogrWgjafarnefndhonumtilrWuneytis,enekkiergertrWfyrirsrstakri nF stj;rnviWstofnunina.herslaerlgWaWhinnUjastofnunrktisamstarfviWhsk;laog 9 aWrarranns;knastofnanirsamasviWi.XerskilgreintfrumvarpinuhvernigstofnuninverWi  fjrmgnuWoghenniveittheimild,aWfengnusamYykkirWherra,tilaWeigaaWildaWrann  s;kna-ogYr;unarfyrirtkjumsemhagnUtaniWurstWurfrstofnuninnioggetaveriWhluta r flgeWannurflgmeWtakmarkaWribyrgW.0stuttumlieruhinninUjustofnuntluW e= smumeginhlutverkogHafranns;knastofnunogVeiWimlastofnunsinnanoghennibin 0 sambrilegstarfsskilyrWistj;rnskipulega.   IV.SamrmiviWstj;rnarskrogalYj;Wlegarskuldbindingar.  i   FrumvarpiWY;ttiekkikallasrstakaskoWunsamrmiviWstj;rnarskr.Efnifrum \4 varpsinsfellurutangildissviWsEES-samningsins. '  V.SamrW.     EinsogframhefurkomiWerfrumvarpYettaunniWatvinnuvega-ognUskpunarrWuneyt `  inuogstuWstviWvinnurWgjafarunum2009og2010,Yarsemm.a.varefnttilh;pvinnu S+! meWstarfsf;lkiinnanHafranns;knastofnunarogVeiWimlastofnunar. "   FrumvarpsdrgvorusWankynntllumhlutaWeigandistttarflgumogsendtilumsagnar # helstuhagsmunaaWilasemstarfsemiYessarastofnanavarWar.MiWaWvarviWYausamtksem  $ lagtertilfrumvarpinuaWtilnefnifulltrarWgjafarnefndhinnarnUjustofnunar,enYaueru !W% Farmanna-ogfiskimannasamband0slands,LandssambandfiskeldisstWva,Landssamband J""& smbtaeigenda,LandssambandstangaveiWiflaga,LandssambandveiWiflaga,Samtkfyrir #' tkjasjvartvegi(varLandssambandslenskratvegsmanna)ogSj;mannasamband0s #( lands.AukYesshafafrumvarpsdrginveriWtilkynningarheimasWurWuneytisinssWan $ ) 1.jl.UmsagnirbrustfrFlagislenskranttrufrWinga(F0N),Stttarflagialmanna v%N!* Yj;nustu(SFR),LandssambandiveiWiflagaogSj;mannasambandi0slands.Athugasemdir A&"+  umsgnumsneruaWrttindamlumstarfsf;lks,formisameiningarinnarognafngift,ogein  '", krafakomframumtiltekiWinnraskipulagnUrrarstofnunar.&   FariWvarvandlegayfirumsagn ( irnarrWuneytinuenekkitaliWrttaWbreytafrumvarpinu.'(}   VI.Mathrifum.  a   VerWifrumvarpYettaaWlgumverWaHafranns;knastofnunogVeiWimlastofnunsam T, einaWarfr1.janar2016.XesserfyrstogfremstvnstaWmeWsameiningunninistfaglegur  ogstj;rnunarlegurvinningursemkomiframennflugristofnunmeWfjlbreyttariYekk  ingargrunnistarfsf;lks.FaglegsamlegWfelstm.a.YvaWsamstarfumskyldverkefniverWur   einfaldaraogsamnUtingnstUmissimiWlgriYj;nustu,innrigetuogstarfskrftum.  X   MeginherslaerlgWfaglegastyrkinguogauknaskilvirkni,enaukYessmreiknameW K #  nokkrumfjrhagslegumsamlegWarhrifumtillengritmalitiW.ReiknaverWurmeWkostnaWar    aukaupphafi,m.a.vegnahsnWisoghugsanlegrabiWlaunastarfsmanna.      Lj;steraWtilYessaWnYeimrangrisemaWerstefntYarfaWkomaallristarfseminni   sameiginlegthsnWiogverWurunniWaWYvaWfinnahagkvmalausnsemhentivelnUrri wO  stofnun. B    AthugasemdirviWeinstakargreinarfrumvarpsins.   ǃ  Um1.gr. {  .  0greininniermltsvofyriraWHaf-ogvatnaranns;knirskuliverasjlfstWstofnunsem nF heyrirundirrWherra.StofnuninverWurtilviWsameininguHafranns;knastofnunarogVeiWi 9 mlastofnunarogmunheyraundirrWherrasjvartvegsmla.    StofnuninerskilgreindsemsjlfstWstofnuntilaWleggjaherslusjlfstWihennar  sviWiranns;knaogrWgjafar.XaWersrstaklegarWandimeWtillititilYessmikilvgahlut r verkssemstofnuningegnirveiWirWgjfviWstj;rnvldaWhns;hWutanaWkomandiaf e= skiptumafskipulagiogframkvmdranns;knaogm;tunrWgjafar.XettabreytirekkiYvaW 0 stofnuninheyrirstj;rnskipulegaundirrWherrasjvartvegsmlasemm.a.skiparforstj;ra,  YarfaWsamYykkjaYtttkustofnunarinnarranns;kna-ogYr;unarfyrirtkjum,sbr.8.gr.,  getursettreglugerWirumstarfsemistofnunarinnaroghefureftirlitmeWstarfsemihennar,sbr. i IV.kaflalaganr.115/2011,umStj;rnarrW0slands. \4   TilgangurinnmeWsameininguofangreindrastofnanaeraWstyrkjastarfseminameWYvaW ' samnUtaYekkingusemerlfrkisjvarannarsvegaroglfrkiferskvatnshinsvegar,sam  nUtaaWstWuognframnokkrumsamlegWarhrifum,einsoggreiniralmennumathuga  semdumhraWframan. `    Um2.gr. " A  0greininnieruskilgreindmarkmiWlagannameWWrumhttienergildandilgum.Mark # miWineruaWeflavsindalegaYekkingulifandiauWlindumogumhverfihafsogferskvatns  $ ogstuWlasennaWsjlfbrriogarWbrrinUtinguauWlindanna.XekkingareraflaWmeWrann !W% s;knumogg;WYekkingerundirstaWavandaWrarrWgjafar.HlutverkstofnunarinnarerusWan J""& tilgreind5.gr. #'   Um3.gr. $ )   GerterrWfyriraWforstj;ristofnunarinnarsskipaWurtilfimmra. v%N!*   MikilvgteraWforstj;ristofnunarinnarhafig;WaYekkingufagsviWumstofnunarinnar, A&"+ aukYekkingarogreynsluafstj;rnunogrekstri.  '",   EkkiergertrWfyrirsrstakristj;rnviWstofnunina. '#- Ї  Um4.gr. (   0YessarigreinerkveWiWumrWgjafarnefndsemsforstj;ratilrWuneytis.Nefndin  verWurskipuWfulltrumrWherrasjvartvegs-,umhverfis-ogmenntamlaoghelstuhags  munasamtakastarfssviWistofnunarinnar. a   SamkvmtgildandilgumstarfarWgjafarnefndirbWiviWHafranns;knastofnunog T, VeiWimlastofnun.FrumvarpsgreiningerirrWfyriraWtilnefningaraWilaraWnUrrirWgjafar  nefndverWiaWmestuYeirsmuogWur.X;erekkigertrWfyrirfulltrastarfsmannaeins  ognerhjHafranns;knastofnun.EkkierheldurgertrWfyrirfulltrumfrBndasamtk   um0slandseWamenntastofnunumlandbnaWarinseinsognerhjVeiWimlastofnun,enlagt  X ertilaWmenntamlarWherratilnefnieinnfulltrarhsk;lasamflaginu.06.gr.erhins K #  vegarsrstaklegakveWiWumsamstarfviWhsk;la.RWgjafarnefndinerforstj;ratilrWgjaf    arenaukYessermikilvgtaWskapag;WtengslviWhelstunotendah;paYj;nustustofnunar    innarogmilliYeirra.VissulegakomtillitaaWtilgreinafleiriflagasamtksemtilnefn   ingaraWilaenniWurstaWanvarWsaW;heppilegtvriaWhafanefndinamiklustrrienhrer wO  gertrWfyrir. B    Um5.gr.   E  0YessarigreinerlUstfjlYttuhlutverkinUrrarstofnunar.ListinntekurmiWafYvaW {  veriWeraWsameinatvrstofnanirogerumarkmiWoghlutverkYeirrasamYttYessarigrein, nF enYauerudagsettfram17.gr.laganr.64/1965fyrirHafranns;knastofnunog4.gr.laga 9 nr.59/2006fyrirVeiWimlastofnun.    EinsogframkomalmennumathugasemdumstundarHafranns;knastofnunranns;knir  umhverfioglfrkihafsinsYarsemvktunfiskstofnaerveigamikillYttur,svoogrWgjf r umnUtinguYeirra.VeiWimlastofnun,hinnb;ginn,rannsakarumhverfioglfrkiferskvatns e= oghvernigaukamegimguleikatillax-ogsilungsveiWamogvtnum.Vissskrunersvo 0 meWstofnununumvarWandilfrkiogviWr;saogYreigasamstarfumlaxaranns;knir  hafi.SmunurerstarfsemiYessaratveggjastofnanaaWVeiWimlastofnunselurmikiWaf  sinniranns;kna-ogrWgjafarYj;nustutileigendaeWaveiWirttarhafaaWmogvtnumog i framkvmdaraWilaviWrogvtn,svosemorkufyrirtkja,meWanYaWerfyrstogfremst \4 slenskarkiWsemYiggurYj;nustuHafranns;knastofnunar,eWlimlsinssamkvmt. '   BWarstofnanireinbeitasraWhagnUtumranns;knum,bWiumhverfioglfrki,tilaW  undirbyggjanUtinguogstundajafnframtranns;knirtilaWaukaskilningYvfl;knasamspili  semsrstaWvistkerfumsemumrWirogtreystaYanniggrundvllinnfyrirnUtinguauW `  lindanna. S+!   MeWsameininguHafranns;knastofnunarogVeiWimlastofnunarerekkitluninaWbreyta " Yessumeginhlutverki,heldurerugreininniskUrWarfrekarherslurstarfseminni. #   Um6.gr. !W% 2  BWiHafranns;knastofnunogVeiWimlastofnuneigasamstarfviWhsk;laogaWrar J""& ranns;knastofnanir.Slktermjgmikilvgt,ekkissttilaWstuWlaaWauknumranns;knum, #' virkusamstarfiinnanfrWasamflagsins,betrinUtingufjrmunaoggagnasemsafnaWerog #( tilaWtryggjaauknanUliWunfrWasviWinu.XessvegnaYykirstWatilaWundirstrika $ ) lgunumaWnUrristofnunstlaWaWstundavirktsamstarfviWhsk;laogranns;knastofnanir v%N!* fagsviWumsnum. A&"+    '",   & a  Um7.gr. ( ;  EinsogframkomalmennumathugasemdumermikillmunurstrWogrekstrarumfangi  Hafranns;knastofnunar'a(GogVeiWimlastofnunar.Hafranns;knastofnunveltirinu2013um  2.800millj.kr.enVeiWimlastofnunum240millj.kr.TekjurHafranns;knastofnunarkoma a aWmiklummeirihlutabeinteWa;beintrrkissj;Wi,enrmurhelmingurteknaVeiWimla T, stofnunarbyggistseldriYj;nustuogranns;knastyrkjum.VeiWimlastofnunstarfaraWhluta  tilsamkeppnismarkaWioghefurskUrtaWgreintb;khaldfyrirYannhlutastarfseminnar.    LagafrumvarpYettagerirrWfyriraWhinnUjastofnunmunimeWsamahttisinnaannars   vegarverkefnumsemkostuWverWaafopinberufoghinsvegarverkefnumfyrireinstaklinga,  X flgogstofnanirsamkeppnismarkaWi. K #    GreininlUsirYvhvernigstofnuninHaf-ogvatnaranns;knirverWurfjrmgnuWoghvaWa    heimildirhnhefurtilaWaflateknautanfjrveitingarrkissj;Wi,Y.e.meWsluYj;nustu    starfssviWisnu,Yj;nustugjldumfyrirrvinnsluogafgreiWslugagna,fyrirleigutkjum   ogbnaWi,meWsluaflasemtilfellurviWranns;knir,sluhlutdeildflgumsem wO  stofnuningeturttaWildaW,sbr.8.gr.,ogmeWranns;kna-ogYr;unarstyrkjumsemstofnunin B  geturs;ttjafntutanlandsseminnan.XerstofnuninnieinnigheimiltaWtakaviWframlgum    semsamrUmasthlutverkihennarogerYeinkumttviWaWslkframlgmegiekkivarparUrW   sjlfstWihennar. {    01.mgr.eraWfinnagjaldtkuheimildfyrirstofnunina,annarsvegarfyrirveittaYj;nustu nF skv.5.gr.oghinsvegarfyrirrvinnsluogafgreiWslugagna,endaberistofnuninkostnaWaf 9 slkriYj;nustu.XessigjaldtakalUturgjaldskrsemrWherrastaWfestir.Sstarfsemi,semgjald  ertekiWfyrir,rekinsamkeppnisgrundvelliskalgjaldtakanhinsvegartakamiWafmarkaWs  verWi,sbr.2.mgr.XettaergertmeWsamningumviWverkkaupaeWameWsluYj;nustueftir r gjaldskrsemstofnuninsetur. e=   Um8.gr.  *  MikilvgtgeturveriWaWstofnuninkomiaWYr;unar-ognUskpunarverkefnum,m.a.meW  aWildaWfyrirtkjum.XannigerueinnigtryggWirfjrhagslegirhagsmunirstofnunarinnarauk i vinningsformiYekkingar,tknieWatkja. \4   Um9.gr.    kvWiWYarfnastekkiskUringa    Um10.gr. 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