WPC' :EXzq|ȉqn|"m/sDB[[lLv[\ [joLgN8- -hFvF4w(!O9:~1W) bM Sie4]Ǎ΍mQm}G(|ɥRfqU*xc]-=Pz4yd:@lkso7Gw/gTz\c8F@]~rc\]VZRU\9ƒ (8dT~#8|9ppBT_wF(c4Oo|sHFjiOBK1~ղclHt)8,rV^m?m7(S&z5ss+91U^r꬏@JWU]$2[0}{E =%wpsk[[F~!m4fmpuUN" %p 0v #m F6F| mw4^ ( 0Z 0( B- 0;L 0DN 1 0^^^^ 0qq 0 0u"" 0w## 0## 0,$,$ 1u$$$$ Bf%f%f%f%f%f%f%f%f%f%f%f%f%f%f%f% 72%%%% 1%%%%%%%%%%%%%%%%%%%%%U:V&V&V&V&M&&&&D&&d9 Z6Times New Roman RegularX(`$,..,TRW6&A4W6&A4 6&A4 6&A4T ? 0?vvbX0#ggdd  8dd8ISUS,.     ^^` Adobe PDF0W:\WP2000\template\SKJRI~3H.WPTW:\WP2000\template\SkjritunY2k.wptUDžyGgbats}kH 3|x  a7',..,XNXXX? XXN0?vvbX0#ggdd  ISUS,.   _>? #9#XNX#XXN{#(xir$0  0` (#(#0 ` (#` (#2#(  0  )3  0 (# (#8DocumentManagement::ModifiedBooleanTRUE($)Hairline d(%2g $ `!,..,X.XXXTRW6&A4X3' Letter 6&A43'LetterT ? XX.0?vvbX0#ggdd  8dd8ISUS,.     ^^`     0  0  (#$  0  ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(37$ `!,..,X.XXXTRW6&A4X3' Letter 6&A43'LetterT ? XX.0?vvbX0#ggdd  8dd8ISUS,.     ^^`   (37$ `!,..,X.XXXTRW6&A4X3' Letter 6&A43'LetterT ? XX.0?vvbX0#ggdd  8dd8ISUS,.     ^^`   (3&#$ `!,..,X.XXXTRW6&A4X3' Letter 6&A43'LetterT ? XX.0?vvbX0#ggdd  8dd8ISUS,.     ^^`    d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a) dqi) gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular : e7),..,XNXXX? XXN0?vvbX0#ggdd  ISUS,.   _>? Ҁ `!,..,XNXXXTRW6&A4X3' Letter 6&A43'LetterT ? XXN0?vvbX0#ggdd  8dd8ISUS,.     ^^`   _ _ikmo(%03q  145.lggjafarYing2015!2016. ( Xingskjal968"420.ml.     _@ Frumvarptillaga# _#     umbreytingulgumumSeWlabanka0slands,nr.36/2001,   meWsWaribreytingum(_stWugleikaframlag_).  X (Eftir2.umrWu,9.mars.)    @==!1.gr.     0staW3.,4.og5.mlsl.kvWitilbrWabirgWaIIIlgunumkomafj;rarnUjarmls wO  greinar,2.,3.,4.og5.mgr.,svohlj;Wandi: B    ##XauverWmtisemSeWlabankinntekurm;tigrundvelli2.mlsl.1.mgr.skulurenna    rkissj;W.Laustf,Y.m.t.sluandvirWieignaaWfrdregnumkostnaWiviWrvinnsluog   rWstfuneignanna,skalvarWveittsrstkumreikningumrkissj;Wsbankanum.BankasUsla {  rkisinsfermeWeignarhlutrkisins0slandsbanka. nF   RWherraerheimiltaWstofnaeinkahlutaflageigurkissj;WsogleggjaYvtilalltaW150 9 millj.kr.TilgangurflagsinsskalveraaWannastumsUsluannarraeignaogfullnustaYrog  seljaeftirYvsemviW.Stj;rnflagsinsskalskipuWafrWherraogskulustj;rnarmennhafa  vWtkaoghaldg;WaYekkinguogreynsluafsambrilegumverkefnum. r   ViWumsUslu,fullnustuogsluverWmtaskv.2.mlsl.1.mgr.skalflagiWleggjaherslu e= gagnsi,hlutlgni,jafnrWioghagkvmni.MeWhagkvmnierttviWaWleitaWshsta 0 verWseWamarkaWsverWsfyrireignirnar.GerWurskalsamningurmilliflagsinsogrWherra  umverkefniYessogstarfshtti.RkisendurskoWunhefureftirlitmeWframkvmdsamnings  viWflagiW.Stj;rnarmenn,framkvmdastj;ri,starfsmennoghverjirYeirsemtakaaWsrverk i vegumflagsinsskulugtaYagmlskuumatriWisemYeirfvitneskjuumviWframkvmd \4 starfasinnaogleyntskulufarasamkvmtlgumeWaeWlimls.XagnarskyldahelstY;ttltiW ' safstarfi.RWherraskalgeraefnahags-ogviWskiptanefndogfjrlaganefndAlYingisrs  fj;rWungslegagreinfyrirframvinduviWrvinnslueignannagrundvellitlanaogannarra  upplUsingafrflaginu.FlaginuskalslitiWYegarYaWhefurlokiWstrfumsnum. `    RWstfunrkisinsverWmtumskv.2.mlsl.1.mgr.skalsamrUmastmarkmiWumum S+! efnahagsleganogfjrmlaleganstWugleika.0frumvarpitilfjrlagaskalgerWgreinfyrir " tlaWrimeWferWogrWstfun_verWmtanna_.RWherraskalhafasamrWviWSeWlabankann # ummathrifumYessaefnahagsleganogfjrmlaleganstWugleikaogkynnamliWfyrir  $ efnahags-ogviWskiptanefndundirbningsstigifjrlagafrumvarps. !W%   2.gr. #' &  LgYessiWlastYegargildi.##