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Ќ    y Xrttfyrir1.mgr.17.gr.geturskilavaldiWkveWiWaWgeraekkilgmarkskrfuumeigin " fjrgrunnoghfarskuldbindingareiningargrunnivegnam;WurflagsEvr;pskaefnahags # svWinu.0slkumtilfellumYurfabWieftirtalinskilyrWiaWverauppfyllt:  $ / /"A0J"  A0J\ y2%  1  .3  Ԉ0    ViWkomandifyrirtkiuppfyllirlgmarkskrfusamstWugrunniskv.18.gr.A0J\\݌!W%   Ќ  "A0J"  A0J] y2%  2  .3  Ԉ0    FjrmlaeftirlitiWhefurundanYegiWfyrirtkiWfrYvaWuppfyllaeiginfjrkrfurein J""& ingargrunnieWaeftirlitsstj;rnvldaWildarrkishafanUttsrsambrilegaundanYgu #' viWkomandiaWildarrki.A0J]]݌#(   Ќ   y HeimilteraWveitad;tturflagiundanYgufrYvaWuppfyllalgmarkskrfuumeiginfjr $ ) grunnoghfarskuldbindingareiningargrunniskv.1.mgr.17.gr.,aWuppfylltumllum v%N!* eftirfarandiskilyrWum: A&"+ / /"A0J"  A0J!a y2%  1  .3  Ԉ0    ViWkomandid;tturflagogm;WurflagYesshafastarfsleyfifrFjrmlaeftirlitinuog  '", ltaeftirlitiYess.A0J!aNa݌'#-   Ќ  "A0J"  A0Jb y2%  2  .3  Ԉ0    D;tturflagiWheyrirundirsamstWueftirlitmeWm;Wurflaginu.A0Jbb݌(z$.   Ќ  "A0J"  A0Jc y2%  3  .3  Ԉ0    M;WurflagiWuppfyllirlgmarkskrfuumeiginfjrgrunnoghfarskuldbindingar ( samstWugrunniskv.18.gr.A0Jcc݌   Ќ  "A0J"  A0J%e y2%  4  .3  Ԉ0    HvorkierukunnarnfyrirsWarverulegarhmlur,lagalegareWaaWrar,tilfrslueigin  fjrgrunnseWaendurgreiWsluskuldbindingafrm;Wurflagitild;tturflags.A0J%eRe݌a   Ќ  "A0J"  A0Jf y2%  5  .3  Ԉ0    M;WurflaguppfyllirannaWhvortkrfurogskilyrWiFjrmlaeftirlitsinsumvarfrna T, stj;rnund;tturflagsoghefurgefiWyfirlUsingu,meWsamYykkiFjrmlaeftirlitsins,um  aWYaWbyrgistskuldbindingarfyrirtkisins,eWahttuYttirstarfsemid;tturflagsins  teljast;verulegir.A0Jfg݌    Ќ  "A0J"  A0J݌'   Ќ  "A0J"  A0J y2%  6  .3  Ԉ0    hvernigtryggjamegiaWtekiWsfullttillittilrUrnunareignaYeimtmaYegarskila  rrWumeWaniWurfrsluogumbreytingufjrmagnsgerningaerbeitt.A0J݌   Ќ   y VirWismatskalinnihaldamatvntanlegristWukrafnaforgangsrWviWsliteWagjald `  YrotfyrirtkiseWaeiningarsemoglklegrimeWferWfjrmunaflagsaWilaogkrafnalnar S+! drottnaeffyrirtkieWaeininguverWurslitiWsamkvmtreglumumslitameWferWeWagjald " Yrotaskipti. #  y ViWvirWismatskalekkigerarWfyrirhugsanlegriframtWarlausafjrfyrirgreiWsluSeWla  $ banka0slands,umframYsemfellurundirreglulegviWskipti,eWaannarskonaropinberum !W% fjrstuWningi. J""&  y ViWvirWismatskaltakatillittileftirfarandiatriWaefskilarrWiverWurbeitt: #' / /"A0J"  A0J y2%  1  .3  Ԉ0    SkilavaldiWogskilasj;WureigarttaWfkostnaWendurgreiddanfrfyrirtkieWaein #( inguskilameWferWsamrmiviW81.gr.A0J݌$ )   Ќ  "A0J"  A0J~ y2%  2  .3  Ԉ0    Skilasj;WurrttaWkrefjastvaxtaeWaY;knunarvegnalnseWabyrgWarsemveitt v%N!* hefurveriWtilfyrirtkiseWaeiningarskilameWferWsamrmiviW87.gr.A0J~݌A&"+   Ќ   y EftirfarandiupplUsingareinsogYrkomaframreikningumeWaWrumskrmfyrirtkis  '",  insskulufylgjameWvirWismati: '#- / /"A0J"  A0J2 y2%  1  .3  Ԉ0    &   UppfrWurefnahagsogrekstrarreikningurogskUrslaumfjrhagsstWufyrirtkisins ( eWaeiningarinnar.'(A0J2_݌   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    Greiningogmatb;kfrWuvirWieigna.A0J݌   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    SkrumtistandandiskuldbindingarinnansemutanefnahagsreikningsfyrirtkisinseWa a einingarinnarsamtupplUsingumumforgangsrWYeirraviWsliteWagjaldYrotaskipti.A0J݌T,   Ќ   y XegarkrfurYessarargreinareruuppfylltartelstvirWismatilokiW.Eflj;skemurviWgerW  virWismatsaWekkiverWiunntaWuppfyllakrfurYessarargreinarskalYaWYmeWhndlaW  sembrWabirgWavirWismatskv.31.gr.YartilvirWismatsemuppfyllirkrfurYessarargreinar   hefurfariWfram,sbr.3.mgr.31.gr.HraWaskalvinnsluleiWrttsvirWismatsogerYheimilt  X aWsamiaWilinnvinniYaWsamhliWaendanleguvirWismatiskv.32.gr.,endashvortumsig K #  aWgreintfrWru.     y SeWlabanki0slandsskalsetjareglurumnnariframkvmdYessarargreinar,Y.m.t.umaW    ferWafrWiviWmateignumogskuldbindingumfyrirtkiseWaeiningar,;hWimatsmanns   gagnvartbWiskilavaldiogfyrirtkieWaeininguogaWgreininguvirWismati,sbr.einnig wO  32.gr. B  K|    K|  31.gr.K|݌   Ќ   J    J  BrWabirgWavirWismat.J݌ {  Ќ    y SkilavaldgeturframkvmtbrWabirgWavirWismateignumogskuldbindingumfyrirtkis nF eWaeiningarefekkierhgtaWafla;hWsvirWismatsskv.30.gr.BrWabirgWavirWismattelst 9 fullngjandigrundvllurkvrWunarumbeitinguskilaaWgerWa.   y BrWabirgWavirWismatskaluppfyllakrfurskv.30.gr.aWYvmarkisemmgulegter.X  skalYaWfelasrvarWarfrdragvegna;vissuumfrekaratap. r  y XegarbrWabirgWavirWismatskv.1.mgr.hefurfariWframskal,einsflj;ttogauWiWer,lta e= farafram;hWvirWismatskv.30.gr. 0  y EfhreineignfyrirtkisinseWaeiningarinnarermeiravirWigrunnivirWismatsskv.30.  gr.engrunnibrWabirgWavirWismatsskv.1.mgr.erheimiltaW:  / /"A0J"  A0Jh y2%  1  .3  Ԉ0    &  hkkavirWikrfumlnardrottnaeWaeigendaviWeigandifjrmagnsgerningasemvoru i niWurfrWarskv.27.gr.eWaviWbeitingueftirgjafarskv.54.og55.gr.,'A0Jh݌\4   Ќ  "A0J"  A0J+ y2%  2  .3  Ԉ0    gefabrarstofnuneWaeignaumsUsluflagifyrirmliumaWgreiWafrekaraendurgjald ' fyrireignir,rttindieWaskuldbindingartilfyrirtkiseWaeiningarskilameWferW,eWaef  viWtilflagsaWila.A0J+X݌   Ќ   y SeWlabanki0slandsskalsetjareglurumaWferWafrWifyrirtreikningvarWarfrdragitil `  aWmtaviWb;tartapiskv.2.mgr. S+! K|    K|  32.gr.K| ݌ # Ќ   J    Jw  EndanlegtvirWismat.Jw݌  $ Ќ    y SkilavaldiWskaleinsflj;ttogauWiWer,eftiraWskilaaWgerWhefst,lta;hWanaWilafram !W% kvmaendanlegtvirWismatsemfelstm.a.YvaWmetahvortflagsaWilaroglnardrottnar J""& fyrirtkiseWaeiningarskilameWferWhefWufengiWbetrimeWferWeffyrirtkiWeWaeiningin #' hefWiveriWtekintilslitameWferWareWagjaldYrotaskipta. #(  y EndanlegtvirWismatskalkvarWaeftirfarandi: $ ) / /"A0J"  A0J y2%  1  .3  Ԉ0    YmeWferWsemfjrmunirflagsaWilaogkrfurlnardrottnaogefviWTryggingarsj;W v%N!* urinnstWueigendaogfjrfestahefWufengiWeffyrirtkiWeWaeininginhefWiveriWtekin A&"+ tilslitameWferWareWagjaldYrotaskiptaYeimtmaYegarkvrWunumskilameWferWskv.  '",  35.gr.vartekin,A0J݌'#-   Ќ  "A0J"  A0J- y2%  2  .3  Ԉ0    &   YmeWferWsemfjrmunirflagsaWilaogkrfurlnardrottnafenguviWskilameWferW ( fyrirtkisinseWaeiningarinnar,'(A0J-Z݌   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    hvorteinhvermunurvarmeWferWfjrmunaflagsaWilaogkrafnalnardrottnaskv.1.  og2.tlul.A0J݌a   Ќ   y 0endanleguvirWismatiskal: T, / /"A0J"  A0J y2%  1  .3  Ԉ0    gengiWtfrYvaWfyrirtkieWaeininghefWifariWslitameWferWeWagjaldYrotaskipti  YeimtmaYegarkvrWunumskilameWferWskv.35.gr.vartekin,A0J݌   Ќ  "A0J"  A0J[ y2%  2  .3  Ԉ0    gengiWtfrYvaWskilaaWgerWhefWiekkiveriWbeitt,A0J[݌    Ќ  "A0J"  A0J  y2%  3  .3  Ԉ0    ekkitakatillittilsrstaksopinbersfjrstuWningshafihannveriWveitturtilfyrirtkiseWa  X einingarskilameWferW.A0J  ݌K #    Ќ   y SeWlabanki0slandsskalsetjareglurumnnariframkvmdYessarargreinar,svosemum    aWferWafrWiviWmateignumogskuldbindingumfyrirtkiseWaeiningarogum;hWimats    mannsgagnvartskilavaldinuogfyrirtkieWaeiningu.   K|    K|M   33.gr.K|M t ݌ B  Ќ   J    J   EndurskoWunarvaldd;mst;lavegnavirWismats.J  ݌    Ќ    y VirWismatsemferframskv.30.og31.gr.verWureinungisboriWundird;mst;lasamhliWa   kvrWunumbeitinguskilaaWgerWa,sbr.6.gr. {  O|    O|  & # 3.XTTURO|݌ 9 Ќ   N     N&  SkilameWferW.N&P݌  Ќ    O|    O|  VIII.KAFLIO|݌  Ќ   N     N`  kvrWunumskilameWferW.N`݌ r Ќ    K|    K|  34.gr.K|=݌ e= Ќ   J    J  kvrWunumhvortfyrirtkisfallandafti.J݌ 0 Ќ    y FjrmlaeftirlitiWkvarWaraWhfWusamrWiviWskilavaldiWhvortfyrirtkieWaeiningskv.  b!dliW1.mgr.2.gr.sfallandaftiogskaltilkynnaviWeigandiaWilumumniWurstWuYess  ntafar.'#9 i K|    K|  35.gr.K|݌ ' Ќ   J    JP  kvrWunumskilameWferW.JPz݌  Ќ    y SkilavaldiWkveWuraWfenginnitilkynninguumaWfyrirtkieWaeiningsfallandafti  skv.34.gr.hvortnauWsynlegtsaWgrpatilskilaaWgerWargagnvartYvtilaWnmarkmiWum `  lagaYessara. S+!  y WurenkvrWunumskilaaWgerWskv.1.mgr.ertekin,semvarWarstarfsmennfyrirtkis " eWaeiningar,skalleitastviWaWupplUsaoghafasamrWviWfulltrafyrirtkisinseWaeining # arinnar.  $  y Xrttfyrir1.mgr.skalekkigrpatilskilaaWgerWargagnvarteftirfarandieiningum: !W% / /"A0J"  A0J y2%  1  .3  Ԉ0    Fjrmlastofnunskv.bliW1.mgr.2.gr.nemam;Wurflaghennarseinnigfallanda J""& fti.A0JH݌#'   Ќ  "A0J"  A0Jp y2%  2  .3  Ԉ0    Eignarhaldsflagiskv.ceWadliW1.mgr.2.gr.nemad;tturflagYess,semerlna #( stofnuneWaverWbrfafyrirtki,seinnigfallandaftieWaefd;tturflagYess,semer $ ) lnastofnuneWaverWbrfafyrirtki,erfallandaftiogeignirogskuldird;tturflagsins v%N!* eruslkaraWfallYessstefniannarrilnastofnuneWaverWbrfafyrirtkisamstWunni A&"+ eWasamstWunniheildhttu.Efd;tturflagermeWstaWfesturkiutanEvr;pska  '", efnahagssvWisinstelstYaWfallandaftiskilningiYessatluliWarefYaWfullngiraW '#- matiYarlendrayfirvaldaskilyrWumfyrirskilameWferWsamkvmtlgumYessrkis.A0Jp݌(z$.   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    &  BlnduWueignarhaldsflagiefd;tturflagYess,semerlnastofnuneWaverWbrfafyrir ( tki,'(6ԀerbeinteWa;beinteigueignarhaldsflagsfjrmlasviWi,semermilliliWur,held  urgagnvarteignarhaldsflaginufjrmlasviWi.A0J݌   Ќ   y Skilastj;rnvaldeignarhaldsflagsogskilastj;rnvaldfyrirtkis,semerd;tturflageignar a haldsflagsins,getaaWYvervarWar2.tlul.3.mgr.sammlstumaWltaframhjhvers T, konarhreyfingumfjrmagniinnansamstWunnareWatapimillifyrirtkisinsogeiningar  innarviWmatYvhvortskilyrWumfyrirskilaaWgerWsfullngtvegnad;tturflagsins.   y ViWeigandiaWilumskalsendtmasettogrkstuddkvrWunumskilaaWgerWsemgripiWer   tilsvoflj;ttsemauWiWer.SkilavaldiWskaljafnframttryggjaaWkvrWunineWasamantekt  X hrifumhennar,einkumalmennaviWskiptavinifyrirtkisinseWaeiningarinnar,ogskil K #  mlarogtmafrestirtakmarkanasemvsaWertil70.!72.gr.,efviW,subirtirsvoflj;tt    semauWiWervefsWufyrirtkisinseWaeiningarinnar,SeWlabankansogEvr;pskubanka    eftirlitsstofnunarinnar.SamaefniskalbirtmeWsmuaWferWognotuWerviWopinberarbirt   ingarsamkvmtlgumumverWbrfaviWskiptihafieignarhaldseWaskuldagerningarfyrir wO  tkisinseWaeiningarinnarveriWteknirtilviWskiptaskipulgWumverWbrfamarkaWi,enella B  skalsendasamaefnitilflagsaWilaoglnardrottnaogskilavaldiWhefurupplUsingarum    skrmfyrirtkisins.   K|    K|U&  & a 36.gr.K|U&|&݌ nF Ќ   J    J&  ReglurSeWlabanka0slands.J&'݌ 9 Ќ    y SeWlabanki0slandsgetursettreglurum'an&ԀframkvmdYessakafla,YarmeWaltilkynningar  skv.34.og35.gr.  O|    O|g(  IX.KAFLIO|g((݌ e= Ќ   N     N(  UpphafsaWgerWirskilameWferWar.N(%)݌ 0 Ќ    K|    K|)  37.gr.K|))݌  Ќ   J    JI*  YfirrWviWskilameWferW.JI*s*݌  Ќ    y SkilavaldiWgetur,YvskyniaWgrpatilogbeitaskilaaWgerWum,tekiWyfirvaldhluthafa i fundarogkvrWunarvaldstj;rnarfyrirtkiseWaeiningarskv.b!dliW1.mgr.2.gr.skila \4 meWferWogstUrtstarfsemiYessogYj;nustusamtYvaWhlutasttilumogseljaeignirfyrir ' tkisinseWaeiningarinnar.   y SkilavaldinuerheimiltaWfarasjlftmeWyfirrWskv.1.mgr.eWafelaYaWskilastj;rnskv.  38.gr. `  K|    K|-  38.gr.K|--݌ " Ќ   J    J.  Skilastj;rn.J.<.݌ # Ќ    y SkilavaldiWgeturskipaWfyrirtkieWaeininguskilameWferWskilastj;rntilalltaWrs  $ senn.SrfrWingarskilastj;rnmegaveraeinneWafleiri.XeirskuluuppfyllaYrhfiskrfur !W% semgerWarerutilstj;rnarmannafjrmlafyrirtkjumogekkiveraslkumtengslumviW J""& fyrirtkieWaeiningu,einstakaflagsaWilaeWalnardrottnaeWaaWrahaghafaaWdragamegi #' efa;hlutdrgniYeirra.SkilavaldiWsemurviWskilastj;rnumY;knunoggreiWirkostnaWaf #( strfumhennar.HeimilteraWdragaskipunskilastj;rnartilbakahvenrsemer. $ )  y Skilastj;rnfermeWheimildirflagsaWilaogstj;rnarfyrirtkiseWaeiningar.Hnvinnur v%N!* aWmarkmiWumlagaYessaraogframfylgirkvrWunumskilavaldsinsoggefurYvreglu A&"+ bundnarskUrslurumstrfsnogstWufyrirtkisinseWaeiningarinnar,YarmeWalviWupp  '",  hafoglokskipunartmasns. '#-  y &   Efskilastj;rnvaldWruaWildarrkihyggstskipaskilastj;rnyfirfyrirtkieWaeiningusem ( tilheyrir'(3ԀsmusamstWuogfyrirtkieWaeiningskv.1.mgr.skalkannahvorttilefnistil  aWskipasameiginlegaskilastj;rnyfirbWifyrirtkieWaeiningar.  O|    O|5  X.KAFLIO|5.5݌ T, Ќ   I [  iG [    [  [    [  [    [  B   [  B   B B   B [    B     I5  SkilarrWi.I56݌  Ќ   [    [  [    [  [    [  [    [ iG  [ iGiGiGiGiGiG  J    JF8  A.SameiginlegkvWi.JF8p8݌  Ќ   K|    K|8  39.gr.K|89݌   Ќ   J    J9  skilnaWurumniWurfrslueWaumbreytingu.J99݌  X Ќ    y SkilarrWisemveldurlnardrottnumfyrirtkiseWaeiningarskv.b!dliW1.mgr.2.gr. K #  tapieWaumbreytirkrfumYeirraskalekkibeitanemarttWureWasamhliWahafiviWeigandi    fjrmagnsgerningarfyrirtkisinseWaeiningarinnarveriWniWurfrWireWaYeimumbreyttskv.    27.gr.   K|    K|;  40.gr.K|;<݌ B  Ќ   J    J<  UndanYgurfrtakmrkunumframsali.J<<݌    Ќ    y Salarekstrar,framsaltilbrarstofnunaroguppskiptingeignakrefstekkisamYykkisfyrir   tkiseWaeiningarskilameWferW,flagsaWilaeWalnardrottnaYesseWaannarraYriWjuaWila. {  Eigendureigna,rttindaeWaskuldbindingasemeruekkiframseldarhafaenginrttindigagn nF vartframseldumeignum,rttindumogskuldbindingum,sbr.Y;80.gr. 9  y KrfurummlsmeWferWsviWiflagaeWaverWbrfamarkaWsrttarskuluekkistanda  vegifyrirslurekstrar,framsalitilbrarstofnunareWauppskiptingueigna.   y kvWi1.og2.mgr.3.gr.og4.gr.lagaumrttarstWustarfsmannaviWaWilaskiptiaW r fyrirtkjumgildaekkiumaWilaskiptiviWslurekstrar,framsaltilbrarstofnunareWaupp e= skiptingueigna. 0 J    J;A  B.Salarekstrar.J;AeA݌  Ќ   K|    K|A  41.gr.K|AB݌ i Ќ   J    JnB  Salarekstrar.JnBB݌ \4 Ќ    y SkilavaldiWgeturselteignarhlutifyrirtkieWaeininguskv.b!dliW1.mgr.2.gr.og ' eignir,rttindiogskuldbindingarYesstillgaWilasemerekkibrarstofnuneWaeigna  umsUsluflag.   y SalarekstrarskalveraeinsopinoggagnsogaWstWurleyfa,leitastskalviWaWhmarka `  sluverWiW,nYessY;aWsaladragist;hfilega,ogekkiskalmismunamgulegumkaupend S+! um.Vkjamfr1.mlsl.efmarkmiWlagaYessarakrefjastYess. " K|    K|E  42.gr.K|EE݌  $ Ќ   J    J-F  HfitilaWfarameWvirkaneignarhlut.J-FWF݌ !W% Ќ    y SalarekstrargeturkomiWtilframkvmdaY;ttFjrmlaeftirlitiWhafiekkilokiWmati J""& hfikaupandatilaWfarameWvirkaneignarhlutsamkvmtlgumumfjrmlafyrirtki. #' MeWanYvstendurferskilavaldiWmeWatkvWisrttsemfylgirhinumseldaeignarhlut. #(  y EfFjrmlaeftirlitiWkemstaWYeirriniWurstWuaWkaupandisekkihfurtilaWfarameW $ ) virkaeignarhlutinnferskilavaldiWframmeWatkvWisrttsemfylgireignarhlutnumframaW v%N!* sluhansenYaWgetursettkaupandafresttilaWseljahann. A&"+  y SkilavaldiWberengabyrgWgagnvartkaupandaYvhvorteWahvernigYaWnUtirat  '", kvWisrttsamkvmtgreinYessari. '#-  (z$. K|    K|J  & a 43.gr.K|JJ݌ ( Ќ   J    J@K  RttarstaWakaupanda.J@KjK݌  Ќ    y KaupanditekurviWrttindumogskyldum'a(Joggengurinnsamningasemtengjastseldum  eignum,rttindumogskuldbindingum. a  y KaupandierundanYeginnskilyrWumumlnshfismatfyrirYtttkugreiWslu,greiWslu T, jfnunarogverWbrfauppgjrskerfum,kauphll,b;takerfifyrirfjrfestaoginnstWutrygg  ingakerfi.HeimilteraWskyldaaWilaskv.1.mlsl.tilaWveitakaupandaaWgangaWkerfunum  tilalltaW24mnaWasennY;tthannfullngiekkiWrumskilyrWumfyrirYtttku.   K|    K|N  44.gr.K|NN݌ K #  Ќ   J    JAO  Framsaltilfyrrieigenda.JAOkO݌    Ќ    y SkilavaldiWgetur,meWsamYykkikaupanda,framselteignarhlutieWaeignir,rttindiog    skuldbindingarsemseldarhafaveriWviWslurekstrarafturtilfyrrieigendaogerYeimskylt   aWtakaviWYeimogendurgreiWaYaWendurgjaldsemYeirfengu. wO  J    JVQ  & , C.Framsaltilbrarstofnunar.JVQQ݌    Ќ   K|    K|R  45.gr.K|R7R݌   Ќ   J    JR  Stofnsetningbrarstofnunar.JRR݌ {  Ќ    y SkilavaldiWgeturstofnaW', QԀbrarstofnunYeimtilgangiaWtakaviWogviWhaldanauWsyn nF legristarfsemisemframseljatilhennar. 9  y SkilavaldiWsamYykkirstofnskjl,viWskiptatlunoghttusniWbrarstofnunar.XaWskip  areWasamYykkirstj;rnogframkvmdastj;rabrarstofnunar,kvarWarbyrgWarsviWogsam  YykkirstarfskjrYeirra. r  y FjrmlaeftirlitiWgetur,aW;skskilavaldsins,veittbrarstofnuntmabundiWstarfsleyfitil e= aWstarfrkjastarfsemisemframseljatilhennarY;tthnfullngiekkiskilyrWumstarfs 0 leyfisefYaWernauWsynlegttilaWnmarkmiWumlagaYessara.  K|    K|V  46.gr.K|VW݌ i Ќ   J    JqW  Framsaltilbrarstofnunar.JqWW݌ \4 Ќ    y SkilavaldiWgeturframselteignarhlutifyrirtkieWaeininguskv.b!dliW1.mgr.2.gr.og ' eignir,rttindiogskuldbindingartilbrarstofnunarefYaWernauWsynlegttilaWviWhalda  nauWsynlegristarfsemi.   y Endurgjaldfyrirframseldareignir,rttindiogskuldbindingarskalmiWastviWvirWismat `  skv.VII.kafla.HeildarvirWiskuldbindingasemframseldarerutilbrarstofnunarmekki S+! verameiraenheildarvirWieignasemframseldarerutilhennareWahennilagWartilmeWWrum " htti. # K|    K|Z  47.gr.K|Z[݌ !W% Ќ   J    Jz[  RttarstaWabrarstofnunar.Jz[[݌ J""& Ќ    y BrarstofnuntekurviWrttindumogskyldumoggengurinnsamningasemtengjastfram #' seldumeignum,rttindumogskuldbindingum. #(  y BrarstofnunerundanYeginskilyrWumumlnshfismatfyrirYtttkugreiWsluogverW $ ) brfauppgjrskerfum,kauphll,b;takerfifyrirfjrfestaoginnstWutryggingakerfi.Heimilt v%N!* eraWskyldaaWilaskv.1.mlsl.tilaWveitabrarstofnunaWgangaWkerfunumtilalltaW24 A&"+  mnaWasennY;tthnfullngiekkiWrumskilyrWumfyrirYtttku.  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K #   y Salaskv.1.mgr.skalveraeinsopinoggagnsogaWstWurleyfa,leitastskalviWaWh    markasluverWiW,nYessY;aWsaladragist;hfilega,ogekkiskalmismunamgulegum    kaupendum.    y SkilavaldiWgeturframselteignarhlutieWaeignir,rttindiogskuldbindingarsemframseld wO  arhafaveriWtilbrarstofnunarafturtilfyrrieigendaogerYeimskyltaWtakaviWYeimog B  endurgreiWaYaWendurgjaldsemYeirfenguef:    / /"A0J"  A0Jf y2%  1  .3  Ԉ0    fyrirvarivargerWurumslktkvrWunumframsaltilbrarstofnunarinnar,eWaA0JfBf݌    Ќ  "A0J"  A0JKg y2%  2  .3  Ԉ0    skilyrWumfyrirframsalitilbrarstofnunarinnarsamkvmtkvrWuninnivarekkifull {  ngt.A0JKgxg݌nF   Ќ  K|    K|h  49.gr.K|hh݌  Ќ   J    J0i  Slitbrarstofnun.J0iZi݌  Ќ    y BrarstofnunskaltekintilslitaaWkrfuskilavaldsinsYegarllumeignum,rttindumog r skuldbindingumhennarsemnokkruvarWahefurveriWrWstafaWeWaaWliWnumfrestiskv.1. e= mgr.48.gr. 0  y HafieignarhlutireWaeignir,rttindiogskuldbindingarfrfleirieneinufyrirtkieWa  eininguveriWframseldartilbrarstofnunarogeignarhlutireWaeignir,rttindiogskuldbind  ingarfrstkufyrirtkieWaeininguekkiveriWseldarinnanfrestsskv.1.mgr.48.gr.skal i YeimkomiWfyrirsrstkuflagisemskaltekiWtilslitaeWabYesstilgjaldYrotaskipta. \4 J    Jl  D.Uppskiptingeigna.Jlm݌  Ќ   K|    K|m  50.gr.K|mm݌  Ќ   J    J(n  StofnsetningeignaumsUsluflags.J(nRn݌ `  Ќ    y SkilavaldiWgeturstofnaWeignaumsUsluflagYeimtilgangiaWhafaumsj;nmeWeignum, S+! rttindumogskuldbindingumsemframseljatilYess. "  y SkilavaldiWsamYykkirstofnskjl,viWskiptatlunoghttusniWeignaumsUsluflags.XaW # skipareWasamYykkirstj;rnogframkvmdastj;raeignaumsUsluflags,kvarWarbyrgWar  $ sviWogsamYykkirstarfskjrYeirra. !W% K|    K|q  51.gr.K|q,q݌ #' Ќ   J    Jq  Uppskiptingeigna.Jqq݌ #( Ќ    y SkilavaldiWgeturframselteignir,rttindiogskuldbindingarfyrirtkis,einingarskv.b!d $ ) liW1.mgr.2.gr.eWabrarstofnunartileignaumsUsluflagsefrWstfunYeirraviWslita v%N!* meWferWeWagjaldYrotaskiptigtihaftneikvWhriffjrmlamarkaWeWaefframsaliWer A&"+ nauWsynlegttilaWtryggjaeWlilegastarfsemifyrirtkisins,einingarinnareWabrarstofnunar  '", innareWatilYessaWhmarkasluandvirWieigna.UppskiptingueignaverWureinungisbeitt '#- samtWruskilarrWi. (z$.  y Endurgjaldfyrirframseldareignir,rttindiogskuldbindingarskalmiWastviWvirWismat ( skv.VII.kafla.  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K|    K|>x  53.gr.K|>xex݌ K #  Ќ   J    Jx  SalaeignaumsUsluflags.Jxx݌    Ќ    y EignaumsUsluflageWaeignir,rttindiogskuldbindingarYessskuluseldarYegaraWstWur    leyfa.    y & a Salaskv.1.mgr.skalveraeinsopinoggagnsogaWstWurleyfa,leitastskalviWaWh wO  markasluverWiW,nYessY;aWsaladragist;hfilega,ogekkiskalmismunamgulegum B  kaupendum.'aw/z     y SkilavaldiWgeturframselteignir,rttindiogskuldbindingarsemframseldarhafaveriWtil   eignaumsUsluflagsafturtilfyrirtkisinseWaeiningarinnarogerYvskyltaWtakaviWYeim {  ogendurgreiWaYaWendurgjaldsemYaWfkkef: nF / /"A0J"  A0J| y2%  1  .3  Ԉ0    fyrirvarivargerWurumslktkvrWunumframsaltileignaumsUsluflagsins,eWaA0J|}݌9   Ќ  "A0J"  A0J*~ y2%  2  .3  Ԉ0    skilyrWumfyrirframsalitileignaumsUsluflagsinssamkvmtkvrWuninnivarekki  fullngt.A0J*~W~݌   Ќ  J    J  E.Eftirgjf.J݌ e= Ќ   K|    K|  54.gr.K|D݌ 0 Ќ   J    J  Eftirgjf.Jـ݌  Ќ    y SkilavaldiWgeturbeitteftirgjfeftirfaranditilgangi:  / /"A0J"  A0Jׁ y2%  1  .3  Ԉ0    TilaWendurfjrmagnafyrirtkieWaeininguskv.b!dliW1.mgr.2.gr.skilameWferW i svoaWYaWfullngiskilyrWumstarfsleyfis,haldiframstarfsemisamrmiviWstarfs \4 leyfiWogviWhaldifullngjanditraustifjrmlamarkaWi.A0Jׁ݌'   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    TilaWumbreytaeigiWfeWalkkahfuWst;lkrafnaeWaskuldaskjalasemframselderu,  tilbrarstofnunar,meWslurekstrareWaviWuppskiptingueignaskv.B,CeWaDhluta  Yessakafla.A0J݌`    Ќ   y EinungiserheimiltaWbeitaeftirgjfskv.1.tlul.1.mgr.efverulegarlkureruYvaW S+! eftirgjfogaWrarviWeigandirWstafanirumendurskipulagningurekstrarskv.60.gr.sufull " ngjanditilYessaWendurreisafjrhagfyrirtkisinseWaeiningarinnarogtryggjarekstrar # grundvlltilframtWar.XrttfyriraWskilyrWiskv.1.mlsl.suekkiuppfyllterheimiltaW  $ beitaeftirgjfskv.2.tlul.1.mgr.ogWrumskilarrWum. !W%  y HeimilteraWbeitaeftirgjfntillitstilflagaformsfyrirtkisinseWaeiningarinnarog J""& breytaflagaformiYessefnauWsynkrefur. #' K|    K|  55.gr.K|݌ $ ) Ќ   J    J  Umfangeftirgjafar.J݌ v%N!* Ќ    y ViWbeitingueftirgjafarskalmetasamrmiviWVII.kafla,eftirYvsemviW: A&"+ / /"A0J"  A0Jڊ y2%  1  .3  Ԉ0    hversumikiWYarfaWlkkahfarskuldbindingartilYessaWverWmtihreinnareignar  '",  fyrirtkisinseWaeiningarinnarverWinll,ogA0Jڊ݌'#-   Ќ  "A0J"  A0Jp y2%  2  .3  Ԉ0    & a  hversumikiWYarfaWumbreytahfumskuldbindingumhlutafeWaaWrafjrmagns ( gerningatilYessaWendurreisaalmennteigiWfYttar1hjfyrirtkinu,einingunnieWa  brarstofnuninni.'a( A0Jp݌   Ќ   y EftirgjfmekkivaldaflagsaWilaeWalnardrottnimeiratapienhannhefWiorWiWfyrir a hefWifyrirtkiWeWaeininginveriWtekintilslitameWferWareWagjaldYrotaskipta. T,  y EffjrmagnsgerningarhafaveriWniWurfrWirskv.VI.kaflaogeftirgjfskv.54.gr.beitt  erheimiltaWbeitauppfrslutilhagsb;tafyrirlnardrottnaogsWanefviWflagsaWila,ef  niWurfrslasemgrundvallasthefurbrWabirgWavirWismatiskv.31.gr.varmeirienstWa   vartilmiWaWviWendanlegtvirWismatskv.32.gr.  X  y SkilavaldiWskalhverjumtmahafaaWgangaWupplUsingumogrWayfirkerfitilYessaW K #  getalagtmatvirWieignaogskuldbindingafyrirtkiseWaeiningarskilameWferW.    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A&"+ gr.hafaveriWniWurfrWareWaYeimumbreytt,ogTryggingarsj;WurinnstWueigendaog  '", fjrfestahefurlagttilfjrframlagsamrmiviW82.gr.,geturskilasj;Wurlagttilfjrframlag '#- skv.2.og3.mgr. (z$. ЇK|    K|  58.gr.K|݌ ( Ќ   J    JN  RWniWurfrsluogumbreytingarviWeftirgjf.JNx݌  Ќ    y XegareftirgjferbeittskalniWurfrslaeWaumbreytingfylgjaeftirfarandirW:  / /"A0J"  A0J y2%  1  .3  Ԉ0    AlmennteigiWfYttar1erniWurfrtsamkvmtskilyrWum1.tlul.1.mgr.27.gr.A0J݌a   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    EfniWurfrslaskv.1.tlul.nrekkisamtlufjrhWasemleiWiraf2.og3.tlul.3. T, mgr.63.gr.skalfraniWurhfuWst;lfjrmagnsgerningasemteljasttilviWb;tareigin  fjrYttar1aWYvmarkisemnauWsynlegtermiWaWviWumfangYeirra.A0J,݌   Ќ  "A0J"  A0J+ y2%  3  .3  Ԉ0    & a EfniWurfrslaskv.1.og2.tlul.nrekkisamtlufjrhWasemleiWiraf2.og3.tlul.   3.mgr.63.gr.skalfraniWurhfuWst;lfjrmagnsgerningasemteljasttilYttar2aWYv  X markisemnauWsynlegtermiWaWviWumfangYeirra.'a A0J+X݌K #    Ќ  "A0J"  A0Jb y2%  4  .3  Ԉ0    EfniWurfrslaskv.1.!3.tlul.nrekkisamtlufjrhWasemleiWiraf2.og3.tlul.3.    mgr.63.gr.skalfraniWurhfuWst;lvkjandilnasemhvorkiteljasttilviWb;tareigin    fjrYttar1nYttar2samrmiviWforgangsrWkrafnaviWsliteWagjaldYrotaWYv   markisemnauWsynlegtertilYessaWnYeimfjrhWumsemleiWiraf2.og3.tlul.3. wO  mgr.63.gr.A0Jb݌B    Ќ  "A0J"  A0JK y2%  5  .3  Ԉ0    EfniWurfrslaskv.1.!4.tlul.nrekkisamtlufjrhWasemleiWiraf2.og3.tlul.3.    mgr.63.gr.skalfraniWurhfuWst;lannarrahfraskuldbindingasemeftirstanda,sem   ekkieruundanYegnareftirgjf,samrmiviWforgangsrWkrafnaviWsliteWagjaldYrot, {  Y.m.t.forgangsrWuninnstWnaskv.3.mgr.102.gr.lagaumfjrmlafyrirtki,sbr.56. nF gr.,aWYvmarkisemnauWsynlegtertilYessaWnYeimfjrhWumsemleiWiraf2.og 9 3.tlul.3.mgr.63.gr.A0JKx݌   Ќ   y XegareftirgjferbeittskalfjrhWtapsskv.2.og3.tlul.3.mgr.63.gr.verahlutfalls  legassamamilliannarsvegareignarhlutaoghinsvegarjafnrtthrrahfraskuldbind r inga,nemakvWi2.mgr.56.gr.,sbr.1.mgr.57.gr.,eigiviW.kvWi1.mlsl.kemurekki e= vegfyriraWskuldbindingarsemeruundanskildareftirgjfskv.1.og2.mgr.56.gr.hlj;ti 0 hagstWarimeWferWenjafnrttharskuldbindingarviWsliteWagjaldYrot.   y WurenhfuWst;llskuldbindingaskv.5.tlul.1.mgr.erniWurfrWurskalumbreytaeWa  niWurfrahfuWst;lgerningasemvsaWertil2.!4.tlul.1.mgr.,efYeimhefurekkiYegar i veriWumbreytteWaYeirniWurfrWir,endahafiYeiraWgeymakvWisemgerarWfyrirlkk \4 unhfuWst;lsYeirraviWtilteknaraWstWursemtengjastfjrhagsstWu,gjaldfrnieWastWu ' eiginfjrfyrirtkiseWaeiningareWaumbreytingareignarhlutaviWhliWstWaraWstWur.   y EfgerningarsemvsaWertil2.!4.tlul.1.mgr.hafaeinungisveriWniWurfrWiraWhluta  vegnaaWstWnaskv.3.mgr.skalbeitaeftirstandandifjrhWeftirgjfsamrmiviW1.mgr. `  K|    K|  59.gr.K|݌ " Ќ   J    Ja  AfleiWusamningar.Ja݌ # Ќ    y ViWupphafskilameWferWarerskilavaldinuheimiltaWsegjauppeWagerauppafleiWusamn  $ inga.XerheimiltaWbeitaeftirgjfgagnvartYeimskuldbindingumsemmyndastvegna !W% afleiWusamninga,viWeWaeftiruppgjrYeirra,nemaYeirsuundanYegnireftirgjfskv.2. 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A&"+    '", O|    O|z  &   XIII.KAFLIO|z݌ ( Ќ   N     N&  OpinberfjrmlastWgunarrrWi.N&P݌  Ќ    K|    K|ݬ  79.gr.K|ݬ݌  Ќ   J    Jn  OpinberfjrmlastWgunarrrWi.Jn݌ a Ќ    y ViWsrstakarog;venjulegaraWstWur'(ԀfjrmlamarkaWigeturrWherrasemfermeW T, opinberfjrml,aWhfWusamrWiviWYfastanefndAlYingissemfjallarumfjrmlrkisins,  fyrirhndrkissj;WslagtfyrirtkieWaeininguskv.b!dliW1.mgr.2.gr.tilfjrmagnformi  eiginfjrYttar1eWaYttar2samkvmtlgumumfjrmlafyrirtkieWaframselteignarhluti   fyrirtkinueWaeiningunnitilrkisinsaWllumeftirtldumskilyrWumfullngWum:  X / /"A0J"  A0J y2%  1  .3  Ԉ0    FyrirtkiWeWaeininginerskilameWferWeWaskilyrWumfyrirYvaWtakaYaWtilskila K #  meWferWarerfullngt.A0J݌     Ќ  "A0J"  A0Jo y2%  2  .3  Ԉ0    RWherratelur,aWfengnulitiskilavaldsins,beitinguskilarrWaekkingjatilaW    tryggjaeittafeftirfarandi:A0Jo݌    Ќ  "C"  C߳0 y 0y y e2%  a  .3  Ԉ0    aWfjrmlastWugleikasviWhaldiW,C߳ ݌wO    Ќ  "C"  C0 y 0y y e2%  b  .3  Ԉ0    hagsmunialmenningsendahafiSeWlabanki0slandsWurveittfyrirtkinulntil B  Yrautavara,CA݌     Ќ  "C"  C0 y 0y y e2%  c  .3  Ԉ0    hagsmunialmennings,endasumaWrWaframsaleignarhlutumfyrirtkinueWa   einingunnitilrkisins,ogfyrirtkiWeWaeininginWurfengiWeiginfjrframlagsam {  kvmtYessarigrein.C݌nF   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    FlagsaWilarfyrirtkisinseWaeiningarinnarogeigendurviWeigandifjrmagnsgerninga 9 oghfraskuldbindingahafalagtafmrkumtilendurfjrmgnunarfyrirtkisinseWa  einingarinnarfjrhWsemsamsvarara.m.k.8%afheildarskuldbindingumYess,aWmeW  tldumeiginfjrgrunni,einsogYrerumetnarskv.VII.kafla.A0J¸݌r   Ќ   y SkilavaldiWframfylgirkvrWunumrWherrasamkvmtYessarigreinoggeturbeitt e= skilaheimildumYvskyni. 0  y RWherraskalstuWlaaWYvaWfyrirtkieWaeiningsemfreiginfjrframlageWaertekin  yfirsamkvmtgreinYessariviWhafig;WaviWskiptahttiaWYvmarkisemeignaraWildrkis  insleyfir.RWherraskalseljaeignarhlutrkisinstileinkaaWilaYegaraWstWurleyfa. i O|    O|K  XIV.KAFLIO|Kr݌ ' Ќ   N     N  nnurkvWiumskilameWferW.N ݌  Ќ    K|    K|  80.gr.K|݌  Ќ   J    J)  TakmrkuntapiflagsaWilaoglnardrottna.J)S݌ `  Ќ    y SkilavaldiWskaltryggjaaWflagsaWilioglnardrottinn,Y.m.t.Tryggingarsj;WurinnstWu S+! eigendaogfjrfesta,tapiekkimeiraskilameWferWfyrirtkiseWaeiningarskv.b!dliW " 1.mgr.2.gr.enhannhefWigertviWslitfyrirtkinueWagjaldYrotaskiptibiYess.Heimilt # eraWgreiWahonumbturrskilasj;WieftapverWurmeiraenYaWhefWiorWiWviWsliteWa  $ gjaldYrotaskipti. !W% K|    K|=  81.gr.K|=d݌ #' Ќ   J    J  EndurheimtkostnaWarviWskilaaWgerWir.J݌ #( Ќ    y SkilavaldiWogskilasj;WurgetaendurheimtrttmtankostnaWtengslumviWskilaaWgerWir $ ) eWaopinberfjrmlastWgunarrrWieinneWafleirihttmeWYvaW: v%N!* / /"A0J"  A0J y2%  1  .3  Ԉ0    dragakostnaWinnfrendurgjaldisemergreittflagsaWilumfyrirtkiseWaeiningar A&"+  skilameWferW,eWafyrirtkinueWaeiningunni,A0J݌ '",   Ќ  "A0J"  A0JT y2%  2  .3  Ԉ0    & a  krefjafyrirtkieWaeininguskilameWferWumkostnaWinn,eWaA0JT݌(   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    gerakrfuumkostnaWinnviWsliteWagjaldYrotaskiptibrarstofnuneWaeignaumsUslu  flagi.'a(A0J݌   Ќ   y Krafaskv.2.eWa3.tlul.1.mgr.nUturrtthWarskv.2.tlul.110.gr.lagaumgjaldYrota a skiptio.fl.,nr.21/1991,viWslitskuldaranum. T, K|    K|  82.gr.K| ݌  Ќ   J    Jt  NotkunfjrmunainnstWutryggingakerfisviWskilameWferW.Jt݌   Ќ    y EflnastofnunertekintilskilameWferWarmeWYvaWbeitaeinueWafleiriskilarrWum  X skalTryggingarsj;WurinnstWueigendaogfjrfestagreiWaskilavaldinusamrmiviW2.og K #  3.mgr.     y Efeftirgjfskv.EhlutaX.kaflaerbeittskalTryggingarsj;WurinnstWueigendaogfjr    festagreiWafjrhWsemsamsvararniWurfrslutryggWuminnstWumsemhefWittsrstaW   skv.1.tlul.1.mgr.55.gr.eftryggWarinnstWurhefWufalliWundireftirgjf. wO   y EfeinueWafleiriskilarrWum,Wrumeneftirgjfskv.EhlutaX.kafla,erbeittskal B  Tryggingarsj;WurinnstWueigendaogfjrfestagreiWaupphWsemsvarartilYeirrarfjr    hWarseminnstWueigendurtryggWrainnstWnahefWutapaWviWslitlnastofnuninni.    y SkilavaldiWkveWurYfjrhWsemTryggingarsj;WurinnstWueigendaogfjrfestaskal {  greiWatilskilameWferWarlnastofnunarskv.1.mgr.ogskalkvrWunintekinsamrmiviW nF 30.eWa31.gr. 9  y SfjrhWsemTryggingarsj;WurinnstWueigendaogfjrfestagreiWirskv.1.mgr.skal  ekkiverahrrienYaWtapsemsj;WurinnhefWiorWiWfyrirviWslitlnastofnunarinnar.Xskal  fjrhWinekkiverahrriensemnemur175%afviWmiWunarmarkiskv.14.mgr.5.gr.blaga r uminnstWutryggingarogtryggingakerfifyrirfjrfesta. e=  y EndurgreiWaskalrskilasj;Wiskv.80.gr.tilTryggingarsj;WsinnstWueigendaogfjr 0 festaefgreiWslasj;Wsinsskv.2.eWa3.mgr.hefurveriWhrrientapiWsemsj;WurinnhefWi  orWiWfyrirviWslitlnastofnunarinnarsamkvmtendanleguvirWismatiskv.32.gr.   y Xegareftirgjfskv.EhlutaX.kaflaerbeittverWurTryggingarsj;WurinnstWueigendaog i fjrfestaekkikrafinnumeiginfjrframlagtillnastofnunareWabrarstofnunarskv.2.tlul. \4 1.mgr.55.gr. 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Ќ  "A0J"  A0J  y2%  7  .3  Ԉ0    greiWafyrirtkieWaeininguskilameWferWfjrframlagsamrmiviW5.mgr.57.gr., " eWaA0J 9݌#   Ќ  "A0J"  A0Ji y2%  8  .3  Ԉ0    framfylgjarWstfunumskv.1.!7.tlul.A0Ji݌ $   Ќ   y ViWskilameWferWsamstWuskv.90.og91.gr.skuluskilavaldiWogviWeigandiskilastj;rn !W% vldsemjasameiningufjrmgnunartlunYarsemkvrWuWerskiptingfjrframlagar J""& skilasj;WioghliWstWufjrmgnunarfyrirkomulagihverjueinstkuaWildarrki. #'   #( O|    O|   &   4.XTTURO| 4݌ ( Ќ   N     N  SamskiptiviWnnurrki.N݌  Ќ    O|    O|j  XVI.KAFLIO|j݌  Ќ   N     N  SkilameWferWsamstWumeWstarfsemiWruaWildarrki.N)݌ a Ќ    K|    K|  88.gr.K|݌ T, Ќ   J    Jk  kvarWanirogaWgerWirsemhafahrifWruaWildarrki.Jk݌  Ќ    y SkilavaldiWskalviWskilameWferW'(SԀfyrirtkiseWaeiningarskv.b!dliW1.mgr.2.gr.,sem  erhlutiafsamstWuYarsemd;tturflagerstaWsettWruaWildarrki,takatilhlUWilegttillit   tilYeirrahrifasemkvarWanirogaWgerWirsamkvmtlgunumgetahaftaWildarrkinu,m.a.  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