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J""&  y Nferafhendingframgrundvelli13.gr.HfWaborgarsamningsinsogskalYgerWar #' beiWandisetjangilegatrygginguWurengerWinferfram.UmYaWfereftir3.mgr.8.gr.og #( 16.gr.lagaumkyrrsetningu,lgbanno.fl.,nr.31/1990. $ )  y greiningursemrsviWframkvmdaWfararsamkvmtframansgWuskalborinnundir v%N!* HraWsd;mReykjavkur. A&"+    '", K|    K|"-  & a  8.gr.K|"-I-݌ ( Ќ    y BeiWniumafskrninguloftfarsaf_loftfaraskr_Ԁskv.5.mgr.IX.gr.b;kunarumbnaWloft  fara,sbr.III.kaflalagaumloftferWir,nr.60/1998,skalbeinatilSamgngustofu.'a(h-  K|    K|.  9.gr.K|./݌ T, Ќ    y ViWgjaldYrotaskiptieWaopinberskiptiskalskiptastj;ritryggjaaWskrWstilkynningum  YaWalYj;WlegaskrYegarfyrirligguraWmeWaleignabseru_loftfarshlutir_,sbr.c-liW2.mgr.  I.gr.b;kunarumbnaWloftfara.Samsvaranditilkynningarskyldahvlirumsj;narmanniviW   upphafnauWasamningaogaWstoWarmanniviWgreiWslustWvuneftirreglumlagaumgjald  X Yrotaskiptio.fl.,nr.21/1991. 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K|    K|8  12.gr.K|8 9݌ i Ќ   @`BreytingarWrumlgum. \4  y ViWgildistkulagaYessaraverWaeftirfarandibreytingarWrumlgum: ' / /"A0J"  A0Jy: y2%  1  .3  Ԉ0    LgumSamgngustofu,stj;rnsUslustofnunsamgngumla,nr.119/2012:ViW12.gr.  lagannabtistnUmlsgrein,svohlj;Wandi:A0Jy::݌   Ќ   y 0   e   GjldfyrireftirlitmeWskrWumeigandaeWa_umrWanda_Ԁloftfars,svosemvegnaeftir `  litsmeWlofthfi,starfrksluloftfars,skrninguogafskrninguloftfars,erutryggWmeW S+! _lgveWi_ԀloftfarieWa_loftfarshlutum_ԀskrWumhrlandi.Gjldinskulujafnrtthsn " milli,eneldrikrfurskulugangaframaryngri.X;skulukrfurvegnabjrgunarskv. # 134.gr.lagaumloftferWir,nr.60/1998,gangaframarkrfumsamkvmtYessarigrein. $   "A0J"  A0J> y2%  2  .3  Ԉ0    LgumloftferWir,nr.60/1998:A0J> ?݌!W%   Ќ  "C"  C?0 y 0y y e2%  a  .3  Ԉ0    0staW4.!6.mgr.9.gr.lagannakemurnUmlsgrein,svohlj;Wandi:C?@݌J""&   Ќ  "ir"  ir;A0 y 0y y 0e  2%3  0e e    RWherraerheimiltaWsetjareglugerWkvWiumskilyrWitilskrningarogaf #' skrningarloftfara,_skrsetningarskrteini_Ԁloftfara,Yj;Wernisog_skrsetningarmerki_, #( _kennispjald_Ԁog_tflutningsbeiWni_.ir;AhA݌$ )   Ќ  "C"  CC0 y 0y y e2%  b  .3  Ԉ0    eftir9.gr.alagannakemurnUgreinsemverWur9.gr.b,svohlj;Wandi:CCC݌v%N!*   Ќ  "ir"  ir!E0 y 0y y 0e  2%3  0e e    UmskrsetningurttindaloftfrumeWa_loftfarshlutum_Ԁgildasrstklg,annars A&"+ vegarlgumskrsetningurttindaloftfrum,nr.21/1966,oghinsvegarlgum  '", HfWaborgarsamninginnumalYj;WlegtryggingarrttindihreyfanlegumbnaWiog '#- b;kunumbnaWloftfara,semgangaframarkvWumlagaumskrsetningurttinda (z$. loftfrum,viWgildistkuHfWaborgarsamningsinsogb;kunarumbnaWloftfara ( hvaW0slandvarWar,vegnaskrWratryggingarrttindasemfallaundirHfWaborgar  samninginnoginnbyrWisYUWinguskrWratryggingarrttinda.ir!ENE݌   Ќ  "ir"  irI0 y 0y y 0e  2%3  0e e    SUslumaWurinnhfuWborgarsvWinuannastskrningurttindaloftfrumsam a kvmtlgumnr.21/1966.Samgngustofaskaltilkynnabreytingar_loftfaraskr_Ԁsvo T, flj;ttsemverWamtilsUslumanns.irIII݌   Ќ  "C"  C7K0 y 0y y e2%  c  .3  Ԉ0    eftir16.gr.lagannakemurnUgreinsemverWur16.gr.a,svohlj;Wandi:C7KdK݌   Ќ  "ir"  irL0 y 0y y 0e  2%3  0e e    SamgngustofuerheimiltaWverWaviWbeiWniumafskrninguloftfarsogtflutn   ing,endasYaWsamrmiviWgildandilggjfsviWiflugryggis,ef:irLL݌ X   Ќ  "D`"  D`UN0 y 0y y 0e  0e e ? ?  2%  1  .3  Ԉ0=     beiWnierframvsaWafYartilbrumaWilagrundvelli_;afturkrfrar_Ԁheimildar K #  tilaWbiWjaumafskrninguogtflutningsemskrWerafSamgngustofuogD`UNN݌  =  =   Ќ  "D`"  D`gP0 y 0y y 0e  0e e ? ?  2%  2  .3  Ԉ0=     YartilbraWilivottaraWfyrirliggiskriflegtsamYykkihandhafaskrWratrygg    ingarrttindasemgangaframartryggingarrttindumkrfuhafanstilafskrningar   loftfarsinseWaaWslktryggingarrttindisuniWurfallin.D`gPP݌wO =  =   Ќ  "C"  CR0 y 0y y e2%  d  .3  Ԉ0    ViW71.gr.lagannabtistnUmlsgrein,svohlj;Wandi:CRR݌B    Ќ  "ir"  irS0 y 0y y 0e  2%3  0e e    Gjldskv.1.mgr.skulutryggWmeW_lgveWi_ԀloftfrumeWa_loftfarshlutum_Ԁeig    andaeWa_umrWanda_ԀloftfarssemskrWerhrlandi.Gjldskv.2.mgr.skulutryggW   meW_lgveWi_ԀYvloftfarisemhlutogskrWerhrlandieWa_loftfarshlutum_. {  Gjldinskulujafnrtthsnmillieneldrikrfurskulugangaframaryngri.X;skulu nF krfurvegnabjrgunar,sbr.134.gr.lagaYessaraogskv.12.gr.lagaumSamgngu 9 stofu,stj;rnsUslustofnunsamgngumla,nr.119/2012,gangaframarWrumkrfum  YeirrirWsemYeirraergetiW.irS&T݌   Ќ  "C"  CjX0 y 0y y e2%  e  .3  Ԉ0    2.mlsl.2.mgr.134.gr.lagannafellurbrott.CjXX݌r   Ќ  "C"  CY0 y 0y y e2%  f  .3  Ԉ0    ViW1.mgr.136.gr.lagannabtistnUrmlsliWur,svohlj;Wandi:RekstraraWiliflug e= vallarskalverWaviWbeiWniSamgngustofuumaWaftrafrloftfarsfrflugvelliuns 0 ;greiddeftirlitsgjldvegnastarfsemieigandaeWa_umrWanda_ԀloftfarserugreiddeWa  tryggingsettfyrirgreiWsluYeirra.CYY݌   Ќ  "A0J"  A0JS\ y2%  3  .3  Ԉ0    LgumgjaldYrotaskiptio.fl.,nr.21/1991:eftir9.gr.lagannakemurnUgreinsem i verWur9.gr.a,svohlj;Wandi:A0JS\\݌\4   Ќ  "B;"  B;]0 y 2%3  0y y    e kvWilagaumHfWaborgarsamninginnumalYj;Wlegtryggingarrttindihreyfan ' legumbnaWiogb;kunarumbnaWloftfarahafaforgangframyfirkvWiYessaralaga  vegnaskrWratryggingarrttindasemfallaundirHfWaborgarsamninginnogb;kunum  bnaWloftfaraoginnbyrWisYUWinguskrWratryggingarrttinda,ogYeirrarrWasem `  krfuhafihefurtilaWnfullnustukrfusinnar.B;]]݌S+!   Ќ  "A0J"  A0J` y2%  4  .3  Ԉ0    Lgumskrsetningurttindaloftfrum,nr.21/1966:A0J``݌"   Ќ  "C"  Ca0 y 0y y e2%  a  .3  Ԉ0    eftir1.gr.lagannakemurnUgreinsemverWur1.gr.a,svohlj;Wandi:Caa݌#   Ќ  "ir"  ir-c0 y 0y y 0e  2%3  0e e    kvWilagaumHfWaborgarsamninginnumalYj;Wlegtryggingarrttindi  $ hreyfanlegumbnaWiogb;kunarumbnaWloftfarahafaforgangframyfirkvWi !W% YessaralagavegnaskrWratryggingarrttindasemfallaundirHfWaborgarsamn J""& inginnogb;kunumbnaWloftfaraoginnbyrWisYUWinguskrWratryggingarrttinda, #' ogYeirrarrWasemkrfuhafihefurtilaWnfullnustukrfusinnarfrYvtma #( marki.ir-cZc݌$ )   Ќ  "C"  Cif0 y 0y y e2%  b  .3  Ԉ0    2.mlsl.2.mgr.5.gr.lagannafellurbrott.Ciff݌v%N!*   Ќ     '", @     &   ?>vbzv > *  ?FylgiskjalI. ( mAYF) dE$ A^m     SAMNINGUR a umalYj;WlegtryggingarrttindihreyfanlegumbnaWi.'(h  T, h b R0KIN,SEMERUAVILARAVSAMNINGIXESSUM,   b SEMGERASRGREINFYRIRnauWsynYessaWtvegaognotahreyfanleganbnaWsem   erverWmtureWahefursrstakaefnahagslegaYUWinguogaWgreiWafyrirfjrmgnunvegna  X flunarognotkunarslksbnaWarmeWskilvirkumhtti, K #   b SEMVIVURKENNAkosti_eignatryggWrar_ԀfjrmgnunarogleiguYessuskynioghafa    hugaWgreiWafyrirslkumtegundumviWskiptameWYvaWsetjaframskUrarreglurumYau,     b SEMHAFA0HUGAaWnauWsynlegteraWbyrgjastaWtryggingarrttindislkumbnaWi   suviWurkenndogvarinallsstaWar, wO   b SEMHAFAHUGaWskapavWtkanoggagnkvmanefnahagsleganvinningfyriralla B  aWilasemhagsmunaeigaaWgta,     b SEMTELJAaWslkarreglurverWiaWendurspeglameginreglur_eignatryggWrar_Ԁfjrmgn   unarogleiguogstuWlaaWnauWsynlegusjlfstWiaWilaYessumviWskiptum, {   b SEMERUMEVVITUVUMaWnauWsynlegteraWsetjaframlagarammaumalYj;Wleg nF tryggingarrttindislkumbnaWiogkoma,Yvskyni,f;talYj;Wleguskrningarkerfitil 9 aWverndaslkrttindi,   b SEMTAKAMIVafmarkmiWumogmeginreglumsemsettareruframgildandisamn  ingumumslkanbnaW, r  b HAFAORVIVSTTUMeftirfarandikvWi: e= O|    O|4q  I.KAFLIO|4q[q݌  Ќ   N     Nq  GildissviWogalmennkvWi.Nqq݌  Ќ    K|    K|zr  1.gr.K|zrr݌ i Ќ   J    J s  Skilgreiningar.J s5s݌ \4 Ќ   E vM: >vbE  0samningiYessumermerkingeftirfarandihugtakasemhrsegirnemaannaWleiWiaf ' samhengi:  ! ! 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O|    O|  II.KAFLIO|݌ K #  Ќ   N     NW  StofnunalYj;Wlegratryggingarrttinda.NW݌    Ќ    K|    K|  7.gr.K|?݌    Ќ   J    J  Formlegarkrfur.J݌   Ќ     TryggingarrttindistofnastsemalYj;WlegtryggingarrttindisamkvmtsamningiYessum wO  efssamningursemmyndareWakveWurum_tryggingarrttindin_: B  ! !"A0J"  A0JhZZ2$  a  .3  Ԉ0 M   erskriflegur,A0Jh݌  M M  Ќ  "A0J"  A0JRPP2$  b  .3  Ԉ0 M   tengisthlutsem_tryggingargjafi_,_skilyrWabundinn_ԀseljandieWaleigusalimrWstafa,A0JR݌ M M  Ќ  "A0J"  A0JZZ2$  c  .3  Ԉ0 M   gerirYaWkleiftaWgreinahlutinnsamrmiviWb;kuninaogA0J݌{ M M  Ќ  "A0J"  A0JPP2$  d  .3  Ԉ0 M   efumrWir_tryggingasamning_,gerirYaWkleiftaWkvarWatryggWarskuldbindingarn nF YessaWnauWsynlegtsaWtilgreinaYfjrhWeWahmarksfjrhWsemertryggW.A0J"݌9M M  Ќ  O|    O|  III.KAFLIO|݌  Ќ   N     Nn  VanefndarrWi.Nn݌ r Ќ    K|    K|  8.gr.K|8݌ e= Ќ   J    J  BrrWi_tryggingarhafa_.J݌ 0 Ќ   1.  _Tryggingarhafi_Ԁgetur,verWivanefndireinsogkveWiWerum11.gr.ogaWYvmarki  sem_tryggingargjafi_ԀhefursamYykkthverjusinniogmeWfyrirvaraumyfirlUsingusemsamn  ingsrkikannaWhafagefiWtskv.54.gr.,beitteinueWafleirieftirtalinnarrWa: i ! !"A0J"  A0JGZZ2$  a  .3  Ԉ0 M   nWumrWumeWaforrWiyfirhlutsemhonumhefurveriWveittur_tryggingarrttur_Ԁ,A0JGt݌\4M M  Ќ  "A0J"  A0JPP2$  b  .3  Ԉ0 M   selteWaleigttslkanhlut,A0J݌'M M  Ќ  "A0J"  A0JZZ2$  c  .3  Ԉ0 M   innheimteWatekiWviWtekjumeWahagnaWiafrekstrieWanotkunslkshlutar.A0J݌M M  Ќ  2.  _Tryggingarhafi_Ԁgetureinnigkrafistd;msrskurWarsemheimilareWafyrirskipareinhverj  arYraWgerWirsemumgeturmlsgreininnihraWframan. `  3.  BeitaskalrrWumskv.a,beWacliW1.mgr.eWa13.gr.samrmiviWeWlilegaviW S+! skiptahtti.LtabersvoaWrrWisbeittsamrmiviWeWlilegaviWskiptahttiefYaWer " gertsamrmiviWkvWi_tryggingasamnings_ԀnemaslktkvWisbersUnilega;sanngjarnt. # 4.  _Tryggingarhafi_,semformaraWseljahluteWaleigjahanntskv.1.mgr.,skaltilkynna  $ eftirtldumaWilumumYaWskriflegaogmeWhfilegumfyrirvara: !W% ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   hagsmunaaWilumsemerutilgreindiri.ogii.liWmliWar1.gr.ogA0J݌J""&M M  Ќ  "A0J"  A0JPP2$  b  .3  Ԉ0 M   hagsmunaaWilumsemerutilgreindiriii.liWmliWar1.gr.oghafatilkynnt_tryggingar #' hafa_ԀumrttindisnmeWhfilegumfyrirvaraWurentilslueWaleigukemur.A0J݌#(M M  Ќ  5.  HversfjrhW,sem_tryggingarhafi_ԀinnheimtireWatekurviWframhaldiafbeitingu $ ) einhversYeirrarrWasemumgetur1.eWa2.mgr.,skalfrWsemhlutigreiWslufjrhW v%N!* tryggWuskuldbindinganna. A&"+ 6.  EfheildarfjrhWir,sem_tryggingarhafi_ԀinnheimtireWatekurviWframhaldiafeinhverju  '", YvrrWisembeitterogumgetur1.eWa2.mgr.,eruhrriensfjrhWsemertryggW '#- meWtryggingu,samteWlilegumkostnaWisemstofnaWertilviWbeitinguslksrrWis,skal (z$. _tryggingarhafi_,nemad;mst;llinngefifyrirmliumannaW,skiptaYvsemumframermilli ( handhafaskrWratryggingarrttindasemneWarerurWinnieWasem_tryggingarhafa_Ԁhefur  veriWtilkynntum,forgangsrW,oggreiWa_tryggingargjafanum_ԀYfjrhWsemeftirstendur,  efeinhverer. a K|    K|  9.gr.K|݌  Ќ   J    J3  YfirfrslaeignarrttaryfirhluttilaWfullngjaskuldbindingu;innlausn.J3]݌  Ќ   1.  _Tryggingarhafi_ԀogallirhagsmunaaWilargeta,hvenrsemereftiraWvanefndirverWaeins   ogkveWiWerum11.gr.,gertsamkomulagumaWeignarrttur(eWaaWrirhagsmunir_trygg  X ingarhafa_)yfirhlut,semfellurundirtryggingu,skuliyfirfrWurtil_tryggingarhafa_ԀtilaWfull K #  ngjatryggWumskuldbindingumaWlluleytieWaaWhluta.    2.  D;mst;llinngetur,aWkrfu_tryggingarhafa_,gefiWfyrirmliumaWeignarrttur(eWaaWrir    hagsmunir_tryggingarhafa_)yfirhlut,semfellurundirtryggingu,skuliyfirfrWurtil_trygg   ingarhafa_ԀtilaWfullngjatryggWumskuldbindingumaWlluleytieWaaWhluta. wO  3.  D;mst;llinnskalYvaWeinsverWaviWkrfusamkvmtmlsgreininnihraWframanaW B  fjrhWhinnatryggWuskuldbindinga,semfullngjameWfyrrnefndriyfirfrslueignar    rtti,ssamrmiviWverWgildihlutarins,aWteknutillititilgreiWslnasem_tryggingarhafi_Ԁ   aWstandaskiltilhagsmunaaWila. {  4.  _Tryggingargjafi_ԀeWa_hagsmunaaWili_Ԁgetur,hvenrsemer,eftiraWvanefndirverWaeins nF ogkveWiWerum11.gr.ogWurenframfersalaYesshlutarsemermeW_tryggingarrtti_ԀeWa 9 Wurenfyrirmliskv.2.mgr.erugefin,losaWsigundantryggingumeWYvaWgreiWaaWfullu  YfjrhWsemtryggWer,meWfyrirvaraumleiguafhlfu_tryggingarhafa_Ԁskv.bliW1.mgr.  8.gr.eWafyrirmlumskv.2.mgr.8.gr.GreiWi_hagsmunaaWili_,annarenskuldari,_tryggingar r fjrhWina_ԀaWfullu,eftiraWslkarvanefndirverWa,WlasthannYannrttsem_tryggingar e= hafinn_Ԁtti. 0 5.  EignarrttureWannurrttindi_tryggingargjafa_,semeruyfirfrWviWsluskv.bliW1.  mgr.8.gr.eWayfirfrWskv.1.og2.mgr.Yessarargreinar,eru;hWWrumtryggingarrttind  umeftrygging_tryggingarhafa_ԀgengurYeimframarsamkvmtkvWum29.gr. i K|    K|  10.gr.K|݌ ' Ќ   J    Je  BrrWi_skilyrWabundins_ԀseljandaeWaleigusala.Je݌  Ќ     VerWivanefndirsamningimeWeignarrttarfyrirvaraeWaleigusamningieinsogkveWiW  erum11.gr.getur_skilyrWabundinn_ԀseljandieWaleigusali,eftiratvikum: `  ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   meWfyrirvaraumyfirlUsingusemsamningsrkikannaWgefatskv.54.gr.,sagtsamn S+! ingnumuppognWumrWumeWaforrWiyfirYeimhlutsemsamningurinntekurtileWaA0J݌"M M  Ќ  "A0J"  A0J4PP2$  b  .3  Ԉ0 M   krafistd;msrskurWarsemheimilareWafyrirskiparannaWhvortYessararrWa.A0J4a݌#M M  Ќ  K|    K|r  11.gr.K|r݌ !W% Ќ   J    J  Inntakvanefnda.J.݌ J""& Ќ   1.  SkuldariogkrfuhafigetahvenrsemergertskriflegtsamkomulagumYaWhvaWaatvik #' teljastvanefndireWagefaannanhtttilefnitilYeirrarttindaogrrWasemerutilgreind #( 8.!10.gr.og13.gr. $ ) 2.  Hafiskuldariogkrfuhafiekkigertslktsamkomulagmerkir?vanefndir 8.!10.gr.og v%N!* 13.gr.vanefndirsemsviptakrfuhafaaWveruleguleytiYvsemhannmttigerarWfyriraW A&"+ eigarttsamkvmtsamningnum.  '",   '#- K|    K|)  & a  12.gr.K|)P݌ ( Ќ   J    J  _ViWb;tarrrWi_.J݌  Ќ     Heimilter'a(oaWbeitaviWb;tarrrWum,semgildandilgleyfa,m.a.rrWumsemaWilar  gerasamkomulagum,aWYvmarkisemYaufaraekkibgaviW;frvkjanlegkvWiYessa a kaflaeinsogframkemur15.gr. T, K|    K|  13.gr.K|݌  Ќ   J    J  RttarrrWimeWanendanlegsrskurWarerbeWiW.J݌   Ќ   1.  Samningsrkiskal,meWfyrirvaraumyfirlUsingusemYaWkannaWgefatskv.55.gr.,  X tryggjaaWkrfuhafi,semfrirframsannanirfyrirvanefndumskuldara,geti,meWanendan K #  legsrskurWarerbeWiWvarWandikrfuhansogaWYvmarkisemskuldarinnhefureinhverju    sinnisamYykktYaW,leitaW_rttarrrWis_ԀmeWskj;tumhttifyrird;miformirskurWarsem    heimilarhonumneWangreindrrWi,eitteWafleiri:   ! !"A0J"  A0J ZZ2$  a  .3  Ԉ0 M   varWveisluhlutarinsogverWgildishans,A0J !݌wO M M  Ќ  "A0J"  A0J!PP2$  b  .3  Ԉ0 M   umrWeWaforrWiyfirhlutnumeWavrsluhans,A0J!$"݌B M M  Ќ  "A0J"  A0J#ZZ2$  c  .3  Ԉ0 M   kyrrsetninguhlutarinsogA0J#;#݌  M M  Ќ  "A0J"  A0J$PP2$  d  .3  Ԉ0 M   leigueWa,nemaYeimtilvikumYarsem_a!cliWir_ԀeigaviW,reksturhlutarinsogaWnj;ta   teknaYaraf.A0J$0$݌{ M M  Ќ  2.  D;mst;llinngetur,YegarhanngefurfyrirmlisamkvmtmlsgreininnihraWframan, nF settskilmlasemhanntelurnauWsynlegaYvskyniaWverndahagsmunaaWilaefkrfuhafinn: 9 ! !"A0J"  A0J&ZZ2$  a  .3  Ԉ0 M   efnirekki,YegarhannframfylgirslkumfyrirmlumumrttarrrWi,einhverjaaf  skuldbindingumsnumgagnvartskuldarasamkvmtsamningiYessumeWab;kuninni  eWaA0J&&݌rM M  Ќ  "A0J"  A0Jq(PP2$  b  .3  Ԉ0 M   geturekkifrtsnnurkrfusna,aWlluleytieWaaWhluta,viWendanleganrskurW e= umhana.A0Jq((݌0M M  Ќ  3.  D;mst;llinngetur,Wurenhanngefurfyrirmliskv.1.mgr.,krafistYessaWhagsmuna  aWilumstilkynntumbeiWnina.  4.  EkkertgreinYessarihefurhrifbeitingu3.mgr.8.gr.eWavaldd;mst;lstilaWkveWa i umnnurrttarrrWitilbrWabirgWaenYausemsetterufram1.mgr. \4 K|    K|+  14.gr.K|++݌  Ќ   J    J#,  _MlsmeWferWarkrfur_.J#,M,݌  Ќ     MeWfyrirvaraum2.mgr.54.gr.skalbeitahverjuYvrrWi,semkveWiWerum `  Yessumkafla,samrmiviWYmlsmeWferWsemlgmlafyrirumYeimstaWYarsemtil S+! stenduraWYvverWibeitt. " K|    K|0.  15.gr.K|0.W.݌  $ Ќ   J    J.  Frvik.J..݌ !W% Ќ     TveireWafleiriYeirraaWilasemumgeturYessumkaflageta,hvenrsemersamskipt J""& umsnmillimeWskriflegusamkomulagi,vikiWfreWabreytthrifumsrhversframan #' greindskvWisYessakafla,aWundanskildumkvWum3.!6.mgr.8.gr.,3.og4.mgr.9.gr., #( 2.mgr.13.gr.og14.gr. $ )   v%N!* O|    O|%1  &   IV.KAFLIO|%1L1݌ ( Ќ   N     N1  AlYj;WlegaskrningarkerfiW.N11݌  Ќ    K|    K|2  16.gr.K|22݌  Ќ   J    J3  AlYj;Wlegaskrin.J3D3݌ a Ќ   1.  SetjaskalstofnalYj;WlegaskrYvskyniaWskr:'(k1 T, ! !"A0J"  A0Jc4ZZ2$  a  .3  Ԉ0 M   alYj;Wlegtryggingarrttindi,vntanlegalYj;Wlegtryggingarrttindiog_skrningarhf_,  lgbundinrttindiogtryggingarrttindi,A0Jc44݌M M  Ќ  "A0J"  A0J6PP2$  b  .3  Ԉ0 M   framsalogvntanlegtframsalalYj;Wlegratryggingarrttinda,A0J656݌ M M  Ќ  "A0J"  A0J+7ZZ2$  c  .3  Ԉ0 M   flunalYj;WlegratryggingarrttindameWkrfuhafaskiptumaWlgumeWasamkvmt  X samningieinsoggildandilgmlafyrirum,A0J+7X7݌K # M M  Ќ  "A0J"  A0J8PP2$  d  .3  Ԉ0 M   tilkynningaruminnlendtryggingarrttindiogA0J88݌  M M  Ќ  "A0J"  A0J9ZZ2$  e  .3  Ԉ0 M   vkjanditryggingarrttindisemumgetur_undirgreinunum_ԀhraWframan.A0J99݌  M M  Ќ  2.  HeimilteraWkomaf;tsrstkumalYj;Wlegumskrmfyrirsrstakaflokkahlutaog   tilheyrandirttindi. wO  3.  0skrningufelst,aWYverYennankaflaogV.kaflavarWar,YarsemYaWviW,aWskrn B  inguverWibreytt,hnframlengdeWaafmW.    K|    K|<  17.gr.K|<<݌ {  Ќ   J    J"=  _Eftirlitsyfirvald_Ԁog_skrningaryfirvald_.J"=L=݌ nF Ќ   1.  Komaskalf;t_eftirlitsyfirvaldi_Ԁeinsogmlterfyrirumb;kuninni. 9 2.  _EftirlitsyfirvaldiW_Ԁskal:  ! !"A0J"  A0J,?ZZ2$  a  .3  Ԉ0 M   stofnaalYj;WleguskrnaeWasjtilYessaWYaWverWigert,A0J,?Y?݌M M  Ќ  "A0J"  A0J`@PP2$  b  .3  Ԉ0 M   tilnefna_skrningaryfirvald_,nemakveWiWsumannaWb;kuninni,eWahttastarf r semiYess,A0J`@@݌e=M M  Ќ  "A0J"  A0JAZZ2$  c  .3  Ԉ0 M   tryggjaaWhverskynsrttindi,semkrafistervegnaframhaldandiskilvirksrekstursal 0 Yj;WleguskrrinnarefskiptverWurum_skrningaryfirvald_,verWifalinnUju_skrningar  yfirvaldi_ԀeWaframseldYv,A0JAB݌M M  Ќ  "A0J"  A0JDPP2$  d  .3  Ԉ0 M   aWhfWusamrWiviWsamningsrkin,semjaeWasamYykkjareglursamkvmtb;kuninni i semfjallaumreksturalYj;WleguskrrinnarogsjtilYessaWYrverWibirtar,A0JD;D݌\4M M  Ќ  "A0J"  A0JEZZ2$  e  .3  Ԉ0 M   komaf;tstj;rnsUslumeWferWtilYessaWberaframkvartanirviW_eftirlitsyfirvaldiW_ ' varWandireksturalYj;Wleguskrrinnar,A0JEE݌M M  Ќ  "A0J"  A0JGnn2$  f  .3  Ԉ0 M   hafayfirumsj;nmeWstarfsemi_skrningaryfirvaldsins_ԀogrekstrialYj;Wleguskrrinnar,A0JGG݌M M  Ќ  "A0J"  A0JHPP2$  g  .3  Ԉ0 M   lta_skrningaryfirvaldi_Ԁt,aWbeiWniYess,YrleiWbeiningarsem_eftirlitsyfirvaldinu_ `  YykjaviWhfi,A0JHI݌S+!M M  Ќ  "A0J"  A0JJPP2$  h  .3  Ԉ0 M   kveWaogendurskoWareglulegafyrirkomulaggjaldtkufyrirYYj;nustusemalYj;W " legaskrinlturt,A0JJJ݌#M M  Ќ  "A0J"  A0JLww2$  i  .3  Ԉ0 M   geraallarnauWsynlegarrWstafanirtilYessaWtryggjaaWskilvirktrafrnt_tilkynninga  $ kerfi_ԀfyrirskrningustilstaWartilYessaWmarkmiWsamningsinsogb;kunarinnarni !W% framaWgangaogA0JL1L݌J""&M M  Ќ  "A0J "  A0J Nww2$  j  .3  Ԉ0 M   gefasamningsrkjunumreglulegaskUrsluumhvernigYaWefnirskyldursnarsam #' kvmtsamningnumogb;kuninni.A0J N:N݌#(M M  Ќ  3.  _Eftirlitsyfirvaldinu_ԀerheimiltaWgeraallanauWsynlegasamningatilYessaWYaWgeti $ ) gegntstrfumsnum,m.a.hvernYannsamningsemumgetur3.mgr.27.gr. v%N!* 4.  _EftirlitsyfirvaldiW_ԀfermeWallaneignarrttyfirgagnaogskjalasfnumalYj;Wleguskrr A&"+ innar.  '", 5.  _SkrningaryfirvaldiW_ԀskaltryggjaaWreksturalYj;Wleguskrrinnars_skilvirkur_Ԁogannast '#- YaustrfsemYverufalinsamkvmtsamningnum,b;kuninniogreglunum. (z$. ЇO|    O|~R  V.KAFLIO|~RR݌ ( Ќ   N     NS  nnurmlervarWaskrningu.NS;S݌  Ќ    K|    K|S  18.gr.K|SS݌  Ќ   J    JTT  KrfurvarWandiskrningu.JTT~T݌ a Ќ   1.  Tilgreinaskalb;kuninniogreglunumYrkrfur,m.a.viWmiWanirsemgerakleiftaW T, greinaviWkomandihlut,semberaWuppfyllatilYessaW:  ! !"A0J"  A0JVZZ2$  a  .3  Ԉ0 M   skrninggetifariWfram(m.a.aWgerWarsurWstafanirtilYessaWsendasamYykki  aWila,semkrafisteraWveitisamYykkisittskv.20.gr.,fyrirframmeWrafrnumhtti),A0JV0V݌ M M  Ќ  "A0J"  A0JWPP2$  b  .3  Ԉ0 M   leitgetifariWframogunntsaWgefat_leitarvottorW_Ԁog,meWfyrirvaraumYaW,A0JWW݌ XM M  Ќ  "A0J"  A0J#YZZ2$  c  .3  Ԉ0 M   tryggjaaWtrnaWurrkiumupplUsingarogskjlalYj;Wleguskrrinnar,aWrarenupp K #  lUsingarogskjlervarWaskrningu.A0J#YPY݌  M M  Ќ  2.  _Skrningaryfirvaldi_ԀberekkiskyldatilaWspyrjastfyrirumhvortsamYykkifyrirskrn    inguskv.20.gr.hafiveriWgefiWreyndeWasgilt.   3.  VerWitryggingarrttindi,semeruskrWsemvntanlegalYj;Wlegtryggingarrttindi,aW wO  alYj;Wlegumtryggingarrttindumskalekkigerakrfuumfrekariskrningu,aWYvtilskildu B  aWYrupplUsingarsemskrningunnifylgdungitilYessaWskralYj;Wlegtryggingar    rttindi.   4.  _Skrningaryfirvald_ԀskalgerarWstafanirtilYessaWskrningarverWifrWargagnasafn {  alYj;WleguskrrinnarogverWi_leitarbrar_ԀtmarWmiWaWviWviWtkuogskal_viWtkudagur_ nF og_viWtkustund_Ԁkomafram_gagnaskrnni_. 9 5.  0b;kuninnikannaWveramltfyrirumaWsamningsrkigetitilnefntstofnuneWastofn  anirlandsvWisnusemtengiliWeWatengiliWisemskulueWagetatekiWviWupplUsingum,  semerunauWsynlegarvegnaskrningar,og_framsent_ԀalYj;Wleguskrnni.Samningsrki,sem r gengurfrslkritilnefningu,geturtekiWframhvaWakrfur,efumYreraWrWa,skalupp e= fyllaWurenfyrrnefndarupplUsingarerusendaralYj;Wleguskrnni. 0 K|    K|a  19.gr.K|ab݌  Ќ   J    Jrb  Gildiogtmasetningskrningar.Jrbb݌ i Ќ   1.  SkrningerYvaWeinsgildaWhnsframkvmdsamrmiviW20.gr. \4 2.  Efskrningergildtelsthn_frgengin_ԀYegartilskildarupplUsingarhafaveriWfrWar ' gagnasafnalYj;WleguskrrinnarYannigaWleitsframkvmanleg.  3.  AWYvermlsgreininahraWframanvarWarskalskrningvera_leitarbr_ԀYegar:  ! !"A0J"  A0JdeZZ2$  a  .3  Ԉ0 M   alYj;WlegaskrinhefurgefiWhenniraWnmerogA0Jdee݌` M M  Ќ  "A0J"  A0JfPP2$  b  .3  Ԉ0 M   YeimupplUsingumsemskrningunnifylgdu,m.a._raWnmeri_,hefurveriWkomiWfyrir S+! geymsluvaranlegrimyndogunnteraWgangaaWYeimhjalYj;Wleguskrnni.A0Jff݌"M M  Ќ  4.  VerWitryggingarrttindi,semvoruupphaflegaskrWsemvntanlegalYj;Wlegtryggingar # rttindi,aWalYj;WlegumtryggingarrttindumskalfarameWslkrttindisemvruYauskrW  $ frsamatmaogvntanlegalYj;WlegtryggingarrttindivoruskrW,aWYvtilskilduaWskrn !W% inginhafiennveriWgildrttfyrirstofnunalYj;Wlegu_tryggingarrttindanna_ԀeinsogkveWiW J""& erum7.gr. #' 5.  MlsgreininhraWframangildir,meWnauWsynlegumbreytingum,umskrninguvntan #( legsframsalsalYj;Wlegratryggingarrttinda. $ ) 6.  Skrningskalvera_leitarbr_ԀgagnasafnialYj;WleguskrrinnarsamkvmtYeimviWmiW v%N!* unumsemmlterfyrirumb;kuninni. A&"+    '", K|    K|l  & ,  20.gr.K|ll݌ ( Ќ   J    J-m  SamYykkifyrirskrningu.J-mWm݌  Ќ   1.  HvoraWilinnsemergetur,meWskriflegusamYykkihinsaWilans,skrWalYj;Wlegtrygg  ingarrttindi,',(lvntanlegalYj;WlegtryggingarrttindieWaframsaleWavntanlegtframsal a alYj;WlegratryggingarrttindaogbreytteWaframlengtslkaskrninguWurenhnrennurr T, gildi.  2.  AWilisemvkjanditryggingarrttindigeturhvenrsemerskrWeWasamYykktmeW  skriflegumhttiskrninguvkjandialYj;WlegratryggingarrttindagagnvartWrumalYj;W   legumtryggingarrttindum.  X 3.  SaWilisemnUturhagsafskrningunnigeturafmWskrningunaeWagefiWskriflegtsam K #  YykkisittfyrirYv.    4.  SsemWlastalYj;WlegtryggingarrttindimeWkrfuhafaskiptumaWlgumeWasam    kvmtsamningigeturskrWflunYeirra.   5.  Handhafi_skrningarhfra_,lgbundinnarttindaeWatryggingarrttindageturskrWslk wO  rttindi. B  6.  HandhafiinnlendratryggingarrttindageturskrWtilkynninguumslkrttindi.    K|    K|s  21.gr.K|ss݌ {  Ќ   J    Jt  Gildistmiskrningar.JtCt݌ nF Ќ     SkrningalYj;WlegratryggingarrttindaheldurgildisnuunsskrninginerafmWeWa 9 framaWlokumYesstmabilssemumgeturskrningunni.  K|    K|u  22.gr.K|uu݌ r Ќ   J    J+v  Leit.J+vUv݌ e= Ќ   1.  SrhverjumaWilaerheimilt,einsogmlterfyrirumb;kuninniogreglunum,aWgera 0 leit,eWa;skaeftiraWleitverWigerW,meWrafrnumhttialYj;Wleguskrnnivegnatrygg  ingarrttindaeWavntanlegraalYj;WlegratryggingarrttindasemYareruskrW.  2.  _Skrningaryfirvald_Ԁskal,eftiraWhafam;ttekiWbeiWniYarumogYannhttsemmlt i erfyrirumb;kuninniogreglunum,gefatrafrntvottorWvegnaleitarskrnnimeWtilliti \4 tilsrhvershlutar: ' ! !"A0J"  A0JyZZ2$  a  .3  Ԉ0 M   YarsemframkomaallarskrWarupplUsingarsemYessutengjastogyfirlUsingum  _skrningardag_ԀogstundslkraupplUsingaeWaA0Jyy݌M M  Ќ  "A0J"  A0JZ{PP2$  b  .3  Ԉ0 M   YarsemframkemuraWengarupplUsingarsemYessutengjastsaWfinnaalYj;Wlegu `  skrnni.A0JZ{{݌S+!M M  Ќ  3.  0_leitarvottorWi_,semergefiWrsamkvmtmlsgreininnihraWframan,skalkomafram " aWkrfuhafinn,semernefndurYeimupplUsingumsemfylgjaskrningunni,hafiaflaWsr, # eWahyggistaflasr,alYj;WlegratryggingarrttindaviWkomandihlutenekkihvortYaWsem  $ erskrWsualYj;WlegtryggingarrttindieWavntanlegalYj;Wlegtryggingarrttindi,jafnvel !W% Y;ttunntsaWgangarskuggaumYaWmeWhliWsj;nafYeimupplUsingumsemfylgjaskrn J""& ingunni. #' K|    K|  23.gr.K|݌ $ ) Ќ   J    J0  SkryfiryfirlUsingarogyfirlUstlgbundinrttindiogtryggingarrttindi.J0Z݌ v%N!* Ќ     _Skrningaryfirvald_ԀskalhaldaskryfiryfirlUsingar,afturkallaniryfirlUsingaogYflokka A&"+ lgbundinnarttindaeWatryggingarrttinda,semvrsluaWilihefurtilkynnt_skrningaryfir  '", valdinu_ԀumaWsamningsrkihafigefiWyfirlUsinguumsamrmiviW39.og40.gr.,samt '#- dagsetningusrhverrarslkraryfirlUsingareWaafturkllunaryfirlUsingar.Slkskrskalvera (z$. skrsettog_leitarbr_ԀundirnafniYessrkissemgefuryfirlUsingunatogskalhngerWaW ( gengilegeinsogmlterfyrirumb;kuninniogreglunumhverjumYeimsemferframYaW.  K|    K|e  24.gr.K|e݌ a Ќ   J    J  SnnunargildivottorWa.J!݌ T, Ќ     SkjalYvformisemreglurnarmlafyrirum,semgefiWertilkynnaaWsvottorWt  gefiWafalYj;Wleguskrnni,eraW;rannskuWumlisnnunYess:  ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   aWYaWhafiveriWgefiWtmeWYeimhttiogA0J݌ M M  Ќ  "A0J"  A0JчPP2$  b  .3  Ԉ0 M   aWYauefnisatriWisemYarergreintfr,m.a._skrningardagur_Ԁogtmi,fistaWist.A0Jч݌ XM M  Ќ  K|    K|3  25.gr.K|3Z݌    Ќ   J    Jʼn  SkrningafmW.Jʼn݌    Ќ   1.  Xegarskuldbindingar,semerutryggWarmeWskrWritryggingu,eWaskuldbindingar,sem   fallaundirskrW,lgbundinrttindieWatryggingarrttindi,gildaekkilengureWaskilyrWum wO  vegnayfirfrslueignarrttarsamkvmtskrWumsamningimeWeignarrttarfyrirvarahefur B  veriWfullngtskalhandhafislkrartryggingarfskrninguna_afmWa_ԀnstWulausrartafar    YegarskuldarinnhefurlagtframskriflegakrfuYessefnissemerafhenteWam;ttekin   heimilisfangihanssamkvmtskrningunni. {  2.  XegarvntanlegalYj;WlegtryggingarrttindieWavntanlegtframsalalYj;Wlegratrygg nF ingarrttindahefurveriWskrWskalfyrirhugaWurkrfuhafieWaframsalshafifskrninguna 9 _afmWa_ԀnstWulausrartafarYegarskuldarinneWaframseljandinnhefurlagtframskriflega  krfusemerafhenteWam;ttekinheimilisfangihanssamkvmtskrningunniWurenfyrir  hugaWurkrfuhafieWaframsalshafihefurgefiWuppverWgildieWaskuldbundiWsigtilaWgefa r uppverWgildi. e= 3.  Xegarskuldbindingar,semerutryggWarmeWinnlendumtryggingarrttindumsemerutil 0 greindskrWritilkynninguuminnlendtryggingarrttindi,gildaekkilengurskalhandhafi  slkratryggingarrttindafskrninguna_afmWa_ԀnstWulausrartafarYegarskuldarinnhefur  lagtframskriflegakrfusemerafhenteWam;ttekinheimilisfangihanssamkvmtskrn i ingunni. \4 4.  XegarekkihefWittaWframkvmaskrningueWahnerrngskalsaWili,semhefurhag ' afskrningunni,fskrninguna_afmWa_ԀnstWulausrartafareWahennibreyttYegarskuld  arinnhefurlagtframskriflegakrfusemerafhenteWam;ttekinheimilisfangihanssam  kvmtskrningunni. `  K|    K|  26.gr.K|݌ " Ќ   J    J  AWganguraWYj;nustualYj;Wleguskrningarinnar.J݌ # Ќ     EngumskalmeinaWuraWganguraWskrningarog_leitarYj;nustu_ԀalYj;Wleguskrrinnar  $ afannarristWuenYeirriaWhlutaWeigandifariekkieftirYeimverklagsreglumsemmlter !W% fyrirumYessumkafla. J""& O|    O|  VI.KAFLIO|ݖ݌ #( Ќ   N     NJ  SrrttindiogfriWhelgi_eftirlitsyfirvalds_Ԁog_skrningaryfirvalds_.NJt݌ $ ) Ќ    K|    K|a  27.gr.K|a݌ v%N!* Ќ   J    J  LgaWili;friWhelgi.J݌ A&"+ Ќ   1.  _EftirlitsyfirvaldiW_ԀskalhafarttarstWualYj;WlegslgaWilahafiYaWekkinYegarY  '",  stWu. '#- 2.  &   _EftirlitsyfirvaldiW_Ԁskal,samtembttismnnumsnumogstarfsliWi,nj;taYeirrarfriW ( helgigagnvart_mls;knum_Ԁogstj;rnsUslumeWferWsemtilgreinderb;kuninni.'(  3.0  a.0  _EftirlitsyfirvaldiW_ԀskalveraundanYegiWskttumognj;taannarrasrrttindaeinsog  kannaWverWakveWiWumsamningiviWhlutaWeigandigistirki.a   0  b.0  ?Gistirki merkir,aWYverYessamlsgreinvarWar,YaWrkiYarsem_eftirlitsyfirvald T, iW_ԀerstaWsett.   4.  Eignir,skjloggagnaogskjalasfnalYj;Wleguskrrinnarskulunj;tafriWhelgiogvera  _friWhelg_ԀgagnvarthaldlagningueWaannarskonar_mls;knum_Ԁogstj;rnsUslumeWferW.   5.  AWYvervarWarkrfuhendur_skrningaryfirvaldi_Ԁskv.1.mgr.28.gr.eWa44.gr.skal  X krefjandihafarttaWgangiaWnauWsynlegumupplUsingumogskjlumtilYessaWhonum K #  sgertkleiftaWskjakrfusna.    6.  _EftirlitsyfirvaldiW_ԀgeturfelltniWurYfriWhelgisemveitterskv.4.mgr.    O|    O|T  VII.KAFLIO|T{݌ wO  Ќ   N     N  byrgW_skrningaryfirvalds_.N݌ B  Ќ    K|    K|  28.gr.K|݌    Ќ   J    JM  byrgWogfjrhagslegartryggingar.JMw݌   Ќ   1.  _Skrningaryfirvald_ԀskalberabyrgWgreiWsluskaWab;tavegnatapssemaWiliverWur {  fyrirogrekjambeinttilskekkjueWavanrkslu_skrningaryfirvalds_Ԁogembttismannaog nF starfsliWsYesseWatilbilunaralYj;Wlega_skrningarkerfinu_ԀnemaYegar_bilunin_Ԁerafvldum 9 ;hjkvmilegseWa;viWrWanlegsatburWarsemekkireyndistunntaWkomavegfyrirmeW  YvaWbeitabestuaWferWumsemvler__ԀsviWihnnunarogrekstrarrafrnnarskrningar,  m.a.aWferWumsemtengjast_ryggisafritun_Ԁogryggikerfaog_netsamstarfi_. r 2.  _SkrningaryfirvaldiW_ԀskalhvorkiberabyrgWsamkvmtmlsgreininnihraWframan e= vegna_staWreyndavillna_ԀskrningarupplUsingum,sem_skrningaryfirvaldi_ԀberasteWaYaW 0 sendirYvformisemYvbrustYrupplUsingar,nvegnaaWgerWaeWaaWstWnasem  _skrningaryfirvaldiW_ԀogembttismennYessogstarfsliWeruekkibyrgfyrirogkomutilfyrir  viWtku_skrningarupplUsinga_ԀhjalYj;Wleguskrnni. i 3.  HeimilteraWlkkabturskv.1.mgr.aWYvmarkisemsaWilisemfyrirtj;niverWur \4 ollisjlfurtj;ninueWattiYttYv. ' 4.  _SkrningaryfirvaldiW_ԀskalaflasrvtryggingareWafjrhagslegrartryggingartilYessaW  mtaYeirriskaWab;taskyldusemumgeturYessarigrein,aWYvmarkisem_eftirlitsyfirvaldiW_  kvarWarsamrmiviWb;kunina. `  O|    O|)  VIII.KAFLIO|)P݌ " Ќ   N     N  hrifalYj;WlegratryggingarrttindagagnvartYriWjuaWilum.N݌ # Ќ    K|    K|  29.gr.K|Ȯ݌  $ Ќ   J    J3  ForgangsrWandstWratryggingarrttinda.J3]݌ !W% Ќ   1.  SkrWtryggingarrttindigangaframarWrumsWarskrWumtryggingarrttindumog J""& ;skrWumtryggingarrttindum. #' 2.  Forgangurfyrstnefndu_tryggingarrttindanna_ԀsamkvmtmlsgreininnihraWframan #( viW: $ ) ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   jafnvelY;ttfyrstnefndu_tryggingarrttindin_ԀhafiveriWfengineWaYauskrWYegarraun v%N!* verulegvitneskjalfyrirumnnurtryggingarrttindiogA0J݌A&"+M M  Ќ  "A0J"  A0J6PP2$  b  .3  Ԉ0 M   jafnvelaWYvervarWarfyrirframgreiWsluafhlfuhandhafafyrstnefndu_tryggingarrtt  '", indanna_ԀsembUryfirslkrivitneskju.A0J6c݌'#-M M  Ќ  3.  Kaupandihlutarfrrttindihonum: (z$. ! !"A0J"  A0J>ZZ2$  a  .3  Ԉ0 M   meWfyrirvaraumtryggingarrttindisemeruskrWYegarhannWlastYautryggingar ( rttindiogA0J>k݌M M  Ќ  "A0J"  A0JPP2$  b  .3  Ԉ0 M   ;hW;skrWumtryggingarrttindumjafnvelY;tthannhafiraunverulegavitneskjuum  slkrttindi.A0Jʶ݌aM M  Ќ  4.  _SkilyrWabundinn_ԀkaupandieWaleigutakiWlastrttindiyfirfyrrnefndumhlut: T, ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   meWfyrirvaraumtryggingarrttindisemeruskrWfyrirskrningualYj;Wlegu_trygg  ingarrttindanna_Ԁsem_skilyrWabundni_ԀseljandinneWaleigusalinnrWayfirogA0J݌M M  Ќ  "A0J"  A0JPP2$  b  .3  Ԉ0 M   ;hWtryggingarrttindumsemeruekkiskrWmeWfyrrnefndumhttiYeimtmapunkti   jafnvelY;tthannhafiraunverulegavitneskjuumYautryggingarrttindi.A0JϺ݌ XM M  Ќ  5.  HgteraWbreytaforgangsrWandstWratryggingarrttindaeWarttindasamkvmtYess K #  arigreinmeWsamningimillihandhafaYessararttindaenframsalshafivkjanditryggingar    rttindaerY;ekkibundinnafsamningiumaWltaYautryggingarrttindivkjanemaslkt    hafi,YegarframsalttisrstaW,veriWskrWtengslumviWYannsamning.   6.  Forgangur,semtryggingarrttindihlutnj;tasamkvmtYessarigrein,nrtilg;Wa. wO  7.  SamningurYessi: B  ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   hefurekkihrifrttindiaWilahlut,Wrumenhlut,Y.e.hlutsemviWkomandihafWi    vrslusinniWurenhannvarsetturhlut,efYaurttindihaldagildisnusamkvmt   gildandilgumaWsetningulokinniogA0J<݌{ M M  Ќ  "A0J"  A0JPP2$  b  .3  Ԉ0 M   kemurekkivegfyrirmyndunrttindahlut,Wrumenhlut,semhefurWurveriW nF setturhlut,YegarYaurttindierumynduWsamkvmtgildandilgum.A0J1݌9M M  Ќ  K|    K|  30.gr.K|݌  Ќ   J    J2  hrifaf;gjaldfrni.J2\݌ r Ќ   1.  0mlsmeWferWvegna;gjaldfrnigegnskuldarahafaalYj;Wlegtryggingarrttindigildi e= efYauvoruskrWsamrmiviWYennansamningfyrirupphaf_;gjaldfrnimeWferWar_. 0 2.  EkkertgreinYessariveikirgildialYj;WlegratryggingarrttindaviW_;gjaldfrnimeWferW_  efrttindinhafagildisamkvmtgildandilgum.  3.  EkkertgreinYessarihefurhrif: i ! !"A0J"  A0JkZZ2$  a  .3  Ԉ0 M   lagakvWisemeigaviW_;gjaldfrnimeWferW_ԀogvarWa;gildinguviWskiptasemannaW \4 hvortvilnakrfuhafaeWarUrarttindihansmeWsviksamlegumhtti,A0Jk݌'M M  Ќ  "A0J"  A0J9PP2$  b  .3  Ԉ0 M   mlsmeWferWarreglursemvarWaframfylgdrttindatileignarsemerundirstj;rneWa  eftirlitiskiptastj;ra.A0J9f݌M M  Ќ  O|    O|  IX.KAFLIO|݌ S+! Ќ   N     N;  FramsaltilheyrandirttindaogalYj;Wlegratryggingarrttinda; " rttindiviW_krfuhafaskipti_.N;e݌ # Ќ    K|    K|j  31.gr.K|j݌  $ Ќ   J    J  hrifframsals.J&݌ !W% Ќ   1.  Framsaltilheyrandirttindaskv.32.gr.frirframsalshafaeinnig,nemaaWilarnirkomist J""& aWsamkomulagiumannaW: #' ! !"A0J"  A0JsZZ2$  a  .3  Ԉ0 M   tengdalYj;WlegtryggingarrttindiogA0Js݌#(M M  Ќ  "A0J"  A0J}PP2$  b  .3  Ԉ0 M   llrttindiogforgangsrWframseljandasamkvmtYessumsamningi.A0J}݌$ )M M  Ќ  2.  EkkertsamningiYessumkemurvegfyrirframsalaWhlutatilheyrandirttindum v%N!* framseljanda.XegarumslktframsalaWhlutaeraWrWagetaframseljandiogframsalshafi A&"+ gertmeWsrsamkomulagumrttindihvorsumsigervarWatengdualYj;Wlegu_tryggingar  '", rttindin_ԀsemeruframseldsamkvmtmlsgreininnihraWframanenekkimeWYeimhtti '#- aWslktskaWistWuskuldaransnsamYykkishans. (z$. @  a   3.  GildandilgkvarWa,meWfyrirvaraum4.mgr.,Yann_mlsvarnar_Ԅog_skuldajfnunarrtt_ ( semskuldarastendurtilboWagagnvartframsalshafa.  4.  Skuldarigetur,hvenrsemermeWskriflegumsamningi,afsalaWsrYeim_mlsvarnar_Ԅ  og_skuldajfnunarrtti_ԀsemumgeturmlsgreininnihraWframan,Wrumen_mlsvarnarrtti_ a semleiWirafsviksamleguathfiafhlfu_framsalshafans_. T, _5._  EftilheyrandirttindieruframseldmeWtryggingufrastYauafturtil_framseljandans_ԀaW  svomikluleytisemYaueruenntilstaWarYegarYrskuldbindingar,semframsaliWtryggir,  hafaveriWefndar.   K|    K|  32.gr.K|݌ K #  Ќ   J    J  Formlegarkrfurvegnaframsals.JB݌    Ќ   1.  FramsaltilheyrandirttindayfirfrirtengdalYj;WlegtryggingarrttindiYvaWeinsaW    YaW:   ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   sskriflegt,A0J݌wO M M  Ќ  "A0J"  A0J~PP2$  b  .3  Ԉ0 M   geriYaWkleiftaWgreinatilheyrandirttindiYeimsamningisemYauverWarakintilogA0J~݌B M M  Ќ  "A0J"  A0JZZ2$  c  .3  Ԉ0 M   YegarumframsalmeWtryggingueraWrWa,geriYaWkleiftaWkvarWasamrmiviW    b;kuninaYrskuldbindingarsemerutryggWarmeWframsalinu,nYessaWnauWsynlegt   saWtakaframYfjrhWeWahmarksfjrhWsemertryggW.A0J݌{ M M  Ќ  2.  FramsalalYj;Wlegratryggingarrttinda,semmyndasteWakveWiWerum_tryggingar nF samningi_,erekkigiltnemasumeWalltengd,tilheyrandirttindisueinnigframseld. 9 3.  SamningurYessigildirekkiaWYvervarWarframsaltilheyrandirttindasemfelurekki  sryfirfrslutengdumalYj;Wlegumtryggingarrttindum.  K|    K|  33.gr.K|݌ e= Ќ   J    J~  Skyldaskuldaragagnvartframsalshafa.J~݌ 0 Ќ   1.  AWYvmarkisemtilheyrandirttindiogtengdalYj;WlegtryggingarrttindihafaveriW  yfirfrWsamrmiviW31.og32.gr.erskuldaribundinnafframsalinu,hvaWYessirttindi  ogtryggingarrttindivarWar,ogberskyldatilaWinnagreiWsluafhenditil_framsalshafans_ԀeWa i standameWWrumhttiskilumgagnvarthonumYogYvaWeinsaW: \4 ! !"A0J"  A0JmZZ2$  a  .3  Ԉ0 M   framseljandinnhafitilkynntskuldaranumskriflegaumframsaliWeWaYaWveriWgert ' meWheimild_framseljandans_ԀogA0Jm݌M M  Ќ  "A0J"  A0JPP2$  b  .3  Ԉ0 M   tilkynningintilgreiniviWkomanditilheyrandirttindi.A0J,݌M M  Ќ  2.  GreiWslaeWaefndirskuldaraskululeysahannundanbyrgWefYaWergertsamrmiviW `  mlsgreininahraWframan,;hWWrumgreiWslumeWaefndumsemleysahannundan S+! byrgW. " 3.  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" K|    K|  37.gr.K|݌  $ Ќ   J    J  hrifaf;gjaldfrniframseljanda.J݌ !W% Ќ     kvWi30.gr.gildaummlsmeWferWvegna;gjaldfrnigegnframseljandalktog J""& vsanirtilskuldaravruvsanirtilframseljandans. #' K|    K|   38.gr.K| 1݌ $ ) Ќ   J    J  Krfuhafaskipti.J݌ v%N!* Ќ   1.  SamkvmtgildandilgumhefurekkertYessumsamningi,meWfyrirvaraum2.mgr., A&"+ hriffluntilheyrandirttindaogtengdraalYj;WlegratryggingarrttindameWkrfuhafa  '",  skiptumaWlgumeWasamkvmtsamningi. '#- 2.  &   HeimilteraWbreytaforgangsrWmillirttinda,semumgeturmlsgreininnihraW ( framan,ogandstWrarttindameWskriflegumsamningimillihandhafahvorra'(rttindaum  sigenframsalshafivkjanditryggingarrttindaerekkibundinnafsamningiumaWltartt  indinvkjanemaslkthafi,Yegarframsalf;rfram,veriWskrWtengslumviWYannsamning. a O|    O|   X.KAFLIO|  ݌  Ќ   N     N)   RttindieWatryggingarrttindisemfallaundiryfirlUsingarsamningsrkja.N) S ݌  Ќ    K|    K|   39.gr.K| 2 ݌   Ќ   J    J   Rttindisemhafaforgangnskrningar.J  ݌  X Ќ   1.  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Ќ     Samningsrkigetur,hvenrsemer,meWyfirlUsingusemerafhentvrsluaWilab;kunar " innartilvrslutaliWuppflokkalgbundinnarttindaeWatryggingarrttindasemskuluvera # skrningarhfsamkvmtsamningiYessum,lktogrttindineWatryggingarrttindinvrual  $ Yj;WlegtryggingarrttindiogskalfariWmeWYausemslk.HeimilteraWgerabreytingar !W% slkriyfirlUsinguhvenrsemer. J""& O|    O|  XI.KAFLIO|݌ #( Ќ   N     N;  BeitingsamningsinsviWslu.N;e݌ $ ) Ќ    K|    K|  41.gr.K|݌ v%N!* Ќ   J    J~  SalaogfyrirhuguWsala.J~݌ A&"+ Ќ     SamningurYessigildirumslueWafyrirhugaWasluhlutareinsogkveWiWerumb;k  '", uninnimeWorWnumbreytingum. '#- _ (z$. O|    O|   XII.KAFLIO| ; ݌ ( Ќ   N     N   Lgsaga.N  ݌  Ќ    K|    K|B!  42.gr.K|B!i!݌  Ќ   J    J!  ValvarnarYings.J!!݌ a Ќ   1.  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EftirfarandiaWilarhafalgsgutilaWbeitarttarrrWumskv.dliW1.mgr.13.gr.eWa   WrumrttarrrWumtilbrWabirgWameWskrskotuntil4.mgr.13.gr.: {  ! !"A0J"  A0JB)ZZ2$  a  .3  Ԉ0 M   d;mst;larsemaWilarnirveljaeWaA0JB)o)݌nFM M  Ќ  "A0J"  A0JK*PP2$  b  .3  Ԉ0 M   d;mst;larsamningsrkislandsvWiYarsemskuldarierstaWsetturefumrWirrttar 9 rrWisemaWeinserhgtaWframfylgjalandsvWiYesssamningsrkissamkvmt  fyrirmlumrskurWarinssemheimilarrrWiW.A0JK*x*݌M M  Ќ  3.  D;mst;llfermeWlgsgusamkvmtmlsgreininnihraWframanjafnvelY;ttendan r legurrskurWurvegnaYeirrarkrfusemumgetur1.mgr.13.gr.verWieWakunniaWvera e= kveWinnuppafd;mst;liannarssamningsrkiseWagerWard;mi. 0 K|    K|-  44.gr.K|--݌  Ќ   J    JH.  LgsagatilaWrskurWagegn_skrningaryfirvaldi_.JH.r.݌ i Ќ   1.  D;mst;larYarsem_skrningaryfirvald_ԀhefurmiWstWstj;rnsUslusinnarhafaeinirlgsgu \4 tilaWdmaskaWabtureWarskurWagegn_skrningaryfirvaldi_. ' 2.  EfaWilibregstekkiviWkrfu,semersettframskv.25.gr.,eWaefYessiaWilierekkileng  urfyrirhendieWafinnstekkitilYessaWunntsaWrskurWagegnhonum,YarsemYesser  krafistaWhannfiskrninguna_afmWa_,skuluYeird;mst;lar,semumgeturmlsgreininni `  hraWframan,einirhafalgsgu,aWkrfuskuldaraeWatilvonandiskuldara,tilaWrskurWa S+! gegn_skrningaryfirvaldinu_ԀYarsemYesserkrafistaWYaWafmiskrninguna. " 3.  EfaWilihltirekkirskurWid;mst;ls,semfermeWlgsgusamkvmtsamningiYessum, # eWa,efuminnlendtryggingarrttindieraWrWa,rskurWiYartilbrsd;mst;lsYarsemYess  $ erkrafistaWfyrrnefnduraWilifiskrningunnibreytteWahana_afmWa_Ԁgetad;mst;larnir,sem !W% umgetur1.mgr.,gefiW_skrningaryfirvaldi_ԀfyrirmliumaWgerarWstafanirsemdugatil J""& YessaWfyrrnefndumrskurWisfylgt. #' 4.  AWWruleytienYvsemkveWiWerummlsgreinunumhraWframanerengumd;m #( st;liheimiltaWsetjaframrskurWieWafellad;maeWatakakvarWanirsemerubindandifyrir $ ) _skrningaryfirvaldiW_. v%N!* K|    K|!7  45.gr.K|!7H7݌  '", Ќ   J    J7  LgsagaaWYvervarWarmlsmeWferWvegna;gjaldfrni.J77݌ '#- Ќ     kvWiYessakaflagildaekkiummlsmeWferWvegna;gjaldfrni. (z$. ЇO|    O|9  XIII.KAFLIO|9'9݌ ( Ќ   N     N9  TengslviWaWrasamninga.N99݌  Ќ    K|    K|F:  45.gr.a.K|F:m:݌  Ќ   J    J:  TengslviWsamningSameinuWuYj;Wannaumframsal a _viWskiptakrafna_ԀalYj;WaviWskiptum.J:;݌ T, Ќ     SamningurYessigengurframarsamningiSameinuWuYj;Wannaumframsal_viWskipta  krafna_ԀalYj;WaviWskiptum,semvarlagWurframtilundirritunarNewYork12.desember  2001,aWsvomikluleytisemhannviWumframsal_viWskiptakrafna_Ԁsemmyndatilheyrandi   rttindisemtengjastalYj;Wlegumtryggingarrttindum_loftfarshlutum_,jrnbrautarvgnum  X og_geimeignum_. K #  K|    K|>  46.gr.K|>>݌    Ќ   J    J8?  TengslviWUNIDROITsamninginnumalYj;Wlegafjrmgnunarleigu.J8?b?݌   Ќ     TengslYessasamningsogUNIDROITsamningsinsumalYj;Wlegafjrmgnunarleigu, wO  semvarundirritaWurOttawa28.ma1988,mkvarWab;kuninni. B  O|    O|@  XIV.KAFLIO|@A݌   Ќ   N     NA  LokakvWi.NAA݌ {  Ќ    K|    K|%B  47.gr.K|%BLB݌ nF Ќ   J    JB  Undirritun,fullgilding,staWfesting,samYykkieWaaWild.JBB݌ 9 Ќ   1.  SamningurYessiskalliggjaframmitilundirritunarHfWaborg16.n;vember2001af  hlfu_Ytttkurkja_ԀrWstefnustj;rnarerindrekaumsamYykktsamningsumhreyfanlegan  bnaWogb;kunarumloftfrsemvarhaldinHfWaborg29.okt;bertil16.n;vember2001. r Eftir16.n;vember2001skalsamningurinnliggjaframmiaWalstWvum_AlYj;Wastofnunar e= innar_Ԁfyrirsamrmingueinkamlarttar(UNIDROIT)R;mtilundirritunarafhlfuallra 0 rkjaYartilhannWlastgildisamrmiviW49.gr.  2.  SamningurYessiermeWfyrirvaraumfullgildingu,staWfestingueWasamYykkirkjasem  hafaundirritaWhann. i 3.  HvertYaWrkisemundirritarekkisamningYennangeturgerstaWiliaWhonumhvenr \4 semer. ' 4.  Fullgilding,staWfesting,samYykkieWaaWildferframmeWYvaWafhendavrsluaWila  formlegtskjalYessefnistilvrslu.  K|    K|H  48.gr.K|HH݌ S+! Ќ   J    JPP2$  k  .3  Ԉ0 M   ?byrgWarmaWur merkirhvernYannsem,YvskyniaWtryggjaefndireinhverraskuld    bindingakrfuhafahagsemerutryggWarmeWsamningitiltryggingarefndumeWa    samkvmtsamningi,byrgisteWagefurt_byrgWarskuldbindingu_ԀeWabyrgWkrfu   eWabakbyrgWeWa_greiWslutryggingu_Ԁeinhverriannarrimynd;A0J>k݌wO M M  Ќ  "A0J "  A0Jww2$  l  .3  Ԉ0 M   ?Yyrlur merkirloftfrYyngrienloft(nnurenYausemerunotuWhjher,_tollYj;nustu_ B  eWalgreglu)semhaldastloftimestmegnisvegna_gagnverkunar_ԀloftseinneWafleiri    _aflknna_ԀYyrlasumsemeruaWveruleguleyti_l;Wrttir_ԀogtilYessbrflugmla   yfirvldhafa_gerWarvottaW_ԀtilYessaWflytja:A0J4݌{ M M  Ќ  "C "  C-0  0M  cc2$  i  .3  Ԉ0: M M   a.m.k.fimm(5)manns,YarmeWtaldahfn;eWaC-Z݌nF:  :   Ќ  "C "  Ci0  0M  002$  ii  .3  Ԉ0: M M   yfir450kgafvrum;Ci݌9:  :   Ќ  "B; "  B;0  2$3  0M    samtllum_uppsettum_,_innfelldum_ԀeWafestumfylgihlutum,hlutumogtkjabnaWi  (YarmeWtldumYyrlum)ogllumggnum,handb;kumogskrmsemYeimtengjast;B;݌M M  Ќ  "A0J "  A0JQ!!2$  m  .3  Ԉ0 M   ?atvikertengistgreiWsluerfiWleikum merkir:A0JQ~݌rM M  Ќ  "C "  Cg0  0M  cc2$  i  .3  Ԉ0: M M   upphafmlsmeWferWarvegnagreiWsluerfiWleika;eWaCg݌e=:  :   Ќ  "C "  C0  0M  002$  ii  .3  Ԉ0: M M   yfirlUstformskuldaraumaWstWvagreiWslureWaeiginlegagreiWslustWvunaf 0 hanshlfuYegarlgeWaaWgerWirrkiskomavegfyriraWkrfuhafigetineyttrttar  snstilaWhfWa_gjaldYrotaml_Ԁgegnskuldara,eWameinahonumYaWum  stundarsakir,eWatilaWbeitarrWumsamkvmtsamningnum;C݌i:  :   Ќ  "A0J "  A0JuPP2$  n  .3  Ԉ0 M   ?_aWallgsagnarumdmi_Ԁ_gjaldYrotamli_ merkirYaWsamningsrkiYarsem_megin \4 hagsmunir_Ԁskuldaranseru,semYessutilvikiskaltaliWverasstaWurYarsemskuldari ' hefurlgboWiWaWsetureWa,hafihannekkislktaWsetur,sstaWurYarsemskuldarinn  erskrWureWastofnaWur,nemasnnursufrWarannaW;A0Ju݌M M  Ќ  "A0J"  A0JiPP2$  o  .3  Ԉ0 M   ?_skrningaryfirvald_ merkirinnlentyfirvaldeWayfirvaldsemskriralYj;Wleg_sam `  merki_,semheldurskrumloftfrsamningsrkiogberbyrgWskrninguogafskrn S+! inguloftfarasamrmiviWChicagosamYykktina;ogA0Ji݌"M M  Ќ  "A0J"  A0JPP2$  p  .3  Ԉ0 M   ?skrningarrki merkir,aWYvervarWarloftfr,rkiW_landsskrnni_,semviWkomandi # loftfarerfrt,eWarkiWYarsemyfirvaldiW,semskriralYj;Wleg_sammerki_Ԁogheldur  $ skrnaumloftfr,erstaWsett.A0J݌!W%M M  Ќ  K|    K|  II.gr.K|݌ #' Ќ   J    J~  GildissviWsamningsinsmeWtillititil_loftfarshluta_.J~݌ #( Ќ   1.  SamningurinngildirmeWtillititil_loftfarshluta_ԀmeWYeimhttisemhugtkinb;kun $ ) Yessarisegjafyrirum. v%N!* 2.  &  Samningurinnogb;kunYessiskulukunnsemsamningurinnumalYj;Wlegartryggingar A&"+ hreyfanlegumtkjabnaWieinsoghanngildirum_loftfarshluti_.'A&K  '",   '#- K|    K|v  & ,  III.gr.K|v݌ ( Ќ   J    J  GildissviWsamningsinsmeWtillititilslu.JI݌  Ќ     EftirfarandikvWisamningsinsgildalktogvsanirtilsamnings,semstofnareWaltur  t',(alYj;Wlegatryggingu,vruvsanirtil_slusamnings_ԀoglktogvsanirtilalYj;Wlegrar a tryggingar,vntanlegraralYj;Wlegrartryggingar,skuldaransogkrfuhafansvruvsanirtil T, slu,vntanlegrarslu,seljandansogkaupandanshversumsig:    3.og4.gr.;    aliWur1.mgr.16.gr.;     4.mgr.19.gr.;  X   1.mgr.20.gr.(meWtillititilskrningar_slusamnings_ԀeWavntanlegrarslu); K #    2.mgr.25.gr.(meWtillititilvntanlegrarslu);og      30.gr.    AukYessgildaalmennkvWi1.gr.,5.gr.,IV.tilVII.kafla,29.gr.(nnurenkvWi3.   mgr.29.gr.semkvWi1.og2.mgr.XIV.gr.komastaWinnfyrir),X.kafla,XII.kafla wO  (nnurenkvWi43.gr.),XIII.kaflaogXIV.kafla(nnurenkvWi60.gr.)umslu B  samningaogvntanlegaslu.    K|    K|0   IV.gr.K|0 W ݌ {  Ќ   J    J   GildissviW.J  ݌ nF Ќ   1.  Samningurinnskal,nYessaWhafahrif1.mgr.3.gr.hans,einniggildaumYyrlureWa 9 _flugskrokka_Ԁsemtilheyraloftfrum,semeruskrWskrsamningsrkisumloftfrsemer  hlutaWeigandiskrningarrki,ogfarislkskrningframsamkvmtsamningiumskrningu  viWkomandiloftfarsberaWltasvoaWhnhafiWlastgildiYegarssamningurvargerWur. r 2.  AWYvervarWarskilgreininguhugtaksins?viWskiptiinnanlands 1.gr.samningsins: e= ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   er_flugskrokkur_ԀstaWsetturskrningarrkiYessloftfarssemhannerhlutiaf;A0JG݌0M M  Ќ  "A0J"  A0JkPP2$  b  .3  Ԉ0 M   erhreyfillloftfarsstaWsetturskrningarrkiYessloftfarssemhannerfestureWa,s  hannekkifesturloftfar,YarsemhannerstaWsetturraunogveru;ogA0Jk݌M M  Ќ  "A0J"  A0JZZ2$  c  .3  Ԉ0 M   erYyrlastaWsettskrningarrki,A0J<݌iM M  Ќ  YegarkemstsamningurumaWstofnaeWaltattryggingu. \4 3.  AWilargeta,meWskriflegumsamningi,tilokaWkvWiXI.gr.og,samskiptumsn ' milli,vikiWfreWabreytthrifumkvWaYessararb;kunar,aWkvWum2.!4.mgr.IX.gr.  undanskildum.  K|    K|  V.gr.K|݌ S+! Ќ   J    J-  FormsatriWi,hrifogskrningslusamninga.J-W݌ " Ќ   1.  0b;kunYessarier_slusamningur_Ԁsamningursem: # ! !"A0J"  A0JZZ2$  a  .3  Ԉ0 M   erskriflegur;A0J݌ $M M  Ќ  "A0J"  A0JsPP2$  b  .3  Ԉ0 M   varWar_loftfarshlut_ԀsemseljandimrWstafa;ogA0Js݌!W%M M  Ќ  "A0J"  A0JZZ2$  c  .3  Ԉ0 M   gerirkleiftaWgreina_loftfarshlutinn_ԀsamrmiviWkvWib;kunarYessarar.A0J݌J""&M M  Ќ  2.  MeW_slusamningi_ԀertryggingseljandaviWkomandi_loftfarshlut_ԀyfirfrWtilkaupanda #' samkvmtskilmlumhans. #( 3.  Skrning_slusamnings_Ԁfelluraldreirgildi.Skrningvntanlegrarsluheldurgildi $ ) snu,nemahnsafmWeWastmierumgeturskrningunnistrunninn,efumslk v%N!* tmamrkeraWrWa. A&"+    '", !@ ! z !  K|    K|  & ,  VI.gr.K|݌ ( Ќ   J    J0  StaWamlsvara.J0Z݌  Ќ     AWiligeturgertsamningeWagengiWfrsluogskrWalYj;Wlegatryggingu,eWaslu  ,',(_loftfarshlut_ԀsemumboWsaWili,fjrhaldsmaWureWaannarristWusemmlsvari.0slku a tilvikigeturhlutaWeigandiaWilihaldiWframrttindumogtryggingumsamkvmtsamningi T, Yessum.  K|    K|  VII.gr.K|݌   Ќ   J    J=  LUsing_loftfarshluta_.J=g݌  X Ќ     LUsing_loftfarshlutar_,YarsemraWnmerognafnframleiWandahanskomaframsamt K #  _tegundarauWkenni_Ԁhlutarins,ernauWsynlegogfullngjanditilYessaWgreinahlutinnmeW    tillititilcliWar7.gr.samningsinsogcliWar1.mgr.V.gr.b;kunarYessarar.    K|    K|!  VIII.gr.K|!!݌ wO  Ќ   J    JH"  Vallagasemskulugilda.JH"r"݌ B  Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrkihafigefiWtyfirlUsinguskv.    1.mgr.XXX.gr.   2.  AWilaraWsamningieWa_slusamningi_ԀeWaskyldum_byrgWarsamningi_ԀeWasamningium {  undirskipungetakomiWsrsamanumYaulgsemskulugildaum_samningsrttindi_ԀYeirra nF ogskuldbindingar,aWlluleytieWaaWhluta. 9 3.  NemasamkomulagsumannaWervsun2.mgr.hraWframantillaga,semaWilar  velja,vsuntilinnlendrarttarreglnahinstilnefndarkiseWa,samanstandiYaWafnokkrum  stkumlandsvWum,tilinnlendralagahinstilnefndalandsvWis. r O|    O|&  II.KAFLIO|&&݌ 0 Ќ   N     N7'  VanefndarrWi,forgangsrtturogframsal.N7'a'݌  Ќ    K|    K|'  IX.gr.K|'(݌  Ќ   J    J(  BreytingarkvWumumvanefndarrWi.J((݌ i Ќ   1.  AukYeirrarrWasemerutilgreindIII.kaflasamningsinserkrfuhafaheimilt,aWYv \4 leytisemskuldarihefursamYykktYaWhverjusinniogviWYraWstWursemerutilgreindar ' Yeimkafla:  ! !"A0J"  A0J*ZZ2$  a  .3  Ԉ0 M   aWfYvframgengtaW_loftfariW_ԀsafskrW;ogA0J**݌M M  Ќ  "A0J"  A0J+PP2$  b  .3  Ԉ0 M   aWfYvframgengtaW_loftfarshluturinn_ԀsflutturtogfrWurefnislegumskilningi `  frYvlandsvWiYarsemhannerstaWsettur.A0J+,݌S+!M M  Ќ  2.  KrfuhafiskalekkibeitarrWumskv.1.mgr.hraWframannfyrirfram_fengins_Ԁskrif " legssamYykkishandhafaskrWrartryggingarsemerofarforgangsrWentryggingkrfu # hafa.  $ 3.  kvWi3.mgr.8.gr.samningsinsgildirekkium_loftfarshluti_.SrhverjurrWi,sem !W% kveWiWerumsamningnumogvarWar_loftfarshlut_,skalbeittsamrmiviWeWlilegaviW J""& skiptahtti.LtabersvoaWrrWisbeittsamrmiviWeWlilegaviWskiptahttisYaWgert #' samrmiviWkvWiviWkomandisamnings,nemaslktkvWisbersUnilega;sanngjarnt. #( 4.  _Tryggingarhafi_,semtilkynnirskriflegaumfyrirhugaWaslueWaleigutilhagsmunaaWila $ ) meWaWminnstakostituvirkradagafyrirvara,skaltalinnuppfyllakrfunaum?sanngjarnan v%N!* fyrirvara semertilgreind4.mgr.8.gr.samningsins.XaWkemurY;ekkivegfyriraW A&"+ _tryggingarhafi_Ԁog_tryggingargjafi_ԀeWabyrgWarmaWurgetisamiWumlengrifyrirvarafyrir  '", fram_gefinni_Ԁtilkynningu. '#- 5.  _Skrningaryfirvald_Ԁsamningsrkiskal,meWfyrirvaraumgildandilgogreglurumr (z$. yggi,samYykkjabeiWniumafskrninguogtflutningef: m)E%/ ! !"A0J"  A0J4ZZ2$  a  .3  Ԉ0 M   beiWninerrttilegalgWframaf_heimildarhafanum_ԀsamkvmtskrWri,_;afturkrfri_ ( heimildtilYessaWbiWjaumafskrninguogtflutning;ogA0J44݌M M  Ќ  "A0J"  A0J6PP2$  b  .3  Ԉ0 M   _heimildarhafinn_ԀstaWfestirgagnvart_skrningaryfivaldinu_,krefjistYaWYess,aWallar  skrWartryggingar,semeruofarforgangsrWentryggingYesskrfuhafasemheim a ildinhefurveriWgefintvegna,hafiveriWafmWareWaaWhandhafarslkratrygginga T, hafiveittsamYykkisittfyrirafskrninguogtflutningi.A0J66݌M M  Ќ  6.  _Tryggingarhafi_,semformaraWfafskrninguogtflutningiloftfarsframgengtskv.1.  mgr.,meWWrumhttiensamkvmtd;msrskurWi,skal,meWsanngjrnumfyrirvara,til   kynnaeftirtldumaWilumskriflegaafskrninguogtflutning:  X ! !"A0J"  A0J:ZZ2$  a  .3  Ԉ0 M   hagsmunaaWilumsemerutilgreindiri.ogii.liWmliWar1.gr.samningsins;ogA0J:;݌K # M M  Ќ  "A0J"  A0J <PP2$  b  .3  Ԉ0 M   hagsmunaaWilumsemerutilgreindiriii.liWmliWar1.gr.samningsinsoghafatilkynnt    _tryggingarhafa_ԀumrttsinnmeWsanngjrnumfyrirvaraWurentilafskrningarog    tflutningskemur.A0J <9<݌ M M  Ќ  K|    K|=  X.gr.K|=&>݌ B  Ќ   J    J>  BreytingarkvWumumrlausnmeWanendanlegsrskurWarerbeWiW.J>>݌    Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrkihafigefiWtyfirlUsinguskv.   2.mgr.XXX.gr.ogaWYvmarkisemtekiWerframslkriyfirlUsingu. {  2.  AWYvervarWar1.mgr.13.gr.samningsinsmerkir?skj;t ,meWtillititilYessaWfr nF lausn,innanYessfjldavirkradagafrYvaWums;knumrlausnerlgWframeinsogfram 9 kemuryfirlUsinguYesssamningsrkisYarsemums;kninerlgWfram.  3.  kvWi1.mgr.13.gr.samningsinsgildiraWviWbttueftirfarandibeinuframhaldiaf  dliW: r B> vM: B0  ?e.0  semjiskuldariogkrfuhafieinhverntmaumYaWsrstaklegaaWseljaogaWnUta e= g;Wannafslunni ,0   F vM: >BFog2.mgr.43.gr.gildirmeWinnskotiorWanna?oge eftir?d _yrWingunni_Ԁ?dliW1.mgr.  13.gr. .  4.  EignarrttureWaaWrartryggingarskuldara,semyfirfrastmeWsluskv.3.mgr.hraW i framan,eru;hWarWrumtryggingumsemeruneWarforgangsrWenalYj;Wlegtrygging \4 krfuhafasamkvmtkvWum29.gr.samningsins. ' 5.  KrfuhafiogskuldarieWasrhverannar_hagsmunaaWili_Ԁgeturgertskriflegtsamkomulag  umaWbeitaekkikvWi2.mgr.13.gr.samningsins.  6.  AWYvervarWarrrWiskv.1.mgr.IX.gr.: `  ! !"A0J"  A0J{GZZ2$  a  .3  Ԉ0 M   skuluYaugerWtiltkafhlfu_skrningaryfirvalds_Ԁogannarrastj;rnvalda,eftiratvikum, S+! samningsrkieigisWarenfimmvirkumdgumeftiraWkrfuhafitilkynnirslkum " yfirvldumumaW_rlausnin_Ԁskv.1.mgr.IX.gr.hafiveriWveitteWa,Yvtilvikierer # lendurd;mst;llveitirrlausn,aWd;mst;llfyrrnefndssamningsrkishafiviWurkennt  $ hanaogaWkrfuhafaberirtturtilaWffyrrnefndumrrWumframgengtsamrmi !W% viWsamninginn;ogA0J{GG݌J""&M M  Ќ  "A0J"  A0JJPP2$  b  .3  Ԉ0 M   skulutilYessbryfirvldtafarlausthafasamvinnuviWkrfuhafannogaWstoWahann #' viWaWbeitafyrrnefndumrrWumsamrmiviWgildandilgogreglurumflugryggi.A0JJ'K݌#(M M  Ќ  7.  kvWi2.og6.mgr.hafaenginhrifgildandilgogreglurumflugryggi. $ ) K|    K|#M  XI.gr.K|#MJM݌ A&"+ Ќ   J    JM  BrrWivegnagreiWsluerfiWleika.JMM݌  '", Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrki,semer_aWallgsagnarumdmi_ '#- _gjaldYrotamli_,hafigefiWtyfirlUsinguskv.3.mgr.XXX.gr. (z$. ЇValkosturA. ( 2.  EigisrstaWatvik,ertengistgreiWsluerfiWleikum,skalskiptastj;rieWaskuldari,eftir  atvikum,meWfyrirvaraumkvWi7.mgr.,fkrfuhafaviWkomandi_loftfarshlut_ԀtilumrWa a eigisWaren,hvortsemfyrrverWur: T, ! !"A0J"  A0JMQZZ2$  a  .3  Ԉ0 M   viWlok_biWtmans_;ogA0JMQzQ݌M M  Ќ  "A0J"  A0JdRPP2$  b  .3  Ԉ0 M   YanndagYegarkrfuhafinnmyndieigatilkalltilumrWayfirviWkomandi_loftfarshlut_,  giltukvWiYessarargreinarekki.A0JdRR݌ M M  Ќ  3.  ?_BiWtminn_ skal,aWYverYessagreinvarWar,veraYaWtmabilsemertilgreintyfir  X lUsinguYesssamningsrkissemer_aWallgsagnarumdmi_Ԁ_gjaldYrotamli_. K #  4.  VsanirYessarigreintil?skiptastj;ra eruvsanirtilviWkomandisemopinbersemb    ttismannsenekkisemeinstaklings.    5.  AWYvundanskilduaWkrfuhafasgefiWfriaWfumrWskv.2.mgr.ogYangaWtil   aWYvkemur: wO  ! !"A0J"  A0JVZZ2$  a  .3  Ԉ0 M   skalskiptastj;rieWaskuldari,eftiratvikum,varWveitaviWkomandi_loftfarshlut_ԀogviW B  haldahonumogverWgildihanssamrmiviWviWkomandisamning;ogA0JV)W݌  M M  Ќ  "A0J"  A0JXPP2$  b  .3  Ԉ0 M   berkrfuhafartturtilaWleitaeftirhverriannarri_brWabirgWarlausn_Ԁsemvlersam   kvmtgildandilgum.A0JXX݌{ M M  Ќ  6.  kvWialiWar5.mgr.hraWframantilokarekkiaWviWkomandi_loftfarshlutur_Ԁsnot nF aWursamkvmttilhgunsemertlaWaWvarWveitaviWkomandi_loftfarshlut_ԀogviWhaldahon 9 umogverWgildihans.  7.  Skiptastj;rieWaskuldari,eftiratvikum,geturfengiWviWkomandi_loftfarshlut_ԀtilumrWa  nUhafihann,viWlokYesstmabilserumgetur2.mgr.,bttfyrirallarvanefndir,aWraren r vanefndsemr;tsnaaWrekjatilupphafsmlsmeWferWarvegnagreiWsluerfiWleika,og e= samYykktaWefnaallarframtWarskuldbindingarsamkvmtviWkomandisamningi.Umannan 0 biWtmaerekkiaWrWakomitilvanefndafyrrnefndumskuldbindingum.  8.  AWYvervarWarrrWiskv.1.mgr.IX.gr.:  ! !"A0J"  A0J^ZZ2$  a  .3  Ԉ0 M   skuluYaugerWtiltkafhlfu_skrningaryfirvalds_Ԁogstj;rnvalda,eftiratvikum,samn i ingsrkieigisWarenfimmvirkumdgumeftirYanndagYegarkrfuhafitilkynnirslk \4 umyfirvldumumrttsinntilaWffyrrnefndumrrWumframgengtsamrmiviW ' samninginn;ogA0J^^݌M M  Ќ  "A0J"  A0J-aPP2$  b  .3  Ԉ0 M   skulutilYessbryfirvldtafarlausthafasamvinnuviWkrfuhafannogaWstoWahann  viWaWbeitafyrrnefndumrrWumsamrmiviWgildandilgogreglurumflugryggi.A0J-aZa݌` M M  Ќ  9.  :heimilteraWkomavegeWatefjafyrirYvaWbeittsrrWum,semeruheimilsam S+! kvmtsamningnumeWab;kunYessari,eftirYanndagsemertilgreindur2.mgr. " 10.  :heimilteraWbreytaskuldbindingumskuldarasamkvmtviWkomandisamninginsam # Yykkiskrfuhafa.  $ 11.  EigiskaltlkakvWi10.mgr.hraWframanmeWYeimhttiaWhafihrifvaldskipta !W% stj;ra,samkvmtgildandilgum,tilaWsegjaviWkomandisamningiupphafihannslktvald. J""& 12.  EnginrttindieWatryggingar,aWundanskildumlgbundnumrttindumeWatryggingum #' semtilheyraflokkisemertiltekinnyfirlUsinguskv.1.mgr.39.gr.,gangaframarskrWum #( tryggingumviWmlsmeWferWvegnagreiWsluerfiWleika. $ ) 13.  Samningurinn,meWorWnumbreytingumskv.IX.gr.b;kunarYessarar,gildirYegarbeita v%N!* rrWumsamkvmtYessarigrein. A&"+    '", & ,  ValkosturB. ( 2.  EigisrstaWatvik,ertengistgreiWsluerfiWleikum,skalskiptastj;rieWaskuldari,eftirat  vikum,aWbeiWnikrfuhafa,tilkynnakrfuhafa,innanYeirratmamarkaerum',(ggeturyfirlUs a ingusamningsrkisskv.3.mgr.XXX.gr.,hvorthannmuni: T, ! !"A0J"  A0JiZZ2$  a  .3  Ԉ0 M   btafyrirallarvanefndir,aWrarenvanefndsemr;tsnaaWrekjatilupphafsmls  meWferWarvegnagreiWsluerfiWleika,ogsamYykkjaaWefnaallarframtWarskuldbinding  arsamkvmtviWkomandisamningiog_viWskiptaskjlum_Ԁsemhonumtengjast;eWaA0Jii݌ M M  Ќ  "A0J"  A0JkPP2$  b  .3  Ԉ0 M   gefakrfuhafafriaWfviWkomandi_loftfarshlut_ԀtilumrWasamrmiviWkvWi  X gildandilaga.A0Jkl݌K # M M  Ќ  3.  Gildandilgskv.bliW2.mgr.hraWframankunnaaWheimilad;mst;lnumaWgera    krfuumaWgripiWverWitil_viWb;tarrWstafana_ԀeWaaWlagWarverWifram_viWb;tarbyrgWir_.    4.  KrfuhafiskalfrasnnurkrfursnarogsannaaWalYj;WlegtrygginghanshafiveriW   skrW. wO  5.  Sendiskiptastj;rieWaskuldari,eftiratvikum,krfuhafaekkitilkynninguskv.2.mgr., B  eWahafiskiptastj;rieWaskuldarilUstYvyfiraWhannmunigefakrfuhafafriaWfviW    komandi_loftfarshlut_ԀtilumrWaengerirYaWekki,geturd;mst;llinnheimilaWkrfuhafaaW   fviWkomandi_loftfarshlut_ԀtilumrWameWYeimskilmlumsemd;mst;llinnkannaWsetjaog {  geturd;mst;llinnkrafistYessaWgripiWverWitil_viWb;tarrWstafana_ԀeWaaWlagWarverWifram nF _viWb;tarbyrgWir_. 9 6.  ViWkomandi_loftfarshlut_ԀskaleigiseljameWanbeWiWerkvrWunard;mst;lsumfram  komnakrfuogalYj;Wlegatryggingu.  K|    K|s  XII.gr.K|ss݌ e= Ќ   J    J5t  AWstoWmlumvegnagreiWsluerfiWleika.J5t_t݌ 0 Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrkihafigefiWtyfirlUsinguskv.  1.mgr.XXX.gr.  2.  D;mst;larYesssamningsrkisYarsem_loftfarshlutur_ԀerstaWsetturskulu,samrmiviW i lg_samningsrkisins_ԀogeinsogaWstWurfrekastleyfa,vinnameWerlendumd;mst;lumog \4 erlendumskiptastj;rumaWYvaWhrindakvWumXI.gr.framkvmd. ' K|    K|`w  XIII.gr.K|`ww݌  Ќ   J    Jw  HeimildtilaWbiWjaumafskrninguogtflutning.Jwx݌ `  Ќ   1.  kvWiYessarargreinargildaYvaWeinsaWsamningsrkihafigefiWtyfirlUsinguskv. S+! 1.mgr.XXX.gr. " 2.  EftiraWskuldarihefurgefiWt_;afturkrfa_ԀheimildtilaWbiWjaumafskrninguogt # flutning,efnislegaYeirrimyndsemerbirtviWaukaviWb;kunYessa,ogsent_skrningar  $ yfirvaldi_Ԁtilskrningarskalskrhanasemslkaheimild. !W% 3.  SsemheimildinhefurveriWgefinthanda(?_heimildarhafinn_ )eWasannanlegurfulltri J""& hansskaleinumheimiltaWbeitarrWumskv.1.mgr.IX.gr.ogskalgeraYaWeingngusam #' kvmtheimildinnioggildandilgumogreglumumflugryggi.Skuldaraer;heimiltaW #( afturkallaheimildinanskriflegssamYykkis_heimildarhafans_.HlutaWeigandi_skrningar $ ) yfirvald_ԀskalafmheimildinarskrnniaWbeiWni_heimildarhafans_. v%N!* 4.  _Skrningaryfirvald_Ԁognnurstj;rnvldsamningsrkjumskulutafarlausthafasamvinnu A&"+ viW_heimildarhafann_ԀogaWstoWahannviWaWbeitarrWumskv.IX.gr.  '",   '#- K|    K|  & ,  XIV.gr.K|A݌ ( Ќ   J    J  Breytingar_forgangskvWum_.J݌  Ќ   1.  Kaupandi_loftfarshlutar_Ԁfr,kraftiskrWrarslu,trygginguhlutnum;hWtryggingu  sem',(`skrWerseinnaog_;skrWri_Ԁtryggingu,jafnvelY;kaupandinnhafiraunvitneskjuum a hina;skrWutryggingu. T, 2.  Kaupandi_loftfarshlutar_Ԁfrtryggingusnahlutnum,meWfyrirvaraumtryggingusem  erskrWYegarhannfrhana.  3.  EignarrttureWaannarrttureWatrygginghreyfliloftfarsstendur;haggaWurYrttfyrir   aWhreyfillinnsfesturloftfareWafjarlgWurafYv.  X 4.  kvWi7.mgr.29.gr.samningsinsgildirumgrip,annanenhlut,semerfestur_flug K #  skrokk_,_hreyfil_ԀloftfarseWaYyrlu.    K|    K|ф  XV.gr.K|ф݌   Ќ   J    Jc  Breytingar_framsalskvWum_.Jc݌ wO  Ќ   K" vM:  vM: K  kvWi1.mgr.33.gr.samningsinsgildireinsogeftirfarandihafiveriWbttviWbeinu B  framhaldiafbliW:    0  ?ogc.0   skuldarinnhefurgefiWskriflegtsamYykkisitt,;hWYvhvortYaWsgefiW   undanframsalinueWahvortframsalshafinnstilgreindurYv. {     K|    K|=  XVI.gr.K|=d݌ 9 Ќ   J    JЈ  kvWiumskuldara.JЈ݌  Ќ   1.  SekkiumvanefndiraWrWaskilningi11.gr.samningsinsberskuldarartturtilaW  hafaafskiptalausumrWyfireWanotafviWkomandihlut,samrmiviWkvWiviWkomandi r samnings,andspnis: e= ! !"A0J"  A0JȊZZ2$  a  .3  Ԉ0 M   krfuhafasnumoghandhafahverrarYeirrartryggingarsemskuldarinnrekurYaurtt 0 inditilsemeru;hWllumtryggingumskv.4.mgr.29.gr.samningsins,eWa,sem  kaupandi,1.mgr.XIV.gr.b;kunarYessarar,nemaogaWYvmarkisemskuldarinn  hefursamYykktannaW;ogA0JȊ݌iM M  Ќ  "A0J"  A0JPP2$  b  .3  Ԉ0 M   handhafahverrarYeirrartryggingarsemrttindiskuldaranseWatryggingerbundinskv. \4 4.mgr.29.gr.samningsins,eWa,semkaupandi,2.mgr.XIV.gr.b;kunarYessarar,en ' aWeinsaWYvmarki,efumYaWeraWrWa,semslkurhandhafihefurveittsamYykki  sitt.A0JA݌M M  Ќ  2.  EkkertsamningiYessumeWab;kunYessarihefurhrifbyrgWkrfuhafaefekkier `  staWiWviWviWkomandisamningsamkvmtgildandilgum,aWYvleytisemssamningur S+! tengist_loftfarshlut_. " O|    O|  III.KAFLIO|Ґ݌  $ Ќ   N     N@  kvWiumskrnaervarWaalYj;Wlegartryggingar_loftfarshlutum_.N@j݌ !W% Ќ    K|    K|E  XVII.gr.K|El݌ J""& Ќ   J    Jْ  _Eftirlitsyfirvald_Ԁog_skrsetjari_.Jْ݌ #' Ќ   1.  _EftirlitsyfirvaldiW_ԀskalverasalYj;WastofnunsemtilnefnderlyktunsemrWstefna #( stj;rnarerindrekaumsamYykktsamningsumhreyfanlegantkjabnaWog_b;kunar_Ԁumloftfr $ ) samYykkir. v%N!* 2.  HafisalYj;Wastofnun,erumgetur1.mgr.hraWframan,ekkigetuogviljatilaW A&"+ gegnahlutverki_eftirlitsyfirvalds_ԀberaWhaldarWstefnuundirritunarogsamningsrkjaYv  '",  skyniaWtilnefnaannaW_eftirlitsyfirvald_. '#- "@$ " g "  3.  &   _EftirlitsyfirvaldiW_Ԁskal,samtembttismnnumYessogstarfsliWi,nj;taYeirrarfriWhelgi, ( aWYv'(ervarWarmls;knogmeWferWafhlfustj;rnvalda,semreglur,semumYaWgildasem  alYj;Wastofnun,mlafyrirumeWasamskonarfriWhelgimeWWrumhtti.  4.  _EftirlitsyfirvaldiW_ԀgeturskipaWnefndsrfrWinga,semeruvaldirrh;piYeirrasem a undirritunarogsamningsrkintilnefnaoghafanauWsynlegamenntunoghfiogreynslu,og T, faliWhenniYaWverkefniaWaWstoWa_eftirlitsyfirvaldiW_ԀviWaWskilahlutverkisnu.  5.  _Skrsetjarinn_Ԁskalhafaumsj;nmeWalYj;WleguskrnnifimmrfrYeimdegierb;kun  YessiWlastgildi.AWYeimtmaliWnumskal_eftirlitsyfirvaldiW_ԀskipaeWaendurskipa_skrsetj   arann_Ԁtilfimmrasenn.  X K|    K|A  XVIII.gr.K|Ah݌    Ќ   J    J֜  FyrstureglugerWir.J֜݌    Ќ     _EftirlitsyfirvaldiW_ԀskalgefatfyrstureglugerWirnarYvaugnamiWiaWYrtakigildi   jafnhliWaYvaWb;kunYessiWlastgildi. wO  K|    K|z  XIX.gr.K|z݌    Ќ   J    J   TilnefndirmilliliWir.J 7݌   Ќ   1.  Samningsrkigeturhvenrsemer,meWfyrirvaraumkvWi2.mgr.,tilnefntstofnuneWa {  stofnanirlandsvWisnusemYj;nihlutverkimilliliWareWamilliliWasemskulutakaeWageta nF tekiWviWupplUsingumogsentframalYj;Wleguskrnni,Y.e.nauWsynlegumupplUsingum 9 vegnaskrningar,annarrarenskrningartilkynningaruminnlendartryggingareWarttindi  eWatryggingarskv.40.gr.sem,hvorutilvikisemer,eruframkominsamkvmtlgum  annarsrkis. r 2.  Samkvmttilnefningu,erumgetur1.mgr.hraWframan,mheimila,enekkiskylda, e= notkunmilliliWareWamilliliWaYegarsendanauWsynlegarupplUsingarvegnaskrningar 0 hreyflaloftfara.  K|    K|p  XX.gr.K|p݌ i Ќ   J    J  ViWb;tarbreytingarkvWumumskrna.J,݌ \4 Ќ   1.  _LeitarviWmiWanir_Ԁfyrir_loftfarshlut_Ԁskulu,aWYvervarWar6.mgr.19.gr.samningsins, ' veranafnframleiWandahlutarins,raWnmerframleiWandahanssamt_tegundarauWkenni_,meW  nauWsynlegumviWb;tarupplUsingumtilYessaWsrstWihlutarinskomiskUrtfram.Tilgreina  berslkarviWb;tarupplUsingarreglugerWunum. `  2.  HandhafiskrWrar,vntanlegrartryggingareWaskrWs,vntanlegs_afsals_ԀalYj;Wlegrar S+! tryggingareWassemvntanlegsalahefurveriWskrWvegnaskal,aWYvervarWar2.mgr. " 25.gr.samningsinsogviWYraWstWursemYarerlUst,geraYrrWstafanirsemeruvaldi # hanstilYessaWfYvframgengtaWskrninginverWiafmWeigisWarenfimmvirkumdgum  $ eftiraWkrfu,semYarerlUst,erveittviWtaka. !W% 3.  kveWabergjldinskv.hliW2.mgr.17.gr.samningsinsmeWYaWaWmarkmiWiaWstanda J""& straumafeWlilegumkostnaWisamfaraYvaWstofnsetjaalYj;Wleguskrna,rekahanaogstUra #' henniogafeWlilegumkostnaWi_eftirlitsyfirvaldsins_ԀtengslumviWYauhlutverk,YaWvaldog #( YauskyldustrfYesssemrWgerWeruskv.2.mgr.17.gr.samningsins. $ ) 4.  _Skrsetjari_ԀskalgegnahlutverkumogstUraverkefnum,semeruundireinnistj;rnogal v%N!* Yj;Wleguskrnnierufalin,allans;larhringinn.MismunandimilliliWirskulubj;WaframYj;n A&"+ ustusnaalltafhefWbundnumvinnutma,hversnulandsvWi.  '", 5.  FjrhWtryggingareWafjrhagslegrarbyrgWarskv.4.mgr.28.gr.samningsinsskal, '#- hverjutilvikiumsig,jafngildaaWminnstakostihmarksverWmti_loftfarshlutar_Ԁsamkvmt (z$. kvrWun_eftirlitsyfirvaldsins_. m)E%/ 6.  EkkertsamningnumkemurvegfyriraW_skrsetjari_ԀaflisrtryggingareWafjrhags ( legrarbyrgWarvegnaatvikasemhannberekkibyrgWskv.28.gr.samningsins.  O|    O|  IV.KAFLIO|݌ a Ќ   N     NU  Lgsaga.NU݌ T, Ќ    K|    K|  XXI.gr.K|݌  Ќ   J    J  BreytingkvWumumlgsgu.J݌  Ќ     AWYvervarWar43.gr.samningsinsogmeWfyrirvaraumkvWi42.gr.hansfellur   hlutur,Y.e.YyrlaeWa_flugskrokkur_ԀsemhlutaWeigandirkierskrningarrkifyrir,einnigundir  X lgsgud;mst;lsYesssamningsrkis. K #  K|    K|  XXII.gr.K|³݌    Ќ   J    J/  AfsalfriWhelgigrundvellifullveldis.J/Y݌   Ќ   1.  AfsalfriWhelgigrundvellifullveldisgagnvartlgsgud;mst;lanna,semumgetur42. wO  og43.gr.samningsinseWavarWarfullnusturttindaog_fullnaW_Ԁtryggingasemtengjast_loft B  farshlut_Ԁsamkvmtsamningnum,erbindandi,meWfyrirvaraumkvWi2.mgr.,ogskalduga    tilaWveitalgsguogheimilafullnustu,eftirYvsemviW,hafiWrumskilyrWumfyrirslkri   lgsgueWafullnustuveriWfullngt. {  2.  Afsalskv.1.mgr.hraWframanskalveraskriflegtoginnihaldalUsinguviWkomandi nF _loftfarshlutar_. 9 O|    O|+  V.KAFLIO|+R݌  Ќ   N     N  TengslviWaWrasamninga.N݌ r Ќ    K|    K|n  XXIII.gr.K|n݌ e= Ќ   J    J  TengslviWsamninginnum_alYj;WaviWurkenningu_Ԁrttindaloftfrum.J-݌ 0 Ќ     AWYvervarWarsamningsrki,semeraWiliaWsamningnumum_alYj;WaviWurkenningu_  rttindaloftfrumsemvarundirritaWurGenf19.jn1948,skalsamningurinnleysaaf  h;lmifyrrnefndansamningmeWtillititilloftfara,meWYeimhttisemertskUrtb;kun i Yessari,og_loftfarshluta_.SamtsemWurskaleigileysa_Genfarsamninginn_Ԁafh;lmiaWYver \4 varWartryggingarogrttindisemsamningurYessifjallarekkiumeWahefurhrif. ' K|    K|۽  XXIV.gr.K|۽݌  Ќ   J    Jo  TengslviWsamninginnumsamrmingutiltekinnareglna `  um_lggeymslu_Ԁloftfara_varWarskyni_.Jo݌ S+! Ќ   1.  AWYvervarWarsamningsrki,semeraWiliaWsamningnumumsamrmingutiltekinna " reglnaum_lggeymslu_Ԁloftfara_varWarskyni_ԀsemvarundirritaWurR;m29.ma1933,skal # samningurinnleysaafh;lmifyrrnefndansamningmeWtillititilloftfarameWYeimhttisem  $ ertskUrtb;kunYessari. !W% 2.  Samningsrki,semeraWiliaWfyrrnefndumsamningi,erheimiltaWlUsaYvyfir,jafnhliWa J""& YvaWhannfullgildir,staWfestireWasamYykkirb;kunYessaeWageristaWiliaWhenni,aWhann #' muniekkibeitakvWumYessarargreinar. #( K|    K|  XXV.gr.K|8݌ v%N!* Ќ   J    J  TengslviWUNIDROITsamninginnumalYj;Wlega_eignarleigu_.J݌ A&"+ Ќ     Samningurinnleysirafh;lmiUNIDROITsamninginnumalYj;Wlega_eignarleigu_,sem  '", varundirritaWurOttawa28.ma1988,aWYvleytisemhannvarWar_loftfarshluti_. '#-  (z$. O|    O|  VI.KAFLIO|݌ ( Ќ   N     Ns  LokakvWi.Ns݌  Ќ    K|    K|  XXVI.gr.K|9݌  Ќ   J    J  Undirritun,fullgilding,staWfesting,samYykkieWaaWild.J݌ a Ќ   1.  B;kunYessiskalliggjaframmitilundirritunarHfWaborghinn16.n;vember2001af T, hlfu_Ytttkurkja_ԀrWstefnustj;rnarerindrekaumsamYykktsamningsumhreyfanlegan  tkjabnaWog_b;kunar_ԀumloftfrsemvarhaldinHfWaborg29.okt;bertil16.n;vember  2001.Eftir16.n;vember2001skalb;kunYessiliggjaframmitilundirritunarafhlfuallra   rkjaaWalstWvum_AlYj;Wastofnunarinnar_Ԁfyrirsamrmingueinkamlarttar(UNIDROIT)  X R;munshnWlastgildisamrmiviWXXVIII.gr. K #  2.  B;kunYessiermeWfyrirvaraumfullgildingu,staWfestingueWasamYykkirkjasemhafa    undirritaWhana.    3.  HvertYaWrkisemundirritarekkib;kunYessageturgerstaWiliaWhennihvenrsemer.   4.  Fullgilding,staWfesting,samYykkieWaaWildferframmeWYvaWafhendavrsluaWila wO  formlegtskjalYessefnistilvrslu. B  5.  Rkier;heimiltaWgerastaWiliaWb;kunYessarinemaYaWgeristeinnigaWiliaWsamn    ingnum.   K|    K|Y  XXVII.gr.K|Y݌ nF Ќ   J    J  SvWisstofnanirumefnahagssamvinnu.J݌ 9 Ќ   1.  SvWisstofnunumefnahagssamvinnusemfullvaldarkistofnalgformlegaogtiltekin  ml,semb;kunYessitekurtil,heyraundirersamahttheimiltaWundirrita,staWfestaeWa  samYykkjab;kunYessaeWagerastaWiliaWhenni.0YvtilvikiskalhlutaWeigandisvWisstofn r unumefnahagssamvinnuhafarttindiogskyldursamningsrkisaWYvmarkisemml,sem e= b;kunYessitekurtil,heyraundirhana.HafifjldisamningsrkjasrstakaYUWingusamkvmt 0 b;kunYessariskalhlutaWeigandisvWisstofnunumefnahagssamvinnuekkitalinsamnings  rkiaukaWildarrkjahennarsemjafnframterusamningsrki.  2.  HlutaWeigandisvWisstofnunumefnahagssamvinnuskal,Yegarundirritun,staWfesting, i samYykkieWaaWildferfram,tilgreinayfirlUsingutilvrsluaWilahvaWaml,semb;kunYessi \4 tekurtil,aWildarrkihennarhafifrtundirvaldsviWhennar.HlutaWeigandisvWisstofnunum ' efnahagssamvinnuskaltilkynnavrsluaWilatafarlaustumallarbreytingarsemverWathlut  un_valdsviWs_,meWalannarsfrslunUrramlaundirvaldsviWstofnunarinnar,semgreinter  frYeirriyfirlUsinguerumgeturYessarimlsgrein. `  3.  Vsanirtil?samningsrkis eWa?samningsrkja eWa?aWildarrkis eWa?aWildarrkja  S+! b;kunYessarigildajafntumsvWisstofnunumefnahagssamvinnu,krefjistsamhengiYess. " K|    K|  XXVIII.gr.K|5݌  $ Ќ   J    J  Gildistaka.J݌ !W% Ќ   1.  B;kunYessiWlastgildi,milliYeirrarkjasemhafaafhentslkskjltilvrslu,fyrstadag J""& YessmnaWareftiraWYrrmnuWireruliWnirfrYeimdegiYegarttundaskjaliWumfull #' gildingu,staWfestingu,samYykkieWaaWilderafhenttilvrslu. #( 2.  B;kunYessiWlastgildigagnvartWrumrkjumfyrstadagYessmnaWareftiraWYrr $ ) mnuWireruliWnirfrYeimdegiYegarskjlYeirraumfullgildingu,staWfestingu,samYykki v%N!* eWaaWilderuafhenttilvrslu. A&"+    '", _K|    K|8  & ,  XXIX.gr.K|8_݌ ( Ќ   J    J  StklandsvWi.J ݌  Ќ   1.  SustklandsvWiinnansamningsrkis,Yarsem;lkarrttarreglurgildaummlefni  semb;kun',(~Yessitekurtil,geturhlutaWeigandisamningsrkilUstYvyfir,jafnhliWafullgild a ingu,staWfestingu,samYykkieWaaWild,aWgildissviWb;kunarYessararskulintilallrastakra T, landsvWaYesseWaeinsYeirraeWafleiriogbreyttyfirlUsingusinnimeWYvaWsendaaWra  yfirlUsinguhvenrsemer.  2.  0viWlkriyfirlUsinguskaltekiWframsrstaklegatilhvaWstakralandsvWab;kunYessi   tekur.  X 3.  HafisamningsrkiekkigefiWtyfirlUsinguskv.1.mgr.gildirb;kunYessigagnvartll K #  umstkumlandsvWumhlutaWeigandirkis.    4.  LtisamningsrkigildissviWb;kunarYessararntileinsstakslandsvWissnseWafleiri    erheimiltaWgefatyfirlUsingar,semleyfWarerusamkvmtb;kunYessari,viWvkjandistku   landsvWi,hverjuogeinu,ogyfirlUsingar,semerugefnartviWvkjandieinustkuland wO  svWi,getaveriWfrbrugWnarYeimsemgefnarerutviWvkjandiWrustkulandsvWi. B  5.  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