WPC . ylɸ1llCBڬrVi'vgs^1,ˮ#:lU̖ut9Fʹ4g'=fD@m[BH:B?=ٛO8s~wۨߚU39>k1wg1_Dv-~Ȧ آDlTB!>o 6h V+<1\`E$Am%2/&( q{KȠ/׌t( -@%hؒ@T>w>^ > 1>U4? 1u?N/@41@E@UNT@@ m@ 0Z@ 72A 0GA 1;B 0DBMC( C 12CZCU .D 0(ADU>iD 0TDDDDDDDDDDDD 1LDDDDDDDDD 1E 1!#F#F 0FF 0II 0LLL 1OOOO 0u#P 0"wP 0Q 0+QQQQQQ 0WzqR 0QlRRR 07vWS 0.dS 0~1T1T1T1T1T1T1T1T1T BUUUU 1UUUUUUUUUUUUUUUUUUUUUU,SVSV WW 0LXXXXX 0X 0cY 0Y 0Z 0[ 0[ 0.\ 0\ 0L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L]L] 0Z] 005_ 0-ea 0*c 0'e 0$g 0!j 0(l 0FnFnFnFnFnFnFnFnFnFnFnFnFnFnFnFnFnFnFn 0[ap 0[p 0[q 0[r 0[r 0[@s 0[s 0[ft 0ttttttttttt 1Zeuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuu B-uuuuuuuuuuuuuuuuuuuuuuu 0Zv 00xw 0-y 0*{ 0'} 0$& 0!J 0k 0 0 J 0 0 0 0 0: 0͋ 0` 0 0 0Z 0Ws 0Tʐ 0Q 0No 0K 0H 0EP 0B 0י 0j 0 0 0# 0 0I 0ܝ 0o 0 0 0( 0 0N 0 0t 0 0 0- 0 0S 0 0y 0 0 02 0Ũ 0X 0 0~ 0 0 07 0ʬ 0] 0 0 0 0 0H 0߰ 0v 0 0 0; 0ҳ 0i 0 0 0. 0Ŷ 0\ 0 0 0! 0 0G 0ں 0m 0 0 0& 0 0L 0 0z 0 0 0? 0 0m 0 0 0. 0 0T 0 0z 0 0 03333333333333333333333333333333333333 0 0 0 0 0I 0 0w 0 0 0< 0 0b 0 0 0 0 0A 0 0g 0 0 0, 0 0Z 0 0 0 0 0M 0 0{ 0 0 0@ 0 0n 0 0 0+ 0 0Q 0 0w 0 0 00 0 0V 0 0| 0 0 05 0 0[ 0 0 0 0 0: 0 0` 0 0 0 0 0K 0 0y 0 0 0>>>>>>>>>> 0 0l 0 0 01 0 0_ 0 0 0$ 0 0J 0 0p 0 0 0) 0 0O 0 0u 0 0 0. 0 0T 0 0z 0 0 0? 0 0m 0 0 02222222222222222222 0 0\ 0 0  0  0  0;  0  0a  0  0  0 0 0@ 0 0f 0 0 0 0 0E 0 0k 0 0 0$ 0 0J 0 0p 0 0 0) 0 0O 0 0u 0 0 0. 0 0T 0 0z  0 ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! 1e!! 1e"" 1ej"j" 1e"" 1e4#4# 1e## 1e## 1ec$c$ 1g$$ 1g/%/% 1g%% 1g%% 1gd&d& 1g&& 1g2'2'2'2' 1g'' 1g(( 1gg(g( 1g(( 1g5)5) 1g)) 1g** 1gj*j* 1g**** 1g8+8+ 1g++++++ 1g,,,, 1gm,m,m,m,m,m, 1g,,,,,,,,,,,,,,,,,, 1g;-;- 1g-(  Z6Times New Roman RegularX($}}TRW6&A4W6&A4 6&A4 6&A4T#ggdd  ISUS.,    -zv > *  X-8dd8% ^^` Adobe PDF0W:\COREL8\TEMPLATE\CUSTOMWP\SKJRI~4T.WPTW:\corel8\template\customwp\Skjritun4.wptSR =?EKQW_gmstafl.a.1.a.1.(a)(i)1)a))'\  `TimesRoman3#37=CIQYag1.a.i.(1)(a)(i)1)a)fRό|)3|x6Times New Roman RegularCUF*MIVJMiWjar texta.@a..  i)*ee=(/LH I '\  `TimesRomanI I '\  `TimesRomanI(ehCEKQW]cioAutoList4a.a.a.a.a.a.a.a.>*SKLSkletur.(EhCEKQW]cioAutoList2a.a.a.a.a.a.a.a.8DocumentManagement::ModifiedBooleanTRUE b+A`Calibri($\  `&Times New Roman(W$      gEu{}a. 1. a.T?luliWur undir stafliWa.1.a.1)a)(5hCEKQW]cioAutoList1a.a.a.a.a.a.a.a.ABCD %Eu{}1. a. 1.StafliWir undir t?luliW1.a.1.(3,$ !}X0eXXXTRW6&A4X3' Letter 6&A43'LetterTdXX0e#ggdd  ISUS.,    -zv > *  X-8ddd8% ^^`   (3,$ !}X0eXXXTRW6&A4X3' Letter 6&A43'LetterTdXX0e#ggdd  ISUS.,    -zv > *  X-8ddd8% ^^`   (39*$ !}X0eXXXTRW6&A4X3' Letter 6&A43'LetterTdXX0e#ggdd  ISUS.,    -zv > *  X-8ddd8% ^^`    d (uhCEKQW]cioAutoList51.1.1.1.1.1.1.1.(M0J$2  0  .3  0 ` (O;$0  2#  a  .3  0` (#(#(u$0  0` (#(#` `  2  a  .3  0` (#` (#(`$0  0` (#(#0 ` (#` (#0 (# (#"h2  0  .3  0(#(#\:GreinarfyrirGreinarfyrirsgn    T |:GreinarnmerGreinarnmer    X:KaflafyrirsKaflafyrirsgn     L |6KaflanmerKaflanmer    X:List ParagraList Paragraph {d   S\  `&Times New RomanS X       S\  `&Times New RomanS    d(UhCEKQW]cioAutoList3a.a.a.a.a.a.a.a. " 6,'X)EXXXmXX)E#ggdd  ISUS.,  -zv > *  X-  _  D   8,)X)EXXXmXX)E#ggdd  ISUS.,  -zv > *  X-  _Ԁ>c$"Small Circle"0 4+ *L9-1L9-1  D 23  ..   4+ *L9-2L9-2   23  ..   4+ *L9-3L9-3 j  23  ..   4+ *L9-4L9-4  L 23  ..   4+ *L9-5L9-5   23  ..   4+ *L9-6L9-6 j  23  ..   4+ *L9-7L9-7  T 23  ..   4+ *L9-8L9-8   23  ..   4+ *L9-9L9-9 j  23  ..   8}+z ,L20-1L20-1  b e[> } jVC0 n[H4e23  ..   bX>>+ } jVC0 n[H4b8~ ,L20-2L20-2  N bX> } jVC0 n[H4bC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L20-3L20-3  ; _Uz>z } jVC0 n[H4_C b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L20-4L20-4  ( \Rf>{f } jVC0 n[H4\C b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L20-5L20-5   YOS >gS } jVC0 n[H4YC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L20-6L20-6   VL@ >T @ } jVC0 n[H4VC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L20-7L20-7   SI, >A , } jVC0 n[H4SC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L20-8L20-8   PF >-  } jVC0 n[H4PC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L20-9L20-9   MC >  } jVC0 n[H4MC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8+ ,L13-1L13-1  b 23  ..   8+ ,L13-2L13-2  N 23  ..   8+ ,L13-3L13-3  ; 23  ..   8+ ,L13-4L13-4  ( 23  ..   8+ ,L13-5L13-5   23  ..   8+ ,L13-6L13-6   23  ..   8+ ,L13-7L13-7   23  ..   8+ ,L13-8L13-8   23  ..   8+ ,L13-9L13-9   23  ..    35;AGMSY_1a.1.a.1.a.1.a.1.)Hairline d8}+z ,L14-1L14-1  b e[> } jVC0 n[H4e23  ..   bX>>+ } jVC0 n[H4b8~ ,L14-2L14-2  N bX> } jVC0 n[H4bC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L14-3L14-3  ; _Uz>z } jVC0 n[H4_C b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L14-4L14-4  ( \Rf>{f } jVC0 n[H4\C b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L14-5L14-5   YOS >gS } jVC0 n[H4YC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L14-6L14-6   VL@ >T @ } jVC0 n[H4VC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L14-7L14-7   SI, >A , } jVC0 n[H4SC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L14-8L14-8   PF >-  } jVC0 n[H4PC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriC8~ ,L14-9L14-9   MC >  } jVC0 n[H4MC b+A`CalibriC23  S\  `&Times New RomanS..   bX>>+ } jVC0 n[H4bC b+A`CalibriCD2EmphasisEmphasis8+ ,L34-1L34-1  b 23  ..   8+ ,L34-2L34-2  N 23  ..   8+ ,L34-3L34-3  ; 23  ..   8+ ,L34-4L34-4  ( 23  ..   8+ ,L34-5L34-5   23  ..   8+ ,L34-6L34-6   23  ..   8+ ,L34-7L34-7   23  ..   8+ ,L34-8L34-8  N 23  ..   8+ ,L34-9L34-9   23  ..   8}+z ,L18-1L18-1  b e[>. } jVC0 n[H4e23  ..   bX>>+ } jVC0 n[H4b8z+z ,L18-2L18-2  N bX> } jVC0 n[H4b23  ..   bX>>+ } jVC0 n[H4b8w+z ,L18-3L18-3  ; _Uz>z } jVC0 n[H4_23  ..   bX>>+ } jVC0 n[H4b8t+z ,L18-4L18-4  ( \Rf>f } jVC0 n[H4\23  ..   bX>>+ } jVC0 n[H4b8q+z ,L18-5L18-5   YOS >S } jVC0 n[H4Y23  ..   bX>>+ } jVC0 n[H4b8n+z ,L18-6L18-6   VL@ > @ } jVC0 n[H4V23  ..   bX>>+ } jVC0 n[H4b8k+z ,L18-7L18-7   SI, > , } jVC0 n[H4S23  ..   bX>>+ } jVC0 n[H4b8h+z ,L18-8L18-8   PF >  } jVC0 n[H4P23  ..   bX>>+ } jVC0 n[H4b8e+z ,L18-9L18-9   MC >  } jVC0 n[H4M23  ..   bX>>+ } jVC0 n[H4b8+ ,L85-1L85-1  b 23  ..   8+ ,L85-2L85-2  N 23  ..   8+ ,L85-3L85-3  ; 23  ..   8+ ,L85-4L85-4  ( 23  ..   8+ ,L85-5L85-5   23  ..   8+ ,L85-6L85-6   23  ..   8+ ,L85-7L85-7   23  ..   8+ ,L85-8L85-8   23  ..   8+ ,L85-9L85-9   23  ..   8+ ,L27-1L27-1  b 23  ..   8+ ,L27-2L27-2  N 23  ..   8+ ,L27-3L27-3  ; 23  ..   8+ ,L27-4L27-4  ( 23  ..   8+ ,L27-5L27-5   23  ..   8+ ,L27-6L27-6   23  ..   8+ ,L27-7L27-7   23  ..   8+ ,L27-8L27-8   23  ..   8+ ,L27-9L27-9   23  ..   8+ ,L23-1L23-1  b 23  ..   8+ ,L23-2L23-2  N 23  ..   8+ ,L23-3L23-3  ; 23  ..   8+ ,L23-4L23-4  ( 23  ..   8+ ,L23-5L23-5   23  ..   8+ ,L23-6L23-6   23  ..   8+ ,L23-7L23-7   23  ..   8+ ,L23-8L23-8   23  ..   8+ ,L23-9L23-9   23  ..   8+ ,L43-1L43-1  b 23  ..   8+ ,L43-2L43-2  N 23  ..   8+ ,L43-3L43-3  ; 23  ..   8+ ,L43-4L43-4  ( 23  ..   8+ ,L43-5L43-5   23  ..   8+ ,L43-6L43-6   23  ..   8+ ,L43-7L43-7   23  ..   8+ ,L43-8L43-8   23  ..   8+ ,L43-9L43-9   23  ..   <+ .L116-1L116-1  b 23  ..   <+ .L116-2L116-2  N 23  ..   <+ .L116-3L116-3  ; 23  ..   <+ .L116-4L116-4  ( 23  ..   <+ .L116-5L116-5   23  ..   <+ .L116-6L116-6   23  ..   <+ .L116-7L116-7   23  ..   <+ .L116-8L116-8   23  ..   <+ .L116-9L116-9   23  ..   <+ .L109-1L109-1  b 23  ..   <+ .L109-2L109-2  N 23  ..   <+ .L109-3L109-3  ; 23  ..   <+ .L109-4L109-4  ( 23  ..   <+ .L109-5L109-5   23  ..   <+ .L109-6L109-6   23  ..   <+ .L109-7L109-7   23  ..   <+ .L109-8L109-8   23  ..   <+ .L109-9L109-9   23  ..   8+ ,L38-1L38-1  b 23  ..   8+ ,L38-2L38-2  N 23  ..   8+ ,L38-3L38-3  ; 23  ..   8+ ,L38-4L38-4  ( 23  ..   8+ ,L38-5L38-5   23  ..   8+ ,L38-6L38-6   23  ..   8+ ,L38-7L38-7   23  ..   8+ ,L38-8L38-8   23  ..   8+ ,L38-9L38-9   23  ..   <+ .L133-1L133-1  b 23  ..   <+ .L133-2L133-2  N 23  ..   <+ .L133-3L133-3  ; 23  ..   <+ .L133-4L133-4  ( 23  ..   <+ .L133-5L133-5   23  ..   <+ .L133-6L133-6   23  ..   <+ .L133-7L133-7   23  ..   <+ .L133-8L133-8  N 23  ..   <+ .L133-9L133-9   23  ..   8+ ,L31-1L31-1  b 23  ..   8+ ,L31-2L31-2  N 23  ..   8+ ,L31-3L31-3  ; 23  ..   8+ ,L31-4L31-4  ( 23  ..   8+ ,L31-5L31-5   23  ..   8+ ,L31-6L31-6   23  ..   8+ ,L31-7L31-7   23  ..   8+ ,L31-8L31-8   23  ..   8+ ,L31-9L31-9   23  ..   <%8% .L106-1L106-1  b  $$$ 23    ..    $$$ <+ .L106-2L106-2  N 23  ..   <+ .L106-3L106-3  ; 23  ..   <+ .L106-4L106-4  ( 23  ..   <+ .L106-5L106-5   23  ..   <+ .L106-6L106-6   23  ..   <+ .L106-7L106-7   23  ..   <+ .L106-8L106-8  N 23  ..   <+ .L106-9L106-9   23  ..   8+ ,L74-1L74-1  b 23  ..   8+ ,L74-2L74-2  N 23  ..   8+ ,L74-3L74-3  ; 23  ..   8+ ,L74-4L74-4  ( 23  ..   8+ ,L74-5L74-5   23  ..   8+ ,L74-6L74-6   23  ..   8+ ,L74-7L74-7   23  ..   8+ ,L74-8L74-8  N 23  ..   8+ ,L74-9L74-9   23  ..   <+ .L121-1L121-1  b 23  ..   <+ .L121-2L121-2  N 23  ..   <+ .L121-3L121-3  ; 23  ..   <+ .L121-4L121-4  ( 23  ..   <+ .L121-5L121-5   23  ..   <+ .L121-6L121-6   23  ..   <+ .L121-7L121-7   23  ..   <+ .L121-8L121-8  N 23  ..   <+ .L121-9L121-9   23  ..   <+ .L136-1L136-1  b 23  ..   <+ .L136-2L136-2  N 23  ..   <+ .L136-3L136-3  ; 23  ..   <+ .L136-4L136-4  ( 23  ..   <+ .L136-5L136-5   23  ..   <+ .L136-6L136-6   23  ..   <+ .L136-7L136-7   23  ..   <+ .L136-8L136-8   23  ..   <+ .L136-9L136-9   23  ..   8+ ,L84-1L84-1  b 23  ..   8+ ,L84-2L84-2  N 23  ..   8+ ,L84-3L84-3  ; 23  ..   8+ ,L84-4L84-4  ( 23  ..   8+ ,L84-5L84-5   23  ..   8+ ,L84-6L84-6   23  ..   8+ ,L84-7L84-7   23  ..   8+ ,L84-8L84-8   23  ..   8+ ,L84-9L84-9   23  ..   8+ ,L58-1L58-1  b 23  ..   8+ ,L58-2L58-2  N 23  ..   8+ ,L58-3L58-3  ; 23  ..   8+ ,L58-4L58-4  ( 23  ..   8+ ,L58-5L58-5   23  ..   8+ ,L58-6L58-6   23  ..   8+ ,L58-7L58-7   23  ..   8+ ,L58-8L58-8  N 23  ..   8+ ,L58-9L58-9   23  ..   8+ ,L24-1L24-1  b 23  ..   8+ ,L24-2L24-2  N 23  ..   8+ ,L24-3L24-3  ; 23  ..   8+ ,L24-4L24-4  ( 23  ..   8+ ,L24-5L24-5   23  ..   8+ ,L24-6L24-6   23  ..   8+ ,L24-7L24-7   23  ..   8+ ,L24-8L24-8  N 23  ..   8+ ,L24-9L24-9   23  ..   <+ .L117-1L117-1  b 23  ..   <+ .L117-2L117-2  N 23  ..   <+ .L117-3L117-3  ; 23  ..   <+ .L117-4L117-4  ( 23  ..   <+ .L117-5L117-5   23  ..   <+ .L117-6L117-6   23  ..   <+ .L117-7L117-7   23  ..   <+ .L117-8L117-8   23  ..   <+ .L117-9L117-9   23  ..   <+ .L134-1L134-1  b 23  ..   <+ .L134-2L134-2  N 23  ..   <+ .L134-3L134-3  ; 23  ..   <+ .L134-4L134-4  ( 23  ..   <+ .L134-5L134-5   23  ..   <+ .L134-6L134-6   23  ..   <+ .L134-7L134-7   23  ..   <+ .L134-8L134-8  N 23  ..   <+ .L134-9L134-9   23  ..   8+ ,L47-1L47-1  b 23  ..   8+ ,L47-2L47-2  N 23  ..   8+ ,L47-3L47-3  ; 23  ..   8+ ,L47-4L47-4  ( 23  ..   8+ ,L47-5L47-5   23  ..   8+ ,L47-6L47-6   23  ..   8+ ,L47-7L47-7   23  ..   8+ ,L47-8L47-8   23  ..   8+ ,L47-9L47-9   23  ..   8+ ,L72-1L72-1  b 23  ..   8+ ,L72-2L72-2  N 23  ..   8+ ,L72-3L72-3  ; 23  ..   8+ ,L72-4L72-4  ( 23  ..   8+ ,L72-5L72-5   23  ..   8+ ,L72-6L72-6   23  ..   8+ ,L72-7L72-7   23  ..   8+ ,L72-8L72-8   23  ..   8+ ,L72-9L72-9   23  ..   <+ .L125-1L125-1  b 23  ..   <+ .L125-2L125-2  N 23  ..   <+ .L125-3L125-3  ; 23  ..   <+ .L125-4L125-4  ( 23  ..   <+ .L125-5L125-5   23  ..   <+ .L125-6L125-6   23  ..   <+ .L125-7L125-7   23  ..   <+ .L125-8L125-8   23  ..   <+ .L125-9L125-9   23  ..   8+ ,L64-1L64-1  b 23  ..   8+ ,L64-2L64-2  N 23  ..   8+ ,L64-3L64-3  ; 23  ..   8+ ,L64-4L64-4  ( 23  ..   8+ ,L64-5L64-5   23  ..   8+ ,L64-6L64-6   23  ..   8+ ,L64-7L64-7   23  ..   8+ ,L64-8L64-8  N 23  ..   8+ ,L64-9L64-9   23  ..   8+ ,L65-1L65-1  b 23  ..   8+ ,L65-2L65-2  N 23  ..   8+ ,L65-3L65-3  ; 23  ..   8+ ,L65-4L65-4  ( 23  ..   8+ ,L65-5L65-5   23  ..   8+ ,L65-6L65-6   23  ..   8+ ,L65-7L65-7   23  ..   8+ ,L65-8L65-8   23  ..   8+ ,L65-9L65-9   23  ..   8+ ,L68-1L68-1  b 23  ..   8+ ,L68-2L68-2  N 23  ..   8+ ,L68-3L68-3  ; 23  ..   8+ ,L68-4L68-4  ( 23  ..   8+ ,L68-5L68-5   23  ..   8+ ,L68-6L68-6   23  ..   8+ ,L68-7L68-7   23  ..   8+ ,L68-8L68-8   23  ..   8+ ,L68-9L68-9   23  ..   8+ ,L96-1L96-1  b 23  ..   8+ ,L96-2L96-2  N 23  ..   8+ ,L96-3L96-3  ; 23  ..   8+ ,L96-4L96-4  ( 23  ..   8+ ,L96-5L96-5   23  ..   8+ ,L96-6L96-6   23  ..   8+ ,L96-7L96-7   23  ..   8+ ,L96-8L96-8  N 23  ..   8+ ,L96-9L96-9   23  ..   8+ ,L46-1L46-1   23  ..   8+ ,L46-2L46-2  w 23  ..   8+ ,L46-3L46-3  c 23  ..   8+ ,L46-4L46-4  P 23  ..   8+ ,L46-5L46-5  = 23  ..   8+ ,L46-6L46-6  ) 23  ..   8+ ,L46-7L46-7   23  ..   8+ ,L46-8L46-8  v 23  ..   8+ ,L46-9L46-9   23  ..   hijklmno 35;AGMSY_21.a.1.a.1.a.1.a.IJKLMNOP 35;AGMSY_31.a.1.a.1.a.1.a.[\]^_`ab 35;AGMSY_41.a.1.a.1.a.1.a.defghijk 35;AGMSY_5a.1.a.1.a.1.a.1.mnopqrst 35;AGMSY_6a.1.a.1.a.1.a.1. 35;AGMSY_7a.1.a.1.a.1.a.1.vwxyz{|} 35;AGMSY_81.a.1.a.1.a.1.a.<=>?@ABC 35;AGMSY_9a.1.a.1.a.1.a.1. 57=CIOU[a101.a.1.a.1.a.1.a. 57=CIOU[a11a.1.a.1.a.1.a.1. 57=CIOU[a121.a.1.a.1.a.1.a. 57=CIOU[a13a.1.a.1.a.1.a.1. 57=CIOU[a14a.1.a.1.a.1.a.1.|}~ 57=CIOU[a15a.1.a.1.a.1.a.1. 57=CIOU[a16a.1.a.1.a.1.a.1. 57=CIOU[a18a.1.a.1.a.1.a.1. 57=CIOU[a19a.1.a.1.a.1.a.1. 57=CIOU[a20a.1.a.1.a.1.a.1. 57=CIOU[a21a.1.a.1.a.1.a.1. 57=CIOU[a22a.1.a.1.a.1.a.1. 57=CIOU[a23a.1.a.1.a.1.a.1. 57=CIOU[a24a.1.a.1.a.1.a.1. 57=CIOU[a251.a.1.a.1.a.1.a. 57=CIOU[a26a.1.a.1.a.1.a.1. 57=CIOU[a28a.1.a.1.a.1.a.1. 57=CIOU[a291.a.1.a.1.a.1.a. 57=CIOU[a32a.1.a.1.a.1.a.1.@ABCDEFG 57=CIOU[a341.a.1.a.1.a.1.a. 57=CIOU[a37a.1.a.1.a.1.a.1.3456789: 57=CIOU[a461.a.1.a.1.a.1.a.NOPQRSTU 57=CIOU[a471.a.1.a.1.a.1.a. !}X)EXXXTRW6&A4X3' Letter 6&A43'LetterTmXX)E#ggdd  ISUS.,    -zv > *  X-8mdd8% ^^`   _ 4ABCD(%03  }sum @(`Lg  #m#  X)EXmumverWbrfasj;Wi.#mXX)EQ#    ?3@%`________   O|    O|  I.KAFLIO|F݌    Ќ   N     N  GildissviWog_orWskUringar_.N݌   Ќ    K|    K|  1.gr.K|݌ x  Ќ   J    J  GildissviW.JA݌ kC Ќ    y LgYessigildaumrekstrarflgverWbrfasj;WaogreksturogmarkaWssetninguverWbrfa 6 sj;Wahrlandi.  K|    K|p  2.gr.K|p݌ o Ќ   J    J   TakmarkanirgildissviWi.J + ݌ b: Ќ    y LgYessigildaekkium: -  (004ABCD *(g00"A0J"  A0J  y2g  a  .3  Ԉ0    lokaWasj;Wiumsameiginlegafjrfestingu,A0J  ݌   Ќ  "A0J"  A0J  y2g  b  .3  Ԉ0    sj;WiumsameiginlegafjrfestingusemsafnafjrmunumnYessaWhvetjatilYtttku  almenningskaupum_hlutdeildarskrteinum_ԀinnanEES,A0J + ݌f   Ќ  "A0J"  A0J  y2g  c  .3  Ԉ0    sj;Wiumsameiginlegafjrfestingusemsamkvmtreglumsj;Wsmeinungisseljatil Y1 almenningsutanEES,A0J ݌$   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    tegundirsj;WaumsameiginlegafjrfestingusemheimilteraW_markaWssetja_Ԁtilalmenn  ingshrlandi,semekkieru_verWbrfasj;Wir_,eWaA0J?݌   Ќ  "A0J"  A0J y2g  e  .3  Ԉ0    _fjrfestingarflg_Ԁsemfyrirmilligngu_d;tturflaga_ԀfjrfestaeinkumWruenfram ] seljanlegumverWbrfum.A0J݌P(   Ќ   (00*l K|    K|  3.gr.K|;݌ ! Ќ   J    J  _OrWskUringar_.J݌  " Ќ    y 0lgumYessumermerkingeftirfarandihugtakasemhrsegir: |!T#  4ABCD(%00"A0J"  A0JO y2%  1  .3  Ԉ0    EES:Evr;pskaefnahagssvWiW.A0JO|݌G"$   Ќ  "A0J"  A0JY y2%  2  .3  Ԉ0    _ESMA_:Evr;pska_verWbrfamarkaWseftirlitsstofnunin_.A0JY݌#%   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    _Eiginfjrgrunnur_:_Eiginfjrgrunnur_Ԁsamkvmtlgumumfjrmlafyrirtki.A0J݌#&   Ќ  "A0J"  A0J" y2%  4  .3  Ԉ0    _Fjrmlagerningur_:_Fjrmlagerningur_ԀsamkvmtlgumummarkaWifyrirfjrmla $ ' gerninga.A0J"O݌s%K!(   Ќ  "A0J"  A0J y2%  5  .3  Ԉ0    _Framseljanleg_ԀverWbrf:HlutabrffyrirtkjumognnurverWbrfsemerugildihluta >&") brfafyrirtkjum,skuldabrfogaWrartegundir_tryggWra_Ԁ_skuldaskjala_,ogaWrarteg  '"*  undirverWbrfasemveitartttilaWeignastslkverWbrfmeWviWskiptum.A0J݌#'#+    #Ќ  _"A0J"  A0JV y2%  6  .3  Ԉ0    _Gistirki_Ԁ_rekstrarflags_:Rkiinn&   anEES,annaWenheimarki_rekstrarflags_,Yarsem ( _rekstrarflag_ԀermeWtibeWave'(XitirYj;nustu.A0JV݌   Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    _Gistirki_Ԁ_verWbrfasj;Ws_:RkiinnanEES,annaWenheimarki_verWbrfasj;Ws_,Yarsem  _hlutdeildarskrteini_Ԁ_verWbrfasj;Wsins_Ԁeru_markaWssett_.A0J݌a   Ќ  "A0J"  A0J! y2%  8  .3  Ԉ0    Heimarki_rekstrarflags_:RkiinnanEESYarsem_rekstrarflag_ԀermeWskrWastarfsstW.A0J!%"݌T,   Ќ  "A0J"  A0J# y2%  9  .3  Ԉ0    Heimarki_verWbrfasj;Ws_:RkiinnanEESYarsem_verWbrfasj;Wur_ԀhefurfengiWstaW  festingusamkvmtviWkomandi_landslgum_.A0J##݌   Ќ  "A0J "  A0Jr% y2%  10  .3  Ԉ0    _Hlutdeildarsj;Wur_:Sj;WurumsameiginlegafjrfestingusemstofnaWertilaf_rekstrar   flagi_Ԁogreglumsj;WsinskemurframaWhanns_hlutdeildarsj;Wur_.A0Jr%%݌ X   Ќ  "A0J "  A0J' y2%  11  .3  Ԉ0    _Hlutdeildarskrteini_:_Fjrmlagerningur_ԀsemerstaWfestingtilkalliallraYeirrasemeiga K #  hlutdeild_hlutdeildarsj;Wi_ԀeWaeinstakrideildhanstileignasj;Wsins.A0J''݌     Ќ  "A0J "  A0J) y2%  12  .3  Ԉ0    Innlendursamruni:SamruniverWbrfasj;WasemhafastaWfestuhrlandi,Yarsem    a.m.k.einn_verWbrfasj;Wanna_Ԁhefur_markaWssett_Ԁ_hlutdeildarskrteini_ԀsnWrurkiinnan   EES.A0J))݌wO    Ќ  "A0J "  A0J+ y2%  13  .3  Ԉ0    MarkaWssetning:TilboWeWahvatningtilfjrfesta,meWauglUsingumeWaannarrikynn B  inguaWfrumkvWi_rekstrarflags_ԀeWafyrirYesshnd,umkaup_hlutdeildarskrteinum_    verWbrfasj;WisemYaWrekur.A0J++݌    Ќ  "A0J "  A0J. y2%  14  .3  Ԉ0    _Millilandasamruni_:SamruniverWbrfasj;WaYarsem:A0J.A.݌{    Ќ  "C"  CW/0 y 0y y e2%  a  .3  Ԉ0    a.m.k.tveir_verWbrfasj;Wanna_ԀerumeWstaWfestumismunandi_aWildarrkjum_,eWaCW//݌nF   Ќ  "C"  C10 y 0y y e2%  b  .3  Ԉ0    _verWbrfasj;Wir_ԀmeWstaWfestusamaaWildarrkirennasamannUjan_verWbrfasj;W_ 9 meWstaWfestuWruaWildarrki.C1.1݌   Ќ  "A0J"  A0J2 y2%  15  .3  Ԉ0    Nintengsl:Nintengslsamkvmtlgumumfjrmlafyrirtki.A0J2%3݌   Ќ  "A0J"  A0J4 y2%  16  .3  Ԉ0    _PeningamarkaWsgerningar_:Xeirflokkar_auWseljanlegra_ԀfjrmlagerningasemviWskipti r faravenjulegaframmeWpeningamarkaWioghafavirWisemhgteraWkvarWameW e= nkvmnihvaWa_tmapunkti_Ԁsemer.A0J4F4݌0   Ќ  "A0J"  A0Jp6 y2%  17  .3  Ԉ0    _Rekstrarflag_ԀverWbrfasj;Wa:_LgaWili_ԀsemrekureinneWafleiriverWbrfasj;WimeW  reglubundnumhtti.A0Jp66݌   Ќ  "A0J"  A0J+8 y2%  18  .3  Ԉ0    Samruni:SamruniYarsem:A0J+8X8݌i   Ќ  "C"  C,90 y 0y y e2%  a  .3  Ԉ0    einumeWafleiri_verWbrfasj;Wum_,_samrunasj;Wum_,eWaeinstkumdeildum_samruna \4 sj;Ws_Ԁshann_deildaskiptur_,erslitiWn_skuldaskila_Ԁogallareignirogskuldbindingar ' _samrunasj;Wsins_Ԁeru_yfirfrWar_Ԁtilannarsstarfandi_verWbrfasj;Ws_Ԁ(_yfirtkusj;Ws_),  eWaeinstakradeilda_yfirtkusj;Ws_Ԁshann_deildaskiptur_,skiptumfyrirtgfu_hlut  deildarskrteina_Ԁtilhandaeigendum_hlutdeildarskrteina_Ԁ_samrunasj;Wsins_Ԁog,efviW `  ,greiWslu_reiWufjr_Ԁsemerekkiumfram10%verWmtisYeirra_hlutdeildarskrteina_,C,9Y9݌S+!   Ќ  "C"  C>0 y 0y y e2%  b  .3  Ԉ0    tveimureWafleiri_verWbrfasj;Wum_Ԁ(_samrunasj;Wum_),eWaeinstkumdeildum_sam " runasj;Wa_ԀsuYeir_deildaskiptir_,erslitiWn_skuldaskila_Ԁogallareignirogskuldbind # ingar_samrunasj;Wanna_Ԁeru_yfirfrWar_Ԁ_verWbrfasj;W_Ԁ(_yfirtkusj;W_)semYeirstofna,  $ eWatileinstakradeilda_yfirtkusj;Ws_Ԁshann_deildaskiptur_,skiptumfyrirtgfu !W% _hlutdeildarskrteina_Ԁtilhandaeigendum_hlutdeildarskrteina_Ԁ_samrunasj;Wanna_Ԁog,ef J""& viW,greiWslu_reiWufjr_Ԁsemerekkiumfram10%verWmtisYeirra_hlutdeildar #' skrteina_,C>?݌#(   Ќ  "C"  CD0 y 0y y e2%  c  .3  Ԉ0    einneWafleiri_verWbrfasj;Wir_Ԁ(_samrunasj;Wir_),eWaeinstakardeildir_verWbrfasj;Ws_ $ ) shann_deildaskiptur_,haldaframstarfsemisinnienyfirfrahreinaeignsnatil v%N!* annarrardeildarsama_verWbrfasj;Ws_ԀeWayfir_verWbrfasj;W_Ԁ(_yfirtkusj;W_)sem A&"+  stofnaWurereWaeinstakradeildahansshann_deildaskiptur_.CDD݌ '",   Ќ  "A0J"  A0JH y2%  19  .3  Ԉ0    StaWfesta:Eftirfarand& a  igildirumstaWfestu:A0JHH݌(   Ќ  "C"  CI0 y 0y y e2%  a  .3  Ԉ0    _Rekstrarflag_ԀhefurstaWfestuYarsemYaWermeWskrWastarfsstW.CII݌     "C"  C4K0 y 0y y e2%  b  .3  Ԉ0    _VerWbrfasj;Wur_Ԁh'a(9IefurstaWfestuYarsemhannhefurfengiWstaWfestingu.C4KaK݌   Ќ  "C"  CL0 y 0y y e2%  c  .3  Ԉ0    _VrsluaWili_ԀhefurstaWfestuYarsemhannermeWskrWastarfsstWeWatib.CLL݌a   Ќ  "A0J"  A0JON y2%  20  .3  Ԉ0    StaWfesting:MeWstaWfestingu&  _verWbrfasj;Ws_ԀerttviWheimild_lgbrs_Ԁyfirvaldstil T, handa_rekstrarflagi_ԀtilaWstarf'TOrkjaYanntiltekna_verWbrfasj;W_.A0JON|N݌   Ќ  "A0J"  A0JP y2%  21  .3  Ԉ0    Stj;rn:Stj;rnskilningilagaum_hlutaflg_.A0JPP݌   Ќ  "A0J"  A0JQ y2%  22  .3  Ԉ0    _Stofnframlag_:_Stofnframlag_Ԁsamkvmtlgumumfjrmlafyrirtki.A0JQ R݌    Ќ  "A0J"  A0J?S y2%  23  .3  Ԉ0    Btib_rekstrarflags_:StarfsstWsemerhluti_rekstrarflags_,erekkisrstakur_lgaWili_,  X ogveitirYYj;nustusem_rekstrarflagi_ԀerheimiltaWinnaafhendi.LitiWskalallar K #  _starfsstWvar_Ԁ_rekstrarflags_ԀeinurkiinnanEESsemeitttibhafi_rekstrarflag_ԀskrWa    starfsstWWrurkiinnanEES.A0J?SlS݌     Ќ  "A0J"  A0JV y2%  24  .3  Ԉ0    VaranlegurmiWill:TkisemgerirfjrfestikleiftaWgeymaupplUsingar,sembeintertil   hans,;breyttarYannigaWhanngetiafritaWYrogflettuppYeimhfilegantma.A0JVV݌wO    Ќ  "A0J"  A0JWX y2%  25  .3  Ԉ0    _VerWbrfasj;Wur_:Sj;WurumsameiginlegafjrfestingusemhefurYaWeittaWmarkmiWi B  aWveitaviWtkuffralmenningitilsameiginlegrarfjrfestingar_fjrmlagerningum_    ogWrum_seljanlegum_Ԁeignum,sbr._IX_.kafla,grundvelli_httudreifingar_Ԁsamkvmt   fyrirfram_kunngerWri_Ԁ_fjrfestingarstefnu_,og_hlutdeildarskrteini_ԀhonumerukeypteWa {  _innleyst_ԀaWbeiWni_hlutdeildarskrteinishafa_,beinteWa;beint,afeignumsj;Wsins.AW nF gerWir_rekstrarflags_ԀtilaWtryggjaaWskrW_markaWsvirWi_Ԁ_hlutdeildarskrteina_Ԁ_verWbrfa 9 sj;Ws_ԀskipulegummarkaWivkiekkiverulegafrvirWi_hlutdeildarskrteina_Ԁskulutaldar  gildislkrakaupaeWa_innlausna_.A0JWXX݌   Ќ  "A0J"  A0J^ y2%  26  .3  Ԉ0    Virkureignarhlutur:Virkureignarhlutursamkvmtlgumumfjrmlafyrirtki.A0J^^݌r   Ќ  "A0J"  A0J_ y2%  27  .3  Ԉ0    _VrsluaWili_:_LgaWili_ԀsemhefurheimildtilvrsluverWbrfasj;Wa,sbr._VI_.kafla.A0J_`݌e=   Ќ  "A0J"  A0Ja y2%  28  .3  Ԉ0    YfirrW:YfirrWsamkvmtlgumumfjrmlafyrirtki.A0Jaa݌0   Ќ   (004ABCD hijklmnop(00 y RWherraerheimiltaWsetjareglugerWYarsemnnarerkveWiWummerkinguhugtaka  samkvmtlgumYessum.  O|    O|fd  O|fdd݌̌   O|    O|d  II.KAFLIO|de݌ \4 Ќ   N     Nqe  Starfsemirekstrarflaga,starfsleyfi_o.fl_.Nqee݌ ' Ќ    K|    K|Mf  4.gr.K|Mftf݌  Ќ   J    Jf  UmrekstrarflgverWbrfasj;Wa.Jfg݌  Ќ    y Rekstur_verWbrfasj;Ws_Ԁer_starfsleyfisskyld_Ԁstarfsemi. `   y _Rekstrarflagi_ԀerheimiltaWhefjarekstur_verWbrfasj;Ws_ԀaWfengnustarfsleyfi_Fjrmla S+! eftirlitsins_.Tilkynnaskal_Fjrmlaeftirlitinu_Ԁef_rekstrarflag_ԀuppfyllirekkilengurskilyrWi " fyrirveitingu_starfsleyfis_. #  y _Rekstrarflagi_ԀmeWstarfsleyfiereinuheimiltaWhafaorWin_rekstrarflag_ԀverWbrfasj;Wa  $ nafnisnueWatilnnariskUringarstarfsemisinni.ShttaaWvillstverWinfnum !W% rekstrarflagasemstarfahrlandigetur_FjrmlaeftirlitiW_ԀkrafistYessaWannaWYeirraverWi J""& auWkenntsrstaklega. #'  y VerWbrfafyrirtkimeWstarfsleyfisamkvmtlgumumfjrmlafyrirtkiogeinungis #( meW_starfsheimildir_Ԁskv.dogeliW1.tlul.1.mgr.25.gr.Yeirralagaskalteljastuppfylla $ ) skilyrWi7.gr.umveitingu_starfsleyfis_Ԁsem_rekstrarflag_.Komitilslkrar_starfsleyfisveitingar_ v%N!* skalfyrirtkiWafsalasrstarfsleyfisnusemverWbrfafyrirtki. A&"+    '", K|    K|n  5.& ,  gr.K|nn݌ ( Ќ   J    J_o  _Starfsheimildir_Ԁ_rekstrarflags_Ԁ_verWbrfasj;Ws_.J_oo݌       y _Rekstrarflag_ԀskalekkisinnaannarristarfsemienrekstriverWbrfasj;Waogstarfsemi  samkvmtlgumumrekstraraWilasrhfWr',(oasj;Wa,sbr.Y;3.mgr. a  y Rekstur_verWbrfasj;Ws_Ԁfelsteftirfarandi: T,  (00hijklmnop0c 4ABCD(%00"A0J"  A0J(s y2%  1  .3  Ԉ0    _EignastUringu_Ԁsj;Ws.A0J(sUs݌   Ќ  "A0J"  A0JBt y2%  2  .3  Ԉ0    _httustUringu_Ԁsj;Ws.A0JBtot݌   Ќ  "A0J"  A0J`u y2%  3  .3  Ԉ0    _UmsUsluverkefnum_:A0J`uu݌    Ќ  "C"  Crv0 y 0y y e2%  a  .3  Ԉ0    _B;khalds_Ԅog_lgfrWiYj;nustu_.Crvv݌ X   Ќ  "C"  Cw0 y 0y y e2%  b  .3  Ԉ0    Xj;nustuvegna_fyrirspurna_ԀviWskiptavina.Cwx݌K #    Ќ  "C"  C:y0 y 0y y e2%  c  .3  Ԉ0    MativerWmtieigna.C:ygy݌     Ќ  "C"  CYz0 y 0y y e2%  d  .3  Ԉ0    _Regluvrslu_ԀoginnriendurskoWun.CYzz݌     Ќ  "C"  C{0 y 0y y e2%  e  .3  Ԉ0    AWhaldaog_uppfra_Ԁskrryfir_hlutdeildarskrteinishafa_.C{{݌    Ќ  "C"  C%}0 y 0y y e2%  f  .3  Ԉ0    BthlutunarWs.C%}R}݌wO    Ќ  "C"  C?~0 y 0y y e2%  g  .3  Ԉ0    Btgfuog_innlausn_Ԁ_hlutdeildarskrteina_.C?~l~݌B    Ќ  "C"  C0 y 0y y e2%  h  .3  Ԉ0    UppgjriviWskipta.C݌     Ќ  "C"  C̀0 y 0y y e2%  i  .3  Ԉ0    Vistungagna.C̀݌    Ќ  "A0J "  A0J߁ y2%  4  .3  Ԉ0    MarkaWssetningu.A0J߁ ݌{    Ќ   (004ABCDr hijklmnop(00 y _Rekstrarflagi_Ԁerheimilt,aWfenginnisrstakriheimild_Fjrmlaeftirlitsins_,aWsinnaeftir nF farandiverkefnumogskalviWframkvmdYeirrafaraaWlgumummarkaWifyrirfjrmla 9 gerninga:   (00hijklmnopT 4ABCD(%00"A0J"  A0J7 y2%  1  .3  Ԉ0    _EignastUringu_ԀsamkvmtlgumummarkaWifyrirfjrmlagerninga.A0J7d݌   Ќ  "A0J"  A0Jz y2%  2  .3  Ԉ0    _FjrfestingarrWgjf_ԀsamkvmtlgumummarkaWifyrirfjrmlagerninga.A0Jz݌r   Ќ  "A0J"  A0JĈ y2%  3  .3  Ԉ0    VrsluogumsUslu_hlutdeildarskrteina_Ԁsj;Waumsameiginlegafjrfestingu.A0JĈ݌e=   Ќ   (004ABCD hijklmnop(00 y _Rekstrarflagi_Ԁsemekkihefurheimildtil_eignastUringar_Ԁskv.1.tlul.3.mgr.er;heimilt 0 aWsinnaverkefnumskv.2.!3.tlul.smumlsgreinar._Rekstrarflagi_Ԁer;heimiltaWsinna  eingnguverkefnumskv.3.mgr.   y _Rekstrarflagi_Ԁer;heimilt,tengslumviWrekstursj;Wumsemm_markaWssetja_Ԁtil i almennrafjrfesta,aWnUtasameiginleganatkvWisrttsj;WumrekstriYesstilaWhafaveru \4 leghrifstj;rnuntgefendaverWbrfa. '  y _Rekstrarflag_ԀmeWheimildtil_eignastUringar_Ԁskv.1.tlul.3.mgr.skalekkifjrfestafyrir  hnd_viWskiptavinar_Ԁ_hlutdeildarskrteinum_ԀeWahlutumsj;Waumsameiginlegafjrfestingu  semhannrekurnemaaWfengnufyrirframsamYykkiviWskiptavinarins. `    K|    K|-  6.gr.K|-T݌ " Ќ   J    J  Ums;knumstarfsleyfi.J݌ # Ќ      y Ums;kn_rekstrarflags_Ԁtil_Fjrmlaeftirlitsins_Ԁumstarfsleyfiskalveraskriflegoghenni  $ skulufylgjaeftirfarandiupplUsingar: !W%  (00hijklmnop *(g00"A0J"  A0Jv y2g  a  .3  Ԉ0    upplUsingarumstj;rnarmenn,framkvmdastj;raogYsemberabyrgW_lykilstarfs J""& sviWum_Ԁ_rekstrarflags_,A0Jv݌#'   Ќ  "A0J"  A0J# y2g  b  .3  Ԉ0    upplUsingarumeinstaklingaoglgaWilasemmeWbeinumeWa;beinumhttieigavirkan #( eignarhlut_rekstrarflagi_ԀsamtstrWeignarhlutarYeirra,A0J#P݌$ )   Ќ  "A0J"  A0Jۖ y2g  c  .3  Ԉ0    samYykktirflags,A0Jۖ݌v%N!*   Ќ  "A0J"  A0J͗ y2g  d  .3  Ԉ0    staWfesting_endurskoWanda_Ԁinnborgunhlutafjr,A0J͗݌A&"+   Ќ  "A0J"  A0J y2g  e  .3  Ԉ0    rekstrartlunYarsemm.a.komaframupplUsingarum_skipurit_Ԁ_rekstrarflags_Ԁog  '", hvernigflagiWhyggstuppfyllakrfurlagaYessara,A0J-݌'#-   Ќ  "A0J"  A0Jš y2g  f  .3  Ԉ0    upplUsingarum_starfskjarastefnu_Ԁogframkvmdhennar,sbr.17.gr.,A0Jš݌(z$.   Ќ  "A0J"  A0J y2g  g  .3  Ԉ0    upplUsingarumfyrirkomulag_tvistunar_Ԁog_keWjutvistunar_,sbr.22.og23.gr.,A0J3݌(   Ќ  "A0J"  A0Jy y2g  h  .3  Ԉ0    upplUsingarumnintengslmilli_rekstrarflags_ԀogannarraaWila,sbr.15.tlul.1.mgr.  3.gr.,A0Jy݌   Ќ  "A0J"  A0J y2g  i  .3  Ԉ0    aWrarupplUsingarsem_FjrmlaeftirlitiW_ԀtelurnauWsynlegar.A0J݌a   Ќ   (00 * y Tilkynnaskal_Fjrmlaeftirlitinu_,fyrirframefviW,umallarbreytingarWurveittum T, upplUsingum.  K|    K|  7& , .gr.K|݌   Ќ   J    J  SkilyrWifyrirveitingu_starfsleyfis_.JH݌  X Ќ    y _FjrmlaeftirlitiW_Ԁskalveita_rekstrarflagi_ԀstarfsleyfiaWeftirfarandiskilyrWumuppfylltum: K #   4ABCD(%00"A0J"  A0JA y2%  1  .3  Ԉ0    _Rekstrarflag_Ԁhefurngilegt_stofnfra', ȡmlag_Ԁog_eiginfjrgrunn_Ԁskv.12.gr.A0JAn݌     Ќ  "A0J"  A0Jڥ y2%  2  .3  Ԉ0    Stj;rnarmenn,framkvmdastj;riogYeirsemberabyrgW_lykilstarfssviWum_Ԁ_rekstrar    flags_Ԁuppfyllakrfur11.gr.A0Jڥ݌    Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    XeirsemfarameWvirkaneignarhlut_rekstrarflagi_Ԁsuhfir,sbr.3.mgr.13.gr.A0J݌wO    Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    HfuWstWvarogskrWstarfsstW_rekstrarflags_Ԁeruhrlandi.A0J݌B    Ќ  "A0J"  A0J0 y2%  5  .3  Ԉ0    _Rekstrarflag_Ԁstarfarsemhlutaflag.A0J0]݌     Ќ  "A0J"  A0JS y2%  6  .3  Ԉ0    Nintengslmilli_rekstrarflags_ԀogannarraaWilahindraekki_skilvirkt_ԀeftirlitmeWstarf   semi_rekstrarflags_.A0JS݌{    Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    Lg,reglugerWirog_stj;rnvaldsfyrirmli_ԀrkisutanEESsemgildaumaWilameWnin nF tengslviW_rekstrarflag_ԀeWaerfiWleikarviWaWframfylgjalgum,reglugerWumog_stj;rn 9 valdsfyrirmlum_ԀrkisutanEEShindraekki_skilvirkt_ԀeftirlitmeWstarfsemi_rekstrar  flags_.A0JH݌   Ќ  "A0J"  A0J y2%  8  .3  Ԉ0    _Rekstrarflag_ԀuppfyllirnnurskilyrWilagaYessara.A0J0݌r   Ќ   (004ABCD IJKLMNOPQ(00 y _FjrmlaeftirlitiW_ԀskalreglubundiW;skaeftirupplUsingumfr_rekstrarflagi_ԀumaWskil e= yrWinfyrirveitingu_starfsleyfis_Ԁsuuppfyllt. 0  y _FjrmlaeftirlitiW_ԀskalleitalitsviWkomandi_lgbrs_ԀyfirvaldsWrumrkjuminnanEES  Wurenstarfsleyfierveittskv.1.mgr.s_rekstrarflag_:   (00IJKLMNOPQ *(g00"A0J"  A0J y2g  a  .3  Ԉ0    _d;tturflag_Ԁannars_rekstrarflags_,rekstraraWilasrhfWrasj;Wa,_verWbrfafyrirtkis_, i _lnastofnunar_ԀeWavtryggingaflagsmeWstarfsleyfiWrurkiinnanEES,A0J۵݌\4   Ќ  "A0J"  A0Jݷ y2g  b  .3  Ԉ0    _d;tturflag_Ԁ_m;Wurflags_Ԁannars_rekstrarflags_,rekstraraWilasrhfWrasj;Wa,_verWbrfa ' fyrirtkis_,_lnastofnunar_ԀeWavtryggingaflagsmeWstarfsleyfiWrurkiinnanEES,  eWaA0Jݷ ݌   Ќ  "A0J"  A0JY y2g  c  .3  Ԉ0    undiryfirrWumaWilasemhefureinnigyfirrWyfirWru_rekstrarflagi_,rekstraraWilasr `  hfWrasj;Wa,verWbrfafyrirtki,lnastofnuneWa_vtryggingaflagi_ԀmeWstarfsleyfi S+! WrurkiinnanEES.A0JY݌"   Ќ   (00*- y _Rekstrarflag_ԀmeWstarfsleyfiskalvalltuppfyllaskilyrWiYessarargreinar. # K|    K|  8.gr.K|ͽ݌ !W% Ќ   J    J7  Takmrkunstarfsemi_rekstrarflags_.J7a݌ J""& Ќ    y _FjrmlaeftirlitiW_Ԁgetursetttakmarkanirstarfsemi_rekstrarflags_,t.d.hvaWvarWar_fjr #' festingaraWferWir_ԀverWbrfasj;Wa,telji_FjrmlaeftirlitiW_ԀsrstakastWutil. #(  y WurengripiWertiltakmrkunarskv.1.mgr.skal_rekstrarflagi_ԀgefinnkosturaWkoma $ ) viWrb;tumsYaWunntaWmati_Fjrmlaeftirlitsins_.kvarWanir_Fjrmlaeftirlitsins_Ԁumtak v%N!* mrkunstarfsemiskulurkstuddarskriflega.Veiti_rekstrarflagiW_ԀYj;nustuWrurkiinnan A&"+ EESskaltilkynningumefnikvrWunarinnarogrkstuWningsend_lgbrum_Ԁ_eftirlitsaWila_  '", Yvrki. '#- K|    K|t  K|t݌ (z$. Ќ   _K|    K|  9.&  gr.K|6݌ ( Ќ   J    J  kvrWunFjrmlaeftirlitsinsumveitingueWasynjunstarfsleyfis.J݌  Ќ    y kvrWunFjrmlaeftirlitsinsumstarfsleyfirekstrarflagsskaltilkynntrekstrarflagi  skriflegasvoflj;ttsemunnterogeigisWarensexmnuWumeftiraWfullngjandiums;kn a barstFjrmlaeftirlitin'(Xu. T,  y SynjunFjrmlaeftirlitsinsums;knumstarfsleyfiskalrkstudd.  K|    K|/  10.gr.K|/V݌   Ќ   J    J  SkryfirrekstrarflgverWbrfasj;Wa.J݌  X Ќ    y FjrmlaeftirlitiWskalhaldaogbirtaopinberlegaskryfirrekstrarflgverWbrfasj;WaYar K #  semframkomaallarhelstuupplUsingarumflgin.    K|    K|[  11.gr.K|[݌   Ќ   J    J  Umhfistj;rnendarekstrarflags.J݌ wO  Ќ    y Umhfistj;rnarogframkvmdastj;rarekstrarflagsgildakvWi52.og52.gr.alaga B  umfjrmlafyrirtki,nr.161/2002,eftirYvsemviW.StarfsmennsemberabyrgWlykil    starfssviWumskuluhafagottorWsporogviWeigandireynsluogYekkingu,meWhliWsj;naf   starfsemirekstrarflags. {   y Sj;Wstj;rarverWbrfasj;WaskuluhafaverWbrfarttindisamkvmtlgumummarkaWifyrir nF fjrmlagerninga. 9  y RekstrarflagskaltilkynnaFjrmlaeftirlitinuumskipanogbreytingarvarWandiYein  staklingasemgegnastrfumskv.1.mgr.ogskulutilkynningunnifylgjafullngjandiupp  lUsingartilaWhgtsaWmetahvortskilyrWi1.og2.mgr.eruuppfyllt. r K|    K|^  12.gr.K|^݌ 0 Ќ   J    J  Stofnframlagogeiginfjrgrunnur.J݌  Ќ    y StofnframlagogeiginfjrgrunnurrekstrarflagsverWbrfasj;WsskalaWlgmarkinema  jafnvirWi125Ysundaevraslenskumkr;num,miWaWviWopinbertviWmiWunargengi,kaup i gengi,einsogYaWerskrWhverjusinni. \4  y Fariheildareignirsj;WaumsameiginlegafjrfestingurekstrirekstrarflagsyfirjafnvirWi ' 250millj;naevraslenskumkr;numskalrekstrarflaghafatilstaWarviWb;tarfjrhWeigin  fjrgrunns.ViWb;tarfjrhWinaskalreiknasem0,02%afYeirriupphWsemferyfirjafnvirWi  250millj;naevraslenskumkr;numensamanlgWupphWstofnframlagsogviWb;tarfjr `  hWareiginfjrgrunnsskalaWhmarkinemajafnvirWi10millj;naevraslenskumkr;num. S+!  y VerWbrfasj;WirogsrhfWirsj;Wirteljastrekstrirekstrarflagsskv.2.mgr.Y;ttrekstrar " flaghafitvistaWverkefnumvegnaYeirraentilYeirrateljastekkisj;Wirsemrekstrarflag # srumeignastUringufyrirsamkvmttvistunarsamningi.  $  y Xrttfyrir2.mgr.skaleiginfjrgrunnurrekstrarflagsaldreiveralgriensemnemur !W% reiknaWrifjrhWskv.84.gr.dlagaumfjrmlafyrirtki,nr.161/2002.Farieiginfjrgrunnur J""& rekstrarflagsundirYaumrkgeturFjrmlaeftirlitiWgefiWfresttilaWbtaYarr,ellaskuli #' rekstrarflagiWstWvastarfsemina. #( K|    K|  13.gr.K|݌ v%N!* Ќ   J    J6  Virkureignarhlutur.J6`݌ A&"+ Ќ    y AWilisemhyggsteinnsreWasamstarfiviWaWraeignastvirkaneignarhlutrekstrarflagi  '",  skaltilkynnaFjrmlaeftirlitinufyrirframumformsn.HiWsamaviWhyggistaWili,einn '#- sreWasamstarfiviW&   aWra,aukasvoviWeignarhlutsinnaWvirkureignarhluturfariyfir20%, ( 33%eWa50%eWane'(misvost;rumhlutaaWrekstrarflagverWitaliWd;tturflaghans.   y kvWi1.mgr.gildireinnigumeigandavirkseignarhlutarsemhyggstdragasvorhluta  fjreignsinnieWaatkvWisrttiaWhanneigiekkivirkaneignarhlut.0tilkynninguskalkoma a framhvereignarhluturhansmuniverWa.FarieignarhluturinnniWurfyrir20%,33%eWa50% T, eWasvomikiWaWrekstrarflaghttiraWverad;tturflaghlutaWeigandiskalYaWeinnigtil  kynnt.SamaviWefhlutfallslegureignarhlutureWaatkvWisrtturrUrnarvegnahlutafjr  aukningar.    y kvWiVI.kaflalagaumfjrmlafyrirtki,nr.161/2002,gildaumeignarhlutiogmeW  X ferWYeirra. K #  K|    K|Y  14.gr.K|Y݌    Ќ   J    J  Afturkllunstarfsleyfis.J݌   Ќ    y FjrmlaeftirlitiWgeturafturkallaWstarfsleyfirekstrarflags,heildeWaaWhluta,ef: wO   4ABCD(%00"A0J"  A0J y2%  1  .3  Ԉ0    Rekstrarflag;skarsjlfteftirYv.A0J݌B    Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    RekstrarflagnUtirekkistarfsleyfiWinnant;lfmnaWafrYvaWYaWvarveitt,afsalar    sr;tvrttleyfinueWahttiraWstundaYstarfsemisemstarfsleyfiWtekurtilmeira   ensexmnuWisamfellt.A0J݌{    Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    RekstrarflaghefurWlaststarfsleyfiWgrundvellirangraupplUsingaeWaannan;eWli nF leganhtt.A0J݌9   Ќ  "A0J"  A0J  y2%  4  .3  Ԉ0    RekstrarflaguppfyllirekkilengurskilyrWisemvorutilgrundvallarstarfsleyfi.A0J 8݌   Ќ  "A0J"  A0J> y2%  5  .3  Ԉ0    Rekstrarflaghefurstarfsheimildirskv.3.mgr.5.gr.enfullngirekkikrfuumhttu  grunnskv.84.gr.elagaumfjrmlafyrirtki,nr.161/2002.A0J>k݌r   Ќ  "A0J"  A0J y2%  6  .3  Ԉ0    RekstrarflagbrUturgr;flegaeWatrekaWgegnlgumYessumeWastj;rnvaldsfyrirmlum e= settummeWstoWYeim.A0J݌0   Ќ  "A0J"  A0JE y2%  7  .3  Ԉ0    RekstrarflagbrUturgegnkvWumannarralagasemvarWaWgeturafturkllunstarfs  leyfis.A0JEr݌   Ќ   (004ABCD hijklmnop(00 y Afturkllunstarfsleyfirekstrarflagsskaltilkynntstj;rnrekstrarflagsogrkstuddskrif i lega.FjrmlaeftirlitiWskalbirtatilkynninguumafturklluninaopinberlega. \4 O|    O|  III.KAFLIO|݌  Ќ   N     N#  SkilyrWifyrirstarfsemirekstrarflagaogskipulagskrfur.N#M݌  Ќ    K|    K|  15.gr.K|݌ `  Ќ   J    J  AlmennskilyrWi.J݌ S+! Ќ    y Rekstrarflagskalvallt: "  (00hijklmnop" 4ABCD(%00"A0J"  A0Ji y2%  1  .3  Ԉ0    ViWhafaeWlilegaogheilbrigWaviWskiptahttiogvenjur,Y.m.t.starfaafheiWarleika,fag # mennsku,kostgfniogsanngirniogstarfameWhagsmuniverWbrfasj;WasemYaWrekur,  $ eigendahlutdeildarskrteinaogheilleikamarkaWaaWleiWarlj;si.A0Ji݌!W%   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    Hafagetu,YekkinguogverklagsemnauWsynlegtertilaWsinnastarfsemirekstrarflags J""& meWtilhlUWilegumhtti.A0J݌#'   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    GrpatilallrasanngjarnrarWstafanatilaWkomavegfyrirhagsmunarekstra.VerWi #( ekkihjhagsmunarekstrumkomistberrekstrarflagiaWgreina,stUra,vaktaogupplUsa $ ) verWbrfasj;W,fjrfestaogaWraeftirYvsemviWumhagsmunarekstratilaWkoma v%N!* vegfyrirskaWleghrifhagsmuniverWbrfasj;WaogfjrfestaYeirraogtilaWtryggja A&"+ sanngjarnameWhndlunverWbrfasj;Warekstrirekstrarflags.A0J2݌ '",   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    StarfasamrmiviWlgogreglu&  rsemeigaviWhverjusinnisvoaWYvsunntaWgta '#- hagsmunaverWbrfasj;Wa,fjrfes''taYeirraogheilleikamarkaWarins.A0JB݌(z$.   Ќ   (004ABCD hijklmnop(00 y Meirihlutistj;rnarmannarekstrarflagsskalvera;hWurm;WurflagiogvrsluaWilasj;Wa ( rekstrirekstrarflags.Stj;rnarmaWurrekstrarflagsmekkiverastj;rnarmaWureWalykil  starfsmaWurm;WurflagsrekstrarflagsinseWastj;rnarmaWureWastarfsmaWurvrsluaWila  sj;Warekstrirekstrarflags.Stj;rnarmaWurvrsluaWilasj;Warekstrirekstrarflagsmekki a verastj;rnarmaWureWastarfsmaWurrekstrarflags. T,  y RekstrarflagskalvalltbayfirviWeigandimannauWiognauWsynlegritknitilaWgeta  rekiWverWbrfasj;WifullngjandihttmeWhliWsj;nafeWliYeirra.0Yessufelstm.a.:   (00hijklmnope 4ABCD(%00"A0J"  A0Jy y2%  1  .3  Ԉ0    EftirlitmeWrekstriogb;khaldi.A0Jy݌    Ќ  "A0J"  A0J~ y2%  2  .3  Ԉ0    EftirlitogryggisrWstafanirvegnarafrnnargagnavinnslu.A0J~݌ X   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    Innraeftirlit,YarmeWalregluvarslaoginnriendurskoWun.A0J݌K #    Ќ   (004ABCD [\]^_`abc(00 y RekstrarflagskalsetjareglurumeiginviWskiptistj;rnarsinnarogstarfsmannameWfjr    mlagerninga.ReglunumertlaWaWtryggjaaWunntsaWrekjallviWskiptisemtengjast    verWbrfasj;WitilupprunaYeirra,hverttiYau,aukupplUsingaumtilgangYeirraogtmaog   hvarYauvoruframkvmd.ReglunumerjafnframttlaWaWtryggjaaWfjrfestingarverW wO  brfasj;WssusamrmiviWlgogreglurhans. B   y RekstrarflagskalviWhafagagnsttogskilvirktverklagviWmeWferWkvartanafrfjr    festum.Fjrfestarskulugetalagtframkvrtunopinberutungumli,eWaeinuafopinberum   tungumlum,heimarkiverWbrfasj;Ws.XskalrekstrarflaghafatilstaWarferlasemtryggja {  aWgengialmenningsoglgbrrayfirvaldaheimarkiverWbrfasj;Ws,YarsemYaWviW,aW nF nauWsynlegumupplUsingumkomiframbeiWniYarum. 9  y RWherraerheimiltaWsetjareglugerWumalmennskilyrWifyrirstarfsemirekstrarflags,  YarmeWalumviWmiWfyrireWlilegaogheilbrigWaviWskiptahtti,ummeWferWkvartana,  rafrnagagnavinnslu,b;khaldsaWferWir,eftirlitstj;rnar,framkvmdastj;raogeftirlitsaWila, r regluvrslu,innriendurskoWun,hagsmunarekstra,skrninguviWskipta,skrninguskrifta e= oginnlausna,meWferWskrWraupplUsingaogumreiWanleikakannanirvegnafjrfestingaog 0 viWvalm;taWilumogaWalmiWlurum.  Ѐ  16.gr. i Xagnarskylda. \4    y Stj;rnarmenn,framkvmdastj;ri,endurskoWendur,starfsmennoghverjirYeirsemtaka ' aWsrverkYgurekstrarflagserubundnirYagnarskylduumalltYaWsemYeirfvitneskju  umviWframkvmdstarfasinnaogvarWarviWskiptaeWaeinkamlefniviWskiptamanna  rekstrarflagseWasj;WarekstriYessnemaskyltsaWveitaupplUsingarsamkvmtlgum. `  XagnarskyldanhelstY;ttltiWsafstarfi. S+!  y SsemveitirviWtkuupplUsingumafYvtagisemumgetur1.mgr.erbundinnYagnar " skyldumeWsamahttiogYargreinir.SaWilisemveitirupplUsingarskalminnaviWtakanda # umYagnarskylduna.  $  y XrttfyrirkvWi1.og2.mgr.erheimiltaWmiWlaupplUsingumtilm;Wurflagsrekstrar !W% flagsefm;WurflagiWerfjrmlafyrirtkieWaeignarhaldsflagfjrmlasviWi.SlkupplUs J""& ingamiWlunmY;aWeinseigasrstaWaWYvmarkisemnauWsynlegtervegnahttustUring #' arogmekkintileinkamlefnaviWskiptamanna.SamagildirummiWlunupplUsingavegna #( eftirlitssamstWugrunni. $ )   17.& , Ԁgr. A&"+ Starfskjarastefna,kaupaukakerfiogstarfslokasamningar.  '",    y Stj;rnrekstrarflagsskalsamYykkjastarfskjarastefnusemnrtilstarfskjarastj;rnar '#- mannaogstarfsmanna.Umstarfskjarastefnun',A&wagildakvWilagaumhlutaflgendasekki (z$. annanvegmltlgumYessumeWareglumsettumgrundvelliYeirra.Stj;rnrekstrarflags ( skalhafaeftirlitmeWstarfskjarastefnuogeigisjaldnarenrlegatakastefnunatilendur  skoWunar.   y StarfskjarastefnanogframkvmdhennarskalstuWlaaWskilvirkrihttustUringuog a spornaviW;h;flegrihttutkusemer;samrmiviWhttusniWogreglursj;Wa.AukYess T, skalhnsamrmastkvWum57.gr.aog57.gr.blagaumfjrmlafyrirtki,nr.161/2002.   y Umk&  aupaukakerfiogstarfslokasamningarekstrarflagavegnastarfsmannaogstj;rnenda  gildak'vWi57.gr.aog57.gr.blagaumfjrmlafyrirtki,nr.161/2002.   K|    K|  18.gr.K|݌ K #  Ќ   J    J  Hagsmunarekstrar.JH݌    Ќ    y RekstrarflagskalgrpatilallraeWlilegrarWstafanatilYessaWgreina,komavegfyrir,    stUraogvaktahagsmunarekstra.    y Skyldarekstrarflagsskv.1.mgr.viWumhagsmunarekstramilli: wO   (00[\]^_`abcD *(g00"A0J"  A0J y2g  a  .3  Ԉ0    rekstrarflags,Y.m.t.stj;rnenda,starfsmannaogannarrasemtengjastrekstrarflagi B  gegnumyfirrW,ogverWbrfasj;WssemYaWrekureWafjrfestasj;Wsins,A0J݌     Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    verWbrfasj;WseWafjrfestahansogannarsverWbrfasj;WseWasrhfWssj;Wssemhann   rekureWafjrfestaslkrasj;Wa,A0J݌{    Ќ  "A0J"  A0J8 y2g  c  .3  Ԉ0    verWbrfasj;WseWafjrfestahansogannarsviWskiptavinarrekstrarflags,ogA0J8e݌nF   Ќ  "A0J"  A0Jr y2g  d  .3  Ԉ0    tveggjaviWskiptavinarekstrarflags.A0Jr݌9   Ќ   (00*q y RekstrarflagskalaWskiljaverkefniogbyrgWstarfsemisinnisemteljam;samrUman  legeWasemgetamgulegavaldiWkerfisbundnumhagsmunarekstrum.Rekstrarflagskal  metahvortskipulagstarfsemiYessgetivaldiWWrumverulegumhagsmunarekstrumogupp r lUsafjrfestaverWbrfasj;WaumY. e=  y RekstrarflagskalupplUsafjrfestiumeWliogstWurhagsmunarekstraWurentilviW 0 skiptaerstofnaWefrWstafanirrekstrarflagsskv.1.!3.mgr.veitaekkieWamunuekkiveita  fullngjandivissufyrirYvaWkomiWsvegfyrirhttuaWhagsmunafjrfestisverWiekki  ngjanlegagtt.RekstrarflagskalsetjasrviWeigandistefnuogverkferlaumupplUsinga i gjfogmeWferWslkrahagsmunarekstra. \4  y RWherraseturreglugerWumstefnuumhagsmunarekstra,tegundirhagsmunarekstra,aW ' gerWirrekstrarflagaverWbrfasj;WaogtiltkarrWstafanirrekstrarflagaverWbrfasj;WaviW  aWgreina,komavegfyrir,stUra,vaktaogbirtaupplUsingarumhagsmunarekstra.    19.gr. S+! httustUring. "    y RekstrarflagskalaWskiljastarfsemiogbyrgWhttustUringarfrrekstrareiningum, # Y.m.t.freignastUringusj;Wa,fullngjandihtt.FjrmlaeftirlitinuerheimiltaWveita  $ undanYgufrYessariskylduYarsemYaWerviWeigandimeWhliWsj;nafeWli,umfangiog !W% flkjustigirekstrarinsogYeirraverWbrfasj;WasemrekstrarflagiWstUrir. J""&  y RekstrarflagskalkomafullngjandieftirlitskerfimeWhttutilaWgreina,mla,stUra #' ogvaktahverskonarhttuYttisemtengjastfjrfestingumhversverWbrfasj;Wsoghrif #( Yeirraheildarhttusj;Wsins.RekstrarflagskalekkireiWasigeinungiseWakerfisbundiW $ ) lnshfismtlnshfismatsfyrirtkjaviWmatlnshfieignahversverWbrfasj;Ws. v%N!*  y RekstrarflagskalendurskoWaoguppfraeftirlitskerfimeWhttueinsoftogYrfkrefur, A&"+  aWlgmarkirlega.  '",  y Rekstrarflagskal& ,  aWlgmarki: (  *(g00"A0J"  A0Jg) y2g  a  .3  Ԉ0    komaogfylgjafullngjandiskrifleguverkferliumframkvmdreiWanleikakannana  viWfjrfestingarhversverWbrfasj;Ws;verkferillskaltakamiWaffjrfestingaraWferWum,  markmiWumog',((httusniWisj;WsinsogskaluppfrWurreglulega,A0Jg))݌a   Ќ  "A0J"  A0J+ y2g  b  .3  Ԉ0    tryggjaaWunntsmeWviWvarandihttiaWgreina,mla,stUraogvaktahttuvegna T, hverrarfjrfestingarverWbrfasj;Wsoghrifhennareignasafnhans,Y.m.t.meWnotkun  viWeigandilagspr;fa,ogA0J++݌   Ќ  "A0J"  A0J- y2g  c  .3  Ԉ0    tryggjaaWhttusniWverWbrfasj;WsssamrmiviWstrW,samsetningueignasafns,   fjrfestingaraWferWirogmarkmiWsj;Wsinssemframkomareglumhans,lUsingueWa  X WrumskjlumvegnamarkaWssetningar.A0J--݌K #    Ќ   (00*( defghijkl(00 y MeWhliWsj;nafeWli,umfangiogstarfsemiverWbrfasj;WarekstrarflagsskalFjrmla    eftirlitiWhafaeftirlitmeWlnshfismatsferlumrekstrarflags,metatfrfjrfestingarstefnum    sj;WahvernigrekstrarflagstyWstviWlnshfismtog,YegarviW,hvetjarekstrarflagtil   aWdragarnotkunYeirratilsamrmisviW2.mgr. wO   y RWherraseturreglugerWumhttustUringuverWbrfasj;Wa,svosemumeftirlitskerfimeW B  httustUringusemrekstrarflgverWbrfasj;WaskulunotatengslumviWYhttuYtti    semsj;WirsemYeirstUraverWaeWagtuorWiWfyrir.   K|    K|3  20.gr.K|34݌ nF Ќ   J    Jq4  LausafjrstUring.Jq44݌ 9 Ќ    y RekstrarflagskalfyrirhvernverWbrfasj;WrekstriYesshafafullngjandieftirlitskerfi  meWlausafjrstUringu.   y RekstrarflagskalsetjaverkferilsemgerirYvkleiftaWvaktalausafjrhttuhversverW r brfasj;WsogtryggjaaWlausafjrsniWfjrfestingasj;Wsinsuppfylliundirliggjandiskuldbind e= ingarhans. 0  y Rekstrarflagskalreglulegaframkvmalagspr;f,viWvenjulegog;venjuleglausafjr  skilyrWi,semgerirYvkleiftaWmetaogvaktalausafjrhttusj;WasemYaWrekur.   y RekstrarflagskaltryggjaaWfyrirhvernverWbrfasj;WrekstriYessssamrmimilli i fjrfestingaraWferWa,lausafjrsniWsogreglnauminnlausn. \4  y RWherraseturreglugerWumlausafjrstUringu. '   K|    K|E9  21.gr.K|E9l9݌  Ќ   J    J9  SkyldatilverWmats.J9:݌ `  Ќ      y RekstrarflagskalfyrirhvernverWbrfasj;WrekstriYesshafaviWeigandiferlatilaWhgt S+! saWframkvmafullngjandiog;hWmateignumsj;WssamrmiviWkvWilagaog " reglursj;Wsins.VerWmatskalframkvmtaf;hlutdrgni,YekkinguogreiWanleika. #  y MateignumverWbrfasj;WsskalhverjumtmaendurspeglaraunverulegtvirWiYeirra  $ aWteknutillititilmarkaWsaWstWna.FjrmlagerningarsemskrWirerueWateknirtilviW !W% skiptaskipulegummarkaWiskulumetnirsamkvmtdagslokagengiviWkomandiskipulegs J""& markaWar. #'  y VirWiannarrafjrmlagerningaskalhWmatirekstrarflags,undireftirlitivrsluaWilaog #( endurskoWanda,aWteknutillititilmarkaWsaWstWnahverjusinni.Rekstrarflagskalhalda $ ) skryfirmateignahverjumtmaYarsemframkomaforsendurviWmateignum. v%N!*  y RWherraseturreglugerWumviWmiWfyrirverWmatsferla. A&"+    '", K|    K|?  22.g&   r.K|??݌ ( Ќ   J    JK@  Btvistun.JK@u@݌  Ќ    y RekstrarflagierheimiltaWtvistatilYriWjaaWilahlutastarfsemisinnarendaliggifyrir  YvhlutlgarstWur.RekstrarflagierY;;heimiltaWtvistabWieignastUringusj;Wsog a httustUringusamasj;Ws'(?. T,  y RekstrarflagskaltilkynnaumtvistuntilFjrmlaeftirlitsinsWurentvistunhefst.   y BtvistunskalheimilaWeftirfarandiskilyrWumuppfylltum:   (00defghijkl 0 *(g00"A0J"  A0J4D y2g  a  .3  Ԉ0    tvistunaraWiliskalhafanauWsynlegagetu,Yekkingu,hfni,reynsluoggottorWsportil   aWsinnaYeimverkefnumsemtvistaWertilhans,A0J4DaD݌ X   Ќ  "A0J"  A0JE y2g  b  .3  Ԉ0    eftvistuninvarWareignaeWahttustUringusj;WsmaWeinsfelahanatvistunar K #  aWilumsemhafaheimildtileignastUringarogeruundireftirlitienshnfalinaWilautan    EESskalaukYessverasamstarfssamningurviWlgbrtyfirvaldYvrkiYarsemt    vistunaraWilihefurstaWfestu,A0JEE݌    Ќ  "A0J"  A0J6H y2g  c  .3  Ԉ0    tvistunmhvorkihamlavirkueftirlitimeWrekstrarflaginkomavegfyriraW wO  rekstrarflagstarfieWagetirekiWverWbrfasj;WmeWhagsmunifjrfestaaWleiWarlj;si, B  ogA0J6HcH݌     Ќ  "A0J"  A0J J y2g  d  .3  Ԉ0    tvistunaraWiliskalhafahfioggetutilaWsinnatvistuWumverkefnum,hannskalhafa   veriWvalinnafkostgfni,rekstrarflagskalgetameWskilvirkumhttivaktaWtvistaWa {  starfsemi,gefiWfrekarileiWbeiningartiltvistunaraWilavegnatvistaWraverkefnaog nF felltniWurtvistunntafarsYaWYgufjrfesta.A0J J9J݌9   Ќ   (00*C y :heimilteraWtvistaeignastUringusj;WseWahttustUringutil:   *(g00"A0J"  A0JN y2g  a  .3  Ԉ0    vrsluaWilaeWatvistunaraWilavrsluaWilaeWaA0JN@N݌   Ќ  "A0J"  A0J/O y2g  b  .3  Ԉ0    srhversannarsaWilaefhagsmunirhanskunnaaWrekasthagsmunirekstrarflagseWa r hlutdeildarskrteinishafa.A0J/O\O݌e=   Ќ   (00*M mnopqrstu(00 y RekstrarflagskalyfirfaraYj;nustutvistunaraWilareglubundiW.Rekstrarflaggetur 0 hvenrsemergefiWfyrirmlitiltvistunaraWilaogsagtumsvifalaustuppsamningiviWhann  umtvistunefslkrWstfunYj;narhagsmunumfjrfesta.   y Rekstrarflagier;heimiltaWtvistaverkefnumYeimmliaWhannteljistraunekki i lengurrekaverWbrfasj;W. \4  y FjrmlaeftirlitiWskalntafarframsendaupplUsingarumtvistunskv.2.mgr.tillgbrs ' yfirvaldsheimarkiverWbrfasj;Ws.   y RWherraseturreglugerWumskilyrWisemYarfaWuppfyllavarWanditvistun,YarmeWal  umhlutlgarstWurfyrirtvistun,Yekkingu,reynsluoggetutvistunaraWila,tvistun `  httueWaeignastUringarsj;Ws,skilvirkteftirlit,hagsmunarekstraogkeWjutvistun,ogenn S+! fremurumhvenrtvistuntelstveraYaWvWtkaWrekstrarflagtelstekkilengurstUraverW " brfasj;Wi. # K|    K|V  23.gr.K|VV݌ !W% Ќ     KeWjutvistun. J""&    y BtvistunaraWiligeturframselttilYriWjaaWilaverkefnisemtvistaWhefurveriWtilhanshafi #' rekstrarflagveittsamYykkisittfyrirframogtilkynntumkeWjutvistuninatilFjrmla #( eftirlitsinsWurenkeWjutvistuninhefst.SkilyrWi1.!4.mgr.22.gr.gildaeinnigumkeWju $ ) tvistun. v%N!*  y BtvistunaraWiliskalreglubu&  ndiWfarayfirYYj;nustusemsrhverkeWjutvistunaraWili A&"+ veitir.'A&`Y  '",  y BtvistikeWjutvistunaraWiliverkefnumsemhefurveriWkeWjutvistaWtilhansberaWfara '#- eftirskilyrWum1.og2.mgr.,eftirYvsemviW. (z$. ЇK|    K|Z  24.gr.K|Z[݌ ( Ќ   J    Jr[  hriftvistunarogkeWjutvistunarbyrgWrekstrarflags.Jr[[݌  Ќ    y BtvistunrekstrarflagseWakeWjutvistunverkefnahefurekkihrifskyldureWabyrgW  rekstrarflagsgagnvartverWbrfasj;WieWahlutdeildarskrteinishfum. a O|    O|9]  IV.KA&  FLIO|9]`]݌  Ќ   N     N]  StaWfestingverWbrfasj;Wa.N]^݌  Ќ    K|    K|^  25.gr.K|^^݌   Ќ   J    J#_  RekstrarformverWbrfasj;Wa.J#_M_݌  X Ќ    y VerWbrfasj;WurskalrekinnafrekstrarflagiverWbrfasj;Wasemhlutdeildarsj;Wur,sbr. K #  V.kafl']a.     y :heimilteraWskiptaumrekstrarflagverWbrfasj;WseWavrsluaWilansamYykkisFjr    mlaeftirlitsins.    y :heimilteraWbreytaverWbrfasj;WumaWrartegundirsj;Waumsameiginlegafjrfest wO  ingu. B    K|    K| b  26.gr.K| b2b݌   Ќ   J    Jb  SkilyrWiumstaWfestingu.Jbb݌ {  Ќ      y FjrmlaeftirlitiWveitirverWbrfasj;WistaWfestingusamkvmtreglumYessakafla.:heim nF ilteraWmarkaWssetjasj;WumsameiginlegafjrfestingusemverWbrfasj;WeWaUCITSsj;W 9 eWagefaannanhtttilkynnaaWumverWbrfasj;WeWaUCITSsj;WsaWrWanstaW  festingarviWkomandilgbrsyfirvalds.   y VerWbrfasj;WurgeturfengiWstaWfestinguFjrmlaeftirlitsinsefrekstrarflagsj;Wsinser r meWstaWfestuogstarfsleyfiinnanEESaWuppfylltumWrumskilyrWum. e=  y VerWbrfasj;WurfraWeinsstaWfestinguefFjrmlaeftirlitiWsamYykkirums;knrekstrar 0 flagstilaWrekaYanntilteknaverWbrfasj;W,sbr.27.gr.,reglursj;Wsins,sbr.32.gr.,ogval  vrsluaWila,sbr.44.gr.   y FjrmlaeftirlitiWskalekkiveitaverWbrfasj;WistaWfestingusemekkiverWurmarkaWs i settur0slandi. \4  y RWherraerheimiltaWsetjareglugerWumframkvmd2.mgr.,svosemumums;kn ' rekstrarflagsmeWstaWfestuogstarfsleyfiWrurkiinnanEESumstaWfestinguverWbrfa  sj;Wshrlandi.  K|    K|mi  27.gr.K|mii݌ S+! Ќ   J    Ji  Ums;knumstaWfestingu.Ji)j݌ " Ќ    y Ums;knrekstrarflagsumstaWfestinguverWbrfasj;Wsskalveraskriflegoghenniskulu # fylgja:  $  (00mnopqrstu Q *(g00"A0J"  A0JUl y2g  a  .3  Ԉ0    reglursj;Wsinsskv.32.gr.,A0JUll݌!W%   Ќ  "A0J"  A0JVm y2g  b  .3  Ԉ0    tboWslUsingskv.58.gr.,A0JVmm݌J""&   Ќ  "A0J"  A0JSn y2g  c  .3  Ԉ0    lykilupplUsingarsj;Wsinsskv.59.gr.,A0JSnn݌#'   Ќ  "A0J"  A0Jao y2g  d  .3  Ԉ0    upplUsing&  arumsj;Wstj;ra,ogA0Jaoo݌#(   Ќ  "A0J"  A0Jtp y2g  e  .3  Ԉ0    aWrarviWe'#pigandiupplUsingar.A0Jtpp݌$ )      (00*k v%N!* K|    K|.r  28.&   gr.K|.rUr݌ ( Ќ   J    Jr  VeitingogsynjunstaWfestingar.Jrs݌  Ќ    y kvrWunFjrmlaeftirlitsinsumstaWfestingueWasynjunstaWfestingarskaltekinsvo  flj;ttsemauWiWer.kvrWunFjrmlaeftirlitsinsskaltilkynntumskjandaeigisWaren a tveimurmnuWumeftirm;ttkufullngjandi'(wrԀums;knar. T,  y SynjunFjrmlaeftirlitsinsums;knumstaWfestinguskalrkstudd.  K|    K|bu  29& , .gr.K|buu݌   Ќ   J    Jv  AfturkllunstaWfestingar.Jv*v݌  X Ќ    y FjrmlaeftirlitiWgeturafturkallaWstaWfestinguverWbrfasj;WsogkrafistYessaWhonum K #  verWislitiWeigieittafeftirtld', uuviW:     *(g00"A0J"  A0Jx y2g  a  .3  Ԉ0    hafirekstrarflagbrotiWgr;flegaeWatrekaWgegnlgum,stj;rnvaldsfyrirmlumeWa    reglumsj;Wsins,A0JxIx݌    Ќ  "A0J"  A0Jy y2g  b  .3  Ԉ0    uppfylliverWbrfasj;WurekkilengurskilyrWifyrirstaWfestingu,A0Jyy݌wO    Ќ  "A0J"  A0Jz y2g  c  .3  Ԉ0    hafirekstrarflagekkinUttheimildtilstarfsemiverWbrfasj;Wsinnant;lfmnaWafrYv B  aWstaWfestingvarveitt,;tvrttafsalaWslkristaWfestingueWahafisj;WurinnekkiveriW    meWstarfsemimeiraensexmnuWisamfellt,eWaA0Jzz݌    Ќ  "A0J"  A0J| y2g  d  .3  Ԉ0    hafistaWfestingfengistgrundvellirangraupplUsingaeWaannan;eWlileganhtt.A0J|}݌{    Ќ   (00*w (00 y AfturkllunstaWfestinguverWbrfasj;Wsskaltilkynntstj;rnrekstrarflagsogrkstudd nF skriflega.FjrmlaeftirlitiWskalbirtatilkynninguumafturkllunopinberlega. 9  y MarkaWssetjirekstrarflagverWbrfasj;WWrurkiinnanEESskalFjrmlaeftirlitiWtil  kynnaafturklluninalgbruyfirvaldiviWkomandirki.  P d J m J   J J   J J   J B   J B   B B   B J   B X    P  P<݌̌ d X   J   J J   J J   J J   Jm  Jmmmmmm  K|    K|  30.gr.K|σ݌  Ќ     SkryfirverWbrfasj;Wi. l    y FjrmlaeftirlitiWskalhaldaogbirtaopinberlegaskryfirverWbrfasj;WisemhlotiW _7 hafastaWfestinguskv.28.gr.YarsemframkomaallarhelstuupplUsingarumsj;Wina. *   O|    O|  V.KAFLIO|Å݌  Ќ   N     N/  RekstrarformiWhlutdeildarsj;Wur.N/Y݌ c Ќ      A.Stofnun,starfsemio.fl. V. K|    K|)  31.gr.K|)P݌ ! Ќ   J    J  Stofnunogheiti.J݌   Ќ      y RekstrarflagiverWbrfasj;WaereinuheimiltaWstofnahlutdeildarsj;WsemerverWbrfa ! sj;Wur. Z"  y Hlutdeildarsj;WiereinumheimiltogjafnframtskyltaWnotaheitisnuorWiWhlutdeildar M %# sj;WureWaskammstfuninahs. !$ K|    K|  32.gr.K| ݌ "& Ќ   J    Jw  ReglurverWbrfasj;Ws.Jw݌ y#Q' Ќ    y RekstrarflagskalsetjaverWbrfasj;WireglursemskuluvalltverafjrfestumaWgengi D$ ( legar.RekstrarflagfyrirhndverWbrfasj;Wsskalframfylgjareglumsj;Wsins. % )  y 0reglumsj;WsinsskuluaWlgmarkikomaframupplUsingarum: %!*  (00~ 4ABCD(%00"A0J"  A0J y2%  1  .3  Ԉ0    Heitisj;Wsins,kennitluogrekstrarform.A0J݌&}"+     "A0J"  A0J y2%  2  .3  Ԉ0    AWumverWbrfasj;WsaWrWa.A0J׎݌p'H#,   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    Hverterre&   kstrarflagiW,hvernigskiptverWiumrekstrarflagoghvernighagsmunirhlut ( deildarskr'(]teinishafaverWitryggWirviWslkskipti.A0J݌   Ќ  "A0J"  A0Jp y2%  4  .3  Ԉ0    Hvortsj;Wurinnstarfi;skiptureWaaWgreindumdeildum.A0Jp݌   Ќ  "A0J"  A0J y2%  5  .3  Ԉ0    Fjrfestingarstefnusj;Wsins.A0J’݌a   Ќ  "A0J"  A0J y2%  6  .3  Ԉ0    HverervrsluaWili,hvernigskiptverWiumvrsluaWilaoghvernighagsmunirhlut T, deildarskrteinishafaverWitryggWirviWslkskipti.A0J“݌   Ќ  "A0J"  A0J! y2%  7  .3  Ԉ0    X;knunrekstrarflagsogaWferWirviWtreikningY;knunar,semogkostnaWsemrekstrar  flagierheimiltaWkrefjasj;Winnum.A0J!N݌    Ќ  "A0J"  A0J y2%  8  .3  Ԉ0    HeimildtilmarkaWssetningarsj;Wsins0slandiogWrumrkjuminnanEES.A0Jߖ݌ X   Ќ  "A0J"  A0J y2%  9  .3  Ԉ0    BtgfuhlutdeildarskrteinaoginnlausnYeirra.A0J݌K #    Ќ  "A0J "  A0J y2%  10  .3  Ԉ0    HvernigrWstafaskuliarWieWaWrumhagnaWiafeignumsj;Wsins.A0J*݌     Ќ  "A0J "  A0J1 y2%  11  .3  Ԉ0    HvernigreiknaskulitvirWihlutdeildarskrteinahvershlutarskv.62.gr.A0J1^݌     Ќ  "A0J "  A0J^ y2%  12  .3  Ԉ0    HvernigstaWiWskuliaWsamrunasj;WsinsviWaWraverWbrfasj;WieWasamrunadeilda   samasj;Ws.A0J^݌wO    Ќ  "A0J "  A0J֜ y2%  13  .3  Ԉ0    Hvernigsj;WieWadeilderslitiW.A0J֜݌B    Ќ   (00 4ABCD hijklmnop(00 y BreytingarreglumverWbrfasj;WsWlastgildiaWfenginnistaWfestinguFjrmlaeftir    litsins.FjrmlaeftirlitinuerheimiltaWfrestagildistkureglnasj;WsinsalltaWYrjmnuWi   frstaWfestinguefstWaertil. {   y Rekstrarflagskaltilkynnaeigendumhlutdeildarskrteinaumsrhverjabreytingureglum nF sj;Wsins.FjrmlaeftirlitinuerheimiltaWveitaundanYgufrYeirritilkynningarskyldu. 9 K|    K|2  33.gr.K|2Y݌  Ќ   J    Jġ  Deildaskipting.Jġ݌ r Ќ    y HeimilteraWstarfrkjaverWbrfasj;WaWgreindumsj;WsdeildumeftirYvsemfram e= kemurreglumsj;Wsins.Hversj;WsdeildskalhafaaWgreindanfjrhaginnanrekstrarflags. 0 BerYhverdeildbyrgWsnumskuldbindingumenY;beradeildirsj;Wsins;skiptabyrgW  sameiginlegumkostnaWiYeirra.  K|    K|2  34.gr.K|2Y݌ \4 Ќ   J    JĤ  Sj;Wsmyndun.JĤ݌ ' Ќ    y EignirmyndastverWbrfasj;WimeWsamningirekstrarflagsviWviWskiptavinsemfelur  YvaWvaxtafjrmunisnatilteknumverWbrfasj;Wirekstrihans.Sj;WurinnmyndastmeW  afhendingufjrmunaviWskiptavinargegnhlutdeildarskrteinumogsamanstendurafYeim `  eignumsemverWatilviWrWstfunfjrmunannatilsameiginlegrarfjrfestingar. S+!   K|    K|e  35.gr.K|e݌ # Ќ   J    J  ReksturverWbrfasj;Ws.J!݌  $ Ќ      y RekstrarflagverWbrfasj;WsfermeWstj;rnogstUrirdaglegumrekstrisj;Wsins. !W%  y RekstrarflagberbyrgWrekstriverWbrfasj;Waogsj;Wsdeildaogkemurframfyrir J""& Yeirrahnd. #' K|    K|  36.gr.K|݌ $ ) Ќ   J    J{  byrgWfjrfestaskuldbindingumverWbrfasj;Ws.J{݌ v%N!* Ќ    y Hlutdeildarskrteinishafarberaekkipers;nulegabyrgWskuldbindingumeinstakraverW A&"+ brfasj;WaeWadeildaYeirra.  '",   '#- K|    K|,  37&   .gr.K|,S݌ ( Ќ   J    JԬ  byrgWrekstrarflagsskuldbindingumverWbrfasj;Ws.JԬ݌  Ќ    y RekstrarflagberekkibyrgWskuldbindingumeinstakraverWbrfasj;WaeWadeildaYeirra  ogstandaeinvrWungueignirhverssj;WseWadeildartilfullnustuskuldbindingumhvers a Yeirra.kvWiYettavkurekkitilhliWarska'(tWab;tabyrgWrekstrarflags. T, K|    K|:  38.gr.K|:a݌  Ќ   J    J̯  TilkynningverWbrfasj;Wstilskrningarhjfyrirtkjaskr.J̯݌   Ќ    y TilkynnaskalverWbrfasj;WtilskrningarfyrirtkjaskrsamrmiviWlgumfyrir  X tkjaskr. K #    N     NT  B.Hlutdeildarskrteini.NT~݌    Ќ    K|    K|  39.gr.K|$݌   Ќ   J    J  Btgfahlutdeildarskrteina.J݌ wO  Ќ      y RekstrarflagskalgefathlutdeildarskrteinifyrireignarrttindumverWbrfasj;Wi. B  RekstrarflagierY;ekkiskyltaWgefathlutdeildarskrteininemaaW;skfjrfestiseffjr    festargetahvenrsemeraflaWsrstaWfestingarhlutdeildsinnimeWWrumhtti.    y Hlutdeildarskrteinishafareigasamartttilteknaogeignasj;WsinseWaviWkomandideild {  arhlutfalliviWhlutdeildsnaogeruhlutdeildarskrteininstaWfestingtilkallitileignarhlut nF deildar. 9  y SuhlutdeildarskrteinigefintsemrafbrfverWbrfamiWstWgildaumtgfunalgum  verWbrfamiWstWvar,uppgjrografrnaeignarskrningufjrmlagerninga.   y HlutdeildarskrteiniskuluskrWnafneWasafnreikningsamrmiviWlgummarkaWi r fyrirfjrmlagerninga. e=  y RekstrarflaggeturhfWaWmleiginnafnifyrirhndeinstakraeigendahlutdeildar 0 skrteinatil;gildingarskrteinum.  K|    K|D  40.gr.K|Dk݌ i Ќ   J    Jָ  UpplUsingarhlutdeildarskrteini.Jָ݌ \4 Ќ    y 0hlutdeildarskrteiniskulua.m.k.eftirtalinatriWikomafram,sbr.Y;3.og4.mgr.39.gr.: '  (00hijklmnopg 4ABCD(%00"A0J"  A0J  y2%  1  .3  Ԉ0    Nafnhlutdeildarsj;Ws,rekstrarflagsogvrsluaWila.A0J M݌   Ќ  "A0J"  A0J< y2%  2  .3  Ԉ0    Nafnogkennitalaupphaflegseigandaskrteinis.A0J<i݌   Ќ  "A0J"  A0JJ y2%  3  .3  Ԉ0    HvernighlutdeildarskrteiniverWiinnleystoghvaWareglurgildiumarWgreiWslur.A0JJw݌`    Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    NafnogkennitalaframsalshafahafiskrteinigengiWkaupumogslumninnlausnar S+! Yess.A0J݌"   Ќ   (004ABCD hijklmnop(00 y HlutdeildarskrteiniskalveradagsettogundirritaWafstj;rnrekstrarflags.Nafnrituninm # veraprentuWeWasettframannansannanleganhtt.  $   K|    K|  41.gr.K|݌ J""& Ќ   J    JO  Skryfirhlutdeildarskrteini.JOy݌ #' Ќ      y Rekstrarflagskalhaldaskryfirhlutdeildarskrteinishafahlutdeildarsj;Wnum.0skrnni #( skulua.m.k.eftirtalinatriWikomafram: $ )  (00hijklmnop[ 4ABCD(%00"A0J"  A0J y2%  1  .3  Ԉ0    Nafnogkennitalaeiganda.A0J݌v%N!*   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    Sludagurskrteinis.A0J݌A&"+   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    NafnverWskrteinis.A0J݌ '",     "A0J"  A0J y2%  4  .3  Ԉ0    Heildarfjlditistandandiskrteina.A0J݌'#-   Ќ   (004ABCDX vwxyz{|}~(00 y Tilkynnaskaleigendaskip& a  tihlutdeildarskrteinatilrekstrarflags.Slkartilkynningar, ( samtWrumupplUsingumsemberastvarWandieignarhaldskrteinum,skulufrWarinn  skrnaogheimildartilkynnin'a(gargetiW,sbr.Y;3.mgr.39.gr.      42.gr. T, StaWgreiWsla.    0 y HlutdeildarskrteiniverWaeinungisseldgegnstaWgreiWslukaupverWs.y y    O|    O|@  VI.&  ԀKAFLIO|@g݌  X Ќ   N     N  VrsluaWiliverWbrfasj;Wa.N ݌ K #  Ќ    K|    K|  43.gr.K|݌    Ќ   J    J*  SkipanvrsluaWila.J*T݌    Ќ      y RekstrarflagskaltryggjaaWfyrirsrhvernverWbrfasj;WsemYaWrekursskipaWureinn   vrsluaWili,samrmiviWkvWiYessaka' fla. wO   y UmskipanvrsluaWilaskalgeraskriflegansamning.Samningurinnskalm.a.innihalda B  kvWiummiWlunupplUsingasemnauWsynlegarerusvoaWvrsluaWilasunntaWrkjahlut    verksittsamrmiviWlgYessi.    y :heimilteraWskiptaumvrsluaWilansamYykkisFjrmlaeftirlitsins. {   y RWherraseturreglugerWumsamningmillirekstrarflagsogvrsluaWila. nF K|    K|  44.gr.K|݌  Ќ   J    J  VrsluaWiliverWbrfasj;Wa.J݌  Ќ    y VrsluaWiliverWbrfasj;WsskalhafastaWfestuhrlandi. r  y EftirtldumaWilumerheimiltaWveravrsluaWili: e=  (00vwxyz{|}~K 4ABCD(%00"A0J"  A0J  y2%  1  .3  Ԉ0    LnastofnunummeWstarfsleyfiinnanEES.A0J 9݌0   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    VerWbrfafyrirtkjummeWstarfsleyfiinnanEESsems;tthafaumogfengiWheimild  FjrmlaeftirlitsinstilvrsluverWbrfasj;WasamkvmtlgumYessum.VerWbrfafyrir  tkiskalhafaheimildtilvrsluogumsUslutengslumviWeinneWafleirifjrmlagern i ingafyrirreikningviWskiptavinar,Y.m.t.vrslufjrmlagerningaogtengdrarYj;nustu, \4 svosemvegnafjrmunaeWatrygginga.VerWbrfafyrirtkiskalltaeiginfjrkrfum ' vegnarekstrarhttusamkvmtlgumumfjrmlafyrirtki.EiginfjrgrunnurYessskal  aWlgmarkinemafjrhWstofnframlagsskv.2.mgr.14.gr.asmulaga.A0JB݌   Ќ   y VrsluaWiliskv.2.tlul.2.mgr.skalaWlgmarkiuppfyllaeftirtaldarkrfur: `   (004ABCD *(g00"A0J"  A0Js y2g  a  .3  Ԉ0    hafanauWsynlegainnviWitilaWgetahaftsinnivrslufjrmlagerningasemunnteraW S+! skrvrslureikningasemopnaWirerub;kumvrsluaWilans,A0Js݌"   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    hafafullngjandistefnuogverkferlasemngjatilaWtryggjaaWviWkomandivrslu # aWili,stj;rnendurogstarfsf;lkhansmeWtalin,uppfylliallarskyldurhanssamkvmtlg  $ umYessum,A0J<݌!W%   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    hafatraustaraWferWirfyrirstj;rnunogb;khald,innrieftirlitskerfi,skilvirkaverkferla J""& fyrirhttumatogskilvirkarrWstafanirvegnaeftirlitsogryggissemtengistupplUs #' ingavinnslukerfi,A0J݌#(   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    grpatilallrasanngjarnrarWstafanatilaWkomavegfyrirhagsmunarekstra,A0J݌$ )   Ќ  "A0J"  A0J y2g  e  .3  Ԉ0    haldaskrryfirallaYj;nustu,starfsemiogviWskiptisemviWkomandivrsluaWilitekur v%N!* srfyrirhendurogskuluYrverangilegatarlegartilaWFjrmlaeftirlitiWgetisinnt A&"+ eftirlitsverkefnumsnumogframkvmteftirlitsaWgerWirsemkveWiWerumlgum  '",  Yessum,A0J"݌'#-   Ќ  "A0J"  A0JM y2g  f  .3  Ԉ0    geraeWlilegarrWst& a  afanirtilaWtryggjaaWstrfvrsluaWilasusamfelldogreglubundin ( meWYvaWbeitaviWeigandiogh;flegumkerfum,aWfngumogmlsmeWferWarreglum,  Y.m.t.tilaWstunda'a(Ԁvrslustarfsemisna,A0JMz݌   Ќ  "A0J"  A0J~ y2g  g  .3  Ԉ0    alliraWilarstj;rnarogframkvmdastj;rnarvrsluaWilahafivalltngilegagottorWspor a ogbiyfirfullngjandiYekkingu,hfniogreynslu,A0J~݌T,   Ќ  "A0J"  A0J y2g  h  .3  Ԉ0    stj;rnvrsluaWilabiyfirfullngjandisameiginlegriYekkingu,hfniogreynslutilaW  skiljastarfsemivrsluaWila,Y.m.t.helstuhtturekstrihansogA0J<݌   Ќ  "A0J"  A0J y2g  i  .3  Ԉ0    hverogeinnaWilistj;rnarogframkvmdastj;rnarvrsluaWilastarfiheiWarlegaogaf   heilindum.A0J݌ X   Ќ   (00 * y FjrmlaeftirlitiWskalhaldaogbirtaopinberlegaskryfirverWbrfafyrirtkisemhafa K #  fengiWheimildsemvrsluaWiliverWbrfasj;Wa.     y FjrmlaeftirlitiWgeturafturkallaWheimildverWbrfafyrirtkisskv.2.tlul.2.mgr.til    vrsluverWbrfasj;Waef:    *(g00"A0J"  A0J y2g  a  .3  Ԉ0    vrsluaWilihefurbrotiWgr;flegaeWatrekaWgegnlgum,stj;rnvaldsfyrirmlumeWa wO  reglumsj;Wsins,A0J݌B    Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    vrsluaWilihefurWlastheimildtilvrsluverWbrfasj;WagrundvellirangraupplUsinga    eWaannan;eWlileganhtt,eWaA0JC݌    Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    vrsluaWiliuppfyllirekkilengurskilyrWisemvorutilgrundvallarheimildtilvrsluverW {  brfasj;Wa.A0J݌nF   Ќ   (00*$AfturkllunheimildarvrsluaWilaskaltilkynntstj;rnvrsluaWilaogstj;rnrekstrarflagsog 9 rkstuddskriflega.  K|    K|4  45.gr.K|4[݌ r Ќ     HlutverkvrsluaWilameWtillititilsj;WstreymisverWbrfasj;Ws. e=    y VrsluaWiliskalvaktasj;WstreymiverWbrfasj;WsogtryggjasrstaklegaaWallirfjrmunir 0 semfjrfestarinnaafhendivegnakaupahlutdeildarskrteinumsum;tteknirogaWallir  fjrmunirverWbrfasj;WssulagWirinnreikningasj;WsinseWareikningarekstrarflagseWa  vrsluaWilafyrirhndsj;Wsins. i  y Reikningarskv.1.mgr.skuluverahj: \4  *(g00"A0J"  A0J y2g  a  .3  Ԉ0    seWlabanka,A0J݌'   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    lnastofnunmeWstarfsleyfisamkvmtlgumumfjrmlafyrirtkieWasambrilegri  lggjfannarrarkjainnanEES,eWaA0J݌   Ќ  "A0J"  A0JD y2g  c  .3  Ԉ0    lnastofnunmeWstarfsleyfirkiutanEESeWasambrilegumaWilasemlUturskilvirkum `  varfrnisreglumogeftirlitisemersambrilegtoghefursmuhrifogslklggjfinnan S+! EES.A0JDq݌"   Ќ   (00*h <=>?@ABCD(00 y UmaWilaskv.2.mgr.skulugildasambrilegarregluroglgumummarkaWifyrirfjr # mlagerningaogstj;rnvaldsfyrirmlumsettummeWstoWYeimumverndunrttindaviW  $ skiptavinatengslumviWfjrmlagerningaogfjrmunieiguYeirra. !W%  y EfreikningurernafnivrsluaWilafyrirhndverWbrfasj;Ws,sbr.1.mgr.,skalekkert J""& reiWufvrsluaWilaeWaYeirraaWilasemnefndireru2.mgr.lagtinnslkanreikning. #'  y RWherraseturreglugerWumhlutverkvrsluaWilaogskilyrWifyrirframkvmdverkefna #( vrsluaWila. $ ) K|    K|  46& , .gr.K|@݌ A&"+ Ќ     HlutverkvrsluaWilameWtillititileignaverWbrfasj;Ws.  '",    y VrsluaWiliskalvarWveitaallafjrmlagerningaverWbrfasj;Ws,bWifjrmlagerninga '#- semunnteraWskrvrslureikningaogYre',A&aifanlegafjrmlagerninga,ogtryggjaaWgrein (z$. inguvarWveislufjrmlagerningasj;WsinsfrWrum.JafnframtskalhanntryggjaaWvrslu ( reikningarsunafnisj;WsinseWarekstrarflagssj;WsinsfyrirhanshndsvoaWvallts  unntaWauWkennaaWfjrmlagerningarnirtilheyrisj;Wnum.AWgreininginskalverasam  rmiviWlgummarkaWifyrirfjrmlagerninga. a  y VrsluaWiliskalsannreynaeignarhaldverWbrfasj;WseWarekstrarflagsfyrirhndsj;Ws T, insWrumeignumsj;WsinsoghaldaskryfirYreignir.EignarhaldiWskalsannreyntmeW  ggnumfrsj;WnumeWarekstrarflagiogutanaWkomandiggnumefYauerutiltk.Vrslu  aWiliskaluppfraeignaskrnatilsamrmisviWbreytingar.    y VrsluaWilinnsk&  al,meWreglulegumillibili,leggjaframtilrekstrarflagstarlegaskryfir  X allareignirverWbr' fasj;Ws. K #   y RWherraseturreglugerWumhlutverkvrsluaWilaogskilyrWifyrirframkvmdverkefna    vrsluaWila,m.a.umtegundirfjrmlagerningasemskuluveravrslu.    K|    K|  47.gr.K|݌ wO  Ќ     HlutverkvrsluaWilameWtillititilrWstafanavegnaeignaverWbrfasj;Ws. B    0 y VrsluaWiliskal:  y y   (00<=>?@ABCD 4ABCD(%00"A0J"  A0J"  y2%  1  .3  Ԉ0    TryggjaaWsala,tgfa,endurkaup,innlausnog;gildinghlutdeildarskrteinassam   kvmtlgum,stj;rnvaldsfyrirmlumogreglumverWbrfasj;Ws.A0J" O ݌{    Ќ  "A0J"  A0J  y2%  2  .3  Ԉ0    TryggjaaWtreikningurvirWihlutdeildarskrteinasgerWursamkvmtlgum,stj;rn nF valdsfyrirmlumogreglumverWbrfasj;Ws.A0J  ݌9   Ќ  "A0J"  A0J@  y2%  3  .3  Ԉ0    FramfylgjafyrirmlumrekstrarflagsnemaYaubrj;tibgaviWlg,stj;rnvaldsfyrir  mlieWareglurverWbrfasj;Ws.A0J@ m ݌   Ќ  "A0J"  A0J  y2%  4  .3  Ԉ0    TryggjaaWviWskiptummeWeignirverWbrfasj;Wsssj;Wnumgreittendurgjaldinnan r eWlilegratmamarka.A0J  ݌e=   Ќ  "A0J"  A0J7 y2%  5  .3  Ԉ0    TryggjaaWtekjurverWbrfasj;WssunotaWarsamrmiviWlgogreglursj;Wsins.A0J7d݌0   Ќ   (004ABCD hijklmnop(00 y RWherraseturreglugerWumhlutverkvrsluaWilaogskilyrWifyrirframkvmdverkefna  vrsluaWila.  K|    K|,  48.gr.K|,S݌ \4 Ќ   J    J  HeimildirvrsluaWilatilhagnUtingareignumvrslu.J݌ ' Ќ    y VrsluaWilaer;heimiltaWhagnUtasr,Y.m.t.selja,lna,veWsetjaeWarWstafameWWrum  htti,eignirsemhannhefurvrslufyrireiginreikning.SamagildirumYriWjaaWilasem  fengiWhefurverkefnitengslumviWvrslutvistaWtilsn.HagnUtingeignannaereinungis `  heimilef: S+!  (00hijklmnop *(g00"A0J"  A0JA y2g  a  .3  Ԉ0    hagnUtingeignumerframkvmdfyrireiginreikningverWbrfasj;Wsins,A0JAn݌"   Ќ  "A0J"  A0Jq y2g  b  .3  Ԉ0    rWstafanireruframkvmdarafvrsluaWilanumsamkvmtfyrirmlumrekstrarflagsins # fyrirhndviWkomandiverWbrfasj;Ws,A0Jq݌ $   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    hagnUtinginerYguverWbrfasj;Wsinsogtilhagsb;tafyrireigendurhlutdeildar !W% skrteina,ogA0J݌J""&   Ќ  "A0J"  A0JR y2g  d  .3  Ԉ0    viWskiptinerutryggWmeWhgWaseljanlegrieignsemverWbrfasj;WurinnhefurfengiW #' rWstfunarrttyfirmeWframsali;markaWsvirWitryggingarinnarskalvalltveraa.m.k. #( jafntmarkaWsverWihagnUttueignannaaWviWbttulagi.A0JR݌$ )      (00* v%N!* K|    K|  49&   .gr.K|;݌ ( Ќ   J    J  BtvistunverkefnavrsluaWila.J݌  Ќ    y VrsluaWilaer;heimiltaWtvistaverkefnumskv.45.og47.gr.tilYriWjaaWila.Vrslu  aWilaerheimiltaWtvistaverkefnumskv.1.og2.mgr.46.gr.aWeftirfarandiskilyrWumupp a fylltu'(\m: T,  4ABCD(%00"A0J"  A0J1  y2%  1  .3  Ԉ0    MarkmiWtvistunarerekkiaWkomastundankvWumlagaYessara.A0J1 ^ ݌   Ќ  "A0J"  A0J[! y2%  2  .3  Ԉ0    VrsluaWiligetursUntframaWtvistunsbyggWhlutlgumstWum.A0J[!!݌   Ќ  "A0J"  A0J" y2%  3  .3  Ԉ0    VrsluaWilivelurslkantvistunaraWilaaftilhlUWilegrikunnttu,varfrniogkostgfni   ogaWvrsluaWilihafitilhlUWilegteftirlitmeWtvistunaraWilahvaWvarWartvistuWverk  X efni.A0J""݌K #    Ќ  "A0J"  A0Jw$ y2%  4  .3  Ԉ0    BtvistunaraWiliuppfylli,meWantvistunverkefnastendur,eftirfarandiskilyrWi:A0Jw$$݌     Ќ  / /"C"  C%0 y 0y y e2%  a  .3  Ԉ0    hannstilYessbroghafifullngjandiYekkingutilaWsinnatvistuWumverkefnum    meWhliWsj;nafeWliogsamsetningueignaverWbrfasj;WseWaeignarekstrarflags   fyrirhndverWbrfasj;Ws,C%&݌wO    Ќ  "C"  C(0 y 0y y e2%  b  .3  Ԉ0    hannfariaWskilvirkumvarfrnisreglum,Y.m.t.lgmarkskrfumumeigiWfogeftir B  lit,ogframkvmdsreglubundinytriendurskoWuntilaWtryggjaaWfjrmlagern    ingarsuvrslutvistunaraWilaYeimtilvikumYegartvistunaraWilisinnirverk   efnumskv.1.mgr.46.gr.,C(-(݌{    Ќ  "C"  C{*0 y 0y y e2%  c  .3  Ԉ0    hannaWgreinieignirviWskiptavinavrsluaWilafreigineignumogfreignumvrslu nF aWilaYannigaWeignirviWskiptavinavrsluaWilasuauWkenndartilteknumvrslu 9 aWila,C{**݌   Ќ  "C"  Cv,0 y 0y y e2%  d  .3  Ԉ0    hanngeriallarnauWsynlegarrWstafanirtilaWtryggjaaWefkomitil;gjaldfrni  tvistunaraWilaYsueignirverWbrfasj;Ws,semeruvrslutvistunaraWila,hvorki r tiltkartilthlutunarnslutilhagsb;tafyrirlnveitendurtvistunaraWila,ogCv,,݌e=   Ќ  "C"  C.0 y 0y y e2%  e  .3  Ԉ0    hannstarfisamrmiviW43.,46.,48.og50.gr.C..݌0   Ќ   (004ABCD hijklmnop(00 y VrsluaWilaerheimiltvistunskv.1.mgr.vrslufjrmlagerningaskv.1.mgr.46.gr.  YrttfyriraWskilyrWibliWar4.tlul.1.mgr.suekkiuppfyllteflleftirfarandiskilyrWieru  uppfyllt: i  (00hijklmnop0 4ABCD(%00"A0J"  A0J73 y2%  1  .3  Ԉ0    AflggjfrkisutanEESleiWiraWvarslafjrmlagerningaverWiaWverahndum \4 svWisbundinsaWila.A0J73d3݌'   Ќ  "A0J"  A0J4 y2%  2  .3  Ԉ0    BtvistunvrsluaWilaerekkiumfangsmeiriennauWsynkrefursamkvmtlgumrkis  skv.1.tlul.A0J44݌   Ќ  "A0J"  A0J5 y2%  3  .3  Ԉ0    EnginnsvWisbundinnaWiliuppfyllirskilyrWibliWar4.tlul.1.mgr.A0J5*6݌`    Ќ  "A0J"  A0J.7 y2%  4  .3  Ԉ0    FjrfestarverWbrfasj;WieruupplUstirfyrirframmeWfullngjandihttiumaWslk S+! tvistunsnauWsynlegvegnaskilnaWarlagaviWkomandirki,umYraWstWursem " rttltaslkatvistunogumhttusemfylgirslkritvistun.A0J.7[7݌#   Ќ  "A0J"  A0JD9 y2%  5  .3  Ԉ0    RekstrarflagfyrirhndverWbrfasj;WsbeinirYeimfyrirmlumtilvrsluaWilaaWhann  $ tvistivrsluslkrafjrmlagerningatilsvWisbundinsaWila.A0JD9q9݌!W%   Ќ   (004ABCD2 (00 y BtvistunaraWilaerheimilkeWjutvistunaWuppfylltumskilyrWumYessarargreinar. J""&  y RWherraseturreglugerWumtvistunverkefnavrsluaWila,m.a.umaWgreiningueigna. #' K|    K|<  50.gr.K|<=݌ $ ) Ќ   J    J=  HtternisreglurvrsluaWila.J==݌ v%N!* Ќ    y RekstrarflagskalekkiveravrsluaWiliverWbrfasj;Wa. A&"+  y VrsluaWiliskalsinnahlutverkis&  nuafheiWarleika,sanngirni,fagmennskuog;hWiog  '",  eingngustandavrWumhagsmuni' '>verWbrfasj;Wsogeigendahlutdeildarskrteina. '#-  y VrsluaWilaer;heimiltaWsinnav&   erkefnumsemkunnaaWvaldahagsmunarekstrum ( millihans,verWbrfasj;Ws,eigendahl'(?utdeildarskrteinaeWarekstrarflagsnemavrsluaWili  hafimeWtilhlUWilegumhttiaWskiliWframkvmdogbyrgWvrsluverkefnasinnafrWrum  verkefnumsemkunnaaWvaldahagsmunarekstrumogaWYeirmguleguhagsmunarekstrar a sugreindirogvaktaWirogfjrfestarupplUstirumY. T,  y RWherraseturreglugerWum;hWivrsluaWila.  K|    K|B  51.& , Ԁgr.K|BB݌   Ќ   J    J(C  byrgWvrsluaWila.J(CRC݌  X Ќ    y VrsluaWiliberbyrgWgagnvartverWbrfasj;WiogeigendumhlutdeildarskrteinaYv K #  YegarfjrmlagerningurvrsluhanseWa', BtvistunaraWilahansglatast.0Yvtilvikiskal    vrsluaWililtaafhendinstWulausrartafarsamskonarfjrmlagerningeWafjrhWsem    samsvararvirWihanstilverWbrfasj;WseWarekstrarflagsfyrirhndsj;Wsins.    y VrsluaWiliberekkibyrgWskv.1.mgr.efhanngetursUntframaWfjrmlagerningur wO  hafiglatastvegnautanaWkomandiatvikssemekkiermeWsanngirnihgtaWtlasttilaW B  vrsluaWilihafigetaWhaftstj;rnogafleiWingaratviksinsvoru;hjkvmilegarY;ttvrslu    aWilihefWigripiWtilYeirrarWstafanasemmeWsanngirnihefWimtttlasttilafhonum.    y VrsluaWiliberbyrgWWrutj;nienskv.1.mgr.semhannafsetningieWagleysi {  veldurverWbrfasj;WieWaeigendumhlutdeildarskrteinaviWframfylgdverkefnasinna. nF  y BtvistuneWakeWjutvistunhefurekkihrifbyrgWvrsluaWilasamkvmtkvWiYessu. 9  y EkkiverWurvikiWfrbyrgWvrsluaWilasamkvmtkvWiYessueWahntakmrkuWmeW  samningi.XeirsamningarsemgerWireruandstWuviWkvWiYettaeru;gildir.   y RWherraseturreglugerWumbyrgWvrsluaWila,svosemskilyrWiogaWstWurYarsem r litiWerfjrmlagerningavrsluglataWaogYraWstWursemgetatalisttilutanaWkomandi e= aWstWnasemekkierhgtmeWsanngirniaWtlasttilaWvrsluaWilihafihaftstj;rn. 0 K|    K|L  52.gr.K|LAL݌  Ќ   J    JL  B;takrfur.JLL݌ i Ќ    y BerivrsluaWilieWatvistunaraWilib;tabyrgWgagnvarteigendumhlutdeildarskrteina \4 verWbrfasj;Wimbeinab;takrfueigendahlutdeildarskrteinaaWvrsluaWilaafhlfu ' rekstrarflagsfyrirhndeigendahlutdeildarskrteina,aWYvtilskilduaWYaWleiWiekkitiltv  tekningarb;takrafnaeWa;jafnrarmeWferWareigendahlutdeildarskrteinaviWkomandisj;Wi.  ЀK|    K|hO  53.gr.K|hOO݌ S+! Ќ     UpplUsingagjftilFjrmlaeftirlits. "    y FjrmlaeftirlitiWgetur;skaWeftirllumupplUsingumsemvrsluaWilihefurfengiWviW # framkvmdstarfasinnaogsemeftirlitiWteluraWkunniaWveranauWsynlegar.  $ ЀO|    O|SQ  VII.KAFLIO|SQzQ݌ J""& Ќ   N     NQ  Gagnsiskrfur.NQR݌ #' Ќ    K|    K|R  54.gr.K|RR݌ #( Ќ   J    JS  rsreikningar.JSDS݌ $ ) Ќ    y Rekstrarflagskalsemjaogbirtarsreikningogrshlutareikningasemgefaglggamynd v%N!* affjrhagsstWuogrekstrarafkomuflagsinsogskulugerWirsamrmiviWlg,reglurog A&"+  g;Wareikningsskilavenjuogskulua.m.k.innihalda:  '",  (00i; *(g00"A0J"  A0J V y2g  a  .3  Ԉ0    ef& a  nahagsreikning,A0J V7V݌(   Ќ  "A0J"  A0JW y2g  b  .3  Ԉ0    rekstrarreikningogA0JW y2g  d  .3  Ԉ0    tilvsuntboWslUsinguoglykilupplUsingaroghvarmeginlgastYauggn.A0J>k݌(z$.   Ќ   (00* |}~(00K|    K|y  58.gr.K|y݌ ( Ќ   J    J   UpplUsingartboWslUsinguo.fl.J 5݌  Ќ    y 0tboWslUsinguskulukomaframnauWsynlegarupplUsingartilaWfjrfestumskleiftaW  metakostifjrfestingaviWkomandiverWbrfasj;Wi.0tboWslUsinguskaltskUrahttusniW a sj;WsinsskUranogauWskiljanleganhtt. T,  y 0tboWslUsinguskuluannaWhvortkomafram:   (00|}~ *(g00"A0J"  A0J y2g  a  .3  Ԉ0    upplUsingarumnUjustustarfskjarastefnurekstrarflagsverWbrfasj;Ws,Y.m.t.lUsing  YvhverniggreiWsluroghlunnindierureiknuW,deiliYeimaWilumsemberabyrgW   aWveitagreiWsluroghlunnindi,Y.m.t.samsetningstarfskjaranefndarefslknefndhefur  X veriWskipuW,eWaA0J݌K #    Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    samantektstarfskjarastefnunniogyfirlUsingYessefnisaWupplUsingarumnUjustu    starfskjarastefnu,Y.m.t.lUsingYvhverniggreiWsluroghlunnindierureiknuWogdeili    YeimaWilumsemberabyrgWaWveitagreiWsluroghlunnindi,Y.m.t.samsetning   starfskjaranefndarefslknefndhefurveriWskipuW,suaWgengilegarvef,Y.m.t.tilvsun wO  Yannvef,ogaWafritpapprsaWgengilegtnendurgjaldssamkvmtbeiWni.A0J"݌B    Ќ   (00* y 0tboWslUsinguverWbrfasj;WsskallUsafjrfestingarstefnusj;Wsinstarlegaog,efviW,    einstakradeildahansogtilgreinaYrtegundirfjrfestingasemhonumeruheimilarsam   kvmtreglumsj;Wsins. {   y 0tboWslUsinguskaltilgreinahvortsj;Wi,eWaeinstakrideildhans,erheimiltaWfjrfesta nF afleiWumog,sslktheimilt,skaltboWslUsingukomaframberandihtthvortheimildin 9 takmarkistviWaWlgmarkahttueWahvorthnsliWurfjrfestingarstefnu.XskallUsa  tarlegahugsanlegumhrifumafnotkunafleiWnahttusniWsj;Wsins.   y EfinnravirWieignaverWbrfasj;Ws,eWaeinstakrardeildarhans,erlklegttilaWsveiflast r mikiWvegnasamsetningareignasafnshanseWaaWferWasembeitterviWstj;rnuneignasafns e= skalvakinsrstkathygliYvberandihtttboWslUsinguogWrukynningarefni. 0  y FjrfestiverWbrfasj;WurveruleganhlutaeignasinnaWrumverWbrfasj;WumeWaWrum  sj;WumumsameiginlegafjrfestinguskaltboWslUsingutilgreinahmarksstj;rnunarkostnaW  semverWbrfasj;Wurinnsjlfuroghinirsj;Wirnirskulubera. i  y FjrfestiverWbrfasj;Wureinkumfjrmlagerningumoginnlnumskv.64.gr.,Wrumen \4 framseljanlegumverWbrfumogpeningamarkaWsgerningum,eWaeffjrfestingarstefnaverW ' brfasj;WsinsereinsogkveWiWerum68.gr.,skaltboWslUsinguogWrumarkaWsefni  upplUsaskUranhttumfjrfestingarstefnusj;Wsins.   y ReglurverWbrfasj;WsteljasttilhlutatboWslUsingar. `   y RekstrarflagierskyltaWafhenda,;skifjrfestireftirYv,upplUsingarumaWferWafrWi S+! sj;WsinsviWhttustUringueignasj;WsinsmeWtillititilhttuogvntrarvxtunarfjr " festingumsj;Wsinsundangenginmisseri. #  y 0tboWslUsinguskalkomaframhvaWaverkefnumrekstrarflagierheimiltaWtvista.  $  y RWherraseturreglugerWumtboWslUsingar,m.a.umhvaWaupplUsingarskulibirta !W% tboWslUsingumverWbrfasj;Wa. J""& K|    K|ʫ  59.gr.K|ʫ݌ #( Ќ   J    J\  LykilupplUsingar.J\݌ $ ) Ќ    y 0lykilupplUsingumskaldragaframmeginatriWitboWslUsingar.VeitaskalviWeigandi v%N!* upplUsingarumgrundvallareinkenniviWkomandiverWbrfasj;WsYvskyniaWfjrfestarhafi A&"+ mguleikaaWskiljaeWlioghttuviWfjrfestingusj;WnumoggetitekiWupplUstafjrfest  '",  ingarkvrWun. '#-  y RekstrarflagogaWrirsemse& a  ljaeWaveitarWgjfummgulegarfjrfestingarverWbrfa ( sj;WieWavrumsemfelasrhttutengdaverWbrfasj;Wiskulubj;Wafjrfestumlykilupp  lUsingartmanlegaWurenviWs'a(kiptimeWhlutdeildarskrteinifarafram.   y UpplUsingarlykilupplUsingumskuluveittarstWluWueyWublaWioggagnorWanhtt a ogskuluYrverasanngjarnar,skUrarogekkivillandi. T,  y 0lykilupplUsingumskulueftirfarandiupplUsingarkomaframskUranogskiljanleganhtt  fyrirfjrfestaogvntanlegafjrfestantilvsunartilannarragagna:   *(g00"A0J"  A0J y2g  a  .3  Ԉ0    auWkenningverWbrfasj;Wnumoglgbruyfirvaldisj;Wsins,A0J޲݌    Ќ  "A0J"  A0J޳ y2g  b  .3  Ԉ0    stuttlUsingfjrfestingarmarkmiWumogfjrfestingarstefnu,A0J޳ ݌ X   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    fyrrirangureWa,YarsemviW,sviWsmyndirrangurs,A0J+݌K #    Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    kostnaWurogtengdgjld,ogA0JL݌     Ќ  "A0J"  A0J y2g  e  .3  Ԉ0    mguleghttaogvxtunaffjrfestingunni,YarmeWalviWeigandileiWbeiningarog    viWvaranirtengslumviWYhttusemfylgirfjrfestinguviWkomandiverWbrfasj;Wi.A0JH݌    Ќ   (00*0 (00 y 0lykilupplUsingumverWbrfasj;WsskalkomaframhvaroghvernighgteraWfviWb;tar wO  upplUsingartengslumviWvntanlegafjrfestingu,YarmeWalhvaroghvernighgteraW B  nlgasttboWslUsingusj;WsinsogrsreikningogrshlutareikningoghvaWatungumlum    upplUsingarnareruaWgengilegarfjrfestum.    y 0lykilupplUsingumskalupplUsaumaWstarfskjarastefnurekstrarflags,YarmeWal {  tskUringarYvhverniggreiWsluroghlunnindierureiknuW,hvaWaaWilarerubyrgirfyrir nF aWveitastarfskjroghlunnindi,YarmeWalsamsetningstarfskjaranefndar,efviW,megi 9 nlgastvefrekstrarflags,Y.m.t.tilvsunYannvef,ogaWafritpapprsaWgengilegtn  endurgjaldssamkvmtbeiWni.   y SkUrbendingskalveralykilupplUsingumverWbrfasj;WsumaWeflykilupplUsingareru r villandi,;nkvmareWa;samrmiviWtboWslUsingugetiYaWvarWaWskaWab;taskyldu. e=  y Rekstrarflagskalnota;breyttarlykilupplUsingarllumrkjumEESYarsemverWbrfa 0 sj;WurermarkaWssettur.   y RWherraseturreglugerWumframkvmdYessakvWis,svosemuminntakogfram  setningulykilupplUsinga. i K|    K|s  6& , 0.gr.K|s݌ ' Ќ   J    J  GagnaskiltilFjrmlaeftirlitsins.J;݌  Ќ    y RekstrarflagverWbrfasj;WaskalsendaFjrmlaeftirlitinuskUrsluumsundurliWunfjr  festingaverWbrfasj;WaYvformisemFj','rmlaeftirlitiWkveWur. `  O|    O|   @ VIII.KAFLIO|݌ " Ќ   N     Nl  Innlausn.Nl݌ # Ќ    K|    K|  61.gr.K|-݌  $ Ќ   J    J  Innlausnarskylda.J݌ !W% Ќ    y HlutdeildarskrteiniskuluinnleystaWkrfueigendasamkvmtreglumverWbrfasj;Wsins. J""&  y Xrttfyrir1.mgr.errekstrarflagiheimiltaWfrestainnlausnhlutdeildarskrteina.Frestun #' skalveraalmennogtakatilallrahlutdeildarskrteinaogverWureinungisbeittmlisrstakar #( stWurmeWYvogsameiginlegirhagsmunireigendahlutdeildarskrteinakrefjist.Frestun $ ) innlausnskalekkivaralengurennauWsynkrefurogskalYegartilkynntFjrmlaeftirlitinu v%N!* oghlutd&  eildarskrteinishfumogtekurgildiviWsendingutilkynningar.Jafnframtskalfrestun A&"+ auglUst'A&vefrekstrarflags.  '",  y FjrmlaeftirlitiWgeturkrafistYessaWinnlausnhlutdeildarskrteinaverWifrestaWkrefjist '#- hagsmunireigendaskrteinannaeWaalmenningsYess._ (z$.  y Erfrestun_innlausn_ԀlUkurskaltilkynnaopnunsj;WameWsamahttioggetur2.mgr. (  y _EftirlitsaWilum_ԀannarrarkjainnanEES,Yarsem_hlutdeildarskrteini_Ԁ_verWbrfasj;Ws_Ԁeru  _markaWssett_,skaltilkynntumfrestun_innlausna_ԀsamkvmtkvWumYessarargreinar.  K|    K|  6& , 2.gr.K|݌ T, Ќ   J    J?  VirWi_hlutdeildarskrteina_.J?i݌  Ќ    y InnravirWi_verWbrfasj;Ws_Ԁer_markaWsvirWi_ԀsamanlagWraeignaaWfrdregnumskuldum  sj;Wsins,svosemskuldumhansviWlnasto',Tfnanir,;greiddumumsUsluog_stj;rnunarkostn   aWi_,innheimtukostnaWiog_fllnum_ԀeWareiknuWumopinberumgjldum.  X  y VirWi_hlutdeildarskrteina_ԀerinnravirWi_verWbrfasj;Wsins_ԀdeiltniWurheildarfjlda_hlut K #  deildarskrteina_.     y RWherraerheimiltaWsetjareglugerWumtreikningvirWi_hlutdeildarskrteina_ԀverWbrfa    sj;WaogkostnaWviWkaupogsluYeirra.   ЀK|    K|#  63.gr.K|#J݌ B  Ќ   J    J  AuglUsing_virWis_Ԁ_hlutdeildarskrteina_.J݌    Ќ    y VirWi_hlutdeildarskrteina_ԀverWbrfasj;WaskalreiknaWogbirtvef_rekstrarflags_Ԁdaglega.   O|    O|  _IX_.KAFLIO|݌ nF Ќ   N     N4  _Fjrfestingarheimildir_.N4^݌ 9 Ќ    K|    K|  64.gr.K|#݌  Ќ   J    J  _Fjrmlagerningar_Ԁog_innln_.J݌  Ќ    y _Fjrfestingarheimildir_Ԁtakatil_verWbrfasj;Ws_ԀeWatileinstakradeildahans,shann_deilda r skiptur_. e=  y VerWbrfasj;WiereingnguheimiltaWfjrfesta_eftirtldu_: 0  (00` 4ABCD(%00"A0J"  A0J y2%  1  .3  Ԉ0    FramseljanlegumverWbrfumog_peningamarkaWsgerningum_Ԁsemuppfyllaeftirtalin  skilyrWi:A0JA݌   Ќ  / /"C"  C0 y 0y y e2%  a  .3  Ԉ0    hafaveriWskrWeWatek&  intilviWskiptaskipulegummarkaWiskilningilagaum i markaWifyrirfjrmlage'rninga,C݌\4   Ќ  "C"  Cr0 y 0y y e2%  b  .3  Ԉ0    gangakaupumogslumWrummarkaWiinnanEESsemeropinnalmenningi, ' starfarreglulega,lUturopinberueftirlitiogerviWurkenndurYannhttsem_Fjr  mlaeftirlitiW_Ԁmeturgildan,og/eWaCr݌   Ќ  "C"  C0 y 0y y e2%  c  .3  Ԉ0    hafaveriWskrWeWatekintilviWskiptaskipulegummarkaWirkiutanEESeWa `  gangakaupumogslumWrummarkaWirkiutanEESsemeropinnalmenningi, S+! starfarreglulega,lUturopinberueftirlitiogerviWurkenndurYannhttsem_Fjr " mlaeftirlitiW_Ԁmeturgildan.C݌#   Ќ  "A0J"  A0J1 y2%  2  .3  Ԉ0    _NUtgefnum_ԀverWbrfum,endasskilmlumvegnatgfuYeirra_skuldbinding_ԀumaW  $ s;ttverWiumskrningu_verWbrfanna_ԀskipuleganmarkaWeWaannanmarkaWskv.1. !W% tlul.SkrningverWbrfasamkvmtYessukvWiskalfaraframeigisWareninnanrs J""& frtgfuYeirra.A0J1^݌#'   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    _Hlutdeilda& a rskrteinum_ԀverWbrfasj;WameWstaWfestingusamkvmtlgumYessumeWa #( sambrilegrilggjfinnanEES.EinnigerheimiltaWfjrfesta_hlutdeildarskrteinum_ $ ) eWahlutum'a#Ԁannarrasj;WaumsameiginlegafjrfestinguaWYvtilskilduaW:A0J݌v%N!*   Ќ  "C"  Cc0 y 0y y e2%  a  .3  Ԉ0    _verWbrfasj;Wur_ԀsUniframmeWfullngjandihttiaWmati_Fjrmlaeftirlitsins_ԀaW A&"+ Yeirsj;Wirsu_leyfisskyldir_Ԁsamkvmtlgum,ltilgumsamkvmtsambrilegu  '", eftirlitiog_verWbrfasj;Wir_,ogaWsamstarf_Fjrmlaeftirlitsins_Ԁog_lgbrra_Ԁyfirvalda '#- sj;Wsinsstryggt,Cc݌(z$.   Ќ  "C"  C0 y 0y y e2%  b  .3  Ԉ0    vernd_hlutdeildarskrteinishafa_ԀstryggWsambrileganhttog_verWbrfasj;Wum_, ( einkumervarWaraWgreiningueigna,_innlausnarrtt_,lnveitingar,lntkurog_skort  slu_Ԁ_framseljanlegra_ԀverWbrfaog_peningamarkaWsgerninga_,C݌   Ќ  "C"  C0 y 0y y e2%  c  .3  Ԉ0    gefinnst_rsreikningu&  r_Ԁog_rshlutareikningur_Ԁsj;Wsinsa.m.k.sexmnaWafresti a tilaWgerakleiftaW'tmetaeignirogskuldir,tekjurogrekstur_reikningstmabili_,ogC݌T,   Ќ  "C"  C0 y 0y y e2%  d  .3  Ԉ0    Yeimsj;WumsemtlunineraWkaupa_hlutdeildarskrteini_ԀeWahlutis;heimiltsam  kvmtreglumsj;WsinsaWfjrfestameiraen10%eignasinna_hlutdeildarskrteinum_  verWbrfasj;WaeWa_hlutdeildarskrteinum_ԀeWahlutumannarrasj;Waumsameiginlega   fjrfestingu.C ݌ X   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    _Innlnum_Ԁ_lnastofnana_ԀsemhafastaWfesturkiinnanEES.X;erverWbrfasj;Wiheimilt K #  aWbindaf_innlnum_Ԁ_lnastofnana_ԀmeWstaWfestuutanEESsUnihannframmeWfull    ngjandihttiaWmati_Fjrmlaeftirlitsins_ԀaW_lnastofnanirnar_ԀbiviWsambrilegar    reglurumhttuogeftirlitoggildainnanEES._Innln_ԀsamkvmtYessumtluliWgeta   veriWhefWbundin_innln_Ԁsemeru_innleysanleg_Ԁhverjumtmaogbundin_innln_Ԁsemeru wO  _endurgreiWanleg_ԀaWkrfu_innlnseiganda_Ԁinnant;lfmnaWa.A0J݌B    Ќ  "A0J"  A0J y2%  5  .3  Ԉ0    _AfleiWum_ԀsemskrWareruskipulegummarkaWieWagangakaupumogslumWrum    markaWiskv.1.tlul._Undirliggjandi_Ԁeignir_afleiWna_Ԁskuluvera_fjrfestingarheimildir_   samkvmtYessarigrein,_verWbrfavsitlur_,vextir,gengierlendra_gjaldmiWla_ԀeWa {  _gjaldmiWlar_Ԁsem_verWbrfasj;Wnum_ԀerheimiltaWfjrfestasamkvmtkvWumreglna nF sj;Wsins.A0J݌9   Ќ  "A0J"  A0Ja y2%  6  .3  Ԉ0    _AfleiWum_ԀutanskipulegramarkaWa._Undirliggjandi_Ԁeignir_afleiWna_Ԁskuluvera_fjr  festingarheimildir_ԀsamkvmtYessarigrein,_verWbrfavsitlur_,vextir,gengierlendra  _gjaldmiWla_ԀeWa_gjaldmiWlar_Ԁsem_verWbrfasj;Wnum_ԀerheimiltaWfjrfestasamkvmt r kvWumreglnasj;Wsins._GagnaWilar_Ԁ_verWbrfasj;Ws_Ԁslkum_afleiWuviWskiptum_Ԁskulu e= lta_varfrniseftirliti_Ԁsem_FjrmlaeftirlitiW_Ԁmeturgilt.VerWmtislkrasamningaskal 0 veraunntaWreiknadaglegareiWanleganog_sannreynanlegan_Ԁhtt.TryggtskalaWhgt  saWselja,gerauppeWalokaslkumsamningumsamdgurs_raunvirWi_Ԁhverjusinni.A0Ja݌   Ќ  "A0J"  A0JA y2%  7  .3  Ԉ0    _PeningamarkaWsgerningum_Ԁskv.16.tlul.1.mgr.3.gr.semviWskiptierumeWutan i skipulegramarkaWaeWaannarramarkaWaeftgfaneWatgefandinnfellurundirreglur \4 semhafaYanntilgangaWverndafjrfestaogsparifaWYvtilskilduaWeittafeftirfarandi ' skilyrWumsuppfyllt:A0JAn݌   Ќ  "C"  C0 y 0y y e2%  a  .3  Ԉ0    aWildarrki,sveitarflag_aWildarrkis_,seWlabanki_aWildarrkis_,SeWlabankiEvr;pu,  _Fjrfestingarbanki_ԀEvr;pu,rkiutanEES,rkiinnan_sambandsrkis_ԀeWaalYj;Wlegar `  stofnanir,semeitteWafleiriaWildarrkjaeruaWilaraW,gefateWabyrgjast S+! _gerninginn_,C݌"   Ќ  "C"  C0 y 0y y e2%  b  .3  Ԉ0    tgefandi_gerningsins_ԀerflagsemhefurgefiWtverWbrfsemviWskiptieigasrstaW # meWskipulegum_verWbrfamrkuWum_ԀeWaWrummrkuWumsemumgetur1.  $ tlul.,C݌!W%   Ќ  "C"  C0 y 0y y e2%  c  .3  Ԉ0    aWilisemstir_varfrniseftirliti_,eWalUturog_hltir_Ԁ_varfrnisreglum_Ԁsem_Fjrmla J""& eftirlitiW_Ԁmeturfullngjandi,gefurteWabyrgist_gerninginn_,eWaC3݌#'   Ќ  "C"  Ck 0 y 0y y e2%  d  .3  Ԉ0    aWriraWilarsem_FjrmlaeftirlitiW_ԀsamYykkirgefat_gerninginn_ԀeWabyrgjastaWYv #( tilskilduaW:Ck  ݌$ )   Ќ  "D`"  D`? 0 y 0y y 0e  0e e ? ?  2%  1  .3  Ԉ0=     fjrfestingarslkum_gerningi_Ԁheyriundirsambrilega_fjrfestavernd_Ԁog_gern v%N!* ingar_Ԁskv.a!cliW,D`? l ݌A&"+=  =   Ќ  "D`"  D`J0 y 0y y 0e  0e e ? ?  2%  2  .3  Ԉ0=     tgefandi_gerningsins_ԀsmeWeigiWfog_varasj;Wi_ԀsemnemaaWlgmarkijafn  '",  virWi10millj;na_evra_,miWaWviWopinbert_viWmiWunargengi_Ԁ(_kaupgengi_)eins '#- ogYaWerskr&   Whverjusinni,ogleggurframogbirtirrsreikningasamrmiviW ( lgumrsre'(ikningaeWasambrilegalggjfannarsEESrkis,ogD`Jw݌=  =   Ќ  "D`"  D`0 y 0y y 0e  0e e ? ?  2%  3  .3  Ԉ0=     tgefandi_gerningsins_ԀsinnansamstWumeWeinueWafleiriskrWumflgum  oghelgisigfjrmgnun_samstWunnar_ԀeWasaWilisemhelgarsigfjrmgnun a _verWbrfunaraWila_ԀmeW_aWgangi_ԀaW_lnalnu_Ԁhjlnastofnun.D`݌T,=  =   Ќ  "A0J"  A0J y2%  8  .3  Ԉ0    WrumframseljanlegumverWbrfumog_peningamarkaWsgerningum_Ԁenskv.1.!7.tlul.  fyrirsemsvararalltaW10%afeignum_verWbrfasj;Wsins_.A0J݌   Ќ   (004ABCD hijklmnop(00 y VerWbrfasj;WierheimiltaWbindaeignirsnar_innlnum_ԀeWa_auWseljanlegum_Ԁeignumsem   ekkieruhlutiaf_fjrfestingarstefnu_Ԁvegna_lausafjrstUringar_ԀeWameWhagsmuni_hlutdeildar  X skrteinishafa_Ԁfyriraugum. K #   y RWherraerheimiltaWsetjareglugerWum_fjrfestingarheimildir_ԀverWbrfasj;Waogum    afmrkun_fjrfestingarstefnu_ԀverWbrfasj;Waog_upplUsingagjf_ԀtilviWskiptavinatengslum    viWfjrfestingar.   ЀK|    K|  65.gr.K|9݌ B  Ќ   J    J  Yfirtakaeignaog_hrvrur_.J݌    Ќ    y VerWbrfasj;WierheimiltntakmarkanaaWyfirtakaeignirtilaWtryggjafullnustukrfu.   Eignirnarskuluseldarjafnskj;ttogYaWertaliWhagkvmtogeigisWareninnannumnaWa {  fr_yfirtku_Ԁeignanna._Fjrmlaeftirlitinu_ԀerheimiltaWveitalengrifrestsYaWYguhags nF muna_hlutdeildarskrteinishafa_. 9  y VerWbrfasj;Wier;heimiltaWfjrfesta_hrvrum_ԀeWa_heimildarskrteinum_ԀfyrirYeim.  K|    K|_  66.& , Ԁgr.K|_݌ r Ќ   J    J  _httustUring_ԀognnurskilyrWivegna_afleiWuviWskipta_.J' ݌ e= Ќ    y Fjrfesti_verWbrfasj;Wur_Ԁ_afleiWum_ԀutanskipulegramarkaWaskal_rekstrarflagiW_Ԁhafayfir 0 aWrWa_;hWu_Ԁog_reiWanlegu_ԀferlitilaW_verW',meta_ԀYrafleiWur.   y _Rekstrarflag_ԀskalreglubundiWskila_Fjrmlaeftirlitinu_ԀupplUsingumYvformisem_Fjr  mlaeftirlitiW_ԀkveWurYarsemframkomategundir_afleiWna_ԀsemfjrfesthefurveriW,_undir i liggjandi_ԀhttaYeirra,_magntakmarkanir_ԀogYraWferWirsemvaldarhafaveriWtilaWmeta \4 httusemleiWiraf_afleiWuviWskiptunum_ԀtengslumviWhvern_verWbrfasj;W_ԀsemYaWrekur. ' _FjrmlaeftirlitiW_ԀskalgeraupplUsingarnaraWgengilegar_ESMA_ԀogEvr;pska_kerfishttu  rWinu_ԀkomiframbeiWniYarumvegnaeftirlitsmeW_kerfishttu_.   y VerWbrfasj;WierheimiltaWbeita_fjrfestingaraWferWum_ԀsemsnaaWframseljanlegum `  verWbrfumog_peningamarkaWsgerningum_ԀYeimtilgangiaWnfram_skilvirkri_Ԁ_stUringu_Ԁeigna S+! sj;Wsins.Feli_fjrfestingaraWferWin_Ԁsr_afleiWu_ԀskulunnurkvWilagaYessarasemsna " aWnotkun_afleiWna_Ԁgildaum_afleiWuna_._FjrfestingaraWferWir_ԀsamkvmtYessarimlsgrein # skuluvalltverasamrmiviW_fjrfestingarstefnu_ԀogmarkmiW_verWbrfasj;Wsins_.  $  y _VerWbrfasj&  ;Wur_ԀskaltryggjaaW_heildarhtta_Ԁ_afleiWuviWskipta_Ԁsj;Wsinssekkiumfram !W% innravirWisj;'!]+Wsins.TilgrundvallarslkumatiskaltakamiWafverWmti_undirliggjandi_ J""& eigna,_m;taWilahttu_,ytriaWstWum_fjrmlamrkuWum_ԀogYeimtmasemYaWtekuraW #' fullnusta,selja,gerauppeWalokaviWkomandi_afleiWu_. #(  y VerWbrfasj;Wierheimilt,samrmiviW_fjrfestingarstefnu_Ԁsna,aWfjrfesta_afleiWum_ $ ) innanYeirratakmarkanasemkveWiWerum67.gr.gegnYvaWhanntryggiaWhtta v%N!* vegna_undirliggjandi_ԀeignafariekkisamanlagtyfirYrtakmarkanirsemkveWiWerum67. A&"+ gr.Xegar_framseljanleg_ԀverWbrfeWa_peningamarkaWsgerningar_Ԁfelasr_afleiWu_,skaltekiW  '",  miWaf_afleiWunni_ԀYegarkrfursamkvmtYessarigreineruuppfylltar. '#-  y RWherraseturreglugerWum_httus&   tUringu_ԀverWbrfasj;Wa,svosemummat_rekstrar ( flags_ԀvirWi_afleiWna_,umefniogverkl'(1agviWtilkynningarskyldutil_Fjrmlaeftirlitsins_Ԁ  tegundum_afleiWna_,_undirliggjandi_Ԁhttu,_magnbundnum_ԀtakmrkumogaWferWumsemhafa  veriWvaldartilaWmetahtt&  usemtengistviWskiptummeWafleiWurogum_heildarhttu_ a _verWbrfasj;Ws_Ԁvegna_afleiWn'4a_,ogeinnigum_fjrfestingaraWferWir_ԀsemheimilteraWnota. T, K|    K|5  67.gr.K|55݌  Ќ   J    J6  HmarkfjrfestingarframseljanlegumverWbrfum,   _peningamarkaWsgerningum_,_innlnum_Ԁog_afleiWum_.J6H6݌  X Ќ    y VerWbrfasj;Wier;heimiltaWfjrfestameiraen: K #   (00hijklmnop) *(g00"A0J"  A0J8 y2g  a  .3  Ԉ0    10%afeignumframseljanlegumverWbrfumog_peningamarkaWsgerningum_Ԁtgefnum    afsamaaWilaeWaA0J8"9݌     Ќ  "A0J"  A0Jr: y2g  b  .3  Ԉ0    20%afeignum_innlnum_Ԁsmu_lnastofnunar_.A0Jr::݌    Ќ   (00*t8 (00 y _M;taWilahtta_Ԁvegna_afleiWna_ԀutanskipulegramarkaWamekkiveraumfram: wO   (00@< *(g00"A0J"  A0J~> y2g  a  .3  Ԉ0    10%afeignumYegar_m;taWili_Ԁerlnastofnunskv.4.tlul.2.mgr.64.gr.semlUtur B  eftirlitisem_FjrmlaeftirlitiW_Ԁmeturgilt,eWaA0J~>>݌     Ќ  "A0J"  A0JF@ y2g  b  .3  Ԉ0    5%afeignumYegar_m;taWili_Ԁerannarenlnastofnunskv.aliW,enlUturY;eftirlitisem   _FjrmlaeftirlitiW_Ԁmeturgilt.A0JF@s@݌{    Ќ   (00*= (00 y Fjrfesti_verWbrfasj;Wur_Ԁmeiraen5%framseljanlegumverWbrfumeWa_peningamarkaWs nF gerningum_ԀtgefnumafsamaaWilaskalsamtalaslkrafjrfestingaekkiveraumfram40%af 9 eignum.ViWtreikning_samtlu_ԀskalekkilitiWtil_innlna_ԀhjlnastofnuneWa_afleiWna_Ԁutan  skipulegramarkaWaYegar_m;taWili_ԀerlnastofnunsemlUtur_varfrniseftirliti_.   y XskalsamtalaeftirfarandifjrfestingaviWsamaaWilaekkiveraumfram20%afeignum r sj;Wsins: e=  (00B *(g00"A0J"  A0JG y2g  a  .3  Ԉ0    _framseljanlegra_ԀverWbrfaog_peningamarkaWsgerninga_,A0JGG݌0   Ќ  "A0J"  A0JH y2g  b  .3  Ԉ0    _innlna_ԀogA0JHI݌   Ќ  "A0J"  A0JI y2g  c  .3  Ԉ0    httuvegna_afleiWna_ԀutanskipulegramarkaWa.A0JIJ݌   Ќ   (00*G y XrttfyriraliW1.mgr.og4.mgr.erverWbrfasj;WiheimiltaWfjrfestaalltaW35%af i eignumframseljanlegumverWbrfumog_peningamarkaWsgerningum_ԀsemeitteWafleirirki \4 innanEESeWasveitarflgaWildarrkja,alYj;Wlegarstofnanir,semeitteWafleiriYessararkja ' eruaWilaraW,eWarkiutanEESgefateWabyrgjast.EkkiskaltekiWtillittilfjrfestinga  samkvmtYessarimlsgreinYegarreiknuWersamtalafjrfestingaskv.3.mgr.   y XrttfyriraliW1.mgr.og4.mgr.erverWbrfasj;WiheimiltaWfjrfestaalltaW25%af `  eignumskuldabrfumsamkvmtlgumum_srtryggW_Ԁskuldabrfogsamsvarandiskulda S+! brfumtgefnumrkiinnanEES.Fjrfesti_verWbrfasj;Wur_Ԁmeiraen5%_srtryggWum_ " skuldabrfumsamaaWilaskalsamtalaslkrafjrfestingaekkiveraumfram80%afeignum. # Ekkiska&  ltekiWtillittilfjrfestingasamkvmtYessarimlsgreinYegarreiknuWersamtala  $ fjrfestin' Pgaskv.3.mgr. !W%  y :heimilteraWleggjasamantakmarkanirskv.1.!6.mgr.Samtalafjrfestingaframseljan J""& legumverWbrfumog_peningamarkaWsgerningum_ԀtgefnumafsamaaWila,_innlnum_ԀYess #' aWilaog_afleiWum_ԀYarsemsaWilier_m;taWili_Ԁskalekkiveraumfram35%afeignum. #(  y AWilarsemteljasttilsmusamstWuskilningilagaumrsreikningaskuluteljasteinn $ ) aWiliviWtreikningsamkvmtYessarigrein. v%N!*  y XrttfyriraliW1.mgr.erverWbrfasj;WiheimiltaWfjrfestaframseljanlegumverW A&"+ brfumog_peningamarkaWsgerningum_ԀfyriralltaW20%innansmusamstWu.  '",  y Xrtakmarkanirsemsettareru_fjrfestingarheimildir_ԀverWbrfasj;Wasamkvmtlgum '#- YessumgildaekkiYegar_verWbrfasj;Wur_ԀnUtirsr_skriftarrttindi_Ԁsemtengderuframseljan (z$. legum_fjrmlagerningum_ԀeWa_peningamarkaWsgerningum_Ԁsemeruhlutieigna_verWbrfa ( sj;Wsins_.    68.gr. a _Vsitlusj;Wir_. T,    y XrttfyrirkvWi67.og73.gr.erverWbrfasj;WiheimiltaWfjrfestaalltaW20%afeign  sj;WsinshlutabrfumeWaskuldabrfumsamatgefandaefmarkmiW_fjrfestingarstefnu_Ԁsam  kvmtreglumsj;WsinseraWendurspeglatilteknahlutabrfaeWa_skuldabrfavsitlu_._Vsi   talan_Ԁskalhafafullngjandi_httudreifingu_,verabirtopinberlegaogendurspeglangjan  X legaviWkomandimarkaW. K #   y _FjrmlaeftirlitiW_ԀgeturhkkaWheimildskv.1.mgr.35%efvgieinstgefandavsi    tlunniermeiraen20%.Fjrfestingyfir20%eraWeinsleyfWhlutabrfumeWaskuldabrfum    einstgefanda.   K|    K|[  69.gr.K|[\݌ wO  Ќ   J    Jp\  _PeningamarkaWssj;Wir_.Jp\\݌ B  Ќ    y _Fjrfestingarheimildir_Ԁ_peningamarkaWssj;Wa_Ԁtakmarkastaf67.gr.     y _PeningamarkaWssj;Wi_ԀereingnguheimiltaWfjrfesta_peningamarkaWsgerningum_Ԁeins   ogYeireruskilgreindirlgumYessum,_afleiWum_ԀsemtengjastYeim_gerningum_Ԁog_innlnum_, {  sbr.4.tlul.2.mgr.64.gr. nF K|    K|_  70& a .gr.K|__݌  Ќ   J    J[`  TraustverWbrf.J[``݌  Ќ    y _FjrmlaeftirlitiW_ԀgeturheimilaWverWbrf'a`asj;WiaWfjrfestafyriralltaW100%afeignum r snumframseljanlegumverWbrfumog_peningamarkaWsgerningum_Ԁskv.5.mgr.67.gr.telji e= _FjrmlaeftirlitiW_ԀYaWsamrUmanlegthagsmunumeigenda_hlutdeildarskrteina_. 0  y Fjrfestingar_verWbrfasj;Ws_Ԁskv.1.mgr.skuludreifasta.m.k.sexmismunandi  _verWbrfatgfur_Ԁogmfjrfestingeinniogsmu_verWbrfatgfu_ԀekkinemahrrifjrhW  ensemsvarartil30%afeignum_verWbrfasj;Ws_. i  y 0_tboWslUsingu_ԀogWrumarkaWsefniskulukomaskUrtframYaurki,sveitarstj;rnireWa \4 _alYj;Wastofnanir_ԀsemgefateWabyrgjastverWbrfeWa_peningamarkaWsgerninga_Ԁsemsj;W ' urinnhyggstfjrfestaskv.1.mgr.  K|    K|yf  71&  .gr.K|yff݌ `  Ќ   J    Jg  Fjrfestingar_hlutdeildarskrteinum_ԀverWbrfasj;Waogannarrasj;Wa S+! umsameiginlegafjrfestingu.JgAg݌ " Ќ    y VerWbrfasj;WierheimiltaWfjrfesta_hlutdeildarskrteinum_ԀverWbrfasj;WaeWaannarra # sj;Waumsameiginlegafjrfestinguskv.3.t'flul.2.mgr.64.gr.X;skal_verWbrfasj;Wur_Ԁekki  $ fjrfestafyrirmeiraen20%afeignumsnum_hlutdeildarskrteinum_ԀeinstakraverWbrfasj;Wa !W% eWaannarrasj;Waumsameiginlegafjrfestingu. J""&  y _Heildarfjrfesting_Ԁ_verWbrfasj;Ws_Ԁ_hlutdeildarskrteinum_Ԁannarrasj;Waumsameiginlega #' fjrfestinguenverWbrfasj;Wamekkifarayfir30%afeignum_verWbrfasj;Ws_. #(  y Ef_verWbrfasj;Wur_Ԁ_fjrfestir_Ԁ_hlutdeildarskrteinum_ԀverWbrfasj;WaeWaannarrasj;Waum $ ) sameiginlegafjrfestingu,semstj;rnaWerbeinteWa;beintafsama_rekstrarflagi_,eWaWru v%N!* flagisem_rekstrarflagiW_ԀtengistgegnumsameiginleganrekstureWastj;rnendur,eWameW A&"+ _umtalsverWri_ԀbeinnieWa;beinnieignarhlutdeild,er_rekstrarflaginu_ԀekkiheimiltaWtaka  '", Y;knunfyrirskrifteWa_innlausn_Ԁfyrirfjrfestingusj;Wunum. '#-  (z$. K|    K|o  72.&  gr.K|oo݌ ( Ќ   J    JIp  Takmarkanir_eignasafni_.JIpsp݌  Ќ    y VerWbrfasj;Wier;heimiltaWeignastmeiraen:   *(g00"A0J"  A0Jq y2g  a  .3  Ԉ0    10%afhlutabrfumnatkvWisrttareinstkuhlutaflagi,A0Jq!r݌a   Ќ  "A0J"  A0Js y2g  b  .3  Ԉ0    10%af_skuldaskjlum_Ԁeinstakratgefend'(oaverWbrfa,A0Js>s݌T,   Ќ  "A0J"  A0JXt y2g  c  .3  Ԉ0    25%af_hlutdeildarskrteinum_Ԁ_verWbrfasj;Ws_Ԁogannarrasj;Waumsameiginlegafjrfest  ingu,eWaA0JXtt݌   Ќ  "A0J"  A0Ju y2g  d  .3  Ԉ0    10%af_peningamarkaWsgerningum_Ԁeinstakratgefenda.A0Ju)v݌    Ќ   (00*sq y HeimilteraWvkjafrYeim_hmrkum_Ԁsemmlterfyriruma!dliW1.mgr.Yeimtma  X sem_gerninganna_ԀeraflaWefekkierunntYeimtmaaWreikna_heildarfjrhW_Ԁskuldabrfa K #  eWa_peningamarkaWsgerninga_ԀeWahreinafjrhWtgefinnaverWbrfa.     y _Fjrmlaeftirlitinu_ԀerheimiltaWsetjareglurumaW1.mgr.takiekkitil_framseljanlegra_    verWbrfaeWa_peningamarkaWsgerninga_ԀsemrkiinnanEESeWasveitarflgaWildarrkjaeWa   rkiutanEESgefateWabyrgjasteWa_alYj;Wastofnanir_ԀsemeitteWafleirirkiEESeruaWilar wO  aWgefat. B    K|    K|{  73& , .gr.K|{|݌   Ќ   J    Jv|  Lnog_byrgWir_.Jv||݌ {  Ќ      y VerWbrfasj;WieWavrsluaWilafyrirhnd_verWbrfasj;Ws_Ԁer;heimiltaWveitalneWa nF gangabyrgWfyriraWra,sbr.Y;heimildirs', |kv.64.og66.gr.X;erverWbrfasj;Wiheimilt 9 aWfjrfestaframseljanlegumverWbrfumogWrum_fjrmlagerningum_Ԁskv.3.og5.!7.  tlul.2.mgr.64.gr.nYessaWfjrfestinginsaWfullugreidd.   y VerWbrfasj;Wier;heimiltaWtakannurlnen_skammtmaln_.Slklnmegaekkinema r meiraensemsvarar10%afeignumsj;WsinseWaeinstakradeildainnanhans.X;erverW e= brfasj;WiheimiltaWeignasterlendangjaldeyrimeW_skiptasamningum_. 0 K|    K|?  74.gr.K|?f݌  Ќ   J    Jс  _Skortsala_.Jс݌ i Ќ    y VerWbrfasj;Wier;heimiltaWseljafjrmlagerningasemekkierueiguhansYeimtma \4 semsalaYeirraferfram. ' K|    K|K  75.gr.K|Kr݌  Ќ   J    J݃  _Btlnahtta_Ԁvegna_verWbrfunar_.J݃݌ `  Ќ    y _VerWbrfasj;Wum_ԀereingnguheimiltaWtakasig_tlnahttu_Ԁvegna_verWbrfunar_Ԁsam S+! kvmtlgumumfjrmlafyrirtkieftgefandinnhefurgreint_rekstrarflagi_Ԁsj;Wsinssrstak " legafrYvaWhannmunivallthaldaeftir_umtalsverWri_,hreinni,fjrhagslegrihlutdeildsem # skalekkiveraminnien5%.GildirkvWiYettaumnUja_verWbrfun_ԀogumYegar_tgefna_  $ _verWbrfun_ԀYarsemnUrri_undirliggjandi_ԀhttuerbttviWeWaskiptt. !W%  y RWherraerheimiltaWsetjareglugerWumkrfursemtgefandiYarfaWuppfyllatilaW J""& _rekstrarflag_ԀhafiheimildtilaWfjrfesta_skuldabrfavafningum_ԀeWasambrilegum_fjrmla #' gerningum_ԀsamkvmtkvWiYessu,ogumYr_eigindlegu_ԀkrfursemrekstrarflgverW #( brfasj;WasemfjrfestasamkvmtkvWiYessuYurfaaWuppfylla. $ ) K|    K|  76.gr.K|݊݌ A&"+ Ќ   J    JH  RWstafanirtilrb;ta.JHr݌  '", Ќ    y Farifjrfesting_verWbrfasj;Ws_ԀframrleyfilegummrkumsamkvmtlgumYessumskal '#- _Fjrmlaeftirlitinu_ԀntafartilkynntumYaWogskuluYegargerWarrWstafanirtilrb;taog (z$. _lgmltuhmarkisWastalaginWinnanYriggjamnaWa.FjrmlaeftirlitiWgeturY;ein ( stkumtilvikumheimilaWlengrifrestendasYaWauglj;slegaYgueigendahlutdeildar  skrteina.   y NUlegastofnaWurverWbrfasj;WurskalnlgmltuhmarkisWastalagisexmnuWum a frveitingustaWfestingarsj;Wsins. T, O|    O|:  X.KAFLIO|:a݌  Ќ   N     N͏  SamruniverWbrfasj;Wa.N͏݌   Ќ    K|    K|~  77.gr.K|~݌  X Ќ   J    J  Almennt.J:݌ K #  Ќ    y SamruniverWbrfasj;WaeWaeinstakradeildaverWbrfasj;Wa,suYeirdeildaskiptir,er    heimillmeWYeimhttisemkveWiWerum18.tlul.1.mgr.3.gr.aWuppfylltumYeimskil    yrWumsemkveWiWerumkaflaYessum.    y 0YessumkaflanrhugtakiWverWbrfasj;WureinnigyfireinstakardeildirverWbrfasj;Wa. wO   y InnlendirsamrunareruaWeinsheimiliraWfengnusamYykkiFjrmlaeftirlitsins. B   y MillilandasamrunareruaWeinsheimiliraWfengnusamYykkilgbrsyfirvaldssamruna    sj;WsogskalsamruniverasamrmiviWlgogreglurheimarkissamrunasj;Ws.    y RWherraerheimiltaWsetjareglugerWumsamrunaverWbrfasj;WasamkvmtYessum {  kafla. nF K|    K|  78.gr.K|Е݌  Ќ   J    J;  Ums;knumheimildtilinnlendssamruna.J;e݌  Ќ    y VerWbrfasj;WirYarseminnlendursamrunierfyrirhugaWurskulusendaFjrmlaeftirlitinu r eftirfarandiupplUsingarmeWums;knumheimildtilsamruna: e=  *(g00"A0J"  A0JZ y2g  a  .3  Ԉ0    sameiginlegasamrunatlunsamYykktaafsamrunasj;Wiogyfirtkusj;Wi,A0JZ݌0   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    yfirlUsingarvrslufyrirtkjabWisamrunasj;Wsogyfirtkusj;Ws,semstaWfestaaWYr  upplUsingarsemveittarerusameiginlegrisamrunatlun,sbr.a,foggliW1.mgr.  80.gr.,standistkrfurlagaYessaraogreglursj;Wsins,ogA0J݌i   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    YrupplUsingarumfyrirhugaWansamrunasemtlaWeraWveitahlutdeildarskrteinis \4 hfumbWisamrunasj;Wsogyfirtkusj;Ws.A0Jԛ݌'   Ќ   (00*ٗ y EfFjrmlaeftirlitiWtelurupplUsingarmeWums;knskv.1.mgr.ekkifullngjandiskalYaW  ;skaeftirnnariupplUsinguminnan10virkradagafrm;ttkuYeirra.   y FjrmlaeftirlitiWskalmetamguleghriffyrirhugaWssamrunaeigendurhlutdeildarskr `  teinasamrunasj;Wsogyfirtkusj;WsogmetahvorteigendumhlutdeildarskrteinahafiveriW S+! veittarfullngjandiupplUsingar. "  y FjrmlaeftirlitiWskalveitaheimildtilinnlendssamrunaefllskilyrWiYessarargreinar # og80.!82.gr.eruuppfyllt.  $  y FjrmlaeftirlitiWskaltilkynnasamrunasj;Wiumhvortheimildsveittfyrirsamrunainnan !W% 20virkradagafrm;ttkuallraupplUsingameWums;knskv.1.mgr. J""& K|    K|  79.gr.K|݌ #( Ќ   J    J  Ums;knumheimildtilmillilandasamruna.JH݌ $ ) Ќ    y VerWbrfasj;WirYarsemmillilandasamrunierfyrirhugaWurskuluYeimtilvikumYegar v%N!* samrunasj;WurermeWstaWfestuogstaWfestingu0slandienyfirtkusj;WurermeWstaWfestu A&"+ ogstaWfestinguWrurkiEESsendaFjrmlaeftirlitinueftirfarandiupplUsingarmeWum  '",  s;knumheimildtilsamruna: '#-  *(g00"A0J"  A0J/ y2g  a  .3  Ԉ0    sameiginlegasamrun&   atlunsamYykktaafsamrunasj;Wiogyfirtkusj;Wi,A0J/\݌(   Ќ  "A0J"  A0Jx y2g  b  .3  Ԉ0    uppfrWatgfuaf'(ܥtboWslUsinguoglykilupplUsingumyfirtkusj;Ws,A0Jx݌   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    yfirlUsingarvrsl& a ufyrirtkja,bWisamrunasj;Wsogyfirtkusj;Ws,semstaWfestaaWYr  upplUsingarsemveittarerusameiginlegrisamrunatlun,sbr.a,foggliW1.mgr. a 80.gr.,standistkr'amfurlagaYessaraogreglnasj;Wsins,ogA0J݌T,   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    YrupplUsingarumfyrirhugaWansamrunasemtlaWeraWveitahlutdeildarskrteinis  hfumbWisamrunasj;Wsogyfirtkusj;Ws.A0J%݌   Ќ   (00* y EfFjrmlaeftirlitiWtelurupplUsingarmeWums;knskv.1.mgr.ekkifullngjandiskalYaW   ;skaeftirnnariupplUsinguminnan10virkradagafrm;ttkuYeirra.  X  y UpplUsingarskv.1.mgr.skuluveittaropinberutungumlieWaeinuafopinberumtungu K #  mlumheimarkjabWisamrunaogyfirtkusj;WaeWatungumlisemlgbryfirvldhafa    samYykkt.Sums;knfullngjandiskalFjrmlaeftirlitiWntafarsendaafritafupplUsingum    skv.1.mgr.tillgbrsyfirvaldsheimarkisyfirtkusj;Ws.    y FjrmlaeftirlitiWskalmetamguleghriffyrirhugaWssamrunaeigendurhlutdeildar wO  skrteinasamrunasj;Wsogyfirtkusj;Wsogmetahvorteigendumhlutdeildarskrteinahafi B  veriWveittarfullngjandiupplUsingar,bWitilfellumskv.1.mgr.ogYegarFjrmlaeftir    litinuberstafritafupplUsingumfrlgbruyfirvaldiheimarkissamrunasj;Wsvegnamilli   landasamrunaYegaryfirtkusj;Wurer0slandi.TeljiFjrmlaeftirlitiWYaWnauWsynlegter {  YvheimiltaWkrefjastYessskriflegaaWupplUsingarsemveitaskaleigendumhlutdeildar nF skrteinainnlendssamrunasj;WssutskUrWarnnar. 9  y 0YeimtilvikumYegaryfirtkusj;WurermeWstaWfestuogstaWfestingu0slandierFjr  mlaeftirlitinuheimiltaWkrefjastYessskriflega,eigisWaren15virkumdgumeftirviWtku  upplUsingaskv.1.mgr.frlgbrumyfirvldumheimarkissamrunasj;Ws,aWinnlenduryfir r tkusj;WurbreytiupplUsingumsemveitaskaleigendumhlutdeildarskrteina.0slkumtil e= vikumskalFjrmlaeftirlitiWsendatilkynningutillgbrsyfirvaldsheimarkissamrunasj;Ws 0 umaWupplUsingarnarsuekkifullngjandi.FjrmlaeftirlitiWskaltilkynnalgbruyfir  valdiheimarkissamrunasj;WshvortYaWteljileiWrttarupplUsingarsemveitahlutdeildar  skrteinishfumverafullngjandiinnan20virkradagafrYvaWYrberast. i  y FjrmlaeftirlitiWskalveitaheimildtilmillilandasamrunaaWeftirfarandiskilyrWumupp \4 fylltum: '  *(g00"A0J"  A0J. y2g  a  .3  Ԉ0    llskilyrWiYessarargreinarog80.!82.gr.suuppfyllt,A0J.[݌   Ќ  "A0J"  A0JO y2g  b  .3  Ԉ0    yfirtkusj;WurhafitilkynntummarkaWssetninguYeimrkjumYarsemsamrunasj;Wur  innhefurstaWfestueWahefurtilkynntmarkaWssetningu,ogA0JO|݌`    Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    lgbryfirvldheimarkjumsamrunasj;Wsogyfirtkusj;WsteljiupplUsingartilhlut S+! deildarskrteinishafafullngjandieWatilkynningfrlgbruyfirvaldiheimarkisyfir " tkusj;Wsskv.5.mgr.hefurekkiboristFjrmlaeftirlitinu.A0J݌#   Ќ   (00* y FjrmlaeftirlitiWskaltilkynnainnlendumsamrunasj;Wiumhvortheimildsveittfyrir  $ samrunainnan20virkradagafrm;ttkuallraupplUsingameWums;knskv.1.mgr.Fjr !W% mlaeftirlitiWskaleinnigtilkynnalgbruyfirvaldiheimarkiyfirtkusj;WsinsumkvrWun J""& snaumveitingueWasynjunheimildartilsamruna. #' K|    K|H  80.gr.K|Ho݌ $ ) Ќ   J    Jھ  Samrunatlunsamrunasj;Wsogyfirtkusj;Ws.Jھ݌ v%N!* Ќ    y Samrunasj;Wurogyfirtkusj;Wurskulugerasameiginlegasamrunatlunseminniheldur A&"+ upplUsingarum:  '",  *(g00"A0J"  A0J y2g  a  .3  Ԉ0    YverWbrfasj;WisemumrWiroghverskonarsamrunierfyrirhugaWur,A0J݌'#-   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    rkstuWningfyrirogstWuraWbakifyrirhuguWumsamruna,A0J0݌(z$.   Ќ  "A0J"  A0J' y2g  c  .3  Ԉ0    mguleghriffyrirhugaWssamrunaeigendurhlutdeildarskrteinabWisamrunasj;Ws ( ogyfirtkusj;Ws,A0J'T݌   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    viWmiWanirsemsamYykkteraWnotaviWmateignumog,eftiratvikum,skuldbindingar  YeimdegisemskiptihlutfallerreiknaWskv.86.gr.,A0J݌a   Ќ  "A0J"  A0J$ y2g  e  .3  Ԉ0    aWferWviWtreikningskiptihlutfalli,A0J$Q݌T,   Ќ  "A0J"  A0J3 y2g  f  .3  Ԉ0    dagsetningusemfyrirhugaWeraWsamruninntakigildi,A0J3`݌   Ќ  "A0J"  A0JM y2g  g  .3  Ԉ0    YrreglursemeigaviWumyfirfrslueignaogskiptihlutum,ogA0JMz݌   Ќ  "A0J"  A0Js y2g  h  .3  Ԉ0    tilfellisamrunaskv.bogcliW18.tlul.1.mgr.3.gr.,reglurhinsnUstofnaWayfir   tkusj;Ws.A0Js݌ X   Ќ   (00*L y Samrunasj;Wiogyfirtkusj;WierheimiltaWtilgreinafrekariupplUsingarsamrunatlun K #  skv.1.mgr.     y FjrmlaeftirlitinuerekkiheimiltaWkrefjastYessaWfrekariupplUsingarentilgreindareru    1.mgr.komiframsamrunatlun.   K|    K|  81.gr.K|݌ B  Ќ   J    Jd  StaWfestingvrsluaWila.Jd݌    Ќ    y VrsluaWilarsamrunasj;Wsogyfirtkusj;WsskulutryggjasamrmieinstakraatriWasem   setteruframa,foggliW1.mgr.80.gr.viWkrfurlagaYessaraogsj;WsreglurviWkomandi {  verWbrfasj;Wa. nF K|    K|Q  82.gr.K|Qx݌  Ќ   J    J  ViWmiWanirviWmateignum.J ݌  Ќ    y :hWumlggiltumendurskoWandaeWavrsluaWilaskalfaliWaWstaWfesta: r  *(g00"A0J"  A0J y2g  a  .3  Ԉ0    viWmiWanirsemsamYykkteraWnotaviWmateignumog,eftiratvikum,skuldbindingar e= YeimdegisemskiptihlutfallerreiknaW,A0J݌0   Ќ  "A0J"  A0J" y2g  b  .3  Ԉ0    efviW,greiWsluhandbrufhverthlutdeildarskrteini,ogA0J"O݌   Ќ  "A0J"  A0JG y2g  c  .3  Ԉ0    aWferWviWtreikningskiptihlutfalliogskiptihlutfalliWeinsogYaWerkvarWaWskv.  86.gr.A0JGt݌i   Ќ   (00* y LggilturendurskoWandisamrunasj;Ws&  eWalggilturendurskoWandiyfirtkusj;Wsskal \4 teljast;hWurendurskoWandiskilningi1.'\pmgr. '  y AfritafskUrslum;hWsendurskoWandaeWavrslufyrirtkis,eftirYvsemviW,skulu  gerWaWgengilegnendurgjaldseigendumhlutdeildarskrteina,bWisamrunasj;Wsogyfir  tkusj;Ws,ogviWkomandilgbrumyfirvldumYeirra,komiframbeiWniYarum. `  K|    K|  83.gr.K|݌ " Ќ   J    J>  UpplUsingartilhlutdeildarskrteinishafa.J>h݌ # Ќ    y EftiraWFjrmlaeftirlitiWhefurheimilaWfyrirhugaWansamrunaskuluverWbrfasj;Wirsem  $ hyggjastrennasamanafhendahlutdeildarskrteinishfumsamrunasj;Wsogyfirtkusj;Ws !W% nkvmarogfullngjandiupplUsingarumfyrirhugaWansamruna.UpplUsingarnarskulugera J""& hlutdeildarskrteinishfumkleiftaWgerasrgreinfyrirhrifumfyrirhugaWssamrunafjr #' festinguYeirraogaWnUtasrrttindisnsamkvmtkvWumYessakafla.UpplUsingarnar #( skuluveittareigisWaren30dgumWureninnlausnarskyldueWa,efviW,rttihlutdeildar $ ) skrteinishafatilaWskiptahlutdeildarskrteinumsnumendurgjaldslaustlUkur,sbr.84.gr. v%N!*  y UpplUsingarskalveitaumeftirfarandi: A&"+  4ABCD(%00"A0J"  A0J4 y2%  1  .3  Ԉ0    stWurogaWdragandafyrirhugaWssamruna.A0J4a݌ '",   Ќ  "A0J"  A0JH y2%  2  .3  Ԉ0    XauhrifsemlitiWeraWsamruninnmunihafahlutdeildarskrteinishafa,m.a.breyt '#- ingarfjrfestingarstefnu,kostnaW,vntanrangur,reglubundnarskUrslur,mgulega (z$. verriafkomuog,efviW,viWvruntilfjrfestaumaWskattalegmeWferWgetibreyst ( vegnafyrirhugaWssamruna.A0JHu݌   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    RttindihlutdeildarskrteinishafavegnafyrirhugaWssamruna,svosemrtttilviWb;tar  upplUsingaogrtttilafritsafskUrslu;hWsendurskoWandaeWavrsluaWilaaWframkom a innibeiWniYarum,rtthlutdeildarskrteinishafatilinnlausnarog,efviW,rttYeirratil T, aWskiptahlutdeildarskrteinumsnumendurgjaldslaustoginnanhvaWatmamarkaYeir  getinUttYaurttindisn.A0J݌   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    AtriWisemvarWamlsmeWferWogtlaWangildistkudagsamrunans.A0J݌    Ќ  "A0J"  A0J y2%  5  .3  Ԉ0    LykilupplUsingaryfirtkusj;Ws.A0J݌ X   Ќ   (004ABCD hijklmnop(00 y Hafisamrunasj;WureWayfirtkusj;WurveriWtilkynnturtilmarkaWssetningaryfirlanda K #  mriskuluupplUsingarskv.2.mgr.veraopinberutungumlieWaeinuopinberratungumla    gistirkissj;Wsins,eWatungumlisemlgbryfirvldYvlandihafasamYykkt.     y RWherraerheimiltaWse&  tjareglugerWuminnihald,uppsetninguogaWferWviWveitingu   upplUsingatilhlutdeildarsk' nrteinishafa. wO  K|    K|.  84.gr.K|.U݌    Ќ   J    J  N  RttindihlutdeildarskrteinishafaN ppl  .J݌   Ќ    y Hlutdeildarskrteinisamrunasj;Wsogyfirtkusj;WsskuluinnleystaWkrfueigenda {  samkvmtreglumverWbrfasj;WannanannarsgjaldsenYesssemverWbrfasj;Wurinnheldur nF eftirtilaWstandaundirkostnaWiviWslueigna.EfviWskaleigendumhlutdeildarskrteina 9 heimiltaW;skaeftirYvaWskiptahlutdeildarskrteinumsnumhlutdeildarskrteiniWrum  verWbrfasj;WimeWsambrilegafjrfestingarstefnusemerstj;rnaWafsamarekstrarflagieWa  flagisemrekstrarflagiWertengtgegnumsameiginlegastj;rnuneWabeinteWa;beint r eignarhald. e=  y InnlausnarskyldanogrtturinntilaWskiptahlutdeildarskrteinumhlutdeildarskrteini 0 WrumverWbrfasj;WitekurgildiYegarhlutdeildarskrteinishafarhafafengiWfullngjandi  upplU&  singarumsamrunannoggildirYartilfimmvirkumdgumfyrirviWmiWunardagviW  treik'ningskiptihlutfallisamrunans. i K|    K|  85.gr.K|݌ ' Ќ   J    JV  KostnaWurviWsamruna.JV݌  Ќ    y KostnaWurvegnasamruna,svosemlgfrWiYj;nusta,rWgjfeWastj;rnsUslukostnaWur,  skalekkifallasamrunasj;Winn,yfirtkusj;WinneWahlutdeildarskrteinishafaYeirrasj;Wa `  nemaYeimtilfellumsemrekstrarflaghefurekkiveriWtilnefnt. S+!   K|    K|  86.gr.K|݌ # Ќ   J    J  Gildistakasamruna.JA݌  $ Ќ      y SamrunitekurgildiYeimdegisemtilgreindurertilkynningusamrunasj;Wstileigenda !W% hlutdeildarskrteinaskv.83.gr.Btreikningurskiptihlutfallihlutdeildarskrteinasamruna J""& sj;Wayfirhlutdeildarskrteiniyfirtkusj;Wsog,efviW,kvrWunumviWeigandiverWmti #' hreinnareignarvegnagreiWsluhandbruf,skaleigasrstaWsamatma. #(  y Efyfirtkusj;WurermeWstaWfestuhrlandiskal1.mgr.gilda,enefyfirtkusj;Wurer $ ) meWstaWfestuWrurkiinnanEESYgildalgYessrkis. v%N!*  y Samrunasj;Wurogyfirtkusj;WurskulubirtatilkynninguumfyrirhugaWansamrunaog A&"+  gildistkuhansopinberlegaeigisWaren30dgumWureninnlausnarskylduskv.84.gr.  '", lUkur.Xskal& a  tilkynnaFjrmlaeftirlitinuumgildistkusamrunansoglgbrumyfirvldum ( heimarkisamrunasj;Wsogyfirtkusj;Ws,efogeftirYvsemviW.   y Samrunise'a(mhefurtekiWgildiskv.1.mgr.verWurekkilUstur;gildur.  K|    K|  87.gr.K|F݌ T, Ќ   J    J  hrifsamruna.J݌  Ќ    y SamruniverWbrfasj;Waskv.aogbliW18.tlul.1.mgr.3.gr.skalhafaeftirfarandihrif:   (00hijklmnopH *(g00"A0J"  A0J y2g  a  .3  Ԉ0    allareignirogskuldirsamrunasj;Wsflytjastyfirtkusj;WeWa,eftiratvikum,tilvrslu   fyrirtkisyfirtkusj;Wsins,A0J݌ X   Ќ  "A0J"  A0Jd y2g  b  .3  Ԉ0    eigendurhlutdeildarskrteinasamrunasj;WiverWaeigenduraWhlutdeildarskrteinum K #  yfirtkusj;Wiogeiga,eftiratvikum,rttgreiWsluhandbrufsemekkiermeiraen    10%afverWmtihreinnareignarhlutdeildarskrteinaYeirrasamrunasj;WnumogA0Jd݌     Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    samrunasj;WirhttaaWveratildaginnsemsamruninnWlastgildi.A0J݌    Ќ   (00*d (00 y Samruniskv.cliW18.tlul.1.mgr.3.gr.skalhafaeftirfarandihrif: wO   (009 *(g00"A0J"  A0J. y2g  a  .3  Ԉ0    hreinareignirsamrunasj;Wsinsflytjastyfirtkusj;WinneWa,eftiratvikum,vrslufyrir B  tkiyfirtkusj;Wsins,A0J.[݌     Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    eigendurhlutdeildarskrteinasamrunasj;WnumverWaeigendurhlutdeildarskrteina   viWtkusj;Wnum,ogA0J݌{    Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    samrunasj;WurinnheldurframaWveratilYartilgengiWhefurveriWfrskuldum.A0JA݌nF   Ќ   (00* y Rekstrarflagyfirtkusj;WsskalstaWfestaskriflegaviWvrsluaWilayfirtkusj;WsinsYegar 9 yfirfrslueignaogskulda,YarsemviW,erlokiW.Hafiyfirtkusj;Wurekkitilnefntrekstrar  flagskalsj;WurinnsjlfurveitavrsluaWilaskriflegastaWfestinguumyfirfrslueignaog  skulda. r   K|    K|   88.& , Ԁgr.K|  ݌ 0 Ќ   J    J6   RWstafanirtilrb;tavegnafjrfestingarheimilda.J6 ` ݌  Ќ      y Farifjrfestingyfirtkusj;Wsframrleyfilegummrkumskv.67.,68.,70.eWa71.gr.  vegnasamrunaverWbrfasj;WaskalFjrml',0 aeftirlitinuntafartilkynntumYaWogYegar i gerWarrWstafanirtilrb;ta.SkallgmltuhmarkinWsWastalagiinnansexmnaWa. \4 O|    O|   XI.KAFLIO|  ݌  Ќ   N     N4  HfuWsj;Wirogfylgisj;Wir.N4^݌  Ќ    K|    K|  89.gr.K|݌ `  Ќ   J    J  Almennt.J݌ S+! Ќ    y Fylgisj;WurerverWbrfasj;WureWaeinstakardeildirverWbrfasj;Ws,shanndeildaskiptur, " semhefurfengiWheimildFjrmlaeftirlitstilaWfjrfestaa.m.k.85%eignasinna # hlutdeildarskrteinumannarsverWbrfasj;Ws,hfuWsj;WseWaeinstakradeildahans,shann  $ deildaskiptur,Yrttfyrir1.mgr.71.gr. !W%  y Fylgisj;WierheimiltaWfjrfestaalltaW15%afeignumsnumeftirfarandi: J""&  *(g00"A0J"  A0J y2g  a  .3  Ԉ0    innlnumeWaauWseljanlegumeignum,sbr.3.mgr.64.gr.,og/eWaA0J݌#'   Ќ  "A0J"  A0J  y2g  b  .3  Ԉ0    afleiWumvegnahttuvarnasamrmiviW5.og6.tlul.2.mgr.64.gr.og66.gr.A0J 6݌#(   Ќ   (00*b y HfuWsj;WurerverWbrfasj;Wur,eWaeinstakardeildirverWbrfasj;Ws,shanndeilda $ ) skiptur,semuppfyllireftirfarandiskilyrWi: v%N!*  *(g00"A0J"  A0J  y2g  a  .3  Ԉ0    hefura.m.k.einnfylgisj;Wh;pieigendahlutdeildarskrteina,A0J M݌A&"+   Ќ  "A0J"  A0JG y2g  b  .3  Ԉ0    erekkisjlfurfylgisj;Wur,ogA0JGt݌ '",     "A0J"  A0JS y2g  c  .3  Ԉ0    erekkieigandihlutdeildarskrteinafylgisj;Ws.A0JS݌'#-   Ќ   (00* y Efa.m.k.tveirfylgisj;Wireigahl&   utdeildarskrteinihfuWsj;WihefurhfuWsj;Wurinnval ( umhvorthannaflarfjrmagnsfr'( WrumfjrfestumYrttfyrir1.mlsl.25.tlul.1.mgr.3.  gr.ogbliW2.gr.   y EfhfuWsj;Wurafl& a arekkifjrmagnsmeWalalmenningsWruaWildarrkienYvsemhann a erstofnsettur,enhefuraWeinseinneWafleirifylgisj;WiYvaWildarrki,erhfuWsj;Wurinn T, undanYeginnXII.ka'avflaog1.tlul.1.mgr.108.gr.   y RWherraerheimiltaWsetjareglugerWumskipanhfuWsj;Waogfylgisj;Wasamkvmt  Yessumkafla.   K|    K|  90.gr.K|݌ K #  Ќ   J    J  Ums;knfylgisj;WstilfjrfestingarhfuWsj;Wi.JE݌    Ќ    y Fylgisj;WiereinungisheimiltaWfjrfestahfuWsj;WiaWfengnusamYykkiFjrmla    eftirlitsins.FjrmlaeftirlitiWskalheimilafjrfestingufylgisj;WshfuWsj;Wieffylgisj;Wur,   vrslufyrirtkifylgisj;Ws,endurskoWandifylgisj;WsoghfuWsj;WuruppfyllaskilyrWilaga wO  semumYaugilda. B   y Fylgisj;WurskalleggjaframtilFjrmlaeftirlitsins:     4ABCD(%00"A0J"  A0J" y2%  1  .3  Ԉ0    Reglurfylgisj;WsoghfuWsj;Ws.A0J""݌    Ќ  "A0J"  A0J# y2%  2  .3  Ԉ0    BtboWslUsinguoglykilupplUsingarfylgisj;WsoghfuWsj;Ws.A0J##݌{    Ќ  "A0J"  A0J$ y2%  3  .3  Ԉ0    Samkomulagmillifylgisj;WsoghfuWsj;WseWa,efviW,samkomulaguminnrireglur.A0J$%݌nF   Ќ  "A0J"  A0J)& y2%  4  .3  Ԉ0    UpplUsingartilhlutdeildarskrteinishafafylgisj;Ws.A0J)&V&݌9   Ќ  "A0J"  A0JE' y2%  5  .3  Ԉ0    Samningmillivrslufyrirtkjafylgisj;WsoghfuWsj;WsumupplUsingaskiptieffylgi  sj;WuroghfuWsj;Wurhafaekkisamavrslufyrirtki.A0JE'r'݌   Ќ  "A0J"  A0J( y2%  6  .3  Ԉ0    SamningmilliendurskoWendafylgisj;WsoghfuWsj;WsumupplUsingaskiptieffylgi r sj;WuroghfuWsj;WurhafaekkisamaendurskoWanda.A0J()݌e=   Ќ   (004ABCD" hijklmnop(00 y FjrmlaeftirlitiWskaltilkynnafylgisj;Wihvortums;knumfjrfestingarhfuWsj;Wis 0 samYykkteigisWaren15virkumdgumeftirm;ttkufullngjandigagnasamkvmtYessari  grein.   y EfhfuWsj;WurermeWstaWfestuogstaWfestinguWrurkiinnanEESskalfylgisj;Wur i leggjaframyfirlUsingulgbrsyfirvaldshfuWsj;WsinsumaWhannhafistaWfestingusem \4 verWbrfasj;WureWadeildverWbrfasj;WsYvrkioguppfylliskilyrWi3.mgr.89.gr. ' K|    K|I.  91.gr.K|I.p.݌  Ќ   J    J.  AlmenntumsamkomulagmillihfuWsj;Wsogfylgisj;Ws.J./݌ `  Ќ    y HfuWsj;Wurskalveitafylgisj;WillggnogupplUsingarsemnauWsynlegarerutilaW S+! fylgisj;WurinngetiuppfylltskilyrWilagaogreglnasemgildaumstarfsemisj;Wsins.Fylgi " sj;WurskalgerasamkomulagviWhfuWsj;WYessefnis. #  y Fylgisj;WurskalekkifjrfestaumframYaWhmarksemkemurfram71.gr.hlutdeildar  $ skrteinumhfuWsj;Wsfyrrensamkomulagskv.1.mgr.hefurtekiWgildi.SamkomulagiWskal, !W% samkvmtbeiWniognendurgjalds,gertaWgengilegtllumeigendumhlutdeildarskrteina. J""&  y EfhfuWsj;Wurogfylgisj;WureruinnansamarekstrarflagsmegainnriviWskiptareglur, #' semtryggjaaWfariWsaWskilyrWumYessakvWis,komastaWsamkomulagsskv.1.mgr. #(  y HfuWsj;Wurogfylgisj;WurskulugeraviWeigandirWstafanirtilaWsamrmatmasetningu $ ) treikningaverWmtihreinnareignarogbirtingarupplUsingaYarumtilaWkomavegfyrir v%N!* aWhgtsaWsjfyrirverWbreytingarhlutdeildarskrteinaYeirramrkuWumogkomaveg A&"+ fyrirtkifritilhgnunar.  '",  y EfhfuWsj;WurfrestartmabundiWendurkaupum,innlausneWaskrifthlutdeildarskrtein '#- umsnum,hvortsemYaWeraWeiginfrumkvWieWaaW;skFjrmlaeftirlitsins,erhverjum (z$. fylgisj;WihansheimiltaWfrestaendurkaupum,innlausneWaskrifthlutdeildarskrteinum ( snuminnansamatmabilsoghfuWsj;Wur,YrttfyrirskilyrWi2.!3.mgr.61.gr.   y RWherraerheimiltaWsetjareglug&  erWuminnihaldsamkomulagsoginnriviWskiptareglna  ogYrviWeigandirWstafanirtil'7aWsamrmatmasetningutreikningaogbirtinguupplUs a ingaYarum. T,   K|    K|8  92.gr.K|88݌  Ќ   J    JK9  Flagsslit,samrunieWaskiptinghfuWsj;Ws.JK9u9݌   Ќ      y EfhfuWsj;WierslitiWskaleinnigsltafylgisj;WinemaFjrmlaeftirlitiWsamYykki:  X  (00hijklmnop+ *(g00"A0J"  A0J; y2g  a  .3  Ԉ0    fjrfestingusemnemurminnst85%afeignumfylgisj;Wshlutdeildarskrteinumannars K #  hfuWsj;Ws,eWaA0J;;݌     Ќ  "A0J"  A0J= y2g  b  .3  Ԉ0    breytingureglumsj;WseWastofns&  amningitilYessaWgerafylgisj;WikleiftaWbreytast    verWbrfasj;Wsemerek' =kifylgisj;Wur.A0J=I=݌    Ќ   (00*3; (00 y FlagsslithfuWsj;WsskulueigasrstaWfyrstalagiYremurmnuWumeftiraWallir wO  eigendurhlutdeildarskrteinaoglgbryfirvldfylgisj;WshafaveriWupplUstumbindandi B  kvrWunumflagsslit.     y EfhfuWsj;WurrennursamanviWannanverWbrfasj;W,eWaerskiptupptvoeWafleiri   verWbrfasj;Wi,skalfylgisj;WislitiWnemaFjrmlaeftirlitiWveitifylgisj;WileyfitilaW: {   (00Z? *(g00"A0J"  A0J:C y2g  a  .3  Ԉ0    starfaframsemfylgisj;WurhfuWsj;WsinseWaannarsverWbrfasj;WssemverWurtilviW nF samrunaeWaskiptinguhfuWsj;Wsins,A0J:CgC݌9   Ќ  "A0J"  A0JD y2g  b  .3  Ԉ0    fjrfestaa.m.k.85%afeignumsnumhlutdeildarskrteinumannarshfuWsj;Wssem  ekkihefurorWiWtilviWsamrunanneWaskiptinguna,eWaA0JDE݌   Ќ  "A0J"  A0JfF y2g  c  .3  Ԉ0    breytar&  eglumsj;WsinseWastofnsamningitilYessaWbreytahonumverWbrfasj;Wsem r ekkier'Gfylgisj;Wur.A0JfFF݌e=   Ќ   (00*B (00 y EnginnsamrunieWaskiptinghfuWsj;WsskalWlastgildinemahfuWsj;Wurhafiafhent 0 upplUsingartilallraeigendahlutdeildarskrteinaumfyrirhugaWansamrunaskv.83.gr.og  lgbrrayfirvaldaeigisWaren60dgumfyrirtlaWangildistkudagsamrunans.   y HafiFjrmlaeftirlitiWeWalgbryfirvldheimarkisfylgisj;WsinsekkiveittsamYykki i skv.aliW3.mgr.skalhfuWsj;Wurgerafylgisj;WikleiftaWendurkaupaeWainnleysallhlut \4 deildarskrteinihfuWsj;WnumWurensamrunieWaskiptinghfuWsj;Wsinstekurgildi. '  y RWherraerheimiltaWsetjareglugerWumnauWsynlegtsamYykkiYeimtilvikumYegar  tilflagsslita,samrunaeWaskiptingarhfuWsj;Wskemur.  K|    K|L  93.gr.K|LM݌ S+! Ќ   J    JM  SamkomulagumupplUsingaskiptimillivrsluaWila.JMM݌ " Ќ    y EfhfuWsj;Wurogfylgisj;WurhafamismunandivrsluaWilaskulusj;WirnirkrefjastYess # aWvrsluaWilarbeggjagerisamkomulagumupplUsingaskiptitilYessaWtryggjaaWbWir  $ vrsluaWilarniruppfylliskyldursnar,sbr.90.gr. !W%  y Fylgisj;WurskalekkifjrfestahlutdeildarskrteinumhfuWsj;Wsfyrrensamkomulagskv. J""& 1.mgr.hefurtekiWgildi. #'  y Fylgisj;WureWa,eftiratvikum,rekstrarflagfylgisj;WsskalveitavrsluaWilafylgisj;Ws #( YrupplUsingarumhfuWsj;WsemkrafistertilYessaWvrsluaWilifylgisj;Wsgetiuppfyllt $ ) skyldursnar. v%N!*  y VrsluaWilihfuWsj;WsskalntafarupplUsalgbryfirvldhfuWsj;Wsogfylgisj;W,eWa A&"+ YarsemviWrekstrarflagogvrsluaWilafylgisj;Ws,umhverskonarfrvikfrrttrifram  '", kvmdsemvrsluaWiliverWurvarviWviWframkvmdstarfasinnasemgetahaftneikvW '#- hriffylgisj;W. (z$.  y VrsluaWilarh& a fuWsj;Wsogfylgisj;WsskuluekkitaldirverabrotlegirviWaWrarreglur ( samningieWalgumogreglumsemtakmarkaupplUsingaskiptieWavarWaupplUsingaryggi  aWYvgefnuaWfar'a(SiWhafiveriWaWkvWumlagaYessara.   y RWherraerheimiltaWsetjareglugerWumefnisatriWisamkomulagsumupplUsingaskipti a vrsluaWilaogrWstafanirogtegundirfrvikafrrttriframkvmd. T, K|    K|U  94.gr.K|UV݌  Ќ   J    J}V  SamkomulagumupplUsingaskiptimilliendurskoWenda.J}VV݌   Ќ    y EfhfuWsj;Wurogfylgisj;WurhafamismunandiendurskoWendurskuluYeirkomastaW  X samkomulagiumupplUsingaskiptitilaWtryggjaaWbWirgetiuppfylltskyldursnar.0sam K #  komulaginuumupplUsingaskiptiskalm.a.fjallaWumhvernigoghvenrskaluppfyllafyrir    komulag2.mgr.,YarmeWalhvenroghvernigendurskoWandihfuWsj;Wsskaltakasaman    skUrsluogleggjafyrirendurskoWandafylgisj;Ws.    y 0endurskoWunarskUrsluskalendurskoWandifylgisj;WstakamiWafendurskoWunarskUrslu wO  hfuWsj;Wsins.Efsj;WirnirhafamismunandiuppgjrsrskalendurskoWandihfuWsj;Wsins B  takasamansrstakaskUrslulokadegiuppgjrsrsfylgisj;Wsins.EndurskoWandifylgisj;Ws    insskalgreinafrfrvikumsemframkomaskUrsluendurskoWandahfuWsj;Wsinsog   hrifumYeirrafrvikafylgisj;Winn. {   y Fylgisj;WurskalekkifjrfestahlutdeildarskrteinumhfuWsj;Wsfyrrensamkomulagskv. nF 1.mgr.hefurtekiWgildi. 9  y EndurskoWendur&  hfuWsj;Wsogfylgisj;WsskuluekkitaldirverabrotlegirviWaWrarreglur  samningieWalgu'\mogreglumsemtakmarkaupplUsingaskiptieWavarWaupplUsingaryggi  aWYvgefnuaWfariWhafiveriWaWkvWumlagaYessara. r  y RWherraerheimiltaWsetjareglugerWumefnisatriWisamkomulagsumupplUsingaskipti e= endurskoWenda. 0 K|    K|^  95.gr.K|^_݌  Ќ   J    J_  BtboWslUsingfylgisj;WsognnurupplUsingagjf.J__݌ i Ќ    y BtboWslUsingfylgisj;WsskalinnihaldaeftirfarandiupplUsingartilviWb;tarviWYrupplUs \4 ingarsemkveWiWerumVII.kafla: '  (00H *(g00"A0J"  A0J8b y2g  a  .3  Ԉ0    yfirlUsinguumaWfylgisj;WurinnfylgikveWnumhfuWsj;Wiogfjrfestivaranlega85%  eWameiraafeigumsnumhonum,A0J8beb݌   Ќ  "A0J"  A0Jc y2g  b  .3  Ԉ0    fjrfestingarstefnuogfjrfestingarmarkmiW,YarmeWalhttustefnu,hvortrangur `  fylgisj;WsssamsvarandirangrihfuWsj;Ws,hvaroghversumikillmunurinner,og S+! lUsingufjrfestingum,sbr.89.gr.,A0Jcc݌"   Ќ  "A0J"  A0Je y2g  c  .3  Ԉ0    stuttalUsinguhfuWsj;Wnum,skipulagi,fjrfestingarmarkmiWiogfjrfestingarstefnu, # httustefnuogbendinguumhvartboWslUsinguhfuWsj;WsinseraWfinna,A0Jee݌ $   Ќ  "A0J"  A0J`g y2g  d  .3  Ԉ0    yfirlityfirsamkomulagfylgisj;WsoghfuWsj;WseWainnriviWskiptareglur,A0J`gg݌!W%   Ќ  "A0J"  A0Jh y2g  e  .3  Ԉ0    hvernighlutdeildarskrteinishafargetanlgastfrekariupplUsingarumhfuWsj;Winnog J""& samkomulagsj;Wanna,A0Jhh݌#'   Ќ  "A0J"  A0Jj y2g  f  .3  Ԉ0    upplUsingarumallarY;knanirogendurgreiWslukostnaWarsemfylgisj;WurskalgreiWa #( vegnafjrfestingahlutdeildarskrteinumhfuWsj;Wsins,aukupplUsingaumheildar $ ) upphWkostnaWarfylgisj;WsinsoghfuWsj;Wsins,ogA0Jj;j݌v%N!*   Ќ  "A0J"  A0J*l y2g  g  .3  Ԉ0    tskUringarskattalegumafleiWingumsemfjrfestinghfuWsj;Wihefurfyrirfylgisj;W.A0J*lWl݌A&"+   Ќ   (00*a (00 y rsreikningurfylgisj;WsskaltilviWb;tarviWYrupplUsingarsemkveWiWerumVII.  '",  kaflainnihaldayfirlUsinguumheildarkostnaWfylgisj;WsoghfuWsj;Ws. '#-  y 0rsreikningioghlfs&   rsuppgjriskalkveWiWumhvernignlgastmegirsreikningog ( hlfsrsuppgjrhfuWsj;'(oWs.   y TilviWb;tarviWupplUsingarskv.54.og56.gr.skalfylgisj;WursendatboWslUsinguog  lykilupplUsingarsj;WsinsogallarbreytingarYeim,aukrsreikningsoghlfsrsuppgjrs a hfuWsj;Ws,tillgbrrayfirvaldaheimarkifylgisj;Ws. T,  y 0markaWsefnifylgisj;WsskalkomaframaWsj;Wurinnfjrfestivaranlega85%eWameira  afeigumsnumhfuWsj;Wi.   y Fylgisj;WurskalafhendafjrfestumsamkvmtbeiWniogendurgjaldslaustpapprseintak   tboWslUsingar,rsreikningsoghlfsrsuppgjrshfuWsj;Ws.  X   K|    K|s  96.gr.K|ss݌    Ќ   J    J't  UpplUsingagjffylgisj;Wstilhlutdeildarskrteinishafa.J'tQt݌    Ќ     0 y Fylgisj;WurskalveitaeigendumhlutdeildarskrteinasinnaeftirfarandiupplUsingar: y y   (00m *(g00"A0J"  A0Jv y2g  a  .3  Ԉ0    aWFjrmlaeftirlitiWhafisamYykktfjrfestingufylgisj;Wsinshlutdeildarskrteinum wO  hfuWsj;Ws,A0Jvv݌B    Ќ  "A0J"  A0Jw y2g  b  .3  Ԉ0    lykilupplUsingarfyrirfjrfesta,skilningireglugerWarframkvmdastj;rnarinnar(ESB)    nr.583/2010,sbr.reglugerW983/2013,umgildistkureglugerWarframkvmdastj;rnar   innarnr.583/2010umframkvmdtilskipunarEvr;puYingsinsogrWsins2009/65/EB {  aWYvervarWarlykilupplUsingarfyrirfjrfestaogskilyrWisemskuluuppfylltYegar nF lykil&  upplUsingarfyrirfjrfestaeWalUsinginerlgWframvaranlegummiWliWrumen 9 papp'9tzreWavefsetri,fyrirfylgisj;WoghfuWsj;W,A0Jw,x݌   Ќ  "A0J"  A0J{ y2g  c  .3  Ԉ0    hvaWadagfylgisj;WurtlaraWhefjafjrfestinguhfuWsj;WieWa,efhannhefurYegar  fjrfesthonum,Yanndagsemfjrfestingsj;Wsinsferyfirhmarkskv.1.mgr.71.gr., r ogA0J{{݌e=   Ќ  "A0J"  A0Js} y2g  d  .3  Ԉ0    yfirlUsinguYessefnisaWeigendurhlutdeildarskrteinahafiheimildtilaW;skaeftir 0 endurkaupumeWainnlausnhlutdeildarskrteinasinnainnan30dagannokkursannars  kostnaWarenYesssemverWbrfasj;WurheldureftirtilaWmtakostnaWiviWeignalosun.  HeimildskaltakagildifrYeirristundusemfylgisj;WurhefurlagtframupplUsingarsem i umgeturYessarimlsgrein.A0Js}}݌\4   Ќ   (00*v (00 y UpplUsingarskv.1.mgr.skululagWarframeigisWaren30dgumfyrirdagsetningusem ' umgeturcliW1.mgr.   y Effylgisj;WurhefurveriWtilkynntursamrmiviW100.gr.skuluupplUsingarsemum  getur1.mgr.veittaropinberutungumli,eWaeinuafopinberumtungumlum,viWkomandi `  gistirkisfylgisj;Ws,eWatungumlisemlgbryfirvldYesssamYykkja.Fylgisj;Wurskal S+! berabyrgWYUWingunni.SYUWingskalendurspeglainntakfrumritsinsnkvmlega. "  y Fylgisj;WurskalekkifjrfestahlutdeildarskrteinumtiltekinshfuWsj;Wsumframhmark # skv.1.mgr.71.gr.Wuren30dagatmabiliW,semumgetur2.mgr.,erliWiW.  $  y RWherraerheimiltaWsetjareglugerWumuppsetninguogaWferWvegnaupplUsingagjafar !W% tilhlutdeildarskrteinishafafylgisj;WsogaWferWviWmatogendurskoWunframlagsYeim J""& tilvikumYegarfylgisj;WurfrirallareWahlutaeignasinnatilhfuWsj;Wsskiptumfyrirhluti, #' semoghlutverkvrsluaWilafylgisj;WsviWslkatilfrslu. #( K|    K|  97.gr.K|#݌ v%N!* Ќ   J    J  Skyldurfylgisj;Wa.J݌ A&"+ Ќ    y Fylgisj;WurskalhafareglulegteftirlitmeWstarfsemihfuWsj;Ws.ViWeftirlitiWerfylgisj;Wi  '", heimiltaWnotaupplUsingarfrhfuWsj;Wiog,YegarYaWviW,rekstrarflagi,vrsluaWilaog '#- endurskoWandahans,nemastWaYykitilaWefastumreiWanleikaupplUsinga. (z$.  y Effylgisj;Wur,rekstrarflaghanseWaeinstaklingur,semerannaWhvortfulltrifylgi ( sj;WsinseWarekstrarflagshans,tekurviWumboWslaunum,Y;knuneWaWrumpeningalegum  vinningitengslumviWfjrfestinguhlutdeildarskrteinumhfuWsj;Ws,skululaunin,Y;kn  unineWapeningalegivinningurinnbtastviWeignirfylgisj;Wsins. a K|    K|ы  98.&  gr.K|ы݌  Ќ   J    Jo  SkyldurhfuWsj;Wa.Jo݌  Ќ    y HfuWsj;WurskalsamstundistilkynnaFjrmlaeftirlitinueffylgisj;Wurfjrfestirhlutum   hans.EfhfuWsj;WurhefurstaWfestu0slandienfylgisj;WurWruaWildarrkiskalFjrmla  X eftirlitiWtilkynnayfirvldumYvaWildarrki'Ԁumslkafjrfestingu. K #   y HfuWsj;WurskalekkiinnheimtagjldvegnaskriftaeWainnlausnafjrfestingafylgisj;Ws    hfuWsj;WieWadeildumhans.     y HfuWsj;WurskaltryggjaaWallarupplUsingarsemkrafistersamkvmtlgumYessumeWa   sj;WsreglumsuaWgengilegarrttumtmafyrirfylgisj;WeWarekstrarflaghans,Fjrmla wO  eftirlitiW,lgbrtyfirvaldfylgisj;Ws,vrslufyrirtkiogendurskoWendur. B  K|    K|  9& , 9.gr.K|!݌   Ќ   J    J  TilkynningarskyldaFjrmlaeftirlitsins.J‘݌ {  Ќ    y EfhfuWsj;Wurogfylgisj;WurhafabWirstaWfestuhrlendisskalFjrmlaeftirlitiWsam nF stundistilkynnafylgisj;WiumhverjaYk',AvrWun,rWstfuneWaathugunvegnavanefnda 9 hfuWsj;Ws,rekstrarflagshfuWsj;Ws,vrsluaWilaeWaendurskoWendaskyldumsnumsam  kvmtlgumYessum.   y EfhfuWsj;WurhefurstaWfestu0slandienfylgisj;WurWruaWildarrkiskalFjrmla r eftirlitiWsamstundistilkynnalgbrumyfirvldumfylgisj;WsumhverjaYkvrWun,rW e= stfuneWaathugunvegnavanefndahfuWsj;Ws,rekstrarflagshfuWsj;Ws,vrsluaWilaeWa 0 endurskoWendaskyldumsnumsamkvmtlgumYessum.Tilkynningtilfylgisj;Wsskal  slkumtilfellumverahndumyfirvaldaheimarkifylgisj;Ws.  O|    O|  XII.KAFLIO|Ö݌ \4 Ќ   N     N1  StarfsemiyfirlandamriinnanEES.N1[݌ ' Ќ    K|    K|  100.gr.K| ݌  Ќ   J    Jx  MarkaWssetningslenskraverWbrfasj;WaWrumrkjuminnanEES.Jx݌  Ќ    y HyggistrekstrarflagmarkaWssetjahlutdeildarskrteiniverWbrfasj;WsmeWstaWfestuog `  staWfestingu0slandieWaeinstakrardeildarhans,shanndeildaskiptur,Wrumrkjuminnan S+! EESskalYaWtilkynnaFjrmlaeftirlitinuumYfyrirtlan.0tilkynningunniskalveralUsing " framkvmdmarkaWssetningarhlutdeildarskrteinaverWbrfasj;WsinsviWkomandirki,Yar # meWaltengslumviWflokkahlutdeildarskrteinaefviW.HyggistrekstrarflagverWbrfa  $ sj;WsinssjummarkaWssetningunaskalYaWtekiWframtilkynningunni. !W%  y Tilkynninguskulufylgjaeftirfarandiggn: J""&  (00ڀ 4ABCD(%00"A0J"  A0J y2%  1  .3  Ԉ0    ReglurverWbrfasj;Wsins.A0Jޝ݌#'   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    BtboWslUsingoglykilupplUsingar.A0Jޞ݌#(   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    EndurskoWaWurrsreikningurnstliWinsrs,shannfyrirliggjandi,ogsWarihlfsrs $ ) uppgjr.A0J݌v%N!*   Ќ   (004ABCD0 (00 y GgnYessiskuluYUddopinberttungumlgistirkiseWatungumlsemlgbryfirvld A&"+ gistirkihafasamYykkteWa,WrumtilvikumenYegarumlykilupplUsingareraWrWa,  '", tungumlsemerhefWbundiWaWnotaalYj;WlegumviWskiptum.XUWingarYessarerubyrgW '#- rekstrarflagsinsogskuluendurspeglainnihaldupplUsingannaeinsogYrerufrummlinu. (z$.  y FjrmlaeftirlitiWskalstaWfestaaWframlgWggnskv.1.og2.mgr.sufullngjandi. (  y ReynistframlgWggnskv.1.og2.mgr.fullngjandiskalFjrmlaeftirlitiWsendalg  brumeftirlitsaWilaYvlandiYarsemmarkaWssetningerfyrirhuguWggnineigisWarentu  virkumdgumeftirm;ttkutilkynningarsamtfullngjandiggnum,samtyfirlUsingu a FjrmlaeftirlitsinsumaWverWbrfasj;WurinnuppfylliskilyrWifyrirmarkaWssetningugisti T, rkinu.   y FjrmlaeftirlitiWskalntafartilkynnarekstrarflaginuumsendingugagnaskv.5.mgr.  RekstrarflagierheimiltaWmarkaWssetjaverWbrfasj;WgistirkifrdagsetninguYeirrartil   kynningar.  X  y Tilkynningskv.1.mgr.ogstaWfestingFjrmlaeftirlitsinsskv.4.mgr.skuluveraensku K #  nemaFjrmlaeftirlitiWoglgbrtyfirvaldgistirkisamYykkiannaW.     y RekstrarflagskaltryggjaaWlgbrtyfirvaldgistirkihafivalltrafrnanaWgangaW    ggnumskv.2.mgr.ogYUWingumYeim,efviW.RekstrarflagskaltryggjaaWggninsu   uppfrWogYUWingarYeim.Rekstrarflagskaltilkynnalgbrumyfirvldumgistirkium wO  allarbreyting&  arggnunumtillgbrrayfirvaldagistirki,aukupplUsingaumhvarmegi B  nlgastggni'Bhnrafrnt.     y VerWibreytingarfyrirkomulagimarkaWssetningarfrYvsemWurhafWiveriWtilkynnt   skv.1.mgr.eWabreytingarflokkihlutdeildarskrteinasemmarkaWssetterugistirkiskal {  rekstrarflagtilkynnabreytingunaskriflegatillgbrsyfirvaldsgistirkiWurenbreytingin nF verWurframkvmd. 9  y RWherraerheimiltaWsetjareglugerWumframkvmdYessakvWis,svosemumaWgengi  lgbrrayfirvaldagistirkiaWupplUsingumogggnumsamkvmtkvWiYessuogupp  setninguoginnihaldstaWlaWrartilkynningartilnotkunarfyrirverWbrfasj;Wivegnatilkynn r ingarsamkvmtkvWiYessu,YarmeWalhvaWaskjlYurfiaWYUWannurtunguml. e= JafnframterrWherraheimiltaWsetjareglugerWumuppsetninguoginnihaldstaWfestingar 0 Fjrmlaeftirlitsskv.4.og5.mgr.,verklagviWupplUsingaskiptiognotkunrafrnnasam  skiptamillilgbrrayfirvaldavegnatilkynningarsamkvmtkvWiYessu.  K|    K|  101.gr.K|D݌ \4 Ќ   J    J  AWstaWaogupplUsingartilfjrfestagistirki.Jڰ݌ ' Ќ    y RekstrarflagsemmarkaWsseturverWbrfasj;WmeWstaWfestuogstaWfestinguhrlandi  WrurkiinnanEESskaltryggjaeigendumhlutdeildarskrteina,YvrkiYarsemsj;Wurinn  ermarkaWssettur,aWgangaWYeimupplUsingumsemrekstrarflaginuerskyltaWveitaskv.VI. `  kaflaogaWaWstaWasfyrirhenditilinnlausnaeWaendurkaupahlutdeildarskrteinaeWaann S+! arragreiWslnatilhlutdeildarskrteinishafa. "   K|    K|  102.gr.K|݌  $ Ќ   J    Jt  N  UpplUsingagjfverWbrfasj;WasemmarkaWssettireruWrumrkjum !W% innanEEStilfjrfestaN  .Jt݌ J""& Ќ      y RekstrarflagsemmarkaWsseturslenskanverWbrfasj;WeWaeinstakadeildhans,shann #' deildaskiptur,WrurkiinnanEESskalveitafjrfestumgistirkiggnogupplUsingarskv. #( VII.kafla. $ )  y UpplUsingagjfskv.1.mgr.skaluppfyllaeftirfarandiskilyrWi: v%N!*  (00 *(g00"A0J"  A0Js y2g  a  .3  Ԉ0    upplUsingarnarskuluveittarfjrfestumgistirkieinsogmlterfyrirumlgumog A&"+ reglumgistirkisins,A0Js݌ '",   Ќ  "A0J"  A0Jӹ y2g  b  .3  Ԉ0    lykilupplUsingarskuluYUddaropinberttungumleWaeittafopinberumtungumlum '#- gistirkisinseWatungumlsemlgbrtyfirvaldgistirkinusamYykkir,A0Jӹ݌(z$.   Ќ  "A0J"  A0Js y2g  c  .3  Ԉ0    aWrarupplUsingarenlykilupplUsingarskuluYUddaropinberttungumleWaeittafopin ( berumtungumlumgistirkisins,tungumlsemlgbreftirlitsaWiligistirkinusam  YykkireWatungumlsemtWkastaWnotaalYj;WlegumviWskiptum,ogA0Js݌   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    rekstrarflagberbyrgWYUWingumskv.bogcliWogaWYrgefirttamyndafinni a haldiupplUsingannaeinsogYrerufrummlinu.A0Jǽ݌T,   Ќ   (00* y kvWiYettagildireinnigumbreytingarsemgerWareruupplUsingumeWaggnum.   y UmtWnibirtingarupplUsingaumkaupogslugengihlutdeildarskrteinaverWbrfasj;Ws  semmarkaWssetturerWrurkiinnanEES,endurkaupeWainnlausngildakvWilaga   Yessara.  X   K|    K|]  103&  .gr.K|]݌    Ќ   J    J  N  MarkaWssetninghrlandiverWbrfasj;WummeWstaWfestu    ogstaWfestinguWrurkiinnanEESNE  .J&݌   Ќ      y VerWbrfasj;WieWaeinstakrideildhans,shanndeildaskiptur,meWstaWfestuogstaW wO  festinguWrurkiinnanEESerheimilt' ԀaWmarkaWssetjahlutdeildarskrteinisnhrlandi B  eftiraWFjrmlaeftirlitiWhefurstaWfestm;ttkutilkynningarummarkaWssetningufrlg    brumeftirlitsaWilaheimarkisverWbrfasj;Wsins.TilkynninginskalverasamrmiviWtil   kynninguskv.100.gr. {   y 1.mgr.gildireinnigumstarfsemisvissneskraogfreyskrasj;Waumsameiginlegafjr nF festingu,endasusmukrfurgerWartilYeirraogtilverWbrfasj;WameWstaWfesturki 9 innanEESoggerWurhafiveriWsamstarfssamningurmilliSeWlabanka0slandsoglgbrra  svissneskraeWafreyskrayfirvalda.   y FjrmlaeftirlitiWskalbirtaupplUsingarumlgogreglursemgildaummarkaWssetningu r verWbrfasj;WahrlandisemerumeWstaWfestuogstaWfestinguWrurkiinnanEESvef e= snum.UpplUsingarnarskuluverasettarskUrtframenskuoguppfrWareftirYrfum. 0  y 0starfsemisinnihrlandiererlendumverWbrfasj;WiheimiltaWvsatilrekstrarforms  snssamahttoghanngerirheimarkisj;Wsins.EfheitiWervillandieWafelursrhttu  ruglingierFjrmlaeftirlitinuY;heimiltaWkrefjastYessaWnafnverWbrfasj;WsverWiauW i kenntsrstaklegatilskUringar. \4  y RWherraerheimiltaWsetjareglugerWumumfangupplUsinga,semFjrmlaeftirlitinuber ' aWbirtavef,umgildandirttvarWandimarkaWssetninguverWbrfasj;WameWstaWfestuog  staWfestinguWrurkiinnanEEShrlandi.  K|    K|  104.gr.K|<݌ S+! Ќ   J    J  UpplUsingagjfverWbrfasj;WameWstaWfestuogstaWfestinguinnanEES " tilfjrfestahrlandi.J݌ # Ќ    y VerWbrfasj;WureWaeinstkdeildhans,shanndeildaskiptur,meWstaWfestuogstaWfest  $ inguWrurkiinnanEES,semmarkaWsseturhlutdeildarskrteinisnhrlandisamrmi !W% viWkvWiYessakafla,skalveitasmuupplUsingarogggntilfjrfestasemverWbrfa J""& sj;WnumerskyltaWveitaheimarkiverWbrfasj;Wsins. #'  y UpplUsingagjfskv.1.mgr.skaluppfyllaeftirfarandiskilyrWi: #(  *(g00/ *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    upplUsingarnarskuluveittarfjrfestumeinsogkveWiWerumVII.kafla,A0J@݌$ )   Ќ  "A0J"  A0JD y2g  b  .3  Ԉ0    lykilupplUsingarskuluYUddarslensku,A0JDq݌v%N!*   Ќ  "A0J"  A0JS y2g  c  .3  Ԉ0    upplUsingarskv.1.mgr.,aWrarenlykilupplUsingar,skuluYUddarslenskueWaensku, A&"+ ogA0JS݌ '",   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    ve&  rWbrfasj;Wur,eWarekstrarflaghansefviW,berbyrgWYUWingumskv.bogcliW '#- ogaWYrgefirttamyndafinnihaldiupplUsingannaeinsogYrerufrumm''Llinu.A0J݌(z$.   Ќ   y kvWiYettagildireinnigumbreytingarsemgerWareruupplUsingumeWaggnum. (  y UmtWnibirtingarupplUsingaumkaupogsl&  ugengihlutdeildarskrteinaverWbrfasj;Ws  semmarkaWssetturerhrlandi,endurkaupeW'Yainnlausngildalgogreglurheimarki  verWbrfasj;Ws. a   K|    K|m  105.gr.K|m݌  Ќ   J    J  StarfsemirekstrarflagsmeWstaWfestuhrlandiWrumrkjuminnanEES.J)݌  Ќ      y RekstrarflagmeWstaWfestuhrlandisemhyggstrekaverWbrfasj;WeWaveitaYj;nustu   skv.3.mgr.5.gr.&  WrurkiinnanEES,nstofnunartibs,skaltilkynnaYaWFjrmlaeftir  X litinu.0tilkynningu' nniskalkomafram: K #   *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    hvaWarkiinnanEESrekstrarflaghyggstrekaverWbrfasj;WeWaveitaYj;nustuskv.    3.mgr.5.gr.,ogA0J݌     Ќ  "A0J"  A0JW y2g  b  .3  Ԉ0    starfstlunYarsemframkemursYj;nustasemrekstrarflaghyggstveitaoghvaWa   verWbrfasj;WiYaWhyggstreka,efviW;tluninniskulufylgjaYeirhttustUringar wO  ferlarsemflagiWhefursettsrauklUsingarYvhvernigflagiWhyggstuppfyllaskil B  yrWi5.mgr.15.gr.A0JW݌     Ќ   *(g00*g (00* y RekstrarflagsemhyggstrekaverWbrfasj;WeWaveitaYj;nustuskv.3.mgr.5.gr.Wru   rkiinnanEESmeWstofnuntibsskaltilkynnaYaWFjrmlaeftirlitinu.0tilkynningunniskal {  komafram: nF  *(g00D *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    hvaWarkiinnanEESrekstrarflaghyggststofnatib,A0J&݌9   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    starfstlunYarsemframkemursYj;nustasemrekstrarflaghyggstveitaoghvaWa  verWbrfasj;WiYaWhyggstreka,efviW;tluninniskulufylgjaYeirhttustUringar  ferlarsemflagiWhefursettsrauklUsingarYvhvernigflagiWhyggstuppfyllaskil r yrWi5.mgr.15.gr.,A0J@݌e=   Ќ  "A0J"  A0J} y2g  c  .3  Ԉ0    stj;rnskipulagtibsins,A0J}݌0   Ќ  "A0J"  A0Jw y2g  d  .3  Ԉ0    heimilisfanggistirkirekstrarflagsYarsemnlgastmggn,ogA0Jw݌   Ќ  "A0J"  A0J y2g  e  .3  Ԉ0    nfnstj;rnendatibsinssamtupplUsingumumsmanmer,tlvup;stfangogp;stfang  skrifstofuviWkomandi.A0J݌i   Ќ   *(00*x y FjrmlaeftirlitiWskalinnan30dagafrm;ttkufullngjanditilkynningarskv.1.mgr. \4 og60dagafrm;ttkufullngjanditilkynningarskv.2.mgr.framsendatilkynningunatil ' lgbrsyfirvaldsgistirkirekstrarflags.FjrmlaeftirlitiWskalltafylgjameWstaWfestingu  YessefnisaWviWkomandirekstrarflaghafistarfsleyfi,auklUsingarumfangistarfsleyfis  rekstrarflagsinsogupplUsingaumtakmarkanirtegundumverWbrfasj;Wasemrekstrar `  flaginuerheimiltaWreka.Tilkynningrekstrarflagsskaleingnguframsendefrekstrarflag S+! uppfyllirskilyrWilagaYessaraogstj;rnvaldsfyrirmlasettrameWstoWYeim.SynjiFjr " mlaeftirlitiWrekstrarflagiumframsendingutilkynningartillgbrsyfirvaldsgistirki # rekstrarflagssamkvmtYessarimlsgreinskalkvrWuninYarumrkstuddinnantveggja  $ mnaWafrm;ttkuallragagna. !W%  y samtframsendingutilkynningarskv.3.mgr.skalFjrmlaeftirlitiWupplUsalgbrtyfir J""& valdgistirkiumrttindifjrfestasamkvmtlgumuminnstWutryggingarogtrygginga #' kerfifyrirfjrfesta. #(  y FjrmlaeftirlitiWskalntafartilkynnarekstrarflagiYegarframsendingtilkynningar $ ) rekstrarflagshefurttsrstaW.RekstrarflagierheimiltaWveitafyrirhugaWaYj;nustuskv. v%N!* 1.mgr.frogmeWYeirridagsetningusemYvbersttilkynningfrFjrmlaeftirlitinu. A&"+ RekstrarflagierheimiltaWveitafyrirhugaWaYj;nustuskv.2.mgr.frogmeWtilkynningu  '", Yessefnisfrlgbruyfirvaldigistirki,ensWastalagitveimurmnuWumfrsendingu '#- Fjrmlaeftirlitsinstilkynninguskv.3.mgr. (z$.  y Tilkynningarskv.1.og2.mgr.skuluveraenskunemaFjrmlaeftirlitiWoglgbrtyfir ( valdgistirkisamYykkiannaW.   y VerWibreytingarupplUsingumskv.bliW1.mgr.eWab!eliW2.mgr.skalrekstrarflag  tilkynnaYrskriflegatilFjrmlaeftirlitsinsoglgbrsyfirvaldsgistirkimeWaWlgmarki a 30dagafyrirvara. T,  y FjrmlaeftirlitiWskalupplUsalgbrtyfirvaldgistirkirekstrarflagsumbreytingar  upplUsingumsemframsendarhafaveriWskv.3.mgr.   y :skilgbrtyfirvaldgistirkirekstrarflagssemrekurverWbrfasj;WmeWstaWfestu   gistirkilgbrayfirvaldsinseftirnnariupplUsingumskv.3.mgr.skalFjrmlaeftirlitiW  X veitaslkarupplUsingarinnan10daga. K #    K|    K|  106.gr.K|݌    Ќ   J    J  StarfsemirekstrarflagshrlandisemermeWstaWfestuWrurkiinnanEES.J݌   Ќ      y RekstrarflagimeWstaWfestuWrurkiinnanEESerheimilt,frYeimdegisemFjrmla wO  eftirlitinuberstframsendfrlgbruyfirvaldiheimarkirekstrarflagstilkynningrekstrar B  flagsumfyrirhugaWastarfseminstofnunartibs,aukmeWfylgjandistaWfestingarumviW    eigandistarfsleyfifrlgbruyfirvaldiheimarkirekstrarflags,aW:    *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    rekaverWbrfasj;WmeWstaWfestuhrlandiefrekstrarflaghefurheimildtilaWreka {  sambrilegaverWbrfasj;Wiheimarkisnu,ogA0J݌nF   Ќ  "A0J"  A0Jw y2g  b  .3  Ԉ0    veitaYj;nustuskv.3.mgr.5.gr.efrekstraraWilihefurheimildtilaWveitasambrilega 9 Yj;nustuheimarkisnu.A0Jw݌   Ќ   *(g00*b y RekstrarflagimeWstaWfestuWrurkiinnanEESerheimilt,aWfengnusamYykkiFjr  mlaeftirlitsins,Y;sWastalagitveimurmnuWumfrYeimdegisemFjrmlaeftirlitinu r berstframsendtilkynningrekstrarflagsumfyrirhugaWastarfsemimeWstofnuntibs,auk e= meWfylgjandistaWfestingarumviWeigandistarfsleyfifrlgbruyfirvaldiheimarki 0 rekstrarflags,aW:   *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    rekaverWbrfasj;WmeWstaWfestuhrlandiefrekstrarflaghefurheimildtilaWreka  sambrilegaverWbrfasj;Wiheimarkisnu,ogA0J<݌i   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    veitaYj;nustuskv.3.mgr.5.gr.efrekstraraWilihefurheimildtilaWveitasambrilega \4 Yj;nustuheimarkisnu.A0J݌'   Ќ   *(g00* y RekstrarflagsemhyggsthefjastarfsemihrlendismeWeWantibsskalfaraeftir  kvWum1.mgr.15.gr.FjrmlaeftirlitiWfermeWeftirlitmeWYvaWstarfsemitibss  samrmiviW1.mgr.15.gr. `   y WurentibrekstrarflagshefurstarfsemioginnantveggjamnaWafrYvaWtilkynning S+! umfyrirhugaWastarfsemiskv.2.mgr.berstFjrmlaeftirlitinuskalYaWundirbaeftirlitmeW " rekstrarflaginusemfellurundirbyrgWYess. #  K|    K|(  10&  7.gr.K|(O݌ !W% Ќ   J    J  ReksturverWbrfasj;WsmeWstaWfestinguhrlandiafhlfurekstrarflags J""& semhefurstarfsleyfiogstaWfestuWrurkiinnanEES.J݌ #' Ќ    y RekstrarflagmeWstaWfestuWrurkiinnanEES,semskirumstaWfestinguverWbrfa #( sj;WsmeWstaWfestuhrlandi,skaltilviWb;tarupplUsingumskv.27.og32.gr.sendaFjr $ ) mlaeftirlitinueftirfarandiupplUsin'!sgar: v%N!*  *(g00*"A0J"  A0J  y2g  a  .3  Ԉ0    skriflegansamningviWvrsluaWilaverWbrfasj;WsinsogA0J  ݌A&"+   Ќ  "A0J"  A0J  y2g  b  .3  Ԉ0    upplUsingarumtvistunverkefnaskv.5.gr.A0J ? ݌ '",   Ќ   *(g00*n RekirekstrarflagiWYegarsamskonarverWbrfasj;W0slandierheimiltaWvsatilYeirra '#- gagnasemYegarhafaveriWafhentFjrmlaeftirlitinuvegnaYeirrasj;Wa. (z$.  y FjrmlaeftirlitinuereingnguheimiltaWhafnastaWfestinguverWbrfasj;Wsrekstri ( rekstrarflagsmeWstaWfestuWrurkiinnanEESef:   *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    skilyrWiIV.!V.kaflaogVII.!X.kaflaeruekkiuppfyllt,A0J!݌   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    rekstrarflagiWerekkimeWstarfsheimildirheimarkisnutilrekstrarslkraverWbrfa a sj;Wa,eWaA0J@݌T,   Ќ  "A0J"  A0J| y2g  c  .3  Ԉ0    rekstrarflagiWveitirekkiupplUsingarskv.1.mgr.A0J|݌   Ќ   *(g00*s y WurenFjrmlaeftirlitiWhafnarstaWfestinguskv.2.mgr.skalFjrmlaeftirlitiWrWfra  sigviWlgbrtyfirvaldheimarkirekstrarflagsins.    y RekstrarflagimeWstaWfestuWrurkiinnanEES,semrekurverWbrfasj;WmeWstaWfestu  X hrlandi,beraWfaraeftirIV.!V.kaflaogVII.!X.kafla. K #   y RekstrarflagskalstarfasamrmiviWtboWslUsinguogreglurverWbrfasj;Wsins.Bt    boWslUsingogreglurverWbrfasj;WsinsskuluverasamrmiviWkrfurlagaYessara.     y RekstrarflagskaltilkynnaFjrmlaeftirlitinuumallarefnislegarbreytingarupplUs   ingumskv.1.mgr. wO  O|    O|  XIII.KAFLIO|݌    Ќ   N     N*  Eftirlit,viWurlgogsamstarflgbrrayfirvalda.N*T݌   Ќ    N     N  A.Eftirlit.N݌ {  Ќ    K|    K|  108.gr.K|݌ nF Ќ   J    J   Eftirlit.J J݌ 9 Ќ    y FjrmlaeftirlitiWhefureftirlitmeW:  / / 4ABCD(%00*"A0J"  A0J y2%  1  .3  Ԉ0    AWstarfsemiverWbrfasj;WameWstaWfestinguhrlandissamrmiviWlg,stj;rn  valdsfyrirmliogreglursj;Wsins.A0J݌r   Ќ  "A0J"  A0JN y2%  2  .3  Ԉ0    AWstarfsemiverWbrfasj;WameWstaWfestuogstaWfestinguWrurkiinnanEESsem e= markaWssettireruhrlandissamrmiviW103.gr.eWalgogstj;rnvaldsfyrirmli 0 semgildahrlandiumframYaWsemsegirtilskipunEvr;puYingsinsogrWsins  2009/65/EBumsamrmingulgumogstj;rnsUslufyrirmlumaWYvervarWar  verWbrfasj;Wi(UCITS).A0JN{݌i   Ќ  "A0J"  A0J&  y2%  3  .3  Ԉ0    AWstarfsemirekstrarflagameWstarfsleyfihrlandi,verWbrfasj;WarekstriYeirraog \4 vrsluaWilassamrmiviWlgogstj;rnvaldsfyrirmli.A0J& S ݌'   Ќ  "A0J"  A0J! y2%  4  .3  Ԉ0    MarkaWssetningurekstrarflagameWstarfsleyfiWrurkiinnanEESverWbrfasj;Wum  hrlandi.A0J!!݌   Ќ  "A0J"  A0J/# y2%  5  .3  Ԉ0    AWrekstrarflagmeWstarfsleyfiWrurkiinnanEESsemrekureWamarkaWsseturverW `  brfasj;WhrlandimeWstofnuntibsfariaW15.og18.gr.A0J/#\#݌S+!   Ќ   *(004ABCDD  (00* y EftirlitsstofnunEFTAannasteftirlitmeWlgumYessum,eftirYvsemviW,samrmi " viWsamninginnumEvr;pskaefnahagssvWiW,sbr.lgnr.2/1993,ogsamningmilliEFTA # rkjannaumstofnuneftirlitsstofnunarogd;mst;ls.  $  y UmframkvmdeftirlitsfersamkvmtlgumYessum,lgumumopinberteftirlitmeW !W% fjrmlastarfsemioglgumumevr;pskteftirlitskerfifjrmlamarkaWi. J""&  y FjrmlaeftirlitinuerheimiltaWeigasamstarfviWnnurstj;rnvldhrlandiogfelasr #' fr;WumaWilumaWsinnatilteknumverkefnumtilYessaWtryggjaframfylgdlagaYessaraog #( stj;rnvaldsfyrirmlasettrameWstoWYeim. $ ) K|    K|Y)  10& , 9.gr.K|Y))݌ A&"+ Ќ   J    J)  AlmennareftirlitsheimildirFjrmlaeftirlitsins.J)"*݌  '", Ќ    y FjrmlaeftirlitinuerheimiltaWgrpatileftirfarandirWstafanatilYessaWtryggjaaWfariW '#- saWlgumYessu',A&)m: (z$.  *(g00 [% 4ABCD(%00*"A0J"  A0J, y2%  1  .3  Ԉ0    KrefjastaWgangsaW,afhendingareWaafritsafhverskonarupplUsingumogggnum ( YvformisemYaWtelurnauWsynlegttilaWsinnaeftirlitisnu.A0J,,݌   Ќ  "A0J"  A0J5. y2%  2  .3  Ԉ0    KrefjaeinstaklingaoglgaWilaumallarupplUsingarogggnYvformisemYaWtelur  nauWsynlegttilaWsinnaeftirlitisnuog,efYrfkrefur,kallaeinstaklingatil a skUrslugjafarYvskyni.A0J5.b.݌T,   Ќ  "A0J"  A0J0 y2%  3  .3  Ԉ0    Framkvmavettvangsathuganirogvettvangsranns;knir.A0J0J0݌   Ќ   *(g004ABCD, hijklmnop(00* y LagakvWiumYagnarskyldutakmarkaekkiskyldutilYessaWveitaupplUsingarogaW  gangaWggnumsamkvmtYessarigrein.XettagildirY;ekkiumupplUsingarsemlgmaWur   WlastviWathugunlagalegristWuskj;lstWingstengslumviWd;msml,Y.m.t.Yegarhann  X veitirrWgjfumhvorthfWaeigimleWahvernigkomastmegihjmlshfWun,eWaupp K #  lUsingarsemhannWlastfyrir,meWaneWaeftirlokd;msmls,efupplUsingarnarhafabein    tengslviWmliW.     y LiggifyrirrkstuddurgrunurumaWbrotiWhafiveriWgegnlgumYessum,reglugerWum   eWareglumsemsettarerusamkvmtYeimerFjrmlaeftirlitinuheimilt,aWuppfylltum wO  kvWumlagaummeWferWsakamla,eftirYvsemviWgeturtt,aW: B   *(g00hijklmnop1 4ABCD(%00*"A0J"  A0J[7 y2%  1  .3  Ԉ0    Krefjastkyrrsetningareignaoghaldlagningarmuna.A0J[77݌     Ќ  "A0J"  A0Jl8 y2%  2  .3  Ԉ0    KrefjastYessfyrird;miaWfaWgangaWfyrirliggjandiggnumogupplUsingumumsm   tleWannurfjarskiptiviWtiltekinnsmaeWafjarskiptatkivrslufjarskiptafyrirtkja {  YegarslkarupplUsingargetahaftYUWinguviWranns;knbrotumlgumYessum.Fjar nF skiptafyrirtkierskyltaWafhendaFjrmlaeftirlitinuupplUsingarskv.1.mlsl.n 9 rskurWard;maraefsamYykkiumrWamannsogeiginlegsnotandasmaeWafjarskipta  tkisliggurfyrir.A0Jl88݌   Ќ  "A0J"  A0J; y2%  3  .3  Ԉ0    KrefjastYessaWfaWgangaWfyrirliggjandiggnumogupplUsingumumsmtleWa r nnurfjarskiptiviWtiltekinnsmaeWafjarskiptatkivrsluverWbrfasj;Ws,rekstrar e= flags,vrsluaWilaeWaannarraaWilasemfallaundirlgYessi.A0J;;݌0   Ќ   *(g004ABCD6 y Umlokkyrrsetningarferalmenntskv.3.mgr.88.gr.lagaummeWferWsakamla,nr.  88/2008.KyrrsetningfellureinnigniWurefathugunFjrmlaeftirlitsinslUkurnYessaW  stj;rnsUsluviWurlgumsbeitteWamlkrttillgreglu.GerWarYoliYheimtinguaW i felldarverWirgildiYrrWstafanirsemgerWarhafaveriWtiltryggingarkyrrsetningunni. \4 KyrrsetningfellursamahttniWurefgerWarYoliinnirafhendiYrgreiWslursemkyrrsetn ' ingaWtryggja.   y FjrmlaeftirlitiWgeturkrafistYessaWaWililtiafhttsemisemerandstWkvWumlaga  Yessara. `   y FjrmlaeftirlitiWgeturkrafisttmabundinsbannsviWYvaWtiltekinstarfsemisstunduW. S+! JafnframtgeturFjrmlaeftirlitiWbirtopinberleganfnaWilasemtaldirerumarkaWssetjavru " samkvmtlgumYessumntilskilinnaheimilda. #  y FjrmlaeftirlitiW&  geturkrafistYessaWtgfu,endurslueWainnlausnhlutdeildarskrteina  $ verWifrestaWtilYess' )CԀaWgtahagsmunahlutdeildarskrteinishafaeWaalmennings. !W%  y XegarviWskalFjrmlaeftirlitiWupplUsalgbrtyfirvaldgistirkiverWbrfasj;Ws J""& rekstrarflagsumYrrWstafanirsemgripiWhefurveriWtilsamkvmtkvWiYessu.Wur #' enkemurtilafturkllunarstarfsleyfisrekstrarflagsskalFjrmlaeftirlitiW,efviW,hafasam #( rWviWlgbryfirvldheimarkiverWbrfasj;Ws. $ )  y kvrWunFjrmlaeftirlitsinsumafturkllunstaWfestingarverWbrfasj;Ws,frestuntgfu, v%N!* endurslueWainnlausnahlutdeildarskrteinaeWaaWrarYyngjandirWstafanirgagnvartverW A&"+ brfasj;WiskalFjrmlaeftirlitiWtilkynnantafartillgbrrayfirvaldagistirkiverWbrfa  '", sj;Wsins,YarsemviW,ogefrekstrarflagsj;WsinsermeWstaWfestuWrurkiinnanEES '#- tillgbrrayfirvaldaheimarkirekstrarflagsverWbrfasj;Wsins. (z$.  y BeristFjrmlaeftirlitinutilkynningfrlgbruyfirvaldigistirkisumaWrekstrarflag ( meWstaWfestuhrlandineitiaWveitaupplUsingareWasinniekkirb;takrfumskalFjr  mlaeftirlitiWgrpatilnauWsynlegrarWstafanatilaWtryggjaaWviWkomandirekstrarflagveiti  upplUsingarnareWaverWiviWkrfuumumbtur.EfnauWsynlegterskaleftirlitiW;skaeftir a upplUsingumfrlgbrumyfirvldumrkjumutanEES.FjrmlaeftirlitiWskalupplUsalg T, brtyfirvaldgistirkisumtilhvaWarWstafanaergripiW.0YyngjandirWstafanirsemFjr  mlaeftirlitiWgrpurtilskulutilkynntarviWkomandirekstrarflagiogrkstuddarmeWfull  ngjandihtti.    y BeristFjrmlaeftirlitinusemlgbruyfirvaldiheimarkiverWbrfasj;WsupplUsingar  X frlgbruyfirvaldiheimarkirekstrarflagsumformumafturkllunstarfsleyfisrekstrar K #  flagsskalFjrmlaeftirlitiWgrpatilnauWsynlegrarWstafanatilverndarhagsmunumfjr    festaviWkomandiverWbrfasj;WiogheilbrigWristarfsemifjrmlamarkaWahrlandi,til    aWmyndameWbanniviWstarfsemirekstrarflagsinshrlandi.     K|    K|N  110.gr.K|NN݌ B  Ќ   J    J*O  EftirlitmeWrekstrarflagisemstarfarhrlandi    enermeWstaWfestuWrurkiinnanEES.J*OTO݌   Ќ      y RekstrarflagmeWstaWfestuWrurkiinnanEESsemveitirYj;nustuhrlandigegnum {  tibeWanstofnunartibsskalveitaFjrmlaeftirlitinuYrupplUsingarsemeftirlitiWtelur nF nauWsynlegartilaWsinnaeftirlitshlutverkisnu. 9  y FjrmlaeftirlitiWgeturvegnahagskUrslugerWarkrafistYessaWYaurekstrarflgsemhafa  tibhrlandisendireglubundiWskUrsluumstarfsemisnahrlandi.   y TeljiFjrmlaeftirlitiWaWrekstrarflagsemermeWtibeWaveitirYj;nustuhrlandi r fariekkiaWlgumeWastj;rnvaldsfyrirmlumsemundireftirlitYessheyraskalFjrmla e= eftirlitiWkrefjastrb;taogupplUsalgbrtyfirvaldheimarkisrekstrarflags. 0  y EfrekstrarflagneitaraWveitaFjrmlaeftirlitinuupplUsingarskv.1.mgr.eWaaWfaraaW  rb;takrfumFjrmlaeftirlitsinsskv.3.mgr.skallgbrtyfirvaldheimarkirekstrarflags  upplUst. i  y VeitirekstrarflagekkiupplUsingarskv.1.mgr.eWaferennekkiaWlgumogstj;rn \4 valdsfyrirmlumYrttfyrirrb;takrfurFjrmlaeftirlitsinsogrWstafanirlgbrsyfirvalds ' heimarkikjlfartilkynningarskv.4.mgr.eWahafirWstafanirlgbrsyfirvaldsheima  rkirekstrarflagsreynst;fullngjandigeturFjrmlaeftirlitiWgripiWtilviWeigandirW  stafanagagnvartrekstrarflaginutilaWkomavegfyrireWarefsafyrirbrotog,aWYvmarki `  semnauWsynlegter,komavegfyriraWrekstrarflagstofnitilfrekariviWskipta0slandieWa S+! ltiafrekstriviWkomandiverWbrfasj;Ws.FjrmlaeftirlitiWskalfyrirframtilkynnalgbru " yfirvaldiheimarkisrekstrarflagsumslkarrWstafanirogEftirlitsstofnunEFTAogESMA # tafarlaust.0YyngjandirWstafanirsemFjrmlaeftirlitiWgrpurtil,svosemlagningstj;rn  $ sUslusekta,skulutilkynntarviWkomandirekstrarflagiogrkstuddarfullngjandihtt. !W% FjrmlaeftirlitinuerheimiltaWvsamlitilEftirlitsstofnunarEFTAteljieftirlitiWaWlgbrt J""& yfirvaldheimarkirekstrarflagshafiekkiaWhafstfullngjandihtt.EftirlitsstofnunEFTA #' geturgripiWtilrWstafanasamr&  miviW19.gr.reglugerWar(ESB)nr.1095/2010,sbr.lg #( umevr;pskteftirlitskerfifjrm'#;[lamarkaWi. $ )  y Efstarfsemirekstrarflagsskv.1.mgr.;gnarhagsmunumfjrfestaverWbrfasj;WseWa v%N!* annarrasemrekstrarflagveitirYj;nustugeturFjrmlaeftirlitiW,WurengripiWertilrW A&"+ stafanasamkvmtkvWiYessu,gripiWtilallranauWsynlegravarWarrWstafanagagnvart  '", rekstrarflagitilaWverndaYhagsmuni. '#-  (z$.   K|    K|]  1&  11.gr.K|] ^݌ ( Ќ   J    J^  EftirlitmeWverWbrfasj;WisemermarkaWssetturhrlandi  enmeWstaWfestuogstaWfestinguWrurkiinnanEES.J^^݌  Ќ      y HafiFjrmlaeftirlitiWgildastWutilaWtlaaWverWbrfasj;WursemermarkaWssettur a 0slandienmeWstaWfestuogstaWfestingu'(*^ԀWrurkiinnanEESuppfylliekkiYrskyldur T, semkveWiWerumlgumYessumeWastj;rnvaldsfyrirmlumsettummeWstoWYeim,en  FjrmlaeftirlitiWhefurekkivaldheimildirtilaWtakaslkumbrotum,skaleftirlitiWupplUsa  lgbrtyfirvaldheimarkiverWbrfasj;WsinsumYafstWusna.    y EfverWbrfasj;WurheldurframhttsemisemsUnilegageturskaWaWhagsmunifjrfesta,  X YrttfyrirrWstafanirlgbrsyfirvaldsheimarkiverWbrfasj;WseWavegnaYessaWYrrW K #  stafanirhafareynst;fullngjandieWavegnaYessaWlgbrayfirvaldiWaWhefstekkiinnan    sanngjarnstmafrests,geturFjrmlaeftirlitiWgripiWtilviWeigandirWstafanagagnvartverW    brfasj;Wnumtilverndarfjrfestum,YarmeWalkomiWvegfyriraWverWbrfasj;Wurinngeti   stundaWfrekarimarkaWssetninguhlutdeildarskrteinasinnahrlandi.FjrmlaeftirlitiWskal wO  fyrirframtilkynnalgbruyfirvaldiheimarkisverWbrfasj;WsumslkarrWstafanirogEftir B  litsstofnunEFTAogESMAtafarlaust.FjrmlaeftirlitinuerheimiltaWvsamlinutilEftir    litsstofnunarEFTAsemgeturgripiWtilrWstafanasamrmiviW19.gr.reglugerWar(ESB)   nr.1095/2010,sbr.lgumevr;pskteftirlitskerfifjrmlamarkaWi. {  K|    K|Ng  112.gr.K|Ngug݌ 9 Ќ   J    Jg  Tilkynningarstarfsmannaumbrotstarfsemi.Jg h݌  Ќ    y RekstrarflgogvrsluaWilarskuluhafaferlatilYessaWtakaviWogfylgjaeftirtilkynn  ingumstarfsmannaumbrot,mgulegbrotogtilraunirtilbrotalgumYessumogstj;rn r valdsfyrirmlumsemYeimbyggjast.FerlarnirskuluveraaWskildirfrWrumferluminnan e= fyrirtkisins. 0  y EinstaklingursemtekurviWtilkynningumskv.1.mgr.ogsrumvinnsluYeirraskalba  viWsjlfstWistrfumsnum.TryggtskalaWhannhafingilegtvald,fjrveitingarogheim  ildirtilaWaflagagnaogupplUsingasemhonumerunauWsynlegartilaWhanngetisinntskyld i umsnum. \4  y VinnslaogmeWferWpers;nuupplUsingaskalverasamrmiviWlgumpers;nuverndog ' meWferWpers;nuupplUsinga.   y SeWlabanka0slandserheimiltaWsetjannarireglurumframkvmd1.og2.mgr.,Y.m.t.  umviWtkuogvinnslutilkynninga. `    K|    K|[m  11& , 3.gr.K|[mm݌ " Ќ   J    Jm  Verndstarfsmannsvegnatilkynningarumbrotstarfsemi.Jm#n݌ # Ќ      y XeirsemfaliWhefurveriWaWtakaviWtilkynningumskv.112.gr.ogsjumvinnsluYeirra  $ erubundnirYagnarskylduumpers;nugreina',mnlegarupplUsingarsemkomaframtilkynning !W% unum.XagnarskyldangildirgagnvartWrumstarfsmnnumfyrirtkisinsogeinnigutanaW J""& komandiaWilum.X;erheimiltaWmiWlaupplUsingumsemltaYagnarskyldutilFjrmla #' eftirlitsinsogtillgreglu. #(  y TilkynningstarfsmannsumbrotstarfsemitelstekkibrotYagnarskyldu.Rekstrarflag $ ) ogvrsluaWiliskalverndastarfsmannsemg;Writrhefurtilkynntumbrotskv.112.gr. v%N!* gegnYvaWhannstiskaWab;taskyldueWamisrttisemrekjamtiltilkynningarhans.Sama A&"+ gildirumtilkynningartilFjrmlaeftirlitsinsskv.13.gr.alagaumopinberteftirlitmeWfjr  '",  mlastarfsemi,nr.87/1998. '#-  y Efrekstrarflage&   WavrsluaWilibrUturgegnskyldusinniskv.2.mgr.skalYaWgreiWa ( starfsmanniskaWab'(Qstursamkvmtalmennumreglum.XettatekurbWitilbeinsfjrtj;nsog  miska.   y SkyldurogrttindisamkvmtYessarigreineru;frvkjanlegog;heimilteraWtakmarka a YaurWningarsamningimillistarfsmannsogfyrirtkis. T,   B.Brbtur,viWurlgogopinberbirtingniWurstaWna.   114.gr.   J    Ju  Brb;takrafavegnabrots.Juv݌  X Ќ      y Komilj;saWkvWumlagaYessaraeWastj;rnvaldsfyrirmlasettrameWstoWYeims K #  ekkifylgtskalFjrmlaeftirlitiWkrefjastYessaWrsbttinnanhfilegsfrests.      115.gr.   J    Jw  Stj;rnvaldssektir.Jww݌ wO  Ќ      y FjrmlaeftirlitiWgeturlagtstj;rnvaldssektirhvernYannlgaWilaeWaeinstaklingsem B  brUturgegneftirtldumkvWumlagaYessaraogreglnasettragrundvelliYeirra:    ! ! 4ABCD(%00*"A0J"  A0Jz y2%  1  .3  Ԉ0    2.mgr.4.gr.umtilkynningarskyldutilFjrmlaeftirlitsinsumskortskilyrWumfyrir   starfsleyfi.A0JzCz݌{    Ќ  "A0J"  A0Jn{ y2%  2  .3  Ԉ0    3.mgr.4.gr.umeinkarttheitinurekstrarflagverWbrfasj;Wa.A0Jn{{݌nF   Ќ  "A0J"  A0J| y2%  3  .3  Ԉ0    1.mgr.5.gr.umstarfsemiutanstarfsheimilda.A0J||݌9   Ќ  "A0J"  A0J} y2%  4  .3  Ԉ0    5.mgr.5.gr.umnUtingusameiginlegumatkvWisrtti.A0J}}݌   Ќ  "A0J"  A0J~ y2%  5  .3  Ԉ0    6.mgr.5.gr.umfjrfestingufyrirhndviWskiptavinarnfyrirframsamYykkis.A0J~~݌   Ќ  "A0J"  A0J y2%  6  .3  Ԉ0    1.mgr.6.gr.umupplUsingarmeWums;knumstarfsleyfi.A0J ݌r   Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    2.mgr.6.gr.umtilkynningarskyldutilFjrmlaeftirlitsinsumbreyttarupplUsingar.A0J>݌e=   Ќ  "A0J"  A0JG y2%  8  .3  Ԉ0    8.gr.umtakmrkunstarfsemirekstrarflags.A0JGt݌0   Ќ  "A0J"  A0JS y2%  9  .3  Ԉ0    2.mgr.11.gr.umhfisj;Wstj;ra.A0JS݌   Ќ  "A0J "  A0J\ y2%  10  .3  Ԉ0    3.mgr.11.gr.umtilkynningarskyldutilFjrmlaeftirlitsinsumskipanogbreytingar  stj;rnendarekstrarflags.A0J\݌i   Ќ  "A0J "  A0J… y2%  11  .3  Ԉ0    13.gr.umvirkaneignarhlut.A0J…݌\4   Ќ  "A0J "  A0J y2%  12  .3  Ԉ0    15.gr.umalmennskilyrWiumskipulagskrfurrekstrarflaga.A0J݌'   Ќ  "A0J "  A0Jۇ y2%  13  .3  Ԉ0    16.gr.umYagnarskyldu.A0Jۇ݌   Ќ  "A0J "  A0JԈ y2%  14  .3  Ԉ0    17.gr.umstarfskjarastefnu,kaupaukakerfiogstarfslokasamninga.A0JԈ݌   Ќ  "A0J"  A0J y2%  15  .3  Ԉ0    18.gr.umhagsmunarekstra.A0J!݌`    Ќ  "A0J"  A0J y2%  16  .3  Ԉ0    19.gr.umhttustUringu.A0J݌S+!   Ќ  "A0J"  A0J y2%  17  .3  Ԉ0    20.gr.umlausafjrstUringu.A0J݌"   Ќ  "A0J"  A0J y2%  18  .3  Ԉ0    21.gr.umverWmat.A0J݌#   Ќ  "A0J"  A0J܍ y2%  19  .3  Ԉ0    22.gr.umtvistunstarfsemirekstrarflags.A0J܍ ݌ $   Ќ  "A0J"  A0J y2%  20  .3  Ԉ0    23.gr.umkeWjutvistun.A0J݌!W%   Ќ  "A0J"  A0J y2%  21  .3  Ԉ0    2.mgr.25.gr.umbreytingurekstrarflagieWavrsluaWila.A0J݌J""&   Ќ  "A0J"  A0J y2%  22  .3  Ԉ0    1.mgr.26.gr.ummarkaWssetninguverWbrfasj;WseWaUCITSsj;WsnstaWfestingar #' viWkomandilgbrsyfirvalds.A0J2݌#(   Ќ  "A0J"  A0J y2%  23  .3  Ԉ0    1.mgr.32.gr.vegnagr;fraeWatrekaWrabrotareglumverWbrfasj;Ws.A0J݌$ )   Ќ  "A0J"  A0J y2%  24  .3  Ԉ0    4.mgr.32.gr.umtilkynningarskyldutileigendahlutdeildarskrteinaumbreytingar v%N!* reglumverWbrfasj;Ws.A0J݌A&"+   Ќ  "A0J"  A0J# y2%  25  .3  Ԉ0    38.gr.umtilkynningarskyldutilfyrirtkjaskrr.A0J#P݌ '",   Ќ  "A0J"  A0J3 y2%  26  .3  Ԉ0    41.gr.umskryfirhlutdeildarskrteinishafa.A0J3`݌'#-   Ќ  "A0J"  A0J@ y2%  27  .3  Ԉ0    42.gr.umstaWgreiWsluhlutdeildarskrteina.A0J@m݌(z$.   Ќ  "A0J"  A0JQ y2%  28  .3  Ԉ0    43.gr.umskipanvrsluaWila.A0JQ~݌(   Ќ  "A0J"  A0JP y2%  29  .3  Ԉ0    45.gr.umhlutverkvrsluaWilameWtillititilsj;WstreymisverWbrfasj;Ws.A0JP}݌   Ќ  "A0J"  A0J y2%  30  .3  Ԉ0    46.gr.umhlutverkvrsluaWilameWtillititileignaverWbrfasj;Ws.A0J݌   Ќ  "A0J"  A0J y2%  31  .3  Ԉ0    47.gr.umhlutverkvrsluaWilameWtillititilrWstafanavegnaeignaverWbrfasj;Ws.A0J݌a   Ќ  "A0J"  A0J y2%  32  .3  Ԉ0    48.gr.umheimildirvrsluaWilatilhagnUtingareignumvrslu.A0J4݌T,   Ќ  "A0J "  A0J. y2%  33  .3  Ԉ0    49.gr.umtvistunverkefnavrsluaWilaverWbrfasj;Ws.A0J.[݌   Ќ  "A0J!"  A0JP y2%  34  .3  Ԉ0    50.gr.umhtternisreglurvrsluaWila.A0JP}݌   Ќ  "A0J""  A0JX y2%  35  .3  Ԉ0    54.gr.umrsreikninga.A0JX݌    Ќ  "A0J#"  A0JN y2%  36  .3  Ԉ0    56.gr.umupplUsingagjftilfjrfesta.A0JN{݌ X   Ќ  "A0J$"  A0JW y2%  37  .3  Ԉ0    57.gr.ummarkaWsefnitilfjrfestaogaWrakynningarstarfsemi.A0JW݌K #    Ќ  "A0J%"  A0J{ y2%  38  .3  Ԉ0    58.gr.umupplUsingartboWslUsingu.A0J{݌     Ќ  "A0J&"  A0J y2%  39  .3  Ԉ0    59.gr.umlykilupplUsingar.A0J݌     Ќ  "A0J'"  A0J y2%  40  .3  Ԉ0    64.gr.umfjrfestingarheimildirverWbrfasj;Wa.A0J݌    Ќ  "A0J("  A0J y2%  41  .3  Ԉ0    2.mgr.65.gr.umbannviWfjrfestinguhrvrumeWaheimildarskrteinumfyrirYeim.A0J˦݌wO    Ќ  "A0J)"  A0Jܧ y2%  42  .3  Ԉ0    66.gr.umhttustUringuognnurskilyrWiafleiWuviWskiptaverWbrfasj;Wa.A0Jܧ ݌B    Ќ  "A0J*"  A0J y2%  43  .3  Ԉ0    67.gr.umhmarkfjrfestingarverWbrfasj;WaframseljanlegumverWbrfum,peninga    markaWsgerningum,innlnumogafleiWum.A0JH݌    Ќ  "A0J+"  A0J y2%  44  .3  Ԉ0    68.gr.umvsitlusj;Wi.A0Jɪ݌{    Ќ  "A0J,"  A0J y2%  45  .3  Ԉ0    69.gr.umpeningamarkaWssj;Wi.A0Jƫ݌nF   Ќ  "A0J-"  A0J y2%  46  .3  Ԉ0    70.gr.umtraustverWbrf.A0J̬݌9   Ќ  "A0J."  A0J y2%  47  .3  Ԉ0    71.gr.umfjrfestingarhlutdeildarskrteinumverWbrfasj;Waogannarrasj;Waumsam  eiginlegafjrfestingu.A0Jȭ݌   Ќ  "A0J/"  A0J  y2%  48  .3  Ԉ0    72.gr.umtakmarkanireignasafni.A0J 9݌r   Ќ  "A0J0"  A0J y2%  49  .3  Ԉ0    73.gr.umlnogbyrgWir.A0J;݌e=   Ќ  "A0J1"  A0J  y2%  50  .3  Ԉ0    74.gr.umskortslu.A0J 7݌0   Ќ  "A0J2"  A0J y2%  51  .3  Ԉ0    75.gr.umtlnahttuvegnaverWbrfunar.A0J*݌   Ќ  "A0J3"  A0J  y2%  52  .3  Ԉ0    1.mgr.76.gr.umtilkynningarskyldutilFjrmlaeftirlitsinsogrWstafanirtilrb;ta.A0J 6݌   Ќ  "A0J4"  A0JF y2%  53  .3  Ԉ0    83.gr.umupplUsingartilhlutdeildarskrteinishafa.A0JFs݌i   Ќ  "A0J5"  A0J\ y2%  54  .3  Ԉ0    1.og2.mgr.89.gr.umfjrfestingarheimildirfylgisj;Ws.A0J\݌\4   Ќ  "A0J6"  A0J{ y2%  55  .3  Ԉ0    95.gr.umtboWslUsingufylgisj;WsogaWraupplUsingagjf.A0J{݌'   Ќ  "A0J7"  A0J y2%  56  .3  Ԉ0    96.gr.umupplUsingagjffylgisj;Wstilhlutdeildarskrteinishafa.A0Jӷ݌   Ќ  "A0J8"  A0Jи y2%  57  .3  Ԉ0    100.gr.ummarkaWssetninguslenskraverWbrfasj;WaWrumrkjuminnanEES.A0Jи݌   Ќ  "A0J9"  A0J  y2%  58  .3  Ԉ0    102.gr.umupplUsingagjfverWbrfasj;WasemmarkaWssettireruWrumrkjuminnan `  EEStilfjrfesta.A0J 8݌S+!   Ќ  "A0J:"  A0Jv y2%  59  .3  Ԉ0    103.gr.ummarkaWssetninguhrlandi&  verWbrfasj;WummeWstaWfestuogstaWfest " inguWrurkiinnanEES.'>A0Jv݌#   Ќ  "A0J;"  A0J y2%  60  .3  Ԉ0    104.gr.umuN  pplUsingagjfverWbrfasj;WameWstaWfestuogstaWfestinguinnanEEStil  $ fjrfestahrlandi.A0J<݌!W%   Ќ  "A0J<"  Nrv  A0J y2%  61  .3  Ԉ0    105.gr.umskilyrWiYessaWrekstrarflagmeWstaWfestuhrlandisheimiltaWveita J""& Yj;nustuWrumrkjuminnanEES.A0J݌#'   Ќ  "A0J="  A0J] y2%  62  .3  Ԉ0    106.gr.umstarfsemirekstrarflagshrlandisemhefurstarfsleyfiogstaWfestuWru #( rkiinnanEES.A0J]݌$ )   Ќ  "A0J>"  A0J y2%  63  .3  Ԉ0    1.mgr.112.gr.umskyldutilaWhafaferlasemuppfyllaskilyrWikvWisins.A0J݌v%N!*   Ќ  "A0J?"  A0J y2%  64  .3  Ԉ0    1.mgr.113.gr.umYagnarskylduvegnatilkynningarumbrotstarfsemi.A0J!݌A&"+   Ќ  "A0J@"  A0J y2%  65  .3  Ԉ0    121.gr.umstt.A0JJ݌ '",   Ќ   *(g00A4ABCDy y SektirsemlagWarerueinstaklingagetanumiWfr100Ys.kr.til800.millj.kr.Sektir '#- semlagWarerulgaWilagetanumiWfr500Ys.kr.til800millj.kr.eWaalltaW10%af (z$. heildarveltusamkvmtsWastasamYykktarsreikningilgaWilanseWa10%afsWastasam ( YykktasamstWureikningieflgaWilierhlutiafsamstWu.   y Xrttfyrir2.mgr.erheimiltaWkvarWaeinstaklingieWalgaWila,sembrUturgegnlgum  YessumeWastj;rnvaldsfyrirmlumsettumgrundvelliYeirra,stj;rnvaldssektalltaWtvfaldri a YeirrifjrhWsemnemurfjrhagslegumvinningiafbroti. T,  y kvarWanirFjrmlaeftirlitsinsumstj;rnvaldssektireruaWfararhfar.Sektirrennarkis  sj;WaWfrdregnumkostnaWiviWinnheimtuna.Sustj;rnvaldssektirekkigreiddarinnanmn  aWarfrkvrWunFjrmlaeftirlitsinsskalgreiWadrttarvextiaffjrhWsektarinnar.Um   kvrWunogtreikningdrttarvaxtafereftirlgumumvextiogverWtryggingu.  X   116.gr.    J    J  AfturkllunstarfsleyfiseWastaWfestingar.J݌    Ќ      y FjrmlaeftirlitiWgeturafturkallaW,tmabundiWeWavaranlega,starfsleyfirekstrarflags,   staWfestinguverWbrfasj;WseWaheimildvrsluaWilavegnagr;fraeWatrekaWrabrotalgum wO  Yessum. B    117.gr.   J    J   BannviWstj;rnunarstrfum.J J݌ {  Ќ      y Brj;tieinstaklingurgegnkvWumlagaYessarageturFjrmlaeftirlitiWbannaWhonum nF tmabundiWeWavaranlega,subrothansgr;fogtrekuW,aWsitjastj;rneWagegnastj;rn 9 unarstrfumhjrekstrarflagi.    118.gr. r J    JL  kvrWunstj;rnsUsluviWurlaga.JLv݌ e= Ќ      y ViWkvrWunstj;rnsUsluviWurlagasamkvmtYessumkafla,YarmeWalumfjrhW 0 stj;rnvaldssekta,skaltekiWtillittilallraatvikasemmliskipta,Y.m.t.eftirfarandi,eftirYv  semviW:   *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    alvarleikabrotsoghvaWbrotiWhefurstaWiWlengi,A0J݌i   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    byrgWarhinsbrotlega,A0J݌\4   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    fjrhagsstWuhinsbrotlega,srlagimeWhliWsj;nafrsveltulgaWilaeWarstekjumog ' eignumeinstaklings,A0J ݌   Ќ  "A0J"  A0JM y2g  d  .3  Ԉ0    vinningshinsbrotlegaafbrotieWatapssemhannforWarmeWbroti,Yesstj;nssem  brotiWveldurYriWjaaWilaog,efviW,hverskonarmgulegrakerfislegrahrifa,aWYv `  markisemunnteraWkvarWaYaW,A0JMz݌S+!   Ќ  "A0J"  A0JQ y2g  e  .3  Ԉ0    samstarfsviljahinsbrotlega,A0JQ~݌"   Ќ  "A0J"  A0JK y2g  f  .3  Ԉ0    fyrribrotahinsbrotlega,ogA0JKx݌#   Ќ  "A0J"  A0JE y2g  g  .3  Ԉ0    rWstafanasem&  ԀhinnbrotlegigrpurtileftirbrotiWtilaWkomavegfyriraWbrotiWverWi  $ endurteki' W.A0JEr݌!W%   Ќ   *(g00*J  119.gr. #' Opinberbirtingstj;rnsUsluviWurlagaogannarrarWstafanavegnabrota. #(    y FjrmlaeftirlitiWskalntafarbirtavefsnumsrhverjaniWurstWuumbeitingustj;rn $ ) sUsluviWurlagaogannarrarWstafanavegnabrotakvWumlaganna,kjlfartilkynningar v%N!* tilhinsbrotlegau&  mkvrWunFjrmlaeftirlitsins.NiWurstaWasemerbirtskalaWlgmarki A&"+ innihaldaupplUsi'A&ngarumtegundogeWlibrotsognafnhinsbrotlega.  '",  y TeljiFjrmlaeftirlitiWaWopinberbirtingnafnihinsbrotlega,annarralgaWilaeWaein '#- staklingasemkemurframniWurstWuFjrmlaeftirlitsinssamrmistekkimeWalh;fsreglu (z$. stj;rnsUslurttareWaaWbirtinggetistofnaWstWugleikafjrmlamarkaWahttueWaskaWaW ( yfirstandandiranns;kngeturFjrmlaeftirlitiW:  / / *(g00*"A0J"  A0J y2g  a  .3  Ԉ0    frestaWbirtinguniWurstWunnarYartilstWurfyriraWbirtahanaekkieruekkilengur  tilstaWar,eWaA0J݌a   Ќ  "A0J"  A0J y2g  b  .3  Ԉ0    birtniWurstWunYessaWnafngreinahinnbrotlegaeWaaWralgaWilaeWaeinstaklinga T, semkomaframkvrWunFjrmlaeftirlitsins.A0J(݌   Ќ   *(g00*  (00* y FjrmlaeftirlitiWgeturkveWiWaWbirtaekkiniWurstWuefeftirlitiWteluraWbirtingskv.  2.mgr.getistofnaWstWugleikafjrmlamarkaWahttu,skaWaWyfirstandandiranns;kneWa   efhnsamrmistekkimeWalh;fsreglustj;rnsUslurttar.  X  y 0tilvikinafnlausrarbirtingarniWurstWuskv.bliW2.mgr.erFjrmlaeftirlitinuheimilt K #  aWbirtanafnviWkomandiYegarstWurfyrirnafnleyndeigaekkilengurviW.     y FjrmlaeftirlitiWskalbirtaupplUsingarvefsnumefhfWaWermlfyrird;mst;lumtil    ;gildingarkvrWunYessumbeitinguviWurlagavegnabrota.FjrmlaeftirlitiWskalenn   fremurbirtaupplUsingarumlyktirmlsinshverjud;mstigi.AfturkalliFjrmlaeftirlitiW wO  kvrWunsnaumbeitinguviWurlagaskalstofnuninupplUsaumYaWvefsnum. B   y NiWurstWurumbeitingustj;rnsUsluviWurlagavegnabrotakvWumlagannaskulubirtar    vefFjrmlaeftirlitsinsaWlgmarkifimmr.Pers;nuupplUsingarsemkomaframniWur   stWunumskuluekkibirtarlengurenmlefnalegarstWurkallasamrmiviWlgumper {  s;nuverndogvinnslupers;nuupplUsinga. nF  y FjrmlaeftirlitiWskalbirtavefsnumYstefnusemeftirlitiWfylgirviWframkvmdbirt 9 ingarsamkvmtYessarigrein.    120.gr. r TilkynningarFjrmlaeftirlitsinstilESMA. e=   0 y FjrmlaeftirlitiWskaltilkynnaESMA:0y y   *(g00! ! *(g00*"A0J"  A0Js y2g  a  .3  Ԉ0    umllveittstarfsleyfiskv.4.gr.,A0Js݌   Ќ  "A0J"  A0Jt y2g  b  .3  Ԉ0    rlegaumeftirlitsaWgerWirogviWurlgsembeitthefurveriWvegnabrotakvWumlaga  Yessara,A0Jt݌i   Ќ  "A0J"  A0J y2g  c  .3  Ԉ0    umkvarWanirumviWurlgeWaeftirlitsaWgerWirvegnabrotalgumYessumeWastj;rn \4 valdsfyrirmlumsemYeimbyggjast,sbr.119.gr.,entilkynninginskalfarafram ' samtmisbirtinguskv.119.gr.,A0J݌   Ќ  "A0J"  A0J y2g  d  .3  Ԉ0    umllstj;rnsUsluviWurlgsembeitterenekkibirtarupplUsingarumsamrmiviW119.  gr.,Y.m.t.upplUsingarummlsmeWferWd;mst;lahvaWslkarkvarWanirvarWarog `  niWurstWuslkrad;msmla,semogumYaurefsiviWurlgsemlgWeru,A0J݌S+!   Ќ  "A0J"  A0J y2g  e  .3  Ԉ0    umflokkaskuldabrfaogheimilatgefe&  ndurskuldabrfa,sbr.5.mgr.67.gr.,aukupp " lUsingaumtryggingarsemsettareru,og'A0J1݌#   Ќ  "A0J"  A0J y2g  f  .3  Ԉ0    umfjldaogtegundirtilvikaYarsemsynjaWerumheimildtilaWstofnatibskv.105.  $ gr.,tilaWrekaverWbrfasj;WhrlandiYarsemrekstrarflagiWermeWstaWfestuWru !W% rkiinnanEES,sbr.107.gr.,ogumallarrWstafanirsemgripiWertilskv.5.mgr.110. J""& gr.A0J݌#'   Ќ   *(g00* y FjrmlaeftirlitiWskaleinnigsendatilkynningarskv.eogfliW1.mgr.tilEftirlitsstofn #( unarEFTA. $ )   121.gr. A&"+ Stt.  '",    y HafiaWiligerstbrotlegurviWkvWilagaYessaraeWakvarWanirFjrmlaeftirlitsins '#- grundvelliYeirraerFjrmlaeftirlitinuheimiltaWljkamlinumeWsttmeWsamYykkimls (z$. aWilaendasekkiumaWrWameirihttarbrotsemrefsiviWurlgliggjaviW.Stterbindandi ( fyrirmlsaWilaYegarhannhefursamYykktogstaWfestefnihennarmeWundirskriftsinni.    122.gr. a Saknmi. T,    y Stj;rnsUsluviWurlgumsamkvmtYessumkaflaverWurbeitt;hWYvhvortlgbroteru  framinafsetningieWagleysi.    123.gr.  X RtturgrunaWsmanns. K #     y 0mlisembeinistaWeinstaklingioglokiWgeturmeWlagningustj;rnvaldssektaeWakru    tillgregluhefureinstaklingur,semrkstuddurgrunurleikuraWhafigerstsekurumlg    brot,rtttilaWneitaaWsvaraspurningumeWaafhendaggneWamuninemahgtsaWti   lokaaWYaWgetihaftYUWingufyrirkvrWunumbrothans.FjrmlaeftirlitiWskalleiWbeina wO  hinumgrunaWaumYennanrtt. B    124.gr.   FresturtilaWleggjastj;rnsUsluviWurlg. {     y HeimildFjrmlaeftirlitsinstilaWleggjastj;rnsUsluviWurlgsamkvmtlgumYessum nF fellurniWurYegarfimmreruliWinfrYvaWhttsemilauk. 9  y Fresturskv.1.mgr.rofnarYegarFjrmlaeftirlitiWtilkynniraWilaumupphafranns;knar  meintubroti.RoffrestshefurrttarhrifgagnvartllumsemstaWiWhafaaWbroti.    125.gr. e= RefsingviWbroti. 0    y XaWvarWarsektumeWafangelsialltaWtveimurrum,liggiYyngrirefsingekkiviWbroti  samkvmtWrumlgum,aWbrj;tagegneftirfarandikvWumlagaYessaraogstj;rnvalds  fyrirmlasemsetterugrundvelliYeirra: i ! ! 4ABCD(%00*"A0J"    A0J  y2%  1  .3  Ԉ0    1.mgr.5.gr.umstarfsemiutanstarfsheimilda.A0J E݌\4   Ќ  "A0J"  A0J$ y2%  2  .3  Ԉ0    21.gr.umverWmat.A0J$Q݌'   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    2.mgr.26.gr.ummarkaWssetninguverWbrfasj;WseWaUCITSsj;WsnstaWfestingar  viWkomandilgbrsyfirvalds.A0JC݌   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    43.gr.umskipanvrsluaWila.A0J݌`    Ќ  "A0J"  A0J y2%  5  .3  Ԉ0    45.!47.gr.umhlutverkvrsluaWila.A0J݌S+!   Ќ  "A0J"  A0J  y2%  6  .3  Ԉ0    54.gr.umrsreikninga.A0J  ݌"   Ќ  "A0J"  A0J  y2%  7  .3  Ԉ0    56.!59.gr.umupplUsingagjftilfjrfesta.A0J  ݌#   Ќ  "A0J"  A0J  y2%  8  .3  Ԉ0    64.!76.gr.umfjrfestingarheimildirverWbrfasj;Wa.A0J  ݌ $   Ќ  "A0J"  A0J  y2%  9  .3  Ԉ0    89.gr.umfjrfestingarheimildirfylgisj;Ws.A0J  ݌!W%   Ќ  "A0J "  A0J  y2%  10  .3  Ԉ0    96.gr.umupplUsingagjffylgisj;Wstilhlutdeildarskrteinishafa.A0J  ݌J""&   Ќ   *(g00 4ABCD @ABCDEFGH(00*   y BrotgegnlgumYessumervarWasektumeWafangelsivarWarefsinguhvortsemYaueru #' framinafsetningieWagleysi. #(  y HeimilteraWgeraup&  ptkanmeWd;mibeinaneWa;beinanhagnaWsemhlotisthefuraf $ ) brotigegnkvWumlag'$aYessaraervarWasektumeWafangelsi. v%N!*  y TilrauntilbrotseWahlutdeildbrotumsamkvmtlgumYessumerrefsiverWeftirYvsem A&"+ segiralmennumhegningarlgum.  '",  y GeramlgaWilasektfyrirbrotlgumYessumogreglumsettumgrundvelliYeirra '#- ;hWYvhvortskverWisnnuWtiltekinnfyrirsvarsmannlgaWilans,starfsmannhanseWa (z$. annanaWilasemstarfarhansvegum.HafifyrirsvarsmaWurlgaWilans,starfsmaWurhanseWa ( annarhansvegummeWsaknmumhttibrotiWgegnlgumYessumeWareglumsettum  grundvelliYeirrastarfsemilgaWilansmgerahonumrefsingu,aukYessaWgeralgaWil  anumsekt. a   126.gr.  Kratillgreglu.     y BrotgegnlgumYessumstaaWeinsranns;knlgregluaWundangenginnikruFjrmla   eftirlitsins.  X  y VarWimeintbrotlgumYessumbWistj;rnsUsluviWurlgumogrefsingumeturFjrmla K #  eftirlitiWhvortmlskulikrttillgreglueWaYvlokiWmeWstj;rnvaldskvrWunhjstofnun    inni.EfbrotermeirihttarberFjrmlaeftirlitinuaWvsaYvtillgreglu.Brottelstmeiri    httarefYaWlUturaWverulegumfjrhWum,efverknaWurerframinnmeWsrstaklegavta   verWumhttieWaviWaWstWursemaukamjgsaknmibrotsins.JafnframtgeturFjrmla wO  eftirlitiWhvaWastigiranns;knarsemervsaWmlivegnabrotalgumYessumtilrann B  s;knarlgreglu.GtaskalsamrmisviWrlausnsambrilegramla.     y MeWkruFjrmlaeftirlitsinsskulufylgjaafritYeirragagnasemgrunurumbroter   studdurviW.kvWiIV.!VII.kaflastj;rnsUslulaga,nr.37/1993,gildaekkiumkvrWun {  FjrmlaeftirlitsinsumaWkramltillgreglu. nF  y FjrmlaeftirlitinuerheimiltaWltalgregluogkruvalditupplUsingarogggnsem 9 stofnuninhefuraflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.Fjrmlaeftirlitinu  erheimiltaWtakaYttaWgerWumlgreglusemvarWaranns;knYeirrabrotasemtilgreinderu  2.mgr. r  y LgregluogkruvaldierheimiltaWltaFjrmlaeftirlitinutupplUsingarogggnsem e= YauhafaaflaWogtengjastYeimbrotumsemtilgreinderu2.mgr.,bWitileiginnotaeWa 0 fyrirnnurlgbryfirvldogEftirlitsstofnunEFTAtilaWgetauppfylltskuldbindingarum  samstarfYessarastj;rnvalda.LgregluerheimiltaWtakaYttaWgerWumFjrmlaeftirlitsins  semvarWaranns;knYeirrabrotasemtilgreinderu2.mgr. i  y TeljikrandiaWekkisuefnitilmlshfWunarvegnameintrarrefsiverWrarhttsemisem \4 jafnframtvarWarstj;rnsUsluviWurlgumgeturhannsenteWaendursentmliWtilFjrmlaeftir ' litsinstilmeWferWarogkvrWunar.  N     N   C.Samstarflgbrr&  ayfirvaldainnanEES.N * ݌ `  Ќ    K|    K|   127.gr.K|  ݌ W/! Ќ   J    JY!  SamstarfviWlgbryfirvldinnanEES.JY!!݌ "" Ќ    y FjrmlaeftirlitinuerheimiltaWleitaaWstoWarogsamstarfsviWlgbryfirvldannarra # rkjainnanEESefnauWsynlegtertilYessaWFjr'\ mlaeftirlitinusunntaWsinnaskyldum  $ snumviWframkvmdeftirlits.FjrmlaeftirlitinuereinnigheimiltaWleitasamstarfsviWlg ![% bryfirvldtilaWauWveldainnheimtustj;rnvaldssektagrundvellilagaYessara. N"&&  y Fjrmla&  eftirlitiWskaleigasamstarfviWlgbryfirvldannarrarkjainnanEESogviW #' Eftirlitsstof'#-$nunEFTAogESMAsYaWnauWsynlegttilYessaWallarframangreindarstofnanir #( getisinntskyldumsnumviWframkvmdeftirlits.ViWbeitinguheimildasamkvmthluta $ ) YessakaflaskalFjrmlaeftirlitiWleitastviWaWeiganiWsamstarfviWnnurlgbryfirvld z%R!* tilaWtryggjaaWheimildirnarskiliYeimrangrisemstefnteraWmeWlgumYessum. E&"+  y FjrmlaeftirlitinuberaWafhendaupplUsingarogggnntafartillgbrrayfirvalda '", annarrarkjainnanEES,EftirlitsstofnunarEFTAogESMAsemnauWsynlegarerufyrirYr '#- stofnanirtilaWsinnaskyldumsnumsamkvmtkvWumtilskipunarEvr;puYingsinsog ( rWsins2009/65/EB.   y XarsemrekstrarflagstarfarfleirieneinurkiinnanEESskululgbryfirvldallraviW  komandirkjaeigannusamstarfi.AWframkominnibeiWniYarumskuluYausjhvertWru a fyrirllumYeimupplUsingumsemvarWareksturogeignarhaldrekstrarflagssemerulklegar T, tilaWeinfaldaeftirlitYeirrameWviWkomandirekstrarflagi.SrstaklegaskalFjrmlaeftirlitiW  YegarumeraWrWarekstrarflagmeWstarfsleyfihrlandieigasamstarftilaWtryggjaaW  lgbryfirvldgistirkigetisafnaWupplUsingumvegnaeftirlitsYessmeWYvrekstrarflagi.    y XegarrekstrarflagermeWstarfsleyfihrlandiskalFjrmlaeftirlitiWntafartilkynna  X lgbrumyfirvldumheimarkiverWbrfasj;WsverWiFjrmlaeftirlitiWvartviWvandkvWi K #  hjrekstrarflaginusemgetahaftveigamikilhrifgetuYesstilaWsinnaskyldumsnumaW    YvervarWarverWbrfasj;WinneWahverskonarbrotgegnII.ogIII.kafla.     y XegarverWbrfasj;WurermeWstaWfestinguogstaWfestuhrlandiogFjrmlaeftirlitiW   hefurorWiWvartviWvandkvWihjsj;Wnum,semgtuhaftveigamikilhrifgeturekstrar wO  flagssj;WsinstilaWsinnaskyldumsnumeWauppfyllakrfurtilskipunarinnar,semfalla B  undirbyrgWarsviWFjrmlaeftirlitsins,skaleftirlitiWntafartilkynnalgbrumyfirvldum    heimarkirekstrarflagsYarum.    y LgbruyfirvaldiheimarkisrekstrarflagssemveitirYj;nustuhrlandigegnumtib {  erheimilt,aWundangenginnitilkynningutilFjrmlaeftirlitsins,aWframkvma,sjlfteWa nF umboWsmaWurafYesshlfu,vettvangsathuguntilaWsannreynaYrupplUsingarsemveittar 9 eruskv.4.!6.mgr.HefurYessiheimildekkihrifrttFjrmlaeftirlitsinstilaWframkvma  vettvangsathuganirhjtibumrekstrarflagahrlandisemhafastaWfestuWrurkiinnan  EESvegnaeftirlitssamkvmtlgumYessum. r  y HafiFjrmlaeftirlitiWgildastWutilaWtlaaWrekstrarflagsemekkifellurundireftirlit e= YesshafisUntafsrhttsemisemfergegnkvWumtilskipunarEvr;puYingsinsogrWsins 0 2009/65/EBWrurkiEESskalYaWtilkynnalgbrumyfirvldumviWkomandirkiYar  um.TakiFjrmlaeftirlitiWviWslkritilkynninguvegnarekstrarflagsmeWstaWfestuhr  landiskalYaWgrpatilviWeigandiaWgerWaogtilkynnaYvlgbrayfirvaldiannarsrkis i innanEESsemsenditilkynningunaumniWurstWuraWgerWaog,eftirYvsemunnter,um \4 mikilvgaYttiframvindumlsins. '  y RWherraerheimiltaWsetjareglugerWumupplUsingaskiptimillilgbrrayfirvaldaog  milliFjrmlaeftirlitsinsogESMA.    128.gr. S+! SamstarfviWeftirlit. "    y FjrmlaeftirlitiWskal,beristbeiWniumaWstoWviWvettvangsathuguneWaranns;knfrlg # bruyfirvaldiWrurkiinnanEES:  $  *(g00@ABCDEFGHq! !"A0J"  A0J8 y2g  a  .3  Ԉ0    framkvmavettvangsathuguneWaranns;kn,A0J8;8݌!W%   Ќ  "A0J"  A0J9 y2g  b  .3  Ԉ0    hei&  milaviWkomandilgbruyfirvaldiaWframkvmavettvangsathuguneWaranns;kn J""& eW'J"9aA0J9F9݌#'   Ќ  "A0J"  A0J: y2g  c  .3  Ԉ0    heimilaendurskoWendumeWaWrumsrfrWingumaWframkvmavettvangsathuguneWa #( ranns;kn.A0J::݌$ )   Ќ   y FramkvmiFjrmlaeftirlitiWvettvangsathuguneWaranns;knhrlandi,sbr.aliW1. v%N!* mgr.,geturviWkomandilgbrtyfirvald;skaWeftirYtttkustarfsmannaYessYeimaW A&"+ gerWum.FjrmlaeftirlitiWhefureftirsemWuryfirumsj;nmeWogberbyrgWaWgerWunum.  '", FramkvmiviWkomandilgbrtyfirvaldaWgerWirskv.bliW1.mgr.geturFjrmlaeftirlitiW '#- ;skaWeftirYtttkustarfsmannaYessaWgerWunum. (z$.  y RWherraerheimiltaWsetjareglugerWumferlaviWsamstarflgbrrayfirvaldaumvett ( vangsathuganireWaranns;knir.    129.gr. a UpplUsingaskiptiinnanEESogYagnarskylda. T,    y UpplUsingagjfrekstrarflagameWstaWfestuhrlandiogFjrmlaeftirlitsinstillgbrra  yfirvaldainnanEES,ESMAogEftirlitsstofnunarEFTAgrundvellilagaYessarafereftir  kvWumlagaumevr;pskteftirlitskerfifjrmlamarkaWioglagaumopinberteftirlitmeW   fjrmlastarfsemi.  X  y UpplUsingaskiptimilliFjrmlaeftirlits,evr;pskraeftirlitsstofnana,Eftirlitsstofnunar K #  EFTAoglgbrrayfirvaldaWrumrkjuminnanEESskuluhWYagnarskyldu.     y FjrmlaeftirlitinuberviWupplUsingaskiptiaWfylgjalgumogstj;rnvaldsfyrirmlumsem    gildaumpers;nuverndogvinnslupers;nuupplUsinga.    y TakiFjrmlaeftirlitiWm;tiupplUsingumsemhWareruYagnarskyldusamkvmttil wO  skipunEvr;puYingsinsogrWsins2009/65/EBumsamrmingulgumogstj;rnsUslufyrir B  mlumaWYvervarWarverWbrfasj;Wi(UCITS)ereinungisheimiltaWnUtaYreftirfarandi    tilgangi:   ! ! *(g00*"A0J"  A0J7E y2g  a  .3  Ԉ0    aWkannahvortstarfsskilyrWiverWbrfasj;WseWaaWilasemtekurYttstarfseminnisu {  uppfylltogtilaWeinfaldaeftirlitmeWstarfshttum,stj;rnarhttum,b;khaldsferlumog nF innraeftirliti,A0J7EdE݌9   Ќ  "A0J"  A0J"G y2g  b  .3  Ԉ0    viWlagningustj;rnvaldssekta,A0J"GOG݌   Ќ  "A0J"  A0J#H y2g  c  .3  Ԉ0    vegnastj;rnsUslukrukvrWunlgbrsyfirvalds,ogA0J#HPH݌   Ќ  "A0J"  A0J>I y2g  d  .3  Ԉ0    vegnameWferWarmlssamkvmtlgumYessumeWareglumsettummeWstoWYeim r fyrird;mst;lum.A0J>IkI݌e=   Ќ   *(g00*D y RWherraerheimiltaWsetjareglugerWumupplUsingaskiptimillilgbrrayfirvaldaog 0 milliFjrmlaeftirlitsinsogESMA.  K|    K|K  130.gr.K|KL݌ i Ќ     J    JL  SynjunbeiWniumupplUsingaskiptieWasamstarf.JLL݌ \4 Ќ      y FjrmlaeftirlitinuerheimiltaWhafnabeiWniumupplUsingareWabeiWniumsamstarfviW ' ranns;knskv.127.gr.eftirfaranditilvikum:   *(g00*"A0J"  A0JN y2g  a  .3  Ԉ0    sendingviWeigan&  diupplUsingagtihaftskaWleghrifryggilandsins,einkumaWgerWir  gegnhryWjuverk'[OumogWrumalvarlegumafbrotum,A0JNN݌`    Ќ  "A0J"  A0J\P y2g  b  .3  Ԉ0    YaWaWverWaviWbeiWninnierlklegttilaWhafaskaWleghrifranns;knFjrmlaeftir S+! litsins,fullnustuaWgerWireWaranns;knsakamls,A0J\PP݌"   Ќ  "A0J"  A0JR y2g  c  .3  Ԉ0    beiWnivarWarsmuhttsemiogsmuaWilamlisemYegarertilmeWferWarhjslensk # umd;mst;lum,eWaA0JR.R݌ $   Ќ  "A0J"  A0JwS y2g  d  .3  Ԉ0    beiWnivarWarsmuhttsemiogsmuaWilamliYarsemendanlegniWurstaWaliggur !W% fyrirhjslenskumd;mst;lum.A0JwSS݌J""&   Ќ   *(g00*.N (00* y FjrmlaeftirlitinuerheimiltaWhafnabeiWniumaWstoWviWeftirlitskv.128.gr.eWa #' upplUsingaskiptiskv.129.gr.ef: #(  *(g00xU/ / 4ABCD(%00*"A0J"  A0JW y2%  1  .3  Ԉ0    ranns;kn,vettvangsathuguneWaupplUsingagjfgtuhaftneikvWhriffullveldi, $ ) ryggieWaallsherjarreglu,A0JW X݌v%N!*   Ќ  "A0J"  A0JbY y2%  2  .3  Ԉ0    beiWnivarWarsmuhttsemiogsmuaWilamlisemYegarertilmeWferWarhjslensk A&"+ umd;mst;lum,eWaA0JbYY݌ '",   Ќ  "A0J"  A0JZ y2%  3  .3  Ԉ0    beiWnivarWarsmuhttsemiogsmuaWilamliYarsemendanlegniWurstaWaliggur '#- fyrirhjslenskumd;mst;lum.A0JZ[݌(z$.   Ќ   *(g004ABCDrW y FjrmlaeftirlitiWskaltilkynnalgbrayfirvaldinusembeiWninbarstfrumhfnun ( grundvelli2.mgr.samtupplUsingumumstWurhennar.    131.gr. a BrlausngreiningsmillilgbrrayfirvaldainnanEES. T,    y FjrmlaeftirlitiWgeturvsaWmlitilEftirlitsstofnunarEFTA,semvarWarbeiWniumupp  lUsingaskipti,vettvangsathugun,ranns;kneWaYtttkustarfsmannaFjrmlaeftirlitsins  aWgerWannarslgbrsyfirvaldsskv.127.!129.gr.,YegarbeiWnihefurveriWhafnaWeWaekki   hefurveriWgripiWtilaWgerWainnaneWlilegratmamarka.  X  y UmmlsmeWferWina,semgeturleitttilbindandikvrWunargagnvartFjrmlaeftirlitinu, K #  ferskv.19.gr.reglugerWar(ESB)nr.1095/2010,sbr.lgumevr;pskteftirlitskerfifjr    mlamarkaWi.     y VsilgbrtyfirvaldannarsrkisinnanEESgreiningiviWFjrmlaeftirlitiWtilEftirlits   stofnunarEFTA,eWaeftiratvikumtilESMA,vegnaaWgerWaFjrmlaeftirlitsinsgrundvelli wO  lagaYessaraskalrlausnEftirlitsstofnunarEFTAslkumliverabindandifyrirFjrmla B  eftirlitiW.    O|    O|b  XIV.KAFLIO|bb݌ {  Ќ   N     Nkc  nnurkvWi.Nkcc݌ nF Ќ    K|    K| d  132.gr.K| d3d݌ = Ќ   J    Jd  BrskurWaraWilar.Jdd݌  Ќ    y RekstrarflagskalhafaaWgengilegarupplUsingarumrskurWarogrttarrrWiefgrein  ingurrsmilliYessogneytenda,m.a.ummlskottilrskurWaraWilasamkvmtlgumum v rskurWaraWilasviWineytendamla. iA   133.gr.  AWfararhfi.     y kvarWanirEftirlitsstofnunarEFTAsamkvmtlgumYessumeruaWfararhfar,semog m d;marogrskurWirEFTAd;mst;lsins. `8   134.gr.  Stj;rnvaldsfyrirmli.     y RWherraerheimiltaWsetjareglugerWumnnariframkvmdlagaYessara,YarmeWal d  um: W/!  4ABCD(%00*"A0J"  A0J3i y2%  1  .3  Ԉ0    MerkinguhugtakasamkvmtlgumYessum,sbr.3.gr.A0J3i`i݌""   Ќ  "A0J"  A0JFj y2%  2  .3  Ԉ0    AlmennskilyrWifyrirstarfsemirekstrarflags,YarmeWalumviWmiWfyrireWlilegaog # heilbrigWaviWskiptahtti,ummeWferWkvartana,rafrnagagnavinnslu,b;khaldsaWferW  $ ir,eftirlitstj;rnar,framkvmdastj;raogeftirlitsaWila,regluvrslu,innriendurskoWun, ![% hagsmunarekstra,skrninguviWskipta,skrninguskriftaoginnlausna,meWferWskrWra N"&& upplUsingaogumreiWanleikakannanirvegnafjrfestingaogviWvalm;taWilumog #' aWalmiWlurum,sbr.15.gr.A0JFjsj݌#(   Ќ  "A0J"  A0Jm y2%  3  .3  Ԉ0    Stefnuumhagsmunarekstra,tegundirhagsmunarekstra,aWgerWirrekstrarflagaverW $ ) brfasj;WaogtiltkarrWstafanirrekstrarflagaverWbrfasj;WaviWaWgreina,komaveg z%R!*  fyrir,stUra,vaktaogbirtaupplUsingarumhagsmunarekstra,sbr.18.gr.A0Jmm݌E&"+   Ќ  "A0J"  A0Jo y2%  4  .3  Ԉ0    httustU& a  ringuverWbrfasj;Wa,svosemumeftirlitskerfimeWhttustUringusem ( rekstrarflgverWbrfasj;WaskulunotatengslumviWYhttuYttisemsj;Wirsem  YeirstUra'a(pverWaeWagtuorWiWfyrir,sbr.19.gr.A0Jo p݌   Ќ  "A0J"  A0J'r y2%  5  .3  Ԉ0    LausafjrstUringu,sbr.20.gr.A0J'rTr݌a   Ќ  "A0J"  A0J&s y2%  6  .3  Ԉ0    ViWmiWfyrirverWmatsferla,sbr.21.gr.A0J&sSs݌T,   Ќ  "A0J"  A0J4t y2%  7  .3  Ԉ0    SkilyrWisemYarfaWuppfyllavarWanditvistun,YarmeWalumhlutlgarstWurfyrir  tvistun,Yekkingu,reynsluoggetutvistunaraWila,tvistunhttueWaeignastUringar  sj;Ws,skilvirkteftirlit,hagsmunarekstraogkeWjutvistun,ogennfremurumhvenr   tvistuntelstveraYaWvWtkaWrekstrarflagtelstekkilengurstUraverWbrfasj;Wi,sbr.  X 22.gr.A0J4tat݌K #    Ќ  "A0J"  A0Jw y2%  8  .3  Ԉ0    Framkvmd2.mgr.26.gr.,svosemumums;knrekstrarflagsmeWstaWfestuogstarfs    leyfiWrurkiinnanEESumstaWfestinguverWbrfasj;Wshrlandi.A0Jw;w݌     Ќ  "A0J"  A0Jx y2%  9  .3  Ԉ0    SamningmillirekstrarflagsogvrsluaWila,sbr.43.gr.A0Jxx݌    Ќ  "A0J "  A0Jy y2%  10  .3  Ԉ0    HlutverkvrsluaWilaogskilyrWifyrirframkvmdverkefnavrsluaWila,m.a.umteg wO  undirfjrmlagerningasemskuluveravrslu,sbr.45.!47.gr.A0Jyy݌B    Ќ  "A0J "  A0J`{ y2%  11  .3  Ԉ0    BtvistunverkefnavrsluaWila,m.a.umaWgreiningueigna,sbr.49.gr.A0J`{{݌     Ќ  "A0J "  A0J| y2%  12  .3  Ԉ0    :hWivrsluaWila,sbr.50.gr.A0J||݌    Ќ  "A0J "  A0J} y2%  13  .3  Ԉ0    byrgWvrsluaWila,svosemskilyrWiogaWstWurYarsemlitiWerfjrmlagerninga {  vrsluglataWaogYraWstWursemgetatalisttilutanaWkomandiaWstWnasemekkier nF hgtmeWsanngirniaWtlasttilaWvrsluaWilihafihaftstj;rn,sbr.51.gr.A0J}}݌9   Ќ  "A0J "  A0J y2%  14  .3  Ԉ0    SkilyrWisemYarfaWuppfyllaYegarlykilupplUsingareruveittarvaranlegummiWli  Wrumenpappr,eWavefsemekkitelstveravaranlegurmiWill,sbr.56.gr.A0J݌   Ќ  "A0J"  A0J y2%  15  .3  Ԉ0    BtboWslUsingar,m.a.umhvaWaupplUsingarskulibirtatboWslUsingumverWbrfasj;Wa, r sbr.58.gr.A0J݌e=   Ќ  "A0J"  A0J y2%  16  .3  Ԉ0    Framkvmd59.gr.,svosemuminntakogframsetningulykilupplUsinga.A0J#݌0   Ќ  "A0J"  A0J y2%  17  .3  Ԉ0    BtreikningvirWihlutdeildarskrteinaverWbrfasj;WaogkostnaWviWkaupogslu  Yeirra,sbr.62.gr.A0JI݌   Ќ  "A0J"  A0J y2%  18  .3  Ԉ0    FjrfestingarheimildirverWbrfasj;WaogumafmrkunfjrfestingarstefnuverWbrfa i sj;WaogupplUsingagjftilviWskiptavinatengslumviWfjrfestingar,sbr.64.gr.A0J݌\4   Ќ  "A0J"  A0JC y2%  19  .3  Ԉ0    httustUringuverWbrfasj;Wa,svosemummatrekstrarflagsvirWiafleiWna,umefni ' ogverklagviWtilkynningarskyldutilFjrmlaeftirlitsinstegundumafleiWna,undir  liggjandihttu,magnbundnumtakmrkumogaWferWumsemhafaveriWvaldartilaW  metahttusemtengis&  tviWskiptummeWafleiWurogumheildarhttuverWbrfasj;Ws `  vegnaafleiWna,ogeinni'WgumfjrfestingaraWferWirsemheimilteraWnota,sbr.66.gr.A0JCp݌S+!   Ќ  "A0J"  A0J y2%  20  .3  Ԉ0    KrfursemtgefandiYarfaWuppfyllatilaWrekstrarflaghafiheimildtilaWfjrfesta " skuldabrfavafningumeWasambrilegumfjrmlagerningumskv.75.gr.ogeinnigum # YreigindlegukrfursemrekstrarflgverWbrfasj;Wasemfjrfestaskv.75.gr.Yurfa  $ aWuppfylla.A0J݌!W%   Ќ  "A0J"  A0J̌ y2%  21  .3  Ԉ0    SamrunaverWbrfasj;Wa,sbr.X.kafla.A0J̌݌J""&   Ќ  "A0J"  A0Jٍ y2%  22  .3  Ԉ0    Innihald,uppsetninguogaWferWviWveitinguupplUsingatilhlutdeildarskrteinishafa,sbr. #' 83.gr.A0Jٍ݌#(   Ќ  "A0J"  A0J: y2%  23  .3  Ԉ0    SkipanhfuWsj;Waogfylgisj;Wa,sbr.XI.kafla.A0J:g݌$ )   Ќ  "A0J"  A0JW y2%  24  .3  Ԉ0    InnihaldsamkomulagsoginnriviWskiptareglnaogYrviWeigandirWstafanirtilaWsam v%N!* rmatmasetningutreikningaogbirtinguupplUsingaYarum,sbr.91.gr.A0JW݌A&"+   Ќ  "A0J"  A0J y2%  25  .3  Ԉ0    NauWsynlegtsamYykkiYeimtilvikumYegartilflagsslita,samrunaeWaskiptingar  '",  hfuWsj;Wskemur,sbr.92.gr.A0J,݌'#-   Ќ  "A0J"  A0J y2%  26  .3  Ԉ0    Efn&    isatriWisamkomulagsumupplUsingaskiptivrsluaWilaogrWstafanirogtegundir (  frv'(#ikafrrttriframkvmd,sbr.93.gr.A0J݌   Ќ  "A0J"  A0J= y2%  27  .3  Ԉ0    EfnisatriWisamkomulagsumupplUsingaskiptiendurskoWenda,sbr.94.gr.A0J=j݌   Ќ  "A0J"  A0Jk y2%  28  .3  Ԉ0    UppsetninguogaWferWvegnaupplUsingagjafartilhlutdeildarskrteinishafafylgisj;Ws a ogaWferWviWmatogendurskoWunframlagsYeimtilvikumYegarfylgisj;Wurfrirallar T, eWahlutaeignasinnatilhfuWsj;Wsskiptumfyrirhluti,semoghlutverkvrsluaWila  fylgisj;WsviWslkatilfrslu,sbr.96.gr.A0Jk݌   Ќ  "A0J"  A0J y2%  29  .3  Ԉ0    Framkvmd100.gr.,svosemumaWgengilgbrrayfirvaldagistirkiaWupplUsingum   ogggnumsamkvmtkvWinuoguppsetninguoginnihaldstaWlaWrartilkynningartil  X notkunarfyrirverWbrfasj;WivegnatilkynningarsamkvmtkvWinu,YarmeWal K #  hvaWaskjlYurfiaWYUWannurtunguml;einnigumuppsetninguoginnihaldstaW    festingarFjrmlaeftirlitsskv.4.og5.mgr.100.gr.,verklagviWupplUsingaskiptiog    notkunrafrnnasamskiptamillilgbrrayfirvaldavegnatilkynningarskv.100.gr.A0J$݌    Ќ  "A0J"  A0Jt y2%  30  .3  Ԉ0    UmfangupplUsinga,semFjrmlaeftirlitinuberaWbirtavef,umgildandirttvarWandi wO  markaWssetninguverWbrfasj;WameWstaWfestuogstaWfestinguWrurkiinnanEEShr B  landi,sbr.103.gr.A0Jt݌     Ќ  "A0J"  A0Ja y2%  31  .3  Ԉ0    UpplUsingaskiptimillilgbrrayfirvaldaogmilliFjrmlaeftirlitsinsogESMA,sbr.   127.gr.A0Ja݌{    Ќ  "A0J"  A0J y2%  32  .3  Ԉ0    FerlaviWsamstarflgbrrayfirvaldaumvettvangsathuganireWaranns;knir,sbr. nF 128.gr.A0J݌9   Ќ  "A0J "  A0J y2%  33  .3  Ԉ0    UpplUsingaskiptimillilgbrrayfirvaldaogmilliFjrmlaeftirlitsinsogESMA,sbr.  129.gr.A0J5݌   Ќ   *(g00!4ABCDh y SeWlabanka0slandserheimiltaWsetjareglurum: r ! ! 4ABCD(%00*"A0J"  A0Jߣ y2%  1  .3  Ԉ0    UpplUsingarsemveitaskalums;knumstarfsleyfirekstrarflags,sbr.6.gr.A0Jߣ ݌e=   Ќ  "A0J"  A0J y2%  2  .3  Ԉ0    Nnarikrfurvegnavirkraeignarhluta,Y.m.t.krfurtilYeirrasemfarameWvirkan 0 eignarhlut,oghindranirsemgetastaWiWvegifyrirskilvirkueftirliti,sbr.7.gr.A0J<݌   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    SkilyrWivarWandinintengsl,sbr.6.!7.tlul.1.mgr.7.gr.A0J݌   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    EyWublW,formogmlsmeWferWirfyrirtilkynningareWaupplUsingagjf,sbr.6.og7. i tlul.1.mgr.7.gr.A0J ݌\4   Ќ  "A0J"  A0JM y2%  5  .3  Ԉ0    UpplUsingarvegnatilkynningarumkvrWunumstarfsleyfi,sbr.9.gr.A0JMz݌'   Ќ  "A0J"  A0Jv y2%  6  .3  Ԉ0    HfisskilyrWistj;rna& a rmannaogframkvmdastj;ra,YarmeWalumhvaWfelstfull  ngjandiYekkingu,hfniogreynslu,g;WuorWsporiogfjrhagslegusjlfstWi,ogum  hvernigstaWiWskulia'a+Whfismati,sbr.1.mgr.11.gr.A0Jv݌`    Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    EyWublW,formogmlsmeWferWirfyrirsamrWmilliviWkomandilgbrrayfirvalda S+! tengslumviWflunvirkraeignarhluta,sbr.13.gr.A0JЬ݌"   Ќ  "A0J"  A0J/ y2%  8  .3  Ԉ0    HvaWteljasteWlilegirogheilbrigWirviWskiptahttirrekstrarflagasamkvmtlgum # Yessum.0reglunumskalm.a.kveWiWumalmennsamskiptirekstrarflagaviWfjrfesta,  $ upplUsingagjftilfjrfestaogmeWhndlunkvartana,sbr.15.gr.A0J/\݌!W%   Ќ  "A0J"  A0JC y2%  9  .3  Ԉ0    Starfskjarastefnuogkaupaukakerfi,sbr.17.gr.A0JCp݌J""&   Ќ  "A0J "  A0JP y2%  10  .3  Ԉ0    UpplUsingarsemskulukomaframums;knumstaWfestinguverWbrfasj;Ws,sbr.27.gr.A0JP}݌#'   Ќ  "A0J "  A0J y2%  11  .3  Ԉ0    InnihaldoguppsetningursreikningaogrshlutareikningarekstrarflagaogverWbrfa #( sj;Wa,sbr.54.gr.A0J²݌$ )   Ќ  "A0J "  A0J y2%  12  .3  Ԉ0    SkilyrWifrestunarinnlausnahlutdeildarskrteinaverWbrfasj;Wi,sbr.61.gr.A0J'݌v%N!*   Ќ  "A0J "  A0J4 y2%  13  .3  Ԉ0    SkilyrWilntkuverWbrfasj;WseWavrsluaWilafyrirhndsj;Ws,sbr.73.gr.A0J4a݌A&"+   Ќ  "A0J "  A0Jx y2%  14  .3  Ԉ0    UpplUsingarsemskaltilkynnaogstaWlaWsniWmtogverklagviWsendinguupplUsinga,  '",  sbr.105.gr.A0Jx݌'#-   Ќ  "A0J"  A0J y2%  15  .3  Ԉ0    UpplUsingarsem& a  veitaskallgbrumyfirvldumviWums;knumleyfitilaWrekaverW ( brfasj;WimeWstaWfestuWrurkiinnanEESogumeyWublW,formogmlsmeWferW  vegnaafhendinga'a(rupplUsinga,sbr.107.gr.A0J݌   Ќ  "A0J"  A0J y2%  16  .3  Ԉ0    FerlaogsniWmtfyrirsendinguupplUsingatilESMA,sbr.120.gr.A0JD݌a   Ќ  "A0J"  A0J= y2%  17  .3  Ԉ0    LokmlavegnabrotagegnlgumYessummeWstt,sbr.121.gr.A0J=j݌T,   Ќ   *(g004ABCD^  135.gr.  InnleiWing.     0 y MeWlgumYessumerueftirfaranditilskipanirinnleiddar: Xy y  ! ! 4ABCD(%00*"A0J"  A0JR y2%  1  .3  Ԉ0    Tilskipunframkvmdastj;rnarinnar2007/16/EBfr19.mars2007umframkvmdtil K #  skipunarrWsins85/611/EBEumsamrmingulgumogstj;rnsUslufyrirmlumum    fyrirtkiumsameiginlegafjrfestinguframseljanlegumverWbrfum(UCITS)aWYv    ervarWartskUringutilteknumskilgreiningum,einsoghnvartekinuppsamninginn   umEvr;pskaefnahagssvWiWmeWkvrWunsameiginleguEESnefndarinnarnr.114/ wO  2007sembirtvar21.febrar2008.A0JR݌B    Ќ  "A0J"  A0J| y2%  2  .3  Ԉ0    TilskipunEvr;puYingsinsogrWsins2009/65/EBfr13.jl2009umsamrmingu    lgumogstj;rnsUslufyrirmlumaWYvervarWarverWbrfasj;Wi(UCITS),einsoghn   vartekinuppsamninginnumEvr;pskaefnahagssvWiWmeWkvrWunsameiginlegu {  EESnefndarinnarnr.120/2010sembirtvar3.mars2011.A0J|݌nF   Ќ  "A0J"  A0J y2%  3  .3  Ԉ0    TilskipunEvr;puYingsinsogrWsins2013/14/ESBfr21.ma2013umbreytingu 9 tilskipun2003/41/EBumstarfsemiogeftirlitmeWstofnunumsemsjumstarfstengdan  lfeyri,tilskipun2009/65/EBumsamrmingulgumogstj;rnsUslufyrirmlumum  verWbrfasj;Wi(UCITS)ogtilskipunnr.2011/61/ESBumrekstraraWilasrhfWrasj;Wa r aWYvervarWaroftraustlnshfismt,einsoghnvartekinuppsamninginnumEvr e= ;pskaefnahagssvWiWmeWkvrWunsameiginleguEESnefndarinnarnr.20/2018sem 0 birtvar12.desember2019.A0J ݌   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    TilskipunEvr;puYingsinsogrWsins2014/91/ESBfr23.jl2014umbreytingutil  skipun2009/65/EBumsamrmingulgumogstj;rnsUslufyrirmlumumverWbrfa i sj;Wi(UCITS)aWYvervarWarstrfvrsluaWila,starfskjarastefnuogviWurlg,einsog \4 hnvartek&  inuppsamninginnumEvr;pskaefnahagssvWiWmeWkvrWunsameigin ' leguEESn''efndarinnarnr.20/2018sembirtvar12.desember2019.A0J݌   Ќ  "A0J"  A0J y2%  5  .3  Ԉ0    TilskipunEvr;puYingsinsogrWsins2010/78/ESBfr24.n;vember2010umbreytingu  tilskipunum98/26/EB,2002/87/EB,2003/6/EB,2003/41/EB,2003/71/EB,2004/39/ `  EB,2004/109/EB,2005/60/EB,2006/48/EB,2006/49/EBog2009/65/EBaWYver S+! varWarvaldsviWEvr;pskueftirlitsstofnunarinnar(Evr;pskabankaeftirlitsstofnunin),Evr " ;pskueftirlitsstofnunarinnar(Evr;pskavtryggingaoglfeyrissj;Waeftirlitsstofnunin) # ogEvr;pskueftirlitsstofnunarinnar(Evr;pskaverWbrfamarkaWseftirlitsstofnunin),eins  $ oghnvartek&  inuppsamninginnumEvr;pskaefnahagssvWiWmeWkvrWunsam !W% eiginleguEES'!Ԅnefndarinnarnr.92/2018sembirtvar15.okt;ber2020.A0J݌J""&   Ќ   *(g004ABCDѽ  136.gr. #( Gildistaka. $ )    y LgYessiWlastgildi1.september2021.ViWgildistkulagaYessarafallargildilgum v%N!* verWbrfasj;Wi,nr.128/2011. A&"+  y FlgsemviWgildistkulagaYessarahafastarfsleyfiogstarfsheimildirsemrekstrarflg  '", verWbrfasj;Wagrundvellilagaumfjrmlafyrirtkiskuluteljasthafastarfsleyfiogsam '#- brilegarstarfsheimildirsemrekstrarflgverWbrfasj;WagrundvelliYessaralaga. (z$.  y Xrttfyrir1.mgr.skulurekstrarflagverWbrfasj;WaogvrsluaWilarsj;Wannauppfylla ( krfur2.mgr.15.gr.umstj;rnarmenneigisWaren1.jn2022.    137.gr. a J    J<  BreytingWrumlgum.J<f݌ T, Ќ      y ViWgildistkulagaYessaraverWaeftirfarandibreytingarWrumlgum:  ! ! 4ABCD(%00*"A0J"  A0J  y2%  1  .3  Ԉ0    LgumrekstraraWilasrhfWrasj;Wa,nr.45/2020:A0J 7݌   Ќ  "C"  C*0 y 0y y e2%  a  .3  Ԉ0    0staWorWsins?Fjrfestingarsj;Wur 8.tlul.1.mgr.3.gr.,2.og3.mgr.80.gr.,2.   tlul.3.mgr.82.gr.,1.mgr.85.gr.,1.tlul.4.mgr.86.gr.,4.mgr.92.gr.,1.mlsl.  X 3.mgr.95.gr.og41.tlul.1.mgr.101.gr.lagannakemur:srhfWursj;Wurfyrir K #  almennafjrfesta.C*W݌     Ќ  "C"  C0 y 0y y e2%  b  .3  Ԉ0    0staWorWanna?SrhfWursj;Wur 16.tlul.1.mgr.3.gr.lagannakemur:Sj;Wur    umsameiginlegafjrfestingu.C݌    Ќ  "C"  CQ0 y 0y y e2%  c  .3  Ԉ0    0staWorWsins?fjrfestingarsj;Ws 30.tlul.1.mgr.3.gr.,1.mlsl.og3.tlul.3. wO  mgr.og1.mlsl.5.mgr.82.gr.,1.og2.mgr.85.gr.,1.og2.mlsl.1.mgr.og3. B  tlul.4.mgr.86.gr.,3.mlsl.1.mgr.87.gr.,1.mgr.og1.mlsl.2.mgr.88.gr.,1.    mlsl.og3.mlsl.5.tlul.89.gr.,2.mlsl.4.tlul.1.mgr.og2.og3.mlsl.6.mgr.   93.gr.,1.mgr.96.gr.og42.,45.og47.!50.tlul.1.mgr.101.gr.lagannakemur: {  srhfWssj;Wsfyriralmennafjrfesta.CQ~݌nF   Ќ  "C"  C0 y 0y y e2%  d  .3  Ԉ0    0staWorWsins?fjrfestingarsj;W 30.tlul.1.mgr.3.gr.,78.gr.,3.mlsl.5.mgr. 9 82.gr.og1.mlsl.1.mgr.og2.mgr.86.gr.lagannakemur:srhfWansj;Wfyrir  almennafjrfesta.C݌   Ќ  "C"  C0 y 0y y e2%  e  .3  Ԉ0    eftir4.mgr.7.gr.lagannakemurnUmlsgrein,svohlj;Wandi:C݌r   Ќ  0 y 0y y 0e  0e e  SkrWurrekstraraWiliskv.1.mgr.skalupplUsaFjrmlaeftirlitiWntafarumnUjan e= sj;Wrekstrihans.0   "C"  C&0 y 0y y e2%  f  .3  Ԉ0    EftirfarandibreytingarverWa9.gr.laganna:C&S݌   Ќ  0 y 0y y 0e  0e e a.0   BliWur1.tlul.2.mgr.orWastsvo:Xj;nustavegnafyrirspurnaviWskiptavina.    0 y 0y y 0e  0e e b.0   0staW&  ԀorWanna?srhfWrasj;Wa 7.mgr.kemur:sj;Waumsameiginlegafjr i fes'tingu.\4    "C"  C]0 y 0y y e2%  g  .3  Ԉ0    EftirfarandibreytingarverWa10.gr.laganna:C]݌'   Ќ  0 y 0y y 0e  0e e a.0   ViW1.mgr.btastYrrnUirtluliWir,svohlj;Wandi:    0 y 0y y 0e  0e e 0   7.0)   samYykktirflags,)  )   0 y 0y y 0e  0e e 0   8.0)   staWfestingendurskoWandainnborgunhlutafjr,` )  )   0 y 0y y 0e  0e e 0   9.0)   upplU&  singarumnintengslmillirekstraraWilaogannarraaWila,sbr.22.tlul. S+! 1.mg'SAr.3.gr.")  )   0 y 0y y 0e  0e e b.0   OrW&  in?meWstarfsleyfisamkvmtlgumumfjrmlafyrirtki 3.mgr.falla # brot'Wt. $    "C"  C0 y 0y y e2%  h  .3  Ԉ0    EftirfarandibreytingarverWa13.gr.laganna:C.݌!W%   Ќ  0 y 0y y 0e  0e e a.0   eftirtilvsuninni?1.!4.tlul. 2.mgr.kemur:og6.!9.tlul.J""&    0 y 0y y 0e  0e e b.0   0staWtilvsunarinnar?5.tlul. 3.mgr.kemur:5.og6.tlul.#'    "C"  C0 y 0y y e2%  i  .3  Ԉ0    eftirorWinu?Stofnframlag 1.og2.mgr.15.gr.lagannakemur:ogeiginfjr #( grunnur.C݌$ )   Ќ  "C "  CV0 y 0y y e2%  j  .3  Ԉ0    eftir1.mgr.19.gr.lagannakemurnUmlsgrein,svohlj;Wandi:CV݌v%N!*   Ќ  0 y 0y y 0e  0e e  Meirihlutistj;rnarmannarekstraraWilasemrekasrhfWansj;Wfyriralmenna A&"+ fjrfestaskv.X.kaflaskalvera;hWurm;WurflagiogvrsluaWilasj;Wanna.  '", Stj;rnarmaWurrekstraraWilasemrekursrhfWansj;Wfyriralmennafjrfestaskv.X. '#- kaflamekkiverastj;rnarmaWureWalykilstarfsmaWurm;WurflagsrekstraraWilans (z$. eWastj;rneWastarfsmaWurvrsluaWilasj;Wanna.Stj;rnarmaWurvrsluaWilasr ( hfWrasj;Wafyriralmennafjrfestaskv.X.kaflamekkiverastj;rnarmaWureWa  starfsmaWurrekstraraWilasj;Wanna.   "C "  C(0 y 0y y e2%  k  .3  Ԉ0    0staWorWsins?verWbrfaviWskipti 1.mlsl.1.mgr.24.gr.lagannakemur:fjr a mlafyrirtki.C(U݌T,   Ќ  "C "  C0 y 0y y e2%  l  .3  Ԉ0    ViW7.mgr.29.gr.lagannabtistnUrmlsliWur,svohlj;Wandi:RWherraereinnig  heimiltaWsetjareglugerWumhvenrtvistuntelstveraYaWvWtkaWrekstraraWili  teljistekkilengurstUrasrhfWumsj;Wi.C݌    Ќ  "C "  C0 y 0y y e2%  m  .3  Ԉ0    4.mgr.30.gr.lagannafellurbrott.C݌ X   Ќ  "C "  C0 y 0y y e2%  n  .3  Ԉ0    EftirfarandibreytingarverWa33.gr.laganna:CG݌K #    Ќ  0 y 0y y 0e  0e e a.0   0staW2.mlsl.2.tlul.1.mgr.komatveirnUirmlsliWir,svohlj;Wandi:VerW    brfafyrirtkiskalltaeiginfjrkrfumsamkvmtlgumumfjrmlafyrirtki,    YarmeWalvegnarekstrarhttu.SkaleiginfjrgrunnurYessaWlgmarkinema   fjrhWstofnframlagsskv.2.mgr.14.gr.alagaumfjrmlafyrirtki.wO     0 y 0y y 0e  0e e b.0   eftir1.mgr.kemurnUmlsgrein,svohlj;Wandi:B     0 y 0y y 0e  0e e 0    = Xrttfyrir2.tlul.1.mgr.skuluverWbrfafyrirtki,sem;skaYessaWgerast    vrsluaWilarsrhfWrasj;Wafyriralmennafjrfesta,sbr.X.kafla,uppfyllaskil   yrWisemvrsluaWiliverWbrfasj;WasamkvmtlgumumverWbrfasj;Wi.{     "C"  C0 y 0y y e2%  o  .3  Ԉ0    0staWorWsins?fjrfestingarsj;Wi 2.mgr.45.gr.,1.mlsl.81.gr.,2.mgr.84.gr., nF 6.mgr.86.gr.,2.mlsl.og2.mlsl.3.tlul.89.gr.,90.gr.,1.mlsl.1.mgr.og2. 9 mgr.91.gr.,1.mlsl.1.mgr.og2.mgr.92.gr.,1.mlsl.og5.tlul.1.mgr.og1.  mlsl.6.mgr.93.gr.,94.gr.og1.mlsl.1.mgr.og2.mgr.95.gr.lagannakemur,  viWeigandibeygingarfalli:srhfWansj;Wfyriralmennafjrfesta;ogstaWsama r orWs1.mlsl.ogfyrirsgn83.gr.lagannakemur:srhfWasj;Wifyriralmennafjr e= festa.C݌0   Ќ  "C"  C0 y 0y y e2%  p  .3  Ԉ0    eftir45.gr.lagannakem& , urnUgrein,45.gr.a,samtfyrirsgn,svohlj;Wandi:C݌   Ќ  J    J"  UpplUsingaogtilkynningarskyldaendurskoWanda.J"L݌  Ќ   0 y 0y y 0e  0e e  EndurskoWandaerskyltaWveitaFjrmlaeftirlitinuupplUsingarumframkvmd i ogniWurstWurendurskoWu',narsYess;skaW.\4   0 y 0y y 0e  0e e  EndurskoWandaerskyltaWgeraFjrmlaeftirlitinutafarlaustviWvartfihann ' vitneskjustarfisnufyrirrekstraraWilasrhfWrasj;WaeWaaWilasemernnum  tengslumviWhannumatriWieWakvarWanirsem:   0 y 0y y  e 0  a.0   felasrverulegbrot&  ԀlggjfeWareglumsemgildaumstarfsemirekstraraWilans `  eWahverskonar'*brotsemkomatilskoWunargrundvelli18.gr.,S+!    0 y 0y y 0e  0e e b.0   kunnaaWhafahrifframhaldandistarfsemirekstraraWilans,Y.m.t.atriWisem " hafaverulegaYUWingufyrirfjrhagsstWuhans,#    0 y 0y y 0e  0e e c.0   leittgetatilYessaWendurskoWandimundisynjaumrituneWagerafyrirvaraviW  $ rsreikningrekstraraWilanseWasrhfWrasj;Warekstrihans.!W%    0 y 0y y 0e  0e e  EndurskoWandiskalgerastj;rnrekstraraWilaviWvartumtilkynninguskv.2.mgr. J""& nemarkstWastilYessaWgeraYaWekki.#'   0 y 0y y 0e  0e e  UpplUsingarsemendurskoWandiveitirFjrmlaeftirlitinusamkvmtkvWum #( YessarargreinarteljastekkibrotlgbundinnieWasamningsbundinniYagnarskyldu $ ) endurskoWanda.v%N!*   "C"  C 0 y 0y y e2%  q  .3  Ԉ0    EftirfarandibreytingarverWa3.mgr.64.gr.laganna:C ݌A&"+     0 y 0y y 0e  0e e a.0   0staWtilvsunarinnar?skv.1.mgr. kemur:skv.1.og2.mgr. '",    0 y 0y y 0e  0e e b.0   ViWbt& a  istnUrmlsliWur,svohlj;Wandi:FjrmlaeftirlitiWgeturafturkallaWheim ( ildtilmarkaWssetningarskv.2.mgr.uppfyllirekstraraWiliekkilengurskilyrWin  fyr'a(eirheimildinnitilmarkaWssetningar.    "C"  C0 y 0y y e2%  r  .3  Ԉ0    0staWorWsins?fjrfestingarsj;Wa 3.og4.tlul.1.mgr.65.gr.,79.gr.,4.mgr.80. a gr.,3.og4.mgr.86.gr.,1.mlsl.1.mgr.og1.mlsl.2.mgr.87.gr.,2.tlul.89.gr., T, 40.og44.tlul.1.mgr.101.gr.,9.tlul.106.gr.og3.og4.tlul.1.mgr.og10.  tlul.2.mgr.117.gr.lagannakemur:srhfWrasj;Wafyriralmennafjrfesta.C݌   Ќ  "C"  C|0 y 0y y e2%  s  .3  Ԉ0    ViW70.gr.lagannabtistnUrmlsliWur,svohlj;Wandi:RekstraraWiliberbyrgW   rekstrihlutdeildarsj;Waogsj;WsdeildaogkemurframfyrirYeirrahnd.C|݌ X   Ќ  "C"  CU0 y 0y y e2%  t  .3  Ԉ0    ViW79.gr.lagannabtistnUmlsgrein,svohlj;Wandi:CU݌K #    Ќ  0 y 0y y 0e  0e e  AllirsemeigahlutdeildaWsrhfWumsj;WifyriralmennafjrfestaeWaeinstakri    deildhanseigasamartttilteknaogeignasj;Wsins,eWaviWkomandideildar,hlut    falliviWhlutdeildsnaogeruhlutdeildarskrteininstaWfestingtilkallitileignarhlut   deildar.wO    "C"  C}0 y 0y y e2%  u  .3  Ԉ0    0staWorWsins?fjrfestingarsj;Wum 1.og2.mgr.80.gr.,2.mgr.84.gr.,2.tlul. B  89.gr.og8.tlul.106.gr.lagannakemur:srhfWumsj;Wumfyriralmennafjrfesta.C}݌     Ќ  "C"  Cc0 y 0y y e2%  v  .3  Ԉ0    EftirfarandibreytingarverWa3.mgr.82.gr.laganna:Cc݌    Ќ  0 y 0y y 0e  0e e a.0   0staWorWsins?fjrfestingarsj;Wurinn 3.tlul.kemur:srhfWisj;Wurinnfyrir {  almennafjrfesta.nF    0 y 0y y 0e  0e e b.0   0staW4.og5.tlul.kemureinnnUrtluliWur,svohlj;Wandi:hafistaWfestingfeng 9 istgrundvellirangraupplUsingaeWaannan;eWlileganhtt.    "C"  C0 y 0y y e2%  w  .3  Ԉ0    0staWorWsins?fjrfestingarsj;Wir 1.mlsl.1.mgr.84.gr.,2.tlul.89.gr.og3.  mgr.92.gr.lagannakemur:srhfWirsj;Wirfyriralmennafjrfesta.C.݌r   Ќ  "C"  C 0 y 0y y e2%  x  .3  Ԉ0    eftir88.gr.lagannakemurnUgrein,& , Ԁ88.gr.a,samtfyrirsgn,svohlj;Wandi:C !݌e=   Ќ  J    JF"  X;knun.JF"p"݌ 0 Ќ   0 y 0y y 0e  0e e  EfsrhfWursj;Wurfyriralmennafjrfestafjrfestirhlutdeildarskrteinumsj;Wa  umsameiginlegafjrfestingu,semst',e!j;rnaWerbeinteWameWumboWiafsamarekstr  araWila,eWaWruflagisemrekstraraWilitengistgegnumsameiginleganrekstureWa i stj;rnendur,eWameWumtalsverWribeinnieWa;beinnieignarhlutdeild,errekstrar \4 aWilanumekkiheimiltaWtakaY;knunfyrirskrifteWainnlausnfyrirfjrfestingu ' sj;Wunum.   "C"  C%0 y 0y y e2%  y  .3  Ԉ0    Eftirfarandib& a reytingarverWa1.mgr.89.gr.laganna:C%&݌   Ќ  0 y 0y y 0e  0e e a.0   0staWorWsins?fjrfestingarsj;Wsins 2.tlul.kemur:srhfWasj;Wsinsfyrir `  almennafj'a&rfesta.S+!    0 y 0y y 0e  0e e b.0   ViW1.m&  lsl.4.tlul.btist:eWahafaveriWskrWareWateknartilviWskipta " skipulegu'(mmarkaWirkiutanEESeWagangakaupumogslumWrum # markaWirkiutanEESsemeropinnalmenningi,starfarreglulega,lUturopinberu  $ eftirlitiogerviWurkenndurmeWYeimhttisemFjrmlaeftirlitiWmeturgildan.!W%    0 y 0y y 0e  0e e c.0   0staWorWsins?fjrfestingarsj;Wnum 2.mlsl.4.tlul.og2.mlsl.5.tlul. J""& kemur:srhfWasj;Wnumfyriralmennafjrfesta.#'    "C"  C+0 y 0y y e2%  z  .3  Ԉ0    FyrirsgnX.kaflalagannaverWur: SrhfWirsj;Wirfyriralmennafjrfesta. C++݌#(   Ќ  "C"  C-0 y 0y y e2%  aa  .3  Ԉ0    1.mgr.95.gr.lagannaorWastsvo:C-J-݌$ )   Ќ  0 y 0y y 0e  0e e  SrhfWumsj;Wifyriralmennafjrfestaer;heimiltaWveitalneWaganga z%R!* byrgWfyriraWra,sbr.Y;89.og92.gr.X;erheimiltaWbeitafjrfestingaraWferWum E&"+ semsnaaWframseljanlegumverWbrfumogpeningamarkaWsgerningumYeim '", tilgangiaWnframskilvirkristUringueignasj;Wsins.FelifjrfestingaraWferWinsr '#- afleiWuskulunnurkvWilagaYessarasemsnaaWnotkunafleiWnagildaum ( afleiWuna.FjrfestingaraWferWirskv.2.og3.mlsl.skuluvalltverasamrmiviW  fjrfestingarstefnuogmarkmiWsj;Wsins.   "C"  C10 y 0y y e2%  bb  .3  Ԉ0    0staW?1.og2.mgr.19.gr. 3.tlul.1.mgr.97.gr.lagannakemur:1.og3.mgr. a 19.gr.C11݌T,   Ќ  "C"  CA30 y 0y y e2%  cc  .3  Ԉ0    0staWtilvsunarinnar?2.mgr. 5.mgr.98.gr.lagannakemur:3.mgr.CA3n3݌   Ќ  "C"  C40 y 0y y e2%  dd  .3  Ԉ0    eftir100.gr.lagannakomatvrnUjargreinar,100.gr.aog100.gr.b,samtfyrir  sgnum,svohlj;Wandi:C44݌    Ќ  0 y 0y y 0e  0e e a.0   (100.gr.a.) X      Tilkynningarstarfsmannaumbrotstarfsemi. K #    0 y 0y y 0e  0e e 0    = RekstraraWiliogvrsluaWilarskuluhafaferlatilYessaWtakaviWogfylgjaeftir    tilkynningumstarfsmannaumbrot,mgulegbrotogtilraunirtilbrotalgum    Yessumogstj;rnvaldsfyrirmlumsemYeimbyggjast.Ferlarnirskuluvera   aWskildirfrWrumferluminnanfyrirtkisins.wO     0 y 0y y 0e  0e e 0    = EinstaklingursemtekurviWtilkynningumskv.1.mgr.ogsrumvinnsluYeirra B  skalbaviWsjlfstWistrfumsnum.TryggtskalaWhannhafingilegtvald,    fjrveitingarogheimildirtilaWaflagagnaogupplUsingasemhonumerunauW   synlegartilaWhanngetisinntskyldumsnum.{     0 y 0y y 0e  0e e 0    = VinnslaogmeWferWpers;nuupplUsingaskalverasamrmiviWlgumper nF s;nuverndogmeWferWpers;nuupplUsinga.9    0 y 0y y 0e  0e e 0    = SeWlabanka0slandserheimiltaWsetjannarireglurumframkvmd1.og2.  mgr.,Y.m.t.umviWtkuogvinnslutilkynninga.    0 y 0y y 0e  0e e b.0   (100& , gr.b.)r    J    J=  Verndstarfsmannsvegnatilkynningarumbrotstarfsemi.J=#>݌ e= Ќ   0 y 0y y 0e  0e e 0    = XeirsemfaliWhefurveriWaWtakaviWtilkynningumskv.100.gr.aogsjum 0 vinns',=luYeirraerubundnirYagnarskylduumpers;nugreinanlegarupplUsingarsem  komaframtilkynningunum.XagnarskyldangildirgagnvartWrumstarfsmnnum  fyrirtkisinsogeinnigutanaWkomandiaWilum.X;erheimiltaWmiWlaupplUs i ingumsemltaYagnarskyldutilFjrmlaeftirlitsinsogtillgreglu.\4    0 y 0y y 0e  0e e 0    = TilkynningstarfsmannsumbrotstarfsemitelstekkibrotYagnarskyldu. ' RekstraraWiliogvrsluaWiliskalverndastarfsmannsemg;Writrhefurtilkynnt  umbrotskv.100.gr.agegnYvaWhannstiskaWab;taskyldueWamisrttisem  rekjamtiltilkynningarhans.SamagildirumtilkynningartilFjrmlaeftirlitsins `  skv.13.gr.alagaumopinberteftirlitmeWfjrmlastarfsemi,nr.87/1998.S+!    0 y 0y y 0e  0e e 0    = EfrekstraraWilieWavrsluaWilibrUturgegnskyldusinniskv.2.mgr.skalYaW " greiWastarfsmanniskaWabtursamkvmtalmennumreglum.XettatekurbWitil # beinsfjrtj;nsogmiska. $    0 y 0y y 0e  0e e 0    = SkyldurogrttindisamkvmtYessarigreineru;frvkjanlegog;heimilteraW !W% takmarkaYaurWningarsamningimillistarfsmannsogfyrirtkis.J""&    "C"  CF0 y 0y y e2%  ee  .3  Ԉ0    EftirfarandibreytingarverWa101.gr.laganna:CFF݌#'   Ќ   3456789:;(004ABCD/ /0 y 0y y 0e  0e e a.0   0staW?4.!6.mgr. 3.tlul.1.mgr.kemur:4.!7.mgr.#(    0 y 0y y 0e  0e e b.0   ViW1.mgr.btastYrrnUirtluliWir,svohlj;Wandi:$ )     4ABCD(%003456789:;G NOPQRSTUV(004ABCD/4 /0 y 0y y 0e  0e e 0   53.0)   67.gr.vegnagr;fraeWatrekaWrabrotareglumsrhfWrasj;Wafyrir v%N!* almennafjrfesta.A&"+)  )   0 y 0y y 0e  0e e 0   54.0)   1.mgr.100.gr.aumskyldutilaWhafaferlasemuppfyllaskilyrWikvW  '", isins.'#-)  )   0 y 0y y 0e  0e e 0   55.0)   1.mgr.100.gr.bumYagnarskylduvegnatilkynningarumbrotstarfsemi.(z$.)  )    4ABCD(%004NOPQRSTUVJ0 y 0y y 0e  0e e c.0   eftir3.mgr.kemurnUmlsgrein,svohlj;Wandi:(    0 y 0y y 0e  0e e 0    = Xrttfyrir3.mgr.erheimiltaWkvarWaeinstaklingieWalgaWila,sembrUtur  gegnlgumYessumeWastj;rnvaldsfyrirmlumsettumgrundvelliYeirra,stj;rn  valdssektalltaWtvfaldriYeirrifjrhWsemnemurfjrhagslegumvinningiaf a broti.T,    "C"  CsQ0 y 0y y e2%  ff  .3  Ԉ0    ViW1.mgr.111.gr.lagannabtist:oglagaumopinberteftirlitmeWfjrmla  starfsemi.CsQQ݌   Ќ  "C "  CR0 y 0y y e2%  gg  .3  Ԉ0    EftirfarandibreytingarverWa114.gr.laganna:CRS݌    Ќ  0 y 0y y 0e  0e e a.0   0staWorWanna?rskurWarnefndarumviWskiptiviWfjrmlafyrirtki 1.mgr.  X kemur:rskurWaraWilasamkvmtlgumumrskurWaraWilasviWineytendamla.K #     0 y 0y y 0e  0e e b.0   2.mgr.fellurbrott.      0 y 0y y 0e  0e e c.0   FyrirsgngreinarinnarorWastsvo:BrskurWaraWilar.      "C!"  CV0 y 0y y e2%  hh  .3  Ԉ0    EftirfarandibreytingarverWa2.mgr.117.gr.laganna:CVV݌    Ќ  0 y 0y y 0e  0e e a.0   0staWorWsins?fjrmlafyrirtkja 1.mlsl.2.tlul.kemur:rekstraraWilasr wO  hfWrasj;Wa.B     0 y 0y y 0e  0e e b.0   ViWbtasttveirnUirtluliWir,svohlj;Wandi:      0 y 0y y 0e  0e e 0   11.0)   HfisskilyrWistj;rnarmannaogframkvmdastj;ra,YarmeWalumhvaW   felstfullngjandiYekkingu,hfniogreynslu,g;WuorWsporiogfjrhags {  legusjlfstWi,ogumhvernigstaWiWskuliaWhfismati,sbr.1.mgr.14.gr.nF)  )   0 y 0y y 0e  0e e 0   12.0)   Starfskjarastefnuogkaupaukakerfi,sbr.21.gr.9)  )   "C""  C_\0 y 0y y e2%  ii  .3  Ԉ0    ViWlginbtast& , YrjnUkvWitilbrWabirgWa,svohlj;Wandi:C_\\݌   Ќ  0 y 0y y 0e  0e e a.0   (IV.)    0 y 0y y 0e  0e e 0    = HafivrsluaWilisemuppfyllirekkikrfur33.gr.veriWtilnefndurfyrir1.jn r 2021skalrek',5]straraWilisrhfWssj;WsfyrirhndsrhfWssj;WstilnefnanUjan e= vrsluaWilaeigisWaren31.desember2021.0    0 y 0y y 0e  0e e b.0   (V.)    0 y 0y y 0e  0e e 0    = RekstraraWilisrhfWrasj;WasemrekursrhfWasj;Wifyriralmennafjrfesta  ogvrsluaWilisj;Wannaskuluuppfyllakrfur2.mgr.19.gr.umstj;rnarmenneigi i sWaren1.jn2022.\4    0 y 0y y 0e  0e e c.0   (VI.)'    0 y 0y y 0e  0e e 0    = RekstraraWilisrhfWrasj;Wa,semrekursj;WsemfengiWhefurstaWfestingu  FjrmlaeftirlitsinsYvaWsj;WurinnltifjrfestingarheimildumogreglumX.  kaflaumfjrfestingarsj;Wi,skaleigisWaren1.janar2023hafauppfylltkvWi `  lagaYessaraumbreyttahugtakanotkunogvsatilviWkomandisj;WsYarsemviW S+! semsrhfWssj;WsfyriralmennafjrfestastaWfjrfestingarsj;Ws."    "A0J#"  A0JAe y2%  2  .3  Ԉ0    Lgumfjrmlafyrirtki,nr.161/2002:A0JAene݌#   Ќ  "C"  CGf0 y 0y y e2%  a  .3  Ԉ0    EftirfarandibreytingarverWa1.mgr.1.gr.alaganna:CGfwf݌ $   Ќ  0 y 0y y 0e  0e e a.0   0staWorWanna?verWbrfafyrirtkieWarekstrarflagverWbrfasj;Wa 1.tlul. !W% kemur:eWaverWbrfafyrirtki.J""&    0 y 0y y 0e  0e e b.0   eftirorWunum?rekstraraWilarsrhfWrasj;Wa 17.tlul.kemur:rekstrarflg #' verWbrfasj;Wa.#(    "C"  Ci0 y 0y y e2%  b  .3  Ԉ0    7.tlul.1.mgr.3.gr.lagannafellurbrott.Cii݌$ )   Ќ  "C"  Cj0 y 0y y e2%  c  .3  Ԉ0    7.tlul.1.mgr.4.gr.lagannafellurbrott.Cj"k݌v%N!*   Ќ  "C"  C'l0 y 0y y e2%  d  .3  Ԉ0    0staWorWanna??verWbrfafyrirtki og?rekstrarflagverWbrfasj;Ws  1.mgr.12. A&"+  gr.lagannakemur:og?verWbrfafyrirtki .C'lTl݌ '",   Ќ  "C"  Cm0 y 0y y e2%  e  .3  Ԉ0    Eftirfarandi& a  breytingarverWa14.gr.alaganna:Cm'n݌(   Ќ  0 y 0y y 0e  0e e a.0   0staWorWanna?staWbundinsfyrirtkisogrekstrarflagsverWbrfasj;Wa 1.  mlsl.1.'a(nԀmgr.kemur:ogstaWbundinsfyrirtkis.    0 y 0y y 0e  0e e b.0   6.mgr.fellurbrott.a    0 y 0y y 0e  0e e c.0   FyrirsgngreinarinnarorWastsvo:StofnframlagverWbrfafyrirtkjaogstaWbund T, innafyrirtkja.    "C"  Cr0 y 0y y e2%  f  .3  Ԉ0    27.gr.lagannafellurbrott,samtfyrirsgn.CrDr݌   Ќ  "C"  CIs0 y 0y y e2%  g  .3  Ԉ0    OrWin?ogrekstrarflgverWbrfasj;Wa 4.mgr.30.gr.lagannafallabrott.CIsvs݌    Ќ  "C"  Ct0 y 0y y e2%  h  .3  Ԉ0    EftirfarandibreytingarverWa84.gr.dlaganna:Ctt݌ X   Ќ  0 y 0y y 0e  0e e a.0   OrWin?ogrekstrarflagsverWbrfasj;Wa 1.og3.mlsl.fallabrott.K #     0 y 0y y 0e  0e e b.0   FyrirsgngreinarinnarorWastsvo:LgmarkskrfurhfsfjrmagnsverWbrfa    fyrirtkissembertakmarkaWarstarfsskyldur.      "C"  Cw0 y 0y y e2%  i  .3  Ԉ0    1.mlsl.3.mgr.84.gr.elagannaorWastsvo:httugrunnurverWbrfafyrirtkissem   ekkihefurstarfsheimildirskv.c-ogf-liW1.tlul.1.mgr.25.gr.ogverWbrfafyrir wO  tkissembertakmarkaWarstarfsskylduroghefurstarfsheimildirskv.b-ogd-liW1. B  tlul.1.mgr.25.gr.skalreiknaWursemsfjrhWsemhrriersamkvmteftirfar    anditveimurstafliWum.Cww݌    Ќ  "C "  Cz0 y 0y y e2%  j  .3  Ԉ0    0staWorWanna?eWarekstrarflagverWbrfasj;Waskv.5.,6.eWa7.tlul. 4.mgr.86. {  gr.dlagannakemur:skv.5.tlul.Czz݌nF   Ќ  "C "  Ch|0 y 0y y e2%  k  .3  Ԉ0    0staWorWanna?eWarekstrarflagverWbrfasj;Waskv.5.,6.eWa7.tlul. 2.mgr.86. 9 gr.elagannakemur:skv.5.tlul.Ch||݌   Ќ  "C "  C~0 y 0y y e2%  l  .3  Ԉ0    11.tlul.1.mgr.110.gr.lagannafellurbrott.C~H~݌   Ќ  "A0J "  A0JP y2%  3  .3  Ԉ0    LgumopinberteftirlitmeWfjrmlastarfsemi,nr.87/1998:eftirorWinu?verWbrfa r sj;Wa 7.tlul.1.mgr.2.gr.lagannakemur:srhfWrasj;Wafyriralmennafjrfesta.A0JP}݌e=   Ќ  "A0J"  A0J y2%  4  .3  Ԉ0    LgumviWb;tareftirlitmeWfjrmlasamsteypum,nr.61/2017:A0JG݌0   Ќ  "C"  C@0 y 0y y e2%  a  .3  Ԉ0    0staWorWanna?6.mgr.14.gr.alagaumfjrmlafyrirtki 2.mlsl.16.tlul.2.gr.  lagannakemur:12.gr.lagaumverWbrfasj;Wi.C@p݌   Ќ  "C"  C0 y 0y y e2%  b  .3  Ԉ0    0staWorWanna?6.mgr.14.gr.alagaumfjrmlafyrirtki,nr.161/2002 2.mlsl. i 3.mgr.2.gr.I.kaflaviWaukaviWlginkemur:12.gr.lagaumverWbrfasj;Wi.C*݌\4   Ќ  "A0J"  A0Jۅ y2%  5  .3  Ԉ0    LgumverWbrfamiWstWvar,uppgjrografrnaeignarskrningufjrmlagerninga, ' nr.7/2020:OrWin?fjrfestingarsj;Wiogfagfjrfestasj;Wi 6.tlul.1.mgr.6.gr.lag  annafallabrott.A0Jۅ݌   Ќ  "A0J"  A0J‡ y2%  6  .3  Ԉ0    Lg& a umaukatekjurrkissj;Ws,nr.88/1991:0staWtilvsunarinnar?7.tlul.1.mgr.4.gr. `  laganr.161/2002 9.tlul.11.gr.lagannakemur:1.mgr.4.gr.lagaumverWbrfa S+! sj;W'aci.A0J‡݌"   Ќ  "A0J"  A0J y2%  7  .3  Ԉ0    LgumskilameWferWlnastofnanaogverWbrfafyrirtkja,nr.70/2020:eftirorWunum # ?rekstraraWilarsrhfWrasj;Wa 16.tlul.1.mgr.3.gr.lagannakemur:rekstrarflg  $ verWbrfasj;Wa.A0J݌!W%   Ќ  "A0J"  A0J y2%  8  .3  Ԉ0    LgumaWgerWirgegnpeningaYvttiogfjrmgnunhryWjuverka,nr.140/2018:eftir J""& orWunum?rekstraraWilarsrhfWrasj;WasamkvmtlgumumrekstraraWilasrhfWra #' sj;Wa aliW1.mgr.2.gr.lagannakemur:rekstrarflgverWbrfasj;Wasamkvmt #( lgumumverWbrfasj;Wi.A0J݌$ )   Ќ  "A0J"  A0J+ y2%  9  .3  Ԉ0    LgumupplUsingaskyldutgefendaverWbrfaogflggunarskyldu,nr.20/2021:0staW v%N!*  ?44.gr. 2.mgr.27.gr.lagannakemur:103.gr.A0J+X݌A&"+   Ќ  "A0J "  A0Jď y2%  10  .3  Ԉ0    Lgumlykiluppl& ,  UsingaskjlvegnatiltekinnafjrfestingarafurWafyriralmennafjrfesta, ( nr.55/2021:eftir1.mgr.18.gr.lagannakemurnUmlsgrein,svohlj;Wandi:A0Jď݌   Ќ  0 y 0y y  e   Xrttfyrir1.mgr.skulurekstrarflgverWbrfasj;WaogrekstraraWilarsrhfWra  sj;Wafyriralme',(qnnafjrfestaskv.X.kaflalaganr.45/2020ogaWilarsemveitarWgjf a umeWaseljahlutiog/eWahlutdeildarskrteiniverWbrfasj;WseWasrhfWssj;Wsfyrir T, almennafjrfestaskv.X.kaflalaganr.45/2020veraundanYegingildissviWilagannatil  31.desember2021.   N     N  kvWitilbrWabirgWa.N݌  X Ќ      I. O '     y RekstrarflagverWbrfasj;WaskaluppfrareglurverWbrfasj;WaogupplUsingarogggn    sj;Wannaskv.VII.kaflantafarogeigisWaren1.janar2022.      II. W     y HafivrsluaWilisemuppfyllirekkikrfur44.gr.veriWtilnefndurfyrirgildistkulaga N&  YessaraskalrekstrarflagfyrirhndverWbrfasj;WstilnefnanUjanvrsluaWilaeigisWaren   31.desember2021.   @#`_____________  @ `X)EXmSamYykktAlYingi13.jn2021.#mXX)E#