WPCV( TƫU l2] RY|{]q;35gub:gDyk>g3Yݹm=,^!߇?1 S?\ -՛JO+Q]c쇭76ّo `crŢq|[#:oӆ,ήs sK6>}WϗrӸJek۝[#ɢT`x\Tprb+FK y+]@.9$\st2%@hu*Wӷ{4K`=A),Z7`Q_V=,|Mʢ8݋`AsLMOĹLkF7.AB A:Hv=\_b oCm.bU@^p^T~О)/?OCe L$ew/~Ejbv! [syp2f ~UNv % 0 # 4> mw4^ -9ZH 0( B- 0; 0D2fvvaxH;N 1 0 0 0 0c!! 0wJ"J" 0"" 0^#^# 1u#$#$#$#$ B$$$$$$$$$$$$$$$$$ 72%%%% 1 & & & & & & & & & & & & & & & & & & & & &U:&&&&M&&&&D&&&&&&(.(&d9 Z6Times New Roman RegularX(y$,..,*TRW6&A4W6&A4 6&A4 6&A4T ? **0?vvbX0#ggdd  8*dd8ISUS,.     ^^` Adobe PDF  0W:\WP2000\SKJRI~IZ.WPTW:\WP2000\SkjritunY2k-nytt.wptU!WFrirs?g a',..,XXXX? )XX0?vvbX0#ggdd  ISUS,.   _Ԁ__ 1  y_ ikmo!%Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3$ y!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? )XX0?vvbX0#ggdd  8)dd8ISUS,.     ^^`   (3$ y!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? )XX0?vvbX0#ggdd  8)dd8ISUS,.     ^^`   (3$ y!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? )XX0?vvbX0#ggdd  8)dd8ISUS,.     ^^`    d (;3$2#  0  .3  0  (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a) d  g+,..,XXXX? )XX0?vvbX0#ggdd  ISUS,.   d  ݀qi) gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular : e),..,XXXX? )XX0?vvbX0#ggdd  ISUS,.   _>? Ҁ y!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? )XX0?vvbX0#ggdd  8)dd8ISUS,.     ^^`   _  >?  _ikmo(%03q #ր145.lggjafarYing2015!2016. ( Xingskjal1716"384.ml.    2.umrWa.     t)  Nefndarlit#) t#     umfrumvarptillagaumbreytingulgumumvextiogverWtryggingu,lgumum   SeWlabanka0slandsoglgumumneytendaln(erlendln,varWarreglur).  X Frminnihlutaefnahags-ogviWskiptanefndar.      FyrirliggjandifrumvarpiertlaWaWsamrmaheimildirtilaWveitalntengderlendum   gjaldmiWlummeWvarWarsj;narmiWaWleiWarlj;si.EftirlitsstofnunEFTAteluralgertbann wO  slenskralagaviWgengistryggingulnaekkisamrmastmeginregluEES-samningsinsum B  frjlstfjrmagnsflWi.SamkvmtgildandiVI.kaflalagaumvextiogverWtrygginguer    ;heimiltaWbindalnsfjrhWslenskumkr;numviWgengierlendragjaldmiWlaenlgin   bannahinsvegarekkilnveitingarerlendumgjaldmiWli.Frsj;narmiWifjrmlastWugleika {  erulnerlendumgjaldmiWlumoggengistryggWlnsvipuWmeWtillititilYeirrarhttusem nF Yeimfylgirfyrirlntaka,lnveitandaogYj;WarbiW. 9   FrumvarpinuertlaWleitastviWaWsamrmaumgjrWumlnsemtengjasterlendum  gjaldmiWlumoger1.gr.frumvarpsinslagttilaWsmuheimildirverWiltnargildaumln  veitingarerlendumgjaldmiWlumoggengistryggWlnslenskumkr;num.03.gr.erlagttil r aWSeWlabanka0slandsverWiheimiltYgufjrmlastWugleikaaWsetjalnastofnunumreglur e= umhmarktlnumtengdumerlendumgjaldmiWlumtilaWilasemekkieruvarWirfyrir 0 gjaldeyrishttu.MeWYverleitastviWaWkomavegfyriraWslkarlnveitingarskapi  kerfislegahttufjrmlakerfinueWa;gnifjrmlastWugleika.LokserulagWartilbreyt  ingarlgumumneytendalnsemmiWaaWYvaW;heimiltverWiaWveitaneytendumln i tengderlendumgjaldmiWlumnemaaWuppfylltriskyldulnveitandaumaWframkvma \4 greiWslumat.MinnihlutinnbendiraWfrumvarpsvipaWYessuvarlagtfram144.lggjafar ' Yingi(561.ml)ogfkkYaWgreinarg;Waumfjllunefnahags-ogviWskiptanefndogfram  hefurkomiWaWleitasthefurveriWviWaWkomatilm;tsviWYausj;narmiWsemYvoruhelst  tilumrWufrumvarpinusemhrliggurfyrir. `  UmgreiWslumatvegnalnatengdraerlendumgjaldmiWlum. "   MeginmarkmiWfrumvarpsinseraWafnemafortakslaustbannviWgengistryggWumlnum. # ogverWaviWkrfuEftirlitsstofnunarEFTAumaWYaWsgert.MinnihlutinnleggurtilaW  $ fariWsmeWgtYegarveitterulntengderlendumgjaldmiWlum.0Yvsamhengibendir !W% minnihlutinnaWa-liW7.gr.frumvarpsinserlagttilaWgreiWslumatskulivalltframkvmt J""& YegarneytanditekurlntengterlendumgjaldmiWlum.EnnfremurergertrWfyriraW #' ;heimiltverWiaWveitaslktlnnemaYegargreiWslumatleiWirlj;saWviWkomandilntaki #( hafingilegartekjurYeimgjaldmiWlisemlniWtengisttilaWstandaundirgreiWslubyrWi $ ) vegnaYess,hannstenstgreiWslumatYarsemgerterrWfyrirverulegumgengisbreytingum v%N!* ogverulegumhkkunumvxtumeWastenstgreiWslumatskv.7.gr.frumvarpsinsogleggur A&"+ framviWeigandifjrhagslegartryggingarsemeyWagjaldeyrishttuhansvegnalnsins  '", lnstmanum.XannigaWveratryggtaWneytandihafiviWhltandifjrhagslegaburWitilaW '#- standastverulegarbreytingar,hvortheldursemergengieWavxtum,lnstmanum.0lj;si (z$. #  y   YessatelurminnihlutinnaWYaWsamrmistvarWarsj;narmiWumaWheimilalnastofnunum ( aWveitaneytendumlnsemtengjasterlendumgjaldmiWlumaWYvgefnuaWneytandistandist  greiWslumateinsoglagtertilfrumvarpinu.    XbendirminnihlutinnYessusambandiaWunniWeraWtillgumtilbreytingasveitar a stj;rnarlgumsemmiWaaWYvaWtakmarkaheimildirsveitarflagatilYessaWtakalntengd T, erlendumgjaldmiWlumsemmunutakmarkahttuYj;Warbsinsennfrekar.XargeturkomiW  tillitaaWtakmarkalntkursveitarflagasrstaklega,;hWYeimheildartakmrkunumsem  erutilumrWuYessufrumvarpi.meWanengarslkartillgurliggjafyrirernauWsynlegt   aWsveitarflginfalliundirheimildina3.gr.  X HeimildirSeWlabankaskv.3.gr.      0umsgnumvarnokkuWrttumhvortheimildirlggjafanstilaWfelaSeWlabanka0slands    aWsetjalnastofnunumreglurYannhttsemmlterfyrirum3.gr.frumvarpsinsstandist   lagaskilnaWarreglurstj;rnarskrr.Minnihlutinntekurundirsj;narmiWsemrakineru wO  minnisblaWisembarstfrfjrmla-ogefnahagsrWuneyti14.marssWastliWinn.XarsegiraW B  ekkieigiaWleikavafiheimildlggjafanstilYessaWfelaSeWlabanka0slandsaWsetjalna    stofnunumreglursemaWstuWlaaWfjrmlastWugleika,sbr.1.mgr.4.gr.laganr.36/2001,   umSeWlabanka0slands.03.gr.ermltfyrirumYrleiWirsemSeWlabankinngeturvaliWtelji {  hannYrfaWmtaaWstWumsemlklegarerutilaW;gnafjrmlastWugleika.Bankinn nF getursettreglurumhmrk,lengdlnstmaog/eWanauWsynlegartryggingar.Minnihlutinn 9 tekurundirmeWmeirihlutanumsemtelurlj;stafkvWinuaWslkarreglurverWiekkisettar  nemaYgufjrmlastWugleikaogviWafmrkunhanserbyggtkvWumlaganr.66/2014,  umfjrmlastWugleikarW,einsogframkemurminnisblaWirWuneytis.GerterrWfyrir r aWreglurnarverWikynntarfjrmlastWugleikarWiWurenYrtakagildi. e= Breytirtturneytenda.    0frumvarpitillagaumfasteignalntilneytendasemlagtvarframsWastliWinnvetur(383.  ml)er21.gr.aWfinnakvWisamhlj;Wa8.gr.frumvarpsYessaYarsemkveWiWerum i srstakarskyldurviWgreiWslumattengslumviWlntengderlendumgjaldmiWli.032.gr. \4 frumvarpstillagaumfasteignalntilneytendaerjafnframtaWfinnakvWiYessefnisaW ' neytandiskuliupplUsturumgengisbreytingaraukYesssemkvWinuerkveWiWum  skilyrWislausanrttneytendatilaWbreytaeftirstWvumlnshafireglulegareftirstWvarYess  hkkaWum30%eWameirasWastliWnumfimmrum.kvWiYessefniserekkiaWfinna `  YvfrumvarpisemhrliggurfyrirogtelurminnihlutinnYrfaWkveWiWsumupplUs S+! ingaskylduogbreytirttlnveitandatilaWupplUsaneytandameWsambrilegumhttiYegar " u& a mneytendalneraWrWasemekkitelstverafasteignaln.MinnihlutinnleggurYvtil # breytingartillgutilaWkomatilm;tsviWYessisj;narmiW.  $ 'a0&  MinnihlutinnstyWurjafnframtYrtvrsmvgileguleiWrttingarsemmeirihlutinn !W% leggurtil6.og8.gr.frumvarpsins.AnnarsvegartilaWleiWrttahugtakanotkun6.gr.Yar J""& semrttaraeraWnotaorWiW?neytandi staW?lntaki .HinsvegartilleiWrttingarfyrir #' sgn8.gr.YarsemeWlilegraeraWnotaorWiW?lna staWorWsins?fasteignalna . #(   0lj;siframangreindsleggurminnihlutinntilaWfrumvarpiWverWi samYykkt meWbreyt $ ) ingusemlgWertilsrstkuYingskjali. v%N!*   AlYingi,27.september2016.  '", **ddd Xdd Xdd X>>,}",}","+  3)(z$.(z$ m3BrynjarNelsson, )$/ frsm. 5+)%0##$$ 5SigrWur.Andersen. 5+)$1##$$ 5VilhjlmurBjarnason./%#)$2 m ##$$ /