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NefndinnierheimiltaWkveWjasrfr;WaaWilasrtilrWgjafarogaWstoWarviWrskurWi {  einstkummlum.SkuluYeirstarfameWnefndinniviWundirbningogmeWferWmlssam nF kvmtkvrWunformanns. 9   NefndinskalmetaaWnUjuallaYttikrumls.HngeturUmiststaWfestkvrWunaW  niWurstWutil,breytthennieWahrundiWaWnokkrueWalluleyti.Xgeturnefndineinnig  vsaWmlitilmeWferWaraWnUjutilYeirrarstofnunarsemt;kYkvrWunsemkrWvar. r   MlsmeWferWskalaWjafnaWiveraskrifleg.0mlumskv.IV.kaflaog74.gr.geturnefndin, e= teljihnstWutil,gefiWkrandakostaWkomafyrirnefndinaogtjsigumefnimlseWa 0 einstkatriWiYesseftiratvikum.Xgeturnefndin,teljihnstWutil,kallaWtilaWraen  kranda.ViWundirbningmlserformannieWavaraformanniheimiltaWkveWaaWkranda  sgefinnkosturaWkomafyrirnefndina.FormaWureWavaraformaWurstUrirstrfum i nefndarinnarviWumfjllunmls.XegarnefndarmenneruekkisammlarWurmeirihluti \4 niWurstWumls. '   RWherraerheimiltaWsetjareglugerWnnarikvWiumstarfshttiogstrfkrunefndar  tlendingamla,m.a.umnnariskilyrWifyrirbeitingu2.og3.mgr.    9.gr. S+! Fl;ttamannanefnd. " 2g  a  .3  Ԉ0    framfrslahansskv.56.gr.ogsjkratryggingsrugg,i >>݌T, Ќ  "i "  i ?2g  b  .3  Ԉ0    skilyrWifyrirdvalarleyfisemframkomalgumYessum,i ??݌ Ќ  "i "  i @2g  c  .3  Ԉ0    hannsamYykkiaWgangastundirlknisskoWuninnantveggjaviknafrkomutillandsins  samrmiviWgildandilgogfyrirmliheilbrigWisyfirvalda,i @@݌  Ќ  "i "  i LB2g  d  .3  Ԉ0    ekkiliggifyriratviksemvaldiWgetaYvaWhonumverWimeinuWlandgangahrlandi  X eWadvlsamkvmtWrumkvWumlagaYessara.i LByB݌K #  Ќ    TilgangurumskjandameWdvlhrlandiskalverasamrmiviWYaWdvalarleyfisem    s;tterum.      RWherraerheimiltaWsetjareglugerWnnarifyrirmliumskilyrWiskv.a!dliW1.mgr.     56.gr. B  Tryggframfrslatlendingssemskirumdvalarleyfi.    E  Btlendingursemereldrien18raogskirumdvalarleyfiskalsUnaframaWframfrsla   hansstryggYanntmasemhannskirumaWfaWdveljasthrlandi. {    SUnaYarfframframfrslugjaldmiWlisemskrWurerhjSeWlabanka0slands. nF   GreiWslurformiflagslegraraWstoWarrkiseWasveitarflagsteljastekkitiltryggrarfram 9 frslusamkvmtYessukvWi.    RWherraerheimilt,samrWiviWrWherrasemfermeWflagsml,aWsetjareglugerW  nnarikvWiumkrfuumtryggaframfrslu,Y.m.t.umhvaWtelsttryggframfrsla,hvernig r framfrsluskulihttaWoghvaWatilvikumheimilteraWvkjafrYeimkrfum. e=   57.gr.  EndurnUjundvalarleyfis.  =I  BtlendingastofnunerheimiltaWendurnUjadvalarleyfitlendingsaWfenginniums;knef i skilyrWumleyfisinserframfullngt.EfsrstaklegastendurerY;heimiltaWvkjafr \4 skilyrWiumtryggaframfrsluskv.aliW1.mgr.55.gr.,sbr.56.gr.,hafiframfrslaveriW ' ;tryggumskammahrWvegnaatvinnuleysis,slysseWaveikindaeWavegnasambrilegra  stWnaogeinsefrkarsanngirnisstWurmlameWYv.    Btlendingursem;skareftirendurnUjundvalarleyfisskalskjaumhanaeigisWaren `  fj;rumvikumWurendvalarleyfifellurrgildi.Ss;ttumendurnUjuninnantilskilinsfrests S+! ertlendingiheimiltaWdveljasthrlandisamkvmtfyrradvalarleyfiYartilkvrWun " hefurveriWtekinumums;knhans.AWWrumkostiskaltlendinguryfirgefalandiWWuren # gildistmifyrradvalarleyfishansrennurt.  $   Sekkis;ttumendurnUjundvalarleyfisinnangildistmafyrradvalarleyfisskalrtturtil !W% dvalarfallaniWurogfaraskalmeWums;knskv.51.gr. J""&   BtlendingastofnungeturheimilaWtlendingiaWdveljasthrlandisamkvmtfyrraleyfi #' YartilkvrWunhefurveriWtekingrundvelliums;knarumendurnUjunleyfissemborist #( hefureftirYannfrestsemumgetur2.mgr.efrkarsanngirnisstWurmlameWYv. $ )   BtlendingastofnungeturheimilaWtlendingisemdvalisthefurhrlandigrundvelli v%N!* annarskonardvalarleyfisenumgetur64.,66.,67.eWa68.gr.ogskirumdvalarleyfinUj A&"+  umgrundvelliframhaldandidvlYartilendanlegkvrWunumums;knliggurfyrirenda  '", skitlendingurumnUttleyfieigisWaren&   fj;rumvikumWurenfyrradvalarleyfifellurr ( gildioghefurveriWlglegridvla.m.k.sWustunumnuWi.'(%R    SkitlendingurumdvalarleyfinUjumgrundvellihrlandinYessaWuppfylla  skilyrWi5.mgr.skalhafnaums;knafYeirristWu.0undantekningartilvikumgeturBtlend a ingastofnunY;heimilaWumskjanda,semekkiuppfyllirfyrrgreindskilyrWi,aWdveljasthr T, landiYartilkvrWunhefurveriWtekinumums;knhansefrkarsanngirnisstWurmla  meWYv.    BtlendingastofnuntekurkvrWunumhvortfellaskulidvalarleyfiniWurYegarleyfishafi   hefurdvalisterlendissamfelltlengurenYrjmnuWi.Dvalarleyfitlendingsfellursjlfkrafa  X niWurYegarlgheimilihans,semskrWvarhrlandi,hefurveriWskrWerlendisYrj K #  mnuWi.X;ttdvalarleyfifalliniWurkemurYaWekkivegfyriraWtlendingurgetis;ttum    endurnUjunsamkvmtkvWiYessuefYaWergertinnangildistmafyrradvalarleyfisog    sanngirnisstWurmlameWYv.     RWherraerheimiltaWsetjareglugerWnnarikvWiumskilyrWifyrirendurnUjundvalar wO  leyfis. B  &    58.gr.   :tmabundiWdvalarleyfi. {  X  HeimilteraWveitatlendingi;tmabundiWdvalarleyfihafihanndvalisthrlandisam nF felltsWustufjgurrsamkvmtdvalarleyfisemgeturveriWgrundvllur_;tmabundins_ 9 dvalarleyfis.SkilyrWifyrirveitingu_;tmabundins_Ԁdvalarleyfiserueftirfarandi:'~X  ! !"i "  i Z2g  a  .3  Ԉ0    tlendinguruppfyllirframskilyrWidvalarleyfisYegarhannskirum;tmabundiW  dvalarleyfi,i ZZ݌r Ќ  "i "  i ,\2g  b  .3  Ԉ0    tlendingursUnirframaWframfrslahanshafiveriWtryggdvalartmahansogaW e= hannhafigetaWoggetiframframfleyttsrhrlandilgleganhtt;Btlendinga 0 stofnunerm.a.heimiltaWaflaskattframtalaoggagnafrskattyfirvldumYvtilstaW  festingar;greiWslurformiflagslegraraWstoWarrkiseWasveitarflagsteljastekkitil  tryggrarframfrslusamkvmtYessukvWi,i ,\Y\݌i Ќ  "i "  i _2g  c  .3  Ԉ0    tlendingurhefurs;ttnmskeiWslenskufyrirtlendinga,sbr.Y;9.mgr.,i _>_݌\4 Ќ  "i "  i F`2g  d  .3  Ԉ0    ekkierutilmeWferWarmlsemvaldiWgetaYvaWtlendingiverWivsaWrlandi,sbr.1. ' mgr.98.gr.eWa1.mgr.99.gr.,i F`s`݌ Ќ  "i "  i a2g  e  .3  Ԉ0    tlendingurekki;lokiWmlirefsivrslukerfinuYarsemhannergrunaWureWasakaWur  umrefsiverWahttsemi.i aa݌`  Ќ    0undantekningartilvikumerheimiltaWvkjafrkrfuumaWtiltekinskilyrWiskv.1.mgr. S+! suuppfyllt: " ! !"i "  i d2g  a  .3  Ԉ0    skilyrWiumframfrslu,sbr.bliW1.mgr.,efhnhefurveriW;tryggumskammahrWog # rkarsanngirnisstWurmlameWYv,i d8d݌ $ Ќ  "i "  i e2g  b  .3  Ԉ0    skilyrWiumaWtlendingurhafidvalisthrlandisWustufjgurrsamkvmtdvalar !W% leyfisemgeturveriWgrundvllur_;tmabundins_Ԁdvalarleyfis,Yegartlendingurhefur J""& haftslktdvalarleyfia.m.k.tvroghefurWurdvaliWhrlandisamfelldridvl #' samkvmtdvalarleyfivegnanmsskv.65.gr.YannigaWheildardvlsa.m.k.fjgur #( reWaYeimtilvikumYegar_doktorsnemi_ԀhefurdvaliWhrlandigrundvellidvalar $ ) leyfisvegnastarfssemkrefstsrfrWiYekkingarskv.61.gr.aWminnstakostiYrjr v%N!* oglokiWdoktorsnmihrlandi.i ee݌A&"+ Ќ    HeimiltervissumtilvikumaWveitatlendingi;tmabundiWdvalarleyfihrlandin  '", YessaWskilyrWiumfyrridvlskv.1.mgr.ogbliW2.mgr.suuppfyllt: '#- ! !"i "  i j2g  a  .3  Ԉ0    tlendingisemslenskanrkisborgaraaWforeldriefhannhefurhaftdvalarleyfihr ( landisamfelltsWastliWintvrfyrirframlagninguums;knarogforeldrihefurhafts  lenskanrkisborgararttekkiskemurenfimmr,i jj݌ Ќ  "i "  i l2g  b  .3  Ԉ0    tlendingisemerhjskapmeWslenskumrkisborgaraoghefurbiWmeWhinum a slenskarkisborgarahrlandioghaftdvalarleyfisamfelltYrjreftirstofnunhj T, skapar;samagildirumtlendingsemhefurveriWskrWrisambWmeWslenskumrkis  borgaraendashvoruguraWilagiftur,i ll݌ Ќ  "i "  i n2g  c  .3  Ԉ0    tlendingisemWlaWistslenskanrkisborgararttviWfWinguenhefurmissthanneWa   afsalaWsrhonum,i no݌ X Ќ  "i "  i Rp2g  d  .3  Ԉ0    ungmennisemnWhefur18raaldriogdvaliWhrlandigrundvellifjlskyldu K #  sameiningarfjgurreWalenguroghefurstundaWnmeWastrfhrlandi.i Rpp݌   Ќ    HeimilteraWveitabarnisemfWisteftiraWforsjrforeldrikemurtillandsins;tmabundiW    dvalarleyfiendahafiforeldriW;tmabundiWdvalarleyfihrlandi.     SkilyrWibliWar1.mgr.eigaekkiviWumYsemhafahaftdvalarleyfigrundvellialYj;W wO  legrarverndarskv.73.gr.eWagrundvellimannWarsj;narmiWaskv.74.gr. B    BtlendingastofnuntekurkvrWunum;tmabundiWdvalarleyfi.Btlendingursem;skar    eftir;tmabundnudvalarleyfiskalskjaumleyfiWtilBtlendingastofnunareigisWaren   fj;rumvikumWurendvalarleyfifellurrgildi.HonumerheimiltaWdveljasthrlandiYar {  tilkvrWunhefurveriWtekinumums;knhansendahafiums;kninboristBtlendingastofnun nF innantilskilinsfrests.kvWi4.og7.mgr.57.gr.eigaviWumums;knirsemsWarberast. 9   BtlendingastofnuntekurkvrWunumhvortfellaskuliniWur;tmabundiWdvalarleyfi  Yegarleyfishafihefurdvalisterlendislenguren18mnuWifjgurraratmabili.:tma  bundiWdvalarleyfitlendingsfellursjlfkrafaniWurYegarlgheimilihans,semskrWvarhr r landi,hefurveriWskrWerlendissamfellt18mnuWi.AWfenginniums;knmheimila e= tlendingilengridvlerlendisnYessaW;tmabundiWdvalarleyfifallirgildi. 0   ViWveitingu_;tmabundins_ԀdvalarleyfisgefurBtlendingastofnuntskrteiniYvtilstaW  festingarskv.54.gr.SkrteiniergefiWtnafntlendingsinssemerhandhafileyfisins.    RWherraseturreglugerWnnarikvWium;tmabundiWdvalarleyfi,YarmeWalum i dvlerlendisskv.7.mgr.ogumnmskeiWslenskufyrirtlendingaskv.1.mgr.Xarskal \4 kveWiWumlengdnmskeiWs,lgmarkstmas;knogvottorWtilstaWfestingarYtttku. ' EinnigerheimiltaWkveWaYarumundanYgufrYtttkunmskeiWifyrirtlendingasem  nWhafaviWhltandiYekkinguslenskuogumpr;fYvtilstaWfestingar.XerreglugerW  inniheimiltaWkveWaumundanYgurfrskyldutilYtttkunmskeiWiogumgjaldvegna `  YtttkunmskeiWieWapr;fi. S+!   59.gr. # Afturkllun.  $ -}  BtlendingastofnunerheimiltaWafturkalladvalarleyfiog;tmabundiWdvalarleyfief !W% tlendingurhefurviWums;kn,gegnbetrivitund,veittrangarupplUsingareWaleyntatvikum J""& semhefWugetaWhaftverulegaYUWinguviWleyfisveitingunaeWaekkierulenguruppfylltskil #' yrWifyrirveitingudvalarleyfiseWa_;tmabundins_ԀdvalarleyfiseWaYaWleiWiraWWruleytiaf #( almennumstj;rnsUslureglum. $ )   EftirafturkllunleyfisgrundvellirangraupplUsingaeWaYessaWleyntvaratvikumsem v%N!* verulegaYUWingugtuhaftviWtgfuYessleyfisskalrttarstaWatlendingsinssamkvmt A&"+ lgumYessumveraeinsoghannhefWialdreifengiWtgefiWYaWleyfiognnurleyfibyggW  '", smuforsendum. '#- Ї  60.gr. ( Tilkynningarskylda.    BtlendingursemfengiWhefurdvalarleyfiWurenhannkomtillandsinsskalinnanviku  frkomugefasigframviWBtlendingastofnuneWaembttisUslumannsutanReykjavkur. a SamaviWumtlendingsemkemurtillandsinsoghyggstskjaumdvalarleyfieWaaWWru T, leytiYarfnastslksleyfis.    VI.KAFLI    DvalarleyfivegnaatvinnuYtttku.   X 61.gr. K #  DvalarleyfivegnastarfssemkrefstsrfrWiYekkingar.      HeimilteraWveitatlendingidvalarleyfivegnastarfshrlandisemkrefstsrfrWi    Yekkingar.SkilyrWifyrirveitingudvalarleyfissamkvmtkvWiYessuerum.a.eftirfarandi:   ! !"i "  i 2g  a  .3  Ԉ0    tlendingurfullngirskilyrWum1.og2.mgr.55.gr.,i ݌wO  Ќ  "i "  i φ2g  b  .3  Ԉ0    tmabundiWatvinnuleyfivegnastarfssemkrefstsrfrWiYekkingarhefurveriWveitt B  grundvellilagaumatvinnurttinditlendinga.i φ݌   Ќ    DvalarleyfisamkvmtkvWiYessuerheimiltaWveitatilalltaWtveggjara,Y;aldrei   tillengritmaennemurgildistmaatvinnuleyfis.HeimilteraWendurnUjadvalarleyfiWallt {  aWtvrsenn,Y;aldreitillengritmaennemurgildistmaatvinnuleyfisendasuuppfyllt nF skilyrWi1.mgr. 9   HeimilteraWendurnUjaleyfitlendings,semhefurfengiWtgefiWdvalarleyfisamkvmt  kvWiYessuogmisststarfsitt,alltaWYrjmnuWifrYvaWhannmisstistarfiWeWaupp  sagnarfresturerliWinntilYessaWhanngetileitaWsrannarsstarfsgrundvellisrYekkingar r sinnar.XarfYskilyrWibliWar1.mgr.ekkiaWverauppfyllt. e=   DvalarleyfisamkvmtkvWiYessugeturorWiWgrundvllur_;tmabundins_Ԁdvalarleyfis. 0   62.gr.  Dvalarleyfivegnaskortsstarfsf;lki. i   HeimilteraWveitatlendingidvalarleyfivegnastarfsYegarumeraWrWaskortstarfs \4 f;lkihrlandi.SkilyrWifyrirveitingudvalarleyfissamkvmtkvWiYessuerum.a.eftir ' farandi:  ! !"i "  i \2g  a  .3  Ԉ0    tlendingurfullngirskilyrWum1.og2.mgr.55.gr.,i \݌ Ќ  "i "  i q2g  b  .3  Ԉ0    tmabundiWatvinnuleyfivegnaskortsstarfsf;lkihefurveriWveittgrundvellilagaum `  atvinnurttinditlendinga.i q݌S+! Ќ    DvalarleyfisamkvmtkvWiYessuskalfyrstaskiptiekkiveitttillengritmaeneins " rs,Y;aldreitillengritmaennemurgildistmaatvinnuleyfis.HeimilteraWendurnUja # dvalarleyfiWalltaWeittrsenn.  $   HeimilteraWendurnUjaleyfitillengritmaenskv.2.mgr.YegarumeraWrWaskUrtaf !W% markaWaogtmabundnaverkframkvmdsemtekurlengritmaenYargreinir.ErYheimilt J""& aWveitadvalarleyfitilYesstmasematvinnuleyfiWgildir. #'   :heimilteraWveitatlendingisemhafthefurdvalarleyfisamkvmtkvWiYessuleyfi #( samkvmtkvWinuaWnUjufyrrenaWlokinnitveggjarasamfelldridvlerlendis,frlok $ ) umgildistmaleyfisins.kvWiYettaY;ekkiviWYegartlendingurstarfarhrlandi v%N!* skemurenttamnuWihverjut;lfmnaWatmabili. A&"+   DvalarleyfisamkvmtkvWiYessugeturorWiWgrundvllur_;tmabundins_Ԁdvalarleyfis.  '",  '#-   63.gr. ( DvalarleyfifyrirYr;ttaf;lk.    HeimilteraWveitadvalarleyfivegnastarfa_Yr;ttaf;lks_ԀhjYr;ttaflagiinnan0Yr;ttaog  :lympusambands0slands.SkilyrWifyrirveitingudvalarleyfissamkvmtkvWiYessueru a m.a.eftirfarandi: T, ! !"i "  i 2g  a  .3  Ԉ0    tlendingurfullngirskilyrWum1.og2.mgr.55.gr.,i )݌ Ќ  "i "  i 2g  b  .3  Ԉ0    tmabundiWatvinnuleyfifyrirYr;ttaf;lkhefurveriWveittgrundvellilagaumatvinnu  rttinditlendinga.i >݌  Ќ    DvalarleyfisamkvmtkvWiYessuskalfyrstaskiptiekkiveitttillengritmaeneins  X rs,Y;aldreitillengritmaennemurgildistmaatvinnuleyfis.HeimilteraWendurnUjaYaW K #  umalltaWtvrsenn,Y;aldreitillengritmaennemurgildistmaatvinnuleyfisendasu    uppfylltskilyrWi1.mgr.      DvalarleyfisamkvmtkvWiYessugeturorWiWgrundvllur_;tmabundins_Ԁdvalarleyfis.     64.gr. B  DvalarleyfifyrirsrhfWastarfsmenngrundvellisamstarfseWaYj;nustusamnings.    ՜  HeimilteraWveitatlendingisemfyrirhugaWeraWsendahingaWtillandstilsrhfWra   starfavegumatvinnurekandasemekkihefurstarfsstWhrlandidvalarleyfi.SkilyrWifyrir {  veitingudvalarleyfissamkvmtkvWiYessuerum.a.eftirfarandi: nF ! !"i "  i 2g  a  .3  Ԉ0    tlendingurfullngirskilyrWum1.og2.mgr.55.gr.,i 4݌9 Ќ  "i "  i 2g  b  .3  Ԉ0    tmabundiWatvinnuleyfivegnasrhfWrastarfsmannagrundvelliYj;nustusamnings  eWasamstarfssamningsumkennslu-,frWieWavsindastrfhefurveriWveittsamrmi  viWlgumatvinnurttinditlendinga.i I݌r Ќ    LeyfisamkvmtkvWiYessuskalaWjafnaWiekkiveitttillengritmaensexmnaWa e= grundvellisamasamnings,Y;aldreitillengritmaennemurgildistmaatvinnuleyfis. 0   DvalarleyfisamkvmtkvWiYessugeturekkiorWiWgrundvllur_;tmabundins_Ԁdvalar  leyfis.    VII.KAFLI \4  Dvalarleyfivegnamenntunarogmenningarskipta.  ' 65.gr.  Dvalarleyfivegnanms.  £  HeimilteraWveitatlendingisemtlaraWstundafulltnmhrlandidvalarleyfienda `  shanneldrien18raogfullngiYeimkrfumsemgerWareruviWkomandinmi. S+!   SkilyrWifyrirveitingudvalarleyfissamkvmtkvWiYessuerum.a.eftirfarandi: " ! !"i "  i 2g  a  .3  Ԉ0    tlendingurfullngirskilyrWum1.og2.mgr.55.gr.,i M݌# Ќ  "i "  i 52g  b  .3  Ԉ0    tlendingurstundarfulltnmhrlandisamkvmtstaWfestingueWavottorWifr  $ hlutaWeigandisk;la.i 5b݌!W% Ќ    HeimilteraWveitaerlendumskiptinemumdvalarleyfisamkvmtkvWiYessuaWupp J""& fylltumskilyrWum2.mgr.komiYeirtillandsinsvegumviWurkenndraskiptinemasamtaka #' ogmYvkjafraldursskilyrWum1.mgr. #(   HeimilteraWveitatlendingidvalarleyfisamkvmtkvWiYessuaWuppfylltumskil $ ) yrWumaliWar2.mgr.vegnanmssemframfervinnustWumhrlandiendahafiveriW v%N!* veitttmabundiWatvinnuleyfigrundvellilagaumatvinnurttinditlendinga. A&"+   DvalarleyfisamkvmtkvWiYessuskalaWjafnaWiekkiveitttillengritmaent;lfmn  '", aWasenn.HeimilteraWendurnUjadvalarleyfisamkvmtkvWiYessunmstmaeft '#- lendingurfullngirframskilyrWum1.og2.mgr.oggetursUntframviWunandinms ( rangur,YarsemYesserkrafist.ViWfyrstuendurnUjundvalarleyfistelstnmsrangur  viWunandihafitlendingurlokiWsamanlagta.m.k.75%affullunmi_nmsrinu_.Heimilt  eraWvkjafrkrfunniumviWunandinmsrangurefumeraWrWa;viWrWanlegarytriaW a stWur,svosemslyseWaalvarlegveikindi. T,   HeimilteraWendurnUjadvalarleyfimeistaraogdoktorsnemasemvinnaaWlokaverkefni  YrttfyriraWengumeiningumhafiveriWlokiWleyfistmaliggifyrirstaWfestingnms  framvindufrviWkomandisk;la.     HeimilteraWendurnUjadvalarleyfitlendingssemlokiWhefurhsk;lanmihrlandi  X alltaWsexmnuWifrtskriftardegitilYessaWleitaatvinnugrundvellisrfrWiYekkingar K #  hans,YrttfyriraWskilyrWi2.mgr.suekkiuppfyllt.      DvalarleyfisamkvmtkvWiYessugeturekkiveriWgrundvllur_;tmabundins_Ԁdvalar    leyfis,sbr.Y;bliW2.mgr.58.gr.   & ,   66.gr. B  Dvalarleyfivegnasamninga0slandsviWerlendrki.       HeimilteraWveitarkisborgurumtiltekinnarkjaaldursbilinu18!26radvalarleyfihr   landigrundvellisamningssemslenskstj;rnvld',BԀhafagertviWheimalandviWkomandi {  tlendingsumdvlrkisborgaraYesshrlandiYeimtilgangiaWkynnasrlandiWogmenn nF inguYess. 9   ForsendafyrirveitingudvalarleyfissamkvmtkvWiYessuerm.a.aWskilyrWum1.og  2.mgr.55.gr.sfullngtogaWtlendingihafiekkiWurveriWveittdvalarleyfigrundvelli  slkssamningshrlandi. r   DvalarleyfisamkvmtkvWiYessuskalaWhmarkiveitttilt;lfmnaWaoger;heimilt e= aWendurnUjaslktdvalarleyfi. 0   DvalarleyfisamkvmtkvWiYessugeturekkiorWiWgrundvllur_;tmabundins_Ԁdvalar  leyfis.    67.gr. \4 DvalarleyfifyrirsjlfboWaliWaogtrboWa. '   HeimilteraWveitatlendingum,eldrien18ra,dvalarleyfihrlanditilYessaWstarfa  fyrirfrjlsflagasamtksemstarfaaWg;WgerWareWamannWarmlumogeruekkirekin  hagnaWarskyniaukYessaWveraundanYeginskattskylduskv.4.gr.lagaumtekjuskatt,sem `  ogtlendingumsemkomatildvalartrarlegumtilgangifyrirskrWtrflgeWaYj;W S+! kirkjuna. "   SkilyrWifyrirveitingudvalarleyfissamkvmtkvWiYessuerum.a.eftirfarandi: # ! !"i "  i 22g  a  .3  Ԉ0    tlendingurfullngirskilyrWum1.og2.mgr.55.gr.,i 2_݌ $ Ќ  "i "  i G2g  b  .3  Ԉ0    farmiWifr0slandiloktmabilsliggurfyrir,nemaYegarumdvltengslumviWskrW !W% trflageWaYj;WkirkjunaeraWrWa,i Gt݌J""& Ќ  "i "  i ׼2g  c  .3  Ԉ0    fyrirliggjandierboWtiltlendingsfrinnlendumaWilum,sbr.1.mgr.,umaWkomahing #' aWtillandsogstarfaYeirravegumYarsemkemurframhverstilgangurdvalar,hversu #( lengihnmunivaraoghvaWastrfumviWkomandieigiaWsinna,i ׼݌$ ) Ќ  "i "  i 2g  d  .3  Ԉ0    tengslerumilliYessstarfssemtlendingurinnaWinnaafhendiogstarfsemiaWila,sbr. v%N!* 1.mgr.i ݌A&"+ Ќ    BtlendingisemfrtgefiWdvalarleyfisamkvmtkvWiYessuer;heimiltaWrWasig  '", tilstarfaslenskumvinnumarkaWigegnendurgjaldimeWandvlhansstendur. '#-   HmarksdvlsamkvmtkvWiYessuert;lfmnuWirogeralmennt;heimiltaWendur ( nUjadvalarleyfiW.XegarumeraWrWadvlvegumskrWstrflagseWaYj;Wkirkjunnarer  Y;heimiltaWendurnUjadvalarleyfiWumalltaWeittrsennsuskilyrWikvWisinsennupp  fyllt. a   HeimilteraWvkjafrkrfu1.mgr.aWumsamtksaWrWaefmarkmiWtiltekinsverk T, efnisersannarlegamannWareWag;WgerWarskyni.    DvalarleyfisamkvmtkvWiYessugeturekkiorWiWgrundvllur_;tmabundins_Ԁdvalar  leyfisnemadvalarleyfisemveittertengslumviWdvlvegumskrWstrflagseWaYj;W   kirkjunnar.  X   RWherraerheimiltaWsetjareglugerWnnariskilyrWifyrirveitingudvalarleyfissam K #  kvmtkvWiYessu,m.a.umkrfurtilframfrslu,hvaWaskilyrWisamtkskuliuppfyllatil    aWteljastviWurkenndsamtkoghvaWastrfumtlendingierheimiltaWsinna.    & ,   68.gr. wO  DvalarleyfivegnavistrWningar. B    HeimilteraWveitatlendingidvalarleyfigrundvellisamningsumvistrWninguheimili    fjlskylduhrlandi.',wԀUmskjandiYarfaWfullngjaskilyrWum1.og2.mgr.55.gr.ogm   ekkiverayngrien18raeWaeldrien25raYegarums;knerlgWfram. {    Vistfjlskyldaskalsamanstandaafhj;numeWasambWarmkummeWbarnieWabrnum nF eWaeinstWuforeldrimeWbarneWabrn.EfvistfjlskyldasamanstendurafaWilumsemekki 9 eruslenskirrkisborgararYarfa.m.k.annaWhj;naeWasambWarmakaaWverakomiWmeW  ;tmabundiWdvalarleyfi.Ekkimegaverafjlskyldutengslmilliumskjandaogvistfjl  skyldu. r   HvervistfjlskyldageturaWeinshafteinntlendingeinuvistrWninguogskaltvega e= hinumvistrWnafWiogsrherbergitilafnotaheimilifjlskyldunnar.Btlendingastofnun 0 erheimiltaW;skaeftirupplUsingumumvistfjlskyldu,m.a.umfjrhagsaWstoWogaWraveitta  aWstoWhjflagsYj;nustuviWkomandisveitarflags,aukupplUsingaumsakaferil,innanlands  ogerlendisefstofnunintelurstWutil. i   Ums;knumdvalarleyfisamkvmtkvWiYessuskalhafnaWeflklegtertaliWaWumskj \4 andimuniekkiyfirgefalandiWY_egar_Ԁleyfihansrennurt.ViWmatBtlendingastofnunarer ' m.a.heimiltaWbyggjaupplUsingumumumskjandasjlfanogheimarkihans,almennri  reynsluafumskjendumsmueWasvipaWristWuogumskjandi,tilgangiums;knar,  reynsluafvistfjlskylduoghvortumskjandihafiWurs;ttumalYj;WlegaverndeWadvalar `  leyfiWrumforsendumhrlandi.DvalarleyfiskaljafnframthafnaWefrkstuddurgrunur S+! erumaWvistrWningsnotuWtilaWftlendingtillandsinsYeimtilgangiaWmisnotastarfs " kraftahanseWaWrum;lgmtumtilgangi. #   DvalarleyfisamkvmtkvWiYessuskalekkiveitttillengritmaeneinsrsenY;aldrei  $ tillengritmaenhlutaWeigandisamningurumvistrWningugerirrWfyrir.:heimilteraW !W% endurnUjadvalarleyfisamkvmtkvWiYessu.Jafnframter;heimiltaWveitatlendingi J""& dvalarleyfigrundvelliatvinnuYtttkuskv.VI.kaflafyrrenaWlokinnitveggjara #' samfelldridvlerlendisfrlokumgildistmaleyfisins. #(   VerWislitvistrWninguWurenvistrWningartmasamkvmtsamningiaWilaerlokiW $ ) skulubWihinnvistrWniogvistfjlskyldantilkynnaYaWBtlendingastofnuneWaYeimaWila v%N!* semhafWimillignguumgerWsamningsinsefviW.HinumvistrWnaerheimiltaWgera A&"+ samningumnUjavistrWninguviWnUjavistfjlskylduaWuppfylltumllumskilyrWumkvW  '", isYessa.SamanlagWurdvalartmihjvistfjlskyldumskalekkiveralengrieneittr. '#-   BtlendingursemdvelsthrlandisamkvmtkvWiYessuhefurekkiheimildtilatvinnu ( Ytttkuutanheimilisvistfjlskyldudvalartma,hvorkitilaWsinnalaunuWumn;laun  uWumstrfum.    LgreglaskalaWbeiWniBtlendingastofnunarfaraheimilihinsvistrWnaogkannaaW a stWurhans,sbr.110.gr. T,   LeyfisamkvmtkvWiYessugeturekkiveriWgrundvllur_;tmabundins_Ԁdvalarleyfis.    BtlendingastofnunskalltatnauWsynlegeyWublWvegnasamningaumvistrWningu  ogerhenniheimiltaWfelastofnuneWafyrirtkimillignguogumsj;nmeWvistrWningum.   HlutverkslkrarstofnunareWafyrirtkisskalnnartfrtreglugerW.  X   RWherramlirreglugerWfyrirumYaWhvaWareglurskuligildaumdvlsamkvmt K #  kvWiYessu,YarmeWalumYaWsemframskalkomasamningiumvistrWninguogskil    yrWisemtlendingurogviWkomandivistfjlskyldaYurfaaWuppfyllavegnadvalarinnar,svo    semumbyrgWvistfjlskylduheimferW,vasapeningahinsvistrWna,frtmaogvinnutma   semaWhmarkimvera30klst.viku. wO    VIII.KAFLI     Dvalarleyfivegnafjlskyldusameiningar.    69.gr. {  SkilyrWidvalarleyfisvegnafjlskyldusameiningar. nF k  NnastiaWstandandislenskseWaannarsnorrnsrkisborgarasemermeWfastabsetuhr 9 landieWatlendingssemdvelsthrlandigrundvellidvalarleyfisskv.61.,63.,70.,73.,  74.og78.gr.eWa_;tmabundins_Ԁdvalarleyfisskv.58.gr.geturmeWums;knfengiWdvalarleyfi  grundvellifjlskyldusameiningaraWfullngWumskilyrWum55.gr.ogVIII.kafla.Til r nnustuaWstandendateljastmaki,sambWarmaki,brnviWkomandiyngrien18raforsj e= hansogframfriogforeldrar67raogeldri.Samagildirummaka,sambWarmakaogbrn 0 Yeirrasemstundaframhaldsnmhsk;lastigi,doktorsnmogranns;knirhrlandi  grundvelli65.gr.    Dvalarleyfiskv.70.!72.gr.verWaekkiveittefsfjlskyldumeWlimursemums;knbyggist i hefursWustufimmrumhlotiWd;meWaveriWltinnstaryggisrWstfunumfyrirbrot \4 kvWumXXI.!XXIV.kaflaalmennrahegningarlaganemasynjunumdvalarleyfimundi ' felasr;sanngjarnarWstfungagnvarthonumeWannustufjlskyldumeWlimumhans.Ef  YaWbrUturbgaviWforsendurdvalarleyfisfjlskyldumeWlimshrlandiaWveita  umskjandadvalarleyfiskv.70.!72.gr.erheimiltaWsynjaumdvalarleyfi. `    Ums;knumfyrstadvalarleyfiskv.70.!72.gr.skalhafnaWefsamYykkifjlskyldumeWlims S+! fyrirtgfuYessleyfisliggurekkifyrir. "   Dvalarleyfiskv.70.!72.gr.skuluaWjafnaWiveitttileinsrsenheimilteraWveitadvalar # leyfitillengritmatilsamrmisviWYann_fjlskyldumeWlim_Ԁsemums;knbyggist,Y;aWh  $ markitvr.DvalarleyfifjlskyldumeWlimstlendings,semdvelsthrlandigrundvelli !W% dvalarleyfiseWa_;tmabundins_Ԁdvalarleyfis,geturY;aldreigiltlengurenleyfiYesssemhann J""& leiWirrttsinnaf.HeimilteraWendurnUjadvalarleyfigrundvellikvWa70.!72.gr.sam #' kvmtums;knefskilyrWileyfisinseruennuppfyllt. #(   Dvalarleyfiskv.70.!72.gr.getaveriWgrundvllur_;tmabundins_Ԁdvalarleyfisnemas $ ) fjlskyldumeWlimursem_dvalarleyfishafi_ԀleiWirrttsinnafhafidvalarleyfisemskaparekki v%N!* slkangrundvll. A&"+    '", & ,    70.gr. ( DvalarleyfigrundvellihjskapareWasambWar.  1  HeimilteraWveitatlendingidvalarleyfihrlandihyggisthannflytjasthingaWtillands  tilaWbameWmakasnumeWasambWarmaka.',(ԀSkilyrWiYesseraWmakinnhafirtttilfjl a skyldusameiningarsamkvmtkaflaYessumogaWhannsannaWhvorthjskapeWasambW T, semhefurvaraWlengureneittr.HvoraWiliumsigverWuraWhafaveriWeldrien18raYegar  stofnaWvartilhjskaparinseWasambWarinnar.HjskapureWasambWviWkomandiYarfaW  uppfyllaskilyrWitilskrningarsamkvmtlgheimilislgum.HeimilteraWkrefjaaWilaum   aWleggjaframggntilsnnunarhjskapeWasambWerlendis.  X   HeimilteraWbeitakvWum1.mgr.Y;tthjskapureWasambWhafivaraWskemureneitt K #  refsrstakarstWurmlameWYv.      ByggiumskjandirttsinntlendingisemermeWdvalarleyfihrlandigrundvelli    alYj;Wlegrarverndarskv.73.gr.,mannWarsj;narmiWaskv.74.gr.,srstakratengslaviWland   iWskv.78.gr.eWafjlskyldusameiningarskv.72.gr.YarfsaWiliaWhafastarfaWeWastundaW wO  nmhrlandilglegridvlsWustufjgurrfyrirframlagninguums;knar. B    kvWi3.mgr.ekkiviW,meWfyrirvaraumnnurkvWiYessarargreinar,Yegar:    ! !"i "  i 2g  a  .3  Ԉ0    aWilarvoruhjskapWurenmakibsettur0slandifluttisthingaWtillandseWai ݌  Ќ  "i "  i 2g  b  .3  Ԉ0    aWilargenguhjskapmeWanbWiraWilarhfWudvalarleyfihrlandieWai ݌{  Ќ  "i "  i 2g  c  .3  Ԉ0    aWilareigasamanbarneWaeigavonbarnisaman.i G݌nF Ќ    HgteraWveitafrekariundanYgufrskilyrWum3.mgr.efsrstakaraWstWurstandatil 9 Yess.    RWherraerheimiltaWsetjareglugerWumframkvmd3.og4.mgr.,Y.m.t.umviWmiW  varWandinmogstrfhrlandi. r   Makarog_sambWarmakar_ԀskuluhafafastabsetusamastaWsamrmiviWkvWilaga e= umlgheimili.HeimilteraWvkjafrYessukvWiefsrstakartmabundnarstWureru 0 fyrirhendi.    NerrkstuddurgrunurumaWtilhjskapareWasambWarhafiveriWstofnaWYeimtil  gangiaWafladvalarleyfisogekkiersUntframannaWsvoaW;yggjandisogveitirYaWY i ekkirtttildvalarleyfis.SamagildirefrkstuddurgrunurerumaWekkihafiveriWstofnaW \4 tilhjskaparmeWviljabeggjahj;naeWaefstofnunhjskaparbrUturbgaviWallsherjarreglu ' ogmeginreglurslenskralaga.    BtlendingursemhefurhaftdvalarleyfisamkvmtkvWiYessugeturefsrstaklega  stendurogrkarsanngirnisstWurmlameWYvfengiWdvalarleyfigrundvellisrstakra `  tengslaviWlandiWskv.78.gr.efskilyrWum1.og2.mgr.55.gr.erfullngtsamteinuaf S+! eftirfarandi: " ! !"i "  i 2g  a  .3  Ԉ0    hjskapeWasambWhefurlokiWmeWandltimakanemasrstakarstWurmligegn # Yv,i ݌ $ Ќ  "i "  i 2g  b  .3  Ԉ0    hjskapeWasambWhefurveriWslitiWvegnaYessaWtlendingureWabarnhanshefur !W% sttmisnotkuneWaWruofbeldiafhlfumakaogYaWhefurveriWtilkynntlgreglueWa J""& barnaverndaryfirvldumeWannurggnbendatilYess;ltabertiltengslatlendingsviW #' landiWogundantekningartilfellumerheimiltaWvkjafrkvWum1.og2.mgr.55. #( gr.viWtgfudvalarleyfissamkvmtYessumstafliWefframfrslaer;tryggumskamma $ ) hrW,i M݌v%N!* Ќ  "i "  i _2g  c  .3  Ԉ0    tlendingursUnirframaWvegnaflagslegraeWamenningarlegraaWstWnaheimarki A&"+ hansgetihonumreynsterfittaWsnaafturtilYessrkisvegnaskilnaWareWasambWar  '", slita.i _݌'#- Ќ    71.gr. ( Dvalarleyfifyrirbrn.  7  HeimilteraWveitabarniyngraen18radvalarleyfiefforeldriYesshefurdvalarleyfi  grundvelli58.,61.,63.,70.,73.,74.eWa78.gr. a   BarnskalveraforsjYessaWilasemYaWleiWirrttsinnaf.SamYykkibeggjaforsjr T, foreldraYarfaWliggjafyrirviWums;knsuYeirfleirieneinn.HeimilteraWvkjafrYessu  skilyrWivegnasrstakraaWstWna,t.d.efsannanleganstekkiforsjraWila,endamlihags  munirbarnsinsmeWYv.     SumttleiWinguaWrWaYarfhenniaWveralokiWWurenums;knerlgWframogskal  X hnverasamrmiviWslensklgYessefnis. K #    HeimilteraWendurnUjadvalarleyfisamkvmtYessukvWiYrttfyriraWumskjandi    hafinW18raaldriendasugrunnskilyrWidvalarleyfisogfjlskyldusameiningaruppfyllt.    JafnframterskilyrWiaWumskjandistundiannaWhvortnmeWastrfhrlandi,sbsettur   hjforeldriogshvorkihjskapnsambW. wO    HeimilteraWvkjafrskilyrWumkvWisYessaefsrstaklegastendurendakrefjist B  hagsmunirbarnsinsYess.Yettat.d.viWYeimtilvikumYarsembarnaverndarnefndhefur    tekiWyfirforsjbarnseWaefbarnervaranleguf;stri.     RWherraerheimiltaWsetjareglugerWnnariskilyrWifyrirdvalarleyfigrundvelli {  Yessarargreinar,m.a.umskilyrWiYessaWf;sturbarngetifengiWdvalarleyfi. nF   72.gr.  Dvalarleyfifyrirforeldra.  $  HeimilteraWveitatlendingisembarnhrlandidvalarleyfiYeimtilvikumsem r greinir2.!4.mgr.SkilyrWi1.og2.mgr.55.gr.skuluvalltverauppfylltYegardvalarleyfi e= erveittYessumgrundvelli. 0   HeimilteraWveitatlendingisemer67raeWaeldridvalarleyfieigihannuppkomiWbarn  hrlandi.0YeimtilvikumerheimiltaWveitatlendingiundanYgufrskilyrWiumaWgeta  framfleyttsrsjlfurefbarnhanssUnirframaWYaWgetitryggtframfrsluviWkomandi. i   HeimilteraWveitatlendingisemerforeldrislensksbarnssemeryngraen18raog \4 bsetthrlandidvalarleyfiefforeldriWfermeWeWadeilirforsjbarnsinsogfullngir ' eftirfarandiskilyrWum:  ! !"i "  i 2g  a  .3  Ԉ0    umskjanditlaraWbameWbarninuhrlandi,i  ݌ Ќ  "i "  i 2g  b  .3  Ԉ0    umskjandierekkihjskapeWasambWmeWhinuforeldribarnsinsogi  ݌`  Ќ  "i "  i 2g  c  .3  Ԉ0    YaWernauWsynlegttilYessaWbarniWgetibiWframhrlandi.i ݌S+! Ќ    HeimilteraWveitaforeldrisemfermeWforsjbarnssemeryngraen18raogbsetthr " landidvalarleyfiYrttfyriraWforeldriogbarnmuniekkibasamanef: # ! !"i "  i 2g  a  .3  Ԉ0    barnerannaWhvortslenskurrkisborgarieWameWdvalarleyfi,i /݌ $ Ќ  "i "  i %2g  b  .3  Ԉ0    umskjandivarlgmtridvlhrlandiYegarums;knvarlgWfram,i %R݌!W% Ќ  "i "  i P2g  c  .3  Ԉ0    umskjandihefurhaftdvalarleyfihrlandisemekkierunntaWendurnUjasama J""& grundvelli,i P}݌#' Ќ  "i "  i 2g  d  .3  Ԉ0    umskjandihefurumgengnisrttviWbarniWsamkvmtstaWfestumsamningiogfyrir #( ligguraWumgengnisrstaWsamkvmthonumogi ݌$ ) Ќ  "i "  i #2g  e  .3  Ԉ0    YaWernauWsynlegttilaWviWhaldaumgengniviWbarniW.i #P݌v%N!*    A&"+ &     IX.KAFLI (  DvalarleyfivegnaalYj;Wlegrarverndar,mannWarsj;narmiWaogmansals.   73.gr.  DvalarleyfigrundvellialYj;Wlegrarverndar. a   XegarumskjandaerveittalYj;Wlegverndskv.37.eWa39.gr.gefurBtlendingastofnun T, tdvalarleyfi.'(j    DvalarleyfisamkvmtkvWiYessuskalveitttilfjgurraraogerheimiltaWendurnUja  YaWaWYeimtmaliWnum,nemaskilyrWisutilaWafturkallaveitinguskv.48.gr.eWasynjun   endurnUjundvalarleyfissnauWsynlegvegnaryggisrkisinseWaalmannahagsmuna.  X EndurnUjamdvalarleyfiY;ttekkisfullngtllumskilyrWum55.gr. K #    DvalarleyfisamkvmtkvWiYessugeturveriWgrundvllur_;tmabundins_Ԁdvalarleyfis.      74.gr.   DvalarleyfigrundvellimannWarsj;narmiWa. wO    0YeimtilvikumYegartlendingurerstaddurhrlandioggetursUntframrkaYrffyrir B  vernd,t.d.afheilbrigWisstWumeWavegnaerfiWraflagslegraaWstWnaviWkomandieWaerf    iWraalmennraaWstWnaheimarkieWalandisemhonumyrWivsaWtil,mltatilalmennra   mannWarsj;narmiWaY;svoaWskilyrWi37.gr.suekkiuppfyllt.kvWiYessuskalekki {  beittnemaskoriWhafiveriWrummeWefnismeWferWaWtlendinguruppfylliekkiskilyrWi nF alYj;Wlegrarverndarskv.37.og39.gr. 9   HeimilteraWveitatlendingisems;tthefurumalYj;WlegaverndogekkifengiWniWur  stWumlisnustj;rnsUslustigiinnan18mnaWaeftiraWhanns;ttifyrstumalYj;Wlega  verndhrlandidvalarleyfigrundvellimannWarsj;narmiWasamkvmtkvWiYessuaW r YvtilskilduaWskoriWhafiveriWrumaWtlendinguruppfylliekkiskilyrWiskv.37.og39. e= gr.SkilyrWifyrirveitingudvalarleyfisYeimtilvikumeruaW: 0 ! !"i "  i !2g  a  .3  Ԉ0    tekinhafiveriWskUrslaafumskjandaumalYj;Wlegavernd,i !!"݌ Ќ  "i "  i #2g  b  .3  Ԉ0    ekkileikivafiYvhverumskjandier,i #G#݌ Ќ  "i "  i "$2g  c  .3  Ԉ0    ekkiliggifyrirstWursemgetaleitttilbrottvsunarumskjanda,i "$O$݌i Ќ  "i "  i E%2g  d  .3  Ԉ0    tlendingurhafiveittupplUsingarogaWstoWviWrlausnmls.i E%r%݌\4 Ќ    kvWi2.mgr.gildaekkiumtlendingsemeitteWafleiraafeftirfarandiviWum: ' ! !"i "  i '2g  a  .3  Ԉ0    tlendingurhefurframvsaWflsuWumskjlummeWYaWaWmarkmiWiaWstyrkjaums;kn  snaumalYj;Wlegavernd,i ':'݌ Ќ  "i "  i (2g  b  .3  Ԉ0    tlendingurhefurdvalist;kunnumstaWmeiraentvrvikureWahefuryfirgefiWlandiW `  nleyfis,i ((݌S+! Ќ  "i "  i )2g  c  .3  Ԉ0    tlendingurhefurveittrangarupplUsingarumfyrridvlrkisemtekurYttDyflinnar " samstarfinueWarkieWasvWiYarsemhannYurftiekkiaWstaofs;knumoghafWi # ekkistWutilaW;ttastaWverWasendurafturtilheimalandssnsnYessaWums;kn  $ hansumalYj;WlegaverndhefWifengiWfullngjandiskoWun,i )*݌!W% Ќ  "i "  i ,2g  d  .3  Ԉ0    tlendingursjlfurYttYvaWniWurstaWahafiekkifengistinnantmamarka.i ,,݌J""& Ќ    HeimilteraWvkjafrkvWum3.mgr.Yegarsrstaklegastendur.Dvalarleyfisam #' kvmtkvWiYessumjafnframtveitaY;ttekkisfullngtllumskilyrWum55.gr. #(   DvalarleyfisamkvmtkvWiYessuskalekkiveitttillengritmaeneinsrs.Heimilter $ ) aWendurnUjadvalarleyfisamkvmtkvWiYessualltaWtvrsennendahafiforsendur v%N!* fyrirveitinguleyfisinsupphafiekkibreyst. A&"+   DvalarleyfisamkvmtkvWiYessugeturveriWgrundvllur_;tmabundins_Ԁdvalarleyfis.  '",  '#-   75.gr. ( Dvalarleyfifyrirhugsanlegtf;rnarlambmansals.  0  HeimilteraWveitatlendingisemgrunurleikuraWsf;rnarlambmansalsdvalarleyfi  alltaWnumnuWiY;ttskilyrWum1.og2.mgr.55.gr.sekkifullngt.Samagildirumbarn a viWkomandiefYaWerstatthrlendismeWforeldri.ViWranns;knmlsinsskallgreglaveita T, BtlendingastofnunaWstoW,t.d.viWmataWstWumviWkomandi.XrttfyrirkvWiXII.kafla  skalekkivsaviWkomandieinstaklingirlandiYessutmabili.    NerrkstuddurgrunurumaWtlendingurgeritilkalltilaWverastWuf;rnarlambs   YeimtilgangieinumaWafladvalarleyfisogekkiersUntframannaWsvo;yggjandisog  X veitirYaWYekkirtttildvalarleyfis.SamagildirefveitingdvalarleyfiserandstWalls K #  herjarreglu.      Efs;tthefurveriWumalYj;Wlegaverndskv.37.eWa39.gr.eWagrunurerumaWYau    kvWieigiviWskalfyrstskoriWrYvhvortskilyrWierutilYessaWveitaslkaverndWuren   YessukvWierbeitt. wO    DvalarleyfisamkvmtkvWiYessugeturekkiveriWgrundvllur_;tmabundins_Ԁdvalar B  leyfis.      76.gr. {  Dvalarleyfifyrirf;rnarlambmansals. nF a7  HeimilteraWveitaf;rnarlambimansalsogbarniviWkomandisemstatterhrlandi 9 endurnUjanlegtdvalarleyfitileinsrsYegarsrstaklegastendur,Y;ttskilyrWum1.og2.  mgr.55.gr.sekkifullngt,YegarYaWtelstnauWsynlegt:  ! !"i "  i W92g  a  .3  Ԉ0    vegnapers;nulegraaWstWnaviWkomandieWai W99݌r Ќ  "i "  i l:2g  b  .3  Ԉ0    aWmatilgregluvegnasamvinnuviWkomandiviWyfirvldvegnaranns;knarogmeW e= ferWarsakamls.i l::݌0 Ќ    XrttfyrirkvWiXII.kaflaskalekkivsaviWkomandieinstaklingirlandiYessutma  bili.    DvalarleyfisamkvmtkvWiYessugeturekkiveriWgrundvllur_;tmabundins_Ԁdvalar i leyfis. \4   77.gr.  BrWabirgWadvalarleyfi.  0=  Heimiltereftirums;kntlendingssems;tthefurumalYj;WlegaverndaWveitahonum `  brWabirgWadvalarleyfiYartilkvrWunhefurveriWtekinumums;knina.Einnigerheimilt S+! aWbeiWnitlendingssemhefurfengiWendanlegasynjunumalYj;WlegaverndeWadvalarleyfi, " semkemurekkitilframkvmdaaWsvostddu,aWvei_ta_ԀhonumbrWabirgWadvalarleyfiYar # tilsynjuninkemurtilframkvmda.SkilyrWifyrirveitingudvalarleyfissamkvmtkvWi  $ Yessuerum.a.aW: !W% ! !"i "  i @2g  a  .3  Ԉ0    tekinhafiveriWskUrslaafumskjandaumalYj;Wlegavernd,i @@݌J""& Ќ  "i "  i A2g  b  .3  Ԉ0    ekkileikivafiYvhverumskjandier,i AA݌#' Ќ  "i "  i B2g  c  .3  Ԉ0    ekkiliggifyrirstWursemgetaleitttilbrottvsunarumskjanda,i BB݌#( Ќ  "i "  i C2g  d  .3  Ԉ0    ekkiliggifyrirbeiWniumaWannaWrkitakiviWumskjandanU,sbr.1.mgr.36.gr.,i CD݌$ ) Ќ  "i "  i E2g  e  .3  Ԉ0    tlendingurhafiveittupplUsingarogaWstoWaWviWrlausnmls.i EGE݌v%N!* Ќ    HeimilteraWvkjafrskilyrWibliWar1.mgr.Yegarsrstaklegastendur,t.d.Yegar A&"+ ;sanngjarnteWa;mgulegteraWtlasttilYessaWumskjandiframvsifullngjandi  '", skilrkjumogerBtlendingastofnunskyltaWmetahverjutilvikihvortYannigsstatt.Su '#- liWnirmeira90dagarfrYvaWums;knumalYj;Wlegaverndbarstslenskumstj;rnvldum ( skaldvalarleyfisamkvmtYessarigrein,samkvmtums;kn,veittY;svoaWdliWur1.mgr.  eigiviW.    SuaWstWurmeWYeimhttiaW1.mgr.42.gr.eigiviWenviWkomandisundanskilinn a alYj;Wlegriverndskv.40.eWa41.gr.erheimiltaWveitatlendingibrWabirgWadvalarleyfi T, samkvmtkvWiYessu.0YeimtilvikumerheimiltaWbindaleyfiWsrstkumskilyrWumsem  nauWsynlegYykjaeftiratvikum,t.d.heimildtilYessaWundanskiljartttilatvinnuYtttku  ogkrefjastYessaWviWkomandisinnitilkynningarskyldueWahaldisigtilteknumstaWskv.   114.gr.eWagangistundirnnurYvingunarrrWiskv.XIII.kafla.  X   HeimilteraWveitadvalarleyfisamkvmtYessarigreinY;ttekkisfullngtllumskil K #  yrWum1.og2.mgr.55.gr.      DvalarleyfisamkvmtkvWiYessuskalaWjafnaWiekkiveitttillengritmaensexmn    aWa.HeimilteraWendurnUjadvalarleyfisamkvmtkvWiYessualltaWeittrsennsam   kvmtkvrWunBtlendingastofnunar. wO    kvWiIV.,V.ogVII.kaflastj;rnsUslulagaumandmlartt,umbirtingukvrWunar, B  rkstuWningo.fl.ogumstj;rnsUslukru,viWeigandikvWiI.kaflalagaYessaraogkvWi    Yessakafla,gildaekkiumkvrWunumbrWabirgWadvalarleyfi.BrWabirgWadvalarleyfihefur   ekkinnurrttarhrifenYausemsrstaklegaergetiWlgumeWareglugerW. {    DvalarleyfisamkvmtkvWiYessugeturekkiveriWgrundvllur_;tmabundins_Ԁdvalar nF leyfis. 9   X.KAFLI   nnurdvalarleyfi.  r 78.gr. e= DvalarleyfigrundvellisrstakratengslaviWlandiW. 0 P  HeimilteraWveitatlendingidvalarleyfigrundvelliYessaWhannteljisthafasrstk  tengslviWlandiW,aWfullngWumskilyrWum1.og2.mgr.55.gr.,shanneldrien18raog  falliekkiundirkvWiumnnurdvalarleyfisamkvmtlgumYessumeWafullngiekki i skilyrWumYeirra. \4   Tilsrstakratengslagetam.a.talisttengslsemtlendingurhefurstofnaWtilmeWandvl ' hanshrlandihefurstaWiWsamkvmttgefnudvalarleyfisemverWurekkiendurnUjaWeWa  hefurveriWafturkallaWvegnabreyttraaWstWnaeWaannarraatvika.    FaraskalframheildstttmattengslumumskjandaviWlandiW.ViWYaWmatskalaW `  jafnaWihorfttillengdarlgmtrardvalar.JafnframterheimiltaWltatil: S+! ! !"i "  i U2g  a  .3  Ԉ0    fjlskyldutengsla,Y.e._fjlskyldusamsetningar_ԀumskjandameWtillititil_umnnunar " sj;narmiWa_,i UU݌# Ќ  "i "  i 'W2g  b  .3  Ԉ0    flagslegraogmenningarlegratengslaviWlandiWgrundvelliatvinnuYtttkueWaann  $ arrasambrilegratengsla.i 'WTW݌!W% Ќ    XrttfyriraWtlendingurhafiekkidvalisthrlandigeturhannundantekningartilvikum J""& talisthafasrstktengslviWlandiWYegarheildstttmataWstWumhansleiWirtilYess.,t.d. #' efrk_umnnunarsj;narmiW_ԀerutilstaWarogbersUnilegavri;sanngjarntaWveitaum #( skjandaekkidvalarleyfigrundvelliYeirra. $ )   TilsrstakratengslaviWlandiWskv.2.mgr.getaekkitalistYautengslsemtlendingur v%N!* myndarviWdvlhrlandiskv.64.,65.,66.,67.,68.,75.,76.og77.gr.MeWsrstkum A&"+ tengslumkvWiYessueraukYesshvorkittviWfjlskyldutengslviWkomanditlendings,  '", enumYauferskv.VIII.kafla,ndvlgrundvelli21.gr.HafidvalarleyfieWa;tmabundiW '#- dvalarleyfitlendingsveriWafturkallaWgrundvelli59.gr.YarsemtlendingurhefurviW ( ums;kngegnbetrivitundveittrangarupplUsingareWaleyntatvikumsemhefWugetaWhaft  verulegaYUWinguviWleyfisveitinguna,t.d.efummlamyndagerningskv.8.mgr.70.gr.er  aWrWaeWaefrkstuddurgrunurerumYaW,getaYautengslsemtlendingurhefurmyndaW a viWlandiWYeimtmaekkitalisttilsrstakratengslaogYberaWsynjaumveitingudvalar T, leyfissamkvmtkvWiYessu.    HeimilteraWveitadvalarleyfisamkvmtkvWiYessuY;aWtlendingurhafiumskamm  antmaekkifullngtskilyrWum1.mgr.55.gr.umframfrsluefrkarsanngirnisstWur   mlameWYv.  X   DvalarleyfisamkvmtkvWiYessuskalekkiveitttillengritmaeneinsrs.Heimilter K #  aWendurnUjadvalarleyfisamkvmtkvWiYessuendahafiforsendurfyrirveitinguleyfisins    upphafiekkibreyst.      DvalarleyfisamkvmtkvWiYessugeturveriWgrundvllur_;tmabundins_Ԁdvalarleyfis.     RWherraseturreglugerWumnnariskilyrWifyrirveitingudvalarleyfissamkvmtkvWi wO  Yessu,m.a.umtilgangdvalar,tilhvaWasj;narmiWaskuliltaviWmatYvhvortsrstk B  tengslviWlandiWteljastveratilstaWaroghvenrgeturkomiWtilbeitingarundantekningar    reglu4.mgr.     79.gr. nF Dvalarleyfigrundvellilgmtsogsrstakstilgangs. 9 c  HeimilteraWveitatlendingidvalarleyfigrundvellilgmtsogsrstakstilgangsaW  uppfylltumskilyrWum1.og2.mgr.55.gr.shanneldrien18raogfalliekkiundirkvWi  umnnurdvalarleyfisamkvmtlgumYessum.DvalarleyfisamkvmtYessukvWiskal r einungisveitttileinsrssenn.HeimilteraWendurnUjaleyfiWhaldisttilgangurdvalar e= ;breyttur. 0   DvalarleyfisamkvmtkvWiYessugeturekkiveriWgrundvllur_;tmabundins_Ԁdvalar  leyfis.    RWherraseturreglugerWtilleiWbeiningarumhvaWteljastskulitillgmtsogsrstaks i tilgangs. \4   XI.KAFLI   SrreglurumtlendingasemfallaundirsamninginnumEvr;pskaefnahagssvWiW  ogstofnsamningFrverslunarsamtakaEvr;pu.  `  80.gr. S+! GildissviW. " g  kvWiYessakaflagildaumrtttlendingasemerurkisborgararrkissemfellurundir # samninginnumEvr;pskaefnahagssvWiWogstofnsamningFrverslunarsamtakaEvr;putil  $ aWkomatillandsinsogdveljasthrlandi. !W%   kvWiYessakaflagildaeinnigumaWstandendurEESogEFTAborgarasemfylgja J""& honumtillandsinseWakomatilhans.kvWikaflansgildaennfremurumaWstandendur #' slensksrkisborgarasemfylgjahonumeWakomatilslensksrkisborgarasemsnUrafturtil #( 0slandseftiraWhafanUttrttsinntilfrjlsrarfararsamkvmtEESsamningnumeWa $ ) stofnsamningiEFTAWruEESeWaEFTArki. v%N!*   A&"+ &     81.gr. ( Komaogdvl.  ul  RtturtildvalarsamkvmtkvWumYessakaflaveitirrtttilaWdveljasthvarsemer  0slandinematakmarkanirhafiveriWsettarsamkvmtlgumYessumeWareglumsettumsam a kvmtYeim.'(_l T,   RtturtildvalarsamkvmtkvWumYessakaflakemurekkivegfyriraWtlendingur  skv.1.mgr.80.gr.fidvalarleyfisamkvmtWrumkvWumlagaYessara.    BtlendingursemhvorkierrkisborgariEESeWaEFTArkisnaWstandandislksborgara   mkomatillandsinsnsrstaksleyfistilaWveitaYj;nustualltaW90starfsdaga  X almanaksrishannsannanlegastarfsmaWurYj;nustuveitandaEvr;pskaefnahagssvWinu K #  eWaEFTArki.      EkkimneitaEESeWaEFTAborgaraumaWfaWnj;tarttindasinnaYeimgrundvelli    einumaWviWkomandisekkihandhafiskrningarvottorWsskv.89.gr.,vottorWseWaskrteinis   semstaWfestirrtttil;tmabundinnardvalarskv.91.gr.,skjalssemvottaraWums;knum wO  dvalarskrteinifyriraWstandendurhafiveriWlgWframeWadvalarskrteinisskv.90.gr.Yar B  eWviWkomandigeturfrtsnnurrttmeWUmsumWrumskjlum.      AWstandendur,semeruekkiEESeWaEFTAborgarar,skuluveraundanYegnirkvWum   vegabrfsritunefYeireruhandhafargildsdvalarskrteinisskv.90.gr.Slkarvegabrfsrit {  anirskuluaWWrumkostigefnartnendurgjaldseinsflj;ttoghgteroghlj;taflUti nF meWferWsamkvmtalmennumreglumYarum. 9   HafiEESeWaEFTAborgarieWaaWstandandi,semerekkiEESeWaEFTAborgari,ekki  nauWsynlegferWaskilrkieWatilskildarvegabrfsritanir,sYeirrakrafist,skalWurenslkum  einstaklingumervsaWfrgefaYeimtkifritilaWaflanauWsynlegraskjalaeWafYausend r innansanngjarnstmaeWatilaWfframburWsinnstaWfestaneWafviWurkenntannanhtt e= aWYeirfalliundirrttinntilfrjlsrarfararogdvalar. 0   RWherraerheimiltaWsetjareglugerWfrekarifyrirmlisamkvmtYessukvWi,m.a.  umflUtimeWferWskv.5.mgr.    82.gr. \4 DvlaWstandendaEESeWaEFTAborgara. ' w  AWstandandiEESeWaEFTAborgarasemfellurundirkvWiYessakaflahefurrtttilaW  dveljastmeWhonumhrlandi.AWstandendurEESeWaEFTAborgarasemhafadvalarrtt  eWartttil;tmabundinnardvalarhrlandiskulu;hWrkisfangieigarttaWstunda `  atvinnueWagerastsjlfstttstarfandieinstaklingarhrlandi. S+!   AWstandandiEESogEFTAborgaraer: " ! !"i "  i z2g  a  .3  Ԉ0    makiogsambWarmakiefaWilareruskrWrisambWeWasambWsemerstaWfestmeW # Wrumhtti,i zz݌ $ Ќ  "i "  i {2g  b  .3  Ԉ0    niWjiviWkomandi,makahanseWasambWarmakabeinanleggsemeryngrien21rseWa !W% framfriborgarans,i {|݌J""& Ќ  "i "  i X}2g  c  .3  Ԉ0    ttingiviWkomandi,makaeWasambWarmakahansbeinanleggsemerframfriborg #' arans.i X}}݌#( Ќ    83.gr. v%N!* RtturtildvalaralltaWYrjmnuWi. A&"+ ~  EESeWaEFTAborgarasemframvsargilduvegabrfieWakennivottorWierheimiltaW  '", komatillandsinsnsrstaksleyfisogdveljasthrlandialltaWYrjmnuWifrkomuhans '#- tillandsinssvolengisemverahansverWurekki;sanngjrnbyrWikerfiflagslegraraW ( stoWar.    EESeWaEFTAborgarasemfellurundirskilgreiningu1.mgr.ogeratvinnuleiterheim  iltaWdveljasthrlandialltaWsexmnuWifrkomutillandsins.SamagildirumaWstand a endurborgarans. T,   DvlWrunorrnurkiskalekkidragafrdvalartmanum.    kvWi1.mgr.gildireinnigumaWstandandaEESeWaEFTAborgarasemerekkiEES  eWaEFTAborgari,aWYvtilskilduaWaWstandandinnfylgieWakomitilEESeWaEFTAborg   aransoghafigiltvegabrf.  X   RWherraerheimiltaWsetjareglugerWfrekarifyrirmlisamkvmtYessukvWi,m.a. K #  umtreikninglengddvalar.RWherrasemfermeWflagsmlerheimiltaWsetjafrekari    fyrirmlireglugerWumskilgreininguhugtaksins;sanngjrnbyrWikerfiflagslegraraW    stoWaraWhfWusamrWiviWSambandslenskrasveitarflaga.     84.gr. B  RtturtildvalarlengurenYrjmnuWifyrirEESeWaEFTAborgara.    X  EESeWaEFTAborgarihefurrtttildvalarhrlandilengurenYrjmnuWiefhann   fullngireinhverjuafeftirtldumskilyrWum: {  ! !"i "  i ߆2g  a  .3  Ԉ0    erlaunYegieWasjlfstttstarfandieinstaklingurhrlandi,i ߆ ݌nF Ќ  "i "  i 2g  b  .3  Ԉ0    tlaraWveitaeWanj;taYj;nustuhrlandioguppfyllirjafnframtskilyrWicliWar,eftir 9 YvsemviW,i -݌ Ќ  "i "  i v2g  c  .3  Ԉ0    hefurngilegtffyrirsigogaWstandendursnatilaWverWaekkibyrWikerfiflags  legraraWstoWarmeWandvlstendurogfellurundirsjkratryggingusembyrgistalla r httumeWandvlhanshrlandivarir,i v݌e= Ќ  "i "  i m2g  d  .3  Ԉ0    erinnritaWurviWurkenndanmsstofnunmeWYaWaWmeginmarkmiWiaWWlastYar 0 menntuneWastarfsYjlfun,fellurundirsjkratryggingusembyrgistallahttumeWan  dvlhanshrlandivariroggetursUntframtryggaframfrslu.i m݌ Ќ    KrefjamEESeWaEFTAborgaraumaWframvsafullngjandiferWaskilrkjumogggn i umsemstaWfestaaWhannuppfylliskilyrWia-,beWacliWar1.mgr.,sbr.Y;4.mgr.81.gr. \4 Xmkrefja_borgarann_ԀumaWframvsafullngjandiferWaskilrkjumogsUnaframmeW ' yfirlUsingueWajafngildumaWferWumaWhannuppfylliskilyrWidliWar1.mgr.,sbr.Y;4.mgr.  81.gr.    EESeWaEFTAborgarisemdvelstlandinu,sbr.aliW1.mgr.,enhttiraWveralaunYegi `  eWasjlfstttstarfandieinstaklingurheldurstWusinnisemslkurviWeftirfarandiaWstWur: S+! ! !"i "  i 2g  a  .3  Ԉ0    meWanhannertmabundiW;vinnufrvegnaveikindaeWaslyss,i '݌" Ќ  "i "  i 2g  b  .3  Ԉ0    hannstaWfestiraWhannsatvinnulausneiginatbeinaeftiraWhafaunniWviWlaunaW # starfmeiraeneittrogerjafnframtvirkriatvinnuleitgrundvellilagaumatvinnu  $ leysistryggingar,i M݌!W% Ќ  "i "  i 2g  c  .3  Ԉ0    hannstaWfestiraWhannsatvinnulausneiginatbeinaeftiraWlokiWerrWningarsamn J""& ingisemertilskemmritmaeneinsrseWahannhefurneiginatbeinamisstatvinnu #' Yvtmabiliogerjafnframtvirkriatvinnuleitgrundvellilagaumatvinnuleysis #( tryggingar;YvtilvikiskalhannhaldastWusinnisemlaunYegia.m.k.sexmnuWi,i (݌$ ) Ќ  "i "  i 2g  d  .3  Ԉ0    hefjihannstarfsnm;sekkiumaWrWaatvinnuleysifyrireiginatbeinaskalhann v%N!* einungishaldastWusinnisemlaunYegiefstarfsnmiWtengistfyrrastarfihans.i ݌A&"+ Ќ    RWherraerheimiltaWsetjareglugerWnnarikvWisamkvmtYessarigrein,m.a.um  '", ggnskv.2.mgr.,umskilgreiningungileguf,sbr.cliW1.mgr.,umviWurkenndarnms '#- stofnanirskv.dliW1.mgr.ogumrttEESeWaEFTAborgarasemfellurundiraliW1.mgr. ( tilframhaldandidvalaraWloknustarfi,svoogaWstandendahans.    85.gr. a RtturtildvalarlengurenYrjmnuWifyriraWstandendursemeruEESeWaEFTA T, borgarar.     EESeWaEFTAborgarasemfylgireWakemurtilEESeWaEFTAborgarasemhefur  dvalarrttskv.a-,beWacliW1.mgr.84.gr.erheimiltaWdveljastlandinumeWanrttur   borgaranstildvalarvarir.XettakvWihefurekkihrifsjlfstWanrttborgaranstildvalar  X skv.84.gr. K #    EESeWaEFTAborgarisemermaki,sambWarmaki,barneWaungmenniyngraen21rs    ogfylgireWakemurtilEESeWaEFTAborgarasemrtttildvalarskv.dliW1.mgr.84.gr.    mdveljastlandinumeWanrtturborgaranstildvalarvarir.     EfEESeWaEFTAborgariferaflandibrotteWafellurfrnj;taaWstandendurhanssem wO  eruEESeWaEFTAborgararrttartildvalarsvolengisemYeiruppfyllaskilyrWi1.mgr.84. B  gr.BarnEESeWaEFTAborgaraogYaWforeldrisemfermeWforsjYessmegadveljast    landinusvolengisembarniWerinnritaWnmviWurkenndrinmsstofnun.     XrttfyrirlgskilnaW,;gildinguhjskapareWaslitsambWhelduraWstandandiEESeWa {  EFTAborgaradvalarrttisnumsvolengisemhannuppfyllirskilyrWi1.mgr.84.gr. nF   86.gr.  RtturtildvalarlengurenYrjmnuWifyriraWstandendurEESeWaEFTAborgaraog  aWratlendingasemeruekkiEESeWaEFTAborgarar. r   kvWi1.og2.mgr.85.gr.gilda,eftirYvsemviW,umtlendingasemeruekkiEES e= eWaEFTAborgarareneruaWstandendurEESeWaEFTAborgarasemhafadvalarrttskv. 0 a,beWacliW1.mgr.84.gr.Samagildirummaka,sambWarmakaeWabarneWaungmenni  yngraen21rssemfylgireWakemurtilEESeWaEFTAborgarasemhefurdvalarrttskv.  dliW1.mgr.84.gr. i   ViWandltEESeWaEFTAborgarahelduraWstandandisemerekkiEESeWaEFTAborg \4 aridvalarrttisnumhafiviWkomandidvalistlandinusemaWstandandiEESeWaEFTA ' borgaraminnsteittrfyrirandltborgaranssvolengisemviWkomandiuppfyllirskilyrWia-,  beWacliWar1.mgr.84.gr.eWadvelstlandinusemaWstandandieinstaklingssemuppfyllir  YauskilyrWi.BarnEESeWaEFTAborgaraogYaWforeldrisemfermeWforsjYessmega `  dveljastlandinuef_borgarinn_ԀferaflandibrotteWafellurfr,;hWskilyrWumgreinarinnar S+! aWWruleyti,svolengisembarniWbUrhrlandiogerinnritaWviWurkenndanmsstofnun. "   XrttfyrirlgskilnaW,;gildingueWaslitsambWheldurmakieWasambWarmakiEES # eWaEFTAborgarasemerekkiEESeWaEFTAborgaridvalarrttisnumsvolengisemhann  $ uppfyllirskilyrWia-,beWacliWar1.mgr.84.gr.aWYvtilskilduaW: !W% ! !"i "  i ֨2g  a  .3  Ԉ0    hjskapureWasambWhafivaraWminnstYrjr,Yarafeittrhrlandi,Yegarskiln J""& aWureWa;gildingsrstaWeWasambWerslitiW,i ֨݌#' Ќ  "i "  i z2g  b  .3  Ԉ0    forsjbarnsEESeWaEFTAborgaranshafimeWsamningieWad;miveriWfenginviW #( komandimakaeWasambWarmaka,i z݌$ ) Ќ  "i "  i 2g  c  .3  Ԉ0    viWkomandimaki,sambWarmakieWabarn/brnhafiorWiWfyrirofbeldieWaannarri v%N!* alvarlegrimisnotkunhjskapnumeWasambWinni,i  ݌A&"+ Ќ  "i "  i ~2g  d  .3  Ԉ0    viWkomandimakieWasambWarmakihafimeWsamkomulagieWad;mifengiW  '", umgengnisrttviWbarnhrlandi.i ~݌'#- Ќ    87.gr. ( RtturEESeWaEFTAborgaratil;tmabundinnardvalar.    EESeWaEFTAborgarisemskv.84.eWa85.gr.hefurdvalistlglegalandinusamfellt  minnstfimmrhefurrtttil;tmabundinnardvalarhrlandi.Rtturtil;tmabundinnar a dvalarer;hWurskilyrWum84.og85.gr.Rtturtil;tmabundinnardvalarfellurniWurdvelj T, istviWkomandiutanlandsinslengurentvrsamfellt.    DvlerlendisskemmritmaensamtalssexmnuWiri,dvlerlendisvegnaherYj;nustu  eWadvleittskiptiaWhmarkieittrafrkumstWum,svosemvegnameWgngu,fW   ingar,alvarlegraveikinda,nmseWastarfsnmseWastarfasemviWkomandiersendurtil  X Wrulandi,telstekkirofsamfelldridvlskv.1.mgr. K #    EESeWaEFTAborgarisemdvalisthefurhrlandiskv.aliW1.mgr.84.gr.Wlastrtt    til;tmabundinnardvalarYrttfyriraWhafaekkihaftsamfelldabsetufimmrefhann:    ! !"i "  i ,2g  a  .3  Ԉ0    hefurviWstarfsloknWlgbundnumellilfeyrisaldrihrlandieWahttirlaunuWustarfi   tilaWfarasnemmaeftirlaun,aWYvtilskilduaWhannhafidvalistlandinusamfellt wO  lengurenYrjrogstarfaWhrlandiminnstt;lfmnuWisamfelltYegarhannhttir B  strfum,i ,Y݌   Ќ  "i "  i 2g  b  .3  Ԉ0    hefurdvalisthrlandimeiraentvrsamfelltenhefurorWiWaWhttastrfumskum   varanlegrarrorkueWai ݌{  Ќ  "i "  i 2g  c  .3  Ԉ0    hefurstarfaWWruEESeWaEFTArkieftiraWhafastarfaWogdvalisthrlandi nF samfelltYrjrogtelsthafadvalisthrfram,endahafihannsniWafturtilheimilis 9 snshrlandia.m.k.einusinniviku.i ݌ Ќ    Efrorkaskv.bliW3.mgr.ertilkominvegnavinnuslysseWaatvinnusjkd;mssemveitir  rtttilb;taralmannatryggingum,aWhlutaeWaaWlluleyti,fallakrfurumlengddvalar r niWur. e=   EESeWaEFTAborgari,semeraWstandandieinstaklingssemnUturrttartil;tmabund 0 innardvalarskv.3.mgr.ogbUrhjhonum,Wlastrtttil;tmabundinnardvalarfrYeim  tmaYegarrtturtil;tmabundinnardvalareinstaklingssemEESeWaEFTAborgarinnleiWir  rttsinnafhefstskv.3.mgr. i   EESeWaEFTAborgari,semeraWstandandieinstaklingssemnUturrttartildvalarskv. \4 aliW1.mgr.84.gr.ogbUrhjhonum,Wlastrtttil;tmabundinnardvalarviWandltYess ' fyrrnefndajafnvelY;tthinnltnihafiekkiWlastrtttil;tmabundinnardvalarskv.1.eWa  3.mgr.ef:  ! !"i "  i {2g  a  .3  Ԉ0    hinnltnihafWidvalistlandinuminnsttvrsamfelltfyrirandltiW,i {݌`  Ќ  "i "  i 2g  b  .3  Ԉ0    hinnltnilstvinnuslysieWarvinnutengdumsjkd;mi.i տ݌S+! Ќ    RWherraerheimiltaWsetjareglugerWnnarifyrirmlisamkvmtYessukvWi,m.a. " umskilgreiningusamfelldridvl. #   88.gr. !W% RtturaWstandendasemeruekkiEESeWaEFTAborgarar J""& til;tmabundinnardvalar. #'   AWstandandiEESeWaEFTAborgarasemerekkiEESeWaEFTAborgarienhefurbiW #( meWEESeWaEFTAborgara,sbr.1.mgr.86.gr.,oghefurdvalistlglegalandinusamfellt $ ) fimmrWlastrtttil;tmabundinnardvalarhrlandi.SamaviWumaWstandandasem v%N!* erekkiEESeWaEFTAborgarioghefurdvalistlglegalandinuminnstfimmr,sbr.1. A&"+  mlsl.2.mgr.eWa3.mgr.86.gr.Rtturtil;tmabundinnardvalarer;hWurskilyrWum84.gr.  '", Rtturtil& a  ;tmabundinnardvalarfellurniWurdveljistviWkomandiutanlandsinslenguren ( tvrsamfellt.  'a(  DvlerlendisskemmritmaensamtalssexmnuWiri,dvlerlendisvegnaherYj;nustu  eWadvleittskiptiaWhmarkieittrafrkumstWum,svosemvegnameWgngu,fW a ingar,alvarlegraveikinda,nmseWastarfsnmseWastarfasemviWkomandiersendurtil T, Wrulandi,telstekkirofsamfelldridvlskv.1.mgr.    Rtturtil;tmabundinnardvalarskv.5.og6.mgr.87.gr.gildireinnigumaWstandendur  semeruekkiEESeWaEFTAborgarar.     RWherraerheimiltaWsetjareglugerWnnarifyrirmlisamkvmtYessukvWi,Yar  X meWalumskilgreiningusamfelldridvl. K #    89.gr.    SkrningarvottorW.     EESeWaEFTAborgaraogaWstandandahanssemdvelsthrlandiskv.84.eWa85.gr. wO  lengurenYrjmnuWiberaWskrsig.FresturtilskrningarerYrrmnuWirfrkomutil B  landsins.SkrningarvottorWskalgefiWteinsflj;ttogunntereftiraWviWkomandileggur    framggnskv.2.og3.mgr.     ViWskrninguEESeWaEFTAborgaraskv.84.gr.erstj;rnvldumheimiltaW;skaeftir {  aWhannleggifram,aukgildskennivottorWseWavegabrfs: nF ! !"i "  i 2g  a  .3  Ԉ0    staWfestingurWningufrvinnuveitandaeWasnnunYessaWhannssjlfstttstarfandi 9 eWabj;WiuppYj;nustu,sbr.aeWabliW1.mgr.84.gr.,i  ݌ Ќ  "i "  i 2g  b  .3  Ԉ0    staWfestingusjkratrygginguogggnumaWhannhafingilegtfjrmagntilaWfram  fleytasjlfumsrogaWstandendumsnum,sbr.cliW1.mgr.84.gr.,i ݌r Ќ  "i "  i $2g  c  .3  Ԉ0    staWfestinguinnritunviWkomandinmviWurkenndrimenntastofnun,staWfestingu e= sjkratrygginguogggnumaWhannhafingilegtfjrmagntilaWframfleytasjlfumsr 0 ogaWstandendumsnum,sbr.dliW1.mgr.84.gr.i $Q݌ Ќ    ViWskrninguEESeWaEFTAborgarasemdvelstlandinusemaWstandandiskv.85.gr.  erstj;rnvldumheimiltaW;skaeftiraWhannleggifram,aukgildskennivottorWseWavega i brfs: \4 ! !"i "  i \2g  a  .3  Ԉ0    ggntilstaWfestingarYeimfjlskyldutengslumsemerugrundvllurdvalarrttar,i \݌' Ќ  "i "  i 2g  b  .3  Ԉ0    skrningarvottorWEESeWaEFTAborgaranssemtlendingurinnfylgirtillandsinseWa  kemurtil,i ݌ Ќ  "i "  i 2g  c  .3  Ԉ0    staWfestinguframfrsluYegarrtturviWkomandisemaWstandandaerhWurframfrslu `  EESeWaEFTAborgarans,sbr.bogcliW2.mgr.82.gr.i ݌S+! Ќ    RWherraerheimiltaWsetjareglugerWfrekarifyrirmlisamkvmtYessukvWi,m.a. " umframkvmdskrningarogtgfuskrningarvottorWs,umgjaldsemheimilteraWtaka # fyrirtgfuYessogumskylduEESeWaEFTAborgaraatvinnuleittilYessaWskrsigfi  $ hannatvinnueftiraWfresturskv.1.mgr.rennurt. !W%   90.gr. #' DvalarskrteinifyrirtlendingasemeruekkiEESeWaEFTAborgarar #( oghafartttildvalarskv.86.gr. $ ) <  Btlendingursemdvelsthrlandiskv.86.gr.meiraenYrjmnuWiskalftgefiW v%N!* dvalarskrteini.Ums;knarfresturerYrrmnuWirfrkomutillandsins.StaWfestingums;kn A&"+ ergefintumleiWogviWkomandileggurframggnskv.2.mgr.  '",   MeWums;knumdvalarskrteinifyriraWstandandaskululgWframeftirtalinggn: '#- ! !"i "  i 2g  a  .3  Ԉ0    giltvegabrf,i :݌( Ќ  "i "  i 2g  b  .3  Ԉ0    ggntilstaWfestingarYeimfjlskyldutengslumsemerugrundvllurdvalarrttar,i $݌ Ќ  "i "  i +2g  c  .3  Ԉ0    skrningarvottorWEESeWaEFTAborgaranssemtlendingurinnfylgirtillandsinseWa  kemurtil,i +X݌a Ќ  "i "  i 2g  d  .3  Ԉ0    staWfestingframfrsluYegarrtturaWstandandaerhWurframfrsluhins,sbr.bog T, cliW2.mgr.82.gr.i ݌ Ќ    Ums;knumdvalarskrteiniskalafgreiddinnansexmnaWafrYvaWhnerlgWfram.  GildistmidvalarskrteiniserfimmrfrtgfudegieWajafnlangurdvalartmaEESeWa   EFTAborgaransefhannerstyttrienfimmr.SkrteiniWfellurrgildiefviWkomandidvelst  X utanlandsinslengurensexmnuWirinemasrstakarstWursufyrirhendi. K #    BtlendingastofnuntekurkvrWunumtgfuskrteinissamkvmtkvWiYessu,aWfeng    inniums;kn.      RWherraerheimiltaWsetjareglugerWnnarifyrirmlisamkvmtYessukvWi,m.a.   umframkvmdskrningarogtgfudvalarskrteinis,umgjaldsemheimilteraWtakafyrir wO  tgfuYess,umnauWsynlegggn,sbr.2.mgr.,umgildistmadvalarskrteinisogumnnari B  skilyrWiYessaWtmabundindvlerlendishafiekkihrifsamfelldadvl,sbr.3.mgr.      91.gr. {  VottorWogskrteiniumrtttil;tmabundinnardvalarskv.87.og88.gr. nF X  EESeWaEFTAborgarisemhefurrtttil;tmabundinnardvalarhrlandiskv.87.gr. 9 freftirums;knvottorWumrtttil;tmabundinnardvalarsvoflj;ttsemverWam.    Btlendingursemhefurrtttilfastrarbsetulandinuskv.88.gr.frskrteinitilstaWfest  ingarrttitil;tmabundinnardvalargrundvelliums;knar.Ums;knumslktskrteiniskal r afgreiddfyrirlokgildistmadvalarskrteinisskv.90.gr. e=   RWherraerheimiltaWsetjareglugerWnnarifyrirmlisamkvmtYessukvWi,Yar 0 meWalumframkvmdskrningarogtgfuvottorWsogskrteinisumrtttil;tmabundinnar  dvalarogumgjaldsemheimilteraWtakafyrirtgfuYeirra.    92.gr. \4 BrottfalldvalarrttarEESeWaEFTAborgaraeWaaWstandandahans. '   RtturtildvalarsamkvmtkvWumYessakaflafellurniWureftlendingurhefurvs  vitandiveittrangarupplUsingareWahaldiWleyndumupplUsingumsemskiptaverulegumli,  efummlamyndagerningaWhtti8.mgr.70.gr.eraWrWaeWadvlerWrumtilgangien `  Yeimsemsamrmist84.,85.eWa86.gr.SamaviWefumaWramisnotkuneraWrWa. S+!   HeimilteraWsynjaumtgfudvalarskrteinisefrkstuddurgrunurerumaWtilhjskapar " eWasambWarhafiveriWstofnaWYeimtilgangieinumaWafladvalarleyfisogekkiersUnt # framannaWsvoaW;yggjandiseWaefrkstuddurgrunurerumaWekkihafiveriWstofnaW  $ tilhjskaparmeWviljabeggjahj;naeWaefstofnunhjskaparbrUturbgaviWallsherjarreglu !W% ogmeginreglurslenskralaga. J""&   Rtturtildvalarhrlandiskv.aeWabliW1.mgr.84.gr.fellurekkiniWurvegnatma #' bundinnaveikindaeWaslysseWaefumeraWrWaYvingaWatvinnuleysiEESeWaEFTA #( borgaraeftiraWhannhefurstarfaWhrlandilengureneittr. $ )   BtlendingastofnuntekurkvrWunumhvortrtturtildvalarsamkvmtkvWumYessa v%N!* kaflafellurniWur. A&"+   RWherraerheimiltaWsetjareglugerWnnarifyrirmlisamkvmtYessukvWi,m.a.  '", umtakmarkanirbrottfallidvalarrttar. '#- Ї  93.gr. ( AfturkllundvalarskrteinaeWavottorWaogskrteina  umrtttil;tmabundinnardvalar.  ;  grundvelli92.gr.erheimiltaWafturkallaskrningarvottorW,dvalarskrteiniogvottorW a ogskrteiniumrtttil;tmabundinnardvalar. T,   SkrningarvottorWogdvalarskrteiniereinnigheimiltaWafturkallaefskrninger;gild  afWrumstWum.    VottorWogskrteiniskv.1.mgr.skuluafturklluWYegarrtturtildvalarfellurniWurskv.   3.mlsl.1.mgr.87.gr.eWa4.mlsl.1.mgr.88.gr.  X   DvalarskrteinitlendingssemerekkiEESeWaEFTAborgariskalafturkallaeftlend K #  ingurinnfrdvalarleyfisamkvmtWrumkaflalagaYessara.      BtlendingastofnuntekurkvrWunumafturkllunsamkvmtkvWiYessu.      94.gr. wO  FrvsunEESeWaEFTAborgaraeWaaWstandandahans. B    HeimilteraWvsaEESeWaEFTAborgaraogaWstandandahansfrlandiviWkomutil    landsinseWaalltaWsjs;larhringumeftirkomuef:   ! !"i "  i %2g  a  .3  Ԉ0    viWkomandifullngirekkireglumsemsettareruumferWaskilrkieWakomutillandsins, {  sbr.Y;6.mgr.81.gr.,i %R݌nF Ќ  "i "  i 2g  b  .3  Ԉ0    viWkomandihefurveriWvsaWrlandiogendurkomubannerenngildioghonumhefur 9 ekkiveriWveittheimildtilaWkomatillandsins,i ݌ Ќ  "i "  i 2g  c  .3  Ԉ0    umeraWrWahttsemisemgreinir1.mgr.95.gr.,i G݌ Ќ  "i "  i 12g  d  .3  Ԉ0    YaWernauWsynlegtvegnaallsherjarreglu,almannaryggiseWaalmannaheilbrigWis.i 1^݌r Ќ    Lgreglustj;ritekurkvrWunumfrvsunskv.aogbliW1.mgr.enBtlendingastofnun e= skv.cogdliW1.mgr.NgilegteraWmeWferWmlshefjistinnansjs;larhringafrestsins. 0 HeimilteraWsynjatilbrWabirgWatlendingiinngngulandiWinnanYessfrests.SkvrW  unstirekkikru.    EfmeWferWmlsskv.1.mgr.hefurekkihafistinnansjs;larhringaerheimiltaWvsa i EESeWaEFTAborgarafrlandimeWkvrWunBtlendingastofnunarsamkvmtkvWum \4 b-,cogdliWar1.mgr.innanYriggjamnaWafrkomutillandsins. '   95.gr.  BrottvsunEESeWaEFTAborgaraeWaaWstandandahans. `  |  HeimilteraWvsaEESeWaEFTAborgaraeWaaWstandandahansrlandiefYaWernauW S+! synlegtmeWskrskotuntilallsherjarreglu,almannaryggiseWaalmannaheilbrigWis. "   Brottvsunskv.1.mgr.erheimiltaWkveWaefframferWiviWkomandifelursrraunveru # lega,yfirvofandiogngilegaalvarlega;gngagnvartgrundvallarhagsmunumsamflagsins.  $ kvrWunumbrottvsunskalekkieingngubyggjastalmennumforvarnaforsendum.Ef !W% viWkomandihefurveriWdmdurtilrefsingareWasrstakarrWstafanirkvarWaWarerbrottvs J""& unafYessaristWuYvaWeinsheimilaWumsaWrWahttsemisemgeturgefiWtilkynna #' aWviWkomandimunifremjarefsivertbrotnU.Fyrrirefsilagabrotngjaekkieinogsrtil #( YessaWbrottvsunsbeitt. $ )   EinnigerheimiltaWvsaEESeWaEFTAborgaraeWaaWstandandahansrlandiefhann v%N!*  uppfyllirekkiskilyrWiumdvlskv.83.,84.,85.eWa86.gr. A&"+   & ,  Einstaklingisemhefurrtttildvalarskv.83.gr.erheimiltaWvsabrottefYaWertaliW ( nauWsynlegttilverndaralmannaheilbrigWiogstj;rnvldhafagertryggisrWstafanirvarWandi  heilbrigWieiginborgara.    BtlendingastofnuntekurkvrWunumbrottvsunsamkvmtkvWiYessu.',( a   96.gr.  EndurkomubannEESeWaEFTAborgaraeWaaWstandandahans.    Brottvsunskv.1.og4.mgr.95.gr.felursrbannviWkomuinnlandiWsWar.Endur   komubanngeturveriWvaranlegteWatmabundiWenY;ekkistyttraentvr.ViWmatYv  X skalsrstaklegalitiWtilatriWasemtalineruupp1.og2.mgr.95.gr. K #    Samkvmtums;knerheimiltaWfellaendurkomubannrgildiefnUjaraWstWurmla    meWYvogrkstutteraWorWiWhafiverulegarbreytingarYeimaWstWumsemrttlttu    kvrWunumendurkomubann.TakaskalkvrWunumhvortfellaeigiendurkomubannr   gildiinnansexmnaWafrYvaWums;knerlgWfram.Ssemstirendurkomubannihefur wO  ekkirtttilaWkomatillandsinsmeWanfjallaWerumums;knhans. B    ViWsrstakaraWstWurgeturssemvsaWhefurveriWbrott,eftirums;kn,fengiWheimild    tilstuttrarheims;knartillandsinsnYessaWendurkomubanniWverWifelltrgildienY;aW   jafnaWiekkifyrrenaWriliWnufrbrottvsun. {    BtlendingastofnuntekurkvrWunumheimildEESeWaEFTAborgaraeWaaWstandanda nF hanssemvsaWhefurveriWrlanditilendurkomu. 9   97.gr.  Takmarkanirheimildtilbrottvsunarskv.95.gr. r w   BrottvsunskalYrttfyrirkvWi95.gr.ekkikveWaefviWkomandi: e= ! !"i "  i 2g  a  .3  Ԉ0    hefurrtttil;tmabundinnardvalarskv.87.eWa88.gr.nemaalvarlegarstWurliggi 0 tilYessgrundvelliallsherjarreglueWaalmannaryggis,i  ݌ Ќ  "i "  i 2g  b  .3  Ԉ0    erEESeWaEFTAborgarieWaaWstandandihansoghefurhaftfastabsetuhrlandi  turnemakvrWunumbrottvsunstekingrundvellibrUnnastWnaervarWa i almannaryggi,i M݌\4 Ќ  "i "  i 2g  c  .3  Ԉ0    erEESeWaEFTAborgarieWaaWstandandihansundirlgaldrinemakvrWunum ' brottvsunstekingrundvellibrUnnastWnaervarWaalmannaryggi;YettagildirY;  ekkiumbarnefbrottvsunYessernauWsynlegtilaWgtahagsmunaYesseinsogkveWiW  erumsamningiSameinuWuYj;Wannaumrttindibarnsins.i ݌`  Ќ    BrottvsunskalekkikveWaefYaWmeWhliWsj;nafmlsatvikumogtengslumEESeWa S+! EFTAborgaraeWaaWstandandahansviWlandiWmundifelasr;sanngjarnarWstfungagn " vartviWkomandieWannustuaWstandendumhans.ViWmatiWskalm.a.tekiWmiWaflengd # dvalarlandinu,aldri,heilsufari,flagslegriogmenningarlegriaWlgun,fjlskylduogfjr  $ hagsaWstWumogtengslumviWkomandiviWheimalandsitt. !W%   BrottvsunskalekkiverasjlfkrafaafleiWingYessaWEESeWaEFTAborgarieWaaWstand J""& andihanshafileitaWsrflagslegraraWstoWar.XskalbrottvsunaldreikveWinafYeirri #' stWueinniaWkennivottorWeWavegabrfsfalliWrgildi. #(   MeWfyrirvaraumkvWi95.gr.erekkiheimiltaWvsabrottEESeWaEFTAborgaraeWa $ ) aWstandandahansefviWkomandi: v%N!* ! !"i "  i '2g  a  .3  Ԉ0    uppfyllirskilyrWialiWar1.mgr.84.gr.,i 'T݌A&"+ Ќ  "i "  i 42g  b  .3  Ԉ0    eratvinnuleit,svolengisemviWkomandigeturlagtframsnnunYessaWhannsvirkri  '", atvinnuleitoghafiraunverulegamguleikaYvaWfatvinnu.i 4a݌'#- Ќ    XII.KAFLI (  Frvsunogbrottvsun.   98.gr.  Brottvsuntlendingsndvalarleyfis. a   HeimilteraWvsatlendingirlandisemerndvalarleyfisef: T, ! !"i "  i 2g  a  .3  Ԉ0    hanndvelst;lglegalandinu,i J݌ Ќ  "i "  i 2g  b  .3  Ԉ0    hannhefurbrotiWalvarlegaeWamargsinnisgegneinueWafleirikvWumlagaYessara,  hefurafsetningieWast;rkostlegugleysigefiWefnislegarangareWaauglj;slegavillandi   upplUsingarmlisamkvmtlgumYessumeWakemursrhjaWhltakvrWunsem  X felursraWhannskuliyfirgefalandiW,i H݌K #  Ќ  "i "  i 2g  c  .3  Ԉ0    hannhefursWustufimmrumafplnaWrefsinguerlendiseWaveriWdmdurYartilrefs    ingarfyrirhttsemisemaWslenskumlgumgeturvarWaWfangelsilengurenYrjmn    uWi;samsvarandigildirumsrstakarrWstafanirsemkvarWaWareruvegnaslkrarrefsi   verWrarhttsemi,i ݌wO  Ќ  "i "  i !2g  d  .3  Ԉ0    hannhefurveriWdmdurhrlanditilrefsingareWatilaWstaryggisrWstfunum B  fyrirhttsemisemgeturvarWaWfangelsilengurenYrjmnuWieWaoftareneinusinni    veriWdmdurtilfangelsisrefsingarsWustuYremurrum,i !"݌  Ќ  "i "  i #2g  e  .3  Ԉ0    stj;rnvaldSchengenrkihefurtekiWendanlegakvrWunumfrvsunhanseWabrott {  vsunfyrirbrotgegnkvWumlagaumkomuogdvltlendinga,i #)$݌nF Ќ  "i "  i %2g  f  .3  Ԉ0    YaWernauWsynlegtvegnaryggisrkisinseWaalmannahagsmuna.i %%݌9 Ќ    Svoframarlegasem102.gr.ekkiviWskalvsatlendingirlandisemerndvalar  leyfisef:  ! !"i "  i o'2g  a  .3  Ԉ0    hannhefurekkiyfirgefiWlandiWinnanveittsfrests,sbr.2.mgr.104.gr.,i o''݌r Ќ  "i "  i (2g  b  .3  Ԉ0    honumerekkiveitturfresturtilaWyfirgefalandiWafsjlfsdWumsamrmiviW2.mgr. e= 104.gr.:i ((݌0 Ќ  "m"  m)0  0ww 2g  1  .3  Ԉ0v  vegnaYessaWhttaeraWhannmunikomasrundanframkvmdkvrWunar,m))*݌vv Ќ  "m"  mV+0  0ww 2g  2  .3  Ԉ0v  vegnaYessaWums;knhansumdvalarleyfieWaalYj;WlegaverndhefurveriWhafnaW  YarsemhnYykirbersUnilegatilhfulauseWavegnaYessaWveittarvorurangareWa i villandiupplUsingar,mV++݌\4vv Ќ  "m"  mo-0  0ww 2g  3  .3  Ԉ0v  vegnaYessaWhannertalinn;gnaallsherjarreglu,ryggirkisinseWaalmanna ' hagsmunum,sbr.cliW2.mgr.104.gr.mo--݌vv Ќ    99.gr. `  Brottvsuntlendingssemhefurdvalarleyfi. S+! /  HeimilteraWvsatlendingirlandisemhefurdvalarleyfief: " ! !"i "  i 02g  a  .3  Ԉ0    hannhefurbrotiWalvarlegaeWamargsinnisgegneinueWafleirikvWumlagaYessara # eWaafsetningieWast;rkostlegugleysigefiWefnislegarangareWaauglj;slegavillandi  $ upplUsingarmlisamkvmtlgumYessum,i 0?0݌!W% Ќ  "i "  i 22g  b  .3  Ԉ0    hannhefursWustufimmrumafplnaWrefsingutlndumeWaveriWdmdurYartil J""& refsingarfyrirhttsemisemaWslenskumlgumgeturvarWaWfangelsilengureneittr; #' samsvarandigildirumsrstakarrWstafanirsemkvarWaWareruvegnaslkrarrefsiverWr #(  arhttsemi,i 2B2݌$ ) Ќ  "i "  i p42g  c  .3  Ԉ0    &   hannhefurveriWdmdurhrlanditilrefsingareWatilaWstaryggisrWstfunum ( fyrirhttsemisemgeturvarWaWfangelsilengureneittreWaoftareneinusinniveriW  dmdurtilfangelsisrefsingarsWustuYremurrum,i p44݌ Ќ  "i "  i 62g  d  .3  Ԉ0    YaWernauWsynlegtvegnaryggisrkisinseWaalmannahagsmuna.i 66݌a Ќ    HafibrotiWveriWframiWWurentlendingivarveittdvalarleyfigildakvWi98.gr. T, '( 5  100.gr.  Brottvsuntlendingssemhefur;tmabundiWdvalarleyfi.   K8  HeimilteraWvsatlendingirlandisemhefur;tmabundiWdvalarleyfief:  X ! !"i "  i t92g  a  .3  Ԉ0    hannhefurafplnaWrefsingueWaveriWdmdurtilrefsingarfyrirhttsemisemaW K #  slenskumlgumgeturvarWaWYriggjarafangelsieWameiraogttisrstaWsWustu    fimmrumerlendiseWasWastarihrlandi;samsvarandigildirumsrstakarrWstaf    anirsemkvarWaWareruvegnaslkrarrefsiverWrarhttsemi,i t99݌  Ќ  "i "  i ;2g  b  .3  Ԉ0    YaWernauWsynlegtvegnaryggisrkisinseWaalmannahagsmuna.i ;+<݌wO  Ќ    HafibrotiWveriWframiWWurentlendingivarveitt;tmabundiWdvalarleyfigildakvWi B  99.gr.      101.gr. {  hrifbrottvsunarogendurkomubann. nF =  ViWendanlegakvrWunumbrottvsunfellurtgefiWdvalarleyfi,atvinnuleyfiog 9 ;tmabundiWdvalarleyfitlendingsrgildi.    BrottvsunfelursrbannviWkomutillandsinssWar.EndurkomubanniWgeturveriW  varanlegteWatmabundiWenskalaWjafnaWiekkigildaskemurentvr. r   Samkvmtums;knmfellargildiendurkomubannhafiaWstWurbreystfrYvaW e= kvrWunumbrottvsunvartekin.Xegarsrstaklegastendur,aWjafnaWiY;ekkifyrrenaW 0 tveimurrumliWnum,msamkvmtums;knheimilaYeimsemvsaWhefurveriWbrottaW  heimskjalandiWnYessY;aWendurkomubannfallirgildi.    RWherraerheimiltaWsetjareglugerWnnarikvWiumendurkomubann,YarmeWal i umlengdYess. \4   102.gr.  Verndgegnfrvsunogbrottvsun.TakmarkanirviWkvrWunumbrottvsun.  B  Btlendingisemfddurerhrlandier;heimiltaWvsafreWarlandihafihannfr `  fWingutthr;slitiWfastabsetusamkvmtYj;Wskr. S+!   NorrnumrkisborgarasembsetturhefurveriWhrlandilengurenYrjmnuWimYv " aWeinsvsafreWarlandiaWrefsiverWhttsemihansgetivarWaWeinsrsfangelsieWameira. #   BrottvsunskalekkikveWaefhn,meWhliWsj;nafmlsatvikum,alvarleikabrotsog  $ tengslumtlendingsviWlandiW,felursr;sanngjarnarWstfungagnvarttlendingieWa !W% nnustuaWstandendumhans.SrstaklegaskaltakatillittilYessefumbarneWannastaaW J""& standandabarnseraWrWaogskalYaWsembarnierfyrirbestuhaftaWleiWarlj;siviW #' kvrWun. #(   kvWi3.mgr.ekkiviWYegarbrottvsunernauWsynlegvegnaryggisrkisinseWaal $ ) mannahagsmuna,sbr.fliW1.mgr.98.gr.,dliW1.mgr.99.gr.ogbliW1.mgr.100.gr. v%N!*   RWherraerheimiltaWsetjareglugerWnnarikvWiummataWstWumskv.3.mgr. A&"+    '", & ,    103.gr. ( ЀHvenrkvrWungeturkomiWtilframkvmda.  H  kvrWunumfrvsunskv.106.gr.mframkvmaYegarstaW.Synjunums;knum  endurnUjundvalarleyfiseWaum',(HԀ;tmabundiWdvalarleyfisems;tteruminnanfrestsskv.2. a mgr.57.gr.mekkiframkvmafyrrenkvrWuninerendanleg.SamagildirumkvrWun T, umafturkllunskv.59.gr.ogumkvrWunumbrottvsuntlendingssemhefurdvalarleyfi  eWa;tmabundiWdvalarleyfi,EESeWaEFTAborgarasemhefurskrWsighrlandiskv.  XI.kaflaeWanorrnsrkisborgarasemhefurdvalisthrlandilengurenYrjmnuWi.AW   WruleytigildakvWi29.gr.stj;rnsUslulagaumfrestunrttarhrifa.  X   BtlendingastofnunerheimiltaWfrestaumhfilegantmaframkvmdkvrWunarsem K #  felursraWtlendingurskuliyfirgefalandiWefYaWtelstnauWsynlegtvegnasrstakraaW    stWnahanseWa;mgulegteraWframkvmakvrWunaWsvostddu.      WurenkvrWunertekin,semfelursraWfylgdarlaustbarnskuliyfirgefalandiW,skal   BtlendingastofnungangarskuggaumaWbarninustryggWaWstoWbarnaverndarnefndarsvo wO  aWYaWsembarninuerfyrirbestushaftaWleiWarlj;si,sbr.5.mgr.37.gr.Wurenslk B  kvrWunkemurtilframkvmdaskalBarnaverndarstofagangarskuggaumaWrkinusem    barninuervsaWtilsuttingjar,forsjraWilareWafullngjandim;ttkuaWstaWafyrirbrn.     EkkierheimiltaWsynjaums;knumdvalarleyfisems;tterumfyrstasinneWaums;kn {  umendurnUjunsems;tterumaWliWnumfrestiskv.2.mgr.57.gr.fyrrentlendingnum nF hefurveriWgefinnkosturaWleggjaframkru. 9   UmYaWhvenrframkvmamkvarWanirvegnaums;knaumalYj;WlegaverndeWa  verndgegnofs;knumferskv.35.gr.    104.gr. e= FramkvmdkvrWunar. 0 R  ViWsynjunums;knarumdvalarleyfieWaendurnUjundvalarleyfiYarsemtlendingurer  staddurhrlandiskalskUrtkveWiWumheimildhanstilframhaldandidvalarhrlandi.    0mlumskv.1.mgr.ogWrumtilvikumYarsemtlendingurhefurekkirtttildvalarhr i landieWakvrWunfelursraWtlendingurskuliyfirgefalandiWskallagtskriflegafyrir \4 hannaWhverfabrott.AWjafnaWiskalBtlendingastofnunveitatlendingifrest7!30daga ' tilaWyfirgefalandiWsjlfviljugur.HeimilteraWveitastyttrifresteWafellahannniWuref:  ! !"i "  i dV2g  a  .3  Ԉ0    httaeraWtlendingurmunikomasrundanframkvmdkvrWunar,sbr.aliW3.  mgr.105.gr.,i dVV݌`  Ќ  "i "  i W2g  b  .3  Ԉ0    ums;kntlendingsumdvalarleyfieWaalYj;WlegaverndtelstbersUnilegatilhfulauseWa S+! hannhefurvsvitandigefiWmisvsandieWarangarupplUsingarviWums;kn,i WW݌" Ќ  "i "  i rY2g  c  .3  Ԉ0    slkttelstnauWsynlegtvegnaryggisrkisinseWaalmannahagsmuna,i rYY݌# Ќ  "i "  i Z2g  d  .3  Ԉ0    tlendingurfellurundir1.mgr.36.gr.umaWums;knhansumalYj;WlegaverndverWi  $ ekkitekintilefnismeWferWarhrlandi,i ZZ݌!W% Ќ  "i "  i \2g  e  .3  Ԉ0    tlendingiervsaWrlandigrundvellib-,ceWadliWar1.mgr.98.gr.,99.gr.eWa100. J""& gr.,i \K\݌#' Ќ  "i "  i }]2g  f  .3  Ԉ0    tlendingiervsaWfreWabrottytrilandamrumSchengensvWisins.i }]]݌#( Ќ    XegarYaWtelstnauWsynlegtvegnasanngirnissj;narmiWaerBtlendingastofnunheimiltaW $ ) veitalengrifrestentilgreindurer2.mgr.ViWmatYvhvortveitturskulilengrifresturskal v%N!* hverttilvikkannaWsrstaklegameWhliWsj;nafaWstWumtlendings. A&"+   MeWanfrestiskv.2.mgr.stendureWaYegarframkvmdkvrWunarhefurveriWfrestaW  '", skv.2.mgr.103.gr.skaltryggtaWtlendingurfieinsogkostureraWdveljastmeWfjl '#- skyldusinni,shnlandinu,ogfinauWsynlegaheilbrigWisYj;nustuogaWtekiWstillittil ( srYarfahanssemkunnaaWverafyrirhendivegnaviWkvmrarstWuhans.Brnumskal  einnigtryggWuraWganguraWskyldunmi.    BtlendingurskaltilkynnaBtlendingastofnunumfyrirhugaWabrottfrsnaogleggjafram a snnunYessaWhannhafiyfirgefiWlandiW.Eftlendingurinnferekkirlandisvosemfyrir T, hannerlagt,fresturskv.2.mgr.erekkiveittureWalkureruaWhannmuniekkifarasjlf  viljugurmlgreglafrahannrlandi.Efsrstaklegastendurmfratlendinginntil  annarslandsenYesssemhannkomfr.EftlendingurhefurgildaheimildtildvalarWru   EESeWaEFTArkiskalhannflutturYangaW.kvarWanirsemvarWaframkvmdverWaekki  X krWarsrstaklega.BtlendingisemfellurundirkvWiWogekkihefurgildferWaskilrkier K #  skyltaWaflasrYeirra.      MlshfWunfyrird;mst;lumtil;gildingarendanlegrikvrWunstj;rnsUslustigium    aWtlendingurskuliyfirgefalandiWfrestarekkiframkvmdhennar.AWkrfutlendings   geturkrunefndtlendingamlaY;kveWiWaWfrestarttarhrifumendanlegrarkvrWunar wO  stalinstWatilYess.KrafaYessefnisskalgerWekkisWarensjdgumeftirbirtingu B  endanlegrarkvrWunar.FrestunrttarhrifumskalbundinYvskilyrWiaWtlendingurberi    mliWundird;mst;lainnanfimmdagafrbirtingukvrWunarumfrestunrttarhrifa   rskurWarog;skieftiraWmliWhlj;tiflUtimeWferW.NerbeiWniumflUtimeWferWsynjaWog {  skalYmlhfWaWinnansjdagafrYeirrisynjun.X;geturkrunefndtlendingamlatekiW nF kvrWunumaWfrestaframkvmdefsUnterframaWverulegabreyttaraWstWurhafi 9 skapastfrYvaWendanlegkvrWunvartekin.    LgreglaogBtlendingastofnunannastframkvmdkvarWanaumfrvsunogbrottvsun.  BtlendingastofnunerheimiltaWfelaviWurkenndumalYj;WastofnunumaWannastaWstoWog r fylgdumskjendaum_alYj;Walega_Ԁverndtilheimarkis;skiumskjandiYesssjlfur.0Yeim e= tilvikumerheimiltaWveitaumskjandafjrhagsaWstoWsemtekurmiWaf_upprunarki_Ԁhans, 0 fjlskyldustrW,hvaWastigimlsmeWferWar;skumaWstoWviW_heimfr_ԀerborinframogYv  hvorthannteljistsrstaklegaviWkvmristWu,sbr.1.mgr.25.gr.Xurfiumskjandiekki  aWstoWalYj;WastofnunaraWhaldatilaWsnaheimafsjlfsdWumerheimiltaWveitaum i skjandaferWastyrk.SkilyrWiYessaWffjrhagsaWstoWeWaferWastyrkeraWumskjandi;ski \4 sjlfureftiraWstoW,hafiekkifengiWkvrWunumbrottvsunogveitiatbeinasinntilYessaW ' aflanauWsynlegraupplUsingaoggagna.    RWherraseturreglugerWnnarikvWiumeftirlitmeWframkvmd_frvsana_Ԁog  brottvsanaskv.7.mgr.ogeftirlitmeWYeimsemognnarireglurum_heimfr_ԀafsjlfsdWum `  ogfjrhWir_ferWastyrkja_ԀogfjrhagsaWstoWar. S+!   105.gr. # XvingunarrrWitilaWtryggjaframkvmdkvrWunar.  $ q  TilaWtryggjaaWkvrWunskv.104.gr.verWiframkvmdogYeimtilvikumYegartla !W% maWtlendingurkomisrundanframkvmdhennareWatlendingursUnirafsrhegWun J""& semgefurtilkynnaaWafhonumstafihttageturlgreglalagtfyrirtlendinginnaW: #' ! !"i "  i s2g  a  .3  Ԉ0    tilkynnasig,i st݌#( Ќ  "i "  i t2g  b  .3  Ԉ0    afhendavegabrfeWaannaWkennivottorW,sbr.19.gr.,ogi tt݌$ ) Ќ  "i "  i u2g  c  .3  Ԉ0    haldasigkveWnuafmrkuWusvWi.i uv݌v%N!* Ќ    Fyrirmlisemgreinir1.mgr.mYvaWeinsgefaaWstWastilaWtlaaWtlendingur A&"+ munikomasrundanframkvmdkvrWunar,sbr.104.gr.,eWaYeimtilvikumsemtlend  '", ingursUnirafsrhegWunsemgefurtilkynnaaWafhonumstafihttafyrirsamflagiW.Fyrir '#- mlingildaekkilengurenfj;rarvikurnematlendingurinnsamYykkiYaWeWad;mari ( kveWiannaWsamkvmtreglumummeWferWsakamla.    ViWmatYvhvortstWastilaWtlaaWtlendingurmunikomasrundanframkvmd  kvrWunar,sbr.104.gr.,erheimiltaWtakatillittilalmennrarreynsluafundankomu.AW a WruleytiberaWtakamiWafaWstWumsrhverjutilviki.FramkvmaskalheildarmataW T, stWummlitlendingsYarsemm.a.erlitiWtilYesshvort:  ! !"i "  i K{2g  a  .3  Ԉ0    tlendingurhefurWurkomiWsrundanframkvmdkvrWunarsemf;lsraWhann  skyldiyfirgefalandiW,t.d.meWYvaWvirWaekkiveittanfrestskv.2.mgr.104.gr.,i K{x{݌  Ќ  "i "  i }2g  b  .3  Ԉ0    tlendingurhefurltiWuppiandstWusnaviWaWyfirgefalandiWsjlfviljugur,i }/}݌ X Ќ  "i "  i =~2g  c  .3  Ԉ0    tlendingihefurveriWvsaWrlandi,i =~j~݌K #  Ќ  "i "  i E2g  d  .3  Ԉ0    tlendingurhefurveriWdmdurtilrefsingareWaannarrarryggisrWstfunarhrlandi,i Er݌   Ќ  "i "  i 2g  e  .3  Ԉ0    tlendingurhefurekkiveriWsamstarfsfsviWaWupplUsahverhanner,i ݌   Ќ  "i "  i 2g  f  .3  Ԉ0    tlendingurhefurforWasteWahindraWundirbningheimfarar,i ށ݌  Ќ  "i "  i ҂2g  g  .3  Ԉ0    tlendingurhefurgefiWstj;rnvldumhrlandirangarupplUsingarvegnaums;knarum wO  dvalarleyfieWaalYj;Wlegavernd,i ҂݌B  Ќ  "i "  i Q2g  h  .3  Ԉ0    tlendingurberbyrgWrskunfriWieWaviWm;ttkustWeWahsnWiumskjenda    umalYj;Wlegavernd,i Q~݌  Ќ  "i "  i ˅2g  i  .3  Ԉ0    tlendingurertalinn;gnaryggirkisinseWaalmannahagsmunum.i ˅݌{  Ќ    EfnauWsynbertilaWtryggjaframkvmderheimiltaWhandtakatlendinginnogrskurWa nF gsluvarWhaldsamkvmtlgumummeWferWsakamlaeftirYvsemviW.Samsvarandi 9 gildireftlendingurgerirekkiYaWsemnauWsynlegtertilaWaflasrferWaskilrkja,sbr.5.  mgr.104.gr.,ogtilgangurinneraWfratlendinginnfyrirfulltralandssemviWYv  skyniaWftgefinferWaskilrki. r   GslaskalekkikveWinlengurentvrvikur.GslutmamYvaWeinsframlengjaaW e= tlendingurinnfariekkisjlfviljugurrlandioglkursuaWhannmuniannarskomasr 0 undanframkvmdkvrWunar,sbr.104.gr.MYframlengjafrestinnalltaWtvrvikur  enY;ekkioftarentvisvar.    BtlendingmhvorkihandtakanrskurWagsluvarWhaldefYaWmeWhliWsj;nafeWli i mlsogatvikumaWWruleytimundifelasr;sanngjarnarWstfuneWad;marinntelurfull \4 ngjandiaWtlendingurinnstiYessstaWrrWumskv.1.mgr. '   XvingunarrrWumskv.1.og4.mgr.mbeitaYegarkvrWunumaWtlendingurskuli  yfirgefalandiWertekinogYegarmlsemgeturleitttilslkrarkvrWunarertilmeWferWar.    106.gr. S+! FrvsunviWkomutillandsins. " ?  HeimilteraWvsatlendingifrlandiviWkomutillandsinseWaalltaWsjs;larhringum # frkomuef:  $ ! !"i "  i 2g  a  .3  Ԉ0    hannfullngirekkireglumsemsettareruumvegabrf,vegabrfsrituneWakomutil !W% landsins,i ݌J""& Ќ  "i "  i ҏ2g  b  .3  Ԉ0    honumhefurveriWvsaWrlandihreWaWrunorrnurki,endurkomubannerenn #' gildioghonumhefurekkiveriWveittheimildtilaWkomatillandsins,i ҏ݌#( Ќ  "i "  i p2g  c  .3  Ԉ0    hannhefurekkitilskiliWleyfitildvalareWavinnueWageturekkileittlkuraWYeim $ ) tilgangisemgefinneruppfyrirdvlinni,i p݌v%N!* Ќ  "i "  i 2g  d  .3  Ԉ0    hanngeturekkisUntframaWhannhafieWaeigitryggWngilegfjrrWtildvalarhr A&"+  landiogtilheimferWar,i ݌ '", Ќ  "i "  i o2g  e  .3  Ԉ0    &   hannhefurhlotiWrefsingueinsoggreinirceWadliW1.mgr.98.gr.eWabeWacliW ( 1.mgr.99.gr.eWasrstkstWaer'(ԀafWrumstWumtilaW;ttastaWhannmunifremja  hrlandieWaWrunorrnulandirefsiverWanverknaWsemvarWaWgeturfangelsi  lengurenYrjmnuWi,i o݌a Ќ  "i "  i 2g  f  .3  Ԉ0    reglur6.gr.norrnavegabrfaeftirlitssamningsinseigaviWogtlamaWtlending T, urinnmunifaratilannarsnorrnsrkisogaWhonummuniaWllumlkindumverWa  vsaWYarfrvegnaYessaWekkierfullngtreglumumvegabrfeWavegabrfsrituneWa  frvsunerheimilafWrumstWumviWkomandirki,i 9݌  Ќ  "i "  i 2g  g  .3  Ԉ0    hanngeturekkisamkvmtmatilknisrWiWpers;nulegumhgumsnumsjlfurmeWan  X dvlhanshrstendur,httaeraWhannmunimeWframkomusinnivaldasreWa K #  Wrumtj;nieWahannerhaldinnalvarlegumsmitsjkd;mi,i ݌   Ќ  "i "  i 2g  h  .3  Ԉ0    hannhefurekkigreittkostnaWhinsopinberaviWfyrrifrsluhansrlandi,sbr.1.mgr.    107.gr.,eWasektsemhonumvargertaWgreiWameWanfyrridvlhansst;W,i ݌  Ќ  "i "  i 62g  i  .3  Ԉ0    hannerskrWurSchengenupplUsingakerfiWYvskyniaWhonumverWisynjaWum wO  komu,i 6c݌B  Ќ  "i "  i 2g  j  .3  Ԉ0    endanlegkvrWunstj;rnvaldsSchengenrkiumbrottvsuneWafrvsunliggurfyrir    grundvelliYessaWstWastilaWtlaaWhannhafiframiWalvarlegafbroteWavegna   rkstuddsgrunsumaWhanntliaWfremjaslkafbrotinnanSchengensvWisins,i ݌{  Ќ  "i "  i 2g  k  .3  Ԉ0    YaWernauWsynlegtvegnaallsherjarreglu,Yj;WarryggiseWaalYj;Wasamskiptarkisins nF eWaannarsrkissemtekurYttSchengensamstarfinu.i ݌9 Ќ    NgjanlegteraWmeWferWmlshefjistinnansjs;larhringafrestsins.HeimilteraWsynja  tilbrWabirgWatlendingiinngngulandiWinnanYessfrests.SkvrWunstirekkikru.    NbertlendinguraWhannsfl;ttamaWurskv.37.gr.,rkisfangslauseinstaklingurskv. r 39.gr.eWaveitiraWWruleytiupplUsingarsembendatilaWkvWi1.mgr.42.gr.eigiviW e= ogskalYleggjamliWfyrirBtlendingastofnuntilmeWferWarogkvrWunar. 0   RWherraerheimiltaWsetjareglugerWumundanYgufrkvWum1.mgr.aWYvervarW  arYannsemhefurvegabrfsrituneWadvalarleyfigefiWtafrkisemtekurYttSchengen  samstarfinu. i   HeimilteraWvsatlendingifrlandieftirreglum1.mgr.Y;ttsjs;larhringafresturinn \4 sliWinn.X;verWurmeWferWmlsaWhefjastinnannumnaWafrkomuhanstillandsins. '   EkkierheimiltaWvsatlendingisemhefurdvalarleyfieWa;tmabundiWdvalarleyfifr  landiskv.5.mgr.    107.gr. S+! byrgWkostnaWi. " ѧ  BtlendingursemfrWurerrlandisamkvmtlgumYessumskalgreiWakostnaWafbrott # frsinni.BtlendingurinnskaleinniggreiWakostnaWafgsluYegarhennarerYrfvegnaYess  $ aWhannferekkirlandiafsjlfsdWum.KrafaneraWfararhfoghngeturaukYessveriW !W% grundvllurfrvsunarviWsWarikomutillandsins,sbr.hliW1.mgr.106.gr.Lgreglunni J""& erheimiltaWleggjahaldfarseWlasemfinnastf;rumtlendingsinstilnotkunarviWbrottfr. #' SamagildirumfjrmunitilgreiWslukrfuvegnakostnaWarviWbrottfroggslusamkvmt #( kvWiYessu. $ )   kvWi1.mgr.ekkiviWYeimtilvikumYegarumskjandiumalYj;Wlegavernderflutt v%N!* urtilannarsrkissemtekurYttsamstarfigrundvellisamningasem0slandhefurgertum A&"+ viWmiWanirogfyrirkomulagviWaWkvarWahvaWarkiskulifarameWbeiWniumalYj;Wlega  '", verndsemlgWerfram0slandieWaeinhverjusamningsrkjanna,sbr.cliW1.mgr.36.gr. '#-   NertlendingisemkomiWhefurmeWskipieWaloftfarivsaWfrlandiskv.94.eWa106. ( gr.ogskalYeigandifarsinseWaleigutaki,ogYeirravegumstj;rnandiYesseWaumboWs  maWurhrlandi,annaWhvorttakatlendinginnumborWnUeWaflytjahannrlandi  annanhtteWagreiWakostnaWsemhiWopinberahefurafYvaWfratlendinginnrlandi. a samahtterYeimskyltaWtakafylgdarmennumborWoggreiWakostnaWaffylgdmeWt T, lendingnumrlandieflgreglatelurYessYrf.    KostnaWurviWaWfratlendingrlandi,semekkifstgreiddurskv.1.eWa3.mgr.,  greiWistrrkissj;Wi.     NgengurtlendingursemYarfleyfilgreglunnarskv.22.gr.landnYessaWhafa  X fengiWslktleyfiogferYeftirreglum3.mgr.umbyrgWkostnaWi.SamagildirYaW K #  jafnaWieinnigumkostnaWsemhiWopinberakannaWhafaafdvltlendingsinshrlandi    alltaWYrjmnuWi.      byrgWskv.3.og5.mgr.gildirekkiviWkomuyfirinnrilandamriSchengensvWisins.     XIII.KAFLI B   Xvingunarogranns;knarrrWi.     108.gr.   Almenntumranns;knogranns;knarrrWi. {  =  BtlendingierskyltaWveitaaWstoWtilaWupplUsahverhanner,aWYvmarkisemstj;rnvald nF skv.2.mgr.4.gr.krefstYess. 9   Umranns;knarrrWisamkvmtkaflaYessumfereftirkvWumlagaummeWferWsaka  mla.    RWherraseturreglugerWnnarikvWiumhvaWskyldamegitlendingtilaWgeratilaW r fullngjaskylduskv.1.mgr. e=   109.gr.  Haldlagning.  R  EfvafileikurhvertlendingurerviWkomutillandsinseWasWargeturlgreglalagthald i ferWaskilrki,farseWlaogannaWsemgeturgefiWupplUsingarumhverhanner.Samagildir \4 YegarvafierumfyrridvalarstaWogYaWskiptirmliumrtttildvalarhrlandi. '   LgreglageturlagtfyrirtlendingaWafhendavegabrfeWaannaWkennivottorWefstWa  ertilaWtlaaWtlendingurmunikomasrundanframkvmdkvrWunarumbrottvsun,  sbr.3.mgr.105.,eWaYeimtilvikumsemtlendingursUnirafsrhegWunsemgefurtilkynna `  aWhann;gniallsherjarreglu,ryggirkisinseWaalmannahagsmunum.ViWmatYvhvort S+! stWastilaWtlaaWtlendingurmunikomasrundanframkvmdkvrWunarerheimilt " aWtakatillittilalmennrarreynsluafundankomu. #   LgreglaskalleiWbeinatlendingiumaWhanngetiboriWrttmtihaldlagningarundir  $ d;marasamkvmtreglumlagaummeWferWsakamla. !W%   110.gr. #' Leittlendingi,heimilihanseWahirslumoghjsamverkamanni. #(   EfrkstuddurgrunurleikuraWtlendingur,bgaviWfyrirmlisemgreinir1.mgr. $ ) 108.gr.,haldieftireWaleyniupplUsingumumhverhannereWa,bgaviWfyrirmlisem v%N!* greinir14.gr.,haldieftireWaleyniupplUsingumumfyrridvalarstaWeWareyniaWhaldaeftir A&"+ ggnumeWaleynaupplUsingumtilYessaWreynaaWkomavegfyriraWframfylgtverWi  '", kvrWunumbrottvsungrundvellikvWa98.!100.gr.erlgregluheimiltaWleitat '#- lendingnum,heimilihans,herbergieWahirslumsamkvmtreglumlagaummeWferWsaka ( mla.SamagildirefrkstuddurgrunurleikuraWtilhjskaparhafiveriWstofnaWYeimtil  gangieinumaWafladvalarleyfiseWaekkimeWviljabeggja,sbr.8.mgr.70.gr.Samagildir  jafnframtumaWilasemrkstuddurgrunurerum&  aWaWstoWitlendingviWaWhaldaslkum a ggnumleyndumeWaleyniupplUsingumumhvertlendingurinner.'k T,   LeitskalkveWinmeWrskurWid;maranemassemhlutsamYykkihanaeWabrUn  httasaWbiWeftirrskurWid;maravaldisakarspjllum.    111.gr.  X Lj;smyndeWafingrafr. K #    0YgumlserheimiltaWtakalj;smyndirogfingrafraftlendingisem:    ! !"i "  i 2g  a  .3  Ԉ0    geturekkifrtsnnurhverhannereWaefstWaertilaWtlaaWtlendingurinngefi    rangarupplUsingarumhverhanner,i J݌  Ќ  "i "  i 2g  b  .3  Ԉ0    leitaralYj;WlegrarverndareWaskirumleyfisamkvmtlgumYessum,i ݌wO  Ќ  "i "  i 2g  c  .3  Ԉ0    hefurveriWsynjaWumalYj;WlegaverndeWaleyfisamkvmtlgumYessum,i ݌B  Ќ  "i "  i 2g  d  .3  Ԉ0    hefurveriWvsaWfrlandieWarlandieWatlamaWdveljisthr;lglega.i .݌   Ќ    Fingrafrsemtekineruskv.1.mgr.erheimiltaWfratlvufrWafingrafaraskr.RW   herraerheimiltaWsetjareglugerWnnarikvWiumfrsluognotkungagnagrunnafyrir {  fingrafrsamrmiviWlgumpers;nuverndogmeWferWpers;nuupplUsinga. nF   112.gr.  Ranns;knerfWaefni.    ViWkvrWunmlumYarsemsUnaYarfframfjlskyldutengslerBtlendingastofnun r heimiltaW;skaeftirYvviWumskjandaumalYj;WlegaverndeWadvalarleyfiaWhanngangist e= undirranns;knerfWaefniogtkulfsUnisYvskyni,tilaWstaWfestaaWumskyldleikas 0 aWrWaeffyrirliggjandiggnYvefnieruekkitalinveitafullngjandisnnunumskyld  leikasembyggtereWahefurvgimlinu.NeititlendingurnfullngjandistWuaW  gangastundirslkarranns;knirskalhonumgertlj;staWslktkunniaWhafahrifstWuhans i ogmeWferWmls. \4   HeimilteraWtakagjaldfyrirranns;knerfWaefniogskalrWherrareglugerWkveWann ' arumskiptingukostnaWarogumframkvmdranns;knarerfWaefni.HeimilteraWkrefja  umskjandaumfullaendurgreiWslukostnaWarviWlfsUnistkuogranns;knerfWaefnikomi  lj;saWviWkomandihafigefiWrangarupplUsingar. `    113.gr. " Aldursgreining. # 0  EfgrunurleikuraWumskjandiumalYj;WlegaverndeWaumskjandiumdvalarleyfi  $ vegnafjlskyldusameiningarvillisrheimildirviWmeWferWmlseWasegirangttilumaldur !W% viWmeWferWmlsgeturviWkomandistj;rnvaldlagtfyrirtlendingaWhanngangistundir J""& lkamsranns;kntilYessaWkvarWaaldurhans.NiWurstaWarslkrilkamsranns;knskal #' metinsamhengiviWnnuratriWimlsinsogvafimetinnumskjandahag. #(   :heimilteraWYvingaviWkomanditilaWgangastundiraldursgreiningu.Neititlendingur $ ) nfullngjandistWuaWgangastundiraldursgreininguskalhonumgerWgreinfyrirYv v%N!* hvaWahrifneitungeturhaftmeWferWmlsins.Synjunums;knumalYj;Wlegaverndgetur A&"+ ekkibyggstYveingnguaWviWkomandihafineitaWaWgangastundiraldursgreiningu.  '",   RWherraseturreglugerWumframkvmdaldursgreiningar. '#- Ї& ,   114.gr. ( SkyldatlendingstilaWtilkynnasigeWadveljasttilteknumstaW.  d  HeimilteraWskyldatlendingtilaWsinnareglulegritilkynningarskylduumverusnahr  landieWadveljastkveWnumstaWtilvikumYarsem:',(X a ! !"i "  i 2g  a  .3  Ԉ0    ekkiliggurfyrirhvertlendingurinner,tlendingurinnneitaraWgefaupphverhanner T, eWaefrkstuddurgrunurerumaWhanngefirangarupplUsingarumhverhanner,i @݌ Ќ  "i "  i 2g  b  .3  Ԉ0    tlendingursUnirafsrhegWunsemgefurtilkynnaaWhann;gniallsherjarreglu,ryggi  rkisinseWaalmannahagsmunum,i ݌  Ќ  "i "  i .2g  c  .3  Ԉ0    YaWYykirnauWsynlegttilYessaWtryggjaframkvmdYegartekinhefurveriWkvrWun  X umaWtlendingurskuliyfirgefalandiWogYegarmlsemgeturleitttilslkrarkvrW K #  unarertilmeWferWar,i .[݌   Ќ  "i "  i #2g  d  .3  Ԉ0    tlendingurinnhefurhlotiWd;mfyrirafbrotsemvarWarmeiraensexmnaWa    fangelsisvisteWarkstuddurgrunurliggurfyrirumslktafbrot,i #P݌  Ќ  "i "  i 2g  e  .3  Ԉ0    einigrundvllurdvalartlendingshrlandierbannviWendursendinguskv.42.gr.,i ݌wO  Ќ  "i "  i 2g  f  .3  Ԉ0    tlamaWtlendingurinn;gniryggirkisinseWahannafWrumstWumenYeimsem B  nefndarerudliWhefurekkivirtkvrWunumaWhannskulihverfarlandieWahann    geturekkifariWrlandi.i ݌  Ќ    kvarWanirumkrfuumaWtilkynnasigeWadveljastkveWnumstaWskuluteknaraflg {  reglustj;ra. nF   BtlendingurinnrttaWfskoriWrYvfyrird;mst;lumhvortskilyrWifyrirkvrWun 9 skv.1.mgr.sutilstaWaroghvortgrundvllursfyriraWframfylgjakvrWuninni.Lgregl  anskalleiWbeinatlendingisemhefurveriWskyldaWurtilYessaWtilkynnasigeWadveljast  kveWnumstaWumYennanrtt.UmslkameWferWmlsvsasttilXV.kaflalagaummeW r ferWsakamla. e=   Fyrirmliskv.cliW1.mgr.erYvaWeinsheimiltaWgefaaWstWastilaWtlaaWt 0 lendingurmunikomasrundanYvaWkvrWunumbrottvsunverWiframfylgt,sbr.3.mgr.  105.gr.Fyrirmlingildaekkilengurenfj;rarvikurnematlendingurinnsamYykkieWa  d;marikveWiYaWsamkvmtreglumummeWferWsakamla. i   RWherraerheimiltaWsetjareglugerWnnarikvWiumframkvmdYessa_rar_Ԁgreinar. \4   115.gr.  HandtakaoggsluvarWhald.  ;  HeimilteraWhandtakatlendingogfragsluvarWhaldef: `  ! !"i "  i 02g  a  .3  Ԉ0    ekkiliggurfyrirhvertlendingurinner,tlendingurinnneitaraWgefaupphverhanner S+! eWaefrkstuddurgrunurerumaWhanngefirangarupplUsingarumhverhanner,i 0]݌" Ќ  "i "  i 2g  b  .3  Ԉ0    tlendingursUnirafsrhegWunsemgefurtilkynnaaWhann;gniallsherjarreglu,ryggi # rkisinseWaalmannahagsmunum,i ݌ $ Ќ  "i "  i O2g  c  .3  Ԉ0    tlendingurinnhefurekkisinntkrfuumtilkynningarskyldueWaskyldutildvalar !W% kveWnumstaWskv.114.gr.ogmlhanserenntilmeWferWarhjstj;rnvldum,i O|݌J""& Ќ  "i "  i 2g  d  .3  Ԉ0    endanlegkvrWunhefurveriWtekinumbrottvsun,rttarhrifumhefurekkiveriW #' frestaWogtilgangurhandtkueraWflytjatlendinginnrlandi;skilyrWieraWbrottvsun #( insvegnabrotsogtfraWstWumtlendingsinsmegiteljalkurtilaWhannfremji $ ) frekaribrot,i  ݌v%N!* Ќ  "i "  i =2g  e  .3  Ԉ0    tlendingurinnerslenskumflugvelliogtlunineraWsendahannrlandi,i =j݌A&"+ Ќ  "i "  i i2g  f  .3  Ԉ0    tlendingurinntelst;gnviWYj;WarryggiaWmatilgreglu,sbr.2.mgr.26.gr.,ogtlun  '", ineraWsendahannrlandi,i i݌'#- Ќ  "i "  i 2g  g  .3  Ԉ0    nauWsynlegtYykirtilaWtryggjaframkvmdkvrWunarumaWtlendingurskuliyfirgefa ( landiWogYegarmlsemgeturleitttilslkrarkvrWunarertilmeWferWar,i ݌ Ќ  "i "  i 2g  h  .3  Ԉ0    tlendingurgerirekkiYaWsemnauWsynlegtertilaWaflasrferWaskilrkja,sbr.5.mgr.  104.gr.,ogtilgangurinneraWfratlendinginnfyrirfulltraYesslandssemviWYv a skyniaWftgefinferWaskilrki.i ݌T, Ќ    EkkiskalbeitaYessukvWieftilkynningarskyldaeWakrafaumaWdveljastkveWnum  staWskv.114.gr.ertalinngjanlegtilaWnYvmarkmiWisemaWerstefnt.    XegarYvingunarrrWiskv.d-,e-,geWahliW1.mgr.erbeittskalgsluvarWhaldekki   kveWiWlengraentvrvikur.GsluvarWhaldsamkvmtYessumliWummYvaWeinsfram  X lengjaaWtlendingurinnfariekkisjlfviljugurrlandioglkursuaWhannmuniannars K #  komasrundanframkvmdkvrWunar,sbr.3.mgr.105.gr.ErYheimiltaWframlengja    gsluvarWhaldalltaWtvrvikurenY;ekkioftarentvisvar.      BtlendingerhvorkiheimiltaWhandtakanrskurWagsluvarWhaldefYaWmeWhliWsj;n   afeWlimlsogatvikumaWWruleytimundifelasr;sanngjarnarWstfuneWafullngjandi wO  eraWtlendingurinnstiYessstaWWrumvgarirrWumYessakafla. B    UmskjandaumalYj;Wlegavernd,semeryngrien18raeneldrien15ra,erYaWeins    heimiltaWrskurWagsluvarWhaldYegarhannhefursUntafsrhegWunsemgefurtilkynna   aWhann;gniallsherjarreglu,ryggirkisinseWaalmannahagsmunum.BrrWiYessuskalein {  ungisbeittYegarnnurvgarirrWisamkvmtlgumYessumeWasemmlterfyrirum nF barnaverndarlgumkomaekkitilgreinaeWanekkiYvmarkmiWisemaWerstefnt.ViW 9 beitinguYessakvWisskalvallttakatillittilaldursumskjandaogYarfahanshverjusinni.    LgummeWferWsakamlagildaumhandtkuoggsluvarWhaldsamkvmtYessarigrein,  eftirYvsemviW. r   116.gr. 0 RefsikvWi.    XaWvarWarsektumeWafangelsialltaWsexmnuWumefmaWur:  ! !"i "  i 2g  a  .3  Ԉ0    afsetningieWagleysibrUturgegnlgumYessumeWareglum,banni,boWieWaskilyrW i umsemsetterusamkvmtlgunumeWai 8݌\4 Ќ  "i "  i 2g  b  .3  Ԉ0    afsetningieWast;rfelldugleysiveitirmlisamkvmtlgumYessumupplUsingar ' semeruverulegumatriWumrangareWaauglj;slegavillandi.i ݌ Ќ    XaWvarWarsektumeWafangelsialltaWtveimurrumefmaWur:  ! !"i "  i 2g  a  .3  Ԉ0    afsetningieWast;rfelldugleysinUtirstarfskraftatlendingssemekkihefurtilskiliW `  leyfilgumsamkvmt,i ݌S+! Ќ  "i "  i !2g  b  .3  Ԉ0    afsetningieWast;rfelldugleysihefurmillignguumvinnueWahsnWifyrirt " lendingeWagefurteWamiWlaryfirlUsingum,umsgnumeWaskjlumtilnotkunarmli # samkvmtlgumYessumefhannnotfrirsrmeWYv;tilhlUWilegaaWstWurtlend  $ ingsins,i !N݌!W% Ќ  "i "  i s2g  c  .3  Ԉ0    afsetningimeWYvaWvekja,styrkjaeWahagnUtasrrangaeWa;lj;sahugmyndeWa J""& annan;tilhlUWileganhtttlirtlendingtilaWkomatillandsinsYvskyniaWsetjasthr #' aWeWastundaatvinnu,i s݌#( Ќ  "i "  i t2g  d  .3  Ԉ0    lturWrumtvegabrf,ferWaskrteinifyrirfl;ttamenn,nnurferWaskilrkieWasvipuW $ ) skilrkisemheimilteraWnotasemferWaskilrkioghlutaWeigandiveiteWamvitaaWt v%N!* lendingurgeturnotaWYautilaWkomatillandsinseWatilannarsrkis,i t݌A&"+ Ќ  "i "  i 2g  e  .3  Ԉ0    afsetningieWast;rfelldugleysiaWstoWartlendingviWaWdveljast;lglegahrlandi  '", eWaWrurki,i ݌'#- Ќ  "i "  i  2g  f  .3  Ԉ0    afsetningieWast;rfelldugleysiaWstoWartlendingviWaWkoma;lglegahingaWtil ( landseWatilannarsrkis,i  G ݌ Ќ  "i "  i 2g  g  .3  Ԉ0    afsetningieWast;rfelldugleysiaflareWareyniraWafladvalarleyfisgrundvellihj  skapar,sbr.8.mgr.70.gr.,i  ݌a Ќ  "i "  i 2g  h  .3  Ԉ0    hefurvrslumsnumfalsaWvegabrf,flsuWskilrkieWafalsaWavegabrfsritun.i 9 ݌T, Ќ    XaWvarWarsektumeWafangelsialltaWsexrumaWstandaaWskipulagWristarfsemitilaW  aWstoWatlendingaviWaWkoma;lglegatillandsinseWatilannarsrkis,hvortsemstarfsemin  errekinhagnaWarskynieWaekki.     NertlendingurflutturtillandsinsmeWskipieWaloftfarinYessaWhafafullngjandi  X ferWaskilrkiogstj;rnandiskipseWaloftfarshefurekkigengiWrskuggaumaWhannberigild K #  ferWaskilrki,sbr.3.mgr.18.gr.,ogerYheimiltaWgerastj;rnanda_farartkisins_Ԁsekt.      XegarbroterframiWstarfsemilgaWilaerheimiltaWgeralgaWilanumsektskv.II.kafla    Aalmennrahegningarlaga.     TilrauneWahlutdeildbrotumlgumYessumerrefsiverWeftirYvsemsegirIII.kafla wO  almennrahegningarlaga. B    117.gr.   Heimflutningur. {    SsemhefurmillignguumaWtlendingurflytjisttillandsinsntilskilinnaleyfaskal nF greiWaallankostnaWviWaWflytjatlendingrlandi. 9   XIV.KAFLI   ryggirkisins.Tilkynningarskylda. r  118.gr. e= SrkvWivegnaryggisrkisinso.fl. 0   HeimilteraWmeinatlendingilandgnguogsynjaumtgfudvalarleyfisog_;tmabund  ins_ԀdvalarleyfiseWasetjatakmarkanireWaskilyrWiefnauWsynlegtYykirvegnautanrkisstefnu  rkisins,ryggisrkisinseWamikilvgraYj;Warhagsmuna.AfsmustWumerheimiltaW i framfylgjakvrWunfyrrengreinir35.og103.gr.BtlendingastofnuntekurkvrWun \4 samkvmtYessarimlsgrein. '   RWherraerheimiltaWsetjareglugerWvegnaryggisrkisinsnnarikvWiumtilkynn  ingarskylduensegir60.gr.eWareglumskv.119.gr.    119.gr. S+! Tilkynningarskyldaannarra. "   RWherragetursettreglurum: # ! !"i "  i 2g  a  .3  Ԉ0    aWssemrekurgististaW,afhverskynstagi,eWaheldurtjaldsvWiogYesshttarskuli  $ haldaskryfirYsemYargistaogtilkynnalgreglunniumY,teljihnupplUsingarnar !W% nauWsynlegartilaWkomavegfyrir;gnanir,vegnameWferWarsakamlseWatilYessaW J""& upplUsahvaWhafihenthorfnamenneWaf;rnarlmbslysa,i ݌#' Ќ  "i "  i U2g  b  .3  Ԉ0    aWflugrekandieWastj;rnandiloftfarssemkemurfrtlndumeWafertiltlandaskuli #( ltalgreglunnitskrumfarYegaoghfn,i U݌$ ) Ќ  "i "  i 2g  c  .3  Ԉ0    aWstj;rnandiskipssemsigliryfirmrklandhelginnarleiWtileWafrslenskrihfn v%N!* skuliltalgreglunnitskrumfarYegaoghfn,i ݌A&"+ Ќ  "i "  i h2g  d  .3  Ԉ0    aWssemfrtlendingYj;nustusnaeWarWurtlendinglaunaWaatvinnuskulitil  '", kynnaYaWBtlendingastofnunWurenvinnanhefst,i h݌'#- Ќ  "i "  i 2g  e  .3  Ԉ0    aWatvinnumiWlanirskulitilkynnaBtlendingastofnunumtlendingasemleitaeWafat ( vinnu,i - ݌ Ќ  "i "  i Y!2g  f  .3  Ԉ0    aWXj;Wskr0slandsskulitilkynnaBtlendingastofnunumtlendingasemskrWireru  Yj;Wskr,i Y!!݌a Ќ  "i "  i "2g  g  .3  Ԉ0    aWmenntastofnanirskulisamkvmtbeiWniltaBtlendingastofnuntskrumerlenda T, nmsmenn,i ""݌ Ќ  "i "  i $2g  h  .3  Ԉ0    aWstj;rnvldskulisamkvmtbeiWniltaBtlendingastofnuneWalgreglunnitupplUs  ingarumnafntlendingsogheimilitilnotamlisamkvmtlgumYessumYrttfyrir   reglurumtrnaWlgumumflagsYj;nustusveitarflagaogbarnaverndarlgum.i $J$݌ X Ќ    RWherraerheimiltaWsetjareglugerWnnarikvWiumhvaWaupplUsingarskrrskv. K #  1.mgr.skulihafaaWgeyma.      XeimsemtilkynnaumerskyltaWltatYrupplUsingarsemnauWsynlegarerutilaW    tilkynningarskyldunniverWifullngt.     XV.KAFLI B   ReglugerWir,gildistakao.fl.     120.gr.   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Ќ  "i "  i 9112%  14  .3  Ԉ0    FlUtimeWferWums;knaumdvalarleyfi,sbr.53.gr.i 9F9݌" Ќ  "i "  i 3:112%  15  .3  Ԉ0    Gjaldfyrirendurtgfudvalarleyfisskrteinis,sbr.54.gr.i 3:`:݌# Ќ  "i "  i L;112%  16  .3  Ԉ0    :tmabundiWdvalarleyfi,sbr.58.gr.i L;y;݌ $ Ќ  "i "  i T<112%  17  .3  Ԉ0    DvalarleyfigrundvellivistrWninga,sbr.68.gr.i T<<݌!W% Ќ  "i "  i g=112%  18  .3  Ԉ0    DvalarleyfigrundvellisrstakratengslaviWlandiW,sbr.78.gr.i g==݌J""& Ќ  "i "  i >112%  19  .3  Ԉ0    Lgmtanogsrstakantilgang,sbr.79.gr.i >>݌#' Ќ  "i "  i ?112%  20  .3  Ԉ0    EftirlitmeWframkvmdbrottvsana,sbr.104.gr.i ??݌#( Ќ  "i "  i @112%  21  .3  Ԉ0    HvaWskyldamtlendingtilaWgeratilaWupplUsahverhanner,sbr.108.gr.i @@݌$ ) Ќ  "i "  i A112%  22  .3  Ԉ0    SkiptingukostnaWarogframkvmdranns;knarerfWaefni,sbr.112.gr.i A B݌v%N!* Ќ  "i "  i C112%  23  .3  Ԉ0    Framkvmdaldursgreiningar,sbr.113.gr.i C7C݌A&"+ Ќ    RWherraerheimiltaWsetjareglugerWnnarikvWiumframkvmdlagaYessara,Yar  '", meWalum: '#- ! !"i "  i D2%  1  .3  Ԉ0    Starfshttiogstrfkrunefndartlendingamla,sbr.8.gr.i D E݌( Ќ  "i "  i E2%  2  .3  Ԉ0    Strffl;ttamannanefndar,sbr.9.gr.i E"F݌ Ќ  "i "  i F2%  3  .3  Ԉ0    HverjirskuliberavegabrfeWakennivottorW,sbr.14.gr.i F&G݌ Ќ  "i "  i H2%  4  .3  Ԉ0    HvaWaupplUsingarmegiveitaerlendumstj;rnvldumogskilyrWiYess,sbr.15.gr.i HBH݌a Ќ  "i "  i QI2%  5  .3  Ԉ0    Xtttku0slandstengslumviWsamvinnuytrilandamrum,sbr.18.gr.i QI~I݌T, Ќ  "i "  i ~J2%  6  .3  Ԉ0    SkyldutilaWhafavegabrfsrituntilaWfaraumflugvllogumslenskanhlutaupp  lUsingakerfisumvegabrfsritanir,sbr.20.gr.i ~JJ݌ Ќ  "i "  i L2%  7  .3  Ԉ0    MlsmeWferWogmlsmeWferWartmamlumvegnaums;knaumalYj;Wlegavernd,sbr.   23.gr.i L0L݌ X Ќ  "i "  i dM2%  8  .3  Ԉ0    Ums;knirumalYj;WlegaverndogaWkomubarnaverndarnefnda,sbr.24.gr.i dMM݌K #  Ќ  "i "  i N2%  9  .3  Ԉ0    flunupplUsingavegnaums;knarumalYj;Wlegavernd,sbr.26.gr.i NN݌   Ќ  "i "  i O112%  10  .3  Ԉ0    FramkvmdviWtalsviWumskjandaumalYj;Wlegavernd,sbr.28.gr.i OO݌   Ќ  "i "  i P112%  11  .3  Ԉ0    NnariskilyrWifyrirbeitingu_forgangsmeWferWar_,sbr.29.gr.i PQ݌  Ќ  "i "  i 4R112%  12  .3  Ԉ0    RttaraWstoWmlumumalYj;Wlegavernd,m.a.menntunogY;knuntalsmanna,sbr. wO  30.gr.i 4RaR݌B  Ќ  "i "  i S112%  13  .3  Ԉ0    MlsmeWferWvegnabeiWnaumfrestunrttarhrifa,sbr.35.gr.i SS݌   Ќ  "i "  i T112%  14  .3  Ԉ0    FramkvmdefnismeWferWarums;knaumalYj;Wlegavernd,sbr.36.gr.i TT݌  Ќ  "i "  i U112%  15  .3  Ԉ0    MeWferWums;knaumviWurkenningu_rkisfangsleysi_,sbr.39.gr.i UV݌{  Ќ  "i "  i 0W112%  16  .3  Ԉ0    SkilyrWifyrirfjlskyldusameiningu,sbr.45.gr.i 0W]W݌nF Ќ  "i "  i AX112%  17  .3  Ԉ0    FramkvmdtgfuogendurnUjunarferWaskrteinisfyrirfl;ttamannogvegabrfsfyrir 9 tlending,sbr.46.gr.i AXnX݌ Ќ  "i "  i Y112%  18  .3  Ԉ0    DvlumframYrjmnuWiefYaWleiWirafYj;Wrttarsamningi,sbr.49.gr.i YY݌ Ќ  "i "  i Z112%  19  .3  Ԉ0    UndanYgurfrkrfuumdvalarleyfi,sbr.49.gr.i Z[݌r Ќ  "i "  i [112%  20  .3  Ԉ0    UndanYgufrskyldunnitilaWskjaumdvalarleyfifyrirkomutillandsins,sbr.51.gr.i [#\݌e= Ќ  "i "  i 2]112%  21  .3  Ԉ0    NnarifyrirmliumgrunnskilyrWidvalarleyfis,sbr.55.gr.i 2]_]݌0 Ќ  "i "  i N^112%  22  .3  Ԉ0    Framfrsluumskjandaumdvalarleyfi,sbr.56.gr.i N^{^݌ Ќ  "i "  i ]_112%  23  .3  Ԉ0    SkilyrWifyrirendurnUjundvalarleyfis,sbr.57.gr.i ]__݌ Ќ  "i "  i t`112%  24  .3  Ԉ0    SkilyrWidvalarleyfisfyrirsjlfboWaliWaogtrboWa,sbr.67.gr.i t``݌i Ќ  "i "  i a112%  25  .3  Ԉ0    ViWmiWvarWandinmogstrfumskjandaumdvalarleyfigrundvellihjskapareWa \4 sambWarhrlandi,sbr.70.gr.i aa݌' Ќ  "i "  i c112%  26  .3  Ԉ0    NnariskilyrWifyrirdvalarleyfibarna,m.a.umskilyrWivegna_f;sturbarna_,sbr.71.gr.i cAc݌ Ќ  "i "  i sd112%  27  .3  Ԉ0    RttEESeWaEFTAborgaratildvalar,m.a.umflUtimeWferW,sbr.81.gr.i sdd݌ Ќ  "i "  i e112%  28  .3  Ԉ0    Fyrirmliumlengddvalar,sbr.83.gr.i ee݌`  Ќ  "i "  i f112%  29  .3  Ԉ0    Skilgreininguhugtakinu;sanngjrnbyrWi,sbr.83.gr.i ff݌S+! 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[ ݌ vv Ќ  "m"  m 0  0 2%  c  .3  Ԉ0v  4.mlsl.1.mgr.fellurbrott.m  ݌ Xvv Ќ  "m"  m 0  0ww 2%  d  .3  Ԉ0v  0staWorWanna?skilrki og?Yau 2.mgr.kemur:tgefiWatvinnuleyfi;og:YaW.m  ݌K # vv Ќ  "i "  i g112%  15  .3  Ԉ0    EftirfarandibreytingarverWa22.gr.laganna:i g݌   Ќ  "m"  mw0  0 2%  a  .3  Ԉ0v  0staWorWanna?slenskrarkisborgara cliWkemur:og_sambWarmakar_Ԁslenskra    rkisborgarasemveitthefurveriWdvalarleyfigrundvellihjskapareWasambWar   samkvmtlgumumtlendinga.mw݌wO vv Ќ  "m"  m0  0ww 2%  b  .3  Ԉ0v  0staWorWanna?dvalarleyfisemfl;ttamenn eliWkemur:dvalarleyfigrundvelli B  alYj;Wlegrarverndar.m݌  vv Ќ  "m"  mB0  0 2%  c  .3  Ԉ0v  ViWbtistnUrstafliWur,svohlj;Wandi:BtlendingarsemhafafengiW;tmabundiW   dvalarleyfisamkvmtlgumumtlendinga.mBo݌{ vv Ќ  "i "  i 112%  16  .3  Ԉ0    EftirfarandibreytingarverWa1.mgr.23.gr.laganna:i ݌nF Ќ  "m"  m0  0 2%  a  .3  Ԉ0v  0staWorWanna?fj;rarvikur 1.mlsl.kemur:90daga.m3݌9vv Ќ  "m"  mU0  0ww 2%  b  .3  Ԉ0v  AliWurorWastsvo:VsindaogfrWimenn,Y.m.t._doktors_Ԅog_starfsnemar_,tengsl  umviWkennslu-,frWieWavsindastrfhrlandieWasambrilegastarfsemi,og  skalYviWkomanditlendingurhafalokiWhsk;lanmitengslumviWYaWstarfsem r umrWir.mU݌e=vv Ќ  "m"  m 0  0 2%  c  .3  Ԉ0v  2.mlsl.bliWarfellurbrott.m 6݌0vv Ќ  "m"  m/0  0ww 2%  d  .3  Ԉ0v  OrWin?fyrirfyrirtkisemekkihafatibhrlendis dliWfallabrott.m/\݌vv Ќ  "i "  i 112%  17  .3  Ԉ0    eftirorWunum?erskilyrtviW 2.mlsl.24.gr.lagannakemur:atvinnurekandihefur  ekkistaWiWskilstaWgreiWsluskattasemogtryggingagjaldilgumsamkvmtvegna i starfaviWkomanditlendings.i ݌\4 Ќ  "i "  i u112%  18  .3  Ԉ0    EftirfarandibreytingarverWa25.gr.laganna:i u݌' Ќ  "m"  m0  0 2%  a  .3  Ԉ0v  eftirorWinu?skattyfirvalda 1.mlsl.2.mgr.kemur:krunefndartlendinga  mla,flagsYj;nustusveitarflaga.m݌vv Ќ  "m"  m'!0  0ww 2%  b  .3  Ԉ0v  0staWorWsins?heimilt 3.mgr.kemur:skylt.m'!T!݌` vv Ќ  "i "  i j"112%  19  .3  Ԉ0    0staWorWanna?17.gr. 28.gr.lagannakemur:27.gr.i j""݌S+! Ќ  "i "  i #112%  20  .3  Ԉ0    ViW1.mgr.32.gr.lagannabtist:stofnuninni.i ##݌" Ќ  "i "  i $112%  21  .3  Ԉ0    0staWorWanna?24.gr.laganna 33.gr.lagannakemur:34.gr.i $$݌# Ќ  "i "  i %112%  22  .3  Ԉ0    3.mlsl.1.mgr.34.gr.lagannafellurbrott.i %%݌ $ Ќ  "i "  i &112%  23  .3  Ԉ0    EftirfarandibreytingarverWa35.gr.laganna:i &'݌!W% Ќ  "m"  m'0  0 2%  a  .3  Ԉ0v  eftirorWinu?fulltrar 1.mlsl.1.mgr.kemur:rWherra,YessrWherrasemfer J""& meWyfirstj;rnmlasamkvmtlgumumtlendinga.m'(݌#'vv Ќ  "m"  m)0  0ww 2%  b  .3  Ԉ0v  ViW1.mlsl.1.mgr.btist:einnfrhverjumaWila.m))݌#(vv Ќ  "m"  m*0  0 2%  c  .3  Ԉ0v  ViW2.mgr.btastYrrnUirstafliWir,c!eliWur,svohlj;Wandi:m*+݌$ )vv Ќ   (g00_ikmo! !0  000v"i "  i '- b2g  c  .3  Ԉ0vv  YegarfyrirhugaWarerubreytingarlgumYessumeWalgumumtlendinga,i '-T-݌v%N!* Ќ  "i "  0  000vi `. b2g  d  .3  Ԉ0vv  & a tengslumviWvinnuaWstefnum;tunslenskrastj;rnvaldahvaWvarWarmgu A&"+ leikarkisborgararkjautanEvr;pskaefnahagssvWisinstilaWdveljaogstarfa  '",  hrlandi,'aA&I/i `..݌'#- Ќ  "i "  0  000vi 0 b2g  e  .3  Ԉ0vv  rsfj;rWungslega& a  tilaWfarayfirstWunahvaWvarWarYtttkurkisborgararkja ( utanEvr;pskaefnahagssvWisinsinnlendumvinnumarkaWi.i 01݌ Ќ  _'a(1_ _ikmo(%00=,! !"i "  i y3112%  24  .3  Ԉ0    ViWlginbtistnUttkvWitilbrWabirgWa,svohlj;Wandi:i y33݌ Ќ  "k;"  k;40  2%3  0     v TmabundinatvinnuleyfisemveitthafaveriWfyrirgildistkulagaYessarahaldagildi a snu.HeimilteraWframlengjatmabundinatvinnuleyfisemveitthafaveriWfyrirgildis T, tkulagaYessaraaWsmuskilyrWumuppfylltumoggiltuumveitinguupphafleguleyf  anna.k;44݌ Ќ  "k;"  k;60  2%3  0     v :bundinatvinnuleyfisemveitthafaveriWfyrirgildistkulagaYessarahaldagildi   snu.k;6 7݌ X Ќ  "k;"  k;480  2%3  0     v Xrttfyrir2.mgr.fellur;bundiWatvinnuleyfirgildiYegartlendingurhefurdvalist K #  erlendissamfelltlengurentjnmnuWi.VinnumlastofnuntekurkvrWunumaWfella    leyfirgildi.VinnumlastofnunerY;heimiltaWfenginniums;knaWveitaundanYgu    frtmamrkum1.mlsl.YannigaWtlendingurhaldi;bundnuatvinnuleyfiYrttfyrir   lengridvlerlendis.k;48a8݌wO  Ќ    123.gr.    Breytingbarnaverndarlgum.   ;  ViWgildistkulagaYessaraverWureftirfarandibreytingbarnaverndarlgum,nr.80/2002, {  meWsWaribreytingum: nF ! ! _ikmo(%00_ikmo"i "  i <2%  1  .3  Ԉ0    EftirfarandibreytingarverWa15.gr.laganna:i <<݌9 Ќ  "m"  m=0  0 2%  a  .3  Ԉ0v  ?>vvv?vvb?ViW5.mgr.btistnUrmlsliWur,svohlj;Wandi:EffylgdarlaustbarnskirumalYj;W  legaverndtryggirBarnaverndarstofahagsmuniYesseftirYvsemnnarerkveWiW  umkvWumlagaumtlendinga.m= >݌rvv Ќ  "m"  m7@0  0ww 2%  b  .3  Ԉ0v  0staWorWsins?hli fyrrimlsliW6.mgr.kemur:alYj;Wlegvernd.m7@d@݌e=vv Ќ  "m"  mA0  0 2%  c  .3  Ԉ0v  ViWsWarimlsliW6.mgr.btist:samkvmtreglugerWsemrWherraseturumslkan 0 kostnaWogtlagWankostnaWskv.5.mgr.mAA݌vv Ќ  "i "  i GC2%  2  .3  Ԉ0    C?vvb>vvv>C0staWorWsins?hli eliW1.mgr.65.gr.kemur:alYj;Wlegavernd.i GCtC݌ Ќ    124.gr. \4 Breytinglgumumsjkratryggingar. ' D  ViWgildistkulagaYessaraverWureftirfarandibreytinglgumumsjkratryggingar,nr.  112/2008,meWsWaribreytingum:0staWorWsins?hli 1.mgr.16.gr.lagannakemur:  alYj;Wlegavernd. `    125.gr. " Breytinglgumumslenskanrkisborgarartt. # vF  ViWgildistkulagaYessaraverWureftirfarandibreytinglgumumslenskanrkis  $ borgarartt,nr.100/1952,meWsWaribreytingum:0staWorWanna?bsetuleyfitgefiW 3. !W% mgr.8.gr.lagannakemur:tgefiW;tmabundiWdvalarleyfi. J""&