WPC- 7(\k?\nD# S!ht9,h~8F u~YVu =LṰ7>wg=أCժ/@C8_2^X!"[MtӠI/JsN_~FRm*r!Sw& 6̑nw)|7Q T+ e u );@7Zgx#Mc%vg$ޖf#x#%]9w^ 4 Z 0(v B- 0 0lS 0D 0 0 0w 0O 1u; 72. 72i 1 72HPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPN 1 0++++ 0>!>! 0Q$Q$ 0up'p' 0w'' 0\(\( 0(( 1u)))) B3*3*3*3*$P*P*P*P*P*P*P*P*P*P*P*P* 72t+t+/++ 1+++++++++++++++++++++U:v,v,v,v,M,,,,D,&d9 Z6Times New Roman RegularX(_$,..,TRW6&A4W6&A4 6&A4 6&A4T ? 0?vvbX0#ggdd  8dd8ISUS,.     ^^` Adobe PDF0 W:\WP2000\SKJRI~IZ.WPTUW:\WP2000\SkjritunY2k-nytt.wptÝNvNrirs?g3|x8DocumentManagement::ModifiedBooleanTRUE($)Hairline d(`D$0  0` ""0 ` "` "2%3  0 " "(%2l$ _!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`   m  0  0  (#$  0  ($0  0` ""0 ` "` "0 " "0h""2%3  0h"h"($0  0` ""0 ` "` "0 " "0h""0h"h"2%3  0""(A$0  0` ""0 ` "` "0 " "0h""0h"h"0""2%3  0p""(($0  0` ""0 ` "` "0 " "0h""0h"h"0""0p""2%3  0p"p"ikmoy3MQUY]aeiBullets List04GIOU[cksy???????????1.a.i.(1)(a)(i)1)a)i)ikmoxhCEIMQUY]aAutoList1!!!!!!!!1)a)! > aL',..,XZXXX? XXZ0?vvbX0#ggdd  ISUS,.   _Ԁ__ikmo %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3L$ _!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`   (3L$ _!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`   (3\$ _!,..,XXXXTRW6&A4X3' Letter 6&A43'LetterT ? XX0?vvbX0#ggdd  8dd8ISUS,.     ^^`    d (M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#3#37=CIQYag1.a.i.(1)(a)(i)1)a) d  g\+,..,XZXXX? XXZ0?vvbX0#ggdd  ISUS,.   d  ݀qi) %y_ gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)4cp Z "Times Regular : eL),..,XZXXX? XXZ0?vvbX0#ggdd  ISUS,.   _>? Ҁ _!,..,XZXXXTRW6&A4X3' Letter 6&A43'LetterT ? XXZ0?vvbX0#ggdd  8dd8ISUS,.     ^^`   _ >?  _ikmo(%03q_!_ 9149.lggjafarYing2018!2019. ( Xingskjal1716"679.ml.      ]2Svar# ]2#   x  fjrmlaogefnahagsrWherraviWfyrirspurnfrIngu_Sland_Ԁumnefndir,   starfsh;pa,_fagh;pa_ԀogrWvegumrWuneytisins.   X "i0J"  i0J2%  1  .3  Ԉ0    HvaWanefndir,starfsh;par,_fagh;par_,rWogYekkirh;parstarfavegumrWuneytis    ins?MeWlimirhvaWah;pafgreiddlaunfyrirvinnusna?i0J>݌   Ќ    Eftirfarandinefndir,starfsh;par,_fagh;par_ԀogrWerunstarfandivegumrWuneytisins   enrmlegaYriWjungur_nefndanna_ԀerskipaWurlgumsamkvmt: wO   ikmo(hx0_ikmo"i0J"  i0Jr  2h!3  Ԉ0    _Blanefnd_Ԁrkisins!lgbundini0Jr ݌B  Ќ  "i0J"  i0J|  2h!3  Ԉ0    _Endurkrfunefnd_Ԁ_bifreiWatrygginga_Ԁ!lgbundini0J| ݌   Ќ  "i0J"  i0J  2h!3  Ԉ0    FastanefndsviWi_fjrmlamarkaWar_Ԁum_bankaml_i0J ݌  Ќ  "i0J"  i0J  2h!3  Ԉ0    FastanefndsviWivtryggingai0J # ݌{  Ќ  "i0J"  i0J  2h!3  Ԉ0    FastanefndumverWbrfaviWskiptiog-sj;Wii0J ݌nF Ќ  "i0J"  i0J 2h!3  Ԉ0    _FjrmlarW_Ԁ!_lgbundiW_i0J ݌9 Ќ  "i0J"  i0J  2h!3  Ԉ0    _FjrmlastWugleikarW_Ԁ!_lgbundiW_i0J 6݌ Ќ  "i0J"  i0J@ 2h!3  Ԉ0    _Kjararanns;knanefnd_Ԁopinberrastarfsmanna!lgbundini0J@m݌ Ќ  "i0J"  i0Jd 2h!3  Ԉ0    _Krunefnd_Ԁ_tboWsmla_Ԁ!lgbundini0Jd݌r Ќ  "i0J "  i0J 2h!3  Ԉ0    _Krunefnd_Ԁumfjrmlastarfsemi!lgbundini0J݌e= Ќ  "i0J "  i0J 2h!3  Ԉ0    _Matsnefnd_Ԁum_frdrttarrtt_ԀerlendrasrfrWinga!lgbundini0J݌0 Ќ  "i0J "  i0J 2h!3  Ԉ0    Nefnd!innleiWingreglugerW(ESB)nr.596/2014um_markaWssvik_i0J#݌ Ќ  "i0J "  i0J+ 2h!3  Ԉ0    Nefndtil_innleiWingar_Ԁ_CSDR_ԄreglugerWarum_verWbrfamiWstWvar_Ԁ(ESB)nr.909/2014i0J+X݌ Ќ  "i0J "  i0J 2h!3  Ԉ0    Nefndumaukna_skilvirkni_Ԁ_skattframkvmd_,lagninguoginnheimtuopinberragjaldai0J݌i Ќ  "i0J"  i0J 2h!3  Ԉ0    NefndumendurskoWunfyrirkomulagi_rskurWarnefnda_Ԁ_fjrmlamarkaWi_i0J>݌\4 Ќ  "i0J"  i0Ji 2h!3  Ԉ0    Nefndum_fagfjrfestasj;Wi_i0Ji݌' Ќ  "i0J"  i0Jr 2h!3  Ԉ0    NefndumfrumvarptillagaummiWlunvtryggingai0Jr݌ Ќ  "i0J"  i0Jn 2h!3  Ԉ0    NefnduminnleiWingu_Evr;pugerW_Ԁum_milligjld_Ԁfyrir_kortatengd_Ԁgjldi0Jn݌ Ќ  "i0J"  i0J 2h!3  Ԉ0    NefnduminnleiWingu_MiFID_ԀII/_MiFIR_i0J݌`  Ќ  "i0J"  i0J  2h!3  Ԉ0    NefnduminnleiWingu_tilskipunar_Ԁ2014/92/ESBum_greiWslureikninga_i0J F ݌S+! Ќ  "i0J"  i0Ji! 2h!3  Ԉ0    Nefndum_skilameWferW_Ԁ_fjrmlafyrirtkis_i0Ji!!݌" Ќ  "i0J"  i0J" 2h!3  Ԉ0    Nefndumtilskipun(ESB)2015/2366!PSD2(_Payment_Ԁ_service_Ԁ_directive_Ԁ2)i0J""݌# Ќ  "i0J"  i0J$ 2h!3  Ԉ0    Nefndvegna_srleyfissamninga_Ԁ(_Concession_)vegnalandseigurkisins!lgbundini0J$A$݌ $ Ќ  "i0J"  i0Js% 2h!3  Ԉ0    _Pr;fnefnd_Ԁ_verWbrfaviWskipta_Ԁ!lgbundini0Js%%݌!W% Ќ  "i0J"  i0J& 2h!3  Ԉ0    _ReikningsskilarW_Ԁrkisins!_lgbundiW_i0J&&݌J""& Ќ  "i0J"  i0J' 2h!3  Ԉ0    Samninganefndrkisins!lgbundini0J'(݌#' Ќ  "i0J"  i0J( 2h!3  Ԉ0    Samninganefndum_tvskttun_i0J()݌#( Ќ  "i0J"  i0J) 2h!3  Ԉ0    SamrWsnefndeftirlitsskyldraaWilaumopinberteftirlitmeWfjrmlastarfsemi!lg $ ) bundini0J)*݌v%N!* Ќ  "i0J"  i0J+ 2h!3  Ԉ0    _Samstarfsnefnd_Ԁum_lnsfjrml_Ԁrkissj;Wsi0J+L+݌A&"+ Ќ  "i0J"  i0JV, 2h!3  Ԉ0    _Samstarfsnefnd_Ԁumopinberarframkvmdir!lgbundini0JV,,݌ '", Ќ  "i0J"  i0Ju- 2h!3  Ԉ0    Starfsh;pursamkvmtlgumnr.127/2016semgreinimeW_heildstWum_ԀhttiYrfYv '#- aW_lfeyristkualdur_Ԁtiltekinnastarfsh;paverWilgrienalmennttWkasti0Ju--݌#(z$. #9 y_   ь  "i0J"  i0J/ 2h!3  Ԉ0    Starfsh;purumbyrgWlfeyrisskuldbindingarkisogsveitarflagavegnasamrekstrar ( o.fl.i0J//݌ Ќ  "i0J "  i0J0 2h!3  Ԉ0    Starfsh;purumendurskoWunlgumogreglumsemgildaumvirWisaukaskattafbygg  ingarstarfsemi_o.fl_.i0J01݌a Ќ  "i0J!"  i0JV2 2h!3  Ԉ0    Starfsh;purumgerWnUrrar_innheimtulggjafar_i0JV22݌T, Ќ  "i0J""  i0Ju3 2h!3  Ԉ0    Starfsh;purvegna_innleiWingar_Ԁtilskipun2014/49/ESBum_innstWutryggingakerfi_i0Ju33݌ Ќ  "i0J#"  i0J4 2h!3  Ԉ0    _StUrih;pur_Ԁumstefnumrkun_fjrhags_-og_mannauWskerfi_Ԁrkisinsi0J45݌ Ќ  "i0J$"  i0JI6 2h!3  Ԉ0    _StUrinefnd_ԀumendurskoWun_tekjuskattkerfisins_,sbr.yfirlUsingurkisstj;rnarinnarum   aWgerWirYguflagslegsstWugleikai0JI6v6݌ X Ќ  "i0J%"  i0J7 2h!3  Ԉ0    _BrskurWarnefnd_ԀumleiWrttinguverWtryggWra_fasteignaveWlna_Ԁ!lgbundini0J7'8݌K #  Ќ  "i0J&"  i0J`9 2h!3  Ԉ0    _Verkefnastj;rn_Ԁumafnm_fjrmagnshafta_i0J`99݌   Ќ  "i0J'"  i0J: 2h!3  Ԉ0    _Verkefnisstj;rn_Ԁum_kynjaWa_Ԁhagstj;rnog_fjrlagagerW_i0J::݌   Ќ  "i0J("  i0J; 2h!3  Ԉ0    _X;knananefnd_Ԁ!lgbundini0J;(<݌  Ќ    MeWlimireftirfarandih;pum,semallireru_lgbundnir_,fgreittfyrirstrfsn: B  "i0J)"  i0J= 2h!3  Ԉ0    _Blanefnd_Ԁrkisinsi0J==݌   Ќ  "i0J*"  i0J> 2h!3  Ԉ0    _FerWakostnaWarnefnd_i0J>>݌  Ќ  "i0J+"  i0J? 2h!3  Ԉ0    _FjrmlarW_i0J??݌{  Ќ  "i0J,"  i0J@ 2h!3  Ԉ0    _Kjararanns;knanefnd_Ԁopinberrastarfsmannai0J@@݌nF Ќ  "i0J-"  i0JA 2h!3  Ԉ0    _Krunefnd_Ԁumfjrmlastarfsemii0JAA݌9 Ќ  "i0J."  i0JB 2h!3  Ԉ0    _Krunefnd_Ԁ_tboWsmla_i0JBB݌ Ќ  "i0J/"  i0JC 2h!3  Ԉ0    _Pr;fnefnd_Ԁ_verWbrfaviWskipta_i0JCC݌ Ќ  "i0J0"  i0JD 2h!3  Ԉ0    _ReikningsskilarW_Ԁrkisinsi0JD,E݌r Ќ  "i0J1"  i0JF 2h!3  Ԉ0    Samninganefndrkisinsi0JF2F݌e= Ќ  "i0J2"  i0JF 2h!3  Ԉ0    _BrskurWarnefnd_ԀumleiWrttinguverWtryggWra_fasteignaveWlna_i0JFG݌0 Ќ  "i0J3"  i0J;H 2h!3  Ԉ0    _X;knananefnd_i0J;HhH݌ Ќ   _ikmo(%0x4ikmo! !"i0J"  i0JI2%  2  .3  Ԉ0    HversumikillkostnaWurhlaustafstarfsemiofangreindrah;pariW2018?i0JI J݌i Ќ  % I%  KostnaWurrWuneytisinsvegnafyrrgreindrah;parinu2018namsamtalsum77millj. \4 kr.KostnaWurvegna_vinnuframlags_ԀstarfsmannarWuneytisinsvegnah;pannaerekki ' tiltekinn.  ! !"i0J"  i0JL2%  3  .3  Ԉ0    HyggstrWherrastuWlaaWeinfaldaraog;dUrarastj;rnkerfimeWYvaWfkkalaunuWum `  nefndum,starfsh;pum,_fagh;pum_,rWumogYekkumh;pumvegumrWuneytisins?i0JLL݌S+! Ќ    vallterleitastviWaWgtafagmennskuoghagkvmniviWskipunogreksturnefndaog " starfsh;pa. #   KostnaWurvegnanefndaliggurfyrstogfremst_Y;knunum_ԀsemgreiddarerutilutanaW  $ komandisrfrWingafyrirYtttkuYeirra_nefndarstarfi_ԀeWarWgjf,endaerYaWmeginregla !W% aWekkisgreittfyrirsetufulltrastj;rnvaldaoghagsmunaaWilanefndumogrWum J""& vegumrWuneyta. #'   ViWrlausnverkefnaafhlfustj;rnvaldaberaWleitastviWaWaflarWgjafaroglitssr #( frWingaviWkomandisviWitilaWtryggjagWistefnum;tunarogkvrWunartku.0lj;si $ ) YessrWstfjldislkranefndaafeWliYeirraverkefnasemunniWeraWrWuneytinuhverjum v%N!* tma.FylgstermeWrangriafstrfumYessaranefndaogrWaogreglulegametiWhvortYrf A&"+ sbreytingum.  '",