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" gr.HfWaborgarsamningsinseru_tmatakmrkin_Ԁ10almanaksdagaroghvaWvarWard!e # liW1.mgr.13.gr.eru_tmatakmrkin_Ԁ30almanaksdagar.i0J݌ $ Ќ  "i0J"  i0J=2%  5  .3  Ԉ0    MeWvsantil3.mgr.XXX.gr.b;kunarumbnaWloftfarahafakvWiXI.gr.b;kunar !W% umbnaWloftfaralagagildihrlandimiWaWviWvalkostA.BiWtmisamkvmt J""& kvWinuerkveWinn60dagar.i0J=j݌#' Ќ  "i0J"  i0J'2%  6  .3  Ԉ0    MeWvsantil5.mgr.XXX.gr.b;kunarumbnaWloftfaraYgildakvWi_Lgan;samn #( ingsins_Ԁumd;msvaldogviWurkenninguogfullnustud;maeinkamlumfr2007,sbr. $ ) lgnr.7/2011,staWXXI.gr.b;kunarinnarumbnaWloftfara.i0J'T݌v%N!*    A&"+C K|    K||  & a  3.gr.K||݌ ( Ќ     HverskonarlgbundinrttindieWatryggingarrttindi,sbr.sliW1.gr.og39.gr.HfWa  borgarsamningsins,aWundanskildumYeim'a(Ԁsemtilgreinderu40.gr.samningsins,skulu  gangaframarskrWumalYj;Wlegumtryggingarrttindumhlut,hvortsemerviWmlsmeWferW a vegna;gjaldfrnieWautanhennar,nskrningaralYj;Wleguskrna,svofremisemYauhafa T, stofnasteftirslenskumlgum.    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J""&   Nferafhendingframgrundvelli13.gr.HfWaborgarsamningsinsogskalYgerWar #' beiWandisetjangilegatrygginguWurengerWinferfram.UmYaWfereftir3.mgr.8.gr.og #( 16.gr.lagaumkyrrsetningu,lgbanno.fl.,nr.31/1990. $ )   greiningursemrsviWframkvmdaWfararsamkvmtframansgWuskalborinnundir v%N!* HraWsd;mReykjavkur. A&"+    '", K|    K|-  & a  8.gr.K|-F-݌ ( Ќ     BeiWniumafskrninguloftfarsaf_loftfaraskr_Ԁskv.5.mgr.IX.gr.b;kunarumbnaWloft  fara,sbr.III.kaflalagaumloftferWir,'a(e-nr.60/1998,skalbeinatilSamgngustofu.  K|    K|.  9.gr.K|./݌ T, Ќ     ViWgjaldYrotaskiptieWaopinberskiptiskalskiptastj;ritryggjaaWskrWstilkynningum  YaWalYj;WlegaskrYegarfyrirligguraWmeWaleignabseru_loftfarshlutir_,sbr.c-liW2.mgr.  I.gr.b;kunarumbnaWloftfara.Samsvaranditilkynningarskyldahvlirumsj;narmanniviW   upphafnauWasamningaogaWstoWarmanniviWgreiWslustWvuneftirreglumlagaumgjald  X Yrotaskiptio.fl.,nr.21/1991. K #  K|    K|1  10.gr.K|12݌    Ќ     N_vanefnir_Ԁ_tryggingargjafi_ԀskyldusemhonumhvlirsamkvmtsamningisemgerWur   ersamrmiviWkvWiHfWaborgarsamningsinsogb;kunarumbnaWloftfaraogmY wO  krefjastnauWungarslueftirreglumlagaumnauWungarsluo.fl.,nr.90/1991,nundan B  farandiviWvrunareWagreiWsluskorunar.BeiWniumnauWungarsluskalbeinatilembttis    sUslumannsinshfuWborgarsvWinu.greiningursemrsviWframkvmdnauWungarslu   samkvmtframansgWuskalborinnundirHraWsd;mReykjavkur. {  @iiIII.KAFLI 9 N     N5  Gildistaka.N55݌  Ќ    K|    K|E6  11.gr.K|E6l6݌  Ќ     kvWi1.gr.og1.og2.tlul.12.gr.lagaYessaraWlastYegargildi. r   nnurkvWilagannaWlastgildiumleiWogHfWaborgarsamningurinnogb;kunum e= bnaWloftfaraWlastgildiaWYver0slandvarWarogskalrWherrabirtaauglUsinguStj;rnar 0 tWindumumgildistkuna.  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HversfjrhW,sem_tryggingarhafi_ԀinnheimtireWatekurviWframhaldiafbeitingu ( einhversYeirrarrWasemumgetur1.eWa2.mgr.,skalfrWsemhlutigreiWslufjrhW  tryggWuskuldbindinganna.  6.  EfheildarfjrhWir,sem_tryggingarhafi_ԀinnheimtireWatekurviWframhaldiafeinhverju a YvrrWisembeitterogumgetur1.eWa2.mgr.,eruhrriensfjrhWsemertryggW T, meWtryggingu,samteWlilegumkostnaWisemstofnaWertilviWbeitinguslksrrWis,skal  _tryggingarhafi_,nemad;mst;llinngefifyrirmliumannaW,skiptaYvsemumframermilli  handhafaskrWratryggingarrttindasemneWarerurWinnieWasem_tryggingarhafa_Ԁhefur   veriWtilkynntum,forgangsrW,oggreiWa_tryggingargjafanum_ԀYfjrhWsemeftirstendur,  X efeinhverer. K #  K|    K|  9.gr.K|݌    Ќ   J    JB  YfirfrslaeignarrttaryfirhluttilaWfullngjaskuldbindingu;innlausn.JBl݌   Ќ   1.  _Tryggingarhafi_ԀogallirhagsmunaaWilargeta,hvenrsemereftiraWvanefndirverWaeins wO  ogkveWiWerum11.gr.,gertsamkomulagumaWeignarrttur(eWaaWrirhagsmunir_trygg B  ingarhafa_)yfirhlut,semfellurundirtryggingu,skuliyfirfrWurtil_tryggingarhafa_ԀtilaWfull    ngjatryggWumskuldbindingumaWlluleytieWaaWhluta.   2.  D;mst;llinngetur,aWkrfu_tryggingarhafa_,gefiWfyrirmliumaWeignarrttur(eWaaWrir {  hagsmunir_tryggingarhafa_)yfirhlut,semfellurundirtryggingu,skuliyfirfrWurtil_trygg nF ingarhafa_ԀtilaWfullngjatryggWumskuldbindingumaWlluleytieWaaWhluta. 9 3.  D;mst;llinnskalYvaWeinsverWaviWkrfusamkvmtmlsgreininnihraWframanaW  fjrhWhinnatryggWuskuldbindinga,semfullngjameWfyrrnefndriyfirfrslueignar  rtti,ssamrmiviWverWgildihlutarins,aWteknutillititilgreiWslnasem_tryggingarhafi_Ԁ r aWstandaskiltilhagsmunaaWila. e= 4.  _Tryggingargjafi_ԀeWa_hagsmunaaWili_Ԁgetur,hvenrsemer,eftiraWvanefndirverWaeins 0 ogkveWiWerum11.gr.ogWurenframfersalaYesshlutarsemermeWtryggingarrttieWa  Wurenfyrirmliskv.2.mgr.erugefin,losaWsigundantryggingumeWYvaWgreiWaaWfullu  YfjrhWsemtryggWer,meWfyrirvaraumleiguafhlfu_tryggingarhafa_Ԁskv.bliW1.mgr. i 8.gr.eWafyrirmlumskv.2.mgr.8.gr.GreiWi_hagsmunaaWili_,annarenskuldari,_tryggingar \4 fjrhWina_ԀaWfullu,eftiraWslkarvanefndirverWa,WlasthannYannrttsem_tryggingar ' hafinn_Ԁtti.  5.  EignarrttureWannurrttindi_tryggingargjafa_,semeruyfirfrWviWsluskv.bliW1.  mgr.8.gr.eWayfirfrWskv.1.og2.mgr.Yessarargreinar,eru;hWWrumtryggingarrttind `  umeftrygging_tryggingarhafa_ԀgengurYeimframarsamkvmtkvWum29.gr. S+! K|    K|  10.gr.K|݌ # Ќ   J    JT  BrrWi_skilyrWabundins_ԀseljandaeWaleigusala.JT~݌  $ Ќ     VerWivanefndirsamningimeWeignarrttarfyrirvaraeWaleigusamningieinsogkveWiW !W% erum11.gr.getur_skilyrWabundinn_ԀseljandieWaleigusali,eftiratvikum: J""& ! !"i0J"  i0Jn   2$  a  .3  Ԉ0    meWfyrirvaraumyfirlUsingusemsamningsrkikannaWgefatskv.54.gr.,sagtsamn #' ingnumuppognWumrWumeWaforrWiyfirYeimhlutsemsamningurinntekurtil #( eWai0Jn݌$ ) Ќ  "i0J"  i0J7 2$  b  .3  Ԉ0    krafistd;msrskurWarsemheimilareWafyrirskiparannaWhvortYessararrWa.i0J7d݌v%N!*    A&"+ K|    K|  & ,  11.gr.K|݌ ( Ќ   J    J;  Inntakvanefnda.J;e݌  Ќ   1.  SkuldariogkrfuhafigetahvenrsemergertskriflegtsamkomulagumYaWhvaWaatvik  teljastvanefndireWagefaannanhtt',(tilefnitilYeirrarttindaogrrWasemerutilgreind a 8.!10.gr.og13.gr. T, 2.  Hafiskuldariogkrfuhafiekkigertslktsamkomulagmerkir?vanefndir 8.!10.gr.  og13.gr.vanefndirsemsviptakrfuhafaaWveruleguleytiYvsemhannmttigerarWfyrir  aWeigarttsamkvmtsamningnum.   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Samningsrkiskal,meWfyrirvaraumyfirlUsingusemYaWkannaWgefatskv.55.gr., {  tryggjaaWkrfuhafi,semfrirframsannanirfyrirvanefndumskuldara,geti,meWanendan nF legsrskurWarerbeWiWvarWandikrfuhansogaWYvmarkisemskuldarinnhefureinhverju 9 sinnisamYykktYaW,leitaW_rttarrrWis_ԀmeWskj;tumhttifyrird;miformirskurWarsem  heimilarhonumneWangreindrrWi,eitteWafleiri:  ! !"i0J"  i0J   2$  a  .3  Ԉ0    varWveisluhlutarinsogverWgildishans,i0J ݌r Ќ  "i0J"  i0J  2$  b  .3  Ԉ0    umrWeWaforrWiyfirhlutnumeWavrsluhans,i0J '!݌e= Ќ  "i0J"  i0J"   2$  c  .3  Ԉ0    kyrrsetninguhlutarinsogi0J">"݌0 Ќ  "i0J"  i0J# 2$  d  .3  Ԉ0    leigueWa,nemaYeimtilvikumYarsema!cliWireigaviW,reksturhlutarinsogaWnj;ta  teknaYaraf.i0J#3#݌ Ќ  2.  D;mst;llinngetur,YegarhanngefurfyrirmlisamkvmtmlsgreininnihraWframan, i settskilmlasemhanntelurnauWsynlegaYvskyniaWverndahagsmunaaWilaefkrfu \4 hafinn: ' ! !"i0J"  i0J%   2$  a  .3  Ԉ0    efnirekki,YegarhannframfylgirslkumfyrirmlumumrttarrrWi,einhverjaaf  skuldbindingumsnumgagnvartskuldarasamkvmtsamningiYessumeWab;kuninni  eWai0J%%݌`  Ќ  "i0J"  i0Ji' 2$  b  .3  Ԉ0    geturekkifrtsnnurkrfusna,aWlluleytieWaaWhluta,viWendanleganrskurW S+! umhana.i0Ji''݌" Ќ  3.  D;mst;llinngetur,Wurenhanngefurfyrirmliskv.1.mgr.,krafistYessaWhagsmuna # aWilumstilkynntumbeiWnina.  $ 4.  EkkertgreinYessarihefurhrifbeitingu3.mgr.8.gr.eWavaldd;mst;lstilaWkveWa !W% umnnurrttarrrWitilbrWabirgWaenYausemsetterufram1.mgr. J""& K|    K|*  14.gr.K|**݌ #( Ќ   J    J+  _MlsmeWferWarkrfur_.J+E+݌ $ ) Ќ     MeWfyrirvaraum2.mgr.54.gr.skalbeitahverjuYvrrWi,semkveWiWerum v%N!* Yessumkafla,samrmiviWYmlsmeWferWsemlgmlafyrirumYeimstaWYarsemtil A&"+ stenduraWYvverWibeitt.  '",  '#- K|    K|<-  & , 15.gr.K|<-c-݌ ( Ќ   J    J-  Frvik.J-.݌  Ќ     TveireWafleiriYeirraaWilasemumgeturYessumkaflageta,hvenrsemersamskipt  umsnmillimeWskriflegusamkomulag',(-i,vikiWfreWabreytthrifumsrhversframan a greinds&  kvWisYessakafla,aWundanskildumkvWum3.!6.mgr.8.gr.,3.og4.mgr.9. T, gr.,2.mgr.'T/Ԁ13.gr.og14.gr.  O|    O|Q0  IV.KAFLIO|Q0x0݌   Ќ   N     N0  AlYj;WlegaskrningarkerfiW.N01݌  X Ќ    K|    K|1  16.gr.K|11݌ K #  Ќ   J    J02  AlYj;Wlegaskrin.J02Z2݌    Ќ   1.  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Ќ  "i0J"  i0JC 2$  d  .3  Ԉ0    aWhfWusamrWiviWsamningsrkin,semjaeWasamYykkjareglursamkvmtb;kuninni " semfjallaumreksturalYj;WleguskrrinnarogsjtilYessaWYrverWibirtar,i0JC=C݌# Ќ  "i0J"  i0JD   2$  e  .3  Ԉ0    komaf;tstj;rnsUslumeWferWtilYessaWberaframkvartanirviW_eftirlitsyfirvaldiW_  $ varWandireksturalYj;Wleguskrrinnar,i0JDD݌!W% Ќ  "i0J"  i0JF 2$  f  .3  Ԉ0    hafayfirumsj;nmeWstarfsemi_skrningaryfirvaldsins_ԀogrekstrialYj;Wleguskrrinnar,i0JFF݌J""& Ќ  "i0J"  i0JG 2$  g  .3  Ԉ0    lta_skrningaryfirvaldi_Ԁt,aWbeiWniYess,YrleiWbeiningarsem_eftirlitsyfirvaldinu_ #' YykjaviWhfi,i0JGH݌#( Ќ  "i0J"  i0JI 2$  h  .3  Ԉ0    kveWaogendurskoWareglulegafyrirkomulaggjaldtkufyrirYYj;nustusemalYj;W $ ) legaskrinlturt,i0JII݌v%N!* Ќ  "i0J"  i0JK(( 2$  i  .3  Ԉ0    geraallarnauWsynlegarrWstafanirtilYessaWtryggjaaWskilvirktrafrnt_tilkynninga A&"+ kerfi_ԀfyrirskrningustilstaWartilYessaWmarkmiWsamningsinsogb;kunarinnarni  '", framaWgangaogi0JK3K݌'#- Ќ  "i0J "  i0JM(( 2$  j  .3  Ԉ0    gefasamningsrkjunumreglulegaskUrsluumhvernigYaWefnirskyldursnarsam ( kvmtsamningnumogb;kuninni.i0JM  24.gr.K|>e݌   Ќ   J    JЃ  SnnunargildivottorWa.JЃ݌ wO  Ќ     SkjalYvformisemreglurnarmlafyrirum,semgefiWertilkynnaaWsvottorWt B  gefiWafalYj;Wleguskrnni,eraW;rannskuWumlisnnunYess:    ! !"i0J"  i0J   2$  a  .3  Ԉ0    aWYaWhafiveriWgefiWtmeWYeimhttiogi0J݌  Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    aWYauefnisatriWisemYarergreintfr,m.a._skrningardagur_Ԁogtmi,fistaWist.i0J׆݌{  Ќ  K|    K|   25.gr.K| 3݌ 9 Ќ   J    J  SkrningafmW.JȈ݌  Ќ   1.  Xegarskuldbindingar,semerutryggWarmeWskrWritryggingu,eWaskuldbindingar,sem  fallaundirskrW,lgbundinrttindieWatryggingarrttindi,gildaekkilengureWaskilyrWum r vegnayfirfrslueignarrttarsamkvmtskrWumsamningimeWeignarrttarfyrirvarahefur e= veriWfullngtskalhandhafislkrartryggingarfskrninguna_afmWa_ԀnstWulausrartafar 0 YegarskuldarinnhefurlagtframskriflegakrfuYessefnissemerafhenteWam;ttekin  heimilisfangihanssamkvmtskrningunni.  2.  XegarvntanlegalYj;WlegtryggingarrttindieWavntanlegtframsalalYj;Wlegratrygg i ingarrttindahefurveriWskrWskalfyrirhugaWurkrfuhafieWaframsalshafifskrninguna \4 _afmWa_ԀnstWulausrartafarYegarskuldarinneWaframseljandinnhefurlagtframskriflega ' krfusemerafhenteWam;ttekinheimilisfangihanssamkvmtskrningunniWurenfyrir  hugaWurkrfuhafieWaframsalshafihefurgefiWuppverWgildieWaskuldbundiWsigtilaWgefa  uppverWgildi. `  3.  Xegarskuldbindingar,semerutryggWarmeWinnlendumtryggingarrttindumsemerutil S+! greindskrWritilkynninguuminnlendtryggingarrttindi,gildaekkilengurskalhandhafi " slkratryggingarrttindafskrninguna_afmWa_ԀnstWulausrartafarYegarskuldarinnhefur # lagtframskriflegakrfusemerafhenteWam;ttekinheimilisfangihanssamkvmtskrn  $ ingunni. !W% 4.  XegarekkihefWittaWframkvmaskrningueWahnerrngskalsaWili,semhefur J""& hagafskrningunni,fskrninguna_afmWa_ԀnstWulausrartafareWahennibreyttYegar #' skuldarinnhefurlagtframskriflegakrfusemerafhenteWam;ttekinheimilisfangihans #( samkvmtskrningunni. $ )   v%N!* K|    K|  & ,  26.gr.K|݌ ( Ќ   J    J  AWganguraWYj;nustualYj;Wleguskrningarinnar.J݌  Ќ     EngumskalmeinaWuraWganguraWskrningarog_leitarYj;nustu_ԀalYj;Wleguskrrinnar  afannarristWuenYeirriaWhlutaWeigand',(-ifariekkieftirYeimverklagsreglumsemmlter a fyrirumYessumkafla. T, O|    O|Օ  VI.KAFLIO|Օ݌  Ќ   N     Ni  SrrttindiogfriWhelgi_eftirlitsyfirvalds_Ԁog_skrningaryfirvalds_.Ni݌   Ќ    K|    K|  27.gr.K|݌  X Ќ   J    J  LgaWili;friWhelgi.J<݌ K #  Ќ   1.  _EftirlitsyfirvaldiW_ԀskalhafarttarstWualYj;WlegslgaWilahafiYaWekkinYegarY    stWu.    2.  _EftirlitsyfirvaldiW_Ԁskal,samtembttismnnumsnumogstarfsliWi,nj;taYeirrarfriW   helgigagnvart_mls;knum_Ԁogstj;rnsUslumeWferWsemtilgreinderb;kuninni. wO  3.0  a.0v_EftirlitsyfirvaldiW_ԀskalveraundanYegiWskttumognj;taannarrasrrttindaeinsog B  kannaWverWakveWiWumsamningiviWhlutaWeigandigistirki.  vv 0  b.0v?Gistirki merkir,aWYverYessamlsgreinvarWar,YaWrkiYarsem_eftirlitsyfirvald   iW_ԀerstaWsett.{ vv 4.  Eignir,skjloggagnaogskjalasfnalYj;Wleguskrrinnarskulunj;tafriWhelgiogvera nF _friWhelg_ԀgagnvarthaldlagningueWaannarskonar_mls;knum_Ԁogstj;rnsUslumeWferW. 9 5.  AWYvervarWarkrfuhendur_skrningaryfirvaldi_Ԁskv.1.mgr.28.gr.eWa44.gr.skal  krefjandihafarttaWgangiaWnauWsynlegumupplUsingumogskjlumtilYessaWhonum  sgertkleiftaWskjakrfusna. r 6.  _EftirlitsyfirvaldiW_ԀgeturfelltniWurYfriWhelgisemveitterskv.4.mgr. e= O|    O|@  VII.KAFLIO|@g݌  Ќ   N     Nՠ  byrgW_skrningaryfirvalds_.Nՠ݌  Ќ    K|    K|  28.gr.K|Ρ݌ i Ќ   J    J9  byrgWogfjrhagslegartryggingar.J9c݌ \4 Ќ   1.  _Skrningaryfirvald_ԀskalberabyrgWgreiWsluskaWab;tavegnatapssemaWiliverWur ' fyrirogrekjambeinttilskekkjueWavanrkslu_skrningaryfirvalds_Ԁogembttismannaog  starfsliWsYesseWatilbilunaralYj;Wlega_skrningarkerfinu_ԀnemaYegar_bilunin_Ԁerafvldum  ;hjkvmilegseWa;viWrWanlegsatburWarsemekkireyndistunntaWkomavegfyrirmeW `  YvaWbeitabestuaWferWumsemvler__ԀsviWihnnunarogrekstrarrafrnnarskrningar, S+! m.a.aWferWumsemtengjast_ryggisafritun_Ԁogryggikerfaog_netsamstarfi_. " 2.  _SkrningaryfirvaldiW_ԀskalhvorkiberabyrgWsamkvmtmlsgreininnihraWframan # vegna_staWreyndavillna_ԀskrningarupplUsingum,sem_skrningaryfirvaldi_ԀberasteWaYaW  $ sendirYvformisemYvbrustYrupplUsingar,nvegnaaWgerWaeWaaWstWnasem !W% _skrningaryfirvaldiW_ԀogembttismennYessogstarfsliWeruekkibyrgfyrirogkomutilfyrir J""& viWtku_skrningarupplUsinga_ԀhjalYj;Wleguskrnni. #' 3.  HeimilteraWlkkabturskv.1.mgr.aWYvmarkisemsaWilisemfyrirtj;niverWur #( ollisjlfurtj;ninueWattiYttYv. $ ) 4.  _SkrningaryfirvaldiW_ԀskalaflasrvtryggingareWafjrhagslegrartryggingartilYessaW v%N!* mtaYeirriskaWab;taskyldusemumgeturYessarigrein,aWYvmarkisem_eftirlitsyfirvaldiW_ A&"+ kvarWarsamrmiviWb;kunina.  '",  '#- O|    O|)  VIII.KAFLIO|)P݌ ( Ќ   N     N  hrifalYj;WlegratryggingarrttindagagnvartYriWjuaWilum.N݌  Ќ    K|    K|  29.gr.K|ȭ݌  Ќ   J    J3  ForgangsrWandstWratryggingarrttinda.J3]݌ a Ќ   1.  SkrWtryggingarrttindigangaframarWrumsWarskrWumtryggingarrttindumog T, ;skrWumtryggingarrttindum.  2.  Forgangurfyrstnefndu_tryggingarrttindanna_ԀsamkvmtmlsgreininnihraWframan  viW:   ! !"i0J"  i0J   2$  a  .3  Ԉ0    jafnvelY;ttfyrstnefndu_tryggingarrttindin_ԀhafiveriWfengineWaYauskrWYegarraun  X verulegvitneskjalfyrirumnnurtryggingarrttindiogi0J݌K #  Ќ  "i0J"  i0J6 2$  b  .3  Ԉ0    jafnvelaWYvervarWarfyrirframgreiWsluafhlfuhandhafafyrstnefndu_tryggingarrtt    indanna_ԀsembUryfirslkrivitneskju.i0J6c݌   Ќ  3.  Kaupandihlutarfrrttindihonum:   ! !"i0J"  i0J>   2$  a  .3  Ԉ0    meWfyrirvaraumtryggingarrttindisemeruskrWYegarhannWlastYautryggingar wO  rttindiogi0J>k݌B  Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    ;hW;skrWumtryggingarrttindumjafnvelY;tthannhafiraunverulegavitneskjuum    slkrttindi.i0Jʵ݌  Ќ  4.  _SkilyrWabundinn_ԀkaupandieWaleigutakiWlastrttindiyfirfyrrnefndumhlut: {  ! !"i0J"  i0J   2$  a  .3  Ԉ0    meWfyrirvaraumtryggingarrttindisemeruskrWfyrirskrningualYj;Wlegu_trygg nF ingarrttindanna_Ԁsem_skilyrWabundni_ԀseljandinneWaleigusalinnrWayfirogi0J݌9 Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    ;hWtryggingarrttindumsemeruekkiskrWmeWfyrrnefndumhttiYeimtma  punktijafnvelY;tthannhafiraunverulegavitneskjuumYautryggingarrttindi.i0JϹ݌ Ќ  5.  HgteraWbreytaforgangsrWandstWratryggingarrttindaeWarttindasamkvmt r YessarigreinmeWsamningimillihandhafaYessararttindaenframsalshafivkjanditrygg e= ingarrttindaerY;ekkibundinnafsamningiumaWltaYautryggingarrttindivkjanema 0 slkthafi,YegarframsalttisrstaW,veriWskrWtengslumviWYannsamning.  6.  Forgangur,semtryggingarrttindihlutnj;tasamkvmtYessarigrein,nrtilg;Wa.  7.  SamningurYessi: i ! !"i0J"  i0J   2$  a  .3  Ԉ0    hefurekkihrifrttindiaWilahlut,Wrumenhlut,Y.e.hlutsemviWkomandihafWi \4 vrslusinniWurenhannvarsetturhlut,efYaurttindihaldagildisnusamkvmt ' gildandilgumaWsetningulokinniogi0J<݌ Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    kemurekkivegfyrirmyndunrttindahlut,Wrumenhlut,semhefurWurveriW  setturhlut,YegarYaurttindierumynduWsamkvmtgildandilgum.i0J1݌`  Ќ  K|    K|  30.gr.K|݌ " Ќ   J    J2  hrifaf;gjaldfrni.J2\݌ # Ќ   1.  0mlsmeWferWvegna;gjaldfrnigegnskuldarahafaalYj;Wlegtryggingarrttindigildi  $ efYauvoruskrWsamrmiviWYennansamningfyrirupphaf_;gjaldfrnimeWferWar_. !W% 2.  EkkertgreinYessariveikirgildialYj;WlegratryggingarrttindaviW_;gjaldfrnimeWferW_ J""& efrttindinhafagildisamkvmtgildandilgum. #' 3.  EkkertgreinYessarihefurhrif: #( ! !"i0J"  i0Jk   2$  a  .3  Ԉ0    lagakvWisemeigaviW_;gjaldfrnimeWferW_ԀogvarWa;gildinguviWskiptasem $ ) annaWhvortvilnakrfuhafaeWarUrarttindihansmeWsviksamlegumhtti,i0Jk݌v%N!* Ќ  "i0J"  i0J8 2$  b  .3  Ԉ0    mlsmeWferWarreglursemvarWaframfylgdrttindatileignarsemerundirstj;rneWa A&"+ eftirlitiskiptastj;ra.i0J8e݌ '", Ќ   '#- O|    O|  &  IX.KAFLIO|݌ ( Ќ   N     NZ  FramsaltilheyrandirttindaogalYj;Wlegratryggingarrttinda;  rttindiviW_krfuhafaskipti_.NZ݌  Ќ    K|    K|  31.gr.K|݌ a Ќ   J    J  hrifframsals.JE݌ T, Ќ   1.  Framsaltilheyrandirttindaskv.32.gr.frirframsalshafaeinnig,nemaaWilarnirkomist  aWsamkomulagiumannaW:'(  ! !"i0J"  i0J   2$  a  .3  Ԉ0    tengdalYj;Wlegtryggingarrttindiogi0J݌  Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    llrttindiogforgangsrWframseljandasamkvmtYessumsamningi.i0J݌ X Ќ  2.  EkkertsamningiYessumkemurvegfyrirframsalaWhlutatilheyrandirttindum K #  framseljanda.XegarumslktframsalaWhlutaeraWrWagetaframseljandiogframsalshafi    gertmeWsrsamkomulagumrttindihvorsumsigervarWatengdualYj;Wlegu_tryggingar    rttindin_ԀsemeruframseldsamkvmtmlsgreininnihraWframanenekkimeWYeimhtti   aWslktskaWistWuskuldaransnsamYykkishans. wO  3.  GildandilgkvarWa,meWfyrirvaraum4.mgr.,Yann_mlsvarnar_Ԅog_skuldajfnunarrtt_ B  semskuldarastendurtilboWagagnvartframsalshafa.    4.  Skuldarigetur,hvenrsemermeWskriflegumsamningi,afsalaWsrYeim_mlsvarnar_Ԅ   og_skuldajfnunarrtti_ԀsemumgeturmlsgreininnihraWframan,Wrumen_mlsvarnarrtti_ {  semleiWirafsviksamleguathfiafhlfu_framsalshafans_. nF 5.  EftilheyrandirttindieruframseldmeWtryggingufrastYauafturtil_framseljandans_ԀaW 9 svomikluleytisemYaueruenntilstaWarYegarYrskuldbindingar,semframsaliWtryggir,  hafaveriWefndar.  K|    K|U  32.gr.K|U|݌ e= Ќ   J    J  Formlegarkrfurvegnaframsals.J݌ 0 Ќ   1.  FramsaltilheyrandirttindayfirfrirtengdalYj;WlegtryggingarrttindiYvaWeinsaW  YaW:  ! !"i0J"  i0Jd   2$  a  .3  Ԉ0    sskriflegt,i0Jd݌i Ќ  "i0J"  i0JM 2$  b  .3  Ԉ0    geriYaWkleiftaWgreinatilheyrandirttindiYeimsamningisemYauverWarakintil \4 ogi0JMz݌' Ќ  "i0J"  i0J   2$  c  .3  Ԉ0    YegarumframsalmeWtryggingueraWrWa,geriYaWkleiftaWkvarWasamrmiviW  b;kuninaYrskuldbindingarsemerutryggWarmeWframsalinu,nYessaWnauWsynlegt  saWtakaframYfjrhWeWahmarksfjrhWsemertryggW.i0J݌`  Ќ  2.  FramsalalYj;Wlegratryggingarrttinda,semmyndasteWakveWiWerum_tryggingar S+! samningi_,erekkigiltnemasumeWalltengd,tilheyrandirttindisueinnigframseld. " 3.  SamningurYessigildirekkiaWYvervarWarframsaltilheyrandirttindasemfelurekki # sryfirfrslutengdumalYj;Wlegumtryggingarrttindum.  $ K|    K|  33.gr.K|݌ J""& Ќ   J    Ja  Skyldaskuldaragagnvartframsalshafa.Ja݌ #' Ќ   1.  AWYvmarkisemtilheyrandirttindiogtengdalYj;WlegtryggingarrttindihafaveriW #( yfirfrWsamrmiviW31.og32.gr.erskuldaribundinnafframsalinu,hvaWYessirttindi $ ) ogtryggingarrttindivarWar,ogberskyldatilaWinnagreiWsluafhenditil_framsalshafans_ԀeWa v%N!*  standameWWrumhttiskilumgagnvarthonumYogYvaWeinsaW: A&"+ ! !"i0J"  i0JZ   2$  a  .3  Ԉ0    & a  framseljandinnhafitilkynntskuldaranumskriflegaumframsaliWeWaYaWveriWgert ( meWheimild_framseljandans_Ԁogi0JZ݌ Ќ  'a("i0J"  i0J 2$  b  .3  Ԉ0    tilkynningintilgreiniviWkomanditilheyrandirttindi.i0JB݌ Ќ  2.  GreiWslaeWaefndirskuldaraskululeysahannundanbyrgWefYaWergertsamrmiviW a mlsgreininahraWframan,;hWWrumgreiWslumeWaefndumsemleysahannundan T, byrgW.  3.  EkkertYessarigreinhefurhrifforgangsrWandstWra_framsalsaWgerWa_.  K|    K|  34.gr.K|݌  X Ќ   J    J~  VanefndarrWiaWYvervarWarframsalmeWtryggingu.J~݌ K #  Ќ     Efframseljandiefnirekkiskuldbindingarsnarsamkvmtframsalitilheyrandirttinda    ogtengdraalYj;WlegratryggingarrttindasemtryggingugildakvWi8.gr.,9.gr.og11.!14.    gr.umtengslframseljandaogframsalshafa(oggilda,aWYvertilheyrandirttindivarWar,   aWYvmarkisemYaukvWigetagiltum_;efnislega_Ԁeign)lktogvsanir: wO  ! !"i0J"  i0Jv   2$  a  .3  Ԉ0    tiltryggWuskuldbindingarinnarogtryggingarinnarvruvsanirtilYeirrarskuldbind B  ingarsemertryggWmeWframsalitilheyrandirttindaogtengdraalYj;Wlegratrygg    ingarrttindaogYeirrartryggingarsemverWurtilmeWframsalinu,i0Jv݌  Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    til_tryggingarhafans_ԀeWakrfuhafansog_tryggingargjafans_ԀeWaskuldaransvruvsanir {  til_framsalshafans_Ԁog_framseljandans_,i0J݌nF Ќ  "i0J"  i0Jy   2$  c  .3  Ԉ0    tilhandhafaalYj;Wlegratryggingarrttindavruvsanirtil_framsalshafans_Ԁogi0Jy݌9 Ќ  "i0J"  i0J 2$  d  .3  Ԉ0    tilhlutarinsvruvsanirtilframseldratilheyrandirttindaogtengdraalYj;Wlegra  tryggingarrttinda.i0J݌ Ќ  K|    K|2  35.gr.K|2Y݌ e= Ќ   J    J  ForgangsrWandstWra_framsalsaWgerWa_.J݌ 0 Ќ   1.  EffyrirhendieruandstWar_framsalsaWgerWir_Ԁvegnatilheyrandirttindaoga.m.k.ein  Yessara_framsalsaWgerWa_ԀfelursrtengdalYj;WlegtryggingarrttindiogerskrWgilda  kvWi29.gr.lktogvsanirtilskrWratryggingarrttindavruvsanirtilframsalstilheyr i andirttindaogtengdraskrWratryggingarrttindaoglktogvsanirtilskrWraeWa;skrWra \4 tryggingarrttindavruvsanirtilskrWseWa_;skrWs_Ԁframsals. ' 2.  kvWi30.gr.gildaumframsaltilheyrandirttindalktogvsanirtilalYj;Wlegratrygg  ingarrttindavruvsanirtilframsalstilheyrandirttindaogtengdraalYj;Wlegratryggingar  rttinda. `  K|    K|  36.gr.K|݌ " Ќ   J    J)  ForgangsrWframsalshafaaWYvertekurtiltilheyrandirttinda.J)S݌ # Ќ   1.  FramsalshafitilheyrandirttindaogtengdraalYj;Wlegratryggingarrttinda,Yarsem  $ framsalhefurveriWskrW,nUturaWeinsforgangsgagnvartWrumframsalshafatilheyrandi !W% rttindaskv.1.mgr.35.gr.: J""& ! !"i0J"  i0J[   2$  a  .3  Ԉ0    efframkemursamningiYeimsemtilheyrandirttindiverWarakintilaWYausu #' tryggWmeWeWatengdviWkomandihlutogi0J[݌#( Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    aWYvmarkisemtilheyrandirttinditengjasthlut.i0J ݌$ ) Ќ  2.  AWYverbliWmlsgreininnihraWframanvarWartengjasttilheyrandirttindihlut v%N!* aWeinsaWYvmarkisemYeimfelstrtturtilgreiWslueWaefndasemtengjast: A&"+ ! !"i0J"  i0J   2$  a  .3  Ԉ0    fjrhWsemerinntafhendifyrirframognotuWtilkaupaviWkomandihlut,i0JA݌ '", Ќ  "i0J"  i0JF 2$  b  .3  Ԉ0    fjrhWsemerinntafhendifyrirframognotuWtilkaupaWrumhlutsemframselj '#- andinnttinnuralYj;Wlegtryggingarrttindiefframseljandinn_yfirfrWi_ԀYautrygg ( ingarrttinditil_framsalshafans_ԀogframsaliWhefurveriWskrW,i0JFs݌ Ќ  "i0J"  i0J   2$  c  .3  Ԉ0    YvverWisemberaWgreiWafyrirhlutinn,i0J݌ Ќ  "i0J"  i0J 2$  d  .3  Ԉ0    leigugjldumsemberaWgreiWafyrirhlutinneWai0J݌a Ќ  "i0J"  i0J   2$  e  .3  Ԉ0    WrumskuldbindingumsemrekjamtilviWskiptasemumgetur_undirliWunum_ԀhraW T, framan.i0J݌ Ќ  3.  0llumWrumtilvikumferumforgangsrWandstWra_framsalsaWgerWa_Ԁvegnatilheyrandi  rttindasamkvmtgildandilgum.   K|    K|  37.gr.K|?݌ K #  Ќ   J    J  hrifaf;gjaldfrniframseljanda.J݌    Ќ     kvWi30.gr.gildaummlsmeWferWvegna;gjaldfrnigegnframseljandalktog    vsanirtilskuldaravruvsanirtil_framseljandans_.   K|    K|M  38.gr.K|Mt݌ B  Ќ   J    J  _Krfuhafaskipti_.J ݌    Ќ   1.  SamkvmtgildandilgumhefurekkertYessumsamningi,meWfyrirvaraum2.mgr.,   hriffluntilheyrandirttindaogtengdraalYj;WlegratryggingarrttindameWkrfuhafa {  skiptumaWlgumeWasamkvmtsamningi. nF 2.  HeimilteraWbreytaforgangsrWmillirttinda,semumgeturmlsgreininnihraW 9 framan,ogandstWrarttindameWskriflegumsamningimillihandhafahvorrarttindaum  sigenframsalshafivkjanditryggingarrttindaerekkibundinnafsamningiumaWltartt  indinvkjanemaslkthafi,Yegarframsalf;rfram,veriWskrWtengslumviWYannsamning. r O|    O|   X.KAFLIO|  ݌ 0 Ќ   N     NY   RttindieWatryggingarrttindisemfallaundiryfirlUsingarsamningsrkja.NY  ݌  Ќ    K|    K|;   39.gr.K|; b ݌  Ќ   J    J   Rttindisemhafaforgangnskrningar.J  ݌ i Ќ   1.  Samningsrkigetur,hvenrsemermeWyfirlUsingusemerafhentvrsluaWilab;kunar \4 innartilvrslu,tilgreintmeWalmennumeWasrstkumhtti: ' ! !"i0J"  i0J   2$  a  .3  Ԉ0    YflokkalgbundinnarttindaeWatryggingarrttinda(annarraenrttindaeWatrygg  ingarrttindasem40.gr.tekurtil)semgangasamkvmtlgumfyrrnefndsrkisframar  tryggingarrttindumhlutsemjafngildirrttindumhandhafaskrWraalYj;Wlegratrygg `  ingarrttindaogskulugangaframarskrWumalYj;Wlegumtryggingarrttindum,hvort S+! semYaWerviWmlsmeWferWvegna;gjaldfrnieWautanhennar,ogi0J݌" Ќ  "i0J"  i0J~ 2$  b  .3  Ԉ0    aWekkertsamningiYessumskulihafahrifrttrkiseWarkisstofnunar,_millirkja # stofnunar_ԀeWaannarseinkarekinsveitandaopinberrarYj;nustutilaWleggjahaldeWa  $ haldaeftirhlut,samkvmtlgumhlutaWeigandirkis,tilgreiWslufjrhWasemslk !W% rkisstofnun,alYj;WastofnuneWaYj;nustuveitanditistandandiogtengjastmeWbein J""& umhttiYeirriYj;nustuervarWarfyrrnefndanhluteWaannanhlut.i0J~݌#' Ќ  2.  YfirlUsing,semergefintsamkvmtmlsgreininnihraWframan,geturfaliWsrupp #( lUsingarumflokkasemverWatileftiraWyfirlUsinginerafhenttilvrslu. $ ) 3.  LgbundinrttindieWatryggingarrttindigangaframaralYj;Wlegumtryggingarrttindum v%N!* YogYvaWeinsaWfyrrnefndurttindintilheyriflokkisemfellurundiryfirlUsingusem A&"+  afhentertilvrsluWurenalYj;Wlegu_tryggingarrttindin_ԀeruskrW.  '", 4.  & a  XrttfyrirmlsgreininahraWframangetursamningsrkijafnhliWafullgildingu,staWfest ( ingu,samYykkieWaaWildaWb;kuninni,lUstYvyfiraWrttindieWatryggingarrttindi,sem  tilhe'a(GyraflokkisemfellurundiryfirlUsingu,semergefintskv.aliW1.mgr.,skuliganga  framaralYj;WlegumtryggingarrttindumsemeruskrWfyrirYanndagerslkfullgilding, a staWfesting,samYykkieWaaWildferfram. T, K|    K|  40.gr.K|݌  Ќ   J    JO  _Skrningarhf_,lgbundinrttindieWatryggingarrttindi.JOy݌   Ќ     Samningsrkigetur,hvenrsemer,meWyfirlUsingusemerafhentvrsluaWilab;kunar  X innartilvrslutaliWuppflokkalgbundinnarttindaeWatryggingarrttindasemskuluvera K #  _skrningarhf_ԀsamkvmtsamningiYessum,lktogrttindineWa_tryggingarrttindin_Ԁvrual    Yj;WlegtryggingarrttindiogskalfariWmeWYausemslk.HeimilteraWgerabreytingar    slkriyfirlUsinguhvenrsemer.   O|    O|  XI.KAFLIO|݌ B  Ќ   N     N>  BeitingsamningsinsviWslu.N>h݌    Ќ    K|    K|  41.gr.K|݌   Ќ   J    J  SalaogfyrirhuguWsala.J݌ {  Ќ     SamningurYessigildirumslueWafyrirhugaWasluhlutareinsogkveWiWerumb;k nF uninnimeWorWnumbreytingum. 9 O|    O|   XII.KAFLIO| !݌  Ќ   N     N!  Lgsaga.N!!݌ r Ќ    K|    K|!"  42.gr.K|!"H"݌ e= Ќ   J    J"  ValvarnarYings.J""݌ 0 Ќ   1.  MeWfyrirvaraum43.og44.gr.hafad;mst;larsamningsrkis,semaWilaraWviWskiptum  velja,lgsguaWYvervarWarkrfusemsetterframsamkvmtsamningiYessum,hvortsem  YaWvarnarYingsemvaliWertengistaWilunumeWaviWskiptunumeWaekki.AWeinseinnd;m i st;llhefurslkalgsgunemaaWilarnirkomisrsamanumannaW. \4 2.  SamningurafYvtagiskalveraskriflegureWagerWurmeWWrumhttisamrmiviW ' formlegarkrfursemmlterfyrirumlgumYessvarnarYingssemvaliWer.  K|    K|<&  43.gr.K|<&c&݌ `  Ќ   J    J&  Lgsagaskv.13.gr.J&&݌ S+! Ќ   1.  D;mst;larsamningsrkis,semaWilarnirvelja,ogd;mst;lar_samningsrkisins_ԀYvland " svWiYarsemviWkomandihluturerstaWsetturhafalgsgutilaWbeitarttarrrWiskv.a, # bogcliW1.mgr.og4.mgr.13.gr.aWYverYannhlutvarWar.  $ 2.  EftirfarandiaWilarhafalgsgutilaWbeitarttarrrWumskv.dliW1.mgr.13.gr.eWa !W% WrumrttarrrWumtilbrWabirgWameWskrskotuntil4.mgr.13.gr.: J""& ! !"i0J"  i0J!*   2$  a  .3  Ԉ0    d;mst;larsemaWilarnirveljaeWai0J!*N*݌#' Ќ  "i0J"  i0J*+ 2$  b  .3  Ԉ0    d;mst;larsamningsrkislandsvWiYarsemskuldarierstaWsetturefumrWirrttar #( rrWisemaWeinserhgtaWframfylgjalandsvWiYesssamningsrkissamkvmt $ ) fyrirmlumrskurWarinssemheimilarrrWiW.i0J*+W+݌v%N!* Ќ  3.  D;mst;llfermeWlgsgusamkvmtmlsgreininnihraWframanjafnvelY;ttendan A&"+ legurrskurWurvegnaYeirrarkrfusemumgetur1.mgr.13.gr.verWieWakunniaWvera  '", kveWinnuppafd;mst;liannarssamningsrkiseWagerWard;mi. '#- ЇK|    K|.  44.gr.K|..݌ ( Ќ   J    J'/  LgsagatilaWrskurWagegn_skrningaryfirvaldi_.J'/Q/݌  Ќ   1.  D;mst;larYarsem_skrningaryfirvald_ԀhefurmiWstWstj;rnsUslusinnarhafaeinirlg  sgutilaWdmaskaWabtureWarskurWagegn_skrningaryfirvaldi_. a 2.  EfaWilibregstekkiviWkrfu,semersettframskv.25.gr.,eWaefYessiaWilierekki T, lengurfyrirhendieWafinnstekkitilYessaWunntsaWrskurWagegnhonum,YarsemYess  erkrafistaWhannfiskrninguna_afmWa_,skuluYeird;mst;lar,semumgeturmlsgreininni  hraWframan,einirhafalgsgu,aWkrfuskuldaraeWatilvonandiskuldara,tilaWrskurWa   gegn_skrningaryfirvaldinu_ԀYarsemYesserkrafistaWYaWafmiskrninguna.  X 3.  EfaWilihltirekkirskurWid;mst;ls,semfermeWlgsgusamkvmtsamningiYessum, K #  eWa,efuminnlendtryggingarrttindieraWrWa,rskurWiYartilbrsd;mst;lsYarsemYess    erkrafistaWfyrrnefnduraWilifiskrningunnibreytteWahana_afmWa_Ԁgetad;mst;larnir,sem    umgetur1.mgr.,gefiW_skrningaryfirvaldi_ԀfyrirmliumaWgerarWstafanirsemdugatil   YessaWfyrrnefndumrskurWisfylgt. wO  4.  AWWruleytienYvsemkveWiWerummlsgreinunumhraWframanerengumd;m B  st;liheimiltaWsetjaframrskurWieWafellad;maeWatakakvarWanirsemerubindandifyrir    _skrningaryfirvaldiW_.   K|    K|8  45.gr.K|8'8݌ nF Ќ   J    J8  LgsagaaWYvervarWarmlsmeWferWvegna;gjaldfrni.J88݌ 9 Ќ     kvWiYessakaflagildaekkiummlsmeWferWvegna;gjaldfrni.  O|    O|9  XIII.KAFLIO|9:݌ r Ќ   N     Nu:  TengslviWaWrasamninga.Nu::݌ e= Ќ    K|    K|%;  45.gr.a.K|%;L;݌ 0 Ќ   J    J;  TengslviWsamningSameinuWuYj;Wannaumframsal  _viWskiptakrafna_ԀalYj;WaviWskiptum.J;;݌  Ќ     SamningurYessigengurframarsamningiSameinuWuYj;Wannaumframsal_viWskipta i krafna_ԀalYj;WaviWskiptum,semvarlagWurframtilundirritunar_New_Ԁ_York_Ԁ12.desember \4 2001,aWsvomikluleytisemhannviWumframsal_viWskiptakrafna_Ԁsemmyndatilheyrandi ' rttindisemtengjastalYj;Wlegumtryggingarrttindum_loftfarshlutum_,jrnbrautarvgnum  og_geimeignum_.  K|    K|?  46.gr.K|??݌ S+! Ќ   J    JW@  TengslviW_UNIDROIT_ԄsamninginnumalYj;Wlegafjrmgnunarleigu.JW@@݌ " Ќ     TengslYessasamningsog_UNIDROIT_ԄsamningsinsumalYj;Wlegafjrmgnunarleigu, # semvarundirritaWur_Ottawa_Ԁ28.ma1988,mkvarWab;kuninni.  $ O|    O|pB  XIV.KAFLIO|pBB݌ J""& Ќ   N     NC  LokakvWi.NC/C݌ #' Ќ    K|    K|C  47.gr.K|CC݌ #( Ќ   J    J6D  Undirritun,fullgilding,staWfesting,samYykkieWaaWild.J6D`D݌ $ ) Ќ   1.  SamningurYessiskalliggjaframmitilundirritunarHfWaborg16.n;vember2001af v%N!* hlfu_Ytttkurkja_ԀrWstefnustj;rnarerindrekaumsamYykktsamningsumhreyfanlegan A&"+ bnaWogb;kunarumloftfrsemvarhaldinHfWaborg29.okt;bertil16.n;vember2001.  '", Eftir16.n;vember2001skalsamningurinnliggjaframmiaWalstWvum_AlYj;Wastofnunar '#- innar_Ԁfyrirsamrmingueinkamlarttar(_UNIDROIT_)R;mtilundirritunarafhlfuallra ( rkjaYartilhannWlastgildisamrmiviW49.gr.  2.  SamningurYessiermeWfyrirvaraumfullgildingu,staWfestingueWasamYykkirkjasem  hafaundirritaWhann. a 3.  HvertYaWrkisemundirritarekkisamningYennangeturgerstaWiliaWhonumhvenr T, semer.  4.  Fullgilding,staWfesting,samYykkieWaaWildferframmeWYvaWafhendavrsluaWila  formlegtskjalYessefnistilvrslu.   K|    K|IJ  48.gr.K|IJpJ݌ K #  Ќ   J    JJ  SvWisstofnanirumefnahagssamvinnu.JJK݌    Ќ   1.  SvWisstofnunumefnahagssamvinnu,semfullvaldarkistofnalgformlegaoghefur    valdheimildirtilteknummlumsemsamningurYessitekurtil,ersamahttheimiltaW   undirrita,staWfestaeWasamYykkjasamningYennaneWagerastaWiliaWhonum.0Yvtilviki wO  skalhlutaWeigandisvWisstofnunumefnahagssamvinnuhafarttindiogskyldursamnings B  rkis,aWsvomikluleytisemml,semsamningurYessitekurtil,heyraundirhana.Hafifjldi    samningsrkjasrstakaYUWingusamkvmtsamningiYessumskalhlutaWeigandisvWisstofn   unumefnahagssamvinnuekkiveratalinsamningsrki,aukaWildarrkjasinnasemerusamn {  ingsrki. nF 2.  HlutaWeigandisvWisstofnunumefnahagssamvinnuskal,viWundirritun,staWfestingu, 9 samYykkieWaaWild,tilgreinayfirlUsingutilvrsluaWilahvaWaml,semsamningurYessi  tekurtil,aWildarrkihennarhafifrtundirvaldsviWhennar.HlutaWeigandisvWisstofnunum  efnahagssamvinnuskaltilkynnavrsluaWilatafarlaustumhverskynsbreytingarsemverWa r skiptinguvaldheimilda,m.a.nUjatilfrsluvaldheimilda,semgreinterfryfirlUsingunni e= samkvmtYessarimlsgrein. 0 3.  Hverskynsvsanirtil?samningsrkis eWa?samningsrkja eWa?samningsaWila samn  ingiYessumgildasamahttumsvWisstofnunumefnahagssamvinnukrefjistsamhengi  Yess. i K|    K|R  49.gr.K|RR݌ ' Ќ   J    J_S  Gildistaka.J_SS݌  Ќ   1.  SamningurYessiWlastgildifyrstadagnstamnaWareftiraWYrrmnuWireruliWnir  frYeimdegiYegarYriWjaskjaliWumfullgildingu,staWfestingu,samYykkieWaaWilderafhent `  tilvrslu,enaWeinsaWYvervarWarflokkhlutasemkvWib;kunargildaum: S+! ! !"i0J"  i0JU   2$  a  .3  Ԉ0    frogmeWgildistkudegiviWkomandib;kunar,i0JUU݌" Ќ  "i0J"  i0JV 2$  b  .3  Ԉ0    meWfyrirvaraumskilmlab;kunarinnarogi0JVV݌# Ќ  "i0J"  i0JW   2$  c  .3  Ԉ0    millirkjasemeruaWilaraWsamningiYessumogb;kuninni.i0JWW݌ $ Ќ  2.  SamningurYessiWlastgildi,aWYvernnurrkivarWar,fyrstadagnstamnaWareftir !W% aWYrrmnuWireruliWnirfrYeimdegiYegarskjlYeirraumfullgildingu,staWfestingu, J""& samYykkieWaaWilderuafhenttilvrslu,enaWeinsaWYvervarWarflokkhlutasemkvWi #' b;kunargildaumogmeWfyrirvaraum,aWYverslkab;kunvarWar,krfura,bogcliWar #( mlsgreininnihraWframan. $ )   v%N!* &     K|    K|[  50.gr.K|[[݌ ( Ќ   J    J$\  _InnanlandsviWskipti_.J$\N\݌  Ќ   1.  Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kuninaeWagerist  aWiliaWhenni,lUstYvyfiraWsamningurYessiskuliekkieigaviWumviWskipti,semeru a '(h[_innanlandsviWskipti_,aWYverYaWrkivarWarmeWtillititilallragerWahlutaeWasumraYeirra. T, 2.  XrttfyrirmlsgreininahraWframangildakvWi4.mgr.8.gr.,1.mgr.9.gr.,16.gr.,  V.kafla,29.gr.oghverYaukvWiYessasamnings,semvarWaskrWtryggingarrttindi,um  _innanlandsviWskipti_.   3.  HafitilkynninguminnlendtryggingarrttindiveriWskrWalYj;Wleguskrnahefurs  X staWreyndaWslktryggingarrttindihafiveriWfenginWrumaWilameWframsalieWakrfu K #  hafaskiptumsamkvmtgildandilgumenginhrifforganghandhafaYessaratryggingar    rttindaskv.29.gr.    K|    K|a  51.gr.K|aa݌ wO  Ќ   J    JZb  SWarib;kanir.JZbb݌ B  Ќ   1.  VrsluaWilaerheimiltaWkomaf;tvinnuh;pum,samstarfiviWviWkomandifrjls    flagasamtksemhanntelurviWhfi,YvskyniaWmetahagkvmniYessaWtvkkagildis   sviWYessasamnings,meWeinnib;kuneWafleiri,YannigaWhannnitilverWmtrahluta {  hvaWaflokkihreyfanlegsbnaWarsemer,annarraenflokkisemumgetur3.mgr.2.gr., nF Yarsemhverstakurhluturflokknumer_auWgreinanlegur_,ogtiltilheyrandirttindasem 9 tengjastslkumhlutum.  2.  VrsluaWiliskalsendatexta_brWabirgWadraga_ԀaWb;kun,semvarWarflokkhluta,sem  fyrrnefndurvinnuh;purhefursamiW,llumaWilumsemeigaaWildaWsamningiYessum,llum r aWildarrkjumvrsluaWila,aWildarrkjumSameinuWuYj;WannasemeigaekkiaWildaWvrslu e= aWilaoghlutaWeigandi_millirkjastofnunum_Ԁogskalbj;WaYessumrkjumogstofnunumaW 0 takaYttsamningaviWrWumrkjamillisemmiWaaWYvaWgangafrslkumdrgumaW  b;kungrundvellislkra_brWabirgWadraga_ԀaWhenni.  3.  VrsluaWiliskaleinnigsendatexta_brWabirgWadraga_ԀaWb;kunsemfyrrnefndurvinnu i h;purhefursamiWtilviWkomandifrjlsraflagasamtaka,eftirYvsemhanntelurviWhfi. \4 FyrrnefndumfrjlsumflagasamtkumskalYegarstaWboWiWaWsendavrsluaWilaathuga ' semdirviWtexta_brWabirgWadraga_ԀaWb;kuninniogtakaYttaWsemjadrgaWhennisem  heyrnarfulltrar.  4.  XegartilYessbrarstofnanirvrsluaWilaltasvoaWdrgaWfyrrnefndrib;kunsutil `  bintilsamYykktarskalvrsluaWilikallasamanrWstefnustj;rnarerindrekatilYessaWsam S+! Yykkjab;kunina. " 5.  EftiraWfyrrnefndb;kunhefurveriWsamYykkt,meWfyrirvaraum6.mgr.,skalsamn # ingurYessigildaumYannflokkhlutasemb;kunintekurtil.  $ 6.  kvWi45.gr.asamningiYessumgildaYvaWeinsumfyrrnefndab;kunaWsrstaklega !W% skveWiWumYaWb;kuninni. J""& K|    K|on  52.gr.K|onn݌ #( Ќ   J    Jo  _SvWiseiningar_.Jo+o݌ $ ) Ќ   1.  Effyrirhendieru_svWiseiningar_Ԁinnansamningsrkis,Yarsem;lklagakerfigilda v%N!* tengslumviWmlefnisemsamningurYessitekurtil,geturhlutaWeigandisamningsrkilUstYv A&"+  yfir,jafnhliWafullgildingu,staWfestingu,samYykkieWaaWild,aWgildissviWYessasamnings  '", skuli& a  ntilallra_svWiseininga_ԀYesseWaeinnarYeirraeWafleirioggeturbreyttyfirlUsingu ( sinnimeWYvaWsendaaWrayfirlUsinguhvenrsemer.  'a(q2.  0slkriyfirlUsinguskalYaWskUrttekiWframtilhvaWa_svWiseininga_ԀsamningurYessi  tekur. a 3.  EfsamningsrkihefurekkigefiWtyfirlUsinguskv.1.mgr.gildirsamningurYessigagn T, vartllum_svWiseiningum_ԀhlutaWeigandirkis.  4.  EfsamningsrkilturgildissviWYessasamningsntileinnar_svWiseiningar_ԀsinnareWa  fleirierheimiltaWgefatyfirlUsingar,semleyfWarerusamkvmtsamningiYessum,vegna   srhverrarslkrar_svWiseiningar_ԀoggetayfirlUsingar,semerugefnartvegnaeinnar_svWis  X einingar_,veriWfrbrugWnarYeimsemgefnarerutvegnaannarrar_svWiseiningar_. K #  5.  EfYessisamningurnrtileinnar_svWiseiningar_ԀsamningsrkiseWafleirikraftiyfir    lUsingarskv.1.mgr.:    ! !"i0J"  i0Jw   2$  a  .3  Ԉ0    eraWeinslitiWsvoaWskuldarisstaWsettursamningsrkiefhannerskrWursemlg   aWilieWastofnaWursamkvmtlgumsemgildainnan_svWiseiningar_Ԁsemfellurundir wO  YennansamningeWaefhannhefurskrWaskrifstofueWalgboWiWaWsetur,miWstW B  stj;rnsUslu,starfsstWeWafastabsetuinnan_svWiseiningar_ԀsemfellurundirYennan    samning,i0Jww݌  Ќ  "i0J"  i0Jz 2$  b  .3  Ԉ0    telstvsuntilstaWsetningarhlutarsamningsrkiveravsuntilstaWsetningarhansinnan {  _svWiseiningar_ԀsemfellurundirYennansamningogi0Jz{݌nF Ќ  "i0J"  i0J|   2$  c  .3  Ԉ0    skallitiWsvoaWvsanirtilstj;rnvaldaYvsamningsrkivsitilYeirrastj;rnvalda 9 semhafalgsguinnan_svWiseiningar_ԀsemfellurundirYennansamning.i0J||݌ Ќ  K|    K|J~  53.gr.K|J~q~݌ r Ќ   J    J~  kvrWunumd;mst;la.J~݌ e= Ќ     Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kuninaeWagerist 0 aWiliaWhenni,lUstYvyfirhverskuliverahlutaWeigandid;mst;lleWad;mst;larmeWtilliti  til1.gr.ogXII.kaflaYessasamnings.  K|    K|  54.gr.K|݌ \4 Ќ   J    J  YfirlUsingarvarWandirrWi.J݌ ' Ќ   1.  Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kuninaeWagerist  aWiliaWhenni,lUstYvyfiraWmeWanhlutur,semermeWtryggingarrtti,erstaWsetturinnan  landsvWisYesseWaerstj;rnaWfrlandsvWiYessskuli_tryggingarhafi_Ԁekkileigjahlutinn `  tYvlandsvWi. S+! 2.  Samningsrkiskal,YegarYaWfullgildir,staWfestireWasamYykkirb;kuninaeWagerist " aWiliaWhenni,lUsaYvyfirhvorteinungissheimiltaWbeitarrWi,semkrfuhafastendur # tilboWasamkvmtkvWiYessasamningsenekkikemurframaWtilYurfibeiWnitilhlutaW  $ eigandid;mst;ls,aWfengnuleyfid;mst;lsins. !W% K|    K|  55.gr.K|@݌ #' Ќ   J    J  YfirlUsingarvarWandirttarrrWimeWanendanlegsrskurWarerbeWiW.JՆ݌ #( Ќ     Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kuninaeWagerist $ ) aWiliaWhenni,lUstYvyfiraWYaWmuniekkibeitakvWum13.gr.eWa43.gr.,eWabeggja v%N!* greina,aWlluleytieWaaWhluta.0yfirlUsingunniskalkomaframviWhvaWaaWstWurviW A&"+ komandigreinverWurbeitt,efhenniverWurbeittaWhluta,eWaaWWrumkostihvaWaannars  '", konarrttarrrWumtilbrWabirgWaverWurbeitt. '#- ЇK|    K|  &  56.gr.K|B݌ ( Ќ   J    J  FyrirvararogyfirlUsingar.J݌  Ќ   1.  :heimilteraWgerafyrirvaraviWsamningYennanenheimilteraWgefatyfirlUsingar  skv.39.,40.,50.,52.,53.,54.,55.,57.,58.og60.gr.samrmiviWYaukvWi. a '(a2.  TilkynnabervrsluaWilaskriflegaumsrhverjayfirlUsingueWasWariyfirlUsingueWa T, srhverjaafturkllunyfirlUsingarsemergefintsamkvmtsamningiYessum.  K|    K|l  57.gr.K|l݌   Ќ   J    J  SWariyfirlUsingar.J(݌  X Ќ   1.  SamningsaWiligeturgefiWtsWariyfirlUsingu,aWraenyfirlUsinguskv.60.gr.,hvenr K #  semereftirYanndagYegarsamningurYessihefurWlastgildigagnvarthonum,meWYvaW    tilkynnavrsluaWilaumYaW.    2.  SrhversWariyfirlUsingtekurgildifyrstadagnstamnaWareftiraWliWnirerusexmn   uWirfrYeimdegiYegarvrsluaWiliveitirtilkynningunniviWtku.Komiframtilkynning wO  unniaWlengritmilWiunsfyrrnefndyfirlUsingtekurgildiskalhntakagildiaWYeimtma B  liWnumogeftiraWvrsluaWilihefurveitttilkynningunniviWtku.    3.  XrttfyrirmlsgreinarnarhraWframangildirYessisamningurframeinsogengarslk   arsWariyfirlUsingarhafiveriWgefnart,aWYvervarWarllrttindiogtryggingarrttindi {  semurWutilfyrirgildistkudagsrhverrarslkrarsWariyfirlUsingar. nF K|    K|[  58.gr.K|[݌  Ќ   J    J  AfturkllunyfirlUsinga.J݌  Ќ   1.  SrhversamningsaWili,semhefurgefiWtyfirlUsingusamkvmtsamningiYessum,aWra r enyfirlUsinguskv.60.gr.,geturafturkallaWhanahvenrsemermeWYvaWtilkynnavrslu e= aWilaumYaW.SlkafturkllunskaltakagildifyrstadagnstamnaWareftiraWliWnirerusex 0 mnuWirfrYeimdegiYegarvrsluaWiliveitirtilkynningunniviWtku.  2.  XrttfyrirmlsgreininahraWframangildirsamningurYessiframeinsogenginslk  afturkllunyfirlUsingarhafifariWfram,aWYvervarWarllrttindiogtryggingarrttindisem i urWutilfyrirgildistkudagslkrarafturkllunar. \4 K|    K|  59.gr.K| ݌  Ќ   J    Jv  Uppsagnir.Jv݌  Ќ   1.  SrhversamningsaWiligetursagtsamningiYessumuppmeWskriflegritilkynningutil `  vrsluaWila. S+! 2.  SrhverslkuppsgntekurgildifyrstadagnstamnaWareftiraWliWnirerut;lfmnuWir " frYeimdegiYegarvrsluaWiliveitirtilkynninguviWtku. # 3.  XrttfyrirmlsgreinarnarhraWframangildirsamningurYessiframeinsogenginslk  $ uppsgnhafittsrstaW,aWYvervarWarllrttindiogtryggingarrttindisemurWutilfyrir !W% gildistkudagslkraruppsagnar. J""& K|    K|ܛ  60.gr.K|ܛ݌ #( Ќ   J    Jn  UmbreytingarkvWi.Jn݌ $ ) Ќ   1.  Samningurinngildirekki,nemasamningsrkilUsiWruyfirhvenrsemer,umeldrirtt v%N!* indieWatryggingarrttindisemhaldaYeimforgangisemYauhfWusamkvmtgildandi A&"+  lgumfyrirgildistkudagYessasamnings.  '", 2.  &   AWYvervarWarvliW1.gr.ogkvrWun_forgangsraWar_ԀsamkvmtsamningiYessum: ( ! !"i0J"  i0J5   2$  a  .3  Ԉ0    merkir?_gildistkudagur_ԀYessasamnings ,aWYverskuldaravarWar,sdagurYegar  samningurYessiWlastgildieWasdagurYegarrkiW,YarsemskuldarinnerstaWsettur,  geristsamningsrki,hvortsemsWarverWur,ogi0J5b݌a Ќ  '(c"i0J"  i0Jz 2$  b  .3  Ԉ0    erskuldaritalinnstaWsetturrkiYarsemhannhefurmiWstWstj;rnsUslusinnareWa, T, hafihannengaslkamiWstW,starfsstWsnaeWa,hafihannfleirieneinastarfsstW,  _aWalstarfsstW_ԀsnaeWa,hafihannengastarfsstW,fastabsetu.i0Jz݌ Ќ  3.  Samningsrkigetur,yfirlUsingusinniskv.1.mgr.,tilgreintdag,semberekkiuppfyrr   enYremurrumeftirgildistkudagyfirlUsingarinnar,YegarsamningurYessiogb;kunin  X munuWlastgildi,aWYverkvrWun_forgangsraWar_ԀvarWar,m.a.verndungildandiforgangs, K #  gagnvarteldrirttindumeWatryggingarrttindum,semstafaafsamningisemvargerWur    YegarskuldarinnvarstaWsetturrkisemumgeturbliWmlsgreinarinnarhraWframan,    enaWeinsaWYvmarkiogYannhttsemertilgreintyfirlUsinguYess.   K|    K|  61.gr.K|݌ B  Ќ   J    JN  EndurskoWunarrWstefnur,breytingarogtengdmlefni.JNx݌    Ќ   1.  VrsluaWiliskaltakasamanskUrslurrhvert,eWaWrumtmaeftirYvsemaWstWur   kunnaaWkrefjast,fyrirsamningsaWilanaumYaWhvernighiWalYj;Wlegafyrirkomulag,sem {  erkomiWmeWsamningiYessum,hefurreynst.ViWgerWfyrrnefndraskUrslnaskalvrsluaWili nF hafahliWsj;nafskUrslum_eftirlitsyfirvaldsins_ԀumstarfsemialYj;Wlega_skrningarkerfisins_. 9 2.  VrsluaWiliskal,samrWiviW_eftirlitsyfirvaldiW_,kallasamanendurskoWunarrWstefnur  samningsaWilanna,Wruhverjuogfaria.m.k.fj;rWungursamningsaWilaframYaW,Yarsem  fjallaskalum: r ! !"i0J"  i0J   2$  a  .3  Ԉ0    framkvmdYessasamningsreyndoghversu_skilvirkur_ԀhannreynistviWaWgreiWa e= fyrir_eignartengdri_ԀfjrmgnunogleiguYeimhlutumsemfallaundirskilmlahans,i0J݌0 Ќ  "i0J"  i0J֭ 2$  b  .3  Ԉ0    lagalegatlkunogbeitinguskilmlaYessasamningsogreglnanna,i0J֭݌ Ќ  "i0J"  i0J   2$  c  .3  Ԉ0    starfsemialYj;Wlega_skrningarkerfisins_,frammistWu_skrningaryfirvaldsins_Ԁogeftirlit  meWYvafhlfu_eftirlitsyfirvaldsins_,meWhliWsj;nafskUrslum_eftirlitsyfirvaldsins_Ԁogi0J$݌i Ќ  "i0J"  i0J9 2$  d  .3  Ԉ0    hvortskilegteraWgerabreytingarsamningiYessumeWafyrirkomulagitengslum \4 viWalYj;Wleguskrna.i0J9f݌' Ќ  3.  MeWfyrirvaraum4.mgr.Yurfaa.m.k.tveirYriWjuhlutarsamningsaWila,semtakaYtt  rWstefnunnisemumgeturmlsgreininnihraWframan,aWsamYykkjabreytinguYessum  samningiogWlastslkbreytingsWangildigagnvartYeimrkjum,semhafafullgilt,staWfest `  eWasamYykkthana,YegarYrjrkihafafullgiltbreytinguna,staWfesthanaeWasamYykkt S+! samrmiviWkvWi49.gr.umgildistkuhennar. " 4.  EigitillagaaWbreytingusamningiYessumaWgildaumfleirieneinnflokkbnaWar # skulua.m.k.tveirYriWjuhlutarsamningsaWilaaWsrhverrib;kun,semtakaYttrWstefnunni  $ semumgetur2.mgr.,einnigsamYykkjaslkabreytingu. !W% K|    K|c  62.gr.K|c݌ #' Ќ   J    J  VrsluaWilioghlutverkhans.J݌ #( Ќ   1.  Skjlumfullgildingu,staWfestingu,samYykkieWaaWildskalafhendatilvrsluhj_Al $ ) Yj;Wastofnuninni_Ԁfyrirsamrmingueinkamlarttar(_UNIDROIT_),semhrmeWertilnefnd v%N!*  semvrsluaWilisamningsins. A&"+ 2.  &   VrsluaWiliskal: ( ! !"i0J"  i0J   2$  a  .3  Ԉ0    tilkynnallumsamningsrkjumum:i0J݌ Ќ  "m"  m0  0 v2$  i  .3  Ԉ0  srhverjanUjaundirrituneWaafhendinguskjalsumfullgildingu,staWfestingu,sam  YykkieWaaWildtilvrsluogumviWeigandidagsetningu,m݌a Ќ  '(0"m"  mZ0  0 v2$  ii  .3  Ԉ0  gildistkudagYessasamnings,mZ݌T, Ќ  "m"  m0  0 v2$  iii  .3  Ԉ0  srhverjayfirlUsingusemergefintsamrmiviWsamningYennanogumviW  eigandidagsetningu,m݌ Ќ  "m"  m0  0 v2$  iv  .3  Ԉ0  afturkllunsrhverraryfirlUsingareWabreytinguhenniogumviWeigandidag   setninguogm4݌ X Ќ  "m"  m0  0 v2$  v  .3  Ԉ0  tilkynninguumsrhverjauppsgnYessasamningsogumviWeigandidagsetningu, K #  samtgildistkudegiuppsagnar,m݌   Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    sendallumsamningsrkjumstaWfestrttendurritYessasamnings,i0J>݌   Ќ  "i0J"  i0J4   2$  c  .3  Ԉ0    lta_eftirlitsyfirvaldinu_Ԁog_skrningaryfirvaldinu_Ԁtendurritsrhversskjalsumfull   gildingu,staWfestingu,samYykkieWaaWild,samtdagsetninguafhendingartilvrslu, wO  endurritsrhverraryfirlUsingareWaafturkllunaryfirlUsingareWabreytingarhenni B  ogendurritsrhverrartilkynningarumuppsgn,samtdagsetningutilkynningar,    YannigaWupplUsingar,semYareraWfinna,suauWveldlegaogfullkomlegaaWgengi   legarogi0J4a݌{  Ќ  "i0J"  i0J 2$  d  .3  Ԉ0    sinnaYeimstrfumWrumsemvrsluaWilarhafaalmenntmeWhndum.i0J݌nF Ќ    XESSUTILSTAVFESTUhafaundirritaWirfulltrar,semtilYesshafafulltumboW,  undirritaWsamningYennan.    GJRTHfWaborg16.n;vember2001einufrumritiensku,arabsku,knversku, r frnsku,rssneskuogspnskuogeruallirtextarjafngildirogWlastgildiYegarsameiginleg e= skrifstofarWstefnunnar,undirstj;rnforsetarWstefnunnar,hefur,innannutudagafrYeim 0 degi,staWfestaWsamrmismillitextanna.   FylgiskjalII. ' lAuF) dE?# A^l     B:KUN `  viWsamninginnumalYj;WlegtryggingarrttindihreyfanlegumbnaWi, S+! ummlefnisemvarWaaWeinsloftfr. "    R0KIN,SEMERUAVILARAVB:KUNXESSARI,  $   SEMTELJAaWnauWsynberitilaWframkvmasamninginnumalYj;Wlegartryggingar !W% hreyfanlegumtkjabnaWi(hreftirnefndur?samningurinn ),aWYvleytisemhannlUtur J""& aWbnaWiloftfr,lj;siYeirramarkmiWasemsetteruframformlsorWumsamningsins, #'   SEMERUMINNUGnauWsynjarYessaWlagasamninginnaWsrstkumkrfumsviWi #( fjrmgnunarloftfaraogtvkkagildissviWsamningsinsYannigaWhanntakitilsamningaum $ ) slubnaWarloftfr, v%N!*   SEMERUMINNUGmeginreglnaogmarkmiWasamYykktarinnarum_alYj;Waflugml_ A&"+ semvarundirrituW_Chicago_Ԁ7.desember1944,  '",   HAFAORVIVSTTumeftirfarandikvWiumbnaWloftfr: '#- ЇO|    O|4  I.KAFLIO|4[݌ ( Ќ   N     N  GildissviWogalmennkvWi.N݌  Ќ    K|    K|z  I.gr.K|z݌  Ќ   J    J   Skilgreiningarhugtkum.J 5݌ a Ќ   1.  0b;kunYessariermerkinghugtakassamaogsetterframsamningnum,nemaannaW T, leiWiafsamhengi.  ! !2.  0b;kunYessarierueftirfarandihugtknotuWYeirrimerkingusemsetterframhraW  aftan:   "i0J"  i0J*   2$  a  .3  Ԉ0    ?loftfar merkirloftfr,einsogYaWorWerskilgreintaWYvertekurtil_Chicago_Ԅsam  X Yykktarinnar,semeruannaWhvort_flugskrokkur_ԀmeWfestumhreyflumloftfaraeWa K #  Yyrlur;i0J*W݌   Ќ  "i0J"  i0JD 2$  b  .3  Ԉ0    ?hreyflarloftfara merkirhreyflaloftfara(aWraenYsemerunotaWirhjher,_toll    Yj;nustu_ԀeWalgreglu)semeruknnir_YrUstilofti_ԀeWameW_hverfil_ԄeWa_bullutkni_Ԁogi0JDq݌  Ќ  "m"  m0  0 v2$  i  .3  Ԉ0  erumrWirhreyflaloftfaraknna_YrUstilofti_,hafaknUsemera.m.k.1750pund wO  eWajafngildihans;ogm݌B  Ќ  "m"  m50  0 v2$  ii  .3  Ԉ0  erumrWirhreyflaloftfaraknnameW_hverfil_ԄeWa_bullutkni_,hafa_snningsss    nafnhestfl_ԀviWflugtaksemerua.m.k.550eWajafngildiYeirra;samtllum   einingumogWrum_uppsettum_,_innfelldum_ԀeWafestumfylgihlutum,hlutumog {  tkjabnaWiogllumggnum,handb;kumogskrmsemYeimtengjast;m5b݌nF Ќ  "i0J"  i0Jc   2$  c  .3  Ԉ0    ?_loftfarshlutir_ merkir_flugskrokka_,hreyflaloftfaraogYyrlur;i0Jc݌9 Ќ  "i0J"  i0J 2$  d  .3  Ԉ0    ?skrumloftfr merkirskrsemrkiheldureWayfirvaldsemskriralYj;Wleg_sam  merki_ԀaWYvertekurtil_Chicago_ԄsamYykktarinnar;i0J݌ Ќ  "i0J"  i0J   2$  e  .3  Ԉ0    ?_flugskrokkar_ merkir_flugskrokka_Ԁ(aWraenYsemerunotaWirhjher,_tollYj;nustu_ r eWalgreglu)sem,meW_settum_ԀviWeigandihreyflumloftfara,tilYessbrflugmla e= yfirvldhafa_gerWarvottaW_ԀtilYessaWflytja:i0J݌0 Ќ  "m"  mB0  0 v2$  i  .3  Ԉ0  a.m.k.tta(8)manns,YarmeWtaldahfn;eWamBo݌ Ќ  "m"  m~0  0 v2$  ii  .3  Ԉ0  yfir2750kgafvrum;m~݌ Ќ  "k;"  k;0  2$3  0  samtllum_uppsettum_,_innfelldum_ԀeWafestumfylgihlutum,hlutumogtkjabnaWi i (Wrumenhreyflumloftfara)ogllumggnum,handb;kumogskrmsemYeimtengj \4 ast;k;݌' Ќ  "i0J"  i0J~ 2$  f  .3  Ԉ0    ?_heimildarhafi_ merkirYannaWilaerumgetur3.mgr.XIII.gr.;i0J~݌ Ќ  "i0J"  i0J 2$  g  .3  Ԉ0    ?_Chicago_ԄsamYykkt merkirsamYykktinaum_alYj;Waflugml_,semvarundirrituW_Chi  cago_Ԁ7.desember1944meWorWnumbreytingum,samtviWaukumviWhana;i0J݌`  Ќ  "i0J"  i0J 2$  h  .3  Ԉ0    ?yfirvaldsemskriralYj;Wleg_sammerki_ merkirYaWyfirvaldsemheldurskrsam S+! rmiviW77.gr._Chicago_ԄsamYykktarinnar,einsoghnkemurtilframkvmdasam " kvmtlyktuninniumheimarkiogskrninguloftfara,semalYj;Wleg_rekstrarsamtk_ # reka,semrWAlYj;WaflugmlastofnunarinnarsamYykkti14.desember1967;i0J݌ $ Ќ  "i0J"  i0J(( 2$  i  .3  Ԉ0    ?afskrningloftfars merkirtstrikuneWa_afmningu_ԀloftfarsrviWkomandiskrum !W% loftfrsamrmiviW_Chicago_ԄsamYykktina;i0J݌J""& Ќ  "i0J "  i0J(( 2$  j  .3  Ԉ0    ?_byrgWarsamningur_ merkirsamningsemaWiligerirsembyrgWarmaWur;i0J݌#' Ќ  "i0J "  i0J 2$  k  .3  Ԉ0    ?byrgWarmaWur merkirhvernYannsem,YvskyniaWtryggjaefndireinhverraskuld #( bindingakrfuhafahagsemerutryggWarmeWsamningitiltryggingarefndumeWa $ ) samkvmtsamningi,byrgisteWagefurt_byrgWarskuldbindingu_ԀeWabyrgWkrfu v%N!* eWabakbyrgWeWa_greiWslutryggingu_Ԁeinhverriannarrimynd;i0J݌A&"+ Ќ  "i0J "  i0J(( 2$  l  .3  Ԉ0    ?Yyrlur merkirloftfrYyngrienloft(nnurenYausemerunotuWhjher,_tollYj;nustu_  '", eWalgreglu)semhaldastloftimestmegnisvegna_gagnverkunar_ԀloftseinneWafleiri '#- _aflknna_ԀYyrlasumsemeruaWveruleguleyti_l;Wrttir_ԀogtilYessbrflugmla ( yfirvldhafa_gerWarvottaW_ԀtilYessaWflytja:i0J݌ Ќ  "m "  m0  0 v2$  i  .3  Ԉ0  a.m.k.fimm(5)manns,YarmeWtaldahfn;eWam݌ Ќ  "m "  m0  0 v2$  ii  .3  Ԉ0  yfir450kgafvrum;m/݌a Ќ  "k; "  k;0  2$3  0  samtllum_uppsettum_,_innfelldum_ԀeWafestumfylgihlutum,hlutumogtkjabnaWi T, (YarmeWtldumYyrlum)ogllumggnum,handb;kumogskrmsemYeimtengjast;k;I݌ Ќ  "i0J "  i0J 2$  m  .3  Ԉ0    ?atvikertengistgreiWsluerfiWleikum merkir:i0J݌ Ќ  "m "  m0  0 v2$  i  .3  Ԉ0  upphafmlsmeWferWarvegnagreiWsluerfiWleika;eWam-݌  Ќ  "m "  mE0  0 v2$  ii  .3  Ԉ0  yfirlUstformskuldaraumaWstWvagreiWslureWaeiginlegagreiWslustWvunaf  X hanshlfuYegarlgeWaaWgerWirrkiskomavegfyriraWkrfuhafigetineytt K #  rttarsnstilaWhfWa_gjaldYrotaml_Ԁgegnskuldara,eWameinahonumYaWum    stundarsakir,eWatilaWbeitarrWumsamkvmtsamningnum;mEr݌   Ќ  "i0J "  i0J 2$  n  .3  Ԉ0    ?_aWallgsagnarumdmi_Ԁ_gjaldYrotamli_ merkirYaWsamningsrkiYarsem_megin   hagsmunir_Ԁskuldaranseru,semYessutilvikiskaltaliWverasstaWurYarsemskuldari wO  hefurlgboWiWaWsetureWa,hafihannekkislktaWsetur,sstaWurYarsemskuldarinn B  erskrWureWastofnaWur,nemasnnursufrWarannaW;i0J;݌   Ќ  "i0J"  i0J 2$  o  .3  Ԉ0    ?_skrningaryfirvald_ merkirinnlentyfirvaldeWayfirvaldsemskriralYj;Wleg_sam   merki_,semheldurskrumloftfrsamningsrkiogberbyrgWskrninguogafskrn {  inguloftfarasamrmiviW_Chicago_ԄsamYykktina;ogi0J/݌nF Ќ  "i0J"  i0Jb 2$  p  .3  Ԉ0    ?skrningarrki merkir,aWYvervarWarloftfr,rkiW_landsskrnni_,semviWkomandi 9 loftfarerfrt,eWarkiWYarsemyfirvaldiW,semskriralYj;Wleg_sammerki_Ԁogheldur  skrnaumloftfr,erstaWsett.i0Jb݌ Ќ  K|    K|  II.gr.K|݌ e= Ќ   J    J7  GildissviWsamningsinsmeWtillititil_loftfarshluta_.J7a݌ 0 Ќ   1.  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Samningurinnogb;kunYessiskulukunnsemsamningurinnumalYj;Wlegartryggingar i hreyfanlegumtkjabnaWieinsoghanngildirum_loftfarshluti_. \4 K|    K|   III.gr.K|  ݌  Ќ   J    J   GildissviWsamningsinsmeWtillititilslu.J  ݌  Ќ     EftirfarandikvWisamningsinsgildalktogvsanirtilsamnings,semstofnareWaltur `  talYj;Wlegatryggingu,vruvsanirtil_slusamnings_ԀoglktogvsanirtilalYj;Wlegrar S+! tryggingar,vntanlegraralYj;Wlegrartryggingar,skuldaransogkrfuhafansvruvsanirtil " slu,vntanlegrarslu,seljandansogkaupandans_hvers_Ԁumsig: #   3.og4.gr.;  $   aliWur1.mgr.16.gr.; !W%   4.mgr.19.gr.; J""&   1.mgr.20.gr.(meWtillititilskrningar_slusamnings_ԀeWavntanlegrarslu); #'   2.mgr.25.gr.(meWtillititilvntanlegrarslu);og #(   30.gr. $ ) AukYessgildaalmennkvWi1.gr.,5.gr.,IV.tilVII.kafla,29.gr.(nnurenkvWi3. v%N!* mgr.29.gr.semkvWi1.og2.mgr.XIV.gr.komastaWinnfyrir),X.kafla,XII.kafla A&"+ (nnurenkvWi43.gr.),XIII.kaflaogXIV.kafla(nnurenkvWi60.gr.)umslu  '", samningaogvntanlegaslu. '#- ЇK|    K|  IV.gr.K|݌ ( Ќ   J    J5  GildissviW.J5_݌  Ќ   1.  Samningurinnskal,nYessaWhafahrif1.mgr.3.gr.hans,einniggildaumYyrlureWa  _flugskrokka_Ԁsemtilheyraloftfrum,semeruskrWskrsamningsrkisumloftfrsemer a hlutaWeigandiskrningarrki,ogfarislkskrningframsamkvmtsamningiumskrningu T, viWkomandiloftfarsberaWltasvoaWhnhafiWlastgildiYegarssamningurvargerWur.  2.  AWYvervarWarskilgreininguhugtaksins?viWskiptiinnanlands 1.gr.samningsins:  ! !"i0J"  i0J   2$  a  .3  Ԉ0    er_flugskrokkur_ԀstaWsetturskrningarrkiYessloftfarssemhannerhlutiaf;i0J݌  Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    erhreyfillloftfarsstaWsetturskrningarrkiYessloftfarssemhannerfestureWa,s  X hannekkifesturloftfar,YarsemhannerstaWsetturraunogveru;ogi0J ݌K #  Ќ  "i0J"  i0J   2$  c  .3  Ԉ0    erYyrlastaWsettskrningarrki,i0J݌   Ќ  YegarkemstsamningurumaWstofnaeWaltattryggingu.    3.  AWilargeta,meWskriflegumsamningi,tilokaWkvWiXI.gr.og,samskiptumsn   milli,vikiWfreWabreytthrifumkvWaYessararb;kunar,aWkvWum2.!4.mgr.IX.gr. wO  undanskildum. B  K|    K|  V.gr.K|6݌   Ќ   J    J  FormsatriWi,hrifogskrningslusamninga.J݌ {  Ќ   1.  0b;kunYessarierslusamningursamningursem: nF ! !"i0J"  i0J   2$  a  .3  Ԉ0    erskriflegur;i0J ݌9 Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    varWar_loftfarshlut_ԀsemseljandimrWstafa;ogi0J݌ Ќ  "i0J"  i0J   2$  c  .3  Ԉ0    gerirkleiftaWgreina_loftfarshlutinn_ԀsamrmiviWkvWib;kunarYessarar.i0J%݌ Ќ  2.  MeW_slusamningi_ԀertryggingseljandaviWkomandi_loftfarshlut_ԀyfirfrWtilkaupanda r samkvmtskilmlumhans. e= 3.  Skrning_slusamnings_Ԁfelluraldreirgildi.Skrningvntanlegrarsluheldurgildi 0 snu,nemahnsafmWeWastmierumgeturskrningunnistrunninn,efumslk  tmamrkeraWrWa.  K|    K|y"  VI.gr.K|y""݌ \4 Ќ   J    J #  StaWamlsvara.J #5#݌ ' Ќ     AWiligeturgertsamningeWagengiWfrsluogskrWalYj;Wlegatryggingu,eWaslu  ,_loftfarshlut_ԀsemumboWsaWili,fjrhaldsmaWureWaannarristWusemmlsvari.0slku  tilvikigeturhlutaWeigandiaWilihaldiWframrttindumogtryggingumsamkvmtsamningi `  Yessum. S+! K|    K|r%  VII.gr.K|r%%݌ # Ќ   J    J&  LUsing_loftfarshluta_.J&/&݌  $ Ќ     LUsing_loftfarshlutar_,YarsemraWnmerognafnframleiWandahanskomaframsamt !W% _tegundarauWkenni_Ԁhlutarins,ernauWsynlegogfullngjanditilYessaWgreinahlutinnmeW J""& tillititilcliWar7.gr.samningsinsogcliWar1.mgr.V.gr.b;kunarYessarar. #' K|    K||(  VIII.gr.K||((݌ $ ) Ќ   J    J)  Vallagasemskulugilda.J):)݌ v%N!* Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrkihafigefiWtyfirlUsinguskv. A&"+  1.mgr.XXX.gr.  '", 2.  &   AWilaraWsamningieWa_slusamningi_ԀeWaskyldum_byrgWarsamningi_ԀeWasamningium ( undirskipungetakomiWsrsamanumYaulgsemskulugildaum_samningsrttindi_'(*ԀYeirra  ogskuldbindingar,aWlluleytieWaaWhluta.  3.  NemasamkomulagsumannaWervsun2.mgr.hraWframantillaga,semaWilar a velja,vsuntilinnlendrarttarreglnahinstilnefndarkiseWa,samanstandiYaWafnokkrum T, stkumlandsvWum,tilinnlendralagahinstilnefndalandsvWis.  O|    O|-  II.KAFLIO|--݌   Ќ   N     N2.  VanefndarrWi,forgangsrtturogframsal.N2.\.݌  X Ќ    K|    K|.  IX.gr.K|./݌ K #  Ќ   J    J/  BreytingarkvWumumvanefndarrWi.J//݌    Ќ   1.  AukYeirrarrWasemerutilgreindIII.kaflasamningsinserkrfuhafaheimilt,aWYv    leytisemskuldarihefursamYykktYaWhverjusinniogviWYraWstWursemerutilgreindar   Yeimkafla: wO  ! !"i0J"  i0J1   2$  a  .3  Ԉ0    aWfYvframgengtaW_loftfariW_ԀsafskrW;ogi0J11݌B  Ќ  "i0J"  i0J2 2$  b  .3  Ԉ0    aWfYvframgengtaW_loftfarshluturinn_ԀsflutturtogfrWurefnislegumskilningi    frYvlandsvWiYarsemhannerstaWsettur.i0J22݌  Ќ  2.  KrfuhafiskalekkibeitarrWumskv.1.mgr.hraWframannfyrirfram_fengins_Ԁskrif {  legssamYykkishandhafaskrWrartryggingarsemerofarforgangsrWentryggingkrfu nF hafa. 9 3.  kvWi3.mgr.8.gr.samningsinsgildirekkium_loftfarshluti_.SrhverjurrWi,sem  kveWiWerumsamningnumogvarWar_loftfarshlut_,skalbeittsamrmiviWeWlilegaviW  skiptahtti.LtabersvoaWrrWisbeittsamrmiviWeWlilegaviWskiptahttisYaWgert r samrmiviWkvWiviWkomandisamnings,nemaslktkvWisbersUnilega;sanngjarnt. e= 4.  _Tryggingarhafi_,semtilkynnirskriflegaumfyrirhugaWaslueWaleigutilhagsmunaaWila 0 meWaWminnstakostituvirkradagafyrirvara,skaltalinnuppfyllakrfunaum?sanngjarnan  fyrirvara semertilgreind4.mgr.8.gr.samningsins.XaWkemurY;ekkivegfyriraW  _tryggingarhafi_Ԁog_tryggingargjafi_ԀeWabyrgWarmaWurgetisamiWumlengrifyrirvarafyrir i fram_gefinni_Ԁtilkynningu. \4 5.  _Skrningaryfirvald_Ԁsamningsrkiskal,meWfyrirvaraumgildandilgogreglurumr ' yggi,samYykkjabeiWniumafskrninguogtflutningef:  ! !"i0J"  i0J;   2$  a  .3  Ԉ0    beiWninerrttilegalgWframaf_heimildarhafanum_ԀsamkvmtskrWri,_;afturkrfri_  heimildtilYessaWbiWjaumafskrninguogtflutning;ogi0J;;݌`  Ќ  "i0J"  i0J= 2$  b  .3  Ԉ0    _heimildarhafinn_ԀstaWfestirgagnvart_skrningaryfivaldinu_,krefjistYaWYess,aWallar S+! skrWartryggingar,semeruofarforgangsrWentryggingYesskrfuhafasemheim " ildinhefurveriWgefintvegna,hafiveriWafmWareWaaWhandhafarslkratrygginga # hafiveittsamYykkisittfyrirafskrninguogtflutningi.i0J==݌ $ Ќ  6.  _Tryggingarhafi_,semformaraWfafskrninguogtflutningiloftfarsframgengtskv.1. !W% mgr.,meWWrumhttiensamkvmtd;msrskurWi,skal,meWsanngjrnumfyrirvara,til J""& kynnaeftirtldumaWilumskriflegaafskrninguogtflutning: #' ! !"i0J"  i0JA   2$  a  .3  Ԉ0    hagsmunaaWilumsemerutilgreindiri.ogii.liWmliWar1.gr.samningsins;ogi0JAA݌#( Ќ  "i0J"  i0JC 2$  b  .3  Ԉ0    hagsmunaaWilumsemerutilgreindiriii.liWmliWar1.gr.samningsinsoghafatilkynnt $ ) _tryggingarhafa_ԀumrttsinnmeWsanngjrnumfyrirvaraWurentilafskrningarog v%N!* tflutningskemur.i0JC0C݌A&"+     '", K|    K|E  & a  X.gr.K|E;E݌ ( Ќ   J    JE  BreytingarkvWumumrlausnmeWanendanlegsrskurWarerbeWiW.JEE݌  Ќ   1.  kvWiYessarargreinargildaYvaWe'a(ZEinsaWsamningsrkihafigefiWtyfirlUsinguskv.  2.mgr.XXX.gr.ogaWYvmarkisemtekiWerframslkriyfirlUsingu. a 2.  AWYvervarWar1.mgr.13.gr.samningsinsmerkir?skj;t ,meWtillititilYessaWfr T, lausn,innanYessfjldavirkradagafrYvaWums;knumrlausnerlgWframeins_og_Ԁfram  kemuryfirlUsinguYesssamningsrkisYarsemums;kninerlgWfram.  3.  kvWi1.mgr.13.gr.samningsinsgildiraWviWbttueftirfarandibeinuframhaldiaf   dliW:  X ?>>v?0  ?e.0semjiskuldariogkrfuhafieinhverntmaumYaWsrstaklegaaWseljaogaWnUta K #  g;Wannafslunni ,   C>v>ICog2.mgr.43.gr.gildirmeWinnskotiorWanna?oge eftir?d _yrWingunni_Ԁ?dliW1.mgr.    13.gr. .   4.  EignarrttureWaaWrartryggingarskuldara,semyfirfrastmeWsluskv.3.mgr.hraW wO  framan,eru;hWarWrumtryggingumsemeruneWarforgangsrWenalYj;Wlegtrygging B  krfuhafasamkvmtkvWum29.gr.samningsins.    5.  KrfuhafiogskuldarieWasrhverannar_hagsmunaaWili_Ԁgeturgertskriflegtsamkomulag   umaWbeitaekkikvWi2.mgr.13.gr.samningsins. {  6.  AWYvervarWarrrWiskv.1.mgr.IX.gr.: nF ! !"i0J"  i0JN   2$  a  .3  Ԉ0    skuluYaugerWtiltkafhlfu_skrningaryfirvalds_Ԁogannarrastj;rnvalda,eftiratvikum, 9 samningsrkieigisWarenfimmvirkumdgumeftiraWkrfuhafitilkynnirslkum  yfirvldumumaW_rlausnin_Ԁskv.1.mgr.IX.gr.hafiveriWveitteWa,Yvtilvikierer  lendurd;mst;llveitirrlausn,aWd;mst;llfyrrnefndssamningsrkishafiviWurkennt r hanaogaWkrfuhafaberirtturtilaWffyrrnefndumrrWumframgengtsamrmi e= viWsamninginn;ogi0JNO݌0 Ќ  "i0J"  i0JRR 2$  b  .3  Ԉ0    skulutilYessbryfirvldtafarlausthafasamvinnuviWkrfuhafannogaWstoWahann  viWaWbeitafyrrnefndumrrWumsamrmiviWgildandilgogreglurumflugryggi.i0JRRR݌ Ќ  7.  kvWi2.og6.mgr.hafaenginhrifgildandilgogreglurumflugryggi. i K|    K|{T  XI.gr.K|{TT݌ ' Ќ   J    J U  BrrWivegnagreiWsluerfiWleika.J U7U݌  Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrki,semer_aWallgsagnarumdmi_  _gjaldYrotamli_,hafigefiWtyfirlUsinguskv.3.mgr.XXX.gr. `  ValkosturA. " 2.  EigisrstaWatvik,ertengistgreiWsluerfiWleikum,skalskiptastj;rieWaskuldari,eftir  $ atvikum,meWfyrirvaraumkvWi7.mgr.,fkrfuhafaviWkomandi_loftfarshlut_ԀtilumrWa !W% eigisWaren,hvortsemfyrrverWur: J""& ! !"i0J"  i0JX   2$  a  .3  Ԉ0    viWlok_biWtmans_;ogi0JXX݌#' Ќ  "i0J"  i0JY 2$  b  .3  Ԉ0    YanndagYegarkrfuhafinnmyndieigatilkalltilumrWayfirviWkomandi_loftfarshlut_, #( giltukvWiYessarargreinarekki.i0JYY݌$ ) Ќ  3.  ?_BiWtminn_ skal,aWYverYessagreinvarWar,veraYaWtmabilsemertilgreintyfir v%N!* lUsinguYesssamningsrkissemer_aWallgsagnarumdmi_Ԁ_gjaldYrotamli_. A&"+ 4.  VsanirYessarigreintil?skiptastj;ra eruvsanirtilviWkomandisemopinbersemb  '", ttismannsenekkisemeinstaklings. '#- _5.  AWYvundanskilduaWkrfuhafasgefiWfriaWfumrWskv.2.mgr.ogYangaWtil ( aWYvkemur:  ! !"i0J"  i0Jd^   2$  a  .3  Ԉ0    skalskiptastj;rieWaskuldari,eftiratvikum,varWveitaviWkomandiloftfarshlutogviW  haldahonumogverWgildihanssamrmiviWviWkomandisamning;ogi0Jd^^݌a Ќ  "i0J"  i0J` 2$  b  .3  Ԉ0    berkrfuhafartturtilaWleitaeftirhverriannarribrWabirgWarlausnsemvler T, samkvmtgildandilgum.i0J`5`݌ Ќ  6.  kvWialiWar5.mgr.hraWframantilokarekkiaWviWkomandiloftfarshlutursnot  aWursamkvmttilhgunsemertlaWaWvarWveitaviWkomandiloftfarshlutogviWhaldahon   umogverWgildihans.  X 7.  Skiptastj;rieWaskuldari,eftiratvikum,geturfengiWviWkomandiloftfarshluttilumrWa K #  nUhafihann,viWlokYesstmabilserumgetur2.mgr.,bttfyrirallarvanefndir,aWraren    vanefndsemr;tsnaaWrekjatilupphafsmlsmeWferWarvegnagreiWsluerfiWleika,og    samYykktaWefnaallarframtWarskuldbindingarsamkvmtviWkomandisamningi.Umannan   biWtmaerekkiaWrWakomitilvanefndafyrrnefndumskuldbindingum. wO  8.  AWYvervarWarrrWiskv.1.mgr.IX.gr.: B  ! !"i0J"  i0Je   2$  a  .3  Ԉ0    skuluYaugerWtiltkafhlfuskrningaryfirvaldsogstj;rnvalda,eftiratvikum,samn    ingsrkieigisWarenfimmvirkumdgumeftirYanndagYegarkrfuhafitilkynnirslk   umyfirvldumumrttsinntilaWffyrrnefndumrrWumframgengtsamrmiviW {  samninginn;ogi0Jee݌nF Ќ  "i0J"  i0Jg 2$  b  .3  Ԉ0    skulutilYessbryfirvldtafarlausthafasamvinnuviWkrfuhafannogaWstoWahann 9 viWaWbeitafyrrnefndumrrWumsamrmiviWgildandilgogreglurumflugryggi.i0Jgh݌ Ќ  9.  :heimilteraWkomavegeWatefjafyrirYvaWbeittsrrWum,semeruheimilsam  kvmtsamningnumeWab;kunYessari,eftirYanndagsemertilgreindur2.mgr. r 10.  :heimilteraWbreytaskuldbindingumskuldarasamkvmtviWkomandisamningin e= samYykkiskrfuhafa. 0 11.  EigiskaltlkakvWi10.mgr.hraWframanmeWYeimhttiaWhafihrifvaldskipta  stj;ra,samkvmtgildandilgum,tilaWsegjaviWkomandisamningiupphafihannslktvald.  12.  EnginrttindieWatryggingar,aWundanskildumlgbundnumrttindumeWatryggingum i semtilheyraflokkisemertiltekinnyfirlUsinguskv.1.mgr.39.gr.,gangaframarskrWum \4 tryggingumviWmlsmeWferWvegnagreiWsluerfiWleika. ' 13.  Samningurinn,meWorWnumbreytingumskv.IX.gr.b;kunarYessarar,gildirYegarbeita  rrWumsamkvmtYessarigrein.  ValkosturB. S+! 2.  EigisrstaWatvik,ertengistgreiWsluerfiWleikum,skalskiptastj;rieWaskuldari,eftirat # vikum,aWbeiWnikrfuhafa,tilkynnakrfuhafa,innanYeirratmamarkaerumgeturyfirlUs  $ ingusamningsrkisskv.3.mgr.XXX.gr.,hvorthannmuni: !W% ! !"i0J"  i0Jo   2$  a  .3  Ԉ0    btafyrirallarvanefndir,aWrarenvanefndsemr;tsnaaWrekjatilupphafsmls J""& meWferWarvegnagreiWsluerfiWleika,ogsamYykkjaaWefnaallarframtWarskuldbinding #' arsamkvmtviWkomandisamningiogviWskiptaskjlumsemhonumtengjast;eWai0Jop݌#( Ќ  "i0J"  i0Jr 2$  b  .3  Ԉ0    gefakrfuhafafriaWfviWkomandiloftfarshluttilumrWasamrmiviWkvWi $ ) gildandilaga.i0Jr?r݌v%N!* Ќ  3.  Gildandilgskv.bliW2.mgr.hraWframankunnaaWheimilad;mst;lnumaWgera A&"+  krfuumaWgripiWverWitilviWb;tarrWstafanaeWaaWlagWarverWiframviWb;tarbyrgWir.  '", 4.  &   KrfuhafiskalfrasnnurkrfursnarogsannaaWalYj;WlegtrygginghanshafiveriW ( skrW.'(t  5.  Sendiskiptastj;rieWaskuldari,eftiratvikum,krfuhafaekkitilkynninguskv.2.mgr.,  eWahafiskiptastj;rieWaskuldarilUstYvyfiraWhannmunigefakrfuhafafriaWfviW a komandiloftfarshluttilumrWaengerirYaWekki,geturd;mst;llinnheimilaWkrfuhafaaW T, fviWkomandiloftfarshluttilumrWameWYeimskilmlumsemd;mst;llinnkannaWsetjaog  geturd;mst;llinnkrafistYessaWgripiWverWitilviWb;tarrWstafanaeWaaWlagWarverWifram  viWb;tarbyrgWir.   6.  ViWkomandiloftfarshlutskaleigiseljameWanbeWiWerkvrWunard;mst;lsumfram  X komnakrfuogalYj;Wlegatryggingu. K #  K|    K|y  XII.gr.K|y;y݌    Ќ   J    Jy  AWstoWmlumvegnagreiWsluerfiWleika.Jyy݌   Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrkihafigefiWtyfirlUsinguskv. wO  1.mgr.XXX.gr. B  2.  D;mst;larYesssamningsrkisYarsemloftfarshluturerstaWsetturskulu,samrmiviW    lgsamningsrkisinsogeinsogaWstWurfrekastleyfa,vinnameWerlendumd;mst;lumog   erlendumskiptastj;rumaWYvaWhrindakvWumXI.gr.framkvmd. {  K|    K||  XIII.gr.K|||݌ 9 Ќ   J    J&}  HeimildtilaWbiWjaumafskrninguogtflutning.J&}P}݌  Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrkihafigefiWtyfirlUsinguskv.  1.mgr.XXX.gr. r 2.  EftiraWskuldarihefurgefiWt;afturkrfaheimildtilaWbiWjaumafskrninguogt e= flutning,efnislegaYeirrimyndsemerbirtviWaukaviWb;kunYessa,ogsentskrningar 0 yfirvalditilskrningarskalskrhanasemslkaheimild.  3.  SsemheimildinhefurveriWgefinthanda(?heimildarhafinn )eWasannanlegurfulltri  hansskaleinumheimiltaWbeitarrWumskv.1.mgr.IX.gr.ogskalgeraYaWeingngu i samkvmtheimildinnioggildandilgumogreglumumflugryggi.Skuldaraer;heimiltaW \4 afturkallaheimildinanskriflegssamYykkisheimildarhafans.HlutaWeigandiskrningar ' yfirvaldskalafmheimildinarskrnniaWbeiWniheimildarhafans.  4.  Skrningaryfirvaldognnurstj;rnvldsamningsrkjumskulutafarlausthafasamvinnu  viWheimildarhafannogaWstoWahannviWaWbeitarrWumskv.IX.gr. `  K|    K|-  XIV.gr.K|-T݌ " Ќ   J    J  BreytingarforgangskvWum.J݌ # Ќ   1.  Kaupandiloftfarshlutarfr,kraftiskrWrarslu,trygginguhlutnum;hWtryggingu  $ semskrWerseinnaog;skrWritryggingu,jafnvelY;kaupandinnhafiraunvitneskjuum !W% hina;skrWutryggingu. J""& 2.  Kaupandiloftfarshlutarfrtryggingusnahlutnum,meWfyrirvaraumtryggingusem #' erskrWYegarhannfrhana. #( 3.  EignarrttureWaannarrttureWatrygginghreyfliloftfarsstendur;haggaWurYrttfyrir $ ) aWhreyfillinnsfesturloftfareWafjarlgWurafYv. v%N!* 4.  kvWi7.mgr.29.gr.samningsinsgildirumgrip,annanenhlut,semerfesturflug A&"+ skrokk,hreyfilloftfarseWaYyrlu.  '", _ '#- K|    K|  XV.gr.K|F݌ ( Ќ   J    J  Breytingar_framsalskvWum_.Jۈ݌  Ќ     kvWi1.mgr.33.gr.samningsinsgildireinsogeftirfarandihafiveriWbttviWbeinu  framhaldiafbliW: a 0  ?ogc.0skuldarinnhefurgefiWskriflegtsamYykkisitt,;hWYvhvortYaWsgefiW T, undanframsalinueWahvortframsalshafinnstilgreindurYv.  K|    K|@  XVI.gr.K|@g݌   Ќ   J    JӋ  kvWiumskuldara.JӋ݌  X Ќ   1.  SekkiumvanefndiraWrWaskilningi11.gr.samningsinsberskuldarartturtilaW K #  hafaafskiptalausumrWyfireWanotafviWkomandihlut,samrmiviWkvWiviWkomandi    samnings,andspnis:    ! !"i0J"  i0Jˍ   2$  a  .3  Ԉ0    krfuhafasnumoghandhafahverrarYeirrartryggingarsemskuldarinnrekurYaurtt   inditilsemeru;hWllumtryggingumskv.4.mgr.29.gr.samningsins,eWa,sem wO  kaupandi,1.mgr.XIV.gr.b;kunarYessarar,nemaogaWYvmarkisemskuldarinn B  hefursamYykktannaW;ogi0Jˍ݌   Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    handhafahverrarYeirrartryggingarsemrttindiskuldaranseWatryggingerbundinskv.   4.mgr.29.gr.samningsins,eWa,semkaupandi,2.mgr.XIV.gr.b;kunarYessarar,en {  aWeinsaWYvmarki,efumYaWeraWrWa,semslkurhandhafihefurveittsamYykki nF sitt.i0JD݌9 Ќ  2.  EkkertsamningiYessumeWab;kunYessarihefurhrifbyrgWkrfuhafaefekkier  staWiWviWviWkomandisamningsamkvmtgildandilgum,aWYvleytisemssamningur  tengist_loftfarshlut_. r O|    O|  III.KAFLIO|Փ݌ 0 Ќ   N     NC  kvWiumskrnaervarWaalYj;Wlegartryggingar_loftfarshlutum_.NCm݌  Ќ    K|    K|H  XVII.gr.K|Ho݌  Ќ   J    Jܕ  _Eftirlitsyfirvald_Ԁog_skrsetjari_.Jܕ݌ i Ќ   1.  _EftirlitsyfirvaldiW_ԀskalverasalYj;WastofnunsemtilnefnderlyktunsemrWstefna \4 stj;rnarerindrekaumsamYykktsamningsumhreyfanlegantkjabnaWogb;kunarumloftfr ' samYykkir.  2.  HafisalYj;Wastofnun,erumgetur1.mgr.hraWframan,ekkigetuogviljatilaW  gegnahlutverki_eftirlitsyfirvalds_ԀberaWhaldarWstefnuundirritunarogsamningsrkjaYv `  skyniaWtilnefnaannaW_eftirlitsyfirvald_. S+! 3.  _EftirlitsyfirvaldiW_Ԁskal,samtembttismnnumYessogstarfsliWi,nj;taYeirrarfriWhelgi, " aWYvervarWarmls;knogmeWferWafhlfustj;rnvalda,semreglur,semumYaWgildasem # alYj;Wastofnun,mlafyrirumeWasamskonarfriWhelgimeWWrumhtti.  $ 4.  _EftirlitsyfirvaldiW_ԀgeturskipaWnefndsrfrWinga,semeruvaldirrh;piYeirrasem !W% undirritunarogsamningsrkintilnefnaoghafanauWsynlegamenntunoghfiogreynslu,og J""& faliWhenniYaWverkefniaWaWstoWa_eftirlitsyfirvaldiW_ԀviWaWskilahlutverkisnu. #' 5.  _Skrsetjarinn_Ԁskalhafaumsj;nmeWalYj;WleguskrnnifimmrfrYeimdegierb;kun #( YessiWlastgildi.AWYeimtmaliWnumskal_eftirlitsyfirvaldiW_ԀskipaeWaendurskipa_skrsetj $ ) arann_Ԁtilfimmrasenn. v%N!*   A&"+ K|    K|˞  & ,  XVIII.gr.K|˞݌ ( Ќ   J    Jv  FyrstureglugerWir.Jv݌  Ќ     _EftirlitsyfirvaldiW_ԀskalgefatfyrstureglugerWirnarYvaugnamiWiaWYrtakigildi  jafnhliWaYvaWb;kunYessiWlastgildi.',( a K|    K|-  XIX.gr.K|-T݌  Ќ   J    J  TilnefndirmilliliWir.J݌  Ќ   1.  Samningsrkigeturhvenrsemer,meWfyrirvaraumkvWi2.mgr.,tilnefntstofnun   eWastofnanirlandsvWisnusemYj;nihlutverkimilliliWareWamilliliWasemskulutakaeWa  X getatekiWviWupplUsingumogsentframalYj;Wleguskrnni,Y.e.nauWsynlegumupplUsing K #  umvegnaskrningar,annarrarenskrningartilkynningaruminnlendartryggingareWartt    indieWatryggingarskv.40.gr.sem,hvorutilvikisemer,eruframkominsamkvmtlgum    annarsrkis.   2.  Samkvmttilnefningu,erumgetur1.mgr.hraWframan,mheimila,enekkiskylda, wO  notkunmilliliWareWamilliliWaYegarsendanauWsynlegarupplUsingarvegnaskrningar B  hreyflaloftfara.    K|    K|%  XX.gr.K|%L݌ {  Ќ   J    J  ViWb;tarbreytingarkvWumumskrna.J݌ nF Ќ   1.  _LeitarviWmiWanir_Ԁfyrir_loftfarshlut_Ԁskulu,aWYvervarWar6.mgr.19.gr.samningsins, 9 veranafnframleiWandahlutarins,raWnmerframleiWandahanssamt_tegundarauWkenni_,meW  nauWsynlegumviWb;tarupplUsingumtilYessaWsrstWihlutarinskomiskUrtfram.Tilgreina  berslkarviWb;tarupplUsingarreglugerWunum. r 2.  HandhafiskrWrar,vntanlegrartryggingareWaskrWs,vntanlegs_afsals_ԀalYj;Wlegrar e= tryggingareWassemvntanlegsalahefurveriWskrWvegnaskal,aWYvervarWar2.mgr. 0 25.gr.samningsinsogviWYraWstWursemYarerlUst,geraYrrWstafanirsemeruvaldi  hanstilYessaWfYvframgengtaWskrninginverWiafmWeigisWarenfimmvirkumdgum  eftiraWkrfu,semYarerlUst,erveittviWtaka. i 3.  kveWabergjldinskv.hliW2.mgr.17.gr.samningsinsmeWYaWaWmarkmiWiaW \4 standastraumafeWlilegumkostnaWisamfaraYvaWstofnsetjaalYj;Wleguskrna,rekahana ' ogstUrahenniogafeWlilegumkostnaWi_eftirlitsyfirvaldsins_ԀtengslumviWYauhlutverk,YaW  valdogYauskyldustrfYesssemrWgerWeruskv.2.mgr.17.gr.samningsins.  4.  _Skrsetjari_ԀskalgegnahlutverkumogstUraverkefnum,semeruundireinnistj;rnogal `  Yj;Wleguskrnnierufalin,allans;larhringinn.MismunandimilliliWirskulubj;WaframYj;n S+! ustusnaalltafhefWbundnumvinnutma,hversnulandsvWi. " 5.  FjrhWtryggingareWafjrhagslegrarbyrgWarskv.4.mgr.28.gr.samningsinsskal, # hverjutilvikiumsig,jafngildaaWminnstakostihmarksverWmti_loftfarshlutar_Ԁsamkvmt  $ kvrWun_eftirlitsyfirvaldsins_. !W% 6.  EkkertsamningnumkemurvegfyriraW_skrsetjari_ԀaflisrtryggingareWafjrhags J""& legrarbyrgWarvegnaatvikasemhannberekkibyrgWskv.28.gr.samningsins. #'   #( O|    O|  &   IV.KAFLIO|݌ ( Ќ   N     N;  Lgsaga.N;e݌  Ќ    K|    K|Գ  XXI.gr.K|Գ݌  Ќ   J    Jg  BreytingkvWumumlgsgu.Jg݌ a Ќ     AWYvervarWar43.gr.samningsinsogmeWfyrirvaraumkvWi42.gr.hansfellur T, hlutur,Y.e.YyrlaeWa_flugskrokkur_Ԁsemh'(ײlutaWeigandirkierskrningarrkifyrir,einnigundir  lgsgud;mst;lsYesssamningsrkis.  K|    K|  XXII.gr.K|݌  X Ќ   J    J(  AfsalfriWhelgigrundvellifullveldis.J(R݌ K #  Ќ   1.  AfsalfriWhelgigrundvellifullveldisgagnvartlgsgud;mst;lanna,semumgetur42.    og43.gr.samningsinseWavarWarfullnusturttindaog_fullnaW_Ԁtryggingasemtengjast_loft    farshlut_Ԁsamkvmtsamningnum,erbindandi,meWfyrirvaraumkvWi2.mgr.,ogskalduga   tilaWveitalgsguogheimilafullnustu,eftirYvsemviW,hafiWrumskilyrWumfyrirslkri wO  lgsgueWafullnustuveriWfullngt. B  2.  Afsalskv.1.mgr.hraWframanskalveraskriflegtoginnihaldalUsinguviWkomandi    _loftfarshlutar_.   O|    O|$  V.KAFLIO|$K݌ nF Ќ   N     N  TengslviWaWrasamninga.N݌ 9 Ќ    K|    K|g  XXIII.gr.K|g݌  Ќ   J    J  TengslviWsamninginnum_alYj;WaviWurkenningu_Ԁrttindaloftfrum.J&݌  Ќ     AWYvervarWarsamningsrki,semeraWiliaWsamningnumum_alYj;WaviWurkenningu_ r rttindaloftfrumsemvarundirritaWurGenf19.jn1948,skalsamningurinnleysaaf e= h;lmifyrrnefndansamningmeWtillititilloftfara,meWYeimhttisemertskUrtb;kun 0 Yessari,og_loftfarshluta_.SamtsemWurskaleigileysa_Genfarsamninginn_Ԁafh;lmiaWYver  varWartryggingarogrttindisemsamningurYessifjallarekkiumeWahefurhrif.  K|    K|  XXIV.gr.K|݌ \4 Ќ   J    Jh  TengslviWsamninginnumsamrmingutiltekinnareglna ' um_lggeymslu_Ԁloftfara_varWarskyni_.Jh݌  Ќ   1.  AWYvervarWarsamningsrki,semeraWiliaWsamningnumumsamrmingutiltekinna  reglnaum_lggeymslu_Ԁloftfara_varWarskyni_ԀsemvarundirritaWurR;m29.ma1933,skal `  samningurinnleysaafh;lmifyrrnefndansamningmeWtillititilloftfarameWYeimhttisem S+! ertskUrtb;kunYessari. " 2.  Samningsrki,semeraWiliaWfyrrnefndumsamningi,erheimiltaWlUsaYvyfir,jafnhliWa # YvaWhannfullgildir,staWfestireWasamYykkirb;kunYessaeWageristaWiliaWhenni,aWhann  $ muniekkibeitakvWumYessarargreinar. !W% K|    K|   XXV.gr.K| 1݌ #' Ќ   J    J  TengslviW_UNIDROIT_ԄsamninginnumalYj;Wlega_eignarleigu_.J݌ #( Ќ     Samningurinnleysirafh;lmi_UNIDROIT_ԄsamninginnumalYj;Wlega_eignarleigu_,sem $ ) varundirritaWur_Ottawa_Ԁ28.ma1988,aWYvleytisemhannvarWar_loftfarshluti_. v%N!*   A&"+ O|    O|B  &   VI.KAFLIO|Bi݌ ( Ќ   N     N  LokakvWi.N݌  Ќ    K|    K|  XXVI.gr.K|݌  Ќ   J    J  Undirritun,fullgilding,staWfesting,samYykkieWaaWild.JI݌ a Ќ   1.  B;kunYessiskalliggjaframmitilu'(ndirritunarHfWaborghinn16.n;vember2001af T, hlfu_Ytttkurkja_ԀrWstefnustj;rnarerindrekaumsamYykktsamningsumhreyfanlegan  tkjabnaWog_b;kunar_ԀumloftfrsemvarhaldinHfWaborg29.okt;bertil16.n;vember  2001.Eftir16.n;vember2001skalb;kunYessiliggjaframmitilundirritunarafhlfuallra   rkjaaWalstWvum_AlYj;Wastofnunarinnar_Ԁfyrirsamrmingueinkamlarttar(_UNIDROIT_)  X R;munshnWlastgildisamrmiviWXXVIII.gr. K #  2.  B;kunYessiermeWfyrirvaraumfullgildingu,staWfestingueWasamYykkirkjasemhafa    undirritaWhana.    3.  HvertYaWrkisemundirritarekkib;kunYessageturgerstaWiliaWhennihvenrsemer.   4.  Fullgilding,staWfesting,samYykkieWaaWildferframmeWYvaWafhendavrsluaWila wO  formlegtskjalYessefnistilvrslu. B  5.  Rkier;heimiltaWgerastaWiliaWb;kunYessarinemaYaWgeristeinnigaWiliaWsamn    ingnum.   K|    K|  XXVII.gr.K|,݌ nF Ќ   J    J  SvWisstofnanirumefnahagssamvinnu.J݌ 9 Ќ   1.  SvWisstofnunumefnahagssamvinnusemfullvaldarkistofnalgformlegaogtiltekin  ml,semb;kunYessitekurtil,heyraundirersamahttheimiltaWundirrita,staWfestaeWa  samYykkjab;kunYessaeWagerastaWiliaWhenni.0YvtilvikiskalhlutaWeigandisvWisstofn r unumefnahagssamvinnuhafarttindiogskyldursamningsrkisaWYvmarkisemml,sem e= b;kunYessitekurtil,heyraundirhana.HafifjldisamningsrkjasrstakaYUWingusamkvmt 0 b;kunYessariskalhlutaWeigandisvWisstofnunumefnahagssamvinnuekkitalinsamnings  rkiaukaWildarrkjahennarsemjafnframterusamningsrki.  2.  HlutaWeigandisvWisstofnunumefnahagssamvinnuskal,Yegarundirritun,staWfesting, i samYykkieWaaWildferfram,tilgreinayfirlUsingutilvrsluaWilahvaWaml,semb;kun \4 Yessitekurtil,aWildarrkihennarhafifrtundirvaldsviWhennar.HlutaWeigandisvWisstofn ' unumefnahagssamvinnuskaltilkynnavrsluaWilatafarlaustumallarbreytingarsemverWa  thlutunvaldsviWs,meWalannarsfrslunUrramlaundirvaldsviWstofnunarinnar,sem  greinterfrYeirriyfirlUsinguerumgeturYessarimlsgrein. `  3.  Vsanirtil?samningsrkis eWa?samningsrkja eWa?aWildarrkis eWa?aWildarrkja  S+! b;kunYessarigildajafntumsvWisstofnunumefnahagssamvinnu,krefjistsamhengiYess. " K|    K|  XXVIII.gr.K|݌  $ Ќ   J    J0  Gildistaka.J0Z݌ !W% Ќ   1.  B;kunYessiWlastgildi,milliYeirrarkjasemhafaafhentslkskjltilvrslu,fyrstadag J""& YessmnaWareftiraWYrrmnuWireruliWnirfrYeimdegiYegarttundaskjaliWumfull #' gildingu,staWfestingu,samYykkieWaaWilderafhenttilvrslu. #( 2.  B;kunYessiWlastgildigagnvartWrumrkjumfyrstadagYessmnaWareftiraWYrr $ ) mnuWireruliWnirfrYeimdegiYegarskjlYeirraumfullgildingu,staWfestingu,samYykki v%N!* eWaaWilderuafhenttilvrslu. A&"+    '", _K|    K|  & a  XXIX.gr.K|݌ ( Ќ   J    Jn  StklandsvWi.Jn݌  Ќ   1.  SustklandsvWiinnansamnings'a( rkis,Yarsem;lkarrttarreglurgildaummlefni  semb;kunYessitekurtil,geturhlutaWeigandisamningsrkilUstYvyfir,jafnhliWafullgild a ingu,staWfestingu,samYykkieWaaWild,aWgildissviWb;kunarYessararskulintilallrastakra T, landsvWaYesseWaeinsYeirraeWafleiriogbreyttyfirlUsingusinnimeWYvaWsendaaWra  yfirlUsinguhvenrsemer.  2.  0viWlkriyfirlUsinguskaltekiWframsrstaklegatilhvaWstakralandsvWab;kunYessi   tekur.  X 3.  HafisamningsrkiekkigefiWtyfirlUsinguskv.1.mgr.gildirb;kunYessigagnvartll K #  umstkumlandsvWumhlutaWeigandirkis.    4.  LtisamningsrkigildissviWb;kunarYessararntileinsstakslandsvWissnseWafleiri    erheimiltaWgefatyfirlUsingar,semleyfWarerusamkvmtb;kunYessari,viWvkjandistku   landsvWi,hverjuogeinu,ogyfirlUsingar,semerugefnartviWvkjandieinustku wO  landsvWi,getaveriWfrbrugWnarYeimsemgefnarerutviWvkjandiWrustkulandsvWi. B  5.  EfgildissviWb;kunarYessararnrtileinsstakslandsvWissamningsrkiseWafleiri,    samkvmtyfirlUsinguerumgetur1.mgr.:   ! !"i0J"  i0J   2$  a  .3  Ԉ0    erYvaWeinslitiWsvoaWskuldarisstaWsettursamningsrkiaWhannsskrWursem {  lgaWilieWastofnaWursamkvmtlgum,semgildastkulandsvWisemsamningur nF inneWab;kunYessigildirgagnvart,eWahannhafiskrWaskrifstofueWalgboWiWaW 9 setur,miWstWstj;rnsUslu,starfsstWeWafastabsetustkulandsvWisemsamning  urinneWab;kunYessigildirgagnvart;i0J݌ Ќ  "i0J"  i0J 2$  b  .3  Ԉ0    vsuntilstaWsetningarhlutarsamningsrkiviWumstaWsetninguhansstkuland r svWisemsamningurinnogb;kunYessigildagagnvart;ogi0J݌e= Ќ  "i0J"  i0J   2$  c  .3  Ԉ0    skaltlkavsanirtilstj;rnvaldafyrrnefndusamningsrkimeWYeimhttiaWvsaWs 0 tilYeirrastj;rnvaldasemhafalgsgustkulandsvWisemsamningurinnogb;kun  YessigildagagnvartogvsanirtillandskrreWaskrningaryfirvaldssamningsrkinu  meWYeimhttiaWvsaWstilgildandiskrrumloftfreWaYessskrningaryfirvalds i semhefurlgsguYvstakalandsvWisemsamningurinnogb;kunYessigildagagn \4 vart.i0J݌' Ќ  K|    K|  XXX.gr.K|݌  Ќ   J    JK  YfirlUsingarumtiltekinkvWi.JKu݌ `  Ќ   1.  Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kunYessaeWagerist S+! aWiliaWhenni,lUstYvyfiraWYaWmunibeitaeinhverriafeftirtldumgreinumb;kunarinnar " eWafleirum,VIII.,XII.ogXIII.gr. # 2.  Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kunYessaeWagerist  $ aWiliaWhenni,lUstYvyfiraWYaWmunibeitaX.gr.b;kunarYessararaWlluleytieWaaW !W% hluta.LUsisamningsrkiWYessuyfir,meWtillititil2.mgr.X.gr.,skalYaWtilgreinaYautma J""& mrksemmlterfyrirumYeirrimlsgrein. #' 3.  Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kunYessaeWagerist #( aWiliaWhenni,lUstYvyfiraWYaWmunibeitavalkostiAheildeWavalkostiBheildXI. $ ) gr.ogskal,Yvtilviki,tilgreinagagnvarthverskynsmlsmeWferWvegnagreiWsluerfiWleika, v%N!* efumviWlkamlsmeWferWeraWrWa,YaWmunibeitavalkostiAoggagnvarthverskyns A&"+  mlsmeWferWvegnagreiWsluerfiWleika,efumviWlkamlsmeWferWeraWrWa,YaWmuni_beita  '", valkostiB.&   Samningsrki,semgefurtyfirlUsingusamkvmtmlsgreinYessari,skaltilgreina ( YautmamrksemkrafaergerWumskv.XI.gr.'(=  4.  D;mst;larsamningsrkjaskulubeitaXI.gr.samrmiviWYyfirlUsingusemsamnings  rkiW,semer_aWallgsagnarumdmi_Ԁ_gjaldYrotamli_,gefurt. a 5.  Samningsrkigetur,YegarYaWfullgildir,staWfestireWasamYykkirb;kunYessaeWagerist T, aWiliaWhenni,lUstYvyfiraWYaWmuniekkibeitakvWumXXI.gr.,aWlluleytieWaaW  hluta.0yfirlUsingunniskalkomaframviWhvaWaaWstWurviWkomandigreinverWurbeitt,ef  henniverWurbeittaWhluta,eWa,aWWrumkosti,hvaWaannarskonar_brWabirgWarlausn_   verWurveitt.  X K|    K|  XXXI.gr.K|݌    Ќ   J    JO  YfirlUsingarsamkvmtsamningnum.JOy݌    Ќ     LtabersvoaWyfirlUsingargefnartsamkvmtsamningnum,m.a.skv.39.,40.,50.,   53.,54.,55.,57.,58.og60.gr.hans,hafieinnigveriWgefnartsamkvmtb;kunYessari, wO  nemaannaWstekiWfram. B  K|    K|0  XXXII.gr.K|0W݌   Ќ   J    J  FyrirvararogyfirlUsingar.J݌ {  Ќ   1.  :heimilteraWgerafyrirvaraviWb;kunYessaenheimilteraWgefatyfirlUsingar,sem nF leyfilegteraWgeraskv.XXIV.,XXIX.,XXX.,XXXI.,XXXIII.ogXXXIV.gr.,samrmi 9 viWYaukvWi.  2.  TilkynnabervrsluaWilaskriflegaumsrhverjayfirlUsingueWasWariyfirlUsingueWa  srhverjaafturkllunyfirlUsingarsemergefintsamkvmtb;kunYessari. r K|    K|  XXXIII.gr.K|݌ 0 Ќ   J    J)  SWariyfirlUsingar.J)S݌  Ќ   1.  AWildarrkigeturgefiWtsWariyfirlUsingu,aWraenyfirlUsingusemergefintsam  rmiviWXXXI.gr.skv.60.gr.samningsins,hvenrsemereftirYanndagYegarb;kunYessi i hefurWlastgildigagnvartYv,meWYvaWtilkynnavrsluaWilaumYaW. \4 2.  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